BNC Mortgage Mortgage Lending & HMDA Data, 2003
In 2003, BNC Mortgage of Irvine, CA reported 103,057 mortgage applications totaling $18.9 billion. The average application was for $183,365, and applicants reported an average income of $75,785. 36% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Los Angeles-Long Beach, CA (13,561), Riverside-San Bernardino, CA (9,722) and Chicago, IL (5,398) (applications in parentheses).
| Mortgage Company & Address | BNC Mortgage 1901 Main St Irvine, CA 92614 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2003 |
| Total Number of Mortgage Applications | 103,057 |
| Total Mortgage Loan Application Amount | $18,897,149,000 |
| Average Mortgage Loan Application Amount | $183,365 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $75,785 |
| Highest Applicant Income | $8,402,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 13,561 | $ 3,010,724,000 | $ 222,013 | $ 81,000 |
| San Bernardino, California | 5,008 | $ 808,344,000 | $ 161,410 | $ 66,000 |
| Riverside, California | 4,714 | $ 897,521,000 | $ 190,394 | $ 78,000 |
| Cook, Illinois | 3,966 | $ 688,499,000 | $ 173,600 | $ 70,000 |
| Orange, California | 3,546 | $ 993,164,000 | $ 280,080 | $ 105,000 |
| San Diego, California | 3,529 | $ 911,410,000 | $ 258,262 | $ 84,000 |
| Maricopa, Arizona | 2,356 | $ 313,903,000 | $ 133,235 | $ 55,000 |
| Clark, Nevada | 2,258 | $ 353,524,000 | $ 156,565 | $ 71,000 |
| Honolulu, Hawaii | 2,226 | $ 526,837,000 | $ 236,674 | $ 96,000 |
| Sacramento, California | 1,683 | $ 312,782,000 | $ 185,847 | $ 89,000 |
| Harris, Texas | 1,533 | $ 151,640,000 | $ 98,917 | $ 61,000 |
| Wayne, Michigan | 1,347 | $ 122,706,000 | $ 91,095 | $ 45,000 |
| Alameda, California | 1,258 | $ 369,723,000 | $ 293,897 | $ 90,000 |
| King, Washington | 1,096 | $ 244,451,000 | $ 223,039 | $ 85,000 |
| Suffolk, New York | 1,014 | $ 230,431,000 | $ 227,249 | $ 91,000 |
| Contra Costa, California | 977 | $ 269,790,000 | $ 276,141 | $ 146,000 |
| Santa Clara, California | 926 | $ 322,222,000 | $ 347,971 | $ 116,000 |
| Broward, Florida | 891 | $ 131,602,000 | $ 147,701 | $ 72,000 |
| Salt Lake, Utah | 855 | $ 128,735,000 | $ 150,567 | $ 66,000 |
| Hennepin, Minnesota | 847 | $ 146,396,000 | $ 172,840 | $ 72,000 |
| Miami-Dade, Florida | 841 | $ 123,398,000 | $ 146,727 | $ 98,000 |
| San Joaquin, California | 803 | $ 164,911,000 | $ 205,368 | $ 77,000 |
| Dallas, Texas | 786 | $ 94,442,000 | $ 120,155 | $ 68,000 |
| Queens, New York | 657 | $ 186,009,000 | $ 283,118 | $ 92,000 |
| Kings, New York | 646 | $ 192,275,000 | $ 297,639 | $ 105,000 |
| St. Louis, Missouri | 636 | $ 59,139,000 | $ 92,985 | $ 49,000 |
| Nassau, New York | 579 | $ 153,125,000 | $ 264,464 | $ 104,000 |
| Maui, Hawaii | 545 | $ 136,328,000 | $ 250,143 | $ 93,000 |
| Denver, Colorado | 543 | $ 92,546,000 | $ 170,434 | $ 66,000 |
| District of Columbia, District Of Columbia | 543 | $ 96,709,000 | $ 178,101 | $ 89,000 |
| Solano, California | 518 | $ 123,780,000 | $ 238,957 | $ 76,000 |
| Pierce, Washington | 518 | $ 82,119,000 | $ 158,530 | $ 63,000 |
| Ventura, California | 515 | $ 144,920,000 | $ 281,398 | $ 120,000 |
| New Haven, Connecticut | 500 | $ 68,982,000 | $ 137,964 | $ 65,000 |
| Tarrant, Texas | 486 | $ 56,694,000 | $ 116,654 | $ 57,000 |
| Multnomah, Oregon | 449 | $ 72,698,000 | $ 161,910 | $ 74,000 |
| Prince George's, Maryland | 443 | $ 82,739,000 | $ 186,769 | $ 79,000 |
| Oakland, Michigan | 437 | $ 77,654,000 | $ 177,697 | $ 63,000 |
| Kern, California | 435 | $ 52,404,000 | $ 120,468 | $ 67,000 |
| Ramsey, Minnesota | 430 | $ 65,297,000 | $ 151,853 | $ 59,000 |
| Hartford, Connecticut | 429 | $ 56,776,000 | $ 132,344 | $ 60,000 |
| Stanislaus, California | 420 | $ 77,425,000 | $ 184,345 | $ 75,000 |
| Monterey, California | 417 | $ 114,759,000 | $ 275,201 | $ 85,000 |
| Arapahoe, Colorado | 415 | $ 73,214,000 | $ 176,419 | $ 83,000 |
| Milwaukee, Wisconsin | 406 | $ 32,945,000 | $ 81,145 | $ 59,000 |
| Snohomish, Washington | 404 | $ 80,100,000 | $ 198,267 | $ 74,000 |
| Bexar, Texas | 401 | $ 30,622,000 | $ 76,364 | $ 52,000 |
| Fresno, California | 397 | $ 55,726,000 | $ 140,367 | $ 69,000 |
| Hawaii, Hawaii | 396 | $ 74,790,000 | $ 188,863 | $ 103,000 |
| Utah, Utah | 393 | $ 70,743,000 | $ 180,007 | $ 67,000 |
| Palm Beach, Florida | 391 | $ 62,281,000 | $ 159,286 | $ 78,000 |
| Fairfield, Connecticut | 385 | $ 79,974,000 | $ 207,724 | $ 98,000 |
| Essex, New Jersey | 377 | $ 67,384,000 | $ 178,737 | $ 76,000 |
