Axos Bank Mortgage Lending & HMDA Data, 2014

In 2014, Axos Bank of San Diego, CA reported 5,224 mortgage applications totaling $3.5 billion, down 2% from 2013. The average application was for $675,422, and applicants reported an average income of $256,128. 65% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (906), San Diego-Carlsbad, CA (439) and Anaheim-Santa Ana-Irvine, CA (388) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 5,224
Total Mortgage Loan Application Amount $3,528,405,000
Average Mortgage Loan Application Amount $675,422
Highest Mortgage Loan Application Amount $20,000,000
Average Applicant Income $256,128
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 906 $ 973,872,000 $ 1,074,913 $ 286,000
San Diego, California 439 $ 280,336,000 $ 638,578 $ 281,000
Orange, California 388 $ 356,207,000 $ 918,059 $ 305,000
Maricopa, Arizona 240 $ 132,156,000 $ 550,650 $ 246,000
Santa Clara, California 125 $ 102,156,000 $ 817,248 $ 277,000
Riverside, California 108 $ 43,438,000 $ 402,203 $ 195,000
San Bernardino, California 104 $ 39,629,000 $ 381,048 $ 137,000
Contra Costa, California 98 $ 64,016,000 $ 653,224 $ 206,000
Miami-Dade, Florida 88 $ 87,932,000 $ 999,227 $ 480,000
Clark, Nevada 79 $ 36,503,000 $ 462,063 $ 339,000
Alameda, California 76 $ 42,209,000 $ 555,381 $ 259,000
San Francisco, California 65 $ 75,363,000 $ 1,159,430 $ 414,000
Palm Beach, Florida 65 $ 57,722,000 $ 888,030 $ 485,000
King, Washington 64 $ 36,616,000 $ 572,125 $ 158,000
New York, New York 63 $ 94,523,000 $ 1,500,365 $ 709,000
San Mateo, California 61 $ 56,047,000 $ 918,803 $ 250,000
Broward, Florida 61 $ 42,458,000 $ 696,032 $ 391,000
Cook, Illinois 61 $ 48,029,000 $ 787,360 $ 172,000
Ventura, California 60 $ 42,964,000 $ 716,066 $ 444,000
Santa Barbara, California 48 $ 57,033,000 $ 1,188,187 $ 373,000
Marin, California 42 $ 38,674,000 $ 920,809 $ 316,000
Kings, New York 37 $ 28,253,000 $ 763,594 $ 268,000
Harris, Texas 35 $ 14,161,000 $ 404,600 $ 259,000
Sacramento, California 34 $ 13,550,000 $ 398,529 $ 108,000
Oakland, Michigan 31 $ 8,888,000 $ 286,709 $ 227,000
Suffolk, New York 31 $ 37,717,000 $ 1,216,677 $ 436,000
Monterey, California 29 $ 13,979,000 $ 482,034 $ 257,000
Fresno, California 28 $ 6,800,000 $ 242,857 $ 112,000
Washoe, Nevada 28 $ 13,271,000 $ 473,964 $ 178,000
Fairfield, Connecticut 27 $ 22,937,000 $ 849,518 $ 312,000
Honolulu, Hawaii 26 $ 15,476,000 $ 595,230 $ 155,000
Dallas, Texas 26 $ 13,042,000 $ 501,615 $ 168,000
Nassau, New York 25 $ 28,384,000 $ 1,135,360 $ 418,000
Westchester, New York 24 $ 15,980,000 $ 665,833 $ 313,000
Travis, Texas 23 $ 6,257,000 $ 272,043 $ 128,000
Multnomah, Oregon 22 $ 6,243,000 $ 283,772 $ 115,000
Montgomery, Maryland 21 $ 6,544,000 $ 311,619 $ 194,000
Salt Lake, Utah 21 $ 7,123,000 $ 339,190 $ 149,000
Clark, Washington 21 $ 4,917,000 $ 234,142 $ 117,000
Sonoma, California 20 $ 13,475,000 $ 673,750 $ 296,000
Maui, Hawaii 20 $ 17,274,000 $ 863,700 $ 260,000
Snohomish, Washington 19 $ 7,056,000 $ 371,368 $ 106,000
Orange, Florida 18 $ 12,395,000 $ 688,611 $ 466,000
Ada, Idaho 18 $ 2,987,000 $ 165,944 $ 96,000
Pierce, Washington 18 $ 5,283,000 $ 293,500 $ 105,000
Pima, Arizona 17 $ 3,054,000 $ 179,647 $ 108,000
San Joaquin, California 17 $ 3,810,000 $ 224,117 $ 155,000
Fulton, Georgia 17 $ 8,620,000 $ 507,058 $ 183,000
Clackamas, Oregon 17 $ 4,948,000 $ 291,058 $ 159,000
Collin, Texas 17 $ 5,166,000 $ 303,882 $ 392,000
Bexar, Texas 16 $ 3,994,000 $ 249,625 $ 115,000
Denver, Colorado 15 $ 12,059,000 $ 803,933 $ 64,000
Fairfax, Virginia 15 $ 9,815,000 $ 654,333 $ 186,000
