Beal Bank Mortgage Lending & HMDA Data, 2004

In 2004, Beal Bank of Plano, TX reported 3,769 mortgage applications totaling $208.8 million, up 478% from 2003. The average application was for $55,404, and applicants reported an average income of $0. 0% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (241), Miami-Miami Beach-Kendall, FL (158) and Philadelphia, PA (155) (applications in parentheses).

Mortgage Company & Address Beal Bank
6000 Legacy Drive
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 3,769
Total Mortgage Loan Application Amount $208,819,000
Average Mortgage Loan Application Amount $55,404
Highest Mortgage Loan Application Amount $4,440,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beal Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Beal Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 241 $ 15,397,000 $ 63,887 $ 0
Miami-Dade, Florida 158 $ 8,746,000 $ 55,354 $ 0
Philadelphia, Pennsylvania 114 $ 2,566,000 $ 22,508 $ 0
Broward, Florida 95 $ 5,192,000 $ 54,652 $ 0
Wayne, Michigan 94 $ 2,476,000 $ 26,340 $ 0
Cook, Illinois 75 $ 3,154,000 $ 42,053 $ 0
Marion, Indiana 62 $ 2,023,000 $ 32,629 $ 0
Baltimore City, Maryland 62 $ 2,102,000 $ 33,903 $ 0
Harris, Texas 59 $ 7,242,000 $ 122,745 $ 0
Allegheny, Pennsylvania 54 $ 1,864,000 $ 34,518 $ 0
Maricopa, Arizona 53 $ 2,237,000 $ 42,207 $ 0
Erie, New York 53 $ 1,642,000 $ 30,981 $ 0
Cuyahoga, Ohio 46 $ 2,082,000 $ 45,260 $ 0
St. Louis, Missouri 43 $ 1,134,000 $ 26,372 $ 0
Salt Lake, Utah 43 $ 3,031,000 $ 70,488 $ 0
San Bernardino, California 40 $ 2,129,000 $ 53,225 $ 0
Duval, Florida 40 $ 1,516,000 $ 37,900 $ 0
Palm Beach, Florida 39 $ 2,215,000 $ 56,794 $ 0
Shelby, Tennessee 39 $ 1,742,000 $ 44,666 $ 0
Honolulu, Hawaii 37 $ 5,588,000 $ 151,027 $ 0
Riverside, California 36 $ 1,686,000 $ 46,833 $ 0
Pinellas, Florida 34 $ 1,705,000 $ 50,147 $ 0
Multnomah, Oregon 33 $ 2,497,000 $ 75,666 $ 0
Dallas, Texas 33 $ 3,897,000 $ 118,090 $ 0
Orange, California 32 $ 2,568,000 $ 80,250 $ 0
Hillsborough, Florida 31 $ 1,159,000 $ 37,387 $ 0
Alameda, California 30 $ 1,457,000 $ 48,566 $ 0
District of Columbia, District Of Columbia 30 $ 2,160,000 $ 72,000 $ 0
King, Washington 30 $ 1,976,000 $ 65,866 $ 0
Fresno, California 28 $ 1,045,000 $ 37,321 $ 0
Fulton, Georgia 28 $ 1,228,000 $ 43,857 $ 0
Pierce, Washington 28 $ 1,380,000 $ 49,285 $ 0
Tulare, California 26 $ 1,100,000 $ 42,307 $ 0
Jackson, Missouri 26 $ 589,000 $ 22,653 $ 0
New Haven, Connecticut 23 $ 1,395,000 $ 60,652 $ 0
Clark, Nevada 22 $ 1,309,000 $ 59,500 $ 0
Delaware, Pennsylvania 22 $ 806,000 $ 36,636 $ 0
San Diego, California 21 $ 879,000 $ 41,857 $ 0
Franklin, Ohio 20 $ 451,000 $ 22,550 $ 0
Hamilton, Ohio 20 $ 929,000 $ 46,450 $ 0
East Baton Rouge, Louisiana 19 $ 798,000 $ 42,000 $ 0
Prince George's, Maryland 19 $ 1,582,000 $ 83,263 $ 0
St. Louis City, Missouri 19 $ 496,000 $ 26,105 $ 0
Bexar, Texas 19 $ 721,000 $ 37,947 $ 0
DeKalb, Georgia 18 $ 642,000 $ 35,666 $ 0
