Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2006

In 2006, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 19,738 mortgage applications totaling $8.7 billion, down 27% from 2005. The average application was for $439,817, and applicants reported an average income of $188,178. 47% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,473), Bethesda-Gaithersburg-Frederick, MD (984) and Phoenix-Mesa-Scottsdale, AZ (927) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 19,738
Total Mortgage Loan Application Amount $8,681,122,000
Average Mortgage Loan Application Amount $439,817
Highest Mortgage Loan Application Amount $11,541,000
Average Applicant Income $188,178
Highest Applicant Income $8,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 875 $ 187,473,000 $ 214,254 $ 113,000
Maricopa, Arizona 867 $ 393,139,000 $ 453,447 $ 179,000
Los Angeles, California 740 $ 625,346,000 $ 845,062 $ 303,000
Prince George's, Maryland 645 $ 112,932,000 $ 175,088 $ 83,000
Fairfax, Virginia 571 $ 194,075,000 $ 339,886 $ 156,000
San Diego, California 347 $ 263,475,000 $ 759,293 $ 284,000
Clark, Nevada 333 $ 122,163,000 $ 366,855 $ 164,000
King, Washington 331 $ 147,722,000 $ 446,290 $ 158,000
Orange, California 316 $ 324,002,000 $ 1,025,322 $ 360,000
Miami-Dade, Florida 312 $ 179,034,000 $ 573,826 $ 263,000
Broward, Florida 298 $ 138,208,000 $ 463,785 $ 216,000
Riverside, California 281 $ 132,581,000 $ 471,818 $ 193,000
District of Columbia, District Of Columbia 264 $ 67,826,000 $ 256,916 $ 130,000
Prince William, Virginia 261 $ 65,378,000 $ 250,490 $ 104,000
Loudoun, Virginia 254 $ 83,219,000 $ 327,633 $ 152,000
Bergen, New Jersey 253 $ 181,276,000 $ 716,505 $ 286,000
Palm Beach, Florida 221 $ 123,905,000 $ 560,656 $ 258,000
Suffolk, New York 219 $ 219,668,000 $ 1,003,050 $ 381,000
San Bernardino, California 198 $ 71,446,000 $ 360,838 $ 137,000
Contra Costa, California 176 $ 112,526,000 $ 639,352 $ 240,000
Monmouth, New Jersey 176 $ 96,249,000 $ 546,869 $ 242,000
Anne Arundel, Maryland 173 $ 45,407,000 $ 262,468 $ 107,000
Ocean, New Jersey 168 $ 70,266,000 $ 418,250 $ 195,000
Lee, Florida 163 $ 67,266,000 $ 412,674 $ 212,000
Santa Clara, California 160 $ 119,301,000 $ 745,631 $ 263,000
Sacramento, California 137 $ 47,696,000 $ 348,145 $ 124,000
Alameda, California 130 $ 77,104,000 $ 593,107 $ 222,000
Middlesex, New Jersey 129 $ 42,979,000 $ 333,170 $ 131,000
Snohomish, Washington 119 $ 39,125,000 $ 328,781 $ 146,000
Orange, Florida 116 $ 52,399,000 $ 451,715 $ 209,000
Morris, New Jersey 111 $ 59,293,000 $ 534,171 $ 200,000
Frederick, Maryland 109 $ 22,514,000 $ 206,550 $ 88,000
Howard, Maryland 109 $ 23,307,000 $ 213,825 $ 113,000
Pierce, Washington 107 $ 26,411,000 $ 246,831 $ 102,000
San Mateo, California 105 $ 97,642,000 $ 929,923 $ 314,000
Cook, Illinois 104 $ 35,408,000 $ 340,461 $ 151,000
San Francisco, California 101 $ 100,630,000 $ 996,336 $ 369,000
Chester, Pennsylvania 99 $ 41,087,000 $ 415,020 $ 175,000
St. Louis, Missouri 98 $ 30,131,000 $ 307,459 $ 128,000
Hillsborough, Florida 97 $ 35,790,000 $ 368,969 $ 180,000
Essex, New Jersey 93 $ 45,463,000 $ 488,849 $ 219,000
Ventura, California 92 $ 63,636,000 $ 691,695 $ 260,000
Collier, Florida 92 $ 62,318,000 $ 677,369 $ 286,000
Pima, Arizona 90 $ 24,481,000 $ 272,011 $ 120,000
Westchester, New York 88 $ 82,548,000 $ 938,045 $ 423,000
Marin, California 87 $ 94,074,000 $ 1,081,310 $ 355,000
Fairfield, Connecticut 85 $ 107,261,000 $ 1,261,894 $ 462,000
Baltimore City, Maryland 83 $ 12,218,000 $ 147,204 $ 93,000
Pinellas, Florida 81 $ 28,477,000 $ 351,567 $ 176,000
Wake, North Carolina 81 $ 20,732,000 $ 255,950 $ 112,000
Sussex, Delaware 80 $ 33,350,000 $ 416,875 $ 199,000
Stafford, Virginia 80 $ 29,895,000 $ 373,687 $ 125,000