Kern, California 14 $ 4,886,000 $ 349,000 $ 123,000
Placer, California 14 $ 7,891,000 $ 563,642 $ 296,000
San Luis Obispo, California 14 $ 7,629,000 $ 544,928 $ 206,000
Washington, Oregon 14 $ 2,949,000 $ 210,642 $ 136,000
Tarrant, Texas 14 $ 3,980,000 $ 284,285 $ 156,000
Santa Cruz, California 13 $ 7,737,000 $ 595,153 $ 179,000
Stanislaus, California 13 $ 3,822,000 $ 294,000 $ 121,000
DuPage, Illinois 13 $ 5,009,000 $ 385,307 $ 158,000
Queens, New York 12 $ 5,448,000 $ 454,000 $ 182,000
Douglas, Colorado 11 $ 6,239,000 $ 567,181 $ 253,000
Manatee, Florida 11 $ 3,812,000 $ 346,545 $ 302,000
Lake, Illinois 11 $ 5,275,000 $ 479,545 $ 189,000
Hennepin, Minnesota 11 $ 3,642,000 $ 331,090 $ 81,000
Yavapai, Arizona 10 $ 2,433,000 $ 243,300 $ 120,000
Yolo, California 10 $ 3,982,000 $ 398,200 $ 160,000
Duval, Florida 10 $ 2,551,000 $ 255,100 $ 102,000
Monmouth, New Jersey 10 $ 8,224,000 $ 822,400 $ 279,000
Wake, North Carolina 10 $ 2,060,000 $ 206,000 $ 87,000
Deschutes, Oregon 10 $ 3,370,000 $ 337,000 $ 253,000
Williamson, Texas 10 $ 1,701,000 $ 170,100 $ 131,000
Solano, California 9 $ 2,769,000 $ 307,666 $ 154,000
Collier, Florida 9 $ 9,773,000 $ 1,085,888 $ 800,000
Pinellas, Florida 9 $ 6,241,000 $ 693,444 $ 390,000
Gwinnett, Georgia 9 $ 1,598,000 $ 177,555 $ 139,000
Bernalillo, New Mexico 9 $ 2,459,000 $ 273,222 $ 154,000
Napa, California 8 $ 7,507,000 $ 938,375 $ 294,000
Arapahoe, Colorado 8 $ 3,219,000 $ 402,375 $ 107,000
Jefferson, Colorado 8 $ 2,182,000 $ 272,750 $ 115,000
Cobb, Georgia 8 $ 2,801,000 $ 350,125 $ 176,000
Hawaii, Hawaii 8 $ 3,162,000 $ 395,250 $ 207,000
Marion, Indiana 8 $ 1,075,000 $ 134,375 $ 182,000
Morris, New Jersey 8 $ 4,815,000 $ 601,875 $ 272,000
Somerset, New Jersey 8 $ 2,393,000 $ 299,125 $ 122,000
Richmond, New York 8 $ 5,242,000 $ 655,250 $ 489,000
Denton, Texas 8 $ 2,357,000 $ 294,625 $ 325,000
Fort Bend, Texas 8 $ 2,424,000 $ 303,000 $ 297,000
Summit, Utah 8 $ 5,172,000 $ 646,500 $ 326,000
Washington, Utah 8 $ 2,084,000 $ 260,500 $ 77,000
Anchorage, Alaska 7 $ 2,128,000 $ 304,000 $ 121,000
Nevada, California 7 $ 3,035,000 $ 433,571 $ 154,000
Boulder, Colorado 7 $ 3,529,000 $ 504,142 $ 304,000
Hillsborough, Florida 7 $ 5,471,000 $ 781,571 $ 172,000
Lee, Florida 7 $ 2,762,000 $ 394,571 $ 107,000
Sarasota, Florida 7 $ 5,055,000 $ 722,142 $ 426,000
DeKalb, Georgia 7 $ 1,781,000 $ 254,428 $ 202,000
Forsyth, Georgia 7 $ 2,457,000 $ 351,000 $ 201,000
Middlesex, Massachusetts 7 $ 4,075,000 $ 582,142 $ 220,000
Montgomery, Pennsylvania 7 $ 2,047,000 $ 292,428 $ 160,000
Pinal, Arizona 6 $ 1,297,000 $ 216,166 $ 107,000
El Dorado, California 6 $ 2,987,000 $ 497,833 $ 244,000
Merced, California 6 $ 784,000 $ 130,666 $ 113,000
Adams, Colorado 6 $ 3,021,000 $ 503,500 $ 117,000
District of Columbia, District Of Columbia 6 $ 4,210,000 $ 701,666 $ 317,000
Seminole, Florida 6 $ 1,415,000 $ 235,833 $ 88,000
Kauai, Hawaii 6 $ 4,085,000 $ 680,833 $ 225,000
Bonner, Idaho 6 $ 2,211,000 $ 368,500 $ 350,000
Will, Illinois 6 $ 1,196,000 $ 199,333 $ 141,000
Johnson, Kansas 6 $ 776,000 $ 129,333 $ 103,000
Barnstable, Massachusetts 6 $ 3,700,000 $ 616,666 $ 538,000
Livingston, Michigan 6 $ 1,050,000 $ 175,000 $ 203,000
Douglas, Nevada 6 $ 1,235,000 $ 205,833 $ 111,000
Ocean, New Jersey 6 $ 1,280,000 $ 213,333 $ 101,000
Franklin, Ohio 6 $ 2,447,000 $ 407,833 $ 47,000
Charleston, South Carolina 6 $ 3,911,000 $ 651,833 $ 249,000
Galveston, Texas 6 $ 660,000 $ 110,000 $ 336,000
Utah, Utah 6 $ 1,331,000 $ 221,833 $ 165,000
Loudoun, Virginia 6 $ 2,453,000 $ 408,833 $ 127,000
Prince William, Virginia 6 $ 1,224,000 $ 204,000 $ 238,000
