Baxter Credit Union Mortgage Lending & HMDA Data, 2016

In 2016, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 7,773 mortgage applications totaling $1.7 billion, up 6% from 2015. The average application was for $222,751, and applicants reported an average income of $122,236. 47% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,042), Chicago-Naperville-Arlington Heights, IL (938) and Lake County-Kenosha County, IL-WI (778) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,773
Total Mortgage Loan Application Amount $1,731,451,000
Average Mortgage Loan Application Amount $222,751
Highest Mortgage Loan Application Amount $3,848,000
Average Applicant Income $122,236
Highest Applicant Income $1,764,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lake, Illinois 711 $ 142,012,000 $ 199,735 $ 130,000
Hennepin, Minnesota 563 $ 137,602,000 $ 244,408 $ 135,000
Cook, Illinois 447 $ 103,312,000 $ 231,123 $ 142,000
McHenry, Illinois 380 $ 60,259,000 $ 158,576 $ 103,000
Orange, California 209 $ 76,825,000 $ 367,583 $ 157,000
Los Angeles, California 146 $ 45,385,000 $ 310,856 $ 138,000
Anoka, Minnesota 125 $ 21,736,000 $ 173,888 $ 109,000
Franklin, Ohio 121 $ 21,754,000 $ 179,785 $ 111,000
Ramsey, Minnesota 111 $ 23,506,000 $ 211,765 $ 122,000
DuPage, Illinois 83 $ 20,179,000 $ 243,120 $ 144,000
Miami-Dade, Florida 79 $ 13,941,000 $ 176,468 $ 96,000
Kenosha, Wisconsin 67 $ 11,356,000 $ 169,492 $ 111,000
Ventura, California 66 $ 22,612,000 $ 342,606 $ 169,000
Washington, Minnesota 66 $ 14,828,000 $ 224,666 $ 136,000
Baxter, Arkansas 62 $ 6,317,000 $ 101,887 $ 64,000
Dakota, Minnesota 60 $ 14,789,000 $ 246,483 $ 132,000
Bolivar, Mississippi 56 $ 4,433,000 $ 79,160 $ 68,000
San Bernardino, California 54 $ 10,719,000 $ 198,500 $ 79,000
Maricopa, Arizona 52 $ 11,315,000 $ 217,596 $ 123,000
Riverside, California 52 $ 12,407,000 $ 238,596 $ 133,000
McDowell, North Carolina 51 $ 4,777,000 $ 93,666 $ 69,000
Kane, Illinois 45 $ 8,367,000 $ 185,933 $ 110,000
Broward, Florida 43 $ 14,228,000 $ 330,883 $ 192,000
Monroe, Indiana 43 $ 7,008,000 $ 162,976 $ 102,000
Middlesex, Massachusetts 38 $ 13,338,000 $ 351,000 $ 173,000
Pinellas, Florida 33 $ 7,597,000 $ 230,212 $ 125,000
Bexar, Texas 31 $ 3,273,000 $ 105,580 $ 88,000
Worcester, Massachusetts 30 $ 8,722,000 $ 290,733 $ 151,000
Carver, Minnesota 30 $ 7,226,000 $ 240,866 $ 141,000
Delaware, Ohio 30 $ 6,113,000 $ 203,766 $ 134,000
Wright, Minnesota 29 $ 6,227,000 $ 214,724 $ 126,000
Salt Lake, Utah 29 $ 7,006,000 $ 241,586 $ 108,000
San Diego, California 25 $ 10,353,000 $ 414,120 $ 159,000
Scott, Minnesota 23 $ 6,504,000 $ 282,782 $ 151,000
Owen, Indiana 22 $ 1,999,000 $ 90,863 $ 64,000
Will, Illinois 21 $ 4,191,000 $ 199,571 $ 143,000
Dallas, Texas 18 $ 3,873,000 $ 215,166 $ 117,000
Walworth, Wisconsin 18 $ 3,493,000 $ 194,055 $ 187,000
Alameda, California 16 $ 5,912,000 $ 369,500 $ 183,000
Sherburne, Minnesota 16 $ 2,720,000 $ 170,000 $ 111,000
Harris, Texas 16 $ 3,672,000 $ 229,500 $ 133,000
Tarrant, Texas 16 $ 2,034,000 $ 127,125 $ 108,000
Mitchell, North Carolina 15 $ 1,538,000 $ 102,533 $ 72,000
Denton, Texas 15 $ 2,810,000 $ 187,333 $ 120,000
Santa Clara, California 14 $ 7,159,000 $ 511,357 $ 186,000
Union, Ohio 14 $ 2,197,000 $ 156,928 $ 127,000
Contra Costa, California 13 $ 5,450,000 $ 419,230 $ 142,000
Palm Beach, Florida 13 $ 3,235,000 $ 248,846 $ 147,000
Gwinnett, Georgia 13 $ 3,292,000 $ 253,230 $ 118,000
Newton, Georgia 13 $ 1,998,000 $ 153,692 $ 93,000
Clark, Nevada 13 $ 3,185,000 $ 245,000 $ 127,000
Ponce, Puerto Rico 13 $ 1,306,000 $ 100,461 $ 69,000
