Everett Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Everett Financial, Inc. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Austin, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 47,347 |
| Total Mortgage Loan Application Amount | $11,007,755,000 |
| Average Mortgage Loan Application Amount | $261,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $105,800 |
| Highest Applicant Income | $4,085,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Everett Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Everett Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial, Inc.'s mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 6,071 | $ 1,435,455,000 | $ 236,000 | $ 105,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,416 | $ 992,950,000 | $ 224,000 | $ 96,000 |
| NA (OUTSIDE OF MSA/MD) | 3,768 | $ 655,280,000 | $ 198,800 | $ 94,125 |
| FORT WORTH-ARLINGTON, TX | 2,801 | $ 560,215,000 | $ 200,000 | $ 93,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,710 | $ 471,990,000 | $ 174,000 | $ 88,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,293 | $ 294,295,000 | $ 227,000 | $ 89,000 |
| AUSTIN-ROUND ROCK, TX | 1,216 | $ 323,280,000 | $ 265,000 | $ 141,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 964 | $ 253,970,000 | $ 263,000 | $ 103,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 960 | $ 264,210,000 | $ 275,000 | $ 123,000 |
| DENVER-AURORA-LAKEWOOD, CO | 929 | $ 284,335,000 | $ 306,000 | $ 104,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 830 | $ 392,550,000 | $ 472,000 | $ 144,000 |
| TULSA, OK | 786 | $ 131,120,000 | $ 166,000 | $ 75,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 606 | $ 111,210,000 | $ 183,000 | $ 82,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 598 | $ 153,690,000 | $ 257,000 | $ 114,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 579 | $ 132,975,000 | $ 229,000 | $ 114,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 563 | $ 102,155,000 | $ 181,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 491 | $ 91,475,000 | $ 202,000 | $ 81,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 467 | $ 67,125,000 | $ 143,000 | $ 75,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 465 | $ 91,525,000 | $ 196,000 | $ 75,000 |
| KANSAS CITY, MO-KS | 460 | $ 83,690,000 | $ 178,000 | $ 98,500 |
| MEMPHIS, TN-MS-AR | 457 | $ 82,685,000 | $ 163,333 | $ 79,666 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 430 | $ 215,910,000 | $ 502,000 | $ 147,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 421 | $ 148,325,000 | $ 352,000 | $ 138,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 413 | $ 93,735,000 | $ 226,000 | $ 97,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 382 | $ 76,190,000 | $ 213,500 | $ 84,500 |
| SAN DIEGO-CARLSBAD, CA | 379 | $ 191,935,000 | $ 506,000 | $ 148,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 368 | $ 80,220,000 | $ 217,000 | $ 92,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 367 | $ 48,655,000 | $ 132,000 | $ 70,000 |
| CORPUS CHRISTI, TX | 364 | $ 54,870,000 | $ 150,000 | $ 86,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 350 | $ 73,750,000 | $ 210,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 280 | $ 88,260,000 | $ 315,000 | $ 113,000 |
| WILMINGTON, DE-MD-NJ | 265 | $ 55,855,000 | $ 222,333 | $ 79,333 |