Shasta, California 5 $ 781,000 $ 156,200 $ 127,000
Kootenai, Idaho 5 $ 864,000 $ 172,800 $ 82,000
Howard, Maryland 5 $ 3,299,000 $ 659,800 $ 160,000
Essex, Massachusetts 5 $ 2,744,000 $ 548,800 $ 207,000
Norfolk, Massachusetts 5 $ 5,657,000 $ 1,131,400 $ 377,000
Suffolk, Massachusetts 5 $ 2,345,000 $ 469,000 $ 231,000
Essex, New Jersey 5 $ 1,756,000 $ 351,200 $ 178,000
Union, North Carolina 5 $ 1,697,000 $ 339,400 $ 177,000
Bucks, Pennsylvania 5 $ 1,601,000 $ 320,200 $ 228,000
Philadelphia, Pennsylvania 5 $ 2,450,000 $ 490,000 $ 501,000
Montgomery, Texas 5 $ 3,234,000 $ 646,800 $ 341,000
Benton, Washington 5 $ 813,000 $ 162,600 $ 69,000
Kitsap, Washington 5 $ 875,000 $ 175,000 $ 62,000
Coconino, Arizona 4 $ 1,578,000 $ 394,500 $ 450,000
Tulare, California 4 $ 835,000 $ 208,750 $ 73,000
Hartford, Connecticut 4 $ 822,000 $ 205,500 $ 126,000
Washtenaw, Michigan 4 $ 645,000 $ 161,250 $ 90,000
Wayne, Michigan 4 $ 774,000 $ 193,500 $ 110,000
Dakota, Minnesota 4 $ 936,000 $ 234,000 $ 115,000
St. Louis, Missouri 4 $ 789,000 $ 197,250 $ 157,000
Flathead, Montana 4 $ 1,000,000 $ 250,000 $ 69,000
Lyon, Nevada 4 $ 674,000 $ 168,500 $ 60,000
Bergen, New Jersey 4 $ 11,433,000 $ 2,858,250 $ 1,050,000
Passaic, New Jersey 4 $ 1,288,000 $ 322,000 $ 113,000
Mecklenburg, North Carolina 4 $ 2,897,000 $ 724,250 $ 236,000
Lucas, Ohio 4 $ 778,000 $ 194,500 $ 183,000
Josephine, Oregon 4 $ 548,000 $ 137,000 $ 56,000
Allegheny, Pennsylvania 4 $ 1,016,000 $ 254,000 $ 207,000
Greenville, South Carolina 4 $ 584,000 $ 146,000 $ 122,000
Davidson, Tennessee 4 $ 1,049,000 $ 262,250 $ 139,000
El Paso, Texas 4 $ 444,000 $ 111,000 $ 97,000
Grayson, Texas 4 $ 352,000 $ 88,000 $ 51,000
Hays, Texas 4 $ 1,338,000 $ 334,500 $ 235,000
Hidalgo, Texas 4 $ 1,259,000 $ 314,750 $ 206,000
Davis, Utah 4 $ 1,781,000 $ 445,250 $ 106,000
Island, Washington 4 $ 1,601,000 $ 400,250 $ 147,000
Thurston, Washington 4 $ 850,000 $ 212,500 $ 92,000
Whatcom, Washington 4 $ 2,452,000 $ 613,000 $ 93,000
Jefferson, Alabama 3 $ 443,000 $ 147,666 $ 126,000
Pulaski, Arkansas 3 $ 394,000 $ 131,333 $ 121,000
Mono, California 3 $ 2,669,000 $ 889,666 $ 347,000
Summit, Colorado 3 $ 3,375,000 $ 1,125,000 $ 293,000
Litchfield, Connecticut 3 $ 2,023,000 $ 674,333 $ 378,000
Osceola, Florida 3 $ 1,100,000 $ 366,666 $ 158,000
Polk, Florida 3 $ 396,000 $ 132,000 $ 82,000
Volusia, Florida 3 $ 1,130,000 $ 376,666 $ 153,000
Cherokee, Georgia 3 $ 1,875,000 $ 625,000 $ 42,000
Kane, Illinois 3 $ 677,000 $ 225,666 $ 136,000
McHenry, Illinois 3 $ 786,000 $ 262,000 $ 144,000
Hamilton, Indiana 3 $ 708,000 $ 236,000 $ 87,000
Orleans, Louisiana 3 $ 472,000 $ 157,333 $ 53,000
Baltimore, Maryland 3 $ 543,000 $ 181,000 $ 93,000
Worcester, Massachusetts 3 $ 474,000 $ 158,000 $ 72,000
Macomb, Michigan 3 $ 645,000 $ 215,000 $ 82,000
Anoka, Minnesota 3 $ 827,000 $ 275,666 $ 131,000
Ramsey, Minnesota 3 $ 868,000 $ 289,333 $ 65,000
Jackson, Missouri 3 $ 317,000 $ 105,666 $ 63,000
Platte, Missouri 3 $ 422,000 $ 140,666 $ 61,000
Gallatin, Montana 3 $ 389,000 $ 129,666 $ 68,000
Nye, Nevada 3 $ 706,000 $ 235,333 $ 103,000
Hillsborough, New Hampshire 3 $ 658,000 $ 219,333 $ 83,000
Hudson, New Jersey 3 $ 910,000 $ 303,333 $ 286,000
Mercer, New Jersey 3 $ 930,000 $ 310,000 $ 174,000
Middlesex, New Jersey 3 $ 693,000 $ 231,000 $ 161,000
Union, New Jersey 3 $ 1,408,000 $ 469,333 $ 146,000
Dutchess, New York 3 $ 1,127,000 $ 375,666 $ 278,000
Putnam, New York 3 $ 1,354,000 $ 451,333 $ 333,000
Durham, North Carolina 3 $ 396,000 $ 132,000 $ 74,000
Forsyth, North Carolina 3 $ 1,452,000 $ 484,000 $ 162,000
