Capital One, National Association Mortgage Lending & HMDA Data, 2017

In 2017, Capital One, National Association of Plano, TX reported 29,155 mortgage applications totaling $12.7 billion, down 22% from 2016. The average application was for $435,335, and applicants reported an average income of $122,420. 43% of its applications resulted in an originated loan and 24% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (2,759), Washington-Arlington-Alexandria, DC-VA-MD-WV (1,999) and Houston-The Woodlands-Sugar Land, TX (1,400) (applications in parentheses).

Mortgage Company & Address Capital One, National Association
7933 Preston Road
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 29,155
Total Mortgage Loan Application Amount $12,692,201,000
Average Mortgage Loan Application Amount $435,335
Highest Mortgage Loan Application Amount $214,627,000
Average Applicant Income $122,420
Highest Applicant Income $16,348,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One, National Association by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
New York-Jersey City-White Plains, NY-NJ 2,759 $ 1,379,651,000 $ 500,054 $ 148,591
Washington-Arlington-Alexandria, DC-VA-MD-WV 1,999 $ 1,383,825,000 $ 692,258 $ 133,693
Houston-The Woodlands-Sugar Land, TX 1,400 $ 221,951,000 $ 158,536 $ 95,000
Dallas-Plano-Irving, TX 1,319 $ 293,228,000 $ 222,310 $ 110,000
New Orleans-Metairie, LA 1,117 $ 155,876,000 $ 139,548 $ 97,000
Nassau County-Suffolk County, NY 1,080 $ 340,380,000 $ 315,166 $ 146,000
Silver Spring-Frederick-Rockville, MD 856 $ 542,395,000 $ 633,639 $ 135,000
Chicago-Naperville-Arlington Heights, IL 726 $ 286,738,000 $ 394,955 $ 165,000
Richmond, VA 610 $ 216,082,000 $ 354,232 $ 110,000
Baltimore-Columbia-Towson, MD 591 $ 326,339,000 $ 552,181 $ 110,000
Los Angeles-Long Beach-Glendale, CA 588 $ 407,677,000 $ 693,328 $ 154,000
Newark, NJ-PA 485 $ 326,017,000 $ 672,200 $ 128,080
Baton Rouge, LA 451 $ 64,485,000 $ 142,982 $ 90,000
Atlanta-Sandy Springs-Roswell, GA 387 $ 349,529,000 $ 903,175 $ 131,000
Fort Worth-Arlington, TX 371 $ 70,588,000 $ 190,264 $ 99,000
Oakland-Hayward-Berkeley, CA 293 $ 159,421,000 $ 544,098 $ 185,000
Riverside-San Bernardino-Ontario, CA 289 $ 171,292,000 $ 592,705 $ 128,000
Phoenix-Mesa-Scottsdale, AZ 288 $ 119,383,000 $ 414,524 $ 133,000
Austin-Round Rock, TX 279 $ 186,882,000 $ 669,827 $ 114,000
Tampa-St. Petersburg-Clearwater, FL 235 $ 40,640,000 $ 172,936 $ 103,000
Denver-Aurora-Lakewood, CO 231 $ 317,344,000 $ 1,373,783 $ 160,000
Seattle-Bellevue-Everett, WA 220 $ 114,588,000 $ 520,854 $ 152,000
Houma-Thibodaux, LA 201 $ 23,853,000 $ 118,671 $ 99,000
Lafayette, LA 197 $ 24,725,000 $ 125,507 $ 84,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 194 $ 100,595,000 $ 518,530 $ 124,000
Cambridge-Newton-Framingham, MA 191 $ 72,551,000 $ 379,848 $ 135,000
Wilmington, DE-MD-NJ 191 $ 150,798,000 $ 789,518 $ 103,476
San Antonio-New Braunfels, TX 187 $ 22,682,000 $ 121,294 $ 99,000
Montgomery County-Bucks County-Chester County, PA 184 $ 122,099,000 $ 663,581 $ 146,000
Orlando-Kissimmee-Sanford, FL 184 $ 203,500,000 $ 1,105,978 $ 97,000
