Capital One NA Mortgage Lending & HMDA Data, 2012
In 2012, Capital One NA of Baton Rouge, LA reported 32,652 mortgage applications totaling $6.0 billion, down 4% from 2011. The average application was for $183,004, and applicants reported an average income of $100,194. 36% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,057), New York-White Plains-Wayne, NY-NJ (3,096) and New Orleans-Metairie-Kenner, LA (2,988) (applications in parentheses).
| Mortgage Company & Address | Capital One NA 11130 Industriplex Blvd Baton Rouge, LA 70809 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 32,652 |
| Total Mortgage Loan Application Amount | $5,975,477,000 |
| Average Mortgage Loan Application Amount | $183,004 |
| Highest Mortgage Loan Application Amount | $47,750,000 |
| Average Applicant Income | $100,194 |
| Highest Applicant Income | $9,458,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,057 | $ 994,957,000 | $ 245,244 | $ 122,048 |
| New York-White Plains-Wayne, NY-NJ | 3,096 | $ 965,145,000 | $ 311,739 | $ 123,720 |
| New Orleans-Metairie-Kenner, LA | 2,988 | $ 306,064,000 | $ 102,431 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 2,635 | $ 274,615,000 | $ 104,218 | $ 88,000 |
| Nassau-Suffolk, NY | 2,348 | $ 553,402,000 | $ 235,690 | $ 124,000 |
| Bethesda-Rockville-Frederick, MD | 2,152 | $ 510,046,000 | $ 237,010 | $ 120,000 |
| Baton Rouge, LA | 1,489 | $ 189,649,000 | $ 127,366 | $ 81,000 |
| Dallas-Plano-Irving, TX | 1,146 | $ 203,562,000 | $ 177,628 | $ 96,000 |
| Shreveport-Bossier City, LA | 944 | $ 70,386,000 | $ 74,561 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 931 | $ 89,341,000 | $ 95,962 | $ 82,000 |
| Brownsville-Harlingen, TX | 810 | $ 43,633,000 | $ 53,867 | $ 54,000 |
| Baltimore-Towson, MD | 793 | $ 197,754,000 | $ 249,374 | $ 109,000 |
| Lake Charles, LA | 585 | $ 52,440,000 | $ 89,641 | $ 70,000 |
| McAllen-Edinburg-Mission, TX | 585 | $ 38,255,000 | $ 65,393 | $ 64,000 |
| Newark-Union, NJ-PA | 542 | $ 179,548,000 | $ 331,269 | $ 146,540 |
| Edison-New Brunswick, NJ | 541 | $ 125,253,000 | $ 231,521 | $ 118,000 |
| Beaumont-Port Arthur, TX | 483 | $ 37,836,000 | $ 78,335 | $ 93,000 |
| Austin-Round Rock-San Marcos, TX | 466 | $ 66,547,000 | $ 142,804 | $ 88,000 |
| San Antonio-New Braunfels, TX | 349 | $ 30,604,000 | $ 87,690 | $ 82,000 |
| Alexandria, LA | 345 | $ 32,139,000 | $ 93,156 | $ 80,000 |
| Lafayette, LA | 259 | $ 30,287,000 | $ 116,938 | $ 92,000 |
| Texarkana, Tx-Texarkana, AR | 259 | $ 17,003,000 | $ 65,648 | $ 78,177 |
| Fort Worth-Arlington, TX | 256 | $ 23,751,000 | $ 92,777 | $ 82,000 |
| Monroe, LA | 176 | $ 13,770,000 | $ 78,238 | $ 71,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 164 | $ 31,682,000 | $ 193,182 | $ 106,000 |
| Richmond, VA | 163 | $ 34,616,000 | $ 212,368 | $ 118,000 |
| Tyler, TX | 161 | $ 14,662,000 | $ 91,068 | $ 72,000 |
| Longview, TX | 85 | $ 6,215,000 | $ 73,117 | $ 111,000 |
| Bridgeport-Stamford-Norwalk, CT | 59 | $ 98,583,000 | $ 1,670,898 | $ 201,000 |
| Victoria, TX | 50 | $ 2,960,000 | $ 59,200 | $ 78,000 |
| Trenton-Ewing, NJ | 48 | $ 9,198,000 | $ 191,625 | $ 126,000 |
| New Haven-Milford, CT | 45 | $ 25,304,000 | $ 562,311 | $ 57,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 5,561,000 | $ 129,325 | $ 71,813 |
| Corpus Christi, TX | 40 | $ 2,647,000 | $ 66,175 | $ 88,000 |
| Philadelphia, PA | 32 | $ 130,284,000 | $ 4,071,375 | $ 94,000 |
| Camden, NJ | 29 | $ 25,210,000 | $ 869,310 | $ 108,000 |
| Los Angeles-Long Beach-Glendale, CA | 29 | $ 14,005,000 | $ 482,931 | $ 166,000 |
