Admirals Bank Former Domestic Mortgage Lending & HMDA Data, 2010

In 2010, Admirals Bank Former Domestic of Cranston, RI reported 12,395 mortgage applications totaling $286.5 million, up 77% from 2009. The average application was for $23,115, and applicants reported an average income of $63,263. 20% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (591), Phoenix-Mesa-Glendale, AZ (359) and Warren-Troy-Farmington Hills, MI (307) (applications in parentheses).

Mortgage Company & Address Admirals Bank Former Domestic
815 Reservoir Ave
Cranston, RI 02910
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 12,395
Total Mortgage Loan Application Amount $286,519,000
Average Mortgage Loan Application Amount $23,115
Highest Mortgage Loan Application Amount $5,786,000
Average Applicant Income $63,263
Highest Applicant Income $750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Admirals Bank Former Domestic filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Admirals Bank Former Domestic by Metropolitan Area in 2010

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence-New Bedford-Fall River, RI-MA 591 $ 64,366,000 $ 108,910 $ 74,913
Phoenix-Mesa-Glendale, AZ 359 $ 6,019,000 $ 16,766 $ 75,000
Warren-Troy-Farmington Hills, MI 307 $ 3,568,000 $ 11,622 $ 65,000
Chicago-Joliet-Naperville, IL 254 $ 3,118,000 $ 12,275 $ 69,000
Kansas City, MO-KS 229 $ 3,841,000 $ 16,772 $ 63,144
Detroit-Livonia-Dearborn, MI 223 $ 2,351,000 $ 10,542 $ 58,000
Philadelphia, PA 209 $ 5,168,000 $ 24,727 $ 76,000
Columbus, OH 197 $ 2,735,000 $ 13,883 $ 75,000
Atlanta-Sandy Springs-Marietta, GA 186 $ 2,864,000 $ 15,397 $ 67,000
St. Louis, MO-IL 179 $ 2,576,000 $ 14,391 $ 68,575
Minneapolis-St. Paul-Bloomington, MN-WI 169 $ 1,566,000 $ 9,266 $ 64,000
Camden, NJ 156 $ 2,621,000 $ 16,801 $ 85,000
Tampa-St. Petersburg-Clearwater, FL 147 $ 1,881,000 $ 12,795 $ 65,000
Denver-Aurora-Broomfield, CO 132 $ 3,323,000 $ 25,174 $ 74,000
Raleigh-Cary, NC 130 $ 2,266,000 $ 17,430 $ 65,000
Buffalo-Niagara Falls, NY 128 $ 2,174,000 $ 16,984 $ 55,000
Nashville-Davidson--Murfreesboro--Franklin, TN 124 $ 1,827,000 $ 14,733 $ 52,000
Fayetteville, NC 120 $ 1,827,000 $ 15,225 $ 64,000
Newark-Union, NJ-PA 120 $ 2,168,000 $ 18,066 $ 91,750
Rochester, NY 113 $ 1,669,000 $ 14,769 $ 56,000
New York-White Plains-Wayne, NY-NJ 112 $ 8,664,000 $ 77,357 $ 92,875
Gary, IN 110 $ 1,620,000 $ 14,727 $ 51,000
Little Rock-North Little Rock-Conway, AR 107 $ 1,276,000 $ 11,925 $ 71,000
Boston-Quincy, MA 106 $ 3,525,000 $ 33,254 $ 79,000
Milwaukee-Waukesha-West Allis, WI 95 $ 1,498,000 $ 15,768 $ 67,000
