Everett Financial, Inc. Mortgage Lending & HMDA Data, 2019
In 2019, Everett Financial, Inc. of Dallas, TX reported 47,347 mortgage applications totaling $11.0 billion, up 5% from 2018. The average application was for $232,491, and applicants reported an average income of $99,265. 71% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Dallas-Plano-Irving, TX (6,071), Atlanta-Sandy Springs-Roswell, GA (4,416) and Fort Worth-Arlington, TX (2,801) (applications in parentheses).
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 47,347 |
| Total Mortgage Loan Application Amount | $11,007,755,000 |
| Average Mortgage Loan Application Amount | $232,491 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $99,265 |
| Highest Applicant Income | $4,085,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 6,071 | $ 1,435,455,000 | $ 236,444 | $ 105,000 |
| Atlanta-Sandy Springs-Roswell, GA | 4,416 | $ 992,950,000 | $ 224,852 | $ 96,000 |
| Outside any metro area | 3,768 | $ 655,280,000 | $ 173,906 | $ 87,054 |
| Fort Worth-Arlington, TX | 2,801 | $ 560,215,000 | $ 200,005 | $ 93,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,710 | $ 471,990,000 | $ 174,166 | $ 88,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,293 | $ 294,295,000 | $ 227,606 | $ 89,000 |
| Austin-Round Rock, TX | 1,216 | $ 323,280,000 | $ 265,855 | $ 141,000 |
| Las Vegas-Henderson-Paradise, NV | 964 | $ 253,970,000 | $ 263,454 | $ 103,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 960 | $ 264,210,000 | $ 275,218 | $ 123,000 |
| Denver-Aurora-Lakewood, CO | 929 | $ 284,335,000 | $ 306,065 | $ 104,000 |
| Oakland-Hayward-Berkeley, CA | 830 | $ 392,550,000 | $ 472,951 | $ 144,000 |
| Tulsa, OK | 786 | $ 131,120,000 | $ 166,819 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 606 | $ 111,210,000 | $ 183,514 | $ 82,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 598 | $ 153,690,000 | $ 257,006 | $ 114,000 |
| San Antonio-New Braunfels, TX | 579 | $ 132,975,000 | $ 229,663 | $ 114,000 |
| Pensacola-Ferry Pass-Brent, FL | 563 | $ 102,155,000 | $ 181,447 | $ 84,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 491 | $ 91,475,000 | $ 186,303 | $ 83,963 |
| Gulfport-Biloxi-Pascagoula, MS | 467 | $ 67,125,000 | $ 143,736 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 465 | $ 91,525,000 | $ 196,827 | $ 75,000 |
| Kansas City, MO-KS | 460 | $ 83,690,000 | $ 181,934 | $ 89,550 |
| Memphis, TN-MS-AR | 457 | $ 82,685,000 | $ 180,929 | $ 94,096 |
| Los Angeles-Long Beach-Glendale, CA | 430 | $ 215,910,000 | $ 502,116 | $ 147,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 421 | $ 148,325,000 | $ 352,315 | $ 138,000 |
| Orlando-Kissimmee-Sanford, FL | 413 | $ 93,735,000 | $ 226,961 | $ 97,000 |
| Charlotte-Concord-Gastonia, NC-SC | 382 | $ 76,190,000 | $ 199,450 | $ 81,549 |
| San Diego-Carlsbad, CA | 379 | $ 191,935,000 | $ 506,424 | $ 148,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 368 | $ 80,220,000 | $ 217,989 | $ 92,000 |
| Detroit-Dearborn-Livonia, MI | 367 | $ 48,655,000 | $ 132,574 | $ 70,000 |
| Corpus Christi, TX | 364 | $ 54,870,000 | $ 150,741 | $ 86,000 |
| Warren-Troy-Farmington Hills, MI | 350 | $ 73,750,000 | $ 210,714 | $ 103,000 |
| Riverside-San Bernardino-Ontario, CA | 280 | $ 88,260,000 | $ 315,214 | $ 113,000 |
