Baxter Credit Union Mortgage Lending & HMDA Data, 2020

In 2020, Baxter Credit Union of 340 N Milwaukee Ave, IL reported 10,449 mortgage applications totaling $2.8 billion, up 6% from 2019. The average application was for $264,422, and applicants reported an average income of $149,012. 61% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (2,103), Chicago-Naperville, IL (1,212) and Lake County-Kenosha County, IL-WI (965) (applications in parentheses).

Mortgage Company & Address Baxter Credit Union
340 N Milwaukee Ave
340 N Milwaukee Ave, IL 60061
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 10,449
Total Mortgage Loan Application Amount $2,762,955,000
Average Mortgage Loan Application Amount $264,422
Highest Mortgage Loan Application Amount $6,005,000
Average Applicant Income $149,012
Highest Applicant Income $4,376,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Baxter Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Baxter Credit Union by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hennepin, Minnesota 1,187 $ 334,825,000 $ 282,076 $ 161,000
Lake, Illinois 874 $ 196,010,000 $ 224,267 $ 158,000
Cook, Illinois 580 $ 158,590,000 $ 273,431 $ 168,000
McHenry, Illinois 490 $ 79,830,000 $ 162,918 $ 122,000
Orange, California 436 $ 222,010,000 $ 509,197 $ 200,000
Ramsey, Minnesota 201 $ 48,805,000 $ 242,810 $ 146,000
Anoka, Minnesota 184 $ 42,700,000 $ 232,065 $ 143,000
Los Angeles, California 176 $ 76,080,000 $ 432,272 $ 213,000
Franklin, Ohio 169 $ 38,015,000 $ 224,940 $ 143,000
Maricopa, Arizona 129 $ 36,985,000 $ 286,705 $ 159,000
Dakota, Minnesota 115 $ 28,515,000 $ 247,956 $ 149,000
Miami-Dade, Florida 111 $ 26,835,000 $ 241,756 $ 140,000
Washington, Minnesota 106 $ 30,590,000 $ 288,584 $ 160,000
DuPage, Illinois 103 $ 26,435,000 $ 256,650 $ 172,000
Riverside, California 102 $ 29,530,000 $ 289,509 $ 131,000
Carver, Minnesota 94 $ 26,220,000 $ 278,936 $ 160,000
Kenosha, Wisconsin 91 $ 17,465,000 $ 191,923 $ 109,000
Clark, Nevada 88 $ 21,520,000 $ 244,545 $ 124,000
Middlesex, Massachusetts 71 $ 26,715,000 $ 376,267 $ 211,000
Broward, Florida 70 $ 19,680,000 $ 281,142 $ 163,000
Ventura, California 69 $ 24,055,000 $ 348,623 $ 205,000
San Bernardino, California 67 $ 19,815,000 $ 295,746 $ 124,000
Kane, Illinois 67 $ 11,875,000 $ 177,238 $ 111,000
San Diego, California 61 $ 24,885,000 $ 407,950 $ 188,000
Scott, Minnesota 61 $ 15,625,000 $ 256,147 $ 158,000
Wright, Minnesota 59 $ 13,835,000 $ 234,491 $ 146,000
Delaware, Ohio 59 $ 14,315,000 $ 242,627 $ 195,000
Monroe, Indiana 56 $ 11,130,000 $ 198,750 $ 108,000
Sherburne, Minnesota 55 $ 11,825,000 $ 215,000 $ 129,000
Worcester, Massachusetts 54 $ 15,100,000 $ 279,629 $ 164,000
Baxter, Arkansas 50 $ 5,450,000 $ 109,000 $ 77,000
Pinellas, Florida 41 $ 12,335,000 $ 300,853 $ 162,000
Wake, North Carolina 40 $ 11,140,000 $ 278,500 $ 175,000
Will, Illinois 39 $ 7,845,000 $ 201,153 $ 156,000
Bolivar, Mississippi 39 $ 3,855,000 $ 98,846 $ 76,000
Bexar, Texas 37 $ 6,505,000 $ 175,810 $ 100,000
Salt Lake, Utah 37 $ 11,035,000 $ 298,243 $ 137,000
Fulton, Georgia 35 $ 8,685,000 $ 248,142 $ 156,000
McDowell, North Carolina 34 $ 3,680,000 $ 108,235 $ 64,000
Alameda, California 32 $ 15,840,000 $ 495,000 $ 233,000
St. Louis, Minnesota 32 $ 4,150,000 $ 129,687 $ 76,000
Mecklenburg, North Carolina 32 $ 10,170,000 $ 317,812 $ 180,000
Palm Beach, Florida 31 $ 9,385,000 $ 302,741 $ 146,000
Harris, Texas 28 $ 6,200,000 $ 221,428 $ 120,000
Walworth, Wisconsin 26 $ 6,050,000 $ 232,692 $ 173,000
Hillsborough, Florida 25 $ 4,895,000 $ 195,800 $ 92,000
Pasco, Florida 25 $ 4,225,000 $ 169,000 $ 156,000
Cobb, Georgia 25 $ 6,235,000 $ 249,400 $ 203,000
Owen, Indiana 25 $ 2,715,000 $ 108,600 $ 80,000