Charlotte-Gastonia-Rock Hill, NC-SC 91 $ 1,387,000 $ 15,241 $ 62,142
Grand Rapids-Wyoming, MI 91 $ 937,000 $ 10,296 $ 50,000
Syracuse, NY 91 $ 1,297,000 $ 14,252 $ 38,000
Hartford-West Hartford-East Hartford, CT 90 $ 1,609,000 $ 17,877 $ 82,000
Nassau-Suffolk, NY 87 $ 1,380,000 $ 15,862 $ 101,000
Pittsburgh, PA 87 $ 1,313,000 $ 15,091 $ 63,000
Wichita, KS 86 $ 1,105,000 $ 12,848 $ 53,000
Indianapolis-Carmel, IN 82 $ 1,100,000 $ 13,414 $ 62,000
Omaha-Council Bluffs, NE-IA 78 $ 1,004,000 $ 12,871 $ 60,217
Washington-Arlington-Alexandria, DC-VA-MD-WV 76 $ 1,394,000 $ 18,342 $ 99,828
Clarksville, TN-KY 75 $ 1,004,000 $ 13,386 $ 59,200
Albany-Schenectady-Troy, NY 74 $ 1,144,000 $ 15,459 $ 54,000
Edison-New Brunswick, NJ 69 $ 1,248,000 $ 18,086 $ 105,000
Oklahoma City, OK 68 $ 909,000 $ 13,367 $ 68,000
Birmingham-Hoover, AL 66 $ 722,000 $ 10,939 $ 49,000
Cleveland-Elyria-Mentor, OH 66 $ 1,658,000 $ 25,121 $ 57,000
Des Moines-West Des Moines, IA 63 $ 660,000 $ 10,476 $ 60,000
Cincinnati-Middletown, OH-KY-IN 60 $ 730,000 $ 12,166 $ 55,066
Durham-Chapel Hill, NC 60 $ 1,020,000 $ 17,000 $ 73,000
Greensboro-High Point, NC 58 $ 859,000 $ 14,810 $ 53,000
Allentown-Bethlehem-Easton, PA-NJ 55 $ 870,000 $ 15,818 $ 98,345
Columbia, SC 55 $ 860,000 $ 15,636 $ 57,000
Springfield, MA 55 $ 846,000 $ 15,381 $ 68,000
Utica-Rome, NY 55 $ 655,000 $ 11,909 $ 34,000
Memphis, TN-MS-AR 54 $ 689,000 $ 12,759 $ 56,000
Colorado Springs, CO 53 $ 641,000 $ 12,094 $ 60,000
Jacksonville, FL 53 $ 669,000 $ 12,622 $ 66,000
Portland-Vancouver-Hillsboro, OR-WA 53 $ 882,000 $ 16,641 $ 67,132
Toledo, OH 50 $ 620,000 $ 12,400 $ 60,000
Norwich-New London, CT 49 $ 960,000 $ 19,591 $ 74,000
Baltimore-Towson, MD 46 $ 887,000 $ 19,282 $ 63,000
Orlando-Kissimmee-Sanford, FL 46 $ 537,000 $ 11,673 $ 63,000
Wilmington, DE-MD-NJ 45 $ 855,000 $ 19,000 $ 95,022
Las Vegas-Paradise, NV 44 $ 6,593,000 $ 149,840 $ 112,000
New Haven-Milford, CT 44 $ 812,000 $ 18,454 $ 89,000
Tulsa, OK 44 $ 687,000 $ 15,613 $ 69,000
Los Angeles-Long Beach-Glendale, CA 43 $ 6,654,000 $ 154,744 $ 85,000
Winston-Salem, NC 43 $ 605,000 $ 14,069 $ 46,000
Wilmington, NC 42 $ 581,000 $ 13,833 $ 53,000
Bridgeport-Stamford-Norwalk, CT 41 $ 702,000 $ 17,121 $ 93,000
Fort Wayne, IN 41 $ 589,000 $ 14,365 $ 54,000
Sacramento--Arden-Arcade--Roseville, CA 39 $ 1,777,000 $ 45,564 $ 75,000
Worcester, MA 39 $ 3,183,000 $ 81,615 $ 101,000
Madison, WI 38 $ 480,000 $ 12,631 $ 68,000
Pine Bluff, AR 38 $ 610,000 $ 16,052 $ 49,000
Dayton, OH 37 $ 583,000 $ 15,756 $ 65,000
Tucson, AZ 37 $ 476,000 $ 12,864 $ 71,000
Cambridge-Newton-Framingham, MA 36 $ 563,000 $ 15,638 $ 100,000