San Diego-Carlsbad, CA 184 $ 146,694,000 $ 797,250 $ 189,000
Shreveport-Bossier City, LA 177 $ 16,309,000 $ 92,141 $ 67,000
Anaheim-Santa Ana-Irvine, CA 174 $ 196,183,000 $ 1,127,488 $ 156,000
Minneapolis-St. Paul-Bloomington, MN-WI 174 $ 45,044,000 $ 258,873 $ 143,632
Philadelphia, PA 172 $ 45,964,000 $ 267,232 $ 110,000
Miami-Miami Beach-Kendall, FL 166 $ 45,007,000 $ 271,126 $ 158,000
San Jose-Sunnyvale-Santa Clara, CA 155 $ 307,088,000 $ 1,981,212 $ 201,000
Boston, MA 154 $ 149,154,000 $ 968,532 $ 133,000
Camden, NJ 154 $ 30,921,000 $ 200,785 $ 126,000
Sacramento--Roseville--Arden-Arcade, CA 144 $ 104,640,000 $ 726,666 $ 131,000
Hartford-West Hartford-East Hartford, CT 142 $ 67,104,000 $ 472,563 $ 153,000
Bridgeport-Stamford-Norwalk, CT 140 $ 154,170,000 $ 1,101,214 $ 224,000
West Palm Beach-Boca Raton-Delray Beach, FL 140 $ 32,236,000 $ 230,257 $ 143,000
Lake Charles, LA 139 $ 16,862,000 $ 121,309 $ 69,000
Las Vegas-Henderson-Paradise, NV 135 $ 43,557,000 $ 322,644 $ 129,000
Charlotte-Concord-Gastonia, NC-SC 134 $ 56,671,000 $ 422,917 $ 113,380
Virginia Beach-Norfolk-Newport News, VA-NC 116 $ 33,622,000 $ 289,844 $ 151,336
Portland-Vancouver-Hillsboro, OR-WA 113 $ 39,889,000 $ 353,000 $ 152,796
McAllen-Edinburg-Mission, TX 106 $ 8,906,000 $ 84,018 $ 69,000
Pittsburgh, PA 105 $ 11,792,000 $ 112,304 $ 81,000
San Francisco-Redwood City-South San Francisco, CA 98 $ 57,497,000 $ 586,704 $ 207,000
Beaumont-Port Arthur, TX 94 $ 8,368,000 $ 89,021 $ 80,000
Kansas City, MO-KS 94 $ 48,515,000 $ 516,117 $ 108,382
New Haven-Milford, CT 94 $ 19,245,000 $ 204,734 $ 131,000
Brownsville-Harlingen, TX 93 $ 6,556,000 $ 70,494 $ 58,000
St. Louis, MO-IL 89 $ 36,607,000 $ 411,314 $ 99,370
Warren-Troy-Farmington Hills, MI 89 $ 63,354,000 $ 711,842 $ 109,000
Buffalo-Cheektowaga-Niagara Falls, NY 84 $ 7,467,000 $ 88,892 $ 78,000
Raleigh, NC 84 $ 26,144,000 $ 311,238 $ 149,000
Lake County-Kenosha County, IL-WI 82 $ 26,149,000 $ 318,890 $ 179,621
Cape Coral-Fort Myers, FL 80 $ 12,598,000 $ 157,475 $ 100,000
Salisbury, MD-DE 80 $ 30,764,000 $ 384,550 $ 183,150
North Port-Sarasota-Bradenton, FL 79 $ 24,404,000 $ 308,911 $ 141,000
Nashville-Davidson--Murfreesboro--Franklin, TN 77 $ 86,075,000 $ 1,117,857 $ 104,000
Albany-Schenectady-Troy, NY 69 $ 7,826,000 $ 113,420 $ 94,000
Allentown-Bethlehem-Easton, PA-NJ 68 $ 21,015,000 $ 309,044 $ 102,647
Deltona-Daytona Beach-Ormond Beach, FL 68 $ 47,338,000 $ 696,147 $ 133,000
Dutchess County-Putnam County, NY 68 $ 77,276,000 $ 1,136,411 $ 121,000
Jacksonville, FL 68 $ 28,346,000 $ 416,852 $ 112,000
Cleveland-Elyria, OH 67 $ 9,093,000 $ 135,716 $ 96,000
Alexandria, LA 66 $ 7,160,000 $ 108,484 $ 82,000
Columbus, OH 66 $ 11,930,000 $ 180,757 $ 102,000
Indianapolis-Carmel-Anderson, IN 62 $ 18,025,000 $ 290,725 $ 100,000
Cincinnati, OH-KY-IN 57 $ 19,134,000 $ 335,684 $ 103,649
Rochester, NY 54 $ 5,149,000 $ 95,351 $ 86,000
Charleston-North Charleston, SC 52 $ 36,607,000 $ 703,980 $ 160,000
Providence-Warwick, RI-MA 51 $ 13,436,000 $ 263,450 $ 132,607
Syracuse, NY 51 $ 4,497,000 $ 88,176 $ 68,000
Oxnard-Thousand Oaks-Ventura, CA 50 $ 15,220,000 $ 304,400 $ 146,000
