Charles Schwab Bank, SSB Mortgage Lending & HMDA Data, 2014
In 2014, Charles Schwab Bank, SSB of Lone Tree, CO reported 2,905 mortgage applications totaling $1.4 billion, down 64% from 2013. The average application was for $476,901, and applicants reported an average income of $233,934. 56% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oakland-Hayward-Berkeley, CA (188), San Francisco-Redwood City-South San Francisco, CA (129) and Los Angeles-Long Beach-Glendale, CA (122) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank, SSB Lone Tree, CO 80124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,905 |
| Total Mortgage Loan Application Amount | $1,385,400,000 |
| Average Mortgage Loan Application Amount | $476,901 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $233,934 |
| Highest Applicant Income | $4,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank, SSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 122 | $ 88,889,000 | $ 728,598 | $ 336,000 |
| Santa Clara, California | 109 | $ 64,280,000 | $ 589,724 | $ 202,000 |
| Orange, California | 103 | $ 67,141,000 | $ 651,854 | $ 303,000 |
| Maricopa, Arizona | 97 | $ 42,157,000 | $ 434,608 | $ 197,000 |
| Contra Costa, California | 97 | $ 53,075,000 | $ 547,164 | $ 237,000 |
| Alameda, California | 91 | $ 44,025,000 | $ 483,791 | $ 191,000 |
| San Diego, California | 83 | $ 53,338,000 | $ 642,626 | $ 256,000 |
| San Mateo, California | 77 | $ 53,766,000 | $ 698,259 | $ 308,000 |
| King, Washington | 58 | $ 26,832,000 | $ 462,620 | $ 175,000 |
| Cook, Illinois | 55 | $ 28,703,000 | $ 521,872 | $ 250,000 |
| Marin, California | 53 | $ 34,557,000 | $ 652,018 | $ 278,000 |
| San Francisco, California | 52 | $ 33,050,000 | $ 635,576 | $ 235,000 |
| Riverside, California | 38 | $ 15,360,000 | $ 404,210 | $ 230,000 |
| Fairfield, Connecticut | 33 | $ 18,674,000 | $ 565,878 | $ 337,000 |
| Washoe, Nevada | 33 | $ 11,057,000 | $ 335,060 | $ 132,000 |
| Harris, Texas | 33 | $ 15,490,000 | $ 469,393 | $ 335,000 |
| Palm Beach, Florida | 28 | $ 11,847,000 | $ 423,107 | $ 247,000 |
| Fulton, Georgia | 27 | $ 16,609,000 | $ 615,148 | $ 370,000 |
| Dallas, Texas | 27 | $ 11,419,000 | $ 422,925 | $ 231,000 |
| Travis, Texas | 27 | $ 12,580,000 | $ 465,925 | $ 230,000 |
| Placer, California | 25 | $ 11,475,000 | $ 459,000 | $ 263,000 |
| Sonoma, California | 25 | $ 10,758,000 | $ 430,320 | $ 162,000 |
| Fairfax, Virginia | 23 | $ 12,772,000 | $ 555,304 | $ 286,000 |
| Collier, Florida | 22 | $ 9,113,000 | $ 414,227 | $ 228,000 |
| Montgomery, Maryland | 21 | $ 12,290,000 | $ 585,238 | $ 216,000 |
| Sarasota, Florida | 20 | $ 7,289,000 | $ 364,450 | $ 282,000 |
| New York, New York | 20 | $ 21,068,000 | $ 1,053,400 | $ 319,000 |
| Denver, Colorado | 19 | $ 8,923,000 | $ 469,631 | $ 222,000 |
| Douglas, Colorado | 19 | $ 7,933,000 | $ 417,526 | $ 249,000 |
| Clark, Nevada | 19 | $ 6,938,000 | $ 365,157 | $ 222,000 |
| Jefferson, Colorado | 18 | $ 7,073,000 | $ 392,944 | $ 262,000 |
| Wake, North Carolina | 18 | $ 5,761,000 | $ 320,055 | $ 152,000 |
| Oakland, Michigan | 17 | $ 7,769,000 | $ 457,000 | $ 240,000 |
| Westchester, New York | 17 | $ 9,933,000 | $ 584,294 | $ 598,000 |
| Arapahoe, Colorado | 16 | $ 6,966,000 | $ 435,375 | $ 209,000 |
| Lake, Illinois | 16 | $ 5,969,000 | $ 373,062 | $ 201,000 |
| Suffolk, New York | 16 | $ 6,894,000 | $ 430,875 | $ 249,000 |
| Multnomah, Oregon | 16 | $ 7,601,000 | $ 475,062 | $ 185,000 |
| Pima, Arizona | 15 | $ 4,739,000 | $ 315,933 | $ 123,000 |
| Miami-Dade, Florida | 15 | $ 9,251,000 | $ 616,733 | $ 349,000 |
| Sacramento, California | 14 | $ 5,169,000 | $ 369,214 | $ 224,000 |
| Ventura, California | 14 | $ 7,258,000 | $ 518,428 | $ 168,000 |
| Middlesex, Massachusetts | 14 | $ 6,925,000 | $ 494,642 | $ 223,000 |
| Norfolk, Massachusetts | 14 | $ 8,877,000 | $ 634,071 | $ 222,000 |
| Monterey, California | 13 | $ 7,407,000 | $ 569,769 | $ 209,000 |
| District of Columbia, District Of Columbia | 13 | $ 7,997,000 | $ 615,153 | $ 229,000 |
| DeKalb, Georgia | 13 | $ 4,327,000 | $ 332,846 | $ 148,000 |
| DuPage, Illinois | 13 | $ 4,723,000 | $ 363,307 | $ 182,000 |
| Ocean, New Jersey | 13 | $ 6,013,000 | $ 462,538 | $ 499,000 |
| Napa, California | 12 | $ 5,218,000 | $ 434,833 | $ 266,000 |
| Santa Barbara, California | 12 | $ 7,375,000 | $ 614,583 | $ 247,000 |