Lansing-East Lansing, MI 36 $ 364,000 $ 10,111 $ 53,000
Boise City-Nampa, ID 35 $ 501,000 $ 14,314 $ 57,000
Kalamazoo-Portage, MI 35 $ 377,000 $ 10,771 $ 57,000
Reading, PA 35 $ 526,000 $ 15,028 $ 89,000
Shreveport-Bossier City, LA 35 $ 422,000 $ 12,057 $ 51,000
Akron, OH 34 $ 424,000 $ 12,470 $ 56,000
Holland-Grand Haven, MI 34 $ 381,000 $ 11,205 $ 57,000
Flint, MI 33 $ 444,000 $ 13,454 $ 51,000
Myrtle Beach-North Myrtle Beach-Conway, SC 33 $ 470,000 $ 14,242 $ 43,000
Palm Bay-Melbourne-Titusville, FL 33 $ 424,000 $ 12,848 $ 64,000
Riverside-San Bernardino-Ontario, CA 33 $ 2,152,000 $ 65,212 $ 89,000
Knoxville, TN 31 $ 423,000 $ 13,645 $ 54,000
Florence, SC 30 $ 426,000 $ 14,200 $ 48,000
Jacksonville, NC 30 $ 421,000 $ 14,033 $ 57,000
Ogden-Clearfield, UT 30 $ 446,000 $ 14,866 $ 66,000
Trenton-Ewing, NJ 30 $ 518,000 $ 17,266 $ 75,000
Rocky Mount, NC 29 $ 457,000 $ 15,758 $ 53,000
Louisville-Jefferson County, KY-IN 28 $ 429,000 $ 15,321 $ 57,142
Augusta-Richmond County, GA-SC 27 $ 450,000 $ 16,666 $ 62,074
Battle Creek, MI 27 $ 379,000 $ 14,037 $ 64,000
Glens Falls, NY 27 $ 412,000 $ 15,259 $ 39,000
Lake County-Kenosha County, IL-WI 27 $ 420,000 $ 15,555 $ 93,814
Peabody, MA 27 $ 430,000 $ 15,925 $ 96,000
South Bend-Mishawaka, IN-MI 27 $ 301,000 $ 11,148 $ 43,333
Cheyenne, WY 26 $ 346,000 $ 13,307 $ 64,000
Goldsboro, NC 26 $ 471,000 $ 18,115 $ 66,000
Jackson, MI 25 $ 294,000 $ 11,760 $ 49,000
Virginia Beach-Norfolk-Newport News, VA-NC 25 $ 421,000 $ 16,840 $ 64,320
Youngstown-Warren-Boardman, OH-PA 25 $ 311,000 $ 12,440 $ 47,120
Binghamton, NY 24 $ 302,000 $ 12,583 $ 31,000
Lincoln, NE 24 $ 327,000 $ 13,625 $ 56,000
Poughkeepsie-Newburgh-Middletown, NY 24 $ 430,000 $ 17,916 $ 90,000
Topeka, KS 24 $ 341,000 $ 14,208 $ 62,000
Ocala, FL 23 $ 260,000 $ 11,304 $ 44,000
Peoria, IL 23 $ 225,000 $ 9,782 $ 60,000
West Palm Beach-Boca Raton-Boynton Beach, FL 23 $ 381,000 $ 16,565 $ 65,000
Ann Arbor, MI 22 $ 239,000 $ 10,863 $ 78,000
Davenport-Moline-Rock Island, IA-IL 22 $ 252,000 $ 11,454 $ 56,954
Fort Collins-Loveland, CO 22 $ 272,000 $ 12,363 $ 81,000
Greeley, CO 22 $ 246,000 $ 11,181 $ 71,000
Richmond, VA 22 $ 322,000 $ 14,636 $ 68,000
York-Hanover, PA 22 $ 408,000 $ 18,545 $ 75,000
Miami-Miami Beach-Kendall, FL 20 $ 259,000 $ 12,950 $ 78,000
Niles-Benton Harbor, MI 20 $ 209,000 $ 10,450 $ 52,000
Pensacola-Ferry Pass-Brent, FL 20 $ 248,000 $ 12,400 $ 42,000
Portland-South Portland-Biddeford, ME 20 $ 283,000 $ 14,150 $ 66,000
Rockingham County-Strafford County, NH 20 $ 243,000 $ 12,150 $ 95,000
Seattle-Bellevue-Everett, WA 20 $ 352,000 $ 17,600 $ 94,000