Hammond, LA 49 $ 5,286,000 $ 107,877 $ 85,000
Detroit-Dearborn-Livonia, MI 47 $ 35,300,000 $ 751,063 $ 169,000
Worcester, MA-CT 47 $ 10,489,000 $ 223,170 $ 106,659
Milwaukee-Waukesha-West Allis, WI 46 $ 7,377,000 $ 160,369 $ 82,000
Tyler, TX 46 $ 4,686,000 $ 101,869 $ 74,000
El Paso, TX 45 $ 3,907,000 $ 86,822 $ 74,000
Stockton-Lodi, CA 45 $ 9,999,000 $ 222,200 $ 97,000
Trenton, NJ 45 $ 13,434,000 $ 298,533 $ 190,000
Port St. Lucie, FL 43 $ 25,701,000 $ 597,697 $ 78,000
Memphis, TN-MS-AR 41 $ 31,213,000 $ 761,292 $ 97,292
Tucson, AZ 41 $ 90,780,000 $ 2,214,146 $ 132,000
Monroe, LA 40 $ 4,169,000 $ 104,225 $ 100,000
Oklahoma City, OK 39 $ 6,652,000 $ 170,564 $ 74,000
Santa Rosa, CA 39 $ 14,926,000 $ 382,717 $ 167,000
Texarkana, TX-AR 39 $ 2,799,000 $ 71,769 $ 62,538
Greenville-Anderson-Mauldin, SC 38 $ 25,501,000 $ 671,078 $ 117,000
Norwich-New London, CT 38 $ 54,314,000 $ 1,429,315 $ 114,000
Palm Bay-Melbourne-Titusville, FL 38 $ 77,079,000 $ 2,028,394 $ 80,000
Reno, NV 38 $ 13,040,000 $ 343,157 $ 121,000
Atlantic City-Hammonton, NJ 37 $ 4,246,000 $ 114,756 $ 99,000
Lakeland-Winter Haven, FL 37 $ 5,627,000 $ 152,081 $ 89,000
Durham-Chapel Hill, NC 35 $ 46,761,000 $ 1,336,028 $ 126,000
Elgin, IL 34 $ 8,647,000 $ 254,323 $ 151,000
Fresno, CA 34 $ 8,156,000 $ 239,882 $ 104,000
Albuquerque, NM 33 $ 7,584,000 $ 229,818 $ 93,000
Asheville, NC 33 $ 9,795,000 $ 296,818 $ 115,000
Omaha-Council Bluffs, NE-IA 33 $ 32,834,000 $ 994,969 $ 118,393
Scranton--Wilkes-Barre--Hazleton, PA 33 $ 3,738,000 $ 113,272 $ 88,000
Killeen-Temple, TX 32 $ 3,214,000 $ 100,437 $ 73,000
Louisville/Jefferson County, KY-IN 32 $ 5,017,000 $ 156,781 $ 87,500
Salt Lake City, UT 32 $ 12,615,000 $ 394,218 $ 182,000
Bakersfield, CA 31 $ 4,477,000 $ 144,419 $ 91,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 31 $ 5,758,000 $ 185,741 $ 129,096
Boulder, CO 30 $ 19,019,000 $ 633,966 $ 144,000
Hagerstown-Martinsburg, MD-WV 30 $ 4,731,000 $ 157,700 $ 93,600
Modesto, CA 30 $ 41,251,000 $ 1,375,033 $ 77,000
Tulsa, OK 30 $ 6,525,000 $ 217,500 $ 92,000
Vallejo-Fairfield, CA 29 $ 7,517,000 $ 259,206 $ 135,000
Colorado Springs, CO 28 $ 8,313,000 $ 296,892 $ 164,000
East Stroudsburg, PA 28 $ 3,702,000 $ 132,214 $ 108,000
Santa Maria-Santa Barbara, CA 28 $ 27,288,000 $ 974,571 $ 130,000
Tacoma-Lakewood, WA 28 $ 7,232,000 $ 258,285 $ 127,000
Corpus Christi, TX 27 $ 2,486,000 $ 92,074 $ 94,000
Lancaster, PA 26 $ 33,535,000 $ 1,289,807 $ 98,000
Naples-Immokalee-Marco Island, FL 26 $ 53,053,000 $ 2,040,500 $ 201,000
Ocala, FL 26 $ 2,421,000 $ 93,115 $ 73,000
Gary, IN 25 $ 3,427,000 $ 137,080 $ 99,000
Harrisburg-Carlisle, PA 25 $ 4,036,000 $ 161,440 $ 111,000
Longview, TX 25 $ 1,794,000 $ 71,760 $ 60,000
Rockingham County-Strafford County, NH 25 $ 23,857,000 $ 954,280 $ 114,000
Springfield, MA 25 $ 30,772,000 $ 1,230,880 $ 78,000
Columbia, SC 24 $ 24,445,000 $ 1,018,541 $ 100,000
Fayetteville-Springdale-Rogers, AR-MO 24 $ 4,416,000 $ 184,000 $ 119,000
Fort Collins, CO 24 $ 19,454,000 $ 810,583 $ 91,000
Portland-South Portland, ME 24 $ 7,220,000 $ 300,833 $ 147,000
Prescott, AZ 24 $ 5,982,000 $ 249,250 $ 217,000
