Forbright Bank Mortgage Lending & HMDA Data, 2017
In 2017, Forbright Bank of Chevy Chase, MD reported 5,842 mortgage applications totaling $1.2 billion, down 14% from 2016. The average application was for $213,691, and applicants reported an average income of $70,287. 45% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (268), Indianapolis-Carmel-Anderson, IN (254) and Minneapolis-St. Paul-Bloomington, MN-WI (220) (applications in parentheses).
| Mortgage Company & Address | Forbright Bank 6701 Democracy Blvd, Suite 400 Chevy Chase, MD 20815 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 5,842 |
| Total Mortgage Loan Application Amount | $1,248,383,000 |
| Average Mortgage Loan Application Amount | $213,691 |
| Highest Mortgage Loan Application Amount | $6,200,000 |
| Average Applicant Income | $70,287 |
| Highest Applicant Income | $2,631,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Forbright Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 268 | $ 54,755,000 | $ 204,309 | $ 71,000 |
| Indianapolis-Carmel-Anderson, IN | 254 | $ 42,672,000 | $ 168,000 | $ 74,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 220 | $ 47,918,000 | $ 217,809 | $ 85,022 |
| Columbus, OH | 165 | $ 27,495,000 | $ 166,636 | $ 66,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 142 | $ 55,992,000 | $ 394,309 | $ 116,838 |
| New York-Jersey City-White Plains, NY-NJ | 102 | $ 34,285,000 | $ 336,127 | $ 99,647 |
| Tampa-St. Petersburg-Clearwater, FL | 85 | $ 16,576,000 | $ 195,011 | $ 60,000 |
| Denver-Aurora-Lakewood, CO | 80 | $ 22,173,000 | $ 277,162 | $ 82,000 |
| Chicago-Naperville-Arlington Heights, IL | 77 | $ 15,318,000 | $ 198,935 | $ 69,000 |
| Phoenix-Mesa-Scottsdale, AZ | 73 | $ 16,157,000 | $ 221,328 | $ 67,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 68 | $ 12,822,000 | $ 188,558 | $ 59,000 |
| Cincinnati, OH-KY-IN | 66 | $ 10,787,000 | $ 163,439 | $ 63,454 |
| Portland-Vancouver-Hillsboro, OR-WA | 63 | $ 16,877,000 | $ 267,888 | $ 71,904 |
| Los Angeles-Long Beach-Glendale, CA | 62 | $ 26,545,000 | $ 428,145 | $ 92,000 |
| Seattle-Bellevue-Everett, WA | 56 | $ 18,218,000 | $ 325,321 | $ 82,000 |
| St. Louis, MO-IL | 56 | $ 9,712,000 | $ 173,428 | $ 61,214 |
| Riverside-San Bernardino-Ontario, CA | 55 | $ 14,711,000 | $ 267,472 | $ 62,000 |
| Charlotte-Concord-Gastonia, NC-SC | 48 | $ 9,871,000 | $ 205,645 | $ 65,687 |
| Orlando-Kissimmee-Sanford, FL | 48 | $ 10,097,000 | $ 210,354 | $ 63,000 |
| Nassau County-Suffolk County, NY | 45 | $ 13,214,000 | $ 293,644 | $ 88,000 |
| Las Vegas-Henderson-Paradise, NV | 44 | $ 10,441,000 | $ 237,295 | $ 74,000 |
| Silver Spring-Frederick-Rockville, MD | 44 | $ 27,901,000 | $ 634,113 | $ 252,000 |
| Kansas City, MO-KS | 43 | $ 8,236,000 | $ 191,534 | $ 79,976 |
| Baltimore-Columbia-Towson, MD | 41 | $ 9,995,000 | $ 243,780 | $ 80,000 |
| Warren-Troy-Farmington Hills, MI | 41 | $ 7,678,000 | $ 187,268 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 38 | $ 7,605,000 | $ 200,131 | $ 71,000 |
| Tacoma-Lakewood, WA | 38 | $ 10,844,000 | $ 285,368 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 37 | $ 7,518,000 | $ 203,189 | $ 65,729 |
| Louisville/Jefferson County, KY-IN | 35 | $ 6,479,000 | $ 185,114 | $ 67,000 |
| Raleigh, NC | 35 | $ 6,667,000 | $ 190,485 | $ 64,000 |
| Cleveland-Elyria, OH | 32 | $ 5,534,000 | $ 172,937 | $ 67,000 |
| Dayton, OH | 31 | $ 4,623,000 | $ 149,129 | $ 60,000 |
| San Diego-Carlsbad, CA | 30 | $ 9,920,000 | $ 330,666 | $ 75,000 |
