Discover Home Loans, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Discover Home Loans, Inc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Home Loans, Inc 173 Technology Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 |
| Total Number of Mortgage Applications | 52,781 |
| Total Mortgage Loan Application Amount | $11,700,815,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $4,172,000 |
| Average Applicant Income | $101,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Discover Home Loans, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Home Loans, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Discover Home Loans, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Home Loans, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Home Loans, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Home Loans, Inc's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2,892 | $ 848,786,000 | $ 290,000 | $ 123,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 2,039 | $ 651,951,000 | $ 319,000 | $ 109,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,375 | $ 270,954,000 | $ 197,000 | $ 100,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,298 | $ 383,282,000 | $ 257,750 | $ 101,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1,211 | $ 262,745,000 | $ 216,000 | $ 110,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,197 | $ 290,775,000 | $ 242,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,108 | $ 226,246,000 | $ 204,000 | $ 96,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 993 | $ 179,116,000 | $ 180,000 | $ 111,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 907 | $ 258,708,000 | $ 285,000 | $ 121,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 790 | $ 297,449,000 | $ 376,000 | $ 125,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 655 | $ 157,107,000 | $ 239,000 | $ 111,000 |
| NEWARK, NJ-PA | 647 | $ 176,274,000 | $ 222,000 | $ 121,500 |
| OAKLAND-HAYWARD-BERKELEY, CA | 647 | $ 230,724,000 | $ 356,000 | $ 122,000 |
| SAN DIEGO-CARLSBAD, CA | 642 | $ 197,586,000 | $ 307,000 | $ 115,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 589 | $ 147,831,000 | $ 250,000 | $ 107,000 |
| DALLAS-PLANO-IRVING, TX | 563 | $ 104,703,000 | $ 185,000 | $ 104,000 |
| DENVER-AURORA-LAKEWOOD, CO | 560 | $ 118,563,000 | $ 211,000 | $ 91,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 543 | $ 114,694,000 | $ 225,000 | $ 96,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 519 | $ 137,187,000 | $ 264,000 | $ 117,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 481 | $ 103,672,000 | $ 215,000 | $ 111,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 479 | $ 89,085,000 | $ 185,000 | $ 94,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 466 | $ 88,136,000 | $ 189,000 | $ 91,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 457 | $ 85,025,000 | $ 185,500 | $ 100,500 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 434 | $ 84,836,000 | $ 195,000 | $ 85,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 433 | $ 100,566,000 | $ 232,000 | $ 104,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 415 | $ 88,246,000 | $ 212,000 | $ 100,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 410 | $ 76,954,000 | $ 187,000 | $ 104,000 |
| BOSTON, MA | 396 | $ 103,356,000 | $ 261,000 | $ 113,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 375 | $ 106,780,000 | $ 284,000 | $ 157,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 358 | $ 99,618,000 | $ 278,000 | $ 115,000 |
| ST. LOUIS, MO-IL | 350 | $ 60,382,000 | $ 168,500 | $ 88,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 349 | $ 80,077,000 | $ 220,000 | $ 92,500 |
| COLUMBUS, OH | 330 | $ 57,819,000 | $ 175,000 | $ 103,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 325 | $ 71,281,000 | $ 219,000 | $ 105,000 |
