Charles Schwab Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Charles Schwab Bank, Ssb 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Charles Schwab Bank, Ssb
2360 Corporate Circle
Westlake, TX 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,905
Total Mortgage Loan Application Amount $1,385,400,000
Average Mortgage Loan Application Amount $389,000
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $236,666
Highest Applicant Income $4,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Charles Schwab Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Charles Schwab Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Charles Schwab Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Charles Schwab Bank, Ssb serves its applicants.

Each category highlights the total number of mortgage applications processed by Charles Schwab Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Charles Schwab Bank, Ssb's mortgage activity for 2014.

Mortgage Loan Application Totals for Charles Schwab Bank, Ssb by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 122 $ 88,889,000 $ 728,000 $ 336,000
Santa Clara County California 109 $ 64,280,000 $ 589,000 $ 202,000
Orange County California 103 $ 67,141,000 $ 651,000 $ 303,000
Maricopa County Arizona 97 $ 42,157,000 $ 434,000 $ 197,000
Contra Costa County California 97 $ 53,075,000 $ 547,000 $ 237,000
Alameda County California 91 $ 44,025,000 $ 483,000 $ 191,000
San Diego County California 83 $ 53,338,000 $ 642,000 $ 256,000
San Mateo County California 77 $ 53,766,000 $ 698,000 $ 308,000
King County Washington 58 $ 26,832,000 $ 462,000 $ 175,000
Cook County Illinois 55 $ 28,703,000 $ 521,000 $ 250,000
Marin County California 53 $ 34,557,000 $ 652,000 $ 278,000
San Francisco County California 52 $ 33,050,000 $ 635,000 $ 235,000
Riverside County California 38 $ 15,360,000 $ 404,000 $ 230,000
Fairfield County Connecticut 33 $ 18,674,000 $ 565,000 $ 337,000
Washoe County Nevada 33 $ 11,057,000 $ 335,000 $ 132,000
Harris County Texas 33 $ 15,490,000 $ 469,000 $ 335,000
Palm Beach County Florida 28 $ 11,847,000 $ 423,000 $ 247,000
Fulton County Georgia 27 $ 16,609,000 $ 615,000 $ 370,000
Dallas County Texas 27 $ 11,419,000 $ 422,000 $ 231,000
Travis County Texas 27 $ 12,580,000 $ 465,000 $ 230,000
Placer County California 25 $ 11,475,000 $ 459,000 $ 263,000
Sonoma County California 25 $ 10,758,000 $ 430,000 $ 162,000
Fairfax County Virginia 23 $ 12,772,000 $ 555,000 $ 286,000
Collier County Florida 22 $ 9,113,000 $ 414,000 $ 228,000
Montgomery County Maryland 21 $ 12,290,000 $ 585,000 $ 216,000
Sarasota County Florida 20 $ 7,289,000 $ 364,000 $ 282,000
New York County New York 20 $ 21,068,000 $ 1,053,000 $ 319,000
Denver County Colorado 19 $ 8,923,000 $ 469,000 $ 222,000
Douglas County Colorado 19 $ 7,933,000 $ 417,000 $ 249,000
Clark County Nevada 19 $ 6,938,000 $ 365,000 $ 222,000
Jefferson County Colorado 18 $ 7,073,000 $ 392,000 $ 262,000
Wake County North Carolina 18 $ 5,761,000 $ 320,000 $ 152,000
Oakland County Michigan 17 $ 7,769,000 $ 457,000 $ 240,000
Westchester County New York 17 $ 9,933,000 $ 584,000 $ 598,000
Arapahoe County Colorado 16 $ 6,966,000 $ 435,000 $ 209,000
Lake County Illinois 16 $ 5,969,000 $ 373,000 $ 201,000
Suffolk County New York 16 $ 6,894,000 $ 430,000 $ 249,000
Multnomah County Oregon 16 $ 7,601,000 $ 475,000 $ 185,000
Pima County Arizona 15 $ 4,739,000 $ 315,000 $ 123,000
Miami-Dade County Florida 15 $ 9,251,000 $ 616,000 $ 349,000
Sacramento County California 14 $ 5,169,000 $ 369,000 $ 224,000
Ventura County California 14 $ 7,258,000 $ 518,000 $ 168,000
Middlesex County Massachusetts 14 $ 6,925,000 $ 494,000 $ 223,000
Norfolk County Massachusetts 14 $ 8,877,000 $ 634,000 $ 222,000
Monterey County California 13 $ 7,407,000 $ 569,000 $ 209,000
District of Columbia County District Of Columbia 13 $ 7,997,000 $ 615,000 $ 229,000