| Albuquerque, NM | 28 | $ 5,259,000 | $ 187,821 | $ 60,000 |
| Boise City, ID | 28 | $ 5,557,000 | $ 198,464 | $ 62,000 |
| Boston, MA | 28 | $ 7,922,000 | $ 282,928 | $ 77,000 |
| Providence-Warwick, RI-MA | 28 | $ 5,252,000 | $ 187,571 | $ 62,071 |
| Sacramento--Roseville--Arden-Arcade, CA | 28 | $ 8,959,000 | $ 319,964 | $ 90,000 |
| Charleston-North Charleston, SC | 27 | $ 5,975,000 | $ 221,296 | $ 65,000 |
| Montgomery County-Bucks County-Chester County, PA | 27 | $ 6,660,000 | $ 246,666 | $ 63,000 |
| Newark, NJ-PA | 27 | $ 5,850,000 | $ 216,666 | $ 63,740 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 27 | $ 7,928,000 | $ 293,629 | $ 92,000 |
| Urban Honolulu, HI | 25 | $ 9,347,000 | $ 373,880 | $ 78,000 |
| Greenville-Anderson-Mauldin, SC | 24 | $ 4,554,000 | $ 189,750 | $ 43,000 |
| Cape Coral-Fort Myers, FL | 23 | $ 5,770,000 | $ 250,869 | $ 74,000 |
| Colorado Springs, CO | 23 | $ 4,735,000 | $ 205,869 | $ 61,000 |
| Little Rock-North Little Rock-Conway, AR | 23 | $ 3,493,000 | $ 151,869 | $ 35,000 |
| Memphis, TN-MS-AR | 23 | $ 3,983,000 | $ 173,173 | $ 72,782 |
| North Port-Sarasota-Bradenton, FL | 23 | $ 6,422,000 | $ 279,217 | $ 89,000 |
| Oklahoma City, OK | 23 | $ 3,900,000 | $ 169,565 | $ 66,000 |
| Jacksonville, FL | 22 | $ 3,828,000 | $ 174,000 | $ 60,000 |
| Tucson, AZ | 22 | $ 3,611,000 | $ 164,136 | $ 56,000 |
| Omaha-Council Bluffs, NE-IA | 20 | $ 3,923,000 | $ 196,150 | $ 79,000 |
| Tulsa, OK | 20 | $ 3,145,000 | $ 157,250 | $ 61,000 |
| Columbia, SC | 19 | $ 3,812,000 | $ 200,631 | $ 72,000 |
| Dallas-Plano-Irving, TX | 19 | $ 3,550,000 | $ 186,842 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 19 | $ 7,381,000 | $ 388,473 | $ 51,368 |
| Jackson, MS | 19 | $ 2,946,000 | $ 155,052 | $ 59,000 |
| Milwaukee-Waukesha-West Allis, WI | 19 | $ 4,103,000 | $ 215,947 | $ 78,000 |
| Pittsburgh, PA | 19 | $ 2,893,000 | $ 152,263 | $ 81,000 |
| Portland-South Portland, ME | 19 | $ 3,376,000 | $ 177,684 | $ 49,000 |
| Wilmington, DE-MD-NJ | 19 | $ 4,044,000 | $ 212,842 | $ 67,736 |
| Birmingham-Hoover, AL | 18 | $ 3,143,000 | $ 174,611 | $ 68,000 |
| Cambridge-Newton-Framingham, MA | 18 | $ 5,089,000 | $ 282,722 | $ 73,000 |
| Knoxville, TN | 18 | $ 2,800,000 | $ 155,555 | $ 40,000 |
| New Orleans-Metairie, LA | 18 | $ 3,254,000 | $ 180,777 | $ 70,000 |
| Akron, OH | 17 | $ 2,796,000 | $ 164,470 | $ 71,000 |
| Anchorage, AK | 17 | $ 4,527,000 | $ 266,294 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 4,041,000 | $ 237,705 | $ 68,000 |
| Richmond, VA | 17 | $ 3,317,000 | $ 195,117 | $ 77,000 |
| Salt Lake City, UT | 17 | $ 3,711,000 | $ 218,294 | $ 60,000 |
| Toledo, OH | 17 | $ 3,000,000 | $ 176,470 | $ 83,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 2,845,000 | $ 177,812 | $ 55,000 |
| Lake Havasu City-Kingman, AZ | 16 | $ 3,071,000 | $ 191,937 | $ 52,000 |
| Oakland-Hayward-Berkeley, CA | 16 | $ 5,890,000 | $ 368,125 | $ 90,000 |
| Wichita, KS | 16 | $ 2,940,000 | $ 183,750 | $ 65,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 6,389,000 | $ 425,933 | $ 126,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 3,115,000 | $ 207,666 | $ 61,266 |
| Camden, NJ | 15 | $ 2,183,000 | $ 145,533 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,520,000 | $ 168,000 | $ 57,000 |
| Duluth, MN-WI | 15 | $ 2,844,000 | $ 189,600 | $ 71,266 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 2,580,000 | $ 172,000 | $ 69,000 |
| Worcester, MA-CT | 15 | $ 3,429,000 | $ 228,600 | $ 83,000 |