| Charlottesville, VA | 28 | $ 5,650,000 | $ 201,785 | $ 76,000 |
| Phoenix-Mesa-Glendale, AZ | 26 | $ 16,800,000 | $ 646,153 | $ 140,000 |
| Chicago-Joliet-Naperville, IL | 25 | $ 8,551,000 | $ 342,040 | $ 141,000 |
| Atlanta-Sandy Springs-Marietta, GA | 23 | $ 5,924,000 | $ 257,565 | $ 179,000 |
| Hartford-West Hartford-East Hartford, CT | 21 | $ 4,354,000 | $ 207,333 | $ 118,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 21 | $ 3,790,000 | $ 180,476 | $ 119,000 |
| Wilmington, DE-MD-NJ | 21 | $ 3,568,000 | $ 169,904 | $ 102,333 |
| Buffalo-Niagara Falls, NY | 18 | $ 1,816,000 | $ 100,888 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 15 | $ 6,611,000 | $ 440,733 | $ 187,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 2,398,000 | $ 171,285 | $ 166,214 |
| Oakland-Fremont-Hayward, CA | 14 | $ 5,614,000 | $ 401,000 | $ 144,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 8,132,000 | $ 580,857 | $ 224,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 1,517,000 | $ 116,692 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 2,513,000 | $ 193,307 | $ 95,000 |
| San Francisco-San Mateo-Redwood City, CA | 13 | $ 6,914,000 | $ 531,846 | $ 397,000 |
| Seattle-Bellevue-Everett, WA | 13 | $ 5,384,000 | $ 414,153 | $ 192,000 |
| Winchester, VA-WV | 13 | $ 1,986,000 | $ 152,769 | $ 112,615 |
| Cambridge-Newton-Framingham, MA | 11 | $ 3,102,000 | $ 282,000 | $ 187,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 11 | $ 3,196,000 | $ 290,545 | $ 143,363 |
| Denver-Aurora-Broomfield, CO | 10 | $ 19,741,000 | $ 1,974,100 | $ 173,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 10 | $ 4,740,000 | $ 474,000 | $ 160,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 1,982,000 | $ 220,222 | $ 134,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 518,000 | $ 57,555 | $ 83,000 |
| North Port-Bradenton-Sarasota, FL | 9 | $ 17,902,000 | $ 1,989,111 | $ 206,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 3,627,000 | $ 403,000 | $ 118,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 2,351,000 | $ 261,222 | $ 162,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 9 | $ 2,734,000 | $ 303,777 | $ 463,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 1,494,000 | $ 186,750 | $ 124,000 |
| Las Vegas-Paradise, NV | 8 | $ 1,711,000 | $ 213,875 | $ 124,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 2,164,000 | $ 270,500 | $ 209,000 |
| College Station-Bryan, TX | 7 | $ 535,000 | $ 76,428 | $ 89,000 |
| El Paso, TX | 7 | $ 769,000 | $ 109,857 | $ 81,000 |
| Peabody, MA | 7 | $ 2,067,000 | $ 295,285 | $ 150,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 7 | $ 2,062,000 | $ 294,571 | $ 128,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 6 | $ 1,322,000 | $ 220,333 | $ 116,166 |
| Greenville-Mauldin-Easley, SC | 6 | $ 744,000 | $ 124,000 | $ 74,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 2,752,000 | $ 458,666 | $ 236,000 |
| Ocean City, NJ | 6 | $ 869,000 | $ 144,833 | $ 218,000 |
| Orlando-Kissimmee-Sanford, FL | 6 | $ 327,000 | $ 54,500 | $ 45,000 |
| Raleigh-Cary, NC | 6 | $ 1,517,000 | $ 252,833 | $ 229,000 |
| Roanoke, VA | 6 | $ 683,000 | $ 113,833 | $ 87,000 |
| Rochester, NY | 6 | $ 408,000 | $ 68,000 | $ 66,000 |
| Salisbury, MD | 6 | $ 741,000 | $ 123,500 | $ 129,000 |
| Sherman-Denison, TX | 6 | $ 341,000 | $ 56,833 | $ 317,000 |
| Syracuse, NY | 6 | $ 419,000 | $ 69,833 | $ 55,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,100,000 | $ 183,333 | $ 125,000 |