Santa Clara, California 24 $ 15,920,000 $ 663,333 $ 216,000
Denver, Colorado 24 $ 7,300,000 $ 304,166 $ 170,000
Gwinnett, Georgia 24 $ 5,240,000 $ 218,333 $ 126,000
Guilford, North Carolina 24 $ 3,310,000 $ 137,916 $ 109,000
Union, Ohio 24 $ 6,690,000 $ 278,750 $ 168,000
Douglas, Colorado 23 $ 7,135,000 $ 310,217 $ 153,000
Davidson, Tennessee 23 $ 4,325,000 $ 188,043 $ 80,000
Pima, Arizona 22 $ 4,690,000 $ 213,181 $ 129,000
Lee, Florida 22 $ 5,850,000 $ 265,909 $ 163,000
Newton, Georgia 22 $ 4,120,000 $ 187,272 $ 95,000
Collin, Texas 22 $ 7,220,000 $ 328,181 $ 164,000
Hamilton, Indiana 21 $ 7,705,000 $ 366,904 $ 216,000
Johnson, Kansas 20 $ 4,060,000 $ 203,000 $ 139,000
Duval, Florida 19 $ 3,685,000 $ 193,947 $ 137,000
Bergen, New Jersey 19 $ 5,885,000 $ 309,736 $ 221,000
King, Washington 19 $ 11,675,000 $ 614,473 $ 244,000
Brown, Wisconsin 19 $ 3,125,000 $ 164,473 $ 94,000
DeKalb, Georgia 17 $ 3,345,000 $ 196,764 $ 120,000
Norfolk, Massachusetts 17 $ 9,435,000 $ 555,000 $ 224,000
Cuyahoga, Ohio 17 $ 2,275,000 $ 133,823 $ 93,000
Tarrant, Texas 17 $ 5,665,000 $ 333,235 $ 169,000
Chisago, Minnesota 16 $ 3,430,000 $ 214,375 $ 116,000
Morris, New Jersey 16 $ 5,560,000 $ 347,500 $ 180,000
Denton, Texas 16 $ 4,430,000 $ 276,875 $ 136,000
Waukesha, Wisconsin 16 $ 3,160,000 $ 197,500 $ 145,000
Montgomery, Maryland 15 $ 4,895,000 $ 326,333 $ 149,000
St. Louis, Missouri 15 $ 3,815,000 $ 254,333 $ 135,000
Allegheny, Pennsylvania 15 $ 4,185,000 $ 279,000 $ 222,000
St. Croix, Wisconsin 15 $ 2,995,000 $ 199,666 $ 134,000
Contra Costa, California 14 $ 7,890,000 $ 563,571 $ 221,000
Hartford, Connecticut 14 $ 3,450,000 $ 246,428 $ 192,000
Orange, Florida 14 $ 3,110,000 $ 222,142 $ 116,000
Milwaukee, Wisconsin 14 $ 3,080,000 $ 220,000 $ 143,000
Sacramento, California 13 $ 3,695,000 $ 284,230 $ 153,000
Polk, Florida 13 $ 2,425,000 $ 186,538 $ 96,000
Ripley, Indiana 13 $ 2,335,000 $ 179,615 $ 98,000
Utah, Utah 13 $ 3,555,000 $ 273,461 $ 111,000
Snohomish, Washington 13 $ 5,875,000 $ 451,923 $ 144,000
Dane, Wisconsin 13 $ 4,125,000 $ 317,307 $ 222,000
Sarasota, Florida 12 $ 3,720,000 $ 310,000 $ 161,000
Seminole, Florida 12 $ 2,230,000 $ 185,833 $ 106,000
Forsyth, Georgia 12 $ 3,220,000 $ 268,333 $ 153,000
Marion, Indiana 12 $ 2,850,000 $ 237,500 $ 110,000
Essex, Massachusetts 12 $ 3,900,000 $ 325,000 $ 132,000
DeSoto, Mississippi 12 $ 2,150,000 $ 179,166 $ 106,000
Rutherford, Tennessee 12 $ 3,210,000 $ 267,500 $ 102,000
Fort Bend, Texas 12 $ 3,550,000 $ 295,833 $ 131,000
Racine, Wisconsin 12 $ 2,880,000 $ 240,000 $ 102,000
Pinal, Arizona 11 $ 2,105,000 $ 191,363 $ 103,000
Kendall, Illinois 11 $ 2,065,000 $ 187,727 $ 135,000
Frederick, Maryland 11 $ 1,815,000 $ 165,000 $ 132,000
Suffolk, Massachusetts 11 $ 5,465,000 $ 496,818 $ 593,000
Wayne, Michigan 11 $ 1,425,000 $ 129,545 $ 97,000
Monmouth, New Jersey 11 $ 2,895,000 $ 263,181 $ 168,000
Madison, Ohio 11 $ 1,975,000 $ 179,545 $ 112,000
Williamson, Tennessee 11 $ 3,625,000 $ 329,545 $ 168,000
Travis, Texas 11 $ 3,615,000 $ 328,636 $ 148,000
Jefferson, Colorado 10 $ 4,190,000 $ 419,000 $ 220,000
Cherokee, Georgia 10 $ 1,990,000 $ 199,000 $ 180,000
St. Charles, Missouri 10 $ 1,470,000 $ 147,000 $ 99,000
Middlesex, New Jersey 10 $ 2,220,000 $ 222,000 $ 138,000
Somerset, New Jersey 10 $ 3,660,000 $ 366,000 $ 184,000
Shelby, Tennessee 10 $ 1,660,000 $ 166,000 $ 101,000
El Paso, Colorado 9 $ 2,085,000 $ 231,666 $ 110,000
Collier, Florida 9 $ 5,965,000 $ 662,777 $ 305,000
Lake, Florida 9 $ 1,775,000 $ 197,222 $ 180,000
Volusia, Florida 9 $ 1,265,000 $ 140,555 $ 119,000
Anne Arundel, Maryland 9 $ 2,535,000 $ 281,666 $ 150,000
Jackson, Missouri 9 $ 1,155,000 $ 128,333 $ 106,000
Rockingham, New Hampshire 9 $ 2,745,000 $ 305,000 $ 270,000