Jackson, Oregon 3 $ 594,000 $ 198,000 $ 90,000
Lane, Oregon 3 $ 382,000 $ 127,333 $ 65,000
Marion, Oregon 3 $ 1,124,000 $ 374,666 $ 55,000
Yamhill, Oregon 3 $ 625,000 $ 208,333 $ 107,000
Dauphin, Pennsylvania 3 $ 434,000 $ 144,666 $ 96,000
Delaware, Pennsylvania 3 $ 1,352,000 $ 450,666 $ 175,000
Horry, South Carolina 3 $ 395,000 $ 131,666 $ 142,000
Williamson, Tennessee 3 $ 2,230,000 $ 743,333 $ 360,000
Brazos, Texas 3 $ 501,000 $ 167,000 $ 239,000
Parker, Texas 3 $ 828,000 $ 276,000 $ 126,000
Alexandria, Virginia 3 $ 1,327,000 $ 442,333 $ 122,000
Spokane, Washington 3 $ 1,787,000 $ 595,666 $ 57,000
Shelby, Alabama 2 $ 279,000 $ 139,500 $ 65,000
Mohave, Arizona 2 $ 230,000 $ 115,000 $ 32,000
Benton, Arkansas 2 $ 607,000 $ 303,500 $ 79,000
Butte, California 2 $ 256,000 $ 128,000 $ 132,000
Humboldt, California 2 $ 547,000 $ 273,500 $ 57,000
Madera, California 2 $ 273,000 $ 136,500 $ 160,000
Mariposa, California 2 $ 330,000 $ 165,000 $ 65,000
Mendocino, California 2 $ 1,700,000 $ 850,000 $ 214,000
San Benito, California 2 $ 1,256,000 $ 628,000 $ 333,000
Siskiyou, California 2 $ 271,000 $ 135,500 $ 98,000
Tuolumne, California 2 $ 422,000 $ 211,000 $ 144,000
Broomfield, Colorado 2 $ 456,000 $ 228,000 $ 65,000
Eagle, Colorado 2 $ 686,000 $ 343,000 $ 126,000
El Paso, Colorado 2 $ 597,000 $ 298,500 $ 104,000
Pueblo, Colorado 2 $ 248,000 $ 124,000 $ 115,000
Weld, Colorado 2 $ 491,000 $ 245,500 $ 158,000
New Haven, Connecticut 2 $ 762,000 $ 381,000 $ 158,000
Bay, Florida 2 $ 471,000 $ 235,500 $ 185,000
Leon, Florida 2 $ 266,000 $ 133,000 $ 123,000
Marion, Florida 2 $ 1,000,000 $ 500,000 $ 144,000
Walton, Florida 2 $ 955,000 $ 477,500 $ 158,000
Henry, Georgia 2 $ 335,000 $ 167,500 $ 76,000
Idaho, Idaho 2 $ 327,000 $ 163,500 $ 87,000
Shoshone, Idaho 2 $ 131,000 $ 65,500 $ 70,000
Twin Falls, Idaho 2 $ 281,000 $ 140,500 $ 64,000
Floyd, Indiana 2 $ 464,000 $ 232,000 $ 138,000
Lake, Indiana 2 $ 377,000 $ 188,500 $ 95,000
Carlisle, Kentucky 2 $ 138,000 $ 69,000 $ 108,000
Jefferson, Kentucky 2 $ 258,000 $ 129,000 $ 81,000
East Baton Rouge, Louisiana 2 $ 287,000 $ 143,500 $ 17,000
Baltimore City, Maryland 2 $ 650,000 $ 325,000 $ 0
Calvert, Maryland 2 $ 812,000 $ 406,000 $ 127,000
Prince George's, Maryland 2 $ 275,000 $ 137,500 $ 80,000
Plymouth, Massachusetts 2 $ 497,000 $ 248,500 $ 194,000
Kent, Michigan 2 $ 265,000 $ 132,500 $ 76,000
Scott, Minnesota 2 $ 1,844,000 $ 922,000 $ 406,000
Washington, Minnesota 2 $ 226,000 $ 113,000 $ 99,000
Rankin, Mississippi 2 $ 257,000 $ 128,500 $ 477,000
Cass, Missouri 2 $ 417,000 $ 208,500 $ 119,000
Jefferson, Missouri 2 $ 271,000 $ 135,500 $ 128,000
St. Charles, Missouri 2 $ 367,000 $ 183,500 $ 84,000
Lewis and Clark, Montana 2 $ 489,000 $ 244,500 $ 98,000
Yellowstone, Montana 2 $ 302,000 $ 151,000 $ 133,000
Carson City, Nevada 2 $ 291,000 $ 145,500 $ 106,000
Hunterdon, New Jersey 2 $ 575,000 $ 287,500 $ 163,000
Grant, New Mexico 2 $ 186,000 $ 93,000 $ 59,000
Santa Fe, New Mexico 2 $ 909,000 $ 454,500 $ 142,000
Bronx, New York 2 $ 1,570,000 $ 785,000 $ 54,000
Sullivan, New York 2 $ 1,170,000 $ 585,000 $ 930,000
Gaston, North Carolina 2 $ 2,335,000 $ 1,167,500 $ 0
Guilford, North Carolina 2 $ 855,000 $ 427,500 $ 193,000
Iredell, North Carolina 2 $ 533,000 $ 266,500 $ 291,000
New Hanover, North Carolina 2 $ 560,000 $ 280,000 $ 97,000
Cuyahoga, Ohio 2 $ 326,000 $ 163,000 $ 75,000
Stark, Ohio 2 $ 222,000 $ 111,000 $ 96,000
Summit, Ohio 2 $ 430,000 $ 215,000 $ 104,000
Oklahoma, Oklahoma 2 $ 2,554,000 $ 1,277,000 $ 109,000
Tulsa, Oklahoma 2 $ 339,000 $ 169,500 $ 124,000
