Bay-Valley Mortgage Group Mortgage Lending & HMDA Data, 2020
In 2020, Bay-Valley Mortgage Group of Hayward, CA reported 13,324 mortgage applications totaling $4.9 billion, up 46% from 2019. The average application was for $365,973, and applicants reported an average income of $122,239. 64% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,126), Riverside-San Bernardino-Ontario, CA (2,302) and Anaheim-Santa Ana-Irvine, CA (2,158) (applications in parentheses).
| Mortgage Company & Address | Bay-Valley Mortgage Group 23320 Foothill Blvd, Suite 260 Hayward, CA 94541 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 13,324 |
| Total Mortgage Loan Application Amount | $4,876,230,000 |
| Average Mortgage Loan Application Amount | $365,973 |
| Highest Mortgage Loan Application Amount | $5,625,000 |
| Average Applicant Income | $122,239 |
| Highest Applicant Income | $8,177,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bay-Valley Mortgage Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,126 | $ 1,706,340,000 | $ 413,557 | $ 126,000 |
| Orange, California | 2,158 | $ 924,350,000 | $ 428,336 | $ 136,000 |
| San Bernardino, California | 1,261 | $ 394,725,000 | $ 313,025 | $ 99,000 |
| Riverside, California | 1,041 | $ 330,545,000 | $ 317,526 | $ 98,000 |
| Clark, Nevada | 711 | $ 193,905,000 | $ 272,721 | $ 100,000 |
| Santa Clara, California | 314 | $ 153,850,000 | $ 489,968 | $ 168,000 |
| San Diego, California | 258 | $ 105,100,000 | $ 407,364 | $ 142,000 |
| Alameda, California | 226 | $ 104,040,000 | $ 460,353 | $ 160,000 |
| Monterey, California | 185 | $ 66,265,000 | $ 358,189 | $ 123,000 |
| Maricopa, Arizona | 118 | $ 28,800,000 | $ 244,067 | $ 94,000 |
| Contra Costa, California | 108 | $ 48,190,000 | $ 446,203 | $ 179,000 |
| Ventura, California | 104 | $ 45,860,000 | $ 440,961 | $ 146,000 |
| Sacramento, California | 99 | $ 32,205,000 | $ 325,303 | $ 117,000 |
| Washoe, Nevada | 88 | $ 25,690,000 | $ 291,931 | $ 117,000 |
| Miami-Dade, Florida | 83 | $ 22,675,000 | $ 273,192 | $ 91,000 |
| Fresno, California | 75 | $ 16,565,000 | $ 220,866 | $ 79,000 |
| Broward, Florida | 70 | $ 18,170,000 | $ 259,571 | $ 91,000 |
| San Joaquin, California | 67 | $ 21,415,000 | $ 319,626 | $ 124,000 |
| Kern, California | 64 | $ 13,550,000 | $ 211,718 | $ 73,000 |
| San Mateo, California | 43 | $ 23,575,000 | $ 548,255 | $ 233,000 |
| Orange, Florida | 42 | $ 9,790,000 | $ 233,095 | $ 88,000 |
| Dakota, Minnesota | 41 | $ 9,525,000 | $ 232,317 | $ 117,000 |
| Hennepin, Minnesota | 39 | $ 9,025,000 | $ 231,410 | $ 103,000 |
| Gwinnett, Georgia | 38 | $ 9,470,000 | $ 249,210 | $ 90,000 |
| Waukesha, Wisconsin | 37 | $ 9,265,000 | $ 250,405 | $ 120,000 |
| Palm Beach, Florida | 36 | $ 13,140,000 | $ 365,000 | $ 780,000 |
| Stanislaus, California | 34 | $ 8,980,000 | $ 264,117 | $ 81,000 |
| Lee, Florida | 34 | $ 9,260,000 | $ 272,352 | $ 120,000 |
| San Francisco, California | 33 | $ 17,615,000 | $ 533,787 | $ 154,000 |
| Hillsborough, Florida | 33 | $ 9,445,000 | $ 286,212 | $ 107,000 |
| Davidson, Tennessee | 31 | $ 7,985,000 | $ 257,580 | $ 90,000 |
| King, Washington | 30 | $ 13,180,000 | $ 439,333 | $ 143,000 |
| Anoka, Minnesota | 28 | $ 6,420,000 | $ 229,285 | $ 96,000 |
| Solano, California | 26 | $ 9,790,000 | $ 376,538 | $ 102,000 |
| Harris, Texas | 26 | $ 6,530,000 | $ 251,153 | $ 152,000 |
| Mohave, Arizona | 23 | $ 5,985,000 | $ 260,217 | $ 154,000 |
| Hamilton, Tennessee | 22 | $ 6,500,000 | $ 295,454 | $ 138,000 |
| Clark, Washington | 21 | $ 5,905,000 | $ 281,190 | $ 72,000 |