Douglas, Colorado 12 $ 2,692,000 $ 224,333 $ 144,000
Cobb, Georgia 12 $ 2,294,000 $ 191,166 $ 138,000
Avery, North Carolina 12 $ 1,243,000 $ 103,583 $ 66,000
Waukesha, Wisconsin 12 $ 2,553,000 $ 212,750 $ 140,000
Jefferson, Colorado 11 $ 3,178,000 $ 288,909 $ 180,000
Hillsborough, Florida 11 $ 1,671,000 $ 151,909 $ 110,000
Orange, Florida 11 $ 2,247,000 $ 204,272 $ 125,000
Pasco, Florida 11 $ 1,712,000 $ 155,636 $ 121,000
Marion, Indiana 11 $ 1,077,000 $ 97,909 $ 90,000
Wayne, Michigan 11 $ 1,332,000 $ 121,090 $ 98,000
Anasco, Puerto Rico 11 $ 944,000 $ 85,818 $ 36,000
Racine, Wisconsin 11 $ 1,841,000 $ 167,363 $ 85,000
Denver, Colorado 10 $ 3,163,000 $ 316,300 $ 164,000
Lee, Florida 10 $ 1,747,000 $ 174,700 $ 136,000
Oakland, Michigan 10 $ 2,673,000 $ 267,300 $ 128,000
Mecklenburg, North Carolina 10 $ 1,869,000 $ 186,900 $ 83,000
Wake, North Carolina 10 $ 2,012,000 $ 201,200 $ 119,000
Allegheny, Pennsylvania 10 $ 1,140,000 $ 114,000 $ 71,000
Fulton, Arkansas 9 $ 767,000 $ 85,222 $ 48,000
Arapahoe, Colorado 9 $ 1,244,000 $ 138,222 $ 109,000
Collier, Florida 9 $ 7,158,000 $ 795,333 $ 375,000
Johnson, Kansas 9 $ 2,378,000 $ 264,222 $ 140,000
Kent, Michigan 9 $ 973,000 $ 108,111 $ 113,000
Aguada, Puerto Rico 9 $ 1,063,000 $ 118,111 $ 36,000
Jayuya, Puerto Rico 9 $ 848,000 $ 94,222 $ 41,000
El Paso, Texas 9 $ 1,045,000 $ 116,111 $ 81,000
Volusia, Florida 8 $ 1,466,000 $ 183,250 $ 116,000
Fulton, Georgia 8 $ 1,093,000 $ 136,625 $ 105,000
Walton, Georgia 8 $ 1,232,000 $ 154,000 $ 88,000
DeSoto, Mississippi 8 $ 1,243,000 $ 155,375 $ 84,000
Rankin, Mississippi 8 $ 1,784,000 $ 223,000 $ 161,000
Ozark, Missouri 8 $ 662,000 $ 82,750 $ 39,000
Cuyahoga, Ohio 8 $ 1,557,000 $ 194,625 $ 180,000
Chester, Pennsylvania 8 $ 3,824,000 $ 478,000 $ 164,000
Mayaguez, Puerto Rico 8 $ 1,035,000 $ 129,375 $ 85,000
Davidson, Tennessee 8 $ 1,460,000 $ 182,500 $ 94,000
Shelby, Tennessee 8 $ 1,399,000 $ 174,875 $ 106,000
Fort Bend, Texas 8 $ 1,635,000 $ 204,375 $ 129,000
King, Washington 8 $ 4,548,000 $ 568,500 $ 200,000
Milwaukee, Wisconsin 8 $ 923,000 $ 115,375 $ 130,000
New Castle, Delaware 7 $ 1,720,000 $ 245,714 $ 110,000
Seminole, Florida 7 $ 1,057,000 $ 151,000 $ 62,000
DeKalb, Georgia 7 $ 1,538,000 $ 219,714 $ 162,000
Winnebago, Illinois 7 $ 450,000 $ 64,285 $ 106,000
Plymouth, Massachusetts 7 $ 1,928,000 $ 275,428 $ 193,000
Suffolk, Massachusetts 7 $ 2,346,000 $ 335,142 $ 168,000
Chisago, Minnesota 7 $ 856,000 $ 122,285 $ 87,000
Stearns, Minnesota 7 $ 728,000 $ 104,000 $ 109,000
Howell, Missouri 7 $ 492,000 $ 70,285 $ 39,000
Aibonito, Puerto Rico 7 $ 544,000 $ 77,714 $ 34,000
San German, Puerto Rico 7 $ 657,000 $ 93,857 $ 33,000
San Juan, Puerto Rico 7 $ 1,228,000 $ 175,428 $ 117,000
Charleston, South Carolina 7 $ 1,492,000 $ 213,142 $ 136,000
Collin, Texas 7 $ 1,851,000 $ 264,428 $ 146,000
Williamson, Texas 7 $ 1,798,000 $ 256,857 $ 123,000
Dane, Wisconsin 7 $ 1,837,000 $ 262,428 $ 362,000
Pinal, Arizona 6 $ 760,000 $ 126,666 $ 113,000
Kern, California 6 $ 696,000 $ 116,000 $ 101,000
Sacramento, California 6 $ 1,599,000 $ 266,500 $ 118,000
San Francisco, California 6 $ 3,608,000 $ 601,333 $ 281,000
Lake, Florida 6 $ 837,000 $ 139,500 $ 170,000
St. Lucie, Florida 6 $ 1,323,000 $ 220,500 $ 161,000
Allen, Indiana 6 $ 715,000 $ 119,166 $ 106,000
Greene, Indiana 6 $ 455,000 $ 75,833 $ 62,000
Hamilton, Indiana 6 $ 1,438,000 $ 239,666 $ 175,000
Lawrence, Indiana 6 $ 362,000 $ 60,333 $ 71,000
Norfolk, Massachusetts 6 $ 3,540,000 $ 590,000 $ 201,000
Onondaga, New York 6 $ 560,000 $ 93,333 $ 137,000
Brunswick, North Carolina 6 $ 1,338,000 $ 223,000 $ 157,000
