Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Cardinal Financial Company, Limited Partnership 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Sacramento, PA 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 33,589 |
| Total Mortgage Loan Application Amount | $8,941,097,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $115,333 |
| Highest Applicant Income | $9,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.
Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2017.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,951 | $ 467,466,000 | $ 239,000 | $ 99,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,261 | $ 274,887,000 | $ 217,000 | $ 118,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,172 | $ 457,773,000 | $ 390,000 | $ 122,000 |
| DALLAS-PLANO-IRVING, TX | 1,100 | $ 257,019,000 | $ 233,000 | $ 113,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,090 | $ 268,637,000 | $ 246,000 | $ 117,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,067 | $ 266,413,000 | $ 249,000 | $ 110,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 962 | $ 352,554,000 | $ 324,000 | $ 137,750 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 776 | $ 218,445,000 | $ 281,000 | $ 101,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 775 | $ 193,987,000 | $ 253,000 | $ 106,500 |
| FORT WORTH-ARLINGTON, TX | 636 | $ 129,169,000 | $ 203,000 | $ 103,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 615 | $ 225,029,000 | $ 365,000 | $ 144,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 512 | $ 114,958,000 | $ 224,000 | $ 105,000 |
| DENVER-AURORA-LAKEWOOD, CO | 511 | $ 146,364,000 | $ 286,000 | $ 105,000 |
| SAN DIEGO-CARLSBAD, CA | 511 | $ 196,451,000 | $ 384,000 | $ 127,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 505 | $ 140,528,000 | $ 271,500 | $ 104,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 500 | $ 217,289,000 | $ 434,000 | $ 145,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 484 | $ 140,715,000 | $ 290,000 | $ 114,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 473 | $ 159,626,000 | $ 351,500 | $ 141,500 |
| AUSTIN-ROUND ROCK, TX | 456 | $ 109,958,000 | $ 241,000 | $ 119,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 408 | $ 91,547,000 | $ 224,000 | $ 112,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 406 | $ 179,031,000 | $ 440,000 | $ 143,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 367 | $ 71,643,000 | $ 195,000 | $ 96,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 358 | $ 105,698,000 | $ 295,000 | $ 129,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 337 | $ 90,046,000 | $ 267,000 | $ 120,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 312 | $ 83,484,000 | $ 267,000 | $ 110,000 |
| RALEIGH, NC | 296 | $ 79,944,000 | $ 270,000 | $ 119,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 289 | $ 72,872,000 | $ 252,000 | $ 103,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 288 | $ 78,437,000 | $ 272,000 | $ 132,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 268 | $ 67,861,000 | $ 253,000 | $ 118,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 261 | $ 66,124,000 | $ 265,500 | $ 123,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 256 | $ 71,647,000 | $ 279,000 | $ 170,000 |
| SALT LAKE CITY, UT | 247 | $ 66,229,000 | $ 268,000 | $ 101,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 241 | $ 117,399,000 | $ 487,000 | $ 148,000 |
| TUCSON, AZ | 240 | $ 53,111,000 | $ 221,000 | $ 111,000 |
| ALBUQUERQUE, NM | 229 | $ 43,950,000 | $ 191,000 | $ 79,000 |