Atlantic City-Hammonton, NJ 19 $ 353,000 $ 18,578 $ 67,000
Chattanooga, TN-GA 19 $ 243,000 $ 12,789 $ 38,315
Tacoma, WA 19 $ 321,000 $ 16,894 $ 66,000
Deltona-Daytona Beach-Ormond Beach, FL 18 $ 242,000 $ 13,444 $ 64,000
Muskegon-Norton Shores, MI 18 $ 199,000 $ 11,055 $ 36,000
Saginaw-Saginaw Township North, MI 18 $ 236,000 $ 13,111 $ 61,000
Fayetteville-Springdale-Rogers, AR-MO 17 $ 298,000 $ 17,529 $ 70,000
Fort Smith, AR-OK 17 $ 319,000 $ 18,764 $ 64,588
Lafayette, LA 17 $ 142,000 $ 8,352 $ 73,000
Salem, OR 17 $ 275,000 $ 16,176 $ 57,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 16 $ 268,000 $ 16,750 $ 69,000
Grand Junction, CO 16 $ 179,000 $ 11,187 $ 62,000
Oakland-Fremont-Hayward, CA 16 $ 1,315,000 $ 82,187 $ 67,000
Reno-Sparks, NV 16 $ 342,000 $ 21,375 $ 61,000
Salt Lake City, UT 16 $ 1,240,000 $ 77,500 $ 64,000
Scranton--Wilkes-Barre, PA 16 $ 249,000 $ 15,562 $ 56,000
Casper, WY 15 $ 175,000 $ 11,666 $ 80,000
Greenville, NC 15 $ 225,000 $ 15,000 $ 47,000
Greenville-Mauldin-Easley, SC 15 $ 226,000 $ 15,066 $ 54,000
Huntsville, AL 15 $ 253,000 $ 16,866 $ 77,000
Jefferson City, MO 15 $ 200,000 $ 13,333 $ 56,000
Rockford, IL 15 $ 232,000 $ 15,466 $ 63,000
Vineland-Millville-Bridgeton, NJ 15 $ 286,000 $ 19,066 $ 59,000
Albuquerque, NM 14 $ 257,000 $ 18,357 $ 69,000
Canton-Massillon, OH 14 $ 168,000 $ 12,000 $ 43,000
Dallas-Plano-Irving, TX 14 $ 96,000 $ 6,857 $ 44,000
Lancaster, PA 14 $ 171,000 $ 12,214 $ 70,000
Pueblo, CO 14 $ 185,000 $ 13,214 $ 53,000
Altoona, PA 13 $ 213,000 $ 16,384 $ 46,000
Burlington, NC 13 $ 258,000 $ 19,846 $ 48,000
Lynchburg, VA 13 $ 114,000 $ 8,769 $ 59,000
Sumter, SC 13 $ 188,000 $ 14,461 $ 59,000
Baton Rouge, LA 12 $ 176,000 $ 14,666 $ 63,000
Charleston-North Charleston-Summerville, SC 12 $ 161,000 $ 13,416 $ 65,000
Gainesville, FL 12 $ 163,000 $ 13,583 $ 61,000
Lexington-Fayette, KY 12 $ 196,000 $ 16,333 $ 49,000
Yuba City, CA 12 $ 182,000 $ 15,166 $ 63,000
Columbia, MO 11 $ 105,000 $ 9,545 $ 47,000
Elkhart-Goshen, IN 11 $ 202,000 $ 18,363 $ 47,000
Harrisburg-Carlisle, PA 11 $ 106,000 $ 9,636 $ 75,000
Lewiston-Auburn, ME 11 $ 135,000 $ 12,272 $ 65,000
Lima, OH 11 $ 151,000 $ 13,727 $ 44,000
Michigan City-La Porte, IN 11 $ 182,000 $ 16,545 $ 42,000
Mobile, AL 11 $ 111,000 $ 10,090 $ 58,000
New Orleans-Metairie-Kenner, LA 11 $ 186,000 $ 16,909 $ 50,000
Columbus, GA-AL 10 $ 94,000 $ 9,400 $ 59,400
Lawrence, KS 10 $ 168,000 $ 16,800 $ 85,000
Macon, GA 10 $ 112,000 $ 11,200 $ 43,000
Manchester-Nashua, NH 10 $ 146,000 $ 14,600 $ 100,000
Monroe, MI 10 $ 117,000 $ 11,700 $ 43,000
Springfield, OH 10 $ 106,000 $ 10,600 $ 58,000