Urban Honolulu, HI 24 $ 12,255,000 $ 510,625 $ 138,000
Barnstable Town, MA 23 $ 4,683,000 $ 203,608 $ 95,000
Crestview-Fort Walton Beach-Destin, FL 23 $ 6,415,000 $ 278,913 $ 212,000
Knoxville, TN 23 $ 3,866,000 $ 168,086 $ 84,000
Sherman-Denison, TX 23 $ 2,530,000 $ 110,000 $ 81,000
Des Moines-West Des Moines, IA 22 $ 3,200,000 $ 145,454 $ 118,000
Greensboro-High Point, NC 22 $ 28,804,000 $ 1,309,272 $ 86,000
Midland, TX 22 $ 2,498,000 $ 113,545 $ 131,000
Roanoke, VA 22 $ 3,787,000 $ 172,136 $ 107,000
San Rafael, CA 22 $ 12,072,000 $ 548,727 $ 198,000
St. Cloud, MN 22 $ 3,549,000 $ 161,318 $ 90,000
York-Hanover, PA 22 $ 2,848,000 $ 129,454 $ 62,000
Augusta-Richmond County, GA-SC 21 $ 3,230,000 $ 153,809 $ 92,142
Birmingham-Hoover, AL 21 $ 37,732,000 $ 1,796,761 $ 90,000
Charlottesville, VA 21 $ 8,537,000 $ 406,523 $ 170,000
Grand Rapids-Wyoming, MI 21 $ 22,978,000 $ 1,094,190 $ 70,000
Winston-Salem, NC 21 $ 37,947,000 $ 1,807,000 $ 66,000
Akron, OH 20 $ 41,214,000 $ 2,060,700 $ 67,000
Dayton, OH 20 $ 10,212,000 $ 510,600 $ 89,000
Dover, DE 20 $ 3,114,000 $ 155,700 $ 71,000
Toledo, OH 20 $ 2,320,000 $ 116,000 $ 126,000
Chattanooga, TN-GA 19 $ 14,340,000 $ 754,736 $ 95,052
Utica-Rome, NY 19 $ 1,482,000 $ 78,000 $ 70,000
Boise City, ID 18 $ 4,309,000 $ 239,388 $ 108,000
Hilton Head Island-Bluffton-Beaufort, SC 18 $ 6,742,000 $ 374,555 $ 255,000
Ocean City, NJ 18 $ 4,554,000 $ 253,000 $ 171,000
Spokane-Spokane Valley, WA 18 $ 3,138,000 $ 174,333 $ 82,000
Wichita, KS 18 $ 2,337,000 $ 129,833 $ 79,000
College Station-Bryan, TX 17 $ 1,944,000 $ 114,352 $ 123,000
Jackson, MS 17 $ 3,695,000 $ 217,352 $ 119,000
Little Rock-North Little Rock-Conway, AR 17 $ 2,644,000 $ 155,529 $ 120,000
Madison, WI 17 $ 5,101,000 $ 300,058 $ 137,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 17 $ 5,963,000 $ 350,764 $ 195,000
Savannah, GA 17 $ 5,205,000 $ 306,176 $ 185,000
Visalia-Porterville, CA 17 $ 1,851,000 $ 108,882 $ 109,000
Gainesville, FL 16 $ 2,774,000 $ 173,375 $ 101,000
Lubbock, TX 16 $ 1,321,000 $ 82,562 $ 90,000
Provo-Orem, UT 16 $ 3,727,000 $ 232,937 $ 112,000
Youngstown-Warren-Boardman, OH-PA 16 $ 1,235,000 $ 77,187 $ 60,125
Bend-Redmond, OR 15 $ 5,027,000 $ 335,133 $ 158,000
Chico, CA 15 $ 3,480,000 $ 232,000 $ 101,000
Homosassa Springs, FL 15 $ 1,390,000 $ 92,666 $ 69,000
Lexington-Fayette, KY 15 $ 2,173,000 $ 144,866 $ 66,000
Merced, CA 15 $ 2,969,000 $ 197,933 $ 101,000
Odessa, TX 15 $ 1,294,000 $ 86,266 $ 93,000
Olympia-Tumwater, WA 15 $ 3,277,000 $ 218,466 $ 97,000
Pensacola-Ferry Pass-Brent, FL 15 $ 2,590,000 $ 172,666 $ 82,000
Springfield, MO 15 $ 2,339,000 $ 155,933 $ 105,000
Tallahassee, FL 15 $ 2,091,000 $ 139,400 $ 80,000
Bremerton-Silverdale, WA 14 $ 4,665,000 $ 333,214 $ 113,000
Gulfport-Biloxi-Pascagoula, MS 14 $ 10,296,000 $ 735,428 $ 90,000
Laredo, TX 14 $ 1,365,000 $ 97,500 $ 117,000
Lynchburg, VA 14 $ 1,361,000 $ 97,214 $ 68,000
Manchester-Nashua, NH 14 $ 3,394,000 $ 242,428 $ 145,000
Napa, CA 14 $ 12,201,000 $ 871,500 $ 339,000
Vineland-Bridgeton, NJ 14 $ 1,034,000 $ 73,857 $ 58,000
Ann Arbor, MI 13 $ 3,635,000 $ 279,615 $ 135,000