Hudson, New Jersey 79 $ 33,178,000 $ 419,974 $ 189,000
Washoe, Nevada 78 $ 38,426,000 $ 492,641 $ 188,000
Somerset, New Jersey 76 $ 36,259,000 $ 477,092 $ 189,000
Spotsylvania, Virginia 71 $ 18,694,000 $ 263,295 $ 98,000
Mecklenburg, North Carolina 70 $ 23,068,000 $ 329,542 $ 167,000
Arlington, Virginia 69 $ 19,486,000 $ 282,405 $ 133,000
Santa Barbara, California 68 $ 111,366,000 $ 1,637,735 $ 581,000
Hunterdon, New Jersey 67 $ 29,270,000 $ 436,865 $ 180,000
Duval, Florida 65 $ 20,652,000 $ 317,723 $ 154,000
Union, New Jersey 65 $ 25,941,000 $ 399,092 $ 155,000
Jefferson, Colorado 63 $ 19,021,000 $ 301,920 $ 120,000
Sarasota, Florida 63 $ 40,653,000 $ 645,285 $ 349,000
Alexandria, Virginia 63 $ 21,193,000 $ 336,396 $ 176,000
New York, New York 62 $ 120,236,000 $ 1,939,290 $ 867,000
Passaic, New Jersey 61 $ 22,039,000 $ 361,295 $ 122,000
Queens, New York 61 $ 29,681,000 $ 486,573 $ 161,000
Salt Lake, Utah 61 $ 22,713,000 $ 372,344 $ 164,000
Pinal, Arizona 60 $ 14,146,000 $ 235,766 $ 104,000
San Joaquin, California 60 $ 24,376,000 $ 406,266 $ 158,000
New Castle, Delaware 60 $ 18,705,000 $ 311,750 $ 143,000
Philadelphia, Pennsylvania 60 $ 15,814,000 $ 263,566 $ 168,000
Sonoma, California 59 $ 39,196,000 $ 664,338 $ 279,000
Placer, California 58 $ 36,458,000 $ 628,586 $ 266,000
Brevard, Florida 57 $ 14,907,000 $ 261,526 $ 174,000
Douglas, Colorado 56 $ 23,138,000 $ 413,178 $ 204,000
Baltimore, Maryland 56 $ 12,184,000 $ 217,571 $ 86,000
Charles, Maryland 56 $ 10,333,000 $ 184,517 $ 84,000
Ingham, Michigan 56 $ 11,368,000 $ 203,000 $ 113,000
Cape May, New Jersey 56 $ 39,707,000 $ 709,053 $ 426,000
Kings, New York 55 $ 31,693,000 $ 576,236 $ 180,000
Arapahoe, Colorado 54 $ 18,144,000 $ 336,000 $ 136,000
Nassau, New York 53 $ 53,316,000 $ 1,005,962 $ 393,000
Osceola, Florida 52 $ 17,422,000 $ 335,038 $ 186,000
Middlesex, Massachusetts 52 $ 23,353,000 $ 449,096 $ 169,000
Fulton, Georgia 51 $ 26,381,000 $ 517,274 $ 272,000
Jackson, Missouri 51 $ 7,320,000 $ 143,529 $ 73,000
Montgomery, Pennsylvania 51 $ 21,452,000 $ 420,627 $ 191,000
Kitsap, Washington 51 $ 16,487,000 $ 323,274 $ 147,000
Guilford, North Carolina 49 $ 12,968,000 $ 264,653 $ 127,000
Solano, California 48 $ 20,220,000 $ 421,250 $ 147,000
Stanislaus, California 48 $ 18,122,000 $ 377,541 $ 156,000
Seminole, Florida 48 $ 18,043,000 $ 375,895 $ 175,000
Multnomah, Oregon 47 $ 13,305,000 $ 283,085 $ 164,000
Sussex, New Jersey 45 $ 15,390,000 $ 342,000 $ 142,000
Virginia Beach, Virginia 44 $ 17,179,000 $ 390,431 $ 134,000
St. Charles, Missouri 43 $ 10,044,000 $ 233,581 $ 109,000
Atlantic, New Jersey 43 $ 24,039,000 $ 559,046 $ 253,000
Bucks, Pennsylvania 43 $ 15,755,000 $ 366,395 $ 138,000
Polk, Florida 42 $ 8,899,000 $ 211,880 $ 93,000
Burlington, New Jersey 42 $ 15,505,000 $ 369,166 $ 158,000
Monterey, California 40 $ 52,987,000 $ 1,324,675 $ 435,000
Denver, Colorado 40 $ 13,130,000 $ 328,250 $ 116,000
Boulder, Colorado 39 $ 18,131,000 $ 464,897 $ 208,000
Volusia, Florida 39 $ 12,981,000 $ 332,846 $ 172,000
Burleigh, North Dakota 39 $ 5,571,000 $ 142,846 $ 70,000
Manatee, Florida 38 $ 15,139,000 $ 398,394 $ 154,000
Honolulu, Hawaii 38 $ 21,747,000 $ 572,289 $ 262,000
Camden, New Jersey 38 $ 8,167,000 $ 214,921 $ 102,000
Horry, South Carolina 38 $ 14,708,000 $ 387,052 $ 305,000
Chesapeake, Virginia 38 $ 10,126,000 $ 266,473 $ 102,000
Johnson, Kansas 37 $ 9,111,000 $ 246,243 $ 99,000
Cass, North Dakota 37 $ 6,442,000 $ 174,108 $ 88,000
Utah, Utah 37 $ 15,300,000 $ 413,513 $ 168,000
Worcester, Massachusetts 36 $ 8,932,000 $ 248,111 $ 91,000
Mercer, New Jersey 36 $ 13,121,000 $ 364,472 $ 170,000
Kern, California 35 $ 8,568,000 $ 244,800 $ 125,000
Marion, Indiana 35 $ 6,689,000 $ 191,114 $ 175,000