| OKLAHOMA CITY, OK | 261 | $ 43,515,000 | $ 166,000 | $ 78,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 254 | $ 105,190,000 | $ 414,000 | $ 137,000 |
| BIRMINGHAM-HOOVER, AL | 253 | $ 34,715,000 | $ 137,000 | $ 69,000 |
| SEBRING, FL | 242 | $ 34,640,000 | $ 143,000 | $ 58,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 230 | $ 41,810,000 | $ 148,000 | $ 89,500 |
| SANTA ROSA, CA | 221 | $ 100,845,000 | $ 456,000 | $ 154,000 |
| CHICAGO-NAPERVILLE, IL | 211 | $ 51,205,000 | $ 242,000 | $ 117,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 211 | $ 153,135,000 | $ 725,000 | $ 210,000 |
| MERCED, CA | 208 | $ 47,330,000 | $ 227,000 | $ 97,000 |
| GAINESVILLE, GA | 203 | $ 40,865,000 | $ 201,000 | $ 83,000 |
| JONESBORO, AR | 199 | $ 26,195,000 | $ 131,000 | $ 66,000 |
| ELKHART-GOSHEN, IN | 186 | $ 26,980,000 | $ 145,000 | $ 62,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 180 | $ 28,010,000 | $ 155,000 | $ 75,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 180 | $ 48,890,000 | $ 271,000 | $ 159,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 169 | $ 61,675,000 | $ 375,500 | $ 121,000 |
| EL PASO, TX | 166 | $ 23,740,000 | $ 143,000 | $ 66,000 |
| SALT LAKE CITY, UT | 163 | $ 48,995,000 | $ 300,000 | $ 101,000 |
| BATON ROUGE, LA | 159 | $ 17,855,000 | $ 112,000 | $ 55,000 |
| MIDLAND, TX | 157 | $ 42,645,000 | $ 271,000 | $ 117,000 |
| KILLEEN-TEMPLE, TX | 155 | $ 19,325,000 | $ 124,000 | $ 66,000 |
| SAN RAFAEL, CA | 153 | $ 97,595,000 | $ 637,000 | $ 219,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 146 | $ 51,940,000 | $ 325,000 | $ 93,750 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 145 | $ 19,395,000 | $ 133,000 | $ 77,000 |
| JACKSON, MS | 142 | $ 17,670,000 | $ 124,000 | $ 54,000 |
| VALLEJO-FAIRFIELD, CA | 142 | $ 48,190,000 | $ 339,000 | $ 110,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 133 | $ 75,965,000 | $ 571,000 | $ 170,000 |
| CHATTANOOGA, TN-GA | 126 | $ 22,940,000 | $ 164,500 | $ 70,000 |
| RALEIGH, NC | 125 | $ 30,315,000 | $ 242,000 | $ 90,000 |
| STOCKTON-LODI, CA | 123 | $ 36,515,000 | $ 296,000 | $ 113,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 121 | $ 29,395,000 | $ 242,000 | $ 98,000 |
| HUNTSVILLE, AL | 117 | $ 18,935,000 | $ 161,000 | $ 72,000 |
| PANAMA CITY, FL | 112 | $ 22,730,000 | $ 202,000 | $ 80,000 |
| LEXINGTON-FAYETTE, KY | 110 | $ 19,010,000 | $ 172,000 | $ 84,000 |
| LAWTON, OK | 109 | $ 17,625,000 | $ 161,000 | $ 68,000 |
| ODESSA, TX | 109 | $ 23,635,000 | $ 216,000 | $ 92,000 |
| COLUMBIA, SC | 107 | $ 17,775,000 | $ 166,000 | $ 88,000 |
| EAST STROUDSBURG, PA | 106 | $ 15,170,000 | $ 143,000 | $ 79,000 |
| EUGENE, OR | 106 | $ 30,020,000 | $ 283,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 103 | $ 19,205,000 | $ 186,000 | $ 76,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 103 | $ 30,395,000 | $ 295,000 | $ 143,000 |
| ASHEVILLE, NC | 101 | $ 21,705,000 | $ 214,000 | $ 71,000 |
| BOISE CITY, ID | 99 | $ 27,955,000 | $ 282,000 | $ 99,000 |
| DOVER, DE | 99 | $ 17,965,000 | $ 181,000 | $ 76,000 |
| COLORADO SPRINGS, CO | 98 | $ 25,310,000 | $ 258,000 | $ 91,000 |
| BEAUMONT-PORT ARTHUR, TX | 96 | $ 17,690,000 | $ 184,000 | $ 96,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 96 | $ 63,430,000 | $ 660,000 | $ 212,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 95 | $ 14,525,000 | $ 152,000 | $ 59,000 |
