Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Cbc National Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cbc National Bank
1891 South 14Th Street
Fernandina Beach, FL 32034
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 7,146
Total Mortgage Loan Application Amount $1,609,371,000
Average Mortgage Loan Application Amount $202,000
Highest Mortgage Loan Application Amount $1,373,000
Average Applicant Income $97,666
Highest Applicant Income $2,442,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2012.

Mortgage Loan Application Totals for Cbc National Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton County Georgia 744 $ 201,427,000 $ 270,000 $ 145,000
DeKalb County Georgia 439 $ 113,375,000 $ 258,000 $ 143,000
Cobb County Georgia 417 $ 94,818,000 $ 227,000 $ 110,000
Hillsborough County Florida 247 $ 55,590,000 $ 225,000 $ 117,000
Gwinnett County Georgia 201 $ 38,472,000 $ 191,000 $ 99,000
Forsyth County Georgia 191 $ 47,231,000 $ 247,000 $ 126,000
Cherokee County Georgia 170 $ 31,333,000 $ 184,000 $ 80,000
Beaufort County South Carolina 150 $ 31,455,000 $ 209,000 $ 107,000
Middlesex County Massachusetts 97 $ 29,496,000 $ 304,000 $ 115,000
Pinellas County Florida 95 $ 19,019,000 $ 200,000 $ 95,000
Worcester County Massachusetts 85 $ 24,612,000 $ 289,000 $ 122,000
Glynn County Georgia 75 $ 12,664,000 $ 168,000 $ 68,000
Sarasota County Florida 74 $ 18,361,000 $ 248,000 $ 148,000
Pasco County Florida 72 $ 11,543,000 $ 160,000 $ 66,000
Harris County Texas 72 $ 15,480,000 $ 215,000 $ 117,000
Chatham County Georgia 68 $ 12,296,000 $ 180,000 $ 68,000
Fairfield County Connecticut 59 $ 12,688,000 $ 215,000 $ 104,000
Bibb County Georgia 59 $ 9,698,000 $ 164,000 $ 88,000
Ocean County New Jersey 59 $ 13,654,000 $ 231,000 $ 93,000
Nassau County Florida 57 $ 10,735,000 $ 188,000 $ 93,000
Hall County Georgia 56 $ 11,557,000 $ 206,000 $ 109,000
Cumberland County Pennsylvania 51 $ 9,563,000 $ 187,000 $ 91,000
Travis County Texas 47 $ 10,854,000 $ 230,000 $ 109,000
Nassau County New York 44 $ 13,643,000 $ 310,000 $ 100,000
Middlesex County New Jersey 42 $ 13,000,000 $ 309,000 $ 135,000
Duval County Florida 41 $ 8,201,000 $ 200,000 $ 78,000
Effingham County Georgia 41 $ 7,013,000 $ 171,000 $ 76,000
Bergen County New Jersey 41 $ 12,418,000 $ 302,000 $ 126,000
Camden County Georgia 40 $ 6,568,000 $ 164,000 $ 94,000
Hartford County Connecticut 39 $ 9,151,000 $ 234,000 $ 63,000
New Haven County Connecticut 39 $ 8,856,000 $ 227,000 $ 63,000
Lumpkin County Georgia 39 $ 5,968,000 $ 153,000 $ 82,000
Paulding County Georgia 39 $ 5,553,000 $ 142,000 $ 52,000
Norfolk County Massachusetts 37 $ 10,711,000 $ 289,000 $ 115,000
Madison County Georgia 35 $ 5,136,000 $ 146,000 $ 78,000
Monmouth County New Jersey 34 $ 9,023,000 $ 265,000 $ 127,000
Bucks County Pennsylvania 33 $ 7,810,000 $ 236,000 $ 71,000
Montgomery County Texas 33 $ 8,022,000 $ 243,000 $ 118,000
Mecklenburg County North Carolina 32 $ 7,500,000 $ 234,000 $ 118,000
York County Pennsylvania 32 $ 5,065,000 $ 158,000 $ 62,000
Douglas County Georgia 30 $ 4,570,000 $ 152,000 $ 81,000
Suffolk County New York 29 $ 7,899,000 $ 272,000 $ 105,000
Montgomery County Pennsylvania 29 $ 7,662,000 $ 264,000 $ 108,000
Collin County Texas 29 $ 6,606,000 $ 227,000 $ 112,000
Fort Bend County Texas 28 $ 5,733,000 $ 204,000 $ 168,000
Tarrant County Texas 28 $ 6,457,000 $ 230,000 $ 107,000
Dawson County Georgia 24 $ 3,307,000 $ 137,000 $ 66,000
Henry County Georgia 24 $ 3,177,000 $ 132,000 $ 54,000
Baltimore County Maryland 24 $ 5,964,000 $ 248,000 $ 84,000
Essex County Massachusetts 24 $ 7,379,000 $ 307,000 $ 127,000
Queens County New York 24 $ 8,159,000 $ 339,000 $ 84,000
Westchester County New York 24 $ 7,403,000 $ 308,000 $ 142,000
Philadelphia County Pennsylvania 22 $ 4,299,000 $ 195,000 $ 69,000
Broward County Florida 21 $ 4,513,000 $ 214,000 $ 93,000
Chester County Pennsylvania 21 $ 5,323,000 $ 253,000 $ 90,000
Clarke County Georgia 20 $ 2,921,000 $ 146,000 $ 76,000
