Truist Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Truist Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Charlotte, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 123,814 |
| Total Mortgage Loan Application Amount | $29,944,062,000 |
| Average Mortgage Loan Application Amount | $205,333 |
| Highest Mortgage Loan Application Amount | $78,000,000 |
| Average Applicant Income | $70,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Truist Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truist Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Truist Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truist Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Truist Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truist Bank's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7,288 | $ 3,025,315,000 | $ 331,500 | $ 71,500 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3,926 | $ 864,487,000 | $ 206,500 | $ 98,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 3,644 | $ 1,154,769,000 | $ 316,000 | $ 72,000 |
| RALEIGH, NC | 3,324 | $ 869,700,000 | $ 261,000 | $ 94,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 3,242 | $ 1,128,937,000 | $ 348,000 | $ 112,000 |
| ST. LOUIS, MO-IL | 3,173 | $ 662,778,000 | $ 199,500 | $ 10,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2,394 | $ 497,209,000 | $ 209,000 | $ 102,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,177 | $ 632,792,000 | $ 290,000 | $ 119,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2,000 | $ 502,390,000 | $ 238,500 | $ 94,500 |
| RICHMOND, VA | 1,989 | $ 460,553,000 | $ 231,000 | $ 52,000 |
| KANSAS CITY, MO-KS | 1,946 | $ 396,952,000 | $ 202,500 | $ 7,500 |
| DALLAS-PLANO-IRVING, TX | 1,829 | $ 654,822,000 | $ 358,000 | $ 94,000 |
| WINSTON-SALEM, NC | 1,747 | $ 293,923,000 | $ 168,000 | $ 72,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1,724 | $ 652,491,000 | $ 378,000 | $ 78,000 |
| GREENSBORO-HIGH POINT, NC | 1,475 | $ 250,499,000 | $ 169,000 | $ 76,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,458 | $ 469,255,000 | $ 321,000 | $ 79,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,448 | $ 484,734,000 | $ 334,000 | $ 9,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1,182 | $ 203,717,000 | $ 162,500 | $ 45,500 |
| COLUMBIA, SC | 1,168 | $ 231,399,000 | $ 198,000 | $ 69,000 |
| JACKSONVILLE, FL | 1,142 | $ 350,124,000 | $ 306,000 | $ 89,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 1,107 | $ 178,071,000 | $ 160,000 | $ 68,000 |
| DURHAM-CHAPEL HILL, NC | 1,103 | $ 255,867,000 | $ 231,000 | $ 102,000 |
| CINCINNATI, OH-KY-IN | 1,097 | $ 181,007,000 | $ 158,666 | $ 33,666 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1,004 | $ 348,790,000 | $ 347,000 | $ 81,000 |
| BOSTON, MA | 960 | $ 334,080,000 | $ 348,000 | $ 10,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 947 | $ 250,209,000 | $ 264,000 | $ 119,000 |
| HICKORY-LENOIR-MORGANTON, NC | 943 | $ 122,484,000 | $ 129,000 | $ 61,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 930 | $ 303,417,000 | $ 326,000 | $ 131,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 898 | $ 249,305,000 | $ 277,000 | $ 101,000 |
| KNOXVILLE, TN | 808 | $ 155,818,000 | $ 192,000 | $ 51,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 807 | $ 220,582,000 | $ 273,000 | $ 91,000 |
| OGDEN-CLEARFIELD, UT | 788 | $ 164,473,000 | $ 208,000 | $ 5,000 |
| AUSTIN-ROUND ROCK, TX | 787 | $ 356,376,000 | $ 452,000 | $ 108,000 |
| SALT LAKE CITY, UT | 746 | $ 198,809,000 | $ 266,000 | $ 3,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 711 | $ 252,459,000 | $ 355,000 | $ 128,000 |
| SPRINGFIELD, MO | 678 | $ 109,030,000 | $ 160,000 | $ 2,000 |
| FAYETTEVILLE, NC | 671 | $ 88,665,000 | $ 132,000 | $ 81,000 |