Buncombe, North Carolina 6 $ 1,070,000 $ 178,333 $ 112,000
Durham, North Carolina 6 $ 889,000 $ 148,166 $ 88,000
Licking, Ohio 6 $ 837,000 $ 139,500 $ 93,000
Rincon, Puerto Rico 6 $ 657,000 $ 109,500 $ 60,000
Montgomery, Texas 6 $ 1,680,000 $ 280,000 $ 140,000
Travis, Texas 6 $ 1,810,000 $ 301,666 $ 223,000
St. Croix, Wisconsin 6 $ 871,000 $ 145,166 $ 137,000
Lee, Alabama 5 $ 812,000 $ 162,400 $ 97,000
Pulaski, Arkansas 5 $ 797,000 $ 159,400 $ 106,000
Duval, Florida 5 $ 1,010,000 $ 202,000 $ 148,000
Polk, Florida 5 $ 723,000 $ 144,600 $ 38,000
Sarasota, Florida 5 $ 939,000 $ 187,800 $ 86,000
Chatham, Georgia 5 $ 978,000 $ 195,600 $ 168,000
Oconee, Georgia 5 $ 1,388,000 $ 277,600 $ 116,000
Honolulu, Hawaii 5 $ 840,000 $ 168,000 $ 50,000
Kendall, Illinois 5 $ 969,000 $ 193,800 $ 107,000
Delaware, Indiana 5 $ 281,000 $ 56,200 $ 90,000
Fayette, Kentucky 5 $ 770,000 $ 154,000 $ 123,000
Baltimore, Maryland 5 $ 746,000 $ 149,200 $ 102,000
Sunflower, Mississippi 5 $ 529,000 $ 105,800 $ 64,000
Greene, Missouri 5 $ 409,000 $ 81,800 $ 100,000
St. Charles, Missouri 5 $ 1,094,000 $ 218,800 $ 92,000
St. Louis, Missouri 5 $ 1,412,000 $ 282,400 $ 251,000
Douglas, Nebraska 5 $ 973,000 $ 194,600 $ 131,000
Morris, New Jersey 5 $ 2,195,000 $ 439,000 $ 259,000
Somerset, New Jersey 5 $ 1,870,000 $ 374,000 $ 258,000
Orleans, New York 5 $ 274,000 $ 54,800 $ 43,000
Catawba, North Carolina 5 $ 750,000 $ 150,000 $ 80,000
Guilford, North Carolina 5 $ 281,000 $ 56,200 $ 77,000
Warren, Ohio 5 $ 761,000 $ 152,200 $ 103,000
Bucks, Pennsylvania 5 $ 900,000 $ 180,000 $ 224,000
Aguadilla, Puerto Rico 5 $ 785,000 $ 157,000 $ 117,000
Arroyo, Puerto Rico 5 $ 285,000 $ 57,000 $ 41,000
Carolina, Puerto Rico 5 $ 549,000 $ 109,800 $ 104,000
Patillas, Puerto Rico 5 $ 331,000 $ 66,200 $ 32,000
York, South Carolina 5 $ 836,000 $ 167,200 $ 83,000
Rutherford, Tennessee 5 $ 709,000 $ 141,800 $ 91,000
Williamson, Tennessee 5 $ 1,715,000 $ 343,000 $ 180,000
Jefferson, Alabama 4 $ 805,000 $ 201,250 $ 160,000
Shelby, Alabama 4 $ 791,000 $ 197,750 $ 122,000
Benton, Arkansas 4 $ 684,000 $ 171,000 $ 123,000
Izard, Arkansas 4 $ 410,000 $ 102,500 $ 85,000
El Paso, Colorado 4 $ 919,000 $ 229,750 $ 161,000
Larimer, Colorado 4 $ 747,000 $ 186,750 $ 114,000
Fairfield, Connecticut 4 $ 1,420,000 $ 355,000 $ 248,000
Brevard, Florida 4 $ 618,000 $ 154,500 $ 55,000
Charlotte, Florida 4 $ 993,000 $ 248,250 $ 66,000
Citrus, Florida 4 $ 1,530,000 $ 382,500 $ 121,000
Escambia, Florida 4 $ 416,000 $ 104,000 $ 68,000
Sedgwick, Kansas 4 $ 976,000 $ 244,000 $ 125,000
Essex, Massachusetts 4 $ 1,610,000 $ 402,500 $ 146,000
St. Louis, Minnesota 4 $ 675,000 $ 168,750 $ 145,000
Rockingham, New Hampshire 4 $ 1,279,000 $ 319,750 $ 164,000
Essex, New Jersey 4 $ 870,000 $ 217,500 $ 135,000
Sussex, New Jersey 4 $ 336,000 $ 84,000 $ 156,000
Erie, New York 4 $ 655,000 $ 163,750 $ 135,000
Monroe, New York 4 $ 523,000 $ 130,750 $ 98,000
Iredell, North Carolina 4 $ 907,000 $ 226,750 $ 199,000
Union, North Carolina 4 $ 773,000 $ 193,250 $ 138,000
Yancey, North Carolina 4 $ 582,000 $ 145,500 $ 60,000
Fairfield, Ohio 4 $ 557,000 $ 139,250 $ 108,000
Montgomery, Pennsylvania 4 $ 847,000 $ 211,750 $ 73,000
Cabo Rojo, Puerto Rico 4 $ 325,000 $ 81,250 $ 40,000
Coamo, Puerto Rico 4 $ 200,000 $ 50,000 $ 38,000
Sevier, Tennessee 4 $ 699,000 $ 174,750 $ 67,000
Fairfax, Virginia 4 $ 1,703,000 $ 425,750 $ 184,000
Adams, Wisconsin 4 $ 454,000 $ 113,500 $ 133,000
Door, Wisconsin 4 $ 728,000 $ 182,000 $ 123,000
Polk, Wisconsin 4 $ 883,000 $ 220,750 $ 183,000
Mobile, Alabama 3 $ 294,000 $ 98,000 $ 61,000
