Reliant Bank Mortgage Lending & HMDA Data, 2021

In 2021, Reliant Bank of Brentwood, TN reported 9,774 mortgage applications totaling $2.0 billion, up 7% from 2020. The average application was for $199,837, and applicants reported an average income of $97,371. 24% of its applications resulted in an originated loan and 57% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (761), Houston-The Woodlands-Sugar Land, TX (294) and Little Rock-North Little Rock-Conway, AR (202) (applications in parentheses).

Mortgage Company & Address Reliant Bank
1736 Carothers Parkway
Brentwood, TN 37027
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 9,774
Total Mortgage Loan Application Amount $1,953,210,000
Average Mortgage Loan Application Amount $199,837
Highest Mortgage Loan Application Amount $26,005,000
Average Applicant Income $97,371
Highest Applicant Income $4,547,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Reliant Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Reliant Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson, Tennessee 237 $ 106,625,000 $ 449,894 $ 206,000
Montgomery, Tennessee 161 $ 69,665,000 $ 432,701 $ 105,000
Montgomery, Texas 136 $ 10,880,000 $ 80,000 $ 57,000
Maury, Tennessee 127 $ 32,525,000 $ 256,102 $ 108,000
Ashley, Arkansas 109 $ 13,435,000 $ 123,256 $ 78,000
Tangipahoa, Louisiana 101 $ 7,555,000 $ 74,801 $ 49,000
Williamson, Tennessee 97 $ 81,775,000 $ 843,041 $ 193,000
Liberty, Texas 91 $ 7,645,000 $ 84,010 $ 69,000
Los Angeles, California 90 $ 105,490,000 $ 1,172,111 $ 310,000
Sumner, Tennessee 74 $ 21,290,000 $ 287,702 $ 138,000
Calcasieu, Louisiana 72 $ 5,600,000 $ 77,777 $ 62,000
Hardin, Texas 71 $ 6,455,000 $ 90,915 $ 63,000
Orange, California 70 $ 83,960,000 $ 1,199,428 $ 412,000
Hamilton, Tennessee 68 $ 23,900,000 $ 351,470 $ 132,000
Robertson, Tennessee 66 $ 16,470,000 $ 249,545 $ 119,000
Faulkner, Arkansas 62 $ 7,110,000 $ 114,677 $ 78,000
Pulaski, Arkansas 60 $ 9,000,000 $ 150,000 $ 77,000
Bossier, Louisiana 60 $ 5,110,000 $ 85,166 $ 51,000
Saline, Arkansas 54 $ 7,510,000 $ 139,074 $ 64,000
Lincoln, Mississippi 54 $ 3,800,000 $ 70,370 $ 43,000
Garland, Arkansas 53 $ 7,745,000 $ 146,132 $ 60,000
Jasper, Texas 53 $ 4,065,000 $ 76,698 $ 78,000
Cheatham, Tennessee 51 $ 11,635,000 $ 228,137 $ 106,000
Livingston, Louisiana 47 $ 4,295,000 $ 91,382 $ 46,000
Bowie, Texas 47 $ 5,075,000 $ 107,978 $ 72,000
Brazos, Texas 47 $ 3,575,000 $ 76,063 $ 67,000
Copiah, Mississippi 45 $ 3,505,000 $ 77,888 $ 50,000
Panola, Mississippi 44 $ 3,530,000 $ 80,227 $ 46,000
Grayson, Texas 44 $ 5,010,000 $ 113,863 $ 115,000
Pike, Mississippi 43 $ 3,175,000 $ 73,837 $ 44,000
Franklin, Louisiana 42 $ 3,190,000 $ 75,952 $ 75,000
St. Landry, Louisiana 41 $ 3,435,000 $ 83,780 $ 40,000
Tyler, Texas 39 $ 2,975,000 $ 76,282 $ 62,000
Lee, Mississippi 38 $ 3,560,000 $ 93,684 $ 46,000
Wilson, Tennessee 38 $ 10,930,000 $ 287,631 $ 100,000
Caddo, Louisiana 37 $ 4,075,000 $ 110,135 $ 62,000
Ouachita, Louisiana 35 $ 2,665,000 $ 76,142 $ 45,000
Hidalgo, Texas 35 $ 2,495,000 $ 71,285 $ 47,000
Chilton, Alabama 34 $ 2,990,000 $ 87,941 $ 54,000
San Diego, California 34 $ 38,220,000 $ 1,124,117 $ 317,000
Webster, Louisiana 34 $ 3,100,000 $ 91,176 $ 35,000
Rankin, Mississippi 34 $ 3,280,000 $ 96,470 $ 64,000
Broward, Florida 33 $ 31,415,000 $ 951,969 $ 492,000
Scott, Mississippi 33 $ 2,995,000 $ 90,757 $ 39,000
Hickman, Tennessee 33 $ 3,605,000 $ 109,242 $ 80,000
Miami-Dade, Florida 32 $ 36,250,000 $ 1,132,812 $ 511,000
Simpson, Mississippi 32 $ 2,000,000 $ 62,500 $ 43,000
Harris, Texas 32 $ 4,020,000 $ 125,625 $ 81,000
Claiborne, Mississippi 29 $ 2,065,000 $ 71,206 $ 52,000
Bryan, Oklahoma 29 $ 2,155,000 $ 74,310 $ 48,000