Tarrant, Texas 18 $ 962,000 $ 53,444 $ 0
Lake, Indiana 17 $ 555,000 $ 32,647 $ 0
Montgomery, Ohio 17 $ 679,000 $ 39,941 $ 0
Milwaukee, Wisconsin 17 $ 475,000 $ 27,941 $ 0
Sacramento, California 14 $ 651,000 $ 46,500 $ 0
San Joaquin, California 14 $ 356,000 $ 25,428 $ 0
Santa Clara, California 14 $ 1,238,000 $ 88,428 $ 0
Denver, Colorado 14 $ 849,000 $ 60,642 $ 0
Camden, New Jersey 14 $ 467,000 $ 33,357 $ 0
Orleans, Louisiana 13 $ 449,000 $ 34,538 $ 0
Mercer, New Jersey 13 $ 350,000 $ 26,923 $ 0
Galveston, Texas 13 $ 830,000 $ 63,846 $ 0
Pinal, Arizona 12 $ 492,000 $ 41,000 $ 0
Hartford, Connecticut 12 $ 721,000 $ 60,083 $ 0
Jefferson, Kentucky 12 $ 585,000 $ 48,750 $ 0
Nassau, New York 12 $ 816,000 $ 68,000 $ 0
Niagara, New York 12 $ 366,000 $ 30,500 $ 0
Snohomish, Washington 12 $ 766,000 $ 63,833 $ 0
Pima, Arizona 11 $ 359,000 $ 32,636 $ 0
Santa Cruz, Arizona 11 $ 584,000 $ 53,090 $ 0
Hawaii, Hawaii 11 $ 1,191,000 $ 108,272 $ 0
Bucks, Pennsylvania 11 $ 616,000 $ 56,000 $ 0
Charleston, South Carolina 11 $ 424,000 $ 38,545 $ 0
Jefferson, Texas 11 $ 298,000 $ 27,090 $ 0
Gwinnett, Georgia 10 $ 1,398,000 $ 139,800 $ 0
Burlington, New Jersey 10 $ 489,000 $ 48,900 $ 0
Washington, Oregon 10 $ 933,000 $ 93,300 $ 0
Clark, Washington 10 $ 1,111,000 $ 111,100 $ 0
Contra Costa, California 9 $ 328,000 $ 36,444 $ 0
San Mateo, California 9 $ 591,000 $ 65,666 $ 0
Ventura, California 9 $ 407,000 $ 45,222 $ 0
Pasco, Florida 9 $ 473,000 $ 52,555 $ 0
St. Clair, Illinois 9 $ 204,000 $ 22,666 $ 0
Baltimore, Maryland 9 $ 3,091,000 $ 343,444 $ 0
Oakland, Michigan 9 $ 299,000 $ 33,222 $ 0
Essex, New Jersey 9 $ 350,000 $ 38,888 $ 0
Bronx, New York 9 $ 648,000 $ 72,000 $ 0
Summit, Ohio 9 $ 480,000 $ 53,333 $ 0
Marion, Oregon 9 $ 762,000 $ 84,666 $ 0
Davidson, Tennessee 9 $ 515,000 $ 57,222 $ 0
Virginia Beach, Virginia 9 $ 421,000 $ 46,777 $ 0
Kitsap, Washington 9 $ 471,000 $ 52,333 $ 0
Mohave, Arizona 8 $ 382,000 $ 47,750 $ 0
Imperial, California 8 $ 459,000 $ 57,375 $ 0
Kern, California 8 $ 305,000 $ 38,125 $ 0
Stanislaus, California 8 $ 273,000 $ 34,125 $ 0
El Paso, Colorado 8 $ 377,000 $ 47,125 $ 0
Jefferson, Colorado 8 $ 350,000 $ 43,750 $ 0
Will, Illinois 8 $ 453,000 $ 56,625 $ 0
St. Joseph, Indiana 8 $ 428,000 $ 53,500 $ 0
Jefferson, Louisiana 8 $ 237,000 $ 29,625 $ 0
Macomb, Michigan 8 $ 568,000 $ 71,000 $ 0
Douglas, Nebraska 8 $ 404,000 $ 50,500 $ 0
Chesapeake, Virginia 8 $ 507,000 $ 63,375 $ 0
Fairfax, Virginia 8 $ 412,000 $ 51,500 $ 0
Adams, Colorado 7 $ 359,000 $ 51,285 $ 0
Clayton, Georgia 7 $ 313,000 $ 44,714 $ 0
Madison, Indiana 7 $ 271,000 $ 38,714 $ 0
Anne Arundel, Maryland 7 $ 438,000 $ 62,571 $ 0
Hennepin, Minnesota 7 $ 227,000 $ 32,428 $ 0
Union, New Jersey 7 $ 312,000 $ 44,571 $ 0
Suffolk, New York 7 $ 433,000 $ 61,857 $ 0
Lane, Oregon 7 $ 637,000 $ 91,000 $ 0
Greenville, South Carolina 7 $ 225,000 $ 32,142 $ 0
Utah, Utah 7 $ 535,000 $ 76,428 $ 0
Merced, California 6 $ 234,000 $ 39,000 $ 0
