BNC National Bank Mortgage Lending & HMDA Data, 2015
In 2015, BNC National Bank of Bismarck, ND reported 5,428 mortgage applications totaling $1.5 billion, up 22% from 2014. The average application was for $280,725, and applicants reported an average income of $99,780. 64% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Wichita, KS (542), Kansas City, MO-KS (334) and Washington-Arlington-Alexandria, DC-VA-MD-WV (259) (applications in parentheses).
| Mortgage Company & Address | BNC National Bank Bismarck, ND 58501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,428 |
| Total Mortgage Loan Application Amount | $1,523,776,000 |
| Average Mortgage Loan Application Amount | $280,725 |
| Highest Mortgage Loan Application Amount | $9,568,000 |
| Average Applicant Income | $99,780 |
| Highest Applicant Income | $1,464,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BNC National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick, Kansas | 476 | $ 69,228,000 | $ 145,436 | $ 64,000 |
| Maricopa, Arizona | 174 | $ 49,338,000 | $ 283,551 | $ 99,000 |
| Johnson, Kansas | 130 | $ 26,906,000 | $ 206,969 | $ 95,000 |
| Burleigh, North Dakota | 121 | $ 25,936,000 | $ 214,347 | $ 120,000 |
| Jackson, Missouri | 99 | $ 15,060,000 | $ 152,121 | $ 76,000 |
| Los Angeles, California | 88 | $ 36,660,000 | $ 416,590 | $ 114,000 |
| San Diego, California | 82 | $ 34,425,000 | $ 419,817 | $ 95,000 |
| Fairfax, Virginia | 77 | $ 34,252,000 | $ 444,831 | $ 91,000 |
| Wake, North Carolina | 58 | $ 17,847,000 | $ 307,706 | $ 119,000 |
| Hennepin, Minnesota | 57 | $ 18,028,000 | $ 316,280 | $ 156,000 |
| Butler, Kansas | 56 | $ 9,135,000 | $ 163,125 | $ 78,000 |
| Broward, Florida | 50 | $ 16,011,000 | $ 320,220 | $ 124,000 |
| Clark, Nevada | 50 | $ 14,234,000 | $ 284,680 | $ 101,000 |
| King, Washington | 50 | $ 18,009,000 | $ 360,180 | $ 105,000 |
| Riverside, California | 49 | $ 16,771,000 | $ 342,265 | $ 93,000 |
| Shawnee, Kansas | 49 | $ 6,765,000 | $ 138,061 | $ 59,000 |
| Orange, California | 46 | $ 22,265,000 | $ 484,021 | $ 137,000 |
| Rock Island, Illinois | 46 | $ 4,651,000 | $ 101,108 | $ 49,000 |
| Montgomery, Maryland | 46 | $ 17,522,000 | $ 380,913 | $ 122,000 |
| Loudoun, Virginia | 46 | $ 18,757,000 | $ 407,760 | $ 114,000 |
| Hillsborough, Florida | 45 | $ 13,610,000 | $ 302,444 | $ 112,000 |
| Morton, North Dakota | 45 | $ 17,445,000 | $ 387,666 | $ 80,000 |
| Prince William, Virginia | 39 | $ 15,247,000 | $ 390,948 | $ 84,000 |
| Orange, Florida | 38 | $ 12,589,000 | $ 331,289 | $ 163,000 |
| Cobb, Georgia | 37 | $ 10,659,000 | $ 288,081 | $ 124,000 |
| Henry, Illinois | 36 | $ 4,164,000 | $ 115,666 | $ 59,000 |
| McPherson, Kansas | 34 | $ 4,429,000 | $ 130,264 | $ 45,000 |
| Forsyth, Georgia | 33 | $ 10,262,000 | $ 310,969 | $ 123,000 |
| Palm Beach, Florida | 32 | $ 10,215,000 | $ 319,218 | $ 126,000 |
| Cass, Missouri | 32 | $ 5,332,000 | $ 166,625 | $ 69,000 |
| Middlesex, Massachusetts | 30 | $ 10,618,000 | $ 353,933 | $ 128,000 |
| Clay, Missouri | 29 | $ 4,038,000 | $ 139,241 | $ 56,000 |
| Douglas, Colorado | 27 | $ 9,917,000 | $ 367,296 | $ 116,000 |
| Pinellas, Florida | 27 | $ 8,739,000 | $ 323,666 | $ 119,000 |
| Brevard, Florida | 26 | $ 8,315,000 | $ 319,807 | $ 133,000 |
| Fulton, Georgia | 26 | $ 8,600,000 | $ 330,769 | $ 142,000 |
| Santa Clara, California | 25 | $ 9,523,000 | $ 380,920 | $ 159,000 |
| Duval, Florida | 25 | $ 7,500,000 | $ 300,000 | $ 97,000 |
| Miami-Dade, Florida | 25 | $ 7,943,000 | $ 317,720 | $ 131,000 |
| Gwinnett, Georgia | 25 | $ 6,404,000 | $ 256,160 | $ 124,000 |
| Douglas, Nebraska | 24 | $ 4,436,000 | $ 184,833 | $ 66,000 |
| Mecklenburg, North Carolina | 23 | $ 8,051,000 | $ 350,043 | $ 150,000 |
| Sacramento, California | 22 | $ 6,255,000 | $ 284,318 | $ 81,000 |
| Howard, Maryland | 22 | $ 8,492,000 | $ 386,000 | $ 132,000 |
| Prince George's, Maryland | 22 | $ 8,299,000 | $ 377,227 | $ 74,000 |
| Snohomish, Washington | 22 | $ 7,794,000 | $ 354,272 | $ 119,000 |
| District of Columbia, District Of Columbia | 21 | $ 8,046,000 | $ 383,142 | $ 222,000 |
| St. Johns, Florida | 21 | $ 6,029,000 | $ 287,095 | $ 114,000 |
| DeKalb, Georgia | 21 | $ 7,236,000 | $ 344,571 | $ 137,000 |
| Anne Arundel, Maryland | 21 | $ 7,967,000 | $ 379,380 | $ 115,000 |
| Alameda, California | 20 | $ 10,190,000 | $ 509,500 | $ 119,000 |
| San Bernardino, California | 20 | $ 5,951,000 | $ 297,550 | $ 106,000 |
| El Paso, Colorado | 20 | $ 6,486,000 | $ 324,300 | $ 76,000 |