| PROVO-OREM, UT | 654 | $ 154,435,000 | $ 236,000 | $ 5,000 |
| FORT WORTH-ARLINGTON, TX | 652 | $ 207,265,000 | $ 317,000 | $ 81,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 630 | $ 251,752,000 | $ 399,000 | $ 133,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 628 | $ 141,398,000 | $ 225,000 | $ 93,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 618 | $ 109,267,000 | $ 153,000 | $ 60,000 |
| DENVER-AURORA-LAKEWOOD, CO | 618 | $ 211,875,000 | $ 342,000 | $ 31,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 615 | $ 185,864,000 | $ 302,000 | $ 68,000 |
| ROANOKE, VA | 610 | $ 107,736,000 | $ 176,000 | $ 67,000 |
| WILMINGTON, NC | 606 | $ 153,047,000 | $ 252,000 | $ 117,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 566 | $ 177,264,000 | $ 313,000 | $ 67,000 |
| WICHITA, KS | 566 | $ 92,759,000 | $ 163,000 | $ 2,000 |
| LANCASTER, PA | 547 | $ 128,901,000 | $ 235,000 | $ 77,000 |
| GREENVILLE, NC | 529 | $ 124,507,000 | $ 235,000 | $ 82,000 |
| ASHEVILLE, NC | 525 | $ 188,760,000 | $ 359,000 | $ 136,000 |
| TALLAHASSEE, FL | 524 | $ 102,532,000 | $ 195,000 | $ 92,000 |
| BIRMINGHAM-HOOVER, AL | 519 | $ 107,859,000 | $ 207,000 | $ 69,000 |
| LYNCHBURG, VA | 493 | $ 99,526,000 | $ 201,000 | $ 59,000 |
| LEXINGTON-FAYETTE, KY | 487 | $ 103,704,000 | $ 212,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 480 | $ 101,515,000 | $ 211,000 | $ 3,000 |
| CHARLOTTESVILLE, VA | 473 | $ 101,949,000 | $ 215,000 | $ 86,000 |
| DULUTH, MN-WI | 458 | $ 88,642,000 | $ 189,000 | $ 2,000 |
| CAPE CORAL-FORT MYERS, FL | 452 | $ 160,023,000 | $ 354,000 | $ 107,000 |
| PROVIDENCE-WARWICK, RI-MA | 444 | $ 105,896,000 | $ 242,000 | $ 7,000 |
| CHARLESTON, WV | 443 | $ 47,864,000 | $ 108,000 | $ 72,000 |
| NEW BERN, NC | 437 | $ 64,478,000 | $ 147,000 | $ 82,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 434 | $ 90,792,000 | $ 209,000 | $ 9,000 |
| ROCKY MOUNT, NC | 430 | $ 51,312,000 | $ 119,000 | $ 63,000 |
| READING, PA | 423 | $ 56,501,000 | $ 133,000 | $ 61,000 |
| SALISBURY, MD-DE | 422 | $ 100,976,000 | $ 260,500 | $ 118,500 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 418 | $ 108,708,000 | $ 260,000 | $ 75,000 |
| CHATTANOOGA, TN-GA | 405 | $ 98,290,000 | $ 212,500 | $ 81,000 |
| SAVANNAH, GA | 390 | $ 97,819,000 | $ 250,000 | $ 89,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 389 | $ 59,164,000 | $ 153,000 | $ 85,500 |
| MEMPHIS, TN-MS-AR | 387 | $ 83,525,000 | $ 136,333 | $ 8,666 |
| PHILADELPHIA, PA | 386 | $ 82,957,000 | $ 214,000 | $ 71,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 382 | $ 79,600,000 | $ 158,000 | $ 30,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 381 | $ 92,071,000 | $ 241,000 | $ 112,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 380 | $ 75,393,000 | $ 198,000 | $ 37,000 |
| SPARTANBURG, SC | 367 | $ 53,425,000 | $ 145,000 | $ 73,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 362 | $ 147,405,000 | $ 406,000 | $ 36,500 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 358 | $ 157,084,000 | $ 438,000 | $ 210,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 356 | $ 63,263,000 | $ 178,500 | $ 24,000 |
| PORT ST. LUCIE, FL | 346 | $ 58,285,000 | $ 168,000 | $ 66,000 |
| GOLDSBORO, NC | 343 | $ 47,979,000 | $ 139,000 | $ 69,000 |
| PORTLAND-SOUTH PORTLAND, ME | 335 | $ 79,763,000 | $ 238,000 | $ 2,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 321 | $ 38,575,000 | $ 149,333 | $ 78,000 |
| OWENSBORO, KY | 318 | $ 38,711,000 | $ 121,000 | $ 47,000 |
| MORGANTOWN, WV | 307 | $ 53,191,000 | $ 173,000 | $ 96,000 |
| BOWLING GREEN, KY | 302 | $ 47,638,000 | $ 157,000 | $ 64,000 |
| OCALA, FL | 300 | $ 43,670,000 | $ 145,000 | $ 76,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 287 | $ 66,679,000 | $ 232,000 | $ 54,000 |