Mitchell, North Carolina 9 $ 1,205,000 $ 133,888 $ 86,000
Deschutes, Oregon 9 $ 2,855,000 $ 317,222 $ 190,000
Charleston, South Carolina 9 $ 4,795,000 $ 532,777 $ 244,000
York, South Carolina 9 $ 2,525,000 $ 280,555 $ 161,000
Knox, Tennessee 9 $ 2,165,000 $ 240,555 $ 143,000
Montgomery, Texas 9 $ 2,575,000 $ 286,111 $ 154,000
Loudoun, Virginia 9 $ 2,935,000 $ 326,111 $ 178,000
Douglas, Wisconsin 9 $ 1,055,000 $ 117,222 $ 114,000
Jefferson, Alabama 8 $ 1,570,000 $ 196,250 $ 129,000
Arapahoe, Colorado 8 $ 2,220,000 $ 277,500 $ 141,000
Fairfield, Connecticut 8 $ 2,540,000 $ 317,500 $ 149,000
St. Lucie, Florida 8 $ 1,470,000 $ 183,750 $ 105,000
Greene, Indiana 8 $ 570,000 $ 71,250 $ 69,000
Polk, Iowa 8 $ 1,620,000 $ 202,500 $ 117,000
Baltimore City, Maryland 8 $ 1,790,000 $ 223,750 $ 157,000
Essex, New Jersey 8 $ 2,620,000 $ 327,500 $ 226,000
Monroe, New York 8 $ 2,300,000 $ 287,500 $ 181,000
Licking, Ohio 8 $ 1,610,000 $ 201,250 $ 147,000
Summit, Ohio 8 $ 1,680,000 $ 210,000 $ 91,000
Chester, Pennsylvania 8 $ 2,940,000 $ 367,500 $ 224,000
Delaware, Pennsylvania 8 $ 4,330,000 $ 541,250 $ 223,000
Providence, Rhode Island 8 $ 2,030,000 $ 253,750 $ 165,000
Dallas, Texas 8 $ 1,870,000 $ 233,750 $ 100,000
Williamson, Texas 8 $ 1,960,000 $ 245,000 $ 105,000
Davis, Utah 8 $ 2,400,000 $ 300,000 $ 108,000
Fairfax, Virginia 8 $ 5,470,000 $ 683,750 $ 244,000
Spotsylvania, Virginia 8 $ 2,200,000 $ 275,000 $ 87,000
Pierce, Washington 8 $ 3,170,000 $ 396,250 $ 127,000
Yavapai, Arizona 7 $ 1,995,000 $ 285,000 $ 97,000
El Dorado, California 7 $ 2,955,000 $ 422,142 $ 207,000
Adams, Colorado 7 $ 1,315,000 $ 187,857 $ 110,000
New Haven, Connecticut 7 $ 1,485,000 $ 212,142 $ 109,000
Tolland, Connecticut 7 $ 1,275,000 $ 182,142 $ 113,000
District of Columbia, District Of Columbia 7 $ 2,095,000 $ 299,285 $ 149,000
Manatee, Florida 7 $ 1,425,000 $ 203,571 $ 138,000
Osceola, Florida 7 $ 1,575,000 $ 225,000 $ 73,000
St. Johns, Florida 7 $ 2,115,000 $ 302,142 $ 244,000
Walton, Georgia 7 $ 995,000 $ 142,142 $ 109,000
Ada, Idaho 7 $ 2,105,000 $ 300,714 $ 137,000
Johnson, Indiana 7 $ 1,475,000 $ 210,714 $ 115,000
Lawrence, Indiana 7 $ 905,000 $ 129,285 $ 70,000
St. Tammany, Louisiana 7 $ 2,115,000 $ 302,142 $ 225,000
Howard, Maryland 7 $ 2,075,000 $ 296,428 $ 207,000
Prince George's, Maryland 7 $ 1,385,000 $ 197,857 $ 83,000
Plymouth, Massachusetts 7 $ 3,825,000 $ 546,428 $ 243,000
Washtenaw, Michigan 7 $ 1,615,000 $ 230,714 $ 145,000
Greene, Missouri 7 $ 1,155,000 $ 165,000 $ 86,000
Washoe, Nevada 7 $ 2,285,000 $ 326,428 $ 196,000
Hillsborough, New Hampshire 7 $ 2,135,000 $ 305,000 $ 159,000
Camden, New Jersey 7 $ 1,565,000 $ 223,571 $ 183,000
Ocean, New Jersey 7 $ 1,695,000 $ 242,142 $ 123,000
Suffolk, New York 7 $ 1,925,000 $ 275,000 $ 185,000
Alamance, North Carolina 7 $ 1,445,000 $ 206,428 $ 82,000
Burke, North Carolina 7 $ 805,000 $ 115,000 $ 91,000
Durham, North Carolina 7 $ 1,615,000 $ 230,714 $ 177,000
Bucks, Pennsylvania 7 $ 1,785,000 $ 255,000 $ 154,000
Montgomery, Pennsylvania 7 $ 1,245,000 $ 177,857 $ 147,000
Philadelphia, Pennsylvania 7 $ 1,765,000 $ 252,142 $ 172,000
Greenville, South Carolina 7 $ 1,015,000 $ 145,000 $ 104,000
Summit, Utah 7 $ 3,235,000 $ 462,142 $ 254,000
Ozaukee, Wisconsin 7 $ 2,065,000 $ 295,000 $ 155,000
Marin, California 6 $ 4,820,000 $ 803,333 $ 416,000
Placer, California 6 $ 2,150,000 $ 358,333 $ 150,000
Boulder, Colorado 6 $ 2,710,000 $ 451,666 $ 209,000
New Castle, Delaware 6 $ 1,060,000 $ 176,666 $ 145,000
Alachua, Florida 6 $ 1,390,000 $ 231,666 $ 143,000
Marion, Florida 6 $ 780,000 $ 130,000 $ 52,000
Oconee, Georgia 6 $ 1,960,000 $ 326,666 $ 184,000
Barnstable, Massachusetts 6 $ 2,410,000 $ 401,666 $ 414,000
Oakland, Michigan 6 $ 1,930,000 $ 321,666 $ 161,000