| Ada, Idaho | 20 | $ 6,713,000 | $ 335,650 | $ 122,000 |
| Pierce, Washington | 19 | $ 6,566,000 | $ 345,578 | $ 39,000 |
| Ventura, California | 18 | $ 7,360,000 | $ 408,888 | $ 93,000 |
| Clark, Washington | 18 | $ 5,163,000 | $ 286,833 | $ 73,000 |
| Adams, Colorado | 17 | $ 4,867,000 | $ 286,294 | $ 97,000 |
| Denver, Colorado | 17 | $ 6,155,000 | $ 362,058 | $ 202,000 |
| Wyandotte, Kansas | 17 | $ 2,467,000 | $ 145,117 | $ 60,000 |
| Plymouth, Massachusetts | 17 | $ 5,405,000 | $ 317,941 | $ 110,000 |
| Middlesex, New Jersey | 17 | $ 5,135,000 | $ 302,058 | $ 126,000 |
| Virginia Beach, Virginia | 17 | $ 5,214,000 | $ 306,705 | $ 65,000 |
| Pinal, Arizona | 16 | $ 2,833,000 | $ 177,062 | $ 46,000 |
| Jefferson, Colorado | 16 | $ 5,192,000 | $ 324,500 | $ 111,000 |
| Essex, Massachusetts | 16 | $ 5,358,000 | $ 334,875 | $ 119,000 |
| Washington, Oregon | 16 | $ 4,572,000 | $ 285,750 | $ 117,000 |
| Contra Costa, California | 15 | $ 5,174,000 | $ 344,933 | $ 102,000 |
| Scott, Iowa | 15 | $ 2,371,000 | $ 158,066 | $ 56,000 |
| Oakland, Michigan | 15 | $ 3,571,000 | $ 238,066 | $ 106,000 |
| Washoe, Nevada | 15 | $ 4,324,000 | $ 288,266 | $ 85,000 |
| McKenzie, North Dakota | 15 | $ 6,312,000 | $ 420,800 | $ 190,000 |
| McLean, North Dakota | 15 | $ 3,050,000 | $ 203,333 | $ 151,000 |
| Williamson, Tennessee | 15 | $ 5,156,000 | $ 343,733 | $ 113,000 |
| San Joaquin, California | 14 | $ 4,927,000 | $ 351,928 | $ 104,000 |
| Lee, Florida | 14 | $ 4,483,000 | $ 320,214 | $ 217,000 |
| Emmons, North Dakota | 14 | $ 1,689,000 | $ 120,642 | $ 68,000 |
| Harris, Texas | 14 | $ 4,610,000 | $ 329,285 | $ 129,000 |
| Salt Lake, Utah | 14 | $ 4,652,000 | $ 332,285 | $ 134,000 |
| Henrico, Virginia | 14 | $ 4,579,000 | $ 327,071 | $ 116,000 |
| Solano, California | 13 | $ 4,286,000 | $ 329,692 | $ 56,000 |
| Cook, Illinois | 13 | $ 4,382,000 | $ 337,076 | $ 68,000 |
| Collin, Texas | 13 | $ 4,389,000 | $ 337,615 | $ 105,000 |
| Madison, Alabama | 12 | $ 3,275,000 | $ 272,916 | $ 113,000 |
| Fresno, California | 12 | $ 3,448,000 | $ 287,333 | $ 97,000 |
| Arapahoe, Colorado | 12 | $ 3,526,000 | $ 293,833 | $ 134,000 |
| Sarasota, Florida | 12 | $ 3,588,000 | $ 299,000 | $ 111,000 |
| Seminole, Florida | 12 | $ 3,904,000 | $ 325,333 | $ 113,000 |
| Lancaster, Nebraska | 12 | $ 1,637,000 | $ 136,416 | $ 83,000 |
| Multnomah, Oregon | 12 | $ 3,446,000 | $ 287,166 | $ 103,000 |
| Kitsap, Washington | 12 | $ 3,887,000 | $ 323,916 | $ 97,000 |
| Jefferson, Alabama | 11 | $ 3,175,000 | $ 288,636 | $ 118,000 |
| Benton, Arkansas | 11 | $ 2,171,000 | $ 197,363 | $ 67,000 |
| Collier, Florida | 11 | $ 3,328,000 | $ 302,545 | $ 129,000 |
| Okaloosa, Florida | 11 | $ 3,242,000 | $ 294,727 | $ 67,000 |
| Pasco, Florida | 11 | $ 2,578,000 | $ 234,363 | $ 128,000 |
| Harford, Maryland | 11 | $ 3,915,000 | $ 355,909 | $ 96,000 |
| Platte, Missouri | 11 | $ 2,437,000 | $ 221,545 | $ 68,000 |
| Union, North Carolina | 11 | $ 3,681,000 | $ 334,636 | $ 124,000 |
| Mountrail, North Dakota | 11 | $ 1,235,000 | $ 112,272 | $ 54,000 |
| Chester, Pennsylvania | 11 | $ 3,003,000 | $ 273,000 | $ 132,000 |
| Charleston, South Carolina | 11 | $ 3,344,000 | $ 304,000 | $ 107,000 |
| Dallas, Texas | 11 | $ 2,907,000 | $ 264,272 | $ 116,000 |
| Fairfield, Connecticut | 10 | $ 3,292,000 | $ 329,200 | $ 150,000 |
| Des Moines, Iowa | 10 | $ 1,364,000 | $ 136,400 | $ 58,000 |
| Leavenworth, Kansas | 10 | $ 2,068,000 | $ 206,800 | $ 50,000 |
| Norfolk, Massachusetts | 10 | $ 3,152,000 | $ 315,200 | $ 105,000 |
| Shelby, Tennessee | 10 | $ 2,789,000 | $ 278,900 | $ 117,000 |
| Bexar, Texas | 10 | $ 2,531,000 | $ 253,100 | $ 66,000 |
| Travis, Texas | 10 | $ 3,231,000 | $ 323,100 | $ 131,000 |
| Utah, Utah | 10 | $ 3,148,000 | $ 314,800 | $ 166,000 |
| Stafford, Virginia | 10 | $ 4,906,000 | $ 490,600 | $ 59,000 |
| Larimer, Colorado | 9 | $ 2,165,000 | $ 240,555 | $ 54,000 |
| Lake, Florida | 9 | $ 2,700,000 | $ 300,000 | $ 95,000 |
| Douglas, Kansas | 9 | $ 1,464,000 | $ 162,666 | $ 78,000 |
| Bristol, Massachusetts | 9 | $ 3,467,000 | $ 385,222 | $ 118,000 |
| Sarpy, Nebraska | 9 | $ 1,571,000 | $ 174,555 | $ 91,000 |
| Bergen, New Jersey | 9 | $ 2,898,000 | $ 322,000 | $ 131,000 |
| Suffolk, New York | 9 | $ 2,779,000 | $ 308,777 | $ 115,000 |
| Clackamas, Oregon | 9 | $ 3,059,000 | $ 339,888 | $ 86,000 |
| Bucks, Pennsylvania | 9 | $ 2,808,000 | $ 312,000 | $ 147,000 |
| Greenville, South Carolina | 9 | $ 2,944,000 | $ 327,111 | $ 102,000 |