Dallas, Texas 35 $ 16,177,000 $ 462,200 $ 267,000
San Luis Obispo, California 34 $ 21,382,000 $ 628,882 $ 196,000
Fresno, California 33 $ 10,002,000 $ 303,090 $ 107,000
Adams, Colorado 33 $ 7,934,000 $ 240,424 $ 85,000
Clark, Washington 33 $ 9,908,000 $ 300,242 $ 111,000
Pasco, Florida 32 $ 9,327,000 $ 291,468 $ 119,000
Clackamas, Oregon 32 $ 12,051,000 $ 376,593 $ 149,000
Oakland, Michigan 31 $ 16,622,000 $ 536,193 $ 198,000
Bernalillo, New Mexico 31 $ 8,842,000 $ 285,225 $ 128,000
Linn, Iowa 30 $ 4,635,000 $ 154,500 $ 74,000
Washington, Maryland 30 $ 4,864,000 $ 162,133 $ 89,000
Yavapai, Arizona 29 $ 12,791,000 $ 441,068 $ 176,000
New Hanover, North Carolina 29 $ 26,811,000 $ 924,517 $ 459,000
Tarrant, Texas 29 $ 10,032,000 $ 345,931 $ 187,000
Gwinnett, Georgia 28 $ 8,248,000 $ 294,571 $ 111,000
Essex, Massachusetts 28 $ 11,823,000 $ 422,250 $ 139,000
Clinton, Michigan 28 $ 6,923,000 $ 247,250 $ 129,000
Orange, New York 28 $ 11,578,000 $ 413,500 $ 148,000
Washington, Oregon 28 $ 11,283,000 $ 402,964 $ 145,000
Delaware, Pennsylvania 28 $ 8,179,000 $ 292,107 $ 143,000
El Dorado, California 27 $ 13,837,000 $ 512,481 $ 238,000
Rockland, New York 27 $ 11,750,000 $ 435,185 $ 154,000
Collin, Texas 27 $ 12,781,000 $ 473,370 $ 311,000
Thurston, Washington 27 $ 6,576,000 $ 243,555 $ 91,000
El Paso, Colorado 26 $ 6,628,000 $ 254,923 $ 96,000
St. Lucie, Florida 26 $ 7,139,000 $ 274,576 $ 123,000
Jefferson, Missouri 25 $ 5,837,000 $ 233,480 $ 106,000
Denton, Texas 25 $ 7,659,000 $ 306,360 $ 116,000
Larimer, Colorado 24 $ 10,715,000 $ 446,458 $ 144,000
Charlotte, Florida 24 $ 6,564,000 $ 273,500 $ 186,000
Flagler, Florida 24 $ 8,683,000 $ 361,791 $ 262,000
DuPage, Illinois 24 $ 8,882,000 $ 370,083 $ 168,000
Calvert, Maryland 24 $ 5,341,000 $ 222,541 $ 137,000
Hennepin, Minnesota 24 $ 7,093,000 $ 295,541 $ 140,000
St. Louis City, Missouri 24 $ 4,173,000 $ 173,875 $ 98,000
Fauquier, Virginia 24 $ 9,393,000 $ 391,375 $ 136,000
Napa, California 23 $ 23,742,000 $ 1,032,260 $ 481,000
Bay, Florida 23 $ 7,311,000 $ 317,869 $ 149,000
Lake, Florida 23 $ 5,128,000 $ 222,956 $ 85,000
Cobb, Georgia 23 $ 6,323,000 $ 274,913 $ 213,000
Maui, Hawaii 23 $ 23,560,000 $ 1,024,347 $ 688,000
Norfolk, Massachusetts 23 $ 11,679,000 $ 507,782 $ 177,000
Durham, North Carolina 23 $ 5,456,000 $ 237,217 $ 105,000
Weld, Colorado 22 $ 5,244,000 $ 238,363 $ 89,000
DeKalb, Georgia 22 $ 5,707,000 $ 259,409 $ 115,000
Hawaii, Hawaii 22 $ 20,729,000 $ 942,227 $ 482,000
Harford, Maryland 22 $ 5,033,000 $ 228,772 $ 113,000
Eaton, Michigan 22 $ 4,459,000 $ 202,681 $ 97,000
Richmond, New York 22 $ 7,979,000 $ 362,681 $ 156,000
Lake, California 21 $ 5,723,000 $ 272,523 $ 230,000
Shasta, California 21 $ 7,995,000 $ 380,714 $ 121,000
Polk, Iowa 21 $ 3,284,000 $ 156,380 $ 79,000
Queen Anne's, Maryland 21 $ 8,811,000 $ 419,571 $ 160,000
St. Mary's, Maryland 21 $ 4,600,000 $ 219,047 $ 85,000
Warren, New Jersey 21 $ 7,531,000 $ 358,619 $ 115,000
Franklin, Ohio 21 $ 3,771,000 $ 179,571 $ 82,000
Merced, California 20 $ 6,609,000 $ 330,450 $ 129,000
Will, Illinois 20 $ 5,902,000 $ 295,100 $ 136,000
Carroll, Maryland 20 $ 5,039,000 $ 251,950 $ 106,000
Barnstable, Massachusetts 20 $ 13,304,000 $ 665,200 $ 221,000
Clay, Missouri 20 $ 3,832,000 $ 191,600 $ 83,000
Davis, Utah 20 $ 11,863,000 $ 593,150 $ 355,000
New Haven, Connecticut 19 $ 7,147,000 $ 376,157 $ 156,000
Walton, Florida 19 $ 20,841,000 $ 1,096,894 $ 614,000
Manassas, Virginia 19 $ 3,047,000 $ 160,368 $ 112,000
Mohave, Arizona 18 $ 5,351,000 $ 297,277 $ 171,000
St. Johns, Florida 18 $ 6,287,000 $ 349,277 $ 159,000
Gloucester, New Jersey 18 $ 5,192,000 $ 288,444 $ 120,000
Charleston, South Carolina 18 $ 8,797,000 $ 488,722 $ 271,000
Fredericksburg, Virginia 18 $ 3,950,000 $ 219,444 $ 118,000
