Capital One, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Capital One, National Association 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 29,155 |
| Total Mortgage Loan Application Amount | $12,692,201,000 |
| Average Mortgage Loan Application Amount | $431,666 |
| Highest Mortgage Loan Application Amount | $214,627,000 |
| Average Applicant Income | $119,666 |
| Highest Applicant Income | $16,348,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,759 | $ 1,379,651,000 | $ 482,500 | $ 144,500 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,999 | $ 1,383,825,000 | $ 592,500 | $ 113,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,400 | $ 221,951,000 | $ 158,000 | $ 95,000 |
| DALLAS-PLANO-IRVING, TX | 1,319 | $ 293,228,000 | $ 222,000 | $ 110,000 |
| NEW ORLEANS-METAIRIE, LA | 1,117 | $ 155,876,000 | $ 139,000 | $ 97,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1,080 | $ 340,380,000 | $ 315,000 | $ 146,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 856 | $ 542,395,000 | $ 633,000 | $ 135,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 726 | $ 286,738,000 | $ 394,000 | $ 165,000 |
| RICHMOND, VA | 610 | $ 216,082,000 | $ 354,000 | $ 110,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 591 | $ 326,339,000 | $ 552,000 | $ 110,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 588 | $ 407,677,000 | $ 693,000 | $ 154,000 |
| NEWARK, NJ-PA | 485 | $ 326,017,000 | $ 405,500 | $ 105,500 |
| BATON ROUGE, LA | 451 | $ 64,485,000 | $ 142,000 | $ 90,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 387 | $ 349,529,000 | $ 903,000 | $ 131,000 |
| FORT WORTH-ARLINGTON, TX | 371 | $ 70,588,000 | $ 190,000 | $ 99,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 293 | $ 159,421,000 | $ 544,000 | $ 185,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 289 | $ 171,292,000 | $ 592,000 | $ 128,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 288 | $ 119,383,000 | $ 414,000 | $ 133,000 |
| AUSTIN-ROUND ROCK, TX | 279 | $ 186,882,000 | $ 669,000 | $ 114,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 235 | $ 40,640,000 | $ 172,000 | $ 103,000 |
| DENVER-AURORA-LAKEWOOD, CO | 231 | $ 317,344,000 | $ 1,373,000 | $ 160,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 220 | $ 114,588,000 | $ 520,000 | $ 152,000 |
| HOUMA-THIBODAUX, LA | 201 | $ 23,853,000 | $ 118,000 | $ 99,000 |
| LAFAYETTE, LA | 197 | $ 24,725,000 | $ 125,000 | $ 84,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 194 | $ 100,595,000 | $ 518,000 | $ 124,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 191 | $ 72,551,000 | $ 379,000 | $ 135,000 |
| WILMINGTON, DE-MD-NJ | 191 | $ 150,798,000 | $ 396,333 | $ 100,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 187 | $ 22,682,000 | $ 121,000 | $ 99,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 184 | $ 122,099,000 | $ 663,000 | $ 146,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 184 | $ 203,500,000 | $ 1,105,000 | $ 97,000 |
| SAN DIEGO-CARLSBAD, CA | 184 | $ 146,694,000 | $ 797,000 | $ 189,000 |
| SHREVEPORT-BOSSIER CITY, LA | 177 | $ 16,309,000 | $ 92,000 | $ 67,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 174 | $ 196,183,000 | $ 1,127,000 | $ 156,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 174 | $ 45,044,000 | $ 251,500 | $ 136,000 |
| PHILADELPHIA, PA | 172 | $ 45,964,000 | $ 267,000 | $ 110,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 166 | $ 45,007,000 | $ 271,000 | $ 158,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 155 | $ 307,088,000 | $ 1,981,000 | $ 201,000 |
| BOSTON, MA | 154 | $ 149,154,000 | $ 968,000 | $ 133,000 |