| Davidson, Tennessee | 9 | $ 2,352,000 | $ 261,333 | $ 160,000 |
| Hamilton, Tennessee | 9 | $ 2,652,000 | $ 294,666 | $ 137,000 |
| Arlington, Virginia | 9 | $ 4,559,000 | $ 506,555 | $ 146,000 |
| Chesterfield, Virginia | 9 | $ 2,974,000 | $ 330,444 | $ 72,000 |
| Thurston, Washington | 9 | $ 2,856,000 | $ 317,333 | $ 72,000 |
| Placer, California | 8 | $ 2,807,000 | $ 350,875 | $ 54,000 |
| Bay, Florida | 8 | $ 1,911,000 | $ 238,875 | $ 70,000 |
| Martin, Florida | 8 | $ 2,593,000 | $ 324,125 | $ 260,000 |
| Baltimore, Maryland | 8 | $ 2,876,000 | $ 359,500 | $ 174,000 |
| Baltimore City, Maryland | 8 | $ 2,087,000 | $ 260,875 | $ 159,000 |
| Carroll, Maryland | 8 | $ 2,924,000 | $ 365,500 | $ 138,000 |
| Suffolk, Massachusetts | 8 | $ 3,753,000 | $ 469,125 | $ 107,000 |
| Macomb, Michigan | 8 | $ 2,338,000 | $ 292,250 | $ 153,000 |
| St. Louis, Missouri | 8 | $ 2,016,000 | $ 252,000 | $ 87,000 |
| Somerset, New Jersey | 8 | $ 2,838,000 | $ 354,750 | $ 128,000 |
| Mercer, North Dakota | 8 | $ 1,872,000 | $ 234,000 | $ 87,000 |
| Williams, North Dakota | 8 | $ 5,523,000 | $ 690,375 | $ 109,000 |
| Franklin, Ohio | 8 | $ 2,149,000 | $ 268,625 | $ 85,000 |
| Woods, Oklahoma | 8 | $ 828,000 | $ 103,500 | $ 50,000 |
| Dorchester, South Carolina | 8 | $ 2,374,000 | $ 296,750 | $ 76,000 |
| Knox, Tennessee | 8 | $ 2,595,000 | $ 324,375 | $ 127,000 |
| Alexandria, Virginia | 8 | $ 4,534,000 | $ 566,750 | $ 90,000 |
| Pima, Arizona | 7 | $ 1,902,000 | $ 271,714 | $ 90,000 |
| San Luis Obispo, California | 7 | $ 3,056,000 | $ 436,571 | $ 73,000 |
| Weld, Colorado | 7 | $ 2,361,000 | $ 337,285 | $ 94,000 |
| New London, Connecticut | 7 | $ 2,268,000 | $ 324,000 | $ 133,000 |
| Sussex, Delaware | 7 | $ 1,688,000 | $ 241,142 | $ 156,000 |
| Osceola, Florida | 7 | $ 2,089,000 | $ 298,428 | $ 91,000 |
| Santa Rosa, Florida | 7 | $ 2,111,000 | $ 301,571 | $ 73,000 |
| Volusia, Florida | 7 | $ 1,306,000 | $ 186,571 | $ 103,000 |
| Columbia, Georgia | 7 | $ 1,755,000 | $ 250,714 | $ 85,000 |
| Hamilton, Indiana | 7 | $ 2,111,000 | $ 301,571 | $ 101,000 |
| Marion, Indiana | 7 | $ 1,777,000 | $ 253,857 | $ 100,000 |
| Jefferson, Kentucky | 7 | $ 1,847,000 | $ 263,857 | $ 154,000 |
| Jefferson, Louisiana | 7 | $ 1,822,000 | $ 260,285 | $ 92,000 |
| Orleans, Louisiana | 7 | $ 2,364,000 | $ 337,714 | $ 140,000 |
| St. Tammany, Louisiana | 7 | $ 1,976,000 | $ 282,285 | $ 109,000 |
| Washington, Minnesota | 7 | $ 1,619,000 | $ 231,285 | $ 94,000 |
| Essex, New Jersey | 7 | $ 2,964,000 | $ 423,428 | $ 197,000 |
| Hudson, New Jersey | 7 | $ 2,452,000 | $ 350,285 | $ 171,000 |
| Bernalillo, New Mexico | 7 | $ 2,205,000 | $ 315,000 | $ 92,000 |
| Summit, Ohio | 7 | $ 1,442,000 | $ 206,000 | $ 112,000 |
| Montgomery, Pennsylvania | 7 | $ 2,479,000 | $ 354,142 | $ 158,000 |
| Richland, South Carolina | 7 | $ 1,574,000 | $ 224,857 | $ 107,000 |
| Tarrant, Texas | 7 | $ 1,952,000 | $ 278,857 | $ 103,000 |
| Davis, Utah | 7 | $ 1,896,000 | $ 270,857 | $ 84,000 |
| Shelby, Alabama | 6 | $ 2,069,000 | $ 344,833 | $ 150,000 |
| Yavapai, Arizona | 6 | $ 1,879,000 | $ 313,166 | $ 41,000 |
| El Dorado, California | 6 | $ 2,400,000 | $ 400,000 | $ 212,000 |
| Hartford, Connecticut | 6 | $ 2,003,000 | $ 333,833 | $ 138,000 |
| New Castle, Delaware | 6 | $ 1,828,000 | $ 304,666 | $ 114,000 |
| Manatee, Florida | 6 | $ 1,760,000 | $ 293,333 | $ 121,000 |
| Canyon, Idaho | 6 | $ 1,734,000 | $ 289,000 | $ 32,000 |
| Harvey, Kansas | 6 | $ 684,000 | $ 114,000 | $ 60,000 |
| Calvert, Maryland | 6 | $ 1,970,000 | $ 328,333 | $ 78,000 |
| Frederick, Maryland | 6 | $ 1,709,000 | $ 284,833 | $ 116,000 |
| Barnstable, Massachusetts | 6 | $ 1,995,000 | $ 332,500 | $ 131,000 |
| Ramsey, Minnesota | 6 | $ 1,654,000 | $ 275,666 | $ 74,000 |
| Burlington, New Jersey | 6 | $ 1,632,000 | $ 272,000 | $ 125,000 |
| Moore, North Carolina | 6 | $ 1,663,000 | $ 277,166 | $ 64,000 |
| Oklahoma, Oklahoma | 6 | $ 1,745,000 | $ 290,833 | $ 88,000 |
| Deschutes, Oregon | 6 | $ 1,972,000 | $ 328,666 | $ 120,000 |
| Lehigh, Pennsylvania | 6 | $ 2,097,000 | $ 349,500 | $ 64,000 |
| Beaufort, South Carolina | 6 | $ 1,714,000 | $ 285,666 | $ 86,000 |
| York, South Carolina | 6 | $ 1,834,000 | $ 305,666 | $ 87,000 |
| Blount, Tennessee | 6 | $ 1,353,000 | $ 225,500 | $ 72,000 |
| Rutherford, Tennessee | 6 | $ 1,506,000 | $ 251,000 | $ 66,000 |
| Denton, Texas | 6 | $ 2,034,000 | $ 339,000 | $ 111,000 |
| Spotsylvania, Virginia | 6 | $ 2,052,000 | $ 342,000 | $ 71,000 |