Hampton, Virginia 18 $ 3,139,000 $ 174,388 $ 76,000
Baldwin, Alabama 17 $ 4,835,000 $ 284,411 $ 151,000
White, Arkansas 17 $ 2,596,000 $ 152,705 $ 69,000
Santa Cruz, California 17 $ 17,390,000 $ 1,022,941 $ 332,000
Hartford, Connecticut 17 $ 3,941,000 $ 231,823 $ 119,000
Lake, Illinois 17 $ 11,341,000 $ 667,117 $ 263,000
Orange, North Carolina 17 $ 6,761,000 $ 397,705 $ 183,000
Cuyahoga, Ohio 17 $ 3,177,000 $ 186,882 $ 84,000
Hamilton, Ohio 17 $ 2,955,000 $ 173,823 $ 94,000
Deschutes, Oregon 17 $ 8,044,000 $ 473,176 $ 286,000
Chesterfield, Virginia 17 $ 4,076,000 $ 239,764 $ 101,000
Marion, Florida 16 $ 5,593,000 $ 349,562 $ 143,000
Monroe, Florida 16 $ 18,498,000 $ 1,156,125 $ 529,000
Cumberland, Maine 16 $ 4,482,000 $ 280,125 $ 101,000
Worcester, Maryland 16 $ 6,492,000 $ 405,750 $ 295,000
Plymouth, Massachusetts 16 $ 8,224,000 $ 514,000 $ 154,000
Culpeper, Virginia 16 $ 4,563,000 $ 285,187 $ 116,000
Ada, Idaho 15 $ 2,668,000 $ 177,866 $ 290,000
Kane, Illinois 15 $ 3,584,000 $ 238,933 $ 98,000
York, Maine 15 $ 4,000,000 $ 266,666 $ 105,000
Suffolk, Massachusetts 15 $ 7,288,000 $ 485,866 $ 316,000
Putnam, New York 15 $ 7,397,000 $ 493,133 $ 180,000
Dare, North Carolina 15 $ 14,528,000 $ 968,533 $ 445,000
Norfolk, Virginia 15 $ 3,150,000 $ 210,000 $ 103,000
Tulare, California 14 $ 3,567,000 $ 254,785 $ 83,000
Macomb, Michigan 14 $ 3,646,000 $ 260,428 $ 86,000
Albany, New York 14 $ 3,307,000 $ 236,214 $ 99,000
Pender, North Carolina 14 $ 7,544,000 $ 538,857 $ 266,000
Beaufort, South Carolina 14 $ 11,857,000 $ 846,928 $ 382,000
Davidson, Tennessee 14 $ 4,177,000 $ 298,357 $ 129,000
Travis, Texas 14 $ 3,401,000 $ 242,928 $ 213,000
Summit, Utah 14 $ 17,275,000 $ 1,233,928 $ 610,000
Coconino, Arizona 13 $ 7,408,000 $ 569,846 $ 243,000
Indian River, Florida 13 $ 2,781,000 $ 213,923 $ 144,000
Kootenai, Idaho 13 $ 3,555,000 $ 273,461 $ 163,000
Fayette, Kentucky 13 $ 2,979,000 $ 229,153 $ 109,000
Jefferson, Kentucky 13 $ 5,039,000 $ 387,615 $ 176,000
Bronx, New York 13 $ 3,454,000 $ 265,692 $ 118,000
Saratoga, New York 13 $ 3,853,000 $ 296,384 $ 192,000
Buncombe, North Carolina 13 $ 5,269,000 $ 405,307 $ 161,000
Iredell, North Carolina 13 $ 5,503,000 $ 423,307 $ 154,000
Fairfax City, Virginia 13 $ 3,925,000 $ 301,923 $ 88,000
James City, Virginia 13 $ 3,612,000 $ 277,846 $ 54,000
Newport News, Virginia 13 $ 1,910,000 $ 146,923 $ 78,000
Spokane, Washington 13 $ 1,891,000 $ 145,461 $ 67,000
Garfield, Colorado 12 $ 4,569,000 $ 380,750 $ 131,000
Kent, Delaware 12 $ 2,721,000 $ 226,750 $ 97,000
Forsyth, Georgia 12 $ 4,431,000 $ 369,250 $ 147,000
Wayne, Michigan 12 $ 1,577,000 $ 131,416 $ 104,000
Dutchess, New York 12 $ 4,734,000 $ 394,500 $ 137,000
Mahoning, Ohio 12 $ 1,927,000 $ 160,583 $ 89,000
Tulsa, Oklahoma 12 $ 1,836,000 $ 153,000 $ 67,000
Williamson, Tennessee 12 $ 3,835,000 $ 319,583 $ 196,000
Albemarle, Virginia 12 $ 3,917,000 $ 326,416 $ 171,000
Frederick, Virginia 12 $ 3,489,000 $ 290,750 $ 89,000
Henrico, Virginia 12 $ 2,732,000 $ 227,666 $ 112,000
Orange, Virginia 12 $ 4,030,000 $ 335,833 $ 167,000
Jefferson, West Virginia 12 $ 3,506,000 $ 292,166 $ 80,000
Clay, Florida 11 $ 3,506,000 $ 318,727 $ 76,000
Escambia, Florida 11 $ 2,760,000 $ 250,909 $ 134,000
Boone, Kentucky 11 $ 1,959,000 $ 178,090 $ 91,000
Bristol, Massachusetts 11 $ 3,201,000 $ 291,000 $ 119,000
Kent, Michigan 11 $ 3,467,000 $ 315,181 $ 92,000
Cass, Missouri 11 $ 1,970,000 $ 179,090 $ 94,000
Brunswick, North Carolina 11 $ 4,965,000 $ 451,363 $ 242,000
Onslow, North Carolina 11 $ 2,796,000 $ 254,181 $ 147,000
Greenville, South Carolina 11 $ 2,008,000 $ 182,545 $ 65,000
Bexar, Texas 11 $ 1,462,000 $ 132,909 $ 541,000
Harris, Texas 11 $ 2,559,000 $ 232,636 $ 128,000
