Columbia National, Inc. Mortgage Lending & HMDA Data, 2003

In 2003, Columbia National, Inc. of Columbia, MD reported 29,517 mortgage applications totaling $4.4 billion. The average application was for $148,896, and applicants reported an average income of $50,170. 79% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Baltimore, MD (2,985), Norfolk-Virginia Beach-Newport News, VA-NC (1,614) and Chicago, IL (1,401) (applications in parentheses).

Mortgage Company & Address Columbia National, Inc.
7142 Columbia Gateway Drive
Columbia, MD 21046
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 29,517
Total Mortgage Loan Application Amount $4,394,982,000
Average Mortgage Loan Application Amount $148,896
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $50,170
Highest Applicant Income $5,105,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Columbia National, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Columbia National, Inc. by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Prince George's, Maryland 1,062 $ 163,710,000 $ 154,152 $ 47,000
Mecklenburg, North Carolina 1,047 $ 133,443,000 $ 127,452 $ 41,000
Cook, Illinois 853 $ 121,754,000 $ 142,736 $ 48,000
Anne Arundel, Maryland 772 $ 135,769,000 $ 175,866 $ 59,000
Montgomery, Maryland 764 $ 161,488,000 $ 211,371 $ 55,000
Baltimore, Maryland 728 $ 98,249,000 $ 134,957 $ 47,000
Charles, Maryland 611 $ 104,316,000 $ 170,729 $ 50,000
Virginia Beach, Virginia 606 $ 106,040,000 $ 174,983 $ 54,000
Davidson, Tennessee 535 $ 62,512,000 $ 116,844 $ 35,000
Fairfax, Virginia 534 $ 111,168,000 $ 208,179 $ 66,000
District of Columbia, District Of Columbia 468 $ 93,752,000 $ 200,324 $ 69,000
Howard, Maryland 461 $ 87,913,000 $ 190,700 $ 60,000
Richland, South Carolina 439 $ 54,285,000 $ 123,656 $ 45,000
Frederick, Maryland 437 $ 72,405,000 $ 165,686 $ 58,000
Baltimore City, Maryland 430 $ 39,907,000 $ 92,806 $ 42,000
Greenville, South Carolina 419 $ 52,388,000 $ 125,031 $ 39,000
Dauphin, Pennsylvania 401 $ 44,246,000 $ 110,339 $ 37,000
Knox, Tennessee 398 $ 49,902,000 $ 125,381 $ 37,000
St. Mary's, Maryland 375 $ 65,272,000 $ 174,058 $ 54,000
Alamance, North Carolina 355 $ 37,106,000 $ 104,523 $ 32,000
Carroll, Maryland 342 $ 60,714,000 $ 177,526 $ 57,000
Burlington, New Jersey 321 $ 52,716,000 $ 164,224 $ 84,000
Loudoun, Virginia 313 $ 70,062,000 $ 223,840 $ 58,000
Montgomery, Pennsylvania 308 $ 50,721,000 $ 164,678 $ 61,000
Wake, North Carolina 306 $ 46,720,000 $ 152,679 $ 35,000
Chester, Pennsylvania 306 $ 56,392,000 $ 184,287 $ 65,000
Chesapeake, Virginia 305 $ 46,884,000 $ 153,718 $ 55,000
Philadelphia, Pennsylvania 287 $ 28,887,000 $ 100,651 $ 44,000
Prince William, Virginia 253 $ 50,293,000 $ 198,786 $ 60,000
Calvert, Maryland 246 $ 47,455,000 $ 192,906 $ 45,000
Middlesex, New Jersey 235 $ 42,595,000 $ 181,255 $ 82,000
Cape May, New Jersey 233 $ 42,055,000 $ 180,493 $ 66,000
Wayne, Michigan 230 $ 24,148,000 $ 104,991 $ 41,000
Ocean, New Jersey 224 $ 33,834,000 $ 151,044 $ 55,000
Mercer, New Jersey 223 $ 42,234,000 $ 189,390 $ 106,000
Lexington, South Carolina 217 $ 25,250,000 $ 116,359 $ 47,000
Guilford, North Carolina 215 $ 26,158,000 $ 121,665 $ 32,000
Wicomico, Maryland 211 $ 25,592,000 $ 121,289 $ 51,000
Jefferson, Kentucky 206 $ 27,898,000 $ 135,427 $ 64,000
Harford, Maryland 206 $ 30,398,000 $ 147,563 $ 47,000
Somerset, New Jersey 200 $ 38,032,000 $ 190,160 $ 94,000
Augusta, Virginia 200 $ 23,638,000 $ 118,190 $ 41,000
Winnebago, Illinois 197 $ 15,381,000 $ 78,076 $ 34,000
Marion, Indiana 197 $ 18,789,000 $ 95,375 $ 35,000
Newport News, Virginia 192 $ 22,535,000 $ 117,369 $ 37,000
Albemarle, Virginia 190 $ 34,541,000 $ 181,794 $ 59,000
Hamilton, Ohio 178 $ 21,856,000 $ 122,786 $ 50,000
Bucks, Pennsylvania 173 $ 27,026,000 $ 156,219 $ 51,000
