Capital One NA Mortgage Lending & HMDA Data, 2012

In 2012, Capital One NA of Baton Rouge, LA reported 32,652 mortgage applications totaling $6.0 billion, down 4% from 2011. The average application was for $183,004, and applicants reported an average income of $100,194. 36% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (4,057), New York-White Plains-Wayne, NY-NJ (3,096) and New Orleans-Metairie-Kenner, LA (2,988) (applications in parentheses).

Mortgage Company & Address Capital One NA
11130 Industriplex Blvd
Baton Rouge, LA 70809
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  
Total Number of Mortgage Applications 32,652
Total Mortgage Loan Application Amount $5,975,477,000
Average Mortgage Loan Application Amount $183,004
Highest Mortgage Loan Application Amount $47,750,000
Average Applicant Income $100,194
Highest Applicant Income $9,458,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One NA by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 1,939 $ 470,719,000 $ 242,763 $ 121,000
Harris, Texas 1,765 $ 183,475,000 $ 103,951 $ 86,000
Suffolk, New York 1,401 $ 317,494,000 $ 226,619 $ 119,000
Fairfax, Virginia 1,180 $ 335,675,000 $ 284,470 $ 130,000
Jefferson, Louisiana 1,028 $ 100,861,000 $ 98,113 $ 77,000
Nassau, New York 947 $ 235,908,000 $ 249,110 $ 131,000
Queens, New York 916 $ 193,627,000 $ 211,383 $ 99,000
Orleans, Louisiana 830 $ 92,480,000 $ 111,421 $ 91,000
Cameron, Texas 810 $ 43,633,000 $ 53,867 $ 54,000
East Baton Rouge, Louisiana 754 $ 113,403,000 $ 150,401 $ 83,000
Caddo, Louisiana 710 $ 52,673,000 $ 74,187 $ 65,000
Prince George's, Maryland 707 $ 105,347,000 $ 149,005 $ 86,000
St. Tammany, Louisiana 697 $ 77,292,000 $ 110,892 $ 86,000
Kings, New York 591 $ 158,688,000 $ 268,507 $ 97,000
Hidalgo, Texas 585 $ 38,255,000 $ 65,393 $ 64,000
District of Columbia, District Of Columbia 580 $ 157,112,000 $ 270,882 $ 143,000
Calcasieu, Louisiana 577 $ 51,674,000 $ 89,556 $ 70,000
Dallas, Texas 562 $ 124,207,000 $ 221,008 $ 93,000
Lafourche, Louisiana 557 $ 53,198,000 $ 95,508 $ 83,000
Loudoun, Virginia 489 $ 121,489,000 $ 248,443 $ 129,000
Prince William, Virginia 412 $ 87,681,000 $ 212,817 $ 102,000
Terrebonne, Louisiana 374 $ 36,143,000 $ 96,639 $ 80,000
Livingston, Louisiana 373 $ 37,030,000 $ 99,276 $ 74,000
Fort Bend, Texas 371 $ 39,377,000 $ 106,137 $ 91,000
Collin, Texas 367 $ 53,178,000 $ 144,899 $ 110,000
Bergen, New Jersey 332 $ 89,049,000 $ 268,219 $ 167,000
Jefferson, Texas 317 $ 25,241,000 $ 79,624 $ 94,000
Bexar, Texas 305 $ 26,983,000 $ 88,468 $ 79,000
Travis, Texas 292 $ 45,206,000 $ 154,815 $ 93,000
Rapides, Louisiana 287 $ 27,645,000 $ 96,324 $ 82,000
Montgomery, Texas 269 $ 30,382,000 $ 112,944 $ 88,000
Ascension, Louisiana 262 $ 29,988,000 $ 114,458 $ 88,000
Anne Arundel, Maryland 244 $ 55,944,000 $ 229,278 $ 109,000
Tarrant, Texas 244 $ 22,821,000 $ 93,528 $ 82,000
Westchester, New York 235 $ 75,586,000 $ 321,642 $ 191,000
Hudson, New Jersey 234 $ 79,356,000 $ 339,128 $ 95,000
Howard, Maryland 231 $ 61,085,000 $ 264,437 $ 129,000
Lafayette, Louisiana 229 $ 28,392,000 $ 123,982 $ 93,000
Essex, New Jersey 226 $ 110,992,000 $ 491,115 $ 133,000
Richmond, New York 218 $ 43,426,000 $ 199,201 $ 99,000
Frederick, Maryland 213 $ 39,327,000 $ 184,633 $ 108,000
Bowie, Texas 212 $ 14,068,000 $ 66,358 $ 76,000
Middlesex, New Jersey 209 $ 55,423,000 $ 265,181 $ 100,000
New York, New York 209 $ 218,417,000 $ 1,045,057 $ 231,000
St. Charles, Louisiana 191 $ 19,515,000 $ 102,172 $ 81,000
Arlington, Virginia 188 $ 79,466,000 $ 422,691 $ 149,000
Tangipahoa, Louisiana 181 $ 16,494,000 $ 91,127 $ 68,000
Denton, Texas 177 $ 22,067,000 $ 124,672 $ 83,000
Ouachita, Louisiana 165 $ 12,749,000 $ 77,266 $ 70,000