| Lafayette, LA | 14 | $ 2,336,000 | $ 166,857 | $ 69,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 14 | $ 6,562,000 | $ 468,714 | $ 110,000 |
| Detroit-Dearborn-Livonia, MI | 13 | $ 2,075,000 | $ 159,615 | $ 73,000 |
| Fayetteville, NC | 13 | $ 2,716,000 | $ 208,923 | $ 53,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 13 | $ 2,216,000 | $ 170,461 | $ 76,230 |
| Port St. Lucie, FL | 13 | $ 2,396,000 | $ 184,307 | $ 54,000 |
| Salem, OR | 13 | $ 2,647,000 | $ 203,615 | $ 54,000 |
| Savannah, GA | 13 | $ 3,336,000 | $ 256,615 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 1,541,000 | $ 118,538 | $ 34,923 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,256,000 | $ 188,000 | $ 66,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 2,284,000 | $ 190,333 | $ 69,000 |
| Fort Worth-Arlington, TX | 12 | $ 1,815,000 | $ 151,250 | $ 80,000 |
| Greensboro-High Point, NC | 12 | $ 2,003,000 | $ 166,916 | $ 48,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 2,972,000 | $ 247,666 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 2,432,000 | $ 202,666 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 3,398,000 | $ 283,166 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,193,000 | $ 199,363 | $ 68,000 |
| Austin-Round Rock, TX | 11 | $ 1,787,000 | $ 162,454 | $ 87,000 |
| Bremerton-Silverdale, WA | 11 | $ 2,600,000 | $ 236,363 | $ 75,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 11 | $ 1,612,000 | $ 146,545 | $ 79,000 |
| Chattanooga, TN-GA | 11 | $ 1,989,000 | $ 180,818 | $ 59,545 |
| Clarksville, TN-KY | 11 | $ 2,145,000 | $ 195,000 | $ 50,909 |
| Houston-The Woodlands-Sugar Land, TX | 11 | $ 1,866,000 | $ 169,636 | $ 65,000 |
| Huntington-Ashland, WV-KY-OH | 11 | $ 1,993,000 | $ 181,181 | $ 57,000 |
| Lakeland-Winter Haven, FL | 11 | $ 1,768,000 | $ 160,727 | $ 41,000 |
| Lima, OH | 11 | $ 1,264,000 | $ 114,909 | $ 39,000 |
| Olympia-Tumwater, WA | 11 | $ 2,856,000 | $ 259,636 | $ 79,000 |
| Wilmington, NC | 11 | $ 2,151,000 | $ 195,545 | $ 52,000 |
| Asheville, NC | 10 | $ 1,899,000 | $ 189,900 | $ 65,000 |
| Baton Rouge, LA | 10 | $ 1,458,000 | $ 145,800 | $ 59,000 |
| Dutchess County-Putnam County, NY | 10 | $ 3,011,000 | $ 301,100 | $ 62,000 |
| Greeley, CO | 10 | $ 1,973,000 | $ 197,300 | $ 51,000 |
| Hammond, LA | 10 | $ 1,653,000 | $ 165,300 | $ 46,000 |
| Huntsville, AL | 10 | $ 1,833,000 | $ 183,300 | $ 77,000 |
| Stockton-Lodi, CA | 10 | $ 1,927,000 | $ 192,700 | $ 51,000 |
| Bangor, ME | 9 | $ 1,451,000 | $ 161,222 | $ 60,000 |
| Canton-Massillon, OH | 9 | $ 1,050,000 | $ 116,666 | $ 45,000 |
| Columbus, GA-AL | 9 | $ 1,654,000 | $ 183,777 | $ 74,222 |
| Des Moines-West Des Moines, IA | 9 | $ 2,272,000 | $ 252,444 | $ 89,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,519,000 | $ 168,777 | $ 32,000 |
| Fargo, ND-MN | 9 | $ 2,002,000 | $ 222,444 | $ 64,777 |
| Fresno, CA | 9 | $ 1,970,000 | $ 218,888 | $ 85,000 |
| Gary, IN | 9 | $ 1,813,000 | $ 201,444 | $ 64,000 |
| Harrisburg-Carlisle, PA | 9 | $ 1,453,000 | $ 161,444 | $ 52,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,857,000 | $ 206,333 | $ 48,000 |
| Lexington-Fayette, KY | 9 | $ 1,791,000 | $ 199,000 | $ 54,000 |
| Madison, WI | 9 | $ 2,012,000 | $ 223,555 | $ 58,000 |
| Ocala, FL | 9 | $ 1,544,000 | $ 171,555 | $ 71,000 |
| Ogden-Clearfield, UT | 9 | $ 2,152,000 | $ 239,111 | $ 74,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,439,000 | $ 382,111 | $ 86,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,410,000 | $ 156,666 | $ 54,000 |