DeKalb County Georgia 13 $ 4,327,000 $ 332,000 $ 148,000
DuPage County Illinois 13 $ 4,723,000 $ 363,000 $ 182,000
Ocean County New Jersey 13 $ 6,013,000 $ 462,000 $ 499,000
Napa County California 12 $ 5,218,000 $ 434,000 $ 266,000
Santa Barbara County California 12 $ 7,375,000 $ 614,000 $ 247,000
Broward County Florida 12 $ 5,810,000 $ 484,000 $ 302,000
Lee County Florida 12 $ 5,225,000 $ 435,000 $ 203,000
Pinellas County Florida 12 $ 4,388,000 $ 365,000 $ 177,000
Cobb County Georgia 12 $ 5,024,000 $ 418,000 $ 182,000
Bergen County New Jersey 12 $ 4,730,000 $ 394,000 $ 207,000
Monmouth County New Jersey 12 $ 5,921,000 $ 493,000 $ 249,000
Kings County New York 12 $ 7,883,000 $ 656,000 $ 221,000
Charleston County South Carolina 12 $ 5,615,000 $ 467,000 $ 277,000
Davidson County Tennessee 11 $ 4,045,000 $ 367,000 $ 180,000
Boulder County Colorado 10 $ 5,651,000 $ 565,000 $ 213,000
Kitsap County Washington 10 $ 3,883,000 $ 388,000 $ 150,000
El Dorado County California 9 $ 3,404,000 $ 378,000 $ 195,000
San Luis Obispo County California 9 $ 4,555,000 $ 506,000 $ 185,000
Eagle County Colorado 9 $ 6,356,000 $ 706,000 $ 360,000
Orange County Florida 9 $ 4,814,000 $ 534,000 $ 212,000
Hennepin County Minnesota 9 $ 3,782,000 $ 420,000 $ 221,000
Beaufort County South Carolina 9 $ 2,702,000 $ 300,000 $ 270,000
Williamson County Tennessee 9 $ 4,403,000 $ 489,000 $ 183,000
Snohomish County Washington 9 $ 2,444,000 $ 271,000 $ 116,000
Nevada County California 8 $ 2,603,000 $ 325,000 $ 137,000
Hartford County Connecticut 8 $ 2,494,000 $ 311,000 $ 291,000
Manatee County Florida 8 $ 3,053,000 $ 381,000 $ 630,000
St. Johns County Florida 8 $ 5,385,000 $ 673,000 $ 316,000
Gwinnett County Georgia 8 $ 1,912,000 $ 239,000 $ 253,000
Ada County Idaho 8 $ 3,709,000 $ 463,000 $ 177,000
Essex County Massachusetts 8 $ 3,035,000 $ 379,000 $ 236,000
Morris County New Jersey 8 $ 5,109,000 $ 638,000 $ 400,000
Nassau County New York 8 $ 3,718,000 $ 464,000 $ 499,000
Clackamas County Oregon 8 $ 4,090,000 $ 511,000 $ 248,000
Delaware County Pennsylvania 8 $ 2,312,000 $ 289,000 $ 181,000
Collin County Texas 8 $ 5,048,000 $ 631,000 $ 356,000
Stanislaus County California 7 $ 2,753,000 $ 393,000 $ 202,000
Hamilton County Indiana 7 $ 2,394,000 $ 342,000 $ 152,000
Suffolk County Massachusetts 7 $ 4,156,000 $ 593,000 $ 181,000
Essex County New Jersey 7 $ 3,519,000 $ 502,000 $ 242,000
Mercer County New Jersey 7 $ 4,222,000 $ 603,000 $ 241,000
Santa Fe County New Mexico 7 $ 3,406,000 $ 486,000 $ 197,000
Buncombe County North Carolina 7 $ 3,499,000 $ 499,000 $ 229,000
Deschutes County Oregon 7 $ 2,504,000 $ 357,000 $ 288,000
Montgomery County Texas 7 $ 3,011,000 $ 430,000 $ 276,000
Clark County Washington 7 $ 1,787,000 $ 255,000 $ 137,000
Pierce County Washington 7 $ 1,513,000 $ 216,000 $ 186,000
Santa Cruz County California 6 $ 2,183,000 $ 363,000 $ 182,000
El Paso County Colorado 6 $ 1,582,000 $ 263,000 $ 159,000
Summit County Colorado 6 $ 3,907,000 $ 651,000 $ 297,000
Lake County Florida 6 $ 1,116,000 $ 186,000 $ 103,000
Johnson County Kansas 6 $ 1,963,000 $ 327,000 $ 246,000
St. Louis County Missouri 6 $ 2,473,000 $ 412,000 $ 322,000
Washington County Oregon 6 $ 2,110,000 $ 351,000 $ 206,000
Bexar County Texas 6 $ 1,921,000 $ 320,000 $ 196,000
Prince William County Virginia 6 $ 2,203,000 $ 367,000 $ 110,000
Yavapai County Arizona 5 $ 1,973,000 $ 394,000 $ 205,000
San Bernardino County California 5 $ 2,205,000 $ 441,000 $ 186,000
Hillsborough County Florida 5 $ 1,797,000 $ 359,000 $ 389,000
Sumter County Florida 5 $ 1,557,000 $ 311,000 $ 138,000
Walton County Florida 5 $ 2,978,000 $ 595,000 $ 436,000
Honolulu County Hawaii 5 $ 3,320,000 $ 664,000 $ 267,000
Maui County Hawaii 5 $ 3,328,000 $ 665,000 $ 245,000
Anne Arundel County Maryland 5 $ 3,099,000 $ 619,000 $ 248,000
Barnstable County Massachusetts 5 $ 1,914,000 $ 382,000 $ 244,000
Ramsey County Minnesota 5 $ 1,114,000 $ 222,000 $ 187,000