California-Lexington Park, MD 13 $ 17,666,000 $ 1,358,923 $ 157,000
Champaign-Urbana, IL 13 $ 1,614,000 $ 124,153 $ 77,000
Kingston, NY 13 $ 2,494,000 $ 191,846 $ 146,000
Pittsfield, MA 13 $ 4,125,000 $ 317,307 $ 167,000
Salem, OR 13 $ 3,054,000 $ 234,923 $ 74,000
Binghamton, NY 12 $ 913,000 $ 76,083 $ 105,000
Columbus, GA-AL 12 $ 2,939,000 $ 244,916 $ 58,750
Duluth, MN-WI 12 $ 1,842,000 $ 153,500 $ 133,833
Reading, PA 12 $ 1,676,000 $ 139,666 $ 102,000
Rockford, IL 12 $ 1,031,000 $ 85,916 $ 52,000
The Villages, FL 12 $ 64,528,000 $ 5,377,333 $ 84,000
Victoria, TX 12 $ 1,253,000 $ 104,416 $ 73,000
Waco, TX 12 $ 734,000 $ 61,166 $ 63,000
Anchorage, AK 11 $ 3,747,000 $ 340,636 $ 219,000
Bangor, ME 11 $ 1,621,000 $ 147,363 $ 96,000
Fort Wayne, IN 11 $ 1,403,000 $ 127,545 $ 57,000
Kahului-Wailuku-Lahaina, HI 11 $ 6,500,000 $ 590,909 $ 179,000
Lake Havasu City-Kingman, AZ 11 $ 2,185,000 $ 198,636 $ 107,000
Macon-Bibb County, GA 11 $ 1,414,000 $ 128,545 $ 109,000
Panama City, FL 11 $ 1,731,000 $ 157,363 $ 135,000
Punta Gorda, FL 11 $ 1,762,000 $ 160,181 $ 121,000
Wilmington, NC 11 $ 2,719,000 $ 247,181 $ 114,000
Flagstaff, AZ 10 $ 3,038,000 $ 303,800 $ 196,000
Greeley, CO 10 $ 10,988,000 $ 1,098,800 $ 91,000
Huntsville, AL 10 $ 1,567,000 $ 156,700 $ 134,000
Kalamazoo-Portage, MI 10 $ 16,266,000 $ 1,626,600 $ 37,000
Montgomery, AL 10 $ 40,441,000 $ 4,044,100 $ 79,000
Salinas, CA 10 $ 2,373,000 $ 237,300 $ 106,000
South Bend-Mishawaka, IN-MI 10 $ 946,000 $ 94,600 $ 75,800
Abilene, TX 9 $ 670,000 $ 74,444 $ 84,000
Blacksburg-Christiansburg-Radford, VA 9 $ 1,096,000 $ 121,777 $ 120,000
Burlington-South Burlington, VT 9 $ 2,286,000 $ 254,000 $ 126,000
Gainesville, GA 9 $ 3,661,000 $ 406,777 $ 177,000
Lansing-East Lansing, MI 9 $ 29,993,000 $ 3,332,555 $ 113,000
Michigan City-La Porte, IN 9 $ 1,470,000 $ 163,333 $ 95,000
Peoria, IL 9 $ 702,000 $ 78,000 $ 62,000
Canton-Massillon, OH 8 $ 768,000 $ 96,000 $ 91,000
Daphne-Fairhope-Foley, AL 8 $ 1,272,000 $ 159,000 $ 148,000
Glens Falls, NY 8 $ 1,022,000 $ 127,750 $ 74,000
Kingsport-Bristol-Bristol, TN-VA 8 $ 1,396,000 $ 174,500 $ 81,875
Lima, OH 8 $ 802,000 $ 100,250 $ 109,000
Ogden-Clearfield, UT 8 $ 2,246,000 $ 280,750 $ 182,000
Santa Cruz-Watsonville, CA 8 $ 2,951,000 $ 368,875 $ 122,000
Sebastian-Vero Beach, FL 8 $ 1,060,000 $ 132,500 $ 137,000
State College, PA 8 $ 1,419,000 $ 177,375 $ 122,000
Winchester, VA-WV 8 $ 1,964,000 $ 245,500 $ 92,000
Yuba City, CA 8 $ 1,053,000 $ 131,625 $ 70,000
Bellingham, WA 7 $ 1,396,000 $ 199,428 $ 73,000
Billings, MT 7 $ 1,350,000 $ 192,857 $ 74,000
Bloomsburg-Berwick, PA 7 $ 1,032,000 $ 147,428 $ 71,000
Flint, MI 7 $ 731,000 $ 104,428 $ 79,000
Florence, SC 7 $ 1,002,000 $ 143,142 $ 60,000
Huntington-Ashland, WV-KY-OH 7 $ 856,000 $ 122,285 $ 84,857
Ithaca, NY 7 $ 7,943,000 $ 1,134,714 $ 291,000
Janesville-Beloit, WI 7 $ 789,000 $ 112,714 $ 71,000
Missoula, MT 7 $ 1,325,000 $ 189,285 $ 93,000
Mobile, AL 7 $ 915,000 $ 130,714 $ 88,000
Monroe, MI 7 $ 1,079,000 $ 154,142 $ 104,000
Muskegon, MI 7 $ 948,000 $ 135,428 $ 79,000
New Bern, NC 7 $ 763,000 $ 109,000 $ 61,000
Terre Haute, IN 7 $ 332,000 $ 47,428 $ 52,000