| CAMDEN, NJ | 154 | $ 30,921,000 | $ 200,000 | $ 126,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 144 | $ 104,640,000 | $ 726,000 | $ 131,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 142 | $ 67,104,000 | $ 472,000 | $ 153,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 140 | $ 154,170,000 | $ 1,101,000 | $ 224,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 140 | $ 32,236,000 | $ 230,000 | $ 143,000 |
| LAKE CHARLES, LA | 139 | $ 16,862,000 | $ 121,000 | $ 69,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 135 | $ 43,557,000 | $ 322,000 | $ 129,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 134 | $ 56,671,000 | $ 326,000 | $ 114,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 116 | $ 33,622,000 | $ 447,000 | $ 350,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 113 | $ 39,889,000 | $ 333,000 | $ 142,000 |
| MCALLEN-EDINBURG-MISSION, TX | 106 | $ 8,906,000 | $ 84,000 | $ 69,000 |
| PITTSBURGH, PA | 105 | $ 11,792,000 | $ 112,000 | $ 81,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 98 | $ 57,497,000 | $ 586,000 | $ 207,000 |
| BEAUMONT-PORT ARTHUR, TX | 94 | $ 8,368,000 | $ 89,000 | $ 80,000 |
| KANSAS CITY, MO-KS | 94 | $ 48,515,000 | $ 502,500 | $ 110,000 |
| NEW HAVEN-MILFORD, CT | 94 | $ 19,245,000 | $ 204,000 | $ 131,000 |
| BROWNSVILLE-HARLINGEN, TX | 93 | $ 6,556,000 | $ 70,000 | $ 58,000 |
| ST. LOUIS, MO-IL | 89 | $ 36,607,000 | $ 307,500 | $ 95,500 |
| WARREN-TROY-FARMINGTON HILLS, MI | 89 | $ 63,354,000 | $ 711,000 | $ 109,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 84 | $ 7,467,000 | $ 88,000 | $ 78,000 |
| RALEIGH, NC | 84 | $ 26,144,000 | $ 311,000 | $ 149,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 82 | $ 26,149,000 | $ 267,500 | $ 159,500 |
| CAPE CORAL-FORT MYERS, FL | 80 | $ 12,598,000 | $ 157,000 | $ 100,000 |
| SALISBURY, MD-DE | 80 | $ 30,764,000 | $ 411,500 | $ 169,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 79 | $ 24,404,000 | $ 308,000 | $ 141,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 77 | $ 86,075,000 | $ 1,117,000 | $ 104,000 |
| ALBANY-SCHENECTADY-TROY, NY | 69 | $ 7,826,000 | $ 113,000 | $ 94,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 68 | $ 21,015,000 | $ 233,500 | $ 110,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 68 | $ 47,338,000 | $ 696,000 | $ 133,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 68 | $ 77,276,000 | $ 1,136,000 | $ 121,000 |
| JACKSONVILLE, FL | 68 | $ 28,346,000 | $ 416,000 | $ 112,000 |
| CLEVELAND-ELYRIA, OH | 67 | $ 9,093,000 | $ 135,000 | $ 96,000 |
| ALEXANDRIA, LA | 66 | $ 7,160,000 | $ 108,000 | $ 82,000 |
| COLUMBUS, OH | 66 | $ 11,930,000 | $ 180,000 | $ 102,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 62 | $ 18,025,000 | $ 290,000 | $ 100,000 |
| CINCINNATI, OH-KY-IN | 57 | $ 19,134,000 | $ 291,666 | $ 102,000 |
| ROCHESTER, NY | 54 | $ 5,149,000 | $ 95,000 | $ 86,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 52 | $ 36,607,000 | $ 703,000 | $ 160,000 |
| PROVIDENCE-WARWICK, RI-MA | 51 | $ 13,436,000 | $ 263,500 | $ 133,000 |
| SYRACUSE, NY | 51 | $ 4,497,000 | $ 88,000 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 50 | $ 15,220,000 | $ 304,000 | $ 146,000 |
| HAMMOND, LA | 49 | $ 5,286,000 | $ 107,000 | $ 85,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 47 | $ 35,300,000 | $ 751,000 | $ 169,000 |
| WORCESTER, MA-CT | 47 | $ 10,489,000 | $ 171,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 46 | $ 7,377,000 | $ 160,000 | $ 82,000 |
| TYLER, TX | 46 | $ 4,686,000 | $ 101,000 | $ 74,000 |
| EL PASO, TX | 45 | $ 3,907,000 | $ 86,000 | $ 74,000 |
| STOCKTON-LODI, CA | 45 | $ 9,999,000 | $ 222,000 | $ 97,000 |
| TRENTON, NJ | 45 | $ 13,434,000 | $ 298,000 | $ 190,000 |
| PORT ST. LUCIE, FL | 43 | $ 25,701,000 | $ 597,000 | $ 78,000 |
| MEMPHIS, TN-MS-AR | 41 | $ 31,213,000 | $ 440,666 | $ 94,333 |