Fairfield, Connecticut 6 $ 267,000 $ 44,500 $ 0
Manatee, Florida 6 $ 274,000 $ 45,666 $ 0
Orange, Florida 6 $ 380,000 $ 63,333 $ 0
Cobb, Georgia 6 $ 411,000 $ 68,500 $ 0
DuPage, Illinois 6 $ 291,000 $ 48,500 $ 0
Sedgwick, Kansas 6 $ 138,000 $ 23,000 $ 0
St. Martin, Louisiana 6 $ 253,000 $ 42,166 $ 0
Terrebonne, Louisiana 6 $ 176,000 $ 29,333 $ 0
Genesee, Michigan 6 $ 93,000 $ 15,500 $ 0
Hudson, New Jersey 6 $ 428,000 $ 71,333 $ 0
Kings, New York 6 $ 731,000 $ 121,833 $ 0
Forsyth, North Carolina 6 $ 187,000 $ 31,166 $ 0
Lorain, Ohio 6 $ 308,000 $ 51,333 $ 0
Oklahoma, Oklahoma 6 $ 206,000 $ 34,333 $ 0
Mercer, Pennsylvania 6 $ 165,000 $ 27,500 $ 0
Richland, South Carolina 6 $ 168,000 $ 28,000 $ 0
Davis, Utah 6 $ 839,000 $ 139,833 $ 0
Spokane, Washington 6 $ 433,000 $ 72,166 $ 0
Solano, California 5 $ 289,000 $ 57,800 $ 0
Arapahoe, Colorado 5 $ 398,000 $ 79,600 $ 0
Clay, Florida 5 $ 301,000 $ 60,200 $ 0
St. Lucie, Florida 5 $ 163,000 $ 32,600 $ 0
Maui, Hawaii 5 $ 798,000 $ 159,600 $ 0
Lake, Illinois 5 $ 230,000 $ 46,000 $ 0
Wyandotte, Kansas 5 $ 51,000 $ 10,200 $ 0
Harford, Maryland 5 $ 359,000 $ 71,800 $ 0
Howard, Maryland 5 $ 438,000 $ 87,600 $ 0
Montgomery, Maryland 5 $ 321,000 $ 64,200 $ 0
Bernalillo, New Mexico 5 $ 353,000 $ 70,600 $ 0
Guilford, North Carolina 5 $ 174,000 $ 34,800 $ 0
Mecklenburg, North Carolina 5 $ 109,000 $ 21,800 $ 0
Wake, North Carolina 5 $ 396,000 $ 79,200 $ 0
Clermont, Ohio 5 $ 179,000 $ 35,800 $ 0
Portage, Ohio 5 $ 212,000 $ 42,400 $ 0
Tulsa, Oklahoma 5 $ 163,000 $ 32,600 $ 0
Linn, Oregon 5 $ 402,000 $ 80,400 $ 0
Yamhill, Oregon 5 $ 453,000 $ 90,600 $ 0
Beaver, Pennsylvania 5 $ 132,000 $ 26,400 $ 0
Washington, Pennsylvania 5 $ 226,000 $ 45,200 $ 0
Providence, Rhode Island 5 $ 311,000 $ 62,200 $ 0
Weber, Utah 5 $ 279,000 $ 55,800 $ 0
Norfolk, Virginia 5 $ 159,000 $ 31,800 $ 0
Graham, Arizona 4 $ 211,000 $ 52,750 $ 0
San Francisco, California 4 $ 636,000 $ 159,000 $ 0
New London, Connecticut 4 $ 294,000 $ 73,500 $ 0
Lee, Florida 4 $ 259,000 $ 64,750 $ 0
Martin, Florida 4 $ 277,000 $ 69,250 $ 0
Madison, Illinois 4 $ 80,000 $ 20,000 $ 0
Peoria, Illinois 4 $ 179,000 $ 44,750 $ 0
Winnebago, Illinois 4 $ 144,000 $ 36,000 $ 0
Delaware, Indiana 4 $ 207,000 $ 51,750 $ 0
Porter, Indiana 4 $ 285,000 $ 71,250 $ 0
Campbell, Kentucky 4 $ 110,000 $ 27,500 $ 0
Lafayette, Louisiana 4 $ 425,000 $ 106,250 $ 0
West Baton Rouge, Louisiana 4 $ 109,000 $ 27,250 $ 0
Suffolk, Massachusetts 4 $ 304,000 $ 76,000 $ 0
Hancock, Mississippi 4 $ 125,000 $ 31,250 $ 0
Middlesex, New Jersey 4 $ 162,000 $ 40,500 $ 0
Queens, New York 4 $ 293,000 $ 73,250 $ 0
Buncombe, North Carolina 4 $ 174,000 $ 43,500 $ 0
Gaston, North Carolina 4 $ 161,000 $ 40,250 $ 0
Clackamas, Oregon 4 $ 304,000 $ 76,000 $ 0
Chester, Pennsylvania 4 $ 269,000 $ 67,250 $ 0
Montgomery, Pennsylvania 4 $ 157,000 $ 39,250 $ 0
Florence, South Carolina 4 $ 108,000 $ 27,000 $ 0
El Paso, Texas 4 $ 158,000 $ 39,500 $ 0
Montgomery, Texas 4 $ 329,000 $ 82,250 $ 0
