Equity Bank Mortgage Lending & HMDA Data, 2025

In 2025, Equity Bank of Wichita, KS reported 1,755 mortgage applications totaling $304.1 million, up 12% from 2024. The average application was for $173,273, and applicants reported an average income of $128,026. 72% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Kansas City, MO-KS (284), Wichita, KS (163) and Tulsa, OK (57) (applications in parentheses).

Mortgage Company & Address Equity Bank
7701 E Kellogg Ste 100
Wichita, KS 67207
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 1,755
Total Mortgage Loan Application Amount $304,095,000
Average Mortgage Loan Application Amount $173,273
Highest Mortgage Loan Application Amount $6,145,000
Average Applicant Income $128,026
Highest Applicant Income $3,816,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 133 $ 30,405,000 $ 228,609 $ 108,000
Jackson, Missouri 132 $ 31,920,000 $ 241,818 $ 179,000
Kay, Oklahoma 94 $ 7,590,000 $ 80,744 $ 82,000
Boone, Arkansas 76 $ 8,220,000 $ 108,157 $ 78,000
Carroll, Arkansas 76 $ 12,390,000 $ 163,026 $ 150,000
Texas, Oklahoma 73 $ 7,195,000 $ 98,561 $ 110,000
Henry, Missouri 63 $ 6,415,000 $ 101,825 $ 85,000
Johnson, Missouri 62 $ 8,770,000 $ 141,451 $ 102,000
Johnson, Kansas 61 $ 19,795,000 $ 324,508 $ 189,000
Adair, Missouri 53 $ 4,415,000 $ 83,301 $ 83,000
Benton, Arkansas 49 $ 6,625,000 $ 135,204 $ 191,000
Seward, Kansas 48 $ 7,040,000 $ 146,666 $ 107,000
Benton, Missouri 41 $ 3,675,000 $ 89,634 $ 96,000
Oklahoma, Oklahoma 38 $ 14,140,000 $ 372,105 $ 197,000
Tulsa, Oklahoma 37 $ 9,625,000 $ 260,135 $ 136,000
Montgomery, Kansas 34 $ 2,140,000 $ 62,941 $ 84,000
Ellis, Kansas 32 $ 6,190,000 $ 193,437 $ 95,000
Crawford, Kansas 30 $ 2,710,000 $ 90,333 $ 109,000
Pettis, Missouri 29 $ 2,785,000 $ 96,034 $ 131,000
Saline, Kansas 26 $ 2,940,000 $ 113,076 $ 116,000
Buchanan, Missouri 25 $ 1,965,000 $ 78,600 $ 73,000
Butler, Kansas 23 $ 3,945,000 $ 171,521 $ 155,000
Cass, Missouri 23 $ 5,545,000 $ 241,086 $ 127,000
Finney, Kansas 20 $ 2,840,000 $ 142,000 $ 100,000
Shawnee, Kansas 19 $ 7,995,000 $ 420,789 $ 104,000
Lafayette, Missouri 18 $ 1,430,000 $ 79,444 $ 109,000
Macon, Missouri 18 $ 1,680,000 $ 93,333 $ 80,000
Platte, Missouri 17 $ 12,255,000 $ 720,882 $ 144,000
Gove, Kansas 14 $ 1,280,000 $ 91,428 $ 95,000
Lyon, Kansas 13 $ 1,375,000 $ 105,769 $ 61,000
Wyandotte, Kansas 12 $ 3,460,000 $ 288,333 $ 168,000
Clay, Missouri 12 $ 2,220,000 $ 185,000 $ 181,000
Norton, Kansas 11 $ 525,000 $ 47,727 $ 101,000
Sheridan, Kansas 11 $ 1,375,000 $ 125,000 $ 253,000
Kingfisher, Oklahoma 11 $ 1,895,000 $ 172,272 $ 85,000
Stafford, Kansas 9 $ 565,000 $ 62,777 $ 67,000
Wilson, Kansas 9 $ 565,000 $ 62,777 $ 89,000
McDonald, Missouri 9 $ 1,205,000 $ 133,888 $ 189,000
Scotland, Missouri 9 $ 765,000 $ 85,000 $ 127,000
Osage, Oklahoma 9 $ 655,000 $ 72,777 $ 104,000
Schuyler, Missouri 8 $ 870,000 $ 108,750 $ 78,000