| TUCSON, AZ | 41 | $ 90,780,000 | $ 2,214,000 | $ 132,000 |
| MONROE, LA | 40 | $ 4,169,000 | $ 104,000 | $ 100,000 |
| OKLAHOMA CITY, OK | 39 | $ 6,652,000 | $ 170,000 | $ 74,000 |
| SANTA ROSA, CA | 39 | $ 14,926,000 | $ 382,000 | $ 167,000 |
| TEXARKANA, TX-AR | 39 | $ 2,799,000 | $ 72,500 | $ 57,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 38 | $ 25,501,000 | $ 671,000 | $ 117,000 |
| NORWICH-NEW LONDON, CT | 38 | $ 54,314,000 | $ 1,429,000 | $ 114,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 38 | $ 77,079,000 | $ 2,028,000 | $ 80,000 |
| RENO, NV | 38 | $ 13,040,000 | $ 343,000 | $ 121,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 37 | $ 4,246,000 | $ 114,000 | $ 99,000 |
| LAKELAND-WINTER HAVEN, FL | 37 | $ 5,627,000 | $ 152,000 | $ 89,000 |
| DURHAM-CHAPEL HILL, NC | 35 | $ 46,761,000 | $ 1,336,000 | $ 126,000 |
| ELGIN, IL | 34 | $ 8,647,000 | $ 254,000 | $ 151,000 |
| FRESNO, CA | 34 | $ 8,156,000 | $ 239,000 | $ 104,000 |
| ALBUQUERQUE, NM | 33 | $ 7,584,000 | $ 229,000 | $ 93,000 |
| ASHEVILLE, NC | 33 | $ 9,795,000 | $ 296,000 | $ 115,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 33 | $ 32,834,000 | $ 577,000 | $ 99,500 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 33 | $ 3,738,000 | $ 113,000 | $ 88,000 |
| KILLEEN-TEMPLE, TX | 32 | $ 3,214,000 | $ 100,000 | $ 73,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 32 | $ 5,017,000 | $ 154,500 | $ 83,000 |
| SALT LAKE CITY, UT | 32 | $ 12,615,000 | $ 394,000 | $ 182,000 |
| BAKERSFIELD, CA | 31 | $ 4,477,000 | $ 144,000 | $ 91,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 31 | $ 5,758,000 | $ 217,000 | $ 169,500 |
| BOULDER, CO | 30 | $ 19,019,000 | $ 633,000 | $ 144,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 30 | $ 4,731,000 | $ 167,500 | $ 92,500 |
| MODESTO, CA | 30 | $ 41,251,000 | $ 1,375,000 | $ 77,000 |
| TULSA, OK | 30 | $ 6,525,000 | $ 217,000 | $ 92,000 |
| VALLEJO-FAIRFIELD, CA | 29 | $ 7,517,000 | $ 259,000 | $ 135,000 |
| COLORADO SPRINGS, CO | 28 | $ 8,313,000 | $ 296,000 | $ 164,000 |
| EAST STROUDSBURG, PA | 28 | $ 3,702,000 | $ 132,000 | $ 108,000 |
| SANTA MARIA-SANTA BARBARA, CA | 28 | $ 27,288,000 | $ 974,000 | $ 130,000 |
| TACOMA-LAKEWOOD, WA | 28 | $ 7,232,000 | $ 258,000 | $ 127,000 |
| CORPUS CHRISTI, TX | 27 | $ 2,486,000 | $ 92,000 | $ 94,000 |
| LANCASTER, PA | 26 | $ 33,535,000 | $ 1,289,000 | $ 98,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 26 | $ 53,053,000 | $ 2,040,000 | $ 201,000 |
| OCALA, FL | 26 | $ 2,421,000 | $ 93,000 | $ 73,000 |
| GARY, IN | 25 | $ 3,427,000 | $ 137,000 | $ 99,000 |
| HARRISBURG-CARLISLE, PA | 25 | $ 4,036,000 | $ 161,000 | $ 111,000 |
| LONGVIEW, TX | 25 | $ 1,794,000 | $ 71,000 | $ 60,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 25 | $ 23,857,000 | $ 954,000 | $ 114,000 |
| SPRINGFIELD, MA | 25 | $ 30,772,000 | $ 1,230,000 | $ 78,000 |
| COLUMBIA, SC | 24 | $ 24,445,000 | $ 1,018,000 | $ 100,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 24 | $ 4,416,000 | $ 184,000 | $ 119,000 |
| FORT COLLINS, CO | 24 | $ 19,454,000 | $ 810,000 | $ 91,000 |
| PORTLAND-SOUTH PORTLAND, ME | 24 | $ 7,220,000 | $ 300,000 | $ 147,000 |
| PRESCOTT, AZ | 24 | $ 5,982,000 | $ 249,000 | $ 217,000 |
| URBAN HONOLULU, HI | 24 | $ 12,255,000 | $ 510,000 | $ 138,000 |
| BARNSTABLE TOWN, MA | 23 | $ 4,683,000 | $ 203,000 | $ 95,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 23 | $ 6,415,000 | $ 278,000 | $ 212,000 |
| KNOXVILLE, TN | 23 | $ 3,866,000 | $ 168,000 | $ 84,000 |
| SHERMAN-DENISON, TX | 23 | $ 2,530,000 | $ 110,000 | $ 81,000 |
| DES MOINES-WEST DES MOINES, IA | 22 | $ 3,200,000 | $ 145,000 | $ 118,000 |
| GREENSBORO-HIGH POINT, NC | 22 | $ 28,804,000 | $ 1,309,000 | $ 86,000 |