Williamson, Texas 4 $ 396,000 $ 99,000 $ 0
Portsmouth, Virginia 4 $ 167,000 $ 41,750 $ 0
Thurston, Washington 4 $ 215,000 $ 53,750 $ 0
Humboldt, California 3 $ 189,000 $ 63,000 $ 0
Kings, California 3 $ 185,000 $ 61,666 $ 0
Madera, California 3 $ 102,000 $ 34,000 $ 0
Monterey, California 3 $ 148,000 $ 49,333 $ 0
Boulder, Colorado 3 $ 257,000 $ 85,666 $ 0
Larimer, Colorado 3 $ 125,000 $ 41,666 $ 0
Middlesex, Connecticut 3 $ 379,000 $ 126,333 $ 0
Citrus, Florida 3 $ 143,000 $ 47,666 $ 0
Hernando, Florida 3 $ 144,000 $ 48,000 $ 0
Marion, Florida 3 $ 133,000 $ 44,333 $ 0
Seminole, Florida 3 $ 77,000 $ 25,666 $ 0
Floyd, Georgia 3 $ 192,000 $ 64,000 $ 0
Ada, Idaho 3 $ 237,000 $ 79,000 $ 0
Kootenai, Idaho 3 $ 238,000 $ 79,333 $ 0
Boone, Indiana 3 $ 178,000 $ 59,333 $ 0
Hamilton, Indiana 3 $ 308,000 $ 102,666 $ 0
Vanderburgh, Indiana 3 $ 106,000 $ 35,333 $ 0
Kenton, Kentucky 3 $ 135,000 $ 45,000 $ 0
Iberia, Louisiana 3 $ 115,000 $ 38,333 $ 0
Iberville, Louisiana 3 $ 82,000 $ 27,333 $ 0
Livingston, Louisiana 3 $ 119,000 $ 39,666 $ 0
Bristol, Massachusetts 3 $ 390,000 $ 130,000 $ 0
Calhoun, Michigan 3 $ 70,000 $ 23,333 $ 0
Kent, Michigan 3 $ 35,000 $ 11,666 $ 0
Ramsey, Minnesota 3 $ 124,000 $ 41,333 $ 0
Harrison, Mississippi 3 $ 159,000 $ 53,000 $ 0
St. Charles, Missouri 3 $ 175,000 $ 58,333 $ 0
Washoe, Nevada 3 $ 252,000 $ 84,000 $ 0
Monmouth, New Jersey 3 $ 209,000 $ 69,666 $ 0
Morris, New Jersey 3 $ 404,000 $ 134,666 $ 0
Monroe, New York 3 $ 157,000 $ 52,333 $ 0
Westchester, New York 3 $ 60,000 $ 20,000 $ 0
Cumberland, North Carolina 3 $ 143,000 $ 47,666 $ 0
Durham, North Carolina 3 $ 149,000 $ 49,666 $ 0
Edgecombe, North Carolina 3 $ 130,000 $ 43,333 $ 0
Franklin, North Carolina 3 $ 143,000 $ 47,666 $ 0
Union, North Carolina 3 $ 287,000 $ 95,666 $ 0
Wayne, North Carolina 3 $ 120,000 $ 40,000 $ 0
Brown, Ohio 3 $ 160,000 $ 53,333 $ 0
Clark, Ohio 3 $ 202,000 $ 67,333 $ 0
Columbiana, Ohio 3 $ 98,000 $ 32,666 $ 0
Greene, Ohio 3 $ 183,000 $ 61,000 $ 0
Licking, Ohio 3 $ 133,000 $ 44,333 $ 0
Warren, Ohio 3 $ 222,000 $ 74,000 $ 0
Dauphin, Pennsylvania 3 $ 125,000 $ 41,666 $ 0
Schuylkill, Pennsylvania 3 $ 92,000 $ 30,666 $ 0
Westmoreland, Pennsylvania 3 $ 135,000 $ 45,000 $ 0
Aiken, South Carolina 3 $ 128,000 $ 42,666 $ 0
Anderson, South Carolina 3 $ 107,000 $ 35,666 $ 0
Jasper, South Carolina 3 $ 129,000 $ 43,000 $ 0
Lexington, South Carolina 3 $ 110,000 $ 36,666 $ 0
Sumter, South Carolina 3 $ 116,000 $ 38,666 $ 0
Sumner, Tennessee 3 $ 49,000 $ 16,333 $ 0
Collin, Texas 3 $ 340,000 $ 113,333 $ 0
Potter, Texas 3 $ 77,000 $ 25,666 $ 0
Travis, Texas 3 $ 222,000 $ 74,000 $ 0
Coconino, Arizona 2 $ 181,000 $ 90,500 $ 0
Navajo, Arizona 2 $ 42,000 $ 21,000 $ 0
Yavapai, Arizona 2 $ 141,000 $ 70,500 $ 0
Crittenden, Arkansas 2 $ 62,000 $ 31,000 $ 0
Lee, Arkansas 2 $ 57,000 $ 28,500 $ 0
Mississippi, Arkansas 2 $ 60,000 $ 30,000 $ 0
Butte, California 2 $ 148,000 $ 74,000 $ 0
Santa Barbara, California 2 $ 38,000 $ 19,000 $ 0