| Santa Barbara, California | 20 | $ 8,020,000 | $ 401,000 | $ 119,000 |
| Fulton, Georgia | 20 | $ 5,750,000 | $ 287,500 | $ 129,000 |
| Shelby, Tennessee | 20 | $ 4,910,000 | $ 245,500 | $ 99,000 |
| Snohomish, Washington | 20 | $ 6,780,000 | $ 339,000 | $ 75,000 |
| Anchorage, Alaska | 19 | $ 5,025,000 | $ 264,473 | $ 71,000 |
| Adams, Colorado | 19 | $ 5,185,000 | $ 272,894 | $ 62,000 |
| Tulare, California | 18 | $ 3,510,000 | $ 195,000 | $ 62,000 |
| El Paso, Colorado | 18 | $ 5,660,000 | $ 314,444 | $ 112,000 |
| Lake, Florida | 18 | $ 4,850,000 | $ 269,444 | $ 127,000 |
| Fort Bend, Texas | 18 | $ 5,120,000 | $ 284,444 | $ 113,000 |
| Arapahoe, Colorado | 17 | $ 5,435,000 | $ 319,705 | $ 119,000 |
| Elko, Nevada | 17 | $ 5,265,000 | $ 309,705 | $ 123,000 |
| Salt Lake, Utah | 17 | $ 3,935,000 | $ 231,470 | $ 78,000 |
| Placer, California | 16 | $ 5,890,000 | $ 368,125 | $ 126,000 |
| Carver, Minnesota | 16 | $ 4,570,000 | $ 285,625 | $ 139,000 |
| Washington, Minnesota | 16 | $ 4,690,000 | $ 293,125 | $ 131,000 |
| Merced, California | 15 | $ 3,805,000 | $ 253,666 | $ 79,000 |
| Nye, Nevada | 15 | $ 4,215,000 | $ 281,000 | $ 93,000 |
| Travis, Texas | 15 | $ 4,525,000 | $ 301,666 | $ 173,000 |
| Denver, Colorado | 14 | $ 5,180,000 | $ 370,000 | $ 218,000 |
| Manatee, Florida | 14 | $ 3,190,000 | $ 227,857 | $ 73,000 |
| Pinellas, Florida | 14 | $ 3,390,000 | $ 242,142 | $ 131,000 |
| Scott, Minnesota | 14 | $ 3,110,000 | $ 222,142 | $ 85,000 |
| Williamson, Tennessee | 14 | $ 5,020,000 | $ 358,571 | $ 133,000 |
| San Luis Obispo, California | 13 | $ 6,465,000 | $ 497,307 | $ 182,000 |
| Santa Cruz, California | 13 | $ 6,025,000 | $ 463,461 | $ 122,000 |
| Jefferson, Colorado | 13 | $ 3,795,000 | $ 291,923 | $ 75,000 |
| Cobb, Georgia | 13 | $ 3,435,000 | $ 264,230 | $ 144,000 |
| Douglas, Nevada | 13 | $ 3,725,000 | $ 286,538 | $ 122,000 |
| Lyon, Nevada | 13 | $ 2,955,000 | $ 227,307 | $ 74,000 |
| Mecklenburg, North Carolina | 13 | $ 3,755,000 | $ 288,846 | $ 110,000 |
| Brown, Wisconsin | 13 | $ 3,345,000 | $ 257,307 | $ 128,000 |
| Polk, Florida | 12 | $ 2,490,000 | $ 207,500 | $ 103,000 |
| Knox, Tennessee | 12 | $ 3,010,000 | $ 250,833 | $ 99,000 |
| Pima, Arizona | 11 | $ 1,775,000 | $ 161,363 | $ 141,000 |
| El Dorado, California | 11 | $ 3,855,000 | $ 350,454 | $ 131,000 |
| Sonoma, California | 11 | $ 4,275,000 | $ 388,636 | $ 120,000 |
| Douglas, Colorado | 11 | $ 3,615,000 | $ 328,636 | $ 113,000 |
| Osceola, Florida | 11 | $ 2,605,000 | $ 236,818 | $ 77,000 |
| DeKalb, Georgia | 11 | $ 3,445,000 | $ 313,181 | $ 110,000 |
| Forsyth, Georgia | 11 | $ 4,015,000 | $ 365,000 | $ 200,000 |
| Prince George's, Maryland | 11 | $ 3,895,000 | $ 354,090 | $ 113,000 |
| Ramsey, Minnesota | 11 | $ 2,305,000 | $ 209,545 | $ 82,000 |
| Sumner, Tennessee | 11 | $ 2,775,000 | $ 252,272 | $ 129,000 |
| Fairfax, Virginia | 11 | $ 4,595,000 | $ 417,727 | $ 143,000 |
| San Benito, California | 10 | $ 4,340,000 | $ 434,000 | $ 142,000 |
| Weld, Colorado | 10 | $ 2,670,000 | $ 267,000 | $ 86,000 |
| Duval, Florida | 10 | $ 2,220,000 | $ 222,000 | $ 85,000 |
| Escambia, Florida | 10 | $ 4,230,000 | $ 423,000 | $ 110,000 |
| Pasco, Florida | 10 | $ 2,160,000 | $ 216,000 | $ 70,000 |
| Sarasota, Florida | 10 | $ 2,440,000 | $ 244,000 | $ 116,000 |
| Cherokee, Georgia | 10 | $ 2,760,000 | $ 276,000 | $ 102,000 |
| Multnomah, Oregon | 10 | $ 3,290,000 | $ 329,000 | $ 70,000 |
| Rutherford, Tennessee | 10 | $ 2,860,000 | $ 286,000 | $ 117,000 |
| Bexar, Texas | 10 | $ 3,090,000 | $ 309,000 | $ 133,000 |
