Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2013
In 2013, Corefirst Bank & Trust of Topeka, KS reported 494 mortgage applications totaling $67.4 million, down 29% from 2012. The average application was for $136,455, and applicants reported an average income of $79,020. 45% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Topeka, KS (263), Kansas City, MO-KS (22) and Denver-Aurora-Broomfield, CO (13) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 494 |
| Total Mortgage Loan Application Amount | $67,409,000 |
| Average Mortgage Loan Application Amount | $136,455 |
| Highest Mortgage Loan Application Amount | $2,471,000 |
| Average Applicant Income | $79,020 |
| Highest Applicant Income | $1,700,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 244 | $ 28,328,000 | $ 116,098 | $ 73,000 |
| Lyon, Kansas | 52 | $ 5,478,000 | $ 105,346 | $ 62,000 |
| Johnson, Kansas | 11 | $ 4,949,000 | $ 449,909 | $ 365,000 |
| Osage, Kansas | 8 | $ 626,000 | $ 78,250 | $ 88,000 |
| Arapahoe, Colorado | 6 | $ 1,308,000 | $ 218,000 | $ 78,000 |
| Douglas, Colorado | 6 | $ 1,403,000 | $ 233,833 | $ 62,000 |
| Wabaunsee, Kansas | 6 | $ 474,000 | $ 79,000 | $ 67,000 |
| Coffey, Kansas | 4 | $ 501,000 | $ 125,250 | $ 104,000 |
| Wyandotte, Kansas | 4 | $ 939,000 | $ 234,750 | $ 74,000 |
| Jefferson, Kansas | 3 | $ 300,000 | $ 100,000 | $ 100,000 |
| Miami, Kansas | 3 | $ 755,000 | $ 251,666 | $ 85,000 |
| Douglas, Kansas | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Greenwood, Kansas | 2 | $ 540,000 | $ 270,000 | $ 77,000 |
| Jackson, Kansas | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Morris, Kansas | 2 | $ 176,000 | $ 88,000 | $ 24,000 |
| Riley, Kansas | 2 | $ 383,000 | $ 191,500 | $ 107,000 |
| Jackson, Missouri | 2 | $ 185,000 | $ 92,500 | $ 0 |
| Barbour, Alabama | 1 | $ 140,000 | $ 140,000 | $ 111,000 |
| Boulder, Colorado | 1 | $ 1,900,000 | $ 1,900,000 | $ 1,006,000 |
| Jefferson, Colorado | 1 | $ 2,471,000 | $ 2,471,000 | $ 0 |
| Anderson, Kansas | 1 | $ 117,000 | $ 117,000 | $ 86,000 |
| Franklin, Kansas | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Geary, Kansas | 1 | $ 186,000 | $ 186,000 | $ 75,000 |
| Nemaha, Kansas | 1 | $ 216,000 | $ 216,000 | $ 87,000 |
| Pottawatomie, Kansas | 1 | $ 170,000 | $ 170,000 | $ 108,000 |
| Platte, Missouri | 1 | $ 268,000 | $ 268,000 | $ 175,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 230 | $32,145,000 | $139,000 | $2,471,000 | $84,000 | $1,700,000 |
| Home Purchase | 228 | $31,384,000 | $137,000 | $1,900,000 | $74,000 | $1,006,000 |
| Home Improvement | 36 | $3,880,000 | $107,000 | $355,000 | $79,000 | $265,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 350 | $41,122,000 | $117,000 | $837,000 | $80,000 | $1,700,000 |
| Not Provided | 73 | $12,143,000 | $166,000 | $1,900,000 | $98,000 | $1,006,000 |
| Hispanic | 35 | $2,799,000 | $79,000 | $274,000 | $54,000 | $117,000 |
| Not applicable | 13 | $7,720,000 | $593,000 | $2,471,000 | $0 | $0 |
| Asian | 9 | $2,185,000 | $242,000 | $950,000 | $112,000 | $500,000 |
| Black or African American | 8 | $963,000 | $120,000 | $268,000 | $67,000 | $175,000 |
| American Indian or Alaskan Native | 6 | $477,000 | $79,000 | $208,000 | $84,000 | $274,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 494 | $67,409,000 | $136,000 | $2,471,000 | $79,000 | $1,700,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 223 | $33,311,000 | $149,000 | $2,471,000 | $80,000 | $500,000 |
| Application Denied By Financial Institution | 86 | $11,032,000 | $128,000 | $1,900,000 | $73,000 | $1,006,000 |
| Preapproval Denied by Financial Institution | 79 | $9,160,000 | $115,000 | $1,375,000 | $58,000 | $706,000 |
| Application Approved But Not Accepted | 58 | $8,061,000 | $138,000 | $837,000 | $110,000 | $1,700,000 |
| Preapproval Approved but not Accepted | 47 | $5,762,000 | $122,000 | $417,000 | $81,000 | $630,000 |
| Application Withdrawn By Applicant | 1 | $83,000 | $83,000 | $83,000 | $128,000 | $128,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 100 | $9,599,000 | $95,000 | $700,000 | $60,000 | $220,000 |
| Debt-To-Income Ratio | 42 | $6,193,000 | $147,000 | $1,900,000 | $66,000 | $1,006,000 |
| Employment History | 8 | $889,000 | $111,000 | $248,000 | $40,000 | $125,000 |
| Collateral | 8 | $821,000 | $102,000 | $167,000 | $77,000 | $130,000 |
| Other | 3 | $2,292,000 | $764,000 | $1,375,000 | $355,000 | $706,000 |
| Mortgage Insurance Denied | 2 | $135,000 | $67,000 | $110,000 | $48,000 | $51,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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