| Broward, Florida | 12 | $ 5,810,000 | $ 484,166 | $ 302,000 |
| Lee, Florida | 12 | $ 5,225,000 | $ 435,416 | $ 203,000 |
| Pinellas, Florida | 12 | $ 4,388,000 | $ 365,666 | $ 177,000 |
| Cobb, Georgia | 12 | $ 5,024,000 | $ 418,666 | $ 182,000 |
| Bergen, New Jersey | 12 | $ 4,730,000 | $ 394,166 | $ 207,000 |
| Monmouth, New Jersey | 12 | $ 5,921,000 | $ 493,416 | $ 249,000 |
| Kings, New York | 12 | $ 7,883,000 | $ 656,916 | $ 221,000 |
| Charleston, South Carolina | 12 | $ 5,615,000 | $ 467,916 | $ 277,000 |
| Davidson, Tennessee | 11 | $ 4,045,000 | $ 367,727 | $ 180,000 |
| Boulder, Colorado | 10 | $ 5,651,000 | $ 565,100 | $ 213,000 |
| Kitsap, Washington | 10 | $ 3,883,000 | $ 388,300 | $ 150,000 |
| El Dorado, California | 9 | $ 3,404,000 | $ 378,222 | $ 195,000 |
| San Luis Obispo, California | 9 | $ 4,555,000 | $ 506,111 | $ 185,000 |
| Eagle, Colorado | 9 | $ 6,356,000 | $ 706,222 | $ 360,000 |
| Orange, Florida | 9 | $ 4,814,000 | $ 534,888 | $ 212,000 |
| Hennepin, Minnesota | 9 | $ 3,782,000 | $ 420,222 | $ 221,000 |
| Beaufort, South Carolina | 9 | $ 2,702,000 | $ 300,222 | $ 270,000 |
| Williamson, Tennessee | 9 | $ 4,403,000 | $ 489,222 | $ 183,000 |
| Snohomish, Washington | 9 | $ 2,444,000 | $ 271,555 | $ 116,000 |
| Nevada, California | 8 | $ 2,603,000 | $ 325,375 | $ 137,000 |
| Hartford, Connecticut | 8 | $ 2,494,000 | $ 311,750 | $ 291,000 |
| Manatee, Florida | 8 | $ 3,053,000 | $ 381,625 | $ 630,000 |
| St. Johns, Florida | 8 | $ 5,385,000 | $ 673,125 | $ 316,000 |
| Gwinnett, Georgia | 8 | $ 1,912,000 | $ 239,000 | $ 253,000 |
| Ada, Idaho | 8 | $ 3,709,000 | $ 463,625 | $ 177,000 |
| Essex, Massachusetts | 8 | $ 3,035,000 | $ 379,375 | $ 236,000 |
| Morris, New Jersey | 8 | $ 5,109,000 | $ 638,625 | $ 400,000 |
| Nassau, New York | 8 | $ 3,718,000 | $ 464,750 | $ 499,000 |
| Clackamas, Oregon | 8 | $ 4,090,000 | $ 511,250 | $ 248,000 |
| Delaware, Pennsylvania | 8 | $ 2,312,000 | $ 289,000 | $ 181,000 |
| Collin, Texas | 8 | $ 5,048,000 | $ 631,000 | $ 356,000 |
| Stanislaus, California | 7 | $ 2,753,000 | $ 393,285 | $ 202,000 |
| Hamilton, Indiana | 7 | $ 2,394,000 | $ 342,000 | $ 152,000 |
| Suffolk, Massachusetts | 7 | $ 4,156,000 | $ 593,714 | $ 181,000 |
| Essex, New Jersey | 7 | $ 3,519,000 | $ 502,714 | $ 242,000 |
| Mercer, New Jersey | 7 | $ 4,222,000 | $ 603,142 | $ 241,000 |
| Santa Fe, New Mexico | 7 | $ 3,406,000 | $ 486,571 | $ 197,000 |
| Buncombe, North Carolina | 7 | $ 3,499,000 | $ 499,857 | $ 229,000 |
| Deschutes, Oregon | 7 | $ 2,504,000 | $ 357,714 | $ 288,000 |
| Montgomery, Texas | 7 | $ 3,011,000 | $ 430,142 | $ 276,000 |
| Clark, Washington | 7 | $ 1,787,000 | $ 255,285 | $ 137,000 |
| Pierce, Washington | 7 | $ 1,513,000 | $ 216,142 | $ 186,000 |
| Santa Cruz, California | 6 | $ 2,183,000 | $ 363,833 | $ 182,000 |
| El Paso, Colorado | 6 | $ 1,582,000 | $ 263,666 | $ 159,000 |
| Summit, Colorado | 6 | $ 3,907,000 | $ 651,166 | $ 297,000 |
| Lake, Florida | 6 | $ 1,116,000 | $ 186,000 | $ 103,000 |
| Johnson, Kansas | 6 | $ 1,963,000 | $ 327,166 | $ 246,000 |
| St. Louis, Missouri | 6 | $ 2,473,000 | $ 412,166 | $ 322,000 |
| Washington, Oregon | 6 | $ 2,110,000 | $ 351,666 | $ 206,000 |
| Bexar, Texas | 6 | $ 1,921,000 | $ 320,166 | $ 196,000 |
| Prince William, Virginia | 6 | $ 2,203,000 | $ 367,166 | $ 110,000 |
| Yavapai, Arizona | 5 | $ 1,973,000 | $ 394,600 | $ 205,000 |
| San Bernardino, California | 5 | $ 2,205,000 | $ 441,000 | $ 186,000 |
| Hillsborough, Florida | 5 | $ 1,797,000 | $ 359,400 | $ 389,000 |
| Sumter, Florida | 5 | $ 1,557,000 | $ 311,400 | $ 138,000 |
| Walton, Florida | 5 | $ 2,978,000 | $ 595,600 | $ 436,000 |
| Honolulu, Hawaii | 5 | $ 3,320,000 | $ 664,000 | $ 267,000 |
| Maui, Hawaii | 5 | $ 3,328,000 | $ 665,600 | $ 245,000 |
| Anne Arundel, Maryland | 5 | $ 3,099,000 | $ 619,800 | $ 248,000 |
| Barnstable, Massachusetts | 5 | $ 1,914,000 | $ 382,800 | $ 244,000 |
| Ramsey, Minnesota | 5 | $ 1,114,000 | $ 222,800 | $ 187,000 |
| Cape May, New Jersey | 5 | $ 2,531,000 | $ 506,200 | $ 230,000 |
| Somerset, New Jersey | 5 | $ 2,893,000 | $ 578,600 | $ 291,000 |
| Guilford, North Carolina | 5 | $ 778,000 | $ 155,600 | $ 101,000 |
| Mecklenburg, North Carolina | 5 | $ 2,178,000 | $ 435,600 | $ 292,000 |
| Tulsa, Oklahoma | 5 | $ 2,683,000 | $ 536,600 | $ 292,000 |