Stearns, Minnesota 6 $ 930,000 $ 155,000 $ 151,000
Sunflower, Mississippi 6 $ 690,000 $ 115,000 $ 58,000
Burlington, New Jersey 6 $ 800,000 $ 133,333 $ 200,000
Gloucester, New Jersey 6 $ 1,500,000 $ 250,000 $ 125,000
Union, New Jersey 6 $ 2,030,000 $ 338,333 $ 243,000
Bernalillo, New Mexico 6 $ 700,000 $ 116,666 $ 75,000
Nassau, New York 6 $ 1,320,000 $ 220,000 $ 156,000
Avery, North Carolina 6 $ 800,000 $ 133,333 $ 87,000
Union, North Carolina 6 $ 1,330,000 $ 221,666 $ 150,000
Fairfield, Ohio 6 $ 1,050,000 $ 175,000 $ 152,000
Westmoreland, Pennsylvania 6 $ 1,220,000 $ 203,333 $ 144,000
Maury, Tennessee 6 $ 840,000 $ 140,000 $ 82,000
El Paso, Texas 6 $ 1,160,000 $ 193,333 $ 125,000
Vilas, Wisconsin 6 $ 1,610,000 $ 268,333 $ 269,000
Winnebago, Wisconsin 6 $ 1,390,000 $ 231,666 $ 330,000
Benton, Arkansas 5 $ 1,105,000 $ 221,000 $ 128,000
Kern, California 5 $ 1,105,000 $ 221,000 $ 131,000
San Joaquin, California 5 $ 1,575,000 $ 315,000 $ 135,000
Brevard, Florida 5 $ 2,825,000 $ 565,000 $ 720,000
Indian River, Florida 5 $ 985,000 $ 197,000 $ 161,000
Sumter, Florida 5 $ 1,485,000 $ 297,000 $ 242,000
Barrow, Georgia 5 $ 635,000 $ 127,000 $ 200,000
DeKalb, Illinois 5 $ 515,000 $ 103,000 $ 85,000
Morgan, Indiana 5 $ 545,000 $ 109,000 $ 141,000
Jefferson, Kentucky 5 $ 1,055,000 $ 211,000 $ 136,000
Livingston, Michigan 5 $ 2,015,000 $ 403,000 $ 208,000
McLeod, Minnesota 5 $ 865,000 $ 173,000 $ 83,000
Rice, Minnesota 5 $ 1,425,000 $ 285,000 $ 106,000
Ozark, Missouri 5 $ 505,000 $ 101,000 $ 42,000
Platte, Missouri 5 $ 1,545,000 $ 309,000 $ 141,000
Gallatin, Montana 5 $ 1,615,000 $ 323,000 $ 136,000
Sussex, New Jersey 5 $ 865,000 $ 173,000 $ 166,000
Erie, New York 5 $ 755,000 $ 151,000 $ 99,000
Buncombe, North Carolina 5 $ 1,185,000 $ 237,000 $ 128,000
Cabarrus, North Carolina 5 $ 945,000 $ 189,000 $ 103,000
Catawba, North Carolina 5 $ 815,000 $ 163,000 $ 120,000
Henderson, North Carolina 5 $ 1,545,000 $ 309,000 $ 141,000
Lincoln, North Carolina 5 $ 1,265,000 $ 253,000 $ 146,000
New Hanover, North Carolina 5 $ 705,000 $ 141,000 $ 207,000
Oklahoma, Oklahoma 5 $ 1,345,000 $ 269,000 $ 180,000
Tulsa, Oklahoma 5 $ 1,865,000 $ 373,000 $ 157,000
Multnomah, Oregon 5 $ 1,605,000 $ 321,000 $ 144,000
Berks, Pennsylvania 5 $ 1,725,000 $ 345,000 $ 124,000
Lehigh, Pennsylvania 5 $ 915,000 $ 183,000 $ 109,000
Northampton, Pennsylvania 5 $ 1,125,000 $ 225,000 $ 191,000
York, Pennsylvania 5 $ 1,035,000 $ 207,000 $ 166,000
Spartanburg, South Carolina 5 $ 585,000 $ 117,000 $ 98,000
Spokane, Washington 5 $ 1,505,000 $ 301,000 $ 258,000
Door, Wisconsin 5 $ 1,365,000 $ 273,000 $ 302,000
Shelby, Alabama 4 $ 1,220,000 $ 305,000 $ 194,000
Mohave, Arizona 4 $ 1,080,000 $ 270,000 $ 147,000
Fresno, California 4 $ 1,240,000 $ 310,000 $ 137,000
Santa Barbara, California 4 $ 1,820,000 $ 455,000 $ 328,000
Hernando, Florida 4 $ 1,010,000 $ 252,500 $ 133,000
Martin, Florida 4 $ 1,010,000 $ 252,500 $ 115,000
Clarke, Georgia 4 $ 730,000 $ 182,500 $ 142,000
Clayton, Georgia 4 $ 350,000 $ 87,500 $ 102,000
Boone, Illinois 4 $ 350,000 $ 87,500 $ 129,000
Madison, Illinois 4 $ 1,100,000 $ 275,000 $ 131,000
Allen, Indiana 4 $ 1,010,000 $ 252,500 $ 199,000
Franklin, Indiana 4 $ 400,000 $ 100,000 $ 123,000
Hendricks, Indiana 4 $ 870,000 $ 217,500 $ 134,000
Sedgwick, Kansas 4 $ 750,000 $ 187,500 $ 145,000
Orleans, Louisiana 4 $ 1,410,000 $ 352,500 $ 194,000
Baltimore, Maryland 4 $ 250,000 $ 62,500 $ 98,000
Crow Wing, Minnesota 4 $ 1,470,000 $ 367,500 $ 209,000
Goodhue, Minnesota 4 $ 920,000 $ 230,000 $ 101,000
Madison, Mississippi 4 $ 730,000 $ 182,500 $ 190,000
Boone, Missouri 4 $ 1,040,000 $ 260,000 $ 170,000
Douglas, Nebraska 4 $ 730,000 $ 182,500 $ 106,000
Sarpy, Nebraska 4 $ 600,000 $ 150,000 $ 87,000
