E*Trade Bank Mortgage Lending & HMDA Data, 2006
In 2006, E*Trade Bank of Arlington, VA reported 30,063 mortgage applications totaling $9.5 billion, down 30% from 2005. The average application was for $314,554, and applicants reported an average income of $99,436. 27% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,736), New York-White Plains-Wayne, NY-NJ (1,349) and Denver-Aurora, CO (1,126) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 30,063 |
| Total Mortgage Loan Application Amount | $9,456,454,000 |
| Average Mortgage Loan Application Amount | $314,554 |
| Highest Mortgage Loan Application Amount | $4,800,000 |
| Average Applicant Income | $99,436 |
| Highest Applicant Income | $9,100,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,736 | $ 779,672,000 | $ 449,119 | $ 124,000 |
| New York-White Plains-Wayne, NY-NJ | 1,349 | $ 606,960,000 | $ 449,933 | $ 158,993 |
| Denver-Aurora, CO | 1,126 | $ 227,622,000 | $ 202,150 | $ 103,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,059 | $ 376,549,000 | $ 355,570 | $ 89,795 |
| Oakland-Fremont-Hayward, CA | 838 | $ 394,938,000 | $ 471,286 | $ 91,000 |
| Riverside-San Bernardino-Ontario, CA | 819 | $ 257,482,000 | $ 314,385 | $ 84,000 |
| Phoenix-Mesa-Scottsdale, AZ | 782 | $ 223,221,000 | $ 285,448 | $ 89,000 |
| Santa Ana-Anaheim-Irvine, CA | 752 | $ 364,320,000 | $ 484,468 | $ 104,000 |
| Chicago-Naperville-Joliet, IL | 749 | $ 221,797,000 | $ 296,124 | $ 72,000 |
| San Diego-Carlsbad-San Marcos, CA | 678 | $ 289,648,000 | $ 427,209 | $ 95,000 |
| Nassau-Suffolk, NY | 645 | $ 239,543,000 | $ 371,384 | $ 124,000 |
| Atlanta-Sandy Springs-Marietta, GA | 574 | $ 113,076,000 | $ 196,996 | $ 87,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 528 | $ 275,484,000 | $ 521,750 | $ 117,000 |
| San Francisco-San Mateo-Redwood City, CA | 484 | $ 286,953,000 | $ 592,878 | $ 103,000 |
| Seattle-Bellevue-Everett, WA | 450 | $ 150,721,000 | $ 334,935 | $ 88,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 449 | $ 146,610,000 | $ 326,525 | $ 93,000 |
| Las Vegas-Paradise, NV | 426 | $ 109,576,000 | $ 257,220 | $ 108,000 |
| Edison, NJ | 327 | $ 113,095,000 | $ 345,856 | $ 115,000 |
| Baltimore-Towson, MD | 317 | $ 88,561,000 | $ 279,372 | $ 72,000 |
| Philadelphia, PA | 308 | $ 69,375,000 | $ 225,243 | $ 93,000 |
| Newark-Union, NJ-PA | 298 | $ 110,157,000 | $ 369,654 | $ 115,718 |
| Bethesda-Gaithersburg-Frederick, MD | 286 | $ 100,270,000 | $ 350,594 | $ 92,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 280 | $ 73,934,000 | $ 264,050 | $ 85,021 |
| Portland-Vancouver-Beaverton, OR-WA | 279 | $ 73,691,000 | $ 264,125 | $ 110,960 |
| Oxnard-Thousand Oaks-Ventura, CA | 209 | $ 103,460,000 | $ 495,023 | $ 82,000 |
| Orlando-Kissimmee, FL | 197 | $ 51,814,000 | $ 263,015 | $ 80,000 |
| Tampa-St. Petersburg-Clearwater, FL | 194 | $ 50,400,000 | $ 259,793 | $ 72,000 |
| Bridgeport-Stamford-Norwalk, CT | 187 | $ 105,788,000 | $ 565,711 | $ 150,000 |
| Boston-Quincy, MA | 169 | $ 52,710,000 | $ 311,893 | $ 114,000 |
| Charlotte-Gastonia-Concord, NC-SC | 163 | $ 37,362,000 | $ 229,214 | $ 84,282 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 157 | $ 52,637,000 | $ 335,267 | $ 116,000 |
| Cambridge-Newton-Framingham, MA | 154 | $ 54,243,000 | $ 352,227 | $ 103,000 |
| Salt Lake City, UT | 145 | $ 33,914,000 | $ 233,889 | $ 97,000 |
| Miami-Miami Beach-Kendall, FL | 144 | $ 48,047,000 | $ 333,659 | $ 96,000 |
