Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2017
In 2017, Corefirst Bank & Trust of Topeka, KS reported 342 mortgage applications totaling $48.1 million, down 28% from 2016. The average application was for $140,725, and applicants reported an average income of $69,312. 42% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Topeka, KS (151), Kansas City, MO-KS (20) and Houston-The Woodlands-Sugar Land, TX (6) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 342 |
| Total Mortgage Loan Application Amount | $48,128,000 |
| Average Mortgage Loan Application Amount | $140,725 |
| Highest Mortgage Loan Application Amount | $5,000,000 |
| Average Applicant Income | $69,312 |
| Highest Applicant Income | $561,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Topeka, KS | 151 | $ 18,589,000 | $ 123,105 | $ 77,000 |
| Kansas City, MO-KS | 20 | $ 9,038,000 | $ 451,900 | $ 104,450 |
| Houston-The Woodlands-Sugar Land, TX | 6 | $ 323,000 | $ 53,833 | $ 57,000 |
| San Antonio-New Braunfels, TX | 4 | $ 157,000 | $ 39,250 | $ 25,000 |
| Lawrence, KS | 3 | $ 980,000 | $ 326,666 | $ 36,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 150,000 | $ 50,000 | $ 82,000 |
| Austin-Round Rock, TX | 2 | $ 61,000 | $ 30,500 | $ 57,000 |
| Beaumont-Port Arthur, TX | 2 | $ 84,000 | $ 42,000 | $ 67,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 4,376,000 | $ 2,188,000 | $ 26,000 |
| Fort Smith, AR-OK | 2 | $ 77,000 | $ 38,500 | $ 35,000 |
| Hattiesburg, MS | 2 | $ 62,000 | $ 31,000 | $ 49,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 64,000 | $ 32,000 | $ 39,000 |
| Manhattan, KS | 2 | $ 417,000 | $ 208,500 | $ 78,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 27,000 | $ 27,000 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 71,000 | $ 71,000 | $ 44,000 |
| Baton Rouge, LA | 1 | $ 38,000 | $ 38,000 | $ 63,000 |
| Brownsville-Harlingen, TX | 1 | $ 32,000 | $ 32,000 | $ 33,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 42,000 | $ 42,000 | $ 34,000 |
| Dallas-Plano-Irving, TX | 1 | $ 69,000 | $ 69,000 | $ 105,000 |
| Decatur, AL | 1 | $ 22,000 | $ 22,000 | $ 19,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 21,000 | $ 21,000 | $ 16,000 |
| Jackson, MS | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Killeen-Temple, TX | 1 | $ 67,000 | $ 67,000 | $ 50,000 |
| Longview, TX | 1 | $ 33,000 | $ 33,000 | $ 39,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 33,000 | $ 33,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 241 | $35,956,000 | $149,000 | $5,000,000 | $61,000 | $296,000 |
| Refinancing | 61 | $7,598,000 | $124,000 | $350,000 | $84,000 | $360,000 |
| Home Improvement | 40 | $4,574,000 | $114,000 | $385,000 | $97,000 | $561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 220 | $23,659,000 | $107,000 | $400,000 | $71,000 | $561,000 |
| Not Provided | 67 | $9,480,000 | $141,000 | $540,000 | $84,000 | $360,000 |
| Hispanic | 28 | $2,551,000 | $91,000 | $261,000 | $61,000 | $235,000 |
| Not applicable | 10 | $11,031,000 | $1,103,000 | $5,000,000 | $0 | $0 |
| Asian | 9 | $968,000 | $107,000 | $250,000 | $73,000 | $141,000 |
| Black or African American | 6 | $278,000 | $46,000 | $80,000 | $26,000 | $43,000 |
| American Indian or Alaskan Native | 2 | $161,000 | $80,000 | $90,000 | $44,000 | $51,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 342 | $48,128,000 | $140,000 | $5,000,000 | $70,000 | $561,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 143 | $28,489,000 | $199,000 | $5,000,000 | $77,000 | $561,000 |
| Loan Purchased By The Institution | 72 | $3,061,000 | $42,000 | $108,000 | $57,000 | $235,000 |
| Preapproval Approved but not Accepted | 64 | $9,074,000 | $141,000 | $370,000 | $62,000 | $179,000 |
| Preapproval Denied by Financial Institution | 23 | $2,034,000 | $88,000 | $180,000 | $42,000 | $70,000 |
| Application Approved But Not Accepted | 23 | $3,294,000 | $143,000 | $330,000 | $98,000 | $360,000 |
| Application Denied By Financial Institution | 17 | $2,176,000 | $128,000 | $250,000 | $84,000 | $158,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 19 | $1,819,000 | $95,000 | $250,000 | $73,000 | $158,000 |
| Debt-To-Income Ratio | 13 | $1,530,000 | $117,000 | $250,000 | $50,000 | $150,000 |
| Employment History | 2 | $203,000 | $101,000 | $132,000 | $33,000 | $38,000 |
| Mortgage Insurance Denied | 1 | $175,000 | $175,000 | $175,000 | $66,000 | $66,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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