| Pima, Arizona | 367 | $ 45,195,000 | $ 123,147 | $ 71,000 |
| DuPage, Illinois | 363 | $ 74,153,000 | $ 204,278 | $ 91,000 |
| Will, Illinois | 360 | $ 59,231,000 | $ 164,530 | $ 70,000 |
| Bernalillo, New Mexico | 359 | $ 44,931,000 | $ 125,155 | $ 57,000 |
| Lake, Illinois | 327 | $ 66,442,000 | $ 203,186 | $ 81,000 |
| El Paso, Colorado | 318 | $ 49,030,000 | $ 154,182 | $ 53,000 |
| St. Louis City, Missouri | 315 | $ 23,424,000 | $ 74,361 | $ 44,000 |
| Providence, Rhode Island | 312 | $ 44,871,000 | $ 143,817 | $ 59,000 |
| Adams, Colorado | 302 | $ 51,086,000 | $ 169,158 | $ 59,000 |
| Fort Bend, Texas | 287 | $ 41,202,000 | $ 143,560 | $ 75,000 |
| Union, New Jersey | 285 | $ 53,253,000 | $ 186,852 | $ 69,000 |
| San Mateo, California | 284 | $ 109,020,000 | $ 383,873 | $ 116,000 |
| Kent, Michigan | 280 | $ 29,331,000 | $ 104,753 | $ 41,000 |
| Philadelphia, Pennsylvania | 275 | $ 20,064,000 | $ 72,960 | $ 45,000 |
| Macomb, Michigan | 260 | $ 35,728,000 | $ 137,415 | $ 56,000 |
| Placer, California | 259 | $ 68,058,000 | $ 262,772 | $ 90,000 |
| Kitsap, Washington | 252 | $ 40,707,000 | $ 161,535 | $ 70,000 |
| Hillsborough, Florida | 248 | $ 28,317,000 | $ 114,181 | $ 56,000 |
| Baltimore City, Maryland | 247 | $ 19,275,000 | $ 78,036 | $ 54,000 |
| Anoka, Minnesota | 240 | $ 39,013,000 | $ 162,554 | $ 64,000 |
| Washoe, Nevada | 240 | $ 39,148,000 | $ 163,116 | $ 78,000 |
| Middlesex, New Jersey | 234 | $ 46,880,000 | $ 200,341 | $ 84,000 |
| Ocean, New Jersey | 228 | $ 39,256,000 | $ 172,175 | $ 115,000 |
| Dakota, Minnesota | 222 | $ 36,748,000 | $ 165,531 | $ 66,000 |
| Clackamas, Oregon | 221 | $ 42,584,000 | $ 192,687 | $ 83,000 |
| Travis, Texas | 214 | $ 29,123,000 | $ 136,088 | $ 63,000 |
| Ingham, Michigan | 209 | $ 20,091,000 | $ 96,129 | $ 41,000 |
| Weber, Utah | 207 | $ 27,183,000 | $ 131,318 | $ 58,000 |
| Monmouth, New Jersey | 206 | $ 43,895,000 | $ 213,082 | $ 100,000 |
| Passaic, New Jersey | 204 | $ 41,619,000 | $ 204,014 | $ 80,000 |
| Washington, Oregon | 203 | $ 34,073,000 | $ 167,847 | $ 74,000 |
| Jefferson, Colorado | 201 | $ 39,086,000 | $ 194,457 | $ 68,000 |
| Bergen, New Jersey | 197 | $ 52,968,000 | $ 268,873 | $ 105,000 |
| Bronx, New York | 194 | $ 50,719,000 | $ 261,438 | $ 85,000 |
| Clark, Washington | 190 | $ 28,153,000 | $ 148,173 | $ 69,000 |
| Santa Cruz, California | 189 | $ 65,360,000 | $ 345,820 | $ 104,000 |
| Cameron, Texas | 188 | $ 14,463,000 | $ 76,930 | $ 44,000 |
| Merced, California | 181 | $ 28,878,000 | $ 159,546 | $ 78,000 |
| Westchester, New York | 180 | $ 56,280,000 | $ 312,666 | $ 105,000 |
| Montgomery, Maryland | 176 | $ 41,219,000 | $ 234,198 | $ 106,000 |
| Washington, Utah | 174 | $ 25,647,000 | $ 147,396 | $ 58,000 |
| Kane, Illinois | 173 | $ 30,592,000 | $ 176,832 | $ 76,000 |
| Davis, Utah | 168 | $ 25,274,000 | $ 150,440 | $ 58,000 |
| Collin, Texas | 165 | $ 31,259,000 | $ 189,448 | $ 105,000 |
| Hidalgo, Texas | 165 | $ 13,916,000 | $ 84,339 | $ 62,000 |
| Baltimore, Maryland | 164 | $ 24,439,000 | $ 149,018 | $ 61,000 |
| Sonoma, California | 163 | $ 46,159,000 | $ 283,184 | $ 86,000 |
| Jackson, Missouri | 161 | $ 13,426,000 | $ 83,391 | $ 62,000 |
| Franklin, Ohio | 159 | $ 12,884,000 | $ 81,031 | $ 53,000 |
| Kauai, Hawaii | 152 | $ 38,726,000 | $ 254,776 | $ 128,000 |
| Tulare, California | 150 | $ 17,423,000 | $ 116,153 | $ 75,000 |
| Orange, Florida | 150 | $ 19,276,000 | $ 128,506 | $ 74,000 |
| Pinellas, Florida | 147 | $ 18,048,000 | $ 122,775 | $ 87,000 |
| McHenry, Illinois | 147 | $ 29,304,000 | $ 199,346 | $ 86,000 |
| Marion, Oregon | 146 | $ 18,765,000 | $ 128,527 | $ 62,000 |
| Worcester, Massachusetts | 138 | $ 25,452,000 | $ 184,434 | $ 74,000 |
| Washington, Minnesota | 138 | $ 30,108,000 | $ 218,173 | $ 72,000 |
| Hudson, New Jersey | 136 | $ 27,061,000 | $ 198,977 | $ 82,000 |
| Anne Arundel, Maryland | 132 | $ 23,757,000 | $ 179,977 | $ 87,000 |
| Nueces, Texas | 132 | $ 9,261,000 | $ 70,159 | $ 44,000 |
| El Dorado, California | 131 | $ 34,196,000 | $ 261,038 | $ 90,000 |
| Cuyahoga, Ohio | 129 | $ 11,101,000 | $ 86,054 | $ 42,000 |
| Spokane, Washington | 129 | $ 15,045,000 | $ 116,627 | $ 60,000 |
| Genesee, Michigan | 128 | $ 12,285,000 | $ 95,976 | $ 49,000 |
| Montgomery, Texas | 128 | $ 15,855,000 | $ 123,867 | $ 67,000 |
| Racine, Wisconsin | 126 | $ 11,109,000 | $ 88,166 | $ 46,000 |
| San Francisco, California | 121 | $ 47,008,000 | $ 388,495 | $ 125,000 |
| Yolo, California | 121 | $ 23,653,000 | $ 195,479 | $ 72,000 |