| MODESTO, CA | 95 | $ 25,435,000 | $ 267,000 | $ 94,000 |
| TACOMA-LAKEWOOD, WA | 92 | $ 27,920,000 | $ 303,000 | $ 112,000 |
| PORT ST. LUCIE, FL | 90 | $ 18,890,000 | $ 209,000 | $ 90,000 |
| LAKELAND-WINTER HAVEN, FL | 89 | $ 15,855,000 | $ 178,000 | $ 77,000 |
| RENO, NV | 88 | $ 29,740,000 | $ 337,000 | $ 126,000 |
| MCALLEN-EDINBURG-MISSION, TX | 87 | $ 15,635,000 | $ 179,000 | $ 118,000 |
| AMARILLO, TX | 86 | $ 11,690,000 | $ 135,000 | $ 75,000 |
| NAPA, CA | 86 | $ 39,020,000 | $ 453,000 | $ 164,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 86 | $ 18,980,000 | $ 220,000 | $ 110,000 |
| PHILADELPHIA, PA | 85 | $ 18,775,000 | $ 220,000 | $ 97,000 |
| ST. GEORGE, UT | 83 | $ 24,395,000 | $ 293,000 | $ 100,000 |
| SHERMAN-DENISON, TX | 81 | $ 15,285,000 | $ 188,000 | $ 81,000 |
| TUCSON, AZ | 81 | $ 18,885,000 | $ 233,000 | $ 107,000 |
| BOWLING GREEN, KY | 79 | $ 11,755,000 | $ 148,000 | $ 66,000 |
| LONGVIEW, TX | 77 | $ 12,355,000 | $ 160,000 | $ 76,000 |
| FRESNO, CA | 76 | $ 18,670,000 | $ 245,000 | $ 98,000 |
| GREELEY, CO | 74 | $ 21,930,000 | $ 296,000 | $ 100,000 |
| ATHENS-CLARKE COUNTY, GA | 72 | $ 14,060,000 | $ 195,000 | $ 89,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 72 | $ 8,680,000 | $ 204,500 | $ 151,500 |
| NEWARK, NJ-PA | 71 | $ 13,775,000 | $ 232,000 | $ 109,000 |
| BROWNSVILLE-HARLINGEN, TX | 70 | $ 10,900,000 | $ 155,000 | $ 113,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 70 | $ 12,880,000 | $ 184,000 | $ 79,000 |
| FORT COLLINS, CO | 70 | $ 23,400,000 | $ 334,000 | $ 119,000 |
| COLUMBUS, OH | 65 | $ 11,005,000 | $ 169,000 | $ 90,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 65 | $ 23,875,000 | $ 367,000 | $ 119,000 |
| JACKSONVILLE, FL | 64 | $ 12,890,000 | $ 201,000 | $ 140,000 |
| TEXARKANA, TX-AR | 60 | $ 7,910,000 | $ 130,500 | $ 76,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 58 | $ 16,430,000 | $ 283,000 | $ 130,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 54 | $ 13,060,000 | $ 241,000 | $ 96,000 |
| SANTA CRUZ-WATSONVILLE, CA | 54 | $ 27,910,000 | $ 516,000 | $ 158,000 |
| GRAND JUNCTION, CO | 51 | $ 10,335,000 | $ 202,000 | $ 73,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 51 | $ 9,175,000 | $ 179,000 | $ 71,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 50 | $ 12,550,000 | $ 251,000 | $ 119,000 |
| PROVO-OREM, UT | 50 | $ 14,650,000 | $ 293,000 | $ 92,000 |
| PINE BLUFF, AR | 46 | $ 4,220,000 | $ 91,000 | $ 58,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 46 | $ 12,850,000 | $ 279,000 | $ 107,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 45 | $ 21,255,000 | $ 472,000 | $ 173,000 |
| TYLER, TX | 45 | $ 6,425,000 | $ 142,000 | $ 88,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 43 | $ 10,825,000 | $ 251,000 | $ 104,000 |
| NEW ORLEANS-METAIRIE, LA | 43 | $ 9,545,000 | $ 221,000 | $ 91,000 |
| ELGIN, IL | 42 | $ 9,460,000 | $ 225,000 | $ 104,000 |
| LANSING-EAST LANSING, MI | 41 | $ 4,795,000 | $ 116,000 | $ 57,000 |
| SEBASTIAN-VERO BEACH, FL | 41 | $ 8,235,000 | $ 200,000 | $ 103,000 |
| CLEVELAND-ELYRIA, OH | 38 | $ 4,630,000 | $ 121,000 | $ 72,000 |
| ST. CLOUD, MN | 38 | $ 6,800,000 | $ 178,000 | $ 75,000 |
