Clayton Bank And Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Clayton Bank And Trust 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clayton Bank And Trust 520 West Summit Hill Drive Suite 801 Knoxville, TN 37902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2003 |
| Total Number of Mortgage Applications | 2,288 |
| Total Mortgage Loan Application Amount | $146,745,000 |
| Average Mortgage Loan Application Amount | $57,666 |
| Highest Mortgage Loan Application Amount | $3,091,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $938,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Clayton Bank And Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clayton Bank And Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Clayton Bank And Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clayton Bank And Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Clayton Bank And Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clayton Bank And Trust's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Laurel County Kentucky | 50 | $ 3,065,000 | $ 61,000 | $ 50,000 |
| Knox County Tennessee | 48 | $ 9,108,000 | $ 189,000 | $ 129,000 |
| Lee County Mississippi | 34 | $ 1,925,000 | $ 56,000 | $ 40,000 |
| Lauderdale County Mississippi | 26 | $ 1,494,000 | $ 57,000 | $ 46,000 |
| Jones County Mississippi | 23 | $ 1,579,000 | $ 68,000 | $ 54,000 |
| Chester County Tennessee | 23 | $ 686,000 | $ 29,000 | $ 37,000 |
| Lamar County Mississippi | 22 | $ 1,531,000 | $ 69,000 | $ 42,000 |
| Hinds County Mississippi | 21 | $ 1,400,000 | $ 66,000 | $ 66,000 |
| Blount County Tennessee | 19 | $ 2,015,000 | $ 106,000 | $ 80,000 |
| Madison County Tennessee | 19 | $ 851,000 | $ 44,000 | $ 62,000 |
| Itawamba County Mississippi | 18 | $ 803,000 | $ 44,000 | $ 34,000 |
| Fayette County Tennessee | 18 | $ 830,000 | $ 46,000 | $ 41,000 |
| Talladega County Alabama | 17 | $ 1,068,000 | $ 62,000 | $ 46,000 |
| Monroe County Mississippi | 17 | $ 1,002,000 | $ 58,000 | $ 46,000 |
| Putnam County Tennessee | 17 | $ 867,000 | $ 51,000 | $ 42,000 |
| Clay County Kentucky | 16 | $ 752,000 | $ 47,000 | $ 34,000 |
| Daviess County Kentucky | 16 | $ 878,000 | $ 54,000 | $ 55,000 |
| Prentiss County Mississippi | 16 | $ 930,000 | $ 58,000 | $ 42,000 |
| Sevier County Tennessee | 16 | $ 947,000 | $ 59,000 | $ 52,000 |
| Calhoun County Alabama | 15 | $ 853,000 | $ 56,000 | $ 47,000 |
| Clarke County Mississippi | 15 | $ 768,000 | $ 51,000 | $ 46,000 |
| Lincoln County Mississippi | 15 | $ 861,000 | $ 57,000 | $ 59,000 |
| Pike County Mississippi | 15 | $ 1,036,000 | $ 69,000 | $ 52,000 |
| Simpson County Mississippi | 15 | $ 1,030,000 | $ 68,000 | $ 57,000 |
| Choctaw County Alabama | 14 | $ 884,000 | $ 63,000 | $ 72,000 |
| Tuscaloosa County Alabama | 14 | $ 939,000 | $ 67,000 | $ 44,000 |
| Hopkins County Kentucky | 14 | $ 961,000 | $ 68,000 | $ 42,000 |
| Alcorn County Mississippi | 14 | $ 719,000 | $ 51,000 | $ 38,000 |
| Warren County Mississippi | 14 | $ 834,000 | $ 59,000 | $ 56,000 |
| Chilton County Alabama | 13 | $ 756,000 | $ 58,000 | $ 46,000 |
| Rankin County Mississippi | 13 | $ 649,000 | $ 49,000 | $ 39,000 |
| McNairy County Tennessee | 13 | $ 843,000 | $ 64,000 | $ 44,000 |
| Cullman County Alabama | 12 | $ 676,000 | $ 56,000 | $ 37,000 |
| Forrest County Mississippi | 12 | $ 639,000 | $ 53,000 | $ 69,000 |
| Jackson County Mississippi | 12 | $ 662,000 | $ 55,000 | $ 55,000 |
| Scott County Mississippi | 12 | $ 552,000 | $ 46,000 | $ 47,000 |
| Wayne County Mississippi | 12 | $ 695,000 | $ 57,000 | $ 46,000 |