| MIDLAND, TX | 22 | $ 2,498,000 | $ 113,000 | $ 131,000 |
| ROANOKE, VA | 22 | $ 3,787,000 | $ 172,000 | $ 107,000 |
| SAN RAFAEL, CA | 22 | $ 12,072,000 | $ 548,000 | $ 198,000 |
| ST. CLOUD, MN | 22 | $ 3,549,000 | $ 161,000 | $ 90,000 |
| YORK-HANOVER, PA | 22 | $ 2,848,000 | $ 129,000 | $ 62,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 21 | $ 3,230,000 | $ 153,000 | $ 91,000 |
| BIRMINGHAM-HOOVER, AL | 21 | $ 37,732,000 | $ 1,796,000 | $ 90,000 |
| CHARLOTTESVILLE, VA | 21 | $ 8,537,000 | $ 406,000 | $ 170,000 |
| GRAND RAPIDS-WYOMING, MI | 21 | $ 22,978,000 | $ 1,094,000 | $ 70,000 |
| WINSTON-SALEM, NC | 21 | $ 37,947,000 | $ 1,807,000 | $ 66,000 |
| AKRON, OH | 20 | $ 41,214,000 | $ 2,060,000 | $ 67,000 |
| DAYTON, OH | 20 | $ 10,212,000 | $ 510,000 | $ 89,000 |
| DOVER, DE | 20 | $ 3,114,000 | $ 155,000 | $ 71,000 |
| TOLEDO, OH | 20 | $ 2,320,000 | $ 116,000 | $ 126,000 |
| CHATTANOOGA, TN-GA | 19 | $ 14,340,000 | $ 524,500 | $ 91,000 |
| UTICA-ROME, NY | 19 | $ 1,482,000 | $ 78,000 | $ 70,000 |
| BOISE CITY, ID | 18 | $ 4,309,000 | $ 239,000 | $ 108,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 18 | $ 6,742,000 | $ 374,000 | $ 255,000 |
| OCEAN CITY, NJ | 18 | $ 4,554,000 | $ 253,000 | $ 171,000 |
| SPOKANE-SPOKANE VALLEY, WA | 18 | $ 3,138,000 | $ 174,000 | $ 82,000 |
| WICHITA, KS | 18 | $ 2,337,000 | $ 129,000 | $ 79,000 |
| COLLEGE STATION-BRYAN, TX | 17 | $ 1,944,000 | $ 114,000 | $ 123,000 |
| JACKSON, MS | 17 | $ 3,695,000 | $ 217,000 | $ 119,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 17 | $ 2,644,000 | $ 155,000 | $ 120,000 |
| MADISON, WI | 17 | $ 5,101,000 | $ 300,000 | $ 137,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 17 | $ 5,963,000 | $ 350,000 | $ 195,000 |
| SAVANNAH, GA | 17 | $ 5,205,000 | $ 306,000 | $ 185,000 |
| VISALIA-PORTERVILLE, CA | 17 | $ 1,851,000 | $ 108,000 | $ 109,000 |
| GAINESVILLE, FL | 16 | $ 2,774,000 | $ 173,000 | $ 101,000 |
| LUBBOCK, TX | 16 | $ 1,321,000 | $ 82,000 | $ 90,000 |
| PROVO-OREM, UT | 16 | $ 3,727,000 | $ 232,000 | $ 112,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 16 | $ 1,235,000 | $ 78,000 | $ 52,000 |
| BEND-REDMOND, OR | 15 | $ 5,027,000 | $ 335,000 | $ 158,000 |
| CHICO, CA | 15 | $ 3,480,000 | $ 232,000 | $ 101,000 |
| HOMOSASSA SPRINGS, FL | 15 | $ 1,390,000 | $ 92,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 15 | $ 2,173,000 | $ 144,000 | $ 66,000 |
| MERCED, CA | 15 | $ 2,969,000 | $ 197,000 | $ 101,000 |
| ODESSA, TX | 15 | $ 1,294,000 | $ 86,000 | $ 93,000 |
| OLYMPIA-TUMWATER, WA | 15 | $ 3,277,000 | $ 218,000 | $ 97,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 15 | $ 2,590,000 | $ 172,000 | $ 82,000 |
| SPRINGFIELD, MO | 15 | $ 2,339,000 | $ 155,000 | $ 105,000 |
| TALLAHASSEE, FL | 15 | $ 2,091,000 | $ 139,000 | $ 80,000 |
| BREMERTON-SILVERDALE, WA | 14 | $ 4,665,000 | $ 333,000 | $ 113,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 14 | $ 10,296,000 | $ 735,000 | $ 90,000 |
| LAREDO, TX | 14 | $ 1,365,000 | $ 97,000 | $ 117,000 |
| LYNCHBURG, VA | 14 | $ 1,361,000 | $ 97,000 | $ 68,000 |
| MANCHESTER-NASHUA, NH | 14 | $ 3,394,000 | $ 242,000 | $ 145,000 |
| NAPA, CA | 14 | $ 12,201,000 | $ 871,000 | $ 339,000 |
| VINELAND-BRIDGETON, NJ | 14 | $ 1,034,000 | $ 73,000 | $ 58,000 |
| ANN ARBOR, MI | 13 | $ 3,635,000 | $ 279,000 | $ 135,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 13 | $ 17,666,000 | $ 1,358,000 | $ 157,000 |
| CHAMPAIGN-URBANA, IL | 13 | $ 1,614,000 | $ 124,000 | $ 77,000 |
| KINGSTON, NY | 13 | $ 2,494,000 | $ 191,000 | $ 146,000 |
| PITTSFIELD, MA | 13 | $ 4,125,000 | $ 317,000 | $ 167,000 |
| SALEM, OR | 13 | $ 3,054,000 | $ 234,000 | $ 74,000 |
| BINGHAMTON, NY | 12 | $ 913,000 | $ 76,000 | $ 105,000 |
| COLUMBUS, GA-AL | 12 | $ 2,939,000 | $ 147,000 | $ 37,500 |
