Crescent Mortgage Company Mortgage Lending & HMDA Data, 2012
In 2012, Crescent Mortgage Company of Atlanta, GA reported 15,957 mortgage applications totaling $2.8 billion, up 72% from 2011. The average application was for $172,654, and applicants reported an average income of $87,489. 79% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (601), Houma-Bayou Cane-Thibodaux, LA (439) and Minneapolis-St. Paul-Bloomington, MN-WI (327) (applications in parentheses).
| Mortgage Company & Address | Crescent Mortgage Company 5901 Peachtree Dunwoody Rd Ne Blg C, 250 Atlanta, GA 30328 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 15,957 |
| Total Mortgage Loan Application Amount | $2,755,049,000 |
| Average Mortgage Loan Application Amount | $172,654 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $87,489 |
| Highest Applicant Income | $4,868,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crescent Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 601 | $ 98,504,000 | $ 163,900 | $ 75,000 |
| Houma-Bayou Cane-Thibodaux, LA | 439 | $ 77,156,000 | $ 175,753 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 327 | $ 58,957,000 | $ 180,296 | $ 81,296 |
| Lake Charles, LA | 321 | $ 55,372,000 | $ 172,498 | $ 91,000 |
| Providence-New Bedford-Fall River, RI-MA | 310 | $ 66,947,000 | $ 215,958 | $ 73,425 |
| Birmingham-Hoover, AL | 238 | $ 39,135,000 | $ 164,432 | $ 87,000 |
| Worcester, MA | 211 | $ 43,231,000 | $ 204,886 | $ 90,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 202 | $ 40,682,000 | $ 201,396 | $ 106,000 |
| Lexington-Fayette, KY | 196 | $ 30,640,000 | $ 156,326 | $ 77,000 |
| Punta Gorda, FL | 191 | $ 30,021,000 | $ 157,178 | $ 107,000 |
| Gadsden, AL | 177 | $ 22,917,000 | $ 129,474 | $ 68,000 |
| Orlando-Kissimmee-Sanford, FL | 167 | $ 30,613,000 | $ 183,311 | $ 126,000 |
| Yakima, WA | 166 | $ 33,154,000 | $ 199,722 | $ 132,000 |
| Louisville/Jefferson County, KY-IN | 164 | $ 23,261,000 | $ 141,835 | $ 69,567 |
| Tampa-St. Petersburg-Clearwater, FL | 162 | $ 24,940,000 | $ 153,950 | $ 87,000 |
| Houston-Sugar Land-Baytown, TX | 148 | $ 32,484,000 | $ 219,486 | $ 168,000 |
| Lafayette, LA | 145 | $ 28,429,000 | $ 196,062 | $ 109,000 |
| Knoxville, TN | 141 | $ 23,608,000 | $ 167,432 | $ 74,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 139 | $ 24,368,000 | $ 175,309 | $ 87,000 |
| Lakeland-Winter Haven, FL | 134 | $ 20,738,000 | $ 154,761 | $ 98,000 |
| St. Louis, MO-IL | 132 | $ 20,630,000 | $ 156,287 | $ 75,916 |
| Jackson, MS | 128 | $ 20,594,000 | $ 160,890 | $ 69,000 |
| Kennewick-Pasco-Richland, WA | 123 | $ 29,743,000 | $ 241,813 | $ 153,000 |
| Boston-Quincy, MA | 120 | $ 31,278,000 | $ 260,650 | $ 91,000 |
| Austin-Round Rock-San Marcos, TX | 115 | $ 22,501,000 | $ 195,660 | $ 109,000 |
| Rockingham County-Strafford County, NH | 108 | $ 25,510,000 | $ 236,203 | $ 67,000 |
| Seattle-Bellevue-Everett, WA | 108 | $ 30,384,000 | $ 281,333 | $ 100,000 |
| North Port-Bradenton-Sarasota, FL | 106 | $ 18,709,000 | $ 176,500 | $ 107,000 |
| Casper, WY | 103 | $ 17,612,000 | $ 170,990 | $ 63,000 |