Cape May, New Jersey 4 $ 1,430,000 $ 357,500 $ 333,000
Passaic, New Jersey 4 $ 1,240,000 $ 310,000 $ 149,000
Sandoval, New Mexico 4 $ 910,000 $ 227,500 $ 119,000
Bronx, New York 4 $ 2,330,000 $ 582,500 $ 152,000
Kings, New York 4 $ 1,800,000 $ 450,000 $ 163,000
Niagara, New York 4 $ 460,000 $ 115,000 $ 100,000
Rockland, New York 4 $ 1,230,000 $ 307,500 $ 202,000
Brunswick, North Carolina 4 $ 670,000 $ 167,500 $ 93,000
Gaston, North Carolina 4 $ 1,010,000 $ 252,500 $ 108,000
Moore, North Carolina 4 $ 1,330,000 $ 332,500 $ 399,000
Orange, North Carolina 4 $ 1,840,000 $ 460,000 $ 237,000
Montgomery, Ohio 4 $ 410,000 $ 102,500 $ 85,000
Lane, Oregon 4 $ 940,000 $ 235,000 $ 96,000
Aguada, Puerto Rico 4 $ 410,000 $ 102,500 $ 52,000
Cabo Rojo, Puerto Rico 4 $ 280,000 $ 70,000 $ 77,000
Beaufort, South Carolina 4 $ 2,650,000 $ 662,500 $ 227,000
Horry, South Carolina 4 $ 690,000 $ 172,500 $ 141,000
Minnehaha, South Dakota 4 $ 860,000 $ 215,000 $ 95,000
Comal, Texas 4 $ 650,000 $ 162,500 $ 111,000
Galveston, Texas 4 $ 410,000 $ 102,500 $ 133,000
Hidalgo, Texas 4 $ 440,000 $ 110,000 $ 114,000
Weber, Utah 4 $ 2,710,000 $ 677,500 $ 239,000
Henrico, Virginia 4 $ 1,920,000 $ 480,000 $ 280,000
Prince William, Virginia 4 $ 1,620,000 $ 405,000 $ 209,000
Outagamie, Wisconsin 4 $ 560,000 $ 140,000 $ 69,000
Chambers, Alabama 3 $ 385,000 $ 128,333 $ 69,000
Madison, Alabama 3 $ 675,000 $ 225,000 $ 200,000
San Francisco, California 3 $ 2,175,000 $ 725,000 $ 244,000
Sutter, California 3 $ 565,000 $ 188,333 $ 74,000
Tulare, California 3 $ 725,000 $ 241,666 $ 101,000
Larimer, Colorado 3 $ 775,000 $ 258,333 $ 106,000
Weld, Colorado 3 $ 855,000 $ 285,000 $ 172,000
New London, Connecticut 3 $ 645,000 $ 215,000 $ 137,000
Sussex, Delaware 3 $ 565,000 $ 188,333 $ 221,000
Citrus, Florida 3 $ 565,000 $ 188,333 $ 94,000
Escambia, Florida 3 $ 455,000 $ 151,666 $ 125,000
Flagler, Florida 3 $ 775,000 $ 258,333 $ 128,000
Leon, Florida 3 $ 545,000 $ 181,666 $ 138,000
Monroe, Florida 3 $ 1,255,000 $ 418,333 $ 295,000
Bibb, Georgia 3 $ 315,000 $ 105,000 $ 57,000
Chatham, Georgia 3 $ 535,000 $ 178,333 $ 88,000
Fayette, Georgia 3 $ 795,000 $ 265,000 $ 118,000
Lowndes, Georgia 3 $ 545,000 $ 181,666 $ 134,000
Honolulu, Hawaii 3 $ 1,915,000 $ 638,333 $ 164,000
Winnebago, Illinois 3 $ 265,000 $ 88,333 $ 106,000
Lake, Indiana 3 $ 295,000 $ 98,333 $ 103,000
Franklin, Kansas 3 $ 225,000 $ 75,000 $ 111,000
Boone, Kentucky 3 $ 385,000 $ 128,333 $ 95,000
Kenton, Kentucky 3 $ 555,000 $ 185,000 $ 122,000
Jefferson, Louisiana 3 $ 535,000 $ 178,333 $ 89,000
Cumberland, Maine 3 $ 1,015,000 $ 338,333 $ 166,000
Hancock, Maine 3 $ 985,000 $ 328,333 $ 162,000
Harford, Maryland 3 $ 335,000 $ 111,666 $ 121,000
Kent, Michigan 3 $ 865,000 $ 288,333 $ 143,000
Marquette, Michigan 3 $ 395,000 $ 131,666 $ 158,000
Presque Isle, Michigan 3 $ 655,000 $ 218,333 $ 202,000
Douglas, Minnesota 3 $ 1,105,000 $ 368,333 $ 301,000
Isanti, Minnesota 3 $ 655,000 $ 218,333 $ 213,000
Mille Lacs, Minnesota 3 $ 585,000 $ 195,000 $ 181,000
Christian, Missouri 3 $ 495,000 $ 165,000 $ 127,000
Clay, Missouri 3 $ 755,000 $ 251,666 $ 158,000
Lincoln, Missouri 3 $ 635,000 $ 211,666 $ 142,000
Ravalli, Montana 3 $ 995,000 $ 331,666 $ 109,000
Chemung, New York 3 $ 385,000 $ 128,333 $ 69,000
Onondaga, New York 3 $ 405,000 $ 135,000 $ 89,000
Saratoga, New York 3 $ 765,000 $ 255,000 $ 206,000
Schoharie, New York 3 $ 505,000 $ 168,333 $ 136,000
Franklin, North Carolina 3 $ 805,000 $ 268,333 $ 129,000
Iredell, North Carolina 3 $ 645,000 $ 215,000 $ 207,000
Rowan, North Carolina 3 $ 405,000 $ 135,000 $ 100,000
Rutherford, North Carolina 3 $ 365,000 $ 121,666 $ 56,000
Yancey, North Carolina 3 $ 615,000 $ 205,000 $ 79,000
Clermont, Ohio 3 $ 305,000 $ 101,666 $ 191,000
