Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2011
In 2011, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 608 mortgage applications totaling $192.2 million, down 3% from 2010. The average application was for $316,082, and applicants reported an average income of $155,177. 77% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (573), Bethesda-Rockville-Frederick, MD (5) and Baltimore-Towson, MD (2) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 608 |
| Total Mortgage Loan Application Amount | $192,178,000 |
| Average Mortgage Loan Application Amount | $316,082 |
| Highest Mortgage Loan Application Amount | $3,750,000 |
| Average Applicant Income | $155,177 |
| Highest Applicant Income | $3,950,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 573 | $ 182,498,000 | $ 318,495 | $ 154,986 |
| Bethesda-Rockville-Frederick, MD | 5 | $ 1,819,000 | $ 363,800 | $ 225,000 |
| Baltimore-Towson, MD | 2 | $ 381,000 | $ 190,500 | $ 110,000 |
| Richmond, VA | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 533,000 | $ 266,500 | $ 11,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 42,000 | $ 42,000 | $ 105,000 |
| Pittsburgh, PA | 1 | $ 603,000 | $ 603,000 | $ 186,000 |
| Roanoke, VA | 1 | $ 116,000 | $ 116,000 | $ 390,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 310 | $106,933,000 | $344,000 | $3,750,000 | $152,000 | $902,000 |
| Home Purchase | 222 | $70,512,000 | $317,000 | $2,450,000 | $134,000 | $1,751,000 |
| Home Improvement | 76 | $14,733,000 | $193,000 | $1,250,000 | $230,000 | $3,950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 310 | $100,757,000 | $325,000 | $2,450,000 | $197,000 | $1,751,000 |
| Not applicable | 112 | $39,330,000 | $351,000 | $3,750,000 | $0 | $0 |
| Not Provided | 112 | $33,076,000 | $295,000 | $1,180,000 | $193,000 | $3,950,000 |
| Asian | 29 | $8,343,000 | $287,000 | $765,000 | $220,000 | $888,000 |
| Black or African American | 27 | $5,963,000 | $220,000 | $615,000 | $96,000 | $225,000 |
| Hispanic | 18 | $4,709,000 | $261,000 | $626,000 | $147,000 | $427,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 606 | $191,377,000 | $315,000 | $3,750,000 | $155,000 | $3,950,000 |
| FHA-insured (Federal Housing Administration) | 2 | $801,000 | $400,000 | $461,000 | $111,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 467 | $148,586,000 | $318,000 | $3,750,000 | $159,000 | $3,950,000 |
| Application Approved But Not Accepted | 49 | $12,810,000 | $261,000 | $730,000 | $154,000 | $888,000 |
| Application Denied By Financial Institution | 49 | $12,695,000 | $259,000 | $1,060,000 | $108,000 | $448,000 |
| Application Withdrawn By Applicant | 40 | $16,853,000 | $421,000 | $1,726,000 | $165,000 | $579,000 |
| File Closed For Incompleteness | 3 | $1,234,000 | $411,000 | $540,000 | $218,000 | $373,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 18 | $3,471,000 | $192,000 | $575,000 | $94,000 | $343,000 |
| Debt-To-Income Ratio | 15 | $5,115,000 | $341,000 | $1,060,000 | $97,000 | $276,000 |
| Collateral | 8 | $1,329,000 | $166,000 | $330,000 | $98,000 | $315,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $908,000 | $454,000 | $507,000 | $161,000 | $170,000 |
| Other | 2 | $182,000 | $91,000 | $140,000 | $89,000 | $105,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $448,000 | $448,000 |
| Mortgage Insurance Denied | 1 | $600,000 | $600,000 | $600,000 | $156,000 | $156,000 |
| Credit Application Incomplete | 1 | $260,000 | $260,000 | $260,000 | $0 | $0 |
| Employment History | 1 | $730,000 | $730,000 | $730,000 | $251,000 | $251,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About