Jefferson, Arkansas 28 $ 3,680,000 $ 131,428 $ 71,000
Hinds, Mississippi 28 $ 2,280,000 $ 81,428 $ 58,000
Tallahatchie, Mississippi 28 $ 2,050,000 $ 73,214 $ 39,000
Warren, Mississippi 28 $ 2,360,000 $ 84,285 $ 57,000
Wayne, Mississippi 28 $ 2,260,000 $ 80,714 $ 40,000
Rutherford, Tennessee 28 $ 7,460,000 $ 266,428 $ 115,000
Bastrop, Texas 28 $ 2,100,000 $ 75,000 $ 61,000
Miller, Arkansas 27 $ 2,765,000 $ 102,407 $ 88,000
Lafayette, Louisiana 27 $ 2,805,000 $ 103,888 $ 35,000
Rapides, Louisiana 27 $ 2,445,000 $ 90,555 $ 65,000
St. Martin, Louisiana 27 $ 2,605,000 $ 96,481 $ 55,000
Boulder, Colorado 26 $ 28,770,000 $ 1,106,538 $ 295,000
Monmouth, New Jersey 26 $ 9,300,000 $ 357,692 $ 123,000
Hunt, Texas 26 $ 2,340,000 $ 90,000 $ 72,000
Union, Louisiana 25 $ 2,425,000 $ 97,000 $ 63,000
Jefferson Davis, Mississippi 25 $ 1,715,000 $ 68,600 $ 35,000
Newton, Texas 25 $ 1,645,000 $ 65,800 $ 60,000
Lafourche, Louisiana 24 $ 2,430,000 $ 101,250 $ 63,000
Burleson, Texas 24 $ 1,780,000 $ 74,166 $ 67,000
San Jacinto, Texas 24 $ 2,440,000 $ 101,666 $ 81,000
Conway, Arkansas 23 $ 2,125,000 $ 92,391 $ 66,000
Beauregard, Louisiana 23 $ 1,975,000 $ 85,869 $ 49,000
Washington, Louisiana 23 $ 1,725,000 $ 75,000 $ 51,000
Union, Mississippi 23 $ 1,855,000 $ 80,652 $ 40,000
Jefferson, Texas 23 $ 1,985,000 $ 86,304 $ 63,000
Riverside, California 22 $ 16,230,000 $ 737,727 $ 331,000
Terrebonne, Louisiana 22 $ 2,540,000 $ 115,454 $ 39,000
Marshall, Mississippi 22 $ 2,420,000 $ 110,000 $ 44,000
Monroe, Mississippi 22 $ 1,360,000 $ 61,818 $ 35,000
Smith, Mississippi 22 $ 1,380,000 $ 62,727 $ 37,000
Orange, Texas 22 $ 2,000,000 $ 90,909 $ 75,000
Richland, Louisiana 21 $ 1,585,000 $ 75,476 $ 53,000
Pontotoc, Mississippi 21 $ 1,825,000 $ 86,904 $ 37,000
Hot Spring, Arkansas 20 $ 1,840,000 $ 92,000 $ 58,000
Bienville, Louisiana 20 $ 1,970,000 $ 98,500 $ 53,000
De Soto, Louisiana 20 $ 2,260,000 $ 113,000 $ 45,000
St. Helena, Louisiana 20 $ 1,820,000 $ 91,000 $ 36,000
Itawamba, Mississippi 20 $ 1,880,000 $ 94,000 $ 51,000
Oktibbeha, Mississippi 20 $ 1,550,000 $ 77,500 $ 45,000
Walthall, Mississippi 20 $ 1,810,000 $ 90,500 $ 42,000
Cumberland, Tennessee 20 $ 2,240,000 $ 112,000 $ 66,000
Knox, Tennessee 20 $ 8,690,000 $ 434,500 $ 180,000
Polk, Texas 20 $ 1,630,000 $ 81,500 $ 69,000
Talladega, Alabama 19 $ 1,595,000 $ 83,947 $ 44,000
La Salle, Louisiana 19 $ 1,555,000 $ 81,842 $ 48,000
Lincoln, Louisiana 19 $ 1,845,000 $ 97,105 $ 58,000
West Carroll, Louisiana 19 $ 1,545,000 $ 81,315 $ 60,000
Avoyelles, Louisiana 18 $ 1,860,000 $ 103,333 $ 53,000
Cameron, Louisiana 18 $ 1,540,000 $ 85,555 $ 67,000
Morehouse, Louisiana 18 $ 1,620,000 $ 90,000 $ 65,000
Sabine, Louisiana 18 $ 1,610,000 $ 89,444 $ 75,000
St. Charles, Louisiana 18 $ 1,560,000 $ 86,666 $ 48,000
Holmes, Mississippi 18 $ 1,380,000 $ 76,666 $ 44,000
Jones, Mississippi 18 $ 1,410,000 $ 78,333 $ 36,000
Lawrence, Tennessee 18 $ 4,420,000 $ 245,555 $ 52,000
Warren, Tennessee 18 $ 1,650,000 $ 91,666 $ 39,000
Dallas, Texas 18 $ 10,840,000 $ 602,222 $ 209,000
Ector, Texas 18 $ 2,020,000 $ 112,222 $ 60,000
Parker, Texas 18 $ 2,250,000 $ 125,000 $ 42,000
Wise, Texas 18 $ 2,010,000 $ 111,666 $ 71,000
Maricopa, Arizona 17 $ 15,665,000 $ 921,470 $ 284,000
Lonoke, Arkansas 17 $ 1,885,000 $ 110,882 $ 56,000
Clay, Mississippi 17 $ 1,415,000 $ 83,235 $ 33,000
Covington, Mississippi 17 $ 1,465,000 $ 86,176 $ 50,000
Jefferson, Mississippi 17 $ 1,275,000 $ 75,000 $ 48,000
Dickson, Tennessee 17 $ 4,655,000 $ 273,823 $ 150,000
Acadia, Louisiana 16 $ 1,470,000 $ 91,875 $ 44,000
Pearl River, Mississippi 16 $ 1,220,000 $ 76,250 $ 42,000
Cass, Texas 16 $ 1,570,000 $ 98,125 $ 67,000
Grimes, Texas 16 $ 1,420,000 $ 88,750 $ 88,000