| Vallejo-Fairfield, CA | 9 | $ 2,950,000 | $ 327,777 | $ 67,000 |
| Warner Robins, GA | 9 | $ 1,363,000 | $ 151,444 | $ 43,000 |
| Winston-Salem, NC | 9 | $ 1,262,000 | $ 140,222 | $ 43,000 |
| York-Hanover, PA | 9 | $ 1,726,000 | $ 191,777 | $ 55,000 |
| Bakersfield, CA | 8 | $ 1,802,000 | $ 225,250 | $ 75,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 1,778,000 | $ 222,250 | $ 82,000 |
| Burlington-South Burlington, VT | 8 | $ 1,752,000 | $ 219,000 | $ 54,000 |
| Coeur D'Alene, ID | 8 | $ 1,464,000 | $ 183,000 | $ 70,000 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,693,000 | $ 211,625 | $ 59,000 |
| Dover, DE | 8 | $ 1,710,000 | $ 213,750 | $ 61,000 |
| Flint, MI | 8 | $ 1,207,000 | $ 150,875 | $ 85,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,811,000 | $ 226,375 | $ 100,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 1,174,000 | $ 146,750 | $ 21,000 |
| Lancaster, PA | 8 | $ 1,813,000 | $ 226,625 | $ 51,000 |
| Manchester-Nashua, NH | 8 | $ 1,634,000 | $ 204,250 | $ 75,000 |
| Philadelphia, PA | 8 | $ 1,575,000 | $ 196,875 | $ 57,000 |
| Salisbury, MD-DE | 8 | $ 1,657,000 | $ 207,125 | $ 80,750 |
| San Antonio-New Braunfels, TX | 8 | $ 1,225,000 | $ 153,125 | $ 68,000 |
| Billings, MT | 7 | $ 1,337,000 | $ 191,000 | $ 63,000 |
| Chico, CA | 7 | $ 1,693,000 | $ 241,857 | $ 88,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,105,000 | $ 157,857 | $ 49,000 |
| El Centro, CA | 7 | $ 1,421,000 | $ 203,000 | $ 117,000 |
| Evansville, IN-KY | 7 | $ 1,305,000 | $ 186,428 | $ 70,000 |
| Gainesville, GA | 7 | $ 1,565,000 | $ 223,571 | $ 65,000 |
| Green Bay, WI | 7 | $ 1,350,000 | $ 192,857 | $ 67,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 3,704,000 | $ 529,142 | $ 103,000 |
| Killeen-Temple, TX | 7 | $ 1,169,000 | $ 167,000 | $ 36,000 |
| Prescott, AZ | 7 | $ 1,332,000 | $ 190,285 | $ 50,000 |
| Rapid City, SD | 7 | $ 1,292,000 | $ 184,571 | $ 60,000 |
| Reno, NV | 7 | $ 1,578,000 | $ 225,428 | $ 81,000 |
| Rochester, NY | 7 | $ 1,054,000 | $ 150,571 | $ 53,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,605,000 | $ 229,285 | $ 63,000 |
| San Francisco-Redwood City-South San Francisco, CA | 7 | $ 4,222,000 | $ 603,142 | $ 107,000 |
| Spokane-Spokane Valley, WA | 7 | $ 1,054,000 | $ 150,571 | $ 47,000 |
| St. Cloud, MN | 7 | $ 1,501,000 | $ 214,428 | $ 104,000 |
| Syracuse, NY | 7 | $ 1,423,000 | $ 203,285 | $ 78,000 |
| Tallahassee, FL | 7 | $ 1,150,000 | $ 164,285 | $ 50,000 |
| Valdosta, GA | 7 | $ 1,023,000 | $ 146,142 | $ 56,000 |
| Cape Girardeau, MO-IL | 6 | $ 1,150,000 | $ 191,666 | $ 76,000 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,049,000 | $ 174,833 | $ 49,000 |
| Charlottesville, VA | 6 | $ 1,680,000 | $ 280,000 | $ 66,000 |
| Eugene, OR | 6 | $ 1,163,000 | $ 193,833 | $ 80,000 |
| Grand Forks, ND-MN | 6 | $ 1,037,000 | $ 172,833 | $ 59,000 |
| Hattiesburg, MS | 6 | $ 1,010,000 | $ 168,333 | $ 35,000 |
| Jacksonville, NC | 6 | $ 1,086,000 | $ 181,000 | $ 32,000 |
| Lafayette-West Lafayette, IN | 6 | $ 929,000 | $ 154,833 | $ 114,000 |
| Lake Charles, LA | 6 | $ 818,000 | $ 136,333 | $ 57,000 |
| Lawton, OK | 6 | $ 907,000 | $ 151,166 | $ 61,000 |
| Lebanon, PA | 6 | $ 959,000 | $ 159,833 | $ 20,000 |
| Macon-Bibb County, GA | 6 | $ 678,000 | $ 113,000 | $ 72,000 |
| Modesto, CA | 6 | $ 1,454,000 | $ 242,333 | $ 64,000 |
| Montgomery, AL | 6 | $ 1,113,000 | $ 185,500 | $ 76,000 |
| Muskegon, MI | 6 | $ 778,000 | $ 129,666 | $ 47,000 |
| New Haven-Milford, CT | 6 | $ 1,186,000 | $ 197,666 | $ 58,000 |