Bangor, ME 9 $ 159,000 $ 17,666 $ 71,000
Jackson, MS 9 $ 116,000 $ 12,888 $ 49,000
North Port-Bradenton-Sarasota, FL 9 $ 132,000 $ 14,666 $ 57,000
Sandusky, OH 9 $ 118,000 $ 13,111 $ 51,000
Vallejo-Fairfield, CA 9 $ 116,000 $ 12,888 $ 73,000
Yuma, AZ 9 $ 136,000 $ 15,111 $ 67,000
Barnstable Town, MA 8 $ 405,000 $ 50,625 $ 95,000
Elmira, NY 8 $ 99,000 $ 12,375 $ 30,000
Erie, PA 8 $ 141,000 $ 17,625 $ 34,000
Idaho Falls, ID 8 $ 97,000 $ 12,125 $ 46,000
Janesville, WI 8 $ 97,000 $ 12,125 $ 62,000
Johnstown, PA 8 $ 73,000 $ 9,125 $ 60,000
Lake Havasu City-Kingman, AZ 8 $ 84,000 $ 10,500 $ 49,000
Prescott, AZ 8 $ 97,000 $ 12,125 $ 58,000
Bakersfield-Delano, CA 7 $ 109,000 $ 15,571 $ 63,000
Bay City, MI 7 $ 98,000 $ 14,000 $ 67,000
Cape Coral-Fort Myers, FL 7 $ 66,000 $ 9,428 $ 32,000
Decatur, IL 7 $ 83,000 $ 11,857 $ 60,000
Dover, DE 7 $ 131,000 $ 18,714 $ 53,000
Duluth, MN-WI 7 $ 84,000 $ 12,000 $ 64,000
Fresno, CA 7 $ 138,000 $ 19,714 $ 68,000
Hickory-Lenoir-Morganton, NC 7 $ 97,000 $ 13,857 $ 35,000
Mansfield, OH 7 $ 93,000 $ 13,285 $ 47,000
Pittsfield, MA 7 $ 109,000 $ 15,571 $ 54,000
Racine, WI 7 $ 132,000 $ 18,857 $ 55,000
State College, PA 7 $ 63,000 $ 9,000 $ 33,000
Stockton, CA 7 $ 122,000 $ 17,428 $ 69,000
Anniston-Oxford, AL 6 $ 78,000 $ 13,000 $ 55,000
Boulder, CO 6 $ 82,000 $ 13,666 $ 55,000
Chico, CA 6 $ 86,000 $ 14,333 $ 58,000
Elizabethtown, KY 6 $ 102,000 $ 17,000 $ 54,000
Manhattan, KS 6 $ 60,000 $ 10,000 $ 47,000
Mankato-North Mankato, MN 6 $ 44,000 $ 7,333 $ 44,000
Olympia, WA 6 $ 126,000 $ 21,000 $ 66,000
Panama City-Lynn Haven-Panama City Beach, FL 6 $ 85,000 $ 14,166 $ 86,000
Roanoke, VA 6 $ 111,000 $ 18,500 $ 44,000
San Diego-Carlsbad-San Marcos, CA 6 $ 92,000 $ 15,333 $ 96,000
Spokane, WA 6 $ 98,000 $ 16,333 $ 55,000
Springfield, IL 6 $ 73,000 $ 12,166 $ 62,000
St. Joseph, MO-KS 6 $ 92,000 $ 15,333 $ 52,000
Tallahassee, FL 6 $ 61,000 $ 10,166 $ 30,000
Terre Haute, IN 6 $ 79,000 $ 13,166 $ 56,000
Tuscaloosa, AL 6 $ 56,000 $ 9,333 $ 54,000
Yakima, WA 6 $ 89,000 $ 14,833 $ 58,000
Albany, GA 5 $ 60,000 $ 12,000 $ 45,000
Anderson, IN 5 $ 84,000 $ 16,800 $ 42,000
Appleton, WI 5 $ 84,000 $ 16,800 $ 84,000
Billings, MT 5 $ 54,000 $ 10,800 $ 47,000
Bloomington-Normal, IL 5 $ 75,000 $ 15,000 $ 43,000
Cleveland, TN 5 $ 51,000 $ 10,200 $ 50,000
Decatur, AL 5 $ 65,000 $ 13,000 $ 71,000
Eugene-Springfield, OR 5 $ 73,000 $ 14,600 $ 48,000
Farmington, NM 5 $ 67,000 $ 13,400 $ 49,000
Fond Du Lac, WI 5 $ 91,000 $ 18,200 $ 57,000
Great Falls, MT 5 $ 104,000 $ 20,800 $ 51,000
Hot Springs, AR 5 $ 42,000 $ 8,400 $ 62,000
Houston-Sugar Land-Baytown, TX 5 $ 40,000 $ 8,000 $ 82,000
