Truist Bank Mortgage Lending & HMDA Data, 2016

In 2016, Truist Bank of Raleigh, NC reported 123,814 mortgage applications totaling $29.9 billion, down 6% from 2015. The average application was for $241,847, and applicants reported an average income of $67,345. 36% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (7,288), Charlotte-Concord-Gastonia, NC-SC (3,926) and Baltimore-Columbia-Towson, MD (3,644) (applications in parentheses).

Mortgage Company & Address Truist Bank
3100 Smoketree Ct Fl 5
Raleigh, NC 27604
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 123,814
Total Mortgage Loan Application Amount $29,944,062,000
Average Mortgage Loan Application Amount $241,847
Highest Mortgage Loan Application Amount $78,000,000
Average Applicant Income $67,345
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Truist Bank by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington-Arlington-Alexandria, DC-VA-MD-WV 7,288 $ 3,025,315,000 $ 415,109 $ 71,270
Charlotte-Concord-Gastonia, NC-SC 3,926 $ 864,487,000 $ 220,195 $ 108,476
Baltimore-Columbia-Towson, MD 3,644 $ 1,154,769,000 $ 316,895 $ 72,000
Raleigh, NC 3,324 $ 869,700,000 $ 261,642 $ 94,000
Atlanta-Sandy Springs-Roswell, GA 3,242 $ 1,128,937,000 $ 348,222 $ 112,000
St. Louis, MO-IL 3,173 $ 662,778,000 $ 208,880 $ 17,040
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 2,394 $ 497,209,000 $ 207,689 $ 99,690
Tampa-St. Petersburg-Clearwater, FL 2,177 $ 632,792,000 $ 290,671 $ 119,000
Virginia Beach-Norfolk-Newport News, VA-NC 2,000 $ 502,390,000 $ 251,195 $ 81,247
Richmond, VA 1,989 $ 460,553,000 $ 231,550 $ 52,000
Kansas City, MO-KS 1,946 $ 396,952,000 $ 203,983 $ 7,710
Dallas-Plano-Irving, TX 1,829 $ 654,822,000 $ 358,021 $ 94,000
Winston-Salem, NC 1,747 $ 293,923,000 $ 168,244 $ 72,000
Silver Spring-Frederick-Rockville, MD 1,724 $ 652,491,000 $ 378,475 $ 78,000
Greensboro-High Point, NC 1,475 $ 250,499,000 $ 169,829 $ 76,000
Houston-The Woodlands-Sugar Land, TX 1,458 $ 469,255,000 $ 321,848 $ 79,000
Cambridge-Newton-Framingham, MA 1,448 $ 484,734,000 $ 334,761 $ 9,000
Louisville/Jefferson County, KY-IN 1,182 $ 203,717,000 $ 172,349 $ 57,747
Columbia, SC 1,168 $ 231,399,000 $ 198,115 $ 69,000
Jacksonville, FL 1,142 $ 350,124,000 $ 306,588 $ 89,000
Greenville-Anderson-Mauldin, SC 1,107 $ 178,071,000 $ 160,859 $ 68,000
Durham-Chapel Hill, NC 1,103 $ 255,867,000 $ 231,973 $ 102,000
Cincinnati, OH-KY-IN 1,097 $ 181,007,000 $ 165,001 $ 45,043
Orlando-Kissimmee-Sanford, FL 1,004 $ 348,790,000 $ 347,400 $ 81,000
Boston, MA 960 $ 334,080,000 $ 348,000 $ 10,000
North Port-Sarasota-Bradenton, FL 947 $ 250,209,000 $ 264,212 $ 119,000
Hickory-Lenoir-Morganton, NC 943 $ 122,484,000 $ 129,887 $ 61,000
Charleston-North Charleston, SC 930 $ 303,417,000 $ 326,254 $ 131,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 898 $ 249,305,000 $ 277,622 $ 101,000
Knoxville, TN 808 $ 155,818,000 $ 192,844 $ 51,000
Montgomery County-Bucks County-Chester County, PA 807 $ 220,582,000 $ 273,335 $ 91,000
Ogden-Clearfield, UT 788 $ 164,473,000 $ 208,722 $ 5,000