| COLUMBUS, OH | 286 | $ 83,689,000 | $ 292,000 | $ 42,000 |
| PITTSBURGH, PA | 284 | $ 61,406,000 | $ 216,000 | $ 32,000 |
| SPOKANE-SPOKANE VALLEY, WA | 278 | $ 59,387,000 | $ 213,000 | $ 16,000 |
| HARRISONBURG, VA | 276 | $ 39,413,000 | $ 142,000 | $ 60,000 |
| LAKELAND-WINTER HAVEN, FL | 271 | $ 63,682,000 | $ 234,000 | $ 55,000 |
| HARRISBURG-CARLISLE, PA | 270 | $ 55,200,000 | $ 204,000 | $ 64,000 |
| JOPLIN, MO | 267 | $ 33,937,000 | $ 127,000 | $ 10,000 |
| EVANSVILLE, IN-KY | 265 | $ 48,482,000 | $ 176,500 | $ 16,500 |
| BECKLEY, WV | 257 | $ 28,121,000 | $ 109,000 | $ 68,000 |
| YORK-HANOVER, PA | 257 | $ 37,483,000 | $ 145,000 | $ 63,000 |
| HUNTSVILLE, AL | 252 | $ 80,662,000 | $ 320,000 | $ 84,000 |
| DALTON, GA | 250 | $ 31,067,000 | $ 124,000 | $ 60,000 |
| WORCESTER, MA-CT | 249 | $ 59,965,000 | $ 223,500 | $ 1,500 |
| DES MOINES-WEST DES MOINES, IA | 243 | $ 49,671,000 | $ 204,000 | $ 8,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 242 | $ 105,602,000 | $ 436,000 | $ 72,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 241 | $ 31,020,000 | $ 125,000 | $ 90,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 240 | $ 37,875,000 | $ 157,000 | $ 61,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 237 | $ 85,540,000 | $ 360,000 | $ 201,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 236 | $ 55,609,000 | $ 235,000 | $ 4,000 |
| WINCHESTER, VA-WV | 226 | $ 40,907,000 | $ 160,000 | $ 83,000 |
| MISSOULA, MT | 225 | $ 52,342,000 | $ 232,000 | $ 2,000 |
| CHEYENNE, WY | 220 | $ 52,211,000 | $ 237,000 | $ 0 |
| BILLINGS, MT | 219 | $ 39,929,000 | $ 182,000 | $ 1,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 215 | $ 61,515,000 | $ 277,000 | $ 24,000 |
| WHEELING, WV-OH | 212 | $ 21,506,000 | $ 91,000 | $ 71,500 |
| BOISE CITY, ID | 210 | $ 50,457,000 | $ 240,000 | $ 21,000 |
| LOGAN, UT-ID | 208 | $ 37,442,000 | $ 175,000 | $ 0 |
| GAINESVILLE, GA | 206 | $ 38,522,000 | $ 187,000 | $ 118,000 |
| HOMOSASSA SPRINGS, FL | 206 | $ 44,657,000 | $ 216,000 | $ 110,000 |
| ST. GEORGE, UT | 206 | $ 46,266,000 | $ 224,000 | $ 0 |
| BURLINGTON, NC | 205 | $ 31,792,000 | $ 155,000 | $ 87,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 205 | $ 69,843,000 | $ 340,000 | $ 213,000 |
| JACKSONVILLE, NC | 203 | $ 33,154,000 | $ 163,000 | $ 65,000 |
| WILMINGTON, DE-MD-NJ | 202 | $ 43,312,000 | $ 180,000 | $ 48,666 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 200 | $ 20,948,000 | $ 104,000 | $ 39,000 |
| CLARKSVILLE, TN-KY | 194 | $ 21,903,000 | $ 131,000 | $ 37,500 |
| FLORENCE, SC | 190 | $ 27,553,000 | $ 145,000 | $ 65,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 189 | $ 28,492,000 | $ 150,000 | $ 58,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 186 | $ 42,103,000 | $ 226,000 | $ 94,000 |
| STAUNTON-WAYNESBORO, VA | 185 | $ 26,958,000 | $ 145,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 177 | $ 93,377,000 | $ 527,000 | $ 40,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 175 | $ 18,721,000 | $ 106,000 | $ 60,000 |
| CAMDEN, NJ | 175 | $ 35,403,000 | $ 202,000 | $ 92,000 |
| ATHENS-CLARKE COUNTY, GA | 173 | $ 41,639,000 | $ 240,000 | $ 66,000 |
| WARNER ROBINS, GA | 173 | $ 18,044,000 | $ 104,000 | $ 58,000 |
| COLORADO SPRINGS, CO | 167 | $ 52,531,000 | $ 314,000 | $ 17,000 |
| GARY, IN | 162 | $ 28,055,000 | $ 173,000 | $ 16,000 |
| GRAND RAPIDS-WYOMING, MI | 162 | $ 28,040,000 | $ 173,000 | $ 10,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 158 | $ 55,142,000 | $ 349,000 | $ 76,000 |
| IDAHO FALLS, ID | 153 | $ 31,028,000 | $ 202,000 | $ 4,000 |
| THE VILLAGES, FL | 153 | $ 28,684,000 | $ 187,000 | $ 84,000 |
| NEWARK, NJ-PA | 147 | $ 54,825,000 | $ 277,000 | $ 62,500 |
| COLUMBUS, GA-AL | 143 | $ 24,792,000 | $ 152,500 | $ 73,500 |