| Arlington, Virginia | 5 | $ 2,971,000 | $ 594,200 | $ 408,000 |
| Shelby, Alabama | 4 | $ 2,172,000 | $ 543,000 | $ 235,000 |
| Navajo, Arizona | 4 | $ 755,000 | $ 188,750 | $ 137,000 |
| Mendocino, California | 4 | $ 2,114,000 | $ 528,500 | $ 198,000 |
| Solano, California | 4 | $ 1,232,000 | $ 308,000 | $ 118,000 |
| Yolo, California | 4 | $ 1,574,000 | $ 393,500 | $ 105,000 |
| Adams, Colorado | 4 | $ 1,058,000 | $ 264,500 | $ 148,000 |
| Broomfield, Colorado | 4 | $ 870,000 | $ 217,500 | $ 153,000 |
| Garfield, Colorado | 4 | $ 1,357,000 | $ 339,250 | $ 163,000 |
| Larimer, Colorado | 4 | $ 1,210,000 | $ 302,500 | $ 134,000 |
| Litchfield, Connecticut | 4 | $ 2,358,000 | $ 589,500 | $ 191,000 |
| Middlesex, Connecticut | 4 | $ 1,729,000 | $ 432,250 | $ 157,000 |
| New Castle, Delaware | 4 | $ 2,316,000 | $ 579,000 | $ 241,000 |
| Charlotte, Florida | 4 | $ 1,785,000 | $ 446,250 | $ 167,000 |
| Chatham, Georgia | 4 | $ 2,198,000 | $ 549,500 | $ 179,000 |
| Cherokee, Georgia | 4 | $ 1,173,000 | $ 293,250 | $ 106,000 |
| Hawaii, Hawaii | 4 | $ 1,743,000 | $ 435,750 | $ 126,000 |
| Kane, Illinois | 4 | $ 627,000 | $ 156,750 | $ 114,000 |
| Dallas, Iowa | 4 | $ 1,026,000 | $ 256,500 | $ 125,000 |
| Queen Anne's, Maryland | 4 | $ 2,056,000 | $ 514,000 | $ 244,000 |
| Plymouth, Massachusetts | 4 | $ 1,818,000 | $ 454,500 | $ 186,000 |
| Worcester, Massachusetts | 4 | $ 1,247,000 | $ 311,750 | $ 172,000 |
| Washtenaw, Michigan | 4 | $ 602,000 | $ 150,500 | $ 83,000 |
| Jackson, Missouri | 4 | $ 1,197,000 | $ 299,250 | $ 147,000 |
| Douglas, Nebraska | 4 | $ 2,213,000 | $ 553,250 | $ 309,000 |
| Hillsborough, New Hampshire | 4 | $ 967,000 | $ 241,750 | $ 100,000 |
| Rockingham, New Hampshire | 4 | $ 662,000 | $ 165,500 | $ 268,000 |
| Union, New Jersey | 4 | $ 2,631,000 | $ 657,750 | $ 260,000 |
| Bernalillo, New Mexico | 4 | $ 1,065,000 | $ 266,250 | $ 183,000 |
| Henderson, North Carolina | 4 | $ 1,153,000 | $ 288,250 | $ 162,000 |
| Cuyahoga, Ohio | 4 | $ 892,000 | $ 223,000 | $ 109,000 |
| Franklin, Ohio | 4 | $ 1,548,000 | $ 387,000 | $ 143,000 |
| Lane, Oregon | 4 | $ 1,529,000 | $ 382,250 | $ 132,000 |
| Allegheny, Pennsylvania | 4 | $ 1,857,000 | $ 464,250 | $ 246,000 |
| Montgomery, Pennsylvania | 4 | $ 1,479,000 | $ 369,750 | $ 165,000 |
| Philadelphia, Pennsylvania | 4 | $ 2,385,000 | $ 596,250 | $ 167,000 |
| Fort Bend, Texas | 4 | $ 966,000 | $ 241,500 | $ 199,000 |
| Tarrant, Texas | 4 | $ 2,520,000 | $ 630,000 | $ 439,000 |
| Loudoun, Virginia | 4 | $ 1,743,000 | $ 435,750 | $ 216,000 |
| Kern, California | 3 | $ 489,000 | $ 163,000 | $ 124,000 |
| Grand, Colorado | 3 | $ 1,805,000 | $ 601,666 | $ 335,000 |
| La Plata, Colorado | 3 | $ 1,028,000 | $ 342,666 | $ 177,000 |
| Duval, Florida | 3 | $ 1,560,000 | $ 520,000 | $ 215,000 |
| Monroe, Florida | 3 | $ 1,122,000 | $ 374,000 | $ 150,000 |
| Osceola, Florida | 3 | $ 512,000 | $ 170,666 | $ 117,000 |
| Polk, Florida | 3 | $ 522,000 | $ 174,000 | $ 99,000 |
| Seminole, Florida | 3 | $ 693,000 | $ 231,000 | $ 145,000 |
| Forsyth, Georgia | 3 | $ 1,339,000 | $ 446,333 | $ 137,000 |
| Hall, Georgia | 3 | $ 1,358,000 | $ 452,666 | $ 165,000 |
| Putnam, Georgia | 3 | $ 1,803,000 | $ 601,000 | $ 249,000 |
| Will, Illinois | 3 | $ 980,000 | $ 326,666 | $ 198,000 |
| Boone, Indiana | 3 | $ 807,000 | $ 269,000 | $ 115,000 |
| Jefferson, Kentucky | 3 | $ 1,416,000 | $ 472,000 | $ 323,000 |
| Cumberland, Maine | 3 | $ 1,271,000 | $ 423,666 | $ 720,000 |
| Grand Traverse, Michigan | 3 | $ 679,000 | $ 226,333 | $ 160,000 |
| Dakota, Minnesota | 3 | $ 454,000 | $ 151,333 | $ 122,000 |
| Washington, Minnesota | 3 | $ 941,000 | $ 313,666 | $ 199,000 |
| Grafton, New Hampshire | 3 | $ 833,000 | $ 277,666 | $ 221,000 |
| Hudson, New Jersey | 3 | $ 1,273,000 | $ 424,333 | $ 507,000 |
| Hunterdon, New Jersey | 3 | $ 1,253,000 | $ 417,666 | $ 301,000 |
| Monroe, New York | 3 | $ 526,000 | $ 175,333 | $ 90,000 |
| Macon, North Carolina | 3 | $ 980,000 | $ 326,666 | $ 162,000 |
| Transylvania, North Carolina | 3 | $ 706,000 | $ 235,333 | $ 105,000 |
| Jackson, Oregon | 3 | $ 802,000 | $ 267,333 | $ 118,000 |
| Bucks, Pennsylvania | 3 | $ 550,000 | $ 183,333 | $ 131,000 |
| Lancaster, Pennsylvania | 3 | $ 890,000 | $ 296,666 | $ 573,000 |
| Shelby, Tennessee | 3 | $ 359,000 | $ 119,666 | $ 72,000 |