Austin-Round Rock, TX 787 $ 356,376,000 $ 452,828 $ 108,000
Salt Lake City, UT 746 $ 198,809,000 $ 266,500 $ 3,000
West Palm Beach-Boca Raton-Delray Beach, FL 711 $ 252,459,000 $ 355,075 $ 128,000
Springfield, MO 678 $ 109,030,000 $ 160,811 $ 2,000
Fayetteville, NC 671 $ 88,665,000 $ 132,138 $ 81,000
Provo-Orem, UT 654 $ 154,435,000 $ 236,139 $ 5,000
Fort Worth-Arlington, TX 652 $ 207,265,000 $ 317,891 $ 81,000
Miami-Miami Beach-Kendall, FL 630 $ 251,752,000 $ 399,606 $ 133,000
Palm Bay-Melbourne-Titusville, FL 628 $ 141,398,000 $ 225,156 $ 93,000
Allentown-Bethlehem-Easton, PA-NJ 618 $ 109,267,000 $ 176,807 $ 82,702
Denver-Aurora-Lakewood, CO 618 $ 211,875,000 $ 342,839 $ 31,000
Nashville-Davidson--Murfreesboro--Franklin, TN 615 $ 185,864,000 $ 302,217 $ 68,000
Roanoke, VA 610 $ 107,736,000 $ 176,616 $ 67,000
Wilmington, NC 606 $ 153,047,000 $ 252,552 $ 117,000
Chicago-Naperville-Arlington Heights, IL 566 $ 177,264,000 $ 313,187 $ 67,000
Wichita, KS 566 $ 92,759,000 $ 163,885 $ 2,000
Lancaster, PA 547 $ 128,901,000 $ 235,650 $ 77,000
Greenville, NC 529 $ 124,507,000 $ 235,362 $ 82,000
Asheville, NC 525 $ 188,760,000 $ 359,542 $ 136,000
Tallahassee, FL 524 $ 102,532,000 $ 195,671 $ 92,000
Birmingham-Hoover, AL 519 $ 107,859,000 $ 207,820 $ 69,000
Lynchburg, VA 493 $ 99,526,000 $ 201,878 $ 59,000
Lexington-Fayette, KY 487 $ 103,704,000 $ 212,944 $ 87,000
Milwaukee-Waukesha-West Allis, WI 480 $ 101,515,000 $ 211,489 $ 3,000
Charlottesville, VA 473 $ 101,949,000 $ 215,536 $ 86,000
Duluth, MN-WI 458 $ 88,642,000 $ 193,541 $ 3,720
Cape Coral-Fort Myers, FL 452 $ 160,023,000 $ 354,033 $ 107,000
Providence-Warwick, RI-MA 444 $ 105,896,000 $ 238,504 $ 7,608
Charleston, WV 443 $ 47,864,000 $ 108,045 $ 72,000
New Bern, NC 437 $ 64,478,000 $ 147,546 $ 82,000
Little Rock-North Little Rock-Conway, AR 434 $ 90,792,000 $ 209,198 $ 9,000
Rocky Mount, NC 430 $ 51,312,000 $ 119,330 $ 63,000
Reading, PA 423 $ 56,501,000 $ 133,572 $ 61,000
Salisbury, MD-DE 422 $ 100,976,000 $ 239,279 $ 110,872
San Antonio-New Braunfels, TX 418 $ 108,708,000 $ 260,066 $ 75,000
Chattanooga, TN-GA 405 $ 98,290,000 $ 242,691 $ 92,414
Savannah, GA 390 $ 97,819,000 $ 250,817 $ 89,000
Hagerstown-Martinsburg, MD-WV 389 $ 59,164,000 $ 152,092 $ 83,645
Memphis, TN-MS-AR 387 $ 83,525,000 $ 215,826 $ 24,253
Philadelphia, PA 386 $ 82,957,000 $ 214,914 $ 71,000
Fayetteville-Springdale-Rogers, AR-MO 382 $ 79,600,000 $ 208,376 $ 17,544
Deltona-Daytona Beach-Ormond Beach, FL 381 $ 92,071,000 $ 241,656 $ 112,000
Indianapolis-Carmel-Anderson, IN 380 $ 75,393,000 $ 198,402 $ 37,000
Spartanburg, SC 367 $ 53,425,000 $ 145,572 $ 73,000
New York-Jersey City-White Plains, NY-NJ 362 $ 147,405,000 $ 407,196 $ 36,265
Crestview-Fort Walton Beach-Destin, FL 358 $ 157,084,000 $ 438,782 $ 210,000
Augusta-Richmond County, GA-SC 356 $ 63,263,000 $ 177,705 $ 23,898
Port St. Lucie, FL 346 $ 58,285,000 $ 168,453 $ 66,000
Goldsboro, NC 343 $ 47,979,000 $ 139,880 $ 69,000
Portland-South Portland, ME 335 $ 79,763,000 $ 238,098 $ 2,000
Huntington-Ashland, WV-KY-OH 321 $ 38,575,000 $ 120,171 $ 73,841
Owensboro, KY 318 $ 38,711,000 $ 121,732 $ 47,000