Crook, Oregon 2 $ 789,000 $ 394,500 $ 135,000
Polk, Oregon 2 $ 308,000 $ 154,000 $ 35,000
Juniata, Pennsylvania 2 $ 338,000 $ 169,000 $ 33,000
Lancaster, Pennsylvania 2 $ 387,000 $ 193,500 $ 85,000
Northampton, Pennsylvania 2 $ 393,000 $ 196,500 $ 125,000
Beaufort, South Carolina 2 $ 1,194,000 $ 597,000 $ 324,000
Dorchester, South Carolina 2 $ 446,000 $ 223,000 $ 98,000
Shelby, Tennessee 2 $ 237,000 $ 118,500 $ 77,000
Wilson, Tennessee 2 $ 596,000 $ 298,000 $ 176,000
Austin, Texas 2 $ 242,000 $ 121,000 $ 46,000
Kaufman, Texas 2 $ 206,000 $ 103,000 $ 99,000
Tom Green, Texas 2 $ 1,690,000 $ 845,000 $ 0
Wasatch, Utah 2 $ 1,656,000 $ 828,000 $ 962,000
Weber, Utah 2 $ 412,000 $ 206,000 $ 64,000
Stafford, Virginia 2 $ 467,000 $ 233,500 $ 87,000
Clallam, Washington 2 $ 273,000 $ 136,500 $ 95,000
Klickitat, Washington 2 $ 265,000 $ 132,500 $ 114,000
Okanogan, Washington 2 $ 462,000 $ 231,000 $ 96,000
Skagit, Washington 2 $ 1,013,000 $ 506,500 $ 646,000
Berkeley, West Virginia 2 $ 536,000 $ 268,000 $ 202,000
Dane, Wisconsin 2 $ 424,000 $ 212,000 $ 107,000
Racine, Wisconsin 2 $ 359,000 $ 179,500 $ 152,000
Waukesha, Wisconsin 2 $ 437,000 $ 218,500 $ 128,000
Lincoln, Wyoming 2 $ 2,850,000 $ 1,425,000 $ 510,000
Houston, Alabama 1 $ 86,000 $ 86,000 $ 94,000
Limestone, Alabama 1 $ 571,000 $ 571,000 $ 895,000
Madison, Alabama 1 $ 165,000 $ 165,000 $ 173,000
Marshall, Alabama 1 $ 269,000 $ 269,000 $ 239,000
Wilcox, Alabama 1 $ 132,000 $ 132,000 $ 30,000
Winston, Alabama 1 $ 235,000 $ 235,000 $ 195,000
Juneau, Alaska 1 $ 238,000 $ 238,000 $ 114,000
Kenai Peninsula, Alaska 1 $ 214,000 $ 214,000 $ 240,000
Matanuska-Susitna, Alaska 1 $ 170,000 $ 170,000 $ 46,000
Yuma, Arizona 1 $ 83,000 $ 83,000 $ 73,000
Saline, Arkansas 1 $ 102,000 $ 102,000 $ 54,000
Calaveras, California 1 $ 417,000 $ 417,000 $ 579,000
Imperial, California 1 $ 176,000 $ 176,000 $ 70,000
Kings, California 1 $ 750,000 $ 750,000 $ 0
Lake, California 1 $ 650,000 $ 650,000 $ 854,000
Plumas, California 1 $ 207,000 $ 207,000 $ 200,000
Yuba, California 1 $ 169,000 $ 169,000 $ 75,000
Elbert, Colorado 1 $ 385,000 $ 385,000 $ 288,000
Garfield, Colorado 1 $ 1,566,000 $ 1,566,000 $ 914,000
Gunnison, Colorado 1 $ 614,000 $ 614,000 $ 141,000
La Plata, Colorado 1 $ 277,000 $ 277,000 $ 178,000
Larimer, Colorado 1 $ 166,000 $ 166,000 $ 118,000
Park, Colorado 1 $ 143,000 $ 143,000 $ 123,000
Phillips, Colorado 1 $ 286,000 $ 286,000 $ 135,000
Rio Blanco, Colorado 1 $ 260,000 $ 260,000 $ 150,000
Middlesex, Connecticut 1 $ 350,000 $ 350,000 $ 152,000
Kent, Delaware 1 $ 162,000 $ 162,000 $ 82,000
New Castle, Delaware 1 $ 149,000 $ 149,000 $ 77,000
Sussex, Delaware 1 $ 113,000 $ 113,000 $ 275,000
Brevard, Florida 1 $ 403,000 $ 403,000 $ 276,000
Charlotte, Florida 1 $ 169,000 $ 169,000 $ 210,000
Citrus, Florida 1 $ 160,000 $ 160,000 $ 45,000
Escambia, Florida 1 $ 550,000 $ 550,000 $ 0
Franklin, Florida 1 $ 846,000 $ 846,000 $ 288,000
Gulf, Florida 1 $ 476,000 $ 476,000 $ 277,000
Lake, Florida 1 $ 127,000 $ 127,000 $ 27,000
Okaloosa, Florida 1 $ 630,000 $ 630,000 $ 210,000
Pasco, Florida 1 $ 57,000 $ 57,000 $ 164,000
Santa Rosa, Florida 1 $ 180,000 $ 180,000 $ 150,000
St. Johns, Florida 1 $ 417,000 $ 417,000 $ 336,000
St. Lucie, Florida 1 $ 700,000 $ 700,000 $ 327,000
Fannin, Georgia 1 $ 120,000 $ 120,000 $ 47,000
Fayette, Georgia 1 $ 89,000 $ 89,000 $ 176,000
Hall, Georgia 1 $ 344,000 $ 344,000 $ 75,000
Jackson, Georgia 1 $ 308,000 $ 308,000 $ 157,000
Murray, Georgia 1 $ 83,000 $ 83,000 $ 57,000
Oconee, Georgia 1 $ 232,000 $ 232,000 $ 67,000
Pike, Georgia 1 $ 262,000 $ 262,000 $ 159,000
