Discover Home Loans, Inc Mortgage Lending & HMDA Data, 2014

In 2014, Discover Home Loans, Inc of Irvine, CA reported 52,781 mortgage applications totaling $11.7 billion. The average application was for $221,686, and applicants reported an average income of $104,093. 22% of its applications resulted in an originated loan and 20% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (2,892), Los Angeles-Long Beach-Glendale, CA (2,039) and Atlanta-Sandy Springs-Roswell, GA (1,375) (applications in parentheses).

Mortgage Company & Address Discover Home Loans, Inc
173 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  
Total Number of Mortgage Applications 52,781
Total Mortgage Loan Application Amount $11,700,815,000
Average Mortgage Loan Application Amount $221,686
Highest Mortgage Loan Application Amount $4,172,000
Average Applicant Income $104,093
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Home Loans, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Discover Home Loans, Inc by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,039 $ 651,951,000 $ 319,740 $ 109,000
Maricopa, Arizona 1,034 $ 213,566,000 $ 206,543 $ 97,000
Orange, California 790 $ 297,449,000 $ 376,517 $ 125,000
Cook, Illinois 774 $ 170,210,000 $ 219,909 $ 109,000
Riverside, California 668 $ 164,027,000 $ 245,549 $ 98,000
San Diego, California 642 $ 197,586,000 $ 307,766 $ 115,000
Harris, Texas 569 $ 100,616,000 $ 176,829 $ 109,000
San Bernardino, California 529 $ 126,748,000 $ 239,599 $ 94,000
Suffolk, New York 482 $ 131,250,000 $ 272,302 $ 112,000
Broward, Florida 481 $ 103,672,000 $ 215,534 $ 111,000
Queens, New York 451 $ 145,362,000 $ 322,310 $ 110,000
Clark, Nevada 434 $ 84,836,000 $ 195,474 $ 85,000
Nassau, New York 425 $ 127,458,000 $ 299,901 $ 131,000
Miami-Dade, Florida 415 $ 88,246,000 $ 212,640 $ 100,000
Sacramento, California 355 $ 80,982,000 $ 228,118 $ 94,000
Alameda, California 338 $ 126,795,000 $ 375,133 $ 130,000
Middlesex, Massachusetts 329 $ 92,338,000 $ 280,662 $ 130,000
Palm Beach, Florida 325 $ 71,281,000 $ 219,326 $ 105,000
Fairfax, Virginia 324 $ 104,478,000 $ 322,462 $ 124,000
Kings, New York 318 $ 108,609,000 $ 341,537 $ 106,000
Middlesex, New Jersey 311 $ 80,256,000 $ 258,057 $ 116,000
Contra Costa, California 309 $ 103,929,000 $ 336,339 $ 114,000
Santa Clara, California 306 $ 119,404,000 $ 390,209 $ 129,000
Montgomery, Maryland 290 $ 85,670,000 $ 295,413 $ 170,000
Gwinnett, Georgia 275 $ 51,982,000 $ 189,025 $ 92,000
Wake, North Carolina 265 $ 55,011,000 $ 207,588 $ 98,000
King, Washington 264 $ 73,839,000 $ 279,693 $ 116,000
Bergen, New Jersey 254 $ 77,873,000 $ 306,586 $ 127,000
Orange, Florida 252 $ 49,474,000 $ 196,325 $ 93,000
Westchester, New York 250 $ 80,054,000 $ 320,216 $ 182,000
Fairfield, Connecticut 245 $ 70,629,000 $ 288,281 $ 114,000
Cobb, Georgia 235 $ 48,283,000 $ 205,459 $ 103,000
Salt Lake, Utah 232 $ 48,093,000 $ 207,297 $ 98,000
New Castle, Delaware 224 $ 46,971,000 $ 209,691 $ 91,000
Oakland, Michigan 224 $ 45,768,000 $ 204,321 $ 117,000
Ventura, California 223 $ 78,757,000 $ 353,170 $ 113,000
Tarrant, Texas 220 $ 37,609,000 $ 170,950 $ 104,000
Fulton, Georgia 214 $ 48,638,000 $ 227,280 $ 124,000
Pima, Arizona 209 $ 38,552,000 $ 184,459 $ 87,000
Dallas, Texas 208 $ 39,085,000 $ 187,908 $ 103,000
Hartford, Connecticut 206 $ 41,542,000 $ 201,660 $ 95,000
Hillsborough, Florida 203 $ 36,934,000 $ 181,940 $ 92,000
District of Columbia, District Of Columbia 202 $ 62,445,000 $ 309,133 $ 110,000
Baltimore, Maryland 202 $ 43,662,000 $ 216,148 $ 90,000
Ocean, New Jersey 198 $ 43,661,000 $ 220,510 $ 115,000
Worcester, Massachusetts 197 $ 42,176,000 $ 214,091 $ 94,000
Mecklenburg, North Carolina 196 $ 36,780,000 $ 187,653 $ 141,000
Philadelphia, Pennsylvania 196 $ 35,791,000 $ 182,607 $ 89,000
