Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Corefirst Bank & Trust of Topeka, KS reported 596 mortgage applications totaling $84.6 million, down 9% from 2023. The average application was for $142,013, and applicants reported an average income of $101,637. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Topeka, KS (415), Kansas City, MO-KS (95) and Denver-Aurora-Lakewood, CO (8) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 596 |
| Total Mortgage Loan Application Amount | $84,640,000 |
| Average Mortgage Loan Application Amount | $142,013 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $101,637 |
| Highest Applicant Income | $682,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Topeka, KS | 415 | $ 37,245,000 | $ 89,746 | $ 96,000 |
| Kansas City, MO-KS | 95 | $ 25,315,000 | $ 266,473 | $ 164,126 |
| Outside any metro area | 68 | $ 17,650,000 | $ 259,558 | $ 94,867 |
| Denver-Aurora-Lakewood, CO | 8 | $ 1,980,000 | $ 247,500 | $ 203,000 |
| Lawrence, KS | 7 | $ 995,000 | $ 142,142 | $ 88,000 |
| Greeley, CO | 1 | $ 355,000 | $ 355,000 | $ 199,000 |
| Manhattan, KS | 1 | $ 75,000 | $ 75,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 194 | $45,430,000 | $234,000 | $6,005,000 | $109,000 | $682,000 |
| Other Purpose | 158 | $9,810,000 | $62,000 | $855,000 | $101,000 | $370,000 |
| Home Improvement | 128 | $8,730,000 | $68,000 | $505,000 | $96,000 | $386,000 |
| Cash-out Refinancing | 98 | $12,850,000 | $131,000 | $1,055,000 | $102,000 | $305,000 |
| Refinancing | 18 | $7,820,000 | $434,000 | $4,605,000 | $66,000 | $87,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 345 | $35,615,000 | $103,000 | $855,000 | $105,000 | $386,000 |
| Not applicable | 109 | $34,335,000 | $315,000 | $6,005,000 | $0 | $0 |
| Hispanic | 60 | $5,010,000 | $83,000 | $445,000 | $88,000 | $266,000 |
| Black or African American | 30 | $2,340,000 | $78,000 | $235,000 | $80,000 | $305,000 |
| Not Provided | 29 | $4,955,000 | $170,000 | $705,000 | $130,000 | $682,000 |
| American Indian or Alaskan Native | 13 | $1,115,000 | $85,000 | $245,000 | $69,000 | $166,000 |
| Asian | 10 | $1,270,000 | $127,000 | $565,000 | $91,000 | $367,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 596 | $84,640,000 | $142,000 | $6,005,000 | $101,000 | $682,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 404 | $59,240,000 | $146,000 | $6,005,000 | $107,000 | $386,000 |
| Application Approved But Not Accepted | 74 | $9,240,000 | $124,000 | $1,055,000 | $104,000 | $682,000 |
| Application Denied By Financial Institution | 60 | $5,580,000 | $93,000 | $855,000 | $80,000 | $266,000 |
| Preapproval Approved but not Accepted | 47 | $9,035,000 | $192,000 | $565,000 | $93,000 | $367,000 |
| Preapproval Denied by Financial Institution | 10 | $1,490,000 | $149,000 | $235,000 | $52,000 | $79,000 |
| Application Withdrawn By Applicant | 1 | $55,000 | $55,000 | $55,000 | $194,000 | $194,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 526 | $77,570,000 | $147,000 | $6,005,000 | $105,000 | $682,000 |
| Debt-To-Income Ratio | 41 | $4,915,000 | $119,000 | $855,000 | $75,000 | $266,000 |
| Credit History | 21 | $1,205,000 | $57,000 | $145,000 | $78,000 | $236,000 |
| Collateral | 6 | $700,000 | $116,000 | $305,000 | $51,000 | $79,000 |
| Other | 2 | $250,000 | $125,000 | $175,000 | $96,000 | $103,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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