Pima, Arizona 3 $ 953,000 $ 317,666 $ 179,000
Marion, Arkansas 3 $ 301,000 $ 100,333 $ 50,000
Placer, California 3 $ 1,897,000 $ 632,333 $ 381,000
Tulare, California 3 $ 820,000 $ 273,333 $ 187,000
Adams, Colorado 3 $ 539,000 $ 179,666 $ 83,000
Hartford, Connecticut 3 $ 332,000 $ 110,666 $ 160,000
District of Columbia, District Of Columbia 3 $ 1,116,000 $ 372,000 $ 185,000
Osceola, Florida 3 $ 787,000 $ 262,333 $ 146,000
St. Johns, Florida 3 $ 550,000 $ 183,333 $ 81,000
Cherokee, Georgia 3 $ 389,000 $ 129,666 $ 72,000
Hawaii, Hawaii 3 $ 791,000 $ 263,666 $ 188,000
Ada, Idaho 3 $ 522,000 $ 174,000 $ 132,000
Brown, Indiana 3 $ 476,000 $ 158,666 $ 129,000
Morgan, Indiana 3 $ 483,000 $ 161,000 $ 106,000
Ripley, Indiana 3 $ 325,000 $ 108,333 $ 62,000
Linn, Iowa 3 $ 430,000 $ 143,333 $ 128,000
Shawnee, Kansas 3 $ 236,000 $ 78,666 $ 35,000
Anne Arundel, Maryland 3 $ 524,000 $ 174,666 $ 80,000
Frederick, Maryland 3 $ 588,000 $ 196,000 $ 119,000
Howard, Maryland 3 $ 1,692,000 $ 564,000 $ 270,000
Prince George's, Maryland 3 $ 230,000 $ 76,666 $ 79,000
Bristol, Massachusetts 3 $ 924,000 $ 308,000 $ 157,000
Grand Traverse, Michigan 3 $ 634,000 $ 211,333 $ 63,000
Muskegon, Michigan 3 $ 514,000 $ 171,333 $ 90,000
Isanti, Minnesota 3 $ 230,000 $ 76,666 $ 98,000
Hinds, Mississippi 3 $ 245,000 $ 81,666 $ 151,000
Madison, Mississippi 3 $ 477,000 $ 159,000 $ 111,000
Jackson, Missouri 3 $ 331,000 $ 110,333 $ 95,000
Jefferson, Missouri 3 $ 719,000 $ 239,666 $ 116,000
Taney, Missouri 3 $ 341,000 $ 113,666 $ 79,000
Hillsborough, New Hampshire 3 $ 907,000 $ 302,333 $ 124,000
Burlington, New Jersey 3 $ 593,000 $ 197,666 $ 115,000
Rensselaer, New York 3 $ 648,000 $ 216,000 $ 128,000
Saratoga, New York 3 $ 607,000 $ 202,333 $ 65,000
Suffolk, New York 3 $ 1,369,000 $ 456,333 $ 338,000
Burke, North Carolina 3 $ 220,000 $ 73,333 $ 50,000
Portage, Ohio 3 $ 428,000 $ 142,666 $ 137,000
Clackamas, Oregon 3 $ 1,416,000 $ 472,000 $ 197,000
Westmoreland, Pennsylvania 3 $ 313,000 $ 104,333 $ 37,000
Guayama, Puerto Rico 3 $ 274,000 $ 91,333 $ 77,000
Hormigueros, Puerto Rico 3 $ 355,000 $ 118,333 $ 39,000
Penuelas, Puerto Rico 3 $ 267,000 $ 89,000 $ 78,000
Providence, Rhode Island 3 $ 432,000 $ 144,000 $ 103,000
Beaufort, South Carolina 3 $ 2,316,000 $ 772,000 $ 537,000
Berkeley, South Carolina 3 $ 397,000 $ 132,333 $ 80,000
Sumner, Tennessee 3 $ 584,000 $ 194,666 $ 120,000
Hidalgo, Texas 3 $ 335,000 $ 111,666 $ 71,000
Smith, Texas 3 $ 457,000 $ 152,333 $ 77,000
Chesterfield, Virginia 3 $ 469,000 $ 156,333 $ 101,000
Clark, Washington 3 $ 478,000 $ 159,333 $ 412,000
Pierce, Washington 3 $ 934,000 $ 311,333 $ 47,000
Burnett, Wisconsin 3 $ 575,000 $ 191,666 $ 278,000
Oneida, Wisconsin 3 $ 468,000 $ 156,000 $ 572,000
Madison, Alabama 2 $ 321,000 $ 160,500 $ 130,000
Coconino, Arizona 2 $ 504,000 $ 252,000 $ 175,000
Lonoke, Arkansas 2 $ 100,000 $ 50,000 $ 100,000
Washington, Arkansas 2 $ 481,000 $ 240,500 $ 227,000
El Dorado, California 2 $ 885,000 $ 442,500 $ 139,000
San Joaquin, California 2 $ 824,000 $ 412,000 $ 168,000
Solano, California 2 $ 200,000 $ 100,000 $ 65,000
Yolo, California 2 $ 1,080,000 $ 540,000 $ 139,000
Boulder, Colorado 2 $ 446,000 $ 223,000 $ 71,000
Broomfield, Colorado 2 $ 428,000 $ 214,000 $ 133,000
Weld, Colorado 2 $ 553,000 $ 276,500 $ 250,000
Litchfield, Connecticut 2 $ 150,000 $ 75,000 $ 37,000
New Haven, Connecticut 2 $ 531,000 $ 265,500 $ 277,000
Alachua, Florida 2 $ 161,000 $ 80,500 $ 85,000
Clay, Florida 2 $ 183,000 $ 91,500 $ 68,000
Leon, Florida 2 $ 196,000 $ 98,000 $ 115,000
Manatee, Florida 2 $ 444,000 $ 222,000 $ 144,000