| RENO, NV | 224 | $ 64,938,000 | $ 289,000 | $ 114,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 221 | $ 58,611,000 | $ 265,000 | $ 130,000 |
| JACKSONVILLE, FL | 210 | $ 45,106,000 | $ 214,000 | $ 100,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 208 | $ 77,360,000 | $ 371,000 | $ 146,000 |
| NEWARK, NJ-PA | 187 | $ 61,941,000 | $ 246,500 | $ 118,500 |
| TACOMA-LAKEWOOD, WA | 176 | $ 45,354,000 | $ 257,000 | $ 101,000 |
| ST. LOUIS, MO-IL | 175 | $ 36,102,000 | $ 210,500 | $ 113,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 165 | $ 36,900,000 | $ 223,000 | $ 125,000 |
| RICHMOND, VA | 159 | $ 39,198,000 | $ 246,000 | $ 129,000 |
| PHILADELPHIA, PA | 152 | $ 34,259,000 | $ 225,000 | $ 162,000 |
| STOCKTON-LODI, CA | 147 | $ 41,276,000 | $ 280,000 | $ 102,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 143 | $ 36,686,000 | $ 287,500 | $ 217,000 |
| BOISE CITY, ID | 140 | $ 29,977,000 | $ 214,000 | $ 104,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 140 | $ 75,673,000 | $ 540,000 | $ 158,000 |
| BAKERSFIELD, CA | 137 | $ 28,101,000 | $ 205,000 | $ 99,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 136 | $ 36,547,000 | $ 268,000 | $ 109,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 135 | $ 51,954,000 | $ 384,000 | $ 146,000 |
| CAPE CORAL-FORT MYERS, FL | 132 | $ 27,703,000 | $ 209,000 | $ 109,000 |
| PROVO-OREM, UT | 131 | $ 35,901,000 | $ 274,000 | $ 111,000 |
| FRESNO, CA | 125 | $ 29,839,000 | $ 238,000 | $ 111,000 |
| VALLEJO-FAIRFIELD, CA | 123 | $ 38,602,000 | $ 313,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 118 | $ 24,513,000 | $ 209,000 | $ 97,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 116 | $ 22,268,000 | $ 191,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 116 | $ 26,792,000 | $ 230,000 | $ 91,000 |
| MODESTO, CA | 113 | $ 27,781,000 | $ 245,000 | $ 106,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 110 | $ 23,930,000 | $ 217,000 | $ 105,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 109 | $ 24,802,000 | $ 227,000 | $ 107,000 |
| KANSAS CITY, MO-KS | 108 | $ 23,604,000 | $ 224,500 | $ 109,500 |
| BIRMINGHAM-HOOVER, AL | 107 | $ 21,764,000 | $ 203,000 | $ 91,000 |
| COLORADO SPRINGS, CO | 106 | $ 25,592,000 | $ 241,000 | $ 96,000 |
| PRESCOTT, AZ | 106 | $ 27,158,000 | $ 256,000 | $ 86,000 |
| NEW ORLEANS-METAIRIE, LA | 102 | $ 21,465,000 | $ 210,000 | $ 83,000 |
| PITTSBURGH, PA | 102 | $ 22,102,000 | $ 216,000 | $ 112,000 |
| ASHEVILLE, NC | 98 | $ 25,091,000 | $ 256,000 | $ 112,000 |
| CAMDEN, NJ | 95 | $ 21,101,000 | $ 222,000 | $ 110,000 |
| PORT ST. LUCIE, FL | 95 | $ 20,950,000 | $ 220,000 | $ 88,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 87 | $ 17,868,000 | $ 213,000 | $ 110,500 |
| SPOKANE-SPOKANE VALLEY, WA | 87 | $ 17,560,000 | $ 201,000 | $ 113,000 |
| DURHAM-CHAPEL HILL, NC | 86 | $ 20,890,000 | $ 242,000 | $ 106,000 |
| EL PASO, TX | 79 | $ 12,261,000 | $ 155,000 | $ 82,000 |
| LAKELAND-WINTER HAVEN, FL | 78 | $ 14,560,000 | $ 186,000 | $ 79,000 |
| MEMPHIS, TN-MS-AR | 78 | $ 16,901,000 | $ 195,666 | $ 96,333 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 76 | $ 17,555,000 | $ 230,000 | $ 100,000 |
| SANTA ROSA, CA | 70 | $ 27,381,000 | $ 391,000 | $ 115,000 |
| COLUMBUS, OH | 69 | $ 17,555,000 | $ 254,000 | $ 138,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 69 | $ 23,678,000 | $ 343,000 | $ 156,000 |
| GREENSBORO-HIGH POINT, NC | 68 | $ 14,596,000 | $ 214,000 | $ 96,000 |
| OLYMPIA-TUMWATER, WA | 66 | $ 17,245,000 | $ 261,000 | $ 89,000 |
| COLUMBIA, SC | 64 | $ 12,198,000 | $ 190,000 | $ 84,000 |
| CORPUS CHRISTI, TX | 64 | $ 12,264,000 | $ 191,000 | $ 150,000 |