Columbia County Georgia 20 $ 3,412,000 $ 170,000 $ 62,000
Emanuel County Georgia 20 $ 2,353,000 $ 117,000 $ 51,000
Kings County New York 20 $ 8,365,000 $ 418,000 $ 82,000
Dallas County Texas 20 $ 4,381,000 $ 219,000 $ 146,000
Denton County Texas 20 $ 4,835,000 $ 241,000 $ 105,000
Carroll County Georgia 19 $ 2,263,000 $ 119,000 $ 43,000
Coweta County Georgia 19 $ 3,978,000 $ 209,000 $ 105,000
Fayette County Georgia 19 $ 4,370,000 $ 230,000 $ 105,000
Anne Arundel County Maryland 19 $ 6,146,000 $ 323,000 $ 66,000
Manatee County Florida 18 $ 5,935,000 $ 329,000 $ 183,000
Orange County Florida 18 $ 4,249,000 $ 236,000 $ 143,000
St. Johns County Florida 18 $ 5,157,000 $ 286,000 $ 144,000
Monroe County Georgia 18 $ 3,945,000 $ 219,000 $ 95,000
Muscogee County Georgia 18 $ 2,360,000 $ 131,000 $ 65,000
Harford County Maryland 18 $ 4,817,000 $ 267,000 $ 99,000
Montgomery County Maryland 18 $ 5,364,000 $ 298,000 $ 86,000
Morris County New Jersey 18 $ 6,010,000 $ 333,000 $ 131,000
Prince George's County Maryland 17 $ 5,258,000 $ 309,000 $ 37,000
Salem County New Jersey 17 $ 2,956,000 $ 173,000 $ 80,000
Fairfax County Virginia 17 $ 5,867,000 $ 345,000 $ 73,000
Cook County Illinois 16 $ 3,798,000 $ 237,000 $ 85,000
Suffolk County Massachusetts 16 $ 4,986,000 $ 311,000 $ 98,000
Adams County Pennsylvania 16 $ 2,641,000 $ 165,000 $ 59,000
Los Angeles County California 15 $ 3,800,000 $ 253,000 $ 110,000
San Diego County California 15 $ 4,944,000 $ 329,000 $ 45,000
Plymouth County Massachusetts 15 $ 4,251,000 $ 283,000 $ 95,000
Essex County New Jersey 15 $ 4,185,000 $ 279,000 $ 66,000
Union County New Jersey 15 $ 3,567,000 $ 237,000 $ 200,000
Richmond County New York 15 $ 4,148,000 $ 276,000 $ 114,000
Williamson County Texas 15 $ 2,895,000 $ 193,000 $ 105,000
Bartow County Georgia 14 $ 2,159,000 $ 154,000 $ 53,000
Oakland County Michigan 14 $ 2,410,000 $ 172,000 $ 64,000
Horry County South Carolina 14 $ 2,345,000 $ 167,000 $ 70,000
New Castle County Delaware 13 $ 2,794,000 $ 214,000 $ 62,000
Barrow County Georgia 13 $ 1,746,000 $ 134,000 $ 53,000
Jackson County Georgia 13 $ 1,925,000 $ 148,000 $ 48,000
Providence County Rhode Island 13 $ 2,880,000 $ 221,000 $ 73,000
Hudson County New Jersey 12 $ 3,518,000 $ 293,000 $ 142,000
Somerset County New Jersey 12 $ 3,027,000 $ 252,000 $ 112,000
Jefferson County Alabama 11 $ 2,004,000 $ 182,000 $ 67,000
District of Columbia County District Of Columbia 11 $ 3,697,000 $ 336,000 $ 102,000
Leon County Florida 11 $ 1,528,000 $ 138,000 $ 104,000
Palm Beach County Florida 11 $ 1,959,000 $ 178,000 $ 138,000
Bulloch County Georgia 11 $ 1,474,000 $ 134,000 $ 51,000
Fannin County Georgia 11 $ 2,233,000 $ 203,000 $ 223,000
Will County Illinois 11 $ 1,985,000 $ 180,000 $ 83,000
Jefferson County Kentucky 11 $ 2,334,000 $ 212,000 $ 67,000
Hillsborough County New Hampshire 11 $ 2,382,000 $ 216,000 $ 62,000
Saratoga County New York 11 $ 1,994,000 $ 181,000 $ 85,000
Franklin County Ohio 11 $ 1,815,000 $ 165,000 $ 51,000
Litchfield County Connecticut 10 $ 2,562,000 $ 256,000 $ 73,000
Bryan County Georgia 10 $ 1,927,000 $ 192,000 $ 96,000
Mercer County New Jersey 10 $ 2,699,000 $ 269,000 $ 79,000
Putnam County New York 10 $ 2,247,000 $ 224,000 $ 106,000
Wake County North Carolina 10 $ 2,000,000 $ 200,000 $ 62,000
Hamilton County Ohio 10 $ 1,865,000 $ 186,000 $ 71,000
Davidson County Tennessee 10 $ 1,822,000 $ 182,000 $ 45,000
Virginia Beach County Virginia 10 $ 2,512,000 $ 251,000 $ 39,000
Riverside County California 9 $ 2,399,000 $ 266,000 $ 21,000
Oconee County Georgia 9 $ 1,919,000 $ 213,000 $ 69,000
Rabun County Georgia 9 $ 2,699,000 $ 299,000 $ 338,000
East Baton Rouge County Louisiana 9 $ 1,905,000 $ 211,000 $ 59,000
Rockland County New York 9 $ 3,148,000 $ 349,000 $ 147,000
Buncombe County North Carolina 9 $ 1,719,000 $ 191,000 $ 68,000
Cuyahoga County Ohio 9 $ 1,572,000 $ 174,000 $ 61,000
Richland County South Carolina 9 $ 1,920,000 $ 213,000 $ 43,000