Marion, Florida 2 $ 150,000 $ 75,000 $ 98,000
Monroe, Florida 2 $ 2,888,000 $ 1,444,000 $ 400,000
Santa Rosa, Florida 2 $ 274,000 $ 137,000 $ 161,000
Butts, Georgia 2 $ 286,000 $ 143,000 $ 75,000
Clarke, Georgia 2 $ 120,000 $ 60,000 $ 84,000
Clayton, Georgia 2 $ 168,000 $ 84,000 $ 49,000
Douglas, Georgia 2 $ 222,000 $ 111,000 $ 68,000
Forsyth, Georgia 2 $ 432,000 $ 216,000 $ 78,000
Henry, Georgia 2 $ 261,000 $ 130,500 $ 85,000
Liberty, Georgia 2 $ 164,000 $ 82,000 $ 20,000
Morgan, Georgia 2 $ 478,000 $ 239,000 $ 109,000
Muscogee, Georgia 2 $ 100,000 $ 50,000 $ 84,000
Richmond, Georgia 2 $ 113,000 $ 56,500 $ 57,000
Tift, Georgia 2 $ 79,000 $ 39,500 $ 28,000
Bonneville, Idaho 2 $ 60,000 $ 30,000 $ 112,000
Boone, Illinois 2 $ 227,000 $ 113,500 $ 92,000
Grundy, Illinois 2 $ 182,000 $ 91,000 $ 128,000
McLean, Illinois 2 $ 453,000 $ 226,500 $ 74,000
Boone, Indiana 2 $ 420,000 $ 210,000 $ 104,000
Hancock, Indiana 2 $ 191,000 $ 95,500 $ 127,000
Johnson, Indiana 2 $ 212,000 $ 106,000 $ 224,000
Putnam, Indiana 2 $ 205,000 $ 102,500 $ 107,000
Cowley, Kansas 2 $ 132,000 $ 66,000 $ 101,000
Wyandotte, Kansas 2 $ 129,000 $ 64,500 $ 80,000
Caddo, Louisiana 2 $ 174,000 $ 87,000 $ 143,000
East Baton Rouge, Louisiana 2 $ 968,000 $ 484,000 $ 171,000
Lafayette, Louisiana 2 $ 114,000 $ 57,000 $ 78,000
Baltimore City, Maryland 2 $ 81,000 $ 40,500 $ 78,000
Montgomery, Maryland 2 $ 758,000 $ 379,000 $ 125,000
Berrien, Michigan 2 $ 219,000 $ 109,500 $ 173,000
Isabella, Michigan 2 $ 205,000 $ 102,500 $ 52,000
Livingston, Michigan 2 $ 466,000 $ 233,000 $ 127,000
Macomb, Michigan 2 $ 113,000 $ 56,500 $ 54,000
Midland, Michigan 2 $ 294,000 $ 147,000 $ 76,000
Washtenaw, Michigan 2 $ 497,000 $ 248,500 $ 135,000
Cass, Minnesota 2 $ 613,000 $ 306,500 $ 74,000
Clay, Minnesota 2 $ 349,000 $ 174,500 $ 59,000
Christian, Missouri 2 $ 95,000 $ 47,500 $ 91,000
St. Louis City, Missouri 2 $ 464,000 $ 232,000 $ 135,000
Ravalli, Montana 2 $ 91,000 $ 45,500 $ 41,000
Carson City, Nevada 2 $ 70,000 $ 35,000 $ 87,000
Lyon, Nevada 2 $ 256,000 $ 128,000 $ 100,000
Cape May, New Jersey 2 $ 458,000 $ 229,000 $ 152,000
Mercer, New Jersey 2 $ 1,760,000 $ 880,000 $ 244,000
Middlesex, New Jersey 2 $ 502,000 $ 251,000 $ 142,000
Monmouth, New Jersey 2 $ 1,084,000 $ 542,000 $ 161,000
Passaic, New Jersey 2 $ 281,000 $ 140,500 $ 166,000
Salem, New Jersey 2 $ 344,000 $ 172,000 $ 94,000
Sandoval, New Mexico 2 $ 645,000 $ 322,500 $ 104,000
Cayuga, New York 2 $ 385,000 $ 192,500 $ 200,000
Chemung, New York 2 $ 456,000 $ 228,000 $ 136,000
New York, New York 2 $ 400,000 $ 200,000 $ 221,000
Niagara, New York 2 $ 319,000 $ 159,500 $ 123,000
Queens, New York 2 $ 520,000 $ 260,000 $ 94,000
Westchester, New York 2 $ 367,000 $ 183,500 $ 61,000
Caldwell, North Carolina 2 $ 139,000 $ 69,500 $ 65,000
Chatham, North Carolina 2 $ 468,000 $ 234,000 $ 133,000
Forsyth, North Carolina 2 $ 85,000 $ 42,500 $ 8,000
Johnston, North Carolina 2 $ 469,000 $ 234,500 $ 111,000
Transylvania, North Carolina 2 $ 286,000 $ 143,000 $ 69,000
Butler, Ohio 2 $ 159,000 $ 79,500 $ 124,000
Stark, Ohio 2 $ 100,000 $ 50,000 $ 71,000
Oklahoma, Oklahoma 2 $ 434,000 $ 217,000 $ 172,000
Tulsa, Oklahoma 2 $ 372,000 $ 186,000 $ 125,000
Butler, Pennsylvania 2 $ 547,000 $ 273,500 $ 104,000
Lehigh, Pennsylvania 2 $ 387,000 $ 193,500 $ 218,000
Philadelphia, Pennsylvania 2 $ 419,000 $ 209,500 $ 386,000
Cayey, Puerto Rico 2 $ 300,000 $ 150,000 $ 84,000
Loiza, Puerto Rico 2 $ 164,000 $ 82,000 $ 42,000
San Sebastian, Puerto Rico 2 $ 182,000 $ 91,000 $ 29,000
Santa Isabel, Puerto Rico 2 $ 177,000 $ 88,500 $ 33,000