| Killeen-Temple-Fort Hood, TX | 103 | $ 14,296,000 | $ 138,796 | $ 76,000 |
| Richmond, VA | 103 | $ 19,476,000 | $ 189,087 | $ 78,000 |
| Manchester-Nashua, NH | 98 | $ 21,346,000 | $ 217,816 | $ 85,000 |
| Florence-Muscle Shoals, AL | 96 | $ 14,731,000 | $ 153,447 | $ 94,000 |
| Cambridge-Newton-Framingham, MA | 88 | $ 22,272,000 | $ 253,090 | $ 90,000 |
| Cheyenne, WY | 88 | $ 16,259,000 | $ 184,761 | $ 71,000 |
| Chattanooga, TN-GA | 82 | $ 12,469,000 | $ 152,060 | $ 75,487 |
| Springfield, MA | 81 | $ 13,681,000 | $ 168,901 | $ 68,000 |
| Peabody, MA | 78 | $ 18,441,000 | $ 236,423 | $ 87,000 |
| Baton Rouge, LA | 75 | $ 15,102,000 | $ 201,360 | $ 113,000 |
| Fort Collins-Loveland, CO | 75 | $ 16,191,000 | $ 215,880 | $ 90,000 |
| Sheboygan, WI | 75 | $ 10,541,000 | $ 140,546 | $ 66,000 |
| Valdosta, GA | 75 | $ 12,185,000 | $ 162,466 | $ 82,000 |
| Kansas City, MO-KS | 74 | $ 10,445,000 | $ 141,148 | $ 66,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 73 | $ 16,285,000 | $ 223,082 | $ 70,410 |
| Dothan, AL | 71 | $ 9,288,000 | $ 130,816 | $ 60,000 |
| Auburn-Opelika, AL | 69 | $ 13,526,000 | $ 196,028 | $ 89,000 |
| Bowling Green, KY | 66 | $ 10,489,000 | $ 158,924 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 66 | $ 8,904,000 | $ 134,909 | $ 88,712 |
| Johnson City, TN | 65 | $ 10,203,000 | $ 156,969 | $ 76,000 |
| Anderson, SC | 63 | $ 10,321,000 | $ 163,825 | $ 93,000 |
| Gainesville, GA | 60 | $ 9,879,000 | $ 164,650 | $ 71,000 |
| Cape Coral-Fort Myers, FL | 58 | $ 15,159,000 | $ 261,362 | $ 217,000 |
| Boise City-Nampa, ID | 55 | $ 11,433,000 | $ 207,872 | $ 103,000 |
| Elizabethtown, KY | 55 | $ 8,800,000 | $ 160,000 | $ 68,000 |
| Columbus, GA-AL | 54 | $ 8,571,000 | $ 158,722 | $ 72,944 |
| Wilmington, NC | 54 | $ 10,769,000 | $ 199,425 | $ 110,000 |
| Beaumont-Port Arthur, TX | 53 | $ 8,841,000 | $ 166,811 | $ 98,000 |
| Charleston-North Charleston-Summerville, SC | 53 | $ 12,124,000 | $ 228,754 | $ 107,000 |
| Kingsport-Bristol-Bristol, TN-VA | 53 | $ 7,943,000 | $ 149,867 | $ 68,415 |
| Provo-Orem, UT | 50 | $ 9,794,000 | $ 195,880 | $ 68,000 |
| Denver-Aurora-Broomfield, CO | 49 | $ 12,207,000 | $ 249,122 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 49 | $ 9,675,000 | $ 197,448 | $ 95,000 |
| Morristown, TN | 49 | $ 7,271,000 | $ 148,387 | $ 62,000 |
| Baltimore-Towson, MD | 47 | $ 13,041,000 | $ 277,468 | $ 107,000 |
| Memphis, TN-MS-AR | 46 | $ 9,201,000 | $ 200,021 | $ 83,608 |
| Jackson, TN | 45 | $ 6,817,000 | $ 151,488 | $ 83,000 |
| San Antonio-New Braunfels, TX | 44 | $ 10,740,000 | $ 244,090 | $ 175,000 |
| Macon, GA | 43 | $ 6,073,000 | $ 141,232 | $ 56,000 |
| Raleigh-Cary, NC | 42 | $ 6,974,000 | $ 166,047 | $ 120,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 42 | $ 11,264,000 | $ 268,190 | $ 102,761 |
| Appleton, WI | 40 | $ 5,466,000 | $ 136,650 | $ 61,000 |
| Augusta-Richmond County, GA-SC | 40 | $ 5,658,000 | $ 141,450 | $ 80,400 |
| Harrisburg-Carlisle, PA | 40 | $ 8,246,000 | $ 206,150 | $ 162,000 |
| Salt Lake City, UT | 40 | $ 8,766,000 | $ 219,150 | $ 124,000 |