Salt Lake County Utah 9 $ 2,117,000 $ 235,000 $ 39,000
Prince William County Virginia 9 $ 2,938,000 $ 326,000 $ 38,000
Orange County California 8 $ 2,589,000 $ 323,000 $ 114,000
Arapahoe County Colorado 8 $ 1,866,000 $ 233,000 $ 70,000
El Paso County Colorado 8 $ 2,028,000 $ 253,000 $ 51,000
Jefferson County Colorado 8 $ 1,998,000 $ 249,000 $ 69,000
Tolland County Connecticut 8 $ 1,766,000 $ 220,000 $ 87,000
Kent County Delaware 8 $ 1,848,000 $ 231,000 $ 26,000
Jones County Georgia 8 $ 957,000 $ 119,000 $ 72,000
Oglethorpe County Georgia 8 $ 1,164,000 $ 145,000 $ 114,000
Honolulu County Hawaii 8 $ 2,708,000 $ 338,000 $ 10,000
Frederick County Maryland 8 $ 2,251,000 $ 281,000 $ 75,000
Bristol County Massachusetts 8 $ 2,096,000 $ 262,000 $ 74,000
Rockingham County New Hampshire 8 $ 1,560,000 $ 195,000 $ 86,000
Berks County Pennsylvania 8 $ 1,871,000 $ 233,000 $ 72,000
Charleston County South Carolina 8 $ 2,524,000 $ 315,000 $ 45,000
Blount County Tennessee 8 $ 1,121,000 $ 140,000 $ 69,000
Knox County Tennessee 8 $ 1,448,000 $ 181,000 $ 84,000
Rutherford County Tennessee 8 $ 1,868,000 $ 233,000 $ 16,000
Sonoma County California 7 $ 1,533,000 $ 219,000 $ 82,000
Sussex County Delaware 7 $ 1,728,000 $ 246,000 $ 147,000
Clay County Florida 7 $ 1,508,000 $ 215,000 $ 59,000
Richmond County Georgia 7 $ 1,228,000 $ 175,000 $ 51,000
Towns County Georgia 7 $ 1,576,000 $ 225,000 $ 103,000
Walton County Georgia 7 $ 1,085,000 $ 155,000 $ 51,000
Johnson County Kansas 7 $ 1,520,000 $ 217,000 $ 69,000
Baltimore City County Maryland 7 $ 1,258,000 $ 179,000 $ 52,000
Wayne County Michigan 7 $ 1,170,000 $ 167,000 $ 66,000
Bernalillo County New Mexico 7 $ 1,502,000 $ 214,000 $ 58,000
Erie County New York 7 $ 1,043,000 $ 149,000 $ 117,000
Aiken County South Carolina 7 $ 1,080,000 $ 154,000 $ 57,000
Bexar County Texas 7 $ 1,779,000 $ 254,000 $ 56,000
Lee County Alabama 6 $ 1,470,000 $ 245,000 $ 70,000
Madison County Alabama 6 $ 1,491,000 $ 248,000 $ 27,000
San Bernardino County California 6 $ 1,121,000 $ 186,000 $ 40,000
Middlesex County Connecticut 6 $ 1,693,000 $ 282,000 $ 142,000
Banks County Georgia 6 $ 735,000 $ 122,000 $ 42,000
Houston County Georgia 6 $ 832,000 $ 138,000 $ 103,000
McIntosh County Georgia 6 $ 1,234,000 $ 205,000 $ 72,000
Polk County Georgia 6 $ 525,000 $ 87,000 $ 40,000
Polk County Iowa 6 $ 1,013,000 $ 168,000 $ 7,000
York County Maine 6 $ 1,365,000 $ 227,000 $ 81,000
Charles County Maryland 6 $ 1,475,000 $ 245,000 $ 23,000
Hinds County Mississippi 6 $ 869,000 $ 144,000 $ 53,000
Jackson County Missouri 6 $ 949,000 $ 158,000 $ 90,000
St. Louis County Missouri 6 $ 1,786,000 $ 297,000 $ 115,000
Camden County New Jersey 6 $ 1,246,000 $ 207,000 $ 100,000
Gloucester County New Jersey 6 $ 1,087,000 $ 181,000 $ 100,000
Passaic County New Jersey 6 $ 1,464,000 $ 244,000 $ 79,000
Warren County New York 6 $ 954,000 $ 159,000 $ 89,000
Cabarrus County North Carolina 6 $ 890,000 $ 148,000 $ 33,000
Durham County North Carolina 6 $ 1,082,000 $ 180,000 $ 98,000
Delaware County Ohio 6 $ 1,471,000 $ 245,000 $ 79,000
Delaware County Pennsylvania 6 $ 1,192,000 $ 198,000 $ 44,000
Washington County Rhode Island 6 $ 1,666,000 $ 277,000 $ 49,000
Oconee County South Carolina 6 $ 2,014,000 $ 335,000 $ 211,000
Williamson County Tennessee 6 $ 1,826,000 $ 304,000 $ 127,000
Chesapeake County Virginia 6 $ 1,640,000 $ 273,000 $ 89,000
Pierce County Washington 6 $ 1,654,000 $ 275,000 $ 57,000
Baldwin County Alabama 5 $ 996,000 $ 199,000 $ 96,000
Marengo County Alabama 5 $ 455,000 $ 91,000 $ 72,000
Benton County Arkansas 5 $ 1,069,000 $ 213,000 $ 75,000
Contra Costa County California 5 $ 1,080,000 $ 216,000 $ 80,000
Larimer County Colorado 5 $ 1,421,000 $ 284,000 $ 129,000
New London County Connecticut 5 $ 754,000 $ 150,000 $ 50,000
Brevard County Florida 5 $ 1,145,000 $ 229,000 $ 84,000
Charlotte County Florida 5 $ 768,000 $ 153,000 $ 175,000
Lee County Florida 5 $ 869,000 $ 173,000 $ 92,000