| CAMDEN, NJ | 318 | $ 64,023,000 | $ 201,000 | $ 98,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 318 | $ 123,860,000 | $ 389,000 | $ 138,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 317 | $ 53,696,000 | $ 169,000 | $ 122,000 |
| RALEIGH, NC | 315 | $ 63,581,000 | $ 201,000 | $ 95,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 314 | $ 52,134,000 | $ 155,000 | $ 73,000 |
| AUSTIN-ROUND ROCK, TX | 308 | $ 60,611,000 | $ 196,000 | $ 103,000 |
| KANSAS CITY, MO-KS | 303 | $ 52,483,000 | $ 173,000 | $ 96,000 |
| PITTSBURGH, PA | 303 | $ 52,585,000 | $ 173,000 | $ 119,000 |
| PROVIDENCE-WARWICK, RI-MA | 303 | $ 66,527,000 | $ 224,000 | $ 94,500 |
| RICHMOND, VA | 300 | $ 61,066,000 | $ 203,000 | $ 98,000 |
| CLEVELAND-ELYRIA, OH | 295 | $ 51,139,000 | $ 173,000 | $ 116,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 292 | $ 61,142,000 | $ 209,000 | $ 102,000 |
| PHILADELPHIA, PA | 291 | $ 53,352,000 | $ 183,000 | $ 93,000 |
| CINCINNATI, OH-KY-IN | 278 | $ 49,951,000 | $ 161,666 | $ 86,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 273 | $ 58,368,000 | $ 233,500 | $ 92,500 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 270 | $ 50,357,000 | $ 186,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 264 | $ 45,626,000 | $ 172,000 | $ 104,000 |
| WILMINGTON, DE-MD-NJ | 262 | $ 54,832,000 | $ 205,666 | $ 88,333 |
| NEW ORLEANS-METAIRIE, LA | 260 | $ 51,350,000 | $ 197,000 | $ 108,000 |
| MEMPHIS, TN-MS-AR | 248 | $ 41,951,000 | $ 168,333 | $ 87,666 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 245 | $ 70,629,000 | $ 288,000 | $ 114,000 |
| SALT LAKE CITY, UT | 244 | $ 49,739,000 | $ 203,000 | $ 96,000 |
| WORCESTER, MA-CT | 225 | $ 47,625,000 | $ 204,000 | $ 87,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 223 | $ 78,757,000 | $ 353,000 | $ 113,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 214 | $ 87,557,000 | $ 409,000 | $ 137,000 |
| TUCSON, AZ | 209 | $ 38,552,000 | $ 184,000 | $ 87,000 |
| JACKSONVILLE, FL | 208 | $ 38,980,000 | $ 187,000 | $ 89,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 207 | $ 36,485,000 | $ 176,000 | $ 107,000 |
| OKLAHOMA CITY, OK | 205 | $ 35,239,000 | $ 171,000 | $ 110,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 203 | $ 46,908,000 | $ 210,500 | $ 107,500 |
| ALBUQUERQUE, NM | 202 | $ 35,906,000 | $ 177,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 196 | $ 37,706,000 | $ 192,000 | $ 129,000 |
| URBAN HONOLULU, HI | 190 | $ 62,415,000 | $ 328,000 | $ 97,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 175 | $ 26,488,000 | $ 151,000 | $ 112,000 |
| NEW HAVEN-MILFORD, CT | 172 | $ 34,004,000 | $ 197,000 | $ 93,000 |
| STOCKTON-LODI, CA | 169 | $ 38,024,000 | $ 224,000 | $ 89,000 |
| ALBANY-SCHENECTADY-TROY, NY | 164 | $ 28,571,000 | $ 174,000 | $ 154,000 |
| BIRMINGHAM-HOOVER, AL | 164 | $ 29,423,000 | $ 179,000 | $ 92,000 |
| FRESNO, CA | 164 | $ 34,597,000 | $ 210,000 | $ 101,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 163 | $ 31,840,000 | $ 195,000 | $ 98,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 159 | $ 31,419,000 | $ 218,000 | $ 96,000 |
| ROCHESTER, NY | 152 | $ 23,452,000 | $ 154,000 | $ 95,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 145 | $ 32,761,000 | $ 225,000 | $ 108,000 |
| CAPE CORAL-FORT MYERS, FL | 144 | $ 27,228,000 | $ 189,000 | $ 94,000 |
| TULSA, OK | 143 | $ 21,612,000 | $ 151,000 | $ 120,000 |
| VALLEJO-FAIRFIELD, CA | 143 | $ 37,455,000 | $ 261,000 | $ 106,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 140 | $ 23,807,000 | $ 170,000 | $ 102,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 137 | $ 22,333,000 | $ 163,000 | $ 96,000 |