Blaine, Idaho 1 $ 161,000 $ 161,000 $ 53,000
Bonneville, Idaho 1 $ 161,000 $ 161,000 $ 31,000
Boundary, Idaho 1 $ 135,000 $ 135,000 $ 32,000
Canyon, Idaho 1 $ 284,000 $ 284,000 $ 111,000
Clearwater, Idaho 1 $ 310,000 $ 310,000 $ 71,000
Latah, Idaho 1 $ 125,000 $ 125,000 $ 76,000
Lemhi, Idaho 1 $ 168,000 $ 168,000 $ 102,000
Madison, Idaho 1 $ 203,000 $ 203,000 $ 72,000
Boone, Indiana 1 $ 115,000 $ 115,000 $ 46,000
Marshall, Indiana 1 $ 820,000 $ 820,000 $ 110,000
White, Indiana 1 $ 145,000 $ 145,000 $ 82,000
Cerro Gordo, Iowa 1 $ 56,000 $ 56,000 $ 317,000
Dallas, Iowa 1 $ 139,000 $ 139,000 $ 152,000
Dickinson, Iowa 1 $ 875,000 $ 875,000 $ 160,000
Johnson, Iowa 1 $ 138,000 $ 138,000 $ 160,000
Mills, Iowa 1 $ 135,000 $ 135,000 $ 69,000
Polk, Iowa 1 $ 90,000 $ 90,000 $ 54,000
Pottawattamie, Iowa 1 $ 81,000 $ 81,000 $ 104,000
Story, Iowa 1 $ 108,000 $ 108,000 $ 94,000
Warren, Iowa 1 $ 161,000 $ 161,000 $ 139,000
Webster, Iowa 1 $ 101,000 $ 101,000 $ 53,000
Bourbon, Kentucky 1 $ 128,000 $ 128,000 $ 68,000
Calloway, Kentucky 1 $ 175,000 $ 175,000 $ 59,000
St. Helena, Louisiana 1 $ 212,000 $ 212,000 $ 240,000
Cumberland, Maine 1 $ 149,000 $ 149,000 $ 228,000
York, Maine 1 $ 672,000 $ 672,000 $ 258,000
Carroll, Maryland 1 $ 310,000 $ 310,000 $ 67,000
Kent, Maryland 1 $ 618,000 $ 618,000 $ 220,000
Allegan, Michigan 1 $ 154,000 $ 154,000 $ 59,000
Emmet, Michigan 1 $ 163,000 $ 163,000 $ 230,000
Genesee, Michigan 1 $ 150,000 $ 150,000 $ 48,000
Grand Traverse, Michigan 1 $ 134,000 $ 134,000 $ 142,000
Hillsdale, Michigan 1 $ 216,000 $ 216,000 $ 223,000
Mason, Michigan 1 $ 107,000 $ 107,000 $ 125,000
Montcalm, Michigan 1 $ 70,000 $ 70,000 $ 44,000
Ottawa, Michigan 1 $ 140,000 $ 140,000 $ 196,000
Becker, Minnesota 1 $ 196,000 $ 196,000 $ 86,000
Carver, Minnesota 1 $ 320,000 $ 320,000 $ 121,000
Crow Wing, Minnesota 1 $ 101,000 $ 101,000 $ 1,000
Douglas, Minnesota 1 $ 126,000 $ 126,000 $ 158,000
Hubbard, Minnesota 1 $ 230,000 $ 230,000 $ 288,000
Lyon, Minnesota 1 $ 73,000 $ 73,000 $ 107,000
Rice, Minnesota 1 $ 174,000 $ 174,000 $ 85,000
Todd, Minnesota 1 $ 101,000 $ 101,000 $ 22,000
Christian, Missouri 1 $ 72,000 $ 72,000 $ 220,000
Clinton, Missouri 1 $ 100,000 $ 100,000 $ 62,000
Greene, Missouri 1 $ 51,000 $ 51,000 $ 86,000
Jasper, Missouri 1 $ 138,000 $ 138,000 $ 57,000
Pettis, Missouri 1 $ 50,000 $ 50,000 $ 50,000
Taney, Missouri 1 $ 100,000 $ 100,000 $ 90,000
Broadwater, Montana 1 $ 166,000 $ 166,000 $ 48,000
Madison, Montana 1 $ 680,000 $ 680,000 $ 138,000
Missoula, Montana 1 $ 150,000 $ 150,000 $ 95,000
Park, Montana 1 $ 220,000 $ 220,000 $ 62,000
Richland, Montana 1 $ 110,000 $ 110,000 $ 52,000
Douglas, Nebraska 1 $ 120,000 $ 120,000 $ 60,000
Lancaster, Nebraska 1 $ 118,000 $ 118,000 $ 87,000
Merrimack, New Hampshire 1 $ 85,000 $ 85,000 $ 54,000
Burlington, New Jersey 1 $ 162,000 $ 162,000 $ 109,000
Camden, New Jersey 1 $ 500,000 $ 500,000 $ 0
Eddy, New Mexico 1 $ 90,000 $ 90,000 $ 128,000
Roosevelt, New Mexico 1 $ 148,000 $ 148,000 $ 69,000
Sandoval, New Mexico 1 $ 52,000 $ 52,000 $ 76,000
Valencia, New Mexico 1 $ 164,000 $ 164,000 $ 71,000
Albany, New York 1 $ 300,000 $ 300,000 $ 244,000
Jefferson, New York 1 $ 133,000 $ 133,000 $ 45,000
Livingston, New York 1 $ 220,000 $ 220,000 $ 56,000
Monroe, New York 1 $ 144,000 $ 144,000 $ 37,000
Oswego, New York 1 $ 129,000 $ 129,000 $ 79,000
Rockland, New York 1 $ 100,000 $ 100,000 $ 138,000
Tompkins, New York 1 $ 400,000 $ 400,000 $ 0
Ulster, New York 1 $ 406,000 $ 406,000 $ 205,000
Warren, New York 1 $ 101,000 $ 101,000 $ 291,000
Brunswick, North Carolina 1 $ 170,000 $ 170,000 $ 124,000