Morgantown, WV 307 $ 53,191,000 $ 173,260 $ 96,000
Bowling Green, KY 302 $ 47,638,000 $ 157,741 $ 64,000
Ocala, FL 300 $ 43,670,000 $ 145,566 $ 76,000
Pensacola-Ferry Pass-Brent, FL 287 $ 66,679,000 $ 232,331 $ 54,000
Columbus, OH 286 $ 83,689,000 $ 292,618 $ 42,000
Pittsburgh, PA 284 $ 61,406,000 $ 216,218 $ 32,000
Spokane-Spokane Valley, WA 278 $ 59,387,000 $ 213,622 $ 16,000
Harrisonburg, VA 276 $ 39,413,000 $ 142,800 $ 60,000
Lakeland-Winter Haven, FL 271 $ 63,682,000 $ 234,988 $ 55,000
Harrisburg-Carlisle, PA 270 $ 55,200,000 $ 204,444 $ 64,000
Joplin, MO 267 $ 33,937,000 $ 127,104 $ 10,000
Evansville, IN-KY 265 $ 48,482,000 $ 182,950 $ 10,588
Beckley, WV 257 $ 28,121,000 $ 109,420 $ 68,000
York-Hanover, PA 257 $ 37,483,000 $ 145,848 $ 63,000
Huntsville, AL 252 $ 80,662,000 $ 320,087 $ 84,000
Dalton, GA 250 $ 31,067,000 $ 124,268 $ 60,000
Worcester, MA-CT 249 $ 59,965,000 $ 240,823 $ 2,783
Des Moines-West Des Moines, IA 243 $ 49,671,000 $ 204,407 $ 8,000
Seattle-Bellevue-Everett, WA 242 $ 105,602,000 $ 436,371 $ 72,000
Kingsport-Bristol-Bristol, TN-VA 241 $ 31,020,000 $ 128,713 $ 93,697
Blacksburg-Christiansburg-Radford, VA 240 $ 37,875,000 $ 157,812 $ 61,000
Hilton Head Island-Bluffton-Beaufort, SC 237 $ 85,540,000 $ 360,928 $ 201,000
Hartford-West Hartford-East Hartford, CT 236 $ 55,609,000 $ 235,631 $ 4,000
Winchester, VA-WV 226 $ 40,907,000 $ 181,004 $ 82,256
Missoula, MT 225 $ 52,342,000 $ 232,631 $ 2,000
Cheyenne, WY 220 $ 52,211,000 $ 237,322 $ 0
Billings, MT 219 $ 39,929,000 $ 182,324 $ 1,000
Minneapolis-St. Paul-Bloomington, MN-WI 215 $ 61,515,000 $ 286,116 $ 46,213
Wheeling, WV-OH 212 $ 21,506,000 $ 101,443 $ 69,330
Boise City, ID 210 $ 50,457,000 $ 240,271 $ 21,000
Logan, UT-ID 208 $ 37,442,000 $ 180,009 $ 0
Gainesville, GA 206 $ 38,522,000 $ 187,000 $ 118,000
Homosassa Springs, FL 206 $ 44,657,000 $ 216,781 $ 110,000
St. George, UT 206 $ 46,266,000 $ 224,592 $ 0
Burlington, NC 205 $ 31,792,000 $ 155,082 $ 87,000
Naples-Immokalee-Marco Island, FL 205 $ 69,843,000 $ 340,697 $ 213,000
Jacksonville, NC 203 $ 33,154,000 $ 163,320 $ 65,000
Wilmington, DE-MD-NJ 202 $ 43,312,000 $ 214,415 $ 42,009
Scranton--Wilkes-Barre--Hazleton, PA 200 $ 20,948,000 $ 104,740 $ 39,000
Clarksville, TN-KY 194 $ 21,903,000 $ 112,902 $ 42,649
Florence, SC 190 $ 27,553,000 $ 145,015 $ 65,000
Chambersburg-Waynesboro, PA 189 $ 28,492,000 $ 150,751 $ 58,000
Daphne-Fairhope-Foley, AL 186 $ 42,103,000 $ 226,360 $ 94,000
Staunton-Waynesboro, VA 185 $ 26,958,000 $ 145,718 $ 53,000
Los Angeles-Long Beach-Glendale, CA 177 $ 93,377,000 $ 527,553 $ 40,000
Anniston-Oxford-Jacksonville, AL 175 $ 18,721,000 $ 106,977 $ 60,000
Camden, NJ 175 $ 35,403,000 $ 202,302 $ 92,000
Athens-Clarke County, GA 173 $ 41,639,000 $ 240,687 $ 66,000
Warner Robins, GA 173 $ 18,044,000 $ 104,300 $ 58,000
Colorado Springs, CO 167 $ 52,531,000 $ 314,556 $ 17,000
Gary, IN 162 $ 28,055,000 $ 173,179 $ 16,000
Grand Rapids-Wyoming, MI 162 $ 28,040,000 $ 173,086 $ 10,000
Bridgeport-Stamford-Norwalk, CT 158 $ 55,142,000 $ 349,000 $ 76,000