| PROVIDENCE-WARWICK, RI-MA | 64 | $ 18,730,000 | $ 292,000 | $ 137,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 63 | $ 18,969,000 | $ 301,000 | $ 113,000 |
| FORT COLLINS, CO | 62 | $ 18,562,000 | $ 299,000 | $ 106,000 |
| SALINAS, CA | 61 | $ 23,062,000 | $ 378,000 | $ 132,000 |
| WILMINGTON, DE-MD-NJ | 61 | $ 16,086,000 | $ 223,000 | $ 117,333 |
| LAKE HAVASU CITY-KINGMAN, AZ | 60 | $ 11,136,000 | $ 185,000 | $ 91,000 |
| CINCINNATI, OH-KY-IN | 57 | $ 14,125,000 | $ 217,666 | $ 113,333 |
| GREELEY, CO | 57 | $ 15,182,000 | $ 266,000 | $ 95,000 |
| KNOXVILLE, TN | 57 | $ 12,710,000 | $ 222,000 | $ 115,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 57 | $ 12,200,000 | $ 214,000 | $ 110,000 |
| SANTA FE, NM | 57 | $ 16,080,000 | $ 282,000 | $ 205,000 |
| SANTA MARIA-SANTA BARBARA, CA | 57 | $ 21,946,000 | $ 385,000 | $ 110,000 |
| WINSTON-SALEM, NC | 57 | $ 10,857,000 | $ 190,000 | $ 88,000 |
| KILLEEN-TEMPLE, TX | 56 | $ 9,131,000 | $ 163,000 | $ 79,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 55 | $ 10,223,000 | $ 208,000 | $ 129,000 |
| SALEM, OR | 55 | $ 12,094,000 | $ 219,000 | $ 74,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 54 | $ 12,162,000 | $ 211,000 | $ 98,500 |
| VISALIA-PORTERVILLE, CA | 53 | $ 10,215,000 | $ 192,000 | $ 89,000 |
| CHATTANOOGA, TN-GA | 52 | $ 11,292,000 | $ 213,000 | $ 98,500 |
| CLEVELAND-ELYRIA, OH | 51 | $ 11,885,000 | $ 233,000 | $ 143,000 |
| FLAGSTAFF, AZ | 51 | $ 12,784,000 | $ 250,000 | $ 108,000 |
| WILMINGTON, NC | 51 | $ 13,168,000 | $ 258,000 | $ 107,000 |
| BATON ROUGE, LA | 50 | $ 9,849,000 | $ 196,000 | $ 73,000 |
| BEND-REDMOND, OR | 50 | $ 14,110,000 | $ 282,000 | $ 119,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 50 | $ 10,896,000 | $ 217,000 | $ 116,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 50 | $ 12,872,000 | $ 235,500 | $ 101,500 |
| SAVANNAH, GA | 50 | $ 14,023,000 | $ 280,000 | $ 133,000 |
| BREMERTON-SILVERDALE, WA | 49 | $ 13,043,000 | $ 266,000 | $ 105,000 |
| EUGENE, OR | 49 | $ 10,696,000 | $ 218,000 | $ 77,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 48 | $ 14,665,000 | $ 305,000 | $ 188,000 |
| HUNTSVILLE, AL | 48 | $ 10,524,000 | $ 219,000 | $ 99,000 |
| BOULDER, CO | 47 | $ 15,275,000 | $ 325,000 | $ 111,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 45 | $ 16,013,000 | $ 355,000 | $ 119,000 |
| PUNTA GORDA, FL | 44 | $ 9,577,000 | $ 217,000 | $ 126,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 43 | $ 18,470,000 | $ 429,000 | $ 204,000 |
| MIDLAND, TX | 43 | $ 8,984,000 | $ 208,000 | $ 106,000 |
| ST. GEORGE, UT | 43 | $ 10,839,000 | $ 252,000 | $ 106,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 42 | $ 9,208,000 | $ 217,500 | $ 103,000 |
| HICKORY-LENOIR-MORGANTON, NC | 42 | $ 8,780,000 | $ 209,000 | $ 97,000 |
| TALLAHASSEE, FL | 42 | $ 8,407,000 | $ 200,000 | $ 97,000 |
| BELLINGHAM, WA | 41 | $ 11,760,000 | $ 286,000 | $ 96,000 |
| HARRISBURG-CARLISLE, PA | 41 | $ 9,099,000 | $ 221,000 | $ 112,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 41 | $ 8,157,000 | $ 198,000 | $ 75,000 |
| MCALLEN-EDINBURG-MISSION, TX | 41 | $ 6,403,000 | $ 156,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND, ME | 41 | $ 11,464,000 | $ 279,000 | $ 156,000 |
| SANTA CRUZ-WATSONVILLE, CA | 41 | $ 20,872,000 | $ 509,000 | $ 198,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 40 | $ 9,773,000 | $ 244,000 | $ 115,000 |
| SALISBURY, MD-DE | 40 | $ 9,810,000 | $ 247,000 | $ 171,000 |
| MEDFORD, OR | 39 | $ 8,817,000 | $ 226,000 | $ 74,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 39 | $ 11,832,000 | $ 303,000 | $ 170,000 |