| FORT SMITH, AR-OK | 37 | $ 3,795,000 | $ 90,500 | $ 74,500 |
| BOULDER, CO | 36 | $ 17,720,000 | $ 492,000 | $ 174,000 |
| CLARKSVILLE, TN-KY | 36 | $ 5,270,000 | $ 156,000 | $ 67,000 |
| JACKSON, TN | 36 | $ 3,390,000 | $ 94,000 | $ 52,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 35 | $ 6,805,000 | $ 194,000 | $ 67,000 |
| LUBBOCK, TX | 33 | $ 5,955,000 | $ 180,000 | $ 90,000 |
| KNOXVILLE, TN | 31 | $ 4,625,000 | $ 149,000 | $ 52,000 |
| OGDEN-CLEARFIELD, UT | 31 | $ 8,865,000 | $ 285,000 | $ 101,000 |
| BEND-REDMOND, OR | 29 | $ 10,945,000 | $ 377,000 | $ 147,000 |
| NEW YORK-NEWARK, NY | 29 | $ 9,525,000 | $ 328,000 | $ 106,000 |
| OLYMPIA-TUMWATER, WA | 29 | $ 9,445,000 | $ 325,000 | $ 137,000 |
| BAKERSFIELD, CA | 27 | $ 6,615,000 | $ 245,000 | $ 102,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 27 | $ 4,175,000 | $ 154,000 | $ 66,000 |
| LAFAYETTE, LA | 27 | $ 3,915,000 | $ 145,000 | $ 77,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 25 | $ 2,665,000 | $ 104,500 | $ 46,500 |
| SALEM, OR | 25 | $ 7,525,000 | $ 301,000 | $ 90,000 |
| DURHAM-CHAPEL HILL, NC | 24 | $ 5,350,000 | $ 222,000 | $ 95,000 |
| SALINAS, CA | 24 | $ 10,240,000 | $ 426,000 | $ 192,000 |
| SANTA MARIA-SANTA BARBARA, CA | 24 | $ 13,210,000 | $ 550,000 | $ 145,000 |
| WICHITA FALLS, TX | 24 | $ 2,780,000 | $ 115,000 | $ 102,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 23 | $ 4,875,000 | $ 211,000 | $ 114,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 21 | $ 4,485,000 | $ 213,000 | $ 118,000 |
| SPARTANBURG, SC | 21 | $ 3,285,000 | $ 156,000 | $ 65,000 |
| WACO, TX | 21 | $ 3,535,000 | $ 168,000 | $ 109,000 |
| BREMERTON-SILVERDALE, WA | 20 | $ 6,880,000 | $ 344,000 | $ 122,000 |
| ANN ARBOR, MI | 19 | $ 4,605,000 | $ 242,000 | $ 113,000 |
| CAMDEN, NJ | 19 | $ 3,545,000 | $ 186,000 | $ 110,000 |
| MEDFORD, OR | 19 | $ 5,285,000 | $ 278,000 | $ 111,000 |
| MONROE, MI | 19 | $ 2,915,000 | $ 153,000 | $ 58,000 |
| NORWICH-NEW LONDON, CT | 19 | $ 3,785,000 | $ 199,000 | $ 75,000 |
| READING, PA | 19 | $ 4,195,000 | $ 220,000 | $ 75,000 |
| ROME, GA | 19 | $ 2,775,000 | $ 146,000 | $ 61,000 |
| COLLEGE STATION-BRYAN, TX | 18 | $ 3,030,000 | $ 168,000 | $ 114,000 |
| FLINT, MI | 17 | $ 2,665,000 | $ 156,000 | $ 65,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 17 | $ 2,885,000 | $ 172,000 | $ 64,000 |
| LAS CRUCES, NM | 16 | $ 2,970,000 | $ 185,000 | $ 55,000 |
| SAVANNAH, GA | 16 | $ 2,750,000 | $ 171,000 | $ 98,000 |
| YUBA CITY, CA | 16 | $ 3,810,000 | $ 238,000 | $ 90,000 |
| CINCINNATI, OH-KY-IN | 15 | $ 1,945,000 | $ 131,000 | $ 57,000 |
| DECATUR, AL | 15 | $ 2,085,000 | $ 139,000 | $ 54,000 |
| MADERA, CA | 15 | $ 3,065,000 | $ 204,000 | $ 74,000 |
| OWENSBORO, KY | 15 | $ 875,000 | $ 58,000 | $ 59,000 |
| PUNTA GORDA, FL | 15 | $ 2,185,000 | $ 145,000 | $ 74,000 |
| SPOKANE-SPOKANE VALLEY, WA | 15 | $ 4,525,000 | $ 301,000 | $ 106,000 |
| HATTIESBURG, MS | 14 | $ 1,510,000 | $ 107,000 | $ 63,000 |
| HICKORY-LENOIR-MORGANTON, NC | 14 | $ 3,240,000 | $ 231,000 | $ 85,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 14 | $ 2,210,000 | $ 157,000 | $ 128,000 |
| OCALA, FL | 14 | $ 1,620,000 | $ 115,000 | $ 48,000 |
| PUEBLO, CO | 14 | $ 3,050,000 | $ 217,000 | $ 96,000 |
| CLEVELAND, TN | 13 | $ 1,895,000 | $ 145,000 | $ 48,000 |