| Barnstable Town, MA | 5 | $ 1,608,000 | $ 321,600 | $ 484,000 |
| Boston-Quincy, MA | 5 | $ 1,825,000 | $ 365,000 | $ 196,000 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,282,000 | $ 256,400 | $ 123,600 |
| Dover, DE | 5 | $ 955,000 | $ 191,000 | $ 65,000 |
| Gulfport-Biloxi, MS | 5 | $ 952,000 | $ 190,400 | $ 140,000 |
| Kansas City, MO-KS | 5 | $ 2,319,000 | $ 463,800 | $ 212,600 |
| Lynchburg, VA | 5 | $ 696,000 | $ 139,200 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 286,000 | $ 57,200 | $ 293,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 5 | $ 769,000 | $ 153,800 | $ 81,000 |
| Norwich-New London, CT | 5 | $ 1,154,000 | $ 230,800 | $ 118,000 |
| Boulder, CO | 4 | $ 2,172,000 | $ 543,000 | $ 134,000 |
| Greeley, CO | 4 | $ 729,000 | $ 182,250 | $ 73,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 4 | $ 704,000 | $ 176,000 | $ 148,000 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 1,257,000 | $ 314,250 | $ 100,000 |
| Salt Lake City, UT | 4 | $ 2,443,000 | $ 610,750 | $ 230,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,530,000 | $ 382,500 | $ 165,000 |
| Binghamton, NY | 3 | $ 147,000 | $ 49,000 | $ 39,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,538,000 | $ 512,666 | $ 194,000 |
| Glens Falls, NY | 3 | $ 1,245,000 | $ 415,000 | $ 179,000 |
| Honolulu, HI | 3 | $ 2,247,000 | $ 749,000 | $ 3,378,000 |
| Laredo, TX | 3 | $ 303,000 | $ 101,000 | $ 40,000 |
| Lubbock, TX | 3 | $ 328,000 | $ 109,333 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 721,000 | $ 240,333 | $ 408,000 |
| St. Louis, MO-IL | 3 | $ 365,000 | $ 121,666 | $ 58,000 |
| Wilmington, NC | 3 | $ 485,000 | $ 161,666 | $ 69,000 |
| Amarillo, TX | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Bakersfield-Delano, CA | 2 | $ 163,000 | $ 81,500 | $ 63,000 |
| Bend, OR | 2 | $ 403,000 | $ 201,500 | $ 329,000 |
| Birmingham-Hoover, AL | 2 | $ 352,000 | $ 176,000 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 1,962,000 | $ 981,000 | $ 561,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 1,359,000 | $ 679,500 | $ 270,000 |
| Chattanooga, TN-GA | 2 | $ 626,000 | $ 313,000 | $ 364,000 |
| Columbia, SC | 2 | $ 245,000 | $ 122,500 | $ 98,000 |
| Columbus, IN | 2 | $ 452,000 | $ 226,000 | $ 153,000 |
| Cumberland, MD-WV | 2 | $ 99,000 | $ 49,500 | $ 84,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Des Moines-West Des Moines, IA | 2 | $ 512,000 | $ 256,000 | $ 125,000 |
| Flint, MI | 2 | $ 186,000 | $ 93,000 | $ 35,000 |
| Florence, SC | 2 | $ 131,000 | $ 65,500 | $ 82,000 |
| Fort Wayne, IN | 2 | $ 207,000 | $ 103,500 | $ 106,000 |
| Gary, IN | 2 | $ 262,000 | $ 131,000 | $ 84,000 |
| Harrisonburg, VA | 2 | $ 193,000 | $ 96,500 | $ 78,000 |
| Hattiesburg, MS | 2 | $ 218,000 | $ 109,000 | $ 75,000 |
| Indianapolis-Carmel, IN | 2 | $ 78,000 | $ 39,000 | $ 73,000 |
| Jacksonville, FL | 2 | $ 768,000 | $ 384,000 | $ 134,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 315,000 | $ 157,500 | $ 75,000 |
| Madison, WI | 2 | $ 1,007,000 | $ 503,500 | $ 321,000 |
| Memphis, TN-MS-AR | 2 | $ 402,000 | $ 201,000 | $ 55,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 185,000 | $ 92,500 | $ 39,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Reno-Sparks, NV | 2 | $ 1,035,000 | $ 517,500 | $ 264,000 |
| Rockingham County-Strafford County, NH | 2 | $ 400,000 | $ 200,000 | $ 984,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 273,000 | $ 136,500 | $ 115,000 |
| Spokane, WA | 2 | $ 749,000 | $ 374,500 | $ 1,039,000 |
| Stockton, CA | 2 | $ 250,000 | $ 125,000 | $ 95,000 |