Smith, Texas 161 $ 14,662,000 $ 91,068 $ 72,000
Bossier, Louisiana 157 $ 12,288,000 $ 78,267 $ 72,000
Williamson, Texas 155 $ 19,128,000 $ 123,406 $ 80,000
Monmouth, New Jersey 154 $ 34,316,000 $ 222,831 $ 136,000
Bronx, New York 154 $ 63,819,000 $ 414,409 $ 147,000
Baltimore, Maryland 149 $ 55,004,000 $ 369,154 $ 97,000
Union, New Jersey 144 $ 27,509,000 $ 191,034 $ 139,000
Washington, Louisiana 141 $ 9,983,000 $ 70,801 $ 58,000
Orange, Texas 141 $ 9,800,000 $ 69,503 $ 75,000
Morris, New Jersey 138 $ 34,663,000 $ 251,181 $ 190,000
Galveston, Texas 126 $ 11,990,000 $ 95,158 $ 98,000
Ocean, New Jersey 124 $ 21,784,000 $ 175,677 $ 104,000
Alexandria, Virginia 124 $ 32,571,000 $ 262,669 $ 167,000
St. Bernard, Louisiana 119 $ 7,418,000 $ 62,336 $ 57,000
Vermilion, Louisiana 118 $ 8,341,000 $ 70,686 $ 70,000
St. John the Baptist, Louisiana 111 $ 7,592,000 $ 68,396 $ 67,000
Avoyelles, Louisiana 107 $ 7,759,000 $ 72,514 $ 66,000
Jefferson Davis, Louisiana 107 $ 7,712,000 $ 72,074 $ 78,000
Anderson, Texas 104 $ 5,784,000 $ 55,615 $ 62,000
Passaic, New Jersey 100 $ 20,124,000 $ 201,240 $ 89,000
Allen, Louisiana 97 $ 7,445,000 $ 76,752 $ 75,000
Baltimore City, Maryland 97 $ 11,076,000 $ 114,185 $ 77,000
Rockland, New York 97 $ 20,204,000 $ 208,288 $ 111,000
Assumption, Louisiana 90 $ 6,478,000 $ 71,977 $ 69,000
Iberia, Louisiana 89 $ 7,811,000 $ 87,764 $ 68,000
Sussex, Delaware 88 $ 22,458,000 $ 255,204 $ 161,000
Charles, Maryland 80 $ 15,278,000 $ 190,975 $ 117,000
De Soto, Louisiana 77 $ 5,425,000 $ 70,454 $ 63,000
Morehouse, Louisiana 73 $ 3,645,000 $ 49,931 $ 52,000
Harrison, Texas 70 $ 5,148,000 $ 73,542 $ 79,000
St. Mary, Louisiana 69 $ 4,476,000 $ 64,869 $ 69,000
Wharton, Texas 68 $ 4,886,000 $ 71,852 $ 74,000
Henrico, Virginia 60 $ 14,083,000 $ 234,716 $ 116,000
Fairfield, Connecticut 59 $ 98,583,000 $ 1,670,898 $ 201,000
Grant, Louisiana 58 $ 4,494,000 $ 77,482 $ 69,000
Webster, Louisiana 58 $ 4,942,000 $ 85,206 $ 60,000
Gregg, Texas 58 $ 4,652,000 $ 80,206 $ 117,000
Spotsylvania, Virginia 58 $ 9,332,000 $ 160,896 $ 97,000
Cass, Texas 57 $ 3,852,000 $ 67,578 $ 76,000
Somerset, New Jersey 54 $ 13,730,000 $ 254,259 $ 166,000
Madison, Louisiana 53 $ 2,173,000 $ 41,000 $ 53,000
Colorado, Texas 53 $ 4,352,000 $ 82,113 $ 129,000
Carroll, Maryland 51 $ 9,084,000 $ 178,117 $ 102,000
Wood, Texas 49 $ 3,187,000 $ 65,040 $ 68,000
Mercer, New Jersey 48 $ 9,198,000 $ 191,625 $ 126,000
Angelina, Texas 48 $ 4,703,000 $ 97,979 $ 60,000
Miller, Arkansas 47 $ 2,935,000 $ 62,446 $ 88,000
New Haven, Connecticut 45 $ 25,304,000 $ 562,311 $ 57,000
Fauquier, Virginia 45 $ 11,322,000 $ 251,600 $ 142,000
Stafford, Virginia 44 $ 9,596,000 $ 218,090 $ 105,000
Manassas, Virginia 41 $ 7,187,000 $ 175,292 $ 104,000
Washington, Maryland 37 $ 4,551,000 $ 123,000 $ 64,000
Brazoria, Texas 37 $ 3,318,000 $ 89,675 $ 83,000
Chesterfield, Virginia 37 $ 7,229,000 $ 195,378 $ 111,000
Austin, Texas 36 $ 3,945,000 $ 109,583 $ 78,000
East Carroll, Louisiana 34 $ 1,327,000 $ 39,029 $ 53,000
Iberville, Louisiana 34 $ 3,281,000 $ 96,500 $ 73,000
St. Landry, Louisiana 34 $ 2,945,000 $ 86,617 $ 72,000
Beauregard, Louisiana 33 $ 2,857,000 $ 86,575 $ 77,000
Washington, Texas 33 $ 3,474,000 $ 105,272 $ 67,000
West Carroll, Louisiana 32 $ 2,777,000 $ 86,781 $ 62,000
Nueces, Texas 32 $ 2,048,000 $ 64,000 $ 84,000
Newport News, Virginia 31 $ 4,525,000 $ 145,967 $ 84,000
Acadia, Louisiana 30 $ 2,361,000 $ 78,700 $ 65,000
St. Martin, Louisiana 30 $ 1,895,000 $ 63,166 $ 79,000
Los Angeles, California 29 $ 14,005,000 $ 482,931 $ 166,000
Lamar, Texas 29 $ 1,716,000 $ 59,172 $ 55,000
James City, Virginia 29 $ 6,472,000 $ 223,172 $ 103,000
Calvert, Maryland 28 $ 6,313,000 $ 225,464 $ 129,000