| Richmond, New York | 115 | $ 28,067,000 | $ 244,060 | $ 78,000 |
| Galveston, Texas | 114 | $ 10,008,000 | $ 87,789 | $ 66,000 |
| Douglas, Colorado | 113 | $ 27,760,000 | $ 245,663 | $ 91,000 |
| Camden, New Jersey | 113 | $ 14,445,000 | $ 127,831 | $ 62,000 |
| Imperial, California | 111 | $ 15,280,000 | $ 137,657 | $ 81,000 |
| Butte, California | 105 | $ 15,786,000 | $ 150,342 | $ 58,000 |
| Santa Barbara, California | 105 | $ 29,661,000 | $ 282,485 | $ 93,000 |
| Sutter, California | 105 | $ 15,190,000 | $ 144,666 | $ 58,000 |
| Bucks, Pennsylvania | 105 | $ 21,125,000 | $ 201,190 | $ 74,000 |
| Weld, Colorado | 104 | $ 17,539,000 | $ 168,644 | $ 69,000 |
| Ada, Idaho | 102 | $ 13,245,000 | $ 129,852 | $ 58,000 |
| Madera, California | 101 | $ 14,972,000 | $ 148,237 | $ 68,000 |
| Middlesex, Massachusetts | 98 | $ 23,419,000 | $ 238,969 | $ 105,000 |
| Montgomery, Pennsylvania | 98 | $ 18,234,000 | $ 186,061 | $ 103,000 |
| Denton, Texas | 98 | $ 16,120,000 | $ 164,489 | $ 76,000 |
| Morris, New Jersey | 97 | $ 25,132,000 | $ 259,092 | $ 109,000 |
| Burlington, New Jersey | 96 | $ 15,225,000 | $ 158,593 | $ 72,000 |
| Brazoria, Texas | 96 | $ 9,104,000 | $ 94,833 | $ 66,000 |
| Shasta, California | 95 | $ 13,457,000 | $ 141,652 | $ 64,000 |
| Pueblo, Colorado | 93 | $ 8,734,000 | $ 93,913 | $ 54,000 |
| Washtenaw, Michigan | 92 | $ 16,638,000 | $ 180,847 | $ 70,000 |
| Somerset, New Jersey | 90 | $ 19,544,000 | $ 217,155 | $ 85,000 |
| Santa Fe, New Mexico | 90 | $ 18,513,000 | $ 205,700 | $ 90,000 |
| Fairfax, Virginia | 90 | $ 22,122,000 | $ 245,800 | $ 105,000 |
| Pinal, Arizona | 89 | $ 10,918,000 | $ 122,674 | $ 48,000 |
| Lee, Florida | 89 | $ 11,554,000 | $ 129,820 | $ 60,000 |
| St. Charles, Missouri | 89 | $ 12,398,000 | $ 139,303 | $ 71,000 |
| Hampden, Massachusetts | 88 | $ 9,545,000 | $ 108,465 | $ 51,000 |
| Plymouth, Massachusetts | 88 | $ 18,187,000 | $ 206,670 | $ 83,000 |
| Suffolk, Massachusetts | 88 | $ 23,421,000 | $ 266,147 | $ 81,000 |
| Whatcom, Washington | 88 | $ 13,419,000 | $ 152,488 | $ 54,000 |
| Duval, Florida | 87 | $ 8,475,000 | $ 97,413 | $ 65,000 |
| Dutchess, New York | 87 | $ 16,951,000 | $ 194,839 | $ 78,000 |
| Livingston, Michigan | 86 | $ 18,112,000 | $ 210,604 | $ 69,000 |
| Montgomery, Ohio | 86 | $ 6,521,000 | $ 75,825 | $ 52,000 |
| Thurston, Washington | 86 | $ 12,827,000 | $ 149,151 | $ 66,000 |
| Canyon, Idaho | 85 | $ 8,610,000 | $ 101,294 | $ 48,000 |
| Yakima, Washington | 85 | $ 8,723,000 | $ 102,623 | $ 47,000 |
| Anchorage, Alaska | 84 | $ 15,369,000 | $ 182,964 | $ 79,000 |
| Essex, Massachusetts | 83 | $ 21,187,000 | $ 255,265 | $ 67,000 |
| Orange, New York | 82 | $ 16,454,000 | $ 200,658 | $ 92,000 |
| Sussex, New Jersey | 81 | $ 14,522,000 | $ 179,283 | $ 86,000 |
| Lane, Oregon | 81 | $ 11,347,000 | $ 140,086 | $ 60,000 |
| Kenosha, Wisconsin | 80 | $ 9,124,000 | $ 114,050 | $ 49,000 |
| Oklahoma, Oklahoma | 79 | $ 7,935,000 | $ 100,443 | $ 49,000 |
| San Luis Obispo, California | 77 | $ 21,580,000 | $ 280,259 | $ 99,000 |
| Kalamazoo, Michigan | 76 | $ 7,564,000 | $ 99,526 | $ 42,000 |
| Jefferson, Missouri | 76 | $ 7,971,000 | $ 104,881 | $ 44,000 |
| Erie, New York | 76 | $ 5,025,000 | $ 66,118 | $ 46,000 |
| Lake, Indiana | 75 | $ 5,876,000 | $ 78,346 | $ 51,000 |
| Mercer, New Jersey | 75 | $ 12,387,000 | $ 165,160 | $ 74,000 |
| Skagit, Washington | 75 | $ 11,815,000 | $ 157,533 | $ 88,000 |
| Napa, California | 74 | $ 23,118,000 | $ 312,405 | $ 102,000 |
| Pasco, Florida | 73 | $ 7,374,000 | $ 101,013 | $ 50,000 |
| Hamilton, Ohio | 72 | $ 7,460,000 | $ 103,611 | $ 83,000 |
| Cowlitz, Washington | 72 | $ 8,619,000 | $ 119,708 | $ 68,000 |
| Monroe, Pennsylvania | 71 | $ 9,191,000 | $ 129,450 | $ 74,000 |
| Yavapai, Arizona | 70 | $ 11,498,000 | $ 164,257 | $ 80,000 |
| Yuba, California | 69 | $ 8,664,000 | $ 125,565 | $ 68,000 |
| Delaware, Pennsylvania | 69 | $ 9,512,000 | $ 137,855 | $ 60,000 |
| Sandoval, New Mexico | 68 | $ 8,426,000 | $ 123,911 | $ 51,000 |
| El Paso, Texas | 67 | $ 6,366,000 | $ 95,014 | $ 59,000 |
| Williamson, Texas | 67 | $ 9,662,000 | $ 144,208 | $ 63,000 |
| Yamhill, Oregon | 66 | $ 8,823,000 | $ 133,681 | $ 54,000 |
| Norfolk, Massachusetts | 64 | $ 16,650,000 | $ 260,156 | $ 95,000 |
| Monroe, Michigan | 64 | $ 8,593,000 | $ 134,265 | $ 65,000 |
| Chester, Pennsylvania | 64 | $ 10,692,000 | $ 167,062 | $ 79,000 |
| Prince William, Virginia | 64 | $ 13,444,000 | $ 210,062 | $ 76,000 |
| Litchfield, Connecticut | 62 | $ 11,548,000 | $ 186,258 | $ 67,000 |