| OCALA, FL | 39 | $ 7,723,000 | $ 198,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 38 | $ 9,757,000 | $ 312,500 | $ 152,000 |
| COLUMBUS, GA-AL | 36 | $ 6,696,000 | $ 187,500 | $ 72,500 |
| GRAND RAPIDS-WYOMING, MI | 36 | $ 8,919,000 | $ 247,000 | $ 104,000 |
| MONTGOMERY, AL | 36 | $ 7,088,000 | $ 196,000 | $ 96,000 |
| AMARILLO, TX | 34 | $ 6,288,000 | $ 184,000 | $ 86,000 |
| COLLEGE STATION-BRYAN, TX | 34 | $ 6,526,000 | $ 191,000 | $ 160,000 |
| MERCED, CA | 34 | $ 6,989,000 | $ 205,000 | $ 80,000 |
| PANAMA CITY, FL | 34 | $ 8,397,000 | $ 246,000 | $ 120,000 |
| REDDING, CA | 34 | $ 7,365,000 | $ 216,000 | $ 84,000 |
| CHARLOTTESVILLE, VA | 32 | $ 8,931,000 | $ 279,000 | $ 136,000 |
| OKLAHOMA CITY, OK | 32 | $ 8,281,000 | $ 258,000 | $ 179,000 |
| WACO, TX | 32 | $ 5,915,000 | $ 184,000 | $ 122,000 |
| YORK-HANOVER, PA | 32 | $ 6,306,000 | $ 197,000 | $ 101,000 |
| TRENTON, NJ | 31 | $ 6,484,000 | $ 209,000 | $ 97,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 30 | $ 6,390,000 | $ 213,000 | $ 91,000 |
| KENNEWICK-RICHLAND, WA | 29 | $ 5,690,000 | $ 196,000 | $ 94,000 |
| LAS CRUCES, NM | 29 | $ 5,889,000 | $ 203,000 | $ 87,000 |
| SAN RAFAEL, CA | 29 | $ 17,311,000 | $ 596,000 | $ 141,000 |
| THE VILLAGES, FL | 29 | $ 6,133,000 | $ 211,000 | $ 85,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 28 | $ 8,523,000 | $ 304,000 | $ 190,000 |
| HOMOSASSA SPRINGS, FL | 28 | $ 4,869,000 | $ 173,000 | $ 85,000 |
| LANCASTER, PA | 28 | $ 5,115,000 | $ 182,000 | $ 80,000 |
| NAPA, CA | 28 | $ 10,818,000 | $ 386,000 | $ 123,000 |
| YAKIMA, WA | 28 | $ 5,540,000 | $ 197,000 | $ 79,000 |
| BEAUMONT-PORT ARTHUR, TX | 27 | $ 4,618,000 | $ 171,000 | $ 106,000 |
| BILLINGS, MT | 27 | $ 5,202,000 | $ 192,000 | $ 78,000 |
| CHEYENNE, WY | 27 | $ 5,847,000 | $ 216,000 | $ 79,000 |
| MADERA, CA | 27 | $ 5,391,000 | $ 199,000 | $ 89,000 |
| GAINESVILLE, FL | 26 | $ 5,120,000 | $ 196,000 | $ 120,000 |
| SEBASTIAN-VERO BEACH, FL | 26 | $ 4,960,000 | $ 190,000 | $ 81,000 |
| SIERRA VISTA-DOUGLAS, AZ | 26 | $ 3,900,000 | $ 150,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 5,557,000 | $ 222,000 | $ 113,000 |
| CARSON CITY, NV | 25 | $ 6,113,000 | $ 244,000 | $ 93,000 |
| LAFAYETTE, LA | 25 | $ 4,475,000 | $ 179,000 | $ 98,000 |
| PUEBLO, CO | 25 | $ 4,721,000 | $ 188,000 | $ 81,000 |
| SHERMAN-DENISON, TX | 25 | $ 4,864,000 | $ 194,000 | $ 109,000 |
| YUMA, AZ | 25 | $ 3,926,000 | $ 157,000 | $ 79,000 |
| ANN ARBOR, MI | 24 | $ 6,020,000 | $ 250,000 | $ 196,000 |
| COEUR D'ALENE, ID | 24 | $ 6,413,000 | $ 267,000 | $ 121,000 |
| GAINESVILLE, GA | 24 | $ 5,866,000 | $ 244,000 | $ 100,000 |
| MANCHESTER-NASHUA, NH | 24 | $ 6,654,000 | $ 277,000 | $ 136,000 |
| MOBILE, AL | 24 | $ 4,420,000 | $ 184,000 | $ 75,000 |
| MOUNT VERNON-ANACORTES, WA | 24 | $ 5,157,000 | $ 214,000 | $ 94,000 |
| ROANOKE, VA | 24 | $ 5,499,000 | $ 229,000 | $ 86,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 24 | $ 7,021,000 | $ 292,000 | $ 152,000 |
| FAYETTEVILLE, NC | 23 | $ 3,712,000 | $ 161,000 | $ 56,000 |
| READING, PA | 23 | $ 4,834,000 | $ 210,000 | $ 84,000 |
| SPRINGFIELD, MO | 23 | $ 3,557,000 | $ 154,000 | $ 82,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 22 | $ 4,825,000 | $ 219,000 | $ 174,000 |
| GARY, IN | 22 | $ 4,938,000 | $ 224,000 | $ 108,000 |
| LYNCHBURG, VA | 22 | $ 4,461,000 | $ 202,000 | $ 75,000 |
| ODESSA, TX | 22 | $ 3,438,000 | $ 156,000 | $ 91,000 |
| SHREVEPORT-BOSSIER CITY, LA | 22 | $ 4,342,000 | $ 197,000 | $ 97,000 |
| TYLER, TX | 22 | $ 3,403,000 | $ 154,000 | $ 81,000 |
| GRANTS PASS, OR | 21 | $ 5,799,000 | $ 276,000 | $ 77,000 |
| HOUMA-THIBODAUX, LA | 21 | $ 4,652,000 | $ 221,000 | $ 114,000 |