Shasta, California 2 $ 70,000 $ 35,000 $ 0
Sonoma, California 2 $ 211,000 $ 105,500 $ 0
Litchfield, Connecticut 2 $ 193,000 $ 96,500 $ 0
Windham, Connecticut 2 $ 186,000 $ 93,000 $ 0
Sussex, Delaware 2 $ 2,511,000 $ 1,255,500 $ 0
Brevard, Florida 2 $ 104,000 $ 52,000 $ 0
Collier, Florida 2 $ 248,000 $ 124,000 $ 0
Leon, Florida 2 $ 81,000 $ 40,500 $ 0
Osceola, Florida 2 $ 67,000 $ 33,500 $ 0
Polk, Florida 2 $ 86,000 $ 43,000 $ 0
Santa Rosa, Florida 2 $ 209,000 $ 104,500 $ 0
Sarasota, Florida 2 $ 79,000 $ 39,500 $ 0
St. Johns, Florida 2 $ 234,000 $ 117,000 $ 0
Volusia, Florida 2 $ 95,000 $ 47,500 $ 0
Wakulla, Florida 2 $ 87,000 $ 43,500 $ 0
Bibb, Georgia 2 $ 56,000 $ 28,000 $ 0
Glynn, Georgia 2 $ 71,000 $ 35,500 $ 0
Houston, Georgia 2 $ 60,000 $ 30,000 $ 0
Polk, Georgia 2 $ 49,000 $ 24,500 $ 0
Rockdale, Georgia 2 $ 152,000 $ 76,000 $ 0
Kauai, Hawaii 2 $ 234,000 $ 117,000 $ 0
Bear Lake, Idaho 2 $ 125,000 $ 62,500 $ 0
Canyon, Idaho 2 $ 98,000 $ 49,000 $ 0
Allen, Indiana 2 $ 63,000 $ 31,500 $ 0
Miami, Indiana 2 $ 115,000 $ 57,500 $ 0
Morgan, Indiana 2 $ 85,000 $ 42,500 $ 0
Shelby, Indiana 2 $ 42,000 $ 21,000 $ 0
Calhoun, Iowa 2 $ 83,000 $ 41,500 $ 0
Pottawattamie, Iowa 2 $ 66,000 $ 33,000 $ 0
Johnson, Kansas 2 $ 167,000 $ 83,500 $ 0
Caddo, Louisiana 2 $ 3,715,000 $ 1,857,500 $ 0
St. Charles, Louisiana 2 $ 71,000 $ 35,500 $ 0
St. Landry, Louisiana 2 $ 42,000 $ 21,000 $ 0
St. Mary, Louisiana 2 $ 102,000 $ 51,000 $ 0
St. Tammany, Louisiana 2 $ 124,000 $ 62,000 $ 0
Vermilion, Louisiana 2 $ 86,000 $ 43,000 $ 0
Hampden, Massachusetts 2 $ 73,000 $ 36,500 $ 0
Saginaw, Michigan 2 $ 46,000 $ 23,000 $ 0
Anoka, Minnesota 2 $ 196,000 $ 98,000 $ 0
Dakota, Minnesota 2 $ 83,000 $ 41,500 $ 0
Pearl River, Mississippi 2 $ 104,000 $ 52,000 $ 0
Greene, Missouri 2 $ 146,000 $ 73,000 $ 0
Henry, Missouri 2 $ 49,000 $ 24,500 $ 0
Platte, Missouri 2 $ 104,000 $ 52,000 $ 0
Ray, Missouri 2 $ 93,000 $ 46,500 $ 0
Taney, Missouri 2 $ 67,000 $ 33,500 $ 0
Cascade, Montana 2 $ 90,000 $ 45,000 $ 0
Dakota, Nebraska 2 $ 53,000 $ 26,500 $ 0
Sarpy, Nebraska 2 $ 212,000 $ 106,000 $ 0
Bergen, New Jersey 2 $ 217,000 $ 108,500 $ 0
Ocean, New Jersey 2 $ 162,000 $ 81,000 $ 0
Passaic, New Jersey 2 $ 186,000 $ 93,000 $ 0
Santa Fe, New Mexico 2 $ 206,000 $ 103,000 $ 0
Brunswick, North Carolina 2 $ 99,000 $ 49,500 $ 0
Columbus, North Carolina 2 $ 102,000 $ 51,000 $ 0
Johnston, North Carolina 2 $ 74,000 $ 37,000 $ 0
Macon, North Carolina 2 $ 121,000 $ 60,500 $ 0
Nash, North Carolina 2 $ 94,000 $ 47,000 $ 0
Pitt, North Carolina 2 $ 73,000 $ 36,500 $ 0
Warren, North Carolina 2 $ 85,000 $ 42,500 $ 0
Butler, Ohio 2 $ 26,000 $ 13,000 $ 0
Fairfield, Ohio 2 $ 229,000 $ 114,500 $ 0
Lake, Ohio 2 $ 89,000 $ 44,500 $ 0
Lucas, Ohio 2 $ 61,000 $ 30,500 $ 0
Stark, Ohio 2 $ 88,000 $ 44,000 $ 0
Coos, Oregon 2 $ 114,000 $ 57,000 $ 0
Berks, Pennsylvania 2 $ 117,000 $ 58,500 $ 0
Butler, Pennsylvania 2 $ 281,000 $ 140,500 $ 0
Crawford, Pennsylvania 2 $ 78,000 $ 39,000 $ 0