| San Benito, California | 61 | $ 19,774,000 | $ 324,163 | $ 108,000 |
| New London, Connecticut | 60 | $ 9,380,000 | $ 156,333 | $ 70,000 |
| Brevard, Florida | 58 | $ 7,255,000 | $ 125,086 | $ 63,000 |
| Winnebago, Illinois | 58 | $ 5,731,000 | $ 98,810 | $ 55,000 |
| Waukesha, Wisconsin | 57 | $ 10,939,000 | $ 191,912 | $ 73,000 |
| Middlesex, Connecticut | 56 | $ 8,110,000 | $ 144,821 | $ 62,000 |
| Lea, New Mexico | 56 | $ 2,622,000 | $ 46,821 | $ 43,000 |
| Bristol, Massachusetts | 55 | $ 10,899,000 | $ 198,163 | $ 57,000 |
| Amador, California | 54 | $ 11,121,000 | $ 205,944 | $ 68,000 |
| New Castle, Delaware | 54 | $ 8,093,000 | $ 149,870 | $ 58,000 |
| Scott, Minnesota | 54 | $ 13,853,000 | $ 256,537 | $ 93,000 |
| Wright, Minnesota | 54 | $ 8,469,000 | $ 156,833 | $ 52,000 |
| Gloucester, New Jersey | 54 | $ 7,697,000 | $ 142,537 | $ 81,000 |
| Mecklenburg, North Carolina | 54 | $ 7,118,000 | $ 131,814 | $ 56,000 |
| Tulsa, Oklahoma | 53 | $ 4,807,000 | $ 90,698 | $ 51,000 |
| Jefferson, Texas | 53 | $ 3,367,000 | $ 63,528 | $ 44,000 |
| St. Louis, Minnesota | 52 | $ 5,311,000 | $ 102,134 | $ 38,000 |
| Walworth, Wisconsin | 52 | $ 7,104,000 | $ 136,615 | $ 57,000 |
| Wise, Texas | 51 | $ 4,879,000 | $ 95,666 | $ 52,000 |
| Tehama, California | 50 | $ 6,403,000 | $ 128,060 | $ 48,000 |
| Vigo, Indiana | 50 | $ 3,589,000 | $ 71,780 | $ 40,000 |
| Dona Ana, New Mexico | 50 | $ 4,747,000 | $ 94,940 | $ 52,000 |
| Sanpete, Utah | 50 | $ 4,570,000 | $ 91,400 | $ 55,000 |
| Lewis, Washington | 50 | $ 6,006,000 | $ 120,120 | $ 50,000 |
| Mohave, Arizona | 49 | $ 6,692,000 | $ 136,571 | $ 85,000 |
| Jackson, Michigan | 49 | $ 5,277,000 | $ 107,693 | $ 43,000 |
| Carson City, Nevada | 49 | $ 7,555,000 | $ 154,183 | $ 61,000 |
| Linn, Oregon | 49 | $ 6,149,000 | $ 125,489 | $ 55,000 |
| Mason, Washington | 49 | $ 5,749,000 | $ 117,326 | $ 42,000 |
| Nevada, California | 48 | $ 11,801,000 | $ 245,854 | $ 76,000 |
| Lucas, Ohio | 48 | $ 3,219,000 | $ 67,062 | $ 60,000 |
| St. Lucie, Florida | 47 | $ 4,929,000 | $ 104,872 | $ 65,000 |
| Volusia, Florida | 47 | $ 5,543,000 | $ 117,936 | $ 57,000 |
| Calhoun, Michigan | 47 | $ 3,809,000 | $ 81,042 | $ 36,000 |
| St. Clair, Michigan | 47 | $ 7,086,000 | $ 150,765 | $ 76,000 |
| Ottawa, Michigan | 46 | $ 5,428,000 | $ 118,000 | $ 51,000 |
| Kent, Rhode Island | 46 | $ 6,646,000 | $ 144,478 | $ 60,000 |
| Summit, Utah | 46 | $ 10,793,000 | $ 234,630 | $ 103,000 |
| Carroll, Maryland | 45 | $ 8,718,000 | $ 193,733 | $ 115,000 |
| Sherburne, Minnesota | 45 | $ 7,729,000 | $ 171,755 | $ 68,000 |
| Atlantic, New Jersey | 45 | $ 6,949,000 | $ 154,422 | $ 88,000 |
| Smith, Texas | 45 | $ 3,625,000 | $ 80,555 | $ 48,000 |
| Tooele, Utah | 45 | $ 5,643,000 | $ 125,400 | $ 47,000 |
| Lake, California | 44 | $ 6,996,000 | $ 159,000 | $ 73,000 |
| Howard, Maryland | 44 | $ 10,962,000 | $ 249,136 | $ 85,000 |
| Carver, Minnesota | 44 | $ 9,677,000 | $ 219,931 | $ 93,000 |
| Larimer, Colorado | 43 | $ 9,333,000 | $ 217,046 | $ 70,000 |
| Collier, Florida | 43 | $ 8,681,000 | $ 201,883 | $ 89,000 |
| Polk, Florida | 43 | $ 4,620,000 | $ 107,441 | $ 50,000 |
| St. Clair, Illinois | 43 | $ 3,025,000 | $ 70,348 | $ 44,000 |
| Charles, Maryland | 43 | $ 8,278,000 | $ 192,511 | $ 77,000 |
| Eaton, Michigan | 43 | $ 5,196,000 | $ 120,837 | $ 66,000 |
| Chisago, Minnesota | 43 | $ 6,718,000 | $ 156,232 | $ 66,000 |
| Outagamie, Wisconsin | 43 | $ 4,586,000 | $ 106,651 | $ 42,000 |
| Boulder, Colorado | 42 | $ 10,704,000 | $ 254,857 | $ 88,000 |
| Sarasota, Florida | 42 | $ 6,534,000 | $ 155,571 | $ 84,000 |
| Barry, Michigan | 42 | $ 4,394,000 | $ 104,619 | $ 40,000 |
| Muskegon, Michigan | 42 | $ 4,096,000 | $ 97,523 | $ 32,000 |
| Seminole, Florida | 41 | $ 6,418,000 | $ 156,536 | $ 74,000 |
| Harrison, Texas | 41 | $ 2,582,000 | $ 62,975 | $ 51,000 |
| Cochise, Arizona | 40 | $ 3,136,000 | $ 78,400 | $ 41,000 |
| Stearns, Minnesota | 40 | $ 5,094,000 | $ 127,350 | $ 74,000 |
| Douglas, Nevada | 40 | $ 8,451,000 | $ 211,275 | $ 74,000 |
| Warren, New Jersey | 40 | $ 7,285,000 | $ 182,125 | $ 78,000 |
| Winnebago, Wisconsin | 40 | $ 3,536,000 | $ 88,400 | $ 44,000 |
| Kootenai, Idaho | 39 | $ 5,381,000 | $ 137,974 | $ 63,000 |
| Frederick, Maryland | 39 | $ 7,317,000 | $ 187,615 | $ 175,000 |
| Hillsborough, New Hampshire | 39 | $ 7,289,000 | $ 186,897 | $ 64,000 |
| Sevier, Utah | 39 | $ 3,535,000 | $ 90,641 | $ 37,000 |
| Humboldt, California | 38 | $ 5,581,000 | $ 146,868 | $ 64,000 |