Athens-Clarke County, GA 6 $ 1,258,000 $ 209,666 $ 137,000
Auburn-Opelika, AL 6 $ 25,588,000 $ 4,264,666 $ 75,000
Beckley, WV 6 $ 434,000 $ 72,333 $ 42,000
Bismarck, ND 6 $ 1,102,000 $ 183,666 $ 93,000
Charleston, WV 6 $ 790,000 $ 131,666 $ 107,000
Clarksville, TN-KY 6 $ 563,000 $ 93,833 $ 59,333
Coeur D'Alene, ID 6 $ 1,709,000 $ 284,833 $ 154,000
Elizabethtown-Fort Knox, KY 6 $ 1,183,000 $ 197,166 $ 90,000
Eugene, OR 6 $ 1,750,000 $ 291,666 $ 174,000
Greenville, NC 6 $ 902,000 $ 150,333 $ 104,000
Hickory-Lenoir-Morganton, NC 6 $ 3,021,000 $ 503,500 $ 44,000
Kennewick-Richland, WA 6 $ 923,000 $ 153,833 $ 85,000
Las Cruces, NM 6 $ 833,000 $ 138,833 $ 84,000
Lebanon, PA 6 $ 916,000 $ 152,666 $ 87,000
Madera, CA 6 $ 1,161,000 $ 193,500 $ 72,000
Morgantown, WV 6 $ 789,000 $ 131,500 $ 102,000
Santa Fe, NM 6 $ 4,983,000 $ 830,500 $ 745,000
Watertown-Fort Drum, NY 6 $ 318,000 $ 53,000 $ 75,000
Wichita Falls, TX 6 $ 327,000 $ 54,500 $ 69,000
Albany, OR 5 $ 795,000 $ 159,000 $ 128,000
Altoona, PA 5 $ 348,000 $ 69,600 $ 93,000
Amarillo, TX 5 $ 560,000 $ 112,000 $ 76,000
Bloomington, IL 5 $ 12,449,000 $ 2,489,800 $ 71,000
Burlington, NC 5 $ 784,000 $ 156,800 $ 80,000
Cheyenne, WY 5 $ 954,000 $ 190,800 $ 56,000
Danville, IL 5 $ 503,000 $ 100,600 $ 112,000
Fayetteville, NC 5 $ 614,000 $ 122,800 $ 84,000
Grand Junction, CO 5 $ 1,810,000 $ 362,000 $ 121,000
Great Falls, MT 5 $ 922,000 $ 184,400 $ 225,000
Green Bay, WI 5 $ 566,000 $ 113,200 $ 61,000
Idaho Falls, ID 5 $ 673,000 $ 134,600 $ 60,000
Johnstown, PA 5 $ 437,000 $ 87,400 $ 80,000
Lafayette-West Lafayette, IN 5 $ 685,000 $ 137,000 $ 138,000
Lawton, OK 5 $ 250,000 $ 50,000 $ 102,000
Lincoln, NE 5 $ 675,000 $ 135,000 $ 88,000
Sebring, FL 5 $ 263,000 $ 52,600 $ 92,000
Spartanburg, SC 5 $ 12,721,000 $ 2,544,200 $ 40,000
St. George, UT 5 $ 969,000 $ 193,800 $ 82,000
Warner Robins, GA 5 $ 910,000 $ 182,000 $ 164,000
Wenatchee, WA 5 $ 42,236,000 $ 8,447,200 $ 62,000
Cleveland, TN 4 $ 464,000 $ 116,000 $ 77,000
Dalton, GA 4 $ 532,000 $ 133,000 $ 61,000
Davenport-Moline-Rock Island, IA-IL 4 $ 395,000 $ 98,750 $ 79,500
Eau Claire, WI 4 $ 633,000 $ 158,250 $ 111,000
Elmira, NY 4 $ 177,000 $ 44,250 $ 68,000
Erie, PA 4 $ 395,000 $ 98,750 $ 89,000
Fond Du Lac, WI 4 $ 249,000 $ 62,250 $ 68,000
Fort Smith, AR-OK 4 $ 514,000 $ 128,500 $ 52,500
Hot Springs, AR 4 $ 727,000 $ 181,750 $ 100,000
Jonesboro, AR 4 $ 575,000 $ 143,750 $ 73,000
Logan, UT-ID 4 $ 656,000 $ 164,000 $ 80,000
Mansfield, OH 4 $ 412,000 $ 103,000 $ 48,000
Niles-Benton Harbor, MI 4 $ 975,000 $ 243,750 $ 135,000
Parkersburg-Vienna, WV 4 $ 494,000 $ 123,500 $ 117,000
Pueblo, CO 4 $ 623,000 $ 155,750 $ 87,000
Rochester, MN 4 $ 1,060,000 $ 265,000 $ 125,000
Rome, GA 4 $ 151,000 $ 37,750 $ 106,000
Saginaw, MI 4 $ 427,000 $ 106,750 $ 118,000
Sheboygan, WI 4 $ 428,000 $ 107,000 $ 86,000
Sioux City, IA-NE-SD 4 $ 612,000 $ 153,000 $ 94,000
Sioux Falls, SD 4 $ 587,000 $ 146,750 $ 72,000
Springfield, IL 4 $ 271,000 $ 67,750 $ 71,000
Staunton-Waynesboro, VA 4 $ 394,000 $ 98,500 $ 43,000
Bloomington, IN 3 $ 598,000 $ 199,333 $ 124,000
Carbondale-Marion, IL 3 $ 197,000 $ 65,666 $ 51,000