Jonesboro, AR 5 $ 36,000 $ 7,200 $ 56,000
Kingsport-Bristol-Bristol, TN-VA 5 $ 62,000 $ 12,400 $ 40,200
Kokomo, IN 5 $ 51,000 $ 10,200 $ 42,000
Lebanon, PA 5 $ 71,000 $ 14,200 $ 69,000
Longview, WA 5 $ 56,000 $ 11,200 $ 24,000
Montgomery, AL 5 $ 84,000 $ 16,800 $ 45,000
Palm Coast, FL 5 $ 68,000 $ 13,600 $ 71,000
Santa Ana-Anaheim-Irvine, CA 5 $ 9,308,000 $ 1,861,600 $ 89,000
Sheboygan, WI 5 $ 86,000 $ 17,200 $ 41,000
Steubenville-Weirton, OH-WV 5 $ 93,000 $ 18,600 $ 40,600
Williamsport, PA 5 $ 74,000 $ 14,800 $ 31,000
Bellingham, WA 4 $ 52,000 $ 13,000 $ 38,000
Bethesda-Rockville-Frederick, MD 4 $ 58,000 $ 14,500 $ 128,000
Bismarck, ND 4 $ 69,000 $ 17,250 $ 81,000
Bloomington, IN 4 $ 60,000 $ 15,000 $ 38,000
Cedar Rapids, IA 4 $ 46,000 $ 11,500 $ 55,000
Corvallis, OR 4 $ 76,000 $ 19,000 $ 61,000
Houma-Bayou Cane-Thibodaux, LA 4 $ 44,000 $ 11,000 $ 94,000
Kennewick-Pasco-Richland, WA 4 $ 39,000 $ 9,750 $ 73,000
Lakeland-Winter Haven, FL 4 $ 54,000 $ 13,500 $ 55,000
Muncie, IN 4 $ 68,000 $ 17,000 $ 40,000
Pocatello, ID 4 $ 64,000 $ 16,000 $ 49,000
Savannah, GA 4 $ 47,000 $ 11,750 $ 65,000
Sioux City, IA-NE-SD 4 $ 46,000 $ 11,500 $ 56,500
Sioux Falls, SD 4 $ 52,000 $ 13,000 $ 30,000
Warner Robins, GA 4 $ 36,000 $ 9,000 $ 74,000
Wheeling, WV-OH 4 $ 50,000 $ 12,500 $ 48,000
Asheville, NC 3 $ 27,000 $ 9,000 $ 50,000
Athens-Clarke County, GA 3 $ 47,000 $ 15,666 $ 70,000
Auburn-Opelika, AL 3 $ 29,000 $ 9,666 $ 56,000
Bend, OR 3 $ 52,000 $ 17,333 $ 66,000
Brunswick, GA 3 $ 28,000 $ 9,333 $ 29,000
Champaign-Urbana, IL 3 $ 41,000 $ 13,666 $ 75,000
Coeur D'Alene, ID 3 $ 43,000 $ 14,333 $ 47,000
Dalton, GA 3 $ 49,000 $ 16,333 $ 38,000
Joplin, MO 3 $ 49,000 $ 16,333 $ 44,000
Kingston, NY 3 $ 35,000 $ 11,666 $ 51,000
Lafayette, IN 3 $ 45,000 $ 15,000 $ 41,000
Monroe, LA 3 $ 57,000 $ 19,000 $ 41,000
Morgantown, WV 3 $ 58,000 $ 19,333 $ 68,000
Morristown, TN 3 $ 24,000 $ 8,000 $ 16,000
Naples-Marco Island, FL 3 $ 75,000 $ 25,000 $ 116,000
Oxnard-Thousand Oaks-Ventura, CA 3 $ 60,000 $ 20,000 $ 106,000
Pascagoula, MS 3 $ 36,000 $ 12,000 $ 37,000
Provo-Orem, UT 3 $ 49,000 $ 16,333 $ 74,000
San Jose-Sunnyvale-Santa Clara, CA 3 $ 69,000 $ 23,000 $ 159,000
San Luis Obispo-Paso Robles, CA 3 $ 58,000 $ 19,333 $ 277,000
St. Cloud, MN 3 $ 15,000 $ 5,000 $ 51,000
Ames, IA 2 $ 14,000 $ 7,000 $ 64,000
Blacksburg-Christiansburg-Radford, VA 2 $ 45,000 $ 22,500 $ 94,000
Bowling Green, KY 2 $ 19,000 $ 9,500 $ 30,000
Bremerton-Silverdale, WA 2 $ 30,000 $ 15,000 $ 48,000
Charleston, WV 2 $ 14,000 $ 7,000 $ 29,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 41,000 $ 20,500 $ 73,000