| DULUTH, MN-WI | 12 | $ 1,842,000 | $ 114,500 | $ 107,500 |
| READING, PA | 12 | $ 1,676,000 | $ 139,000 | $ 102,000 |
| ROCKFORD, IL | 12 | $ 1,031,000 | $ 85,000 | $ 52,000 |
| THE VILLAGES, FL | 12 | $ 64,528,000 | $ 5,377,000 | $ 84,000 |
| VICTORIA, TX | 12 | $ 1,253,000 | $ 104,000 | $ 73,000 |
| WACO, TX | 12 | $ 734,000 | $ 61,000 | $ 63,000 |
| ANCHORAGE, AK | 11 | $ 3,747,000 | $ 340,000 | $ 219,000 |
| BANGOR, ME | 11 | $ 1,621,000 | $ 147,000 | $ 96,000 |
| FORT WAYNE, IN | 11 | $ 1,403,000 | $ 127,000 | $ 57,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 11 | $ 6,500,000 | $ 590,000 | $ 179,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 2,185,000 | $ 198,000 | $ 107,000 |
| MACON-BIBB COUNTY, GA | 11 | $ 1,414,000 | $ 128,000 | $ 109,000 |
| PANAMA CITY, FL | 11 | $ 1,731,000 | $ 157,000 | $ 135,000 |
| PUNTA GORDA, FL | 11 | $ 1,762,000 | $ 160,000 | $ 121,000 |
| WILMINGTON, NC | 11 | $ 2,719,000 | $ 247,000 | $ 114,000 |
| FLAGSTAFF, AZ | 10 | $ 3,038,000 | $ 303,000 | $ 196,000 |
| GREELEY, CO | 10 | $ 10,988,000 | $ 1,098,000 | $ 91,000 |
| HUNTSVILLE, AL | 10 | $ 1,567,000 | $ 156,000 | $ 134,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 16,266,000 | $ 1,626,000 | $ 37,000 |
| MONTGOMERY, AL | 10 | $ 40,441,000 | $ 4,044,000 | $ 79,000 |
| SALINAS, CA | 10 | $ 2,373,000 | $ 237,000 | $ 106,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 10 | $ 946,000 | $ 93,500 | $ 62,000 |
| ABILENE, TX | 9 | $ 670,000 | $ 74,000 | $ 84,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 9 | $ 1,096,000 | $ 121,000 | $ 120,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 9 | $ 2,286,000 | $ 254,000 | $ 126,000 |
| GAINESVILLE, GA | 9 | $ 3,661,000 | $ 406,000 | $ 177,000 |
| LANSING-EAST LANSING, MI | 9 | $ 29,993,000 | $ 3,332,000 | $ 113,000 |
| MICHIGAN CITY-LA PORTE, IN | 9 | $ 1,470,000 | $ 163,000 | $ 95,000 |
| PEORIA, IL | 9 | $ 702,000 | $ 78,000 | $ 62,000 |
| CANTON-MASSILLON, OH | 8 | $ 768,000 | $ 96,000 | $ 91,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 1,272,000 | $ 159,000 | $ 148,000 |
| GLENS FALLS, NY | 8 | $ 1,022,000 | $ 127,000 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 8 | $ 1,396,000 | $ 170,000 | $ 86,500 |
| LIMA, OH | 8 | $ 802,000 | $ 100,000 | $ 109,000 |
| OGDEN-CLEARFIELD, UT | 8 | $ 2,246,000 | $ 280,000 | $ 182,000 |
| SANTA CRUZ-WATSONVILLE, CA | 8 | $ 2,951,000 | $ 368,000 | $ 122,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,060,000 | $ 132,000 | $ 137,000 |
| STATE COLLEGE, PA | 8 | $ 1,419,000 | $ 177,000 | $ 122,000 |
| WINCHESTER, VA-WV | 8 | $ 1,964,000 | $ 245,000 | $ 92,000 |
| YUBA CITY, CA | 8 | $ 1,053,000 | $ 131,000 | $ 70,000 |
| BELLINGHAM, WA | 7 | $ 1,396,000 | $ 199,000 | $ 73,000 |
| BILLINGS, MT | 7 | $ 1,350,000 | $ 192,000 | $ 74,000 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 1,032,000 | $ 147,000 | $ 71,000 |
| FLINT, MI | 7 | $ 731,000 | $ 104,000 | $ 79,000 |
| FLORENCE, SC | 7 | $ 1,002,000 | $ 143,000 | $ 60,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 856,000 | $ 130,333 | $ 68,666 |
| ITHACA, NY | 7 | $ 7,943,000 | $ 1,134,000 | $ 291,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 789,000 | $ 112,000 | $ 71,000 |
| MISSOULA, MT | 7 | $ 1,325,000 | $ 189,000 | $ 93,000 |
| MOBILE, AL | 7 | $ 915,000 | $ 130,000 | $ 88,000 |
| MONROE, MI | 7 | $ 1,079,000 | $ 154,000 | $ 104,000 |
| MUSKEGON, MI | 7 | $ 948,000 | $ 135,000 | $ 79,000 |
| NEW BERN, NC | 7 | $ 763,000 | $ 109,000 | $ 61,000 |
| TERRE HAUTE, IN | 7 | $ 332,000 | $ 47,000 | $ 52,000 |
| ATHENS-CLARKE COUNTY, GA | 6 | $ 1,258,000 | $ 209,000 | $ 137,000 |
| AUBURN-OPELIKA, AL | 6 | $ 25,588,000 | $ 4,264,000 | $ 75,000 |
| BECKLEY, WV | 6 | $ 434,000 | $ 72,000 | $ 42,000 |