Shelby, Texas 16 $ 1,750,000 $ 109,375 $ 80,000
Autauga, Alabama 15 $ 1,155,000 $ 77,000 $ 58,000
Baldwin, Alabama 15 $ 3,965,000 $ 264,333 $ 124,000
Concordia, Louisiana 15 $ 1,145,000 $ 76,333 $ 50,000
Adams, Mississippi 15 $ 1,195,000 $ 79,666 $ 68,000
Lauderdale, Mississippi 15 $ 1,255,000 $ 83,666 $ 60,000
Lawrence, Mississippi 15 $ 1,075,000 $ 71,666 $ 64,000
Madison, Mississippi 15 $ 1,435,000 $ 95,666 $ 40,000
Yazoo, Mississippi 15 $ 1,165,000 $ 77,666 $ 39,000
Shelby, Alabama 14 $ 1,190,000 $ 85,000 $ 70,000
Cleburne, Arkansas 14 $ 1,970,000 $ 140,714 $ 65,000
Vermilion, Louisiana 14 $ 1,590,000 $ 113,571 $ 64,000
Chickasaw, Mississippi 14 $ 1,240,000 $ 88,571 $ 46,000
Lafayette, Mississippi 14 $ 1,250,000 $ 89,285 $ 51,000
Marion, Mississippi 14 $ 1,500,000 $ 107,142 $ 43,000
Neshoba, Mississippi 14 $ 1,020,000 $ 72,857 $ 37,000
Tate, Mississippi 14 $ 1,560,000 $ 111,428 $ 49,000
Logan, Oklahoma 14 $ 1,630,000 $ 116,428 $ 58,000
McCurtain, Oklahoma 14 $ 1,340,000 $ 95,714 $ 66,000
Oklahoma, Oklahoma 14 $ 2,070,000 $ 147,857 $ 136,000
Coffee, Tennessee 14 $ 3,440,000 $ 245,714 $ 105,000
Chicot, Arkansas 13 $ 1,455,000 $ 111,923 $ 75,000
Clark, Arkansas 13 $ 1,705,000 $ 131,153 $ 73,000
Van Buren, Arkansas 13 $ 1,595,000 $ 122,692 $ 92,000
Santa Clara, California 13 $ 13,655,000 $ 1,050,384 $ 338,000
Allen, Louisiana 13 $ 945,000 $ 72,692 $ 56,000
Claiborne, Louisiana 13 $ 1,275,000 $ 98,076 $ 48,000
Natchitoches, Louisiana 13 $ 1,285,000 $ 98,846 $ 46,000
Noxubee, Mississippi 13 $ 1,035,000 $ 79,615 $ 42,000
Prentiss, Mississippi 13 $ 1,225,000 $ 94,230 $ 51,000
Angelina, Texas 13 $ 1,215,000 $ 93,461 $ 51,000
Fannin, Texas 13 $ 1,395,000 $ 107,307 $ 97,000
Lubbock, Texas 13 $ 1,135,000 $ 87,307 $ 70,000
Panola, Texas 13 $ 1,055,000 $ 81,153 $ 63,000
Ventura, California 12 $ 12,880,000 $ 1,073,333 $ 399,000
Hillsborough, Florida 12 $ 10,470,000 $ 872,500 $ 227,000
Palm Beach, Florida 12 $ 8,410,000 $ 700,833 $ 279,000
Cook, Illinois 12 $ 10,490,000 $ 874,166 $ 362,000
Laurel, Kentucky 12 $ 980,000 $ 81,666 $ 42,000
East Carroll, Louisiana 12 $ 1,030,000 $ 85,833 $ 46,000
Winn, Louisiana 12 $ 1,140,000 $ 95,000 $ 83,000
Leake, Mississippi 12 $ 1,080,000 $ 90,000 $ 34,000
Lowndes, Mississippi 12 $ 1,090,000 $ 90,833 $ 41,000
Winston, Mississippi 12 $ 1,020,000 $ 85,000 $ 31,000
Atoka, Oklahoma 12 $ 970,000 $ 80,833 $ 51,000
Pottawatomie, Oklahoma 12 $ 1,230,000 $ 102,500 $ 120,000
DeKalb, Tennessee 12 $ 1,970,000 $ 164,166 $ 85,000
White, Tennessee 12 $ 1,610,000 $ 134,166 $ 74,000
Jefferson, Alabama 11 $ 1,245,000 $ 113,181 $ 57,000
Mobile, Alabama 11 $ 1,045,000 $ 95,000 $ 46,000
Desha, Arkansas 11 $ 1,405,000 $ 127,727 $ 90,000
Hempstead, Arkansas 11 $ 1,365,000 $ 124,090 $ 68,000
Pope, Arkansas 11 $ 1,045,000 $ 95,000 $ 49,000
San Bernardino, California 11 $ 8,365,000 $ 760,454 $ 355,000
East Baton Rouge, Louisiana 11 $ 3,085,000 $ 280,454 $ 183,000
Red River, Louisiana 11 $ 1,155,000 $ 105,000 $ 44,000
Vernon, Louisiana 11 $ 995,000 $ 90,454 $ 99,000
Choctaw, Mississippi 11 $ 1,085,000 $ 98,636 $ 35,000
Franklin, Mississippi 11 $ 785,000 $ 71,363 $ 58,000
Tippah, Mississippi 11 $ 795,000 $ 72,272 $ 34,000
Middlesex, New Jersey 11 $ 4,085,000 $ 371,363 $ 112,000
Tarrant, Texas 11 $ 1,755,000 $ 159,545 $ 35,000
Walker, Alabama 10 $ 760,000 $ 76,000 $ 62,000
Monroe, Arkansas 10 $ 1,110,000 $ 111,000 $ 41,000
Sevier, Arkansas 10 $ 1,240,000 $ 124,000 $ 73,000
Union, Arkansas 10 $ 1,170,000 $ 117,000 $ 74,000
White, Arkansas 10 $ 870,000 $ 87,000 $ 44,000
Contra Costa, California 10 $ 10,790,000 $ 1,079,000 $ 294,000
Ascension, Louisiana 10 $ 940,000 $ 94,000 $ 26,000