Cumberland, North Carolina 1 $ 332,000 $ 332,000 $ 590,000
Franklin, North Carolina 1 $ 175,000 $ 175,000 $ 80,000
Lincoln, North Carolina 1 $ 87,000 $ 87,000 $ 82,000
Madison, North Carolina 1 $ 90,000 $ 90,000 $ 106,000
Pamlico, North Carolina 1 $ 105,000 $ 105,000 $ 100,000
Burleigh, North Dakota 1 $ 82,000 $ 82,000 $ 102,000
Grand Forks, North Dakota 1 $ 67,000 $ 67,000 $ 87,000
Butler, Ohio 1 $ 166,000 $ 166,000 $ 161,000
Delaware, Ohio 1 $ 165,000 $ 165,000 $ 88,000
Geauga, Ohio 1 $ 69,000 $ 69,000 $ 107,000
Greene, Ohio 1 $ 240,000 $ 240,000 $ 102,000
Hamilton, Ohio 1 $ 139,000 $ 139,000 $ 52,000
Mahoning, Ohio 1 $ 109,000 $ 109,000 $ 140,000
Warren, Ohio 1 $ 126,000 $ 126,000 $ 60,000
Cleveland, Oklahoma 1 $ 150,000 $ 150,000 $ 79,000
Comanche, Oklahoma 1 $ 160,000 $ 160,000 $ 146,000
Logan, Oklahoma 1 $ 135,000 $ 135,000 $ 95,000
Benton, Oregon 1 $ 3,300,000 $ 3,300,000 $ 0
Clatsop, Oregon 1 $ 221,000 $ 221,000 $ 119,000
Columbia, Oregon 1 $ 208,000 $ 208,000 $ 119,000
Coos, Oregon 1 $ 260,000 $ 260,000 $ 94,000
Douglas, Oregon 1 $ 113,000 $ 113,000 $ 23,000
Lincoln, Oregon 1 $ 225,000 $ 225,000 $ 127,000
Union, Oregon 1 $ 160,000 $ 160,000 $ 140,000
Chester, Pennsylvania 1 $ 300,000 $ 300,000 $ 145,000
Lehigh, Pennsylvania 1 $ 105,000 $ 105,000 $ 97,000
Luzerne, Pennsylvania 1 $ 58,000 $ 58,000 $ 47,000
Northumberland, Pennsylvania 1 $ 72,000 $ 72,000 $ 41,000
Wayne, Pennsylvania 1 $ 93,000 $ 93,000 $ 201,000
Florence, South Carolina 1 $ 87,000 $ 87,000 $ 72,000
Georgetown, South Carolina 1 $ 136,000 $ 136,000 $ 162,000
Oconee, South Carolina 1 $ 250,000 $ 250,000 $ 153,000
York, South Carolina 1 $ 454,000 $ 454,000 $ 239,000
Loudon, Tennessee 1 $ 92,000 $ 92,000 $ 33,000
Rhea, Tennessee 1 $ 116,000 $ 116,000 $ 88,000
Rutherford, Tennessee 1 $ 160,000 $ 160,000 $ 56,000
Tipton, Tennessee 1 $ 83,000 $ 83,000 $ 53,000
Anderson, Texas 1 $ 248,000 $ 248,000 $ 78,000
Aransas, Texas 1 $ 105,000 $ 105,000 $ 261,000
Bell, Texas 1 $ 100,000 $ 100,000 $ 76,000
Brown, Texas 1 $ 54,000 $ 54,000 $ 39,000
Cameron, Texas 1 $ 300,000 $ 300,000 $ 305,000
Chambers, Texas 1 $ 158,000 $ 158,000 $ 105,000
Comal, Texas 1 $ 272,000 $ 272,000 $ 53,000
Ector, Texas 1 $ 228,000 $ 228,000 $ 125,000
Guadalupe, Texas 1 $ 266,000 $ 266,000 $ 91,000
Hunt, Texas 1 $ 72,000 $ 72,000 $ 185,000
Jones, Texas 1 $ 212,000 $ 212,000 $ 42,000
Kleberg, Texas 1 $ 75,000 $ 75,000 $ 61,000
Lubbock, Texas 1 $ 77,000 $ 77,000 $ 105,000
McLennan, Texas 1 $ 939,000 $ 939,000 $ 186,000
Palo Pinto, Texas 1 $ 56,000 $ 56,000 $ 68,000
Presidio, Texas 1 $ 60,000 $ 60,000 $ 140,000
Rockwall, Texas 1 $ 130,000 $ 130,000 $ 39,000
Taylor, Texas 1 $ 87,000 $ 87,000 $ 47,000
Webb, Texas 1 $ 1,050,000 $ 1,050,000 $ 0
Box Elder, Utah 1 $ 160,000 $ 160,000 $ 164,000
Carbon, Utah 1 $ 90,000 $ 90,000 $ 30,000
Kane, Utah 1 $ 175,000 $ 175,000 $ 109,000
Morgan, Utah 1 $ 280,000 $ 280,000 $ 82,000
Tooele, Utah 1 $ 120,000 $ 120,000 $ 83,000
Franklin, Vermont 1 $ 172,000 $ 172,000 $ 121,000
Rutland, Vermont 1 $ 88,000 $ 88,000 $ 112,000
Charlotte, Virginia 1 $ 300,000 $ 300,000 $ 74,000
Charlottesville, Virginia 1 $ 104,000 $ 104,000 $ 109,000
Chesapeake, Virginia 1 $ 365,000 $ 365,000 $ 82,000
Falls Church, Virginia 1 $ 401,000 $ 401,000 $ 99,000
Fauquier, Virginia 1 $ 4,140,000 $ 4,140,000 $ 876,000
Franklin, Virginia 1 $ 594,000 $ 594,000 $ 128,000
Harrisonburg, Virginia 1 $ 131,000 $ 131,000 $ 81,000
Henrico, Virginia 1 $ 210,000 $ 210,000 $ 113,000
Manassas, Virginia 1 $ 286,000 $ 286,000 $ 97,000
Prince George, Virginia 1 $ 119,000 $ 119,000 $ 106,000
