Emmco, LLC Mortgage Lending & HMDA Data, 2003

In 2003, Emmco, LLC of Lexington, SC reported 13,984 mortgage applications totaling $1.4 billion. The average application was for $101,045, and applicants reported an average income of $42,890. 5% of its applications resulted in an originated loan and 75% were denied. Its largest markets were Atlanta, GA (484), Baltimore, MD (390) and Philadelphia, PA-NJ (350) (applications in parentheses).

Mortgage Company & Address Emmco, LLC
113 Reed Avenue
Lexington, SC 29072
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 13,984
Total Mortgage Loan Application Amount $1,413,023,000
Average Mortgage Loan Application Amount $101,045
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $42,890
Highest Applicant Income $2,182,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Emmco, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Emmco, LLC by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Shelby, Tennessee 241 $ 22,442,000 $ 93,120 $ 39,000
Prince George's, Maryland 231 $ 33,125,000 $ 143,398 $ 60,000
Jefferson, Alabama 214 $ 18,807,000 $ 87,883 $ 54,000
Philadelphia, Pennsylvania 180 $ 11,309,000 $ 62,827 $ 41,000
Richland, South Carolina 157 $ 13,871,000 $ 88,350 $ 45,000
Lexington, South Carolina 144 $ 13,786,000 $ 95,736 $ 42,000
Baltimore City, Maryland 141 $ 9,783,000 $ 69,382 $ 38,000
Montgomery, Maryland 137 $ 24,768,000 $ 180,788 $ 75,000
Orange, Florida 132 $ 13,802,000 $ 104,560 $ 50,000
Mobile, Alabama 120 $ 11,013,000 $ 91,775 $ 42,000
Duval, Florida 108 $ 9,923,000 $ 91,879 $ 33,000
Los Angeles, California 103 $ 19,019,000 $ 184,650 $ 53,000
Escambia, Florida 101 $ 7,927,000 $ 78,485 $ 42,000
Hillsborough, Florida 101 $ 10,245,000 $ 101,435 $ 44,000
Baltimore, Maryland 98 $ 11,396,000 $ 116,285 $ 34,000
Palm Beach, Florida 97 $ 10,199,000 $ 105,144 $ 42,000
Volusia, Florida 95 $ 8,891,000 $ 93,589 $ 35,000
Polk, Florida 93 $ 7,194,000 $ 77,354 $ 36,000
Pinellas, Florida 92 $ 8,570,000 $ 93,152 $ 40,000
Sumter, South Carolina 91 $ 5,703,000 $ 62,670 $ 31,000
Madison, Alabama 89 $ 7,255,000 $ 81,516 $ 36,000
San Bernardino, California 85 $ 11,727,000 $ 137,964 $ 43,000
Brevard, Florida 85 $ 8,145,000 $ 95,823 $ 38,000
Spartanburg, South Carolina 83 $ 6,103,000 $ 73,530 $ 32,000
Florence, South Carolina 82 $ 6,232,000 $ 76,000 $ 33,000
Davidson, Tennessee 80 $ 7,788,000 $ 97,350 $ 38,000
Anne Arundel, Maryland 74 $ 10,522,000 $ 142,189 $ 53,000
Charleston, South Carolina 72 $ 7,946,000 $ 110,361 $ 58,000
York, South Carolina 71 $ 8,001,000 $ 112,690 $ 49,000
DeKalb, Georgia 70 $ 10,015,000 $ 143,071 $ 60,000
Allegheny, Pennsylvania 70 $ 5,751,000 $ 82,157 $ 37,000
Aiken, South Carolina 70 $ 5,137,000 $ 73,385 $ 43,000
Broward, Florida 69 $ 7,933,000 $ 114,971 $ 47,000
Marion, Florida 69 $ 5,450,000 $ 78,985 $ 37,000
Wayne, Michigan 66 $ 4,880,000 $ 73,939 $ 36,000
Orangeburg, South Carolina 66 $ 4,414,000 $ 66,878 $ 28,000
Cumberland, Maine 64 $ 8,482,000 $ 132,531 $ 46,000
Riverside, California 63 $ 8,541,000 $ 135,571 $ 50,000
Horry, South Carolina 61 $ 6,082,000 $ 99,704 $ 51,000
Pasco, Florida 59 $ 4,849,000 $ 82,186 $ 36,000
Miami-Dade, Florida 58 $ 6,411,000 $ 110,534 $ 41,000
Cobb, Georgia 58 $ 7,950,000 $ 137,068 $ 46,000
Fulton, Georgia 58 $ 7,427,000 $ 128,051 $ 102,000
Hennepin, Minnesota 58 $ 8,966,000 $ 154,586 $ 50,000
Lee, Florida 57 $ 6,372,000 $ 111,789 $ 37,000
Gwinnett, Georgia 57 $ 8,199,000 $ 143,842 $ 54,000
York, Maine 57 $ 7,411,000 $ 130,017 $ 37,000
Douglas, Nebraska 56 $ 5,576,000 $ 99,571 $ 43,000
Lake, Florida 53 $ 5,504,000 $ 103,849 $ 30,000
