Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2025
In 2025, Corefirst Bank & Trust of Topeka, KS reported 464 mortgage applications totaling $99.2 million, down 22% from 2024. The average application was for $213,750, and applicants reported an average income of $113,465. 62% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Topeka, KS (315), Kansas City, MO-KS (81) and Denver-Aurora-Lakewood, CO (10) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 464 |
| Total Mortgage Loan Application Amount | $99,180,000 |
| Average Mortgage Loan Application Amount | $213,750 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $113,465 |
| Highest Applicant Income | $1,245,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 290 | $ 27,510,000 | $ 94,862 | $ 97,000 |
| Jackson, Missouri | 33 | $ 15,565,000 | $ 471,666 | $ 257,000 |
| Johnson, Kansas | 21 | $ 12,245,000 | $ 583,095 | $ 174,000 |
| Osage, Kansas | 10 | $ 950,000 | $ 95,000 | $ 122,000 |
| Wyandotte, Kansas | 10 | $ 2,840,000 | $ 284,000 | $ 138,000 |
| Douglas, Kansas | 7 | $ 10,135,000 | $ 1,447,857 | $ 491,000 |
| Jefferson, Kansas | 7 | $ 1,045,000 | $ 149,285 | $ 102,000 |
| Clay, Missouri | 7 | $ 2,315,000 | $ 330,714 | $ 507,000 |
| Jackson, Kansas | 5 | $ 755,000 | $ 151,000 | $ 112,000 |
| Douglas, Colorado | 4 | $ 2,310,000 | $ 577,500 | $ 279,000 |
| Denver, Colorado | 3 | $ 1,265,000 | $ 421,666 | $ 314,000 |
| Leavenworth, Kansas | 3 | $ 8,135,000 | $ 2,711,666 | $ 0 |
| Wabaunsee, Kansas | 3 | $ 275,000 | $ 91,666 | $ 98,000 |
| Platte, Missouri | 3 | $ 895,000 | $ 298,333 | $ 217,000 |
| Arapahoe, Colorado | 2 | $ 570,000 | $ 285,000 | $ 192,000 |
| Miami, Kansas | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Riley, Kansas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Jefferson, Colorado | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Morgan, Colorado | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Linn, Kansas | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Nemaha, Kansas | 1 | $ 25,000 | $ 25,000 | $ 125,000 |
| Cass, Missouri | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Jasper, Missouri | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 157 | $62,055,000 | $395,000 | $7,595,000 | $124,000 | $683,000 |
| Other Purpose | 109 | $6,535,000 | $59,000 | $555,000 | $95,000 | $332,000 |
| Home Improvement | 107 | $8,705,000 | $81,000 | $805,000 | $126,000 | $1,245,000 |
| Cash-out Refinancing | 81 | $17,315,000 | $213,000 | $8,505,000 | $103,000 | $570,000 |
| Refinancing | 10 | $4,570,000 | $457,000 | $1,355,000 | $100,000 | $204,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 297 | $37,025,000 | $124,000 | $805,000 | $114,000 | $1,245,000 |
| Not applicable | 83 | $52,595,000 | $633,000 | $8,505,000 | $0 | $0 |
| Hispanic | 40 | $5,110,000 | $127,000 | $1,385,000 | $107,000 | $683,000 |
| Black or African American | 18 | $1,090,000 | $60,000 | $175,000 | $80,000 | $165,000 |
| Not Provided | 13 | $2,435,000 | $187,000 | $995,000 | $174,000 | $563,000 |
| American Indian or Alaskan Native | 6 | $350,000 | $58,000 | $105,000 | $72,000 | $130,000 |
| Asian | 6 | $490,000 | $81,000 | $275,000 | $64,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 464 | $99,180,000 | $213,000 | $8,505,000 | $112,000 | $1,245,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 289 | $65,475,000 | $226,000 | $8,505,000 | $126,000 | $1,245,000 |
| Application Denied By Financial Institution | 77 | $13,865,000 | $180,000 | $7,595,000 | $79,000 | $208,000 |
| Application Approved But Not Accepted | 51 | $9,115,000 | $178,000 | $1,415,000 | $126,000 | $683,000 |
| Preapproval Approved but not Accepted | 33 | $8,125,000 | $246,000 | $455,000 | $95,000 | $219,000 |
| Preapproval Denied by Financial Institution | 13 | $2,365,000 | $181,000 | $345,000 | $72,000 | $296,000 |
| Application Withdrawn By Applicant | 1 | $235,000 | $235,000 | $235,000 | $156,000 | $156,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 374 | $82,950,000 | $221,000 | $8,505,000 | $122,000 | $1,245,000 |
| Debt-To-Income Ratio | 47 | $5,105,000 | $108,000 | $345,000 | $75,000 | $296,000 |
| Credit History | 27 | $1,615,000 | $59,000 | $195,000 | $69,000 | $108,000 |
| Collateral | 9 | $835,000 | $92,000 | $305,000 | $105,000 | $191,000 |
| Other | 5 | $8,385,000 | $1,677,000 | $7,595,000 | $107,000 | $130,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $197,000 | $197,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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