Monmouth, New Jersey 195 $ 54,764,000 $ 280,841 $ 131,000
Franklin, Ohio 193 $ 32,002,000 $ 165,813 $ 91,000
Honolulu, Hawaii 190 $ 62,415,000 $ 328,500 $ 97,000
Essex, Massachusetts 190 $ 44,849,000 $ 236,047 $ 95,000
Prince George's, Maryland 189 $ 45,108,000 $ 238,666 $ 109,000
DuPage, Illinois 188 $ 42,117,000 $ 224,026 $ 110,000
Hennepin, Minnesota 187 $ 40,954,000 $ 219,005 $ 100,000
Richmond, New York 187 $ 56,311,000 $ 301,128 $ 119,000
Fort Bend, Texas 182 $ 35,528,000 $ 195,208 $ 127,000
Jefferson, Kentucky 177 $ 30,499,000 $ 172,310 $ 84,000
Pinellas, Florida 176 $ 35,045,000 $ 199,119 $ 96,000
Lake, Illinois 175 $ 41,784,000 $ 238,765 $ 127,000
New Haven, Connecticut 172 $ 34,004,000 $ 197,697 $ 93,000
Montgomery, Pennsylvania 172 $ 38,471,000 $ 223,668 $ 105,000
Travis, Texas 171 $ 35,530,000 $ 207,777 $ 110,000
San Joaquin, California 169 $ 38,024,000 $ 224,994 $ 89,000
Essex, New Jersey 169 $ 46,714,000 $ 276,414 $ 130,000
Anne Arundel, Maryland 167 $ 43,037,000 $ 257,706 $ 108,000
Fresno, California 164 $ 34,597,000 $ 210,957 $ 101,000
Hudson, New Jersey 161 $ 44,529,000 $ 276,577 $ 147,000
Collin, Texas 160 $ 30,823,000 $ 192,643 $ 105,000
Bexar, Texas 155 $ 27,590,000 $ 178,000 $ 101,000
Shelby, Tennessee 154 $ 26,859,000 $ 174,409 $ 90,000
Bronx, New York 153 $ 44,964,000 $ 293,882 $ 109,000
St. Louis, Missouri 152 $ 26,830,000 $ 176,513 $ 101,000
Allegheny, Pennsylvania 151 $ 24,906,000 $ 164,940 $ 136,000
Cuyahoga, Ohio 148 $ 24,341,000 $ 164,466 $ 118,000
Bucks, Pennsylvania 148 $ 35,464,000 $ 239,621 $ 107,000
Norfolk, Massachusetts 147 $ 39,632,000 $ 269,605 $ 119,000
Loudoun, Virginia 146 $ 51,151,000 $ 350,349 $ 133,000
Erie, New York 145 $ 22,038,000 $ 151,986 $ 99,000
Lee, Florida 144 $ 27,228,000 $ 189,083 $ 94,000
Solano, California 143 $ 37,455,000 $ 261,923 $ 106,000
Will, Illinois 141 $ 29,026,000 $ 205,858 $ 106,000
Bernalillo, New Mexico 141 $ 24,660,000 $ 174,893 $ 78,000
Wayne, Michigan 140 $ 23,807,000 $ 170,050 $ 102,000
Orange, New York 139 $ 30,090,000 $ 216,474 $ 111,000
Morris, New Jersey 137 $ 39,474,000 $ 288,131 $ 127,000
Prince William, Virginia 136 $ 38,236,000 $ 281,147 $ 113,000
DeKalb, Georgia 133 $ 26,575,000 $ 199,812 $ 94,000
Jefferson, Colorado 131 $ 28,717,000 $ 219,213 $ 88,000
Placer, California 130 $ 38,905,000 $ 299,269 $ 144,000
Denton, Texas 129 $ 24,406,000 $ 189,193 $ 110,000
Burlington, New Jersey 128 $ 26,548,000 $ 207,406 $ 100,000
San Mateo, California 127 $ 51,676,000 $ 406,897 $ 132,000
Arapahoe, Colorado 127 $ 24,654,000 $ 194,125 $ 85,000
Plymouth, Massachusetts 127 $ 30,979,000 $ 243,929 $ 117,000
Kern, California 124 $ 24,155,000 $ 194,798 $ 87,000
Suffolk, Massachusetts 122 $ 32,745,000 $ 268,401 $ 101,000
Duval, Florida 118 $ 20,125,000 $ 170,550 $ 85,000
Somerset, New Jersey 117 $ 32,711,000 $ 279,581 $ 125,000
Forsyth, Georgia 116 $ 27,156,000 $ 234,103 $ 109,000
Macomb, Michigan 116 $ 19,397,000 $ 167,215 $ 92,000
Sonoma, California 113 $ 38,095,000 $ 337,123 $ 117,000
Chester, Pennsylvania 113 $ 26,631,000 $ 235,672 $ 98,000
Montgomery, Texas 113 $ 20,840,000 $ 184,424 $ 105,000
Bristol, Massachusetts 112 $ 27,275,000 $ 243,526 $ 99,000
Union, New Jersey 112 $ 32,549,000 $ 290,616 $ 144,000
Rockland, New York 111 $ 34,223,000 $ 308,315 $ 121,000
Stanislaus, California 110 $ 23,318,000 $ 211,981 $ 85,000
Marion, Indiana 109 $ 16,404,000 $ 150,495 $ 92,000
Oklahoma, Oklahoma 109 $ 18,581,000 $ 170,467 $ 125,000
Mercer, New Jersey 108 $ 28,067,000 $ 259,879 $ 116,000
Passaic, New Jersey 108 $ 29,626,000 $ 274,314 $ 108,000
Monroe, New York 108 $ 16,756,000 $ 155,148 $ 89,000
Providence, Rhode Island 108 $ 21,011,000 $ 194,546 $ 87,000
Camden, New Jersey 107 $ 21,211,000 $ 198,233 $ 96,000
