Colonial Savings, F. A. Mortgage Lending & HMDA Data, 2010
In 2010, Colonial Savings, F. A. of Fort Worth, TX reported 25,990 mortgage applications totaling $4.4 billion, up 9% from 2009. The average application was for $168,712, and applicants reported an average income of $87,933. 51% of its applications resulted in an originated loan and 43% were denied. Its largest markets were Dallas-Plano-Irving, TX (3,029), Fort Worth-Arlington, TX (2,673) and Austin-Round Rock-San Marcos, TX (1,719) (applications in parentheses).
| Mortgage Company & Address | Colonial Savings, F. A. P. O. Box 2988 Fort Worth, TX 76113 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,990 |
| Total Mortgage Loan Application Amount | $4,384,841,000 |
| Average Mortgage Loan Application Amount | $168,712 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $87,933 |
| Highest Applicant Income | $3,504,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Colonial Savings, F. A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 3,029 | $ 551,386,000 | $ 182,035 | $ 103,000 |
| Fort Worth-Arlington, TX | 2,673 | $ 394,031,000 | $ 147,411 | $ 86,000 |
| Austin-Round Rock-San Marcos, TX | 1,719 | $ 332,875,000 | $ 193,644 | $ 116,000 |
| Denver-Aurora-Broomfield, CO | 1,157 | $ 226,381,000 | $ 195,662 | $ 83,000 |
| Houston-Sugar Land-Baytown, TX | 1,038 | $ 167,270,000 | $ 161,146 | $ 98,000 |
| Indianapolis-Carmel, IN | 942 | $ 161,746,000 | $ 171,704 | $ 105,000 |
| Albuquerque, NM | 629 | $ 107,572,000 | $ 171,020 | $ 82,000 |
| Oklahoma City, OK | 588 | $ 93,845,000 | $ 159,600 | $ 83,000 |
| Boulder, CO | 529 | $ 133,714,000 | $ 252,767 | $ 101,000 |
| San Antonio-New Braunfels, TX | 432 | $ 70,617,000 | $ 163,465 | $ 86,000 |
| Shreveport-Bossier City, LA | 410 | $ 73,493,000 | $ 179,251 | $ 74,000 |
| Beaumont-Port Arthur, TX | 355 | $ 46,735,000 | $ 131,647 | $ 79,000 |
| Atlanta-Sandy Springs-Marietta, GA | 267 | $ 45,984,000 | $ 172,224 | $ 91,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 255 | $ 61,914,000 | $ 242,800 | $ 109,901 |
| Los Angeles-Long Beach-Glendale, CA | 206 | $ 54,585,000 | $ 264,975 | $ 98,000 |
| New Orleans-Metairie-Kenner, LA | 205 | $ 35,279,000 | $ 172,092 | $ 88,000 |
| Philadelphia, PA | 203 | $ 29,786,000 | $ 146,729 | $ 81,000 |
| Baltimore-Towson, MD | 193 | $ 39,682,000 | $ 205,606 | $ 94,000 |
| Fresno, CA | 186 | $ 28,892,000 | $ 155,333 | $ 85,000 |
| Tulsa, OK | 179 | $ 23,648,000 | $ 132,111 | $ 83,000 |
| El Paso, TX | 161 | $ 19,010,000 | $ 118,074 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 160 | $ 23,231,000 | $ 145,193 | $ 70,000 |
| Phoenix-Mesa-Glendale, AZ | 156 | $ 26,627,000 | $ 170,685 | $ 85,000 |
| Jacksonville, FL | 152 | $ 24,741,000 | $ 162,769 | $ 71,000 |
| Riverside-San Bernardino-Ontario, CA | 138 | $ 25,259,000 | $ 183,036 | $ 68,000 |
| Salt Lake City, UT | 135 | $ 25,265,000 | $ 187,148 | $ 80,000 |
| San Diego-Carlsbad-San Marcos, CA | 125 | $ 33,028,000 | $ 264,224 | $ 104,000 |
| Cheyenne, WY | 123 | $ 22,092,000 | $ 179,609 | $ 82,000 |
| Abilene, TX | 116 | $ 14,648,000 | $ 126,275 | $ 81,000 |
| St. Louis, MO-IL | 114 | $ 19,453,000 | $ 170,640 | $ 83,500 |
| Reading, PA | 113 | $ 17,727,000 | $ 156,876 | $ 87,000 |
| Chicago-Joliet-Naperville, IL | 112 | $ 18,929,000 | $ 169,008 | $ 77,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 112 | $ 17,335,000 | $ 154,776 | $ 68,000 |