| SALISBURY, MD-DE | 132 | $ 26,114,000 | $ 197,000 | $ 95,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 127 | $ 24,790,000 | $ 195,000 | $ 98,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 126 | $ 21,786,000 | $ 172,000 | $ 87,000 |
| PORTLAND-SOUTH PORTLAND, ME | 125 | $ 23,987,000 | $ 191,000 | $ 94,000 |
| BAKERSFIELD, CA | 124 | $ 24,155,000 | $ 194,000 | $ 87,000 |
| BATON ROUGE, LA | 124 | $ 22,051,000 | $ 177,000 | $ 92,000 |
| ANCHORAGE, AK | 118 | $ 26,853,000 | $ 227,000 | $ 90,000 |
| GARY, IN | 115 | $ 19,265,000 | $ 167,000 | $ 88,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 113 | $ 24,002,000 | $ 212,000 | $ 89,000 |
| SANTA ROSA, CA | 113 | $ 38,095,000 | $ 337,000 | $ 117,000 |
| SPRINGFIELD, MA | 113 | $ 22,495,000 | $ 199,000 | $ 82,000 |
| MODESTO, CA | 110 | $ 23,318,000 | $ 211,000 | $ 85,000 |
| DURHAM-CHAPEL HILL, NC | 108 | $ 21,270,000 | $ 196,000 | $ 107,000 |
| TRENTON, NJ | 108 | $ 28,067,000 | $ 259,000 | $ 116,000 |
| COLORADO SPRINGS, CO | 107 | $ 21,309,000 | $ 199,000 | $ 82,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 107 | $ 17,214,000 | $ 159,000 | $ 98,500 |
| OGDEN-CLEARFIELD, UT | 106 | $ 22,822,000 | $ 215,000 | $ 95,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 105 | $ 19,003,000 | $ 180,000 | $ 104,000 |
| COLUMBIA, SC | 104 | $ 18,754,000 | $ 180,000 | $ 89,000 |
| JACKSON, MS | 104 | $ 17,459,000 | $ 167,000 | $ 82,000 |
| KNOXVILLE, TN | 103 | $ 19,683,000 | $ 191,000 | $ 89,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 100 | $ 16,224,000 | $ 162,000 | $ 162,000 |
| BOISE CITY, ID | 99 | $ 17,511,000 | $ 176,000 | $ 86,000 |
| GRAND RAPIDS-WYOMING, MI | 99 | $ 17,706,000 | $ 178,000 | $ 91,000 |
| GREENSBORO-HIGH POINT, NC | 97 | $ 15,822,000 | $ 163,000 | $ 82,000 |
| HARRISBURG-CARLISLE, PA | 97 | $ 17,621,000 | $ 181,000 | $ 81,000 |
| PROVO-OREM, UT | 95 | $ 18,851,000 | $ 198,000 | $ 85,000 |
| ELGIN, IL | 94 | $ 19,979,000 | $ 212,000 | $ 100,000 |
| RENO, NV | 94 | $ 20,697,000 | $ 220,000 | $ 94,000 |
| MANCHESTER-NASHUA, NH | 93 | $ 19,160,000 | $ 206,000 | $ 88,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 93 | $ 16,692,000 | $ 178,000 | $ 86,000 |
| AKRON, OH | 92 | $ 14,413,000 | $ 156,000 | $ 87,000 |
| LEXINGTON-FAYETTE, KY | 91 | $ 16,659,000 | $ 183,000 | $ 109,000 |
| PORT ST. LUCIE, FL | 90 | $ 16,389,000 | $ 182,000 | $ 85,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 88 | $ 13,876,000 | $ 151,500 | $ 80,000 |
| CHATTANOOGA, TN-GA | 88 | $ 16,234,000 | $ 185,000 | $ 89,000 |
| SANTA MARIA-SANTA BARBARA, CA | 85 | $ 25,919,000 | $ 304,000 | $ 109,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 85 | $ 14,009,000 | $ 164,000 | $ 93,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 84 | $ 17,817,000 | $ 212,000 | $ 104,000 |
| ASHEVILLE, NC | 83 | $ 16,479,000 | $ 198,000 | $ 116,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 83 | $ 14,108,000 | $ 145,500 | $ 57,500 |
| LAKELAND-WINTER HAVEN, FL | 82 | $ 13,814,000 | $ 168,000 | $ 93,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 82 | $ 19,409,000 | $ 236,000 | $ 118,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 81 | $ 25,202,000 | $ 311,000 | $ 115,000 |
| TACOMA-LAKEWOOD, WA | 81 | $ 19,356,000 | $ 238,000 | $ 104,000 |
| BARNSTABLE TOWN, MA | 80 | $ 20,317,000 | $ 253,000 | $ 124,000 |
| WINSTON-SALEM, NC | 80 | $ 13,285,000 | $ 166,000 | $ 113,000 |
| YORK-HANOVER, PA | 76 | $ 13,950,000 | $ 183,000 | $ 86,000 |
| DAYTON, OH | 72 | $ 11,665,000 | $ 162,000 | $ 90,000 |
| SALINAS, CA | 72 | $ 21,915,000 | $ 304,000 | $ 108,000 |
| HUNTSVILLE, AL | 69 | $ 13,233,000 | $ 191,000 | $ 87,000 |
| LANCASTER, PA | 69 | $ 11,928,000 | $ 172,000 | $ 129,000 |
| EL PASO, TX | 67 | $ 9,951,000 | $ 148,000 | $ 92,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 67 | $ 11,352,000 | $ 169,000 | $ 95,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 67 | $ 12,319,000 | $ 183,000 | $ 80,500 |