| Wilmington, DE-MD-NJ | 265 | $ 55,855,000 | $ 210,773 | $ 84,845 |
| Oklahoma City, OK | 261 | $ 43,515,000 | $ 166,724 | $ 78,000 |
| Seattle-Bellevue-Everett, WA | 254 | $ 105,190,000 | $ 414,133 | $ 137,000 |
| Birmingham-Hoover, AL | 253 | $ 34,715,000 | $ 137,213 | $ 69,000 |
| Sebring, FL | 242 | $ 34,640,000 | $ 143,140 | $ 58,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 230 | $ 41,810,000 | $ 181,782 | $ 87,108 |
| Santa Rosa, CA | 221 | $ 100,845,000 | $ 456,312 | $ 154,000 |
| Chicago-Naperville, IL | 211 | $ 51,205,000 | $ 242,677 | $ 117,000 |
| San Francisco-Redwood City-South San Francisco, CA | 211 | $ 153,135,000 | $ 725,758 | $ 210,000 |
| Merced, CA | 208 | $ 47,330,000 | $ 227,548 | $ 97,000 |
| Gainesville, GA | 203 | $ 40,865,000 | $ 201,305 | $ 83,000 |
| Jonesboro, AR | 199 | $ 26,195,000 | $ 131,633 | $ 66,000 |
| Elkhart-Goshen, IN | 186 | $ 26,980,000 | $ 145,053 | $ 62,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 180 | $ 28,010,000 | $ 155,611 | $ 75,000 |
| Daphne-Fairhope-Foley, AL | 180 | $ 48,890,000 | $ 271,611 | $ 159,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 169 | $ 61,675,000 | $ 364,940 | $ 120,343 |
| El Paso, TX | 166 | $ 23,740,000 | $ 143,012 | $ 66,000 |
| Salt Lake City, UT | 163 | $ 48,995,000 | $ 300,582 | $ 101,000 |
| Baton Rouge, LA | 159 | $ 17,855,000 | $ 112,295 | $ 55,000 |
| Midland, TX | 157 | $ 42,645,000 | $ 271,624 | $ 117,000 |
| Killeen-Temple, TX | 155 | $ 19,325,000 | $ 124,677 | $ 66,000 |
| San Rafael, CA | 153 | $ 97,595,000 | $ 637,875 | $ 219,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 146 | $ 51,940,000 | $ 355,753 | $ 101,356 |
| Little Rock-North Little Rock-Conway, AR | 145 | $ 19,395,000 | $ 133,758 | $ 77,000 |
| Jackson, MS | 142 | $ 17,670,000 | $ 124,436 | $ 54,000 |
| Vallejo-Fairfield, CA | 142 | $ 48,190,000 | $ 339,366 | $ 110,000 |
| Anaheim-Santa Ana-Irvine, CA | 133 | $ 75,965,000 | $ 571,165 | $ 170,000 |
| Chattanooga, TN-GA | 126 | $ 22,940,000 | $ 182,063 | $ 76,000 |
| Raleigh, NC | 125 | $ 30,315,000 | $ 242,520 | $ 90,000 |
| Stockton-Lodi, CA | 123 | $ 36,515,000 | $ 296,869 | $ 113,000 |
| Montgomery County-Bucks County-Chester County, PA | 121 | $ 29,395,000 | $ 242,933 | $ 98,000 |
| Huntsville, AL | 117 | $ 18,935,000 | $ 161,837 | $ 72,000 |
| Panama City, FL | 112 | $ 22,730,000 | $ 202,946 | $ 80,000 |
| Lexington-Fayette, KY | 110 | $ 19,010,000 | $ 172,818 | $ 84,000 |
| Lawton, OK | 109 | $ 17,625,000 | $ 161,697 | $ 68,000 |
| Odessa, TX | 109 | $ 23,635,000 | $ 216,834 | $ 92,000 |
| Columbia, SC | 107 | $ 17,775,000 | $ 166,121 | $ 88,000 |
| East Stroudsburg, PA | 106 | $ 15,170,000 | $ 143,113 | $ 79,000 |
| Eugene, OR | 106 | $ 30,020,000 | $ 283,207 | $ 92,000 |
| Cape Coral-Fort Myers, FL | 103 | $ 19,205,000 | $ 186,456 | $ 76,000 |
| Miami-Miami Beach-Kendall, FL | 103 | $ 30,395,000 | $ 295,097 | $ 143,000 |
| Asheville, NC | 101 | $ 21,705,000 | $ 214,900 | $ 71,000 |
| Boise City, ID | 99 | $ 27,955,000 | $ 282,373 | $ 99,000 |
| Dover, DE | 99 | $ 17,965,000 | $ 181,464 | $ 76,000 |
| Colorado Springs, CO | 98 | $ 25,310,000 | $ 258,265 | $ 91,000 |
| Beaumont-Port Arthur, TX | 96 | $ 17,690,000 | $ 184,270 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 96 | $ 63,430,000 | $ 660,729 | $ 212,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 95 | $ 14,525,000 | $ 152,894 | $ 59,000 |