| BISMARCK, ND | 6 | $ 1,102,000 | $ 183,000 | $ 93,000 |
| CHARLESTON, WV | 6 | $ 790,000 | $ 131,000 | $ 107,000 |
| CLARKSVILLE, TN-KY | 6 | $ 563,000 | $ 81,000 | $ 65,000 |
| COEUR D'ALENE, ID | 6 | $ 1,709,000 | $ 284,000 | $ 154,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 6 | $ 1,183,000 | $ 197,000 | $ 90,000 |
| EUGENE, OR | 6 | $ 1,750,000 | $ 291,000 | $ 174,000 |
| GREENVILLE, NC | 6 | $ 902,000 | $ 150,000 | $ 104,000 |
| HICKORY-LENOIR-MORGANTON, NC | 6 | $ 3,021,000 | $ 503,000 | $ 44,000 |
| KENNEWICK-RICHLAND, WA | 6 | $ 923,000 | $ 153,000 | $ 85,000 |
| LAS CRUCES, NM | 6 | $ 833,000 | $ 138,000 | $ 84,000 |
| LEBANON, PA | 6 | $ 916,000 | $ 152,000 | $ 87,000 |
| MADERA, CA | 6 | $ 1,161,000 | $ 193,000 | $ 72,000 |
| MORGANTOWN, WV | 6 | $ 789,000 | $ 131,000 | $ 102,000 |
| SANTA FE, NM | 6 | $ 4,983,000 | $ 830,000 | $ 745,000 |
| WATERTOWN-FORT DRUM, NY | 6 | $ 318,000 | $ 53,000 | $ 75,000 |
| WICHITA FALLS, TX | 6 | $ 327,000 | $ 54,000 | $ 69,000 |
| ALBANY, OR | 5 | $ 795,000 | $ 159,000 | $ 128,000 |
| ALTOONA, PA | 5 | $ 348,000 | $ 69,000 | $ 93,000 |
| AMARILLO, TX | 5 | $ 560,000 | $ 112,000 | $ 76,000 |
| BLOOMINGTON, IL | 5 | $ 12,449,000 | $ 2,489,000 | $ 71,000 |
| BURLINGTON, NC | 5 | $ 784,000 | $ 156,000 | $ 80,000 |
| CHEYENNE, WY | 5 | $ 954,000 | $ 190,000 | $ 56,000 |
| DANVILLE, IL | 5 | $ 503,000 | $ 100,000 | $ 112,000 |
| FAYETTEVILLE, NC | 5 | $ 614,000 | $ 122,000 | $ 84,000 |
| GRAND JUNCTION, CO | 5 | $ 1,810,000 | $ 362,000 | $ 121,000 |
| GREAT FALLS, MT | 5 | $ 922,000 | $ 184,000 | $ 225,000 |
| GREEN BAY, WI | 5 | $ 566,000 | $ 113,000 | $ 61,000 |
| IDAHO FALLS, ID | 5 | $ 673,000 | $ 134,000 | $ 60,000 |
| JOHNSTOWN, PA | 5 | $ 437,000 | $ 87,000 | $ 80,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 685,000 | $ 137,000 | $ 138,000 |
| LAWTON, OK | 5 | $ 250,000 | $ 50,000 | $ 102,000 |
| LINCOLN, NE | 5 | $ 675,000 | $ 135,000 | $ 88,000 |
| SEBRING, FL | 5 | $ 263,000 | $ 52,000 | $ 92,000 |
| SPARTANBURG, SC | 5 | $ 12,721,000 | $ 2,544,000 | $ 40,000 |
| ST. GEORGE, UT | 5 | $ 969,000 | $ 193,000 | $ 82,000 |
| WARNER ROBINS, GA | 5 | $ 910,000 | $ 182,000 | $ 164,000 |
| WENATCHEE, WA | 5 | $ 42,236,000 | $ 8,447,000 | $ 62,000 |
| CLEVELAND, TN | 4 | $ 464,000 | $ 116,000 | $ 77,000 |
| DALTON, GA | 4 | $ 532,000 | $ 133,000 | $ 61,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 395,000 | $ 98,500 | $ 79,500 |
| EAU CLAIRE, WI | 4 | $ 633,000 | $ 158,000 | $ 111,000 |
| ELMIRA, NY | 4 | $ 177,000 | $ 44,000 | $ 68,000 |
| ERIE, PA | 4 | $ 395,000 | $ 98,000 | $ 89,000 |
| FOND DU LAC, WI | 4 | $ 249,000 | $ 62,000 | $ 68,000 |
| FORT SMITH, AR-OK | 4 | $ 514,000 | $ 120,500 | $ 49,000 |
| HOT SPRINGS, AR | 4 | $ 727,000 | $ 181,000 | $ 100,000 |
| JONESBORO, AR | 4 | $ 575,000 | $ 143,000 | $ 73,000 |
| LOGAN, UT-ID | 4 | $ 656,000 | $ 164,000 | $ 80,000 |
| MANSFIELD, OH | 4 | $ 412,000 | $ 103,000 | $ 48,000 |
| NILES-BENTON HARBOR, MI | 4 | $ 975,000 | $ 243,000 | $ 135,000 |
| PARKERSBURG-VIENNA, WV | 4 | $ 494,000 | $ 123,000 | $ 117,000 |
| PUEBLO, CO | 4 | $ 623,000 | $ 155,000 | $ 87,000 |
| ROCHESTER, MN | 4 | $ 1,060,000 | $ 265,000 | $ 125,000 |
| ROME, GA | 4 | $ 151,000 | $ 37,000 | $ 106,000 |
| SAGINAW, MI | 4 | $ 427,000 | $ 106,000 | $ 118,000 |
| SHEBOYGAN, WI | 4 | $ 428,000 | $ 107,000 | $ 86,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 612,000 | $ 140,333 | $ 89,333 |
| SIOUX FALLS, SD | 4 | $ 587,000 | $ 146,000 | $ 72,000 |
| SPRINGFIELD, IL | 4 | $ 271,000 | $ 67,000 | $ 71,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 394,000 | $ 98,000 | $ 43,000 |
| BLOOMINGTON, IN | 3 | $ 598,000 | $ 199,000 | $ 124,000 |
| CARBONDALE-MARION, IL | 3 | $ 197,000 | $ 65,000 | $ 51,000 |