Volusia County Florida 5 $ 704,000 $ 140,000 $ 57,000
Dodge County Georgia 5 $ 671,000 $ 134,000 $ 63,000
Haralson County Georgia 5 $ 514,000 $ 102,000 $ 70,000
Lamar County Georgia 5 $ 383,000 $ 76,000 $ 37,000
Pickens County Georgia 5 $ 1,063,000 $ 212,000 $ 164,000
Troup County Georgia 5 $ 769,000 $ 153,000 $ 80,000
White County Georgia 5 $ 830,000 $ 166,000 $ 71,000
DuPage County Illinois 5 $ 937,000 $ 187,000 $ 410,000
Cumberland County Maine 5 $ 1,262,000 $ 252,000 $ 169,000
Barnstable County Massachusetts 5 $ 1,139,000 $ 227,000 $ 110,000
Hampden County Massachusetts 5 $ 848,000 $ 169,000 $ 40,000
Atlantic County New Jersey 5 $ 1,231,000 $ 246,000 $ 53,000
Medina County Ohio 5 $ 809,000 $ 161,000 $ 62,000
Summit County Ohio 5 $ 818,000 $ 163,000 $ 11,000
Warren County Ohio 5 $ 603,000 $ 120,000 $ 100,000
Tulsa County Oklahoma 5 $ 1,005,000 $ 201,000 $ 19,000
Clackamas County Oregon 5 $ 942,000 $ 188,000 $ 135,000
Allegheny County Pennsylvania 5 $ 977,000 $ 195,000 $ 114,000
Greenville County South Carolina 5 $ 1,002,000 $ 200,000 $ 67,000
York County South Carolina 5 $ 815,000 $ 163,000 $ 39,000
Utah County Utah 5 $ 1,028,000 $ 205,000 $ 125,000
Newport News County Virginia 5 $ 785,000 $ 157,000 $ 72,000
Clark County Washington 5 $ 1,112,000 $ 222,000 $ 0
King County Washington 5 $ 549,000 $ 109,000 $ 90,000
Berkeley County West Virginia 5 $ 983,000 $ 196,000 $ 15,000
Anchorage County Alaska 4 $ 1,050,000 $ 262,000 $ 0
Sacramento County California 4 $ 1,031,000 $ 257,000 $ 115,000
Santa Cruz County California 4 $ 1,184,000 $ 296,000 $ 187,000
Denver County Colorado 4 $ 813,000 $ 203,000 $ 76,000
Hernando County Florida 4 $ 450,000 $ 112,000 $ 50,000
Martin County Florida 4 $ 707,000 $ 176,000 $ 143,000
Osceola County Florida 4 $ 627,000 $ 156,000 $ 28,000
Polk County Florida 4 $ 585,000 $ 146,000 $ 16,000
Santa Rosa County Florida 4 $ 723,000 $ 180,000 $ 70,000
Seminole County Florida 4 $ 999,000 $ 249,000 $ 98,000
St. Lucie County Florida 4 $ 760,000 $ 190,000 $ 65,000
Bleckley County Georgia 4 $ 398,000 $ 99,000 $ 72,000
Clayton County Georgia 4 $ 365,000 $ 91,000 $ 27,000
Greene County Georgia 4 $ 984,000 $ 246,000 $ 400,000
Harris County Georgia 4 $ 872,000 $ 218,000 $ 131,000
Lee County Georgia 4 $ 648,000 $ 162,000 $ 58,000
Liberty County Georgia 4 $ 787,000 $ 196,000 $ 35,000
Putnam County Georgia 4 $ 1,030,000 $ 257,000 $ 469,000
Rockdale County Georgia 4 $ 592,000 $ 148,000 $ 40,000
Telfair County Georgia 4 $ 773,000 $ 193,000 $ 101,000
Union County Georgia 4 $ 414,000 $ 103,000 $ 107,000
Wayne County Georgia 4 $ 659,000 $ 164,000 $ 51,000
Kane County Illinois 4 $ 1,141,000 $ 285,000 $ 110,000
Lake County Illinois 4 $ 1,045,000 $ 261,000 $ 104,000
St. Clair County Illinois 4 $ 873,000 $ 218,000 $ 36,000
Lake County Indiana 4 $ 851,000 $ 212,000 $ 25,000
Jefferson County Louisiana 4 $ 868,000 $ 217,000 $ 120,000
Howard County Maryland 4 $ 1,165,000 $ 291,000 $ 79,000
Jackson County Michigan 4 $ 927,000 $ 231,000 $ 32,000
Macomb County Michigan 4 $ 822,000 $ 205,000 $ 82,000
Dakota County Minnesota 4 $ 754,000 $ 188,000 $ 48,000
Washington County Minnesota 4 $ 779,000 $ 194,000 $ 24,000
St. Charles County Missouri 4 $ 644,000 $ 161,000 $ 25,000
Sarpy County Nebraska 4 $ 1,148,000 $ 287,000 $ 28,000
Burlington County New Jersey 4 $ 943,000 $ 235,000 $ 30,000
Warren County New Jersey 4 $ 1,122,000 $ 280,000 $ 61,000
Dona Ana County New Mexico 4 $ 697,000 $ 174,000 $ 85,000
Columbia County New York 4 $ 784,000 $ 196,000 $ 128,000
Orange County New York 4 $ 895,000 $ 223,000 $ 64,000
Rensselaer County New York 4 $ 875,000 $ 218,000 $ 52,000
Ulster County New York 4 $ 759,000 $ 189,000 $ 159,000
Cumberland County North Carolina 4 $ 937,000 $ 234,000 $ 44,000
Guilford County North Carolina 4 $ 675,000 $ 168,000 $ 56,000
Onslow County North Carolina 4 $ 811,000 $ 202,000 $ 0
Oklahoma County Oklahoma 4 $ 800,000 $ 200,000 $ 32,000
Multnomah County Oregon 4 $ 679,000 $ 169,000 $ 76,000