Erie, Pennsylvania 2 $ 48,000 $ 24,000 $ 0
Lancaster, Pennsylvania 2 $ 130,000 $ 65,000 $ 0
Luzerne, Pennsylvania 2 $ 227,000 $ 113,500 $ 0
Lycoming, Pennsylvania 2 $ 101,000 $ 50,500 $ 0
Pike, Pennsylvania 2 $ 137,000 $ 68,500 $ 0
Warren, Pennsylvania 2 $ 31,000 $ 15,500 $ 0
Colleton, South Carolina 2 $ 288,000 $ 144,000 $ 0
Orangeburg, South Carolina 2 $ 85,000 $ 42,500 $ 0
Spartanburg, South Carolina 2 $ 92,000 $ 46,000 $ 0
York, South Carolina 2 $ 71,000 $ 35,500 $ 0
Knox, Tennessee 2 $ 97,000 $ 48,500 $ 0
Robertson, Tennessee 2 $ 78,000 $ 39,000 $ 0
Brazoria, Texas 2 $ 205,000 $ 102,500 $ 0
Denton, Texas 2 $ 154,000 $ 77,000 $ 0
Fort Bend, Texas 2 $ 116,000 $ 58,000 $ 0
Henderson, Texas 2 $ 87,000 $ 43,500 $ 0
Hunt, Texas 2 $ 72,000 $ 36,000 $ 0
Kaufman, Texas 2 $ 135,000 $ 67,500 $ 0
McLennan, Texas 2 $ 86,000 $ 43,000 $ 0
Smith, Texas 2 $ 285,000 $ 142,500 $ 0
Wise, Texas 2 $ 88,000 $ 44,000 $ 0
Hampton, Virginia 2 $ 92,000 $ 46,000 $ 0
Prince William, Virginia 2 $ 47,000 $ 23,500 $ 0
Clallam, Washington 2 $ 129,000 $ 64,500 $ 0
Mason, Washington 2 $ 122,000 $ 61,000 $ 0
Whatcom, Washington 2 $ 39,000 $ 19,500 $ 0
Yakima, Washington 2 $ 102,000 $ 51,000 $ 0
Harrison, West Virginia 2 $ 28,000 $ 14,000 $ 0
Rock, Wisconsin 2 $ 136,000 $ 68,000 $ 0
Winnebago, Wisconsin 2 $ 64,000 $ 32,000 $ 0
Anchorage, Alaska 1 $ 61,000 $ 61,000 $ 0
Ketchikan Gateway, Alaska 1 $ 182,000 $ 182,000 $ 0
Cochise, Arizona 1 $ 35,000 $ 35,000 $ 0
Greenlee, Arizona 1 $ 20,000 $ 20,000 $ 0
La Paz, Arizona 1 $ 29,000 $ 29,000 $ 0
Yuma, Arizona 1 $ 28,000 $ 28,000 $ 0
Greene, Arkansas 1 $ 85,000 $ 85,000 $ 0
Pulaski, Arkansas 1 $ 22,000 $ 22,000 $ 0
Saline, Arkansas 1 $ 147,000 $ 147,000 $ 0
Washington, Arkansas 1 $ 42,000 $ 42,000 $ 0
Colusa, California 1 $ 72,000 $ 72,000 $ 0
El Dorado, California 1 $ 8,000 $ 8,000 $ 0
Santa Cruz, California 1 $ 39,000 $ 39,000 $ 0
Sierra, California 1 $ 57,000 $ 57,000 $ 0
Sutter, California 1 $ 18,000 $ 18,000 $ 0
Yolo, California 1 $ 83,000 $ 83,000 $ 0
Douglas, Colorado 1 $ 174,000 $ 174,000 $ 0
Garfield, Colorado 1 $ 56,000 $ 56,000 $ 0
Mesa, Colorado 1 $ 53,000 $ 53,000 $ 0
Montezuma, Colorado 1 $ 128,000 $ 128,000 $ 0
Morgan, Colorado 1 $ 92,000 $ 92,000 $ 0
Pueblo, Colorado 1 $ 41,000 $ 41,000 $ 0
Summit, Colorado 1 $ 138,000 $ 138,000 $ 0
Weld, Colorado 1 $ 51,000 $ 51,000 $ 0
Tolland, Connecticut 1 $ 177,000 $ 177,000 $ 0
Bay, Florida 1 $ 91,000 $ 91,000 $ 0
Charlotte, Florida 1 $ 95,000 $ 95,000 $ 0
Gulf, Florida 1 $ 20,000 $ 20,000 $ 0
Highlands, Florida 1 $ 19,000 $ 19,000 $ 0
Indian River, Florida 1 $ 99,000 $ 99,000 $ 0
Levy, Florida 1 $ 50,000 $ 50,000 $ 0
Monroe, Florida 1 $ 109,000 $ 109,000 $ 0
Nassau, Florida 1 $ 34,000 $ 34,000 $ 0
Okaloosa, Florida 1 $ 55,000 $ 55,000 $ 0
Putnam, Florida 1 $ 23,000 $ 23,000 $ 0
Appling, Georgia 1 $ 21,000 $ 21,000 $ 0
Catoosa, Georgia 1 $ 64,000 $ 64,000 $ 0
Cherokee, Georgia 1 $ 64,000 $ 64,000 $ 0