Macomb, Michigan 171 $ 21,896,000 $ 128,046 $ 43,000
Spotsylvania, Virginia 171 $ 28,383,000 $ 165,982 $ 65,000
Sumner, Tennessee 168 $ 21,447,000 $ 127,660 $ 37,000
DuPage, Illinois 167 $ 27,783,000 $ 166,365 $ 55,000
Cumberland, Pennsylvania 166 $ 18,880,000 $ 113,734 $ 42,000
Charleston, South Carolina 161 $ 23,525,000 $ 146,118 $ 44,000
Stafford, Virginia 160 $ 29,959,000 $ 187,243 $ 59,000
Chesterfield, Virginia 156 $ 22,746,000 $ 145,807 $ 55,000
Henrico, Virginia 156 $ 21,203,000 $ 135,916 $ 51,000
Hartford, Connecticut 151 $ 19,941,000 $ 132,059 $ 61,000
Rutherford, Tennessee 150 $ 17,175,000 $ 114,500 $ 32,000
Dorchester, South Carolina 144 $ 20,392,000 $ 141,611 $ 45,000
Hampden, Massachusetts 135 $ 16,683,000 $ 123,577 $ 46,000
Camden, New Jersey 131 $ 15,855,000 $ 121,030 $ 74,000
Washington, Maryland 130 $ 18,129,000 $ 139,453 $ 50,000
Bergen, New Jersey 130 $ 25,911,000 $ 199,315 $ 67,000
Monmouth, New Jersey 128 $ 24,441,000 $ 190,945 $ 119,000
York, Pennsylvania 128 $ 17,397,000 $ 135,914 $ 48,000
Will, Illinois 125 $ 19,185,000 $ 153,480 $ 42,000
Hampton, Virginia 117 $ 12,944,000 $ 110,632 $ 36,000
Norfolk, Virginia 117 $ 14,918,000 $ 127,504 $ 44,000
Williamson, Tennessee 115 $ 22,340,000 $ 194,260 $ 46,000
Cabarrus, North Carolina 114 $ 13,756,000 $ 120,666 $ 37,000
Union, North Carolina 111 $ 15,481,000 $ 139,468 $ 39,000
Iredell, North Carolina 110 $ 14,305,000 $ 130,045 $ 40,000
Kent, Delaware 108 $ 13,555,000 $ 125,509 $ 51,000
Hunterdon, New Jersey 108 $ 21,145,000 $ 195,787 $ 93,000
Delaware, Pennsylvania 104 $ 15,891,000 $ 152,798 $ 58,000
Essex, New Jersey 101 $ 17,739,000 $ 175,633 $ 67,000
Person, North Carolina 101 $ 10,279,000 $ 101,772 $ 39,000
Richmond City, Virginia 101 $ 14,080,000 $ 139,405 $ 52,000
Staunton, Virginia 100 $ 9,049,000 $ 90,490 $ 48,000
Worcester, Maryland 98 $ 13,699,000 $ 139,785 $ 61,000
Anderson, South Carolina 98 $ 10,730,000 $ 109,489 $ 51,000
Kane, Illinois 92 $ 13,958,000 $ 151,717 $ 63,000
Lake, Illinois 91 $ 16,601,000 $ 182,428 $ 55,000
Atlantic, New Jersey 90 $ 13,653,000 $ 151,700 $ 53,000
Wilson, Tennessee 85 $ 11,453,000 $ 134,741 $ 36,000
Hendricks, Indiana 84 $ 10,600,000 $ 126,190 $ 40,000
Gloucester, New Jersey 84 $ 11,787,000 $ 140,321 $ 64,000
Hudson, New Jersey 82 $ 19,523,000 $ 238,085 $ 58,000
Montgomery, Ohio 79 $ 6,716,000 $ 85,012 $ 72,000
Morris, New Jersey 78 $ 16,336,000 $ 209,435 $ 98,000
Arlington, Virginia 76 $ 14,948,000 $ 196,684 $ 71,000
Union, New Jersey 74 $ 12,463,000 $ 168,418 $ 79,000
Waynesboro, Virginia 73 $ 7,143,000 $ 97,849 $ 35,000
Pickens, South Carolina 70 $ 7,714,000 $ 110,200 $ 33,000
Sussex, Delaware 69 $ 11,259,000 $ 163,173 $ 75,000
Kenosha, Wisconsin 69 $ 8,698,000 $ 126,057 $ 29,000
Watauga, North Carolina 65 $ 9,262,000 $ 142,492 $ 89,000
Hanover, Virginia 64 $ 12,168,000 $ 190,125 $ 58,000
Culpeper, Virginia 63 $ 8,886,000 $ 141,047 $ 32,000
Jefferson, West Virginia 61 $ 9,589,000 $ 157,196 $ 55,000
Alexandria, Virginia 60 $ 11,096,000 $ 184,933 $ 72,000
Suffolk, Virginia 60 $ 9,162,000 $ 152,700 $ 48,000
Horry, South Carolina 59 $ 7,527,000 $ 127,576 $ 53,000
McHenry, Illinois 58 $ 9,196,000 $ 158,551 $ 55,000
York, South Carolina 58 $ 7,831,000 $ 135,017 $ 54,000
Oakland, Michigan 57 $ 8,775,000 $ 153,947 $ 52,000
Charlottesville, Virginia 56 $ 8,220,000 $ 146,785 $ 105,000
Plymouth, Massachusetts 54 $ 10,200,000 $ 188,888 $ 47,000
Duval, Florida 53 $ 5,529,000 $ 104,320 $ 49,000
New Haven, Connecticut 50 $ 6,396,000 $ 127,920 $ 54,000
Randolph, North Carolina 50 $ 5,239,000 $ 104,780 $ 27,000
York, Virginia 50 $ 7,515,000 $ 150,300 $ 49,000
Butler, Ohio 49 $ 6,459,000 $ 131,816 $ 47,000
Blount, Tennessee 49 $ 5,478,000 $ 111,795 $ 42,000