Brevard, Florida 105 $ 19,003,000 $ 180,980 $ 104,000
Johnson, Kansas 104 $ 19,608,000 $ 188,538 $ 99,000
Howard, Maryland 103 $ 31,924,000 $ 309,941 $ 162,000
El Paso, Colorado 102 $ 20,175,000 $ 197,794 $ 82,000
Multnomah, Oregon 102 $ 23,810,000 $ 233,431 $ 86,000
Washington, Oregon 102 $ 23,314,000 $ 228,568 $ 93,000
Williamson, Texas 102 $ 18,758,000 $ 183,901 $ 90,000
Volusia, Florida 100 $ 17,674,000 $ 176,740 $ 90,000
Denver, Colorado 99 $ 20,580,000 $ 207,878 $ 90,000
Rockingham, New Hampshire 98 $ 21,244,000 $ 216,775 $ 90,000
Delaware, Pennsylvania 95 $ 17,561,000 $ 184,852 $ 102,000
Davidson, Tennessee 95 $ 17,074,000 $ 179,726 $ 85,000
Chesterfield, Virginia 95 $ 19,254,000 $ 202,673 $ 117,000
Tulsa, Oklahoma 94 $ 14,286,000 $ 151,978 $ 138,000
Snohomish, Washington 94 $ 25,779,000 $ 274,244 $ 111,000
Adams, Colorado 93 $ 17,651,000 $ 189,795 $ 84,000
Washoe, Nevada 93 $ 20,457,000 $ 219,967 $ 94,000
Hillsborough, New Hampshire 93 $ 19,160,000 $ 206,021 $ 88,000
Utah, Utah 93 $ 18,412,000 $ 197,978 $ 84,000
Hampden, Massachusetts 92 $ 17,613,000 $ 191,445 $ 81,000
Dutchess, New York 91 $ 19,435,000 $ 213,571 $ 104,000
Virginia Beach, Virginia 91 $ 18,403,000 $ 202,230 $ 76,000
Sarasota, Florida 90 $ 17,295,000 $ 192,166 $ 97,000
Seminole, Florida 90 $ 17,397,000 $ 193,300 $ 98,000
Greenville, South Carolina 90 $ 14,827,000 $ 164,744 $ 108,000
Jefferson, Louisiana 89 $ 16,708,000 $ 187,730 $ 87,000
Milwaukee, Wisconsin 89 $ 14,555,000 $ 163,539 $ 116,000
San Francisco, California 87 $ 35,881,000 $ 412,425 $ 144,000
Santa Barbara, California 85 $ 25,919,000 $ 304,929 $ 109,000
Kane, Illinois 85 $ 18,818,000 $ 221,388 $ 102,000
Frederick, Maryland 85 $ 21,110,000 $ 248,352 $ 112,000
Atlantic, New Jersey 84 $ 17,817,000 $ 212,107 $ 104,000
Sussex, Delaware 83 $ 16,471,000 $ 198,445 $ 82,000
Baltimore City, Maryland 83 $ 13,510,000 $ 162,771 $ 102,000
Gloucester, New Jersey 83 $ 16,264,000 $ 195,951 $ 100,000
Henrico, Virginia 83 $ 18,379,000 $ 221,433 $ 99,000
Collier, Florida 82 $ 19,409,000 $ 236,695 $ 118,000
Polk, Florida 82 $ 13,814,000 $ 168,463 $ 93,000
Jackson, Missouri 82 $ 13,941,000 $ 170,012 $ 84,000
San Luis Obispo, California 81 $ 25,202,000 $ 311,135 $ 115,000
Pierce, Washington 81 $ 19,356,000 $ 238,962 $ 104,000
Anchorage, Alaska 80 $ 18,739,000 $ 234,237 $ 92,000
Barnstable, Massachusetts 80 $ 20,317,000 $ 253,962 $ 124,000
Jefferson, Alabama 79 $ 14,080,000 $ 178,227 $ 90,000
Hamilton, Indiana 79 $ 15,392,000 $ 194,835 $ 115,000
Pasco, Florida 77 $ 13,359,000 $ 173,493 $ 94,000
Waukesha, Wisconsin 77 $ 17,291,000 $ 224,558 $ 157,000
Guilford, North Carolina 76 $ 13,153,000 $ 173,065 $ 78,000
York, Pennsylvania 76 $ 13,950,000 $ 183,552 $ 86,000
Pinal, Arizona 74 $ 12,680,000 $ 171,351 $ 79,000
Manatee, Florida 73 $ 14,545,000 $ 199,246 $ 100,000
St. Tammany, Louisiana 73 $ 14,562,000 $ 199,479 $ 103,000
Horry, South Carolina 73 $ 13,165,000 $ 180,342 $ 90,000
Monterey, California 72 $ 21,915,000 $ 304,375 $ 108,000
Douglas, Colorado 72 $ 18,455,000 $ 256,319 $ 116,000
Cherokee, Georgia 72 $ 14,477,000 $ 201,069 $ 103,000
McHenry, Illinois 71 $ 14,144,000 $ 199,211 $ 123,000
Ada, Idaho 70 $ 12,507,000 $ 178,671 $ 92,000
Lancaster, Pennsylvania 69 $ 11,928,000 $ 172,869 $ 129,000
Hamilton, Ohio 68 $ 12,548,000 $ 184,529 $ 95,000
Anoka, Minnesota 67 $ 12,865,000 $ 192,014 $ 91,000
Charleston, South Carolina 67 $ 15,102,000 $ 225,402 $ 114,000
El Paso, Texas 67 $ 9,951,000 $ 148,522 $ 92,000
El Dorado, California 66 $ 18,237,000 $ 276,318 $ 113,000
Ramsey, Minnesota 66 $ 12,124,000 $ 183,696 $ 93,000
Douglas, Nebraska 66 $ 10,428,000 $ 158,000 $ 123,000
Summit, Ohio 66 $ 10,368,000 $ 157,090 $ 92,000
East Baton Rouge, Louisiana 65 $ 11,623,000 $ 178,815 $ 96,000
Orleans, Louisiana 65 $ 13,815,000 $ 212,538 $ 142,000