| Provo-Orem, UT | 6 | $ 1,130,000 | $ 188,333 | $ 46,000 |
| Pueblo, CO | 6 | $ 1,170,000 | $ 195,000 | $ 59,000 |
| Rochester, MN | 6 | $ 1,304,000 | $ 217,333 | $ 88,000 |
| Springfield, MA | 6 | $ 1,181,000 | $ 196,833 | $ 62,000 |
| Springfield, MO | 6 | $ 975,000 | $ 162,500 | $ 49,000 |
| Terre Haute, IN | 6 | $ 838,000 | $ 139,666 | $ 61,000 |
| Topeka, KS | 6 | $ 945,000 | $ 157,500 | $ 42,000 |
| Tuscaloosa, AL | 6 | $ 1,010,000 | $ 168,333 | $ 47,000 |
| Wheeling, WV-OH | 6 | $ 998,000 | $ 166,333 | $ 76,333 |
| Ann Arbor, MI | 5 | $ 882,000 | $ 176,400 | $ 52,000 |
| Bend-Redmond, OR | 5 | $ 1,102,000 | $ 220,400 | $ 61,000 |
| Burlington, NC | 5 | $ 849,000 | $ 169,800 | $ 85,000 |
| East Stroudsburg, PA | 5 | $ 768,000 | $ 153,600 | $ 55,000 |
| Elkhart-Goshen, IN | 5 | $ 859,000 | $ 171,800 | $ 46,000 |
| Fort Smith, AR-OK | 5 | $ 776,000 | $ 155,200 | $ 52,800 |
| Gainesville, FL | 5 | $ 775,000 | $ 155,000 | $ 72,000 |
| Grand Junction, CO | 5 | $ 945,000 | $ 189,000 | $ 54,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 713,000 | $ 142,600 | $ 82,000 |
| Idaho Falls, ID | 5 | $ 744,000 | $ 148,800 | $ 36,000 |
| Lewiston-Auburn, ME | 5 | $ 901,000 | $ 180,200 | $ 36,000 |
| Monroe, LA | 5 | $ 909,000 | $ 181,800 | $ 40,000 |
| Punta Gorda, FL | 5 | $ 908,000 | $ 181,600 | $ 67,000 |
| Roanoke, VA | 5 | $ 900,000 | $ 180,000 | $ 46,000 |
| Santa Rosa, CA | 5 | $ 1,730,000 | $ 346,000 | $ 83,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 600,000 | $ 120,000 | $ 43,000 |
| Sierra Vista-Douglas, AZ | 5 | $ 1,012,000 | $ 202,400 | $ 37,000 |
| Sioux Falls, SD | 5 | $ 969,000 | $ 193,800 | $ 68,000 |
| Spartanburg, SC | 5 | $ 684,000 | $ 136,800 | $ 26,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 768,000 | $ 192,000 | $ 70,000 |
| Cedar Rapids, IA | 4 | $ 590,000 | $ 147,500 | $ 43,000 |
| Charleston, WV | 4 | $ 680,000 | $ 170,000 | $ 70,000 |
| Cheyenne, WY | 4 | $ 1,070,000 | $ 267,500 | $ 61,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 643,000 | $ 160,750 | $ 49,000 |
| Dothan, AL | 4 | $ 749,000 | $ 187,250 | $ 47,000 |
| El Paso, TX | 4 | $ 493,000 | $ 123,250 | $ 24,000 |
| Farmington, NM | 4 | $ 599,000 | $ 149,750 | $ 55,000 |
| Florence, SC | 4 | $ 723,000 | $ 180,750 | $ 71,000 |
| Gettysburg, PA | 4 | $ 810,000 | $ 202,500 | $ 74,000 |
| Glens Falls, NY | 4 | $ 669,000 | $ 167,250 | $ 49,000 |
| Houma-Thibodaux, LA | 4 | $ 674,000 | $ 168,500 | $ 40,000 |
| Janesville-Beloit, WI | 4 | $ 709,000 | $ 177,250 | $ 60,000 |
| Lincoln, NE | 4 | $ 698,000 | $ 174,500 | $ 62,000 |
| Manhattan, KS | 4 | $ 723,000 | $ 180,750 | $ 63,000 |
| Mansfield, OH | 4 | $ 542,000 | $ 135,500 | $ 60,000 |
| Medford, OR | 4 | $ 1,159,000 | $ 289,750 | $ 108,000 |
| Monroe, MI | 4 | $ 776,000 | $ 194,000 | $ 75,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,012,000 | $ 253,000 | $ 93,000 |
| Panama City, FL | 4 | $ 828,000 | $ 207,000 | $ 66,000 |
| Racine, WI | 4 | $ 490,000 | $ 122,500 | $ 57,000 |
| Reading, PA | 4 | $ 691,000 | $ 172,750 | $ 76,000 |
| Santa Fe, NM | 4 | $ 996,000 | $ 249,000 | $ 101,000 |
| Shreveport-Bossier City, LA | 4 | $ 745,000 | $ 186,250 | $ 64,000 |
| Sioux City, IA-NE-SD | 4 | $ 612,000 | $ 153,000 | $ 56,000 |
| St. George, UT | 4 | $ 1,523,000 | $ 380,750 | $ 49,000 |
| The Villages, FL | 4 | $ 870,000 | $ 217,500 | $ 48,000 |
| Visalia-Porterville, CA | 4 | $ 703,000 | $ 175,750 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 572,000 | $ 143,000 | $ 34,000 |
| Abilene, TX | 3 | $ 394,000 | $ 131,333 | $ 100,000 |