| Columbus, OH | 109 | $ 14,721,000 | $ 135,055 | $ 49,000 |
| Waco, TX | 109 | $ 12,677,000 | $ 116,302 | $ 74,000 |
| York-Hanover, PA | 106 | $ 13,598,000 | $ 128,283 | $ 65,000 |
| Bethesda-Rockville-Frederick, MD | 103 | $ 25,430,000 | $ 246,893 | $ 101,000 |
| Grand Junction, CO | 102 | $ 16,070,000 | $ 157,549 | $ 59,000 |
| Ogden-Clearfield, UT | 98 | $ 17,479,000 | $ 178,357 | $ 78,000 |
| Rapid City, SD | 96 | $ 14,083,000 | $ 146,697 | $ 83,000 |
| Baton Rouge, LA | 95 | $ 15,130,000 | $ 159,263 | $ 71,000 |
| Erie, PA | 95 | $ 10,835,000 | $ 114,052 | $ 69,000 |
| Harrisburg-Carlisle, PA | 95 | $ 16,486,000 | $ 173,536 | $ 95,000 |
| San Angelo, TX | 95 | $ 11,796,000 | $ 124,168 | $ 69,000 |
| Dayton, OH | 94 | $ 11,019,000 | $ 117,223 | $ 51,000 |
| Kansas City, MO-KS | 94 | $ 14,445,000 | $ 153,670 | $ 83,404 |
| Killeen-Temple-Fort Hood, TX | 94 | $ 12,642,000 | $ 134,489 | $ 76,000 |
| Pueblo, CO | 92 | $ 12,141,000 | $ 131,967 | $ 66,000 |
| Tallahassee, FL | 91 | $ 14,501,000 | $ 159,351 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 91 | $ 19,425,000 | $ 213,461 | $ 83,000 |
| Orlando-Kissimmee-Sanford, FL | 90 | $ 12,268,000 | $ 136,311 | $ 74,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 87 | $ 16,108,000 | $ 185,149 | $ 81,310 |
| Midland, TX | 80 | $ 10,925,000 | $ 136,562 | $ 73,000 |
| Lansing-East Lansing, MI | 78 | $ 9,039,000 | $ 115,884 | $ 75,000 |
| Raleigh-Cary, NC | 77 | $ 13,311,000 | $ 172,870 | $ 89,000 |
| Fort Collins-Loveland, CO | 76 | $ 15,157,000 | $ 199,434 | $ 71,000 |
| Santa Ana-Anaheim-Irvine, CA | 72 | $ 23,083,000 | $ 320,597 | $ 112,000 |
| Colorado Springs, CO | 71 | $ 14,015,000 | $ 197,394 | $ 83,000 |
| Greeley, CO | 71 | $ 11,576,000 | $ 163,042 | $ 78,000 |
| Pensacola-Ferry Pass-Brent, FL | 71 | $ 9,870,000 | $ 139,014 | $ 76,000 |
| Reno-Sparks, NV | 71 | $ 13,284,000 | $ 187,098 | $ 82,000 |
| Fort Wayne, IN | 67 | $ 6,209,000 | $ 92,671 | $ 50,000 |
| College Station-Bryan, TX | 64 | $ 8,969,000 | $ 140,140 | $ 94,000 |
| Lawton, OK | 62 | $ 8,031,000 | $ 129,532 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 62 | $ 7,617,000 | $ 122,854 | $ 67,000 |
| Wichita Falls, TX | 62 | $ 7,271,000 | $ 117,274 | $ 110,000 |
| Omaha-Council Bluffs, NE-IA | 60 | $ 10,112,000 | $ 168,533 | $ 100,666 |
| Cincinnati-Middletown, OH-KY-IN | 58 | $ 8,815,000 | $ 151,982 | $ 45,724 |
| Las Vegas-Paradise, NV | 56 | $ 8,311,000 | $ 148,410 | $ 90,000 |
| Santa Fe, NM | 56 | $ 11,768,000 | $ 210,142 | $ 79,000 |
| Bakersfield-Delano, CA | 55 | $ 8,612,000 | $ 156,581 | $ 90,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 54 | $ 7,757,000 | $ 143,648 | $ 64,259 |
| Lancaster, PA | 54 | $ 7,206,000 | $ 133,444 | $ 77,000 |
| Oakland-Fremont-Hayward, CA | 52 | $ 15,171,000 | $ 291,750 | $ 93,000 |
| Lebanon, PA | 51 | $ 7,271,000 | $ 142,568 | $ 70,000 |
| Casper, WY | 50 | $ 9,213,000 | $ 184,260 | $ 88,000 |
| New York-White Plains-Wayne, NY-NJ | 49 | $ 15,566,000 | $ 317,673 | $ 115,877 |
| Green Bay, WI | 47 | $ 6,299,000 | $ 134,021 | $ 60,000 |
| Corpus Christi, TX | 46 | $ 6,856,000 | $ 149,043 | $ 94,000 |
| Durham-Chapel Hill, NC | 46 | $ 7,582,000 | $ 164,826 | $ 82,000 |
| Jackson, MS | 45 | $ 7,945,000 | $ 176,555 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 43 | $ 7,236,000 | $ 168,279 | $ 90,000 |