Catahoula, Louisiana 10 $ 990,000 $ 99,000 $ 71,000
Iberia, Louisiana 10 $ 1,170,000 $ 117,000 $ 62,000
Jackson, Louisiana 10 $ 980,000 $ 98,000 $ 58,000
Plaquemines, Louisiana 10 $ 750,000 $ 75,000 $ 95,000
St. John the Baptist, Louisiana 10 $ 820,000 $ 82,000 $ 28,000
St. Mary, Louisiana 10 $ 920,000 $ 92,000 $ 41,000
Amite, Mississippi 10 $ 730,000 $ 73,000 $ 75,000
Kemper, Mississippi 10 $ 690,000 $ 69,000 $ 29,000
Yalobusha, Mississippi 10 $ 880,000 $ 88,000 $ 49,000
Lincoln, Oklahoma 10 $ 890,000 $ 89,000 $ 87,000
Grundy, Tennessee 10 $ 890,000 $ 89,000 $ 55,000
Bexar, Texas 10 $ 1,180,000 $ 118,000 $ 59,000
Cooke, Texas 10 $ 840,000 $ 84,000 $ 51,000
Kaufman, Texas 10 $ 980,000 $ 98,000 $ 58,000
Lee, Texas 10 $ 770,000 $ 77,000 $ 59,000
Waller, Texas 10 $ 1,510,000 $ 151,000 $ 85,000
Elmore, Alabama 9 $ 995,000 $ 110,555 $ 145,000
Columbia, Arkansas 9 $ 895,000 $ 99,444 $ 42,000
Little River, Arkansas 9 $ 1,135,000 $ 126,111 $ 104,000
Evangeline, Louisiana 9 $ 965,000 $ 107,222 $ 40,000
St. Tammany, Louisiana 9 $ 2,595,000 $ 288,333 $ 154,000
Attala, Mississippi 9 $ 915,000 $ 101,666 $ 70,000
Hancock, Mississippi 9 $ 645,000 $ 71,666 $ 51,000
Harrison, Mississippi 9 $ 765,000 $ 85,000 $ 39,000
Lamar, Mississippi 9 $ 645,000 $ 71,666 $ 43,000
Ocean, New Jersey 9 $ 7,815,000 $ 868,333 $ 222,000
Jackson, Tennessee 9 $ 965,000 $ 107,222 $ 42,000
Overton, Tennessee 9 $ 795,000 $ 88,333 $ 55,000
Shelby, Tennessee 9 $ 1,395,000 $ 155,000 $ 227,000
Trousdale, Tennessee 9 $ 2,215,000 $ 246,111 $ 84,000
Cameron, Texas 9 $ 595,000 $ 66,111 $ 41,000
Harrison, Texas 9 $ 965,000 $ 107,222 $ 53,000
Madison, Texas 9 $ 1,035,000 $ 115,000 $ 81,000
Medina, Texas 9 $ 1,105,000 $ 122,777 $ 35,000
Navarro, Texas 9 $ 735,000 $ 81,666 $ 58,000
Walker, Texas 9 $ 765,000 $ 85,000 $ 57,000
Lee, Alabama 8 $ 890,000 $ 111,250 $ 76,000
Johnson, Arkansas 8 $ 770,000 $ 96,250 $ 44,000
Denver, Colorado 8 $ 9,940,000 $ 1,242,500 $ 342,000
Pinellas, Florida 8 $ 7,330,000 $ 916,250 $ 836,000
Walker, Georgia 8 $ 1,700,000 $ 212,500 $ 104,000
Clay, Kentucky 8 $ 520,000 $ 65,000 $ 34,000
Knox, Kentucky 8 $ 580,000 $ 72,500 $ 57,000
East Feliciana, Louisiana 8 $ 720,000 $ 90,000 $ 52,000
Iberville, Louisiana 8 $ 520,000 $ 65,000 $ 79,000
Madison, Louisiana 8 $ 660,000 $ 82,500 $ 33,000
Orleans, Louisiana 8 $ 5,530,000 $ 691,250 $ 261,000
Forrest, Mississippi 8 $ 520,000 $ 65,000 $ 55,000
George, Mississippi 8 $ 780,000 $ 97,500 $ 56,000
Clark, Nevada 8 $ 7,670,000 $ 958,750 $ 305,000
Pushmataha, Oklahoma 8 $ 740,000 $ 92,500 $ 52,000
Cannon, Tennessee 8 $ 940,000 $ 117,500 $ 101,000
Sevier, Tennessee 8 $ 5,270,000 $ 658,750 $ 266,000
Denton, Texas 8 $ 910,000 $ 113,750 $ 121,000
Sabine, Texas 8 $ 580,000 $ 72,500 $ 177,000
Clay, Alabama 7 $ 675,000 $ 96,428 $ 58,000
Coosa, Alabama 7 $ 725,000 $ 103,571 $ 42,000
Cullman, Alabama 7 $ 675,000 $ 96,428 $ 45,000
Franklin, Alabama 7 $ 795,000 $ 113,571 $ 68,000
Drew, Arkansas 7 $ 1,265,000 $ 180,714 $ 84,000
Yell, Arkansas 7 $ 605,000 $ 86,428 $ 168,000
Bay, Florida 7 $ 4,965,000 $ 709,285 $ 310,000
Lee, Florida 7 $ 3,755,000 $ 536,428 $ 172,000
Manatee, Florida 7 $ 5,305,000 $ 757,857 $ 407,000
Orange, Florida 7 $ 6,315,000 $ 902,142 $ 512,000
Caldwell, Louisiana 7 $ 805,000 $ 115,000 $ 46,000
Coahoma, Mississippi 7 $ 685,000 $ 97,857 $ 39,000
Greene, Mississippi 7 $ 755,000 $ 107,857 $ 83,000
Jackson, Mississippi 7 $ 505,000 $ 72,142 $ 39,000
Webster, Mississippi 7 $ 785,000 $ 112,142 $ 60,000
Union, New Jersey 7 $ 2,595,000 $ 370,714 $ 174,000
Marshall, Oklahoma 7 $ 585,000 $ 83,571 $ 152,000
Charleston, South Carolina 7 $ 2,215,000 $ 316,428 $ 131,000
Chambers, Texas 7 $ 595,000 $ 85,000 $ 103,000