| DES MOINES-WEST DES MOINES, IA | 66 | $ 11,168,000 | $ 169,000 | $ 96,000 |
| LAFAYETTE, LA | 66 | $ 11,306,000 | $ 171,000 | $ 108,000 |
| MCALLEN-EDINBURG-MISSION, TX | 64 | $ 10,819,000 | $ 169,000 | $ 91,000 |
| SYRACUSE, NY | 64 | $ 10,077,000 | $ 157,000 | $ 88,000 |
| ROANOKE, VA | 63 | $ 12,216,000 | $ 193,000 | $ 86,000 |
| ANN ARBOR, MI | 61 | $ 11,414,000 | $ 187,000 | $ 127,000 |
| VISALIA-PORTERVILLE, CA | 61 | $ 10,795,000 | $ 176,000 | $ 80,000 |
| WICHITA, KS | 60 | $ 9,296,000 | $ 154,000 | $ 85,000 |
| TALLAHASSEE, FL | 59 | $ 10,224,000 | $ 173,000 | $ 118,000 |
| GREELEY, CO | 58 | $ 11,491,000 | $ 198,000 | $ 86,000 |
| MADISON, WI | 58 | $ 10,835,000 | $ 186,000 | $ 87,000 |
| BOULDER, CO | 57 | $ 13,306,000 | $ 233,000 | $ 98,000 |
| TOLEDO, OH | 57 | $ 8,712,000 | $ 152,000 | $ 86,000 |
| EAST STROUDSBURG, PA | 55 | $ 9,569,000 | $ 173,000 | $ 112,000 |
| SALEM, OR | 55 | $ 9,325,000 | $ 169,000 | $ 76,000 |
| SPOKANE-SPOKANE VALLEY, WA | 55 | $ 9,718,000 | $ 176,000 | $ 77,000 |
| MONTGOMERY, AL | 53 | $ 9,317,000 | $ 175,000 | $ 70,000 |
| SANTA CRUZ-WATSONVILLE, CA | 53 | $ 19,478,000 | $ 367,000 | $ 125,000 |
| SAVANNAH, GA | 53 | $ 9,960,000 | $ 187,000 | $ 189,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 52 | $ 8,536,000 | $ 164,000 | $ 78,000 |
| READING, PA | 52 | $ 8,648,000 | $ 166,000 | $ 85,000 |
| CHICO, CA | 50 | $ 10,492,000 | $ 209,000 | $ 72,000 |
| DOVER, DE | 50 | $ 9,466,000 | $ 189,000 | $ 67,000 |
| PRESCOTT, AZ | 49 | $ 10,661,000 | $ 217,000 | $ 95,000 |
| CORPUS CHRISTI, TX | 48 | $ 8,393,000 | $ 174,000 | $ 100,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 48 | $ 8,934,000 | $ 186,000 | $ 102,000 |
| FORT COLLINS, CO | 48 | $ 10,427,000 | $ 217,000 | $ 88,000 |
| OCEAN CITY, NJ | 48 | $ 12,539,000 | $ 261,000 | $ 148,000 |
| HICKORY-LENOIR-MORGANTON, NC | 47 | $ 8,061,000 | $ 171,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 47 | $ 6,632,000 | $ 141,000 | $ 110,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 47 | $ 7,405,000 | $ 159,000 | $ 84,000 |
| BILLINGS, MT | 46 | $ 8,647,000 | $ 187,000 | $ 85,000 |
| SPRINGFIELD, MO | 46 | $ 6,537,000 | $ 142,000 | $ 76,000 |
| WILMINGTON, NC | 46 | $ 8,508,000 | $ 184,000 | $ 92,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 45 | $ 10,230,000 | $ 227,000 | $ 99,000 |
| KINGSTON, NY | 45 | $ 8,580,000 | $ 190,000 | $ 90,000 |
| SAN RAFAEL, CA | 45 | $ 19,818,000 | $ 440,000 | $ 138,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 44 | $ 13,969,000 | $ 317,000 | $ 130,000 |
| LAS CRUCES, NM | 44 | $ 7,755,000 | $ 176,000 | $ 82,000 |
| SANTA FE, NM | 44 | $ 11,581,000 | $ 263,000 | $ 104,000 |
| COEUR D'ALENE, ID | 43 | $ 8,310,000 | $ 193,000 | $ 114,000 |
| GAINESVILLE, FL | 42 | $ 8,764,000 | $ 208,000 | $ 117,000 |
| MOBILE, AL | 42 | $ 6,206,000 | $ 147,000 | $ 73,000 |
| SHREVEPORT-BOSSIER CITY, LA | 42 | $ 7,356,000 | $ 175,000 | $ 76,000 |
| PUNTA GORDA, FL | 41 | $ 6,466,000 | $ 157,000 | $ 78,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 40 | $ 6,532,000 | $ 163,000 | $ 147,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 40 | $ 6,589,000 | $ 164,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 39 | $ 5,767,000 | $ 147,000 | $ 86,000 |
| FORT WAYNE, IN | 39 | $ 5,540,000 | $ 142,000 | $ 77,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 39 | $ 6,607,000 | $ 159,000 | $ 81,000 |
| MERCED, CA | 39 | $ 7,450,000 | $ 191,000 | $ 85,000 |
| OCALA, FL | 39 | $ 6,456,000 | $ 165,000 | $ 72,000 |
| CHARLOTTESVILLE, VA | 38 | $ 9,911,000 | $ 260,000 | $ 137,000 |
| COLUMBUS, GA-AL | 38 | $ 6,849,000 | $ 175,000 | $ 76,500 |
| LYNCHBURG, VA | 38 | $ 7,359,000 | $ 193,000 | $ 93,000 |