Forsyth, North Carolina 47 $ 5,705,000 $ 121,382 $ 42,000
Queen Anne's, Maryland 46 $ 9,226,000 $ 200,565 $ 63,000
Bristol, Massachusetts 45 $ 8,688,000 $ 193,066 $ 69,000
Spartanburg, South Carolina 45 $ 4,921,000 $ 109,355 $ 33,000
Portsmouth, Virginia 44 $ 5,182,000 $ 117,772 $ 43,000
Clermont, Ohio 43 $ 6,046,000 $ 140,604 $ 76,000
Bexar, Texas 43 $ 4,716,000 $ 109,674 $ 26,000
Orange, Virginia 43 $ 5,875,000 $ 136,627 $ 51,000
Worcester, Massachusetts 42 $ 6,705,000 $ 159,642 $ 47,000
Rowan, North Carolina 41 $ 4,577,000 $ 111,634 $ 41,000
Fauquier, Virginia 41 $ 7,601,000 $ 185,390 $ 50,000
James City, Virginia 41 $ 6,845,000 $ 166,951 $ 59,000
New Castle, Delaware 40 $ 6,466,000 $ 161,650 $ 68,000
Berkeley, South Carolina 40 $ 4,878,000 $ 121,950 $ 53,000
Passaic, New Jersey 39 $ 6,716,000 $ 172,205 $ 56,000
Barnstable, Massachusetts 37 $ 7,317,000 $ 197,756 $ 44,000
Durham, North Carolina 37 $ 4,800,000 $ 129,729 $ 42,000
Fluvanna, Virginia 37 $ 4,802,000 $ 129,783 $ 46,000
Gaston, North Carolina 36 $ 4,242,000 $ 117,833 $ 37,000
Lebanon, Pennsylvania 36 $ 4,262,000 $ 118,388 $ 50,000
Middlesex, Massachusetts 35 $ 7,530,000 $ 215,142 $ 74,000
Avery, North Carolina 35 $ 6,977,000 $ 199,342 $ 100,000
Gloucester, Virginia 35 $ 4,748,000 $ 135,657 $ 31,000
Johnston, North Carolina 34 $ 4,606,000 $ 135,470 $ 41,000
Perry, Pennsylvania 34 $ 3,435,000 $ 101,029 $ 37,000
Greene, Virginia 33 $ 4,181,000 $ 126,696 $ 44,000
Hamilton, Indiana 32 $ 5,327,000 $ 166,468 $ 67,000
Rockingham, North Carolina 32 $ 3,009,000 $ 94,031 $ 31,000
Fairfield, Connecticut 31 $ 7,267,000 $ 234,419 $ 220,000
Suffolk, New York 31 $ 6,832,000 $ 220,387 $ 83,000
Adams, Pennsylvania 31 $ 4,361,000 $ 140,677 $ 49,000
Franklin, Pennsylvania 30 $ 3,556,000 $ 118,533 $ 42,000
Loudon, Tennessee 30 $ 3,701,000 $ 123,366 $ 39,000
Berkeley, West Virginia 30 $ 3,797,000 $ 126,566 $ 40,000
Sarasota, Florida 29 $ 3,549,000 $ 122,379 $ 39,000
Fayette, Kentucky 29 $ 4,236,000 $ 146,068 $ 58,000
Cumberland, New Jersey 29 $ 2,843,000 $ 98,034 $ 39,000
Caroline, Virginia 29 $ 3,688,000 $ 127,172 $ 44,000
Warren, New Jersey 28 $ 4,290,000 $ 153,214 $ 89,000
Davidson, North Carolina 28 $ 2,835,000 $ 101,250 $ 29,000
Beaufort, South Carolina 28 $ 4,628,000 $ 165,285 $ 48,000
Louisa, Virginia 28 $ 4,072,000 $ 145,428 $ 53,000
Lake, Indiana 27 $ 2,836,000 $ 105,037 $ 34,000
Orange, North Carolina 26 $ 3,113,000 $ 119,730 $ 37,000
Johnson, Indiana 25 $ 2,517,000 $ 100,680 $ 32,000
Tolland, Connecticut 24 $ 3,726,000 $ 155,250 $ 74,000
Lincoln, North Carolina 24 $ 2,927,000 $ 121,958 $ 33,000
Lancaster, Pennsylvania 24 $ 3,907,000 $ 162,791 $ 56,000
Robertson, Tennessee 24 $ 2,731,000 $ 113,791 $ 39,000
Tarrant, Texas 24 $ 1,891,000 $ 78,791 $ 23,000
Chatham, Georgia 23 $ 1,718,000 $ 74,695 $ 30,000
Polk, Iowa 23 $ 2,248,000 $ 97,739 $ 42,000
Kent, Michigan 23 $ 2,086,000 $ 90,695 $ 44,000
Caswell, North Carolina 23 $ 2,261,000 $ 98,304 $ 36,000
Westmoreland, Virginia 23 $ 2,619,000 $ 113,869 $ 57,000
Bullitt, Kentucky 22 $ 2,554,000 $ 116,090 $ 41,000
Oldham, Kentucky 22 $ 3,995,000 $ 181,590 $ 84,000
Somerset, Maryland 22 $ 2,307,000 $ 104,863 $ 26,000
Granville, North Carolina 22 $ 2,170,000 $ 98,636 $ 22,000
Berks, Pennsylvania 22 $ 3,167,000 $ 143,954 $ 53,000
Jo Daviess, Illinois 21 $ 1,914,000 $ 91,142 $ 36,000
Montgomery, Indiana 21 $ 1,630,000 $ 77,619 $ 26,000
Norfolk, Massachusetts 21 $ 3,829,000 $ 182,333 $ 70,000
Pitt, North Carolina 21 $ 1,995,000 $ 95,000 $ 28,000
Monroe, Pennsylvania 21 $ 3,797,000 $ 180,809 $ 77,000
Isle of Wight, Virginia 21 $ 3,606,000 $ 171,714 $ 42,000
Suffolk, Massachusetts 20 $ 3,425,000 $ 171,250 $ 74,000
Cheatham, Tennessee 20 $ 2,321,000 $ 116,050 $ 27,000
Dallas, Texas 20 $ 2,721,000 $ 136,050 $ 60,000