Cape May County New Jersey 5 $ 2,531,000 $ 506,000 $ 230,000
Somerset County New Jersey 5 $ 2,893,000 $ 578,000 $ 291,000
Guilford County North Carolina 5 $ 778,000 $ 155,000 $ 101,000
Mecklenburg County North Carolina 5 $ 2,178,000 $ 435,000 $ 292,000
Tulsa County Oklahoma 5 $ 2,683,000 $ 536,000 $ 292,000
Arlington County Virginia 5 $ 2,971,000 $ 594,000 $ 408,000
Shelby County Alabama 4 $ 2,172,000 $ 543,000 $ 235,000
Navajo County Arizona 4 $ 755,000 $ 188,000 $ 137,000
Mendocino County California 4 $ 2,114,000 $ 528,000 $ 198,000
Solano County California 4 $ 1,232,000 $ 308,000 $ 118,000
Yolo County California 4 $ 1,574,000 $ 393,000 $ 105,000
Adams County Colorado 4 $ 1,058,000 $ 264,000 $ 148,000
Broomfield County Colorado 4 $ 870,000 $ 217,000 $ 153,000
Garfield County Colorado 4 $ 1,357,000 $ 339,000 $ 163,000
Larimer County Colorado 4 $ 1,210,000 $ 302,000 $ 134,000
Litchfield County Connecticut 4 $ 2,358,000 $ 589,000 $ 191,000
Middlesex County Connecticut 4 $ 1,729,000 $ 432,000 $ 157,000
New Castle County Delaware 4 $ 2,316,000 $ 579,000 $ 241,000
Charlotte County Florida 4 $ 1,785,000 $ 446,000 $ 167,000
Chatham County Georgia 4 $ 2,198,000 $ 549,000 $ 179,000
Cherokee County Georgia 4 $ 1,173,000 $ 293,000 $ 106,000
Hawaii County Hawaii 4 $ 1,743,000 $ 435,000 $ 126,000
Kane County Illinois 4 $ 627,000 $ 156,000 $ 114,000
Dallas County Iowa 4 $ 1,026,000 $ 256,000 $ 125,000
Queen Anne's County Maryland 4 $ 2,056,000 $ 514,000 $ 244,000
Plymouth County Massachusetts 4 $ 1,818,000 $ 454,000 $ 186,000
Worcester County Massachusetts 4 $ 1,247,000 $ 311,000 $ 172,000
Washtenaw County Michigan 4 $ 602,000 $ 150,000 $ 83,000
Jackson County Missouri 4 $ 1,197,000 $ 299,000 $ 147,000
Douglas County Nebraska 4 $ 2,213,000 $ 553,000 $ 309,000
Hillsborough County New Hampshire 4 $ 967,000 $ 241,000 $ 100,000
Rockingham County New Hampshire 4 $ 662,000 $ 165,000 $ 268,000
Union County New Jersey 4 $ 2,631,000 $ 657,000 $ 260,000
Bernalillo County New Mexico 4 $ 1,065,000 $ 266,000 $ 183,000
Henderson County North Carolina 4 $ 1,153,000 $ 288,000 $ 162,000
Cuyahoga County Ohio 4 $ 892,000 $ 223,000 $ 109,000
Franklin County Ohio 4 $ 1,548,000 $ 387,000 $ 143,000
Lane County Oregon 4 $ 1,529,000 $ 382,000 $ 132,000
Allegheny County Pennsylvania 4 $ 1,857,000 $ 464,000 $ 246,000
Montgomery County Pennsylvania 4 $ 1,479,000 $ 369,000 $ 165,000
Philadelphia County Pennsylvania 4 $ 2,385,000 $ 596,000 $ 167,000
Fort Bend County Texas 4 $ 966,000 $ 241,000 $ 199,000
Tarrant County Texas 4 $ 2,520,000 $ 630,000 $ 439,000
Loudoun County Virginia 4 $ 1,743,000 $ 435,000 $ 216,000
Kern County California 3 $ 489,000 $ 163,000 $ 124,000
Grand County Colorado 3 $ 1,805,000 $ 601,000 $ 335,000
La Plata County Colorado 3 $ 1,028,000 $ 342,000 $ 177,000
Duval County Florida 3 $ 1,560,000 $ 520,000 $ 215,000
Monroe County Florida 3 $ 1,122,000 $ 374,000 $ 150,000
Osceola County Florida 3 $ 512,000 $ 170,000 $ 117,000
Polk County Florida 3 $ 522,000 $ 174,000 $ 99,000
Seminole County Florida 3 $ 693,000 $ 231,000 $ 145,000
Forsyth County Georgia 3 $ 1,339,000 $ 446,000 $ 137,000
Hall County Georgia 3 $ 1,358,000 $ 452,000 $ 165,000
Putnam County Georgia 3 $ 1,803,000 $ 601,000 $ 249,000
Will County Illinois 3 $ 980,000 $ 326,000 $ 198,000
Boone County Indiana 3 $ 807,000 $ 269,000 $ 115,000
Jefferson County Kentucky 3 $ 1,416,000 $ 472,000 $ 323,000
Cumberland County Maine 3 $ 1,271,000 $ 423,000 $ 720,000
Grand Traverse County Michigan 3 $ 679,000 $ 226,000 $ 160,000
Dakota County Minnesota 3 $ 454,000 $ 151,000 $ 122,000
Washington County Minnesota 3 $ 941,000 $ 313,000 $ 199,000
Grafton County New Hampshire 3 $ 833,000 $ 277,000 $ 221,000
Hudson County New Jersey 3 $ 1,273,000 $ 424,000 $ 507,000
Hunterdon County New Jersey 3 $ 1,253,000 $ 417,000 $ 301,000
Monroe County New York 3 $ 526,000 $ 175,000 $ 90,000