| MORGANTOWN, WV | 38 | $ 6,628,000 | $ 174,000 | $ 96,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 37 | $ 8,007,000 | $ 216,000 | $ 91,000 |
| CHARLESTON, WV | 37 | $ 5,550,000 | $ 150,000 | $ 89,000 |
| CLARKSVILLE, TN-KY | 37 | $ 5,992,000 | $ 166,000 | $ 89,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 37 | $ 8,683,000 | $ 234,000 | $ 129,000 |
| NAPA, CA | 37 | $ 14,248,000 | $ 385,000 | $ 131,000 |
| EUGENE, OR | 36 | $ 7,037,000 | $ 195,000 | $ 74,000 |
| GAINESVILLE, GA | 35 | $ 7,703,000 | $ 220,000 | $ 140,000 |
| LINCOLN, NE | 35 | $ 6,836,000 | $ 195,000 | $ 172,000 |
| NORWICH-NEW LONDON, CT | 35 | $ 6,872,000 | $ 196,000 | $ 85,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 34 | $ 5,109,000 | $ 144,000 | $ 74,000 |
| OLYMPIA-TUMWATER, WA | 33 | $ 7,586,000 | $ 229,000 | $ 107,000 |
| PANAMA CITY, FL | 33 | $ 7,404,000 | $ 224,000 | $ 110,000 |
| REDDING, CA | 33 | $ 6,568,000 | $ 199,000 | $ 64,000 |
| EVANSVILLE, IN-KY | 32 | $ 5,300,000 | $ 155,500 | $ 97,000 |
| KENNEWICK-RICHLAND, WA | 32 | $ 5,794,000 | $ 181,000 | $ 81,000 |
| FAYETTEVILLE, NC | 31 | $ 4,746,000 | $ 153,000 | $ 94,000 |
| UTICA-ROME, NY | 31 | $ 4,728,000 | $ 152,000 | $ 83,000 |
| YUBA CITY, CA | 31 | $ 6,141,000 | $ 198,000 | $ 96,000 |
| BEND-REDMOND, OR | 30 | $ 6,743,000 | $ 224,000 | $ 88,000 |
| FLAGSTAFF, AZ | 30 | $ 7,661,000 | $ 255,000 | $ 87,000 |
| BINGHAMTON, NY | 29 | $ 4,706,000 | $ 162,000 | $ 94,000 |
| BROWNSVILLE-HARLINGEN, TX | 29 | $ 4,420,000 | $ 152,000 | $ 84,000 |
| FLINT, MI | 29 | $ 4,548,000 | $ 156,000 | $ 83,000 |
| HOUMA-THIBODAUX, LA | 29 | $ 5,278,000 | $ 182,000 | $ 86,000 |
| ROCKFORD, IL | 29 | $ 4,303,000 | $ 148,000 | $ 94,000 |
| CHEYENNE, WY | 28 | $ 5,108,000 | $ 182,000 | $ 241,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 28 | $ 4,772,000 | $ 159,500 | $ 84,000 |
| DULUTH, MN-WI | 28 | $ 5,110,000 | $ 167,000 | $ 75,000 |
| GLENS FALLS, NY | 28 | $ 4,602,000 | $ 164,000 | $ 116,000 |
| MISSOULA, MT | 28 | $ 5,476,000 | $ 195,000 | $ 66,000 |
| MEDFORD, OR | 27 | $ 6,366,000 | $ 235,000 | $ 101,000 |
| BELLINGHAM, WA | 26 | $ 5,469,000 | $ 210,000 | $ 97,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 26 | $ 5,367,000 | $ 206,000 | $ 93,000 |
| KALAMAZOO-PORTAGE, MI | 26 | $ 4,582,000 | $ 176,000 | $ 109,000 |
| KILLEEN-TEMPLE, TX | 26 | $ 3,583,000 | $ 137,000 | $ 82,000 |
| LAKE CHARLES, LA | 26 | $ 3,752,000 | $ 144,000 | $ 73,000 |
| NILES-BENTON HARBOR, MI | 26 | $ 4,796,000 | $ 184,000 | $ 129,000 |
| THE VILLAGES, FL | 26 | $ 4,855,000 | $ 186,000 | $ 78,000 |
| WARNER ROBINS, GA | 26 | $ 3,727,000 | $ 143,000 | $ 76,000 |
| YUMA, AZ | 26 | $ 4,134,000 | $ 159,000 | $ 66,000 |
| ATHENS-CLARKE COUNTY, GA | 25 | $ 4,016,000 | $ 160,000 | $ 77,000 |
| CHAMPAIGN-URBANA, IL | 25 | $ 3,816,000 | $ 152,000 | $ 89,000 |
| FLORENCE, SC | 25 | $ 5,572,000 | $ 222,000 | $ 81,000 |
| IDAHO FALLS, ID | 25 | $ 4,053,000 | $ 162,000 | $ 108,000 |
| RACINE, WI | 25 | $ 3,805,000 | $ 152,000 | $ 94,000 |
| ROCHESTER, MN | 25 | $ 4,890,000 | $ 195,000 | $ 92,000 |
| SPARTANBURG, SC | 25 | $ 3,873,000 | $ 154,000 | $ 170,000 |
| AUBURN-OPELIKA, AL | 24 | $ 4,557,000 | $ 189,000 | $ 106,000 |
| ERIE, PA | 24 | $ 3,763,000 | $ 156,000 | $ 98,000 |
| GREEN BAY, WI | 24 | $ 3,860,000 | $ 160,000 | $ 77,000 |
| JOHNSON CITY, TN | 24 | $ 3,879,000 | $ 161,000 | $ 76,000 |
| LUBBOCK, TX | 24 | $ 3,495,000 | $ 145,000 | $ 85,000 |
| MORRISTOWN, TN | 24 | $ 5,426,000 | $ 226,000 | $ 154,000 |
| PEORIA, IL | 24 | $ 4,111,000 | $ 171,000 | $ 90,000 |
| TUSCALOOSA, AL | 24 | $ 4,065,000 | $ 169,000 | $ 77,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 23 | $ 4,497,000 | $ 195,000 | $ 493,000 |
| ELKHART-GOSHEN, IN | 23 | $ 3,441,000 | $ 149,000 | $ 76,000 |
| LAREDO, TX | 23 | $ 4,286,000 | $ 186,000 | $ 110,000 |