| Pulaski, Arkansas | 5 | $ 1,140,000 | $ 228,000 | $ 127,000 |
| Washington, Arkansas | 5 | $ 1,197,000 | $ 239,400 | $ 87,000 |
| Monterey, California | 5 | $ 2,730,000 | $ 546,000 | $ 182,000 |
| San Francisco, California | 5 | $ 4,015,000 | $ 803,000 | $ 203,000 |
| San Mateo, California | 5 | $ 2,552,000 | $ 510,400 | $ 117,000 |
| Sonoma, California | 5 | $ 2,159,000 | $ 431,800 | $ 87,000 |
| Kent, Delaware | 5 | $ 1,370,000 | $ 274,000 | $ 47,000 |
| Clay, Florida | 5 | $ 1,609,000 | $ 321,800 | $ 78,000 |
| Escambia, Florida | 5 | $ 960,000 | $ 192,000 | $ 53,000 |
| Leon, Florida | 5 | $ 1,444,000 | $ 288,800 | $ 119,000 |
| Monroe, Florida | 5 | $ 1,608,000 | $ 321,600 | $ 64,000 |
| Sumter, Florida | 5 | $ 1,242,000 | $ 248,400 | $ 122,000 |
| Chatham, Georgia | 5 | $ 1,387,000 | $ 277,400 | $ 78,000 |
| Cherokee, Georgia | 5 | $ 1,370,000 | $ 274,000 | $ 108,000 |
| Hall, Georgia | 5 | $ 1,702,000 | $ 340,400 | $ 109,000 |
| Will, Illinois | 5 | $ 1,076,000 | $ 215,200 | $ 95,000 |
| Jefferson, Kansas | 5 | $ 919,000 | $ 183,800 | $ 95,000 |
| Miami, Kansas | 5 | $ 868,000 | $ 173,600 | $ 60,000 |
| Fayette, Kentucky | 5 | $ 1,088,000 | $ 217,600 | $ 121,000 |
| East Baton Rouge, Louisiana | 5 | $ 1,619,000 | $ 323,800 | $ 159,000 |
| Charles, Maryland | 5 | $ 1,628,000 | $ 325,600 | $ 111,000 |
| St. Mary's, Maryland | 5 | $ 1,368,000 | $ 273,600 | $ 117,000 |
| Hampden, Massachusetts | 5 | $ 1,276,000 | $ 255,200 | $ 96,000 |
| Worcester, Massachusetts | 5 | $ 1,576,000 | $ 315,200 | $ 99,000 |
| Livingston, Michigan | 5 | $ 1,475,000 | $ 295,000 | $ 60,000 |
| Anoka, Minnesota | 5 | $ 1,030,000 | $ 206,000 | $ 61,000 |
| Merrimack, New Hampshire | 5 | $ 1,242,000 | $ 248,400 | $ 70,000 |
| Rockingham, New Hampshire | 5 | $ 1,378,000 | $ 275,600 | $ 152,000 |
| Hunterdon, New Jersey | 5 | $ 1,266,000 | $ 253,200 | $ 79,000 |
| Monmouth, New Jersey | 5 | $ 1,845,000 | $ 369,000 | $ 89,000 |
| Morris, New Jersey | 5 | $ 2,066,000 | $ 413,200 | $ 134,000 |
| Curry, New Mexico | 5 | $ 767,000 | $ 153,400 | $ 77,000 |
| Carteret, North Carolina | 5 | $ 1,275,000 | $ 255,000 | $ 15,000 |
| Chatham, North Carolina | 5 | $ 1,526,000 | $ 305,200 | $ 116,000 |
| Craven, North Carolina | 5 | $ 1,343,000 | $ 268,600 | $ 44,000 |
| Cumberland, North Carolina | 5 | $ 1,589,000 | $ 317,800 | $ 63,000 |
| Johnston, North Carolina | 5 | $ 1,157,000 | $ 231,400 | $ 83,000 |
| Ward, North Dakota | 5 | $ 1,056,000 | $ 211,200 | $ 165,000 |
| Tulsa, Oklahoma | 5 | $ 1,492,000 | $ 298,400 | $ 139,000 |
| Lane, Oregon | 5 | $ 1,388,000 | $ 277,600 | $ 89,000 |
| Linn, Oregon | 5 | $ 1,104,000 | $ 220,800 | $ 42,000 |
| Newport, Rhode Island | 5 | $ 1,400,000 | $ 280,000 | $ 137,000 |
| Berkeley, South Carolina | 5 | $ 1,227,000 | $ 245,400 | $ 80,000 |
| Lexington, South Carolina | 5 | $ 1,454,000 | $ 290,800 | $ 54,000 |
| Roane, Tennessee | 5 | $ 1,535,000 | $ 307,000 | $ 113,000 |
| Albemarle, Virginia | 5 | $ 1,935,000 | $ 387,000 | $ 149,000 |
| Chesapeake, Virginia | 5 | $ 1,719,000 | $ 343,800 | $ 75,000 |
| Fauquier, Virginia | 5 | $ 2,248,000 | $ 449,600 | $ 241,000 |
| Benton, Washington | 5 | $ 1,291,000 | $ 258,200 | $ 101,000 |
| Dane, Wisconsin | 5 | $ 1,697,000 | $ 339,400 | $ 226,000 |
| Waukesha, Wisconsin | 5 | $ 1,603,000 | $ 320,600 | $ 72,000 |
| Baldwin, Alabama | 4 | $ 1,025,000 | $ 256,250 | $ 107,000 |
| Elmore, Alabama | 4 | $ 917,000 | $ 229,250 | $ 46,000 |
| Lee, Alabama | 4 | $ 1,227,000 | $ 306,750 | $ 86,000 |
| Coconino, Arizona | 4 | $ 881,000 | $ 220,250 | $ 120,000 |
| Santa Cruz, California | 4 | $ 1,716,000 | $ 429,000 | $ 128,000 |
| Stanislaus, California | 4 | $ 871,000 | $ 217,750 | $ 84,000 |
| Yolo, California | 4 | $ 1,274,000 | $ 318,500 | $ 84,000 |
| Boulder, Colorado | 4 | $ 1,706,000 | $ 426,500 | $ 97,000 |
| Eagle, Colorado | 4 | $ 1,640,000 | $ 410,000 | $ 151,000 |
| New Haven, Connecticut | 4 | $ 993,000 | $ 248,250 | $ 69,000 |
| Indian River, Florida | 4 | $ 1,055,000 | $ 263,750 | $ 98,000 |
| Polk, Florida | 4 | $ 1,005,000 | $ 251,250 | $ 135,000 |
| Coweta, Georgia | 4 | $ 1,869,000 | $ 467,250 | $ 159,000 |
| Fayette, Georgia | 4 | $ 1,205,000 | $ 301,250 | $ 143,000 |
| Henry, Georgia | 4 | $ 412,000 | $ 103,000 | $ 103,000 |
| Kootenai, Idaho | 4 | $ 1,016,000 | $ 254,000 | $ 57,000 |
| Henderson, Illinois | 4 | $ 257,000 | $ 64,250 | $ 47,000 |
| Mercer, Illinois | 4 | $ 558,000 | $ 139,500 | $ 51,000 |
| Whiteside, Illinois | 4 | $ 540,000 | $ 135,000 | $ 76,000 |