| Richmond, VA | 43 | $ 5,967,000 | $ 138,767 | $ 74,000 |
| Appleton, WI | 42 | $ 5,910,000 | $ 140,714 | $ 69,000 |
| Madison, WI | 42 | $ 5,949,000 | $ 141,642 | $ 91,000 |
| Miami-Miami Beach-Kendall, FL | 42 | $ 6,814,000 | $ 162,238 | $ 71,000 |
| Oshkosh-Neenah, WI | 42 | $ 4,650,000 | $ 110,714 | $ 56,000 |
| Amarillo, TX | 41 | $ 5,295,000 | $ 129,146 | $ 73,000 |
| Asheville, NC | 40 | $ 6,243,000 | $ 156,075 | $ 62,000 |
| Brownsville-Harlingen, TX | 37 | $ 4,104,000 | $ 110,918 | $ 87,000 |
| Tucson, AZ | 35 | $ 5,367,000 | $ 153,342 | $ 78,000 |
| Akron, OH | 34 | $ 4,331,000 | $ 127,382 | $ 67,000 |
| Duluth, MN-WI | 34 | $ 4,647,000 | $ 136,676 | $ 96,411 |
| McAllen-Edinburg-Mission, TX | 34 | $ 4,016,000 | $ 118,117 | $ 70,000 |
| Seattle-Bellevue-Everett, WA | 34 | $ 8,002,000 | $ 235,352 | $ 90,000 |
| Toledo, OH | 34 | $ 3,993,000 | $ 117,441 | $ 74,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 33 | $ 5,379,000 | $ 163,000 | $ 97,000 |
| Lubbock, TX | 33 | $ 3,657,000 | $ 110,818 | $ 84,000 |
| Lafayette, IN | 32 | $ 4,318,000 | $ 134,937 | $ 67,000 |
| La Crosse, WI-MN | 30 | $ 4,017,000 | $ 133,900 | $ 70,533 |
| Palm Bay-Melbourne-Titusville, FL | 30 | $ 4,507,000 | $ 150,233 | $ 64,000 |
| Port St. Lucie, FL | 30 | $ 3,619,000 | $ 120,633 | $ 81,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 30 | $ 6,472,000 | $ 215,733 | $ 110,000 |
| Boise City-Nampa, ID | 29 | $ 5,228,000 | $ 180,275 | $ 97,000 |
| Odessa, TX | 29 | $ 4,229,000 | $ 145,827 | $ 69,000 |
| Tyler, TX | 29 | $ 4,000,000 | $ 137,931 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 28 | $ 8,520,000 | $ 304,285 | $ 113,000 |
| Sherman-Denison, TX | 28 | $ 4,554,000 | $ 162,642 | $ 92,000 |
| Birmingham-Hoover, AL | 27 | $ 4,664,000 | $ 172,740 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 3,579,000 | $ 132,555 | $ 77,000 |
| Farmington, NM | 26 | $ 4,668,000 | $ 179,538 | $ 69,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 6,020,000 | $ 231,538 | $ 90,615 |
| Anderson, IN | 25 | $ 3,178,000 | $ 127,120 | $ 32,000 |
| Nassau-Suffolk, NY | 25 | $ 6,689,000 | $ 267,560 | $ 86,000 |
| Spokane, WA | 25 | $ 4,531,000 | $ 181,240 | $ 72,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 2,656,000 | $ 110,666 | $ 86,000 |
| Edison-New Brunswick, NJ | 24 | $ 6,571,000 | $ 273,791 | $ 143,000 |
| Greensboro-High Point, NC | 24 | $ 3,199,000 | $ 133,291 | $ 59,000 |
| North Port-Bradenton-Sarasota, FL | 24 | $ 3,904,000 | $ 162,666 | $ 74,000 |
| Newark-Union, NJ-PA | 23 | $ 7,702,000 | $ 334,869 | $ 215,739 |
| Providence-New Bedford-Fall River, RI-MA | 23 | $ 4,711,000 | $ 204,826 | $ 79,608 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 3,564,000 | $ 162,000 | $ 81,000 |
| Eugene-Springfield, OR | 21 | $ 3,538,000 | $ 168,476 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 2,172,000 | $ 108,600 | $ 76,350 |
| Winston-Salem, NC | 20 | $ 1,813,000 | $ 90,650 | $ 48,000 |
| Janesville, WI | 19 | $ 1,983,000 | $ 104,368 | $ 76,000 |
| Memphis, TN-MS-AR | 19 | $ 2,930,000 | $ 154,210 | $ 76,684 |
| Monroe, MI | 19 | $ 2,153,000 | $ 113,315 | $ 51,000 |
| Pittsburgh, PA | 19 | $ 2,621,000 | $ 137,947 | $ 71,000 |
| Camden, NJ | 18 | $ 3,538,000 | $ 196,555 | $ 87,000 |
| Cleveland-Elyria-Mentor, OH | 18 | $ 2,401,000 | $ 133,388 | $ 40,000 |