| Denton, Texas | 3 | $ 1,144,000 | $ 381,333 | $ 206,000 |
| Galveston, Texas | 3 | $ 1,169,000 | $ 389,666 | $ 240,000 |
| Williamson, Texas | 3 | $ 1,179,000 | $ 393,000 | $ 118,000 |
| Virginia Beach, Virginia | 3 | $ 880,000 | $ 293,333 | $ 211,000 |
| Clallam, Washington | 3 | $ 596,000 | $ 198,666 | $ 260,000 |
| Skagit, Washington | 3 | $ 682,000 | $ 227,333 | $ 61,000 |
| Walworth, Wisconsin | 3 | $ 1,954,000 | $ 651,333 | $ 338,000 |
| Waukesha, Wisconsin | 3 | $ 1,176,000 | $ 392,000 | $ 146,000 |
| Anchorage, Alaska | 2 | $ 725,000 | $ 362,500 | $ 307,000 |
| Kenai Peninsula, Alaska | 2 | $ 744,000 | $ 372,000 | $ 161,000 |
| Pinal, Arizona | 2 | $ 572,000 | $ 286,000 | $ 92,000 |
| Pulaski, Arkansas | 2 | $ 620,000 | $ 310,000 | $ 167,000 |
| Calaveras, California | 2 | $ 232,000 | $ 116,000 | $ 115,000 |
| Fresno, California | 2 | $ 650,000 | $ 325,000 | $ 245,000 |
| San Joaquin, California | 2 | $ 614,000 | $ 307,000 | $ 116,000 |
| Chaffee, Colorado | 2 | $ 788,000 | $ 394,000 | $ 108,000 |
| Routt, Colorado | 2 | $ 2,149,000 | $ 1,074,500 | $ 411,000 |
| Sussex, Delaware | 2 | $ 1,239,000 | $ 619,500 | $ 284,000 |
| Alachua, Florida | 2 | $ 246,000 | $ 123,000 | $ 76,000 |
| Bay, Florida | 2 | $ 945,000 | $ 472,500 | $ 267,000 |
| Brevard, Florida | 2 | $ 336,000 | $ 168,000 | $ 88,000 |
| Escambia, Florida | 2 | $ 400,000 | $ 200,000 | $ 84,000 |
| Flagler, Florida | 2 | $ 558,000 | $ 279,000 | $ 137,000 |
| Indian River, Florida | 2 | $ 733,000 | $ 366,500 | $ 155,000 |
| Marion, Florida | 2 | $ 388,000 | $ 194,000 | $ 125,000 |
| Pasco, Florida | 2 | $ 300,000 | $ 150,000 | $ 105,000 |
| St. Lucie, Florida | 2 | $ 478,000 | $ 239,000 | $ 72,000 |
| Volusia, Florida | 2 | $ 447,000 | $ 223,500 | $ 141,000 |
| Blaine, Idaho | 2 | $ 935,000 | $ 467,500 | $ 246,000 |
| Kootenai, Idaho | 2 | $ 2,345,000 | $ 1,172,500 | $ 778,000 |
| Marion, Indiana | 2 | $ 647,000 | $ 323,500 | $ 122,000 |
| Porter, Indiana | 2 | $ 501,000 | $ 250,500 | $ 81,000 |
| Polk, Iowa | 2 | $ 529,000 | $ 264,500 | $ 102,000 |
| Jefferson, Louisiana | 2 | $ 558,000 | $ 279,000 | $ 102,000 |
| Waldo, Maine | 2 | $ 638,000 | $ 319,000 | $ 132,000 |
| Cecil, Maryland | 2 | $ 335,000 | $ 167,500 | $ 146,000 |
| Talbot, Maryland | 2 | $ 1,554,000 | $ 777,000 | $ 222,000 |
| Berrien, Michigan | 2 | $ 1,072,000 | $ 536,000 | $ 220,000 |
| Wayne, Michigan | 2 | $ 315,000 | $ 157,500 | $ 90,000 |
| Carver, Minnesota | 2 | $ 917,000 | $ 458,500 | $ 155,000 |
| Cass, Minnesota | 2 | $ 847,000 | $ 423,500 | $ 349,000 |
| Clay, Missouri | 2 | $ 812,000 | $ 406,000 | $ 184,000 |
| Greene, Missouri | 2 | $ 281,000 | $ 140,500 | $ 800,000 |
| St. Louis City, Missouri | 2 | $ 353,000 | $ 176,500 | $ 101,000 |
| Gallatin, Montana | 2 | $ 1,100,000 | $ 550,000 | $ 270,000 |
| Lyon, Nevada | 2 | $ 331,000 | $ 165,500 | $ 56,000 |
| Middlesex, New Jersey | 2 | $ 400,000 | $ 200,000 | $ 179,000 |
| Passaic, New Jersey | 2 | $ 549,000 | $ 274,500 | $ 166,000 |
| Dona Ana, New Mexico | 2 | $ 541,000 | $ 270,500 | $ 129,000 |
| Taos, New Mexico | 2 | $ 538,000 | $ 269,000 | $ 119,000 |
| Richmond, New York | 2 | $ 919,000 | $ 459,500 | $ 204,000 |
| Saratoga, New York | 2 | $ 614,000 | $ 307,000 | $ 112,000 |
| Jackson, North Carolina | 2 | $ 873,000 | $ 436,500 | $ 158,000 |
| Moore, North Carolina | 2 | $ 366,000 | $ 183,000 | $ 89,000 |
| New Hanover, North Carolina | 2 | $ 858,000 | $ 429,000 | $ 178,000 |
| Orange, North Carolina | 2 | $ 502,000 | $ 251,000 | $ 97,000 |
| Union, North Carolina | 2 | $ 732,000 | $ 366,000 | $ 166,000 |
| Summit, Ohio | 2 | $ 772,000 | $ 386,000 | $ 120,000 |
| Warren, Ohio | 2 | $ 1,142,000 | $ 571,000 | $ 573,000 |
| Oklahoma, Oklahoma | 2 | $ 282,000 | $ 141,000 | $ 111,000 |
| Coos, Oregon | 2 | $ 512,000 | $ 256,000 | $ 82,000 |
| Butler, Pennsylvania | 2 | $ 905,000 | $ 452,500 | $ 339,000 |
| Centre, Pennsylvania | 2 | $ 452,000 | $ 226,000 | $ 125,000 |
| Chester, Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 91,000 |
| Lehigh, Pennsylvania | 2 | $ 409,000 | $ 204,500 | $ 116,000 |
| Northumberland, Pennsylvania | 2 | $ 342,000 | $ 171,000 | $ 48,000 |
| York, Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 137,000 |
| Kent, Rhode Island | 2 | $ 1,025,000 | $ 512,500 | $ 266,000 |
| Greenville, South Carolina | 2 | $ 650,000 | $ 325,000 | $ 123,000 |