Victoria, Texas 27 $ 1,515,000 $ 56,111 $ 59,000
Maricopa, Arizona 25 $ 16,669,000 $ 666,760 $ 143,000
Cherokee, Texas 25 $ 1,821,000 $ 72,840 $ 72,000
Hardin, Texas 25 $ 2,795,000 $ 111,800 $ 177,000
West Baton Rouge, Louisiana 24 $ 2,016,000 $ 84,000 $ 74,000
York, Virginia 24 $ 5,106,000 $ 212,750 $ 138,000
Upshur, Texas 23 $ 1,382,000 $ 60,086 $ 91,000
Hampton, Virginia 23 $ 3,442,000 $ 149,652 $ 73,000
Richmond City, Virginia 23 $ 4,792,000 $ 208,347 $ 103,000
Claiborne, Louisiana 22 $ 1,332,000 $ 60,545 $ 86,000
Warren, Virginia 22 $ 3,821,000 $ 173,681 $ 114,000
St. Mary's, Maryland 21 $ 6,237,000 $ 297,000 $ 95,000
Sussex, New Jersey 21 $ 3,455,000 $ 164,523 $ 87,000
Guadalupe, Texas 21 $ 1,558,000 $ 74,190 $ 102,000
St. James, Louisiana 20 $ 1,945,000 $ 97,250 $ 79,000
Calhoun, Texas 20 $ 1,338,000 $ 66,900 $ 104,000
Camp, Texas 20 $ 1,369,000 $ 68,450 $ 54,000
Matagorda, Texas 20 $ 1,045,000 $ 52,250 $ 72,000
Fairfax City, Virginia 20 $ 3,925,000 $ 196,250 $ 96,000
Fayette, Texas 19 $ 902,000 $ 47,473 $ 51,000
Albemarle, Virginia 19 $ 3,665,000 $ 192,894 $ 74,000
New Castle, Delaware 18 $ 3,019,000 $ 167,722 $ 109,000
Talbot, Maryland 18 $ 3,745,000 $ 208,055 $ 97,000
Henderson, Texas 18 $ 1,442,000 $ 80,111 $ 100,000
Van Zandt, Texas 18 $ 1,031,000 $ 57,277 $ 48,000
Worcester, Maryland 17 $ 2,964,000 $ 174,352 $ 133,000
East Feliciana, Louisiana 16 $ 1,752,000 $ 109,500 $ 99,000
Burlington, New Jersey 16 $ 2,742,000 $ 171,375 $ 117,000
Orange, New York 16 $ 2,529,000 $ 158,062 $ 113,000
Culpeper, Virginia 16 $ 2,741,000 $ 171,312 $ 77,000
Virginia Beach, Virginia 16 $ 3,544,000 $ 221,500 $ 183,000
Orange, California 15 $ 6,611,000 $ 440,733 $ 187,000
Lee, Texas 15 $ 1,834,000 $ 122,266 $ 73,000
Hanover, Virginia 15 $ 3,922,000 $ 261,466 $ 131,000
Manassas Park, Virginia 15 $ 2,537,000 $ 169,133 $ 56,000
Santa Clara, California 14 $ 8,132,000 $ 580,857 $ 224,000
Cook, Illinois 14 $ 5,039,000 $ 359,928 $ 149,000
Queen Anne's, Maryland 14 $ 4,599,000 $ 328,500 $ 154,000
Panola, Texas 14 $ 707,000 $ 50,500 $ 76,000
Rockwall, Texas 14 $ 1,726,000 $ 123,285 $ 92,000
Hartford, Connecticut 13 $ 2,856,000 $ 219,692 $ 135,000
Evangeline, Louisiana 13 $ 530,000 $ 40,769 $ 39,000
La Salle, Louisiana 13 $ 1,029,000 $ 79,153 $ 94,000
Erie, New York 13 $ 1,401,000 $ 107,769 $ 131,000
Montgomery, Pennsylvania 13 $ 85,693,000 $ 6,591,769 $ 72,000
Plaquemines, Louisiana 12 $ 906,000 $ 75,500 $ 68,000
Vernon, Louisiana 12 $ 865,000 $ 72,083 $ 130,000
King, Washington 12 $ 5,086,000 $ 423,833 $ 192,000
Richland, Louisiana 11 $ 981,000 $ 89,181 $ 79,000
Sabine, Louisiana 11 $ 758,000 $ 68,909 $ 58,000
Union, Louisiana 11 $ 1,021,000 $ 92,818 $ 90,000
Middlesex, Massachusetts 11 $ 3,102,000 $ 282,000 $ 187,000
Warren, New Jersey 11 $ 1,790,000 $ 162,727 $ 91,000
Kaufman, Texas 11 $ 1,067,000 $ 97,000 $ 84,000
Liberty, Texas 11 $ 813,000 $ 73,909 $ 128,000
Starr, Texas 11 $ 486,000 $ 44,181 $ 55,000
Waller, Texas 11 $ 994,000 $ 90,363 $ 132,000
Ventura, California 10 $ 4,740,000 $ 474,000 $ 160,000
Fulton, Georgia 10 $ 3,290,000 $ 329,000 $ 252,000
St. Helena, Louisiana 10 $ 695,000 $ 69,500 $ 77,000
Gloucester, New Jersey 10 $ 1,493,000 $ 149,300 $ 98,000
Hunterdon, New Jersey 10 $ 2,694,000 $ 269,400 $ 92,000
Putnam, New York 10 $ 2,849,000 $ 284,900 $ 141,000
Sullivan, New York 10 $ 1,038,000 $ 103,800 $ 92,000
Hays, Texas 10 $ 1,459,000 $ 145,900 $ 86,000
Falls Church, Virginia 10 $ 3,340,000 $ 334,000 $ 178,000
Frederick, Virginia 10 $ 1,577,000 $ 157,700 $ 131,000
San Diego, California 9 $ 3,627,000 $ 403,000 $ 118,000
Broward, Florida 9 $ 1,982,000 $ 220,222 $ 134,000
Palm Beach, Florida 9 $ 2,734,000 $ 303,777 $ 463,000