| Evansville, IN-KY | 18 | $ 2,791,000 | $ 155,055 | $ 82,000 |
| Lake Charles, LA | 18 | $ 2,543,000 | $ 141,277 | $ 67,000 |
| Santa Cruz-Watsonville, CA | 18 | $ 6,096,000 | $ 338,666 | $ 139,000 |
| Wichita, KS | 18 | $ 2,592,000 | $ 144,000 | $ 81,000 |
| Kalamazoo-Portage, MI | 17 | $ 2,369,000 | $ 139,352 | $ 58,000 |
| Rockingham County-Strafford County, NH | 17 | $ 2,848,000 | $ 167,529 | $ 83,000 |
| San Francisco-San Mateo-Redwood City, CA | 17 | $ 6,777,000 | $ 398,647 | $ 93,000 |
| Charleston, WV | 16 | $ 2,595,000 | $ 162,187 | $ 54,000 |
| Lafayette, LA | 16 | $ 2,475,000 | $ 154,687 | $ 90,000 |
| Santa Rosa-Petaluma, CA | 16 | $ 3,996,000 | $ 249,750 | $ 100,000 |
| Worcester, MA | 16 | $ 2,497,000 | $ 156,062 | $ 59,000 |
| Columbia, SC | 15 | $ 2,267,000 | $ 151,133 | $ 66,000 |
| Fayetteville, NC | 15 | $ 2,547,000 | $ 169,800 | $ 55,000 |
| Louisville-Jefferson County, KY-IN | 15 | $ 2,304,000 | $ 153,600 | $ 63,933 |
| Michigan City-La Porte, IN | 15 | $ 2,076,000 | $ 138,400 | $ 69,000 |
| Waterloo-Cedar Falls, IA | 15 | $ 1,789,000 | $ 119,266 | $ 54,000 |
| Longview, TX | 14 | $ 1,668,000 | $ 119,142 | $ 60,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,658,000 | $ 189,857 | $ 82,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 14 | $ 3,814,000 | $ 272,428 | $ 115,000 |
| Anchorage, AK | 13 | $ 2,561,000 | $ 197,000 | $ 92,000 |
| Detroit-Livonia-Dearborn, MI | 13 | $ 1,638,000 | $ 126,000 | $ 59,000 |
| Logan, UT-ID | 13 | $ 2,019,000 | $ 155,307 | $ 65,461 |
| Boston-Quincy, MA | 12 | $ 2,886,000 | $ 240,500 | $ 91,000 |
| Gulfport-Biloxi, MS | 12 | $ 1,901,000 | $ 158,416 | $ 84,000 |
| Houma-Bayou Cane-Thibodaux, LA | 12 | $ 1,994,000 | $ 166,166 | $ 91,000 |
| Lakeland-Winter Haven, FL | 12 | $ 1,235,000 | $ 102,916 | $ 60,000 |
| Las Cruces, NM | 12 | $ 1,817,000 | $ 151,416 | $ 71,000 |
| Montgomery, AL | 12 | $ 1,432,000 | $ 119,333 | $ 65,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 1,547,000 | $ 128,916 | $ 83,000 |
| Terre Haute, IN | 12 | $ 1,453,000 | $ 121,083 | $ 67,000 |
| Fort Smith, AR-OK | 11 | $ 1,132,000 | $ 102,909 | $ 55,181 |
| Gainesville, FL | 11 | $ 1,909,000 | $ 173,545 | $ 89,000 |
| Grand Rapids-Wyoming, MI | 11 | $ 1,980,000 | $ 180,000 | $ 104,000 |
| Huntsville, AL | 11 | $ 1,836,000 | $ 166,909 | $ 91,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,746,000 | $ 158,727 | $ 174,000 |
| Madera-Chowchilla, CA | 11 | $ 1,532,000 | $ 139,272 | $ 87,000 |
| Manhattan, KS | 11 | $ 2,220,000 | $ 201,818 | $ 104,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 11 | $ 1,482,000 | $ 134,727 | $ 85,000 |
| Rockford, IL | 11 | $ 1,323,000 | $ 120,272 | $ 52,000 |
| Victoria, TX | 11 | $ 1,091,000 | $ 99,181 | $ 47,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,436,000 | $ 143,600 | $ 123,800 |
| Cambridge-Newton-Framingham, MA | 10 | $ 2,115,000 | $ 211,500 | $ 70,000 |
| Chattanooga, TN-GA | 10 | $ 1,521,000 | $ 152,100 | $ 96,000 |
| Columbus, GA-AL | 10 | $ 1,251,000 | $ 125,100 | $ 64,800 |
| Davenport-Moline-Rock Island, IA-IL | 10 | $ 953,000 | $ 95,300 | $ 57,300 |
| Fairbanks, AK | 10 | $ 1,990,000 | $ 199,000 | $ 97,000 |
| Fond Du Lac, WI | 10 | $ 975,000 | $ 97,500 | $ 55,000 |
| Gary, IN | 10 | $ 1,302,000 | $ 130,200 | $ 62,000 |
| Kokomo, IN | 10 | $ 1,008,000 | $ 100,800 | $ 61,000 |