Clackamas, Oregon 65 $ 16,544,000 $ 254,523 $ 95,000
Lake, Indiana 64 $ 10,003,000 $ 156,296 $ 92,000
Northampton, Pennsylvania 64 $ 12,171,000 $ 190,171 $ 101,000
Hidalgo, Texas 64 $ 10,819,000 $ 169,046 $ 91,000
Osceola, Florida 63 $ 11,332,000 $ 179,873 $ 88,000
Durham, North Carolina 63 $ 10,436,000 $ 165,650 $ 103,000
York, Maine 62 $ 11,725,000 $ 189,112 $ 91,000
Tulare, California 61 $ 10,795,000 $ 176,967 $ 80,000
Lake, Florida 61 $ 9,933,000 $ 162,836 $ 78,000
Washtenaw, Michigan 61 $ 11,414,000 $ 187,114 $ 127,000
Brazoria, Texas 61 $ 10,367,000 $ 169,950 $ 114,000
Davis, Utah 60 $ 14,298,000 $ 238,300 $ 105,000
Union, North Carolina 59 $ 12,211,000 $ 206,966 $ 106,000
Lehigh, Pennsylvania 59 $ 11,018,000 $ 186,745 $ 83,000
Madison, Alabama 58 $ 11,314,000 $ 195,068 $ 90,000
Weld, Colorado 58 $ 11,491,000 $ 198,120 $ 86,000
Kent, Michigan 58 $ 10,372,000 $ 178,827 $ 92,000
Dakota, Minnesota 58 $ 12,375,000 $ 213,362 $ 131,000
Clark, Washington 58 $ 12,063,000 $ 207,982 $ 95,000
Boulder, Colorado 57 $ 13,306,000 $ 233,438 $ 98,000
Cumberland, Maine 57 $ 11,266,000 $ 197,649 $ 98,000
St. Charles, Missouri 57 $ 10,352,000 $ 181,614 $ 87,000
Harford, Maryland 56 $ 13,430,000 $ 239,821 $ 116,000
New York, New York 56 $ 18,464,000 $ 329,714 $ 149,000
Hamilton, Tennessee 56 $ 9,574,000 $ 170,964 $ 88,000
Knox, Tennessee 56 $ 10,960,000 $ 195,714 $ 87,000
Butler, Ohio 55 $ 9,006,000 $ 163,745 $ 92,000
Monroe, Pennsylvania 55 $ 9,569,000 $ 173,981 $ 112,000
Richland, South Carolina 55 $ 10,713,000 $ 194,781 $ 102,000
Putnam, New York 54 $ 13,326,000 $ 246,777 $ 116,000
Saratoga, New York 54 $ 11,031,000 $ 204,277 $ 110,000
Buncombe, North Carolina 54 $ 11,247,000 $ 208,277 $ 140,000
Pulaski, Arkansas 53 $ 8,154,000 $ 153,849 $ 162,000
Santa Cruz, California 53 $ 19,478,000 $ 367,509 $ 125,000
St. Johns, Florida 53 $ 11,577,000 $ 218,433 $ 103,000
Fayette, Kentucky 53 $ 9,268,000 $ 174,867 $ 133,000
DeSoto, Mississippi 53 $ 8,936,000 $ 168,603 $ 80,000
Warren, Ohio 53 $ 11,412,000 $ 215,320 $ 116,000
Henry, Georgia 52 $ 7,482,000 $ 143,884 $ 81,000
Hawaii, Hawaii 52 $ 12,831,000 $ 246,750 $ 81,000
Washington, Minnesota 52 $ 12,132,000 $ 233,307 $ 107,000
Berks, Pennsylvania 52 $ 8,648,000 $ 166,307 $ 85,000
Galveston, Texas 52 $ 9,225,000 $ 177,403 $ 97,000
Butte, California 50 $ 10,492,000 $ 209,840 $ 72,000
Kent, Delaware 50 $ 9,466,000 $ 189,320 $ 67,000
Sussex, New Jersey 50 $ 11,115,000 $ 222,300 $ 105,000
Yavapai, Arizona 49 $ 10,661,000 $ 217,571 $ 95,000
Albany, New York 49 $ 8,389,000 $ 171,204 $ 97,000
Luzerne, Pennsylvania 49 $ 8,811,000 $ 179,816 $ 110,000
Baldwin, Alabama 48 $ 8,934,000 $ 186,125 $ 102,000
Shelby, Alabama 48 $ 9,335,000 $ 194,479 $ 114,000
Larimer, Colorado 48 $ 10,427,000 $ 217,229 $ 88,000
Leon, Florida 48 $ 8,853,000 $ 184,437 $ 128,000
Lafayette, Louisiana 48 $ 8,363,000 $ 174,229 $ 107,000
Cape May, New Jersey 48 $ 12,539,000 $ 261,229 $ 148,000
Westmoreland, Pennsylvania 48 $ 7,431,000 $ 154,812 $ 90,000
Tolland, Connecticut 47 $ 10,229,000 $ 217,638 $ 118,000
Polk, Iowa 47 $ 7,585,000 $ 161,382 $ 100,000
Forsyth, North Carolina 47 $ 7,562,000 $ 160,893 $ 132,000
Lorain, Ohio 47 $ 8,438,000 $ 179,531 $ 89,000
Cumberland, Pennsylvania 47 $ 8,994,000 $ 191,361 $ 87,000
Martin, Florida 46 $ 8,954,000 $ 194,652 $ 89,000
Onondaga, New York 46 $ 6,993,000 $ 152,021 $ 88,000
Benton, Arkansas 45 $ 7,766,000 $ 172,577 $ 95,000
Marin, California 45 $ 19,818,000 $ 440,400 $ 138,000
Clark, Indiana 45 $ 5,936,000 $ 131,911 $ 62,000
Sandoval, New Mexico 45 $ 8,732,000 $ 194,044 $ 99,000
Ulster, New York 45 $ 8,580,000 $ 190,666 $ 90,000
Marion, Oregon 45 $ 7,482,000 $ 166,266 $ 76,000
Rutherford, Tennessee 45 $ 7,263,000 $ 161,400 $ 74,000
