Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2020
In 2020, Corefirst Bank & Trust of Topeka, KS reported 676 mortgage applications totaling $105.0 million, up 19% from 2019. The average application was for $155,251, and applicants reported an average income of $100,850. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Topeka, KS (496), Kansas City, MO-KS (65) and Denver-Aurora-Lakewood, CO (17) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 676 |
| Total Mortgage Loan Application Amount | $104,950,000 |
| Average Mortgage Loan Application Amount | $155,251 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $100,850 |
| Highest Applicant Income | $1,682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 458 | $ 52,560,000 | $ 114,759 | $ 94,000 |
| Johnson, Kansas | 41 | $ 16,725,000 | $ 407,926 | $ 202,000 |
| Jefferson, Kansas | 17 | $ 1,445,000 | $ 85,000 | $ 83,000 |
| Osage, Kansas | 12 | $ 990,000 | $ 82,500 | $ 79,000 |
| Douglas, Kansas | 11 | $ 2,515,000 | $ 228,636 | $ 115,000 |
| Jackson, Missouri | 8 | $ 4,260,000 | $ 532,500 | $ 50,000 |
| Jackson, Kansas | 7 | $ 565,000 | $ 80,714 | $ 83,000 |
| Wyandotte, Kansas | 7 | $ 2,605,000 | $ 372,142 | $ 64,000 |
| Douglas, Colorado | 5 | $ 1,205,000 | $ 241,000 | $ 143,000 |
| Clay, Missouri | 5 | $ 2,045,000 | $ 409,000 | $ 534,000 |
| Arapahoe, Colorado | 4 | $ 620,000 | $ 155,000 | $ 122,000 |
| Adams, Colorado | 3 | $ 935,000 | $ 311,666 | $ 95,000 |
| Jefferson, Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 132,000 |
| Lyon, Kansas | 3 | $ 395,000 | $ 131,666 | $ 87,000 |
| Pottawatomie, Kansas | 3 | $ 465,000 | $ 155,000 | $ 125,000 |
| Denver, Colorado | 2 | $ 1,690,000 | $ 845,000 | $ 300,000 |
| Wabaunsee, Kansas | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Pima, Arizona | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| El Paso, Colorado | 1 | $ 305,000 | $ 305,000 | $ 225,000 |
| Larimer, Colorado | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Montrose, Colorado | 1 | $ 315,000 | $ 315,000 | $ 94,000 |
| Geary, Kansas | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Leavenworth, Kansas | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Linn, Kansas | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Nemaha, Kansas | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Reno, Kansas | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Camden, Missouri | 1 | $ 855,000 | $ 855,000 | $ 311,000 |
| Cass, Missouri | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Platte, Missouri | 1 | $ 385,000 | $ 385,000 | $ 165,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 224 | $42,070,000 | $187,000 | $1,705,000 | $87,000 | $780,000 |
| Cash-out Refinancing | 149 | $22,275,000 | $149,000 | $1,105,000 | $104,000 | $823,000 |
| Refinancing | 139 | $29,525,000 | $212,000 | $4,005,000 | $125,000 | $1,682,000 |
| Home Improvement | 86 | $6,050,000 | $70,000 | $765,000 | $105,000 | $482,000 |
| Other Purpose | 78 | $5,030,000 | $64,000 | $405,000 | $87,000 | $510,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 455 | $61,575,000 | $135,000 | $1,105,000 | $100,000 | $823,000 |
| Not Provided | 70 | $13,680,000 | $195,000 | $785,000 | $142,000 | $1,682,000 |
| Not applicable | 57 | $19,615,000 | $344,000 | $4,005,000 | $0 | $0 |
| Hispanic | 53 | $4,905,000 | $92,000 | $355,000 | $77,000 | $254,000 |
| Black or African American | 21 | $1,955,000 | $93,000 | $295,000 | $59,000 | $121,000 |
| American Indian or Alaskan Native | 8 | $930,000 | $116,000 | $355,000 | $78,000 | $255,000 |
| Asian | 8 | $1,450,000 | $181,000 | $325,000 | $138,000 | $350,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $104,950,000 | $155,000 | $4,005,000 | $102,000 | $1,682,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 456 | $74,240,000 | $162,000 | $4,005,000 | $112,000 | $1,682,000 |
| Application Approved But Not Accepted | 107 | $14,955,000 | $139,000 | $1,105,000 | $94,000 | $807,000 |
| Preapproval Approved but not Accepted | 51 | $9,045,000 | $177,000 | $905,000 | $88,000 | $780,000 |
| Application Denied By Financial Institution | 38 | $3,940,000 | $103,000 | $755,000 | $71,000 | $360,000 |
| Preapproval Denied by Financial Institution | 22 | $2,450,000 | $111,000 | $305,000 | $48,000 | $102,000 |
| Application Withdrawn By Applicant | 2 | $320,000 | $160,000 | $315,000 | $82,000 | $94,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 616 | $98,560,000 | $160,000 | $4,005,000 | $106,000 | $1,682,000 |
| Credit History | 33 | $3,645,000 | $110,000 | $375,000 | $60,000 | $181,000 |
| Debt-To-Income Ratio | 25 | $2,715,000 | $108,000 | $755,000 | $64,000 | $360,000 |
| Collateral | 2 | $30,000 | $15,000 | $15,000 | $73,000 | $102,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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