| Modesto, CA | 95 | $ 25,435,000 | $ 267,736 | $ 94,000 |
| Tacoma-Lakewood, WA | 92 | $ 27,920,000 | $ 303,478 | $ 112,000 |
| Port St. Lucie, FL | 90 | $ 18,890,000 | $ 209,888 | $ 90,000 |
| Lakeland-Winter Haven, FL | 89 | $ 15,855,000 | $ 178,146 | $ 77,000 |
| Reno, NV | 88 | $ 29,740,000 | $ 337,954 | $ 126,000 |
| McAllen-Edinburg-Mission, TX | 87 | $ 15,635,000 | $ 179,712 | $ 118,000 |
| Amarillo, TX | 86 | $ 11,690,000 | $ 135,930 | $ 75,000 |
| Napa, CA | 86 | $ 39,020,000 | $ 453,720 | $ 164,000 |
| North Port-Sarasota-Bradenton, FL | 86 | $ 18,980,000 | $ 220,697 | $ 110,000 |
| Philadelphia, PA | 85 | $ 18,775,000 | $ 220,882 | $ 97,000 |
| St. George, UT | 83 | $ 24,395,000 | $ 293,915 | $ 100,000 |
| Sherman-Denison, TX | 81 | $ 15,285,000 | $ 188,703 | $ 81,000 |
| Tucson, AZ | 81 | $ 18,885,000 | $ 233,148 | $ 107,000 |
| Bowling Green, KY | 79 | $ 11,755,000 | $ 148,797 | $ 66,000 |
| Longview, TX | 77 | $ 12,355,000 | $ 160,454 | $ 76,000 |
| Fresno, CA | 76 | $ 18,670,000 | $ 245,657 | $ 98,000 |
| Greeley, CO | 74 | $ 21,930,000 | $ 296,351 | $ 100,000 |
| Athens-Clarke County, GA | 72 | $ 14,060,000 | $ 195,277 | $ 89,000 |
| South Bend-Mishawaka, IN-MI | 72 | $ 8,680,000 | $ 120,555 | $ 72,555 |
| Newark, NJ-PA | 71 | $ 13,775,000 | $ 194,014 | $ 98,436 |
| Brownsville-Harlingen, TX | 70 | $ 10,900,000 | $ 155,714 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 70 | $ 12,880,000 | $ 184,000 | $ 79,000 |
| Fort Collins, CO | 70 | $ 23,400,000 | $ 334,285 | $ 119,000 |
| Columbus, OH | 65 | $ 11,005,000 | $ 169,307 | $ 90,000 |
| Washington-Baltimore-Arlington, DC | 65 | $ 23,875,000 | $ 367,307 | $ 119,000 |
| Jacksonville, FL | 64 | $ 12,890,000 | $ 201,406 | $ 140,000 |
| Texarkana, TX-AR | 60 | $ 7,910,000 | $ 131,833 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 58 | $ 16,430,000 | $ 283,275 | $ 130,000 |
| Baltimore-Columbia-Towson, MD | 54 | $ 13,060,000 | $ 241,851 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 54 | $ 27,910,000 | $ 516,851 | $ 158,000 |
| Grand Junction, CO | 51 | $ 10,335,000 | $ 202,647 | $ 73,000 |
| Greenville-Anderson-Mauldin, SC | 51 | $ 9,175,000 | $ 179,901 | $ 71,000 |
| Naples-Immokalee-Marco Island, FL | 50 | $ 12,550,000 | $ 251,000 | $ 119,000 |
| Provo-Orem, UT | 50 | $ 14,650,000 | $ 293,000 | $ 92,000 |
| Pine Bluff, AR | 46 | $ 4,220,000 | $ 91,739 | $ 58,000 |
| Prescott Valley-Prescott, AZ | 46 | $ 12,850,000 | $ 279,347 | $ 107,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 45 | $ 21,255,000 | $ 472,333 | $ 173,000 |
| Tyler, TX | 45 | $ 6,425,000 | $ 142,777 | $ 88,000 |
| Charleston-North Charleston, SC | 43 | $ 10,825,000 | $ 251,744 | $ 104,000 |
| New Orleans-Metairie, LA | 43 | $ 9,545,000 | $ 221,976 | $ 91,000 |
| Elgin, IL | 42 | $ 9,460,000 | $ 225,238 | $ 104,000 |
| Lansing-East Lansing, MI | 41 | $ 4,795,000 | $ 116,951 | $ 57,000 |
| Sebastian-Vero Beach, FL | 41 | $ 8,235,000 | $ 200,853 | $ 103,000 |
| Cleveland-Elyria, OH | 38 | $ 4,630,000 | $ 121,842 | $ 72,000 |
| St. Cloud, MN | 38 | $ 6,800,000 | $ 178,947 | $ 75,000 |
| Fort Smith, AR-OK | 37 | $ 3,795,000 | $ 102,567 | $ 84,756 |
| Boulder, CO | 36 | $ 17,720,000 | $ 492,222 | $ 174,000 |
| Clarksville, TN-KY | 36 | $ 5,270,000 | $ 146,388 | $ 64,500 |