| Johnson, Indiana | 4 | $ 1,293,000 | $ 323,250 | $ 102,000 |
| Jackson, Kansas | 4 | $ 415,000 | $ 103,750 | $ 59,000 |
| Osage, Kansas | 4 | $ 504,000 | $ 126,000 | $ 27,000 |
| Reno, Kansas | 4 | $ 456,000 | $ 114,000 | $ 61,000 |
| Washtenaw, Michigan | 4 | $ 1,197,000 | $ 299,250 | $ 122,000 |
| Carver, Minnesota | 4 | $ 1,618,000 | $ 404,500 | $ 106,000 |
| Dakota, Minnesota | 4 | $ 971,000 | $ 242,750 | $ 157,000 |
| DeSoto, Mississippi | 4 | $ 889,000 | $ 222,250 | $ 23,000 |
| Hall, Nebraska | 4 | $ 483,000 | $ 120,750 | $ 36,000 |
| Hillsborough, New Hampshire | 4 | $ 1,115,000 | $ 278,750 | $ 57,000 |
| Gloucester, New Jersey | 4 | $ 886,000 | $ 221,500 | $ 71,000 |
| Union, New Jersey | 4 | $ 1,182,000 | $ 295,500 | $ 172,000 |
| Santa Fe, New Mexico | 4 | $ 1,294,000 | $ 323,500 | $ 142,000 |
| Nassau, New York | 4 | $ 1,602,000 | $ 400,500 | $ 71,000 |
| Brunswick, North Carolina | 4 | $ 1,542,000 | $ 385,500 | $ 104,000 |
| Cabarrus, North Carolina | 4 | $ 1,291,000 | $ 322,750 | $ 139,000 |
| Forsyth, North Carolina | 4 | $ 1,219,000 | $ 304,750 | $ 150,000 |
| Guilford, North Carolina | 4 | $ 979,000 | $ 244,750 | $ 96,000 |
| Cass, North Dakota | 4 | $ 764,000 | $ 191,000 | $ 52,000 |
| Divide, North Dakota | 4 | $ 526,000 | $ 131,500 | $ 68,000 |
| Stark, North Dakota | 4 | $ 15,420,000 | $ 3,855,000 | $ 55,000 |
| Lorain, Ohio | 4 | $ 1,130,000 | $ 282,500 | $ 136,000 |
| Stark, Ohio | 4 | $ 778,000 | $ 194,500 | $ 96,000 |
| Northampton, Pennsylvania | 4 | $ 1,083,000 | $ 270,750 | $ 95,000 |
| York, Pennsylvania | 4 | $ 927,000 | $ 231,750 | $ 66,000 |
| Providence, Rhode Island | 4 | $ 1,150,000 | $ 287,500 | $ 134,000 |
| Aiken, South Carolina | 4 | $ 912,000 | $ 228,000 | $ 76,000 |
| Wilson, Tennessee | 4 | $ 928,000 | $ 232,000 | $ 47,000 |
| Bell, Texas | 4 | $ 1,091,000 | $ 272,750 | $ 123,000 |
| Summit, Utah | 4 | $ 1,249,000 | $ 312,250 | $ 175,000 |
| Roanoke, Virginia | 4 | $ 957,000 | $ 239,250 | $ 57,000 |
| Island, Washington | 4 | $ 966,000 | $ 241,500 | $ 93,000 |
| Berkeley, West Virginia | 4 | $ 976,000 | $ 244,000 | $ 83,000 |
| Coffee, Alabama | 3 | $ 707,000 | $ 235,666 | $ 48,000 |
| Cochise, Arizona | 3 | $ 965,000 | $ 321,666 | $ 82,000 |
| Yuma, Arizona | 3 | $ 906,000 | $ 302,000 | $ 138,000 |
| Sebastian, Arkansas | 3 | $ 1,130,000 | $ 376,666 | $ 65,000 |
| Kern, California | 3 | $ 906,000 | $ 302,000 | $ 96,000 |
| Tulare, California | 3 | $ 927,000 | $ 309,000 | $ 58,000 |
| Broomfield, Colorado | 3 | $ 943,000 | $ 314,333 | $ 91,000 |
| Montezuma, Colorado | 3 | $ 746,000 | $ 248,666 | $ 43,000 |
| Tolland, Connecticut | 3 | $ 1,152,000 | $ 384,000 | $ 137,000 |
| Citrus, Florida | 3 | $ 635,000 | $ 211,666 | $ 121,000 |
| Flagler, Florida | 3 | $ 640,000 | $ 213,333 | $ 114,000 |
| Walton, Florida | 3 | $ 984,000 | $ 328,000 | $ 222,000 |
| Houston, Georgia | 3 | $ 725,000 | $ 241,666 | $ 102,000 |
| Newton, Georgia | 3 | $ 444,000 | $ 148,000 | $ 102,000 |
| Monroe, Illinois | 3 | $ 758,000 | $ 252,666 | $ 99,000 |
| Tazewell, Illinois | 3 | $ 382,000 | $ 127,333 | $ 56,000 |
| Polk, Iowa | 3 | $ 482,000 | $ 160,666 | $ 49,000 |
| Franklin, Kansas | 3 | $ 476,000 | $ 158,666 | $ 21,000 |
| Lyon, Kansas | 3 | $ 277,000 | $ 92,333 | $ 55,000 |
| Marion, Kansas | 3 | $ 391,000 | $ 130,333 | $ 46,000 |
| Sumner, Kansas | 3 | $ 434,000 | $ 144,666 | $ 98,000 |
| Bossier, Louisiana | 3 | $ 858,000 | $ 286,000 | $ 77,000 |
| Livingston, Louisiana | 3 | $ 976,000 | $ 325,333 | $ 97,000 |
| Cecil, Maryland | 3 | $ 1,058,000 | $ 352,666 | $ 73,000 |
| Washington, Maryland | 3 | $ 362,000 | $ 120,666 | $ 47,000 |
| Kalamazoo, Michigan | 3 | $ 895,000 | $ 298,333 | $ 109,000 |
| Lapeer, Michigan | 3 | $ 610,000 | $ 203,333 | $ 83,000 |
| Boone, Missouri | 3 | $ 789,000 | $ 263,000 | $ 153,000 |
| Douglas, Nevada | 3 | $ 1,276,000 | $ 425,333 | $ 200,000 |
| Camden, New Jersey | 3 | $ 661,000 | $ 220,333 | $ 98,000 |
| Ocean, New Jersey | 3 | $ 788,000 | $ 262,666 | $ 171,000 |
| Passaic, New Jersey | 3 | $ 749,000 | $ 249,666 | $ 107,000 |
| Bronx, New York | 3 | $ 1,079,000 | $ 359,666 | $ 72,000 |
| Westchester, New York | 3 | $ 1,389,000 | $ 463,000 | $ 133,000 |
| Granville, North Carolina | 3 | $ 1,077,000 | $ 359,000 | $ 148,000 |
| Iredell, North Carolina | 3 | $ 1,077,000 | $ 359,000 | $ 214,000 |
| New Hanover, North Carolina | 3 | $ 929,000 | $ 309,666 | $ 51,000 |
| Wayne, North Carolina | 3 | $ 474,000 | $ 158,000 | $ 29,000 |