St. Lucie, Florida 52 $ 4,469,000 $ 85,942 $ 35,000
York, Pennsylvania 52 $ 6,229,000 $ 119,788 $ 59,000
Montgomery, Alabama 51 $ 3,915,000 $ 76,764 $ 47,000
Frederick, Maryland 51 $ 8,399,000 $ 164,686 $ 55,000
Berkeley, South Carolina 51 $ 5,222,000 $ 102,392 $ 53,000
Darlington, South Carolina 50 $ 5,647,000 $ 112,940 $ 30,000
Greenville, South Carolina 48 $ 4,613,000 $ 96,104 $ 38,000
Calhoun, Alabama 47 $ 3,576,000 $ 76,085 $ 51,000
Clayton, Georgia 47 $ 4,415,000 $ 93,936 $ 54,000
Kershaw, South Carolina 47 $ 3,356,000 $ 71,404 $ 40,000
Montgomery, Pennsylvania 46 $ 6,666,000 $ 144,913 $ 43,000
Hamilton, Tennessee 46 $ 4,720,000 $ 102,608 $ 46,000
Knox, Tennessee 46 $ 3,665,000 $ 79,673 $ 31,000
Allegany, Maryland 44 $ 2,982,000 $ 67,772 $ 35,000
Tuscaloosa, Alabama 43 $ 3,425,000 $ 79,651 $ 36,000
Okaloosa, Florida 43 $ 3,799,000 $ 88,348 $ 36,000
Bucks, Pennsylvania 43 $ 6,691,000 $ 155,604 $ 57,000
Etowah, Alabama 42 $ 3,099,000 $ 73,785 $ 51,000
Chester, Pennsylvania 41 $ 5,965,000 $ 145,487 $ 43,000
Sullivan, Tennessee 41 $ 3,126,000 $ 76,243 $ 42,000
Johnson, Kansas 40 $ 5,677,000 $ 141,925 $ 38,000
Delaware, Pennsylvania 40 $ 4,481,000 $ 112,025 $ 54,000
Fresno, California 39 $ 5,057,000 $ 129,666 $ 50,000
Osceola, Florida 39 $ 3,933,000 $ 100,846 $ 35,000
Seminole, Florida 39 $ 4,579,000 $ 117,410 $ 45,000
Washington, Maryland 39 $ 4,110,000 $ 105,384 $ 42,000
Lehigh, Pennsylvania 39 $ 3,786,000 $ 97,076 $ 38,000
Kern, California 38 $ 3,380,000 $ 88,947 $ 42,000
Santa Rosa, Florida 38 $ 3,466,000 $ 91,210 $ 49,000
Sedgwick, Kansas 38 $ 2,612,000 $ 68,736 $ 46,000
Lancaster, South Carolina 37 $ 3,196,000 $ 86,378 $ 46,000
Sarasota, Florida 36 $ 4,536,000 $ 126,000 $ 77,000
Androscoggin, Maine 36 $ 3,705,000 $ 102,916 $ 42,000
Newberry, South Carolina 36 $ 2,901,000 $ 80,583 $ 40,000
Sacramento, California 35 $ 5,585,000 $ 159,571 $ 50,000
Hernando, Florida 35 $ 2,937,000 $ 83,914 $ 31,000
Dauphin, Pennsylvania 35 $ 3,075,000 $ 87,857 $ 45,000
Baldwin, Alabama 34 $ 3,870,000 $ 113,823 $ 49,000
Citrus, Florida 34 $ 2,617,000 $ 76,970 $ 32,000
Indian River, Florida 33 $ 2,795,000 $ 84,696 $ 37,000
Berks, Pennsylvania 33 $ 3,494,000 $ 105,878 $ 45,000
Hartford, Connecticut 32 $ 3,721,000 $ 116,281 $ 35,000
Clay, Florida 32 $ 2,863,000 $ 89,468 $ 46,000
Manatee, Florida 32 $ 3,073,000 $ 96,031 $ 48,000
Marshall, Alabama 31 $ 2,464,000 $ 79,483 $ 35,000
Shelby, Alabama 31 $ 3,889,000 $ 125,451 $ 44,000
San Diego, California 31 $ 6,838,000 $ 220,580 $ 57,000
Lancaster, Pennsylvania 31 $ 3,325,000 $ 107,258 $ 44,000
Anoka, Minnesota 30 $ 3,483,000 $ 116,100 $ 39,000
Oklahoma, Oklahoma 30 $ 2,669,000 $ 88,966 $ 31,000
Beaufort, South Carolina 30 $ 3,548,000 $ 118,266 $ 53,000
Cherokee, South Carolina 30 $ 2,481,000 $ 82,700 $ 38,000
Talladega, Alabama 29 $ 2,175,000 $ 75,000 $ 27,000
Kennebec, Maine 29 $ 2,641,000 $ 91,068 $ 34,000
Harford, Maryland 29 $ 4,465,000 $ 153,965 $ 41,000
Dakota, Minnesota 29 $ 4,295,000 $ 148,103 $ 43,000
Ramsey, Minnesota 29 $ 4,226,000 $ 145,724 $ 43,000
Northampton, Pennsylvania 29 $ 3,349,000 $ 115,482 $ 42,000
Morgan, Alabama 28 $ 2,313,000 $ 82,607 $ 41,000
Dorchester, South Carolina 28 $ 2,348,000 $ 83,857 $ 32,000
Fairfield, South Carolina 28 $ 1,896,000 $ 67,714 $ 37,000
Marion, South Carolina 28 $ 2,114,000 $ 75,500 $ 32,000
Blount, Alabama 27 $ 2,222,000 $ 82,296 $ 29,000
Cecil, Maryland 27 $ 3,586,000 $ 132,814 $ 60,000
Tipton, Tennessee 27 $ 2,325,000 $ 86,111 $ 38,000
Cullman, Alabama 26 $ 2,262,000 $ 87,000 $ 30,000
Tulare, California 26 $ 3,182,000 $ 122,384 $ 58,000
New Haven, Connecticut 26 $ 3,771,000 $ 145,038 $ 33,000