| Jackson, TN | 36 | $ 3,390,000 | $ 94,166 | $ 52,000 |
| Lake Havasu City-Kingman, AZ | 35 | $ 6,805,000 | $ 194,428 | $ 67,000 |
| Lubbock, TX | 33 | $ 5,955,000 | $ 180,454 | $ 90,000 |
| Knoxville, TN | 31 | $ 4,625,000 | $ 149,193 | $ 52,000 |
| Ogden-Clearfield, UT | 31 | $ 8,865,000 | $ 285,967 | $ 101,000 |
| Bend-Redmond, OR | 29 | $ 10,945,000 | $ 377,413 | $ 147,000 |
| New York-Newark, NY | 29 | $ 9,525,000 | $ 328,448 | $ 106,000 |
| Olympia-Tumwater, WA | 29 | $ 9,445,000 | $ 325,689 | $ 137,000 |
| Bakersfield, CA | 27 | $ 6,615,000 | $ 245,000 | $ 102,000 |
| Hartford-West Hartford-East Hartford, CT | 27 | $ 4,175,000 | $ 154,629 | $ 66,000 |
| Lafayette, LA | 27 | $ 3,915,000 | $ 145,000 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 25 | $ 2,665,000 | $ 106,600 | $ 43,840 |
| Salem, OR | 25 | $ 7,525,000 | $ 301,000 | $ 90,000 |
| Durham-Chapel Hill, NC | 24 | $ 5,350,000 | $ 222,916 | $ 95,000 |
| Salinas, CA | 24 | $ 10,240,000 | $ 426,666 | $ 192,000 |
| Santa Maria-Santa Barbara, CA | 24 | $ 13,210,000 | $ 550,416 | $ 145,000 |
| Wichita Falls, TX | 24 | $ 2,780,000 | $ 115,833 | $ 102,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 4,875,000 | $ 211,956 | $ 114,000 |
| Indianapolis-Carmel-Anderson, IN | 21 | $ 4,485,000 | $ 213,571 | $ 118,000 |
| Spartanburg, SC | 21 | $ 3,285,000 | $ 156,428 | $ 65,000 |
| Waco, TX | 21 | $ 3,535,000 | $ 168,333 | $ 109,000 |
| Bremerton-Silverdale, WA | 20 | $ 6,880,000 | $ 344,000 | $ 122,000 |
| Ann Arbor, MI | 19 | $ 4,605,000 | $ 242,368 | $ 113,000 |
| Camden, NJ | 19 | $ 3,545,000 | $ 186,578 | $ 110,000 |
| Medford, OR | 19 | $ 5,285,000 | $ 278,157 | $ 111,000 |
| Monroe, MI | 19 | $ 2,915,000 | $ 153,421 | $ 58,000 |
| Norwich-New London, CT | 19 | $ 3,785,000 | $ 199,210 | $ 75,000 |
| Reading, PA | 19 | $ 4,195,000 | $ 220,789 | $ 75,000 |
| Rome, GA | 19 | $ 2,775,000 | $ 146,052 | $ 61,000 |
| College Station-Bryan, TX | 18 | $ 3,030,000 | $ 168,333 | $ 114,000 |
| Flint, MI | 17 | $ 2,665,000 | $ 156,764 | $ 65,000 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 2,885,000 | $ 169,705 | $ 63,529 |
| Las Cruces, NM | 16 | $ 2,970,000 | $ 185,625 | $ 55,000 |
| Savannah, GA | 16 | $ 2,750,000 | $ 171,875 | $ 98,000 |
| Yuba City, CA | 16 | $ 3,810,000 | $ 238,125 | $ 90,000 |
| Cincinnati, OH-KY-IN | 15 | $ 1,945,000 | $ 129,666 | $ 58,866 |
| Decatur, AL | 15 | $ 2,085,000 | $ 139,000 | $ 54,000 |
| Madera, CA | 15 | $ 3,065,000 | $ 204,333 | $ 74,000 |
| Owensboro, KY | 15 | $ 875,000 | $ 58,333 | $ 59,000 |
| Punta Gorda, FL | 15 | $ 2,185,000 | $ 145,666 | $ 74,000 |
| Spokane-Spokane Valley, WA | 15 | $ 4,525,000 | $ 301,666 | $ 106,000 |
| Hattiesburg, MS | 14 | $ 1,510,000 | $ 107,857 | $ 63,000 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 3,240,000 | $ 231,428 | $ 85,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 14 | $ 2,210,000 | $ 157,857 | $ 138,285 |
| Ocala, FL | 14 | $ 1,620,000 | $ 115,714 | $ 48,000 |
| Pueblo, CO | 14 | $ 3,050,000 | $ 217,857 | $ 96,000 |
| Cleveland, TN | 13 | $ 1,895,000 | $ 145,769 | $ 48,000 |
| Mankato-North Mankato, MN | 13 | $ 2,305,000 | $ 177,307 | $ 80,000 |
| New Haven-Milford, CT | 13 | $ 2,145,000 | $ 165,000 | $ 79,000 |
| New York-Jersey City-White Plains, NY-NJ | 13 | $ 5,995,000 | $ 461,153 | $ 185,153 |