| Greeley, CO | 39 | $ 7,240,000 | $ 185,641 | $ 77,000 |
| Athens-Clarke County, GA | 38 | $ 6,723,000 | $ 176,921 | $ 84,000 |
| Dalton, GA | 38 | $ 5,298,000 | $ 139,421 | $ 70,000 |
| Albany, GA | 37 | $ 5,203,000 | $ 140,621 | $ 72,000 |
| Greenville-Mauldin-Easley, SC | 37 | $ 6,935,000 | $ 187,432 | $ 91,000 |
| Missoula, MT | 37 | $ 7,215,000 | $ 195,000 | $ 77,000 |
| Portland-South Portland-Biddeford, ME | 37 | $ 7,679,000 | $ 207,540 | $ 66,000 |
| Tuscaloosa, AL | 37 | $ 7,140,000 | $ 192,972 | $ 118,000 |
| Columbia, SC | 36 | $ 5,994,000 | $ 166,500 | $ 73,000 |
| Salem, OR | 36 | $ 7,067,000 | $ 196,305 | $ 82,000 |
| Huntsville, AL | 34 | $ 6,594,000 | $ 193,941 | $ 86,000 |
| Ocala, FL | 34 | $ 4,308,000 | $ 126,705 | $ 73,000 |
| Philadelphia, PA | 34 | $ 7,819,000 | $ 229,970 | $ 88,000 |
| Oklahoma City, OK | 33 | $ 5,249,000 | $ 159,060 | $ 78,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 32 | $ 5,552,000 | $ 173,500 | $ 74,000 |
| Eau Claire, WI | 32 | $ 4,786,000 | $ 149,562 | $ 51,000 |
| Jefferson City, MO | 32 | $ 3,931,000 | $ 122,843 | $ 51,000 |
| Lynchburg, VA | 32 | $ 4,789,000 | $ 149,656 | $ 94,000 |
| Savannah, GA | 31 | $ 5,049,000 | $ 162,870 | $ 72,000 |
| Dallas-Plano-Irving, TX | 29 | $ 5,875,000 | $ 202,586 | $ 93,000 |
| Montgomery, AL | 29 | $ 4,757,000 | $ 164,034 | $ 80,000 |
| St. Cloud, MN | 29 | $ 5,126,000 | $ 176,758 | $ 80,000 |
| Grand Junction, CO | 26 | $ 5,246,000 | $ 201,769 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 26 | $ 5,246,000 | $ 201,769 | $ 132,000 |
| Medford, OR | 26 | $ 5,661,000 | $ 217,730 | $ 68,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 26 | $ 5,302,000 | $ 203,923 | $ 82,076 |
| Crestview-Fort Walton Beach-Destin, FL | 25 | $ 4,854,000 | $ 194,160 | $ 108,000 |
| Harrisonburg, VA | 25 | $ 4,146,000 | $ 165,840 | $ 64,000 |
| Hattiesburg, MS | 25 | $ 3,801,000 | $ 152,040 | $ 79,000 |
| Brunswick, GA | 24 | $ 3,844,000 | $ 160,166 | $ 92,000 |
| College Station-Bryan, TX | 24 | $ 4,167,000 | $ 173,625 | $ 138,000 |
| Jacksonville, FL | 24 | $ 4,370,000 | $ 182,083 | $ 99,000 |
| Mount Vernon-Anacortes, WA | 24 | $ 4,917,000 | $ 204,875 | $ 146,000 |
| Anniston-Oxford, AL | 23 | $ 3,318,000 | $ 144,260 | $ 89,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 23 | $ 3,924,000 | $ 170,608 | $ 61,434 |
| Columbus, OH | 23 | $ 3,225,000 | $ 140,217 | $ 70,000 |
| Mobile, AL | 23 | $ 3,874,000 | $ 168,434 | $ 81,000 |
| Shreveport-Bossier City, LA | 23 | $ 4,256,000 | $ 185,043 | $ 84,000 |
| St. Joseph, MO-KS | 23 | $ 2,999,000 | $ 130,391 | $ 80,000 |
| Palm Coast, FL | 22 | $ 3,434,000 | $ 156,090 | $ 115,000 |
| Joplin, MO | 21 | $ 2,309,000 | $ 109,952 | $ 53,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 21 | $ 2,828,000 | $ 134,666 | $ 55,476 |
| Tacoma, WA | 21 | $ 4,894,000 | $ 233,047 | $ 72,000 |
| Waco, TX | 21 | $ 3,454,000 | $ 164,476 | $ 84,000 |
| Warner Robins, GA | 21 | $ 3,320,000 | $ 158,095 | $ 58,000 |
| New Orleans-Metairie-Kenner, LA | 20 | $ 3,962,000 | $ 198,100 | $ 125,000 |
| Port St. Lucie, FL | 20 | $ 3,504,000 | $ 175,200 | $ 116,000 |