| NEW ORLEANS-METAIRIE, LA | 143 | $ 37,133,000 | $ 259,000 | $ 45,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 142 | $ 57,097,000 | $ 402,000 | $ 94,000 |
| MACON, GA | 134 | $ 16,419,000 | $ 122,000 | $ 98,000 |
| CLEVELAND, TN | 132 | $ 15,541,000 | $ 117,000 | $ 63,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 132 | $ 26,761,000 | $ 197,000 | $ 6,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 132 | $ 58,978,000 | $ 415,500 | $ 106,500 |
| PUNTA GORDA, FL | 130 | $ 24,659,000 | $ 189,000 | $ 124,000 |
| BARNSTABLE TOWN, MA | 125 | $ 35,192,000 | $ 281,000 | $ 17,000 |
| FORT WAYNE, IN | 125 | $ 17,291,000 | $ 138,000 | $ 9,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 121 | $ 31,049,000 | $ 256,000 | $ 59,000 |
| COEUR D'ALENE, ID | 119 | $ 26,930,000 | $ 226,000 | $ 14,000 |
| MOBILE, AL | 119 | $ 20,107,000 | $ 168,000 | $ 67,000 |
| CAPE GIRARDEAU, MO-IL | 115 | $ 18,460,000 | $ 160,000 | $ 2,000 |
| PANAMA CITY, FL | 114 | $ 25,363,000 | $ 222,000 | $ 115,000 |
| PARKERSBURG-VIENNA, WV | 112 | $ 11,933,000 | $ 106,000 | $ 70,000 |
| MONTGOMERY, AL | 111 | $ 18,313,000 | $ 164,000 | $ 81,000 |
| STATE COLLEGE, PA | 111 | $ 22,832,000 | $ 205,000 | $ 80,000 |
| AUBURN-OPELIKA, AL | 110 | $ 23,194,000 | $ 210,000 | $ 68,000 |
| ABILENE, TX | 108 | $ 22,369,000 | $ 207,000 | $ 1,000 |
| COLLEGE STATION-BRYAN, TX | 108 | $ 56,703,000 | $ 525,000 | $ 105,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 108 | $ 61,352,000 | $ 568,000 | $ 86,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 106 | $ 46,229,000 | $ 436,000 | $ 30,000 |
| NEW HAVEN-MILFORD, CT | 106 | $ 22,382,000 | $ 211,000 | $ 0 |
| POCATELLO, ID | 106 | $ 17,382,000 | $ 163,000 | $ 0 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 105 | $ 23,754,000 | $ 226,000 | $ 0 |
| SAN DIEGO-CARLSBAD, CA | 104 | $ 54,734,000 | $ 526,000 | $ 67,000 |
| GREEN BAY, WI | 103 | $ 17,466,000 | $ 169,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 103 | $ 24,400,000 | $ 236,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 102 | $ 29,759,000 | $ 291,000 | $ 6,000 |
| LINCOLN, NE | 98 | $ 17,664,000 | $ 180,000 | $ 0 |
| SEBRING, FL | 98 | $ 12,718,000 | $ 129,000 | $ 15,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 97 | $ 54,227,000 | $ 559,000 | $ 47,000 |
| CLEVELAND-ELYRIA, OH | 97 | $ 18,515,000 | $ 190,000 | $ 57,000 |
| CUMBERLAND, MD-WV | 91 | $ 13,921,000 | $ 149,500 | $ 69,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 90 | $ 31,533,000 | $ 350,000 | $ 38,000 |
| CASPER, WY | 89 | $ 20,708,000 | $ 232,000 | $ 3,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 89 | $ 27,239,000 | $ 247,500 | $ 36,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 84 | $ 10,270,000 | $ 138,000 | $ 1,000 |
| BRUNSWICK, GA | 82 | $ 24,864,000 | $ 303,000 | $ 181,000 |
| JACKSON, TN | 81 | $ 12,233,000 | $ 151,000 | $ 5,000 |
| PITTSFIELD, MA | 80 | $ 16,316,000 | $ 203,000 | $ 2,000 |
| FLORENCE-MUSCLE SHOALS, AL | 78 | $ 12,774,000 | $ 163,000 | $ 21,000 |
| SUMTER, SC | 76 | $ 8,183,000 | $ 107,000 | $ 61,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 76 | $ 20,691,000 | $ 272,000 | $ 67,000 |
| JOHNSON CITY, TN | 75 | $ 15,202,000 | $ 202,000 | $ 51,000 |
| HOT SPRINGS, AR | 74 | $ 11,505,000 | $ 155,000 | $ 4,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 74 | $ 9,937,000 | $ 134,000 | $ 10,000 |
| MORRISTOWN, TN | 72 | $ 10,503,000 | $ 145,000 | $ 51,000 |
| GREELEY, CO | 68 | $ 19,815,000 | $ 291,000 | $ 21,000 |
| LAWRENCE, KS | 68 | $ 11,849,000 | $ 174,000 | $ 40,000 |
| GETTYSBURG, PA | 67 | $ 11,745,000 | $ 175,000 | $ 48,000 |
| OKLAHOMA CITY, OK | 67 | $ 17,361,000 | $ 259,000 | $ 90,000 |
| SEBASTIAN-VERO BEACH, FL | 66 | $ 18,977,000 | $ 287,000 | $ 125,000 |
| LEBANON, PA | 64 | $ 10,318,000 | $ 161,000 | $ 39,000 |