King George, Virginia 11 $ 3,968,000 $ 360,727 $ 119,000
Kittitas, Washington 11 $ 2,972,000 $ 270,181 $ 161,000
Amador, California 10 $ 5,451,000 $ 545,100 $ 230,000
Madera, California 10 $ 3,615,000 $ 361,500 $ 151,000
Nevada, California 10 $ 4,446,000 $ 444,600 $ 163,000
Yolo, California 10 $ 3,722,000 $ 372,200 $ 106,000
Litchfield, Connecticut 10 $ 7,019,000 $ 701,900 $ 281,000
Martin, Florida 10 $ 3,219,000 $ 321,900 $ 119,000
Okaloosa, Florida 10 $ 10,690,000 $ 1,069,000 $ 499,000
Hamilton, Indiana 10 $ 3,332,000 $ 333,200 $ 134,000
Hampden, Massachusetts 10 $ 2,392,000 $ 239,200 $ 131,000
Clay, Minnesota 10 $ 1,583,000 $ 158,300 $ 75,000
Union, North Carolina 10 $ 3,430,000 $ 343,000 $ 164,000
Clermont, Ohio 10 $ 1,783,000 $ 178,300 $ 75,000
Trumbull, Ohio 10 $ 954,000 $ 95,400 $ 69,000
Berks, Pennsylvania 10 $ 1,992,000 $ 199,200 $ 82,000
Monroe, Pennsylvania 10 $ 1,853,000 $ 185,300 $ 138,000
Pike, Pennsylvania 10 $ 1,967,000 $ 196,700 $ 89,000
Falls Church, Virginia 10 $ 3,534,000 $ 353,400 $ 128,000
Richmond City, Virginia 10 $ 2,770,000 $ 277,000 $ 170,000
York, Virginia 10 $ 2,384,000 $ 238,400 $ 91,000
Whatcom, Washington 10 $ 2,186,000 $ 218,600 $ 272,000
Santa Rosa, Florida 9 $ 2,172,000 $ 241,333 $ 143,000
Kauai, Hawaii 9 $ 10,396,000 $ 1,155,111 $ 578,000
St. Clair, Illinois 9 $ 1,659,000 $ 184,333 $ 109,000
Hillsborough, New Hampshire 9 $ 4,199,000 $ 466,555 $ 173,000
Ulster, New York 9 $ 2,861,000 $ 317,888 $ 161,000
Jackson, Oregon 9 $ 2,762,000 $ 306,888 $ 229,000
Lehigh, Pennsylvania 9 $ 3,095,000 $ 343,888 $ 137,000
York, South Carolina 9 $ 5,317,000 $ 590,777 $ 285,000
Shelby, Tennessee 9 $ 2,306,000 $ 256,222 $ 115,000
Weber, Utah 9 $ 1,769,000 $ 196,555 $ 89,000
Lewis, Washington 9 $ 1,780,000 $ 197,777 $ 80,000
Berkeley, West Virginia 9 $ 2,450,000 $ 272,222 $ 88,000
Anchorage, Alaska 8 $ 2,136,000 $ 267,000 $ 151,000
San Benito, California 8 $ 5,267,000 $ 658,375 $ 200,000
Broomfield, Colorado 8 $ 2,410,000 $ 301,250 $ 135,000
Pitkin, Colorado 8 $ 11,473,000 $ 1,434,125 $ 804,000
Pueblo, Colorado 8 $ 1,293,000 $ 161,625 $ 58,000
Madison, Illinois 8 $ 2,627,000 $ 328,375 $ 157,000
Talbot, Maryland 8 $ 1,560,000 $ 195,000 $ 65,000
Nantucket, Massachusetts 8 $ 8,332,000 $ 1,041,500 $ 527,000
Anoka, Minnesota 8 $ 2,016,000 $ 252,000 $ 97,000
Ramsey, Minnesota 8 $ 1,504,000 $ 188,000 $ 62,000
Douglas, Nevada 8 $ 2,739,000 $ 342,375 $ 114,000
Rockingham, New Hampshire 8 $ 3,143,000 $ 392,875 $ 194,000
Forsyth, North Carolina 8 $ 1,420,000 $ 177,500 $ 102,000
Lane, Oregon 8 $ 2,873,000 $ 359,125 $ 122,000
Allegheny, Pennsylvania 8 $ 2,222,000 $ 277,750 $ 132,000
Northampton, Pennsylvania 8 $ 1,909,000 $ 238,625 $ 113,000
York, Pennsylvania 8 $ 2,323,000 $ 290,375 $ 109,000
Dorchester, South Carolina 8 $ 2,022,000 $ 252,750 $ 91,000
Williamson, Texas 8 $ 2,431,000 $ 303,875 $ 198,000
Windsor, Vermont 8 $ 4,703,000 $ 587,875 $ 324,000
Louisa, Virginia 8 $ 2,421,000 $ 302,625 $ 88,000
Island, Washington 8 $ 3,256,000 $ 407,000 $ 148,000
Gila, Arizona 7 $ 3,057,000 $ 436,714 $ 208,000
Navajo, Arizona 7 $ 2,333,000 $ 333,285 $ 208,000
Pulaski, Arkansas 7 $ 1,315,000 $ 187,857 $ 113,000
Washington, Arkansas 7 $ 2,234,000 $ 319,142 $ 124,000
Butte, California 7 $ 2,555,000 $ 365,000 $ 157,000
Tuolumne, California 7 $ 1,546,000 $ 220,857 $ 122,000
Eagle, Colorado 7 $ 6,971,000 $ 995,857 $ 375,000
San Miguel, Colorado 7 $ 10,429,000 $ 1,489,857 $ 665,000
Highlands, Florida 7 $ 1,841,000 $ 263,000 $ 121,000
Douglas, Georgia 7 $ 1,655,000 $ 236,428 $ 108,000
Canyon, Idaho 7 $ 1,312,000 $ 187,428 $ 96,000
Hendricks, Indiana 7 $ 1,754,000 $ 250,571 $ 88,000
Lake, Indiana 7 $ 861,000 $ 123,000 $ 65,000
Caroline, Maryland 7 $ 1,168,000 $ 166,857 $ 111,000