Spokane, Washington 45 $ 8,383,000 $ 186,288 $ 79,000
St. Lucie, Florida 44 $ 7,435,000 $ 168,977 $ 81,000
Maui, Hawaii 44 $ 13,969,000 $ 317,477 $ 130,000
Dona Ana, New Mexico 44 $ 7,755,000 $ 176,250 $ 82,000
Santa Fe, New Mexico 44 $ 11,581,000 $ 263,204 $ 104,000
Dane, Wisconsin 44 $ 8,521,000 $ 193,659 $ 81,000
Kootenai, Idaho 43 $ 8,310,000 $ 193,255 $ 114,000
Sedgwick, Kansas 43 $ 6,880,000 $ 160,000 $ 83,000
Cabarrus, North Carolina 43 $ 8,286,000 $ 192,697 $ 87,000
Mobile, Alabama 42 $ 6,206,000 $ 147,761 $ 73,000
Litchfield, Connecticut 42 $ 9,548,000 $ 227,333 $ 109,000
Delaware, Ohio 42 $ 8,755,000 $ 208,452 $ 102,000
Spotsylvania, Virginia 42 $ 9,721,000 $ 231,452 $ 99,000
Berkeley, West Virginia 42 $ 7,785,000 $ 185,357 $ 82,000
Alachua, Florida 41 $ 8,681,000 $ 211,731 $ 119,000
Charlotte, Florida 41 $ 6,466,000 $ 157,707 $ 78,000
Porter, Indiana 41 $ 7,617,000 $ 185,780 $ 88,000
Gallatin, Montana 41 $ 8,482,000 $ 206,878 $ 146,000
Arlington, Virginia 41 $ 16,369,000 $ 399,243 $ 156,000
Mohave, Arizona 40 $ 6,589,000 $ 164,725 $ 67,000
Paulding, Georgia 40 $ 6,054,000 $ 151,350 $ 71,000
Hendricks, Indiana 40 $ 7,208,000 $ 180,200 $ 167,000
Livingston, Michigan 40 $ 7,027,000 $ 175,675 $ 77,000
Hinds, Mississippi 40 $ 7,118,000 $ 177,950 $ 71,000
Cleveland, Oklahoma 40 $ 6,717,000 $ 167,925 $ 86,000
Dauphin, Pennsylvania 40 $ 7,356,000 $ 183,900 $ 77,000
Beaufort, South Carolina 40 $ 9,327,000 $ 233,175 $ 100,000
York, South Carolina 40 $ 7,694,000 $ 192,350 $ 93,000
Williamson, Tennessee 40 $ 10,729,000 $ 268,225 $ 164,000
Chesapeake, Virginia 40 $ 9,982,000 $ 249,550 $ 112,000
Montgomery, Alabama 39 $ 6,778,000 $ 173,794 $ 64,000
Merced, California 39 $ 7,450,000 $ 191,025 $ 85,000
Middlesex, Connecticut 39 $ 9,371,000 $ 240,282 $ 120,000
Marion, Florida 39 $ 6,456,000 $ 165,538 $ 72,000
Yellowstone, Montana 39 $ 7,211,000 $ 184,897 $ 85,000
Merrimack, New Hampshire 39 $ 8,322,000 $ 213,384 $ 94,000
Lake, Ohio 39 $ 6,360,000 $ 163,076 $ 87,000
Matanuska-Susitna, Alaska 38 $ 8,114,000 $ 213,526 $ 87,000
Yolo, California 38 $ 9,707,000 $ 255,447 $ 87,000
Columbia, Georgia 38 $ 6,556,000 $ 172,526 $ 86,000
Clay, Missouri 38 $ 6,187,000 $ 162,815 $ 81,000
Hunterdon, New Jersey 38 $ 9,666,000 $ 254,368 $ 119,000
Johnston, North Carolina 38 $ 6,756,000 $ 177,789 $ 81,000
Montgomery, Ohio 38 $ 5,977,000 $ 157,289 $ 88,000
Weber, Utah 38 $ 6,966,000 $ 183,315 $ 84,000
Napa, California 37 $ 14,248,000 $ 385,081 $ 131,000
Allen, Indiana 37 $ 5,318,000 $ 143,729 $ 78,000
Lucas, Ohio 37 $ 5,822,000 $ 157,351 $ 85,000
Stark, Ohio 37 $ 5,447,000 $ 147,216 $ 88,000
Nueces, Texas 37 $ 6,155,000 $ 166,351 $ 106,000
Carroll, Maryland 36 $ 9,300,000 $ 258,333 $ 119,000
Medina, Ohio 36 $ 7,147,000 $ 198,527 $ 178,000
Lane, Oregon 36 $ 7,037,000 $ 195,472 $ 74,000
Washington, Arkansas 35 $ 5,877,000 $ 167,914 $ 85,000
New London, Connecticut 35 $ 6,872,000 $ 196,342 $ 85,000
Chatham, Georgia 35 $ 7,106,000 $ 203,028 $ 171,000
Hall, Georgia 35 $ 7,703,000 $ 220,085 $ 140,000
Rankin, Mississippi 35 $ 5,326,000 $ 152,171 $ 88,000
Lancaster, Nebraska 35 $ 6,836,000 $ 195,314 $ 172,000
Sullivan, New York 35 $ 5,859,000 $ 167,400 $ 88,000
Iredell, North Carolina 35 $ 6,617,000 $ 189,057 $ 76,000
Lexington, South Carolina 35 $ 6,103,000 $ 174,371 $ 80,000
Coweta, Georgia 34 $ 5,508,000 $ 162,000 $ 80,000
Charles, Maryland 34 $ 8,805,000 $ 258,970 $ 99,000
Ingham, Michigan 34 $ 4,766,000 $ 140,176 $ 124,000
Jefferson, Missouri 34 $ 5,346,000 $ 157,235 $ 64,000
Schenectady, New York 34 $ 4,770,000 $ 140,294 $ 362,000
New Hanover, North Carolina 34 $ 6,253,000 $ 183,911 $ 98,000
Berkeley, South Carolina 34 $ 4,738,000 $ 139,352 $ 83,000
Alexandria, Virginia 34 $ 9,060,000 $ 266,470 $ 106,000
Monongalia, West Virginia 34 $ 6,145,000 $ 180,735 $ 100,000