| Cuyahoga, Ohio | 3 | $ 847,000 | $ 282,333 | $ 97,000 |
| Licking, Ohio | 3 | $ 626,000 | $ 208,666 | $ 65,000 |
| Warren, Ohio | 3 | $ 894,000 | $ 298,000 | $ 162,000 |
| Benton, Oregon | 3 | $ 831,000 | $ 277,000 | $ 69,000 |
| Jackson, Oregon | 3 | $ 1,573,000 | $ 524,333 | $ 269,000 |
| Josephine, Oregon | 3 | $ 848,000 | $ 282,666 | $ 79,000 |
| Marion, Oregon | 3 | $ 885,000 | $ 295,000 | $ 35,000 |
| Adams, Pennsylvania | 3 | $ 781,000 | $ 260,333 | $ 82,000 |
| Cumberland, Pennsylvania | 3 | $ 761,000 | $ 253,666 | $ 115,000 |
| Kent, Rhode Island | 3 | $ 1,060,000 | $ 353,333 | $ 141,000 |
| Anderson, South Carolina | 3 | $ 798,000 | $ 266,000 | $ 105,000 |
| Minnehaha, South Dakota | 3 | $ 911,000 | $ 303,666 | $ 204,000 |
| El Paso, Texas | 3 | $ 795,000 | $ 265,000 | $ 69,000 |
| Fort Bend, Texas | 3 | $ 779,000 | $ 259,666 | $ 88,000 |
| Williamson, Texas | 3 | $ 728,000 | $ 242,666 | $ 65,000 |
| Weber, Utah | 3 | $ 790,000 | $ 263,333 | $ 107,000 |
| Bennington, Vermont | 3 | $ 988,000 | $ 329,333 | $ 85,000 |
| Botetourt, Virginia | 3 | $ 870,000 | $ 290,000 | $ 160,000 |
| Fairfax City, Virginia | 3 | $ 1,582,000 | $ 527,333 | $ 58,000 |
| James City, Virginia | 3 | $ 900,000 | $ 300,000 | $ 61,000 |
| Newport News, Virginia | 3 | $ 1,001,000 | $ 333,666 | $ 120,000 |
| Shenandoah, Virginia | 3 | $ 984,000 | $ 328,000 | $ 99,000 |
| Whatcom, Washington | 3 | $ 1,054,000 | $ 351,333 | $ 58,000 |
| Mobile, Alabama | 2 | $ 554,000 | $ 277,000 | $ 91,000 |
| Montgomery, Alabama | 2 | $ 626,000 | $ 313,000 | $ 117,000 |
| Navajo, Arizona | 2 | $ 375,000 | $ 187,500 | $ 97,000 |
| Faulkner, Arkansas | 2 | $ 519,000 | $ 259,500 | $ 38,000 |
| Butte, California | 2 | $ 780,000 | $ 390,000 | $ 106,000 |
| Humboldt, California | 2 | $ 664,000 | $ 332,000 | $ 187,000 |
| Imperial, California | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Nevada, California | 2 | $ 814,000 | $ 407,000 | $ 128,000 |
| Plumas, California | 2 | $ 467,000 | $ 233,500 | $ 61,000 |
| Santa Barbara, California | 2 | $ 1,002,000 | $ 501,000 | $ 113,000 |
| Shasta, California | 2 | $ 573,000 | $ 286,500 | $ 115,000 |
| Elbert, Colorado | 2 | $ 1,032,000 | $ 516,000 | $ 84,000 |
| Grand, Colorado | 2 | $ 848,000 | $ 424,000 | $ 46,000 |
| La Plata, Colorado | 2 | $ 1,027,000 | $ 513,500 | $ 157,000 |
| Otero, Colorado | 2 | $ 330,000 | $ 165,000 | $ 77,000 |
| Summit, Colorado | 2 | $ 722,000 | $ 361,000 | $ 123,000 |
| Teller, Colorado | 2 | $ 593,000 | $ 296,500 | $ 49,000 |
| Windham, Connecticut | 2 | $ 519,000 | $ 259,500 | $ 72,000 |
| Gadsden, Florida | 2 | $ 195,000 | $ 97,500 | $ 21,000 |
| Marion, Florida | 2 | $ 615,000 | $ 307,500 | $ 103,000 |
| St. Lucie, Florida | 2 | $ 768,000 | $ 384,000 | $ 286,000 |
| Barrow, Georgia | 2 | $ 496,000 | $ 248,000 | $ 92,000 |
| Bulloch, Georgia | 2 | $ 492,000 | $ 246,000 | $ 91,000 |
| Douglas, Georgia | 2 | $ 568,000 | $ 284,000 | $ 122,000 |
| Glynn, Georgia | 2 | $ 813,000 | $ 406,500 | $ 287,000 |
| Jackson, Georgia | 2 | $ 205,000 | $ 102,500 | $ 54,000 |
| Fremont, Idaho | 2 | $ 455,000 | $ 227,500 | $ 82,000 |
| Jefferson, Idaho | 2 | $ 792,000 | $ 396,000 | $ 76,000 |
| DuPage, Illinois | 2 | $ 683,000 | $ 341,500 | $ 105,000 |
| Knox, Illinois | 2 | $ 50,000 | $ 25,000 | $ 20,000 |
| Lake, Illinois | 2 | $ 411,000 | $ 205,500 | $ 68,000 |
| McHenry, Illinois | 2 | $ 774,000 | $ 387,000 | $ 170,000 |
| St. Clair, Illinois | 2 | $ 449,000 | $ 224,500 | $ 0 |
| Clark, Indiana | 2 | $ 430,000 | $ 215,000 | $ 58,000 |
| Hendricks, Indiana | 2 | $ 498,000 | $ 249,000 | $ 45,000 |
| Jefferson, Indiana | 2 | $ 225,000 | $ 112,500 | $ 113,000 |
| Kosciusko, Indiana | 2 | $ 658,000 | $ 329,000 | $ 16,000 |
| Clinton, Iowa | 2 | $ 181,000 | $ 90,500 | $ 0 |
| Jackson, Iowa | 2 | $ 185,000 | $ 92,500 | $ 41,000 |
| Cowley, Kansas | 2 | $ 233,000 | $ 116,500 | $ 57,000 |
| Geary, Kansas | 2 | $ 236,000 | $ 118,000 | $ 35,000 |
| Pratt, Kansas | 2 | $ 129,000 | $ 64,500 | $ 46,000 |
| Clark, Kentucky | 2 | $ 431,000 | $ 215,500 | $ 63,000 |
| Hardin, Kentucky | 2 | $ 309,000 | $ 154,500 | $ 51,000 |
| Ascension, Louisiana | 2 | $ 527,000 | $ 263,500 | $ 121,000 |
| Caddo, Louisiana | 2 | $ 414,000 | $ 207,000 | $ 49,000 |
| Calcasieu, Louisiana | 2 | $ 377,000 | $ 188,500 | $ 51,000 |
| Plaquemines, Louisiana | 2 | $ 600,000 | $ 300,000 | $ 198,000 |
| Rapides, Louisiana | 2 | $ 541,000 | $ 270,500 | $ 105,000 |
| St. Charles, Louisiana | 2 | $ 541,000 | $ 270,500 | $ 145,000 |