Hamilton, Ohio 3 $ 445,000 $ 148,333 $ 152,000
Marion, Ohio 3 $ 495,000 $ 165,000 $ 86,000
Stark, Ohio 3 $ 595,000 $ 198,333 $ 92,000
Cleveland, Oklahoma 3 $ 565,000 $ 188,333 $ 192,000
Washington, Oregon 3 $ 775,000 $ 258,333 $ 93,000
Armstrong, Pennsylvania 3 $ 285,000 $ 95,000 $ 85,000
Anasco, Puerto Rico 3 $ 305,000 $ 101,666 $ 28,000
Carolina, Puerto Rico 3 $ 865,000 $ 288,333 $ 199,000
Darlington, South Carolina 3 $ 595,000 $ 198,333 $ 89,000
Richland, South Carolina 3 $ 975,000 $ 325,000 $ 122,000
Dickson, Tennessee 3 $ 535,000 $ 178,333 $ 55,000
Hamilton, Tennessee 3 $ 205,000 $ 68,333 $ 92,000
Sumner, Tennessee 3 $ 935,000 $ 311,666 $ 186,000
Cameron, Texas 3 $ 295,000 $ 98,333 $ 77,000
Guadalupe, Texas 3 $ 505,000 $ 168,333 $ 55,000
Chesterfield, Virginia 3 $ 965,000 $ 321,666 $ 183,000
Kitsap, Washington 3 $ 885,000 $ 295,000 $ 237,000
Barron, Wisconsin 3 $ 355,000 $ 118,333 $ 166,000
Bayfield, Wisconsin 3 $ 415,000 $ 138,333 $ 140,000
Eau Claire, Wisconsin 3 $ 375,000 $ 125,000 $ 98,000
Forest, Wisconsin 3 $ 665,000 $ 221,666 $ 189,000
Marathon, Wisconsin 3 $ 295,000 $ 98,333 $ 59,000
Oneida, Wisconsin 3 $ 915,000 $ 305,000 $ 150,000
Polk, Wisconsin 3 $ 1,375,000 $ 458,333 $ 232,000
Rock, Wisconsin 3 $ 445,000 $ 148,333 $ 121,000
Sauk, Wisconsin 3 $ 675,000 $ 225,000 $ 199,000
Sawyer, Wisconsin 3 $ 465,000 $ 155,000 $ 150,000
Washington, Wisconsin 3 $ 325,000 $ 108,333 $ 112,000
Waupaca, Wisconsin 3 $ 745,000 $ 248,333 $ 176,000
Baldwin, Alabama 2 $ 460,000 $ 230,000 $ 190,000
Fulton, Arkansas 2 $ 190,000 $ 95,000 $ 49,000
Izard, Arkansas 2 $ 150,000 $ 75,000 $ 83,000
Pulaski, Arkansas 2 $ 440,000 $ 220,000 $ 186,000
Butte, California 2 $ 630,000 $ 315,000 $ 165,000
San Luis Obispo, California 2 $ 710,000 $ 355,000 $ 61,000
Stanislaus, California 2 $ 150,000 $ 75,000 $ 110,000
Tuolumne, California 2 $ 290,000 $ 145,000 $ 142,000
Yuba, California 2 $ 330,000 $ 165,000 $ 105,000
Pueblo, Colorado 2 $ 400,000 $ 200,000 $ 131,000
Litchfield, Connecticut 2 $ 420,000 $ 210,000 $ 79,000
Windham, Connecticut 2 $ 440,000 $ 220,000 $ 118,000
Charlotte, Florida 2 $ 730,000 $ 365,000 $ 301,000
Santa Rosa, Florida 2 $ 270,000 $ 135,000 $ 144,000
Carroll, Georgia 2 $ 230,000 $ 115,000 $ 156,000
Catoosa, Georgia 2 $ 290,000 $ 145,000 $ 130,000
Douglas, Georgia 2 $ 260,000 $ 130,000 $ 96,000
Greene, Georgia 2 $ 160,000 $ 80,000 $ 52,000
Henry, Georgia 2 $ 270,000 $ 135,000 $ 57,000
Houston, Georgia 2 $ 260,000 $ 130,000 $ 85,000
Jackson, Georgia 2 $ 320,000 $ 160,000 $ 160,000
Morgan, Georgia 2 $ 570,000 $ 285,000 $ 112,000
Paulding, Georgia 2 $ 440,000 $ 220,000 $ 71,000
Kootenai, Idaho 2 $ 460,000 $ 230,000 $ 331,000
Kankakee, Illinois 2 $ 290,000 $ 145,000 $ 90,000
McLean, Illinois 2 $ 270,000 $ 135,000 $ 73,000
Rock Island, Illinois 2 $ 190,000 $ 95,000 $ 79,000
Sangamon, Illinois 2 $ 260,000 $ 130,000 $ 130,000
Boone, Indiana 2 $ 610,000 $ 305,000 $ 151,000
Decatur, Indiana 2 $ 270,000 $ 135,000 $ 90,000
Delaware, Indiana 2 $ 180,000 $ 90,000 $ 174,000
Floyd, Indiana 2 $ 250,000 $ 125,000 $ 100,000
Kosciusko, Indiana 2 $ 260,000 $ 130,000 $ 149,000
Putnam, Indiana 2 $ 250,000 $ 125,000 $ 97,000
Shelby, Indiana 2 $ 280,000 $ 140,000 $ 125,000
Tippecanoe, Indiana 2 $ 390,000 $ 195,000 $ 143,000
Vigo, Indiana 2 $ 280,000 $ 140,000 $ 68,000
Warrick, Indiana 2 $ 890,000 $ 445,000 $ 550,000
Bremer, Iowa 2 $ 90,000 $ 45,000 $ 43,000
Dickinson, Iowa 2 $ 900,000 $ 450,000 $ 345,000
Dubuque, Iowa 2 $ 470,000 $ 235,000 $ 105,000
Webster, Iowa 2 $ 240,000 $ 120,000 $ 110,000
Douglas, Kansas 2 $ 200,000 $ 100,000 $ 50,000
Shawnee, Kansas 2 $ 420,000 $ 210,000 $ 67,000
Warren, Kentucky 2 $ 230,000 $ 115,000 $ 81,000
Livingston, Louisiana 2 $ 260,000 $ 130,000 $ 90,000