Wicomico, Maryland 7 $ 2,492,000 $ 356,000 $ 175,000
Salem, New Jersey 7 $ 1,241,000 $ 177,285 $ 226,000
Currituck, North Carolina 7 $ 8,108,000 $ 1,158,285 $ 517,000
Johnston, North Carolina 7 $ 1,329,000 $ 189,857 $ 77,000
Watauga, North Carolina 7 $ 1,677,000 $ 239,571 $ 269,000
Morton, North Dakota 7 $ 1,276,000 $ 182,285 $ 76,000
Butler, Ohio 7 $ 1,683,000 $ 240,428 $ 132,000
Montgomery, Ohio 7 $ 1,407,000 $ 201,000 $ 136,000
Summit, Ohio 7 $ 1,445,000 $ 206,428 $ 120,000
Westmoreland, Pennsylvania 7 $ 1,458,000 $ 208,285 $ 123,000
Hays, Texas 7 $ 1,169,000 $ 167,000 $ 411,000
Manassas Park, Virginia 7 $ 938,000 $ 134,000 $ 106,000
Mason, Washington 7 $ 1,817,000 $ 259,571 $ 97,000
Dane, Wisconsin 7 $ 1,301,000 $ 185,857 $ 72,000
Waukesha, Wisconsin 7 $ 1,400,000 $ 200,000 $ 79,000
Graham, Arizona 6 $ 897,000 $ 149,500 $ 72,000
Yuma, Arizona 6 $ 1,771,000 $ 295,166 $ 352,000
Calaveras, California 6 $ 3,150,000 $ 525,000 $ 241,000
Imperial, California 6 $ 1,320,000 $ 220,000 $ 94,000
Kings, California 6 $ 1,112,000 $ 185,333 $ 99,000
Mono, California 6 $ 7,540,000 $ 1,256,666 $ 761,000
Tehama, California 6 $ 2,392,000 $ 398,666 $ 158,000
Yuba, California 6 $ 1,873,000 $ 312,166 $ 113,000
Hernando, Florida 6 $ 943,000 $ 157,166 $ 58,000
Cherokee, Georgia 6 $ 1,901,000 $ 316,833 $ 116,000
Clarke, Georgia 6 $ 747,000 $ 124,500 $ 103,000
Sedgwick, Kansas 6 $ 873,000 $ 145,500 $ 64,000
Wyandotte, Kansas 6 $ 652,000 $ 108,666 $ 49,000
Dukes, Massachusetts 6 $ 6,616,000 $ 1,102,666 $ 553,000
Shiawassee, Michigan 6 $ 1,094,000 $ 182,333 $ 77,000
Dona Ana, New Mexico 6 $ 1,789,000 $ 298,166 $ 182,000
Greene, New York 6 $ 986,000 $ 164,333 $ 69,000
Sullivan, New York 6 $ 3,220,000 $ 536,666 $ 267,000
Chatham, North Carolina 6 $ 2,250,000 $ 375,000 $ 133,000
Warren, Ohio 6 $ 1,504,000 $ 250,666 $ 98,000
Dauphin, Pennsylvania 6 $ 1,757,000 $ 292,833 $ 143,000
Spartanburg, South Carolina 6 $ 1,121,000 $ 186,833 $ 103,000
Montgomery, Texas 6 $ 2,659,000 $ 443,166 $ 299,000
Caroline, Virginia 6 $ 1,248,000 $ 208,000 $ 95,000
Clarke, Virginia 6 $ 2,861,000 $ 476,833 $ 208,000
Gloucester, Virginia 6 $ 1,004,000 $ 167,333 $ 97,000
Warren, Virginia 6 $ 2,245,000 $ 374,166 $ 100,000
Westmoreland, Virginia 6 $ 816,000 $ 136,000 $ 144,000
Skagit, Washington 6 $ 1,768,000 $ 294,666 $ 102,000
Teton, Wyoming 6 $ 7,248,000 $ 1,208,000 $ 638,000
Saline, Arkansas 5 $ 612,000 $ 122,400 $ 70,000
Humboldt, California 5 $ 1,747,000 $ 349,400 $ 140,000
Mendocino, California 5 $ 1,985,000 $ 397,000 $ 255,000
Summit, Colorado 5 $ 3,125,000 $ 625,000 $ 234,000
Chatham, Georgia 5 $ 2,933,000 $ 586,600 $ 206,000
Newton, Georgia 5 $ 1,456,000 $ 291,200 $ 135,000
Teton, Idaho 5 $ 1,682,000 $ 336,400 $ 122,000
McHenry, Illinois 5 $ 879,000 $ 175,800 $ 89,000
Allen, Indiana 5 $ 768,000 $ 153,600 $ 83,000
Douglas, Kansas 5 $ 734,000 $ 146,800 $ 72,000
Shawnee, Kansas 5 $ 700,000 $ 140,000 $ 74,000
Garrett, Maryland 5 $ 1,887,000 $ 377,400 $ 308,000
Franklin, Massachusetts 5 $ 1,047,000 $ 209,400 $ 59,000
Genesee, Michigan 5 $ 1,303,000 $ 260,600 $ 89,000
Kalamazoo, Michigan 5 $ 1,424,000 $ 284,800 $ 125,000
Greene, Missouri 5 $ 727,000 $ 145,400 $ 87,000
Flathead, Montana 5 $ 3,538,000 $ 707,600 $ 290,000
Santa Fe, New Mexico 5 $ 2,213,000 $ 442,600 $ 636,000
Columbia, New York 5 $ 998,000 $ 199,600 $ 129,000
Onondaga, New York 5 $ 333,000 $ 66,600 $ 69,000
Rensselaer, New York 5 $ 1,058,000 $ 211,600 $ 96,000
Carteret, North Carolina 5 $ 2,624,000 $ 524,800 $ 254,000
Catawba, North Carolina 5 $ 1,482,000 $ 296,400 $ 82,000
Wilkes, North Carolina 5 $ 1,167,000 $ 233,400 $ 156,000
Delaware, Ohio 5 $ 1,043,000 $ 208,600 $ 92,000
Oklahoma, Oklahoma 5 $ 1,163,000 $ 232,600 $ 110,000
Columbia, Oregon 5 $ 824,000 $ 164,800 $ 62,000