Idaho Falls, ID 153 $ 31,028,000 $ 202,797 $ 4,000
The Villages, FL 153 $ 28,684,000 $ 187,477 $ 84,000
Newark, NJ-PA 147 $ 54,825,000 $ 372,959 $ 61,204
Columbus, GA-AL 143 $ 24,792,000 $ 173,370 $ 76,909
New Orleans-Metairie, LA 143 $ 37,133,000 $ 259,671 $ 45,000
Phoenix-Mesa-Scottsdale, AZ 142 $ 57,097,000 $ 402,091 $ 94,000
Macon, GA 134 $ 16,419,000 $ 122,529 $ 98,000
Cleveland, TN 132 $ 15,541,000 $ 117,734 $ 63,000
Omaha-Council Bluffs, NE-IA 132 $ 26,761,000 $ 202,734 $ 9,257
Portland-Vancouver-Hillsboro, OR-WA 132 $ 58,978,000 $ 446,803 $ 129,424
Punta Gorda, FL 130 $ 24,659,000 $ 189,684 $ 124,000
Barnstable Town, MA 125 $ 35,192,000 $ 281,536 $ 17,000
Fort Wayne, IN 125 $ 17,291,000 $ 138,328 $ 9,000
California-Lexington Park, MD 121 $ 31,049,000 $ 256,603 $ 59,000
Coeur D'Alene, ID 119 $ 26,930,000 $ 226,302 $ 14,000
Mobile, AL 119 $ 20,107,000 $ 168,966 $ 67,000
Cape Girardeau, MO-IL 115 $ 18,460,000 $ 160,521 $ 2,000
Panama City, FL 114 $ 25,363,000 $ 222,482 $ 115,000
Parkersburg-Vienna, WV 112 $ 11,933,000 $ 106,544 $ 70,000
Montgomery, AL 111 $ 18,313,000 $ 164,981 $ 81,000
State College, PA 111 $ 22,832,000 $ 205,693 $ 80,000
Auburn-Opelika, AL 110 $ 23,194,000 $ 210,854 $ 68,000
Abilene, TX 108 $ 22,369,000 $ 207,120 $ 1,000
College Station-Bryan, TX 108 $ 56,703,000 $ 525,027 $ 105,000
Oakland-Hayward-Berkeley, CA 108 $ 61,352,000 $ 568,074 $ 86,000
Nassau County-Suffolk County, NY 106 $ 46,229,000 $ 436,122 $ 30,000
New Haven-Milford, CT 106 $ 22,382,000 $ 211,150 $ 0
Pocatello, ID 106 $ 17,382,000 $ 163,981 $ 0
Dutchess County-Putnam County, NY 105 $ 23,754,000 $ 226,228 $ 0
San Diego-Carlsbad, CA 104 $ 54,734,000 $ 526,288 $ 67,000
Green Bay, WI 103 $ 17,466,000 $ 169,572 $ 0
Manchester-Nashua, NH 103 $ 24,400,000 $ 236,893 $ 0
Rockingham County-Strafford County, NH 102 $ 29,759,000 $ 291,754 $ 6,000
Lincoln, NE 98 $ 17,664,000 $ 180,244 $ 0
Sebring, FL 98 $ 12,718,000 $ 129,775 $ 15,000
Anaheim-Santa Ana-Irvine, CA 97 $ 54,227,000 $ 559,041 $ 47,000
Cleveland-Elyria, OH 97 $ 18,515,000 $ 190,876 $ 57,000
Cumberland, MD-WV 91 $ 13,921,000 $ 152,978 $ 68,835
Riverside-San Bernardino-Ontario, CA 90 $ 31,533,000 $ 350,366 $ 38,000
Casper, WY 89 $ 20,708,000 $ 232,674 $ 3,000
Lake County-Kenosha County, IL-WI 89 $ 27,239,000 $ 306,056 $ 63,910
Youngstown-Warren-Boardman, OH-PA 84 $ 10,270,000 $ 122,261 $ 1,904
Brunswick, GA 82 $ 24,864,000 $ 303,219 $ 181,000
Jackson, TN 81 $ 12,233,000 $ 151,024 $ 5,000
Pittsfield, MA 80 $ 16,316,000 $ 203,950 $ 2,000
Florence-Muscle Shoals, AL 78 $ 12,774,000 $ 163,769 $ 21,000
Sumter, SC 76 $ 8,183,000 $ 107,671 $ 61,000
Warren-Troy-Farmington Hills, MI 76 $ 20,691,000 $ 272,250 $ 67,000
Johnson City, TN 75 $ 15,202,000 $ 202,693 $ 51,000
Hot Springs, AR 74 $ 11,505,000 $ 155,472 $ 4,000
Lafayette-West Lafayette, IN 74 $ 9,937,000 $ 134,283 $ 10,000
Morristown, TN 72 $ 10,503,000 $ 145,875 $ 51,000
Greeley, CO 68 $ 19,815,000 $ 291,397 $ 21,000
Lawrence, KS 68 $ 11,849,000 $ 174,250 $ 40,000
Gettysburg, PA 67 $ 11,745,000 $ 175,298 $ 48,000
Oklahoma City, OK 67 $ 17,361,000 $ 259,119 $ 90,000