Trujillo Alto, Puerto Rico 2 $ 240,000 $ 120,000 $ 47,000
Utuado, Puerto Rico 2 $ 122,000 $ 61,000 $ 43,000
Horry, South Carolina 2 $ 215,000 $ 107,500 $ 128,000
Cheatham, Tennessee 2 $ 520,000 $ 260,000 $ 169,000
Hancock, Tennessee 2 $ 142,000 $ 71,000 $ 25,000
Johnson, Tennessee 2 $ 177,000 $ 88,500 $ 262,000
Wilson, Tennessee 2 $ 625,000 $ 312,500 $ 166,000
Ellis, Texas 2 $ 235,000 $ 117,500 $ 67,000
McLennan, Texas 2 $ 274,000 $ 137,000 $ 142,000
Medina, Texas 2 $ 205,000 $ 102,500 $ 77,000
Nueces, Texas 2 $ 187,000 $ 93,500 $ 117,000
Parker, Texas 2 $ 469,000 $ 234,500 $ 112,000
Utah, Utah 2 $ 433,000 $ 216,500 $ 89,000
Alexandria, Virginia 2 $ 1,199,000 $ 599,500 $ 213,000
Prince William, Virginia 2 $ 289,000 $ 144,500 $ 147,000
Spotsylvania, Virginia 2 $ 429,000 $ 214,500 $ 140,000
Douglas, Washington 2 $ 122,000 $ 61,000 $ 43,000
Snohomish, Washington 2 $ 431,000 $ 215,500 $ 90,000
Rusk, Wisconsin 2 $ 180,000 $ 90,000 $ 40,000
Waushara, Wisconsin 2 $ 302,000 $ 151,000 $ 200,000
Winnebago, Wisconsin 2 $ 150,000 $ 75,000 $ 35,000
Baldwin, Alabama 1 $ 285,000 $ 285,000 $ 102,000
Cherokee, Alabama 1 $ 232,000 $ 232,000 $ 188,000
Montgomery, Alabama 1 $ 85,000 $ 85,000 $ 96,000
Tuscaloosa, Alabama 1 $ 145,000 $ 145,000 $ 50,000
Yavapai, Arizona 1 $ 300,000 $ 300,000 $ 84,000
Conway, Arkansas 1 $ 83,000 $ 83,000 $ 40,000
Faulkner, Arkansas 1 $ 20,000 $ 20,000 $ 121,000
Johnson, Arkansas 1 $ 30,000 $ 30,000 $ 3,000
Calaveras, California 1 $ 333,000 $ 333,000 $ 246,000
Marin, California 1 $ 625,000 $ 625,000 $ 533,000
Monterey, California 1 $ 330,000 $ 330,000 $ 164,000
San Luis Obispo, California 1 $ 79,000 $ 79,000 $ 58,000
Santa Cruz, California 1 $ 775,000 $ 775,000 $ 227,000
Shasta, California 1 $ 394,000 $ 394,000 $ 119,000
Sonoma, California 1 $ 342,000 $ 342,000 $ 176,000
Tuolumne, California 1 $ 552,000 $ 552,000 $ 129,000
La Plata, Colorado 1 $ 275,000 $ 275,000 $ 82,000
Middlesex, Connecticut 1 $ 352,000 $ 352,000 $ 140,000
New London, Connecticut 1 $ 428,000 $ 428,000 $ 184,000
Bay, Florida 1 $ 171,000 $ 171,000 $ 225,000
Flagler, Florida 1 $ 134,000 $ 134,000 $ 38,000
Hernando, Florida 1 $ 60,000 $ 60,000 $ 196,000
Jackson, Florida 1 $ 203,000 $ 203,000 $ 144,000
Nassau, Florida 1 $ 49,000 $ 49,000 $ 97,000
Okaloosa, Florida 1 $ 416,000 $ 416,000 $ 240,000
Walton, Florida 1 $ 122,000 $ 122,000 $ 129,000
Barrow, Georgia 1 $ 308,000 $ 308,000 $ 98,000
Bryan, Georgia 1 $ 109,000 $ 109,000 $ 109,000
Camden, Georgia 1 $ 240,000 $ 240,000 $ 81,000
Carroll, Georgia 1 $ 112,000 $ 112,000 $ 43,000
Catoosa, Georgia 1 $ 243,000 $ 243,000 $ 126,000
Columbia, Georgia 1 $ 116,000 $ 116,000 $ 65,000
Fayette, Georgia 1 $ 304,000 $ 304,000 $ 231,000
Gilmer, Georgia 1 $ 266,000 $ 266,000 $ 117,000
Glynn, Georgia 1 $ 68,000 $ 68,000 $ 152,000
Harris, Georgia 1 $ 100,000 $ 100,000 $ 138,000
Lowndes, Georgia 1 $ 119,000 $ 119,000 $ 102,000
Putnam, Georgia 1 $ 195,000 $ 195,000 $ 99,000
Stephens, Georgia 1 $ 72,000 $ 72,000 $ 21,000
Kauai, Hawaii 1 $ 35,000 $ 35,000 $ 0
Teton, Idaho 1 $ 248,000 $ 248,000 $ 98,000
DeKalb, Illinois 1 $ 171,000 $ 171,000 $ 69,000
Jefferson, Illinois 1 $ 92,000 $ 92,000 $ 99,000
Jo Daviess, Illinois 1 $ 220,000 $ 220,000 $ 268,000
Monroe, Illinois 1 $ 355,000 $ 355,000 $ 200,000
Piatt, Illinois 1 $ 25,000 $ 25,000 $ 170,000
St. Clair, Illinois 1 $ 585,000 $ 585,000 $ 298,000
Wayne, Illinois 1 $ 120,000 $ 120,000 $ 109,000
Clay, Indiana 1 $ 162,000 $ 162,000 $ 90,000
Daviess, Indiana 1 $ 51,000 $ 51,000 $ 139,000
Elkhart, Indiana 1 $ 85,000 $ 85,000 $ 80,000