Alachua, Florida 26 $ 2,366,000 $ 91,000 $ 43,000
Wyandotte, Kansas 26 $ 1,924,000 $ 74,000 $ 45,000
Charles, Maryland 26 $ 4,506,000 $ 173,307 $ 53,000
Georgetown, South Carolina 26 $ 2,577,000 $ 99,115 $ 40,000
Gibson, Tennessee 26 $ 1,609,000 $ 61,884 $ 28,000
Madison, Tennessee 26 $ 1,759,000 $ 67,653 $ 42,000
Leon, Florida 25 $ 2,089,000 $ 83,560 $ 39,000
Montgomery, Tennessee 25 $ 2,277,000 $ 91,080 $ 44,000
Limestone, Alabama 24 $ 2,226,000 $ 92,750 $ 49,000
San Joaquin, California 24 $ 3,848,000 $ 160,333 $ 49,000
Penobscot, Maine 24 $ 2,180,000 $ 90,833 $ 43,000
Howard, Maryland 24 $ 4,072,000 $ 169,666 $ 54,000
Laurens, South Carolina 24 $ 1,655,000 $ 68,958 $ 31,000
Lawrence, Alabama 23 $ 1,738,000 $ 75,565 $ 37,000
Hall, Georgia 23 $ 2,358,000 $ 102,521 $ 40,000
Richmond, Georgia 23 $ 1,737,000 $ 75,521 $ 37,000
Autauga, Alabama 22 $ 1,331,000 $ 60,500 $ 25,000
Walker, Alabama 22 $ 1,513,000 $ 68,772 $ 33,000
Monroe, Pennsylvania 22 $ 2,706,000 $ 123,000 $ 49,000
Chester, South Carolina 22 $ 1,713,000 $ 77,863 $ 127,000
Lincoln, Tennessee 22 $ 1,767,000 $ 80,318 $ 48,000
Milwaukee, Wisconsin 22 $ 1,810,000 $ 82,272 $ 48,000
Colbert, Alabama 21 $ 1,360,000 $ 64,761 $ 38,000
Lauderdale, Alabama 21 $ 1,807,000 $ 86,047 $ 31,000
Alameda, California 21 $ 4,844,000 $ 230,666 $ 36,000
Fairfield, Connecticut 21 $ 4,484,000 $ 213,523 $ 73,000
Oxford, Maine 21 $ 1,702,000 $ 81,047 $ 55,000
Lancaster, Nebraska 21 $ 2,180,000 $ 103,809 $ 27,000
Bernalillo, New Mexico 21 $ 2,299,000 $ 109,476 $ 52,000
Tulsa, Oklahoma 21 $ 1,678,000 $ 79,904 $ 37,000
Franklin, Pennsylvania 21 $ 2,007,000 $ 95,571 $ 45,000
Lee, South Carolina 21 $ 1,263,000 $ 60,142 $ 33,000
Pickens, South Carolina 21 $ 1,725,000 $ 82,142 $ 35,000
Rutherford, Tennessee 21 $ 1,977,000 $ 94,142 $ 25,000
Charlotte, Florida 20 $ 1,992,000 $ 99,600 $ 33,000
Chatham, Georgia 20 $ 1,913,000 $ 95,650 $ 40,000
Cherokee, Georgia 20 $ 2,505,000 $ 125,250 $ 43,000
Houston, Georgia 20 $ 1,783,000 $ 89,150 $ 40,000
Marion, Indiana 20 $ 2,140,000 $ 107,000 $ 26,000
Shawnee, Kansas 20 $ 1,566,000 $ 78,300 $ 30,000
Calvert, Maryland 20 $ 3,132,000 $ 156,600 $ 46,000
St. Mary's, Maryland 20 $ 2,403,000 $ 120,150 $ 48,000
St. Louis, Minnesota 20 $ 1,662,000 $ 83,100 $ 42,000
Passaic, New Jersey 20 $ 3,354,000 $ 167,700 $ 52,000
Washington, Pennsylvania 20 $ 1,780,000 $ 89,000 $ 44,000
Westmoreland, Pennsylvania 20 $ 1,744,000 $ 87,200 $ 43,000
Anderson, South Carolina 20 $ 1,740,000 $ 87,000 $ 40,000
Dyer, Tennessee 20 $ 1,217,000 $ 60,850 $ 42,000
St. Clair, Alabama 19 $ 1,738,000 $ 91,473 $ 41,000
Coweta, Georgia 19 $ 1,790,000 $ 94,210 $ 38,000
Douglas, Georgia 19 $ 1,987,000 $ 104,578 $ 56,000
Sarpy, Nebraska 19 $ 1,898,000 $ 99,894 $ 42,000
Camden, New Jersey 19 $ 1,714,000 $ 90,210 $ 40,000
Luzerne, Pennsylvania 19 $ 1,443,000 $ 75,947 $ 28,000
Colleton, South Carolina 19 $ 1,321,000 $ 69,526 $ 59,000
Dillon, South Carolina 19 $ 1,220,000 $ 64,210 $ 33,000
Sumner, Tennessee 19 $ 1,660,000 $ 87,368 $ 20,000
Contra Costa, California 18 $ 4,872,000 $ 270,666 $ 84,000
Shasta, California 18 $ 2,230,000 $ 123,888 $ 51,000
Stanislaus, California 18 $ 2,764,000 $ 153,555 $ 50,000
Bay, Florida 18 $ 1,633,000 $ 90,722 $ 53,000
Clarke, Georgia 18 $ 1,886,000 $ 104,777 $ 29,000
Muscogee, Georgia 18 $ 1,315,000 $ 73,055 $ 42,000
Essex, New Jersey 18 $ 2,940,000 $ 163,333 $ 38,000
Cumberland, Pennsylvania 18 $ 1,636,000 $ 90,888 $ 32,000
Blount, Tennessee 18 $ 1,712,000 $ 95,111 $ 27,000
Campbell, Tennessee 18 $ 1,284,000 $ 71,333 $ 31,000
Carter, Tennessee 18 $ 1,411,000 $ 78,388 $ 46,000