| CARSON CITY, NV | 3 | $ 14,004,000 | $ 4,668,000 | $ 56,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 90,000 | $ 30,000 | $ 50,000 |
| FARMINGTON, NM | 3 | $ 429,000 | $ 143,000 | $ 114,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 256,000 | $ 85,000 | $ 57,000 |
| GRAND FORKS, ND-MN | 3 | $ 242,000 | $ 80,000 | $ 56,000 |
| HANFORD-CORCORAN, CA | 3 | $ 422,000 | $ 140,000 | $ 93,000 |
| HARRISONBURG, VA | 3 | $ 564,000 | $ 188,000 | $ 102,000 |
| HATTIESBURG, MS | 3 | $ 1,195,000 | $ 398,000 | $ 267,000 |
| IOWA CITY, IA | 3 | $ 547,000 | $ 182,000 | $ 58,000 |
| JACKSON, MI | 3 | $ 323,000 | $ 107,000 | $ 50,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 575,000 | $ 191,000 | $ 108,000 |
| REDDING, CA | 3 | $ 752,000 | $ 250,000 | $ 109,000 |
| ROCKY MOUNT, NC | 3 | $ 584,000 | $ 194,000 | $ 84,000 |
| SAN ANGELO, TX | 3 | $ 150,000 | $ 50,000 | $ 65,000 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 322,000 | $ 107,000 | $ 71,000 |
| TOPEKA, KS | 3 | $ 240,000 | $ 80,000 | $ 61,000 |
| WALLA WALLA, WA | 3 | $ 586,000 | $ 195,000 | $ 51,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 719,000 | $ 239,000 | $ 123,000 |
| YAKIMA, WA | 3 | $ 916,000 | $ 305,000 | $ 118,000 |
| ALBANY, GA | 2 | $ 731,000 | $ 365,000 | $ 158,000 |
| APPLETON, WI | 2 | $ 509,000 | $ 254,000 | $ 114,000 |
| BAY CITY, MI | 2 | $ 197,000 | $ 98,000 | $ 60,000 |
| BOWLING GREEN, KY | 2 | $ 590,000 | $ 295,000 | $ 156,000 |
| BRUNSWICK, GA | 2 | $ 415,000 | $ 207,000 | $ 95,000 |
| CEDAR RAPIDS, IA | 2 | $ 187,000 | $ 93,000 | $ 70,000 |
| COLUMBIA, MO | 2 | $ 330,000 | $ 165,000 | $ 129,000 |
| CUMBERLAND, MD-WV | 2 | $ 89,000 | $ 44,000 | $ 88,000 |
| ELKHART-GOSHEN, IN | 2 | $ 415,000 | $ 207,000 | $ 144,000 |
| EVANSVILLE, IN-KY | 2 | $ 71,000 | $ 35,000 | $ 45,000 |
| GRANTS PASS, OR | 2 | $ 946,000 | $ 473,000 | $ 145,000 |
| JOHNSON CITY, TN | 2 | $ 103,000 | $ 51,000 | $ 67,000 |
| JOPLIN, MO | 2 | $ 147,000 | $ 73,000 | $ 34,000 |
| KOKOMO, IN | 2 | $ 83,000 | $ 41,000 | $ 59,000 |
| LONGVIEW, WA | 2 | $ 316,000 | $ 158,000 | $ 92,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 236,000 | $ 118,000 | $ 143,000 |
| MEDFORD, OR | 2 | $ 382,000 | $ 191,000 | $ 65,000 |
| MIDLAND, MI | 2 | $ 389,000 | $ 194,000 | $ 89,000 |
| MORRISTOWN, TN | 2 | $ 286,000 | $ 143,000 | $ 63,000 |
| MUNCIE, IN | 2 | $ 343,000 | $ 171,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 434,000 | $ 217,000 | $ 172,000 |
| OWENSBORO, KY | 2 | $ 302,000 | $ 151,000 | $ 59,000 |
| PINE BLUFF, AR | 2 | $ 123,000 | $ 61,000 | $ 121,000 |
| ST. JOSEPH, MO-KS | 2 | $ 169,000 | $ 84,000 | $ 34,000 |
| VALDOSTA, GA | 2 | $ 273,000 | $ 136,000 | $ 66,000 |
| WAUSAU, WI | 2 | $ 196,000 | $ 98,000 | $ 61,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 208,000 | $ 104,000 | $ 58,000 |
| WHEELING, WV-OH | 2 | $ 213,000 | $ 106,500 | $ 108,500 |
| YUMA, AZ | 2 | $ 146,000 | $ 73,000 | $ 92,000 |
| AMES, IA | 1 | $ 384,000 | $ 384,000 | $ 70,000 |
| COLUMBUS, IN | 1 | $ 280,000 | $ 280,000 | $ 179,000 |
| CORVALLIS, OR | 1 | $ 417,000 | $ 417,000 | $ 9,000 |
| DECATUR, AL | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| DECATUR, IL | 1 | $ 113,000 | $ 113,000 | $ 139,000 |
| DUBUQUE, IA | 1 | $ 233,000 | $ 233,000 | $ 70,000 |
| EL CENTRO, CA | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| FAIRBANKS, AK | 1 | $ 163,000 | $ 163,000 | $ 52,000 |
| FARGO, ND-MN | 1 | $ 180,000 | $ 180,000 | $ 69,000 |
| GETTYSBURG, PA | 1 | $ 194,000 | $ 194,000 | $ 88,000 |
| GOLDSBORO, NC | 1 | $ 24,000 | $ 24,000 | $ 47,000 |
| GRAND ISLAND, NE | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| JACKSON, TN | 1 | $ 62,000 | $ 62,000 | $ 62,000 |
| JACKSONVILLE, NC | 1 | $ 101,000 | $ 101,000 | $ 69,000 |