Lancaster County Pennsylvania 4 $ 504,000 $ 126,000 $ 74,000
Northampton County Pennsylvania 4 $ 996,000 $ 249,000 $ 75,000
Berkeley County South Carolina 4 $ 866,000 $ 216,000 $ 10,000
Dorchester County South Carolina 4 $ 983,000 $ 245,000 $ 8,000
Spartanburg County South Carolina 4 $ 627,000 $ 156,000 $ 23,000
Brazoria County Texas 4 $ 632,000 $ 158,000 $ 16,000
Brazos County Texas 4 $ 530,000 $ 132,000 $ 97,000
El Paso County Texas 4 $ 836,000 $ 209,000 $ 13,000
Davis County Utah 4 $ 869,000 $ 217,000 $ 64,000
Alexandria County Virginia 4 $ 1,034,000 $ 258,000 $ 65,000
Loudoun County Virginia 4 $ 1,929,000 $ 482,000 $ 28,000
Jefferson County West Virginia 4 $ 728,000 $ 182,000 $ 36,000
Blount County Alabama 3 $ 539,000 $ 179,000 $ 77,000
Mobile County Alabama 3 $ 667,000 $ 222,000 $ 137,000
Russell County Alabama 3 $ 465,000 $ 155,000 $ 27,000
St. Clair County Alabama 3 $ 655,000 $ 218,000 $ 90,000
Garland County Arkansas 3 $ 712,000 $ 237,000 $ 109,000
Pulaski County Arkansas 3 $ 886,000 $ 295,000 $ 149,000
Alameda County California 3 $ 680,000 $ 226,000 $ 55,000
Kern County California 3 $ 548,000 $ 182,000 $ 126,000
Santa Clara County California 3 $ 1,047,000 $ 349,000 $ 128,000
Ventura County California 3 $ 791,000 $ 263,000 $ 81,000
Adams County Colorado 3 $ 757,000 $ 252,000 $ 87,000
Boulder County Colorado 3 $ 791,000 $ 263,000 $ 118,000
Douglas County Colorado 3 $ 740,000 $ 246,000 $ 124,000
Mesa County Colorado 3 $ 630,000 $ 210,000 $ 16,000
Windham County Connecticut 3 $ 635,000 $ 211,000 $ 49,000
Alachua County Florida 3 $ 884,000 $ 294,000 $ 155,000
Flagler County Florida 3 $ 634,000 $ 211,000 $ 101,000
Miami-Dade County Florida 3 $ 676,000 $ 225,000 $ 131,000
Floyd County Georgia 3 $ 540,000 $ 180,000 $ 152,000
Gilmer County Georgia 3 $ 454,000 $ 151,000 $ 88,000
McDuffie County Georgia 3 $ 514,000 $ 171,000 $ 85,000
Newton County Georgia 3 $ 659,000 $ 219,000 $ 93,000
Peach County Georgia 3 $ 372,000 $ 124,000 $ 46,000
Spalding County Georgia 3 $ 362,000 $ 120,000 $ 21,000
Winnebago County Illinois 3 $ 313,000 $ 104,000 $ 38,000
Marion County Indiana 3 $ 555,000 $ 185,000 $ 39,000
Porter County Indiana 3 $ 457,000 $ 152,000 $ 105,000
Boone County Kentucky 3 $ 653,000 $ 217,000 $ 0
Caddo County Louisiana 3 $ 619,000 $ 206,000 $ 0
Livingston County Louisiana 3 $ 507,000 $ 169,000 $ 13,000
St. Tammany County Louisiana 3 $ 523,000 $ 174,000 $ 19,000
Tangipahoa County Louisiana 3 $ 627,000 $ 209,000 $ 31,000
Carroll County Maryland 3 $ 746,000 $ 248,000 $ 48,000
St. Mary's County Maryland 3 $ 952,000 $ 317,000 $ 73,000
Eaton County Michigan 3 $ 617,000 $ 205,000 $ 122,000
Kalamazoo County Michigan 3 $ 576,000 $ 192,000 $ 106,000
Hennepin County Minnesota 3 $ 488,000 $ 162,000 $ 28,000
DeSoto County Mississippi 3 $ 645,000 $ 215,000 $ 13,000
Lamar County Mississippi 3 $ 584,000 $ 194,000 $ 78,000
Clay County Missouri 3 $ 537,000 $ 179,000 $ 28,000
Flathead County Montana 3 $ 681,000 $ 227,000 $ 0
Douglas County Nebraska 3 $ 448,000 $ 149,000 $ 0
Grafton County New Hampshire 3 $ 689,000 $ 229,000 $ 188,000
Merrimack County New Hampshire 3 $ 594,000 $ 198,000 $ 22,000
Cape May County New Jersey 3 $ 711,000 $ 237,000 $ 229,000
Cumberland County New Jersey 3 $ 650,000 $ 216,000 $ 55,000
Sussex County New Jersey 3 $ 727,000 $ 242,000 $ 31,000
Bronx County New York 3 $ 918,000 $ 306,000 $ 77,000
Dutchess County New York 3 $ 601,000 $ 200,000 $ 113,000
Forsyth County North Carolina 3 $ 488,000 $ 162,000 $ 53,000
Henderson County North Carolina 3 $ 463,000 $ 154,000 $ 19,000
Hoke County North Carolina 3 $ 483,000 $ 161,000 $ 0
Iredell County North Carolina 3 $ 668,000 $ 222,000 $ 64,000
New Hanover County North Carolina 3 $ 688,000 $ 229,000 $ 60,000
Licking County Ohio 3 $ 606,000 $ 202,000 $ 0
Lehigh County Pennsylvania 3 $ 482,000 $ 160,000 $ 38,000
Monroe County Pennsylvania 3 $ 479,000 $ 159,000 $ 0
Westmoreland County Pennsylvania 3 $ 544,000 $ 181,000 $ 43,000