| YUBA CITY, CA | 21 | $ 5,195,000 | $ 247,000 | $ 76,000 |
| BROWNSVILLE-HARLINGEN, TX | 20 | $ 3,686,000 | $ 184,000 | $ 123,000 |
| CHICO, CA | 20 | $ 4,705,000 | $ 235,000 | $ 117,000 |
| EL CENTRO, CA | 20 | $ 4,218,000 | $ 210,000 | $ 107,000 |
| ELGIN, IL | 20 | $ 4,990,000 | $ 249,000 | $ 160,000 |
| LINCOLN, NE | 20 | $ 3,721,000 | $ 186,000 | $ 64,000 |
| MISSOULA, MT | 20 | $ 4,415,000 | $ 220,000 | $ 89,000 |
| LEXINGTON-FAYETTE, KY | 19 | $ 4,922,000 | $ 259,000 | $ 121,000 |
| LOGAN, UT-ID | 19 | $ 3,469,000 | $ 182,000 | $ 76,000 |
| NEW HAVEN-MILFORD, CT | 19 | $ 4,649,000 | $ 244,000 | $ 151,000 |
| SIOUX FALLS, SD | 19 | $ 4,801,000 | $ 252,000 | $ 113,000 |
| SPARTANBURG, SC | 19 | $ 4,281,000 | $ 225,000 | $ 127,000 |
| EAST STROUDSBURG, PA | 18 | $ 3,345,000 | $ 185,000 | $ 100,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 4,592,000 | $ 254,000 | $ 96,500 |
| HANFORD-CORCORAN, CA | 18 | $ 3,333,000 | $ 185,000 | $ 64,000 |
| LUBBOCK, TX | 18 | $ 2,638,000 | $ 146,000 | $ 77,000 |
| BISMARCK, ND | 17 | $ 3,552,000 | $ 208,000 | $ 100,000 |
| LONGVIEW, TX | 17 | $ 2,397,000 | $ 141,000 | $ 80,000 |
| CLARKSVILLE, TN-KY | 16 | $ 2,883,000 | $ 153,500 | $ 67,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 15 | $ 3,915,000 | $ 261,000 | $ 108,000 |
| FARMINGTON, NM | 15 | $ 2,568,000 | $ 171,000 | $ 84,000 |
| IDAHO FALLS, ID | 15 | $ 8,412,000 | $ 560,000 | $ 133,000 |
| JACKSON, MS | 15 | $ 4,205,000 | $ 280,000 | $ 139,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 15 | $ 2,747,000 | $ 215,000 | $ 55,500 |
| LONGVIEW, WA | 15 | $ 3,553,000 | $ 236,000 | $ 84,000 |
| MACON-BIBB COUNTY, GA | 15 | $ 3,546,000 | $ 236,000 | $ 113,000 |
| MADISON, WI | 15 | $ 4,248,000 | $ 283,000 | $ 187,000 |
| WENATCHEE, WA | 15 | $ 4,553,000 | $ 303,000 | $ 94,000 |
| AKRON, OH | 14 | $ 3,860,000 | $ 275,000 | $ 198,000 |
| ALBANY, OR | 14 | $ 2,478,000 | $ 177,000 | $ 71,000 |
| BURLINGTON, NC | 14 | $ 2,734,000 | $ 195,000 | $ 70,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 14 | $ 2,234,000 | $ 159,000 | $ 96,000 |
| TULSA, OK | 14 | $ 3,415,000 | $ 243,000 | $ 140,000 |
| ABILENE, TX | 13 | $ 2,299,000 | $ 176,000 | $ 94,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 13 | $ 3,014,000 | $ 231,000 | $ 142,000 |
| DECATUR, AL | 13 | $ 2,183,000 | $ 167,000 | $ 93,000 |
| DOVER, DE | 13 | $ 3,184,000 | $ 244,000 | $ 80,000 |
| FLORENCE-MUSCLE SHOALS, AL | 13 | $ 1,934,000 | $ 148,000 | $ 81,000 |
| GREENVILLE, NC | 13 | $ 2,649,000 | $ 203,000 | $ 133,000 |
| JOHNSON CITY, TN | 13 | $ 2,965,000 | $ 228,000 | $ 105,000 |
| JOPLIN, MO | 13 | $ 1,624,000 | $ 124,000 | $ 65,000 |
| OCEAN CITY, NJ | 13 | $ 3,450,000 | $ 265,000 | $ 130,000 |
| ROCKY MOUNT, NC | 13 | $ 1,889,000 | $ 145,000 | $ 78,000 |
| STAUNTON-WAYNESBORO, VA | 13 | $ 2,266,000 | $ 174,000 | $ 112,000 |
| WARNER ROBINS, GA | 13 | $ 2,036,000 | $ 156,000 | $ 66,000 |
| AUBURN-OPELIKA, AL | 12 | $ 2,174,000 | $ 181,000 | $ 69,000 |
| BRUNSWICK, GA | 12 | $ 2,839,000 | $ 236,000 | $ 92,000 |
| COLUMBIA, MO | 12 | $ 3,461,000 | $ 288,000 | $ 120,000 |
| DAYTON, OH | 12 | $ 2,796,000 | $ 233,000 | $ 131,000 |
| FARGO, ND-MN | 12 | $ 2,403,000 | $ 200,000 | $ 97,000 |
| GRAND JUNCTION, CO | 12 | $ 2,934,000 | $ 244,000 | $ 86,000 |
| GREAT FALLS, MT | 12 | $ 2,193,000 | $ 182,000 | $ 85,000 |
| KALAMAZOO-PORTAGE, MI | 12 | $ 2,807,000 | $ 233,000 | $ 127,000 |
| LANSING-EAST LANSING, MI | 12 | $ 2,478,000 | $ 206,000 | $ 93,000 |
| NEW BERN, NC | 12 | $ 2,186,000 | $ 182,000 | $ 73,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 11 | $ 2,137,000 | $ 194,000 | $ 81,000 |