Collin, Texas 7 $ 1,775,000 $ 253,571 $ 177,000
Fayette, Texas 7 $ 825,000 $ 117,857 $ 55,000
Henderson, Texas 7 $ 1,505,000 $ 215,000 $ 104,000
Johnson, Texas 7 $ 915,000 $ 130,714 $ 49,000
Lamar, Texas 7 $ 715,000 $ 102,142 $ 206,000
Morris, Texas 7 $ 555,000 $ 79,285 $ 74,000
Palo Pinto, Texas 7 $ 715,000 $ 102,142 $ 60,000
San Augustine, Texas 7 $ 425,000 $ 60,714 $ 72,000
King, Washington 7 $ 9,505,000 $ 1,357,857 $ 414,000
Chambers, Alabama 6 $ 570,000 $ 95,000 $ 58,000
Lauderdale, Alabama 6 $ 3,440,000 $ 573,333 $ 173,000
Madison, Alabama 6 $ 890,000 $ 148,333 $ 93,000
Cleveland, Arkansas 6 $ 620,000 $ 103,333 $ 51,000
Nevada, Arkansas 6 $ 540,000 $ 90,000 $ 62,000
DuPage, Illinois 6 $ 6,800,000 $ 1,133,333 $ 413,000
Grant, Louisiana 6 $ 500,000 $ 83,333 $ 37,000
Jefferson Davis, Louisiana 6 $ 510,000 $ 85,000 $ 40,000
Bolivar, Mississippi 6 $ 460,000 $ 76,666 $ 37,000
Grenada, Mississippi 6 $ 530,000 $ 88,333 $ 54,000
Jasper, Mississippi 6 $ 420,000 $ 70,000 $ 28,000
Washington, Mississippi 6 $ 600,000 $ 100,000 $ 36,000
Grady, Oklahoma 6 $ 690,000 $ 115,000 $ 54,000
Bedford, Tennessee 6 $ 990,000 $ 165,000 $ 89,000
Marshall, Tennessee 6 $ 1,630,000 $ 271,666 $ 71,000
Smith, Tennessee 6 $ 570,000 $ 95,000 $ 67,000
Colorado, Texas 6 $ 530,000 $ 88,333 $ 65,000
Fort Bend, Texas 6 $ 1,150,000 $ 191,666 $ 303,000
Hood, Texas 6 $ 590,000 $ 98,333 $ 69,000
Houston, Texas 6 $ 510,000 $ 85,000 $ 44,000
Midland, Texas 6 $ 640,000 $ 106,666 $ 64,000
Robertson, Texas 6 $ 500,000 $ 83,333 $ 75,000
Sumter, Alabama 5 $ 305,000 $ 61,000 $ 43,000
Tallapoosa, Alabama 5 $ 425,000 $ 85,000 $ 75,000
Baxter, Arkansas 5 $ 425,000 $ 85,000 $ 71,000
Howard, Arkansas 5 $ 645,000 $ 129,000 $ 64,000
Ouachita, Arkansas 5 $ 575,000 $ 115,000 $ 54,000
Perry, Arkansas 5 $ 405,000 $ 81,000 $ 49,000
Phillips, Arkansas 5 $ 415,000 $ 83,000 $ 124,000
Pike, Arkansas 5 $ 615,000 $ 123,000 $ 76,000
Santa Barbara, California 5 $ 4,725,000 $ 945,000 $ 195,000
Douglas, Colorado 5 $ 3,675,000 $ 735,000 $ 249,000
Sarasota, Florida 5 $ 3,295,000 $ 659,000 $ 646,000
Catoosa, Georgia 5 $ 1,075,000 $ 215,000 $ 76,000
Fulton, Georgia 5 $ 3,275,000 $ 655,000 $ 291,000
Hamilton, Indiana 5 $ 5,225,000 $ 1,045,000 $ 308,000
West Feliciana, Louisiana 5 $ 525,000 $ 105,000 $ 88,000
Hennepin, Minnesota 5 $ 4,995,000 $ 999,000 $ 327,000
Benton, Mississippi 5 $ 535,000 $ 107,000 $ 127,000
Calhoun, Mississippi 5 $ 395,000 $ 79,000 $ 33,000
Carroll, Mississippi 5 $ 345,000 $ 69,000 $ 31,000
Clarke, Mississippi 5 $ 345,000 $ 69,000 $ 30,000
Montgomery, Mississippi 5 $ 445,000 $ 89,000 $ 44,000
Newton, Mississippi 5 $ 425,000 $ 85,000 $ 55,000
Perry, Mississippi 5 $ 475,000 $ 95,000 $ 35,000
Sharkey, Mississippi 5 $ 415,000 $ 83,000 $ 63,000
Wilkinson, Mississippi 5 $ 465,000 $ 93,000 $ 48,000
Bergen, New Jersey 5 $ 4,645,000 $ 929,000 $ 371,000
Kings, New York 5 $ 5,805,000 $ 1,161,000 $ 230,000
Choctaw, Oklahoma 5 $ 705,000 $ 141,000 $ 67,000
Cleveland, Oklahoma 5 $ 875,000 $ 175,000 $ 95,000
Johnston, Oklahoma 5 $ 505,000 $ 101,000 $ 59,000
Pittsburg, Oklahoma 5 $ 465,000 $ 93,000 $ 73,000
Delaware, Pennsylvania 5 $ 3,975,000 $ 795,000 $ 322,000
Fentress, Tennessee 5 $ 265,000 $ 53,000 $ 47,000
Putnam, Tennessee 5 $ 665,000 $ 133,000 $ 76,000
Austin, Texas 5 $ 485,000 $ 97,000 $ 64,000
Leon, Texas 5 $ 555,000 $ 111,000 $ 75,000
Red River, Texas 5 $ 465,000 $ 93,000 $ 130,000
Travis, Texas 5 $ 3,085,000 $ 617,000 $ 215,000
Van Zandt, Texas 5 $ 665,000 $ 133,000 $ 101,000
Washington, Texas 5 $ 355,000 $ 71,000 $ 41,000
Clarke, Alabama 4 $ 310,000 $ 77,500 $ 0
Dallas, Alabama 4 $ 380,000 $ 95,000 $ 41,000
Lowndes, Alabama 4 $ 320,000 $ 80,000 $ 38,000
Marion, Alabama 4 $ 340,000 $ 85,000 $ 66,000