Kent County Rhode Island 3 $ 710,000 $ 236,000 $ 51,000
Anderson County South Carolina 3 $ 465,000 $ 155,000 $ 66,000
Orangeburg County South Carolina 3 $ 589,000 $ 196,000 $ 0
Anderson County Tennessee 3 $ 391,000 $ 130,000 $ 86,000
Hamilton County Tennessee 3 $ 366,000 $ 122,000 $ 84,000
Guadalupe County Texas 3 $ 689,000 $ 229,000 $ 33,000
Hays County Texas 3 $ 568,000 $ 189,000 $ 106,000
Johnson County Texas 3 $ 647,000 $ 215,000 $ 294,000
Parker County Texas 3 $ 865,000 $ 288,000 $ 83,000
Arlington County Virginia 3 $ 1,008,000 $ 336,000 $ 178,000
Culpeper County Virginia 3 $ 666,000 $ 222,000 $ 60,000
Hanover County Virginia 3 $ 557,000 $ 185,000 $ 51,000
Stafford County Virginia 3 $ 966,000 $ 322,000 $ 0
Snohomish County Washington 3 $ 737,000 $ 245,000 $ 0
Thurston County Washington 3 $ 603,000 $ 201,000 $ 72,000
Chambers County Alabama 2 $ 434,000 $ 217,000 $ 82,000
Cherokee County Alabama 2 $ 124,000 $ 62,000 $ 31,000
Coffee County Alabama 2 $ 379,000 $ 189,000 $ 37,000
Elmore County Alabama 2 $ 516,000 $ 258,000 $ 75,000
Etowah County Alabama 2 $ 453,000 $ 226,000 $ 61,000
Shelby County Alabama 2 $ 715,000 $ 357,000 $ 72,000
Tuscaloosa County Alabama 2 $ 397,000 $ 198,000 $ 131,000
Arkansas County Arkansas 2 $ 231,000 $ 115,000 $ 30,000
St. Francis County Arkansas 2 $ 382,000 $ 191,000 $ 0
Washington County Arkansas 2 $ 376,000 $ 188,000 $ 0
Fresno County California 2 $ 340,000 $ 170,000 $ 20,000
Monterey County California 2 $ 321,000 $ 160,000 $ 61,000
San Benito County California 2 $ 633,000 $ 316,000 $ 41,000
San Joaquin County California 2 $ 456,000 $ 228,000 $ 21,000
Stanislaus County California 2 $ 579,000 $ 289,000 $ 92,000
Bay County Florida 2 $ 496,000 $ 248,000 $ 52,000
Collier County Florida 2 $ 539,000 $ 269,000 $ 38,000
Franklin County Florida 2 $ 450,000 $ 225,000 $ 104,000
Lake County Florida 2 $ 605,000 $ 302,000 $ 81,000
Marion County Florida 2 $ 302,000 $ 151,000 $ 38,000
Monroe County Florida 2 $ 550,000 $ 275,000 $ 149,000
Elbert County Georgia 2 $ 267,000 $ 133,000 $ 23,000
Gordon County Georgia 2 $ 265,000 $ 132,000 $ 49,000
Habersham County Georgia 2 $ 156,000 $ 78,000 $ 45,000
Hart County Georgia 2 $ 381,000 $ 190,000 $ 340,000
Johnson County Georgia 2 $ 267,000 $ 133,000 $ 59,000
Thomas County Georgia 2 $ 422,000 $ 211,000 $ 29,000
Hawaii County Hawaii 2 $ 402,000 $ 201,000 $ 68,000
McHenry County Illinois 2 $ 493,000 $ 246,000 $ 69,000
Delaware County Indiana 2 $ 257,000 $ 128,000 $ 20,000
Franklin County Indiana 2 $ 373,000 $ 186,000 $ 32,000
Jasper County Indiana 2 $ 389,000 $ 194,000 $ 25,000
Johnson County Indiana 2 $ 371,000 $ 185,000 $ 51,000
Muscatine County Iowa 2 $ 385,000 $ 192,000 $ 0
Douglas County Kansas 2 $ 424,000 $ 212,000 $ 86,000
Sedgwick County Kansas 2 $ 325,000 $ 162,000 $ 32,000
Anderson County Kentucky 2 $ 390,000 $ 195,000 $ 37,000
Boyle County Kentucky 2 $ 279,000 $ 139,000 $ 65,000
Bullitt County Kentucky 2 $ 395,000 $ 197,000 $ 36,000
Campbell County Kentucky 2 $ 368,000 $ 184,000 $ 18,000
Clark County Kentucky 2 $ 367,000 $ 183,000 $ 0
Hardin County Kentucky 2 $ 435,000 $ 217,000 $ 0
McCracken County Kentucky 2 $ 319,000 $ 159,000 $ 29,000
Scott County Kentucky 2 $ 275,000 $ 137,000 $ 53,000
Warren County Kentucky 2 $ 343,000 $ 171,000 $ 49,000
Orleans County Louisiana 2 $ 487,000 $ 243,000 $ 115,000
St. Charles County Louisiana 2 $ 355,000 $ 177,000 $ 0
St. John the Baptist County Louisiana 2 $ 243,000 $ 121,000 $ 24,000
Lincoln County Maine 2 $ 664,000 $ 332,000 $ 156,000
Caroline County Maryland 2 $ 419,000 $ 209,000 $ 35,000
Cecil County Maryland 2 $ 519,000 $ 259,000 $ 16,000
Queen Anne's County Maryland 2 $ 432,000 $ 216,000 $ 113,000
Hampshire County Massachusetts 2 $ 431,000 $ 215,000 $ 121,000
Barry County Michigan 2 $ 451,000 $ 225,000 $ 27,000
Genesee County Michigan 2 $ 259,000 $ 129,000 $ 79,000
Monroe County Michigan 2 $ 364,000 $ 182,000 $ 47,000
Anoka County Minnesota 2 $ 277,000 $ 138,000 $ 76,000
Olmsted County Minnesota 2 $ 206,000 $ 103,000 $ 68,000