| Warren-Troy-Farmington Hills, MI | 141 | $ 23,579,000 | $ 167,226 | $ 94,000 |
| Stockton, CA | 128 | $ 42,970,000 | $ 335,703 | $ 74,000 |
| Kansas City, MO-KS | 124 | $ 20,402,000 | $ 164,532 | $ 77,951 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 122 | $ 39,990,000 | $ 327,786 | $ 98,000 |
| Colorado Springs, CO | 119 | $ 23,007,000 | $ 193,336 | $ 131,000 |
| Dallas-Plano-Irving, TX | 119 | $ 40,367,000 | $ 339,218 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 119 | $ 35,732,000 | $ 300,268 | $ 84,428 |
| Camden, NJ | 118 | $ 23,594,000 | $ 199,949 | $ 93,000 |
| St. Louis, MO-IL | 118 | $ 29,175,000 | $ 247,245 | $ 77,406 |
| Tacoma, WA | 117 | $ 30,408,000 | $ 259,897 | $ 81,000 |
| Tucson, AZ | 115 | $ 27,880,000 | $ 242,434 | $ 90,000 |
| Raleigh-Cary, NC | 108 | $ 19,785,000 | $ 183,194 | $ 112,000 |
| Richmond, VA | 103 | $ 21,228,000 | $ 206,097 | $ 91,000 |
| Santa Rosa-Petaluma, CA | 103 | $ 48,299,000 | $ 468,922 | $ 85,000 |
| Vallejo-Fairfield, CA | 99 | $ 39,775,000 | $ 401,767 | $ 69,000 |
| Houston-Sugar Land-Baytown, TX | 98 | $ 32,569,000 | $ 332,336 | $ 99,000 |
| Albuquerque, NM | 97 | $ 14,772,000 | $ 152,288 | $ 91,000 |
| Boulder, CO | 90 | $ 27,824,000 | $ 309,155 | $ 96,000 |
| Lake County-Kenosha County, IL-WI | 89 | $ 33,885,000 | $ 380,730 | $ 67,831 |
| Jacksonville, FL | 86 | $ 24,581,000 | $ 285,825 | $ 69,000 |
| Providence-New Bedford-Fall River, RI-MA | 81 | $ 20,186,000 | $ 249,209 | $ 112,370 |
| Austin-Round Rock, TX | 79 | $ 18,048,000 | $ 228,455 | $ 113,000 |
| Boise City-Nampa, ID | 78 | $ 13,930,000 | $ 178,589 | $ 69,000 |
| Modesto, CA | 78 | $ 24,546,000 | $ 314,692 | $ 51,000 |
| Santa Cruz-Watsonville, CA | 77 | $ 37,910,000 | $ 492,337 | $ 79,000 |
| Cleveland-Elyria-Mentor, OH | 74 | $ 17,495,000 | $ 236,418 | $ 97,000 |
| Pittsburgh, PA | 74 | $ 12,527,000 | $ 169,283 | $ 108,000 |
| Fresno, CA | 73 | $ 19,225,000 | $ 263,356 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 72 | $ 18,791,000 | $ 260,986 | $ 107,000 |
| Reno-Sparks, NV | 72 | $ 22,458,000 | $ 311,916 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 71 | $ 23,492,000 | $ 330,873 | $ 59,000 |
| Hartford-West Hartford-East Hartford, CT | 70 | $ 14,427,000 | $ 206,100 | $ 105,000 |
| New Haven-Milford, CT | 70 | $ 15,097,000 | $ 215,671 | $ 106,000 |
| Milwaukee-Waukesha-West Allis, WI | 69 | $ 12,542,000 | $ 181,768 | $ 91,000 |
| Sarasota-Bradenton-Venice, FL | 69 | $ 28,258,000 | $ 409,536 | $ 50,000 |
| Birmingham-Hoover, AL | 68 | $ 12,147,000 | $ 178,632 | $ 85,000 |
| San Luis Obispo-Paso Robles, CA | 68 | $ 32,502,000 | $ 477,970 | $ 80,000 |
| Columbus, OH | 66 | $ 12,673,000 | $ 192,015 | $ 99,000 |
| Salinas, CA | 66 | $ 33,359,000 | $ 505,439 | $ 63,000 |
| Bakersfield, CA | 65 | $ 15,791,000 | $ 242,938 | $ 78,000 |
| Nashville-Davidson--Murfreesboro, TN | 65 | $ 17,841,000 | $ 274,476 | $ 132,000 |
| Cincinnati-Middletown, OH-KY-IN | 64 | $ 11,625,000 | $ 181,640 | $ 77,390 |
| Essex County, MA | 64 | $ 18,311,000 | $ 286,109 | $ 84,000 |
| Fort Collins-Loveland, CO | 63 | $ 13,024,000 | $ 206,730 | $ 90,000 |
| Memphis, TN-MS-AR | 63 | $ 11,019,000 | $ 174,904 | $ 108,079 |
| Indianapolis-Carmel, IN | 62 | $ 14,480,000 | $ 233,548 | $ 101,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 59 | $ 10,754,000 | $ 182,271 | $ 75,898 |
| Honolulu, HI | 58 | $ 25,911,000 | $ 446,741 | $ 117,000 |
| Worcester, MA | 57 | $ 11,147,000 | $ 195,561 | $ 91,000 |
| Provo-Orem, UT | 56 | $ 12,659,000 | $ 226,053 | $ 73,000 |