Nevada, California 33 $ 9,500,000 $ 287,878 $ 90,000
Shasta, California 33 $ 6,568,000 $ 199,030 $ 64,000
Fairfield, Ohio 33 $ 5,982,000 $ 181,272 $ 103,000
Washington, Rhode Island 33 $ 8,011,000 $ 242,757 $ 102,000
Thurston, Washington 33 $ 7,586,000 $ 229,878 $ 107,000
Anderson, South Carolina 32 $ 5,473,000 $ 171,031 $ 79,000
Richmond City, Virginia 32 $ 6,026,000 $ 188,312 $ 82,000
Bay, Florida 31 $ 7,109,000 $ 229,322 $ 114,000
Scott, Minnesota 31 $ 7,402,000 $ 238,774 $ 112,000
Harrison, Mississippi 31 $ 5,884,000 $ 189,806 $ 96,000
Stafford, Virginia 31 $ 9,323,000 $ 300,741 $ 112,000
Coconino, Arizona 30 $ 7,661,000 $ 255,366 $ 87,000
Douglas, Georgia 30 $ 5,456,000 $ 181,866 $ 95,000
Kendall, Illinois 30 $ 6,067,000 $ 202,233 $ 103,000
Johnson, Indiana 30 $ 4,642,000 $ 154,733 $ 66,000
St. Joseph, Indiana 30 $ 4,562,000 $ 152,066 $ 75,000
Niagara, New York 30 $ 4,450,000 $ 148,333 $ 175,000
Licking, Ohio 30 $ 4,521,000 $ 150,700 $ 85,000
Canadian, Oklahoma 30 $ 4,992,000 $ 166,400 $ 96,000
Deschutes, Oregon 30 $ 6,743,000 $ 224,766 $ 88,000
Sumner, Tennessee 30 $ 5,459,000 $ 181,966 $ 76,000
Kanawha, West Virginia 30 $ 4,466,000 $ 148,866 $ 87,000
Worcester, Maryland 29 $ 5,665,000 $ 195,344 $ 114,000
Genesee, Michigan 29 $ 4,548,000 $ 156,827 $ 83,000
Ottawa, Michigan 29 $ 5,795,000 $ 199,827 $ 98,000
St. Louis City, Missouri 29 $ 5,039,000 $ 173,758 $ 77,000
Flathead, Montana 29 $ 5,730,000 $ 197,586 $ 72,000
Orange, North Carolina 29 $ 7,215,000 $ 248,793 $ 129,000
Clermont, Ohio 29 $ 5,076,000 $ 175,034 $ 188,000
Butler, Pennsylvania 29 $ 6,898,000 $ 237,862 $ 130,000
Cameron, Texas 29 $ 4,420,000 $ 152,413 $ 84,000
Hanover, Virginia 29 $ 6,789,000 $ 234,103 $ 97,000
Windham, Connecticut 28 $ 5,449,000 $ 194,607 $ 81,000
Monroe, Florida 28 $ 7,542,000 $ 269,357 $ 453,000
Clayton, Georgia 28 $ 3,874,000 $ 138,357 $ 58,000
Missoula, Montana 28 $ 5,476,000 $ 195,571 $ 66,000
Cumberland, North Carolina 28 $ 4,438,000 $ 158,500 $ 96,000
Gaston, North Carolina 28 $ 3,960,000 $ 141,428 $ 76,000
Washington, Pennsylvania 28 $ 5,609,000 $ 200,321 $ 138,000
Kent, Rhode Island 28 $ 4,986,000 $ 178,071 $ 83,000
Kenosha, Wisconsin 28 $ 5,124,000 $ 183,000 $ 88,000
Laramie, Wyoming 28 $ 5,108,000 $ 182,428 $ 241,000
Escambia, Florida 27 $ 3,972,000 $ 147,111 $ 78,000
Calvert, Maryland 27 $ 8,216,000 $ 304,296 $ 118,000
Jackson, Oregon 27 $ 6,366,000 $ 235,777 $ 101,000
Montgomery, Tennessee 27 $ 4,223,000 $ 156,407 $ 79,000
Yuma, Arizona 26 $ 4,134,000 $ 159,000 $ 66,000
Flagler, Florida 26 $ 4,112,000 $ 158,153 $ 74,000
Sumter, Florida 26 $ 4,855,000 $ 186,730 $ 78,000
Fayette, Georgia 26 $ 5,989,000 $ 230,346 $ 113,000
Calcasieu, Louisiana 26 $ 3,752,000 $ 144,307 $ 73,000
St. Mary's, Maryland 26 $ 5,367,000 $ 206,423 $ 93,000
Berrien, Michigan 26 $ 4,796,000 $ 184,461 $ 129,000
Greene, Missouri 26 $ 3,782,000 $ 145,461 $ 79,000
Oneida, New York 26 $ 3,878,000 $ 149,153 $ 83,000
Portage, Ohio 26 $ 4,045,000 $ 155,576 $ 74,000
Dorchester, South Carolina 26 $ 4,950,000 $ 190,384 $ 75,000
Whatcom, Washington 26 $ 5,469,000 $ 210,346 $ 97,000
Clay, Florida 25 $ 4,892,000 $ 195,680 $ 83,000
Okaloosa, Florida 25 $ 5,809,000 $ 232,360 $ 115,000
Santa Rosa, Florida 25 $ 4,564,000 $ 182,560 $ 79,000
Richmond, Georgia 25 $ 3,895,000 $ 155,800 $ 66,000
Canyon, Idaho 25 $ 4,191,000 $ 167,640 $ 75,000
Caddo, Louisiana 25 $ 4,335,000 $ 173,400 $ 68,000
Washington, Maryland 25 $ 4,534,000 $ 181,360 $ 79,000
Geauga, Ohio 25 $ 4,853,000 $ 194,120 $ 115,000
Mahoning, Ohio 25 $ 4,337,000 $ 173,480 $ 92,000
Lackawanna, Pennsylvania 25 $ 3,589,000 $ 143,560 $ 74,000
Spartanburg, South Carolina 25 $ 3,873,000 $ 154,920 $ 170,000
Bell, Texas 25 $ 3,405,000 $ 136,200 $ 82,000