| Wichita Falls, TX | 2 | $ 78,000 | $ 39,000 | $ 50,000 |
| Worcester, MA | 2 | $ 313,000 | $ 156,500 | $ 122,000 |
| Akron, OH | 1 | $ 675,000 | $ 675,000 | $ 225,000 |
| Appleton, WI | 1 | $ 160,000 | $ 160,000 | $ 250,000 |
| Asheville, NC | 1 | $ 256,000 | $ 256,000 | $ 70,000 |
| Auburn-Opelika, AL | 1 | $ 250,000 | $ 250,000 | $ 228,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 528,000 | $ 528,000 | $ 119,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Bloomington, IN | 1 | $ 6,000 | $ 6,000 | $ 41,000 |
| Boise City-Nampa, ID | 1 | $ 72,000 | $ 72,000 | $ 125,000 |
| Brunswick, GA | 1 | $ 212,000 | $ 212,000 | $ 675,000 |
| Burlington-South Burlington, VT | 1 | $ 395,000 | $ 395,000 | $ 800,000 |
| Canton-Massillon, OH | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Cedar Rapids, IA | 1 | $ 104,000 | $ 104,000 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 218,000 | $ 218,000 | $ 121,000 |
| Colorado Springs, CO | 1 | $ 146,000 | $ 146,000 | $ 124,000 |
| Columbus, OH | 1 | $ 360,000 | $ 360,000 | $ 119,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 107,000 | $ 107,000 | $ 122,000 |
| Elizabethtown, KY | 1 | $ 68,000 | $ 68,000 | $ 48,000 |
| Fayetteville, NC | 1 | $ 5,000 | $ 5,000 | $ 66,000 |
| Fort Collins-Loveland, CO | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Fresno, CA | 1 | $ 608,000 | $ 608,000 | $ 180,000 |
| Grand Junction, CO | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 33,000 | $ 33,000 | $ 78,000 |
| Greensboro-High Point, NC | 1 | $ 411,000 | $ 411,000 | $ 26,000 |
| Greenville, NC | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| Harrisburg-Carlisle, PA | 1 | $ 150,000 | $ 150,000 | $ 132,000 |
| Jackson, MS | 1 | $ 80,000 | $ 80,000 | $ 34,000 |
| Jonesboro, AR | 1 | $ 71,000 | $ 71,000 | $ 208,000 |
| Joplin, MO | 1 | $ 4,000 | $ 4,000 | $ 28,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Kingston, NY | 1 | $ 302,000 | $ 302,000 | $ 150,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 403,000 | $ 403,000 | $ 71,000 |
| Lebanon, PA | 1 | $ 138,000 | $ 138,000 | $ 66,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 1,000 | $ 1,000 | $ 86,000 |
| Medford, OR | 1 | $ 77,000 | $ 77,000 | $ 21,000 |
| Merced, CA | 1 | $ 80,000 | $ 80,000 | $ 137,000 |
| Morgantown, WV | 1 | $ 94,000 | $ 94,000 | $ 147,000 |
| Napa, CA | 1 | $ 170,000 | $ 170,000 | $ 141,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 61,000 | $ 61,000 | $ 37,000 |
| Pascagoula, MS | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Pittsburgh, PA | 1 | $ 14,600,000 | $ 14,600,000 | $ 0 |
| Pittsfield, MA | 1 | $ 100,000 | $ 100,000 | $ 105,000 |
| Port St. Lucie, FL | 1 | $ 100,000 | $ 100,000 | $ 33,000 |
| Portland-South Portland-Biddeford, ME | 1 | $ 165,000 | $ 165,000 | $ 303,000 |
| Prescott, AZ | 1 | $ 362,000 | $ 362,000 | $ 250,000 |
| Punta Gorda, FL | 1 | $ 6,817,000 | $ 6,817,000 | $ 0 |
| Reading, PA | 1 | $ 347,000 | $ 347,000 | $ 168,000 |
| Salem, OR | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 152,000 | $ 152,000 | $ 169,000 |
| Sebastian-Vero Beach, FL | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Springfield, MA | 1 | $ 5,000 | $ 5,000 | $ 461,000 |
| St. Cloud, MN | 1 | $ 230,000 | $ 230,000 | $ 133,000 |
| St. George, UT | 1 | $ 716,000 | $ 716,000 | $ 663,000 |
| Sumter, SC | 1 | $ 10,000 | $ 10,000 | $ 31,000 |
| Utica-Rome, NY | 1 | $ 56,000 | $ 56,000 | $ 168,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Visalia-Porterville, CA | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Waco, TX | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Winston-Salem, NC | 1 | $ 259,000 | $ 259,000 | $ 262,000 |