| Charleston-North Charleston, SC | 53 | $ 21,707,000 | $ 409,566 | $ 46,000 |
| Santa Barbara-Santa Maria, CA | 52 | $ 25,749,000 | $ 495,173 | $ 55,000 |
| Louisville-Jefferson County, KY-IN | 51 | $ 9,282,000 | $ 182,000 | $ 81,000 |
| Naples-Marco Island, FL | 51 | $ 25,411,000 | $ 498,254 | $ 59,000 |
| Wilmington, NC | 51 | $ 17,622,000 | $ 345,529 | $ 61,000 |
| Detroit-Livonia-Dearborn, MI | 50 | $ 7,447,000 | $ 148,940 | $ 80,000 |
| New Orleans-Metairie-Kenner, LA | 48 | $ 7,674,000 | $ 159,875 | $ 114,000 |
| Portland-South Portland-Biddeford, ME | 47 | $ 10,773,000 | $ 229,212 | $ 102,000 |
| Rockingham County-Strafford County, NH | 47 | $ 11,078,000 | $ 235,702 | $ 116,000 |
| Greeley, CO | 43 | $ 8,539,000 | $ 198,581 | $ 99,000 |
| Ogden-Clearfield, UT | 43 | $ 8,066,000 | $ 187,581 | $ 65,000 |
| Little Rock-North Little Rock, AR | 40 | $ 6,243,000 | $ 156,075 | $ 83,000 |
| San Antonio, TX | 40 | $ 8,793,000 | $ 219,825 | $ 96,000 |
| Trenton-Ewing, NJ | 40 | $ 10,882,000 | $ 272,050 | $ 92,000 |
| Olympia, WA | 39 | $ 8,417,000 | $ 215,820 | $ 76,000 |
| Palm Bay-Melbourne-Titusville, FL | 39 | $ 8,958,000 | $ 229,692 | $ 49,000 |
| Fort Worth-Arlington, TX | 38 | $ 12,540,000 | $ 330,000 | $ 91,000 |
| Pensacola-Ferry Pass-Brent, FL | 38 | $ 7,528,000 | $ 198,105 | $ 68,000 |
| Wilmington, DE-MD-NJ | 38 | $ 5,523,000 | $ 145,342 | $ 72,157 |
| Prescott, AZ | 37 | $ 10,720,000 | $ 289,729 | $ 77,000 |
| Albany-Schenectady-Troy, NY | 36 | $ 5,085,000 | $ 141,250 | $ 81,000 |
| Buffalo-Niagara Falls, NY | 36 | $ 4,142,000 | $ 115,055 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 36 | $ 4,691,000 | $ 130,305 | $ 75,333 |
| Manchester-Nashua, NH | 35 | $ 9,429,000 | $ 269,400 | $ 160,000 |
| Bend, OR | 34 | $ 10,347,000 | $ 304,323 | $ 97,000 |
| Springfield, MA | 34 | $ 4,791,000 | $ 140,911 | $ 99,000 |
| Anchorage, AK | 33 | $ 8,781,000 | $ 266,090 | $ 130,000 |
| Durham, NC | 33 | $ 8,545,000 | $ 258,939 | $ 103,000 |
| Bremerton-Silverdale, WA | 32 | $ 7,125,000 | $ 222,656 | $ 98,000 |
| Des Moines-West Des Moines, IA | 32 | $ 4,000,000 | $ 125,000 | $ 108,000 |
| Port St. Lucie-Fort Pierce, FL | 32 | $ 9,763,000 | $ 305,093 | $ 86,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 31 | $ 4,507,000 | $ 145,387 | $ 99,451 |
| Greensboro-High Point, NC | 31 | $ 6,474,000 | $ 208,838 | $ 103,000 |
| Lakeland, FL | 31 | $ 5,195,000 | $ 167,580 | $ 52,000 |
| Barnstable Town, MA | 29 | $ 12,065,000 | $ 416,034 | $ 131,000 |
| Atlantic City, NJ | 28 | $ 7,377,000 | $ 263,464 | $ 67,000 |
| Redding, CA | 28 | $ 5,474,000 | $ 195,500 | $ 85,000 |
| Asheville, NC | 27 | $ 6,703,000 | $ 248,259 | $ 96,000 |
| Hagerstown-Martinsburg, MD-WV | 27 | $ 5,152,000 | $ 190,814 | $ 70,444 |
| Huntsville, AL | 27 | $ 3,459,000 | $ 128,111 | $ 102,000 |
| Spokane, WA | 27 | $ 6,340,000 | $ 234,814 | $ 112,000 |
| Las Cruces, NM | 26 | $ 3,835,000 | $ 147,500 | $ 100,000 |
| Madison, WI | 26 | $ 4,890,000 | $ 188,076 | $ 77,000 |
| Bellingham, WA | 25 | $ 5,669,000 | $ 226,760 | $ 84,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 4,928,000 | $ 197,120 | $ 89,000 |
| Rochester, NY | 25 | $ 2,157,000 | $ 86,280 | $ 131,000 |
| Salem, OR | 25 | $ 4,721,000 | $ 188,840 | $ 76,000 |
| Tulsa, OK | 25 | $ 6,361,000 | $ 254,440 | $ 169,000 |
| Burlington-South Burlington, VT | 24 | $ 5,646,000 | $ 235,250 | $ 103,000 |
| Fort Walton Beach-Crestview-Destin, FL | 24 | $ 9,138,000 | $ 380,750 | $ 57,000 |