Sebastian-Vero Beach, FL 66 $ 18,977,000 $ 287,530 $ 125,000
Lebanon, PA 64 $ 10,318,000 $ 161,218 $ 39,000
Springfield, MA 64 $ 11,882,000 $ 185,656 $ 0
Columbia, MO 63 $ 11,517,000 $ 182,809 $ 3,000
Baton Rouge, LA 62 $ 14,258,000 $ 229,967 $ 46,000
San Jose-Sunnyvale-Santa Clara, CA 61 $ 38,043,000 $ 623,655 $ 120,000
Akron, OH 60 $ 11,049,000 $ 184,150 $ 30,000
Las Vegas-Henderson-Paradise, NV 60 $ 15,503,000 $ 258,383 $ 36,000
Williamsport, PA 59 $ 6,357,000 $ 107,745 $ 72,000
Lewiston-Auburn, ME 58 $ 9,100,000 $ 156,896 $ 0
Boulder, CO 57 $ 20,030,000 $ 351,403 $ 29,000
Bloomington, IN 55 $ 14,338,000 $ 260,690 $ 67,000
Johnstown, PA 55 $ 5,561,000 $ 101,109 $ 0
Dothan, AL 51 $ 6,231,000 $ 122,176 $ 32,000
Elgin, IL 51 $ 11,760,000 $ 230,588 $ 4,000
Topeka, KS 51 $ 7,497,000 $ 147,000 $ 15,000
Vineland-Bridgeton, NJ 51 $ 6,778,000 $ 132,901 $ 49,000
Rochester, NY 50 $ 7,630,000 $ 152,600 $ 20,000
Gainesville, FL 49 $ 9,542,000 $ 194,734 $ 95,000
Madison, WI 49 $ 14,057,000 $ 286,877 $ 39,000
Great Falls, MT 48 $ 9,286,000 $ 193,458 $ 0
Manhattan, KS 48 $ 8,465,000 $ 176,354 $ 1,000
Tyler, TX 48 $ 8,788,000 $ 183,083 $ 8,000
Decatur, AL 47 $ 6,929,000 $ 147,425 $ 48,000
Bangor, ME 46 $ 6,763,000 $ 147,021 $ 9,000
Atlantic City-Hammonton, NJ 45 $ 17,301,000 $ 384,466 $ 124,000
Ocean City, NJ 45 $ 21,712,000 $ 482,488 $ 259,000
Elizabethtown-Fort Knox, KY 44 $ 6,122,000 $ 139,136 $ 14,000
Racine, WI 44 $ 8,351,000 $ 189,795 $ 0
Tuscaloosa, AL 43 $ 7,846,000 $ 182,465 $ 90,000
Dayton, OH 42 $ 11,405,000 $ 271,547 $ 32,000
Tacoma-Lakewood, WA 42 $ 13,465,000 $ 320,595 $ 19,000
Fort Collins, CO 41 $ 13,375,000 $ 326,219 $ 56,000
Muncie, IN 41 $ 4,667,000 $ 113,829 $ 0
Carbondale-Marion, IL 40 $ 6,224,000 $ 155,600 $ 0
Detroit-Dearborn-Livonia, MI 40 $ 7,298,000 $ 182,450 $ 16,000
St. Joseph, MO-KS 40 $ 5,404,000 $ 135,100 $ 1,950
Valdosta, GA 40 $ 6,125,000 $ 153,125 $ 68,000
Jonesboro, AR 39 $ 7,698,000 $ 197,384 $ 29,000
Pine Bluff, AR 39 $ 4,931,000 $ 126,435 $ 0
East Stroudsburg, PA 38 $ 4,467,000 $ 117,552 $ 51,000
Sioux City, IA-NE-SD 38 $ 4,714,000 $ 124,052 $ 0
Columbus, IN 37 $ 6,340,000 $ 171,351 $ 24,000
Kennewick-Richland, WA 37 $ 8,189,000 $ 221,324 $ 0
Odessa, TX 37 $ 3,590,000 $ 97,027 $ 62,000
Sacramento--Roseville--Arden-Arcade, CA 37 $ 17,480,000 $ 472,432 $ 92,000
Waterloo-Cedar Falls, IA 37 $ 6,118,000 $ 165,351 $ 0
Corpus Christi, TX 35 $ 10,320,000 $ 294,857 $ 70,000
Beaumont-Port Arthur, TX 34 $ 5,552,000 $ 163,294 $ 14,000
Michigan City-La Porte, IN 34 $ 4,071,000 $ 119,735 $ 2,000
Davenport-Moline-Rock Island, IA-IL 33 $ 6,518,000 $ 197,515 $ 36,000
Santa Fe, NM 33 $ 10,680,000 $ 323,636 $ 63,000
Toledo, OH 33 $ 3,934,000 $ 119,212 $ 33,000
Albuquerque, NM 32 $ 9,979,000 $ 311,843 $ 73,000
Wenatchee, WA 32 $ 8,068,000 $ 252,125 $ 9,000
Bellingham, WA 31 $ 8,856,000 $ 285,677 $ 13,000
Dover, DE 31 $ 8,745,000 $ 282,096 $ 42,000
Midland, TX 31 $ 4,345,000 $ 140,161 $ 160,000
Norwich-New London, CT 31 $ 5,453,000 $ 175,903 $ 0
Pueblo, CO 31 $ 4,716,000 $ 152,129 $ 0