Manassas, Virginia 20 $ 3,568,000 $ 178,400 $ 70,000
Middlesex, Virginia 20 $ 2,334,000 $ 116,700 $ 68,000
Nelson, Virginia 20 $ 3,435,000 $ 171,750 $ 95,000
Poquoson, Virginia 20 $ 2,437,000 $ 121,850 $ 28,000
Cumberland, Maine 19 $ 3,471,000 $ 182,684 $ 57,000
Talbot, Maryland 19 $ 4,169,000 $ 219,421 $ 59,000
Sussex, New Jersey 19 $ 3,194,000 $ 168,105 $ 74,000
Providence, Rhode Island 19 $ 2,571,000 $ 135,315 $ 34,000
Guadalupe, Texas 19 $ 2,036,000 $ 107,157 $ 19,000
Travis, Texas 19 $ 2,162,000 $ 113,789 $ 6,000
Lancaster, Virginia 19 $ 3,252,000 $ 171,157 $ 27,000
Saginaw, Michigan 18 $ 1,691,000 $ 93,944 $ 47,000
Warren, Ohio 18 $ 2,822,000 $ 156,777 $ 59,000
Middlesex, Connecticut 17 $ 2,325,000 $ 136,764 $ 36,000
Westchester, New York 17 $ 2,807,000 $ 165,117 $ 136,000
Dare, North Carolina 17 $ 3,575,000 $ 210,294 $ 255,000
Sevier, Tennessee 17 $ 2,297,000 $ 135,117 $ 55,000
Madison, Virginia 17 $ 2,075,000 $ 122,058 $ 49,000
Litchfield, Connecticut 16 $ 1,671,000 $ 104,437 $ 55,000
Manatee, Florida 16 $ 1,819,000 $ 113,687 $ 36,000
Frederick, Virginia 16 $ 2,241,000 $ 140,062 $ 46,000
Caroline, Maryland 15 $ 1,606,000 $ 107,066 $ 36,000
Manistee, Michigan 15 $ 1,246,000 $ 83,066 $ 42,000
Beaufort, North Carolina 15 $ 1,411,000 $ 94,066 $ 12,000
Nash, North Carolina 15 $ 1,504,000 $ 100,266 $ 22,000
Franklin, Ohio 15 $ 1,784,000 $ 118,933 $ 18,000
Allegheny, Pennsylvania 15 $ 1,595,000 $ 106,333 $ 41,000
King George, Virginia 15 $ 2,499,000 $ 166,600 $ 62,000
Franklin, Kentucky 14 $ 1,479,000 $ 105,642 $ 51,000
Catawba, North Carolina 14 $ 1,871,000 $ 133,642 $ 12,000
Laurens, South Carolina 14 $ 1,107,000 $ 79,071 $ 52,000
Maury, Tennessee 14 $ 1,781,000 $ 127,214 $ 49,000
Harris, Texas 14 $ 1,425,000 $ 101,785 $ 9,000
Harrisonburg, Virginia 14 $ 1,429,000 $ 102,071 $ 33,000
Powhatan, Virginia 14 $ 1,969,000 $ 140,642 $ 54,000
Boone, Indiana 13 $ 1,428,000 $ 109,846 $ 35,000
Morgan, Indiana 13 $ 1,597,000 $ 122,846 $ 46,000
Tippecanoe, Indiana 13 $ 1,646,000 $ 126,615 $ 13,000
Cecil, Maryland 13 $ 1,322,000 $ 101,692 $ 33,000
Palm Beach, Florida 12 $ 1,695,000 $ 141,250 $ 68,000
Boone, Illinois 12 $ 1,286,000 $ 107,166 $ 39,000
Dorchester, Maryland 12 $ 1,519,000 $ 126,583 $ 21,000
Essex, Massachusetts 12 $ 2,827,000 $ 235,583 $ 79,000
Genesee, Michigan 12 $ 1,304,000 $ 108,666 $ 47,000
Wexford, Michigan 12 $ 987,000 $ 82,250 $ 37,000
Florence, South Carolina 12 $ 1,372,000 $ 114,333 $ 57,000
Georgetown, South Carolina 12 $ 1,998,000 $ 166,500 $ 44,000
Jefferson, Tennessee 12 $ 1,150,000 $ 95,833 $ 25,000
Shenandoah, Virginia 12 $ 1,255,000 $ 104,583 $ 31,000
Winchester, Virginia 12 $ 1,418,000 $ 118,166 $ 38,000
Broward, Florida 11 $ 2,651,000 $ 241,000 $ 92,000
Stephenson, Illinois 11 $ 938,000 $ 85,272 $ 31,000
Sagadahoc, Maine 11 $ 1,532,000 $ 139,272 $ 79,000
Berkshire, Massachusetts 11 $ 1,769,000 $ 160,818 $ 64,000
Hillsborough, New Hampshire 11 $ 1,603,000 $ 145,727 $ 69,000
Franklin, North Carolina 11 $ 1,287,000 $ 117,000 $ 20,000
Accomack, Virginia 11 $ 1,315,000 $ 119,545 $ 62,000
Fredericksburg, Virginia 11 $ 1,718,000 $ 156,181 $ 64,000
Goochland, Virginia 11 $ 2,140,000 $ 194,545 $ 90,000
Rockingham, Virginia 11 $ 1,310,000 $ 119,090 $ 45,000
New London, Connecticut 10 $ 1,153,000 $ 115,300 $ 35,000
Pinellas, Florida 10 $ 1,586,000 $ 158,600 $ 66,000
Orange, New York 10 $ 1,550,000 $ 155,000 $ 71,000
Brunswick, North Carolina 10 $ 1,492,000 $ 149,200 $ 71,000
Brown, Ohio 10 $ 1,026,000 $ 102,600 $ 39,000
Kershaw, South Carolina 10 $ 1,204,000 $ 120,400 $ 34,000
Hamilton, Tennessee 10 $ 945,000 $ 94,500 $ 30,000
Roane, Tennessee 10 $ 1,634,000 $ 163,400 $ 60,000
Clarke, Virginia 10 $ 1,639,000 $ 163,900 $ 62,000
Northumberland, Virginia 10 $ 1,673,000 $ 167,300 $ 41,000