| Yakima, WA | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| York-Hanover, PA | 1 | $ 28,500,000 | $ 28,500,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One NA in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,842 | $4,442,247,000 | $213,000 | $47,750,000 | $101,000 | $5,400,000 |
| Home Improvement | 7,500 | $411,488,000 | $54,000 | $4,425,000 | $86,000 | $4,431,000 |
| Home Purchase | 4,310 | $1,121,742,000 | $260,000 | $32,700,000 | $121,000 | $9,458,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,644 | $2,858,390,000 | $171,000 | $2,500,000 | $111,000 | $5,400,000 |
| Hispanic | 4,408 | $464,273,000 | $105,000 | $2,500,000 | $71,000 | $2,706,000 |
| Black or African American | 4,292 | $465,801,000 | $108,000 | $1,500,000 | $74,000 | $4,431,000 |
| Not Provided | 2,786 | $494,546,000 | $177,000 | $4,550,000 | $152,000 | $9,458,000 |
| Asian | 2,330 | $492,204,000 | $211,000 | $1,986,000 | $107,000 | $1,406,000 |
| Not applicable | 1,827 | $1,157,328,000 | $633,000 | $47,750,000 | $57,000 | $858,000 |
| American Indian or Alaskan Native | 252 | $24,795,000 | $98,000 | $1,000,000 | $94,000 | $3,360,000 |
| Native Hawaiian or Other Pacific Islander | 113 | $18,140,000 | $160,000 | $1,122,000 | $95,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,884 | $5,609,414,000 | $181,000 | $47,750,000 | $102,000 | $9,458,000 |
| FHA-insured (Federal Housing Administration) | 1,643 | $331,048,000 | $201,000 | $795,000 | $73,000 | $529,000 |
| VA-guaranteed (Veterans Administration) | 121 | $34,679,000 | $286,000 | $831,000 | $93,000 | $522,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $336,000 | $84,000 | $116,000 | $28,000 | $35,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,069 | $1,848,887,000 | $131,000 | $8,676,000 | $90,000 | $5,400,000 |
| Loan Originated | 11,846 | $2,680,287,000 | $226,000 | $47,750,000 | $112,000 | $9,458,000 |
| Application Withdrawn By Applicant | 3,023 | $796,381,000 | $263,000 | $40,000,000 | $118,000 | $2,991,000 |
| Loan Purchased By The Institution | 1,574 | $234,595,000 | $149,000 | $523,000 | $67,000 | $858,000 |
| File Closed For Incompleteness | 1,173 | $177,453,000 | $151,000 | $11,500,000 | $115,000 | $3,263,000 |
| Application Approved But Not Accepted | 904 | $231,505,000 | $256,000 | $41,000,000 | $108,000 | $3,032,000 |
| Preapproval Denied by Financial Institution | 63 | $6,369,000 | $101,000 | $391,000 | $31,000 | $79,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,163 | $520,334,000 | $84,000 | $2,500,000 | $96,000 | $4,431,000 |
| Debt-To-Income Ratio | 3,606 | $475,590,000 | $131,000 | $2,000,000 | $53,000 | $1,258,000 |
| Collateral | 2,076 | $350,453,000 | $168,000 | $1,986,000 | $110,000 | $5,400,000 |
| Credit Application Incomplete | 1,005 | $233,775,000 | $232,000 | $1,455,000 | $111,000 | $968,000 |
| Other | 794 | $199,851,000 | $251,000 | $8,676,000 | $118,000 | $3,036,000 |
| Unverifiable Information | 325 | $41,277,000 | $127,000 | $994,000 | $103,000 | $2,400,000 |
| Employment History | 73 | $14,448,000 | $197,000 | $1,062,000 | $92,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 69 | $15,043,000 | $218,000 | $1,500,000 | $94,000 | $635,000 |
| Mortgage Insurance Denied | 21 | $4,485,000 | $213,000 | $394,000 | $84,000 | $175,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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