| Asheville, NC | 19 | $ 2,856,000 | $ 150,315 | $ 65,000 |
| Bellingham, WA | 19 | $ 5,359,000 | $ 282,052 | $ 119,000 |
| Colorado Springs, CO | 19 | $ 4,378,000 | $ 230,421 | $ 84,000 |
| Mankato-North Mankato, MN | 18 | $ 2,747,000 | $ 152,611 | $ 47,000 |
| Tallahassee, FL | 18 | $ 3,273,000 | $ 181,833 | $ 72,000 |
| Corvallis, OR | 17 | $ 3,509,000 | $ 206,411 | $ 103,000 |
| Greensboro-High Point, NC | 17 | $ 2,361,000 | $ 138,882 | $ 74,000 |
| Fayetteville, NC | 16 | $ 3,246,000 | $ 202,875 | $ 64,000 |
| Ogden-Clearfield, UT | 16 | $ 2,855,000 | $ 178,437 | $ 109,000 |
| Winchester, VA-WV | 16 | $ 2,096,000 | $ 131,000 | $ 73,000 |
| Barnstable Town, MA | 15 | $ 3,907,000 | $ 260,466 | $ 182,000 |
| Clarksville, TN-KY | 15 | $ 2,042,000 | $ 136,133 | $ 62,600 |
| Rome, GA | 15 | $ 2,003,000 | $ 133,533 | $ 100,000 |
| Wichita, KS | 15 | $ 1,525,000 | $ 101,666 | $ 47,000 |
| Duluth, MN-WI | 14 | $ 2,458,000 | $ 175,571 | $ 82,642 |
| Fort Smith, AR-OK | 14 | $ 1,891,000 | $ 135,071 | $ 82,571 |
| Morgantown, WV | 14 | $ 3,480,000 | $ 248,571 | $ 119,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 4,488,000 | $ 345,230 | $ 94,000 |
| Goldsboro, NC | 13 | $ 2,245,000 | $ 172,692 | $ 99,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 2,133,000 | $ 164,076 | $ 57,000 |
| Spartanburg, SC | 13 | $ 2,403,000 | $ 184,846 | $ 72,000 |
| Cape Girardeau-Jackson, MO-IL | 12 | $ 2,365,000 | $ 197,083 | $ 77,000 |
| Midland, TX | 12 | $ 2,476,000 | $ 206,333 | $ 108,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 2,265,000 | $ 188,750 | $ 138,000 |
| Pascagoula, MS | 12 | $ 1,998,000 | $ 166,500 | $ 189,000 |
| Sebastian-Vero Beach, FL | 12 | $ 2,290,000 | $ 190,833 | $ 100,000 |
| Durham-Chapel Hill, NC | 11 | $ 2,210,000 | $ 200,909 | $ 140,000 |
| Florence, SC | 11 | $ 1,831,000 | $ 166,454 | $ 66,000 |
| Indianapolis-Carmel, IN | 11 | $ 1,610,000 | $ 146,363 | $ 102,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,937,000 | $ 176,090 | $ 82,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 11 | $ 2,734,000 | $ 248,545 | $ 190,000 |
| Topeka, KS | 11 | $ 1,798,000 | $ 163,454 | $ 76,000 |
| Columbia, MO | 10 | $ 1,487,000 | $ 148,700 | $ 50,000 |
| Idaho Falls, ID | 10 | $ 1,523,000 | $ 152,300 | $ 84,000 |
| New Haven-Milford, CT | 10 | $ 2,002,000 | $ 200,200 | $ 33,000 |
| Roanoke, VA | 10 | $ 2,199,000 | $ 219,900 | $ 92,000 |
| Winston-Salem, NC | 10 | $ 1,046,000 | $ 104,600 | $ 34,000 |
| Bend, OR | 9 | $ 1,955,000 | $ 217,222 | $ 105,000 |
| Bethesda-Rockville-Frederick, MD | 9 | $ 2,652,000 | $ 294,666 | $ 76,000 |
| Boulder, CO | 9 | $ 1,892,000 | $ 210,222 | $ 81,000 |
| Burlington, NC | 9 | $ 1,178,000 | $ 130,888 | $ 59,000 |
| El Paso, TX | 9 | $ 1,449,000 | $ 161,000 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 9 | $ 1,302,000 | $ 144,666 | $ 106,000 |
| Hagerstown-Martinsburg, MD-WV | 9 | $ 1,813,000 | $ 201,444 | $ 85,000 |
| Kokomo, IN | 9 | $ 1,055,000 | $ 117,222 | $ 57,000 |
