East West Bank Mortgage Lending & HMDA Data, 2016

In 2016, East West Bank of Pasadena, CA reported 4,729 mortgage applications totaling $1.8 billion, up 75% from 2015. The average application was for $381,885, and applicants reported an average income of $29,849. 30% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (908), Atlanta-Sandy Springs-Roswell, GA (566) and Riverside-San Bernardino-Ontario, CA (494) (applications in parentheses).

Mortgage Company & Address East West Bank
135 North Los Robles Avenue
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,729
Total Mortgage Loan Application Amount $1,805,937,000
Average Mortgage Loan Application Amount $381,885
Highest Mortgage Loan Application Amount $30,500,000
Average Applicant Income $29,849
Highest Applicant Income $441,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records East West Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for East West Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 908 $ 556,505,000 $ 612,890 $ 21,000
San Bernardino, California 428 $ 113,712,000 $ 265,682 $ 23,000
Orange, California 331 $ 150,214,000 $ 453,818 $ 32,000
Harris, Texas 294 $ 41,193,000 $ 140,112 $ 40,000
King, Washington 262 $ 109,093,000 $ 416,385 $ 20,000
Sacramento, California 220 $ 46,711,000 $ 212,322 $ 38,000
Dallas, Texas 186 $ 25,455,000 $ 136,854 $ 41,000
Clark, Nevada 164 $ 34,387,000 $ 209,676 $ 29,000
Queens, New York 153 $ 65,247,000 $ 426,450 $ 20,000
Middlesex, Massachusetts 142 $ 37,157,000 $ 261,669 $ 61,000
Gwinnett, Georgia 135 $ 20,471,000 $ 151,637 $ 42,000
Santa Clara, California 132 $ 79,292,000 $ 600,696 $ 31,000
San Diego, California 130 $ 35,805,000 $ 275,423 $ 40,000
Alameda, California 114 $ 51,499,000 $ 451,745 $ 30,000
Collin, Texas 101 $ 34,011,000 $ 336,742 $ 30,000
Kings, New York 77 $ 38,171,000 $ 495,727 $ 13,000
Cobb, Georgia 76 $ 12,585,000 $ 165,592 $ 40,000
San Mateo, California 68 $ 46,523,000 $ 684,161 $ 25,000
Fulton, Georgia 68 $ 10,866,000 $ 159,794 $ 39,000
Riverside, California 66 $ 29,460,000 $ 446,363 $ 10,000
DeKalb, Georgia 65 $ 8,446,000 $ 129,938 $ 39,000
Suffolk, Massachusetts 63 $ 33,651,000 $ 534,142 $ 41,000
San Francisco, California 54 $ 43,717,000 $ 809,574 $ 38,000
Richmond, New York 52 $ 15,762,000 $ 303,115 $ 10,000
Fort Bend, Texas 50 $ 8,860,000 $ 177,200 $ 26,000
Paulding, Georgia 37 $ 5,118,000 $ 138,324 $ 38,000
Cherokee, Georgia 34 $ 5,190,000 $ 152,647 $ 41,000
Norfolk, Massachusetts 34 $ 11,477,000 $ 337,558 $ 48,000
Henry, Georgia 33 $ 4,805,000 $ 145,606 $ 41,000
Contra Costa, California 26 $ 10,844,000 $ 417,076 $ 23,000
Douglas, Georgia 25 $ 3,272,000 $ 130,880 $ 39,000
Barrow, Georgia 24 $ 3,075,000 $ 128,125 $ 40,000
Snohomish, Washington 21 $ 5,759,000 $ 274,238 $ 8,000
Clayton, Georgia 19 $ 1,855,000 $ 97,631 $ 36,000
Forsyth, Georgia 17 $ 3,232,000 $ 190,117 $ 32,000
Bartow, Georgia 14 $ 1,867,000 $ 133,357 $ 41,000
New York, New York 14 $ 35,260,000 $ 2,518,571 $ 18,000
Bronx, New York 12 $ 3,344,000 $ 278,666 $ 21,000
Kern, California 9 $ 14,214,000 $ 1,579,333 $ 5,000
Rockdale, Georgia 9 $ 1,297,000 $ 144,111 $ 44,000
Fayette, Georgia 6 $ 1,093,000 $ 182,166 $ 46,000
Suffolk, New York 4 $ 715,000 $ 178,750 $ 14,000
Denton, Texas 4 $ 981,000 $ 245,250 $ 13,000
Tarrant, Texas 4 $ 625,000 $ 156,250 $ 17,000
Fresno, California 3 $ 21,105,000 $ 7,035,000 $ 9,000
Yuba, California 3 $ 709,000 $ 236,333 $ 0
Nassau, New York 3 $ 4,311,000 $ 1,437,000 $ 0
Montgomery, Texas 3 $ 568,000 $ 189,333 $ 0
Kings, California 2 $ 1,314,000 $ 657,000 $ 0
Monterey, California 2 $ 561,000 $ 280,500 $ 30,000
San Joaquin, California 2 $ 242,000 $ 121,000 $ 59,000
Sonoma, California 2 $ 8,172,000 $ 4,086,000 $ 65,000
Ventura, California 2 $ 578,000 $ 289,000 $ 38,000
Newton, Georgia 2 $ 159,000 $ 79,500 $ 36,000
Spalding, Georgia 2 $ 223,000 $ 111,500 $ 22,000
Waller, Texas 2 $ 365,000 $ 182,500 $ 49,000
Pierce, Washington 2 $ 1,313,000 $ 656,500 $ 0
Butte, California 1 $ 372,000 $ 372,000 $ 0
Imperial, California 1 $ 160,000 $ 160,000 $ 27,000
Madera, California 1 $ 120,000 $ 120,000 $ 24,000
Marin, California 1 $ 250,000 $ 250,000 $ 96,000
Merced, California 1 $ 230,000 $ 230,000 $ 0
Napa, California 1 $ 402,000 $ 402,000 $ 165,000
Santa Barbara, California 1 $ 206,000 $ 206,000 $ 32,000
Solano, California 1 $ 379,000 $ 379,000 $ 0
Stanislaus, California 1 $ 195,000 $ 195,000 $ 52,000
Tulare, California 1 $ 280,000 $ 280,000 $ 0
Tuolumne, California 1 $ 150,000 $ 150,000 $ 233,000
Bristol, Massachusetts 1 $ 259,000 $ 259,000 $ 137,000
Essex, Massachusetts 1 $ 248,000 $ 248,000 $ 90,000
Greene, New York 1 $ 250,000 $ 250,000 $ 0