Warren, Virginia 10 $ 1,221,000 $ 122,100 $ 56,000
Clay, Florida 9 $ 1,117,000 $ 124,111 $ 30,000
Gwinnett, Georgia 9 $ 1,474,000 $ 163,777 $ 85,000
DeKalb, Illinois 9 $ 1,231,000 $ 136,777 $ 23,000
Hampshire, Massachusetts 9 $ 1,236,000 $ 137,333 $ 56,000
Bay, Michigan 9 $ 656,000 $ 72,888 $ 42,000
Hennepin, Minnesota 9 $ 1,172,000 $ 130,222 $ 48,000
Greene, Ohio 9 $ 1,037,000 $ 115,222 $ 61,000
Northampton, Pennsylvania 9 $ 1,495,000 $ 166,111 $ 53,000
Anderson, Tennessee 9 $ 765,000 $ 85,000 $ 23,000
Hamblen, Tennessee 9 $ 744,000 $ 82,666 $ 30,000
Fairfax City, Virginia 9 $ 1,889,000 $ 209,888 $ 66,000
Milwaukee, Wisconsin 9 $ 872,000 $ 96,888 $ 41,000
Miami-Dade, Florida 8 $ 1,921,000 $ 240,125 $ 88,000
Hancock, Indiana 8 $ 1,202,000 $ 150,250 $ 66,000
Nassau, New York 8 $ 2,008,000 $ 251,000 $ 91,000
Chatham, North Carolina 8 $ 1,158,000 $ 144,750 $ 62,000
New Hanover, North Carolina 8 $ 840,000 $ 105,000 $ 59,000
Onslow, North Carolina 8 $ 930,000 $ 116,250 $ 68,000
Stokes, North Carolina 8 $ 795,000 $ 99,375 $ 33,000
Oconee, South Carolina 8 $ 904,000 $ 113,000 $ 81,000
Montgomery, Tennessee 8 $ 834,000 $ 104,250 $ 51,000
Williamson, Texas 8 $ 746,000 $ 93,250 $ 6,000
Essex, Virginia 8 $ 1,610,000 $ 201,250 $ 26,000
Manassas Park, Virginia 8 $ 1,316,000 $ 164,500 $ 53,000
Racine, Wisconsin 8 $ 949,000 $ 118,625 $ 26,000
Charlotte, Florida 7 $ 658,000 $ 94,000 $ 46,000
Flagler, Florida 7 $ 861,000 $ 123,000 $ 53,000
Orange, Florida 7 $ 1,272,000 $ 181,714 $ 67,000
Polk, Florida 7 $ 1,020,000 $ 145,714 $ 45,000
Fulton, Georgia 7 $ 1,213,000 $ 173,285 $ 98,000
Champaign, Illinois 7 $ 778,000 $ 111,142 $ 74,000
Merrimack, New Hampshire 7 $ 1,418,000 $ 202,571 $ 65,000
Harnett, North Carolina 7 $ 695,000 $ 99,285 $ 21,000
Cuyahoga, Ohio 7 $ 737,000 $ 105,285 $ 27,000
Lancaster, South Carolina 7 $ 505,000 $ 72,142 $ 35,000
Dickson, Tennessee 7 $ 736,000 $ 105,142 $ 48,000
New Kent, Virginia 7 $ 1,075,000 $ 153,571 $ 73,000
Roanoke, Virginia 7 $ 802,000 $ 114,571 $ 34,000
Walworth, Wisconsin 7 $ 812,000 $ 116,000 $ 44,000
Leon, Florida 6 $ 525,000 $ 87,500 $ 59,000
Okaloosa, Florida 6 $ 822,000 $ 137,000 $ 44,000
Ogle, Illinois 6 $ 588,000 $ 98,000 $ 49,000
Dearborn, Indiana 6 $ 661,000 $ 110,166 $ 21,000
Boone, Kentucky 6 $ 650,000 $ 108,333 $ 56,000
Kenton, Kentucky 6 $ 772,000 $ 128,666 $ 33,000
Shelby, Kentucky 6 $ 995,000 $ 165,833 $ 119,000
St. Clair, Michigan 6 $ 879,000 $ 146,500 $ 43,000
Buncombe, North Carolina 6 $ 642,000 $ 107,000 $ 28,000
Cumberland, North Carolina 6 $ 720,000 $ 120,000 $ 40,000
Currituck, North Carolina 6 $ 1,455,000 $ 242,500 $ 73,000
Lee, North Carolina 6 $ 581,000 $ 96,833 $ 32,000
Pasquotank, North Carolina 6 $ 727,000 $ 121,166 $ 66,000
Miami, Ohio 6 $ 605,000 $ 100,833 $ 74,000
Lehigh, Pennsylvania 6 $ 979,000 $ 163,166 $ 68,000
Union, Pennsylvania 6 $ 691,000 $ 115,166 $ 73,000
Smith, Tennessee 6 $ 497,000 $ 82,833 $ 28,000
Fort Bend, Texas 6 $ 798,000 $ 133,000 $ 20,000
Dinwiddie, Virginia 6 $ 712,000 $ 118,666 $ 69,000
San Diego, California 5 $ 1,540,000 $ 308,000 $ 94,000
Lee, Florida 5 $ 780,000 $ 156,000 $ 18,000
St. Johns, Florida 5 $ 827,000 $ 165,400 $ 62,000
Volusia, Florida 5 $ 544,000 $ 108,800 $ 44,000
DeKalb, Georgia 5 $ 783,000 $ 156,600 $ 7,000
Effingham, Georgia 5 $ 379,000 $ 75,800 $ 25,000
Kendall, Illinois 5 $ 745,000 $ 149,000 $ 56,000
Bartholomew, Indiana 5 $ 385,000 $ 77,000 $ 27,000
Madison, Indiana 5 $ 588,000 $ 117,600 $ 55,000
Androscoggin, Maine 5 $ 727,000 $ 145,400 $ 61,000
Allegany, Maryland 5 $ 417,000 $ 83,400 $ 39,000
Lapeer, Michigan 5 $ 909,000 $ 181,800 $ 63,000
Livingston, Michigan 5 $ 712,000 $ 142,400 $ 73,000
Missaukee, Michigan 5 $ 354,000 $ 70,800 $ 52,000
Monroe, Michigan 5 $ 613,000 $ 122,600 $ 33,000