Carson City, NV 3 $ 14,004,000 $ 4,668,000 $ 56,000
Chambersburg-Waynesboro, PA 3 $ 90,000 $ 30,000 $ 50,000
Farmington, NM 3 $ 429,000 $ 143,000 $ 114,000
Florence-Muscle Shoals, AL 3 $ 256,000 $ 85,333 $ 57,000
Grand Forks, ND-MN 3 $ 242,000 $ 80,666 $ 56,000
Hanford-Corcoran, CA 3 $ 422,000 $ 140,666 $ 93,000
Harrisonburg, VA 3 $ 564,000 $ 188,000 $ 102,000
Hattiesburg, MS 3 $ 1,195,000 $ 398,333 $ 267,000
Iowa City, IA 3 $ 547,000 $ 182,333 $ 58,000
Jackson, MI 3 $ 323,000 $ 107,666 $ 50,000
Mount Vernon-Anacortes, WA 3 $ 575,000 $ 191,666 $ 108,000
Redding, CA 3 $ 752,000 $ 250,666 $ 109,000
Rocky Mount, NC 3 $ 584,000 $ 194,666 $ 84,000
San Angelo, TX 3 $ 150,000 $ 50,000 $ 65,000
Sierra Vista-Douglas, AZ 3 $ 322,000 $ 107,333 $ 71,000
Topeka, KS 3 $ 240,000 $ 80,000 $ 61,000
Walla Walla, WA 3 $ 586,000 $ 195,333 $ 51,000
Waterloo-Cedar Falls, IA 3 $ 719,000 $ 239,666 $ 123,000
Yakima, WA 3 $ 916,000 $ 305,333 $ 118,000
Albany, GA 2 $ 731,000 $ 365,500 $ 158,000
Appleton, WI 2 $ 509,000 $ 254,500 $ 114,000
Bay City, MI 2 $ 197,000 $ 98,500 $ 60,000
Bowling Green, KY 2 $ 590,000 $ 295,000 $ 156,000
Brunswick, GA 2 $ 415,000 $ 207,500 $ 95,000
Cedar Rapids, IA 2 $ 187,000 $ 93,500 $ 70,000
Columbia, MO 2 $ 330,000 $ 165,000 $ 129,000
Cumberland, MD-WV 2 $ 89,000 $ 44,500 $ 88,000
Elkhart-Goshen, IN 2 $ 415,000 $ 207,500 $ 144,000
Evansville, IN-KY 2 $ 71,000 $ 35,500 $ 45,000
Grants Pass, OR 2 $ 946,000 $ 473,000 $ 145,000
Johnson City, TN 2 $ 103,000 $ 51,500 $ 67,000
Joplin, MO 2 $ 147,000 $ 73,500 $ 34,000
Kokomo, IN 2 $ 83,000 $ 41,500 $ 59,000
Longview, WA 2 $ 316,000 $ 158,000 $ 92,000
Mankato-North Mankato, MN 2 $ 236,000 $ 118,000 $ 143,000
Medford, OR 2 $ 382,000 $ 191,000 $ 65,000
Midland, MI 2 $ 389,000 $ 194,500 $ 89,000
Morristown, TN 2 $ 286,000 $ 143,000 $ 63,000
Muncie, IN 2 $ 343,000 $ 171,500 $ 70,000
Oshkosh-Neenah, WI 2 $ 434,000 $ 217,000 $ 172,000
Owensboro, KY 2 $ 302,000 $ 151,000 $ 59,000
Pine Bluff, AR 2 $ 123,000 $ 61,500 $ 121,000
St. Joseph, MO-KS 2 $ 169,000 $ 84,500 $ 34,000
Valdosta, GA 2 $ 273,000 $ 136,500 $ 66,000
Wausau, WI 2 $ 196,000 $ 98,000 $ 61,000
Weirton-Steubenville, WV-OH 2 $ 208,000 $ 104,000 $ 58,000
Wheeling, WV-OH 2 $ 213,000 $ 106,500 $ 108,500
Yuma, AZ 2 $ 146,000 $ 73,000 $ 92,000
Ames, IA 1 $ 384,000 $ 384,000 $ 70,000
Columbus, IN 1 $ 280,000 $ 280,000 $ 179,000
Corvallis, OR 1 $ 417,000 $ 417,000 $ 9,000
Decatur, AL 1 $ 160,000 $ 160,000 $ 83,000
Decatur, IL 1 $ 113,000 $ 113,000 $ 139,000
Dubuque, IA 1 $ 233,000 $ 233,000 $ 70,000
El Centro, CA 1 $ 200,000 $ 200,000 $ 60,000
Fairbanks, AK 1 $ 163,000 $ 163,000 $ 52,000
Fargo, ND-MN 1 $ 180,000 $ 180,000 $ 69,000
Gettysburg, PA 1 $ 194,000 $ 194,000 $ 88,000
Goldsboro, NC 1 $ 24,000 $ 24,000 $ 47,000
Grand Island, NE 1 $ 60,000 $ 60,000 $ 32,000
Jackson, TN 1 $ 62,000 $ 62,000 $ 62,000
Jacksonville, NC 1 $ 101,000 $ 101,000 $ 69,000
Kankakee, IL 1 $ 54,000 $ 54,000 $ 33,000
La Crosse-Onalaska, WI-MN 1 $ 114,000 $ 114,000 $ 60,000
Lewiston, ID-WA 1 $ 105,000 $ 105,000 $ 37,000
Lewiston-Auburn, ME 1 $ 88,000 $ 88,000 $ 57,000
Manhattan, KS 1 $ 164,000 $ 164,000 $ 96,000