Coffee, Georgia 1 $ 71,000 $ 71,000 $ 0
Fayette, Georgia 1 $ 100,000 $ 100,000 $ 0
Forsyth, Georgia 1 $ 169,000 $ 169,000 $ 0
Harris, Georgia 1 $ 42,000 $ 42,000 $ 0
Heard, Georgia 1 $ 48,000 $ 48,000 $ 0
Lowndes, Georgia 1 $ 30,000 $ 30,000 $ 0
Newton, Georgia 1 $ 135,000 $ 135,000 $ 0
Paulding, Georgia 1 $ 11,000 $ 11,000 $ 0
Pierce, Georgia 1 $ 7,000 $ 7,000 $ 0
Quitman, Georgia 1 $ 43,000 $ 43,000 $ 0
Richmond, Georgia 1 $ 33,000 $ 33,000 $ 0
Towns, Georgia 1 $ 55,000 $ 55,000 $ 0
Bingham, Idaho 1 $ 52,000 $ 52,000 $ 0
Bonner, Idaho 1 $ 105,000 $ 105,000 $ 0
Elmore, Idaho 1 $ 62,000 $ 62,000 $ 0
Nez Perce, Idaho 1 $ 61,000 $ 61,000 $ 0
Twin Falls, Idaho 1 $ 78,000 $ 78,000 $ 0
Washington, Idaho 1 $ 32,000 $ 32,000 $ 0
Champaign, Illinois 1 $ 17,000 $ 17,000 $ 0
Iroquois, Illinois 1 $ 27,000 $ 27,000 $ 0
Jersey, Illinois 1 $ 35,000 $ 35,000 $ 0
Kane, Illinois 1 $ 170,000 $ 170,000 $ 0
McHenry, Illinois 1 $ 67,000 $ 67,000 $ 0
Monroe, Illinois 1 $ 7,000 $ 7,000 $ 0
Rock Island, Illinois 1 $ 14,000 $ 14,000 $ 0
Sangamon, Illinois 1 $ 16,000 $ 16,000 $ 0
Vermilion, Illinois 1 $ 21,000 $ 21,000 $ 0
White, Illinois 1 $ 12,000 $ 12,000 $ 0
Blackford, Indiana 1 $ 38,000 $ 38,000 $ 0
Carroll, Indiana 1 $ 33,000 $ 33,000 $ 0
Cass, Indiana 1 $ 53,000 $ 53,000 $ 0
Daviess, Indiana 1 $ 18,000 $ 18,000 $ 0
Elkhart, Indiana 1 $ 45,000 $ 45,000 $ 0
Floyd, Indiana 1 $ 31,000 $ 31,000 $ 0
Fountain, Indiana 1 $ 36,000 $ 36,000 $ 0
Harrison, Indiana 1 $ 51,000 $ 51,000 $ 0
Hendricks, Indiana 1 $ 84,000 $ 84,000 $ 0
Henry, Indiana 1 $ 26,000 $ 26,000 $ 0
Johnson, Indiana 1 $ 81,000 $ 81,000 $ 0
Kosciusko, Indiana 1 $ 65,000 $ 65,000 $ 0
LaPorte, Indiana 1 $ 47,000 $ 47,000 $ 0
Monroe, Indiana 1 $ 40,000 $ 40,000 $ 0
Owen, Indiana 1 $ 54,000 $ 54,000 $ 0
Ripley, Indiana 1 $ 19,000 $ 19,000 $ 0
Rush, Indiana 1 $ 36,000 $ 36,000 $ 0
Wabash, Indiana 1 $ 18,000 $ 18,000 $ 0
Warrick, Indiana 1 $ 58,000 $ 58,000 $ 0
Hardin, Iowa 1 $ 46,000 $ 46,000 $ 0
Linn, Iowa 1 $ 84,000 $ 84,000 $ 0
Page, Iowa 1 $ 38,000 $ 38,000 $ 0
Polk, Iowa 1 $ 47,000 $ 47,000 $ 0
Webster, Iowa 1 $ 26,000 $ 26,000 $ 0
Crawford, Kansas 1 $ 39,000 $ 39,000 $ 0
Finney, Kansas 1 $ 32,000 $ 32,000 $ 0
Norton, Kansas 1 $ 9,000 $ 9,000 $ 0
Seward, Kansas 1 $ 40,000 $ 40,000 $ 0
Sumner, Kansas 1 $ 3,000 $ 3,000 $ 0
Bullitt, Kentucky 1 $ 38,000 $ 38,000 $ 0
Fayette, Kentucky 1 $ 86,000 $ 86,000 $ 0
Pike, Kentucky 1 $ 30,000 $ 30,000 $ 0
Calcasieu, Louisiana 1 $ 27,000 $ 27,000 $ 0
St. Bernard, Louisiana 1 $ 42,000 $ 42,000 $ 0
Tangipahoa, Louisiana 1 $ 58,000 $ 58,000 $ 0
Washington, Louisiana 1 $ 31,000 $ 31,000 $ 0
York, Maine 1 $ 50,000 $ 50,000 $ 0
Allegany, Maryland 1 $ 18,000 $ 18,000 $ 0
Calvert, Maryland 1 $ 185,000 $ 185,000 $ 0
Caroline, Maryland 1 $ 108,000 $ 108,000 $ 0
Somerset, Maryland 1 $ 56,000 $ 56,000 $ 0
Wicomico, Maryland 1 $ 79,000 $ 79,000 $ 0
Worcester, Maryland 1 $ 54,000 $ 54,000 $ 0
Hampshire, Massachusetts 1 $ 54,000 $ 54,000 $ 0