Macon County North Carolina 3 $ 980,000 $ 326,000 $ 162,000
Transylvania County North Carolina 3 $ 706,000 $ 235,000 $ 105,000
Jackson County Oregon 3 $ 802,000 $ 267,000 $ 118,000
Bucks County Pennsylvania 3 $ 550,000 $ 183,000 $ 131,000
Lancaster County Pennsylvania 3 $ 890,000 $ 296,000 $ 573,000
Shelby County Tennessee 3 $ 359,000 $ 119,000 $ 72,000
Denton County Texas 3 $ 1,144,000 $ 381,000 $ 206,000
Galveston County Texas 3 $ 1,169,000 $ 389,000 $ 240,000
Williamson County Texas 3 $ 1,179,000 $ 393,000 $ 118,000
Virginia Beach County Virginia 3 $ 880,000 $ 293,000 $ 211,000
Clallam County Washington 3 $ 596,000 $ 198,000 $ 260,000
Skagit County Washington 3 $ 682,000 $ 227,000 $ 61,000
Walworth County Wisconsin 3 $ 1,954,000 $ 651,000 $ 338,000
Waukesha County Wisconsin 3 $ 1,176,000 $ 392,000 $ 146,000
Anchorage County Alaska 2 $ 725,000 $ 362,000 $ 307,000
Kenai Peninsula County Alaska 2 $ 744,000 $ 372,000 $ 161,000
Pinal County Arizona 2 $ 572,000 $ 286,000 $ 92,000
Pulaski County Arkansas 2 $ 620,000 $ 310,000 $ 167,000
Calaveras County California 2 $ 232,000 $ 116,000 $ 115,000
Fresno County California 2 $ 650,000 $ 325,000 $ 245,000
San Joaquin County California 2 $ 614,000 $ 307,000 $ 116,000
Chaffee County Colorado 2 $ 788,000 $ 394,000 $ 108,000
Routt County Colorado 2 $ 2,149,000 $ 1,074,000 $ 411,000
Sussex County Delaware 2 $ 1,239,000 $ 619,000 $ 284,000
Alachua County Florida 2 $ 246,000 $ 123,000 $ 76,000
Bay County Florida 2 $ 945,000 $ 472,000 $ 267,000
Brevard County Florida 2 $ 336,000 $ 168,000 $ 88,000
Escambia County Florida 2 $ 400,000 $ 200,000 $ 84,000
Flagler County Florida 2 $ 558,000 $ 279,000 $ 137,000
Indian River County Florida 2 $ 733,000 $ 366,000 $ 155,000
Marion County Florida 2 $ 388,000 $ 194,000 $ 125,000
Pasco County Florida 2 $ 300,000 $ 150,000 $ 105,000
St. Lucie County Florida 2 $ 478,000 $ 239,000 $ 72,000
Volusia County Florida 2 $ 447,000 $ 223,000 $ 141,000
Blaine County Idaho 2 $ 935,000 $ 467,000 $ 246,000
Kootenai County Idaho 2 $ 2,345,000 $ 1,172,000 $ 778,000
Marion County Indiana 2 $ 647,000 $ 323,000 $ 122,000
Porter County Indiana 2 $ 501,000 $ 250,000 $ 81,000
Polk County Iowa 2 $ 529,000 $ 264,000 $ 102,000
Jefferson County Louisiana 2 $ 558,000 $ 279,000 $ 102,000
Waldo County Maine 2 $ 638,000 $ 319,000 $ 132,000
Cecil County Maryland 2 $ 335,000 $ 167,000 $ 146,000
Talbot County Maryland 2 $ 1,554,000 $ 777,000 $ 222,000
Berrien County Michigan 2 $ 1,072,000 $ 536,000 $ 220,000
Wayne County Michigan 2 $ 315,000 $ 157,000 $ 90,000
Carver County Minnesota 2 $ 917,000 $ 458,000 $ 155,000
Cass County Minnesota 2 $ 847,000 $ 423,000 $ 349,000
Clay County Missouri 2 $ 812,000 $ 406,000 $ 184,000
Greene County Missouri 2 $ 281,000 $ 140,000 $ 800,000
St. Louis City County Missouri 2 $ 353,000 $ 176,000 $ 101,000
Gallatin County Montana 2 $ 1,100,000 $ 550,000 $ 270,000
Lyon County Nevada 2 $ 331,000 $ 165,000 $ 56,000
Middlesex County New Jersey 2 $ 400,000 $ 200,000 $ 179,000
Passaic County New Jersey 2 $ 549,000 $ 274,000 $ 166,000
Dona Ana County New Mexico 2 $ 541,000 $ 270,000 $ 129,000
Taos County New Mexico 2 $ 538,000 $ 269,000 $ 119,000
Richmond County New York 2 $ 919,000 $ 459,000 $ 204,000
Saratoga County New York 2 $ 614,000 $ 307,000 $ 112,000
Jackson County North Carolina 2 $ 873,000 $ 436,000 $ 158,000
Moore County North Carolina 2 $ 366,000 $ 183,000 $ 89,000
New Hanover County North Carolina 2 $ 858,000 $ 429,000 $ 178,000
Orange County North Carolina 2 $ 502,000 $ 251,000 $ 97,000
Union County North Carolina 2 $ 732,000 $ 366,000 $ 166,000
Summit County Ohio 2 $ 772,000 $ 386,000 $ 120,000
Warren County Ohio 2 $ 1,142,000 $ 571,000 $ 573,000
Oklahoma County Oklahoma 2 $ 282,000 $ 141,000 $ 111,000
Coos County Oregon 2 $ 512,000 $ 256,000 $ 82,000
Butler County Pennsylvania 2 $ 905,000 $ 452,000 $ 339,000
Centre County Pennsylvania 2 $ 452,000 $ 226,000 $ 125,000