Stearns, Minnesota 5 $ 413,000 $ 82,600 $ 15,000
Rockingham, New Hampshire 5 $ 1,267,000 $ 253,400 $ 92,000
New York, New York 5 $ 1,274,000 $ 254,800 $ 116,000
Rockland, New York 5 $ 1,070,000 $ 214,000 $ 101,000
Camden, North Carolina 5 $ 649,000 $ 129,800 $ 38,000
Mifflin, Pennsylvania 5 $ 403,000 $ 80,600 $ 31,000
Newport, Rhode Island 5 $ 1,975,000 $ 395,000 $ 145,000
Washington, Rhode Island 5 $ 1,110,000 $ 222,000 $ 88,000
Colleton, South Carolina 5 $ 425,000 $ 85,000 $ 36,000
Campbell, Tennessee 5 $ 478,000 $ 95,600 $ 44,000
Marshall, Tennessee 5 $ 611,000 $ 122,200 $ 19,000
Comal, Texas 5 $ 1,269,000 $ 253,800 $ 83,000
Amelia, Virginia 5 $ 617,000 $ 123,400 $ 75,000
Botetourt, Virginia 5 $ 549,000 $ 109,800 $ 28,000
Brunswick, Virginia 5 $ 362,000 $ 72,400 $ 25,000
Falls Church, Virginia 5 $ 1,269,000 $ 253,800 $ 110,000
Halifax, Virginia 5 $ 417,000 $ 83,400 $ 16,000
King William, Virginia 5 $ 463,000 $ 92,600 $ 10,000
Mathews, Virginia 5 $ 715,000 $ 143,000 $ 0
Mecklenburg, Virginia 5 $ 665,000 $ 133,000 $ 41,000
Rock, Wisconsin 5 $ 457,000 $ 91,400 $ 71,000
San Bernardino, California 4 $ 691,000 $ 172,750 $ 52,000
Bay, Florida 4 $ 401,000 $ 100,250 $ 37,000
Lake, Florida 4 $ 909,000 $ 227,250 $ 77,000
Martin, Florida 4 $ 604,000 $ 151,000 $ 82,000
Columbia, Georgia 4 $ 415,000 $ 103,750 $ 25,000
Henry, Georgia 4 $ 657,000 $ 164,250 $ 46,000
Kankakee, Illinois 4 $ 483,000 $ 120,750 $ 23,000
LaSalle, Illinois 4 $ 316,000 $ 79,000 $ 20,000
Fountain, Indiana 4 $ 234,000 $ 58,500 $ 33,000
Shelby, Indiana 4 $ 480,000 $ 120,000 $ 54,000
Clark, Kentucky 4 $ 459,000 $ 114,750 $ 59,000
Nelson, Kentucky 4 $ 454,000 $ 113,500 $ 72,000
Spencer, Kentucky 4 $ 566,000 $ 141,500 $ 40,000
Warren, Kentucky 4 $ 402,000 $ 100,500 $ 18,000
Kennebec, Maine 4 $ 536,000 $ 134,000 $ 28,000
Garrett, Maryland 4 $ 635,000 $ 158,750 $ 123,000
Houghton, Michigan 4 $ 373,000 $ 93,250 $ 48,000
Lake, Michigan 4 $ 402,000 $ 100,500 $ 51,000
Mason, Michigan 4 $ 388,000 $ 97,000 $ 41,000
Montcalm, Michigan 4 $ 364,000 $ 91,000 $ 53,000
Presque Isle, Michigan 4 $ 471,000 $ 117,750 $ 40,000
Tuscola, Michigan 4 $ 481,000 $ 120,250 $ 84,000
Anoka, Minnesota 4 $ 482,000 $ 120,500 $ 62,000
Ramsey, Minnesota 4 $ 671,000 $ 167,750 $ 32,000
Salem, New Jersey 4 $ 1,930,000 $ 482,500 $ 30,000
Erie, New York 4 $ 521,000 $ 130,250 $ 118,000
Richmond, New York 4 $ 788,000 $ 197,000 $ 104,000
Pender, North Carolina 4 $ 589,000 $ 147,250 $ 164,000
Centre, Pennsylvania 4 $ 583,000 $ 145,750 $ 48,000
Bedford, Tennessee 4 $ 478,000 $ 119,500 $ 115,000
Bradley, Tennessee 4 $ 485,000 $ 121,250 $ 56,000
Lauderdale, Tennessee 4 $ 285,000 $ 71,250 $ 29,000
Shelby, Tennessee 4 $ 426,000 $ 106,500 $ 33,000
Washington, Tennessee 4 $ 363,000 $ 90,750 $ 35,000
Denton, Texas 4 $ 429,000 $ 107,250 $ 13,000
Wise, Texas 4 $ 452,000 $ 113,000 $ 39,000
Colonial Heights, Virginia 4 $ 398,000 $ 99,500 $ 24,000
Prince George, Virginia 4 $ 578,000 $ 144,500 $ 53,000
Roanoke City, Virginia 4 $ 356,000 $ 89,000 $ 36,000
Southampton, Virginia 4 $ 508,000 $ 127,000 $ 40,000
Surry, Virginia 4 $ 440,000 $ 110,000 $ 43,000
King, Washington 4 $ 1,476,000 $ 369,000 $ 101,000
El Paso, Colorado 3 $ 393,000 $ 131,000 $ 72,000
Monroe, Florida 3 $ 482,000 $ 160,666 $ 69,000
Sumter, Florida 3 $ 375,000 $ 125,000 $ 91,000
Camden, Georgia 3 $ 370,000 $ 123,333 $ 46,000
Richmond, Georgia 3 $ 297,000 $ 99,000 $ 18,000
Carroll, Illinois 3 $ 241,000 $ 80,333 $ 75,000
Clark, Indiana 3 $ 339,000 $ 113,000 $ 43,000
Clay, Indiana 3 $ 272,000 $ 90,666 $ 6,000
Putnam, Indiana 3 $ 313,000 $ 104,333 $ 37,000
Campbell, Kentucky 3 $ 474,000 $ 158,000 $ 30,000
Hardin, Kentucky 3 $ 402,000 $ 134,000 $ 74,000
Jessamine, Kentucky 3 $ 472,000 $ 157,333 $ 62,000
Lincoln, Maine 3 $ 536,000 $ 178,666 $ 103,000