| Kankakee, Illinois | 38 | $ 3,123,000 | $ 82,184 | $ 44,000 |
| Madison, Illinois | 38 | $ 2,959,000 | $ 77,868 | $ 69,000 |
| Wyandotte, Kansas | 38 | $ 2,484,000 | $ 65,368 | $ 42,000 |
| Berks, Pennsylvania | 38 | $ 4,344,000 | $ 114,315 | $ 66,000 |
| Brown, Wisconsin | 38 | $ 3,724,000 | $ 98,000 | $ 42,000 |
| St. Joseph, Indiana | 37 | $ 3,808,000 | $ 102,918 | $ 71,000 |
| Washington, Rhode Island | 37 | $ 6,626,000 | $ 179,081 | $ 74,000 |
| Santa Cruz, Arizona | 36 | $ 3,978,000 | $ 110,500 | $ 73,000 |
| Polk, Iowa | 36 | $ 3,170,000 | $ 88,055 | $ 41,000 |
| Johnson, Kansas | 36 | $ 6,117,000 | $ 169,916 | $ 79,000 |
| Shiawassee, Michigan | 36 | $ 4,057,000 | $ 112,694 | $ 44,000 |
| Grays Harbor, Washington | 36 | $ 4,057,000 | $ 112,694 | $ 70,000 |
| Calaveras, California | 35 | $ 6,280,000 | $ 179,428 | $ 74,000 |
| Kings, California | 35 | $ 4,431,000 | $ 126,600 | $ 59,000 |
| Kendall, Illinois | 35 | $ 5,880,000 | $ 168,000 | $ 74,000 |
| Jackson, Oregon | 35 | $ 5,938,000 | $ 169,657 | $ 59,000 |
| Tuolumne, California | 34 | $ 5,327,000 | $ 156,676 | $ 68,000 |
| Windham, Connecticut | 34 | $ 3,967,000 | $ 116,676 | $ 60,000 |
| Osceola, Florida | 34 | $ 3,951,000 | $ 116,205 | $ 62,000 |
| Rice, Minnesota | 34 | $ 4,461,000 | $ 131,205 | $ 55,000 |
| Luzerne, Pennsylvania | 34 | $ 3,611,000 | $ 106,205 | $ 46,000 |
| Marin, California | 33 | $ 12,624,000 | $ 382,545 | $ 147,000 |
| Harford, Maryland | 33 | $ 5,617,000 | $ 170,212 | $ 72,000 |
| Douglas, Nebraska | 33 | $ 2,780,000 | $ 84,242 | $ 51,000 |
| Ulster, New York | 33 | $ 4,663,000 | $ 141,303 | $ 65,000 |
| Northampton, Pennsylvania | 33 | $ 4,693,000 | $ 142,212 | $ 58,000 |
| Cache, Utah | 33 | $ 4,046,000 | $ 122,606 | $ 50,000 |
| Dane, Wisconsin | 33 | $ 4,353,000 | $ 131,909 | $ 62,000 |
| Cape Girardeau, Missouri | 32 | $ 2,896,000 | $ 90,500 | $ 47,000 |
| Lyon, Nevada | 32 | $ 4,121,000 | $ 128,781 | $ 76,000 |
| Gaston, North Carolina | 32 | $ 2,557,000 | $ 79,906 | $ 36,000 |
| Allegheny, Pennsylvania | 32 | $ 3,332,000 | $ 104,125 | $ 57,000 |
| Ellis, Texas | 32 | $ 4,902,000 | $ 153,187 | $ 97,000 |
| Itasca, Minnesota | 31 | $ 2,656,000 | $ 85,677 | $ 43,000 |
| Olmsted, Minnesota | 31 | $ 3,776,000 | $ 121,806 | $ 54,000 |
| Rockland, New York | 31 | $ 8,942,000 | $ 288,451 | $ 83,000 |
| Gregg, Texas | 31 | $ 2,503,000 | $ 80,741 | $ 50,000 |
| Benton, Washington | 31 | $ 3,169,000 | $ 102,225 | $ 45,000 |
| Waupaca, Wisconsin | 31 | $ 2,968,000 | $ 95,741 | $ 51,000 |
| Fremont, Colorado | 30 | $ 3,118,000 | $ 103,933 | $ 46,000 |
| Alachua, Florida | 30 | $ 3,383,000 | $ 112,766 | $ 52,000 |
| Twin Falls, Idaho | 30 | $ 2,842,000 | $ 94,733 | $ 49,000 |
| Polk, Oregon | 30 | $ 4,669,000 | $ 155,633 | $ 63,000 |
| Shelby, Tennessee | 30 | $ 3,262,000 | $ 108,733 | $ 53,000 |
| Johnson, Texas | 30 | $ 2,922,000 | $ 97,400 | $ 54,000 |
| Loudoun, Virginia | 30 | $ 6,492,000 | $ 216,400 | $ 85,000 |
| Mesa, Colorado | 29 | $ 3,789,000 | $ 130,655 | $ 51,000 |
| Marion, Indiana | 29 | $ 3,157,000 | $ 108,862 | $ 66,000 |
| Washington, Wisconsin | 29 | $ 4,702,000 | $ 162,137 | $ 66,000 |
| Rockingham, New Hampshire | 28 | $ 4,784,000 | $ 170,857 | $ 67,000 |
| Valencia, New Mexico | 28 | $ 3,186,000 | $ 113,785 | $ 245,000 |
| Putnam, New York | 28 | $ 7,424,000 | $ 265,142 | $ 107,000 |
| Douglas, Oregon | 28 | $ 3,088,000 | $ 110,285 | $ 53,000 |
| Shawano, Wisconsin | 28 | $ 2,155,000 | $ 76,964 | $ 40,000 |
| Matanuska-Susitna, Alaska | 27 | $ 4,450,000 | $ 164,814 | $ 93,000 |
| Elbert, Colorado | 27 | $ 5,346,000 | $ 198,000 | $ 56,000 |
| Manatee, Florida | 27 | $ 3,409,000 | $ 126,259 | $ 58,000 |
| Isanti, Minnesota | 27 | $ 3,937,000 | $ 145,814 | $ 53,000 |
| Josephine, Oregon | 27 | $ 4,717,000 | $ 174,703 | $ 51,000 |
| Klamath, Oregon | 27 | $ 2,804,000 | $ 103,851 | $ 80,000 |
| Mendocino, California | 26 | $ 5,070,000 | $ 195,000 | $ 74,000 |
| Saginaw, Michigan | 26 | $ 2,110,000 | $ 81,153 | $ 63,000 |
| Van Buren, Michigan | 26 | $ 2,586,000 | $ 99,461 | $ 47,000 |
| Franklin, Missouri | 26 | $ 2,938,000 | $ 113,000 | $ 45,000 |
| Cape May, New Jersey | 26 | $ 4,764,000 | $ 183,230 | $ 120,000 |
| New York, New York | 26 | $ 9,930,000 | $ 381,923 | $ 131,000 |
| Lancaster, Pennsylvania | 26 | $ 2,648,000 | $ 101,846 | $ 64,000 |
| Lehigh, Pennsylvania | 26 | $ 2,169,000 | $ 83,423 | $ 36,000 |
| Sussex, Delaware | 25 | $ 4,860,000 | $ 194,400 | $ 74,000 |
| Lake, Florida | 25 | $ 3,257,000 | $ 130,280 | $ 71,000 |
