Easy Street Capital LLC Mortgage Lending & HMDA Data, 2023
In 2023, Easy Street Capital LLC of Austin, TX reported 2,071 mortgage applications totaling $695.8 million. The average application was for $335,951, and applicants reported an average income of $0. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (234), Los Angeles-Long Beach-Glendale, CA (199) and Riverside-San Bernardino-Ontario, CA (129) (applications in parentheses).
| Mortgage Company & Address | Easy Street Capital LLC 1201 E Cesar Chavez St Suite 1 Austin, TX 78702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 2,071 |
| Total Mortgage Loan Application Amount | $695,755,000 |
| Average Mortgage Loan Application Amount | $335,951 |
| Highest Mortgage Loan Application Amount | $5,595,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Easy Street Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 234 | $ 52,710,000 | $ 225,256 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 199 | $ 148,805,000 | $ 747,763 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 129 | $ 54,095,000 | $ 419,341 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 120 | $ 31,320,000 | $ 261,000 | $ 0 |
| Dallas-Plano-Irving, TX | 108 | $ 27,820,000 | $ 257,592 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 87 | $ 18,335,000 | $ 210,747 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 78 | $ 16,880,000 | $ 216,410 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 74 | $ 22,090,000 | $ 298,513 | $ 0 |
| Philadelphia, PA | 72 | $ 12,010,000 | $ 166,805 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 71 | $ 57,295,000 | $ 806,971 | $ 0 |
| Fort Worth-Arlington, TX | 55 | $ 10,965,000 | $ 199,363 | $ 0 |
| Columbus, OH | 43 | $ 7,855,000 | $ 182,674 | $ 0 |
| Outside any metro area | 42 | $ 8,670,000 | $ 206,428 | $ 0 |
| San Diego-Carlsbad, CA | 41 | $ 29,355,000 | $ 715,975 | $ 0 |
| San Antonio-New Braunfels, TX | 40 | $ 7,970,000 | $ 199,250 | $ 0 |
| Austin-Round Rock, TX | 35 | $ 12,875,000 | $ 367,857 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 33 | $ 7,125,000 | $ 215,909 | $ 0 |
| Birmingham-Hoover, AL | 24 | $ 4,410,000 | $ 183,750 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 23 | $ 8,125,000 | $ 353,260 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 6,050,000 | $ 336,111 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 2,960,000 | $ 164,444 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 4,565,000 | $ 268,529 | $ 0 |
| Jacksonville, FL | 15 | $ 2,965,000 | $ 197,666 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 3,280,000 | $ 234,285 | $ 0 |
| Fayetteville, NC | 14 | $ 1,880,000 | $ 134,285 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 6,950,000 | $ 496,428 | $ 0 |
| Cape Coral-Fort Myers, FL | 13 | $ 3,455,000 | $ 265,769 | $ 0 |
| Fresno, CA | 12 | $ 2,820,000 | $ 235,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,420,000 | $ 201,666 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,365,000 | $ 124,090 | $ 0 |
| Pittsburgh, PA | 11 | $ 1,965,000 | $ 178,636 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 3,165,000 | $ 287,727 | $ 0 |
| Lakeland-Winter Haven, FL | 10 | $ 1,510,000 | $ 151,000 | $ 0 |
| Richmond, VA | 10 | $ 1,810,000 | $ 181,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 10 | $ 21,980,000 | $ 2,198,000 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 2,750,000 | $ 275,000 | $ 0 |
| Camden, NJ | 9 | $ 1,805,000 | $ 200,555 | $ 0 |
| Ocala, FL | 9 | $ 1,495,000 | $ 166,111 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 5,735,000 | $ 637,222 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 1,855,000 | $ 206,111 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 1,625,000 | $ 180,555 | $ 0 |
| Denver-Aurora-Lakewood, CO | 8 | $ 5,590,000 | $ 698,750 | $ 0 |
| East Stroudsburg, PA | 8 | $ 1,560,000 | $ 195,000 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 8 | $ 1,160,000 | $ 145,000 | $ 0 |
| Punta Gorda, FL | 8 | $ 1,660,000 | $ 207,500 | $ 0 |
| Bakersfield, CA | 7 | $ 1,275,000 | $ 182,142 | $ 0 |
| Corpus Christi, TX | 7 | $ 1,195,000 | $ 170,714 | $ 0 |
| Killeen-Temple, TX | 7 | $ 955,000 | $ 136,428 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 2,665,000 | $ 380,714 | $ 0 |
| Port St. Lucie, FL | 7 | $ 1,325,000 | $ 189,285 | $ 0 |
| Spartanburg, SC | 7 | $ 905,000 | $ 129,285 | $ 0 |
| Stockton-Lodi, CA | 7 | $ 2,555,000 | $ 365,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 6 | $ 970,000 | $ 161,666 | $ 0 |
| Baton Rouge, LA | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| Chattanooga, TN-GA | 6 | $ 800,000 | $ 133,333 | $ 0 |
| Knoxville, TN | 6 | $ 1,010,000 | $ 168,333 | $ 0 |
| Tulsa, OK | 6 | $ 890,000 | $ 148,333 | $ 0 |
| Urban Honolulu, HI | 6 | $ 4,750,000 | $ 791,666 | $ 0 |
| Clarksville, TN-KY | 5 | $ 665,000 | $ 133,000 | $ 0 |
| Sherman-Denison, TX | 5 | $ 745,000 | $ 149,000 | $ 0 |
| St. Louis, MO-IL | 5 | $ 1,135,000 | $ 227,000 | $ 0 |
| Wilmington, DE-MD-NJ | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 2,550,000 | $ 637,500 | $ 0 |