Garrett, Maryland 9 $ 3,037,000 $ 337,444 $ 280,000
Pearl River, Mississippi 9 $ 1,289,000 $ 143,222 $ 43,000
Jasper, Texas 9 $ 843,000 $ 93,666 $ 102,000
Morris, Texas 9 $ 486,000 $ 54,000 $ 58,000
Parker, Texas 9 $ 642,000 $ 71,333 $ 68,000
Chesapeake, Virginia 9 $ 1,911,000 $ 212,333 $ 81,000
Louisa, Virginia 9 $ 1,495,000 $ 166,111 $ 231,000
Riverside, California 8 $ 1,908,000 $ 238,500 $ 103,000
Litchfield, Connecticut 8 $ 2,851,000 $ 356,375 $ 184,000
Cameron, Louisiana 8 $ 766,000 $ 95,750 $ 76,000
Pointe Coupee, Louisiana 8 $ 720,000 $ 90,000 $ 119,000
West Feliciana, Louisiana 8 $ 764,000 $ 95,500 $ 77,000
Clark, Nevada 8 $ 1,711,000 $ 213,875 $ 124,000
Atlantic, New Jersey 8 $ 1,494,000 $ 186,750 $ 124,000
Philadelphia, Pennsylvania 8 $ 41,761,000 $ 5,220,125 $ 95,000
Bastrop, Texas 8 $ 734,000 $ 91,750 $ 60,000
Houston, Texas 8 $ 273,000 $ 34,125 $ 38,000
Polk, Texas 8 $ 701,000 $ 87,625 $ 83,000
Titus, Texas 8 $ 725,000 $ 90,625 $ 45,000
Willacy, Texas 8 $ 301,000 $ 37,625 $ 37,000
Fredericksburg, Virginia 8 $ 1,843,000 $ 230,375 $ 120,000
Isle of Wight, Virginia 8 $ 1,685,000 $ 210,625 $ 77,000
Alameda, California 7 $ 3,599,000 $ 514,142 $ 147,000
Contra Costa, California 7 $ 2,015,000 $ 287,857 $ 140,000
Harford, Maryland 7 $ 962,000 $ 137,428 $ 74,000
Essex, Massachusetts 7 $ 2,067,000 $ 295,285 $ 150,000
Chambers, Texas 7 $ 229,000 $ 32,714 $ 62,000
El Paso, Texas 7 $ 769,000 $ 109,857 $ 81,000
Ellis, Texas 7 $ 874,000 $ 124,857 $ 70,000
Nacogdoches, Texas 7 $ 635,000 $ 90,714 $ 51,000
Charlottesville, Virginia 7 $ 1,432,000 $ 204,571 $ 81,000
Suffolk, Virginia 7 $ 1,473,000 $ 210,428 $ 96,000
San Francisco, California 6 $ 3,174,000 $ 529,000 $ 665,000
Middlesex, Connecticut 6 $ 1,325,000 $ 220,833 $ 111,000
Lake, Illinois 6 $ 2,752,000 $ 458,666 $ 236,000
Jackson, Louisiana 6 $ 506,000 $ 84,333 $ 64,000
Wicomico, Maryland 6 $ 741,000 $ 123,500 $ 129,000
Cape May, New Jersey 6 $ 869,000 $ 144,833 $ 218,000
Bell, Texas 6 $ 428,000 $ 71,333 $ 82,000
Comal, Texas 6 $ 423,000 $ 70,500 $ 89,000
Freestone, Texas 6 $ 268,000 $ 44,666 $ 88,000
Grayson, Texas 6 $ 341,000 $ 56,833 $ 317,000
Hunt, Texas 6 $ 351,000 $ 58,500 $ 71,000
Medina, Texas 6 $ 314,000 $ 52,333 $ 156,000
San Patricio, Texas 6 $ 163,000 $ 27,166 $ 107,000
Shelby, Texas 6 $ 717,000 $ 119,500 $ 83,000
Berkeley, West Virginia 6 $ 1,010,000 $ 168,333 $ 120,000
San Bernardino, California 5 $ 605,000 $ 121,000 $ 81,000
Arapahoe, Colorado 5 $ 17,873,000 $ 3,574,600 $ 196,000
New London, Connecticut 5 $ 1,154,000 $ 230,800 $ 118,000
Kent, Delaware 5 $ 955,000 $ 191,000 $ 65,000
Miami-Dade, Florida 5 $ 286,000 $ 57,200 $ 293,000
Pinellas, Florida 5 $ 1,448,000 $ 289,600 $ 207,000
Sarasota, Florida 5 $ 10,451,000 $ 2,090,200 $ 223,000
Caldwell, Louisiana 5 $ 486,000 $ 97,200 $ 68,000
Concordia, Louisiana 5 $ 380,000 $ 76,000 $ 70,000
Franklin, Louisiana 5 $ 209,000 $ 41,800 $ 68,000
Lincoln, Louisiana 5 $ 749,000 $ 149,800 $ 136,000
Barnstable, Massachusetts 5 $ 1,608,000 $ 321,600 $ 484,000
Hennepin, Minnesota 5 $ 1,583,000 $ 316,600 $ 189,000
Dutchess, New York 5 $ 1,261,000 $ 252,200 $ 138,000
Monroe, New York 5 $ 345,000 $ 69,000 $ 63,000
Niagara, New York 5 $ 415,000 $ 83,000 $ 58,000
Onondaga, New York 5 $ 404,000 $ 80,800 $ 54,000
Saratoga, New York 5 $ 745,000 $ 149,000 $ 89,000
Mecklenburg, North Carolina 5 $ 1,212,000 $ 242,400 $ 117,000
Wake, North Carolina 5 $ 1,406,000 $ 281,200 $ 248,000
Multnomah, Oregon 5 $ 2,116,000 $ 423,200 $ 183,000
Bucks, Pennsylvania 5 $ 1,759,000 $ 351,800 $ 166,000
Lavaca, Texas 5 $ 472,000 $ 94,400 $ 98,000
Accomack, Virginia 5 $ 887,000 $ 177,400 $ 161,000
Clarke, Virginia 5 $ 1,069,000 $ 213,800 $ 111,000