| Allegan, Michigan | 25 | $ 3,208,000 | $ 128,320 | $ 52,000 |
| Beltrami, Minnesota | 25 | $ 2,072,000 | $ 82,880 | $ 38,000 |
| Greene, Missouri | 25 | $ 2,161,000 | $ 86,440 | $ 80,000 |
| Cumberland, New Jersey | 25 | $ 2,553,000 | $ 102,120 | $ 57,000 |
| Clark, Ohio | 25 | $ 1,731,000 | $ 69,240 | $ 33,000 |
| Summit, Ohio | 25 | $ 2,727,000 | $ 109,080 | $ 43,000 |
| York, Pennsylvania | 25 | $ 2,441,000 | $ 97,640 | $ 48,000 |
| Pulaski, Arkansas | 24 | $ 1,819,000 | $ 75,791 | $ 68,000 |
| Montrose, Colorado | 24 | $ 3,081,000 | $ 128,375 | $ 52,000 |
| Lenawee, Michigan | 24 | $ 3,295,000 | $ 137,291 | $ 44,000 |
| Scott, Missouri | 24 | $ 1,522,000 | $ 63,416 | $ 34,000 |
| Columbia, Oregon | 24 | $ 2,429,000 | $ 101,208 | $ 55,000 |
| Archuleta, Colorado | 23 | $ 4,695,000 | $ 204,130 | $ 64,000 |
| Clinton, Michigan | 23 | $ 3,143,000 | $ 136,652 | $ 68,000 |
| Harrison, Mississippi | 23 | $ 1,485,000 | $ 64,565 | $ 34,000 |
| Deschutes, Oregon | 23 | $ 3,713,000 | $ 161,434 | $ 168,000 |
| Box Elder, Utah | 23 | $ 2,779,000 | $ 120,826 | $ 50,000 |
| Sebastian, Arkansas | 22 | $ 1,538,000 | $ 69,909 | $ 35,000 |
| Teller, Colorado | 22 | $ 3,658,000 | $ 166,272 | $ 84,000 |
| Hernando, Florida | 22 | $ 2,026,000 | $ 92,090 | $ 45,000 |
| Marion, Florida | 22 | $ 2,780,000 | $ 126,363 | $ 99,000 |
| Calvert, Maryland | 22 | $ 3,961,000 | $ 180,045 | $ 57,000 |
| Barnstable, Massachusetts | 22 | $ 4,890,000 | $ 222,272 | $ 83,000 |
| Hinds, Mississippi | 22 | $ 1,548,000 | $ 70,363 | $ 40,000 |
| Hunterdon, New Jersey | 22 | $ 6,106,000 | $ 277,545 | $ 93,000 |
| Grayson, Texas | 22 | $ 2,606,000 | $ 118,454 | $ 58,000 |
| Maverick, Texas | 22 | $ 1,306,000 | $ 59,363 | $ 43,000 |
| Parker, Texas | 22 | $ 3,030,000 | $ 137,727 | $ 86,000 |
| Laramie, Wyoming | 22 | $ 3,154,000 | $ 143,363 | $ 67,000 |
| Yuma, Arizona | 21 | $ 2,903,000 | $ 138,238 | $ 64,000 |
| Tolland, Connecticut | 21 | $ 2,645,000 | $ 125,952 | $ 62,000 |
| Jerome, Idaho | 21 | $ 2,033,000 | $ 96,809 | $ 34,000 |
| Montcalm, Michigan | 21 | $ 1,905,000 | $ 90,714 | $ 31,000 |
| Crow Wing, Minnesota | 21 | $ 2,294,000 | $ 109,238 | $ 44,000 |
| San Miguel, New Mexico | 21 | $ 1,826,000 | $ 86,952 | $ 53,000 |
| Clatsop, Oregon | 21 | $ 3,264,000 | $ 155,428 | $ 69,000 |
| Pike, Pennsylvania | 21 | $ 2,777,000 | $ 132,238 | $ 55,000 |
| Burnet, Texas | 21 | $ 2,226,000 | $ 106,000 | $ 53,000 |
| Waller, Texas | 21 | $ 3,088,000 | $ 147,047 | $ 78,000 |
| Chesterfield, Virginia | 21 | $ 2,584,000 | $ 123,047 | $ 46,000 |
| Rock, Wisconsin | 21 | $ 1,944,000 | $ 92,571 | $ 41,000 |
| Plumas, California | 20 | $ 3,380,000 | $ 169,000 | $ 60,000 |
| La Plata, Colorado | 20 | $ 3,266,000 | $ 163,300 | $ 96,000 |
| Indian River, Florida | 20 | $ 3,735,000 | $ 186,750 | $ 116,000 |
| Queen Anne's, Maryland | 20 | $ 4,140,000 | $ 207,000 | $ 95,000 |
| Clay, Missouri | 20 | $ 2,585,000 | $ 129,250 | $ 52,000 |
| Taos, New Mexico | 20 | $ 3,606,000 | $ 180,300 | $ 68,000 |
| Butler, Ohio | 20 | $ 1,607,000 | $ 80,350 | $ 46,000 |
| Lincoln, Oregon | 20 | $ 3,572,000 | $ 178,600 | $ 135,000 |
| Stafford, Virginia | 20 | $ 3,747,000 | $ 187,350 | $ 78,000 |
| Fond du Lac, Wisconsin | 20 | $ 1,944,000 | $ 97,200 | $ 39,000 |
| Navajo, Arizona | 19 | $ 1,987,000 | $ 104,578 | $ 60,000 |
| Colusa, California | 19 | $ 2,608,000 | $ 137,263 | $ 56,000 |
| DeKalb, Georgia | 19 | $ 2,867,000 | $ 150,894 | $ 61,000 |
| Berrien, Michigan | 19 | $ 1,982,000 | $ 104,315 | $ 37,000 |
| Goodhue, Minnesota | 19 | $ 2,364,000 | $ 124,421 | $ 51,000 |
| Lincoln, Missouri | 19 | $ 2,302,000 | $ 121,157 | $ 54,000 |
| Nye, Nevada | 19 | $ 2,754,000 | $ 144,947 | $ 73,000 |
| Eddy, New Mexico | 19 | $ 972,000 | $ 51,157 | $ 34,000 |
| Greene, Ohio | 19 | $ 2,171,000 | $ 114,263 | $ 69,000 |
| Erie, Pennsylvania | 19 | $ 1,384,000 | $ 72,842 | $ 35,000 |
| Brazos, Texas | 19 | $ 1,622,000 | $ 85,368 | $ 63,000 |
| Kaufman, Texas | 19 | $ 1,906,000 | $ 100,315 | $ 74,000 |
| McLennan, Texas | 19 | $ 1,816,000 | $ 95,578 | $ 50,000 |
| Wasatch, Utah | 19 | $ 4,101,000 | $ 215,842 | $ 87,000 |
| Clallam, Washington | 19 | $ 2,417,000 | $ 127,210 | $ 55,000 |
| Jefferson, Washington | 19 | $ 2,557,000 | $ 134,578 | $ 54,000 |
| Clay, Florida | 18 | $ 2,192,000 | $ 121,777 | $ 60,000 |
| Allen, Indiana | 18 | $ 1,737,000 | $ 96,500 | $ 60,000 |
| Fayette, Kentucky | 18 | $ 1,676,000 | $ 93,111 | $ 57,000 |
| Washington, Maryland | 18 | $ 2,421,000 | $ 134,500 | $ 61,000 |