Middlesex, Massachusetts 1 $ 203,000 $ 203,000 $ 0
Plymouth, Massachusetts 1 $ 42,000 $ 42,000 $ 0
Allegan, Michigan 1 $ 22,000 $ 22,000 $ 0
Barry, Michigan 1 $ 29,000 $ 29,000 $ 0
Berrien, Michigan 1 $ 58,000 $ 58,000 $ 0
Cass, Michigan 1 $ 67,000 $ 67,000 $ 0
Ingham, Michigan 1 $ 35,000 $ 35,000 $ 0
Ionia, Michigan 1 $ 31,000 $ 31,000 $ 0
Kalamazoo, Michigan 1 $ 27,000 $ 27,000 $ 0
Marquette, Michigan 1 $ 27,000 $ 27,000 $ 0
Muskegon, Michigan 1 $ 33,000 $ 33,000 $ 0
Otsego, Michigan 1 $ 96,000 $ 96,000 $ 0
Shiawassee, Michigan 1 $ 65,000 $ 65,000 $ 0
Aitkin, Minnesota 1 $ 14,000 $ 14,000 $ 0
Carver, Minnesota 1 $ 122,000 $ 122,000 $ 0
Clay, Minnesota 1 $ 19,000 $ 19,000 $ 0
Goodhue, Minnesota 1 $ 16,000 $ 16,000 $ 0
Polk, Minnesota 1 $ 17,000 $ 17,000 $ 0
St. Louis, Minnesota 1 $ 16,000 $ 16,000 $ 0
DeSoto, Mississippi 1 $ 74,000 $ 74,000 $ 0
Warren, Mississippi 1 $ 38,000 $ 38,000 $ 0
Washington, Mississippi 1 $ 14,000 $ 14,000 $ 0
Benton, Missouri 1 $ 23,000 $ 23,000 $ 0
Boone, Missouri 1 $ 53,000 $ 53,000 $ 0
Callaway, Missouri 1 $ 23,000 $ 23,000 $ 0
Clay, Missouri 1 $ 27,000 $ 27,000 $ 0
Marion, Missouri 1 $ 20,000 $ 20,000 $ 0
Pettis, Missouri 1 $ 58,000 $ 58,000 $ 0
St. Francois, Missouri 1 $ 25,000 $ 25,000 $ 0
Flathead, Montana 1 $ 78,000 $ 78,000 $ 0
Lincoln, Montana 1 $ 56,000 $ 56,000 $ 0
Meagher, Montana 1 $ 15,000 $ 15,000 $ 0
Adams, Nebraska 1 $ 36,000 $ 36,000 $ 0
Buffalo, Nebraska 1 $ 111,000 $ 111,000 $ 0
Burt, Nebraska 1 $ 57,000 $ 57,000 $ 0
Hall, Nebraska 1 $ 61,000 $ 61,000 $ 0
Johnson, Nebraska 1 $ 30,000 $ 30,000 $ 0
Saunders, Nebraska 1 $ 89,000 $ 89,000 $ 0
Washington, Nebraska 1 $ 46,000 $ 46,000 $ 0
White Pine, Nevada 1 $ 25,000 $ 25,000 $ 0
Rockingham, New Hampshire 1 $ 143,000 $ 143,000 $ 0
Atlantic, New Jersey 1 $ 74,000 $ 74,000 $ 0
Cape May, New Jersey 1 $ 36,000 $ 36,000 $ 0
Gloucester, New Jersey 1 $ 76,000 $ 76,000 $ 0
Hunterdon, New Jersey 1 $ 99,000 $ 99,000 $ 0
Dona Ana, New Mexico 1 $ 39,000 $ 39,000 $ 0
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Mortgage Loan Application Detail Totals for Beal Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,936 $157,625,000 $81,319 $2,750,000 $0 $0
Home Purchase 513 $39,243,000 $82,157 $4,440,000 $0 $0
Home Improvement 320 $11,951,000 $38,944 $295,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,768 $206,069,000 $82,104 $4,440,000 $0 $0
White 1 $2,750,000 $2,750,000 $2,750,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,769 $208,819,000 $82,375 $4,440,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,767 $202,389,000 $81,208 $4,440,000 $0 $0
File Closed For Incompleteness 1 $2,750,000 $2,750,000 $2,750,000 $0 $0
Loan Originated 1 $3,680,000 $3,680,000 $3,680,000 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Beal Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Beal Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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