| Ocala, FL | 10 | $ 1,041,000 | $ 104,100 | $ 48,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 3,728,000 | $ 372,800 | $ 185,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 10 | $ 2,756,000 | $ 275,600 | $ 87,000 |
| Savannah, GA | 10 | $ 1,658,000 | $ 165,800 | $ 84,000 |
| Scranton--Wilkes-Barre, PA | 10 | $ 1,586,000 | $ 158,600 | $ 72,000 |
| Binghamton, NY | 9 | $ 1,048,000 | $ 116,444 | $ 85,000 |
| Flagstaff, AZ | 9 | $ 2,416,000 | $ 268,444 | $ 141,000 |
| Greenville-Mauldin-Easley, SC | 9 | $ 1,212,000 | $ 134,666 | $ 80,000 |
| Hattiesburg, MS | 9 | $ 1,002,000 | $ 111,333 | $ 106,000 |
| Palm Coast, FL | 9 | $ 1,601,000 | $ 177,888 | $ 74,000 |
| Prescott, AZ | 9 | $ 1,544,000 | $ 171,555 | $ 79,000 |
| Springfield, MA | 9 | $ 1,332,000 | $ 148,000 | $ 94,000 |
| Springfield, MO | 9 | $ 1,187,000 | $ 131,888 | $ 71,000 |
| Valdosta, GA | 9 | $ 924,000 | $ 102,666 | $ 56,000 |
| Wausau, WI | 9 | $ 1,342,000 | $ 149,111 | $ 77,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,819,000 | $ 202,111 | $ 108,555 |
| Canton-Massillon, OH | 8 | $ 1,067,000 | $ 133,375 | $ 66,000 |
| Clarksville, TN-KY | 8 | $ 1,295,000 | $ 161,875 | $ 78,000 |
| Danville, VA | 8 | $ 942,000 | $ 117,750 | $ 40,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,260,000 | $ 157,500 | $ 81,000 |
| Laredo, TX | 8 | $ 1,059,000 | $ 132,375 | $ 72,000 |
| Lexington-Fayette, KY | 8 | $ 1,056,000 | $ 132,000 | $ 55,000 |
| Macon, GA | 8 | $ 1,197,000 | $ 149,625 | $ 68,000 |
| Monroe, LA | 8 | $ 1,075,000 | $ 134,375 | $ 63,000 |
| Naples-Marco Island, FL | 8 | $ 1,653,000 | $ 206,625 | $ 101,000 |
| Peabody, MA | 8 | $ 1,891,000 | $ 236,375 | $ 87,000 |
| Provo-Orem, UT | 8 | $ 1,826,000 | $ 228,250 | $ 59,000 |
| Stockton, CA | 8 | $ 1,367,000 | $ 170,875 | $ 68,000 |
| Vallejo-Fairfield, CA | 8 | $ 1,401,000 | $ 175,125 | $ 119,000 |
| Visalia-Porterville, CA | 8 | $ 1,166,000 | $ 145,750 | $ 89,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,746,000 | $ 249,428 | $ 118,000 |
| Bremerton-Silverdale, WA | 7 | $ 1,972,000 | $ 281,714 | $ 115,000 |
| Charleston-North Charleston-Summerville, SC | 7 | $ 1,397,000 | $ 199,571 | $ 79,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,580,000 | $ 225,714 | $ 125,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,182,000 | $ 168,857 | $ 58,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 709,000 | $ 101,285 | $ 55,000 |
| Hot Springs, AR | 7 | $ 885,000 | $ 126,428 | $ 94,000 |
| Huntington-Ashland, WV-KY-OH | 7 | $ 664,000 | $ 94,857 | $ 73,285 |
| Manchester-Nashua, NH | 7 | $ 1,075,000 | $ 153,571 | $ 99,000 |
| Missoula, MT | 7 | $ 1,395,000 | $ 199,285 | $ 81,000 |
| Peoria, IL | 7 | $ 818,000 | $ 116,857 | $ 74,000 |
| Pine Bluff, AR | 7 | $ 968,000 | $ 138,285 | $ 64,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,040,000 | $ 148,571 | $ 99,000 |
| Rochester, MN | 7 | $ 967,000 | $ 138,142 | $ 79,000 |
| St. George, UT | 7 | $ 1,032,000 | $ 147,428 | $ 127,000 |
| Sumter, SC | 7 | $ 1,079,000 | $ 154,142 | $ 40,000 |
| Williamsport, PA | 7 | $ 885,000 | $ 126,428 | $ 46,000 |
| Ann Arbor, MI | 6 | $ 867,000 | $ 144,500 | $ 72,000 |
| Bellingham, WA | 6 | $ 1,519,000 | $ 253,166 | $ 57,000 |
| Bloomington, IN | 6 | $ 693,000 | $ 115,500 | $ 85,000 |
| Bloomington-Normal, IL | 6 | $ 814,000 | $ 135,666 | $ 84,000 |
| Carson City, NV | 6 | $ 1,084,000 | $ 180,666 | $ 51,000 |