York, Maine 3 $ 593,000 $ 197,666 $ 129,000
Kent, Maryland 3 $ 546,000 $ 182,000 $ 74,000
Kalamazoo, Michigan 3 $ 448,000 $ 149,333 $ 137,000
Midland, Michigan 3 $ 297,000 $ 99,000 $ 75,000
Washtenaw, Michigan 3 $ 894,000 $ 298,000 $ 47,000
Itasca, Minnesota 3 $ 203,000 $ 67,666 $ 0
St. Louis City, Missouri 3 $ 412,000 $ 137,333 $ 42,000
Grafton, New Hampshire 3 $ 347,000 $ 115,666 $ 28,000
Bronx, New York 3 $ 702,000 $ 234,000 $ 83,000
Monroe, New York 3 $ 299,000 $ 99,666 $ 54,000
Queens, New York 3 $ 710,000 $ 236,666 $ 56,000
Caldwell, North Carolina 3 $ 431,000 $ 143,666 $ 8,000
Carteret, North Carolina 3 $ 294,000 $ 98,000 $ 100,000
Cleveland, North Carolina 3 $ 305,000 $ 101,666 $ 23,000
Henderson, North Carolina 3 $ 548,000 $ 182,666 $ 42,000
Delaware, Ohio 3 $ 650,000 $ 216,666 $ 81,000
Hocking, Ohio 3 $ 355,000 $ 118,333 $ 54,000
Lorain, Ohio 3 $ 378,000 $ 126,000 $ 53,000
Cambria, Pennsylvania 3 $ 369,000 $ 123,000 $ 46,000
Fayette, Pennsylvania 3 $ 141,000 $ 47,000 $ 54,000
Juniata, Pennsylvania 3 $ 270,000 $ 90,000 $ 70,000
Northumberland, Pennsylvania 3 $ 387,000 $ 129,000 $ 42,000
Schuylkill, Pennsylvania 3 $ 282,000 $ 94,000 $ 50,000
Snyder, Pennsylvania 3 $ 305,000 $ 101,666 $ 47,000
Kent, Rhode Island 3 $ 506,000 $ 168,666 $ 48,000
Greenwood, South Carolina 3 $ 329,000 $ 109,666 $ 47,000
Cocke, Tennessee 3 $ 247,000 $ 82,333 $ 18,000
Coffee, Tennessee 3 $ 284,000 $ 94,666 $ 38,000
Greene, Tennessee 3 $ 195,000 $ 65,000 $ 41,000
Monroe, Tennessee 3 $ 299,000 $ 99,666 $ 29,000
Brazoria, Texas 3 $ 522,000 $ 174,000 $ 252,000
Collin, Texas 3 $ 411,000 $ 137,000 $ 35,000
Montgomery, Texas 3 $ 252,000 $ 84,000 $ 51,000
Greensville, Virginia 3 $ 234,000 $ 78,000 $ 23,000
King and Queen, Virginia 3 $ 280,000 $ 93,333 $ 39,000
Pittsylvania, Virginia 3 $ 426,000 $ 142,000 $ 54,000
Prince Edward, Virginia 3 $ 278,000 $ 92,666 $ 55,000
Rappahannock, Virginia 3 $ 324,000 $ 108,000 $ 51,000
Morgan, West Virginia 3 $ 510,000 $ 170,000 $ 57,000
Waukesha, Wisconsin 3 $ 567,000 $ 189,000 $ 94,000
Craighead, Arkansas 2 $ 213,000 $ 106,500 $ 45,000
Riverside, California 2 $ 333,000 $ 166,500 $ 94,000
Windham, Connecticut 2 $ 195,000 $ 97,500 $ 13,000
Brevard, Florida 2 $ 160,000 $ 80,000 $ 13,000
Collier, Florida 2 $ 901,000 $ 450,500 $ 69,000
Hillsborough, Florida 2 $ 478,000 $ 239,000 $ 161,000
Marion, Florida 2 $ 193,000 $ 96,500 $ 79,000
Osceola, Florida 2 $ 300,000 $ 150,000 $ 107,000
Walton, Florida 2 $ 270,000 $ 135,000 $ 92,000
Catoosa, Georgia 2 $ 382,000 $ 191,000 $ 80,000
Fayette, Georgia 2 $ 371,000 $ 185,500 $ 118,000
Liberty, Georgia 2 $ 140,000 $ 70,000 $ 30,000
McDuffie, Georgia 2 $ 173,000 $ 86,500 $ 29,000
Walker, Georgia 2 $ 116,000 $ 58,000 $ 31,000
Daviess, Indiana 2 $ 147,000 $ 73,500 $ 38,000
Delaware, Indiana 2 $ 176,000 $ 88,000 $ 34,000
Floyd, Indiana 2 $ 178,000 $ 89,000 $ 37,000
Grant, Indiana 2 $ 192,000 $ 96,000 $ 24,000
Monroe, Indiana 2 $ 224,000 $ 112,000 $ 8,000
Newton, Indiana 2 $ 175,000 $ 87,500 $ 48,000
Porter, Indiana 2 $ 223,000 $ 111,500 $ 57,000
Ripley, Indiana 2 $ 275,000 $ 137,500 $ 54,000
Madison, Kentucky 2 $ 469,000 $ 234,500 $ 140,000
Scott, Kentucky 2 $ 261,000 $ 130,500 $ 56,000
Woodford, Kentucky 2 $ 168,000 $ 84,000 $ 32,000
Allegan, Michigan 2 $ 184,000 $ 92,000 $ 16,000
Alpena, Michigan 2 $ 105,000 $ 52,500 $ 27,000
Baraga, Michigan 2 $ 162,000 $ 81,000 $ 37,000
Ingham, Michigan 2 $ 162,000 $ 81,000 $ 0
Isabella, Michigan 2 $ 145,000 $ 72,500 $ 62,000
Marquette, Michigan 2 $ 190,000 $ 95,000 $ 53,000
Osceola, Michigan 2 $ 206,000 $ 103,000 $ 44,000
Sanilac, Michigan 2 $ 202,000 $ 101,000 $ 48,000
Dakota, Minnesota 2 $ 116,000 $ 58,000 $ 29,000
Christian, Missouri 2 $ 186,000 $ 93,000 $ 33,000
Jackson, Missouri 2 $ 402,000 $ 201,000 $ 77,000