Douglas, Oregon 5 $ 800,000 $ 160,000 $ 64,000
Lincoln, Oregon 5 $ 1,745,000 $ 349,000 $ 219,000
Yamhill, Oregon 5 $ 2,439,000 $ 487,800 $ 214,000
Providence, Rhode Island 5 $ 883,000 $ 176,600 $ 112,000
Richland, South Carolina 5 $ 1,586,000 $ 317,200 $ 163,000
Hamilton, Tennessee 5 $ 680,000 $ 136,000 $ 41,000
Cameron, Texas 5 $ 3,361,000 $ 672,200 $ 472,000
Bedford, Virginia 5 $ 1,058,000 $ 211,600 $ 125,000
Isle of Wight, Virginia 5 $ 1,554,000 $ 310,800 $ 122,000
Shenandoah, Virginia 5 $ 1,064,000 $ 212,800 $ 130,000
Suffolk, Virginia 5 $ 1,307,000 $ 261,400 $ 84,000
Chelan, Washington 5 $ 1,500,000 $ 300,000 $ 111,000
Douglas, Washington 5 $ 1,241,000 $ 248,200 $ 148,000
Walla Walla, Washington 5 $ 832,000 $ 166,400 $ 58,000
Milwaukee, Wisconsin 5 $ 466,000 $ 93,200 $ 63,000
Houston, Alabama 4 $ 1,013,000 $ 253,250 $ 75,000
Mobile, Alabama 4 $ 1,197,000 $ 299,250 $ 135,000
Santa Cruz, Arizona 4 $ 890,000 $ 222,500 $ 116,000
Benton, Arkansas 4 $ 796,000 $ 199,000 $ 96,000
Faulkner, Arkansas 4 $ 904,000 $ 226,000 $ 83,000
Sebastian, Arkansas 4 $ 610,000 $ 152,500 $ 59,000
Sutter, California 4 $ 1,223,000 $ 305,750 $ 62,000
Archuleta, Colorado 4 $ 1,486,000 $ 371,500 $ 150,000
Elbert, Colorado 4 $ 1,605,000 $ 401,250 $ 142,000
Fremont, Colorado 4 $ 636,000 $ 159,000 $ 169,000
La Plata, Colorado 4 $ 2,146,000 $ 536,500 $ 292,000
Middlesex, Connecticut 4 $ 2,110,000 $ 527,500 $ 195,000
Tolland, Connecticut 4 $ 2,465,000 $ 616,250 $ 243,000
Alachua, Florida 4 $ 1,571,000 $ 392,750 $ 180,000
Franklin, Florida 4 $ 4,102,000 $ 1,025,500 $ 425,000
Nassau, Florida 4 $ 1,778,000 $ 444,500 $ 152,000
Sumter, Florida 4 $ 1,033,000 $ 258,250 $ 89,000
Bibb, Georgia 4 $ 873,000 $ 218,250 $ 110,000
Clayton, Georgia 4 $ 777,000 $ 194,250 $ 62,000
Fayette, Georgia 4 $ 1,094,000 $ 273,500 $ 119,000
Glynn, Georgia 4 $ 2,008,000 $ 502,000 $ 484,000
Hall, Georgia 4 $ 1,342,000 $ 335,500 $ 120,000
LaPorte, Indiana 4 $ 1,610,000 $ 402,500 $ 165,000
Johnson, Iowa 4 $ 560,000 $ 140,000 $ 41,000
Scott, Iowa 4 $ 509,000 $ 127,250 $ 62,000
Jessamine, Kentucky 4 $ 1,095,000 $ 273,750 $ 166,000
Kenton, Kentucky 4 $ 251,000 $ 62,750 $ 93,000
Madison, Kentucky 4 $ 965,000 $ 241,250 $ 116,000
East Baton Rouge, Louisiana 4 $ 1,958,000 $ 489,500 $ 225,000
Jefferson, Louisiana 4 $ 1,152,000 $ 288,000 $ 109,000
Hancock, Maine 4 $ 3,017,000 $ 754,250 $ 208,000
Cecil, Maryland 4 $ 1,114,000 $ 278,500 $ 174,000
Berrien, Michigan 4 $ 1,985,000 $ 496,250 $ 359,000
Camden, Missouri 4 $ 1,004,000 $ 251,000 $ 154,000
Platte, Missouri 4 $ 564,000 $ 141,000 $ 65,000
Lewis and Clark, Montana 4 $ 305,000 $ 76,250 $ 85,000
Lyon, Nevada 4 $ 1,554,000 $ 388,500 $ 127,000
Sandoval, New Mexico 4 $ 838,000 $ 209,500 $ 172,000
Erie, New York 4 $ 94,000 $ 23,500 $ 57,000
Monroe, New York 4 $ 79,000 $ 19,750 $ 54,000
Schenectady, New York 4 $ 981,000 $ 245,250 $ 83,000
Warren, New York 4 $ 1,391,000 $ 347,750 $ 124,000
Gaston, North Carolina 4 $ 657,000 $ 164,250 $ 87,000
Granville, North Carolina 4 $ 1,288,000 $ 322,000 $ 120,000
Harnett, North Carolina 4 $ 536,000 $ 134,000 $ 66,000
Henderson, North Carolina 4 $ 1,939,000 $ 484,750 $ 139,000
Moore, North Carolina 4 $ 1,087,000 $ 271,750 $ 128,000
Lake, Ohio 4 $ 447,000 $ 111,750 $ 60,000
Lucas, Ohio 4 $ 775,000 $ 193,750 $ 101,000
Comanche, Oklahoma 4 $ 316,000 $ 79,000 $ 48,000
Marion, Oregon 4 $ 1,219,000 $ 304,750 $ 125,000
Lancaster, Pennsylvania 4 $ 1,072,000 $ 268,000 $ 105,000
Bristol, Rhode Island 4 $ 2,172,000 $ 543,000 $ 247,000
Newport, Rhode Island 4 $ 5,761,000 $ 1,440,250 $ 850,000
Anderson, South Carolina 4 $ 613,000 $ 153,250 $ 59,000
Pickens, South Carolina 4 $ 453,000 $ 113,250 $ 53,000
Minnehaha, South Dakota 4 $ 891,000 $ 222,750 $ 90,000