| ST. GEORGE, UT | 23 | $ 4,207,000 | $ 182,000 | $ 82,000 |
| WACO, TX | 23 | $ 3,491,000 | $ 151,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 22 | $ 4,814,000 | $ 218,000 | $ 100,000 |
| FORT SMITH, AR-OK | 22 | $ 3,520,000 | $ 165,000 | $ 81,000 |
| LONGVIEW, TX | 22 | $ 3,878,000 | $ 176,000 | $ 96,000 |
| SIERRA VISTA-DOUGLAS, AZ | 22 | $ 4,549,000 | $ 206,000 | $ 199,000 |
| COLUMBIA, MO | 21 | $ 3,602,000 | $ 171,000 | $ 103,000 |
| EL CENTRO, CA | 21 | $ 3,775,000 | $ 179,000 | $ 107,000 |
| FARGO, ND-MN | 21 | $ 3,745,000 | $ 167,500 | $ 86,500 |
| FARMINGTON, NM | 21 | $ 3,577,000 | $ 170,000 | $ 88,000 |
| HARRISONBURG, VA | 21 | $ 4,371,000 | $ 208,000 | $ 78,000 |
| MACON, GA | 21 | $ 3,259,000 | $ 155,000 | $ 84,000 |
| MADERA, CA | 21 | $ 3,707,000 | $ 176,000 | $ 319,000 |
| SEBASTIAN-VERO BEACH, FL | 21 | $ 3,361,000 | $ 160,000 | $ 87,000 |
| TOPEKA, KS | 21 | $ 3,338,000 | $ 158,000 | $ 104,000 |
| VINELAND-BRIDGETON, NJ | 21 | $ 3,054,000 | $ 145,000 | $ 76,000 |
| DOTHAN, AL | 20 | $ 2,837,000 | $ 141,000 | $ 74,000 |
| FAIRBANKS, AK | 20 | $ 3,544,000 | $ 177,000 | $ 82,000 |
| LEBANON, PA | 20 | $ 3,845,000 | $ 192,000 | $ 92,000 |
| SIOUX FALLS, SD | 20 | $ 3,658,000 | $ 182,000 | $ 79,000 |
| ST. CLOUD, MN | 20 | $ 3,446,000 | $ 172,000 | $ 70,000 |
| AMARILLO, TX | 19 | $ 2,563,000 | $ 134,000 | $ 74,000 |
| APPLETON, WI | 19 | $ 2,680,000 | $ 141,000 | $ 76,000 |
| BLOOMINGTON, IL | 19 | $ 2,766,000 | $ 145,000 | $ 77,000 |
| BURLINGTON, NC | 19 | $ 2,675,000 | $ 140,000 | $ 244,000 |
| CASPER, WY | 19 | $ 3,418,000 | $ 179,000 | $ 77,000 |
| DECATUR, AL | 19 | $ 3,090,000 | $ 162,000 | $ 80,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 19 | $ 3,136,000 | $ 165,000 | $ 71,000 |
| IOWA CITY, IA | 19 | $ 4,410,000 | $ 232,000 | $ 131,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 19 | $ 3,127,000 | $ 168,000 | $ 119,000 |
| LEWISTON-AUBURN, ME | 19 | $ 3,576,000 | $ 188,000 | $ 94,000 |
| MIDLAND, TX | 19 | $ 3,492,000 | $ 183,000 | $ 138,000 |
| MONROE, MI | 19 | $ 2,789,000 | $ 146,000 | $ 86,000 |
| YAKIMA, WA | 19 | $ 3,268,000 | $ 172,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 18 | $ 3,120,000 | $ 173,000 | $ 87,000 |
| GRAND JUNCTION, CO | 18 | $ 4,110,000 | $ 228,000 | $ 84,000 |
| GREENVILLE, NC | 18 | $ 2,812,000 | $ 156,000 | $ 74,000 |
| JOPLIN, MO | 18 | $ 2,361,000 | $ 131,000 | $ 74,000 |
| MOUNT VERNON-ANACORTES, WA | 18 | $ 4,051,000 | $ 225,000 | $ 403,000 |
| PARKERSBURG-VIENNA, WV | 18 | $ 2,520,000 | $ 140,000 | $ 95,000 |
| STAUNTON-WAYNESBORO, VA | 18 | $ 3,354,000 | $ 186,000 | $ 97,000 |
| BEAUMONT-PORT ARTHUR, TX | 17 | $ 2,625,000 | $ 154,000 | $ 116,000 |
| DALTON, GA | 17 | $ 2,624,000 | $ 154,000 | $ 105,000 |
| LAWRENCE, KS | 17 | $ 2,771,000 | $ 163,000 | $ 73,000 |
| MONROE, LA | 17 | $ 2,733,000 | $ 160,000 | $ 104,000 |
| PITTSFIELD, MA | 17 | $ 2,633,000 | $ 154,000 | $ 74,000 |
| AMES, IA | 16 | $ 3,083,000 | $ 192,000 | $ 107,000 |
| BISMARCK, ND | 16 | $ 2,918,000 | $ 182,000 | $ 84,000 |
| BOWLING GREEN, KY | 16 | $ 2,980,000 | $ 186,000 | $ 83,000 |
| CUMBERLAND, MD-WV | 16 | $ 2,620,000 | $ 166,000 | $ 67,500 |
| GETTYSBURG, PA | 16 | $ 3,433,000 | $ 214,000 | $ 101,000 |
| HATTIESBURG, MS | 16 | $ 2,071,000 | $ 129,000 | $ 295,000 |
| HOMOSASSA SPRINGS, FL | 16 | $ 2,133,000 | $ 133,000 | $ 69,000 |
| JACKSON, MI | 16 | $ 2,493,000 | $ 155,000 | $ 83,000 |
| RAPID CITY, SD | 16 | $ 3,448,000 | $ 215,000 | $ 199,000 |
| STATE COLLEGE, PA | 16 | $ 3,323,000 | $ 207,000 | $ 97,000 |
| TYLER, TX | 16 | $ 2,173,000 | $ 135,000 | $ 93,000 |
| WINCHESTER, VA-WV | 16 | $ 3,289,000 | $ 188,500 | $ 73,500 |
| ALEXANDRIA, LA | 15 | $ 2,221,000 | $ 148,000 | $ 79,000 |
| BLOOMINGTON, IN | 15 | $ 2,527,000 | $ 168,000 | $ 71,000 |