| Chico, CA | 6 | $ 758,000 | $ 126,333 | $ 52,000 |
| Holland-Grand Haven, MI | 6 | $ 834,000 | $ 139,000 | $ 83,000 |
| Honolulu, HI | 6 | $ 2,935,000 | $ 489,166 | $ 115,000 |
| Knoxville, TN | 6 | $ 1,021,000 | $ 170,166 | $ 54,000 |
| Lynchburg, VA | 6 | $ 968,000 | $ 161,333 | $ 29,000 |
| San Luis Obispo-Paso Robles, CA | 6 | $ 1,693,000 | $ 282,166 | $ 98,000 |
| State College, PA | 6 | $ 860,000 | $ 143,333 | $ 62,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 788,000 | $ 131,333 | $ 94,000 |
| Warner Robins, GA | 6 | $ 973,000 | $ 162,166 | $ 80,000 |
| Wilmington, NC | 6 | $ 889,000 | $ 148,166 | $ 68,000 |
| Yuba City, CA | 6 | $ 751,000 | $ 125,166 | $ 64,000 |
| Yuma, AZ | 6 | $ 732,000 | $ 122,000 | $ 52,000 |
| Barnstable Town, MA | 5 | $ 1,480,000 | $ 296,000 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 1,572,000 | $ 314,400 | $ 164,000 |
| Burlington-South Burlington, VT | 5 | $ 1,008,000 | $ 201,600 | $ 93,000 |
| Cedar Rapids, IA | 5 | $ 650,000 | $ 130,000 | $ 95,000 |
| Eau Claire, WI | 5 | $ 574,000 | $ 114,800 | $ 60,000 |
| El Centro, CA | 5 | $ 333,000 | $ 66,600 | $ 55,000 |
| Great Falls, MT | 5 | $ 539,000 | $ 107,800 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 5 | $ 842,000 | $ 168,400 | $ 55,000 |
| Jacksonville, NC | 5 | $ 776,000 | $ 155,200 | $ 27,000 |
| Joplin, MO | 5 | $ 472,000 | $ 94,400 | $ 51,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 638,000 | $ 127,600 | $ 33,400 |
| Mobile, AL | 5 | $ 796,000 | $ 159,200 | $ 74,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 5 | $ 946,000 | $ 189,200 | $ 103,000 |
| Spartanburg, SC | 5 | $ 492,000 | $ 98,400 | $ 46,000 |
| Topeka, KS | 5 | $ 527,000 | $ 105,400 | $ 60,000 |
| Albany-Schenectady-Troy, NY | 4 | $ 675,000 | $ 168,750 | $ 27,000 |
| Battle Creek, MI | 4 | $ 379,000 | $ 94,750 | $ 42,000 |
| Billings, MT | 4 | $ 743,000 | $ 185,750 | $ 91,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 814,000 | $ 203,500 | $ 113,000 |
| Columbus, IN | 4 | $ 678,000 | $ 169,500 | $ 96,000 |
| Dothan, AL | 4 | $ 372,000 | $ 93,000 | $ 56,000 |
| Elizabethtown, KY | 4 | $ 831,000 | $ 207,750 | $ 76,000 |
| Fargo, ND-MN | 4 | $ 763,000 | $ 190,750 | $ 95,750 |
| Gainesville, GA | 4 | $ 981,000 | $ 245,250 | $ 121,000 |
| Jonesboro, AR | 4 | $ 567,000 | $ 141,750 | $ 71,000 |
| Merced, CA | 4 | $ 382,000 | $ 95,500 | $ 55,000 |
| New Haven-Milford, CT | 4 | $ 723,000 | $ 180,750 | $ 100,000 |
| Norwich-New London, CT | 4 | $ 1,241,000 | $ 310,250 | $ 102,000 |
| Owensboro, KY | 4 | $ 271,000 | $ 67,750 | $ 33,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 722,000 | $ 180,500 | $ 93,000 |
| Pascagoula, MS | 4 | $ 526,000 | $ 131,500 | $ 42,000 |
| Punta Gorda, FL | 4 | $ 688,000 | $ 172,000 | $ 28,000 |
| Rochester, NY | 4 | $ 825,000 | $ 206,250 | $ 73,000 |
| Salem, OR | 4 | $ 758,000 | $ 189,500 | $ 99,000 |
| Springfield, OH | 4 | $ 380,000 | $ 95,000 | $ 37,000 |
| Syracuse, NY | 4 | $ 654,000 | $ 163,500 | $ 116,000 |
| Trenton-Ewing, NJ | 4 | $ 999,000 | $ 249,750 | $ 61,000 |
| Utica-Rome, NY | 4 | $ 455,000 | $ 113,750 | $ 50,000 |
| Anderson, SC | 3 | $ 323,000 | $ 107,666 | $ 68,000 |
| Auburn-Opelika, AL | 3 | $ 487,000 | $ 162,333 | $ 72,000 |
| Columbia, MO | 3 | $ 424,000 | $ 141,333 | $ 109,000 |
| Dover, DE | 3 | $ 583,000 | $ 194,333 | $ 82,000 |