Chittenden, Vermont 25 $ 5,774,000 $ 230,960 $ 100,000
Racine, Wisconsin 25 $ 3,805,000 $ 152,200 $ 94,000
Lee, Alabama 24 $ 4,557,000 $ 189,875 $ 106,000
Muscogee, Georgia 24 $ 4,392,000 $ 183,000 $ 82,000
Boone, Kentucky 24 $ 4,434,000 $ 184,750 $ 112,000
Carver, Minnesota 24 $ 5,267,000 $ 219,458 $ 114,000
Platte, Missouri 24 $ 4,619,000 $ 192,458 $ 170,000
Warren, New Jersey 24 $ 5,965,000 $ 248,541 $ 99,000
Beaver, Pennsylvania 24 $ 3,764,000 $ 156,833 $ 74,000
Erie, Pennsylvania 24 $ 3,763,000 $ 156,791 $ 98,000
Pike, Pennsylvania 24 $ 4,045,000 $ 168,541 $ 115,000
Lubbock, Texas 24 $ 3,495,000 $ 145,625 $ 85,000
Tuscaloosa, Alabama 23 $ 3,941,000 $ 171,347 $ 79,000
Hernando, Florida 23 $ 3,747,000 $ 162,913 $ 83,000
Kauai, Hawaii 23 $ 7,907,000 $ 343,782 $ 121,000
Elkhart, Indiana 23 $ 3,441,000 $ 149,608 $ 76,000
Floyd, Indiana 23 $ 3,430,000 $ 149,130 $ 58,000
Livingston, Louisiana 23 $ 4,092,000 $ 177,913 $ 91,000
Cecil, Maryland 23 $ 4,968,000 $ 216,000 $ 71,000
Kalamazoo, Michigan 23 $ 3,955,000 $ 171,956 $ 113,000
Lewis and Clark, Montana 23 $ 4,266,000 $ 185,478 $ 63,000
Broome, New York 23 $ 3,796,000 $ 165,043 $ 98,000
Rowan, North Carolina 23 $ 3,427,000 $ 149,000 $ 70,000
Greene, Ohio 23 $ 3,452,000 $ 150,086 $ 88,000
Franklin, Pennsylvania 23 $ 4,497,000 $ 195,521 $ 493,000
McLennan, Texas 23 $ 3,491,000 $ 151,782 $ 72,000
Rockwall, Texas 23 $ 3,585,000 $ 155,869 $ 100,000
Webb, Texas 23 $ 4,286,000 $ 186,347 $ 110,000
Washington, Utah 23 $ 4,207,000 $ 182,913 $ 82,000
James City, Virginia 23 $ 5,220,000 $ 226,956 $ 88,000
Benton, Washington 23 $ 4,143,000 $ 180,130 $ 87,000
Cochise, Arizona 22 $ 4,549,000 $ 206,772 $ 199,000
Champaign, Illinois 22 $ 3,131,000 $ 142,318 $ 85,000
Madison, Illinois 22 $ 3,270,000 $ 148,636 $ 92,000
Oldham, Kentucky 22 $ 4,268,000 $ 194,000 $ 86,000
Jackson, Mississippi 22 $ 3,336,000 $ 151,636 $ 97,000
Catawba, North Carolina 22 $ 4,078,000 $ 185,363 $ 72,000
Florence, South Carolina 22 $ 4,972,000 $ 226,000 $ 81,000
Wilson, Tennessee 22 $ 4,252,000 $ 193,272 $ 75,000
Hays, Texas 22 $ 3,993,000 $ 181,500 $ 115,000
Hampton, Virginia 22 $ 3,759,000 $ 170,863 $ 76,000
Roanoke, Virginia 22 $ 4,186,000 $ 190,272 $ 77,000
Kitsap, Washington 22 $ 4,814,000 $ 218,818 $ 100,000
Humboldt, California 21 $ 4,189,000 $ 199,476 $ 71,000
Imperial, California 21 $ 3,775,000 $ 179,761 $ 107,000
Madera, California 21 $ 3,707,000 $ 176,523 $ 319,000
Indian River, Florida 21 $ 3,361,000 $ 160,047 $ 87,000
Jackson, Georgia 21 $ 3,316,000 $ 157,904 $ 92,000
Hampshire, Massachusetts 21 $ 4,882,000 $ 232,476 $ 87,000
Madison, Mississippi 21 $ 3,949,000 $ 188,047 $ 102,000
Boone, Missouri 21 $ 3,602,000 $ 171,523 $ 103,000
Camden, Missouri 21 $ 3,661,000 $ 174,333 $ 97,000
Cumberland, New Jersey 21 $ 3,054,000 $ 145,428 $ 76,000
San Juan, New Mexico 21 $ 3,577,000 $ 170,333 $ 88,000
Jefferson, West Virginia 21 $ 3,480,000 $ 165,714 $ 65,000
Fairbanks North Star, Alaska 20 $ 3,544,000 $ 177,200 $ 82,000
Navajo, Arizona 20 $ 3,763,000 $ 188,150 $ 112,000
Houston, Georgia 20 $ 2,835,000 $ 141,750 $ 79,000
Walton, Georgia 20 $ 3,695,000 $ 184,750 $ 225,000
Scott, Iowa 20 $ 3,686,000 $ 184,300 $ 93,000
Kenton, Kentucky 20 $ 2,861,000 $ 143,050 $ 69,000
St. Landry, Louisiana 20 $ 3,610,000 $ 180,500 $ 117,000
Wicomico, Maryland 20 $ 3,978,000 $ 198,900 $ 100,000
Ontario, New York 20 $ 3,110,000 $ 155,500 $ 139,000
Brunswick, North Carolina 20 $ 3,527,000 $ 176,350 $ 82,000
Rogers, Oklahoma 20 $ 2,905,000 $ 145,250 $ 79,000
Lebanon, Pennsylvania 20 $ 3,845,000 $ 192,250 $ 92,000
Sevier, Tennessee 20 $ 3,734,000 $ 186,700 $ 99,000
Comal, Texas 20 $ 3,767,000 $ 188,350 $ 172,000
Bedford, Virginia 20 $ 3,939,000 $ 196,950 $ 111,000
Norfolk, Virginia 20 $ 3,860,000 $ 193,000 $ 70,000