Perry, Alabama 4 $ 320,000 $ 80,000 $ 69,000
Tuscaloosa, Alabama 4 $ 450,000 $ 112,500 $ 79,000
Winston, Alabama 4 $ 300,000 $ 75,000 $ 43,000
Pima, Arizona 4 $ 2,990,000 $ 747,500 $ 302,000
Benton, Arkansas 4 $ 370,000 $ 92,500 $ 117,000
Grant, Arkansas 4 $ 540,000 $ 135,000 $ 58,000
Lafayette, Arkansas 4 $ 440,000 $ 110,000 $ 49,000
Lincoln, Arkansas 4 $ 430,000 $ 107,500 $ 0
Logan, Arkansas 4 $ 320,000 $ 80,000 $ 38,000
Searcy, Arkansas 4 $ 280,000 $ 70,000 $ 192,000
Alameda, California 4 $ 4,740,000 $ 1,185,000 $ 425,000
Marin, California 4 $ 4,560,000 $ 1,140,000 $ 424,000
San Mateo, California 4 $ 4,330,000 $ 1,082,500 $ 418,000
Cobb, Georgia 4 $ 1,390,000 $ 347,500 $ 118,000
Ada, Idaho 4 $ 3,150,000 $ 787,500 $ 255,000
Assumption, Louisiana 4 $ 520,000 $ 130,000 $ 56,000
Tensas, Louisiana 4 $ 320,000 $ 80,000 $ 40,000
Berrien, Michigan 4 $ 4,050,000 $ 1,012,500 $ 2,391,000
Alcorn, Mississippi 4 $ 410,000 $ 102,500 $ 44,000
DeSoto, Mississippi 4 $ 340,000 $ 85,000 $ 30,000
Stone, Mississippi 4 $ 270,000 $ 67,500 $ 65,000
Tunica, Mississippi 4 $ 360,000 $ 90,000 $ 35,000
Washoe, Nevada 4 $ 2,130,000 $ 532,500 $ 223,000
Essex, New Jersey 4 $ 4,150,000 $ 1,037,500 $ 364,000
Passaic, New Jersey 4 $ 1,880,000 $ 470,000 $ 89,000
New York, New York 4 $ 5,450,000 $ 1,362,500 $ 370,000
Wake, North Carolina 4 $ 1,510,000 $ 377,500 $ 146,000
Stephens, Oklahoma 4 $ 440,000 $ 110,000 $ 144,000
Franklin, Tennessee 4 $ 480,000 $ 120,000 $ 98,000
Giles, Tennessee 4 $ 810,000 $ 202,500 $ 133,000
Lewis, Tennessee 4 $ 570,000 $ 142,500 $ 60,000
McMinn, Tennessee 4 $ 300,000 $ 75,000 $ 57,000
Roane, Tennessee 4 $ 350,000 $ 87,500 $ 43,000
Sequatchie, Tennessee 4 $ 270,000 $ 67,500 $ 70,000
Van Buren, Tennessee 4 $ 300,000 $ 75,000 $ 69,000
Anderson, Texas 4 $ 440,000 $ 110,000 $ 58,000
Atascosa, Texas 4 $ 550,000 $ 137,500 $ 42,000
Brazoria, Texas 4 $ 360,000 $ 90,000 $ 89,000
Frio, Texas 4 $ 290,000 $ 72,500 $ 38,000
Limestone, Texas 4 $ 240,000 $ 60,000 $ 57,000
Matagorda, Texas 4 $ 290,000 $ 72,500 $ 43,000
Nacogdoches, Texas 4 $ 510,000 $ 127,500 $ 49,000
Rusk, Texas 4 $ 540,000 $ 135,000 $ 49,000
Titus, Texas 4 $ 430,000 $ 107,500 $ 44,000
Trinity, Texas 4 $ 380,000 $ 95,000 $ 54,000
Wichita, Texas 4 $ 540,000 $ 135,000 $ 47,000
Colbert, Alabama 3 $ 385,000 $ 128,333 $ 49,000
Hale, Alabama 3 $ 255,000 $ 85,000 $ 49,000
Marshall, Alabama 3 $ 285,000 $ 95,000 $ 52,000
Montgomery, Alabama 3 $ 165,000 $ 55,000 $ 50,000
Morgan, Alabama 3 $ 315,000 $ 105,000 $ 45,000
Pickens, Alabama 3 $ 225,000 $ 75,000 $ 35,000
St. Clair, Alabama 3 $ 235,000 $ 78,333 $ 40,000
Bradley, Arkansas 3 $ 315,000 $ 105,000 $ 61,000
Dallas, Arkansas 3 $ 235,000 $ 78,333 $ 62,000
Greene, Arkansas 3 $ 345,000 $ 115,000 $ 57,000
Napa, California 3 $ 3,115,000 $ 1,038,333 $ 190,000
San Francisco, California 3 $ 5,785,000 $ 1,928,333 $ 575,000
San Joaquin, California 3 $ 1,755,000 $ 585,000 $ 0
Solano, California 3 $ 1,985,000 $ 661,666 $ 239,000
Jefferson, Colorado 3 $ 2,265,000 $ 755,000 $ 183,000
Summit, Colorado 3 $ 4,105,000 $ 1,368,333 $ 424,000
Fairfield, Connecticut 3 $ 3,075,000 $ 1,025,000 $ 227,000
Charlotte, Florida 3 $ 1,625,000 $ 541,666 $ 116,000
St. Johns, Florida 3 $ 2,135,000 $ 711,666 $ 435,000
Walton, Florida 3 $ 2,625,000 $ 875,000 $ 440,000
Lake, Illinois 3 $ 2,405,000 $ 801,666 $ 370,000
Jefferson, Kentucky 3 $ 6,635,000 $ 2,211,666 $ 3,877,000
Pulaski, Kentucky 3 $ 205,000 $ 68,333 $ 25,000
Jefferson, Louisiana 3 $ 1,085,000 $ 361,666 $ 162,000
Pointe Coupee, Louisiana 3 $ 235,000 $ 78,333 $ 66,000
West Baton Rouge, Louisiana 3 $ 215,000 $ 71,666 $ 67,000
Humphreys, Mississippi 3 $ 155,000 $ 51,666 $ 0