Tallapoosa, Alabama 17 $ 1,162,000 $ 68,352 $ 44,000
Merced, California 17 $ 2,233,000 $ 131,352 $ 58,000
Jefferson, Colorado 17 $ 2,859,000 $ 168,176 $ 35,000
Collier, Florida 17 $ 2,973,000 $ 174,882 $ 44,000
Bibb, Georgia 17 $ 1,425,000 $ 83,823 $ 42,000
Henry, Georgia 17 $ 1,890,000 $ 111,176 $ 53,000
Paulding, Georgia 17 $ 1,763,000 $ 103,705 $ 50,000
Wicomico, Maryland 17 $ 1,334,000 $ 78,470 $ 43,000
Middlesex, New Jersey 17 $ 2,964,000 $ 174,352 $ 76,000
Mercer, Pennsylvania 17 $ 1,589,000 $ 93,470 $ 45,000
Greene, Tennessee 17 $ 1,295,000 $ 76,176 $ 34,000
McMinn, Tennessee 17 $ 1,411,000 $ 83,000 $ 32,000
Obion, Tennessee 17 $ 1,110,000 $ 65,294 $ 32,000
Dallas, Alabama 16 $ 950,000 $ 59,375 $ 29,000
Elmore, Alabama 16 $ 1,214,000 $ 75,875 $ 22,000
Arapahoe, Colorado 16 $ 2,757,000 $ 172,312 $ 40,000
Highlands, Florida 16 $ 1,346,000 $ 84,125 $ 43,000
Suwannee, Florida 16 $ 897,000 $ 56,062 $ 32,000
Carroll, Georgia 16 $ 1,619,000 $ 101,187 $ 62,000
St. Louis, Missouri 16 $ 1,194,000 $ 74,625 $ 39,000
Atlantic, New Jersey 16 $ 2,037,000 $ 127,312 $ 44,000
Bergen, New Jersey 16 $ 3,842,000 $ 240,125 $ 71,000
Ocean, New Jersey 16 $ 2,049,000 $ 128,062 $ 51,000
Erie, Pennsylvania 16 $ 1,553,000 $ 97,062 $ 51,000
Fayette, Pennsylvania 16 $ 1,000,000 $ 62,500 $ 25,000
Lackawanna, Pennsylvania 16 $ 1,618,000 $ 101,125 $ 72,000
Greenwood, South Carolina 16 $ 1,250,000 $ 78,125 $ 51,000
Washington, Tennessee 16 $ 1,829,000 $ 114,312 $ 38,000
Orange, California 15 $ 2,931,000 $ 195,400 $ 47,000
Santa Clara, California 15 $ 4,513,000 $ 300,866 $ 60,000
Sumter, Florida 15 $ 1,186,000 $ 79,066 $ 50,000
Bartow, Georgia 15 $ 1,797,000 $ 119,800 $ 39,000
Carroll, Maryland 15 $ 2,447,000 $ 163,133 $ 37,000
Monmouth, New Jersey 15 $ 2,413,000 $ 160,866 $ 56,000
Lebanon, Pennsylvania 15 $ 1,356,000 $ 90,400 $ 24,000
Barnwell, South Carolina 15 $ 965,000 $ 64,333 $ 42,000
Chesterfield, South Carolina 15 $ 1,238,000 $ 82,533 $ 30,000
Henry, Tennessee 15 $ 1,067,000 $ 71,133 $ 30,000
Roane, Tennessee 15 $ 996,000 $ 66,400 $ 43,000
Wilson, Tennessee 15 $ 1,536,000 $ 102,400 $ 54,000
Chilton, Alabama 14 $ 1,228,000 $ 87,714 $ 54,000
DeKalb, Alabama 14 $ 1,087,000 $ 77,642 $ 19,000
Ventura, California 14 $ 3,440,000 $ 245,714 $ 72,000
El Paso, Colorado 14 $ 1,920,000 $ 137,142 $ 27,000
Putnam, Florida 14 $ 1,231,000 $ 87,928 $ 41,000
Forsyth, Georgia 14 $ 2,125,000 $ 151,785 $ 29,000
Gordon, Georgia 14 $ 1,292,000 $ 92,285 $ 32,000
Leavenworth, Kansas 14 $ 1,507,000 $ 107,642 $ 26,000
Knox, Maine 14 $ 1,481,000 $ 105,785 $ 37,000
Caroline, Maryland 14 $ 1,685,000 $ 120,357 $ 25,000
Garrett, Maryland 14 $ 1,215,000 $ 86,785 $ 39,000
Stearns, Minnesota 14 $ 1,479,000 $ 105,642 $ 39,000
Hinds, Mississippi 14 $ 1,064,000 $ 76,000 $ 34,000
Pike, Pennsylvania 14 $ 1,643,000 $ 117,357 $ 52,000
Clarendon, South Carolina 14 $ 744,000 $ 53,142 $ 28,000
Oconee, South Carolina 14 $ 1,282,000 $ 91,571 $ 52,000
Bedford, Tennessee 14 $ 1,129,000 $ 80,642 $ 30,000
Hamblen, Tennessee 14 $ 1,148,000 $ 82,000 $ 30,000
Lawrence, Tennessee 14 $ 1,131,000 $ 80,785 $ 39,000
Loudon, Tennessee 14 $ 1,119,000 $ 79,928 $ 39,000
Maury, Tennessee 14 $ 1,431,000 $ 102,214 $ 61,000
Robertson, Tennessee 14 $ 1,469,000 $ 104,928 $ 49,000
Sevier, Tennessee 14 $ 1,302,000 $ 93,000 $ 55,000
Williamson, Tennessee 14 $ 1,766,000 $ 126,142 $ 37,000
Jackson, Alabama 13 $ 976,000 $ 75,076 $ 44,000
Flagler, Florida 13 $ 1,457,000 $ 112,076 $ 59,000
Newton, Georgia 13 $ 1,375,000 $ 105,769 $ 25,000
Spalding, Georgia 13 $ 1,178,000 $ 90,615 $ 52,000
Upson, Georgia 13 $ 985,000 $ 75,769 $ 35,000