Chester County Pennsylvania 2 $ 510,000 $ 255,000 $ 91,000
Lehigh County Pennsylvania 2 $ 409,000 $ 204,000 $ 116,000
Northumberland County Pennsylvania 2 $ 342,000 $ 171,000 $ 48,000
York County Pennsylvania 2 $ 180,000 $ 90,000 $ 137,000
Kent County Rhode Island 2 $ 1,025,000 $ 512,000 $ 266,000
Greenville County South Carolina 2 $ 650,000 $ 325,000 $ 123,000
York County South Carolina 2 $ 465,000 $ 232,000 $ 125,000
Knox County Tennessee 2 $ 275,000 $ 137,000 $ 63,000
Rutherford County Tennessee 2 $ 465,000 $ 232,000 $ 274,000
Hays County Texas 2 $ 791,000 $ 395,000 $ 170,000
Hood County Texas 2 $ 319,000 $ 159,000 $ 111,000
Kerr County Texas 2 $ 637,000 $ 318,000 $ 101,000
Midland County Texas 2 $ 1,155,000 $ 577,000 $ 321,000
Smith County Texas 2 $ 827,000 $ 413,000 $ 563,000
Summit County Utah 2 $ 1,728,000 $ 864,000 $ 257,000
Utah County Utah 2 $ 378,000 $ 189,000 $ 60,000
Wasatch County Utah 2 $ 847,000 $ 423,000 $ 210,000
Franklin County Vermont 2 $ 585,000 $ 292,000 $ 75,000
Alexandria County Virginia 2 $ 836,000 $ 418,000 $ 328,000
Chesterfield County Virginia 2 $ 308,000 $ 154,000 $ 217,000
Hanover County Virginia 2 $ 447,000 $ 223,000 $ 171,000
Winchester County Virginia 2 $ 435,000 $ 217,000 $ 134,000
Chelan County Washington 2 $ 670,000 $ 335,000 $ 196,000
Jefferson County Washington 2 $ 1,150,000 $ 575,000 $ 179,000
Thurston County Washington 2 $ 340,000 $ 170,000 $ 74,000
Whatcom County Washington 2 $ 380,000 $ 190,000 $ 93,000
Dane County Wisconsin 2 $ 707,000 $ 353,000 $ 103,000
Baldwin County Alabama 1 $ 135,000 $ 135,000 $ 42,000
Houston County Alabama 1 $ 211,000 $ 211,000 $ 112,000
Jefferson County Alabama 1 $ 250,000 $ 250,000 $ 69,000
Lauderdale County Alabama 1 $ 286,000 $ 286,000 $ 94,000
Mobile County Alabama 1 $ 230,000 $ 230,000 $ 110,000
Montgomery County Alabama 1 $ 136,000 $ 136,000 $ 41,000
Matanuska-Susitna County Alaska 1 $ 240,000 $ 240,000 $ 92,000
Coconino County Arizona 1 $ 202,000 $ 202,000 $ 54,000
Gila County Arizona 1 $ 380,000 $ 380,000 $ 500,000
Mohave County Arizona 1 $ 130,000 $ 130,000 $ 94,000
Santa Cruz County Arizona 1 $ 260,000 $ 260,000 $ 86,000
Yuma County Arizona 1 $ 115,000 $ 115,000 $ 43,000
Madera County California 1 $ 150,000 $ 150,000 $ 46,000
Mono County California 1 $ 529,000 $ 529,000 $ 218,000
San Benito County California 1 $ 257,000 $ 257,000 $ 55,000
Shasta County California 1 $ 368,000 $ 368,000 $ 240,000
Sutter County California 1 $ 191,000 $ 191,000 $ 78,000
Tuolumne County California 1 $ 120,000 $ 120,000 $ 110,000
Gunnison County Colorado 1 $ 420,000 $ 420,000 $ 92,000
Mesa County Colorado 1 $ 454,000 $ 454,000 $ 150,000
Montrose County Colorado 1 $ 222,000 $ 222,000 $ 60,000
Pitkin County Colorado 1 $ 155,000 $ 155,000 $ 268,000
San Miguel County Colorado 1 $ 250,000 $ 250,000 $ 970,000
New Haven County Connecticut 1 $ 400,000 $ 400,000 $ 400,000
Tolland County Connecticut 1 $ 380,000 $ 380,000 $ 157,000
Citrus County Florida 1 $ 109,000 $ 109,000 $ 76,000
Clay County Florida 1 $ 220,000 $ 220,000 $ 152,000
Dixie County Florida 1 $ 125,000 $ 125,000 $ 59,000
Hernando County Florida 1 $ 75,000 $ 75,000 $ 121,000
Jefferson County Florida 1 $ 372,000 $ 372,000 $ 275,000
Leon County Florida 1 $ 155,000 $ 155,000 $ 79,000
Martin County Florida 1 $ 700,000 $ 700,000 $ 707,000
Okaloosa County Florida 1 $ 295,000 $ 295,000 $ 191,000
Coweta County Georgia 1 $ 111,000 $ 111,000 $ 27,000
Fayette County Georgia 1 $ 240,000 $ 240,000 $ 83,000
Gilmer County Georgia 1 $ 188,000 $ 188,000 $ 106,000
Glynn County Georgia 1 $ 75,000 $ 75,000 $ 52,000
Greene County Georgia 1 $ 328,000 $ 328,000 $ 154,000
Oconee County Georgia 1 $ 285,000 $ 285,000 $ 47,000
Pickens County Georgia 1 $ 234,000 $ 234,000 $ 162,000
Thomas County Georgia 1 $ 112,000 $ 112,000 $ 163,000
Kauai County Hawaii 1 $ 344,000 $ 344,000 $ 386,000
Bonneville County Idaho 1 $ 63,000 $ 63,000 $ 43,000