St. Louis, Missouri 2 $ 394,000 $ 197,000 $ 103,000
Strafford, New Hampshire 2 $ 240,000 $ 120,000 $ 0
Bernalillo, New Mexico 2 $ 400,000 $ 200,000 $ 83,000
Dutchess, New York 2 $ 188,000 $ 94,000 $ 69,000
Kings, New York 2 $ 459,000 $ 229,500 $ 100,000
Alleghany, North Carolina 2 $ 233,000 $ 116,500 $ 41,000
Ashe, North Carolina 2 $ 401,000 $ 200,500 $ 210,000
Davie, North Carolina 2 $ 327,000 $ 163,500 $ 34,000
Edgecombe, North Carolina 2 $ 293,000 $ 146,500 $ 67,000
Lenoir, North Carolina 2 $ 169,000 $ 84,500 $ 21,000
Northampton, North Carolina 2 $ 163,000 $ 81,500 $ 46,000
Perquimans, North Carolina 2 $ 222,000 $ 111,000 $ 69,000
Robeson, North Carolina 2 $ 166,000 $ 83,000 $ 23,000
Surry, North Carolina 2 $ 216,000 $ 108,000 $ 0
Warren, North Carolina 2 $ 275,000 $ 137,500 $ 65,000
Wilson, North Carolina 2 $ 219,000 $ 109,500 $ 42,000
Yancey, North Carolina 2 $ 98,000 $ 49,000 $ 20,000
Clinton, Ohio 2 $ 217,000 $ 108,500 $ 44,000
Darke, Ohio 2 $ 115,000 $ 57,500 $ 9,000
Fairfield, Ohio 2 $ 211,000 $ 105,500 $ 36,000
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Mortgage Loan Application Detail Totals for Columbia National, Inc. in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 18,621 $2,754,459,000 $141,230 $1,500,000 $51,256 $2,571,000
Home Purchase (one-to-four family) 10,896 $1,640,523,000 $167,277 $1,500,000 $73,611 $5,105,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,206 $3,026,003,000 $153,578 $1,500,000 $63,868 $5,105,000
Black 3,861 $500,550,000 $126,407 $789,000 $47,000 $864,000
Information not provided by applicant in mail or telephone application 2,865 $470,569,000 $146,333 $1,250,000 $52,000 $1,900,000
Hispanic 1,615 $229,768,000 $130,681 $650,000 $40,000 $395,000
Asian or Pacific Islander 618 $112,684,000 $166,045 $800,000 $63,272 $788,000
Other 315 $49,552,000 $139,000 $1,200,000 $56,952 $331,000
American Indian or Alaskan Native 37 $5,856,000 $140,363 $439,000 $84,272 $710,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,675 $3,163,819,000 $151,650 $1,500,000 $66,375 $5,105,000
FHA-insured (Federal Housing Administration) 7,637 $920,281,000 $117,000 $359,000 $36,206 $864,000
VA-guaranteed (Veterans Administration) 2,073 $295,576,000 $130,758 $323,000 $32,241 $182,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 132 $15,306,000 $109,285 $251,000 $39,285 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,323 $3,481,107,000 $147,972 $1,470,000 $57,378 $2,915,000
Application Withdrawn By Applicant 4,154 $608,901,000 $145,285 $1,500,000 $56,485 $5,105,000
File Closed For Incompleteness 792 $118,571,000 $167,965 $1,500,000 $63,896 $788,000
Application Approved But Not Accepted 681 $108,101,000 $146,652 $1,000,000 $54,695 $600,000
Application Denied By Financial Institution 567 $78,302,000 $147,692 $600,000 $53,307 $225,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 244 $33,284,000 $134,590 $600,000 $47,772 $225,000
Debt-To-Income Ratio 128 $17,927,000 $139,250 $485,000 $41,062 $202,000
Collateral 78 $10,120,000 $132,166 $335,000 $58,611 $150,000
Other 65 $8,899,000 $147,769 $379,000 $45,615 $144,000
Unverifiable Information 23 $4,048,000 $195,555 $505,000 $59,333 $213,000
Insufficient Cash (Downpayment, Closing Cost) 16 $2,061,000 $133,428 $261,000 $48,142 $108,000
Employment History 9 $1,009,000 $111,666 $190,000 $31,666 $76,000
Mortgage Insurance Denied 3 $624,000 $208,000 $261,000 $74,000 $98,000
Credit Application Incomplete 1 $330,000 $330,000 $330,000 $172,000 $172,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Columbia National, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Columbia National, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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