| Collin, Texas | 10 | $ 2,920,000 | $ 292,000 | $ 130,000 |
| Pierce, Washington | 10 | $ 3,380,000 | $ 338,000 | $ 105,000 |
| Yolo, California | 9 | $ 2,755,000 | $ 306,111 | $ 118,000 |
| Cook, Illinois | 9 | $ 2,195,000 | $ 243,888 | $ 91,000 |
| Wake, North Carolina | 9 | $ 2,365,000 | $ 262,777 | $ 211,000 |
| Washington, Oregon | 9 | $ 3,615,000 | $ 401,666 | $ 124,000 |
| Berkeley, South Carolina | 9 | $ 2,145,000 | $ 238,333 | $ 64,000 |
| Imperial, California | 8 | $ 1,420,000 | $ 177,500 | $ 52,000 |
| Brevard, Florida | 8 | $ 2,330,000 | $ 291,250 | $ 77,000 |
| Collier, Florida | 8 | $ 2,010,000 | $ 251,250 | $ 120,000 |
| Seminole, Florida | 8 | $ 1,740,000 | $ 217,500 | $ 94,000 |
| Volusia, Florida | 8 | $ 1,630,000 | $ 203,750 | $ 185,000 |
| Olmsted, Minnesota | 8 | $ 1,790,000 | $ 223,750 | $ 117,000 |
| Denton, Texas | 8 | $ 2,800,000 | $ 350,000 | $ 115,000 |
| Montgomery, Texas | 8 | $ 2,570,000 | $ 321,250 | $ 189,000 |
| Williamson, Texas | 8 | $ 2,780,000 | $ 347,500 | $ 130,000 |
| Dane, Wisconsin | 8 | $ 1,980,000 | $ 247,500 | $ 111,000 |
| Kenosha, Wisconsin | 8 | $ 1,970,000 | $ 246,250 | $ 119,000 |
| Coconino, Arizona | 7 | $ 3,985,000 | $ 569,285 | $ 376,000 |
| Yavapai, Arizona | 7 | $ 2,055,000 | $ 293,571 | $ 98,000 |
| St. Lucie, Florida | 7 | $ 1,525,000 | $ 217,857 | $ 109,000 |
| Coweta, Georgia | 7 | $ 1,545,000 | $ 220,714 | $ 88,000 |
| Canyon, Idaho | 7 | $ 1,555,000 | $ 222,142 | $ 57,000 |
| St. Louis, Minnesota | 7 | $ 1,845,000 | $ 263,571 | $ 129,000 |
| Carson City, Nevada | 7 | $ 1,905,000 | $ 272,142 | $ 62,000 |
| Wilson, Tennessee | 7 | $ 1,585,000 | $ 226,428 | $ 72,000 |
| Tarrant, Texas | 7 | $ 1,825,000 | $ 260,714 | $ 85,000 |
| Pinal, Arizona | 6 | $ 1,560,000 | $ 260,000 | $ 70,000 |
| Eagle, Colorado | 6 | $ 1,470,000 | $ 245,000 | $ 69,000 |
| Okaloosa, Florida | 6 | $ 1,010,000 | $ 168,333 | $ 71,000 |
| Montgomery, Maryland | 6 | $ 2,400,000 | $ 400,000 | $ 185,000 |
| Sherburne, Minnesota | 6 | $ 1,460,000 | $ 243,333 | $ 92,000 |
| Bell, Texas | 6 | $ 670,000 | $ 111,666 | $ 103,000 |
| St. Croix, Wisconsin | 6 | $ 1,600,000 | $ 266,666 | $ 145,000 |
| Washington, Wisconsin | 6 | $ 1,610,000 | $ 268,333 | $ 83,000 |
| Calaveras, California | 5 | $ 1,545,000 | $ 309,000 | $ 145,000 |
| Madera, California | 5 | $ 1,645,000 | $ 329,000 | $ 142,000 |
| Napa, California | 5 | $ 2,285,000 | $ 457,000 | $ 184,000 |
| Garfield, Colorado | 5 | $ 1,805,000 | $ 361,000 | $ 86,000 |
| Larimer, Colorado | 5 | $ 1,115,000 | $ 223,000 | $ 58,000 |
| Clay, Florida | 5 | $ 1,155,000 | $ 231,000 | $ 120,000 |
| Chisago, Minnesota | 5 | $ 1,115,000 | $ 223,000 | $ 100,000 |
| Blount, Tennessee | 5 | $ 1,245,000 | $ 249,000 | $ 107,000 |
| Sevier, Tennessee | 5 | $ 1,135,000 | $ 227,000 | $ 84,000 |
| Dallas, Texas | 5 | $ 1,455,000 | $ 291,000 | $ 123,000 |
| Utah, Utah | 5 | $ 1,425,000 | $ 285,000 | $ 121,000 |
| Loudoun, Virginia | 5 | $ 2,175,000 | $ 435,000 | $ 125,000 |
| Matanuska-Susitna, Alaska | 4 | $ 1,310,000 | $ 327,500 | $ 83,000 |
| Amador, California | 4 | $ 1,410,000 | $ 352,500 | $ 112,000 |
| Nevada, California | 4 | $ 1,250,000 | $ 312,500 | $ 153,000 |
| Yuba, California | 4 | $ 1,310,000 | $ 327,500 | $ 109,000 |
| Pueblo, Colorado | 4 | $ 740,000 | $ 185,000 | $ 59,000 |
| Flagler, Florida | 4 | $ 870,000 | $ 217,500 | $ 62,000 |
| Indian River, Florida | 4 | $ 920,000 | $ 230,000 | $ 80,000 |
| Martin, Florida | 4 | $ 1,170,000 | $ 292,500 | $ 142,000 |
| Sumter, Florida | 4 | $ 900,000 | $ 225,000 | $ 103,000 |