| Merced, CA | 24 | $ 6,549,000 | $ 272,875 | $ 56,000 |
| Napa, CA | 24 | $ 11,070,000 | $ 461,250 | $ 51,000 |
| Ocean City, NJ | 24 | $ 12,144,000 | $ 506,000 | $ 66,000 |
| Ann Arbor, MI | 23 | $ 8,034,000 | $ 349,304 | $ 113,000 |
| Akron, OH | 22 | $ 3,399,000 | $ 154,500 | $ 97,000 |
| Baton Rouge, LA | 22 | $ 3,259,000 | $ 148,136 | $ 80,000 |
| Harrisburg-Carlisle, PA | 22 | $ 4,259,000 | $ 193,590 | $ 100,000 |
| Santa Fe, NM | 22 | $ 8,695,000 | $ 395,227 | $ 79,000 |
| Visalia-Porterville, CA | 22 | $ 4,390,000 | $ 199,545 | $ 94,000 |
| Charlottesville, VA | 21 | $ 6,483,000 | $ 308,714 | $ 100,000 |
| Dayton, OH | 21 | $ 3,301,000 | $ 157,190 | $ 87,000 |
| Gary, IN | 21 | $ 2,722,000 | $ 129,619 | $ 83,000 |
| Chattanooga, TN-GA | 20 | $ 2,928,000 | $ 146,400 | $ 88,400 |
| Coeur D'Alene, ID | 20 | $ 5,341,000 | $ 267,050 | $ 51,000 |
| El Centro, CA | 20 | $ 3,740,000 | $ 187,000 | $ 76,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 4,170,000 | $ 208,500 | $ 97,000 |
| Norwich-New London, CT | 20 | $ 7,114,000 | $ 355,700 | $ 121,000 |
| Flagstaff, AZ | 19 | $ 6,041,000 | $ 317,947 | $ 74,000 |
| Lancaster, PA | 19 | $ 2,709,000 | $ 142,578 | $ 169,000 |
| Oklahoma City, OK | 19 | $ 2,892,000 | $ 152,210 | $ 176,000 |
| Tallahassee, FL | 19 | $ 4,607,000 | $ 242,473 | $ 98,000 |
| Chico, CA | 18 | $ 3,837,000 | $ 213,166 | $ 72,000 |
| Panama City-Lynn Haven, FL | 18 | $ 6,392,000 | $ 355,111 | $ 48,000 |
| Columbia, SC | 17 | $ 4,012,000 | $ 236,000 | $ 96,000 |
| Eugene-Springfield, OR | 17 | $ 3,486,000 | $ 205,058 | $ 69,000 |
| Knoxville, TN | 17 | $ 4,603,000 | $ 270,764 | $ 79,000 |
| Medford, OR | 17 | $ 4,932,000 | $ 290,117 | $ 75,000 |
| Charleston, WV | 16 | $ 1,377,000 | $ 86,062 | $ 152,000 |
| Lexington-Fayette, KY | 16 | $ 2,349,000 | $ 146,812 | $ 114,000 |
| Lynchburg, VA | 16 | $ 2,417,000 | $ 151,062 | $ 87,000 |
| Madera, CA | 16 | $ 4,224,000 | $ 264,000 | $ 74,000 |
| Reading, PA | 16 | $ 1,789,000 | $ 111,812 | $ 76,000 |
| Rochester, MN | 16 | $ 1,787,000 | $ 111,687 | $ 94,000 |
| Scranton--Wilkes-Barre, PA | 16 | $ 2,317,000 | $ 144,812 | $ 102,000 |
| Sebastian-Vero Beach, FL | 16 | $ 5,128,000 | $ 320,500 | $ 144,000 |
| Kingston, NY | 15 | $ 2,700,000 | $ 180,000 | $ 135,000 |
| Mobile, AL | 15 | $ 1,228,000 | $ 81,866 | $ 54,000 |
| Punta Gorda, FL | 15 | $ 4,992,000 | $ 332,800 | $ 54,000 |
| Savannah, GA | 15 | $ 3,357,000 | $ 223,800 | $ 101,000 |
| Carson City, NV | 14 | $ 3,165,000 | $ 226,071 | $ 98,000 |
| Grand Junction, CO | 14 | $ 2,901,000 | $ 207,214 | $ 103,000 |
| Greenville, SC | 14 | $ 3,810,000 | $ 272,142 | $ 46,000 |
| Jackson, MS | 14 | $ 2,276,000 | $ 162,571 | $ 155,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,112,000 | $ 85,538 | $ 88,846 |
| Peoria, IL | 13 | $ 1,694,000 | $ 130,307 | $ 183,000 |
| Toledo, OH | 13 | $ 1,753,000 | $ 134,846 | $ 89,000 |
| Winston-Salem, NC | 13 | $ 2,860,000 | $ 220,000 | $ 79,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 1,213,000 | $ 93,307 | $ 96,538 |
| Gulfport-Biloxi, MS | 12 | $ 1,862,000 | $ 155,166 | $ 125,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 12 | $ 2,774,000 | $ 231,166 | $ 63,000 |
| Pueblo, CO | 12 | $ 1,264,000 | $ 105,333 | $ 75,000 |
| Shreveport-Bossier City, LA | 12 | $ 1,237,000 | $ 103,083 | $ 85,000 |
| St. George, UT | 12 | $ 2,972,000 | $ 247,666 | $ 94,000 |
| Syracuse, NY | 12 | $ 852,000 | $ 71,000 | $ 87,000 |