Carroll, Maryland 2 $ 580,000 $ 290,000 $ 234,000
Cecil, Maryland 2 $ 790,000 $ 395,000 $ 213,000
Bristol, Massachusetts 2 $ 290,000 $ 145,000 $ 131,000
Hampshire, Massachusetts 2 $ 450,000 $ 225,000 $ 93,000
Allegan, Michigan 2 $ 870,000 $ 435,000 $ 398,000
Berrien, Michigan 2 $ 1,210,000 $ 605,000 $ 1,492,000
Clinton, Michigan 2 $ 530,000 $ 265,000 $ 169,000
Macomb, Michigan 2 $ 790,000 $ 395,000 $ 145,000
Monroe, Michigan 2 $ 220,000 $ 110,000 $ 89,000
Carlton, Minnesota 2 $ 460,000 $ 230,000 $ 103,000
Hubbard, Minnesota 2 $ 370,000 $ 185,000 $ 182,000
Itasca, Minnesota 2 $ 460,000 $ 230,000 $ 207,000
Le Sueur, Minnesota 2 $ 570,000 $ 285,000 $ 131,000
Martin, Minnesota 2 $ 110,000 $ 55,000 $ 112,000
Morrison, Minnesota 2 $ 240,000 $ 120,000 $ 96,000
Pine, Minnesota 2 $ 150,000 $ 75,000 $ 69,000
Coahoma, Mississippi 2 $ 90,000 $ 45,000 $ 54,000
Hinds, Mississippi 2 $ 100,000 $ 50,000 $ 110,000
Lamar, Mississippi 2 $ 360,000 $ 180,000 $ 86,000
Jefferson, Missouri 2 $ 300,000 $ 150,000 $ 91,000
St. Louis City, Missouri 2 $ 350,000 $ 175,000 $ 193,000
Lancaster, Nebraska 2 $ 270,000 $ 135,000 $ 91,000
Grafton, New Hampshire 2 $ 280,000 $ 140,000 $ 99,000
Hudson, New Jersey 2 $ 560,000 $ 280,000 $ 314,000
Mercer, New Jersey 2 $ 680,000 $ 340,000 $ 235,000
Dutchess, New York 2 $ 360,000 $ 180,000 $ 185,000
New York, New York 2 $ 280,000 $ 140,000 $ 213,000
Oneida, New York 2 $ 150,000 $ 75,000 $ 72,000
Orleans, New York 2 $ 90,000 $ 45,000 $ 85,000
Queens, New York 2 $ 410,000 $ 205,000 $ 109,000
Warren, New York 2 $ 120,000 $ 60,000 $ 185,000
Westchester, New York 2 $ 710,000 $ 355,000 $ 88,000
Cumberland, North Carolina 2 $ 150,000 $ 75,000 $ 116,000
Forsyth, North Carolina 2 $ 310,000 $ 155,000 $ 69,000
Johnston, North Carolina 2 $ 490,000 $ 245,000 $ 90,000
Macon, North Carolina 2 $ 260,000 $ 130,000 $ 76,000
Pender, North Carolina 2 $ 650,000 $ 325,000 $ 203,000
Pitt, North Carolina 2 $ 150,000 $ 75,000 $ 61,000
Surry, North Carolina 2 $ 210,000 $ 105,000 $ 91,000
Watauga, North Carolina 2 $ 600,000 $ 300,000 $ 110,000
Butler, Ohio 2 $ 530,000 $ 265,000 $ 146,000
Champaign, Ohio 2 $ 290,000 $ 145,000 $ 107,000
Lake, Ohio 2 $ 450,000 $ 225,000 $ 128,000
Portage, Ohio 2 $ 90,000 $ 45,000 $ 208,000
Canadian, Oklahoma 2 $ 330,000 $ 165,000 $ 140,000
Clackamas, Oregon 2 $ 1,020,000 $ 510,000 $ 244,000
Cumberland, Pennsylvania 2 $ 480,000 $ 240,000 $ 145,000
Dauphin, Pennsylvania 2 $ 410,000 $ 205,000 $ 81,000
Lackawanna, Pennsylvania 2 $ 340,000 $ 170,000 $ 79,000
Lancaster, Pennsylvania 2 $ 170,000 $ 85,000 $ 186,000
Mercer, Pennsylvania 2 $ 100,000 $ 50,000 $ 117,000
Jayuya, Puerto Rico 2 $ 150,000 $ 75,000 $ 25,000
Rincon, Puerto Rico 2 $ 250,000 $ 125,000 $ 56,000
San German, Puerto Rico 2 $ 240,000 $ 120,000 $ 118,000
San Juan, Puerto Rico 2 $ 260,000 $ 130,000 $ 61,000
Kent, Rhode Island 2 $ 290,000 $ 145,000 $ 126,000
Washington, Rhode Island 2 $ 210,000 $ 105,000 $ 59,000
Berkeley, South Carolina 2 $ 320,000 $ 160,000 $ 135,000
Dorchester, South Carolina 2 $ 520,000 $ 260,000 $ 173,000
Florence, South Carolina 2 $ 340,000 $ 170,000 $ 95,000
Lancaster, South Carolina 2 $ 190,000 $ 95,000 $ 116,000
Orangeburg, South Carolina 2 $ 240,000 $ 120,000 $ 95,000
Anderson, Tennessee 2 $ 100,000 $ 50,000 $ 50,000
Blount, Tennessee 2 $ 520,000 $ 260,000 $ 148,000
Johnson, Tennessee 2 $ 590,000 $ 295,000 $ 175,000
Montgomery, Tennessee 2 $ 350,000 $ 175,000 $ 122,000
Putnam, Tennessee 2 $ 350,000 $ 175,000 $ 84,000
Sevier, Tennessee 2 $ 260,000 $ 130,000 $ 76,000
Bee, Texas 2 $ 180,000 $ 90,000 $ 72,000
Ellis, Texas 2 $ 190,000 $ 95,000 $ 126,000
Johnson, Texas 2 $ 180,000 $ 90,000 $ 100,000
Kerr, Texas 2 $ 240,000 $ 120,000 $ 281,000
Nueces, Texas 2 $ 680,000 $ 340,000 $ 137,000