| Columbia, Georgia | 4 | $ 980,000 | $ 245,000 | $ 121,000 |
| Anne Arundel, Maryland | 4 | $ 1,260,000 | $ 315,000 | $ 82,000 |
| Wayne, Michigan | 4 | $ 580,000 | $ 145,000 | $ 153,000 |
| Greenville, South Carolina | 4 | $ 700,000 | $ 175,000 | $ 110,000 |
| Franklin, Tennessee | 4 | $ 920,000 | $ 230,000 | $ 164,000 |
| El Paso, Texas | 4 | $ 960,000 | $ 240,000 | $ 171,000 |
| Rockwall, Texas | 4 | $ 1,340,000 | $ 335,000 | $ 92,000 |
| Davis, Utah | 4 | $ 1,220,000 | $ 305,000 | $ 39,000 |
| Prince William, Virginia | 4 | $ 1,270,000 | $ 317,500 | $ 78,000 |
| Virginia Beach, Virginia | 4 | $ 750,000 | $ 187,500 | $ 61,000 |
| Milwaukee, Wisconsin | 4 | $ 690,000 | $ 172,500 | $ 119,000 |
| Lee, Alabama | 3 | $ 695,000 | $ 231,666 | $ 80,000 |
| Sutter, California | 3 | $ 695,000 | $ 231,666 | $ 135,000 |
| Boulder, Colorado | 3 | $ 955,000 | $ 318,333 | $ 115,000 |
| Huerfano, Colorado | 3 | $ 455,000 | $ 151,666 | $ 61,000 |
| Mesa, Colorado | 3 | $ 725,000 | $ 241,666 | $ 73,000 |
| Leon, Florida | 3 | $ 935,000 | $ 311,666 | $ 77,000 |
| Santa Rosa, Florida | 3 | $ 725,000 | $ 241,666 | $ 60,000 |
| Walton, Florida | 3 | $ 735,000 | $ 245,000 | $ 52,000 |
| Clarke, Georgia | 3 | $ 665,000 | $ 221,666 | $ 129,000 |
| Douglas, Georgia | 3 | $ 795,000 | $ 265,000 | $ 53,000 |
| Fayette, Georgia | 3 | $ 865,000 | $ 288,333 | $ 113,000 |
| Hall, Georgia | 3 | $ 765,000 | $ 255,000 | $ 121,000 |
| Ada, Idaho | 3 | $ 665,000 | $ 221,666 | $ 72,000 |
| Kootenai, Idaho | 3 | $ 835,000 | $ 278,333 | $ 14,000 |
| Genesee, Michigan | 3 | $ 425,000 | $ 141,666 | $ 123,000 |
| Oakland, Michigan | 3 | $ 785,000 | $ 261,666 | $ 57,000 |
| Cabarrus, North Carolina | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| Benton, Oregon | 3 | $ 1,275,000 | $ 425,000 | $ 49,000 |
| Clackamas, Oregon | 3 | $ 835,000 | $ 278,333 | $ 23,000 |
| Deschutes, Oregon | 3 | $ 845,000 | $ 281,666 | $ 114,000 |
| Charleston, South Carolina | 3 | $ 615,000 | $ 205,000 | $ 179,000 |
| Jasper, South Carolina | 3 | $ 555,000 | $ 185,000 | $ 94,000 |
| York, South Carolina | 3 | $ 735,000 | $ 245,000 | $ 76,000 |
| Robertson, Tennessee | 3 | $ 625,000 | $ 208,333 | $ 52,000 |
| Sullivan, Tennessee | 3 | $ 935,000 | $ 311,666 | $ 180,000 |
| Brazoria, Texas | 3 | $ 785,000 | $ 261,666 | $ 124,000 |
| Weber, Utah | 3 | $ 805,000 | $ 268,333 | $ 67,000 |
| Chesapeake, Virginia | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| Thurston, Washington | 3 | $ 965,000 | $ 321,666 | $ 131,000 |
| Sheboygan, Wisconsin | 3 | $ 655,000 | $ 218,333 | $ 152,000 |
| Walworth, Wisconsin | 3 | $ 725,000 | $ 241,666 | $ 77,000 |
| Jefferson, Alabama | 2 | $ 480,000 | $ 240,000 | $ 69,000 |
| Glenn, California | 2 | $ 540,000 | $ 270,000 | $ 139,000 |
| Kings, California | 2 | $ 320,000 | $ 160,000 | $ 73,000 |
| Plumas, California | 2 | $ 530,000 | $ 265,000 | $ 71,000 |
| Shasta, California | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Tuolumne, California | 2 | $ 460,000 | $ 230,000 | $ 218,000 |
| Alamosa, Colorado | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| New Haven, Connecticut | 2 | $ 510,000 | $ 255,000 | $ 164,000 |
| Windham, Connecticut | 2 | $ 250,000 | $ 125,000 | $ 41,000 |
| Baker, Florida | 2 | $ 400,000 | $ 200,000 | $ 48,000 |
| Charlotte, Florida | 2 | $ 460,000 | $ 230,000 | $ 70,000 |
| Citrus, Florida | 2 | $ 330,000 | $ 165,000 | $ 112,000 |
| Columbia, Florida | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Hernando, Florida | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Marion, Florida | 2 | $ 420,000 | $ 210,000 | $ 430,000 |