| Wichita, KS | 12 | $ 1,494,000 | $ 124,500 | $ 124,000 |
| Jacksonville, NC | 11 | $ 1,508,000 | $ 137,090 | $ 69,000 |
| Montgomery, AL | 11 | $ 2,576,000 | $ 234,181 | $ 37,000 |
| South Bend-Mishawaka, IN-MI | 11 | $ 2,350,000 | $ 213,636 | $ 126,818 |
| Topeka, KS | 11 | $ 1,507,000 | $ 137,000 | $ 90,000 |
| Tuscaloosa, AL | 11 | $ 2,205,000 | $ 200,454 | $ 145,000 |
| Utica-Rome, NY | 11 | $ 1,435,000 | $ 130,454 | $ 97,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 1,598,000 | $ 145,272 | $ 68,000 |
| York-Hanover, PA | 11 | $ 1,907,000 | $ 173,363 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 1,472,000 | $ 147,200 | $ 110,000 |
| Flint, MI | 10 | $ 2,496,000 | $ 249,600 | $ 125,000 |
| Gainesville, GA | 10 | $ 2,632,000 | $ 263,200 | $ 106,000 |
| Roanoke, VA | 10 | $ 2,817,000 | $ 281,700 | $ 23,000 |
| Rockford, IL | 10 | $ 981,000 | $ 98,100 | $ 88,000 |
| Athens-Clarke County, GA | 9 | $ 1,789,000 | $ 198,777 | $ 70,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 3,559,000 | $ 395,444 | $ 87,555 |
| Binghamton, NY | 9 | $ 955,000 | $ 106,111 | $ 97,000 |
| Dover, DE | 9 | $ 998,000 | $ 110,888 | $ 55,000 |
| Farmington, NM | 9 | $ 1,588,000 | $ 176,444 | $ 115,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 675,000 | $ 75,000 | $ 58,000 |
| Kalamazoo-Portage, MI | 9 | $ 3,146,000 | $ 349,555 | $ 139,000 |
| Columbia, MO | 8 | $ 597,000 | $ 74,625 | $ 53,000 |
| Columbus, GA-AL | 8 | $ 3,682,000 | $ 460,250 | $ 58,000 |
| Corpus Christi, TX | 8 | $ 1,834,000 | $ 229,250 | $ 115,000 |
| Corvallis, OR | 8 | $ 1,527,000 | $ 190,875 | $ 89,000 |
| Fort Smith, AR-OK | 8 | $ 404,000 | $ 50,500 | $ 55,000 |
| Green Bay, WI | 8 | $ 2,106,000 | $ 263,250 | $ 121,000 |
| Lincoln, NE | 8 | $ 1,336,000 | $ 167,000 | $ 64,000 |
| Michigan City-La Porte, IN | 8 | $ 1,246,000 | $ 155,750 | $ 73,000 |
| Niles-Benton Harbor, MI | 8 | $ 1,402,000 | $ 175,250 | $ 61,000 |
| Pittsfield, MA | 8 | $ 2,610,000 | $ 326,250 | $ 222,000 |
| Billings, MT | 7 | $ 875,000 | $ 125,000 | $ 93,000 |
| Canton-Massillon, OH | 7 | $ 944,000 | $ 134,857 | $ 74,000 |
| Champaign-Urbana, IL | 7 | $ 858,000 | $ 122,571 | $ 99,000 |
| Cheyenne, WY | 7 | $ 742,000 | $ 106,000 | $ 93,000 |
| Decatur, AL | 7 | $ 1,078,000 | $ 154,000 | $ 80,000 |
| Dothan, AL | 7 | $ 1,112,000 | $ 158,857 | $ 99,000 |
| Eau Claire, WI | 7 | $ 1,733,000 | $ 247,571 | $ 99,000 |
| Evansville, IN-KY | 7 | $ 925,000 | $ 132,142 | $ 69,285 |
| Fayetteville, NC | 7 | $ 1,129,000 | $ 161,285 | $ 71,000 |
| Idaho Falls, ID | 7 | $ 1,135,000 | $ 162,142 | $ 81,000 |
| Macon, GA | 7 | $ 1,693,000 | $ 241,857 | $ 50,000 |
| Missoula, MT | 7 | $ 2,029,000 | $ 289,857 | $ 73,000 |
| Ocala, FL | 7 | $ 688,000 | $ 98,285 | $ 55,000 |
| Sioux Falls, SD | 7 | $ 1,316,000 | $ 188,000 | $ 178,000 |
| Spartanburg, SC | 7 | $ 1,278,000 | $ 182,571 | $ 30,000 |
| State College, PA | 7 | $ 402,000 | $ 57,428 | $ 70,000 |
| Yuba City, CA | 7 | $ 1,702,000 | $ 243,142 | $ 51,000 |
| Anderson, SC | 6 | $ 1,102,000 | $ 183,666 | $ 284,000 |
| Auburn-Opelika, AL | 6 | $ 830,000 | $ 138,333 | $ 62,000 |
| Bloomington, IN | 6 | $ 715,000 | $ 119,166 | $ 71,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,678,000 | $ 279,666 | $ 44,000 |
| Brunswick, GA | 6 | $ 1,452,000 | $ 242,000 | $ 72,000 |
| Clarksville, TN-KY | 6 | $ 577,000 | $ 96,166 | $ 54,000 |
| Cumberland, MD-WV | 6 | $ 277,000 | $ 46,166 | $ 60,500 |
| El Paso, TX | 6 | $ 843,000 | $ 140,500 | $ 132,000 |