| Madison, WI | 9 | $ 1,517,000 | $ 168,555 | $ 74,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 1,377,000 | $ 153,000 | $ 66,666 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 9 | $ 2,213,000 | $ 245,888 | $ 130,000 |
| Bremerton-Silverdale, WA | 8 | $ 2,457,000 | $ 307,125 | $ 119,000 |
| Gainesville, FL | 8 | $ 1,330,000 | $ 166,250 | $ 119,000 |
| Lewiston, ID-WA | 8 | $ 1,706,000 | $ 213,250 | $ 85,000 |
| Naples-Marco Island, FL | 8 | $ 2,077,000 | $ 259,625 | $ 125,000 |
| Peoria, IL | 8 | $ 518,000 | $ 64,750 | $ 40,000 |
| Pocatello, ID | 8 | $ 1,394,000 | $ 174,250 | $ 78,000 |
| York-Hanover, PA | 8 | $ 1,425,000 | $ 178,125 | $ 108,000 |
| Bloomington, IN | 7 | $ 1,032,000 | $ 147,428 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 1,470,000 | $ 210,000 | $ 82,285 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,406,000 | $ 200,857 | $ 94,000 |
| Elkhart-Goshen, IN | 7 | $ 754,000 | $ 107,714 | $ 39,000 |
| Eugene-Springfield, OR | 7 | $ 1,503,000 | $ 214,714 | $ 65,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 896,000 | $ 128,000 | $ 61,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,012,000 | $ 144,571 | $ 136,000 |
| Scranton--Wilkes-Barre, PA | 7 | $ 969,000 | $ 138,428 | $ 64,000 |
| Chicago-Joliet-Naperville, IL | 6 | $ 1,287,000 | $ 214,500 | $ 178,000 |
| Dover, DE | 6 | $ 1,233,000 | $ 205,500 | $ 110,000 |
| Monroe, LA | 6 | $ 1,595,000 | $ 265,833 | $ 107,000 |
| Olympia, WA | 6 | $ 1,526,000 | $ 254,333 | $ 150,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 873,000 | $ 145,500 | $ 58,000 |
| St. George, UT | 6 | $ 811,000 | $ 135,166 | $ 121,000 |
| Tyler, TX | 6 | $ 1,036,000 | $ 172,666 | $ 102,000 |
| Charlottesville, VA | 5 | $ 1,137,000 | $ 227,400 | $ 59,000 |
| Coeur D'Alene, ID | 5 | $ 1,020,000 | $ 204,000 | $ 167,000 |
| Gary, IN | 5 | $ 608,000 | $ 121,600 | $ 74,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 729,000 | $ 145,800 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 917,000 | $ 183,400 | $ 96,000 |
| Lawrence, KS | 5 | $ 779,000 | $ 155,800 | $ 42,000 |
| Longview, TX | 5 | $ 798,000 | $ 159,600 | $ 73,000 |
| Pittsburgh, PA | 5 | $ 692,000 | $ 138,400 | $ 49,000 |
| Rochester, MN | 5 | $ 759,000 | $ 151,800 | $ 58,000 |
| Corpus Christi, TX | 4 | $ 862,000 | $ 215,500 | $ 155,000 |
| Dayton, OH | 4 | $ 463,000 | $ 115,750 | $ 38,000 |
| Decatur, AL | 4 | $ 379,000 | $ 94,750 | $ 41,000 |
| Fargo, ND-MN | 4 | $ 726,000 | $ 181,500 | $ 51,500 |
| Fort Worth-Arlington, TX | 4 | $ 586,000 | $ 146,500 | $ 102,000 |
| Green Bay, WI | 4 | $ 726,000 | $ 181,500 | $ 58,000 |
| Oshkosh-Neenah, WI | 4 | $ 687,000 | $ 171,750 | $ 76,000 |
| Rockford, IL | 4 | $ 387,000 | $ 96,750 | $ 61,000 |
| San Angelo, TX | 4 | $ 1,169,000 | $ 292,250 | $ 132,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,323,000 | $ 330,750 | $ 101,500 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 591,000 | $ 197,000 | $ 88,000 |
| Cumberland, MD-WV | 3 | $ 602,000 | $ 200,666 | $ 62,666 |
| Fond Du Lac, WI | 3 | $ 399,000 | $ 133,000 | $ 52,000 |
| Fort Wayne, IN | 3 | $ 345,000 | $ 115,000 | $ 55,000 |
| Longview, WA | 3 | $ 617,000 | $ 205,666 | $ 264,000 |