| Monroe, New York | 18 | $ 2,220,000 | $ 123,333 | $ 66,000 |
| Niagara, New York | 18 | $ 1,020,000 | $ 56,666 | $ 63,000 |
| Umatilla, Oregon | 18 | $ 1,878,000 | $ 104,333 | $ 51,000 |
| Lackawanna, Pennsylvania | 18 | $ 1,775,000 | $ 98,611 | $ 57,000 |
| Rockwall, Texas | 18 | $ 2,777,000 | $ 154,277 | $ 80,000 |
| Island, Washington | 18 | $ 3,183,000 | $ 176,833 | $ 62,000 |
| St. Croix, Wisconsin | 18 | $ 3,351,000 | $ 186,166 | $ 63,000 |
| Coconino, Arizona | 17 | $ 3,721,000 | $ 218,882 | $ 103,000 |
| Bay, Florida | 17 | $ 2,447,000 | $ 143,941 | $ 81,000 |
| LaSalle, Illinois | 17 | $ 2,161,000 | $ 127,117 | $ 49,000 |
| York, Maine | 17 | $ 3,011,000 | $ 177,117 | $ 58,000 |
| Clare, Michigan | 17 | $ 1,472,000 | $ 86,588 | $ 34,000 |
| Grand Traverse, Michigan | 17 | $ 2,105,000 | $ 123,823 | $ 37,000 |
| Lapeer, Michigan | 17 | $ 3,083,000 | $ 181,352 | $ 43,000 |
| Sullivan, New York | 17 | $ 2,557,000 | $ 150,411 | $ 157,000 |
| Wake, North Carolina | 17 | $ 3,243,000 | $ 190,764 | $ 89,000 |
| Westmoreland, Pennsylvania | 17 | $ 1,778,000 | $ 104,588 | $ 65,000 |
| Bastrop, Texas | 17 | $ 1,703,000 | $ 100,176 | $ 52,000 |
| Bell, Texas | 17 | $ 1,226,000 | $ 72,117 | $ 53,000 |
| Calumet, Wisconsin | 17 | $ 1,831,000 | $ 107,705 | $ 46,000 |
| Fairbanks North Star, Alaska | 16 | $ 2,157,000 | $ 134,812 | $ 78,000 |
| Crawford, Arkansas | 16 | $ 1,013,000 | $ 63,312 | $ 41,000 |
| Alamosa, Colorado | 16 | $ 1,397,000 | $ 87,312 | $ 39,000 |
| Charlotte, Florida | 16 | $ 2,229,000 | $ 139,312 | $ 53,000 |
| Bonner, Idaho | 16 | $ 1,856,000 | $ 116,000 | $ 47,000 |
| Mower, Minnesota | 16 | $ 1,299,000 | $ 81,187 | $ 50,000 |
| Mahoning, Ohio | 16 | $ 778,000 | $ 48,625 | $ 42,000 |
| Warren, Ohio | 16 | $ 2,104,000 | $ 131,500 | $ 71,000 |
| Coos, Oregon | 16 | $ 1,831,000 | $ 114,437 | $ 55,000 |
| Dauphin, Pennsylvania | 16 | $ 1,275,000 | $ 79,687 | $ 52,000 |
| Liberty, Texas | 16 | $ 1,066,000 | $ 66,625 | $ 60,000 |
| Iron, Utah | 16 | $ 1,569,000 | $ 98,062 | $ 59,000 |
| Virginia Beach, Virginia | 16 | $ 2,115,000 | $ 132,187 | $ 71,000 |
| Chelan, Washington | 16 | $ 3,075,000 | $ 192,187 | $ 128,000 |
| Franklin, Washington | 16 | $ 1,885,000 | $ 117,812 | $ 59,000 |
| Siskiyou, California | 15 | $ 2,021,000 | $ 134,733 | $ 49,000 |
| Park, Colorado | 15 | $ 2,804,000 | $ 186,933 | $ 65,000 |
| Flagler, Florida | 15 | $ 2,974,000 | $ 198,266 | $ 122,000 |
| Fulton, Georgia | 15 | $ 2,320,000 | $ 154,666 | $ 58,000 |
| Boone, Illinois | 15 | $ 1,986,000 | $ 132,400 | $ 71,000 |
| DeKalb, Illinois | 15 | $ 2,203,000 | $ 146,866 | $ 82,000 |
| Sangamon, Illinois | 15 | $ 1,315,000 | $ 87,666 | $ 52,000 |
| Orleans, Louisiana | 15 | $ 1,755,000 | $ 117,000 | $ 59,000 |
| Hillsdale, Michigan | 15 | $ 1,791,000 | $ 119,400 | $ 40,000 |
| Ionia, Michigan | 15 | $ 1,735,000 | $ 115,666 | $ 55,000 |
| Rio Arriba, New Mexico | 15 | $ 2,576,000 | $ 171,733 | $ 63,000 |
| Cleveland, Oklahoma | 15 | $ 1,459,000 | $ 97,266 | $ 56,000 |
| Hunt, Texas | 15 | $ 1,560,000 | $ 104,000 | $ 105,000 |
| Orange, Texas | 15 | $ 864,000 | $ 57,600 | $ 46,000 |
| Uintah, Utah | 15 | $ 1,415,000 | $ 94,333 | $ 57,000 |
| Grant, Washington | 15 | $ 2,538,000 | $ 169,200 | $ 73,000 |
| Marathon, Wisconsin | 15 | $ 1,325,000 | $ 88,333 | $ 43,000 |
| Polk, Wisconsin | 15 | $ 1,500,000 | $ 100,000 | $ 49,000 |
| Sheboygan, Wisconsin | 15 | $ 1,514,000 | $ 100,933 | $ 38,000 |
| Kenai Peninsula, Alaska | 14 | $ 1,907,000 | $ 136,214 | $ 81,000 |
| Gila, Arizona | 14 | $ 2,128,000 | $ 152,000 | $ 177,000 |
| Glenn, California | 14 | $ 1,719,000 | $ 122,785 | $ 57,000 |
| Monroe, Florida | 14 | $ 3,140,000 | $ 224,285 | $ 175,000 |
| Lawrence, Illinois | 14 | $ 642,000 | $ 45,857 | $ 35,000 |
| Cumberland, Maine | 14 | $ 2,732,000 | $ 195,142 | $ 78,000 |
| Bay, Michigan | 14 | $ 1,229,000 | $ 87,785 | $ 42,000 |
| Lauderdale, Mississippi | 14 | $ 786,000 | $ 56,142 | $ 30,000 |
| Cass, Missouri | 14 | $ 1,513,000 | $ 108,071 | $ 56,000 |
| Churchill, Nevada | 14 | $ 1,413,000 | $ 100,928 | $ 47,000 |
| San Juan, New Mexico | 14 | $ 1,421,000 | $ 101,500 | $ 58,000 |
| Columbia, New York | 14 | $ 2,023,000 | $ 144,500 | $ 62,000 |
| Stark, Ohio | 14 | $ 1,456,000 | $ 104,000 | $ 55,000 |
| Comal, Texas | 14 | $ 2,039,000 | $ 145,642 | $ 92,000 |
| Webb, Texas | 14 | $ 1,550,000 | $ 110,714 | $ 46,000 |
| Oconto, Wisconsin | 14 | $ 1,113,000 | $ 79,500 | $ 41,000 |
| Pope, Arkansas | 13 | $ 813,000 | $ 62,538 | $ 36,000 |