| Fargo, ND-MN | 6 | $ 703,000 | $ 117,166 | $ 132,333 |
| Hanford-Corcoran, CA | 6 | $ 1,192,000 | $ 198,666 | $ 39,000 |
| Holland-Grand Haven, MI | 6 | $ 430,000 | $ 71,666 | $ 102,000 |
| Joplin, MO | 6 | $ 1,410,000 | $ 235,000 | $ 97,000 |
| Kennewick-Richland-Pasco, WA | 6 | $ 817,000 | $ 136,166 | $ 70,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,046,000 | $ 174,333 | $ 83,666 |
| Logan, UT-ID | 6 | $ 867,000 | $ 144,500 | $ 43,333 |
| Longview, WA | 6 | $ 1,053,000 | $ 175,500 | $ 66,000 |
| Springfield, IL | 6 | $ 460,000 | $ 76,666 | $ 108,000 |
| Yuma, AZ | 6 | $ 855,000 | $ 142,500 | $ 92,000 |
| Alexandria, LA | 5 | $ 637,000 | $ 127,400 | $ 74,000 |
| Bangor, ME | 5 | $ 649,000 | $ 129,800 | $ 101,000 |
| Danville, IL | 5 | $ 397,000 | $ 79,400 | $ 85,000 |
| Elmira, NY | 5 | $ 303,000 | $ 60,600 | $ 76,000 |
| Glens Falls, NY | 5 | $ 512,000 | $ 102,400 | $ 79,000 |
| Iowa City, IA | 5 | $ 806,000 | $ 161,200 | $ 70,000 |
| Lafayette, LA | 5 | $ 446,000 | $ 89,200 | $ 172,000 |
| Lansing-East Lansing, MI | 5 | $ 638,000 | $ 127,600 | $ 201,000 |
| Lawrence, KS | 5 | $ 956,000 | $ 191,200 | $ 64,000 |
| Monroe, MI | 5 | $ 472,000 | $ 94,400 | $ 70,000 |
| Pocatello, ID | 5 | $ 1,398,000 | $ 279,600 | $ 75,000 |
| Racine, WI | 5 | $ 591,000 | $ 118,200 | $ 96,000 |
| Sheboygan, WI | 5 | $ 507,000 | $ 101,400 | $ 37,000 |
| Springfield, MO | 5 | $ 666,000 | $ 133,200 | $ 114,000 |
| Warner Robins, GA | 5 | $ 995,000 | $ 199,000 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 5 | $ 623,000 | $ 124,600 | $ 53,000 |
| Wenatchee, WA | 5 | $ 1,439,000 | $ 287,800 | $ 69,000 |
| Winchester, VA-WV | 5 | $ 1,483,000 | $ 296,600 | $ 101,400 |
| Anniston-Oxford, AL | 4 | $ 316,000 | $ 79,000 | $ 55,000 |
| Beaumont-Port Arthur, TX | 4 | $ 677,000 | $ 169,250 | $ 84,000 |
| Bismarck, ND | 4 | $ 298,000 | $ 74,500 | $ 57,000 |
| Bloomington-Normal, IL | 4 | $ 515,000 | $ 128,750 | $ 69,000 |
| College Station-Bryan, TX | 4 | $ 454,000 | $ 113,500 | $ 63,000 |
| Dalton, GA | 4 | $ 637,000 | $ 159,250 | $ 103,000 |
| Elkhart-Goshen, IN | 4 | $ 342,000 | $ 85,500 | $ 55,000 |
| Fairbanks, AK | 4 | $ 929,000 | $ 232,250 | $ 101,000 |
| Florence-Muscle Shoals, AL | 4 | $ 861,000 | $ 215,250 | $ 75,000 |
| Fort Wayne, IN | 4 | $ 567,000 | $ 141,750 | $ 55,000 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 356,000 | $ 89,000 | $ 88,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 283,000 | $ 70,750 | $ 68,500 |
| Lebanon, PA | 4 | $ 551,000 | $ 137,750 | $ 94,000 |
| Longview, TX | 4 | $ 764,000 | $ 191,000 | $ 72,000 |
| Mansfield, OH | 4 | $ 462,000 | $ 115,500 | $ 128,000 |
| Morristown, TN | 4 | $ 679,000 | $ 169,750 | $ 59,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,047,000 | $ 261,750 | $ 81,000 |
| Oshkosh-Neenah, WI | 4 | $ 595,000 | $ 148,750 | $ 59,000 |
| Pascagoula, MS | 4 | $ 325,000 | $ 81,250 | $ 79,000 |
| Pine Bluff, AR | 4 | $ 191,000 | $ 47,750 | $ 50,000 |
| Rome, GA | 4 | $ 323,000 | $ 80,750 | $ 36,000 |
| Sandusky, OH | 4 | $ 272,000 | $ 68,000 | $ 69,000 |
| St. Cloud, MN | 4 | $ 735,000 | $ 183,750 | $ 77,000 |
| Battle Creek, MI | 3 | $ 231,000 | $ 77,000 | $ 112,000 |
| Cedar Rapids, IA | 3 | $ 188,000 | $ 62,666 | $ 68,000 |
| Gainesville, FL | 3 | $ 460,000 | $ 153,333 | $ 82,000 |
| Grand Forks, ND-MN | 3 | $ 139,000 | $ 46,333 | $ 44,000 |
| Harrisonburg, VA | 3 | $ 307,000 | $ 102,333 | $ 62,000 |
| Hot Springs, AR | 3 | $ 1,250,000 | $ 416,666 | $ 57,000 |