| Queen Anne's, Maryland | 2 | $ 587,000 | $ 293,500 | $ 87,000 |
| Talbot, Maryland | 2 | $ 507,000 | $ 253,500 | $ 0 |
| Worcester, Maryland | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| Barry, Michigan | 2 | $ 215,000 | $ 107,500 | $ 77,000 |
| Houghton, Michigan | 2 | $ 576,000 | $ 288,000 | $ 32,000 |
| Kent, Michigan | 2 | $ 498,000 | $ 249,000 | $ 115,000 |
| Monroe, Michigan | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Wayne, Michigan | 2 | $ 524,000 | $ 262,000 | $ 172,000 |
| Chisago, Minnesota | 2 | $ 408,000 | $ 204,000 | $ 68,000 |
| Clay, Minnesota | 2 | $ 595,000 | $ 297,500 | $ 173,000 |
| Scott, Minnesota | 2 | $ 624,000 | $ 312,000 | $ 163,000 |
| Hinds, Mississippi | 2 | $ 871,000 | $ 435,500 | $ 118,000 |
| Jackson, Mississippi | 2 | $ 291,000 | $ 145,500 | $ 79,000 |
| Camden, Missouri | 2 | $ 833,000 | $ 416,500 | $ 211,000 |
| Jasper, Missouri | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| Jefferson, Missouri | 2 | $ 617,000 | $ 308,500 | $ 18,000 |
| Johnson, Missouri | 2 | $ 530,000 | $ 265,000 | $ 64,000 |
| Buffalo, Nebraska | 2 | $ 474,000 | $ 237,000 | $ 116,000 |
| Platte, Nebraska | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
| Richardson, Nebraska | 2 | $ 320,000 | $ 160,000 | $ 157,000 |
| Carson City, Nevada | 2 | $ 763,000 | $ 381,500 | $ 79,000 |
| Nye, Nevada | 2 | $ 380,000 | $ 190,000 | $ 24,000 |
| Strafford, New Hampshire | 2 | $ 613,000 | $ 306,500 | $ 127,000 |
| Mercer, New Jersey | 2 | $ 565,000 | $ 282,500 | $ 155,000 |
| Dona Ana, New Mexico | 2 | $ 922,000 | $ 461,000 | $ 125,000 |
| Grant, New Mexico | 2 | $ 466,000 | $ 233,000 | $ 71,000 |
| Sandoval, New Mexico | 2 | $ 600,000 | $ 300,000 | $ 207,000 |
| Erie, New York | 2 | $ 623,000 | $ 311,500 | $ 0 |
| Kings, New York | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| Oneida, New York | 2 | $ 444,000 | $ 222,000 | $ 93,000 |
| Catawba, North Carolina | 2 | $ 910,000 | $ 455,000 | $ 95,000 |
| Currituck, North Carolina | 2 | $ 693,000 | $ 346,500 | $ 89,000 |
| Dare, North Carolina | 2 | $ 526,000 | $ 263,000 | $ 64,000 |
| Durham, North Carolina | 2 | $ 180,000 | $ 90,000 | $ 116,000 |
| Franklin, North Carolina | 2 | $ 338,000 | $ 169,000 | $ 57,000 |
| Harnett, North Carolina | 2 | $ 608,000 | $ 304,000 | $ 96,000 |
| Henderson, North Carolina | 2 | $ 708,000 | $ 354,000 | $ 119,000 |
| Orange, North Carolina | 2 | $ 785,000 | $ 392,500 | $ 140,000 |
| Grand Forks, North Dakota | 2 | $ 268,000 | $ 134,000 | $ 71,000 |
| Kidder, North Dakota | 2 | $ 324,000 | $ 162,000 | $ 42,000 |
| Clermont, Ohio | 2 | $ 354,000 | $ 177,000 | $ 75,000 |
| Hamilton, Ohio | 2 | $ 538,000 | $ 269,000 | $ 124,000 |
| Lucas, Ohio | 2 | $ 553,000 | $ 276,500 | $ 142,000 |
| Cleveland, Oklahoma | 2 | $ 419,000 | $ 209,500 | $ 93,000 |
| Comanche, Oklahoma | 2 | $ 648,000 | $ 324,000 | $ 103,000 |
| Delaware, Oklahoma | 2 | $ 252,000 | $ 126,000 | $ 67,000 |
| Columbia, Oregon | 2 | $ 526,000 | $ 263,000 | $ 25,000 |
| Yamhill, Oregon | 2 | $ 885,000 | $ 442,500 | $ 62,000 |
| Centre, Pennsylvania | 2 | $ 564,000 | $ 282,000 | $ 116,000 |
| Delaware, Pennsylvania | 2 | $ 928,000 | $ 464,000 | $ 52,000 |
| Lackawanna, Pennsylvania | 2 | $ 482,000 | $ 241,000 | $ 60,000 |
| Philadelphia, Pennsylvania | 2 | $ 444,000 | $ 222,000 | $ 76,000 |
| Washington, Rhode Island | 2 | $ 542,000 | $ 271,000 | $ 199,000 |
| Darlington, South Carolina | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Horry, South Carolina | 2 | $ 709,000 | $ 354,500 | $ 152,000 |
| Oconee, South Carolina | 2 | $ 480,000 | $ 240,000 | $ 53,000 |
| Orangeburg, South Carolina | 2 | $ 499,000 | $ 249,500 | $ 111,000 |
| Pickens, South Carolina | 2 | $ 301,000 | $ 150,500 | $ 78,000 |
| Lawrence, South Dakota | 2 | $ 552,000 | $ 276,000 | $ 76,000 |
| Pennington, South Dakota | 2 | $ 775,000 | $ 387,500 | $ 190,000 |
| Lincoln, Tennessee | 2 | $ 692,000 | $ 346,000 | $ 138,000 |
| Montgomery, Tennessee | 2 | $ 490,000 | $ 245,000 | $ 92,000 |
| Putnam, Tennessee | 2 | $ 624,000 | $ 312,000 | $ 61,000 |
| Sevier, Tennessee | 2 | $ 284,000 | $ 142,000 | $ 76,000 |
| Sumner, Tennessee | 2 | $ 509,000 | $ 254,500 | $ 103,000 |
| Brazoria, Texas | 2 | $ 437,000 | $ 218,500 | $ 77,000 |
| Galveston, Texas | 2 | $ 583,000 | $ 291,500 | $ 97,000 |
| Guadalupe, Texas | 2 | $ 398,000 | $ 199,000 | $ 87,000 |
| Johnson, Texas | 2 | $ 611,000 | $ 305,500 | $ 93,000 |
| Box Elder, Utah | 2 | $ 638,000 | $ 319,000 | $ 55,000 |