| York, South Carolina | 2 | $ 465,000 | $ 232,500 | $ 125,000 |
| Knox, Tennessee | 2 | $ 275,000 | $ 137,500 | $ 63,000 |
| Rutherford, Tennessee | 2 | $ 465,000 | $ 232,500 | $ 274,000 |
| Hays, Texas | 2 | $ 791,000 | $ 395,500 | $ 170,000 |
| Hood, Texas | 2 | $ 319,000 | $ 159,500 | $ 111,000 |
| Kerr, Texas | 2 | $ 637,000 | $ 318,500 | $ 101,000 |
| Midland, Texas | 2 | $ 1,155,000 | $ 577,500 | $ 321,000 |
| Smith, Texas | 2 | $ 827,000 | $ 413,500 | $ 563,000 |
| Summit, Utah | 2 | $ 1,728,000 | $ 864,000 | $ 257,000 |
| Utah, Utah | 2 | $ 378,000 | $ 189,000 | $ 60,000 |
| Wasatch, Utah | 2 | $ 847,000 | $ 423,500 | $ 210,000 |
| Franklin, Vermont | 2 | $ 585,000 | $ 292,500 | $ 75,000 |
| Alexandria, Virginia | 2 | $ 836,000 | $ 418,000 | $ 328,000 |
| Chesterfield, Virginia | 2 | $ 308,000 | $ 154,000 | $ 217,000 |
| Hanover, Virginia | 2 | $ 447,000 | $ 223,500 | $ 171,000 |
| Winchester, Virginia | 2 | $ 435,000 | $ 217,500 | $ 134,000 |
| Chelan, Washington | 2 | $ 670,000 | $ 335,000 | $ 196,000 |
| Jefferson, Washington | 2 | $ 1,150,000 | $ 575,000 | $ 179,000 |
| Thurston, Washington | 2 | $ 340,000 | $ 170,000 | $ 74,000 |
| Whatcom, Washington | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Dane, Wisconsin | 2 | $ 707,000 | $ 353,500 | $ 103,000 |
| Baldwin, Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Houston, Alabama | 1 | $ 211,000 | $ 211,000 | $ 112,000 |
| Jefferson, Alabama | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
| Lauderdale, Alabama | 1 | $ 286,000 | $ 286,000 | $ 94,000 |
| Mobile, Alabama | 1 | $ 230,000 | $ 230,000 | $ 110,000 |
| Montgomery, Alabama | 1 | $ 136,000 | $ 136,000 | $ 41,000 |
| Matanuska-Susitna, Alaska | 1 | $ 240,000 | $ 240,000 | $ 92,000 |
| Coconino, Arizona | 1 | $ 202,000 | $ 202,000 | $ 54,000 |
| Gila, Arizona | 1 | $ 380,000 | $ 380,000 | $ 500,000 |
| Mohave, Arizona | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Santa Cruz, Arizona | 1 | $ 260,000 | $ 260,000 | $ 86,000 |
| Yuma, Arizona | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Madera, California | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Mono, California | 1 | $ 529,000 | $ 529,000 | $ 218,000 |
| San Benito, California | 1 | $ 257,000 | $ 257,000 | $ 55,000 |
| Shasta, California | 1 | $ 368,000 | $ 368,000 | $ 240,000 |
| Sutter, California | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Tuolumne, California | 1 | $ 120,000 | $ 120,000 | $ 110,000 |
| Gunnison, Colorado | 1 | $ 420,000 | $ 420,000 | $ 92,000 |
| Mesa, Colorado | 1 | $ 454,000 | $ 454,000 | $ 150,000 |
| Montrose, Colorado | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Pitkin, Colorado | 1 | $ 155,000 | $ 155,000 | $ 268,000 |
| San Miguel, Colorado | 1 | $ 250,000 | $ 250,000 | $ 970,000 |
| New Haven, Connecticut | 1 | $ 400,000 | $ 400,000 | $ 400,000 |
| Tolland, Connecticut | 1 | $ 380,000 | $ 380,000 | $ 157,000 |
| Citrus, Florida | 1 | $ 109,000 | $ 109,000 | $ 76,000 |
| Clay, Florida | 1 | $ 220,000 | $ 220,000 | $ 152,000 |
| Dixie, Florida | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Hernando, Florida | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Jefferson, Florida | 1 | $ 372,000 | $ 372,000 | $ 275,000 |
| Leon, Florida | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Martin, Florida | 1 | $ 700,000 | $ 700,000 | $ 707,000 |
| Okaloosa, Florida | 1 | $ 295,000 | $ 295,000 | $ 191,000 |
| Coweta, Georgia | 1 | $ 111,000 | $ 111,000 | $ 27,000 |
| Fayette, Georgia | 1 | $ 240,000 | $ 240,000 | $ 83,000 |
| Gilmer, Georgia | 1 | $ 188,000 | $ 188,000 | $ 106,000 |
| Glynn, Georgia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Greene, Georgia | 1 | $ 328,000 | $ 328,000 | $ 154,000 |
| Oconee, Georgia | 1 | $ 285,000 | $ 285,000 | $ 47,000 |
| Pickens, Georgia | 1 | $ 234,000 | $ 234,000 | $ 162,000 |
| Thomas, Georgia | 1 | $ 112,000 | $ 112,000 | $ 163,000 |
| Kauai, Hawaii | 1 | $ 344,000 | $ 344,000 | $ 386,000 |
| Bonneville, Idaho | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Custer, Idaho | 1 | $ 127,000 | $ 127,000 | $ 120,000 |
| Valley, Idaho | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| LaSalle, Illinois | 1 | $ 356,000 | $ 356,000 | $ 289,000 |
| McHenry, Illinois | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