| Worcester, MA-CT | 13 | $ 2,225,000 | $ 171,153 | $ 70,076 |
| Chico, CA | 12 | $ 3,020,000 | $ 251,666 | $ 136,000 |
| Homosassa Springs, FL | 12 | $ 1,820,000 | $ 151,666 | $ 82,000 |
| Laredo, TX | 12 | $ 2,370,000 | $ 197,500 | $ 86,000 |
| Mobile, AL | 12 | $ 1,170,000 | $ 97,500 | $ 53,000 |
| Akron, OH | 11 | $ 1,055,000 | $ 95,909 | $ 55,000 |
| Albany, OR | 11 | $ 3,065,000 | $ 278,636 | $ 81,000 |
| Bellingham, WA | 11 | $ 4,515,000 | $ 410,454 | $ 143,000 |
| Fayetteville, NC | 11 | $ 1,755,000 | $ 159,545 | $ 58,000 |
| Flagstaff, AZ | 11 | $ 3,945,000 | $ 358,636 | $ 131,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,355,000 | $ 123,181 | $ 57,000 |
| Salisbury, MD-DE | 11 | $ 2,125,000 | $ 193,181 | $ 140,454 |
| Victoria, TX | 11 | $ 1,235,000 | $ 112,272 | $ 65,000 |
| Winston-Salem, NC | 11 | $ 1,615,000 | $ 146,818 | $ 57,000 |
| Brunswick, GA | 10 | $ 1,880,000 | $ 188,000 | $ 112,000 |
| Gainesville, FL | 10 | $ 1,760,000 | $ 176,000 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 10 | $ 1,870,000 | $ 187,000 | $ 98,000 |
| Montgomery, AL | 10 | $ 1,210,000 | $ 121,000 | $ 62,000 |
| Visalia-Porterville, CA | 10 | $ 2,420,000 | $ 242,000 | $ 96,000 |
| Abilene, TX | 9 | $ 1,035,000 | $ 115,000 | $ 66,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 2,055,000 | $ 228,333 | $ 78,000 |
| Greenville, NC | 9 | $ 1,625,000 | $ 180,555 | $ 77,000 |
| Rocky Mount, NC | 9 | $ 1,105,000 | $ 122,777 | $ 53,000 |
| San Angelo, TX | 9 | $ 2,345,000 | $ 260,555 | $ 107,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 9 | $ 1,925,000 | $ 213,888 | $ 89,000 |
| Yakima, WA | 9 | $ 2,015,000 | $ 223,888 | $ 96,000 |
| Columbus, GA-AL | 8 | $ 960,000 | $ 120,000 | $ 74,000 |
| Dalton, GA | 8 | $ 810,000 | $ 101,250 | $ 50,000 |
| Greensboro-High Point, NC | 8 | $ 1,670,000 | $ 208,750 | $ 80,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 1,580,000 | $ 197,500 | $ 129,000 |
| Louisville/Jefferson County, KY-IN | 8 | $ 2,820,000 | $ 352,500 | $ 116,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 1,000,000 | $ 125,000 | $ 68,000 |
| Shreveport-Bossier City, LA | 8 | $ 900,000 | $ 112,500 | $ 54,000 |
| Topeka, KS | 8 | $ 1,200,000 | $ 150,000 | $ 65,000 |
| Coeur D'Alene, ID | 7 | $ 2,135,000 | $ 305,000 | $ 139,000 |
| Corvallis, OR | 7 | $ 1,765,000 | $ 252,142 | $ 153,000 |
| Gary, IN | 7 | $ 735,000 | $ 105,000 | $ 43,000 |
| Goldsboro, NC | 7 | $ 1,045,000 | $ 149,285 | $ 65,000 |
| Hot Springs, AR | 7 | $ 1,135,000 | $ 162,142 | $ 119,000 |
| Kennewick-Richland, WA | 7 | $ 2,065,000 | $ 295,000 | $ 204,000 |
| Macon-Bibb County, GA | 7 | $ 1,025,000 | $ 146,428 | $ 58,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 1,765,000 | $ 252,142 | $ 118,000 |
| Ocean City, NJ | 7 | $ 2,525,000 | $ 360,714 | $ 247,000 |
| Wenatchee, WA | 7 | $ 2,395,000 | $ 342,142 | $ 132,000 |
| Albuquerque, NM | 6 | $ 1,410,000 | $ 235,000 | $ 99,000 |
| Kankakee, IL | 6 | $ 850,000 | $ 141,666 | $ 66,000 |
| Longview, WA | 6 | $ 2,670,000 | $ 445,000 | $ 130,000 |
| Rockingham County-Strafford County, NH | 6 | $ 1,380,000 | $ 230,000 | $ 91,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 2,960,000 | $ 493,333 | $ 146,000 |
| St. Louis, MO-IL | 6 | $ 990,000 | $ 165,000 | $ 152,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 405,000 | $ 81,000 | $ 132,600 |