Garfield, Oklahoma 8 $ 830,000 $ 103,750 $ 109,000
Barton, Kansas 7 $ 825,000 $ 117,857 $ 76,000
Pawnee, Kansas 7 $ 1,385,000 $ 197,857 $ 118,000
Labette, Kansas 6 $ 620,000 $ 103,333 $ 82,000
Randolph, Missouri 6 $ 560,000 $ 93,333 $ 143,000
Montgomery, Texas 6 $ 660,000 $ 110,000 $ 0
Washington, Arkansas 5 $ 695,000 $ 139,000 $ 195,000
Stevens, Kansas 5 $ 285,000 $ 57,000 $ 74,000
Barry, Missouri 5 $ 435,000 $ 87,000 $ 129,000
Payne, Oklahoma 5 $ 925,000 $ 185,000 $ 161,000
Searcy, Arkansas 4 $ 480,000 $ 120,000 $ 110,000
Denver, Colorado 4 $ 1,740,000 $ 435,000 $ 467,000
Grant, Kansas 4 $ 770,000 $ 192,500 $ 84,000
Harvey, Kansas 4 $ 1,430,000 $ 357,500 $ 169,000
Leavenworth, Kansas 4 $ 1,330,000 $ 332,500 $ 197,000
Miami, Kansas 4 $ 610,000 $ 152,500 $ 18,000
Trego, Kansas 4 $ 220,000 $ 55,000 $ 99,000
Jasper, Missouri 4 $ 430,000 $ 107,500 $ 379,000
Rogers, Oklahoma 4 $ 910,000 $ 227,500 $ 715,000
Newton, Arkansas 3 $ 105,000 $ 35,000 $ 53,000
Cowley, Kansas 3 $ 295,000 $ 98,333 $ 66,000
Douglas, Kansas 3 $ 355,000 $ 118,333 $ 290,000
Logan, Kansas 3 $ 295,000 $ 98,333 $ 35,000
Meade, Kansas 3 $ 365,000 $ 121,666 $ 158,000
Morton, Kansas 3 $ 285,000 $ 95,000 $ 123,000
Russell, Kansas 3 $ 225,000 $ 75,000 $ 52,000
Sumner, Kansas 3 $ 635,000 $ 211,666 $ 100,000
Boone, Missouri 3 $ 675,000 $ 225,000 $ 137,000
Knox, Missouri 3 $ 165,000 $ 55,000 $ 82,000
Shelby, Missouri 3 $ 155,000 $ 51,666 $ 116,000
Stone, Missouri 3 $ 665,000 $ 221,666 $ 44,000
Beaver, Oklahoma 3 $ 715,000 $ 238,333 $ 71,000
Jackson, Oklahoma 3 $ 265,000 $ 88,333 $ 118,000
Nowata, Oklahoma 3 $ 655,000 $ 218,333 $ 91,000
Wagoner, Oklahoma 3 $ 115,000 $ 38,333 $ 93,000
Washington, Oklahoma 3 $ 365,000 $ 121,666 $ 172,000
Maricopa, Arizona 2 $ 1,860,000 $ 930,000 $ 520,000
Marion, Arkansas 2 $ 510,000 $ 255,000 $ 92,000
Chase, Kansas 2 $ 740,000 $ 370,000 $ 768,000
Cherokee, Kansas 2 $ 170,000 $ 85,000 $ 309,000
Haskell, Kansas 2 $ 190,000 $ 95,000 $ 60,000
Jefferson, Kansas 2 $ 140,000 $ 70,000 $ 0
Neosho, Kansas 2 $ 50,000 $ 25,000 $ 55,000
Phillips, Kansas 2 $ 60,000 $ 30,000 $ 103,000
Reno, Kansas 2 $ 110,000 $ 55,000 $ 179,000
Republic, Kansas 2 $ 70,000 $ 35,000 $ 105,000
Riley, Kansas 2 $ 5,200,000 $ 2,600,000 $ 0
Greene, Missouri 2 $ 320,000 $ 160,000 $ 42,000
Monroe, Missouri 2 $ 140,000 $ 70,000 $ 70,000
Roosevelt, New Mexico 2 $ 360,000 $ 180,000 $ 164,000
Blaine, Oklahoma 2 $ 230,000 $ 115,000 $ 0
Cleveland, Oklahoma 2 $ 360,000 $ 180,000 $ 172,000
Comanche, Oklahoma 2 $ 1,450,000 $ 725,000 $ 45,000
Creek, Oklahoma 2 $ 230,000 $ 115,000 $ 0
Delaware, Oklahoma 2 $ 600,000 $ 300,000 $ 136,000
Kiowa, Oklahoma 2 $ 110,000 $ 55,000 $ 27,000
Logan, Oklahoma 2 $ 460,000 $ 230,000 $ 302,000
Noble, Oklahoma 2 $ 200,000 $ 100,000 $ 83,000
Pittsburg, Oklahoma 2 $ 850,000 $ 425,000 $ 739,000
Baxter, Arkansas 1 $ 115,000 $ 115,000 $ 78,000