Fayette, Indiana 1 $ 30,000 $ 30,000 $ 95,000
Jackson, Indiana 1 $ 55,000 $ 55,000 $ 61,000
Kosciusko, Indiana 1 $ 154,000 $ 154,000 $ 148,000
Porter, Indiana 1 $ 100,000 $ 100,000 $ 32,000
St. Joseph, Indiana 1 $ 310,000 $ 310,000 $ 150,000
Black Hawk, Iowa 1 $ 81,000 $ 81,000 $ 0
Howard, Iowa 1 $ 183,000 $ 183,000 $ 91,000
Kossuth, Iowa 1 $ 30,000 $ 30,000 $ 0
Marshall, Iowa 1 $ 176,000 $ 176,000 $ 85,000
Polk, Iowa 1 $ 205,000 $ 205,000 $ 68,000
Scott, Iowa 1 $ 299,000 $ 299,000 $ 360,000
Wapello, Iowa 1 $ 320,000 $ 320,000 $ 95,000
Douglas, Kansas 1 $ 121,000 $ 121,000 $ 32,000
Kenton, Kentucky 1 $ 183,000 $ 183,000 $ 95,000
Owen, Kentucky 1 $ 93,000 $ 93,000 $ 90,000
Pulaski, Kentucky 1 $ 175,000 $ 175,000 $ 82,000
Bienville, Louisiana 1 $ 19,000 $ 19,000 $ 51,000
Jefferson, Louisiana 1 $ 364,000 $ 364,000 $ 220,000
Orleans, Louisiana 1 $ 663,000 $ 663,000 $ 216,000
Terrebonne, Louisiana 1 $ 200,000 $ 200,000 $ 76,000
Kennebec, Maine 1 $ 177,000 $ 177,000 $ 86,000
Penobscot, Maine 1 $ 126,000 $ 126,000 $ 84,000
York, Maine 1 $ 184,000 $ 184,000 $ 31,000
Carroll, Maryland 1 $ 79,000 $ 79,000 $ 262,000
Harford, Maryland 1 $ 193,000 $ 193,000 $ 57,000
Washington, Maryland 1 $ 240,000 $ 240,000 $ 164,000
Hampden, Massachusetts 1 $ 317,000 $ 317,000 $ 235,000
Branch, Michigan 1 $ 112,000 $ 112,000 $ 322,000
Calhoun, Michigan 1 $ 25,000 $ 25,000 $ 0
Clare, Michigan 1 $ 104,000 $ 104,000 $ 56,000
Marquette, Michigan 1 $ 74,000 $ 74,000 $ 95,000
Ontonagon, Michigan 1 $ 256,000 $ 256,000 $ 290,000
Osceola, Michigan 1 $ 93,000 $ 93,000 $ 38,000
Ottawa, Michigan 1 $ 297,000 $ 297,000 $ 207,000
Becker, Minnesota 1 $ 224,000 $ 224,000 $ 59,000
Blue Earth, Minnesota 1 $ 290,000 $ 290,000 $ 138,000
Douglas, Minnesota 1 $ 378,000 $ 378,000 $ 166,000
Faribault, Minnesota 1 $ 35,000 $ 35,000 $ 104,000
Kanabec, Minnesota 1 $ 115,000 $ 115,000 $ 181,000
Lake, Minnesota 1 $ 144,000 $ 144,000 $ 93,000
Mille Lacs, Minnesota 1 $ 260,000 $ 260,000 $ 108,000
Otter Tail, Minnesota 1 $ 125,000 $ 125,000 $ 85,000
Pine, Minnesota 1 $ 187,000 $ 187,000 $ 73,000
Rice, Minnesota 1 $ 375,000 $ 375,000 $ 142,000
Sibley, Minnesota 1 $ 99,000 $ 99,000 $ 123,000
Alcorn, Mississippi 1 $ 296,000 $ 296,000 $ 271,000
Harrison, Mississippi 1 $ 152,000 $ 152,000 $ 47,000
Leflore, Mississippi 1 $ 128,000 $ 128,000 $ 62,000
Pike, Mississippi 1 $ 25,000 $ 25,000 $ 49,000
Buchanan, Missouri 1 $ 308,000 $ 308,000 $ 220,000
Camden, Missouri 1 $ 124,000 $ 124,000 $ 115,000
Cass, Missouri 1 $ 30,000 $ 30,000 $ 86,000
Clay, Missouri 1 $ 35,000 $ 35,000 $ 110,000
Douglas, Missouri 1 $ 69,000 $ 69,000 $ 26,000
Maries, Missouri 1 $ 24,000 $ 24,000 $ 31,000
Miller, Missouri 1 $ 20,000 $ 20,000 $ 86,000
St. Francois, Missouri 1 $ 87,000 $ 87,000 $ 38,000
Gallatin, Montana 1 $ 196,000 $ 196,000 $ 76,000
Buffalo, Nebraska 1 $ 146,000 $ 146,000 $ 54,000
Belknap, New Hampshire 1 $ 343,000 $ 343,000 $ 346,000
Carroll, New Hampshire 1 $ 226,000 $ 226,000 $ 327,000
Camden, New Jersey 1 $ 100,000 $ 100,000 $ 211,000
Cumberland, New Jersey 1 $ 352,000 $ 352,000 $ 109,000
Hudson, New Jersey 1 $ 378,000 $ 378,000 $ 496,000
Hunterdon, New Jersey 1 $ 417,000 $ 417,000 $ 126,000
Ocean, New Jersey 1 $ 375,000 $ 375,000 $ 275,000
Warren, New Jersey 1 $ 155,000 $ 155,000 $ 145,000
Bernalillo, New Mexico 1 $ 171,000 $ 171,000 $ 90,000
Dutchess, New York 1 $ 342,000 $ 342,000 $ 157,000
Greene, New York 1 $ 280,000 $ 280,000 $ 379,000
Kings, New York 1 $ 300,000 $ 300,000 $ 99,000
Montgomery, New York 1 $ 159,000 $ 159,000 $ 71,000
Ontario, New York 1 $ 199,000 $ 199,000 $ 75,000