| Gadsden, AL | 5 | $ 505,000 | $ 101,000 | $ 64,000 |
| Grants Pass, OR | 5 | $ 1,685,000 | $ 337,000 | $ 65,000 |
| Lancaster, PA | 5 | $ 1,205,000 | $ 241,000 | $ 80,000 |
| Lebanon, PA | 5 | $ 605,000 | $ 121,000 | $ 139,000 |
| Pittsburgh, PA | 5 | $ 415,000 | $ 83,000 | $ 76,000 |
| Redding, CA | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| Richmond, VA | 5 | $ 1,055,000 | $ 211,000 | $ 61,000 |
| Toledo, OH | 5 | $ 1,055,000 | $ 211,000 | $ 83,000 |
| Trenton, NJ | 5 | $ 575,000 | $ 115,000 | $ 73,000 |
| Boston, MA | 4 | $ 1,170,000 | $ 292,500 | $ 109,000 |
| Hammond, LA | 4 | $ 700,000 | $ 175,000 | $ 73,000 |
| Rochester, MN | 4 | $ 690,000 | $ 172,500 | $ 95,000 |
| Rockford, IL | 4 | $ 540,000 | $ 135,000 | $ 65,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 490,000 | $ 122,500 | $ 71,000 |
| St. Joseph, MO-KS | 4 | $ 890,000 | $ 222,500 | $ 97,000 |
| Staunton-Waynesboro, VA | 4 | $ 560,000 | $ 140,000 | $ 49,000 |
| Sumter, SC | 4 | $ 600,000 | $ 150,000 | $ 59,000 |
| Tuscaloosa, AL | 4 | $ 760,000 | $ 190,000 | $ 78,000 |
| Wilmington, NC | 4 | $ 860,000 | $ 215,000 | $ 135,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 755,000 | $ 251,666 | $ 89,000 |
| Auburn-Opelika, AL | 3 | $ 495,000 | $ 165,000 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 965,000 | $ 321,666 | $ 166,000 |
| Carson City, NV | 3 | $ 925,000 | $ 308,333 | $ 121,000 |
| Fargo, ND-MN | 3 | $ 395,000 | $ 131,666 | $ 44,000 |
| Florence, SC | 3 | $ 355,000 | $ 118,333 | $ 55,000 |
| Florence-Muscle Shoals, AL | 3 | $ 425,000 | $ 141,666 | $ 64,000 |
| Hinesville, GA | 3 | $ 505,000 | $ 168,333 | $ 87,000 |
| Houma-Thibodaux, LA | 3 | $ 485,000 | $ 161,666 | $ 79,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 355,000 | $ 118,333 | $ 121,000 |
| Monroe, LA | 3 | $ 305,000 | $ 101,666 | $ 60,000 |
| Morristown, TN | 3 | $ 235,000 | $ 78,333 | $ 44,000 |
| Nassau County-Suffolk County, NY | 3 | $ 1,055,000 | $ 351,666 | $ 313,000 |
| Niles-Benton Harbor, MI | 3 | $ 955,000 | $ 318,333 | $ 177,000 |
| Santa Fe, NM | 3 | $ 1,515,000 | $ 505,000 | $ 505,000 |
| Warner Robins, GA | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| Wichita, KS | 3 | $ 305,000 | $ 101,666 | $ 55,000 |
| York-Hanover, PA | 3 | $ 425,000 | $ 141,666 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 305,000 | $ 101,666 | $ 205,000 |
| Albany, GA | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| Altoona, PA | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| California-Lexington Park, MD | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| Canton-Massillon, OH | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Carbondale-Marion, IL | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Duluth, MN-WI | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| El Centro, CA | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| Enid, OK | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Hanford-Corcoran, CA | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| Lake Charles, LA | 2 | $ 780,000 | $ 390,000 | $ 154,000 |
| Lewiston, ID-WA | 2 | $ 930,000 | $ 465,000 | $ 99,500 |