| HANFORD-CORCORAN, CA | 15 | $ 2,429,000 | $ 161,000 | $ 68,000 |
| LOGAN, UT-ID | 15 | $ 2,391,000 | $ 204,000 | $ 78,000 |
| PUEBLO, CO | 15 | $ 2,399,000 | $ 159,000 | $ 77,000 |
| BECKLEY, WV | 14 | $ 2,160,000 | $ 154,000 | $ 139,000 |
| BRUNSWICK, GA | 14 | $ 2,900,000 | $ 207,000 | $ 91,000 |
| COLLEGE STATION-BRYAN, TX | 14 | $ 2,010,000 | $ 143,000 | $ 123,000 |
| EAU CLAIRE, WI | 14 | $ 2,433,000 | $ 173,000 | $ 80,000 |
| ELMIRA, NY | 14 | $ 2,313,000 | $ 165,000 | $ 111,000 |
| GREAT FALLS, MT | 14 | $ 2,147,000 | $ 153,000 | $ 71,000 |
| MICHIGAN CITY-LA PORTE, IN | 14 | $ 2,217,000 | $ 158,000 | $ 91,000 |
| OSHKOSH-NEENAH, WI | 14 | $ 1,891,000 | $ 135,000 | $ 91,000 |
| ABILENE, TX | 13 | $ 2,019,000 | $ 155,000 | $ 99,000 |
| CORVALLIS, OR | 13 | $ 2,665,000 | $ 205,000 | $ 90,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 13 | $ 1,722,000 | $ 132,000 | $ 87,000 |
| MANHATTAN, KS | 13 | $ 2,209,000 | $ 169,000 | $ 78,000 |
| NEW BERN, NC | 13 | $ 2,760,000 | $ 212,000 | $ 108,000 |
| ALBANY, OR | 12 | $ 2,179,000 | $ 181,000 | $ 71,000 |
| CAPE GIRARDEAU, MO-IL | 12 | $ 1,537,000 | $ 128,000 | $ 63,000 |
| CLEVELAND, TN | 12 | $ 1,623,000 | $ 135,000 | $ 57,000 |
| GOLDSBORO, NC | 12 | $ 1,841,000 | $ 153,000 | $ 79,000 |
| GRAND FORKS, ND-MN | 12 | $ 1,852,000 | $ 153,500 | $ 67,500 |
| HAMMOND, LA | 12 | $ 1,894,000 | $ 157,000 | $ 92,000 |
| ITHACA, NY | 12 | $ 1,505,000 | $ 125,000 | $ 64,000 |
| JANESVILLE-BELOIT, WI | 12 | $ 1,659,000 | $ 138,000 | $ 64,000 |
| JONESBORO, AR | 12 | $ 2,236,000 | $ 186,000 | $ 136,000 |
| LONGVIEW, WA | 12 | $ 2,072,000 | $ 172,000 | $ 125,000 |
| MUSKEGON, MI | 12 | $ 1,566,000 | $ 130,000 | $ 179,000 |
| ODESSA, TX | 12 | $ 2,153,000 | $ 179,000 | $ 105,000 |
| ROCKY MOUNT, NC | 12 | $ 2,447,000 | $ 203,000 | $ 84,000 |
| SPRINGFIELD, OH | 12 | $ 1,686,000 | $ 140,000 | $ 78,000 |
| ST. JOSEPH, MO-KS | 12 | $ 1,938,000 | $ 161,000 | $ 86,000 |
| WENATCHEE, WA | 12 | $ 2,267,000 | $ 188,000 | $ 59,000 |
| WHEELING, WV-OH | 12 | $ 1,632,000 | $ 131,500 | $ 93,500 |
| WILLIAMSPORT, PA | 12 | $ 2,332,000 | $ 194,000 | $ 331,000 |
| BANGOR, ME | 11 | $ 1,814,000 | $ 164,000 | $ 81,000 |
| JEFFERSON CITY, MO | 11 | $ 1,997,000 | $ 181,000 | $ 69,000 |
| KANKAKEE, IL | 11 | $ 1,490,000 | $ 135,000 | $ 72,000 |
| SAN ANGELO, TX | 11 | $ 1,906,000 | $ 173,000 | $ 80,000 |
| SHEBOYGAN, WI | 11 | $ 1,453,000 | $ 132,000 | $ 89,000 |
| VALDOSTA, GA | 11 | $ 1,734,000 | $ 157,000 | $ 77,000 |
| WALLA WALLA, WA | 11 | $ 1,721,000 | $ 156,000 | $ 58,000 |
| WATERTOWN-FORT DRUM, NY | 11 | $ 2,098,000 | $ 190,000 | $ 103,000 |
| BATTLE CREEK, MI | 10 | $ 1,651,000 | $ 165,000 | $ 91,000 |
| FOND DU LAC, WI | 10 | $ 1,594,000 | $ 159,000 | $ 96,000 |
| JACKSON, TN | 10 | $ 1,635,000 | $ 163,000 | $ 81,000 |
| LAWTON, OK | 10 | $ 1,636,000 | $ 163,000 | $ 127,000 |
| MUNCIE, IN | 10 | $ 1,181,000 | $ 118,000 | $ 71,000 |
| SAGINAW, MI | 10 | $ 1,218,000 | $ 121,000 | $ 77,000 |
| SEBRING, FL | 10 | $ 1,411,000 | $ 141,000 | $ 72,000 |
| WATERLOO-CEDAR FALLS, IA | 10 | $ 1,510,000 | $ 151,000 | $ 80,000 |
| ALBANY, GA | 9 | $ 1,376,000 | $ 152,000 | $ 52,000 |
| ALTOONA, PA | 9 | $ 1,396,000 | $ 155,000 | $ 86,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 9 | $ 1,930,000 | $ 214,000 | $ 114,000 |
| BLOOMSBURG-BERWICK, PA | 9 | $ 1,812,000 | $ 201,000 | $ 86,000 |
| CARBONDALE-MARION, IL | 9 | $ 1,552,000 | $ 172,000 | $ 98,000 |
| DUBUQUE, IA | 9 | $ 1,767,000 | $ 196,000 | $ 70,000 |
| GADSDEN, AL | 9 | $ 1,321,000 | $ 146,000 | $ 62,000 |
| HOT SPRINGS, AR | 9 | $ 1,809,000 | $ 201,000 | $ 74,000 |
| JACKSONVILLE, NC | 9 | $ 1,614,000 | $ 179,000 | $ 94,000 |
| KOKOMO, IN | 9 | $ 1,257,000 | $ 139,000 | $ 71,000 |
| ROME, GA | 9 | $ 1,474,000 | $ 163,000 | $ 84,000 |
| SHERMAN-DENISON, TX | 9 | $ 1,150,000 | $ 127,000 | $ 85,000 |