| KANKAKEE, IL | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| LEWISTON, ID-WA | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| LEWISTON-AUBURN, ME | 1 | $ 88,000 | $ 88,000 | $ 57,000 |
| MANHATTAN, KS | 1 | $ 164,000 | $ 164,000 | $ 96,000 |
| POCATELLO, ID | 1 | $ 208,000 | $ 208,000 | $ 133,000 |
| RACINE, WI | 1 | $ 360,000 | $ 360,000 | $ 84,000 |
| RAPID CITY, SD | 1 | $ 224,000 | $ 224,000 | $ 106,000 |
| SPRINGFIELD, OH | 1 | $ 48,000 | $ 48,000 | $ 26,000 |
| SUMTER, SC | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| WILLIAMSPORT, PA | 1 | $ 294,000 | $ 294,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,391 | $3,730,273,000 | $327,000 | $109,479,000 | $131,000 | $4,624,000 |
| Home Purchase | 10,502 | $6,250,701,000 | $595,000 | $214,627,000 | $130,000 | $9,000,000 |
| Home Improvement | 7,262 | $2,711,227,000 | $373,000 | $164,583,000 | $98,000 | $16,348,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,732 | $3,539,668,000 | $240,000 | $3,000,000 | $132,000 | $9,000,000 |
| Not Provided | 4,093 | $1,363,979,000 | $333,000 | $3,551,000 | $158,000 | $3,440,000 |
| Hispanic | 3,263 | $530,843,000 | $162,000 | $2,500,000 | $86,000 | $992,000 |
| Black or African American | 2,847 | $455,078,000 | $159,000 | $2,385,000 | $85,000 | $1,050,000 |
| Asian | 2,399 | $782,743,000 | $326,000 | $3,000,000 | $152,000 | $16,348,000 |
| Not applicable | 1,526 | $5,965,755,000 | $3,909,000 | $214,627,000 | $43,000 | $572,000 |
| American Indian or Alaskan Native | 216 | $36,696,000 | $169,000 | $1,412,000 | $92,000 | $453,000 |
| Native Hawaiian or Other Pacific Islander | 79 | $17,439,000 | $220,000 | $800,000 | $115,000 | $535,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,951 | $12,396,553,000 | $443,000 | $214,627,000 | $125,000 | $16,348,000 |
| FHA-insured (Federal Housing Administration) | 1,074 | $269,486,000 | $250,000 | $26,588,000 | $67,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 116 | $23,959,000 | $206,000 | $577,000 | $50,000 | $321,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,203,000 | $157,000 | $215,000 | $40,000 | $58,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,395 | $8,623,701,000 | $695,000 | $214,627,000 | $129,000 | $4,600,000 |
| Application Denied By Financial Institution | 7,036 | $1,562,697,000 | $222,000 | $7,800,000 | $106,000 | $16,348,000 |
| File Closed For Incompleteness | 4,386 | $975,379,000 | $222,000 | $3,500,000 | $134,000 | $3,360,000 |
| Application Withdrawn By Applicant | 3,902 | $1,165,732,000 | $298,000 | $114,400,000 | $137,000 | $9,000,000 |
| Loan Purchased By The Institution | 1,079 | $207,735,000 | $192,000 | $797,000 | $61,000 | $572,000 |
| Application Approved But Not Accepted | 267 | $136,267,000 | $510,000 | $40,725,000 | $131,000 | $1,192,000 |
| Preapproval Denied by Financial Institution | 90 | $20,690,000 | $229,000 | $771,000 | $67,000 | $1,236,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,501 | $602,429,000 | $240,000 | $2,500,000 | $71,000 | $1,000,000 |
| Credit History | 1,454 | $306,205,000 | $210,000 | $3,000,000 | $126,000 | $16,348,000 |
| Collateral | 1,437 | $314,576,000 | $218,000 | $2,957,000 | $133,000 | $1,640,000 |
| Other | 1,393 | $281,168,000 | $201,000 | $7,800,000 | $120,000 | $3,440,000 |
| Unverifiable Information | 129 | $28,539,000 | $221,000 | $1,500,000 | $112,000 | $956,000 |
| Credit Application Incomplete | 102 | $24,876,000 | $243,000 | $1,396,000 | $112,000 | $481,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 70 | $16,271,000 | $232,000 | $1,169,000 | $93,000 | $500,000 |
| Employment History | 40 | $9,323,000 | $233,000 | $1,485,000 | $91,000 | $350,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.