| Albany, GA | 3 | $ 461,000 | $ 153,666 | $ 90,000 |
| Appleton, WI | 3 | $ 527,000 | $ 175,666 | $ 85,000 |
| Auburn-Opelika, AL | 3 | $ 527,000 | $ 175,666 | $ 66,000 |
| Barnstable Town, MA | 3 | $ 1,141,000 | $ 380,333 | $ 105,000 |
| Battle Creek, MI | 3 | $ 454,000 | $ 151,333 | $ 79,000 |
| Bellingham, WA | 3 | $ 702,000 | $ 234,000 | $ 98,000 |
| Bloomington, IN | 3 | $ 505,000 | $ 168,333 | $ 56,000 |
| Boulder, CO | 3 | $ 1,060,000 | $ 353,333 | $ 59,000 |
| Bowling Green, KY | 3 | $ 790,000 | $ 263,333 | $ 78,000 |
| Corpus Christi, TX | 3 | $ 509,000 | $ 169,666 | $ 100,000 |
| Elgin, IL | 3 | $ 367,000 | $ 122,333 | $ 42,000 |
| Fort Wayne, IN | 3 | $ 618,000 | $ 206,000 | $ 73,000 |
| Hinesville, GA | 3 | $ 480,000 | $ 160,000 | $ 52,000 |
| Homosassa Springs, FL | 3 | $ 383,000 | $ 127,666 | $ 23,000 |
| Kalamazoo-Portage, MI | 3 | $ 432,000 | $ 144,000 | $ 78,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 493,000 | $ 164,333 | $ 57,000 |
| Kingston, NY | 3 | $ 660,000 | $ 220,000 | $ 81,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 538,000 | $ 179,333 | $ 83,000 |
| Las Cruces, NM | 3 | $ 418,000 | $ 139,333 | $ 55,000 |
| Logan, UT-ID | 3 | $ 475,000 | $ 158,333 | $ 33,333 |
| Madera, CA | 3 | $ 508,000 | $ 169,333 | $ 67,000 |
| Muncie, IN | 3 | $ 337,000 | $ 112,333 | $ 51,000 |
| Niles-Benton Harbor, MI | 3 | $ 388,000 | $ 129,333 | $ 42,000 |
| Parkersburg-Vienna, WV | 3 | $ 453,000 | $ 151,000 | $ 63,000 |
| Peoria, IL | 3 | $ 353,000 | $ 117,666 | $ 45,000 |
| Pocatello, ID | 3 | $ 673,000 | $ 224,333 | $ 53,000 |
| Redding, CA | 3 | $ 582,000 | $ 194,000 | $ 19,000 |
| Saginaw, MI | 3 | $ 382,000 | $ 127,333 | $ 20,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,011,000 | $ 337,000 | $ 90,000 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,077,000 | $ 359,000 | $ 95,000 |
| Sebastian-Vero Beach, FL | 3 | $ 509,000 | $ 169,666 | $ 79,000 |
| Sebring, FL | 3 | $ 448,000 | $ 149,333 | $ 77,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 382,000 | $ 127,333 | $ 64,000 |
| Springfield, IL | 3 | $ 536,000 | $ 178,666 | $ 71,000 |
| Springfield, OH | 3 | $ 305,000 | $ 101,666 | $ 56,000 |
| Utica-Rome, NY | 3 | $ 389,000 | $ 129,666 | $ 78,000 |
| Winchester, VA-WV | 3 | $ 455,000 | $ 151,666 | $ 52,666 |
| Yakima, WA | 3 | $ 452,000 | $ 150,666 | $ 27,000 |
| Albany, OR | 2 | $ 416,000 | $ 208,000 | $ 69,000 |
| Alexandria, LA | 2 | $ 328,000 | $ 164,000 | $ 37,000 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 256,000 | $ 128,000 | $ 30,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Beckley, WV | 2 | $ 572,000 | $ 286,000 | $ 81,000 |
| Bloomsburg-Berwick, PA | 2 | $ 140,000 | $ 70,000 | $ 50,000 |
| California-Lexington Park, MD | 2 | $ 542,000 | $ 271,000 | $ 45,000 |
| Casper, WY | 2 | $ 387,000 | $ 193,500 | $ 28,000 |
| Columbia, MO | 2 | $ 356,000 | $ 178,000 | $ 65,000 |
| Columbus, IN | 2 | $ 254,000 | $ 127,000 | $ 61,000 |
| Dalton, GA | 2 | $ 275,000 | $ 137,500 | $ 42,000 |
| Decatur, AL | 2 | $ 421,000 | $ 210,500 | $ 112,000 |
| Enid, OK | 2 | $ 392,000 | $ 196,000 | $ 69,000 |
| Florence-Muscle Shoals, AL | 2 | $ 270,000 | $ 135,000 | $ 33,000 |
| Fort Collins, CO | 2 | $ 747,000 | $ 373,500 | $ 110,000 |
| Grants Pass, OR | 2 | $ 489,000 | $ 244,500 | $ 49,000 |
| Greenville, NC | 2 | $ 288,000 | $ 144,000 | $ 77,000 |
| Hanford-Corcoran, CA | 2 | $ 325,000 | $ 162,500 | $ 34,000 |
| Iowa City, IA | 2 | $ 387,000 | $ 193,500 | $ 17,000 |