Danville, IL 2 $ 29,000 $ 14,500 $ 71,000
Dubuque, IA 2 $ 50,000 $ 25,000 $ 67,000
Evansville, IN-KY 2 $ 25,000 $ 12,500 $ 48,000
Hagerstown-Martinsburg, MD-WV 2 $ 47,000 $ 23,500 $ 87,000
Hattiesburg, MS 2 $ 50,000 $ 25,000 $ 83,000
Huntington-Ashland, WV-KY-OH 2 $ 23,000 $ 11,500 $ 65,000
Iowa City, IA 2 $ 33,000 $ 16,500 $ 30,000
Lawton, OK 2 $ 18,000 $ 9,000 $ 54,000
Lewiston, ID-WA 2 $ 25,000 $ 12,500 $ 44,000
Logan, UT-ID 2 $ 30,000 $ 15,000 $ 72,000
Merced, CA 2 $ 2,098,000 $ 1,049,000 $ 9,000
Oshkosh-Neenah, WI 2 $ 31,000 $ 15,500 $ 35,000
Owensboro, KY 2 $ 30,000 $ 15,000 $ 62,000
Parkersburg-Marietta-Vienna, WV-OH 2 $ 20,000 $ 10,000 $ 43,000
Port St. Lucie, FL 2 $ 30,000 $ 15,000 $ 25,000
Rapid City, SD 2 $ 25,000 $ 12,500 $ 46,000
Redding, CA 2 $ 9,000 $ 4,500 $ 44,000
Rochester, MN 2 $ 28,000 $ 14,000 $ 87,000
Rome, GA 2 $ 25,000 $ 12,500 $ 51,000
Santa Fe, NM 2 $ 10,000 $ 5,000 $ 48,000
Santa Rosa-Petaluma, CA 2 $ 33,000 $ 16,500 $ 64,000
Springfield, MO 2 $ 41,000 $ 20,500 $ 56,000
St. George, UT 2 $ 2,192,000 $ 1,096,000 $ 12,000
Abilene, TX 1 $ 4,383,000 $ 4,383,000 $ 0
Alexandria, LA 1 $ 13,000 $ 13,000 $ 46,000
Anchorage, AK 1 $ 17,000 $ 17,000 $ 60,000
Anderson, SC 1 $ 12,000 $ 12,000 $ 56,000
Austin-Round Rock-San Marcos, TX 1 $ 8,000 $ 8,000 $ 20,000
Cape Girardeau-Jackson, MO-IL 1 $ 19,000 $ 19,000 $ 12,000
Carson City, NV 1 $ 12,000 $ 12,000 $ 87,000
Charlottesville, VA 1 $ 11,000 $ 11,000 $ 96,000
Corpus Christi, TX 1 $ 8,000 $ 8,000 $ 65,000
Danville, VA 1 $ 14,000 $ 14,000 $ 60,000
Dothan, AL 1 $ 23,000 $ 23,000 $ 64,000
Fort Worth-Arlington, TX 1 $ 4,000 $ 4,000 $ 91,000
Gadsden, AL 1 $ 8,000 $ 8,000 $ 22,000
Gainesville, GA 1 $ 8,000 $ 8,000 $ 180,000
Grand Forks, ND-MN 1 $ 25,000 $ 25,000 $ 18,000
Green Bay, WI 1 $ 22,000 $ 22,000 $ 36,000
Hinesville-Fort Stewart, GA 1 $ 13,000 $ 13,000 $ 22,000
Jackson, TN 1 $ 25,000 $ 25,000 $ 71,000
Johnson City, TN 1 $ 8,000 $ 8,000 $ 22,000
Kankakee-Bradley, IL 1 $ 15,000 $ 15,000 $ 49,000
Madera-Chowchilla, CA 1 $ 24,000 $ 24,000 $ 59,000
Medford, OR 1 $ 8,000 $ 8,000 $ 100,000
Missoula, MT 1 $ 19,000 $ 19,000 $ 71,000
Modesto, CA 1 $ 25,000 $ 25,000 $ 60,000
Mount Vernon-Anacortes, WA 1 $ 14,000 $ 14,000 $ 54,000
Napa, CA 1 $ 13,000 $ 13,000 $ 70,000
Ocean City, NJ 1 $ 8,000 $ 8,000 $ 159,000
Punta Gorda, FL 1 $ 8,000 $ 8,000 $ 151,000
Salinas, CA 1 $ 13,000 $ 13,000 $ 67,000
San Antonio-New Braunfels, TX 1 $ 8,000 $ 8,000 $ 58,000
Santa Barbara-Santa Maria-Goleta, CA 1 $ 8,000 $ 8,000 $ 51,000
Santa Cruz-Watsonville, CA 1 $ 25,000 $ 25,000 $ 67,000
Sebastian-Vero Beach, FL 1 $ 14,000 $ 14,000 $ 28,000