| Monroe, Florida | 2 | $ 680,000 | $ 340,000 | $ 122,000 |
| St. Johns, Florida | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
| Catoosa, Georgia | 2 | $ 440,000 | $ 220,000 | $ 53,000 |
| Chatham, Georgia | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Glynn, Georgia | 2 | $ 790,000 | $ 395,000 | $ 190,000 |
| Henry, Georgia | 2 | $ 460,000 | $ 230,000 | $ 76,000 |
| Paulding, Georgia | 2 | $ 550,000 | $ 275,000 | $ 80,000 |
| Richmond, Georgia | 2 | $ 490,000 | $ 245,000 | $ 130,000 |
| Rockdale, Georgia | 2 | $ 500,000 | $ 250,000 | $ 59,000 |
| Walton, Georgia | 2 | $ 400,000 | $ 200,000 | $ 74,000 |
| DuPage, Illinois | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Kane, Illinois | 2 | $ 470,000 | $ 235,000 | $ 164,000 |
| Dodge, Minnesota | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Douglas, Minnesota | 2 | $ 370,000 | $ 185,000 | $ 78,000 |
| Rice, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 131,000 |
| Churchill, Nevada | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Brunswick, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 91,000 |
| Buncombe, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| New Hanover, North Carolina | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Lane, Oregon | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Lincoln, Oregon | 2 | $ 810,000 | $ 405,000 | $ 53,000 |
| Marion, Oregon | 2 | $ 530,000 | $ 265,000 | $ 79,000 |
| Dorchester, South Carolina | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Anderson, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 134,000 |
| Bedford, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 93,000 |
| Coffee, Tennessee | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Fayette, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| Maury, Tennessee | 2 | $ 430,000 | $ 215,000 | $ 70,000 |
| Montgomery, Tennessee | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| Ellis, Texas | 2 | $ 500,000 | $ 250,000 | $ 33,000 |
| Waller, Texas | 2 | $ 370,000 | $ 185,000 | $ 42,000 |
| Chesterfield, Virginia | 2 | $ 360,000 | $ 180,000 | $ 93,000 |
| Norfolk, Virginia | 2 | $ 730,000 | $ 365,000 | $ 190,000 |
| Waynesboro, Virginia | 2 | $ 270,000 | $ 135,000 | $ 159,000 |
| Skagit, Washington | 2 | $ 690,000 | $ 345,000 | $ 283,000 |
| Walla Walla, Washington | 2 | $ 490,000 | $ 245,000 | $ 59,000 |
| Eau Claire, Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 160,000 |
| Jefferson, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| La Crosse, Wisconsin | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Racine, Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 102,000 |
| Baldwin, Alabama | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Mobile, Alabama | 1 | $ 305,000 | $ 305,000 | $ 141,000 |
| St. Clair, Alabama | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Navajo, Arizona | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Yuma, Arizona | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Marin, California | 1 | $ 515,000 | $ 515,000 | $ 243,000 |
| Mono, California | 1 | $ 355,000 | $ 355,000 | $ 62,000 |
| Broomfield, Colorado | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Chaffee, Colorado | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Delta, Colorado | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Elbert, Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 125,000 | $ 125,000 | $ 231,000 |