Genesee, Michigan 13 $ 954,000 $ 73,384 $ 30,000
Union, New Jersey 13 $ 2,004,000 $ 154,153 $ 60,000
Dona Ana, New Mexico 13 $ 1,113,000 $ 85,615 $ 38,000
Cleveland, Oklahoma 13 $ 950,000 $ 73,076 $ 21,000
Adams, Pennsylvania 13 $ 1,406,000 $ 108,153 $ 46,000
Edgefield, South Carolina 13 $ 955,000 $ 73,461 $ 45,000
Coffee, Tennessee 13 $ 786,000 $ 60,461 $ 31,000
Jefferson, Tennessee 13 $ 981,000 $ 75,461 $ 22,000
Monroe, Tennessee 13 $ 903,000 $ 69,461 $ 32,000
King, Washington 13 $ 2,582,000 $ 198,615 $ 49,000
Pulaski, Arkansas 12 $ 867,000 $ 72,250 $ 36,000
Denver, Colorado 12 $ 1,859,000 $ 154,916 $ 51,000
Jackson, Florida 12 $ 632,000 $ 52,666 $ 29,000
Martin, Florida 12 $ 1,572,000 $ 131,000 $ 44,000
Nassau, Florida 12 $ 882,000 $ 73,500 $ 42,000
St. Johns, Florida 12 $ 1,478,000 $ 123,166 $ 56,000
Columbia, Georgia 12 $ 1,146,000 $ 95,500 $ 50,000
Laurens, Georgia 12 $ 733,000 $ 61,083 $ 26,000
Whitfield, Georgia 12 $ 1,154,000 $ 96,166 $ 51,000
Somerset, Maine 12 $ 877,000 $ 73,083 $ 25,000
Waldo, Maine 12 $ 1,274,000 $ 106,166 $ 34,000
Macomb, Michigan 12 $ 1,324,000 $ 110,333 $ 49,000
Hudson, New Jersey 12 $ 1,422,000 $ 118,500 $ 37,000
Chaves, New Mexico 12 $ 923,000 $ 76,916 $ 31,000
Lea, New Mexico 12 $ 835,000 $ 69,583 $ 36,000
Union, South Carolina 12 $ 774,000 $ 64,500 $ 70,000
Hawkins, Tennessee 12 $ 971,000 $ 80,916 $ 42,000
McNairy, Tennessee 12 $ 825,000 $ 68,750 $ 35,000
Marengo, Alabama 11 $ 788,000 $ 71,636 $ 22,000
Russell, Alabama 11 $ 755,000 $ 68,636 $ 39,000
Floyd, Georgia 11 $ 1,182,000 $ 107,454 $ 30,000
Jackson, Georgia 11 $ 845,000 $ 76,818 $ 32,000
Lowndes, Georgia 11 $ 918,000 $ 83,454 $ 41,000
Jefferson, Kentucky 11 $ 1,327,000 $ 120,636 $ 22,000
Sagadahoc, Maine 11 $ 1,663,000 $ 151,181 $ 117,000
Washington, Minnesota 11 $ 1,836,000 $ 166,909 $ 55,000
Jackson, Mississippi 11 $ 916,000 $ 83,272 $ 23,000
Hall, Nebraska 11 $ 916,000 $ 83,272 $ 37,000
Burlington, New Jersey 11 $ 1,695,000 $ 154,090 $ 47,000
Mercer, New Jersey 11 $ 1,072,000 $ 97,454 $ 32,000
Cumberland, Tennessee 11 $ 760,000 $ 69,090 $ 31,000
Hardeman, Tennessee 11 $ 711,000 $ 64,636 $ 30,000
Haywood, Tennessee 11 $ 767,000 $ 69,727 $ 41,000
Marshall, Tennessee 11 $ 1,052,000 $ 95,636 $ 45,000
Snohomish, Washington 11 $ 2,268,000 $ 206,181 $ 71,000
Escambia, Alabama 10 $ 725,000 $ 72,500 $ 27,000
Houston, Alabama 10 $ 697,000 $ 69,700 $ 53,000
Monterey, California 10 $ 2,525,000 $ 252,500 $ 72,000
Gadsden, Florida 10 $ 707,000 $ 70,700 $ 35,000
Okeechobee, Florida 10 $ 644,000 $ 64,400 $ 36,000
Coffee, Georgia 10 $ 693,000 $ 69,300 $ 32,000
Colquitt, Georgia 10 $ 757,000 $ 75,700 $ 29,000
Walker, Georgia 10 $ 820,000 $ 82,000 $ 21,000
St. Joseph, Indiana 10 $ 874,000 $ 87,400 $ 28,000
Franklin, Maine 10 $ 507,000 $ 50,700 $ 40,000
Lincoln, Maine 10 $ 899,000 $ 89,900 $ 43,000
Olmsted, Minnesota 10 $ 929,000 $ 92,900 $ 33,000
Blair, Pennsylvania 10 $ 664,000 $ 66,400 $ 34,000
Cambria, Pennsylvania 10 $ 661,000 $ 66,100 $ 33,000
Marlboro, South Carolina 10 $ 560,000 $ 56,000 $ 28,000
Anderson, Tennessee 10 $ 900,000 $ 90,000 $ 33,000
Bradley, Tennessee 10 $ 887,000 $ 88,700 $ 27,000
Fayette, Tennessee 10 $ 895,000 $ 89,500 $ 30,000
Lee, Alabama 9 $ 1,022,000 $ 113,555 $ 25,000
Madera, California 9 $ 931,000 $ 103,444 $ 46,000
Glynn, Georgia 9 $ 997,000 $ 110,777 $ 39,000
Meriwether, Georgia 9 $ 611,000 $ 67,888 $ 41,000
Reno, Kansas 9 $ 504,000 $ 56,000 $ 37,000
Aroostook, Maine 9 $ 437,000 $ 48,555 $ 26,000
Queen Anne's, Maryland 9 $ 1,242,000 $ 138,000 $ 59,000
Worcester, Maryland 9 $ 954,000 $ 106,000 $ 61,000
Saginaw, Michigan 9 $ 705,000 $ 78,333 $ 43,000