| Sangamon, Illinois | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| LaPorte, Indiana | 1 | $ 1,400,000 | $ 1,400,000 | $ 448,000 |
| Madison, Indiana | 1 | $ 86,000 | $ 86,000 | $ 44,000 |
| Putnam, Indiana | 1 | $ 57,000 | $ 57,000 | $ 182,000 |
| Appanoose, Iowa | 1 | $ 138,000 | $ 138,000 | $ 463,000 |
| Douglas, Kansas | 1 | $ 236,000 | $ 236,000 | $ 63,000 |
| Riley, Kansas | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Sedgwick, Kansas | 1 | $ 199,000 | $ 199,000 | $ 64,000 |
| Campbell, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Fayette, Kentucky | 1 | $ 895,000 | $ 895,000 | $ 681,000 |
| Oldham, Kentucky | 1 | $ 282,000 | $ 282,000 | $ 123,000 |
| Orleans, Louisiana | 1 | $ 250,000 | $ 250,000 | $ 128,000 |
| York, Maine | 1 | $ 700,000 | $ 700,000 | $ 369,000 |
| Baltimore, Maryland | 1 | $ 824,000 | $ 824,000 | $ 1,104,000 |
| Calvert, Maryland | 1 | $ 705,000 | $ 705,000 | $ 372,000 |
| Carroll, Maryland | 1 | $ 200,000 | $ 200,000 | $ 79,000 |
| Frederick, Maryland | 1 | $ 250,000 | $ 250,000 | $ 198,000 |
| St. Mary's, Maryland | 1 | $ 408,000 | $ 408,000 | $ 484,000 |
| Worcester, Maryland | 1 | $ 1,000,000 | $ 1,000,000 | $ 243,000 |
| Berkshire, Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Benzie, Michigan | 1 | $ 650,000 | $ 650,000 | $ 622,000 |
| Branch, Michigan | 1 | $ 150,000 | $ 150,000 | $ 86,000 |
| Emmet, Michigan | 1 | $ 840,000 | $ 840,000 | $ 236,000 |
| Kalamazoo, Michigan | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Kent, Michigan | 1 | $ 175,000 | $ 175,000 | $ 276,000 |
| Livingston, Michigan | 1 | $ 143,000 | $ 143,000 | $ 41,000 |
| Ottawa, Michigan | 1 | $ 460,000 | $ 460,000 | $ 241,000 |
| Crow Wing, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Olmsted, Minnesota | 1 | $ 328,000 | $ 328,000 | $ 340,000 |
| Lee, Mississippi | 1 | $ 304,000 | $ 304,000 | $ 97,000 |
| Nodaway, Missouri | 1 | $ 56,000 | $ 56,000 | $ 65,000 |
| Platte, Missouri | 1 | $ 408,000 | $ 408,000 | $ 76,000 |
| St. Charles, Missouri | 1 | $ 212,000 | $ 212,000 | $ 71,000 |
| Warren, Missouri | 1 | $ 136,000 | $ 136,000 | $ 33,000 |
| Flathead, Montana | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Ravalli, Montana | 1 | $ 390,000 | $ 390,000 | $ 130,000 |
| Sarpy, Nebraska | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Douglas, Nevada | 1 | $ 464,000 | $ 464,000 | $ 711,000 |
| Belknap, New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 835,000 |
| Burlington, New Jersey | 1 | $ 427,000 | $ 427,000 | $ 162,000 |
| Warren, New Jersey | 1 | $ 334,000 | $ 334,000 | $ 213,000 |
| Colfax, New Mexico | 1 | $ 233,000 | $ 233,000 | $ 95,000 |
| Grant, New Mexico | 1 | $ 142,000 | $ 142,000 | $ 82,000 |
| Albany, New York | 1 | $ 149,000 | $ 149,000 | $ 94,000 |
| Bronx, New York | 1 | $ 109,000 | $ 109,000 | $ 164,000 |
| Columbia, New York | 1 | $ 390,000 | $ 390,000 | $ 125,000 |
| Erie, New York | 1 | $ 267,000 | $ 267,000 | $ 165,000 |
| Orange, New York | 1 | $ 280,000 | $ 280,000 | $ 148,000 |
| Queens, New York | 1 | $ 421,000 | $ 421,000 | $ 150,000 |
| Tompkins, New York | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Alamance, North Carolina | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Alleghany, North Carolina | 1 | $ 163,000 | $ 163,000 | $ 33,000 |
| Avery, North Carolina | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Burke, North Carolina | 1 | $ 151,000 | $ 151,000 | $ 120,000 |
| Cabarrus, North Carolina | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Carteret, North Carolina | 1 | $ 184,000 | $ 184,000 | $ 80,000 |
| Chatham, North Carolina | 1 | $ 186,000 | $ 186,000 | $ 89,000 |
| Davie, North Carolina | 1 | $ 280,000 | $ 280,000 | $ 73,000 |
| Forsyth, North Carolina | 1 | $ 128,000 | $ 128,000 | $ 121,000 |
| Gaston, North Carolina | 1 | $ 458,000 | $ 458,000 | $ 154,000 |
| Haywood, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Iredell, North Carolina | 1 | $ 432,000 | $ 432,000 | $ 108,000 |
| Pender, North Carolina | 1 | $ 248,000 | $ 248,000 | $ 99,000 |
| Polk, North Carolina | 1 | $ 157,000 | $ 157,000 | $ 74,000 |
| Swain, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 80,000 |
| Williams, North Dakota | 1 | $ 328,000 | $ 328,000 | $ 126,000 |
| Butler, Ohio | 1 | $ 299,000 | $ 299,000 | $ 124,000 |