| SPRINGFIELD, MA | 64 | $ 11,882,000 | $ 185,000 | $ 0 |
| COLUMBIA, MO | 63 | $ 11,517,000 | $ 182,000 | $ 3,000 |
| BATON ROUGE, LA | 62 | $ 14,258,000 | $ 229,000 | $ 46,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 61 | $ 38,043,000 | $ 623,000 | $ 120,000 |
| AKRON, OH | 60 | $ 11,049,000 | $ 184,000 | $ 30,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 60 | $ 15,503,000 | $ 258,000 | $ 36,000 |
| WILLIAMSPORT, PA | 59 | $ 6,357,000 | $ 107,000 | $ 72,000 |
| LEWISTON-AUBURN, ME | 58 | $ 9,100,000 | $ 156,000 | $ 0 |
| BOULDER, CO | 57 | $ 20,030,000 | $ 351,000 | $ 29,000 |
| BLOOMINGTON, IN | 55 | $ 14,338,000 | $ 260,000 | $ 67,000 |
| JOHNSTOWN, PA | 55 | $ 5,561,000 | $ 101,000 | $ 0 |
| DOTHAN, AL | 51 | $ 6,231,000 | $ 122,000 | $ 32,000 |
| ELGIN, IL | 51 | $ 11,760,000 | $ 230,000 | $ 4,000 |
| TOPEKA, KS | 51 | $ 7,497,000 | $ 147,000 | $ 15,000 |
| VINELAND-BRIDGETON, NJ | 51 | $ 6,778,000 | $ 132,000 | $ 49,000 |
| ROCHESTER, NY | 50 | $ 7,630,000 | $ 152,000 | $ 20,000 |
| GAINESVILLE, FL | 49 | $ 9,542,000 | $ 194,000 | $ 95,000 |
| MADISON, WI | 49 | $ 14,057,000 | $ 286,000 | $ 39,000 |
| GREAT FALLS, MT | 48 | $ 9,286,000 | $ 193,000 | $ 0 |
| MANHATTAN, KS | 48 | $ 8,465,000 | $ 176,000 | $ 1,000 |
| TYLER, TX | 48 | $ 8,788,000 | $ 183,000 | $ 8,000 |
| DECATUR, AL | 47 | $ 6,929,000 | $ 147,000 | $ 48,000 |
| BANGOR, ME | 46 | $ 6,763,000 | $ 147,000 | $ 9,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 45 | $ 17,301,000 | $ 384,000 | $ 124,000 |
| OCEAN CITY, NJ | 45 | $ 21,712,000 | $ 482,000 | $ 259,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 44 | $ 6,122,000 | $ 139,000 | $ 14,000 |
| RACINE, WI | 44 | $ 8,351,000 | $ 189,000 | $ 0 |
| TUSCALOOSA, AL | 43 | $ 7,846,000 | $ 182,000 | $ 90,000 |
| DAYTON, OH | 42 | $ 11,405,000 | $ 271,000 | $ 32,000 |
| TACOMA-LAKEWOOD, WA | 42 | $ 13,465,000 | $ 320,000 | $ 19,000 |
| FORT COLLINS, CO | 41 | $ 13,375,000 | $ 326,000 | $ 56,000 |
| MUNCIE, IN | 41 | $ 4,667,000 | $ 113,000 | $ 0 |
| CARBONDALE-MARION, IL | 40 | $ 6,224,000 | $ 155,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 40 | $ 7,298,000 | $ 182,000 | $ 16,000 |
| ST. JOSEPH, MO-KS | 40 | $ 5,404,000 | $ 93,000 | $ 1,000 |
| VALDOSTA, GA | 40 | $ 6,125,000 | $ 153,000 | $ 68,000 |
| JONESBORO, AR | 39 | $ 7,698,000 | $ 197,000 | $ 29,000 |
| PINE BLUFF, AR | 39 | $ 4,931,000 | $ 126,000 | $ 0 |
| EAST STROUDSBURG, PA | 38 | $ 4,467,000 | $ 117,000 | $ 51,000 |
| SIOUX CITY, IA-NE-SD | 38 | $ 4,714,000 | $ 168,500 | $ 0 |
| COLUMBUS, IN | 37 | $ 6,340,000 | $ 171,000 | $ 24,000 |
| KENNEWICK-RICHLAND, WA | 37 | $ 8,189,000 | $ 221,000 | $ 0 |
| ODESSA, TX | 37 | $ 3,590,000 | $ 97,000 | $ 62,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 37 | $ 17,480,000 | $ 472,000 | $ 92,000 |
| WATERLOO-CEDAR FALLS, IA | 37 | $ 6,118,000 | $ 165,000 | $ 0 |
| CORPUS CHRISTI, TX | 35 | $ 10,320,000 | $ 294,000 | $ 70,000 |
| BEAUMONT-PORT ARTHUR, TX | 34 | $ 5,552,000 | $ 163,000 | $ 14,000 |
| MICHIGAN CITY-LA PORTE, IN | 34 | $ 4,071,000 | $ 119,000 | $ 2,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 33 | $ 6,518,000 | $ 191,000 | $ 33,000 |
| SANTA FE, NM | 33 | $ 10,680,000 | $ 323,000 | $ 63,000 |
| TOLEDO, OH | 33 | $ 3,934,000 | $ 119,000 | $ 33,000 |
| ALBUQUERQUE, NM | 32 | $ 9,979,000 | $ 311,000 | $ 73,000 |
| WENATCHEE, WA | 32 | $ 8,068,000 | $ 252,000 | $ 9,000 |
| BELLINGHAM, WA | 31 | $ 8,856,000 | $ 285,000 | $ 13,000 |
| DOVER, DE | 31 | $ 8,745,000 | $ 282,000 | $ 42,000 |
| MIDLAND, TX | 31 | $ 4,345,000 | $ 140,000 | $ 160,000 |
| NORWICH-NEW LONDON, CT | 31 | $ 5,453,000 | $ 175,000 | $ 0 |
| PUEBLO, CO | 31 | $ 4,716,000 | $ 152,000 | $ 0 |