| CASPER, WY | 11 | $ 2,300,000 | $ 209,000 | $ 103,000 |
| CORVALLIS, OR | 11 | $ 2,366,000 | $ 215,000 | $ 85,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 3,455,000 | $ 314,000 | $ 108,000 |
| FLINT, MI | 11 | $ 1,929,000 | $ 175,000 | $ 104,000 |
| GETTYSBURG, PA | 11 | $ 2,276,000 | $ 206,000 | $ 91,000 |
| LAREDO, TX | 11 | $ 2,178,000 | $ 198,000 | $ 114,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 11 | $ 2,145,000 | $ 192,000 | $ 119,000 |
| TUSCALOOSA, AL | 11 | $ 2,064,000 | $ 187,000 | $ 55,000 |
| URBAN HONOLULU, HI | 11 | $ 6,364,000 | $ 578,000 | $ 145,000 |
| WINCHESTER, VA-WV | 11 | $ 2,682,000 | $ 243,000 | $ 107,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 10 | $ 2,058,000 | $ 205,000 | $ 81,000 |
| JACKSON, MI | 10 | $ 1,814,000 | $ 181,000 | $ 93,000 |
| LEWISTON, ID-WA | 10 | $ 1,773,000 | $ 177,000 | $ 67,000 |
| ROCHESTER, NY | 10 | $ 2,112,000 | $ 211,000 | $ 110,000 |
| SAN ANGELO, TX | 10 | $ 1,556,000 | $ 155,000 | $ 72,000 |
| SEBRING, FL | 10 | $ 1,311,000 | $ 131,000 | $ 51,000 |
| TOLEDO, OH | 10 | $ 2,602,000 | $ 260,000 | $ 125,000 |
| DOTHAN, AL | 9 | $ 1,682,000 | $ 186,000 | $ 123,000 |
| FLORENCE, SC | 9 | $ 1,605,000 | $ 178,000 | $ 84,000 |
| FORT WAYNE, IN | 9 | $ 2,429,000 | $ 269,000 | $ 136,000 |
| GRAND FORKS, ND-MN | 9 | $ 1,728,000 | $ 189,500 | $ 63,500 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,324,000 | $ 129,666 | $ 76,666 |
| JEFFERSON CITY, MO | 9 | $ 1,727,000 | $ 191,000 | $ 70,000 |
| RAPID CITY, SD | 9 | $ 1,168,000 | $ 129,000 | $ 48,000 |
| WICHITA FALLS, TX | 9 | $ 1,504,000 | $ 167,000 | $ 181,000 |
| CAPE GIRARDEAU, MO-IL | 8 | $ 1,250,000 | $ 156,000 | $ 77,000 |
| FORT SMITH, AR-OK | 8 | $ 1,239,000 | $ 154,000 | $ 135,000 |
| JACKSONVILLE, NC | 8 | $ 1,532,000 | $ 191,000 | $ 87,000 |
| LAKE CHARLES, LA | 8 | $ 1,236,000 | $ 154,000 | $ 92,000 |
| ROME, GA | 8 | $ 1,247,000 | $ 155,000 | $ 122,000 |
| VICTORIA, TX | 8 | $ 1,780,000 | $ 222,000 | $ 136,000 |
| COLUMBUS, IN | 7 | $ 1,429,000 | $ 204,000 | $ 85,000 |
| DALTON, GA | 7 | $ 937,000 | $ 133,000 | $ 60,000 |
| EVANSVILLE, IN-KY | 7 | $ 935,000 | $ 117,000 | $ 91,000 |
| HAMMOND, LA | 7 | $ 1,392,000 | $ 198,000 | $ 76,000 |
| HOT SPRINGS, AR | 7 | $ 1,589,000 | $ 227,000 | $ 97,000 |
| JACKSON, TN | 7 | $ 1,493,000 | $ 213,000 | $ 74,000 |
| TEXARKANA, TX-AR | 7 | $ 1,202,000 | $ 164,500 | $ 68,500 |
| WALLA WALLA, WA | 7 | $ 1,059,000 | $ 151,000 | $ 62,000 |
| WILLIAMSPORT, PA | 7 | $ 1,061,000 | $ 151,000 | $ 75,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 7 | $ 1,260,000 | $ 178,000 | $ 74,500 |
| ALBANY, GA | 6 | $ 980,000 | $ 163,000 | $ 100,000 |
| BLOOMINGTON, IN | 6 | $ 1,347,000 | $ 224,000 | $ 107,000 |
| CANTON-MASSILLON, OH | 6 | $ 1,182,000 | $ 197,000 | $ 111,000 |
| HARRISONBURG, VA | 6 | $ 1,419,000 | $ 236,000 | $ 88,000 |
| LEBANON, PA | 6 | $ 1,615,000 | $ 269,000 | $ 146,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,104,000 | $ 184,000 | $ 82,000 |
| MONROE, MI | 6 | $ 1,340,000 | $ 223,000 | $ 116,000 |
| MORGANTOWN, WV | 6 | $ 1,253,000 | $ 208,000 | $ 102,000 |
| MORRISTOWN, TN | 6 | $ 981,000 | $ 163,000 | $ 70,000 |
| NILES-BENTON HARBOR, MI | 6 | $ 1,466,000 | $ 244,000 | $ 98,000 |
| PEORIA, IL | 6 | $ 1,380,000 | $ 230,000 | $ 111,000 |
| ROCHESTER, MN | 6 | $ 1,579,000 | $ 263,000 | $ 194,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 1,102,000 | $ 148,000 | $ 138,500 |
| SUMTER, SC | 6 | $ 871,000 | $ 145,000 | $ 85,000 |
| ALBANY-SCHENECTADY-TROY, NY | 5 | $ 861,000 | $ 172,000 | $ 69,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 805,000 | $ 161,000 | $ 46,000 |