Appleton, WI 29 $ 4,347,000 $ 149,896 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 29 $ 5,720,000 $ 197,241 $ 39,000
Gulfport-Biloxi-Pascagoula, MS 29 $ 3,833,000 $ 132,172 $ 4,000
Killeen-Temple, TX 29 $ 4,806,000 $ 165,724 $ 38,000
San Francisco-Redwood City-South San Francisco, CA 28 $ 17,176,000 $ 613,428 $ 93,000
Tulsa, OK 28 $ 7,962,000 $ 284,357 $ 65,000
Grand Junction, CO 27 $ 5,055,000 $ 187,222 $ 0
Decatur, IL 26 $ 3,345,000 $ 128,653 $ 0
Cedar Rapids, IA 24 $ 3,923,000 $ 163,458 $ 0
Gadsden, AL 23 $ 2,722,000 $ 118,347 $ 90,000
Bakersfield, CA 22 $ 5,542,000 $ 251,909 $ 16,000
Burlington-South Burlington, VT 22 $ 5,791,000 $ 263,227 $ 27,000
Altoona, PA 21 $ 5,207,000 $ 247,952 $ 12,000
Mount Vernon-Anacortes, WA 21 $ 5,174,000 $ 246,380 $ 8,000
Shreveport-Bossier City, LA 21 $ 4,437,000 $ 211,285 $ 22,000
Bloomington, IL 20 $ 4,505,000 $ 225,250 $ 170,000
Hammond, LA 19 $ 2,917,000 $ 153,526 $ 0
Rome, GA 19 $ 2,528,000 $ 133,052 $ 51,000
Hattiesburg, MS 18 $ 3,290,000 $ 182,777 $ 12,000
Hinesville, GA 18 $ 2,955,000 $ 164,166 $ 99,000
Lubbock, TX 18 $ 3,609,000 $ 200,500 $ 42,000
Canton-Massillon, OH 17 $ 1,963,000 $ 115,470 $ 38,000
Jackson, MS 17 $ 4,438,000 $ 261,058 $ 29,000
El Paso, TX 16 $ 2,499,000 $ 156,187 $ 25,000
Yakima, WA 16 $ 3,194,000 $ 199,625 $ 0
Bend-Redmond, OR 15 $ 4,993,000 $ 332,866 $ 61,000
Bloomsburg-Berwick, PA 15 $ 2,791,000 $ 186,066 $ 55,000
Fresno, CA 15 $ 4,212,000 $ 280,800 $ 0
Kingston, NY 15 $ 2,783,000 $ 185,533 $ 0
Oxnard-Thousand Oaks-Ventura, CA 15 $ 8,348,000 $ 556,533 $ 30,000
Sherman-Denison, TX 15 $ 1,951,000 $ 130,066 $ 27,000
Waco, TX 15 $ 4,036,000 $ 269,066 $ 63,000
Walla Walla, WA 15 $ 2,904,000 $ 193,600 $ 0
Eugene, OR 14 $ 3,030,000 $ 216,428 $ 0
Muskegon, MI 14 $ 1,748,000 $ 124,857 $ 0
Terre Haute, IN 14 $ 1,598,000 $ 114,142 $ 63,000
Vallejo-Fairfield, CA 14 $ 6,694,000 $ 478,142 $ 81,000
Albany, GA 13 $ 1,856,000 $ 142,769 $ 56,000
Fort Smith, AR-OK 13 $ 3,238,000 $ 249,076 $ 65,000
Longview, TX 13 $ 2,089,000 $ 160,692 $ 16,000
McAllen-Edinburg-Mission, TX 13 $ 1,766,000 $ 135,846 $ 29,000
Olympia-Tumwater, WA 13 $ 2,661,000 $ 204,692 $ 0
Trenton, NJ 13 $ 4,732,000 $ 364,000 $ 154,000
Victoria, TX 13 $ 1,960,000 $ 150,769 $ 53,000
Albany-Schenectady-Troy, NY 12 $ 2,671,000 $ 222,583 $ 27,000
Lafayette, LA 12 $ 3,336,000 $ 278,000 $ 86,000
Medford, OR 12 $ 3,801,000 $ 316,750 $ 58,000
South Bend-Mishawaka, IN-MI 12 $ 1,319,000 $ 109,916 $ 4,500
Stockton-Lodi, CA 12 $ 4,625,000 $ 385,416 $ 23,000
Syracuse, NY 12 $ 1,363,000 $ 113,583 $ 0
Ann Arbor, MI 11 $ 3,750,000 $ 340,909 $ 98,000
Bremerton-Silverdale, WA 11 $ 3,841,000 $ 349,181 $ 37,000
Elkhart-Goshen, IN 11 $ 1,622,000 $ 147,454 $ 9,000
Laredo, TX 11 $ 1,680,000 $ 152,727 $ 4,000
Modesto, CA 11 $ 4,077,000 $ 370,636 $ 67,000
Reno, NV 11 $ 5,618,000 $ 510,727 $ 258,000
Santa Rosa, CA 11 $ 6,452,000 $ 586,545 $ 97,000
Brownsville-Harlingen, TX 10 $ 1,645,000 $ 164,500 $ 5,000
Jefferson City, MO 10 $ 1,407,000 $ 140,700 $ 0
Lewiston, ID-WA 10 $ 2,198,000 $ 219,800 $ 0
Tucson, AZ 10 $ 3,664,000 $ 366,400 $ 67,000
Erie, PA 9 $ 1,367,000 $ 151,888 $ 42,000