| MANKATO-NORTH MANKATO, MN | 13 | $ 2,305,000 | $ 177,000 | $ 80,000 |
| NEW HAVEN-MILFORD, CT | 13 | $ 2,145,000 | $ 165,000 | $ 79,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 13 | $ 5,995,000 | $ 474,500 | $ 202,000 |
| WORCESTER, MA-CT | 13 | $ 2,225,000 | $ 205,000 | $ 76,000 |
| CHICO, CA | 12 | $ 3,020,000 | $ 251,000 | $ 136,000 |
| HOMOSASSA SPRINGS, FL | 12 | $ 1,820,000 | $ 151,000 | $ 82,000 |
| LAREDO, TX | 12 | $ 2,370,000 | $ 197,000 | $ 86,000 |
| MOBILE, AL | 12 | $ 1,170,000 | $ 97,000 | $ 53,000 |
| AKRON, OH | 11 | $ 1,055,000 | $ 95,000 | $ 55,000 |
| ALBANY, OR | 11 | $ 3,065,000 | $ 278,000 | $ 81,000 |
| BELLINGHAM, WA | 11 | $ 4,515,000 | $ 410,000 | $ 143,000 |
| FAYETTEVILLE, NC | 11 | $ 1,755,000 | $ 159,000 | $ 58,000 |
| FLAGSTAFF, AZ | 11 | $ 3,945,000 | $ 358,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 11 | $ 1,355,000 | $ 123,000 | $ 57,000 |
| SALISBURY, MD-DE | 11 | $ 2,125,000 | $ 190,500 | $ 145,500 |
| VICTORIA, TX | 11 | $ 1,235,000 | $ 112,000 | $ 65,000 |
| WINSTON-SALEM, NC | 11 | $ 1,615,000 | $ 146,000 | $ 57,000 |
| BRUNSWICK, GA | 10 | $ 1,880,000 | $ 188,000 | $ 112,000 |
| GAINESVILLE, FL | 10 | $ 1,760,000 | $ 176,000 | $ 93,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 1,870,000 | $ 187,000 | $ 98,000 |
| MONTGOMERY, AL | 10 | $ 1,210,000 | $ 121,000 | $ 62,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 2,420,000 | $ 242,000 | $ 96,000 |
| ABILENE, TX | 9 | $ 1,035,000 | $ 115,000 | $ 66,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 2,055,000 | $ 228,000 | $ 78,000 |
| GREENVILLE, NC | 9 | $ 1,625,000 | $ 180,000 | $ 77,000 |
| ROCKY MOUNT, NC | 9 | $ 1,105,000 | $ 122,000 | $ 53,000 |
| SAN ANGELO, TX | 9 | $ 2,345,000 | $ 260,000 | $ 107,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 9 | $ 1,925,000 | $ 213,000 | $ 89,000 |
| YAKIMA, WA | 9 | $ 2,015,000 | $ 223,000 | $ 96,000 |
| COLUMBUS, GA-AL | 8 | $ 960,000 | $ 120,000 | $ 74,000 |
| DALTON, GA | 8 | $ 810,000 | $ 101,000 | $ 50,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,670,000 | $ 208,000 | $ 80,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 8 | $ 1,580,000 | $ 197,000 | $ 129,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 8 | $ 2,820,000 | $ 352,000 | $ 116,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 8 | $ 1,000,000 | $ 125,000 | $ 68,000 |
| SHREVEPORT-BOSSIER CITY, LA | 8 | $ 900,000 | $ 112,000 | $ 54,000 |
| TOPEKA, KS | 8 | $ 1,200,000 | $ 150,000 | $ 65,000 |
| COEUR D'ALENE, ID | 7 | $ 2,135,000 | $ 305,000 | $ 139,000 |
| CORVALLIS, OR | 7 | $ 1,765,000 | $ 252,000 | $ 153,000 |
| GARY, IN | 7 | $ 735,000 | $ 105,000 | $ 43,000 |
| GOLDSBORO, NC | 7 | $ 1,045,000 | $ 149,000 | $ 65,000 |
| HOT SPRINGS, AR | 7 | $ 1,135,000 | $ 162,000 | $ 119,000 |
| KENNEWICK-RICHLAND, WA | 7 | $ 2,065,000 | $ 295,000 | $ 204,000 |
| MACON-BIBB COUNTY, GA | 7 | $ 1,025,000 | $ 146,000 | $ 58,000 |
| MOUNT VERNON-ANACORTES, WA | 7 | $ 1,765,000 | $ 252,000 | $ 118,000 |
| OCEAN CITY, NJ | 7 | $ 2,525,000 | $ 360,000 | $ 247,000 |
| WENATCHEE, WA | 7 | $ 2,395,000 | $ 342,000 | $ 132,000 |
| ALBUQUERQUE, NM | 6 | $ 1,410,000 | $ 235,000 | $ 99,000 |
| KANKAKEE, IL | 6 | $ 850,000 | $ 141,000 | $ 66,000 |