Orange, Virginia 5 $ 935,000 $ 187,000 $ 95,000
Williamsburg, Virginia 5 $ 1,169,000 $ 233,800 $ 127,000
Marin, California 4 $ 2,875,000 $ 718,750 $ 222,000
Sonoma, California 4 $ 1,530,000 $ 382,500 $ 165,000
Boulder, Colorado 4 $ 2,172,000 $ 543,000 $ 134,000
Weld, Colorado 4 $ 729,000 $ 182,250 $ 73,000
Hillsborough, Florida 4 $ 903,000 $ 225,750 $ 107,000
Manatee, Florida 4 $ 7,451,000 $ 1,862,750 $ 184,000
DuPage, Illinois 4 $ 1,410,000 $ 352,500 $ 141,000
Bienville, Louisiana 4 $ 263,000 $ 65,750 $ 58,000
Catahoula, Louisiana 4 $ 286,000 $ 71,500 $ 89,000
Natchitoches, Louisiana 4 $ 308,000 $ 77,000 $ 56,000
Oakland, Michigan 4 $ 973,000 $ 243,250 $ 140,000
Albany, New York 4 $ 523,000 $ 130,750 $ 97,000
Washington, Oregon 4 $ 641,000 $ 160,250 $ 108,000
Delaware, Pennsylvania 4 $ 711,000 $ 177,750 $ 95,000
Monroe, Pennsylvania 4 $ 269,000 $ 67,250 $ 48,000
Beaufort, South Carolina 4 $ 1,112,000 $ 278,000 $ 94,000
Horry, South Carolina 4 $ 704,000 $ 176,000 $ 148,000
Pickens, South Carolina 4 $ 416,000 $ 104,000 $ 81,000
Brazos, Texas 4 $ 397,000 $ 99,250 $ 98,000
Grimes, Texas 4 $ 280,000 $ 70,000 $ 67,000
Hopkins, Texas 4 $ 452,000 $ 113,000 $ 82,000
Leon, Texas 4 $ 225,000 $ 56,250 $ 27,000
Llano, Texas 4 $ 174,000 $ 43,500 $ 55,000
Marion, Texas 4 $ 377,000 $ 94,250 $ 106,000
Red River, Texas 4 $ 185,000 $ 46,250 $ 81,000
Rusk, Texas 4 $ 181,000 $ 45,250 $ 131,000
Walker, Texas 4 $ 237,000 $ 59,250 $ 70,000
Wilson, Texas 4 $ 241,000 $ 60,250 $ 88,000
Bedford, Virginia 4 $ 565,000 $ 141,250 $ 111,000
Caroline, Virginia 4 $ 407,000 $ 101,750 $ 66,000
King George, Virginia 4 $ 1,014,000 $ 253,500 $ 63,000
Middlesex, Virginia 4 $ 866,000 $ 216,500 $ 147,000
Rappahannock, Virginia 4 $ 1,859,000 $ 464,750 $ 732,000
Roanoke, Virginia 4 $ 572,000 $ 143,000 $ 71,000
Shenandoah, Virginia 4 $ 265,000 $ 66,250 $ 82,000
Sacramento, California 3 $ 573,000 $ 191,000 $ 108,000
San Mateo, California 3 $ 865,000 $ 288,333 $ 97,000
Orange, Florida 3 $ 133,000 $ 44,333 $ 45,000
Cobb, Georgia 3 $ 1,209,000 $ 403,000 $ 164,000
Gwinnett, Georgia 3 $ 326,000 $ 108,666 $ 94,000
Honolulu, Hawaii 3 $ 2,247,000 $ 749,000 $ 3,378,000
Kane, Illinois 3 $ 536,000 $ 178,666 $ 136,000
Johnson, Kansas 3 $ 895,000 $ 298,333 $ 127,000
Caroline, Maryland 3 $ 188,000 $ 62,666 $ 34,000
Kent, Maryland 3 $ 467,000 $ 155,666 $ 72,000
Bristol, Massachusetts 3 $ 1,038,000 $ 346,000 $ 101,000
Suffolk, Massachusetts 3 $ 694,000 $ 231,333 $ 162,000
Harrison, Mississippi 3 $ 670,000 $ 223,333 $ 178,000
Walthall, Mississippi 3 $ 107,000 $ 35,666 $ 77,000
Camden, New Jersey 3 $ 20,975,000 $ 6,991,666 $ 93,000
Broome, New York 3 $ 147,000 $ 49,000 $ 39,000
Pike, Pennsylvania 3 $ 235,000 $ 78,333 $ 64,000
Atascosa, Texas 3 $ 297,000 $ 99,000 $ 56,000
Burleson, Texas 3 $ 138,000 $ 46,000 $ 76,000
Burnet, Texas 3 $ 502,000 $ 167,333 $ 58,000
Goliad, Texas 3 $ 107,000 $ 35,666 $ 68,000
Lampasas, Texas 3 $ 90,000 $ 30,000 $ 85,000
Lubbock, Texas 3 $ 328,000 $ 109,333 $ 83,000
Webb, Texas 3 $ 303,000 $ 101,000 $ 40,000
Essex, Virginia 3 $ 255,000 $ 85,000 $ 86,000
Mecklenburg, Virginia 3 $ 566,000 $ 188,666 $ 85,000
Norfolk, Virginia 3 $ 562,000 $ 187,333 $ 85,000
Poquoson, Virginia 3 $ 842,000 $ 280,666 $ 112,000
Powhatan, Virginia 3 $ 866,000 $ 288,666 $ 170,000
Baldwin, Alabama 2 $ 693,000 $ 346,500 $ 165,000
Tallapoosa, Alabama 2 $ 546,000 $ 273,000 $ 160,000
Ashley, Arkansas 2 $ 15,000 $ 7,500 $ 40,000
Lafayette, Arkansas 2 $ 108,000 $ 54,000 $ 46,000
Sevier, Arkansas 2 $ 307,000 $ 153,500 $ 70,000
Kern, California 2 $ 163,000 $ 81,500 $ 63,000
Placer, California 2 $ 866,000 $ 433,000 $ 164,000
San Joaquin, California 2 $ 250,000 $ 125,000 $ 95,000
Santa Barbara, California 2 $ 273,000 $ 136,500 $ 115,000