Ramsey County Minnesota 2 $ 365,000 $ 182,000 $ 39,000
Harrison County Mississippi 2 $ 387,000 $ 193,000 $ 37,000
Boone County Missouri 2 $ 366,000 $ 183,000 $ 24,000
Franklin County Missouri 2 $ 206,000 $ 103,000 $ 16,000
Platte County Missouri 2 $ 326,000 $ 163,000 $ 97,000
St. Francois County Missouri 2 $ 252,000 $ 126,000 $ 25,000
Lewis and Clark County Montana 2 $ 576,000 $ 288,000 $ 26,000
Silver Bow County Montana 2 $ 551,000 $ 275,000 $ 60,000
Yellowstone County Montana 2 $ 466,000 $ 233,000 $ 0
Buffalo County Nebraska 2 $ 294,000 $ 147,000 $ 78,000
Strafford County New Hampshire 2 $ 301,000 $ 150,000 $ 79,000
Hunterdon County New Jersey 2 $ 379,000 $ 189,000 $ 48,000
Santa Fe County New Mexico 2 $ 388,000 $ 194,000 $ 30,000
Clinton County New York 2 $ 207,000 $ 103,000 $ 39,000
Essex County New York 2 $ 257,000 $ 128,000 $ 71,000
Monroe County New York 2 $ 458,000 $ 229,000 $ 46,000
Montgomery County New York 2 $ 226,000 $ 113,000 $ 58,000
New York County New York 2 $ 865,000 $ 432,000 $ 161,000
Niagara County New York 2 $ 338,000 $ 169,000 $ 91,000
Oneida County New York 2 $ 412,000 $ 206,000 $ 108,000
Onondaga County New York 2 $ 331,000 $ 165,000 $ 79,000
Sullivan County New York 2 $ 301,000 $ 150,000 $ 130,000
Alexander County North Carolina 2 $ 235,000 $ 117,000 $ 34,000
Dare County North Carolina 2 $ 1,155,000 $ 577,000 $ 134,000
Davidson County North Carolina 2 $ 352,000 $ 176,000 $ 53,000
Gaston County North Carolina 2 $ 314,000 $ 157,000 $ 21,000
Granville County North Carolina 2 $ 359,000 $ 179,000 $ 0
Pender County North Carolina 2 $ 603,000 $ 301,000 $ 0
Pitt County North Carolina 2 $ 290,000 $ 145,000 $ 20,000
Rowan County North Carolina 2 $ 220,000 $ 110,000 $ 69,000
Union County North Carolina 2 $ 669,000 $ 334,000 $ 135,000
Fairfield County Ohio 2 $ 442,000 $ 221,000 $ 140,000
Knox County Ohio 2 $ 396,000 $ 198,000 $ 0
Lake County Ohio 2 $ 385,000 $ 192,000 $ 0
Lucas County Ohio 2 $ 228,000 $ 114,000 $ 40,000
Montgomery County Ohio 2 $ 242,000 $ 121,000 $ 98,000
Stark County Ohio 2 $ 310,000 $ 155,000 $ 45,000
Tuscarawas County Ohio 2 $ 276,000 $ 138,000 $ 22,000
Cleveland County Oklahoma 2 $ 232,000 $ 116,000 $ 34,000
Wagoner County Oklahoma 2 $ 519,000 $ 259,000 $ 40,000
Washington County Oregon 2 $ 448,000 $ 224,000 $ 50,000
Centre County Pennsylvania 2 $ 326,000 $ 163,000 $ 37,000
Dauphin County Pennsylvania 2 $ 429,000 $ 214,000 $ 46,000
Luzerne County Pennsylvania 2 $ 270,000 $ 135,000 $ 27,000
Lexington County South Carolina 2 $ 374,000 $ 187,000 $ 39,000
Carter County Tennessee 2 $ 275,000 $ 137,000 $ 75,000
Robertson County Tennessee 2 $ 286,000 $ 143,000 $ 94,000
Shelby County Tennessee 2 $ 385,000 $ 192,000 $ 29,000
Coryell County Texas 2 $ 462,000 $ 231,000 $ 31,000
Ellis County Texas 2 $ 263,000 $ 131,000 $ 95,000
Lubbock County Texas 2 $ 530,000 $ 265,000 $ 91,000
Rockwall County Texas 2 $ 474,000 $ 237,000 $ 141,000
Wilson County Texas 2 $ 722,000 $ 361,000 $ 0
Rutland County Vermont 2 $ 433,000 $ 216,000 $ 64,000
Albemarle County Virginia 2 $ 326,000 $ 163,000 $ 128,000
Henrico County Virginia 2 $ 235,000 $ 117,000 $ 62,000
Winchester County Virginia 2 $ 445,000 $ 222,000 $ 33,000
York County Virginia 2 $ 543,000 $ 271,000 $ 35,000
Cowlitz County Washington 2 $ 470,000 $ 235,000 $ 0
Yakima County Washington 2 $ 472,000 $ 236,000 $ 76,000
Fayette County West Virginia 2 $ 256,000 $ 128,000 $ 111,000
Mercer County West Virginia 2 $ 255,000 $ 127,000 $ 0
Brown County Wisconsin 2 $ 247,000 $ 123,000 $ 0
Rock County Wisconsin 2 $ 229,000 $ 114,000 $ 47,000
Waukesha County Wisconsin 2 $ 491,000 $ 245,000 $ 62,000
Sweetwater County Wyoming 2 $ 415,000 $ 207,000 $ 0
Barbour County Alabama 1 $ 224,000 $ 224,000 $ 98,000
Bibb County Alabama 1 $ 203,000 $ 203,000 $ 43,000
Choctaw County Alabama 1 $ 119,000 $ 119,000 $ 63,000
Houston County Alabama 1 $ 191,000 $ 191,000 $ 150,000
Jackson County Alabama 1 $ 142,000 $ 142,000 $ 35,000