Sevier, Tennessee 4 $ 1,312,000 $ 328,000 $ 214,000
Rockwall, Texas 4 $ 1,106,000 $ 276,500 $ 156,000
Washington, Utah 4 $ 1,131,000 $ 282,750 $ 121,000
Washington, Vermont 4 $ 283,000 $ 70,750 $ 86,000
Charlottesville, Virginia 4 $ 617,000 $ 154,250 $ 208,000
Greene, Virginia 4 $ 1,672,000 $ 418,000 $ 142,000
Hanover, Virginia 4 $ 1,654,000 $ 413,500 $ 105,000
Madison, Virginia 4 $ 920,000 $ 230,000 $ 69,000
Portsmouth, Virginia 4 $ 917,000 $ 229,250 $ 57,000
Benton, Washington 4 $ 683,000 $ 170,750 $ 77,000
San Juan, Washington 4 $ 1,555,000 $ 388,750 $ 157,000
Outagamie, Wisconsin 4 $ 428,000 $ 107,000 $ 34,000
Jefferson, Alabama 3 $ 264,000 $ 88,000 $ 61,000
Lee, Alabama 3 $ 641,000 $ 213,666 $ 147,000
Garland, Arkansas 3 $ 739,000 $ 246,333 $ 151,000
Jefferson, Arkansas 3 $ 196,000 $ 65,333 $ 91,000
Lonoke, Arkansas 3 $ 563,000 $ 187,666 $ 75,000
Colusa, California 3 $ 784,000 $ 261,333 $ 72,000
Plumas, California 3 $ 793,000 $ 264,333 $ 96,000
Siskiyou, California 3 $ 2,325,000 $ 775,000 $ 326,000
Delta, Colorado 3 $ 1,272,000 $ 424,000 $ 311,000
Mesa, Colorado 3 $ 555,000 $ 185,000 $ 67,000
Park, Colorado 3 $ 642,000 $ 214,000 $ 142,000
New London, Connecticut 3 $ 1,800,000 $ 600,000 $ 300,000
Okeechobee, Florida 3 $ 750,000 $ 250,000 $ 123,000
Henry, Georgia 3 $ 456,000 $ 152,000 $ 63,000
Blaine, Idaho 3 $ 3,223,000 $ 1,074,333 $ 379,000
Bonneville, Idaho 3 $ 824,000 $ 274,666 $ 118,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 13,502 $6,482,571,000 $480,000 $11,541,000 $191,000 $8,400,000
Home Purchase 4,429 $2,101,665,000 $474,000 $8,300,000 $218,000 $3,617,000
Home Improvement 1,807 $96,886,000 $53,000 $499,000 $94,000 $553,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,025 $5,938,459,000 $493,000 $10,500,000 $213,000 $8,400,000
Not Provided 2,796 $1,154,083,000 $412,000 $11,541,000 $177,000 $4,200,000
Hispanic 2,047 $667,547,000 $326,000 $6,900,000 $130,000 $3,420,000
Black or African American 1,686 $465,900,000 $276,000 $6,180,000 $119,000 $3,767,000
Asian 949 $372,521,000 $392,000 $5,795,000 $164,000 $2,160,000
Native Hawaiian or Other Pacific Islander 143 $50,036,000 $349,000 $2,450,000 $139,000 $684,000
American Indian or Alaskan Native 92 $32,576,000 $354,000 $4,230,000 $147,000 $1,400,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,733 $8,680,291,000 $439,000 $11,541,000 $188,000 $8,400,000
FHA-insured (Federal Housing Administration) 5 $831,000 $166,000 $197,000 $43,000 $64,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,228 $4,098,511,000 $444,000 $10,000,000 $191,000 $4,800,000
Application Withdrawn By Applicant 4,051 $2,275,741,000 $561,000 $11,541,000 $231,000 $8,400,000
Loan Purchased By The Institution 3,981 $1,653,617,000 $415,000 $10,500,000 $168,000 $6,000,000
Application Approved But Not Accepted 1,083 $308,859,000 $285,000 $7,500,000 $146,000 $2,028,000
Application Denied By Financial Institution 920 $117,086,000 $127,000 $4,000,000 $98,000 $2,040,000
File Closed For Incompleteness 475 $227,308,000 $478,000 $6,435,000 $192,000 $2,400,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 347 $21,817,000 $62,000 $1,047,000 $81,000 $1,100,000
Debt-To-Income Ratio 312 $30,767,000 $98,000 $1,040,000 $67,000 $960,000
Collateral 191 $47,442,000 $248,000 $4,000,000 $162,000 $2,040,000
Other 56 $15,436,000 $275,000 $1,500,000 $155,000 $1,080,000
Employment History 7 $352,000 $50,000 $75,000 $119,000 $297,000
Unverifiable Information 4 $1,019,000 $254,000 $577,000 $110,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 2 $212,000 $106,000 $200,000 $35,000 $38,000
Credit Application Incomplete 1 $41,000 $41,000 $41,000 $45,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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