Yolo, California 2 $ 623,000 $ 311,500 $ 121,000
Adams, Colorado 2 $ 444,000 $ 222,000 $ 93,000
Denver, Colorado 2 $ 784,000 $ 392,000 $ 152,000
San Miguel, Colorado 2 $ 2,597,000 $ 1,298,500 $ 60,000
Tolland, Connecticut 2 $ 173,000 $ 86,500 $ 33,000
Bay, Florida 2 $ 200,000 $ 100,000 $ 0
Escambia, Florida 2 $ 673,000 $ 336,500 $ 585,000
Lake, Florida 2 $ 80,000 $ 40,000 $ 47,000
Lee, Florida 2 $ 1,962,000 $ 981,000 $ 561,000
Volusia, Florida 2 $ 120,000 $ 60,000 $ 72,000
Walton, Florida 2 $ 1,784,000 $ 892,000 $ 478,000
DeKalb, Georgia 2 $ 621,000 $ 310,500 $ 217,000
Hawaii, Hawaii 2 $ 672,000 $ 336,000 $ 164,000
Kendall, Illinois 2 $ 292,000 $ 146,000 $ 56,000
McHenry, Illinois 2 $ 1,274,000 $ 637,000 $ 180,000
Bartholomew, Indiana 2 $ 452,000 $ 226,000 $ 153,000
Polk, Iowa 2 $ 512,000 $ 256,000 $ 125,000
Jefferson, Kentucky 2 $ 315,000 $ 157,500 $ 75,000
Tensas, Louisiana 2 $ 35,000 $ 17,500 $ 51,000
Winn, Louisiana 2 $ 30,000 $ 15,000 $ 59,000
Allegany, Maryland 2 $ 99,000 $ 49,500 $ 84,000
Dorchester, Maryland 2 $ 688,000 $ 344,000 $ 259,000
Norfolk, Massachusetts 2 $ 1,131,000 $ 565,500 $ 247,000
Worcester, Massachusetts 2 $ 313,000 $ 156,500 $ 122,000
Genesee, Michigan 2 $ 186,000 $ 93,000 $ 35,000
Mille Lacs, Minnesota 2 $ 227,000 $ 113,500 $ 143,000
Scott, Minnesota 2 $ 415,000 $ 207,500 $ 125,000
Hancock, Mississippi 2 $ 282,000 $ 141,000 $ 84,000
St. Charles, Missouri 2 $ 259,000 $ 129,500 $ 61,000
Washoe, Nevada 2 $ 1,035,000 $ 517,500 $ 264,000
Rockingham, New Hampshire 2 $ 400,000 $ 200,000 $ 984,000
Salem, New Jersey 2 $ 316,000 $ 158,000 $ 45,000
Cattaraugus, New York 2 $ 187,000 $ 93,500 $ 58,000
Chenango, New York 2 $ 107,000 $ 53,500 $ 44,000
Columbia, New York 2 $ 190,000 $ 95,000 $ 211,000
Delaware, New York 2 $ 231,000 $ 115,500 $ 67,000
Greene, New York 2 $ 202,000 $ 101,000 $ 98,000
Jefferson, New York 2 $ 185,000 $ 92,500 $ 123,000
Otsego, New York 2 $ 135,000 $ 67,500 $ 178,000
Schenectady, New York 2 $ 100,000 $ 50,000 $ 30,000
Warren, New York 2 $ 1,156,000 $ 578,000 $ 230,000
New Hanover, North Carolina 2 $ 305,000 $ 152,500 $ 57,000
Orange, North Carolina 2 $ 980,000 $ 490,000 $ 180,000
Hamilton, Ohio 2 $ 940,000 $ 470,000 $ 175,000
Deschutes, Oregon 2 $ 403,000 $ 201,500 $ 329,000
Carbon, Pennsylvania 2 $ 441,000 $ 220,500 $ 601,000
Chester, Pennsylvania 2 $ 360,000 $ 180,000 $ 59,000
Charleston, South Carolina 2 $ 1,359,000 $ 679,500 $ 270,000
Florence, South Carolina 2 $ 131,000 $ 65,500 $ 82,000
Greenville, South Carolina 2 $ 328,000 $ 164,000 $ 60,000
Lexington, South Carolina 2 $ 245,000 $ 122,500 $ 98,000
Davidson, Tennessee 2 $ 150,000 $ 75,000 $ 84,000
Hamilton, Tennessee 2 $ 626,000 $ 313,000 $ 364,000
Shelby, Tennessee 2 $ 402,000 $ 201,000 $ 55,000
Aransas, Texas 2 $ 436,000 $ 218,000 $ 88,000
Bandera, Texas 2 $ 322,000 $ 161,000 $ 82,000
Brown, Texas 2 $ 74,000 $ 37,000 $ 31,000
Delta, Texas 2 $ 92,000 $ 46,000 $ 36,000
Franklin, Texas 2 $ 135,000 $ 67,500 $ 35,000
Gillespie, Texas 2 $ 220,000 $ 110,000 $ 79,000
Hood, Texas 2 $ 154,000 $ 77,000 $ 142,000
Kendall, Texas 2 $ 466,000 $ 233,000 $ 82,000
Kleberg, Texas 2 $ 161,000 $ 80,500 $ 71,000
Newton, Texas 2 $ 183,000 $ 91,500 $ 60,000
Randall, Texas 2 $ 290,000 $ 145,000 $ 61,000
San Augustine, Texas 2 $ 216,000 $ 108,000 $ 71,000
San Jacinto, Texas 2 $ 92,000 $ 46,000 $ 31,000
Tyler, Texas 2 $ 171,000 $ 85,500 $ 89,000
Wichita, Texas 2 $ 78,000 $ 39,000 $ 50,000
Wise, Texas 2 $ 268,000 $ 134,000 $ 91,000
Salt Lake, Utah 2 $ 1,062,000 $ 531,000 $ 299,000
Summit, Utah 2 $ 1,381,000 $ 690,500 $ 160,000
Buckingham, Virginia 2 $ 119,000 $ 59,500 $ 21,000
Colonial Heights, Virginia 2 $ 208,000 $ 104,000 $ 39,000