| Yazoo County Mississippi | 12 | $ 684,000 | $ 57,000 | $ 50,000 |
| Hamilton County Tennessee | 12 | $ 265,000 | $ 22,000 | $ 43,000 |
| Henderson County Tennessee | 12 | $ 691,000 | $ 57,000 | $ 54,000 |
| St. Clair County Alabama | 11 | $ 689,000 | $ 62,000 | $ 57,000 |
| Union County Mississippi | 11 | $ 758,000 | $ 68,000 | $ 51,000 |
| Walker County Alabama | 10 | $ 609,000 | $ 60,000 | $ 37,000 |
| Knox County Kentucky | 10 | $ 620,000 | $ 62,000 | $ 58,000 |
| Chickasaw County Mississippi | 10 | $ 630,000 | $ 63,000 | $ 52,000 |
| Copiah County Mississippi | 10 | $ 665,000 | $ 66,000 | $ 62,000 |
| Covington County Mississippi | 10 | $ 635,000 | $ 63,000 | $ 57,000 |
| Jasper County Mississippi | 10 | $ 575,000 | $ 57,000 | $ 52,000 |
| Marion County Mississippi | 10 | $ 656,000 | $ 65,000 | $ 51,000 |
| Neshoba County Mississippi | 10 | $ 694,000 | $ 69,000 | $ 55,000 |
| Newton County Mississippi | 10 | $ 659,000 | $ 65,000 | $ 56,000 |
| Walthall County Mississippi | 10 | $ 735,000 | $ 73,000 | $ 48,000 |
| Cumberland County Tennessee | 10 | $ 488,000 | $ 48,000 | $ 38,000 |
| Autauga County Alabama | 9 | $ 450,000 | $ 50,000 | $ 40,000 |
| Elmore County Alabama | 9 | $ 422,000 | $ 46,000 | $ 43,000 |
| Jefferson County Mississippi | 9 | $ 548,000 | $ 60,000 | $ 53,000 |
| Lawrence County Mississippi | 9 | $ 475,000 | $ 52,000 | $ 46,000 |
| Oktibbeha County Mississippi | 9 | $ 637,000 | $ 70,000 | $ 44,000 |
| Pontotoc County Mississippi | 9 | $ 428,000 | $ 47,000 | $ 40,000 |
| Winston County Mississippi | 9 | $ 485,000 | $ 53,000 | $ 45,000 |
| Jackson County Tennessee | 9 | $ 416,000 | $ 46,000 | $ 33,000 |
| Jefferson County Tennessee | 9 | $ 636,000 | $ 70,000 | $ 48,000 |
| Overton County Tennessee | 9 | $ 417,000 | $ 46,000 | $ 38,000 |
| Wilson County Tennessee | 9 | $ 440,000 | $ 48,000 | $ 38,000 |
| Jefferson Davis County Mississippi | 8 | $ 487,000 | $ 60,000 | $ 43,000 |
| Pearl River County Mississippi | 8 | $ 540,000 | $ 67,000 | $ 83,000 |
| Perry County Mississippi | 8 | $ 491,000 | $ 61,000 | $ 64,000 |
| Anderson County Tennessee | 8 | $ 426,000 | $ 53,000 | $ 48,000 |
| Clay County Tennessee | 8 | $ 380,000 | $ 47,000 | $ 39,000 |
| Grundy County Tennessee | 8 | $ 420,000 | $ 52,000 | $ 41,000 |
| Hardeman County Tennessee | 8 | $ 286,000 | $ 35,000 | $ 102,000 |
| Hardin County Tennessee | 8 | $ 477,000 | $ 59,000 | $ 151,000 |
| Rutherford County Tennessee | 8 | $ 488,000 | $ 61,000 | $ 67,000 |
| Shelby County Alabama | 7 | $ 503,000 | $ 71,000 | $ 48,000 |
| Henderson County Kentucky | 7 | $ 438,000 | $ 62,000 | $ 58,000 |
| McLean County Kentucky | 7 | $ 567,000 | $ 81,000 | $ 54,000 |
| Muhlenberg County Kentucky | 7 | $ 352,000 | $ 50,000 | $ 43,000 |
| Ohio County Kentucky | 7 | $ 551,000 | $ 78,000 | $ 50,000 |
| Pike County Kentucky | 7 | $ 407,000 | $ 58,000 | $ 45,000 |
| Hancock County Mississippi | 7 | $ 419,000 | $ 59,000 | $ 42,000 |
| Harrison County Mississippi | 7 | $ 552,000 | $ 78,000 | $ 52,000 |
| Kemper County Mississippi | 7 | $ 452,000 | $ 64,000 | $ 55,000 |
| Tippah County Mississippi | 7 | $ 359,000 | $ 51,000 | $ 41,000 |
| Wilkinson County Mississippi | 7 | $ 498,000 | $ 71,000 | $ 48,000 |
| Sequatchie County Tennessee | 7 | $ 499,000 | $ 71,000 | $ 52,000 |
| Tipton County Tennessee | 7 | $ 365,000 | $ 52,000 | $ 61,000 |
| White County Tennessee | 7 | $ 360,000 | $ 51,000 | $ 67,000 |
| Cleburne County Alabama | 6 | $ 232,000 | $ 38,000 | $ 43,000 |
| Lawrence County Alabama | 6 | $ 418,000 | $ 69,000 | $ 59,000 |