Spartanburg, SC 1 $ 20,000 $ 20,000 $ 49,000
Waterloo-Cedar Falls, IA 1 $ 25,000 $ 25,000 $ 140,000
Wenatchee-East Wenatchee, WA 1 $ 16,000 $ 16,000 $ 23,000

Mortgage Loan Application Detail Totals for Admirals Bank Former Domestic in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 11,997 $175,708,000 $14,000 $353,000 $63,000 $750,000
Refinancing 324 $89,512,000 $276,000 $5,786,000 $74,000 $649,000
Home Purchase 74 $21,299,000 $287,000 $2,536,000 $59,000 $240,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,347 $199,778,000 $19,000 $1,080,000 $64,000 $750,000
Black or African American 1,355 $20,695,000 $15,000 $288,000 $56,000 $290,000
Hispanic 438 $10,040,000 $22,000 $331,000 $63,000 $360,000
Not Provided 100 $1,911,000 $19,000 $225,000 $76,000 $205,000
Asian 97 $4,366,000 $45,000 $354,000 $78,000 $280,000
Not applicable 24 $49,196,000 $2,049,000 $5,786,000 $0 $0
American Indian or Alaskan Native 22 $339,000 $15,000 $25,000 $54,000 $119,000
Native Hawaiian or Other Pacific Islander 12 $194,000 $16,000 $36,000 $64,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 12,029 $182,494,000 $15,000 $413,000 $63,000 $750,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 366 $104,025,000 $284,000 $5,786,000 $73,000 $649,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,192 $101,361,000 $16,000 $1,080,000 $54,000 $750,000
Application Withdrawn By Applicant 3,295 $71,822,000 $21,000 $399,000 $71,000 $660,000
Loan Originated 2,456 $57,672,000 $23,000 $400,000 $78,000 $446,000
Application Approved But Not Accepted 422 $6,288,000 $14,000 $35,000 $68,000 $323,000
Loan Purchased By The Institution 24 $49,196,000 $2,049,000 $5,786,000 $0 $0
File Closed For Incompleteness 6 $180,000 $30,000 $120,000 $39,000 $87,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,563 $70,051,000 $15,000 $413,000 $54,000 $750,000
Debt-To-Income Ratio 1,332 $20,977,000 $15,000 $335,000 $53,000 $649,000
Other 156 $2,593,000 $16,000 $300,000 $50,000 $240,000
Collateral 127 $7,324,000 $57,000 $1,080,000 $74,000 $358,000
Employment History 10 $139,000 $13,000 $40,000 $45,000 $96,000
Unverifiable Information 2 $142,000 $71,000 $118,000 $52,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 1 $8,000 $8,000 $8,000 $17,000 $17,000
Mortgage Insurance Denied 1 $127,000 $127,000 $127,000 $56,000 $56,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Admirals Bank Former Domestic's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Admirals Bank Former Domestic's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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