Pocatello, ID 1 $ 208,000 $ 208,000 $ 133,000
Racine, WI 1 $ 360,000 $ 360,000 $ 84,000
Rapid City, SD 1 $ 224,000 $ 224,000 $ 106,000
Springfield, OH 1 $ 48,000 $ 48,000 $ 26,000
Sumter, SC 1 $ 150,000 $ 150,000 $ 60,000
Williamsport, PA 1 $ 294,000 $ 294,000 $ 157,000

Mortgage Loan Application Detail Totals for Capital One, National Association in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,391 $3,730,273,000 $327,000 $109,479,000 $131,000 $4,624,000
Home Purchase 10,502 $6,250,701,000 $595,000 $214,627,000 $130,000 $9,000,000
Home Improvement 7,262 $2,711,227,000 $373,000 $164,583,000 $98,000 $16,348,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,732 $3,539,668,000 $240,000 $3,000,000 $132,000 $9,000,000
Not Provided 4,093 $1,363,979,000 $333,000 $3,551,000 $158,000 $3,440,000
Hispanic 3,263 $530,843,000 $162,000 $2,500,000 $86,000 $992,000
Black or African American 2,847 $455,078,000 $159,000 $2,385,000 $85,000 $1,050,000
Asian 2,399 $782,743,000 $326,000 $3,000,000 $152,000 $16,348,000
Not applicable 1,526 $5,965,755,000 $3,909,000 $214,627,000 $43,000 $572,000
American Indian or Alaskan Native 216 $36,696,000 $169,000 $1,412,000 $92,000 $453,000
Native Hawaiian or Other Pacific Islander 79 $17,439,000 $220,000 $800,000 $115,000 $535,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 27,951 $12,396,553,000 $443,000 $214,627,000 $125,000 $16,348,000
FHA-insured (Federal Housing Administration) 1,074 $269,486,000 $250,000 $26,588,000 $67,000 $400,000
VA-guaranteed (Veterans Administration) 116 $23,959,000 $206,000 $577,000 $50,000 $321,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,203,000 $157,000 $215,000 $40,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,395 $8,623,701,000 $695,000 $214,627,000 $129,000 $4,600,000
Application Denied By Financial Institution 7,036 $1,562,697,000 $222,000 $7,800,000 $106,000 $16,348,000
File Closed For Incompleteness 4,386 $975,379,000 $222,000 $3,500,000 $134,000 $3,360,000
Application Withdrawn By Applicant 3,902 $1,165,732,000 $298,000 $114,400,000 $137,000 $9,000,000
Loan Purchased By The Institution 1,079 $207,735,000 $192,000 $797,000 $61,000 $572,000
Application Approved But Not Accepted 267 $136,267,000 $510,000 $40,725,000 $131,000 $1,192,000
Preapproval Denied by Financial Institution 90 $20,690,000 $229,000 $771,000 $67,000 $1,236,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 2,501 $602,429,000 $240,000 $2,500,000 $71,000 $1,000,000
Credit History 1,454 $306,205,000 $210,000 $3,000,000 $126,000 $16,348,000
Collateral 1,437 $314,576,000 $218,000 $2,957,000 $133,000 $1,640,000
Other 1,393 $281,168,000 $201,000 $7,800,000 $120,000 $3,440,000
Unverifiable Information 129 $28,539,000 $221,000 $1,500,000 $112,000 $956,000
Credit Application Incomplete 102 $24,876,000 $243,000 $1,396,000 $112,000 $481,000
Insufficient Cash (Downpayment, Closing Cost) 70 $16,271,000 $232,000 $1,169,000 $93,000 $500,000
Employment History 40 $9,323,000 $233,000 $1,485,000 $91,000 $350,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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