Rockwall, Texas 2 $ 420,000 $ 210,000 $ 102,000
Smith, Texas 2 $ 320,000 $ 160,000 $ 105,000
Wilson, Texas 2 $ 780,000 $ 390,000 $ 117,000
Tooele, Utah 2 $ 250,000 $ 125,000 $ 126,000
Washington, Utah 2 $ 540,000 $ 270,000 $ 92,000
Chittenden, Vermont 2 $ 690,000 $ 345,000 $ 132,000
Albemarle, Virginia 2 $ 550,000 $ 275,000 $ 192,000
Arlington, Virginia 2 $ 640,000 $ 320,000 $ 125,000
Botetourt, Virginia 2 $ 310,000 $ 155,000 $ 75,000
Frederick, Virginia 2 $ 540,000 $ 270,000 $ 221,000
Richmond City, Virginia 2 $ 550,000 $ 275,000 $ 166,000
Roanoke City, Virginia 2 $ 140,000 $ 70,000 $ 39,000
Stafford, Virginia 2 $ 230,000 $ 115,000 $ 131,000
Thurston, Washington 2 $ 340,000 $ 170,000 $ 138,000
Burnett, Wisconsin 2 $ 550,000 $ 275,000 $ 220,000
Juneau, Wisconsin 2 $ 340,000 $ 170,000 $ 257,000
Lincoln, Wisconsin 2 $ 350,000 $ 175,000 $ 111,000
Marinette, Wisconsin 2 $ 210,000 $ 105,000 $ 124,000
Oconto, Wisconsin 2 $ 240,000 $ 120,000 $ 176,000
Page:

Mortgage Loan Application Detail Totals for Baxter Credit Union in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,486 $973,790,000 $279,000 $2,105,000 $157,000 $4,376,000
Home Purchase 3,277 $1,061,875,000 $324,000 $6,005,000 $138,000 $2,964,000
Cash-out Refinancing 1,848 $507,880,000 $274,000 $4,165,000 $149,000 $1,876,000
Home Improvement 940 $85,730,000 $91,000 $1,065,000 $154,000 $971,000
Other Purpose 898 $133,680,000 $148,000 $2,525,000 $153,000 $4,287,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,992 $1,575,660,000 $262,000 $6,005,000 $156,000 $4,376,000
Not Provided 2,017 $542,025,000 $268,000 $4,005,000 $150,000 $1,876,000
Hispanic 904 $209,590,000 $231,000 $2,045,000 $121,000 $1,118,000
Asian 811 $264,125,000 $325,000 $2,005,000 $158,000 $653,000
Black or African American 589 $131,895,000 $223,000 $1,825,000 $111,000 $784,000
American Indian or Alaskan Native 39 $8,325,000 $213,000 $785,000 $125,000 $725,000
Native Hawaiian or Other Pacific Islander 8 $2,770,000 $346,000 $655,000 $108,000 $177,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,449 $2,762,955,000 $264,000 $6,005,000 $149,000 $4,376,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,322 $1,705,630,000 $269,000 $6,005,000 $158,000 $4,287,000
Application Approved But Not Accepted 1,684 $450,830,000 $267,000 $1,805,000 $156,000 $2,065,000
Preapproval Approved but not Accepted 742 $261,290,000 $352,000 $3,025,000 $145,000 $1,013,000
Application Denied By Financial Institution 648 $122,240,000 $188,000 $2,525,000 $95,000 $627,000
Preapproval Denied by Financial Institution 549 $115,365,000 $210,000 $955,000 $71,000 $876,000
Application Withdrawn By Applicant 425 $84,665,000 $199,000 $1,455,000 $177,000 $4,376,000
File Closed For Incompleteness 79 $22,935,000 $290,000 $4,165,000 $128,000 $602,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,252 $2,525,350,000 $272,000 $6,005,000 $157,000 $4,376,000
Debt-To-Income Ratio 564 $124,000,000 $219,000 $2,525,000 $76,000 $627,000
Credit History 481 $85,585,000 $177,000 $805,000 $90,000 $876,000
Collateral 53 $8,865,000 $167,000 $735,000 $120,000 $319,000
Insufficient Cash (Downpayment, Closing Cost) 40 $7,860,000 $196,000 $565,000 $86,000 $355,000
Other 30 $5,800,000 $193,000 $685,000 $109,000 $429,000
Unverifiable Information 13 $2,535,000 $195,000 $465,000 $58,000 $134,000
Employment History 9 $1,755,000 $195,000 $455,000 $127,000 $540,000
Credit Application Incomplete 7 $1,205,000 $172,000 $445,000 $69,000 $140,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Baxter Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Baxter Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet with aggregated HMDA statistics today.

Download the Illinois Lender List