| LONGVIEW, WA | 6 | $ 2,670,000 | $ 445,000 | $ 130,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,380,000 | $ 230,000 | $ 91,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 6 | $ 2,960,000 | $ 493,000 | $ 146,000 |
| ST. LOUIS, MO-IL | 6 | $ 990,000 | $ 165,000 | $ 152,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 405,000 | $ 84,000 | $ 136,500 |
| GADSDEN, AL | 5 | $ 505,000 | $ 101,000 | $ 64,000 |
| GRANTS PASS, OR | 5 | $ 1,685,000 | $ 337,000 | $ 65,000 |
| LANCASTER, PA | 5 | $ 1,205,000 | $ 241,000 | $ 80,000 |
| LEBANON, PA | 5 | $ 605,000 | $ 121,000 | $ 139,000 |
| PITTSBURGH, PA | 5 | $ 415,000 | $ 83,000 | $ 76,000 |
| REDDING, CA | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| RICHMOND, VA | 5 | $ 1,055,000 | $ 211,000 | $ 61,000 |
| TOLEDO, OH | 5 | $ 1,055,000 | $ 211,000 | $ 83,000 |
| TRENTON, NJ | 5 | $ 575,000 | $ 115,000 | $ 73,000 |
| BOSTON, MA | 4 | $ 1,170,000 | $ 292,000 | $ 109,000 |
| HAMMOND, LA | 4 | $ 700,000 | $ 175,000 | $ 73,000 |
| ROCHESTER, MN | 4 | $ 690,000 | $ 172,000 | $ 95,000 |
| ROCKFORD, IL | 4 | $ 540,000 | $ 135,000 | $ 65,000 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 490,000 | $ 122,000 | $ 71,000 |
| ST. JOSEPH, MO-KS | 4 | $ 890,000 | $ 222,000 | $ 97,000 |
| STAUNTON-WAYNESBORO, VA | 4 | $ 560,000 | $ 140,000 | $ 49,000 |
| SUMTER, SC | 4 | $ 600,000 | $ 150,000 | $ 59,000 |
| TUSCALOOSA, AL | 4 | $ 760,000 | $ 190,000 | $ 78,000 |
| WILMINGTON, NC | 4 | $ 860,000 | $ 215,000 | $ 135,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| AUBURN-OPELIKA, AL | 3 | $ 495,000 | $ 165,000 | $ 82,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 965,000 | $ 321,000 | $ 166,000 |
| CARSON CITY, NV | 3 | $ 925,000 | $ 308,000 | $ 121,000 |
| FARGO, ND-MN | 3 | $ 395,000 | $ 131,000 | $ 44,000 |
| FLORENCE, SC | 3 | $ 355,000 | $ 118,000 | $ 55,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| HINESVILLE, GA | 3 | $ 505,000 | $ 168,000 | $ 87,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 485,000 | $ 161,000 | $ 79,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 355,000 | $ 118,000 | $ 121,000 |
| MONROE, LA | 3 | $ 305,000 | $ 101,000 | $ 60,000 |
| MORRISTOWN, TN | 3 | $ 235,000 | $ 78,000 | $ 44,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 1,055,000 | $ 351,000 | $ 313,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 955,000 | $ 318,000 | $ 177,000 |
| SANTA FE, NM | 3 | $ 1,515,000 | $ 505,000 | $ 505,000 |
| WARNER ROBINS, GA | 3 | $ 165,000 | $ 55,000 | $ 55,000 |
| WICHITA, KS | 3 | $ 305,000 | $ 101,000 | $ 55,000 |
| YORK-HANOVER, PA | 3 | $ 425,000 | $ 141,000 | $ 65,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 305,000 | $ 101,000 | $ 205,000 |
| ALBANY, GA | 2 | $ 280,000 | $ 140,000 | $ 80,000 |
| ALTOONA, PA | 2 | $ 630,000 | $ 315,000 | $ 85,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 320,000 | $ 160,000 | $ 40,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 350,000 | $ 175,000 | $ 129,000 |
| CANTON-MASSILLON, OH | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| CARBONDALE-MARION, IL | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| DULUTH, MN-WI | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| EL CENTRO, CA | 2 | $ 300,000 | $ 150,000 | $ 78,000 |
| ENID, OK | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| HANFORD-CORCORAN, CA | 2 | $ 490,000 | $ 245,000 | $ 70,000 |