| Pickens County Alabama | 6 | $ 342,000 | $ 57,000 | $ 41,000 |
| Hancock County Kentucky | 6 | $ 345,000 | $ 57,000 | $ 39,000 |
| Perry County Kentucky | 6 | $ 261,000 | $ 43,000 | $ 36,000 |
| Livingston County Michigan | 6 | $ 328,000 | $ 54,000 | $ 0 |
| Amite County Mississippi | 6 | $ 353,000 | $ 58,000 | $ 43,000 |
| George County Mississippi | 6 | $ 238,000 | $ 39,000 | $ 60,000 |
| Greene County Mississippi | 6 | $ 352,000 | $ 58,000 | $ 47,000 |
| Holmes County Mississippi | 6 | $ 259,000 | $ 43,000 | $ 45,000 |
| Marshall County Mississippi | 6 | $ 369,000 | $ 61,000 | $ 64,000 |
| Stone County Mississippi | 6 | $ 370,000 | $ 61,000 | $ 74,000 |
| Tishomingo County Mississippi | 6 | $ 301,000 | $ 50,000 | $ 41,000 |
| Franklin County Tennessee | 6 | $ 239,000 | $ 39,000 | $ 27,000 |
| Warren County Tennessee | 6 | $ 286,000 | $ 47,000 | $ 27,000 |
| Dallas County Alabama | 5 | $ 223,000 | $ 44,000 | $ 33,000 |
| Etowah County Alabama | 5 | $ 289,000 | $ 57,000 | $ 46,000 |
| Greene County Alabama | 5 | $ 307,000 | $ 61,000 | $ 43,000 |
| Limestone County Alabama | 5 | $ 257,000 | $ 51,000 | $ 40,000 |
| Christian County Kentucky | 5 | $ 325,000 | $ 65,000 | $ 37,000 |
| Jackson County Kentucky | 5 | $ 283,000 | $ 56,000 | $ 47,000 |
| Knott County Kentucky | 5 | $ 328,000 | $ 65,000 | $ 43,000 |
| Logan County Kentucky | 5 | $ 376,000 | $ 75,000 | $ 52,000 |
| Union County Kentucky | 5 | $ 415,000 | $ 83,000 | $ 57,000 |
| Webster County Kentucky | 5 | $ 256,000 | $ 51,000 | $ 40,000 |
| Whitley County Kentucky | 5 | $ 201,000 | $ 40,000 | $ 39,000 |
| Clay County Mississippi | 5 | $ 233,000 | $ 46,000 | $ 38,000 |
| Noxubee County Mississippi | 5 | $ 294,000 | $ 58,000 | $ 26,000 |
| Panola County Mississippi | 5 | $ 321,000 | $ 64,000 | $ 34,000 |
| Coffee County Tennessee | 5 | $ 332,000 | $ 66,000 | $ 44,000 |
| Davidson County Tennessee | 5 | $ 4,526,000 | $ 905,000 | $ 28,000 |
| Obion County Tennessee | 5 | $ 309,000 | $ 61,000 | $ 136,000 |
| Smith County Tennessee | 5 | $ 245,000 | $ 49,000 | $ 32,000 |
| Coosa County Alabama | 4 | $ 218,000 | $ 54,000 | $ 50,000 |
| Escambia County Alabama | 4 | $ 214,000 | $ 53,000 | $ 77,000 |
| Hale County Alabama | 4 | $ 235,000 | $ 58,000 | $ 30,000 |
| Jefferson County Alabama | 4 | $ 237,000 | $ 59,000 | $ 51,000 |
| Mobile County Alabama | 4 | $ 248,000 | $ 62,000 | $ 54,000 |
| Perry County Alabama | 4 | $ 210,000 | $ 52,000 | $ 38,000 |
| Sumter County Alabama | 4 | $ 206,000 | $ 51,000 | $ 33,000 |
| Hart County Kentucky | 4 | $ 139,000 | $ 34,000 | $ 55,000 |
| Letcher County Kentucky | 4 | $ 212,000 | $ 53,000 | $ 45,000 |
| Adams County Mississippi | 4 | $ 215,000 | $ 53,000 | $ 45,000 |
| Calhoun County Mississippi | 4 | $ 207,000 | $ 51,000 | $ 90,000 |
| Lafayette County Mississippi | 4 | $ 258,000 | $ 64,000 | $ 72,000 |
| Leake County Mississippi | 4 | $ 186,000 | $ 46,000 | $ 51,000 |
| Smith County Mississippi | 4 | $ 157,000 | $ 39,000 | $ 61,000 |
| Washington County Mississippi | 4 | $ 167,000 | $ 41,000 | $ 45,000 |
| DeKalb County Tennessee | 4 | $ 206,000 | $ 51,000 | $ 50,000 |
| Dyer County Tennessee | 4 | $ 149,000 | $ 37,000 | $ 28,000 |
| Gibson County Tennessee | 4 | $ 178,000 | $ 44,000 | $ 26,000 |
| Haywood County Tennessee | 4 | $ 307,000 | $ 76,000 | $ 67,000 |
| Loudon County Tennessee | 4 | $ 334,000 | $ 83,000 | $ 56,000 |
| Robertson County Tennessee | 4 | $ 352,000 | $ 88,000 | $ 65,000 |
| Blount County Alabama | 3 | $ 201,000 | $ 67,000 | $ 73,000 |
| Clay County Alabama | 3 | $ 122,000 | $ 40,000 | $ 45,000 |