| Jackson, MI | 2 | $ 416,000 | $ 208,000 | $ 122,000 |
| Johnson City, TN | 2 | $ 546,000 | $ 273,000 | $ 61,000 |
| Jonesboro, AR | 2 | $ 351,000 | $ 175,500 | $ 68,000 |
| Kennewick-Richland, WA | 2 | $ 275,000 | $ 137,500 | $ 33,000 |
| Kokomo, IN | 2 | $ 201,000 | $ 100,500 | $ 51,000 |
| Lansing-East Lansing, MI | 2 | $ 292,000 | $ 146,000 | $ 82,000 |
| Lawrence, KS | 2 | $ 344,000 | $ 172,000 | $ 70,000 |
| Mankato-North Mankato, MN | 2 | $ 525,000 | $ 262,500 | $ 87,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 333,000 | $ 166,500 | $ 17,000 |
| Merced, CA | 2 | $ 513,000 | $ 256,500 | $ 63,000 |
| Missoula, MT | 2 | $ 684,000 | $ 342,000 | $ 51,000 |
| Mobile, AL | 2 | $ 395,000 | $ 197,500 | $ 18,000 |
| Morristown, TN | 2 | $ 239,000 | $ 119,500 | $ 11,000 |
| Napa, CA | 2 | $ 1,211,000 | $ 605,500 | $ 115,000 |
| New Bern, NC | 2 | $ 419,000 | $ 209,500 | $ 74,000 |
| Norwich-New London, CT | 2 | $ 325,000 | $ 162,500 | $ 74,000 |
| Ocean City, NJ | 2 | $ 207,000 | $ 103,500 | $ 17,000 |
| Rockford, IL | 2 | $ 416,000 | $ 208,000 | $ 48,000 |
| Rocky Mount, NC | 2 | $ 377,000 | $ 188,500 | $ 72,000 |
| Rome, GA | 2 | $ 306,000 | $ 153,000 | $ 51,000 |
| Salinas, CA | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| San Angelo, TX | 2 | $ 221,000 | $ 110,500 | $ 179,000 |
| Texarkana, TX-AR | 2 | $ 300,000 | $ 150,000 | $ 87,500 |
| Wausau, WI | 2 | $ 299,000 | $ 149,500 | $ 44,000 |
| Wenatchee, WA | 2 | $ 945,000 | $ 472,500 | $ 108,000 |
| Yuma, AZ | 2 | $ 423,000 | $ 211,500 | $ 132,000 |
| Altoona, PA | 1 | $ 138,000 | $ 138,000 | $ 106,000 |
| Athens-Clarke County, GA | 1 | $ 137,000 | $ 137,000 | $ 22,000 |
| Bay City, MI | 1 | $ 130,000 | $ 130,000 | $ 23,000 |
| Beaumont-Port Arthur, TX | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Bismarck, ND | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Brunswick, GA | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Carbondale-Marion, IL | 1 | $ 136,000 | $ 136,000 | $ 56,000 |
| Cleveland, TN | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Danville, IL | 1 | $ 190,000 | $ 190,000 | $ 118,000 |
| Dubuque, IA | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Erie, PA | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 130,000 | $ 130,000 | $ 35,000 |
| Gadsden, AL | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Goldsboro, NC | 1 | $ 152,000 | $ 152,000 | $ 26,000 |
| Great Falls, MT | 1 | $ 146,000 | $ 146,000 | $ 88,000 |
| Hot Springs, AR | 1 | $ 191,000 | $ 191,000 | $ 73,000 |
| Ithaca, NY | 1 | $ 148,000 | $ 148,000 | $ 45,000 |
| Jackson, TN | 1 | $ 111,000 | $ 111,000 | $ 68,000 |
| Johnstown, PA | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Joplin, MO | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Kankakee, IL | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Longview, TX | 1 | $ 129,000 | $ 129,000 | $ 38,000 |
| Lubbock, TX | 1 | $ 171,000 | $ 171,000 | $ 90,000 |
| Lynchburg, VA | 1 | $ 297,000 | $ 297,000 | $ 100,000 |
| Midland, TX | 1 | $ 157,000 | $ 157,000 | $ 139,000 |
| Morgantown, WV | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 191,000 | $ 191,000 | $ 107,000 |
| Pine Bluff, AR | 1 | $ 247,000 | $ 247,000 | $ 105,000 |
| Pittsfield, MA | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 461,000 | $ 461,000 | $ 59,000 |
| San Rafael, CA | 1 | $ 306,000 | $ 306,000 | $ 65,000 |
| Sheboygan, WI | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| St. Joseph, MO-KS | 1 | $ 43,000 | $ 43,000 | $ 26,000 |