| LAKE CHARLES, LA | 2 | $ 780,000 | $ 390,000 | $ 154,000 |
| LEWISTON, ID-WA | 2 | $ 930,000 | $ 465,000 | $ 99,500 |
| MANCHESTER-NASHUA, NH | 2 | $ 550,000 | $ 275,000 | $ 91,000 |
| POCATELLO, ID | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| PORTLAND-SOUTH PORTLAND, ME | 2 | $ 430,000 | $ 215,000 | $ 102,000 |
| ROCHESTER, NY | 2 | $ 310,000 | $ 155,000 | $ 61,000 |
| TALLAHASSEE, FL | 2 | $ 320,000 | $ 160,000 | $ 61,000 |
| THE VILLAGES, FL | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| APPLETON, WI | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| BANGOR, ME | 1 | $ 225,000 | $ 225,000 | $ 252,000 |
| BARNSTABLE TOWN, MA | 1 | $ 375,000 | $ 375,000 | $ 224,000 |
| BATTLE CREEK, MI | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| BINGHAMTON, NY | 1 | $ 195,000 | $ 195,000 | $ 128,000 |
| BLOOMINGTON, IL | 1 | $ 325,000 | $ 325,000 | $ 324,000 |
| BLOOMINGTON, IN | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| CHEYENNE, WY | 1 | $ 465,000 | $ 465,000 | $ 94,000 |
| CUMBERLAND, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| DOTHAN, AL | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| DUBUQUE, IA | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| ELMIRA, NY | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| FARMINGTON, NM | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| GETTYSBURG, PA | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| GRAND ISLAND, NE | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| HARRISONBURG, VA | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| IDAHO FALLS, ID | 1 | $ 285,000 | $ 285,000 | $ 749,000 |
| JACKSON, MI | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| JACKSONVILLE, NC | 1 | $ 115,000 | $ 115,000 | $ 127,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| JEFFERSON CITY, MO | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| JOHNSON CITY, TN | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| JOPLIN, MO | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 475,000 | $ 475,000 | $ 291,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| LAWRENCE, KS | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| LIMA, OH | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| MADISON, WI | 1 | $ 225,000 | $ 225,000 | $ 1,279,000 |
| MANHATTAN, KS | 1 | $ 165,000 | $ 165,000 | $ 169,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 365,000 | $ 365,000 | $ 159,000 |
| MUNCIE, IN | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| MUSKEGON, MI | 1 | $ 435,000 | $ 435,000 | $ 342,000 |
| NEW BERN, NC | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| PEORIA, IL | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 385,000 | $ 385,000 | $ 88,000 |
| SAGINAW, MI | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| SHEBOYGAN, WI | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| SIOUX FALLS, SD | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| SPRINGFIELD, IL | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| SPRINGFIELD, MA | 1 | $ 305,000 | $ 305,000 | $ 263,000 |
| SPRINGFIELD, MO | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| WALLA WALLA, WA | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| WINCHESTER, VA-WV | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| YUMA, AZ | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 35,384 | $7,375,730,000 | $208,000 | $2,505,000 | $92,000 | $3,360,000 |