Kandiyohi, Minnesota 9 $ 824,000 $ 91,555 $ 55,000
Sherburne, Minnesota 9 $ 1,115,000 $ 123,888 $ 52,000
Eddy, New Mexico 9 $ 449,000 $ 49,888 $ 39,000
Beaver, Pennsylvania 9 $ 703,000 $ 78,111 $ 34,000
Butler, Pennsylvania 9 $ 705,000 $ 78,333 $ 30,000
Northumberland, Pennsylvania 9 $ 553,000 $ 61,444 $ 57,000
Weakley, Tennessee 9 $ 549,000 $ 61,000 $ 36,000
Thurston, Washington 9 $ 1,682,000 $ 186,888 $ 76,000
Kanawha, West Virginia 9 $ 660,000 $ 73,333 $ 20,000
Macon, Alabama 8 $ 580,000 $ 72,500 $ 33,000
Imperial, California 8 $ 1,144,000 $ 143,000 $ 52,000
Placer, California 8 $ 1,953,000 $ 244,125 $ 79,000
Santa Barbara, California 8 $ 2,946,000 $ 368,250 $ 164,000
Adams, Colorado 8 $ 1,307,000 $ 163,375 $ 55,000
Litchfield, Connecticut 8 $ 713,000 $ 89,125 $ 46,000
Windham, Connecticut 8 $ 908,000 $ 113,500 $ 30,000
Baldwin, Georgia 8 $ 735,000 $ 91,875 $ 56,000
Bryan, Georgia 8 $ 826,000 $ 103,250 $ 50,000
Camden, Georgia 8 $ 653,000 $ 81,625 $ 33,000
Fayette, Georgia 8 $ 999,000 $ 124,875 $ 57,000
Polk, Georgia 8 $ 517,000 $ 64,625 $ 26,000
Troup, Georgia 8 $ 602,000 $ 75,250 $ 31,000
Allen, Indiana 8 $ 594,000 $ 74,250 $ 16,000
Kent, Maryland 8 $ 571,000 $ 71,375 $ 36,000
Crow Wing, Minnesota 8 $ 996,000 $ 124,500 $ 42,000
Keith, Nebraska 8 $ 436,000 $ 54,500 $ 27,000
Cumberland, New Jersey 8 $ 602,000 $ 75,250 $ 21,000
Centre, Pennsylvania 8 $ 1,045,000 $ 130,625 $ 28,000
Lawrence, Pennsylvania 8 $ 646,000 $ 80,750 $ 31,000
Somerset, Pennsylvania 8 $ 636,000 $ 79,500 $ 36,000
Williamsburg, South Carolina 8 $ 585,000 $ 73,125 $ 34,000
Pennington, South Dakota 8 $ 678,000 $ 84,750 $ 17,000
Carroll, Tennessee 8 $ 413,000 $ 51,625 $ 27,000
Cheatham, Tennessee 8 $ 720,000 $ 90,000 $ 38,000
Spokane, Washington 8 $ 588,000 $ 73,500 $ 37,000
Barbour, Alabama 7 $ 516,000 $ 73,714 $ 54,000
Crenshaw, Alabama 7 $ 374,000 $ 53,428 $ 40,000
Henry, Alabama 7 $ 444,000 $ 63,428 $ 49,000
El Dorado, California 7 $ 1,250,000 $ 178,571 $ 60,000
Solano, California 7 $ 1,553,000 $ 221,857 $ 68,000
Sonoma, California 7 $ 1,197,000 $ 171,000 $ 85,000
Tehama, California 7 $ 906,000 $ 129,428 $ 54,000
Boulder, Colorado 7 $ 1,197,000 $ 171,000 $ 39,000
Garfield, Colorado 7 $ 1,229,000 $ 175,571 $ 82,000
Tolland, Connecticut 7 $ 799,000 $ 114,142 $ 42,000
Hardee, Florida 7 $ 514,000 $ 73,428 $ 40,000
Taylor, Florida 7 $ 472,000 $ 67,428 $ 38,000
Bulloch, Georgia 7 $ 632,000 $ 90,285 $ 17,000
Dougherty, Georgia 7 $ 461,000 $ 65,857 $ 40,000
Effingham, Georgia 7 $ 721,000 $ 103,000 $ 45,000
Murray, Georgia 7 $ 630,000 $ 90,000 $ 39,000
Rockdale, Georgia 7 $ 679,000 $ 97,000 $ 40,000
Walton, Georgia 7 $ 765,000 $ 109,285 $ 41,000
White, Georgia 7 $ 592,000 $ 84,571 $ 36,000
Talbot, Maryland 7 $ 743,000 $ 106,142 $ 41,000
Berrien, Michigan 7 $ 438,000 $ 62,571 $ 30,000
Kalamazoo, Michigan 7 $ 726,000 $ 103,714 $ 28,000
Cass, Minnesota 7 $ 560,000 $ 80,000 $ 55,000
Chisago, Minnesota 7 $ 1,061,000 $ 151,571 $ 32,000
Lyon, Minnesota 7 $ 435,000 $ 62,142 $ 24,000
Mille Lacs, Minnesota 7 $ 760,000 $ 108,571 $ 44,000
Morrison, Minnesota 7 $ 701,000 $ 100,142 $ 41,000
DeSoto, Mississippi 7 $ 542,000 $ 77,428 $ 31,000
Jackson, Missouri 7 $ 424,000 $ 60,571 $ 19,000
Madison, Nebraska 7 $ 525,000 $ 75,000 $ 74,000
Gloucester, New Jersey 7 $ 782,000 $ 111,714 $ 52,000
San Juan, New Mexico 7 $ 633,000 $ 90,428 $ 33,000
Valencia, New Mexico 7 $ 832,000 $ 118,857 $ 68,000
Comanche, Oklahoma 7 $ 570,000 $ 81,428 $ 31,000
Bedford, Pennsylvania 7 $ 571,000 $ 81,571 $ 51,000
Carbon, Pennsylvania 7 $ 474,000 $ 67,714 $ 61,000
Indiana, Pennsylvania 7 $ 591,000 $ 84,428 $ 44,000