| APPLETON, WI | 29 | $ 4,347,000 | $ 149,000 | $ 0 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 29 | $ 5,720,000 | $ 197,000 | $ 39,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 29 | $ 3,833,000 | $ 132,000 | $ 4,000 |
| KILLEEN-TEMPLE, TX | 29 | $ 4,806,000 | $ 165,000 | $ 38,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 28 | $ 17,176,000 | $ 613,000 | $ 93,000 |
| TULSA, OK | 28 | $ 7,962,000 | $ 284,000 | $ 65,000 |
| GRAND JUNCTION, CO | 27 | $ 5,055,000 | $ 187,000 | $ 0 |
| DECATUR, IL | 26 | $ 3,345,000 | $ 128,000 | $ 0 |
| CEDAR RAPIDS, IA | 24 | $ 3,923,000 | $ 163,000 | $ 0 |
| GADSDEN, AL | 23 | $ 2,722,000 | $ 118,000 | $ 90,000 |
| BAKERSFIELD, CA | 22 | $ 5,542,000 | $ 251,000 | $ 16,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 22 | $ 5,791,000 | $ 263,000 | $ 27,000 |
| ALTOONA, PA | 21 | $ 5,207,000 | $ 247,000 | $ 12,000 |
| MOUNT VERNON-ANACORTES, WA | 21 | $ 5,174,000 | $ 246,000 | $ 8,000 |
| SHREVEPORT-BOSSIER CITY, LA | 21 | $ 4,437,000 | $ 211,000 | $ 22,000 |
| BLOOMINGTON, IL | 20 | $ 4,505,000 | $ 225,000 | $ 170,000 |
| HAMMOND, LA | 19 | $ 2,917,000 | $ 153,000 | $ 0 |
| ROME, GA | 19 | $ 2,528,000 | $ 133,000 | $ 51,000 |
| HATTIESBURG, MS | 18 | $ 3,290,000 | $ 182,000 | $ 12,000 |
| HINESVILLE, GA | 18 | $ 2,955,000 | $ 164,000 | $ 99,000 |
| LUBBOCK, TX | 18 | $ 3,609,000 | $ 200,000 | $ 42,000 |
| CANTON-MASSILLON, OH | 17 | $ 1,963,000 | $ 115,000 | $ 38,000 |
| JACKSON, MS | 17 | $ 4,438,000 | $ 261,000 | $ 29,000 |
| EL PASO, TX | 16 | $ 2,499,000 | $ 156,000 | $ 25,000 |
| YAKIMA, WA | 16 | $ 3,194,000 | $ 199,000 | $ 0 |
| BEND-REDMOND, OR | 15 | $ 4,993,000 | $ 332,000 | $ 61,000 |
| BLOOMSBURG-BERWICK, PA | 15 | $ 2,791,000 | $ 186,000 | $ 55,000 |
| FRESNO, CA | 15 | $ 4,212,000 | $ 280,000 | $ 0 |
| KINGSTON, NY | 15 | $ 2,783,000 | $ 185,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 15 | $ 8,348,000 | $ 556,000 | $ 30,000 |
| SHERMAN-DENISON, TX | 15 | $ 1,951,000 | $ 130,000 | $ 27,000 |
| WACO, TX | 15 | $ 4,036,000 | $ 269,000 | $ 63,000 |
| WALLA WALLA, WA | 15 | $ 2,904,000 | $ 193,000 | $ 0 |
| EUGENE, OR | 14 | $ 3,030,000 | $ 216,000 | $ 0 |
| MUSKEGON, MI | 14 | $ 1,748,000 | $ 124,000 | $ 0 |
| TERRE HAUTE, IN | 14 | $ 1,598,000 | $ 114,000 | $ 63,000 |
| VALLEJO-FAIRFIELD, CA | 14 | $ 6,694,000 | $ 478,000 | $ 81,000 |
| ALBANY, GA | 13 | $ 1,856,000 | $ 142,000 | $ 56,000 |
| FORT SMITH, AR-OK | 13 | $ 3,238,000 | $ 249,000 | $ 65,000 |
| LONGVIEW, TX | 13 | $ 2,089,000 | $ 160,000 | $ 16,000 |
| MCALLEN-EDINBURG-MISSION, TX | 13 | $ 1,766,000 | $ 135,000 | $ 29,000 |
| OLYMPIA-TUMWATER, WA | 13 | $ 2,661,000 | $ 204,000 | $ 0 |
| TRENTON, NJ | 13 | $ 4,732,000 | $ 364,000 | $ 154,000 |
| VICTORIA, TX | 13 | $ 1,960,000 | $ 150,000 | $ 53,000 |
| ALBANY-SCHENECTADY-TROY, NY | 12 | $ 2,671,000 | $ 222,000 | $ 27,000 |
| LAFAYETTE, LA | 12 | $ 3,336,000 | $ 278,000 | $ 86,000 |
| MEDFORD, OR | 12 | $ 3,801,000 | $ 316,000 | $ 58,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 12 | $ 1,319,000 | $ 101,500 | $ 3,000 |
| STOCKTON-LODI, CA | 12 | $ 4,625,000 | $ 385,000 | $ 23,000 |
| SYRACUSE, NY | 12 | $ 1,363,000 | $ 113,000 | $ 0 |
| ANN ARBOR, MI | 11 | $ 3,750,000 | $ 340,000 | $ 98,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,841,000 | $ 349,000 | $ 37,000 |
| ELKHART-GOSHEN, IN | 11 | $ 1,622,000 | $ 147,000 | $ 9,000 |
| LAREDO, TX | 11 | $ 1,680,000 | $ 152,000 | $ 4,000 |
| MODESTO, CA | 11 | $ 4,077,000 | $ 370,000 | $ 67,000 |
| RENO, NV | 11 | $ 5,618,000 | $ 510,000 | $ 258,000 |
| SANTA ROSA, CA | 11 | $ 6,452,000 | $ 586,000 | $ 97,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 1,645,000 | $ 164,000 | $ 5,000 |
| JEFFERSON CITY, MO | 10 | $ 1,407,000 | $ 140,000 | $ 0 |
| LEWISTON, ID-WA | 10 | $ 2,198,000 | $ 222,500 | $ 0 |
| TUCSON, AZ | 10 | $ 3,664,000 | $ 366,000 | $ 67,000 |