Mortgage Loan Application Detail Totals for East West Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,955 $1,049,481,000 $355,000 $15,300,000 $25,000 $441,000
Refinancing 1,655 $702,437,000 $424,000 $30,500,000 $39,000 $432,000
Home Improvement 119 $54,019,000 $453,000 $6,500,000 $23,000 $125,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,832 $806,573,000 $440,000 $4,500,000 $16,000 $406,000
White 1,282 $329,738,000 $257,000 $3,200,000 $44,000 $441,000
Hispanic 866 $177,831,000 $205,000 $1,340,000 $39,000 $274,000
Black or African American 329 $60,631,000 $184,000 $1,500,000 $41,000 $157,000
Not applicable 223 $378,831,000 $1,698,000 $30,500,000 $0 $66,000
Not Provided 153 $32,268,000 $210,000 $1,818,000 $46,000 $142,000
Native Hawaiin or Other Pacific Islander 30 $15,364,000 $512,000 $1,500,000 $21,000 $186,000
American Indian or Alaskan Native 14 $4,701,000 $335,000 $1,500,000 $53,000 $303,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,724 $1,637,299,000 $439,000 $30,500,000 $27,000 $441,000
FHA-insured (Federal Housing Administration) 1,004 $168,519,000 $167,000 $508,000 $42,000 $98,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $119,000 $119,000 $119,000 $50,000 $50,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,496 $461,235,000 $184,000 $882,000 $45,000 $305,000
Loan Originated 1,438 $959,569,000 $667,000 $30,500,000 $9,000 $432,000
Application Denied By Financial Institution 482 $223,932,000 $464,000 $3,200,000 $32,000 $441,000
Application Withdrawn By Applicant 135 $78,040,000 $578,000 $2,475,000 $0 $53,000
Application Approved But Not Accepted 98 $45,754,000 $466,000 $1,500,000 $6,000 $130,000
File Closed For Incompleteness 80 $37,407,000 $467,000 $1,500,000 $1,000 $142,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Unverifiable Information 156 $67,536,000 $432,000 $3,200,000 $30,000 $441,000
Debt-To-Income Ratio 120 $48,709,000 $405,000 $1,500,000 $58,000 $303,000
Collateral 81 $46,264,000 $571,000 $1,700,000 $15,000 $181,000
Credit History 53 $24,307,000 $458,000 $1,475,000 $28,000 $300,000
Other 39 $22,386,000 $574,000 $1,608,000 $9,000 $148,000
Insufficient Cash (Downpayment, Closing Cost) 30 $13,655,000 $455,000 $2,000,000 $21,000 $173,000
Employment History 3 $1,075,000 $358,000 $550,000 $79,000 $148,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into East West Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess East West Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List