| Hanford-Corcoran, CA | 3 | $ 423,000 | $ 141,000 | $ 43,000 |
| Idaho Falls, ID | 3 | $ 391,000 | $ 130,333 | $ 48,000 |
| Iowa City, IA | 3 | $ 302,000 | $ 100,666 | $ 58,000 |
| Jackson, MI | 3 | $ 324,000 | $ 108,000 | $ 53,000 |
| Lincoln, NE | 3 | $ 208,000 | $ 69,333 | $ 39,000 |
| Modesto, CA | 3 | $ 465,000 | $ 155,000 | $ 65,000 |
| Salinas, CA | 3 | $ 863,000 | $ 287,666 | $ 93,000 |
| Sioux City, IA-NE-SD | 3 | $ 390,000 | $ 130,000 | $ 69,333 |
| Anniston-Oxford, AL | 2 | $ 241,000 | $ 120,500 | $ 69,000 |
| Bend, OR | 2 | $ 511,000 | $ 255,500 | $ 74,000 |
| Burlington, NC | 2 | $ 192,000 | $ 96,000 | $ 57,000 |
| Charlottesville, VA | 2 | $ 417,000 | $ 208,500 | $ 115,000 |
| Des Moines-West Des Moines, IA | 2 | $ 181,000 | $ 90,500 | $ 38,000 |
| Elkhart-Goshen, IN | 2 | $ 215,000 | $ 107,500 | $ 21,000 |
| Elmira, NY | 2 | $ 232,000 | $ 116,000 | $ 95,000 |
| Florence, SC | 2 | $ 161,000 | $ 80,500 | $ 51,000 |
| Goldsboro, NC | 2 | $ 240,000 | $ 120,000 | $ 22,000 |
| Greenville, NC | 2 | $ 165,000 | $ 82,500 | $ 41,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 238,000 | $ 119,000 | $ 63,000 |
| Lima, OH | 2 | $ 209,000 | $ 104,500 | $ 108,000 |
| Longview, WA | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Mansfield, OH | 2 | $ 292,000 | $ 146,000 | $ 74,000 |
| Morgantown, WV | 2 | $ 300,000 | $ 150,000 | $ 96,000 |
| Muncie, IN | 2 | $ 158,000 | $ 79,000 | $ 68,000 |
| Muskegon-Norton Shores, MI | 2 | $ 151,000 | $ 75,500 | $ 61,000 |
| Olympia, WA | 2 | $ 462,000 | $ 231,000 | $ 83,000 |
| Pocatello, ID | 2 | $ 102,000 | $ 51,000 | $ 28,000 |
| Sandusky, OH | 2 | $ 484,000 | $ 242,000 | $ 58,000 |
| Sebastian-Vero Beach, FL | 2 | $ 314,000 | $ 157,000 | $ 90,000 |
| Sioux Falls, SD | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| St. Joseph, MO-KS | 2 | $ 88,000 | $ 44,000 | $ 37,500 |
| Tacoma, WA | 2 | $ 381,000 | $ 190,500 | $ 71,000 |
| Alexandria, LA | 1 | $ 133,000 | $ 133,000 | $ 80,000 |
| Ames, IA | 1 | $ 278,000 | $ 278,000 | $ 158,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 394,000 | $ 394,000 | $ 225,000 |
| Bay City, MI | 1 | $ 122,000 | $ 122,000 | $ 52,000 |
| Brunswick, GA | 1 | $ 216,000 | $ 216,000 | $ 61,000 |
| Champaign-Urbana, IL | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Coeur D'Alene, ID | 1 | $ 171,000 | $ 171,000 | $ 78,000 |
| Corvallis, OR | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Cumberland, MD-WV | 1 | $ 270,000 | $ 270,000 | $ 258,000 |
| Decatur, IL | 1 | $ 140,000 | $ 140,000 | $ 131,000 |
| Flint, MI | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Grand Forks, ND-MN | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Jefferson City, MO | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Johnstown, PA | 1 | $ 214,000 | $ 214,000 | $ 82,000 |
| Kingston, NY | 1 | $ 89,000 | $ 89,000 | $ 59,000 |
| Medford, OR | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 200,000 | $ 200,000 | $ 48,000 |
| Napa, CA | 1 | $ 326,000 | $ 326,000 | $ 87,000 |
| Niles-Benton Harbor, MI | 1 | $ 223,000 | $ 223,000 | $ 31,000 |
| Ocean City, NJ | 1 | $ 332,000 | $ 332,000 | $ 102,000 |
| Racine, WI | 1 | $ 278,000 | $ 278,000 | $ 266,000 |
| Redding, CA | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Roanoke, VA | 1 | $ 112,000 | $ 112,000 | $ 89,000 |