| La Plata, Colorado | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Montezuma, Colorado | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Montrose, Colorado | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Park, Colorado | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Routt, Colorado | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Summit, Colorado | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Fairfield, Connecticut | 1 | $ 475,000 | $ 475,000 | $ 120,000 |
| Kent, Delaware | 1 | $ 215,000 | $ 215,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 115,000 | $ 115,000 | $ 157,000 |
| Alachua, Florida | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Highlands, Florida | 1 | $ 235,000 | $ 235,000 | $ 89,000 |
| Nassau, Florida | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Bibb, Georgia | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Bulloch, Georgia | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Carroll, Georgia | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Effingham, Georgia | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Fannin, Georgia | 1 | $ 215,000 | $ 215,000 | $ 144,000 |
| Gilmer, Georgia | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Greene, Georgia | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Liberty, Georgia | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Polk, Georgia | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Bear Lake, Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Blaine, Idaho | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Bonneville, Idaho | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Gem, Idaho | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Nez Perce, Idaho | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| Twin Falls, Idaho | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| St. Clair, Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Carroll, Maryland | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Howard, Maryland | 1 | $ 345,000 | $ 345,000 | $ 938,000 |
| Hillsdale, Michigan | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Jackson, Michigan | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Livingston, Michigan | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Macomb, Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Otsego, Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Cook, Minnesota | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Hubbard, Minnesota | 1 | $ 435,000 | $ 435,000 | $ 54,000 |
| Itasca, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Kanabec, Minnesota | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Kandiyohi, Minnesota | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Meeker, Minnesota | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Steele, Minnesota | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Wabasha, Minnesota | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Waseca, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Humboldt, Nevada | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Storey, Nevada | 1 | $ 305,000 | $ 305,000 | $ 217,000 |
| Cumberland, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Gaston, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Iredell, North Carolina | 1 | $ 295,000 | $ 295,000 | $ 172,000 |
| Johnston, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lincoln, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 163,000 |