| ERIE, PA | 9 | $ 1,367,000 | $ 151,000 | $ 42,000 |
| JANESVILLE-BELOIT, WI | 9 | $ 1,261,000 | $ 140,000 | $ 0 |
| OSHKOSH-NEENAH, WI | 9 | $ 1,530,000 | $ 170,000 | $ 0 |
| RAPID CITY, SD | 9 | $ 2,122,000 | $ 235,000 | $ 0 |
| ROCKFORD, IL | 9 | $ 950,000 | $ 105,000 | $ 0 |
| SALEM, OR | 9 | $ 3,193,000 | $ 354,000 | $ 175,000 |
| HOUMA-THIBODAUX, LA | 8 | $ 1,840,000 | $ 230,000 | $ 26,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 1,211,000 | $ 151,000 | $ 0 |
| SAN RAFAEL, CA | 8 | $ 4,416,000 | $ 552,000 | $ 47,000 |
| SANTA CRUZ-WATSONVILLE, CA | 8 | $ 5,295,000 | $ 661,000 | $ 250,000 |
| AMARILLO, TX | 7 | $ 1,174,000 | $ 167,000 | $ 25,000 |
| AMES, IA | 7 | $ 1,425,000 | $ 203,000 | $ 0 |
| LAKE CHARLES, LA | 7 | $ 1,857,000 | $ 265,000 | $ 28,000 |
| MANSFIELD, OH | 7 | $ 730,000 | $ 104,000 | $ 24,000 |
| TEXARKANA, TX-AR | 7 | $ 1,375,000 | $ 196,000 | $ 100,000 |
| WAUSAU, WI | 7 | $ 811,000 | $ 115,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 6 | $ 956,000 | $ 159,000 | $ 9,000 |
| MONROE, MI | 6 | $ 1,351,000 | $ 225,000 | $ 35,000 |
| SALINAS, CA | 6 | $ 3,187,000 | $ 531,000 | $ 110,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 3,157,000 | $ 526,000 | $ 53,000 |
| SPRINGFIELD, OH | 6 | $ 773,000 | $ 128,000 | $ 4,000 |
| ALBANY, OR | 5 | $ 1,079,000 | $ 215,000 | $ 0 |
| FARGO, ND-MN | 5 | $ 1,542,000 | $ 254,000 | $ 57,500 |
| LIMA, OH | 5 | $ 672,000 | $ 134,000 | $ 42,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 5 | $ 331,000 | $ 66,000 | $ 40,000 |
| BISMARCK, ND | 4 | $ 2,472,000 | $ 618,000 | $ 183,000 |
| DUBUQUE, IA | 4 | $ 563,000 | $ 140,000 | $ 0 |
| FLAGSTAFF, AZ | 4 | $ 1,408,000 | $ 352,000 | $ 64,000 |
| KANKAKEE, IL | 4 | $ 402,000 | $ 100,000 | $ 0 |
| LANSING-EAST LANSING, MI | 4 | $ 735,000 | $ 183,000 | $ 0 |
| LAWTON, OK | 4 | $ 597,000 | $ 149,000 | $ 0 |
| MERCED, CA | 4 | $ 862,000 | $ 215,000 | $ 0 |
| PRESCOTT, AZ | 4 | $ 802,000 | $ 200,000 | $ 69,000 |
| UTICA-ROME, NY | 4 | $ 1,142,000 | $ 285,000 | $ 41,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 1,204,000 | $ 301,000 | $ 15,000 |
| CORVALLIS, OR | 3 | $ 1,377,000 | $ 459,000 | $ 333,000 |
| FLINT, MI | 3 | $ 355,000 | $ 118,000 | $ 0 |
| IOWA CITY, IA | 3 | $ 1,385,000 | $ 461,000 | $ 57,000 |
| KOKOMO, IN | 3 | $ 203,000 | $ 67,000 | $ 31,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 3 | $ 472,000 | $ 157,000 | $ 0 |
| LONGVIEW, WA | 3 | $ 927,000 | $ 309,000 | $ 94,000 |
| MADERA, CA | 3 | $ 1,234,000 | $ 411,000 | $ 41,000 |
| PEORIA, IL | 3 | $ 596,000 | $ 198,000 | $ 0 |
| WICHITA FALLS, TX | 3 | $ 679,000 | $ 226,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 1,269,000 | $ 634,000 | $ 361,000 |
| CHICO, CA | 2 | $ 378,000 | $ 189,000 | $ 0 |
| GRAND FORKS, ND-MN | 2 | $ 251,000 | $ 125,000 | $ 0 |
| ITHACA, NY | 2 | $ 537,000 | $ 268,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 456,000 | $ 228,000 | $ 0 |
| NAPA, CA | 2 | $ 1,210,000 | $ 605,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 2 | $ 193,000 | $ 96,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 1,075,000 | $ 537,000 | $ 200,000 |
| SAN ANGELO, TX | 2 | $ 299,000 | $ 149,000 | $ 41,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 1,293,000 | $ 646,000 | $ 89,000 |
| SIOUX FALLS, SD | 2 | $ 428,000 | $ 214,000 | $ 0 |
| YUBA CITY, CA | 2 | $ 970,000 | $ 485,000 | $ 185,000 |
| BATTLE CREEK, MI | 1 | $ 177,000 | $ 177,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 57,000 | $ 57,000 | $ 0 |
| DANVILLE, IL | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| EAU CLAIRE, WI | 1 | $ 183,000 | $ 183,000 | $ 0 |
| FOND DU LAC, WI | 1 | $ 74,000 | $ 74,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 94,000 | $ 94,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 56,000 | $ 56,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 549,000 | $ 549,000 | $ 0 |