| Norwich-New London, CT | 3 | $ 708,000 | $ 236,000 | $ 91,000 |
| Sherman-Denison, TX | 3 | $ 423,000 | $ 141,000 | $ 64,000 |
| Spokane, WA | 3 | $ 504,000 | $ 168,000 | $ 48,000 |
| Victoria, TX | 3 | $ 415,000 | $ 138,333 | $ 70,000 |
| Wausau, WI | 3 | $ 269,000 | $ 89,666 | $ 52,000 |
| Alexandria, LA | 2 | $ 342,000 | $ 171,000 | $ 49,000 |
| Canton-Massillon, OH | 2 | $ 128,000 | $ 64,000 | $ 60,000 |
| Charleston, WV | 2 | $ 287,000 | $ 143,500 | $ 67,000 |
| Cleveland, TN | 2 | $ 189,000 | $ 94,500 | $ 55,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 99,000 | $ 49,500 | $ 43,000 |
| Des Moines-West Des Moines, IA | 2 | $ 239,000 | $ 119,500 | $ 85,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 251,000 | $ 125,500 | $ 71,000 |
| Greenville, NC | 2 | $ 200,000 | $ 100,000 | $ 159,000 |
| Gulfport-Biloxi, MS | 2 | $ 518,000 | $ 259,000 | $ 46,000 |
| Hot Springs, AR | 2 | $ 261,000 | $ 130,500 | $ 68,000 |
| Las Vegas-Paradise, NV | 2 | $ 152,000 | $ 76,000 | $ 108,000 |
| Lincoln, NE | 2 | $ 277,000 | $ 138,500 | $ 48,000 |
| Mansfield, OH | 2 | $ 343,000 | $ 171,500 | $ 60,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 580,000 | $ 290,000 | $ 98,000 |
| Pine Bluff, AR | 2 | $ 227,000 | $ 113,500 | $ 107,000 |
| Racine, WI | 2 | $ 271,000 | $ 135,500 | $ 73,000 |
| Sioux Falls, SD | 2 | $ 122,000 | $ 61,000 | $ 39,000 |
| Springfield, MO | 2 | $ 259,000 | $ 129,500 | $ 46,000 |
| Sumter, SC | 2 | $ 511,000 | $ 255,500 | $ 143,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 377,000 | $ 188,500 | $ 125,500 |
| Toledo, OH | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Abilene, TX | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Bangor, ME | 1 | $ 121,000 | $ 121,000 | $ 55,000 |
| Billings, MT | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Champaign-Urbana, IL | 1 | $ 78,000 | $ 78,000 | $ 34,000 |
| Columbus, IN | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Danville, VA | 1 | $ 141,000 | $ 141,000 | $ 39,000 |
| Evansville, IN-KY | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Janesville, WI | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| La Crosse, WI-MN | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Lebanon, PA | 1 | $ 107,000 | $ 107,000 | $ 182,000 |
| Logan, UT-ID | 1 | $ 183,000 | $ 183,000 | $ 60,000 |
| Lubbock, TX | 1 | $ 236,000 | $ 236,000 | $ 585,000 |
| Manhattan, KS | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Michigan City-La Porte, IN | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Muncie, IN | 1 | $ 141,000 | $ 141,000 | $ 73,000 |
| Odessa, TX | 1 | $ 114,000 | $ 114,000 | $ 76,000 |
| Pittsfield, MA | 1 | $ 142,000 | $ 142,000 | $ 63,000 |
| Reno-Sparks, NV | 1 | $ 157,000 | $ 157,000 | $ 185,000 |
| Rocky Mount, NC | 1 | $ 304,000 | $ 304,000 | $ 148,000 |
| Sandusky, OH | 1 | $ 180,000 | $ 180,000 | $ 149,000 |
| Tulsa, OK | 1 | $ 289,000 | $ 289,000 | $ 171,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 306,000 | $ 306,000 | $ 195,000 |
| Wichita Falls, TX | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 140,000 | $ 140,000 | $ 0 |