Faulkner, Arkansas 1 $ 165,000 $ 165,000 $ 65,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 60,000
Independence, Arkansas 1 $ 145,000 $ 145,000 $ 37,000
Lawrence, Arkansas 1 $ 45,000 $ 45,000 $ 0
Pulaski, Arkansas 1 $ 65,000 $ 65,000 $ 132,000
Tulare, California 1 $ 165,000 $ 165,000 $ 0
Archuleta, Colorado 1 $ 1,245,000 $ 1,245,000 $ 0
Douglas, Colorado 1 $ 255,000 $ 255,000 $ 808,000
Routt, Colorado 1 $ 405,000 $ 405,000 $ 682,000
Weld, Colorado 1 $ 705,000 $ 705,000 $ 240,000
Indian River, Florida 1 $ 15,000 $ 15,000 $ 960,000
Lee, Florida 1 $ 185,000 $ 185,000 $ 186,000
Pasco, Florida 1 $ 265,000 $ 265,000 $ 77,000
Walton, Florida 1 $ 3,505,000 $ 3,505,000 $ 0
Appanoose, Iowa 1 $ 65,000 $ 65,000 $ 52,000
Cloud, Kansas 1 $ 65,000 $ 65,000 $ 39,000
Decatur, Kansas 1 $ 75,000 $ 75,000 $ 81,000
Dickinson, Kansas 1 $ 85,000 $ 85,000 $ 162,000
Doniphan, Kansas 1 $ 55,000 $ 55,000 $ 111,000
Edwards, Kansas 1 $ 15,000 $ 15,000 $ 13,000
Ellsworth, Kansas 1 $ 205,000 $ 205,000 $ 232,000
Ford, Kansas 1 $ 275,000 $ 275,000 $ 104,000
Franklin, Kansas 1 $ 45,000 $ 45,000 $ 53,000
Graham, Kansas 1 $ 25,000 $ 25,000 $ 123,000
Greeley, Kansas 1 $ 115,000 $ 115,000 $ 45,000
Jackson, Kansas 1 $ 195,000 $ 195,000 $ 62,000
Kearny, Kansas 1 $ 15,000 $ 15,000 $ 115,000
Linn, Kansas 1 $ 55,000 $ 55,000 $ 59,000
Ness, Kansas 1 $ 75,000 $ 75,000 $ 42,000
Ottawa, Kansas 1 $ 85,000 $ 85,000 $ 32,000
Pottawatomie, Kansas 1 $ 265,000 $ 265,000 $ 241,000
Rooks, Kansas 1 $ 45,000 $ 45,000 $ 140,000
Smith, Kansas 1 $ 35,000 $ 35,000 $ 41,000
Thomas, Kansas 1 $ 65,000 $ 65,000 $ 0
Woodson, Kansas 1 $ 105,000 $ 105,000 $ 76,000
Ouachita, Louisiana 1 $ 375,000 $ 375,000 $ 175,000
Andrew, Missouri 1 $ 75,000 $ 75,000 $ 148,000
Cooper, Missouri 1 $ 105,000 $ 105,000 $ 101,000
Franklin, Missouri 1 $ 185,000 $ 185,000 $ 83,000
Gentry, Missouri 1 $ 65,000 $ 65,000 $ 32,000
Lincoln, Missouri 1 $ 155,000 $ 155,000 $ 83,000
Pike, Missouri 1 $ 345,000 $ 345,000 $ 0
Pulaski, Missouri 1 $ 225,000 $ 225,000 $ 47,000
Saline, Missouri 1 $ 135,000 $ 135,000 $ 91,000
Taney, Missouri 1 $ 235,000 $ 235,000 $ 79,000
Harlan, Nebraska 1 $ 105,000 $ 105,000 $ 0
Platte, Nebraska 1 $ 205,000 $ 205,000 $ 377,000
Cuyahoga, Ohio 1 $ 435,000 $ 435,000 $ 0
Adair, Oklahoma 1 $ 675,000 $ 675,000 $ 0
Caddo, Oklahoma 1 $ 385,000 $ 385,000 $ 0
Canadian, Oklahoma 1 $ 335,000 $ 335,000 $ 0
Grant, Oklahoma 1 $ 65,000 $ 65,000 $ 52,000
Greer, Oklahoma 1 $ 185,000 $ 185,000 $ 546,000
Le Flore, Oklahoma 1 $ 55,000 $ 55,000 $ 90,000
Mayes, Oklahoma 1 $ 205,000 $ 205,000 $ 0
Muskogee, Oklahoma 1 $ 15,000 $ 15,000 $ 25,000
Okmulgee, Oklahoma 1 $ 45,000 $ 45,000 $ 0
Pawnee, Oklahoma 1 $ 305,000 $ 305,000 $ 0
Washita, Oklahoma 1 $ 95,000 $ 95,000 $ 213,000
Davidson, Tennessee 1 $ 2,145,000 $ 2,145,000 $ 0
Franklin, Tennessee 1 $ 1,005,000 $ 1,005,000 $ 326,000
Bexar, Texas 1 $ 205,000 $ 205,000 $ 406,000