| Rocky Mount, NC | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| Sheboygan, WI | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| St. Cloud, MN | 1 | $ 126,000 | $ 126,000 | $ 49,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Yakima, WA | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 53,000 | $ 53,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Colonial Savings, F. A. in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,381 | $2,862,803,000 | $174,000 | $1,500,000 | $92,000 | $3,504,000 |
| Home Purchase | 9,609 | $1,522,038,000 | $158,000 | $990,000 | $81,000 | $1,992,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,577 | $2,691,940,000 | $172,000 | $1,170,000 | $94,000 | $3,504,000 |
| Not Provided | 6,044 | $1,030,332,000 | $170,000 | $1,500,000 | $89,000 | $1,992,000 |
| Hispanic | 1,935 | $286,372,000 | $147,000 | $850,000 | $73,000 | $691,000 |
| Black or African American | 1,128 | $175,645,000 | $155,000 | $712,000 | $76,000 | $1,400,000 |
| Not applicable | 697 | $85,119,000 | $122,000 | $399,000 | $0 | $0 |
| Asian | 493 | $96,366,000 | $195,000 | $836,000 | $104,000 | $917,000 |
| American Indian or Alaskan Native | 80 | $12,493,000 | $156,000 | $360,000 | $116,000 | $1,318,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $6,574,000 | $182,000 | $416,000 | $77,000 | $216,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,821 | $3,290,055,000 | $174,000 | $1,500,000 | $99,000 | $3,504,000 |
| FHA-insured (Federal Housing Administration) | 5,905 | $863,573,000 | $146,000 | $696,000 | $58,000 | $706,000 |
| VA-guaranteed (Veterans Administration) | 1,264 | $231,213,000 | $182,000 | $520,000 | $62,000 | $1,658,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,191 | $2,288,919,000 | $173,000 | $1,092,000 | $96,000 | $2,383,000 |
| Application Denied By Financial Institution | 11,241 | $1,873,779,000 | $166,000 | $1,170,000 | $85,000 | $3,504,000 |
| Loan Purchased By The Institution | 741 | $91,510,000 | $123,000 | $400,000 | $6,000 | $1,400,000 |
| Application Withdrawn By Applicant | 593 | $91,180,000 | $153,000 | $1,500,000 | $60,000 | $1,276,000 |
| Application Approved But Not Accepted | 184 | $31,664,000 | $172,000 | $672,000 | $92,000 | $508,000 |
| File Closed For Incompleteness | 40 | $7,789,000 | $194,000 | $722,000 | $59,000 | $333,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 4,154 | $697,481,000 | $167,000 | $1,170,000 | $93,000 | $1,836,000 |
| Credit Application Incomplete | 1,830 | $331,849,000 | $181,000 | $1,000,000 | $84,000 | $1,658,000 |
| Credit History | 1,812 | $257,504,000 | $142,000 | $1,050,000 | $70,000 | $3,504,000 |
| Collateral | 1,667 | $281,809,000 | $169,000 | $832,000 | $92,000 | $996,000 |
| Debt-To-Income Ratio | 992 | $172,418,000 | $173,000 | $750,000 | $63,000 | $828,000 |
| Other | 426 | $73,240,000 | $171,000 | $900,000 | $107,000 | $1,992,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 221 | $35,890,000 | $162,000 | $614,000 | $74,000 | $268,000 |
| Employment History | 113 | $18,250,000 | $161,000 | $550,000 | $79,000 | $720,000 |
| Mortgage Insurance Denied | 26 | $5,338,000 | $205,000 | $417,000 | $110,000 | $442,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Colonial Savings, F. A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Colonial Savings, F. A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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