| Pender, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Union, North Carolina | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Columbia, Oregon | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Douglas, Oregon | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Hood River, Oregon | 1 | $ 415,000 | $ 415,000 | $ 232,000 |
| Josephine, Oregon | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Umatilla, Oregon | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Yamhill, Oregon | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Anderson, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Lexington, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Campbell, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 130,000 |
| Cheatham, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Claiborne, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Crockett, Tennessee | 1 | $ 125,000 | $ 125,000 | $ 267,000 |
| Dyer, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Lincoln, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 221,000 |
| Loudon, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Madison, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Marion, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 158,000 |
| Marshall, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Morgan, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Putnam, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Stewart, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Tipton, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Van Buren, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Washington, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Bandera, Texas | 1 | $ 305,000 | $ 305,000 | $ 113,000 |
| Brazos, Texas | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Hays, Texas | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| Hidalgo, Texas | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Hunt, Texas | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Jefferson, Texas | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Jim Wells, Texas | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
| Kaufman, Texas | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Llano, Texas | 1 | $ 465,000 | $ 465,000 | $ 191,000 |
| Nueces, Texas | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Cache, Utah | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Iron, Utah | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Summit, Utah | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Albemarle, Virginia | 1 | $ 515,000 | $ 515,000 | $ 249,000 |
| Alexandria, Virginia | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Caroline, Virginia | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Charlottesville, Virginia | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Culpeper, Virginia | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Fluvanna, Virginia | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Henrico, Virginia | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Montgomery, Virginia | 1 | $ 275,000 | $ 275,000 | $ 39,000 |
| Newport News, Virginia | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Richmond City, Virginia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Shenandoah, Virginia | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Stafford, Virginia | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Clallam, Washington | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
| Cowlitz, Washington | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Kitsap, Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lewis, Washington | 1 | $ 435,000 | $ 435,000 | $ 493,000 |