| Columbiana, Ohio | 1 | $ 248,000 | $ 248,000 | $ 135,000 |
| Delaware, Ohio | 1 | $ 200,000 | $ 200,000 | $ 124,000 |
| Geauga, Ohio | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Greene, Ohio | 1 | $ 246,000 | $ 246,000 | $ 85,000 |
| Hamilton, Ohio | 1 | $ 825,000 | $ 825,000 | $ 434,000 |
| Lake, Ohio | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Licking, Ohio | 1 | $ 210,000 | $ 210,000 | $ 139,000 |
| Lucas, Ohio | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| Medina, Ohio | 1 | $ 250,000 | $ 250,000 | $ 709,000 |
| Mercer, Ohio | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Union, Ohio | 1 | $ 309,000 | $ 309,000 | $ 128,000 |
| Wayne, Ohio | 1 | $ 150,000 | $ 150,000 | $ 344,000 |
| Cleveland, Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Rogers, Oklahoma | 1 | $ 595,000 | $ 595,000 | $ 286,000 |
| Benton, Oregon | 1 | $ 211,000 | $ 211,000 | $ 103,000 |
| Clatsop, Oregon | 1 | $ 456,000 | $ 456,000 | $ 182,000 |
| Curry, Oregon | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Jefferson, Oregon | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Linn, Oregon | 1 | $ 120,000 | $ 120,000 | $ 167,000 |
| Marion, Oregon | 1 | $ 252,000 | $ 252,000 | $ 121,000 |
| Polk, Oregon | 1 | $ 176,000 | $ 176,000 | $ 113,000 |
| Tillamook, Oregon | 1 | $ 490,000 | $ 490,000 | $ 740,000 |
| Blair, Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 139,000 |
| Cumberland, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Dauphin, Pennsylvania | 1 | $ 333,000 | $ 333,000 | $ 221,000 |
| Montour, Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Northampton, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Susquehanna, Pennsylvania | 1 | $ 249,000 | $ 249,000 | $ 69,000 |
| Union, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 214,000 |
| Westmoreland, Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 447,000 |
| Bristol, Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Newport, Rhode Island | 1 | $ 417,000 | $ 417,000 | $ 316,000 |
| Washington, Rhode Island | 1 | $ 272,000 | $ 272,000 | $ 166,000 |
| Anderson, South Carolina | 1 | $ 139,000 | $ 139,000 | $ 111,000 |
| Berkeley, South Carolina | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Georgetown, South Carolina | 1 | $ 200,000 | $ 200,000 | $ 64,000 |
| Greenwood, South Carolina | 1 | $ 193,000 | $ 193,000 | $ 57,000 |
| Jasper, South Carolina | 1 | $ 219,000 | $ 219,000 | $ 91,000 |
| Lancaster, South Carolina | 1 | $ 247,000 | $ 247,000 | $ 84,000 |
| Lexington, South Carolina | 1 | $ 469,000 | $ 469,000 | $ 95,000 |
| Oconee, South Carolina | 1 | $ 254,000 | $ 254,000 | $ 80,000 |
| Pickens, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Richland, South Carolina | 1 | $ 114,000 | $ 114,000 | $ 113,000 |
| Franklin, Tennessee | 1 | $ 320,000 | $ 320,000 | $ 162,000 |
| Gibson, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Loudon, Tennessee | 1 | $ 263,000 | $ 263,000 | $ 162,000 |
| Monroe, Tennessee | 1 | $ 299,000 | $ 299,000 | $ 111,000 |
| Sumner, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 40,000 |
| Bell, Texas | 1 | $ 85,000 | $ 85,000 | $ 156,000 |
| Chambers, Texas | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Comal, Texas | 1 | $ 280,000 | $ 280,000 | $ 154,000 |
| Edwards, Texas | 1 | $ 112,000 | $ 112,000 | $ 312,000 |
| Gillespie, Texas | 1 | $ 348,000 | $ 348,000 | $ 158,000 |
| Grayson, Texas | 1 | $ 88,000 | $ 88,000 | $ 58,000 |
| Harrison, Texas | 1 | $ 412,000 | $ 412,000 | $ 164,000 |
| Henderson, Texas | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Johnson, Texas | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Llano, Texas | 1 | $ 970,000 | $ 970,000 | $ 201,000 |
| McLennan, Texas | 1 | $ 270,000 | $ 270,000 | $ 148,000 |
| Parker, Texas | 1 | $ 434,000 | $ 434,000 | $ 611,000 |
| Refugio, Texas | 1 | $ 94,000 | $ 94,000 | $ 180,000 |
| Cache, Utah | 1 | $ 300,000 | $ 300,000 | $ 70,000 |
| Salt Lake, Utah | 1 | $ 317,000 | $ 317,000 | $ 553,000 |
| Washington, Utah | 1 | $ 450,000 | $ 450,000 | $ 107,000 |
| Chittenden, Vermont | 1 | $ 444,000 | $ 444,000 | $ 205,000 |
| Grand Isle, Vermont | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Windham, Vermont | 1 | $ 173,000 | $ 173,000 | $ 188,000 |
| Albemarle, Virginia | 1 | $ 325,000 | $ 325,000 | $ 93,000 |