| Lamar County Alabama | 3 | $ 150,000 | $ 50,000 | $ 51,000 |
| Lowndes County Alabama | 3 | $ 189,000 | $ 63,000 | $ 43,000 |
| Monroe County Alabama | 3 | $ 147,000 | $ 49,000 | $ 48,000 |
| Wilcox County Alabama | 3 | $ 206,000 | $ 68,000 | $ 29,000 |
| Allen County Kentucky | 3 | $ 137,000 | $ 45,000 | $ 53,000 |
| Breckinridge County Kentucky | 3 | $ 204,000 | $ 68,000 | $ 34,000 |
| Butler County Kentucky | 3 | $ 210,000 | $ 70,000 | $ 37,000 |
| Floyd County Kentucky | 3 | $ 134,000 | $ 44,000 | $ 40,000 |
| Grayson County Kentucky | 3 | $ 246,000 | $ 82,000 | $ 37,000 |
| Pulaski County Kentucky | 3 | $ 254,000 | $ 84,000 | $ 44,000 |
| Jackson County Michigan | 3 | $ 124,000 | $ 41,000 | $ 0 |
| Claiborne County Mississippi | 3 | $ 131,000 | $ 43,000 | $ 32,000 |
| Franklin County Mississippi | 3 | $ 193,000 | $ 64,000 | $ 107,000 |
| Lowndes County Mississippi | 3 | $ 151,000 | $ 50,000 | $ 39,000 |
| Madison County Mississippi | 3 | $ 133,000 | $ 44,000 | $ 48,000 |
| Bedford County Tennessee | 3 | $ 175,000 | $ 58,000 | $ 42,000 |
| Cannon County Tennessee | 3 | $ 118,000 | $ 39,000 | $ 34,000 |
| Crockett County Tennessee | 3 | $ 155,000 | $ 51,000 | $ 45,000 |
| Fentress County Tennessee | 3 | $ 112,000 | $ 37,000 | $ 37,000 |
| Lauderdale County Tennessee | 3 | $ 109,000 | $ 36,000 | $ 62,000 |
| Lincoln County Tennessee | 3 | $ 174,000 | $ 58,000 | $ 33,000 |
| Marion County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 30,000 |
| Moore County Tennessee | 3 | $ 117,000 | $ 39,000 | $ 44,000 |
| Shelby County Tennessee | 3 | $ 373,000 | $ 124,000 | $ 234,000 |
| Sumner County Tennessee | 3 | $ 252,000 | $ 84,000 | $ 63,000 |
| Union County Tennessee | 3 | $ 180,000 | $ 60,000 | $ 80,000 |
| Van Buren County Tennessee | 3 | $ 125,000 | $ 41,000 | $ 56,000 |
| Weakley County Tennessee | 3 | $ 102,000 | $ 34,000 | $ 28,000 |
| Bibb County Alabama | 2 | $ 186,000 | $ 93,000 | $ 42,000 |
| Bullock County Alabama | 2 | $ 84,000 | $ 42,000 | $ 13,000 |
| Conecuh County Alabama | 2 | $ 85,000 | $ 42,000 | $ 50,000 |
| Covington County Alabama | 2 | $ 84,000 | $ 42,000 | $ 48,000 |
| Dale County Alabama | 2 | $ 129,000 | $ 64,000 | $ 79,000 |
| Fayette County Alabama | 2 | $ 103,000 | $ 51,000 | $ 82,000 |
| Franklin County Alabama | 2 | $ 144,000 | $ 72,000 | $ 56,000 |
| Macon County Alabama | 2 | $ 143,000 | $ 71,000 | $ 32,000 |
| Marengo County Alabama | 2 | $ 133,000 | $ 66,000 | $ 63,000 |
| Marion County Alabama | 2 | $ 121,000 | $ 60,000 | $ 83,000 |
| Marshall County Alabama | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
| Montgomery County Alabama | 2 | $ 139,000 | $ 69,000 | $ 33,000 |
| Morgan County Alabama | 2 | $ 122,000 | $ 61,000 | $ 52,000 |
| Randolph County Alabama | 2 | $ 111,000 | $ 55,000 | $ 41,000 |
| Winston County Alabama | 2 | $ 203,000 | $ 101,000 | $ 36,000 |
| Polk County Florida | 2 | $ 84,000 | $ 42,000 | $ 41,000 |
| Bell County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 13,000 |
| Cumberland County Kentucky | 2 | $ 67,000 | $ 33,000 | $ 35,000 |
| Leslie County Kentucky | 2 | $ 109,000 | $ 54,000 | $ 33,000 |
| Lincoln County Kentucky | 2 | $ 117,000 | $ 58,000 | $ 43,000 |
| Simpson County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Warren County Kentucky | 2 | $ 144,000 | $ 72,000 | $ 39,000 |
| Eaton County Michigan | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Oakland County Michigan | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Benton County Mississippi | 2 | $ 125,000 | $ 62,000 | $ 38,000 |