Janesville-Beloit, WI 9 $ 1,261,000 $ 140,111 $ 0
Oshkosh-Neenah, WI 9 $ 1,530,000 $ 170,000 $ 0
Rapid City, SD 9 $ 2,122,000 $ 235,777 $ 0
Rockford, IL 9 $ 950,000 $ 105,555 $ 0
Salem, OR 9 $ 3,193,000 $ 354,777 $ 175,000
Houma-Thibodaux, LA 8 $ 1,840,000 $ 230,000 $ 26,000
Kalamazoo-Portage, MI 8 $ 1,211,000 $ 151,375 $ 0
San Rafael, CA 8 $ 4,416,000 $ 552,000 $ 47,000
Santa Cruz-Watsonville, CA 8 $ 5,295,000 $ 661,875 $ 250,000
Amarillo, TX 7 $ 1,174,000 $ 167,714 $ 25,000
Ames, IA 7 $ 1,425,000 $ 203,571 $ 0
Lake Charles, LA 7 $ 1,857,000 $ 265,285 $ 28,000
Mansfield, OH 7 $ 730,000 $ 104,285 $ 24,000
Texarkana, TX-AR 7 $ 1,375,000 $ 196,428 $ 100,000
Wausau, WI 7 $ 811,000 $ 115,857 $ 0
Champaign-Urbana, IL 6 $ 956,000 $ 159,333 $ 9,000
Monroe, MI 6 $ 1,351,000 $ 225,166 $ 35,000
Salinas, CA 6 $ 3,187,000 $ 531,166 $ 110,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 6 $ 3,157,000 $ 526,166 $ 53,000
Springfield, OH 6 $ 773,000 $ 128,833 $ 4,000
Albany, OR 5 $ 1,079,000 $ 215,800 $ 0
Fargo, ND-MN 5 $ 1,542,000 $ 308,400 $ 92,000
Lima, OH 5 $ 672,000 $ 134,400 $ 42,000
Weirton-Steubenville, WV-OH 5 $ 331,000 $ 66,200 $ 40,000
Bismarck, ND 4 $ 2,472,000 $ 618,000 $ 183,000
Dubuque, IA 4 $ 563,000 $ 140,750 $ 0
Flagstaff, AZ 4 $ 1,408,000 $ 352,000 $ 64,000
Kankakee, IL 4 $ 402,000 $ 100,500 $ 0
Lansing-East Lansing, MI 4 $ 735,000 $ 183,750 $ 0
Lawton, OK 4 $ 597,000 $ 149,250 $ 0
Merced, CA 4 $ 862,000 $ 215,500 $ 0
Prescott, AZ 4 $ 802,000 $ 200,500 $ 69,000
Utica-Rome, NY 4 $ 1,142,000 $ 285,500 $ 41,000
Visalia-Porterville, CA 4 $ 1,204,000 $ 301,000 $ 15,000
Corvallis, OR 3 $ 1,377,000 $ 459,000 $ 333,000
Flint, MI 3 $ 355,000 $ 118,333 $ 0
Iowa City, IA 3 $ 1,385,000 $ 461,666 $ 57,000
Kokomo, IN 3 $ 203,000 $ 67,666 $ 31,000
Lake Havasu City-Kingman, AZ 3 $ 472,000 $ 157,333 $ 0
Longview, WA 3 $ 927,000 $ 309,000 $ 94,000
Madera, CA 3 $ 1,234,000 $ 411,333 $ 41,000
Peoria, IL 3 $ 596,000 $ 198,666 $ 0
Wichita Falls, TX 3 $ 679,000 $ 226,333 $ 0
Carson City, NV 2 $ 1,269,000 $ 634,500 $ 361,000
Chico, CA 2 $ 378,000 $ 189,000 $ 0
Grand Forks, ND-MN 2 $ 251,000 $ 125,500 $ 0
Ithaca, NY 2 $ 537,000 $ 268,500 $ 0
Las Cruces, NM 2 $ 456,000 $ 228,000 $ 0
Napa, CA 2 $ 1,210,000 $ 605,000 $ 0
Niles-Benton Harbor, MI 2 $ 193,000 $ 96,500 $ 0
Rochester, MN 2 $ 1,075,000 $ 537,500 $ 200,000
San Angelo, TX 2 $ 299,000 $ 149,500 $ 41,000
Santa Maria-Santa Barbara, CA 2 $ 1,293,000 $ 646,500 $ 89,000
Sioux Falls, SD 2 $ 428,000 $ 214,000 $ 0
Yuba City, CA 2 $ 970,000 $ 485,000 $ 185,000
Battle Creek, MI 1 $ 177,000 $ 177,000 $ 0
Binghamton, NY 1 $ 57,000 $ 57,000 $ 0
Danville, IL 1 $ 89,000 $ 89,000 $ 31,000
Eau Claire, WI 1 $ 183,000 $ 183,000 $ 0
Fond Du Lac, WI 1 $ 74,000 $ 74,000 $ 0
Glens Falls, NY 1 $ 94,000 $ 94,000 $ 0
Grand Island, NE 1 $ 56,000 $ 56,000 $ 0
Grants Pass, OR 1 $ 549,000 $ 549,000 $ 0
Hanford-Corcoran, CA 1 $ 290,000 $ 290,000 $ 0
La Crosse-Onalaska, WI-MN 1 $ 265,000 $ 265,000 $ 0
Monroe, LA 1 $ 126,000 $ 126,000 $ 0
Redding, CA 1 $ 275,000 $ 275,000 $ 0
Sheboygan, WI 1 $ 190,000 $ 190,000 $ 0
