Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2004
In 2004, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 406 mortgage applications totaling $104.6 million, down 11% from 2003. The average application was for $257,591, and applicants reported an average income of $125,386. 78% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (18), Bethesda-Frederick-Gaithersburg, MD (7) and Baltimore-Towson, MD (2) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 406 |
| Total Mortgage Loan Application Amount | $104,582,000 |
| Average Mortgage Loan Application Amount | $257,591 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $125,386 |
| Highest Applicant Income | $1,550,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 150 | $ 39,957,000 | $ 266,380 | $ 121,000 |
| Alexandria, Virginia | 121 | $ 30,907,000 | $ 255,429 | $ 103,000 |
| Arlington, Virginia | 37 | $ 8,767,000 | $ 236,945 | $ 155,000 |
| Prince William, Virginia | 20 | $ 4,343,000 | $ 217,150 | $ 100,000 |
| District of Columbia, District Of Columbia | 18 | $ 6,373,000 | $ 354,055 | $ 166,000 |
| Prince George's, Maryland | 9 | $ 2,098,000 | $ 233,111 | $ 106,000 |
| Montgomery, Maryland | 7 | $ 1,882,000 | $ 268,857 | $ 104,000 |
| Loudoun, Virginia | 7 | $ 1,139,000 | $ 162,714 | $ 71,000 |
| Falls Church, Virginia | 5 | $ 1,510,000 | $ 302,000 | $ 182,000 |
| Fauquier, Virginia | 5 | $ 766,000 | $ 153,200 | $ 279,000 |
| Fairfax City, Virginia | 3 | $ 199,000 | $ 66,333 | $ 112,000 |
| Northumberland, Virginia | 3 | $ 1,087,000 | $ 362,333 | $ 57,000 |
| Spotsylvania, Virginia | 3 | $ 748,000 | $ 249,333 | $ 29,000 |
| Stafford, Virginia | 3 | $ 835,000 | $ 278,333 | $ 92,000 |
| Anne Arundel, Maryland | 2 | $ 920,000 | $ 460,000 | $ 215,000 |
| Broward, Florida | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Charles, Maryland | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Saratoga, New York | 1 | $ 249,000 | $ 249,000 | $ 167,000 |
| Franklin, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| Amherst, Virginia | 1 | $ 600,000 | $ 600,000 | $ 216,000 |
| Culpeper, Virginia | 1 | $ 300,000 | $ 300,000 | $ 228,000 |
| Fredericksburg, Virginia | 1 | $ 170,000 | $ 170,000 | $ 274,000 |
| Harrisonburg, Virginia | 1 | $ 104,000 | $ 104,000 | $ 143,000 |
| Madison, Virginia | 1 | $ 292,000 | $ 292,000 | $ 250,000 |
| Manassas, Virginia | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Shenandoah, Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Westmoreland, Virginia | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Williamsburg, Virginia | 1 | $ 183,000 | $ 183,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 186 | $47,576,000 | $304,333 | $1,250,000 | $108,666 | $1,378,000 |
| Home Purchase | 145 | $52,211,000 | $277,333 | $2,000,000 | $148,000 | $1,550,000 |
| Home Improvement | 75 | $4,795,000 | $50,000 | $600,000 | $70,333 | $398,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 281 | $77,235,000 | $258,000 | $2,000,000 | $154,000 | $1,550,000 |
| Asian | 43 | $10,576,000 | $259,333 | $729,000 | $108,333 | $425,000 |
| Black or African American | 25 | $3,727,000 | $224,500 | $490,000 | $85,500 | $248,000 |
| Not applicable | 19 | $4,978,000 | $302,000 | $1,353,000 | $5,000 | $398,000 |
| Not Provided | 19 | $4,678,000 | $232,250 | $900,000 | $205,750 | $432,000 |
| Hispanic | 17 | $2,909,000 | $262,000 | $495,000 | $37,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $64,000 | $64,000 | $64,000 | $62,000 | $62,000 |
| American Indian or Alaskan Native | 1 | $415,000 | $415,000 | $415,000 | $130,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 406 | $104,582,000 | $245,500 | $2,000,000 | $133,166 | $1,550,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 317 | $74,541,000 | $238,000 | $1,800,000 | $130,000 | $1,550,000 |
| Application Approved But Not Accepted | 38 | $14,097,000 | $357,000 | $2,000,000 | $157,666 | $1,043,000 |
| Application Denied By Financial Institution | 38 | $12,037,000 | $189,000 | $1,285,000 | $80,333 | $277,000 |
| Application Withdrawn By Applicant | 12 | $3,431,000 | $314,000 | $700,000 | $181,666 | $527,000 |
| File Closed For Incompleteness | 1 | $476,000 | $476,000 | $476,000 | $102,000 | $102,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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