Orange, New York 1 $ 78,000 $ 78,000 $ 55,000
Putnam, New York 1 $ 373,000 $ 373,000 $ 112,000
Schenectady, New York 1 $ 52,000 $ 52,000 $ 55,000
Schoharie, New York 1 $ 60,000 $ 60,000 $ 97,000
Tompkins, New York 1 $ 131,000 $ 131,000 $ 134,000
Warren, New York 1 $ 123,000 $ 123,000 $ 70,000
Cabarrus, North Carolina 1 $ 339,000 $ 339,000 $ 113,000
Craven, North Carolina 1 $ 40,000 $ 40,000 $ 92,000
Granville, North Carolina 1 $ 34,000 $ 34,000 $ 117,000
Henderson, North Carolina 1 $ 89,000 $ 89,000 $ 25,000
Lee, North Carolina 1 $ 128,000 $ 128,000 $ 116,000
Lincoln, North Carolina 1 $ 386,000 $ 386,000 $ 110,000
Macon, North Carolina 1 $ 200,000 $ 200,000 $ 102,000
New Hanover, North Carolina 1 $ 57,000 $ 57,000 $ 126,000
Orange, North Carolina 1 $ 1,346,000 $ 1,346,000 $ 354,000
Rutherford, North Carolina 1 $ 121,000 $ 121,000 $ 59,000
Burleigh, North Dakota 1 $ 207,000 $ 207,000 $ 149,000
Belmont, Ohio 1 $ 30,000 $ 30,000 $ 188,000
Clark, Ohio 1 $ 158,000 $ 158,000 $ 130,000
Geauga, Ohio 1 $ 228,000 $ 228,000 $ 140,000
Lucas, Ohio 1 $ 171,000 $ 171,000 $ 49,000
Madison, Ohio 1 $ 175,000 $ 175,000 $ 124,000
Medina, Ohio 1 $ 39,000 $ 39,000 $ 0
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Mortgage Loan Application Detail Totals for Baxter Credit Union in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,354 $1,055,474,000 $242,000 $3,848,000 $123,000 $1,764,000
Refinancing 3,119 $649,651,000 $208,000 $2,700,000 $121,000 $1,477,000
Home Improvement 300 $26,326,000 $87,000 $983,000 $124,000 $725,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,492 $1,017,409,000 $226,000 $3,848,000 $128,000 $1,764,000
Not Provided 1,335 $302,120,000 $226,000 $3,560,000 $123,000 $1,000,000
Hispanic 878 $159,166,000 $181,000 $1,128,000 $94,000 $1,040,000
Asian 630 $176,535,000 $280,000 $1,040,000 $137,000 $952,000
Black or African American 393 $66,254,000 $168,000 $1,350,000 $91,000 $478,000
Native Hawaiin or Other Pacific Islander 24 $5,056,000 $210,000 $523,000 $130,000 $242,000
American Indian or Alaskan Native 21 $4,911,000 $233,000 $695,000 $114,000 $330,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,754 $1,726,783,000 $222,000 $3,848,000 $122,000 $1,764,000
FHA-insured (Federal Housing Administration) 19 $4,668,000 $245,000 $614,000 $130,000 $952,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,634 $821,056,000 $225,000 $3,848,000 $130,000 $1,477,000
Application Approved But Not Accepted 1,561 $332,833,000 $213,000 $2,000,000 $129,000 $1,403,000
Preapproval Approved but not Accepted 1,442 $397,808,000 $275,000 $1,680,000 $128,000 $1,764,000
Application Denied By Financial Institution 601 $86,685,000 $144,000 $800,000 $85,000 $910,000
Preapproval Denied by Financial Institution 485 $81,899,000 $168,000 $2,100,000 $70,000 $1,000,000
File Closed For Incompleteness 37 $7,970,000 $215,000 $646,000 $28,000 $343,000
Application Withdrawn By Applicant 13 $3,200,000 $246,000 $750,000 $187,000 $910,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 466 $64,450,000 $138,000 $720,000 $79,000 $700,000
Debt-To-Income Ratio 438 $77,181,000 $176,000 $2,100,000 $68,000 $1,000,000
Collateral 56 $7,110,000 $126,000 $417,000 $113,000 $406,000
Other 52 $7,458,000 $143,000 $394,000 $107,000 $354,000
Insufficient Cash (Downpayment, Closing Cost) 31 $4,731,000 $152,000 $352,000 $67,000 $160,000
Unverifiable Information 16 $1,943,000 $121,000 $352,000 $73,000 $430,000
Employment History 8 $1,281,000 $160,000 $417,000 $77,000 $195,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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