Tishomingo, Mississippi 3 $ 395,000 $ 131,666 $ 77,000
Mercer, New Jersey 3 $ 2,235,000 $ 745,000 $ 227,000
Nassau, New York 3 $ 2,805,000 $ 935,000 $ 337,000
Westchester, New York 3 $ 3,145,000 $ 1,048,333 $ 235,000
Canadian, Oklahoma 3 $ 365,000 $ 121,666 $ 104,000
Carter, Oklahoma 3 $ 215,000 $ 71,666 $ 76,000
Garvin, Oklahoma 3 $ 275,000 $ 91,666 $ 64,000
Jefferson, Oklahoma 3 $ 355,000 $ 118,333 $ 69,000
McClain, Oklahoma 3 $ 255,000 $ 85,000 $ 80,000
Bledsoe, Tennessee 3 $ 295,000 $ 98,333 $ 50,000
Blount, Tennessee 3 $ 1,455,000 $ 485,000 $ 142,000
Houston, Tennessee 3 $ 715,000 $ 238,333 $ 110,000
Macon, Tennessee 3 $ 295,000 $ 98,333 $ 49,000
Marion, Tennessee 3 $ 635,000 $ 211,666 $ 91,000
McNairy, Tennessee 3 $ 175,000 $ 58,333 $ 46,000
Meigs, Tennessee 3 $ 585,000 $ 195,000 $ 74,000
Andrews, Texas 3 $ 235,000 $ 78,333 $ 47,000
Bell, Texas 3 $ 235,000 $ 78,333 $ 75,000
Camp, Texas 3 $ 295,000 $ 98,333 $ 27,000
Ellis, Texas 3 $ 215,000 $ 71,666 $ 59,000
Galveston, Texas 3 $ 1,535,000 $ 511,666 $ 701,000
Hill, Texas 3 $ 445,000 $ 148,333 $ 184,000
Hockley, Texas 3 $ 235,000 $ 78,333 $ 59,000
Jack, Texas 3 $ 435,000 $ 145,000 $ 64,000
Lavaca, Texas 3 $ 235,000 $ 78,333 $ 56,000
Milam, Texas 3 $ 225,000 $ 75,000 $ 68,000
Montague, Texas 3 $ 325,000 $ 108,333 $ 29,000
Rains, Texas 3 $ 445,000 $ 148,333 $ 53,000
Randall, Texas 3 $ 255,000 $ 85,000 $ 55,000
Wilbarger, Texas 3 $ 375,000 $ 125,000 $ 0
Wood, Texas 3 $ 465,000 $ 155,000 $ 103,000
Fairfax, Virginia 3 $ 2,455,000 $ 818,333 $ 279,000
Choctaw, Alabama 2 $ 170,000 $ 85,000 $ 41,000
Covington, Alabama 2 $ 210,000 $ 105,000 $ 76,000
Escambia, Alabama 2 $ 240,000 $ 120,000 $ 0
Etowah, Alabama 2 $ 300,000 $ 150,000 $ 56,000
Jackson, Alabama 2 $ 270,000 $ 135,000 $ 0
Lamar, Alabama 2 $ 150,000 $ 75,000 $ 51,000
Limestone, Alabama 2 $ 100,000 $ 50,000 $ 49,000
Macon, Alabama 2 $ 150,000 $ 75,000 $ 0
Russell, Alabama 2 $ 140,000 $ 70,000 $ 23,000
Arkansas, Arkansas 2 $ 180,000 $ 90,000 $ 118,000
Carroll, Arkansas 2 $ 260,000 $ 130,000 $ 46,000
Crittenden, Arkansas 2 $ 270,000 $ 135,000 $ 37,000
Independence, Arkansas 2 $ 160,000 $ 80,000 $ 64,000
Izard, Arkansas 2 $ 260,000 $ 130,000 $ 125,000
Marion, Arkansas 2 $ 210,000 $ 105,000 $ 82,000
Newton, Arkansas 2 $ 340,000 $ 170,000 $ 94,000
Poinsett, Arkansas 2 $ 280,000 $ 140,000 $ 61,000
Scott, Arkansas 2 $ 260,000 $ 130,000 $ 53,000
St. Francis, Arkansas 2 $ 330,000 $ 165,000 $ 0
Stone, Arkansas 2 $ 190,000 $ 95,000 $ 84,000
Washington, Arkansas 2 $ 180,000 $ 90,000 $ 88,000
Woodruff, Arkansas 2 $ 220,000 $ 110,000 $ 55,000
Santa Cruz, California 2 $ 2,240,000 $ 1,120,000 $ 251,000
Windham, Connecticut 2 $ 1,770,000 $ 885,000 $ 330,000
Alachua, Florida 2 $ 490,000 $ 245,000 $ 151,000
Brevard, Florida 2 $ 1,130,000 $ 565,000 $ 241,000
Collier, Florida 2 $ 1,710,000 $ 855,000 $ 193,000
Gulf, Florida 2 $ 1,180,000 $ 590,000 $ 156,000
Monroe, Florida 2 $ 1,600,000 $ 800,000 $ 307,000
Osceola, Florida 2 $ 990,000 $ 495,000 $ 353,000
Gwinnett, Georgia 2 $ 670,000 $ 335,000 $ 93,000
Hawaii, Hawaii 2 $ 1,450,000 $ 725,000 $ 124,000
Maui, Hawaii 2 $ 2,550,000 $ 1,275,000 $ 539,000
Boone, Indiana 2 $ 1,880,000 $ 940,000 $ 819,000
Harrison, Kentucky 2 $ 210,000 $ 105,000 $ 0
Knott, Kentucky 2 $ 260,000 $ 130,000 $ 92,000
Lee, Kentucky 2 $ 160,000 $ 80,000 $ 76,000
Leslie, Kentucky 2 $ 230,000 $ 115,000 $ 45,000
Magoffin, Kentucky 2 $ 120,000 $ 60,000 $ 46,000
Perry, Kentucky 2 $ 180,000 $ 90,000 $ 67,000
Rockcastle, Kentucky 2 $ 150,000 $ 75,000 $ 27,000
Russell, Kentucky 2 $ 100,000 $ 50,000 $ 33,000
Whitley, Kentucky 2 $ 210,000 $ 105,000 $ 54,000
St. James, Louisiana 2 $ 110,000 $ 55,000 $ 31,000
Anne Arundel, Maryland 2 $ 1,510,000 $ 755,000 $ 151,000