| Durham-Chapel Hill, NC | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Homosassa Springs, FL | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 860,000 | $ 215,000 | $ 0 |
| Oklahoma City, OK | 4 | $ 700,000 | $ 175,000 | $ 0 |
| Savannah, GA | 4 | $ 990,000 | $ 247,500 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Boston, MA | 3 | $ 935,000 | $ 311,666 | $ 0 |
| Columbia, SC | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Greensboro-High Point, NC | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Kansas City, MO-KS | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Madera, CA | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,375,000 | $ 458,333 | $ 0 |
| Raleigh, NC | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Springfield, MO | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Winston-Salem, NC | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Worcester, MA-CT | 3 | $ 915,000 | $ 305,000 | $ 0 |
| Akron, OH | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 850,000 | $ 425,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Cincinnati, OH-KY-IN | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Cleveland-Elyria, OH | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Columbus, GA-AL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Florence, SC | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Gainesville, FL | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Gainesville, GA | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Harrisburg-Carlisle, PA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Huntsville, AL | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Memphis, TN-MS-AR | 2 | $ 180,000 | $ 90,000 | $ 0 |
| New Haven-Milford, CT | 2 | $ 340,000 | $ 170,000 | $ 0 |
| New York-Newark, NY | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Odessa, TX | 2 | $ 240,000 | $ 120,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 2,790,000 | $ 1,395,000 | $ 0 |
| Sheboygan, WI | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Waco, TX | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Wilmington, NC | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Albuquerque, NM | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| El Paso, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Fort Collins, CO | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Goldsboro, NC | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Great Falls, MT | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hattiesburg, MS | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Jacksonville, NC | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lake Charles, LA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lubbock, TX | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Merced, CA | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Mobile, AL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Modesto, CA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Napa, CA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 465,000 | $ 465,000 | $ 0 |
| New Bern, NC | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Newark, NJ-PA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ocean City, NJ | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Panama City, FL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Racine, WI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Reading, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Rome, GA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 525,000 | $ 525,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 745,000 | $ 745,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Springfield, MA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sumter, SC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| The Villages, FL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Toledo, OH | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Trenton, NJ | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 205,000 | $ 205,000 | $ 0 |
| York-Hanover, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
Mortgage Loan Application Detail Totals for Easy Street Capital LLC in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 2,071 | $695,755,000 | $335,000 | $5,595,000 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,713 | $571,575,000 | $333,000 | $5,595,000 | $0 | $0 |
| Not Provided | 260 | $89,830,000 | $345,000 | $1,805,000 | $0 | $0 |
| White | 51 | $15,595,000 | $305,000 | $1,005,000 | $0 | $0 |
| Hispanic | 16 | $3,860,000 | $241,000 | $545,000 | $0 | $0 |
| Black or African American | 12 | $2,510,000 | $209,000 | $475,000 | $0 | $0 |
| Asian | 7 | $5,465,000 | $780,000 | $1,315,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,071 | $695,755,000 | $335,000 | $5,595,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,071 | $695,755,000 | $335,000 | $5,595,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,071 | $695,755,000 | $335,000 | $5,595,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Easy Street Capital LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Easy Street Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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