Mortgage Loan Application Detail Totals for Crescent Mortgage Company in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 9,123 | $1,617,327,000 | $177,000 | $1,000,000 | $90,000 | $4,868,000 |
| Home Purchase | 6,598 | $1,103,452,000 | $167,000 | $995,000 | $84,000 | $2,692,000 |
| Home Improvement | 236 | $34,270,000 | $145,000 | $417,000 | $88,000 | $373,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,278 | $2,458,868,000 | $172,000 | $1,000,000 | $88,000 | $4,868,000 |
| Not Provided | 580 | $110,819,000 | $191,000 | $789,000 | $98,000 | $814,000 |
| Black or African American | 473 | $76,346,000 | $161,000 | $524,000 | $60,000 | $488,000 |
| Hispanic | 413 | $70,190,000 | $169,000 | $675,000 | $81,000 | $835,000 |
| Asian | 146 | $27,478,000 | $188,000 | $417,000 | $102,000 | $412,000 |
| American Indian or Alaskan Native | 42 | $6,884,000 | $163,000 | $402,000 | $77,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 25 | $4,464,000 | $178,000 | $394,000 | $86,000 | $214,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,225 | $1,999,573,000 | $178,000 | $1,000,000 | $102,000 | $4,868,000 |
| FHA-insured (Federal Housing Administration) | 2,870 | $457,324,000 | $159,000 | $513,000 | $54,000 | $652,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 948 | $119,565,000 | $126,000 | $388,000 | $45,000 | $116,000 |
| VA-guaranteed (Veterans Administration) | 914 | $178,587,000 | $195,000 | $610,000 | $56,000 | $357,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,675 | $2,179,691,000 | $171,000 | $1,000,000 | $88,000 | $2,692,000 |
| Application Denied By Financial Institution | 2,180 | $384,909,000 | $176,000 | $1,000,000 | $83,000 | $4,868,000 |
| Application Withdrawn By Applicant | 883 | $152,000,000 | $172,000 | $866,000 | $93,000 | $1,231,000 |
| Application Approved But Not Accepted | 122 | $20,663,000 | $169,000 | $416,000 | $87,000 | $726,000 |
| Loan Purchased By The Institution | 97 | $17,786,000 | $183,000 | $417,000 | $90,000 | $445,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 693 | $127,194,000 | $183,000 | $816,000 | $97,000 | $1,211,000 |
| Debt-To-Income Ratio | 418 | $76,448,000 | $182,000 | $670,000 | $52,000 | $316,000 |
| Other | 370 | $64,754,000 | $175,000 | $463,000 | $93,000 | $849,000 |
| Unverifiable Information | 306 | $57,248,000 | $187,000 | $1,000,000 | $107,000 | $4,868,000 |
| Credit History | 283 | $42,414,000 | $149,000 | $412,000 | $63,000 | $442,000 |
| Employment History | 66 | $9,980,000 | $151,000 | $335,000 | $58,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $5,245,000 | $174,000 | $582,000 | $85,000 | $493,000 |
| Credit Application Incomplete | 10 | $1,139,000 | $113,000 | $245,000 | $115,000 | $461,000 |
| Mortgage Insurance Denied | 3 | $455,000 | $151,000 | $220,000 | $63,000 | $94,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Crescent Mortgage Company's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Crescent Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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