| APPLETON, WI | 5 | $ 1,383,000 | $ 276,000 | $ 92,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 5 | $ 1,692,000 | $ 338,000 | $ 190,000 |
| ERIE, PA | 5 | $ 825,000 | $ 165,000 | $ 66,000 |
| JONESBORO, AR | 5 | $ 674,000 | $ 134,000 | $ 81,000 |
| NORWICH-NEW LONDON, CT | 5 | $ 1,152,000 | $ 230,000 | $ 93,000 |
| ST. JOSEPH, MO-KS | 5 | $ 1,093,000 | $ 218,000 | $ 103,000 |
| STATE COLLEGE, PA | 5 | $ 883,000 | $ 176,000 | $ 72,000 |
| VALDOSTA, GA | 5 | $ 757,000 | $ 151,000 | $ 64,000 |
| WICHITA, KS | 5 | $ 902,000 | $ 180,000 | $ 130,000 |
| ALEXANDRIA, LA | 4 | $ 527,000 | $ 131,000 | $ 51,000 |
| AMES, IA | 4 | $ 1,329,000 | $ 332,000 | $ 146,000 |
| BOWLING GREEN, KY | 4 | $ 920,000 | $ 230,000 | $ 75,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 897,000 | $ 224,000 | $ 84,000 |
| CLEVELAND, TN | 4 | $ 712,000 | $ 178,000 | $ 63,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 4 | $ 1,069,000 | $ 267,000 | $ 99,000 |
| GRAND ISLAND, NE | 4 | $ 463,000 | $ 115,000 | $ 27,000 |
| GREEN BAY, WI | 4 | $ 1,087,000 | $ 271,000 | $ 97,000 |
| MONROE, LA | 4 | $ 764,000 | $ 191,000 | $ 71,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 815,000 | $ 203,000 | $ 120,000 |
| POCATELLO, ID | 4 | $ 716,000 | $ 179,000 | $ 47,000 |
| TERRE HAUTE, IN | 4 | $ 660,000 | $ 165,000 | $ 134,000 |
| VINELAND-BRIDGETON, NJ | 4 | $ 666,000 | $ 166,000 | $ 74,000 |
| ANCHORAGE, AK | 3 | $ 402,000 | $ 134,000 | $ 343,000 |
| BLOOMSBURG-BERWICK, PA | 3 | $ 820,000 | $ 273,000 | $ 103,000 |
| HATTIESBURG, MS | 3 | $ 1,271,000 | $ 423,000 | $ 234,000 |
| HINESVILLE, GA | 3 | $ 386,000 | $ 128,000 | $ 46,000 |
| MICHIGAN CITY-LA PORTE, IN | 3 | $ 594,000 | $ 198,000 | $ 86,000 |
| RACINE, WI | 3 | $ 684,000 | $ 228,000 | $ 105,000 |
| SAGINAW, MI | 3 | $ 563,000 | $ 187,000 | $ 137,000 |
| SYRACUSE, NY | 3 | $ 540,000 | $ 180,000 | $ 102,000 |
| UTICA-ROME, NY | 3 | $ 394,000 | $ 131,000 | $ 90,000 |
| WORCESTER, MA-CT | 3 | $ 620,000 | $ 206,000 | $ 83,000 |
| ALTOONA, PA | 2 | $ 285,000 | $ 142,000 | $ 187,000 |
| BATTLE CREEK, MI | 2 | $ 237,000 | $ 118,000 | $ 83,000 |
| CEDAR RAPIDS, IA | 2 | $ 425,000 | $ 212,000 | $ 138,000 |
| CHARLESTON, WV | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| CUMBERLAND, MD-WV | 2 | $ 265,000 | $ 132,000 | $ 47,000 |
| DULUTH, MN-WI | 2 | $ 384,000 | $ 192,000 | $ 102,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 316,000 | $ 158,000 | $ 152,000 |
| ELKHART-GOSHEN, IN | 2 | $ 344,000 | $ 172,000 | $ 103,000 |
| FOND DU LAC, WI | 2 | $ 496,000 | $ 248,000 | $ 85,000 |
| GOLDSBORO, NC | 2 | $ 338,000 | $ 169,000 | $ 55,000 |
| IOWA CITY, IA | 2 | $ 358,000 | $ 179,000 | $ 79,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 401,000 | $ 200,000 | $ 63,000 |
| JOHNSTOWN, PA | 2 | $ 520,000 | $ 260,000 | $ 87,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 865,000 | $ 432,000 | $ 146,000 |
| KANKAKEE, IL | 2 | $ 252,000 | $ 126,000 | $ 48,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 2 | $ 427,000 | $ 213,000 | $ 107,000 |
| LAWRENCE, KS | 2 | $ 508,000 | $ 254,000 | $ 155,000 |
| MANSFIELD, OH | 2 | $ 373,000 | $ 186,000 | $ 98,000 |
| ROCKFORD, IL | 2 | $ 441,000 | $ 220,000 | $ 96,000 |
| ST. CLOUD, MN | 2 | $ 921,000 | $ 460,000 | $ 123,000 |
| WAUSAU, WI | 2 | $ 344,000 | $ 172,000 | $ 95,000 |
| WHEELING, WV-OH | 2 | $ 564,000 | $ 282,000 | $ 122,000 |
| BAY CITY, MI | 1 | $ 125,000 | $ 125,000 | $ 244,000 |
| BECKLEY, WV | 1 | $ 177,000 | $ 177,000 | $ 67,000 |