Sierra Vista-Douglas, AZ 1 $ 227,000 $ 227,000 $ 0
Springfield, IL 1 $ 61,000 $ 61,000 $ 0
Yuma, AZ 1 $ 122,000 $ 122,000 $ 0

Mortgage Loan Application Detail Totals for Truist Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 63,455 $16,795,423,000 $264,000 $78,000,000 $61,000 $9,999,000
Refinancing 48,092 $11,836,117,000 $246,000 $64,000,000 $73,000 $9,999,000
Home Improvement 12,267 $1,312,522,000 $106,000 $36,500,000 $78,000 $2,076,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 53,161 $14,756,673,000 $277,000 $78,000,000 $0 $361,000
White 49,101 $10,503,446,000 $213,000 $8,575,000 $118,000 $9,999,000
Not Provided 11,453 $2,883,389,000 $251,000 $6,825,000 $144,000 $9,999,000
Black or African American 4,489 $614,043,000 $136,000 $3,071,000 $75,000 $4,935,000
Hispanic 3,372 $579,408,000 $171,000 $2,590,000 $85,000 $3,202,000
Asian 1,795 $528,944,000 $294,000 $1,600,000 $141,000 $1,901,000
American Indian or Alaskan Native 332 $54,291,000 $163,000 $1,500,000 $99,000 $750,000
Native Hawaiin or Other Pacific Islander 111 $23,868,000 $215,000 $1,000,000 $113,000 $1,053,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 106,436 $26,441,945,000 $248,000 $78,000,000 $76,000 $9,999,000
VA-guaranteed (Veterans Administration) 8,046 $2,061,578,000 $256,000 $1,401,000 $27,000 $1,100,000
FHA-insured (Federal Housing Administration) 6,749 $1,088,348,000 $161,000 $727,000 $3,000 $206,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,583 $352,191,000 $136,000 $416,000 $19,000 $128,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 51,294 $11,955,638,000 $233,000 $1,243,000 $0 $0
Loan Originated 44,048 $10,070,304,000 $228,000 $25,000,000 $121,000 $8,292,000
Application Denied By Financial Institution 16,052 $3,844,422,000 $239,000 $78,000,000 $91,000 $9,999,000
Application Withdrawn By Applicant 6,709 $1,742,930,000 $259,000 $46,760,000 $129,000 $9,999,000
File Closed For Incompleteness 4,155 $924,509,000 $222,000 $3,520,000 $138,000 $9,999,000
Application Approved But Not Accepted 1,552 $1,405,695,000 $905,000 $64,000,000 $89,000 $1,800,000
Preapproval Denied by Financial Institution 4 $564,000 $141,000 $150,000 $43,000 $65,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 5,325 $1,251,586,000 $235,000 $78,000,000 $58,000 $1,415,000
Credit History 4,950 $572,133,000 $115,000 $6,000,000 $85,000 $9,999,000
Collateral 2,741 $714,116,000 $260,000 $4,100,000 $137,000 $9,999,000
Other 1,108 $778,839,000 $702,000 $46,000,000 $96,000 $3,290,000
Insufficient Cash (Downpayment, Closing Cost) 1,102 $230,135,000 $208,000 $2,000,000 $116,000 $3,340,000
Credit Application Incomplete 381 $170,679,000 $447,000 $3,767,000 $185,000 $2,220,000
Unverifiable Information 315 $101,021,000 $320,000 $1,784,000 $138,000 $2,653,000
Employment History 125 $24,563,000 $196,000 $1,750,000 $51,000 $1,109,000
Mortgage Insurance Denied 9 $1,914,000 $212,000 $671,000 $118,000 $555,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truist Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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