| Staunton-Waynesboro, VA | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Sumter, SC | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Trenton, NJ | 1 | $ 204,000 | $ 204,000 | $ 41,000 |
| Vineland-Bridgeton, NJ | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Walla Walla, WA | 1 | $ 272,000 | $ 272,000 | $ 88,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 69,000 | $ 69,000 | $ 125,000 |
| Williamsport, PA | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Yuba City, CA | 1 | $ 134,000 | $ 134,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Forbright Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,926 | $846,524,000 | $215,000 | $6,200,000 | $67,000 | $2,631,000 |
| Home Purchase | 1,159 | $230,267,000 | $198,000 | $4,400,000 | $79,000 | $1,600,000 |
| Home Improvement | 757 | $171,592,000 | $226,000 | $1,865,000 | $74,000 | $638,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,412 | $707,485,000 | $207,000 | $4,400,000 | $71,000 | $2,631,000 |
| Not Provided | 1,257 | $269,534,000 | $214,000 | $1,475,000 | $70,000 | $670,000 |
| Black or African American | 686 | $138,780,000 | $202,000 | $724,000 | $66,000 | $322,000 |
| Hispanic | 324 | $71,659,000 | $221,000 | $870,000 | $70,000 | $277,000 |
| Asian | 85 | $23,555,000 | $277,000 | $753,000 | $88,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 30 | $8,099,000 | $269,000 | $636,000 | $80,000 | $174,000 |
| American Indian or Alaskan Native | 26 | $5,015,000 | $192,000 | $484,000 | $59,000 | $150,000 |
| Not applicable | 22 | $24,256,000 | $1,102,000 | $6,200,000 | $9,000 | $218,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,016 | $445,640,000 | $221,000 | $1,160,000 | $65,000 | $670,000 |
| FHA-insured (Federal Housing Administration) | 1,742 | $340,167,000 | $195,000 | $636,000 | $66,000 | $409,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,722 | $409,110,000 | $237,000 | $6,200,000 | $91,000 | $2,631,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 362 | $53,466,000 | $147,000 | $362,000 | $16,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,643 | $569,081,000 | $215,000 | $4,400,000 | $72,000 | $1,600,000 |
| Application Withdrawn By Applicant | 1,300 | $280,585,000 | $215,000 | $6,200,000 | $71,000 | $2,631,000 |
| Application Denied By Financial Institution | 981 | $206,705,000 | $210,000 | $2,100,000 | $64,000 | $670,000 |
| File Closed For Incompleteness | 777 | $164,325,000 | $211,000 | $724,000 | $70,000 | $367,000 |
| Application Approved But Not Accepted | 141 | $27,687,000 | $196,000 | $592,000 | $66,000 | $284,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 250 | $60,418,000 | $241,000 | $2,100,000 | $56,000 | $300,000 |
| Collateral | 238 | $49,370,000 | $207,000 | $801,000 | $71,000 | $359,000 |
| Credit History | 193 | $37,365,000 | $193,000 | $560,000 | $65,000 | $232,000 |
| Other | 119 | $22,597,000 | $189,000 | $1,160,000 | $46,000 | $670,000 |
| Credit Application Incomplete | 90 | $19,917,000 | $221,000 | $870,000 | $75,000 | $376,000 |
| Unverifiable Information | 38 | $7,360,000 | $193,000 | $489,000 | $73,000 | $258,000 |
| Employment History | 29 | $4,919,000 | $169,000 | $421,000 | $57,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $4,759,000 | $198,000 | $951,000 | $90,000 | $475,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Forbright Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Forbright Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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