Spotsylvania, Virginia 1 $ 360,000 $ 360,000 $ 190,000
Sussex, Virginia 1 $ 113,000 $ 113,000 $ 113,000
Virginia Beach, Virginia 1 $ 1,000,000 $ 1,000,000 $ 354,000
Warren, Virginia 1 $ 90,000 $ 90,000 $ 126,000
Winchester, Virginia 1 $ 126,000 $ 126,000 $ 27,000
Chelan, Washington 1 $ 120,000 $ 120,000 $ 140,000
Douglas, Washington 1 $ 144,000 $ 144,000 $ 87,000
Franklin, Washington 1 $ 72,000 $ 72,000 $ 117,000
Grant, Washington 1 $ 167,000 $ 167,000 $ 65,000
Grays Harbor, Washington 1 $ 129,000 $ 129,000 $ 64,000
Mason, Washington 1 $ 80,000 $ 80,000 $ 154,000
San Juan, Washington 1 $ 311,000 $ 311,000 $ 86,000
Stevens, Washington 1 $ 176,000 $ 176,000 $ 37,000
Whitman, Washington 1 $ 222,000 $ 222,000 $ 83,000
Grant, West Virginia 1 $ 309,000 $ 309,000 $ 113,000
Jefferson, West Virginia 1 $ 180,000 $ 180,000 $ 42,000
Adams, Wisconsin 1 $ 205,000 $ 205,000 $ 225,000
Bayfield, Wisconsin 1 $ 87,000 $ 87,000 $ 134,000
Calumet, Wisconsin 1 $ 123,000 $ 123,000 $ 67,000
Columbia, Wisconsin 1 $ 202,000 $ 202,000 $ 149,000
Iowa, Wisconsin 1 $ 125,000 $ 125,000 $ 109,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,375 $1,553,267,000 $654,000 $10,000,000 $236,000 $9,999,000
Home Purchase 2,277 $1,644,966,000 $722,000 $20,000,000 $297,000 $9,999,000
Home Improvement 572 $330,172,000 $577,000 $5,850,000 $177,000 $3,751,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,958 $2,021,454,000 $683,000 $12,500,000 $291,000 $7,200,000
Not Provided 886 $531,088,000 $599,000 $20,000,000 $251,000 $9,999,000
Asian 575 $322,278,000 $560,000 $6,000,000 $217,000 $2,350,000
Hispanic 388 $206,288,000 $531,000 $5,000,000 $239,000 $9,999,000
Not applicable 321 $394,932,000 $1,230,000 $8,125,000 $0 $0
Black or African American 69 $40,378,000 $585,000 $3,280,000 $459,000 $5,638,000
Native Hawaiian or Other Pacific Islander 21 $9,716,000 $462,000 $1,463,000 $212,000 $1,011,000
American Indian or Alaskan Native 6 $2,271,000 $378,000 $1,106,000 $340,000 $1,400,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,177 $3,518,381,000 $679,000 $20,000,000 $258,000 $9,999,000
FHA-insured (Federal Housing Administration) 30 $6,438,000 $214,000 $401,000 $84,000 $231,000
VA-guaranteed (Veterans Administration) 17 $3,586,000 $210,000 $417,000 $84,000 $129,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,416 $2,164,650,000 $633,000 $12,500,000 $234,000 $9,999,000
Application Denied By Financial Institution 631 $499,347,000 $791,000 $20,000,000 $246,000 $9,764,000
Application Approved But Not Accepted 497 $402,725,000 $810,000 $6,050,000 $379,000 $7,200,000
Loan Purchased By The Institution 384 $302,391,000 $787,000 $9,600,000 $372,000 $3,332,000
Application Withdrawn By Applicant 206 $115,411,000 $560,000 $7,650,000 $157,000 $2,260,000
File Closed For Incompleteness 90 $43,881,000 $487,000 $5,500,000 $201,000 $3,037,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 254 $257,613,000 $1,014,000 $20,000,000 $344,000 $6,663,000
Debt-To-Income Ratio 210 $114,534,000 $545,000 $5,400,000 $105,000 $1,250,000
Credit History 58 $53,210,000 $917,000 $5,200,000 $96,000 $766,000
Other 52 $30,643,000 $589,000 $5,850,000 $296,000 $1,789,000
Unverifiable Information 26 $17,063,000 $656,000 $3,600,000 $650,000 $9,764,000
Insufficient Cash (Downpayment, Closing Cost) 25 $24,857,000 $994,000 $8,400,000 $286,000 $1,978,000
Employment History 5 $1,215,000 $243,000 $597,000 $105,000 $240,000
Credit Application Incomplete 1 $212,000 $212,000 $212,000 $106,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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