| Johnson City, TN | 3 | $ 311,000 | $ 103,666 | $ 60,000 |
| Kankakee-Bradley, IL | 3 | $ 600,000 | $ 200,000 | $ 52,000 |
| Kokomo, IN | 3 | $ 347,000 | $ 115,666 | $ 58,000 |
| Lewiston, ID-WA | 3 | $ 823,000 | $ 274,333 | $ 166,666 |
| Lewiston-Auburn, ME | 3 | $ 522,000 | $ 174,000 | $ 92,000 |
| Midland, TX | 3 | $ 838,000 | $ 279,333 | $ 37,000 |
| Monroe, LA | 3 | $ 375,000 | $ 125,000 | $ 189,000 |
| Morgantown, WV | 3 | $ 276,000 | $ 92,000 | $ 87,000 |
| Rapid City, SD | 3 | $ 824,000 | $ 274,666 | $ 137,000 |
| Springfield, OH | 3 | $ 266,000 | $ 88,666 | $ 55,000 |
| Victoria, TX | 3 | $ 227,000 | $ 75,666 | $ 114,000 |
| Yakima, WA | 3 | $ 361,000 | $ 120,333 | $ 78,000 |
| Abilene, TX | 2 | $ 281,000 | $ 140,500 | $ 506,000 |
| Altoona, PA | 2 | $ 70,000 | $ 35,000 | $ 65,000 |
| Amarillo, TX | 2 | $ 1,135,000 | $ 567,500 | $ 67,000 |
| Casper, WY | 2 | $ 73,000 | $ 36,500 | $ 72,000 |
| Columbus, IN | 2 | $ 244,000 | $ 122,000 | $ 81,000 |
| Decatur, IL | 2 | $ 273,000 | $ 136,500 | $ 143,000 |
| Elizabethtown, KY | 2 | $ 274,000 | $ 137,000 | $ 58,000 |
| Fond Du Lac, WI | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Great Falls, MT | 2 | $ 152,000 | $ 76,000 | $ 43,000 |
| Hattiesburg, MS | 2 | $ 503,000 | $ 251,500 | $ 51,000 |
| Jackson, MI | 2 | $ 162,000 | $ 81,000 | $ 66,000 |
| Jackson, TN | 2 | $ 440,000 | $ 220,000 | $ 61,000 |
| Janesville, WI | 2 | $ 84,000 | $ 42,000 | $ 101,000 |
| Jefferson City, MO | 2 | $ 114,000 | $ 57,000 | $ 71,000 |
| Johnstown, PA | 2 | $ 338,000 | $ 169,000 | $ 130,000 |
| Jonesboro, AR | 2 | $ 650,000 | $ 325,000 | $ 228,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 251,000 | $ 125,500 | $ 101,000 |
| Lafayette, IN | 2 | $ 126,000 | $ 63,000 | $ 41,000 |
| Laredo, TX | 2 | $ 692,000 | $ 346,000 | $ 24,000 |
| Lubbock, TX | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 245,000 | $ 122,500 | $ 106,000 |
| Odessa, TX | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| Owensboro, KY | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 2 | $ 196,000 | $ 98,000 | $ 70,000 |
| Rocky Mount, NC | 2 | $ 157,000 | $ 78,500 | $ 247,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 477,000 | $ 238,500 | $ 195,000 |
| San Angelo, TX | 2 | $ 248,000 | $ 124,000 | $ 72,000 |
| Sioux City, IA-NE-SD | 2 | $ 85,000 | $ 42,500 | $ 64,000 |
| Texarkana, Tx-Texarkana, AR | 2 | $ 242,000 | $ 121,000 | $ 58,500 |
| Valdosta, GA | 2 | $ 584,000 | $ 292,000 | $ 140,000 |
| Wichita Falls, TX | 2 | $ 170,000 | $ 85,000 | $ 116,000 |
| Williamsport, PA | 2 | $ 316,000 | $ 158,000 | $ 92,000 |
| Albany, GA | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Ames, IA | 1 | $ 200,000 | $ 200,000 | $ 53,000 |
| Anderson, IN | 1 | $ 437,000 | $ 437,000 | $ 0 |
| Appleton, WI | 1 | $ 69,000 | $ 69,000 | $ 134,000 |
| Bowling Green, KY | 1 | $ 31,000 | $ 31,000 | $ 75,000 |
| Burlington, NC | 1 | $ 370,000 | $ 370,000 | $ 106,000 |
| Dubuque, IA | 1 | $ 26,000 | $ 26,000 | $ 65,000 |
| Duluth, MN-WI | 1 | $ 108,000 | $ 108,000 | $ 68,000 |
| Florence, SC | 1 | $ 347,000 | $ 347,000 | $ 452,000 |
| Gadsden, AL | 1 | $ 92,000 | $ 92,000 | $ 108,000 |
| Greenville, NC | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Ithaca, NY | 1 | $ 97,000 | $ 97,000 | $ 96,000 |
| Lawton, OK | 1 | $ 256,000 | $ 256,000 | $ 160,000 |