Custer County Idaho 1 $ 127,000 $ 127,000 $ 120,000
Valley County Idaho 1 $ 100,000 $ 100,000 $ 81,000
LaSalle County Illinois 1 $ 356,000 $ 356,000 $ 289,000
McHenry County Illinois 1 $ 200,000 $ 200,000 $ 95,000
Sangamon County Illinois 1 $ 117,000 $ 117,000 $ 86,000
LaPorte County Indiana 1 $ 1,400,000 $ 1,400,000 $ 448,000
Madison County Indiana 1 $ 86,000 $ 86,000 $ 44,000
Putnam County Indiana 1 $ 57,000 $ 57,000 $ 182,000
Appanoose County Iowa 1 $ 138,000 $ 138,000 $ 463,000
Douglas County Kansas 1 $ 236,000 $ 236,000 $ 63,000
Riley County Kansas 1 $ 280,000 $ 280,000 $ 90,000
Sedgwick County Kansas 1 $ 199,000 $ 199,000 $ 64,000
Campbell County Kentucky 1 $ 75,000 $ 75,000 $ 160,000
Fayette County Kentucky 1 $ 895,000 $ 895,000 $ 681,000
Oldham County Kentucky 1 $ 282,000 $ 282,000 $ 123,000
Orleans County Louisiana 1 $ 250,000 $ 250,000 $ 128,000
York County Maine 1 $ 700,000 $ 700,000 $ 369,000
Baltimore County Maryland 1 $ 824,000 $ 824,000 $ 1,104,000
Calvert County Maryland 1 $ 705,000 $ 705,000 $ 372,000
Carroll County Maryland 1 $ 200,000 $ 200,000 $ 79,000
Frederick County Maryland 1 $ 250,000 $ 250,000 $ 198,000
St. Mary's County Maryland 1 $ 408,000 $ 408,000 $ 484,000
Worcester County Maryland 1 $ 1,000,000 $ 1,000,000 $ 243,000
Berkshire County Massachusetts 1 $ 100,000 $ 100,000 $ 46,000
Benzie County Michigan 1 $ 650,000 $ 650,000 $ 622,000
Branch County Michigan 1 $ 150,000 $ 150,000 $ 86,000
Emmet County Michigan 1 $ 840,000 $ 840,000 $ 236,000
Kalamazoo County Michigan 1 $ 300,000 $ 300,000 $ 130,000
Kent County Michigan 1 $ 175,000 $ 175,000 $ 276,000
Livingston County Michigan 1 $ 143,000 $ 143,000 $ 41,000
Ottawa County Michigan 1 $ 460,000 $ 460,000 $ 241,000
Crow Wing County Minnesota 1 $ 165,000 $ 165,000 $ 53,000
Olmsted County Minnesota 1 $ 328,000 $ 328,000 $ 340,000
Lee County Mississippi 1 $ 304,000 $ 304,000 $ 97,000
Nodaway County Missouri 1 $ 56,000 $ 56,000 $ 65,000
Platte County Missouri 1 $ 408,000 $ 408,000 $ 76,000
St. Charles County Missouri 1 $ 212,000 $ 212,000 $ 71,000
Warren County Missouri 1 $ 136,000 $ 136,000 $ 33,000
Flathead County Montana 1 $ 212,000 $ 212,000 $ 90,000
Ravalli County Montana 1 $ 390,000 $ 390,000 $ 130,000
Sarpy County Nebraska 1 $ 75,000 $ 75,000 $ 90,000
Douglas County Nevada 1 $ 464,000 $ 464,000 $ 711,000
Belknap County New Hampshire 1 $ 250,000 $ 250,000 $ 835,000
Burlington County New Jersey 1 $ 427,000 $ 427,000 $ 162,000
Warren County New Jersey 1 $ 334,000 $ 334,000 $ 213,000
Colfax County New Mexico 1 $ 233,000 $ 233,000 $ 95,000
Grant County New Mexico 1 $ 142,000 $ 142,000 $ 82,000
Albany County New York 1 $ 149,000 $ 149,000 $ 94,000
Bronx County New York 1 $ 109,000 $ 109,000 $ 164,000
Columbia County New York 1 $ 390,000 $ 390,000 $ 125,000
Erie County New York 1 $ 267,000 $ 267,000 $ 165,000
Orange County New York 1 $ 280,000 $ 280,000 $ 148,000
Queens County New York 1 $ 421,000 $ 421,000 $ 150,000
Tompkins County New York 1 $ 160,000 $ 160,000 $ 160,000
Alamance County North Carolina 1 $ 100,000 $ 100,000 $ 125,000
Alleghany County North Carolina 1 $ 163,000 $ 163,000 $ 33,000
Avery County North Carolina 1 $ 200,000 $ 200,000 $ 57,000
Burke County North Carolina 1 $ 151,000 $ 151,000 $ 120,000
Cabarrus County North Carolina 1 $ 285,000 $ 285,000 $ 82,000
Carteret County North Carolina 1 $ 184,000 $ 184,000 $ 80,000
Chatham County North Carolina 1 $ 186,000 $ 186,000 $ 89,000
Davie County North Carolina 1 $ 280,000 $ 280,000 $ 73,000
Forsyth County North Carolina 1 $ 128,000 $ 128,000 $ 121,000
Gaston County North Carolina 1 $ 458,000 $ 458,000 $ 154,000
Haywood County North Carolina 1 $ 255,000 $ 255,000 $ 130,000
Iredell County North Carolina 1 $ 432,000 $ 432,000 $ 108,000
Pender County North Carolina 1 $ 248,000 $ 248,000 $ 99,000
Polk County North Carolina 1 $ 157,000 $ 157,000 $ 74,000