| Iron, Utah | 2 | $ 725,000 | $ 362,500 | $ 269,000 |
| Wasatch, Utah | 2 | $ 667,000 | $ 333,500 | $ 114,000 |
| Chittenden, Vermont | 2 | $ 832,000 | $ 416,000 | $ 132,000 |
| Orleans, Vermont | 2 | $ 766,000 | $ 383,000 | $ 74,000 |
| Fluvanna, Virginia | 2 | $ 706,000 | $ 353,000 | $ 101,000 |
| Gloucester, Virginia | 2 | $ 1,337,000 | $ 668,500 | $ 151,000 |
| Greene, Virginia | 2 | $ 777,000 | $ 388,500 | $ 149,000 |
| Hanover, Virginia | 2 | $ 712,000 | $ 356,000 | $ 91,000 |
| King George, Virginia | 2 | $ 768,000 | $ 384,000 | $ 214,000 |
| Norfolk, Virginia | 2 | $ 633,000 | $ 316,500 | $ 41,000 |
| Richmond City, Virginia | 2 | $ 737,000 | $ 368,500 | $ 92,000 |
| Rockingham, Virginia | 2 | $ 400,000 | $ 200,000 | $ 272,000 |
| Waynesboro, Virginia | 2 | $ 569,000 | $ 284,500 | $ 82,000 |
| York, Virginia | 2 | $ 594,000 | $ 297,000 | $ 0 |
| Clallam, Washington | 2 | $ 422,000 | $ 211,000 | $ 53,000 |
| Cowlitz, Washington | 2 | $ 601,000 | $ 300,500 | $ 91,000 |
| Skagit, Washington | 2 | $ 619,000 | $ 309,500 | $ 83,000 |
| Mercer, West Virginia | 2 | $ 450,000 | $ 225,000 | $ 212,000 |
| Columbia, Wisconsin | 2 | $ 588,000 | $ 294,000 | $ 89,000 |
| Milwaukee, Wisconsin | 2 | $ 419,000 | $ 209,500 | $ 131,000 |
| Racine, Wisconsin | 2 | $ 594,000 | $ 297,000 | $ 70,000 |
| Winnebago, Wisconsin | 2 | $ 408,000 | $ 204,000 | $ 80,000 |
| Campbell, Wyoming | 2 | $ 394,000 | $ 197,000 | $ 85,000 |
| Fremont, Wyoming | 2 | $ 1,089,000 | $ 544,500 | $ 0 |
| Autauga, Alabama | 1 | $ 151,000 | $ 151,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for BNC National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,767 | $866,125,000 | $313,000 | $1,489,000 | $99,000 | $1,464,000 |
| Home Purchase | 2,361 | $568,804,000 | $240,000 | $9,568,000 | $98,000 | $1,440,000 |
| Home Improvement | 300 | $88,847,000 | $296,000 | $1,240,000 | $121,000 | $833,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,295 | $851,740,000 | $258,000 | $1,489,000 | $98,000 | $1,464,000 |
| Not Provided | 1,245 | $391,052,000 | $314,000 | $1,446,000 | $109,000 | $1,128,000 |
| Asian | 360 | $113,958,000 | $316,000 | $1,235,000 | $115,000 | $750,000 |
| Hispanic | 286 | $72,982,000 | $255,000 | $1,200,000 | $85,000 | $576,000 |
| Black or African American | 177 | $46,742,000 | $264,000 | $1,120,000 | $79,000 | $833,000 |
| American Indian or Alaskan Native | 29 | $9,008,000 | $310,000 | $822,000 | $87,000 | $241,000 |
| Not applicable | 19 | $32,816,000 | $1,727,000 | $9,568,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,478,000 | $322,000 | $725,000 | $68,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,907 | $808,573,000 | $278,000 | $9,568,000 | $126,000 | $1,464,000 |
| VA-guaranteed (Veterans Administration) | 1,820 | $603,450,000 | $331,000 | $1,446,000 | $73,000 | $1,440,000 |
| FHA-insured (Federal Housing Administration) | 628 | $103,735,000 | $165,000 | $650,000 | $59,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 73 | $8,018,000 | $109,000 | $250,000 | $45,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,496 | $976,132,000 | $279,000 | $9,568,000 | $97,000 | $1,464,000 |
| Application Withdrawn By Applicant | 1,454 | $411,828,000 | $283,000 | $1,446,000 | $108,000 | $1,440,000 |
| Application Denied By Financial Institution | 444 | $125,369,000 | $282,000 | $1,489,000 | $93,000 | $650,000 |
| Application Approved But Not Accepted | 34 | $10,447,000 | $307,000 | $588,000 | $125,000 | $388,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 158 | $41,254,000 | $261,000 | $772,000 | $84,000 | $420,000 |
| Debt-To-Income Ratio | 105 | $29,673,000 | $282,000 | $1,232,000 | $83,000 | $650,000 |
| Collateral | 89 | $29,205,000 | $328,000 | $1,295,000 | $124,000 | $384,000 |
| Credit Application Incomplete | 43 | $13,710,000 | $318,000 | $735,000 | $91,000 | $271,000 |
| Other | 30 | $7,520,000 | $250,000 | $1,489,000 | $95,000 | $642,000 |
| Unverifiable Information | 9 | $1,540,000 | $171,000 | $266,000 | $76,000 | $166,000 |
| Employment History | 9 | $2,126,000 | $236,000 | $417,000 | $79,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $341,000 | $341,000 | $341,000 | $134,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into BNC National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess BNC National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Dakota, download the full spreadsheet
with aggregated HMDA statistics today.
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