Howard, Maryland 2 $ 1,340,000 $ 670,000 $ 325,000
Worcester, Massachusetts 2 $ 790,000 $ 395,000 $ 149,000
Ottawa, Michigan 2 $ 500,000 $ 250,000 $ 143,000
Carver, Minnesota 2 $ 1,370,000 $ 685,000 $ 293,000
Dakota, Minnesota 2 $ 1,700,000 $ 850,000 $ 209,000
Sunflower, Mississippi 2 $ 120,000 $ 60,000 $ 42,000
St. Louis, Missouri 2 $ 2,070,000 $ 1,035,000 $ 0
Burlington, New Jersey 2 $ 1,250,000 $ 625,000 $ 233,000
Camden, New Jersey 2 $ 870,000 $ 435,000 $ 245,000
Cape May, New Jersey 2 $ 2,230,000 $ 1,115,000 $ 361,000
Bronx, New York 2 $ 650,000 $ 325,000 $ 143,000
Queens, New York 2 $ 1,660,000 $ 830,000 $ 145,000
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Mortgage Loan Application Detail Totals for Reliant Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,508 $1,308,880,000 $153,000 $26,005,000 $83,000 $4,547,000
Refinancing 816 $444,300,000 $544,000 $14,005,000 $211,000 $3,419,000
Cash-out Refinancing 411 $192,955,000 $469,000 $3,835,000 $167,000 $1,740,000
Other Purpose 25 $4,035,000 $161,000 $835,000 $90,000 $363,000
Home Improvement 14 $3,040,000 $217,000 $595,000 $177,000 $646,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,104 $1,006,920,000 $197,000 $3,765,000 $116,000 $4,547,000
Black or African American 2,475 $232,855,000 $94,000 $1,245,000 $48,000 $555,000
Hispanic 968 $121,990,000 $126,000 $2,565,000 $73,000 $1,463,000
Not Provided 765 $222,285,000 $290,000 $3,735,000 $150,000 $3,419,000
Not applicable 266 $318,140,000 $1,196,000 $26,005,000 $420,000 $420,000
American Indian or Alaskan Native 104 $11,240,000 $108,000 $475,000 $62,000 $173,000
Asian 71 $32,615,000 $459,000 $1,865,000 $257,000 $1,275,000
Native Hawaiian or Other Pacific Islander 5 $1,775,000 $355,000 $1,155,000 $138,000 $260,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,522 $1,900,460,000 $199,000 $26,005,000 $104,000 $4,547,000
FHA-insured (Federal Housing Administration) 99 $20,185,000 $203,000 $705,000 $68,000 $201,000
VA-guaranteed (Veterans Administration) 97 $24,315,000 $250,000 $625,000 $86,000 $354,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $8,250,000 $147,000 $385,000 $50,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 5,533 $597,895,000 $108,000 $4,165,000 $62,000 $1,045,000
Loan Originated 2,392 $835,430,000 $349,000 $26,005,000 $143,000 $4,547,000
File Closed For Incompleteness 1,279 $115,885,000 $90,000 $1,615,000 $66,000 $900,000
Application Withdrawn By Applicant 198 $105,410,000 $532,000 $14,005,000 $234,000 $3,419,000
Application Approved But Not Accepted 192 $98,650,000 $513,000 $2,855,000 $202,000 $1,605,000
Loan Purchased By The Institution 180 $199,940,000 $1,110,000 $3,835,000 $420,000 $420,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,241 $1,355,315,000 $319,000 $26,005,000 $125,000 $4,547,000
Credit History 2,965 $320,545,000 $108,000 $1,245,000 $97,000 $373,000
Credit Application Incomplete 1,319 $94,915,000 $71,000 $1,425,000 $63,000 $984,000
Debt-To-Income Ratio 742 $103,440,000 $139,000 $2,805,000 $53,000 $1,045,000
Other 368 $55,740,000 $151,000 $4,165,000 $125,000 $527,000
Insufficient Cash (Downpayment, Closing Cost) 42 $6,510,000 $155,000 $855,000 $146,000 $265,000
Collateral 42 $6,380,000 $151,000 $935,000 $129,000 $553,000
Unverifiable Information 30 $5,020,000 $167,000 $1,465,000 $236,000 $342,000
Employment History 25 $5,345,000 $213,000 $1,285,000 $261,000 $600,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Reliant Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Reliant Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet with aggregated HMDA statistics today.

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