Swain County North Carolina 1 $ 300,000 $ 300,000 $ 80,000
Williams County North Dakota 1 $ 328,000 $ 328,000 $ 126,000
Butler County Ohio 1 $ 299,000 $ 299,000 $ 124,000
Columbiana County Ohio 1 $ 248,000 $ 248,000 $ 135,000
Delaware County Ohio 1 $ 200,000 $ 200,000 $ 124,000
Geauga County Ohio 1 $ 150,000 $ 150,000 $ 63,000
Greene County Ohio 1 $ 246,000 $ 246,000 $ 85,000
Hamilton County Ohio 1 $ 825,000 $ 825,000 $ 434,000
Lake County Ohio 1 $ 52,000 $ 52,000 $ 58,000
Licking County Ohio 1 $ 210,000 $ 210,000 $ 139,000
Lucas County Ohio 1 $ 417,000 $ 417,000 $ 250,000
Medina County Ohio 1 $ 250,000 $ 250,000 $ 709,000
Mercer County Ohio 1 $ 135,000 $ 135,000 $ 114,000
Union County Ohio 1 $ 309,000 $ 309,000 $ 128,000
Wayne County Ohio 1 $ 150,000 $ 150,000 $ 344,000
Cleveland County Oklahoma 1 $ 84,000 $ 84,000 $ 36,000
Rogers County Oklahoma 1 $ 595,000 $ 595,000 $ 286,000
Benton County Oregon 1 $ 211,000 $ 211,000 $ 103,000
Clatsop County Oregon 1 $ 456,000 $ 456,000 $ 182,000
Curry County Oregon 1 $ 123,000 $ 123,000 $ 46,000
Jefferson County Oregon 1 $ 255,000 $ 255,000 $ 86,000
Linn County Oregon 1 $ 120,000 $ 120,000 $ 167,000
Marion County Oregon 1 $ 252,000 $ 252,000 $ 121,000
Polk County Oregon 1 $ 176,000 $ 176,000 $ 113,000
Tillamook County Oregon 1 $ 490,000 $ 490,000 $ 740,000
Blair County Pennsylvania 1 $ 321,000 $ 321,000 $ 139,000
Cumberland County Pennsylvania 1 $ 225,000 $ 225,000 $ 75,000
Dauphin County Pennsylvania 1 $ 333,000 $ 333,000 $ 221,000
Montour County Pennsylvania 1 $ 132,000 $ 132,000 $ 68,000
Northampton County Pennsylvania 1 $ 150,000 $ 150,000 $ 76,000
Susquehanna County Pennsylvania 1 $ 249,000 $ 249,000 $ 69,000
Union County Pennsylvania 1 $ 145,000 $ 145,000 $ 214,000
Westmoreland County Pennsylvania 1 $ 395,000 $ 395,000 $ 447,000
Bristol County Rhode Island 1 $ 300,000 $ 300,000 $ 74,000
Newport County Rhode Island 1 $ 417,000 $ 417,000 $ 316,000
Washington County Rhode Island 1 $ 272,000 $ 272,000 $ 166,000
Anderson County South Carolina 1 $ 139,000 $ 139,000 $ 111,000
Berkeley County South Carolina 1 $ 167,000 $ 167,000 $ 55,000
Georgetown County South Carolina 1 $ 200,000 $ 200,000 $ 64,000
Greenwood County South Carolina 1 $ 193,000 $ 193,000 $ 57,000
Jasper County South Carolina 1 $ 219,000 $ 219,000 $ 91,000
Lancaster County South Carolina 1 $ 247,000 $ 247,000 $ 84,000
Lexington County South Carolina 1 $ 469,000 $ 469,000 $ 95,000
Oconee County South Carolina 1 $ 254,000 $ 254,000 $ 80,000
Pickens County South Carolina 1 $ 144,000 $ 144,000 $ 72,000
Richland County South Carolina 1 $ 114,000 $ 114,000 $ 113,000
Franklin County Tennessee 1 $ 320,000 $ 320,000 $ 162,000
Gibson County Tennessee 1 $ 185,000 $ 185,000 $ 106,000
Loudon County Tennessee 1 $ 263,000 $ 263,000 $ 162,000
Monroe County Tennessee 1 $ 299,000 $ 299,000 $ 111,000
Sumner County Tennessee 1 $ 154,000 $ 154,000 $ 40,000
Bell County Texas 1 $ 85,000 $ 85,000 $ 156,000
Chambers County Texas 1 $ 200,000 $ 200,000 $ 78,000
Comal County Texas 1 $ 280,000 $ 280,000 $ 154,000
Edwards County Texas 1 $ 112,000 $ 112,000 $ 312,000
Gillespie County Texas 1 $ 348,000 $ 348,000 $ 158,000
Grayson County Texas 1 $ 88,000 $ 88,000 $ 58,000
Harrison County Texas 1 $ 412,000 $ 412,000 $ 164,000
Henderson County Texas 1 $ 159,000 $ 159,000 $ 72,000
Johnson County Texas 1 $ 140,000 $ 140,000 $ 57,000
Llano County Texas 1 $ 970,000 $ 970,000 $ 201,000
McLennan County Texas 1 $ 270,000 $ 270,000 $ 148,000
Parker County Texas 1 $ 434,000 $ 434,000 $ 611,000
Refugio County Texas 1 $ 94,000 $ 94,000 $ 180,000
Cache County Utah 1 $ 300,000 $ 300,000 $ 70,000
Salt Lake County Utah 1 $ 317,000 $ 317,000 $ 553,000
Washington County Utah 1 $ 450,000 $ 450,000 $ 107,000
Chittenden County Vermont 1 $ 444,000 $ 444,000 $ 205,000
Grand Isle County Vermont 1 $ 250,000 $ 250,000 $ 80,000
Windham County Vermont 1 $ 173,000 $ 173,000 $ 188,000