| Mason, Washington | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Spokane, Washington | 1 | $ 145,000 | $ 145,000 | $ 141,000 |
| Dodge, Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Fond du Lac, Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Manitowoc, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Pierce, Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Polk, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Sauk, Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Sawyer, Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Wood, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Bay-Valley Mortgage Group in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,874 | $3,592,160,000 | $363,000 | $5,625,000 | $123,000 | $2,016,000 |
| Home Purchase | 2,337 | $949,225,000 | $406,000 | $1,955,000 | $126,000 | $8,177,000 |
| Cash-out Refinancing | 1,021 | $323,295,000 | $316,000 | $2,065,000 | $109,000 | $1,300,000 |
| Other Purpose | 81 | $7,235,000 | $89,000 | $555,000 | $89,000 | $276,000 |
| Home Improvement | 11 | $4,315,000 | $392,000 | $565,000 | $114,000 | $300,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 4,717 | $1,918,215,000 | $406,000 | $3,005,000 | $140,000 | $2,016,000 |
| Hispanic | 3,335 | $1,146,395,000 | $343,000 | $1,695,000 | $95,000 | $1,396,000 |
| White | 2,672 | $941,330,000 | $352,000 | $5,625,000 | $130,000 | $1,680,000 |
| Not Provided | 2,187 | $723,885,000 | $330,000 | $1,995,000 | $110,000 | $1,606,000 |
| Black or African American | 302 | $101,580,000 | $336,000 | $1,685,000 | $180,000 | $8,177,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $21,230,000 | $442,000 | $935,000 | $129,000 | $298,000 |
| American Indian or Alaskan Native | 26 | $9,520,000 | $366,000 | $1,785,000 | $115,000 | $318,000 |
| Not applicable | 12 | $3,740,000 | $311,000 | $485,000 | $36,000 | $126,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,119 | $4,098,875,000 | $368,000 | $5,625,000 | $131,000 | $8,177,000 |
| FHA-insured (Federal Housing Administration) | 1,892 | $658,190,000 | $347,000 | $945,000 | $75,000 | $756,000 |
| VA-guaranteed (Veterans Administration) | 313 | $119,165,000 | $380,000 | $885,000 | $77,000 | $477,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,582 | $3,182,780,000 | $370,000 | $1,505,000 | $122,000 | $2,016,000 |
| Application Withdrawn By Applicant | 4,645 | $1,655,975,000 | $356,000 | $5,625,000 | $124,000 | $8,177,000 |
| Application Denied By Financial Institution | 61 | $24,475,000 | $401,000 | $1,695,000 | $115,000 | $548,000 |
| File Closed For Incompleteness | 30 | $11,560,000 | $385,000 | $1,005,000 | $98,000 | $258,000 |
| Application Approved But Not Accepted | 6 | $1,440,000 | $240,000 | $415,000 | $85,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,263 | $4,851,755,000 | $365,000 | $5,625,000 | $123,000 | $8,177,000 |
| Other | 36 | $14,360,000 | $398,000 | $885,000 | $103,000 | $312,000 |
| Debt-To-Income Ratio | 10 | $5,150,000 | $515,000 | $1,695,000 | $107,000 | $301,000 |
| Credit History | 7 | $2,115,000 | $302,000 | $495,000 | $96,000 | $157,000 |
| Unverifiable Information | 5 | $1,465,000 | $293,000 | $355,000 | $111,000 | $189,000 |
| Mortgage Insurance Denied | 3 | $1,385,000 | $461,000 | $915,000 | $322,000 | $548,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bay-Valley Mortgage Group's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bay-Valley Mortgage Group's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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