Gloucester, Virginia 2 $ 323,000 $ 161,500 $ 117,000
King William, Virginia 2 $ 406,000 $ 203,000 $ 108,000
Lancaster, Virginia 2 $ 494,000 $ 247,000 $ 116,000
Madison, Virginia 2 $ 80,000 $ 40,000 $ 46,000
Northumberland, Virginia 2 $ 573,000 $ 286,500 $ 414,000
Petersburg, Virginia 2 $ 100,000 $ 50,000 $ 42,000
Portsmouth, Virginia 2 $ 269,000 $ 134,500 $ 89,000
Rockingham, Virginia 2 $ 193,000 $ 96,500 $ 78,000
Westmoreland, Virginia 2 $ 219,000 $ 109,500 $ 92,000
Winchester, Virginia 2 $ 305,000 $ 152,500 $ 41,000
Spokane, Washington 2 $ 749,000 $ 374,500 $ 1,039,000
Dane, Wisconsin 2 $ 1,007,000 $ 503,500 $ 321,000
Waukesha, Wisconsin 2 $ 185,000 $ 92,500 $ 39,000
Jefferson, Alabama 1 $ 152,000 $ 152,000 $ 95,000
Lee, Alabama 1 $ 250,000 $ 250,000 $ 228,000
Marshall, Alabama 1 $ 30,000 $ 30,000 $ 48,000
Shelby, Alabama 1 $ 200,000 $ 200,000 $ 89,000
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 91,000
Mohave, Arizona 1 $ 403,000 $ 403,000 $ 71,000
Pinal, Arizona 1 $ 131,000 $ 131,000 $ 60,000
Yavapai, Arizona 1 $ 362,000 $ 362,000 $ 250,000
Howard, Arkansas 1 $ 75,000 $ 75,000 $ 2,160,000
Jackson, Arkansas 1 $ 36,000 $ 36,000 $ 34,000
Little River, Arkansas 1 $ 50,000 $ 50,000 $ 36,000
Lonoke, Arkansas 1 $ 1,000 $ 1,000 $ 86,000
Newton, Arkansas 1 $ 5,000 $ 5,000 $ 19,000
Poinsett, Arkansas 1 $ 71,000 $ 71,000 $ 208,000
Del Norte, California 1 $ 7,000 $ 7,000 $ 58,000
Fresno, California 1 $ 608,000 $ 608,000 $ 180,000
Lake, California 1 $ 100,000 $ 100,000 $ 1,080,000
Merced, California 1 $ 80,000 $ 80,000 $ 137,000
Mono, California 1 $ 556,000 $ 556,000 $ 300,000
Napa, California 1 $ 170,000 $ 170,000 $ 141,000
Santa Cruz, California 1 $ 152,000 $ 152,000 $ 169,000
Tulare, California 1 $ 90,000 $ 90,000 $ 53,000
Tuolumne, California 1 $ 241,000 $ 241,000 $ 62,000
Douglas, Colorado 1 $ 640,000 $ 640,000 $ 264,000
El Paso, Colorado 1 $ 146,000 $ 146,000 $ 124,000
Larimer, Colorado 1 $ 100,000 $ 100,000 $ 72,000
Mesa, Colorado 1 $ 163,000 $ 163,000 $ 70,000
Summit, Colorado 1 $ 713,000 $ 713,000 $ 297,000
Charlotte, Florida 1 $ 6,817,000 $ 6,817,000 $ 0
Duval, Florida 1 $ 288,000 $ 288,000 $ 166,000
Indian River, Florida 1 $ 125,000 $ 125,000 $ 120,000
Levy, Florida 1 $ 5,000 $ 5,000 $ 14,000
Okaloosa, Florida 1 $ 107,000 $ 107,000 $ 122,000
Santa Rosa, Florida 1 $ 48,000 $ 48,000 $ 55,000
Seminole, Florida 1 $ 114,000 $ 114,000 $ 44,000
St. Johns, Florida 1 $ 480,000 $ 480,000 $ 103,000
St. Lucie, Florida 1 $ 100,000 $ 100,000 $ 33,000
Cherokee, Georgia 1 $ 80,000 $ 80,000 $ 66,000
Clayton, Georgia 1 $ 102,000 $ 102,000 $ 77,000
Fayette, Georgia 1 $ 60,000 $ 60,000 $ 93,000
Forsyth, Georgia 1 $ 186,000 $ 186,000 $ 20,000
Glynn, Georgia 1 $ 212,000 $ 212,000 $ 675,000
Henry, Georgia 1 $ 50,000 $ 50,000 $ 127,000
Lumpkin, Georgia 1 $ 171,000 $ 171,000 $ 121,000
Tift, Georgia 1 $ 100,000 $ 100,000 $ 86,000
Canyon, Idaho 1 $ 72,000 $ 72,000 $ 125,000
Lee, Illinois 1 $ 115,000 $ 115,000 $ 149,000
Livingston, Illinois 1 $ 96,000 $ 96,000 $ 32,000
Allen, Indiana 1 $ 80,000 $ 80,000 $ 147,000
Greene, Indiana 1 $ 6,000 $ 6,000 $ 41,000
Lake, Indiana 1 $ 174,000 $ 174,000 $ 116,000
Marion, Indiana 1 $ 1,000 $ 1,000 $ 36,000
Porter, Indiana 1 $ 88,000 $ 88,000 $ 52,000
Shelby, Indiana 1 $ 77,000 $ 77,000 $ 111,000
Whitley, Indiana 1 $ 127,000 $ 127,000 $ 66,000
Linn, Iowa 1 $ 104,000 $ 104,000 $ 79,000
Barren, Kentucky 1 $ 141,000 $ 141,000 $ 68,000
Boone, Kentucky 1 $ 78,000 $ 78,000 $ 110,000
Calloway, Kentucky 1 $ 250,000 $ 250,000 $ 44,000
Hardin, Kentucky 1 $ 68,000 $ 68,000 $ 48,000
York, Maine 1 $ 165,000 $ 165,000 $ 303,000
Cecil, Maryland 1 $ 233,000 $ 233,000 $ 97,000
Berkshire, Massachusetts 1 $ 100,000 $ 100,000 $ 105,000