| BLOOMINGTON, IL | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| CARBONDALE-MARION, IL | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| DANVILLE, IL | 1 | $ 112,000 | $ 112,000 | $ 80,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 332,000 | $ 332,000 | $ 160,000 |
| DECATUR, IL | 1 | $ 137,000 | $ 137,000 | $ 98,000 |
| GADSDEN, AL | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| KINGSTON, NY | 1 | $ 270,000 | $ 270,000 | $ 177,000 |
| LAWTON, OK | 1 | $ 386,000 | $ 386,000 | $ 91,000 |
| MANHATTAN, KS | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| MUNCIE, IN | 1 | $ 207,000 | $ 207,000 | $ 259,000 |
| MUSKEGON, MI | 1 | $ 133,000 | $ 133,000 | $ 27,000 |
| OWENSBORO, KY | 1 | $ 300,000 | $ 300,000 | $ 513,000 |
| PARKERSBURG-VIENNA, WV | 1 | $ 280,000 | $ 280,000 | $ 121,000 |
| PINE BLUFF, AR | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| SPRINGFIELD, OH | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,281 | $5,417,607,000 | $267,000 | $6,000,000 | $112,000 | $6,000,000 |
| Home Purchase | 7,202 | $2,043,949,000 | $283,000 | $2,720,000 | $130,000 | $9,000,000 |
| Home Improvement | 6,106 | $1,479,541,000 | $242,000 | $1,400,000 | $104,000 | $6,041,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,341 | $5,950,799,000 | $266,000 | $6,000,000 | $115,000 | $6,347,000 |
| Hispanic | 3,444 | $859,419,000 | $249,000 | $2,720,000 | $96,000 | $2,415,000 |
| Asian | 2,884 | $917,458,000 | $318,000 | $2,295,000 | $138,000 | $1,716,000 |
| Not Provided | 2,331 | $577,647,000 | $247,000 | $1,700,000 | $127,000 | $9,000,000 |
| Black or African American | 2,048 | $479,837,000 | $234,000 | $1,100,000 | $91,000 | $1,440,000 |
| American Indian or Alaskan Native | 387 | $113,151,000 | $292,000 | $907,000 | $133,000 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 153 | $42,588,000 | $278,000 | $1,143,000 | $108,000 | $483,000 |
| Not applicable | 1 | $198,000 | $198,000 | $198,000 | $212,000 | $212,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,140 | $7,453,120,000 | $274,000 | $6,000,000 | $124,000 | $9,000,000 |
| FHA-insured (Federal Housing Administration) | 4,328 | $937,871,000 | $216,000 | $1,018,000 | $75,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 2,083 | $543,330,000 | $260,000 | $1,203,000 | $76,000 | $451,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $6,776,000 | $178,000 | $309,000 | $58,000 | $120,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 16,908 | $4,303,963,000 | $254,000 | $6,000,000 | $111,000 | $9,000,000 |
| Loan Originated | 14,498 | $4,040,561,000 | $278,000 | $2,720,000 | $120,000 | $1,655,000 |
| Application Denied By Financial Institution | 962 | $268,331,000 | $278,000 | $1,740,000 | $91,000 | $1,418,000 |
| Application Approved But Not Accepted | 835 | $219,050,000 | $262,000 | $1,018,000 | $119,000 | $6,041,000 |
| File Closed For Incompleteness | 386 | $109,192,000 | $282,000 | $2,295,000 | $105,000 | $1,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 304 | $89,957,000 | $295,000 | $1,300,000 | $65,000 | $554,000 |
| Credit History | 169 | $42,505,000 | $251,000 | $796,000 | $103,000 | $1,418,000 |
| Collateral | 84 | $22,119,000 | $263,000 | $1,148,000 | $144,000 | $848,000 |
| Other | 37 | $10,490,000 | $283,000 | $750,000 | $113,000 | $274,000 |
| Employment History | 37 | $9,283,000 | $250,000 | $767,000 | $86,000 | $393,000 |
| Unverifiable Information | 28 | $6,246,000 | $223,000 | $704,000 | $139,000 | $829,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,087,000 | $320,000 | $932,000 | $115,000 | $300,000 |
| Credit Application Incomplete | 2 | $893,000 | $446,000 | $496,000 | $67,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.