| Bolivar County Mississippi | 2 | $ 136,000 | $ 68,000 | $ 41,000 |
| Tallahatchie County Mississippi | 2 | $ 79,000 | $ 39,000 | $ 33,000 |
| Webster County Mississippi | 2 | $ 96,000 | $ 48,000 | $ 53,000 |
| Bledsoe County Tennessee | 2 | $ 111,000 | $ 55,000 | $ 49,000 |
| Carroll County Tennessee | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
| Cocke County Tennessee | 2 | $ 95,000 | $ 47,000 | $ 20,000 |
| Grainger County Tennessee | 2 | $ 179,000 | $ 89,000 | $ 30,000 |
| Macon County Tennessee | 2 | $ 128,000 | $ 64,000 | $ 45,000 |
| Monroe County Tennessee | 2 | $ 161,000 | $ 80,000 | $ 40,000 |
| Trousdale County Tennessee | 2 | $ 123,000 | $ 61,000 | $ 38,000 |
| Baldwin County Alabama | 1 | $ 86,000 | $ 86,000 | $ 38,000 |
| Barbour County Alabama | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Butler County Alabama | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Cherokee County Alabama | 1 | $ 26,000 | $ 26,000 | $ 22,000 |
| Clarke County Alabama | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Colbert County Alabama | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Jackson County Alabama | 1 | $ 41,000 | $ 41,000 | $ 24,000 |
| Lee County Alabama | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Madison County Alabama | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Tallapoosa County Alabama | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Leon County Florida | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Spencer County Indiana | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Adair County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Barren County Kentucky | 1 | $ 27,000 | $ 27,000 | $ 85,000 |
| Breathitt County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Caldwell County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Carter County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Casey County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 29,000 |
| Clinton County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 240,000 |
| Edmonson County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 49,000 |
| Green County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Johnson County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 55,000 |
| Lyon County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| Madison County Kentucky | 1 | $ 77,000 | $ 77,000 | $ 81,000 |
| Marshall County Kentucky | 1 | $ 56,000 | $ 56,000 | $ 102,000 |
| Martin County Kentucky | 1 | $ 31,000 | $ 31,000 | $ 27,000 |
| Meade County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 103,000 |
| Rockcastle County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Scott County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 61,000 |
| Spencer County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 79,000 |
| Taylor County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 3,000 |
| Wayne County Kentucky | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Acadia County Louisiana | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Ascension County Louisiana | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Madison County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Ouachita County Louisiana | 1 | $ 21,000 | $ 21,000 | $ 234,000 |
| Tangipahoa County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 48,000 |
| Tensas County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Washington County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Attala County Mississippi | 1 | $ 108,000 | $ 108,000 | $ 192,000 |