Walworth, Wisconsin 20 $ 3,212,000 $ 160,600 $ 103,000
Tuolumne, California 19 $ 4,337,000 $ 228,263 $ 101,000
Yuba, California 19 $ 3,802,000 $ 200,105 $ 85,000
Winnebago, Illinois 19 $ 2,765,000 $ 145,526 $ 90,000
Johnson, Iowa 19 $ 4,410,000 $ 232,105 $ 131,000
Ascension, Louisiana 19 $ 3,644,000 $ 191,789 $ 95,000
Androscoggin, Maine 19 $ 3,576,000 $ 188,210 $ 94,000
Monroe, Michigan 19 $ 2,789,000 $ 146,789 $ 86,000
St. Louis, Minnesota 19 $ 3,576,000 $ 188,210 $ 76,000
Warren, New York 19 $ 3,302,000 $ 173,789 $ 122,000
Alamance, North Carolina 19 $ 2,675,000 $ 140,789 $ 244,000
Blount, Tennessee 19 $ 3,473,000 $ 182,789 $ 108,000
Washington, Tennessee 19 $ 2,854,000 $ 150,210 $ 70,000
Ellis, Texas 19 $ 3,341,000 $ 175,842 $ 92,000
Kaufman, Texas 19 $ 2,727,000 $ 143,526 $ 80,000
Parker, Texas 19 $ 4,097,000 $ 215,631 $ 118,000
Yakima, Washington 19 $ 3,268,000 $ 172,000 $ 72,000
Brown, Wisconsin 19 $ 3,142,000 $ 165,368 $ 79,000
Natrona, Wyoming 19 $ 3,418,000 $ 179,894 $ 77,000
Mesa, Colorado 18 $ 4,110,000 $ 228,333 $ 84,000
Summit, Colorado 18 $ 5,069,000 $ 281,611 $ 129,000
Bartow, Georgia 18 $ 2,639,000 $ 146,611 $ 76,000
Bonneville, Idaho 18 $ 2,776,000 $ 154,222 $ 106,000
Rensselaer, New York 18 $ 2,955,000 $ 164,166 $ 84,000
St. Lawrence, New York 18 $ 2,284,000 $ 126,888 $ 71,000
Davidson, North Carolina 18 $ 3,200,000 $ 177,777 $ 98,000
Henderson, North Carolina 18 $ 3,157,000 $ 175,388 $ 66,000
Pitt, North Carolina 18 $ 2,812,000 $ 156,222 $ 74,000
Midland, Texas 18 $ 3,432,000 $ 190,666 $ 143,000
Albemarle, Virginia 18 $ 6,084,000 $ 338,000 $ 126,000
Montgomery, Virginia 18 $ 3,238,000 $ 179,888 $ 86,000
Newport News, Virginia 18 $ 3,209,000 $ 178,277 $ 75,000
Skagit, Washington 18 $ 4,051,000 $ 225,055 $ 403,000
Wood, West Virginia 18 $ 2,520,000 $ 140,000 $ 95,000
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Mortgage Loan Application Detail Totals for Discover Home Loans, Inc in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 45,562 $10,074,732,000 $221,000 $4,172,000 $104,000 $9,999,000
Home Purchase 6,427 $1,463,230,000 $227,000 $1,500,000 $106,000 $5,079,000
Home Improvement 792 $162,853,000 $205,000 $835,000 $94,000 $1,224,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 32,797 $7,049,671,000 $214,000 $3,000,000 $106,000 $9,999,000
Not Provided 5,949 $1,375,887,000 $231,000 $2,000,000 $108,000 $9,600,000
Asian 4,939 $1,328,911,000 $269,000 $1,557,000 $118,000 $9,999,000
Hispanic 4,676 $1,026,270,000 $219,000 $850,000 $91,000 $4,000,000
Black or African American 3,683 $751,225,000 $203,000 $4,172,000 $88,000 $2,811,000
American Indian or Alaskan Native 480 $98,339,000 $204,000 $895,000 $102,000 $2,811,000
Native Hawaiian or Other Pacific Islander 257 $70,512,000 $274,000 $657,000 $94,000 $490,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,748 $10,314,223,000 $225,000 $4,172,000 $108,000 $9,999,000
FHA-insured (Federal Housing Administration) 6,801 $1,332,537,000 $195,000 $773,000 $80,000 $2,811,000
VA-guaranteed (Veterans Administration) 232 $54,055,000 $232,000 $650,000 $89,000 $1,140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
File Closed For Incompleteness 17,363 $3,812,417,000 $219,000 $2,000,000 $109,000 $9,999,000
Application Withdrawn By Applicant 12,003 $2,632,595,000 $219,000 $1,849,000 $108,000 $9,999,000
Loan Originated 11,843 $2,717,994,000 $229,000 $924,000 $104,000 $2,758,000
Application Denied By Financial Institution 10,674 $2,331,508,000 $218,000 $4,172,000 $94,000 $6,000,000
Application Approved But Not Accepted 898 $206,301,000 $229,000 $1,000,000 $107,000 $1,016,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Discover Home Loans, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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