| SIOUX CITY, IA-NE-SD | 9 | $ 1,403,000 | $ 135,500 | $ 65,000 |
| TERRE HAUTE, IN | 9 | $ 1,018,000 | $ 113,000 | $ 72,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 9 | $ 1,059,000 | $ 118,000 | $ 123,000 |
| CARSON CITY, NV | 8 | $ 1,356,000 | $ 169,000 | $ 109,000 |
| GRAND ISLAND, NE | 8 | $ 1,133,000 | $ 141,000 | $ 204,000 |
| GRANTS PASS, OR | 8 | $ 1,471,000 | $ 183,000 | $ 65,000 |
| LEWISTON, ID-WA | 8 | $ 1,132,000 | $ 137,500 | $ 325,500 |
| OWENSBORO, KY | 8 | $ 1,064,000 | $ 133,000 | $ 99,000 |
| SPRINGFIELD, IL | 8 | $ 1,180,000 | $ 147,000 | $ 74,000 |
| TEXARKANA, TX-AR | 8 | $ 1,421,000 | $ 142,500 | $ 57,500 |
| WICHITA FALLS, TX | 8 | $ 922,000 | $ 115,000 | $ 71,000 |
| COLUMBUS, IN | 7 | $ 1,228,000 | $ 175,000 | $ 100,000 |
| MANSFIELD, OH | 7 | $ 900,000 | $ 128,000 | $ 54,000 |
| WAUSAU, WI | 7 | $ 1,012,000 | $ 144,000 | $ 62,000 |
| HINESVILLE, GA | 6 | $ 897,000 | $ 149,000 | $ 84,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 1,082,000 | $ 180,000 | $ 96,000 |
| POCATELLO, ID | 6 | $ 997,000 | $ 166,000 | $ 104,000 |
| SUMTER, SC | 6 | $ 1,021,000 | $ 170,000 | $ 84,000 |
| LA CROSSE-ONALASKA, WI-MN | 5 | $ 642,000 | $ 131,000 | $ 684,500 |
| MIDLAND, MI | 5 | $ 678,000 | $ 135,000 | $ 112,000 |
| BAY CITY, MI | 4 | $ 514,000 | $ 128,000 | $ 53,000 |
| JOHNSTOWN, PA | 4 | $ 746,000 | $ 186,000 | $ 75,000 |
| LIMA, OH | 4 | $ 696,000 | $ 174,000 | $ 100,000 |
| VICTORIA, TX | 4 | $ 873,000 | $ 218,000 | $ 136,000 |
| DANVILLE, IL | 3 | $ 340,000 | $ 113,000 | $ 3,390,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 857,000 | $ 285,000 | $ 112,000 |
| PINE BLUFF, AR | 2 | $ 413,000 | $ 206,000 | $ 71,000 |
| DECATUR, IL | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Discover Home Loans, Inc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 45,562 | $10,074,732,000 | $221,000 | $4,172,000 | $104,000 | $9,999,000 |
| Home Purchase | 6,427 | $1,463,230,000 | $227,000 | $1,500,000 | $106,000 | $5,079,000 |
| Home Improvement | 792 | $162,853,000 | $205,000 | $835,000 | $94,000 | $1,224,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,797 | $7,049,671,000 | $214,000 | $3,000,000 | $106,000 | $9,999,000 |
| Not Provided | 5,949 | $1,375,887,000 | $231,000 | $2,000,000 | $108,000 | $9,600,000 |
| Asian | 4,939 | $1,328,911,000 | $269,000 | $1,557,000 | $118,000 | $9,999,000 |
| Hispanic | 4,676 | $1,026,270,000 | $219,000 | $850,000 | $91,000 | $4,000,000 |
| Black or African American | 3,683 | $751,225,000 | $203,000 | $4,172,000 | $88,000 | $2,811,000 |
| American Indian or Alaskan Native | 480 | $98,339,000 | $204,000 | $895,000 | $102,000 | $2,811,000 |
| Native Hawaiian or Other Pacific Islander | 257 | $70,512,000 | $274,000 | $657,000 | $94,000 | $490,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,748 | $10,314,223,000 | $225,000 | $4,172,000 | $108,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 6,801 | $1,332,537,000 | $195,000 | $773,000 | $80,000 | $2,811,000 |
| VA-guaranteed (Veterans Administration) | 232 | $54,055,000 | $232,000 | $650,000 | $89,000 | $1,140,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 17,363 | $3,812,417,000 | $219,000 | $2,000,000 | $109,000 | $9,999,000 |
| Application Withdrawn By Applicant | 12,003 | $2,632,595,000 | $219,000 | $1,849,000 | $108,000 | $9,999,000 |
| Loan Originated | 11,843 | $2,717,994,000 | $229,000 | $924,000 | $104,000 | $2,758,000 |
| Application Denied By Financial Institution | 10,674 | $2,331,508,000 | $218,000 | $4,172,000 | $94,000 | $6,000,000 |
| Application Approved But Not Accepted | 898 | $206,301,000 | $229,000 | $1,000,000 | $107,000 | $1,016,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Home Loans, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.