Lycoming, Pennsylvania 7 $ 462,000 $ 66,000 $ 35,000
Perry, Pennsylvania 7 $ 947,000 $ 135,285 $ 29,000
Schuylkill, Pennsylvania 7 $ 652,000 $ 93,142 $ 46,000
Dickson, Tennessee 7 $ 530,000 $ 75,714 $ 47,000
Franklin, Tennessee 7 $ 482,000 $ 68,857 $ 24,000
Henderson, Tennessee 7 $ 478,000 $ 68,285 $ 36,000
Lauderdale, Tennessee 7 $ 463,000 $ 66,142 $ 29,000
Macon, Tennessee 7 $ 348,000 $ 49,714 $ 36,000
Marion, Tennessee 7 $ 536,000 $ 76,571 $ 31,000
Clark, Washington 7 $ 902,000 $ 128,857 $ 50,000
Wood, West Virginia 7 $ 448,000 $ 64,000 $ 27,000
Bibb, Alabama 6 $ 390,000 $ 65,000 $ 28,000
Chambers, Alabama 6 $ 448,000 $ 74,666 $ 43,000
Cherokee, Alabama 6 $ 686,000 $ 114,333 $ 71,000
Coffee, Alabama 6 $ 580,000 $ 96,666 $ 59,000
Dale, Alabama 6 $ 373,000 $ 62,166 $ 46,000
Franklin, Alabama 6 $ 475,000 $ 79,166 $ 37,000
Marion, Alabama 6 $ 296,000 $ 49,333 $ 23,000
Pike, Alabama 6 $ 555,000 $ 92,500 $ 21,000
Butte, California 6 $ 687,000 $ 114,500 $ 33,000
Calaveras, California 6 $ 624,000 $ 104,000 $ 37,000
Kings, California 6 $ 630,000 $ 105,000 $ 34,000
San Luis Obispo, California 6 $ 1,582,000 $ 263,666 $ 60,000
Santa Cruz, California 6 $ 2,319,000 $ 386,500 $ 76,000
New Castle, Delaware 6 $ 920,000 $ 153,333 $ 69,000
Holmes, Florida 6 $ 375,000 $ 62,500 $ 42,000
Monroe, Florida 6 $ 855,000 $ 142,500 $ 57,000
Barrow, Georgia 6 $ 682,000 $ 113,666 $ 62,000
Burke, Georgia 6 $ 452,000 $ 75,333 $ 41,000
Catoosa, Georgia 6 $ 480,000 $ 80,000 $ 37,000
Habersham, Georgia 6 $ 568,000 $ 94,666 $ 30,000
Haralson, Georgia 6 $ 397,000 $ 66,166 $ 31,000
Hart, Georgia 6 $ 481,000 $ 80,166 $ 17,000
Thomas, Georgia 6 $ 554,000 $ 92,333 $ 44,000
Tift, Georgia 6 $ 461,000 $ 76,833 $ 33,000
Hamilton, Indiana 6 $ 818,000 $ 136,333 $ 41,000
Atchison, Kansas 6 $ 412,000 $ 68,666 $ 17,000
Butler, Kansas 6 $ 440,000 $ 73,333 $ 39,000
Fayette, Kentucky 6 $ 596,000 $ 99,333 $ 27,000
Hancock, Maine 6 $ 449,000 $ 74,833 $ 51,000
Dorchester, Maryland 6 $ 557,000 $ 92,833 $ 28,000
Somerset, Maryland 6 $ 510,000 $ 85,000 $ 36,000
Carlton, Minnesota 6 $ 489,000 $ 81,500 $ 32,000
Clay, Minnesota 6 $ 672,000 $ 112,000 $ 45,000
Douglas, Minnesota 6 $ 760,000 $ 126,666 $ 43,000
Kanabec, Minnesota 6 $ 673,000 $ 112,166 $ 42,000
Otter Tail, Minnesota 6 $ 489,000 $ 81,500 $ 35,000
Pope, Minnesota 6 $ 616,000 $ 102,666 $ 34,000
Scott, Minnesota 6 $ 1,121,000 $ 186,833 $ 74,000
Winona, Minnesota 6 $ 720,000 $ 120,000 $ 42,000
Wright, Minnesota 6 $ 735,000 $ 122,500 $ 38,000
Lamar, Mississippi 6 $ 403,000 $ 67,166 $ 25,000
Monroe, Mississippi 6 $ 775,000 $ 129,166 $ 116,000
Silver Bow, Montana 6 $ 368,000 $ 61,333 $ 39,000
Box Butte, Nebraska 6 $ 336,000 $ 56,000 $ 41,000
Saunders, Nebraska 6 $ 538,000 $ 89,666 $ 51,000
Scotts Bluff, Nebraska 6 $ 409,000 $ 68,166 $ 28,000
Stanton, Nebraska 6 $ 493,000 $ 82,166 $ 79,000
Cape May, New Jersey 6 $ 743,000 $ 123,833 $ 309,000
Morris, New Jersey 6 $ 1,179,000 $ 196,500 $ 41,000
Somerset, New Jersey 6 $ 852,000 $ 142,000 $ 52,000
Cass, North Dakota 6 $ 490,000 $ 81,666 $ 41,000
Williams, North Dakota 6 $ 437,000 $ 72,833 $ 33,000
Garfield, Oklahoma 6 $ 358,000 $ 59,666 $ 24,000
Crawford, Pennsylvania 6 $ 389,000 $ 64,833 $ 36,000
Potter, Pennsylvania 6 $ 296,000 $ 49,333 $ 38,000
Bamberg, South Carolina 6 $ 261,000 $ 43,500 $ 40,000
Benton, Tennessee 6 $ 520,000 $ 86,666 $ 20,000
Cannon, Tennessee 6 $ 341,000 $ 56,833 $ 40,000
Claiborne, Tennessee 6 $ 514,000 $ 85,666 $ 38,000
Crockett, Tennessee 6 $ 413,000 $ 68,833 $ 30,000
Hardin, Tennessee 6 $ 521,000 $ 86,833 $ 31,000
Hickman, Tennessee 6 $ 629,000 $ 104,833 $ 44,000