| Manchester-Nashua, NH | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| Pocatello, ID | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Portland-South Portland, ME | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| Rochester, NY | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| Tallahassee, FL | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| The Villages, FL | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| Appleton, WI | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Bangor, ME | 1 | $ 225,000 | $ 225,000 | $ 252,000 |
| Barnstable Town, MA | 1 | $ 375,000 | $ 375,000 | $ 224,000 |
| Battle Creek, MI | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Binghamton, NY | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| Bloomington, IL | 1 | $ 325,000 | $ 325,000 | $ 324,000 |
| Bloomington, IN | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| Bloomsburg-Berwick, PA | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Cheyenne, WY | 1 | $ 465,000 | $ 465,000 | $ 94,000 |
| Cumberland, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Dothan, AL | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Dubuque, IA | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Elmira, NY | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Farmington, NM | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Gettysburg, PA | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Grand Island, NE | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Harrisonburg, VA | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Idaho Falls, ID | 1 | $ 285,000 | $ 285,000 | $ 749,000 |
| Jackson, MI | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Jacksonville, NC | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| Janesville-Beloit, WI | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Jefferson City, MO | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Johnson City, TN | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Joplin, MO | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 475,000 | $ 475,000 | $ 291,000 |
| Lafayette-West Lafayette, IN | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Lawrence, KS | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Lima, OH | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Madison, WI | 1 | $ 225,000 | $ 225,000 | $ 1,279,000 |
| Manhattan, KS | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| Michigan City-La Porte, IN | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| Muncie, IN | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| Muskegon, MI | 1 | $ 435,000 | $ 435,000 | $ 342,000 |
| New Bern, NC | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Oshkosh-Neenah, WI | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Peoria, IL | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Providence-Warwick, RI-MA | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| Saginaw, MI | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Sheboygan, WI | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Sioux Falls, SD | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Springfield, IL | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Springfield, MA | 1 | $ 305,000 | $ 305,000 | $ 263,000 |
| Springfield, MO | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Walla Walla, WA | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Winchester, VA-WV | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Yuma, AZ | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,384 | $7,375,730,000 | $208,000 | $2,505,000 | $92,000 | $3,360,000 |