Lauderdale County Alabama 1 $ 157,000 $ 157,000 $ 188,000
Marshall County Alabama 1 $ 328,000 $ 328,000 $ 303,000
Montgomery County Alabama 1 $ 213,000 $ 213,000 $ 68,000
Morgan County Alabama 1 $ 209,000 $ 209,000 $ 0
Sumter County Alabama 1 $ 100,000 $ 100,000 $ 104,000
Talladega County Alabama 1 $ 236,000 $ 236,000 $ 69,000
Wilcox County Alabama 1 $ 112,000 $ 112,000 $ 100,000
Winston County Alabama 1 $ 86,000 $ 86,000 $ 60,000
Fairbanks North Star County Alaska 1 $ 433,000 $ 433,000 $ 0
Kenai Peninsula County Alaska 1 $ 187,000 $ 187,000 $ 0
Crawford County Arkansas 1 $ 170,000 $ 170,000 $ 103,000
Crittenden County Arkansas 1 $ 104,000 $ 104,000 $ 27,000
Izard County Arkansas 1 $ 129,000 $ 129,000 $ 0
Jefferson County Arkansas 1 $ 229,000 $ 229,000 $ 0
Pope County Arkansas 1 $ 158,000 $ 158,000 $ 0
Saline County Arkansas 1 $ 371,000 $ 371,000 $ 0
Sebastian County Arkansas 1 $ 200,000 $ 200,000 $ 0
El Dorado County California 1 $ 284,000 $ 284,000 $ 0
Humboldt County California 1 $ 301,000 $ 301,000 $ 0
Napa County California 1 $ 221,000 $ 221,000 $ 36,000
San Luis Obispo County California 1 $ 215,000 $ 215,000 $ 96,000
Yolo County California 1 $ 265,000 $ 265,000 $ 151,000
Broomfield County Colorado 1 $ 190,000 $ 190,000 $ 55,000
Clear Creek County Colorado 1 $ 385,000 $ 385,000 $ 59,000
Garfield County Colorado 1 $ 131,000 $ 131,000 $ 0
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Mortgage Loan Application Detail Totals for Cbc National Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,508 $1,072,454,000 $237,000 $802,000 $99,000 $1,415,000
Home Purchase 2,555 $523,217,000 $204,000 $1,373,000 $101,000 $2,442,000
Home Improvement 83 $13,700,000 $165,000 $460,000 $93,000 $334,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,711 $1,279,718,000 $224,000 $1,373,000 $103,000 $2,442,000
Black or African American 397 $85,548,000 $215,000 $672,000 $49,000 $1,486,000
Not Provided 369 $87,095,000 $236,000 $1,020,000 $108,000 $749,000
Asian 361 $91,772,000 $254,000 $567,000 $114,000 $586,000
Hispanic 271 $57,502,000 $212,000 $775,000 $79,000 $697,000
American Indian or Alaskan Native 17 $3,710,000 $218,000 $394,000 $83,000 $165,000
Native Hawaiian or Other Pacific Islander 15 $2,876,000 $191,000 $417,000 $114,000 $285,000
Not applicable 5 $1,150,000 $230,000 $749,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,891 $1,144,009,000 $233,000 $1,373,000 $127,000 $2,442,000
FHA-insured (Federal Housing Administration) 1,697 $333,609,000 $196,000 $902,000 $42,000 $339,000
VA-guaranteed (Veterans Administration) 508 $125,960,000 $247,000 $764,000 $33,000 $203,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 50 $5,793,000 $115,000 $263,000 $37,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,698 $1,291,898,000 $226,000 $1,373,000 $103,000 $2,442,000
Application Denied By Financial Institution 645 $135,643,000 $210,000 $902,000 $83,000 $1,415,000
File Closed For Incompleteness 328 $71,461,000 $217,000 $1,020,000 $91,000 $1,042,000
Application Approved But Not Accepted 281 $63,551,000 $226,000 $630,000 $79,000 $626,000
Application Withdrawn By Applicant 194 $46,818,000 $241,000 $910,000 $96,000 $1,320,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 213 $46,286,000 $217,000 $902,000 $103,000 $643,000
Debt-To-Income Ratio 172 $35,450,000 $206,000 $554,000 $63,000 $502,000
Credit History 89 $16,930,000 $190,000 $644,000 $74,000 $1,415,000
Other 69 $14,907,000 $216,000 $595,000 $78,000 $648,000
Credit Application Incomplete 48 $12,924,000 $269,000 $600,000 $105,000 $331,000
Unverifiable Information 31 $5,785,000 $186,000 $410,000 $71,000 $250,000
Employment History 16 $2,172,000 $135,000 $447,000 $55,000 $162,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,189,000 $169,000 $352,000 $52,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cbc National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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