Castro, Texas 1 $ 185,000 $ 185,000 $ 0
Donley, Texas 1 $ 175,000 $ 175,000 $ 0
El Paso, Texas 1 $ 45,000 $ 45,000 $ 54,000
Grayson, Texas 1 $ 115,000 $ 115,000 $ 55,000
Liberty, Texas 1 $ 105,000 $ 105,000 $ 0
Sherman, Texas 1 $ 45,000 $ 45,000 $ 0
Laramie, Wyoming 1 $ 165,000 $ 165,000 $ 279,000

Mortgage Loan Application Detail Totals for Equity Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 554 $137,350,000 $247,000 $3,825,000 $130,000 $2,837,000
Refinancing 539 $113,575,000 $210,000 $6,145,000 $158,000 $3,816,000
Home Improvement 435 $29,925,000 $68,000 $1,005,000 $100,000 $1,266,000
Other Purpose 186 $15,660,000 $84,000 $1,505,000 $109,000 $1,294,000
Cash-out Refinancing 41 $7,585,000 $185,000 $615,000 $91,000 $381,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,155 $158,415,000 $137,000 $1,755,000 $125,000 $3,816,000
Not applicable 323 $114,545,000 $354,000 $6,145,000 $0 $0
Hispanic 160 $13,310,000 $83,000 $465,000 $102,000 $960,000
Not Provided 58 $7,470,000 $128,000 $1,005,000 $161,000 $2,837,000
Asian 22 $5,100,000 $231,000 $755,000 $147,000 $396,000
Black or African American 20 $3,200,000 $160,000 $435,000 $78,000 $166,000
American Indian or Alaskan Native 13 $1,065,000 $81,000 $405,000 $174,000 $1,294,000
Native Hawaiian or Other Pacific Islander 4 $990,000 $247,000 $555,000 $159,000 $338,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,728 $297,500,000 $172,000 $6,145,000 $124,000 $3,816,000
FHA-insured (Federal Housing Administration) 22 $4,550,000 $206,000 $305,000 $108,000 $393,000
VA-guaranteed (Veterans Administration) 3 $1,715,000 $571,000 $1,065,000 $206,000 $298,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $330,000 $165,000 $165,000 $58,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,269 $253,215,000 $199,000 $6,145,000 $139,000 $3,816,000
Application Denied By Financial Institution 288 $25,410,000 $88,000 $1,005,000 $89,000 $960,000
Application Withdrawn By Applicant 114 $16,830,000 $147,000 $555,000 $109,000 $682,000
File Closed For Incompleteness 73 $7,725,000 $105,000 $655,000 $103,000 $1,260,000
Application Approved But Not Accepted 11 $915,000 $83,000 $205,000 $94,000 $174,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,467 $278,685,000 $189,000 $6,145,000 $133,000 $3,816,000
Credit History 122 $8,050,000 $65,000 $755,000 $88,000 $618,000
Debt-To-Income Ratio 101 $12,095,000 $119,000 $1,005,000 $69,000 $326,000
Collateral 38 $2,870,000 $75,000 $455,000 $140,000 $960,000
Other 18 $1,220,000 $67,000 $255,000 $93,000 $381,000
Employment History 5 $625,000 $125,000 $375,000 $60,000 $73,000
Unverifiable Information 2 $50,000 $25,000 $45,000 $72,000 $90,000
Credit Application Incomplete 1 $45,000 $45,000 $45,000 $176,000 $176,000
Insufficient Cash (Downpayment, Closing Cost) 1 $455,000 $455,000 $455,000 $123,000 $123,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kansas Lender List