| Bannock, Idaho | 13 | $ 1,332,000 | $ 102,461 | $ 52,000 |
| East Baton Rouge, Louisiana | 13 | $ 1,473,000 | $ 113,307 | $ 63,000 |
| St. Mary's, Maryland | 13 | $ 2,076,000 | $ 159,692 | $ 60,000 |
| Cass, Michigan | 13 | $ 1,288,000 | $ 99,076 | $ 33,000 |
| Sanilac, Michigan | 13 | $ 1,075,000 | $ 82,692 | $ 39,000 |
| Douglas, Minnesota | 13 | $ 1,319,000 | $ 101,461 | $ 42,000 |
| Onondaga, New York | 13 | $ 745,000 | $ 57,307 | $ 38,000 |
| Saratoga, New York | 13 | $ 2,538,000 | $ 195,230 | $ 86,000 |
| Clermont, Ohio | 13 | $ 1,621,000 | $ 124,692 | $ 44,000 |
| Trumbull, Ohio | 13 | $ 1,277,000 | $ 98,230 | $ 57,000 |
| Le Flore, Oklahoma | 13 | $ 662,000 | $ 50,923 | $ 27,000 |
| Tillamook, Oregon | 13 | $ 1,817,000 | $ 139,769 | $ 58,000 |
| Hardin, Texas | 13 | $ 647,000 | $ 49,769 | $ 41,000 |
| Hays, Texas | 13 | $ 2,273,000 | $ 174,846 | $ 111,000 |
| Henderson, Texas | 13 | $ 1,507,000 | $ 115,923 | $ 100,000 |
| Rusk, Texas | 13 | $ 856,000 | $ 65,846 | $ 48,000 |
| Barron, Wisconsin | 13 | $ 1,242,000 | $ 95,538 | $ 45,000 |
| Wood, Wisconsin | 13 | $ 1,059,000 | $ 81,461 | $ 42,000 |
| Greene, Arkansas | 12 | $ 753,000 | $ 62,750 | $ 40,000 |
| Boise, Idaho | 12 | $ 1,638,000 | $ 136,500 | $ 69,000 |
| Grundy, Illinois | 12 | $ 2,032,000 | $ 169,333 | $ 101,000 |
| Porter, Indiana | 12 | $ 1,427,000 | $ 118,916 | $ 77,000 |
| Branch, Michigan | 12 | $ 942,000 | $ 78,500 | $ 39,000 |
| Gratiot, Michigan | 12 | $ 939,000 | $ 78,250 | $ 36,000 |
| McLeod, Minnesota | 12 | $ 1,477,000 | $ 123,083 | $ 49,000 |
| Mille Lacs, Minnesota | 12 | $ 1,454,000 | $ 121,166 | $ 54,000 |
| Lancaster, Nebraska | 12 | $ 1,197,000 | $ 99,750 | $ 52,000 |
| Merrimack, New Hampshire | 12 | $ 1,878,000 | $ 156,500 | $ 68,000 |
Mortgage Loan Application Detail Totals for BNC Mortgage in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 68,172 | $12,744,476,000 | $144,520 | $2,100,000 | $68,840 | $8,402,000 |
| Home Purchase (one-to-four family) | 34,885 | $6,152,673,000 | $128,437 | $1,750,000 | $63,041 | $7,521,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,809 | $7,684,668,000 | $142,980 | $1,800,000 | $69,280 | $7,521,000 |
| Hispanic | 24,561 | $4,415,084,000 | $129,127 | $1,750,000 | $60,638 | $7,800,000 |
| Information not provided by applicant in mail or telephone application | 14,678 | $2,766,970,000 | $142,708 | $2,100,000 | $66,250 | $4,363,000 |
| Black | 13,502 | $2,088,523,000 | $127,739 | $1,365,000 | $60,608 | $5,795,000 |
| Asian or Pacific Islander | 6,355 | $1,501,611,000 | $181,625 | $1,000,000 | $77,350 | $4,752,000 |
| Other | 1,566 | $334,320,000 | $144,581 | $925,000 | $82,139 | $8,402,000 |
| American Indian or Alaskan Native | 586 | $105,973,000 | $147,117 | $588,000 | $67,029 | $900,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 103,057 | $18,897,149,000 | $139,340 | $2,100,000 | $66,880 | $8,402,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 43,266 | $7,990,600,000 | $141,600 | $1,750,000 | $70,400 | $7,521,000 |
| Loan Originated | 36,947 | $6,796,820,000 | $135,680 | $1,000,000 | $62,489 | $2,884,000 |
| Application Denied By Financial Institution | 22,035 | $3,957,825,000 | $138,440 | $2,100,000 | $64,580 | $8,402,000 |
| Loan Purchased By The Institution | 760 | $142,125,000 | $150,357 | $650,000 | $72,142 | $393,000 |
| File Closed For Incompleteness | 49 | $9,779,000 | $265,777 | $682,000 | $79,555 | $240,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 17,360 | $3,155,397,000 | $139,700 | $1,800,000 | $64,320 | $8,402,000 |
| Credit History | 931 | $157,209,000 | $129,666 | $2,100,000 | $55,357 | $981,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 251 | $41,687,000 | $149,807 | $682,000 | $76,846 | $1,320,000 |
| Collateral | 134 | $20,245,000 | $132,866 | $637,000 | $77,166 | $456,000 |
| Debt-To-Income Ratio | 104 | $18,342,000 | $143,869 | $750,000 | $62,521 | $512,000 |
| Credit Application Incomplete | 48 | $7,491,000 | $140,400 | $400,000 | $63,200 | $249,000 |
| Mortgage Insurance Denied | 35 | $6,868,000 | $183,083 | $729,000 | $66,666 | $258,000 |
| Unverifiable Information | 34 | $5,718,000 | $148,000 | $499,000 | $58,333 | $180,000 |
| Employment History | 13 | $3,314,000 | $249,555 | $770,000 | $237,555 | $1,567,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC Mortgage's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC Mortgage's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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