Overton, Tennessee 6 $ 473,000 $ 78,833 $ 34,000
Putnam, Tennessee 6 $ 490,000 $ 81,666 $ 44,000
Rhea, Tennessee 6 $ 700,000 $ 116,666 $ 37,000
Stewart, Tennessee 6 $ 391,000 $ 65,166 $ 24,000
Union, Tennessee 6 $ 402,000 $ 67,000 $ 37,000
Warren, Tennessee 6 $ 451,000 $ 75,166 $ 38,000
Pierce, Washington 6 $ 744,000 $ 124,000 $ 58,000
Monongalia, West Virginia 6 $ 525,000 $ 87,500 $ 113,000
Dane, Wisconsin 6 $ 1,017,000 $ 169,500 $ 298,000
Clay, Alabama 5 $ 328,000 $ 65,600 $ 48,000
Covington, Alabama 5 $ 350,000 $ 70,000 $ 33,000
Pickens, Alabama 5 $ 294,000 $ 58,800 $ 68,000
San Mateo, California 5 $ 1,621,000 $ 324,200 $ 72,000
New London, Connecticut 5 $ 595,000 $ 119,000 $ 46,000
Bradford, Florida 5 $ 351,000 $ 70,200 $ 52,000
Walton, Florida 5 $ 434,000 $ 86,800 $ 70,000
Butts, Georgia 5 $ 396,000 $ 79,200 $ 27,000
Chattooga, Georgia 5 $ 339,000 $ 67,800 $ 27,000
Decatur, Georgia 5 $ 379,000 $ 75,800 $ 41,000
Franklin, Georgia 5 $ 394,000 $ 78,800 $ 29,000
Jones, Georgia 5 $ 397,000 $ 79,400 $ 31,000
Madison, Georgia 5 $ 428,000 $ 85,600 $ 38,000
Screven, Georgia 5 $ 260,000 $ 52,000 $ 46,000
Ware, Georgia 5 $ 327,000 $ 65,400 $ 25,000
Ada, Idaho 5 $ 550,000 $ 110,000 $ 49,000
Porter, Indiana 5 $ 759,000 $ 151,800 $ 44,000
Crawford, Kansas 5 $ 399,000 $ 79,800 $ 43,000
Douglas, Kansas 5 $ 579,000 $ 115,800 $ 34,000
Saline, Kansas 5 $ 204,000 $ 40,800 $ 23,000
Page:

Mortgage Loan Application Detail Totals for Emmco, LLC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 13,975 $1,412,235,000 $113,295 $2,000,000 $44,522 $2,182,000
Home Purchase (one-to-four family) 9 $788,000 $87,800 $130,000 $74,600 $180,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,809 $585,861,000 $103,710 $900,000 $50,789 $2,182,000
Information not provided by applicant in mail or telephone application 4,759 $505,061,000 $121,790 $1,430,000 $39,186 $1,224,000
Black 2,419 $202,168,000 $94,444 $2,000,000 $60,037 $996,000
Hispanic 475 $54,556,000 $106,666 $588,000 $46,875 $1,140,000
Asian or Pacific Islander 195 $28,842,000 $138,150 $765,000 $54,650 $360,000
Other 186 $22,341,000 $108,950 $1,170,000 $47,450 $480,000
American Indian or Alaskan Native 139 $13,828,000 $92,454 $640,000 $39,727 $350,000
Not applicable 2 $366,000 $183,000 $290,000 $51,000 $73,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,984 $1,413,023,000 $113,318 $2,000,000 $44,522 $2,182,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 10,524 $1,044,746,000 $110,195 $2,000,000 $41,365 $2,182,000
Application Withdrawn By Applicant 1,486 $154,664,000 $107,500 $900,000 $41,789 $840,000
File Closed For Incompleteness 982 $102,400,000 $101,666 $1,170,000 $47,972 $1,224,000
Loan Originated 763 $84,175,000 $110,812 $588,000 $52,343 $633,000
Application Approved But Not Accepted 229 $27,038,000 $124,818 $450,000 $49,818 $360,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 8,237 $822,464,000 $109,974 $2,000,000 $41,230 $1,140,000
Credit History 585 $47,262,000 $84,517 $504,000 $36,000 $2,182,000
Debt-To-Income Ratio 381 $41,498,000 $110,357 $640,000 $43,500 $480,000
Other 319 $28,658,000 $109,444 $365,000 $50,962 $1,061,000
Collateral 115 $10,142,000 $95,476 $459,000 $45,047 $768,000
Unverifiable Information 23 $2,284,000 $107,538 $200,000 $30,000 $89,000
Employment History 10 $803,000 $83,142 $167,000 $21,142 $70,000
Insufficient Cash (Downpayment, Closing Cost) 1 $102,000 $102,000 $102,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Emmco, LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Emmco, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Carolina Lender List