Hampshire, Massachusetts 1 $ 5,000 $ 5,000 $ 461,000
Nantucket, Massachusetts 1 $ 1,102,000 $ 1,102,000 $ 402,000
Emmet, Michigan 1 $ 50,000 $ 50,000 $ 55,000
Kent, Michigan 1 $ 33,000 $ 33,000 $ 78,000
Lapeer, Michigan 1 $ 92,000 $ 92,000 $ 70,000
Lenawee, Michigan 1 $ 173,000 $ 173,000 $ 85,000
Macomb, Michigan 1 $ 35,000 $ 35,000 $ 120,000
Sanilac, Michigan 1 $ 34,000 $ 34,000 $ 71,000
Crow Wing, Minnesota 1 $ 184,000 $ 184,000 $ 96,000
Dakota, Minnesota 1 $ 166,000 $ 166,000 $ 482,000
Stearns, Minnesota 1 $ 230,000 $ 230,000 $ 133,000
Todd, Minnesota 1 $ 90,000 $ 90,000 $ 73,000
Forrest, Mississippi 1 $ 123,000 $ 123,000 $ 97,000
Hinds, Mississippi 1 $ 80,000 $ 80,000 $ 34,000
Jackson, Mississippi 1 $ 65,000 $ 65,000 $ 68,000
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Mortgage Loan Application Detail Totals for Capital One NA in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 20,842 $4,442,247,000 $213,000 $47,750,000 $101,000 $5,400,000
Home Improvement 7,500 $411,488,000 $54,000 $4,425,000 $86,000 $4,431,000
Home Purchase 4,310 $1,121,742,000 $260,000 $32,700,000 $121,000 $9,458,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,644 $2,858,390,000 $171,000 $2,500,000 $111,000 $5,400,000
Hispanic 4,408 $464,273,000 $105,000 $2,500,000 $71,000 $2,706,000
Black or African American 4,292 $465,801,000 $108,000 $1,500,000 $74,000 $4,431,000
Not Provided 2,786 $494,546,000 $177,000 $4,550,000 $152,000 $9,458,000
Asian 2,330 $492,204,000 $211,000 $1,986,000 $107,000 $1,406,000
Not applicable 1,827 $1,157,328,000 $633,000 $47,750,000 $57,000 $858,000
American Indian or Alaskan Native 252 $24,795,000 $98,000 $1,000,000 $94,000 $3,360,000
Native Hawaiian or Other Pacific Islander 113 $18,140,000 $160,000 $1,122,000 $95,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,884 $5,609,414,000 $181,000 $47,750,000 $102,000 $9,458,000
FHA-insured (Federal Housing Administration) 1,643 $331,048,000 $201,000 $795,000 $73,000 $529,000
VA-guaranteed (Veterans Administration) 121 $34,679,000 $286,000 $831,000 $93,000 $522,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $336,000 $84,000 $116,000 $28,000 $35,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,069 $1,848,887,000 $131,000 $8,676,000 $90,000 $5,400,000
Loan Originated 11,846 $2,680,287,000 $226,000 $47,750,000 $112,000 $9,458,000
Application Withdrawn By Applicant 3,023 $796,381,000 $263,000 $40,000,000 $118,000 $2,991,000
Loan Purchased By The Institution 1,574 $234,595,000 $149,000 $523,000 $67,000 $858,000
File Closed For Incompleteness 1,173 $177,453,000 $151,000 $11,500,000 $115,000 $3,263,000
Application Approved But Not Accepted 904 $231,505,000 $256,000 $41,000,000 $108,000 $3,032,000
Preapproval Denied by Financial Institution 63 $6,369,000 $101,000 $391,000 $31,000 $79,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,163 $520,334,000 $84,000 $2,500,000 $96,000 $4,431,000
Debt-To-Income Ratio 3,606 $475,590,000 $131,000 $2,000,000 $53,000 $1,258,000
Collateral 2,076 $350,453,000 $168,000 $1,986,000 $110,000 $5,400,000
Credit Application Incomplete 1,005 $233,775,000 $232,000 $1,455,000 $111,000 $968,000
Other 794 $199,851,000 $251,000 $8,676,000 $118,000 $3,036,000
Unverifiable Information 325 $41,277,000 $127,000 $994,000 $103,000 $2,400,000
Employment History 73 $14,448,000 $197,000 $1,062,000 $92,000 $780,000
Insufficient Cash (Downpayment, Closing Cost) 69 $15,043,000 $218,000 $1,500,000 $94,000 $635,000
Mortgage Insurance Denied 21 $4,485,000 $213,000 $394,000 $84,000 $175,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One NA's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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