| Refinancing | 10,581 | $3,235,255,000 | $305,000 | $3,005,000 | $121,000 | $4,085,000 |
| Cash-out Refinancing | 1,315 | $379,915,000 | $288,000 | $1,505,000 | $120,000 | $2,460,000 |
| Not Applicable | 38 | $9,020,000 | $237,000 | $995,000 | $91,000 | $420,000 |
| Home Improvement | 29 | $7,835,000 | $270,000 | $1,005,000 | $105,000 | $540,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,466 | $4,787,520,000 | $245,000 | $3,005,000 | $107,000 | $4,085,000 |
| Not Provided | 14,345 | $3,381,475,000 | $235,000 | $2,345,000 | $103,000 | $3,360,000 |
| Hispanic | 8,436 | $1,712,200,000 | $202,000 | $2,005,000 | $82,000 | $1,884,000 |
| Black or African American | 3,547 | $663,605,000 | $187,000 | $1,515,000 | $77,000 | $1,185,000 |
| Asian | 1,199 | $376,005,000 | $313,000 | $1,615,000 | $125,000 | $2,460,000 |
| American Indian or Alaskan Native | 206 | $40,570,000 | $196,000 | $755,000 | $90,000 | $656,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $11,365,000 | $264,000 | $915,000 | $91,000 | $385,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,267 | $7,539,235,000 | $241,000 | $3,005,000 | $114,000 | $4,085,000 |
| FHA-insured (Federal Housing Administration) | 12,329 | $2,498,965,000 | $202,000 | $1,305,000 | $69,000 | $1,884,000 |
| VA-guaranteed (Veterans Administration) | 2,912 | $849,100,000 | $291,000 | $1,575,000 | $87,000 | $3,355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 839 | $120,455,000 | $143,000 | $475,000 | $51,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 33,575 | $7,722,195,000 | $229,000 | $3,005,000 | $98,000 | $3,355,000 |
| Application Withdrawn By Applicant | 6,955 | $1,720,875,000 | $247,000 | $2,765,000 | $107,000 | $3,360,000 |
| Application Denied By Financial Institution | 5,145 | $1,080,395,000 | $209,000 | $2,345,000 | $93,000 | $4,085,000 |
| File Closed For Incompleteness | 1,240 | $383,110,000 | $308,000 | $1,845,000 | $121,000 | $1,646,000 |
| Application Approved But Not Accepted | 394 | $92,160,000 | $233,000 | $1,375,000 | $94,000 | $799,000 |
| Loan Purchased By The Institution | 38 | $9,020,000 | $237,000 | $995,000 | $91,000 | $420,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 42,202 | $9,927,360,000 | $235,000 | $3,005,000 | $100,000 | $3,360,000 |
| Credit Application Incomplete | 1,837 | $441,165,000 | $240,000 | $2,345,000 | $108,000 | $4,085,000 |
| Debt-To-Income Ratio | 976 | $228,430,000 | $234,000 | $1,995,000 | $78,000 | $2,325,000 |
| Credit History | 880 | $111,700,000 | $126,000 | $1,575,000 | $85,000 | $1,884,000 |
| Collateral | 613 | $117,335,000 | $191,000 | $1,765,000 | $88,000 | $1,279,000 |
| Unverifiable Information | 252 | $59,360,000 | $235,000 | $1,305,000 | $98,000 | $699,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 249 | $55,675,000 | $223,000 | $845,000 | $88,000 | $457,000 |
| Other | 214 | $43,520,000 | $203,000 | $1,985,000 | $87,000 | $821,000 |
| Employment History | 116 | $22,250,000 | $191,000 | $825,000 | $78,000 | $768,000 |
| Mortgage Insurance Denied | 8 | $960,000 | $120,000 | $305,000 | $77,000 | $169,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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