| Amelia, Virginia | 1 | $ 100,000 | $ 100,000 | $ 305,000 |
| Carroll, Virginia | 1 | $ 224,000 | $ 224,000 | $ 142,000 |
| Franklin, Virginia | 1 | $ 121,000 | $ 121,000 | $ 71,000 |
| Fredericksburg, Virginia | 1 | $ 1,250,000 | $ 1,250,000 | $ 641,000 |
| James City, Virginia | 1 | $ 460,000 | $ 460,000 | $ 110,000 |
| King George, Virginia | 1 | $ 690,000 | $ 690,000 | $ 457,000 |
| Richmond City, Virginia | 1 | $ 131,000 | $ 131,000 | $ 97,000 |
| Spotsylvania, Virginia | 1 | $ 625,000 | $ 625,000 | $ 290,000 |
| Staunton, Virginia | 1 | $ 225,000 | $ 225,000 | $ 34,000 |
| York, Virginia | 1 | $ 82,000 | $ 82,000 | $ 127,000 |
| Benton, Washington | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| Grays Harbor, Washington | 1 | $ 91,000 | $ 91,000 | $ 37,000 |
| Mason, Washington | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Pend Oreille, Washington | 1 | $ 138,000 | $ 138,000 | $ 119,000 |
| Spokane, Washington | 1 | $ 563,000 | $ 563,000 | $ 169,000 |
| Yakima, Washington | 1 | $ 384,000 | $ 384,000 | $ 319,000 |
| Hardy, West Virginia | 1 | $ 104,000 | $ 104,000 | $ 72,000 |
| Kanawha, West Virginia | 1 | $ 544,000 | $ 544,000 | $ 148,000 |
| Clark, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Rock, Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Sawyer, Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 318,000 |
| Sheboygan, Wisconsin | 1 | $ 233,000 | $ 233,000 | $ 285,000 |
| Washington, Wisconsin | 1 | $ 496,000 | $ 496,000 | $ 361,000 |
| Waushara, Wisconsin | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Winnebago, Wisconsin | 1 | $ 276,000 | $ 276,000 | $ 225,000 |
| Converse, Wyoming | 1 | $ 212,000 | $ 212,000 | $ 81,000 |
| Natrona, Wyoming | 1 | $ 380,000 | $ 380,000 | $ 106,000 |
| Teton, Wyoming | 1 | $ 792,000 | $ 792,000 | $ 264,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank, SSB in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,708 | $814,360,000 | $476,000 | $3,000,000 | $229,000 | $2,943,000 |
| Home Purchase | 1,167 | $564,775,000 | $483,000 | $3,500,000 | $241,000 | $4,000,000 |
| Home Improvement | 30 | $6,265,000 | $208,000 | $501,000 | $240,000 | $1,178,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,988 | $914,001,000 | $459,000 | $3,000,000 | $224,000 | $2,943,000 |
| Not Provided | 663 | $339,265,000 | $511,000 | $3,000,000 | $261,000 | $4,000,000 |
| Asian | 166 | $91,111,000 | $548,000 | $3,500,000 | $250,000 | $2,636,000 |
| Hispanic | 61 | $29,816,000 | $488,000 | $2,259,000 | $240,000 | $1,213,000 |
| Black or African American | 14 | $4,905,000 | $350,000 | $704,000 | $156,000 | $442,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,433,000 | $490,000 | $741,000 | $282,000 | $715,000 |
| American Indian or Alaskan Native | 6 | $2,869,000 | $478,000 | $626,000 | $178,000 | $243,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,905 | $1,385,400,000 | $476,000 | $3,500,000 | $234,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,615 | $940,217,000 | $582,000 | $3,500,000 | $272,000 | $3,897,000 |
| Loan Purchased By The Institution | 1,168 | $368,724,000 | $315,000 | $2,333,000 | $175,000 | $2,014,000 |
| Application Denied By Financial Institution | 115 | $71,486,000 | $621,000 | $3,000,000 | $298,000 | $4,000,000 |
| Application Withdrawn By Applicant | 7 | $4,973,000 | $710,000 | $1,400,000 | $381,000 | $1,061,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 66 | $40,870,000 | $619,000 | $3,000,000 | $351,000 | $4,000,000 |
| Debt-To-Income Ratio | 19 | $12,271,000 | $645,000 | $1,885,000 | $127,000 | $372,000 |
| Other | 10 | $7,979,000 | $797,000 | $2,535,000 | $277,000 | $1,158,000 |
| Credit Application Incomplete | 9 | $4,566,000 | $507,000 | $1,278,000 | $331,000 | $657,000 |
| Credit History | 7 | $3,544,000 | $506,000 | $1,140,000 | $253,000 | $337,000 |
| Unverifiable Information | 2 | $1,192,000 | $596,000 | $940,000 | $231,000 | $276,000 |
| Employment History | 1 | $825,000 | $825,000 | $825,000 | $434,000 | $434,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $239,000 | $239,000 | $239,000 | $234,000 | $234,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, SSB's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank, SSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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