| Lima, OH | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Muncie, IN | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Muskegon-Norton Shores, MI | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Salisbury, MD | 1 | $ 246,000 | $ 246,000 | $ 75,000 |
| St. Joseph, MO-KS | 1 | $ 131,000 | $ 131,000 | $ 205,000 |
| Terre Haute, IN | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Tyler, TX | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Waco, TX | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 214,000 | $ 214,000 | $ 90,000 |
| Wheeling, WV-OH | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,152 | $4,942,316,000 | $288,000 | $4,800,000 | $98,000 | $6,480,000 |
| Home Purchase | 12,822 | $4,476,727,000 | $349,000 | $3,000,000 | $101,000 | $9,100,000 |
| Home Improvement | 89 | $37,411,000 | $420,000 | $4,500,000 | $151,000 | $1,023,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,532 | $3,305,319,000 | $286,000 | $4,500,000 | $128,000 | $6,480,000 |
| Not Provided | 9,095 | $1,917,697,000 | $210,000 | $3,500,000 | $124,000 | $2,615,000 |
| Not applicable | 5,985 | $3,261,611,000 | $544,000 | $4,800,000 | $0 | $642,000 |
| Asian | 1,271 | $438,219,000 | $344,000 | $2,000,000 | $134,000 | $9,100,000 |
| Hispanic | 1,167 | $310,434,000 | $266,000 | $1,924,000 | $101,000 | $939,000 |
| Black or African American | 772 | $168,043,000 | $217,000 | $1,425,000 | $86,000 | $1,046,000 |
| Native Hawaiian or Other Pacific Islander | 156 | $34,308,000 | $219,000 | $1,000,000 | $89,000 | $510,000 |
| American Indian or Alaskan Native | 85 | $20,823,000 | $244,000 | $1,000,000 | $90,000 | $434,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,062 | $9,456,353,000 | $314,000 | $4,800,000 | $99,000 | $9,100,000 |
| FHA-insured (Federal Housing Administration) | 1 | $101,000 | $101,000 | $101,000 | $49,000 | $49,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,037 | $2,288,838,000 | $284,000 | $3,200,000 | $132,000 | $3,600,000 |
| Loan Purchased By The Institution | 7,767 | $3,638,497,000 | $468,000 | $4,800,000 | $29,000 | $2,378,000 |
| Application Denied By Financial Institution | 7,555 | $1,806,680,000 | $239,000 | $4,500,000 | $121,000 | $9,100,000 |
| Preapproval Denied by Financial Institution | 3,157 | $794,363,000 | $251,000 | $1,600,000 | $100,000 | $3,878,000 |
| Application Withdrawn By Applicant | 2,000 | $459,527,000 | $229,000 | $3,500,000 | $124,000 | $2,400,000 |
| Application Approved But Not Accepted | 1,528 | $460,953,000 | $301,000 | $3,000,000 | $143,000 | $2,000,000 |
| File Closed For Incompleteness | 19 | $7,596,000 | $399,000 | $1,340,000 | $182,000 | $917,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7,720 | $1,880,313,000 | $243,000 | $2,900,000 | $117,000 | $9,100,000 |
| Credit History | 1,031 | $216,028,000 | $209,000 | $2,178,000 | $96,000 | $1,800,000 |
| Debt-To-Income Ratio | 787 | $202,289,000 | $257,000 | $1,500,000 | $78,000 | $600,000 |
| Collateral | 729 | $184,852,000 | $253,000 | $4,500,000 | $136,000 | $2,484,000 |
| Other | 188 | $39,333,000 | $209,000 | $2,193,000 | $123,000 | $1,074,000 |
| Unverifiable Information | 134 | $49,300,000 | $367,000 | $3,900,000 | $244,000 | $6,480,000 |
| Employment History | 92 | $21,038,000 | $228,000 | $720,000 | $95,000 | $500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $7,699,000 | $265,000 | $1,069,000 | $113,000 | $528,000 |
| Mortgage Insurance Denied | 2 | $191,000 | $95,000 | $158,000 | $135,000 | $230,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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