| Choctaw County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 26,000 |
| Coahoma County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 59,000 |
| DeSoto County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 58,000 |
| Grenada County Mississippi | 1 | $ 87,000 | $ 87,000 | $ 75,000 |
| Humphreys County Mississippi | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| Leflore County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Sharkey County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 47,000 |
| Tate County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Yalobusha County Mississippi | 1 | $ 63,000 | $ 63,000 | $ 43,000 |
| Benton County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 40,000 |
| Cheatham County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 33,000 |
| Decatur County Tennessee | 1 | $ 16,000 | $ 16,000 | $ 62,000 |
| Dickson County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 38,000 |
| Greene County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Hamblen County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Hickman County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 49,000 |
| Lake County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Lawrence County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 56,000 |
| Maury County Tennessee | 1 | $ 29,000 | $ 29,000 | $ 27,000 |
| Montgomery County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 81,000 |
| Pickett County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 43,000 |
| Rhea County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Roane County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Wayne County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Clayton Bank And Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,224 | $143,389,000 | $64,000 | $3,091,000 | $51,000 | $938,000 |
| Home Improvement | 34 | $398,000 | $11,000 | $46,000 | $46,000 | $168,000 |
| Refinancing | 30 | $2,958,000 | $98,000 | $483,000 | $89,000 | $549,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,711 | $107,262,000 | $62,000 | $500,000 | $54,000 | $938,000 |
| Black or African American | 488 | $28,447,000 | $58,000 | $458,000 | $43,000 | $258,000 |
| Hispanic | 47 | $2,606,000 | $55,000 | $142,000 | $41,000 | $148,000 |
| Not applicable | 31 | $7,990,000 | $257,000 | $3,091,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $245,000 | $35,000 | $63,000 | $68,000 | $234,000 |
| Asian | 4 | $195,000 | $48,000 | $69,000 | $41,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,288 | $146,745,000 | $64,000 | $3,091,000 | $51,000 | $938,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 928 | $57,893,000 | $62,000 | $428,000 | $48,000 | $652,000 |
| Preapproval Denied by Financial Institution | 683 | $43,188,000 | $63,000 | $161,000 | $49,000 | $938,000 |
| Loan Originated | 381 | $27,923,000 | $73,000 | $3,091,000 | $59,000 | $549,000 |
| Application Approved But Not Accepted | 248 | $13,411,000 | $54,000 | $128,000 | $52,000 | $240,000 |
| Application Withdrawn By Applicant | 34 | $3,732,000 | $109,000 | $329,000 | $94,000 | $700,000 |
| Loan Purchased By The Institution | 13 | $574,000 | $44,000 | $63,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $24,000 | $24,000 | $24,000 | $34,000 | $34,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clayton Bank And Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clayton Bank And Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.