| HANFORD-CORCORAN, CA | 1 | $ 290,000 | $ 290,000 | $ 0 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| MONROE, LA | 1 | $ 126,000 | $ 126,000 | $ 0 |
| REDDING, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| SHEBOYGAN, WI | 1 | $ 190,000 | $ 190,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 227,000 | $ 227,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 61,000 | $ 61,000 | $ 0 |
| YUMA, AZ | 1 | $ 122,000 | $ 122,000 | $ 0 |
Mortgage Loan Application Detail Totals for Truist Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 63,455 | $16,795,423,000 | $264,000 | $78,000,000 | $61,000 | $9,999,000 |
| Refinancing | 48,092 | $11,836,117,000 | $246,000 | $64,000,000 | $73,000 | $9,999,000 |
| Home Improvement | 12,267 | $1,312,522,000 | $106,000 | $36,500,000 | $78,000 | $2,076,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 53,161 | $14,756,673,000 | $277,000 | $78,000,000 | $0 | $361,000 |
| White | 49,101 | $10,503,446,000 | $213,000 | $8,575,000 | $118,000 | $9,999,000 |
| Not Provided | 11,453 | $2,883,389,000 | $251,000 | $6,825,000 | $144,000 | $9,999,000 |
| Black or African American | 4,489 | $614,043,000 | $136,000 | $3,071,000 | $75,000 | $4,935,000 |
| Hispanic | 3,372 | $579,408,000 | $171,000 | $2,590,000 | $85,000 | $3,202,000 |
| Asian | 1,795 | $528,944,000 | $294,000 | $1,600,000 | $141,000 | $1,901,000 |
| American Indian or Alaskan Native | 332 | $54,291,000 | $163,000 | $1,500,000 | $99,000 | $750,000 |
| Native Hawaiin or Other Pacific Islander | 111 | $23,868,000 | $215,000 | $1,000,000 | $113,000 | $1,053,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 106,436 | $26,441,945,000 | $248,000 | $78,000,000 | $76,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 8,046 | $2,061,578,000 | $256,000 | $1,401,000 | $27,000 | $1,100,000 |
| FHA-insured (Federal Housing Administration) | 6,749 | $1,088,348,000 | $161,000 | $727,000 | $3,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,583 | $352,191,000 | $136,000 | $416,000 | $19,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 51,294 | $11,955,638,000 | $233,000 | $1,243,000 | $0 | $0 |
| Loan Originated | 44,048 | $10,070,304,000 | $228,000 | $25,000,000 | $121,000 | $8,292,000 |
| Application Denied By Financial Institution | 16,052 | $3,844,422,000 | $239,000 | $78,000,000 | $91,000 | $9,999,000 |
| Application Withdrawn By Applicant | 6,709 | $1,742,930,000 | $259,000 | $46,760,000 | $129,000 | $9,999,000 |
| File Closed For Incompleteness | 4,155 | $924,509,000 | $222,000 | $3,520,000 | $138,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,552 | $1,405,695,000 | $905,000 | $64,000,000 | $89,000 | $1,800,000 |
| Preapproval Denied by Financial Institution | 4 | $564,000 | $141,000 | $150,000 | $43,000 | $65,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 5,325 | $1,251,586,000 | $235,000 | $78,000,000 | $58,000 | $1,415,000 |
| Credit History | 4,950 | $572,133,000 | $115,000 | $6,000,000 | $85,000 | $9,999,000 |
| Collateral | 2,741 | $714,116,000 | $260,000 | $4,100,000 | $137,000 | $9,999,000 |
| Other | 1,108 | $778,839,000 | $702,000 | $46,000,000 | $96,000 | $3,290,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,102 | $230,135,000 | $208,000 | $2,000,000 | $116,000 | $3,340,000 |
| Credit Application Incomplete | 381 | $170,679,000 | $447,000 | $3,767,000 | $185,000 | $2,220,000 |
| Unverifiable Information | 315 | $101,021,000 | $320,000 | $1,784,000 | $138,000 | $2,653,000 |
| Employment History | 125 | $24,563,000 | $196,000 | $1,750,000 | $51,000 | $1,109,000 |
| Mortgage Insurance Denied | 9 | $1,914,000 | $212,000 | $671,000 | $118,000 | $555,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.