Albemarle County Virginia 1 $ 325,000 $ 325,000 $ 93,000
Amelia County Virginia 1 $ 100,000 $ 100,000 $ 305,000
Carroll County Virginia 1 $ 224,000 $ 224,000 $ 142,000
Franklin County Virginia 1 $ 121,000 $ 121,000 $ 71,000
Fredericksburg County Virginia 1 $ 1,250,000 $ 1,250,000 $ 641,000
James City County Virginia 1 $ 460,000 $ 460,000 $ 110,000
King George County Virginia 1 $ 690,000 $ 690,000 $ 457,000
Richmond City County Virginia 1 $ 131,000 $ 131,000 $ 97,000
Spotsylvania County Virginia 1 $ 625,000 $ 625,000 $ 290,000
Staunton County Virginia 1 $ 225,000 $ 225,000 $ 34,000
York County Virginia 1 $ 82,000 $ 82,000 $ 127,000
Benton County Washington 1 $ 150,000 $ 150,000 $ 107,000
Grays Harbor County Washington 1 $ 91,000 $ 91,000 $ 37,000
Mason County Washington 1 $ 151,000 $ 151,000 $ 50,000
Pend Oreille County Washington 1 $ 138,000 $ 138,000 $ 119,000
Spokane County Washington 1 $ 563,000 $ 563,000 $ 169,000
Yakima County Washington 1 $ 384,000 $ 384,000 $ 319,000
Hardy County West Virginia 1 $ 104,000 $ 104,000 $ 72,000
Kanawha County West Virginia 1 $ 544,000 $ 544,000 $ 148,000
Clark County Wisconsin 1 $ 125,000 $ 125,000 $ 78,000
Rock County Wisconsin 1 $ 180,000 $ 180,000 $ 135,000
Sawyer County Wisconsin 1 $ 250,000 $ 250,000 $ 318,000
Sheboygan County Wisconsin 1 $ 233,000 $ 233,000 $ 285,000
Washington County Wisconsin 1 $ 496,000 $ 496,000 $ 361,000
Waushara County Wisconsin 1 $ 134,000 $ 134,000 $ 67,000
Winnebago County Wisconsin 1 $ 276,000 $ 276,000 $ 225,000
Converse County Wyoming 1 $ 212,000 $ 212,000 $ 81,000
Natrona County Wyoming 1 $ 380,000 $ 380,000 $ 106,000
Teton County Wyoming 1 $ 792,000 $ 792,000 $ 264,000

Mortgage Loan Application Detail Totals for Charles Schwab Bank, Ssb in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,708 $814,360,000 $476,000 $3,000,000 $229,000 $2,943,000
Home Purchase 1,167 $564,775,000 $483,000 $3,500,000 $241,000 $4,000,000
Home Improvement 30 $6,265,000 $208,000 $501,000 $240,000 $1,178,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,988 $914,001,000 $459,000 $3,000,000 $224,000 $2,943,000
Not Provided 663 $339,265,000 $511,000 $3,000,000 $261,000 $4,000,000
Asian 166 $91,111,000 $548,000 $3,500,000 $250,000 $2,636,000
Hispanic 61 $29,816,000 $488,000 $2,259,000 $240,000 $1,213,000
Black or African American 14 $4,905,000 $350,000 $704,000 $156,000 $442,000
Native Hawaiian or Other Pacific Islander 7 $3,433,000 $490,000 $741,000 $282,000 $715,000
American Indian or Alaskan Native 6 $2,869,000 $478,000 $626,000 $178,000 $243,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,905 $1,385,400,000 $476,000 $3,500,000 $234,000 $4,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,615 $940,217,000 $582,000 $3,500,000 $272,000 $3,897,000
Loan Purchased By The Institution 1,168 $368,724,000 $315,000 $2,333,000 $175,000 $2,014,000
Application Denied By Financial Institution 115 $71,486,000 $621,000 $3,000,000 $298,000 $4,000,000
Application Withdrawn By Applicant 7 $4,973,000 $710,000 $1,400,000 $381,000 $1,061,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 66 $40,870,000 $619,000 $3,000,000 $351,000 $4,000,000
Debt-To-Income Ratio 19 $12,271,000 $645,000 $1,885,000 $127,000 $372,000
Other 10 $7,979,000 $797,000 $2,535,000 $277,000 $1,158,000
Credit Application Incomplete 9 $4,566,000 $507,000 $1,278,000 $331,000 $657,000
Credit History 7 $3,544,000 $506,000 $1,140,000 $253,000 $337,000
Unverifiable Information 2 $1,192,000 $596,000 $940,000 $231,000 $276,000
Employment History 1 $825,000 $825,000 $825,000 $434,000 $434,000
Insufficient Cash (Downpayment, Closing Cost) 1 $239,000 $239,000 $239,000 $234,000 $234,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank, Ssb's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Charles Schwab Bank, Ssb's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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