| Refinancing | 10,581 | $3,235,255,000 | $305,000 | $3,005,000 | $121,000 | $4,085,000 |
| Cash-out Refinancing | 1,315 | $379,915,000 | $288,000 | $1,505,000 | $120,000 | $2,460,000 |
| Not Applicable | 38 | $9,020,000 | $237,000 | $995,000 | $91,000 | $420,000 |
| Home Improvement | 29 | $7,835,000 | $270,000 | $1,005,000 | $105,000 | $540,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,466 | $4,787,520,000 | $245,000 | $3,005,000 | $107,000 | $4,085,000 |
| Not Provided | 14,345 | $3,381,475,000 | $235,000 | $2,345,000 | $103,000 | $3,360,000 |
| Hispanic | 8,436 | $1,712,200,000 | $202,000 | $2,005,000 | $82,000 | $1,884,000 |
| Black or African American | 3,547 | $663,605,000 | $187,000 | $1,515,000 | $77,000 | $1,185,000 |
| Asian | 1,199 | $376,005,000 | $313,000 | $1,615,000 | $125,000 | $2,460,000 |
| American Indian or Alaskan Native | 206 | $40,570,000 | $196,000 | $755,000 | $90,000 | $656,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $11,365,000 | $264,000 | $915,000 | $91,000 | $385,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 31,267 | $7,539,235,000 | $241,000 | $3,005,000 | $114,000 | $4,085,000 |
| FHA-insured (Federal Housing Administration) | 12,329 | $2,498,965,000 | $202,000 | $1,305,000 | $69,000 | $1,884,000 |
| VA-guaranteed (Veterans Administration) | 2,912 | $849,100,000 | $291,000 | $1,575,000 | $87,000 | $3,355,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 839 | $120,455,000 | $143,000 | $475,000 | $51,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 33,575 | $7,722,195,000 | $229,000 | $3,005,000 | $98,000 | $3,355,000 |
| Application Withdrawn By Applicant | 6,955 | $1,720,875,000 | $247,000 | $2,765,000 | $107,000 | $3,360,000 |
| Application Denied By Financial Institution | 5,145 | $1,080,395,000 | $209,000 | $2,345,000 | $93,000 | $4,085,000 |
| File Closed For Incompleteness | 1,240 | $383,110,000 | $308,000 | $1,845,000 | $121,000 | $1,646,000 |
| Application Approved But Not Accepted | 394 | $92,160,000 | $233,000 | $1,375,000 | $94,000 | $799,000 |
| Loan Purchased By The Institution | 38 | $9,020,000 | $237,000 | $995,000 | $91,000 | $420,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 42,202 | $9,927,360,000 | $235,000 | $3,005,000 | $100,000 | $3,360,000 |
| Credit Application Incomplete | 1,837 | $441,165,000 | $240,000 | $2,345,000 | $108,000 | $4,085,000 |
| Debt-To-Income Ratio | 976 | $228,430,000 | $234,000 | $1,995,000 | $78,000 | $2,325,000 |
| Credit History | 880 | $111,700,000 | $126,000 | $1,575,000 | $85,000 | $1,884,000 |
| Collateral | 613 | $117,335,000 | $191,000 | $1,765,000 | $88,000 | $1,279,000 |
| Unverifiable Information | 252 | $59,360,000 | $235,000 | $1,305,000 | $98,000 | $699,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 249 | $55,675,000 | $223,000 | $845,000 | $88,000 | $457,000 |
| Other | 214 | $43,520,000 | $203,000 | $1,985,000 | $87,000 | $821,000 |
| Employment History | 116 | $22,250,000 | $191,000 | $825,000 | $78,000 | $768,000 |
| Mortgage Insurance Denied | 8 | $960,000 | $120,000 | $305,000 | $77,000 | $169,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.