Everett Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Everett Financial, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial, Inc. 14801 Quorum Drive, Suite 300 Austin, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 42,342 |
| Total Mortgage Loan Application Amount | $12,872,365,000 |
| Average Mortgage Loan Application Amount | $307,333 |
| Highest Mortgage Loan Application Amount | $98,355,000 |
| Average Applicant Income | $131,666 |
| Highest Applicant Income | $9,710,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Everett Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Everett Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial, Inc.'s mortgage activity for 2022.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 4,590 | $ 1,498,805,000 | $ 326,000 | $ 123,000 |
| NA (OUTSIDE OF MSA/MD) | 4,295 | $ 998,285,000 | $ 248,500 | $ 124,326 |
| DALLAS-PLANO-IRVING, TX | 4,239 | $ 1,623,455,000 | $ 383,000 | $ 142,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 1,970 | $ 489,635,000 | $ 248,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 1,501 | $ 453,605,000 | $ 302,000 | $ 119,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,162 | $ 324,085,000 | $ 278,500 | $ 101,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 946 | $ 135,815,000 | $ 143,000 | $ 71,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 750 | $ 329,840,000 | $ 439,000 | $ 186,000 |
| TULSA, OK | 741 | $ 154,405,000 | $ 208,000 | $ 84,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 737 | $ 234,975,000 | $ 318,000 | $ 138,000 |
| DENVER-AURORA-LAKEWOOD, CO | 607 | $ 251,985,000 | $ 415,000 | $ 132,000 |
| AUSTIN-ROUND ROCK, TX | 575 | $ 244,495,000 | $ 425,000 | $ 172,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 521 | $ 184,825,000 | $ 354,000 | $ 130,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 510 | $ 132,280,000 | $ 259,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 493 | $ 159,275,000 | $ 323,000 | $ 117,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 435 | $ 239,005,000 | $ 549,000 | $ 166,000 |
| CORPUS CHRISTI, TX | 392 | $ 76,395,000 | $ 195,000 | $ 94,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 387 | $ 83,005,000 | $ 214,000 | $ 94,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 373 | $ 75,375,000 | $ 202,000 | $ 92,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 366 | $ 114,110,000 | $ 311,000 | $ 122,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 359 | $ 128,305,000 | $ 357,000 | $ 127,000 |
| KANSAS CITY, MO-KS | 351 | $ 83,005,000 | $ 258,000 | $ 110,500 |
| OKLAHOMA CITY, OK | 325 | $ 68,055,000 | $ 209,000 | $ 96,000 |
| PORT ST. LUCIE, FL | 299 | $ 105,425,000 | $ 352,000 | $ 152,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 295 | $ 55,405,000 | $ 187,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 294 | $ 172,490,000 | $ 586,000 | $ 198,000 |
| LANSING-EAST LANSING, MI | 290 | $ 42,180,000 | $ 145,000 | $ 67,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 282 | $ 176,640,000 | $ 626,000 | $ 180,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 276 | $ 111,790,000 | $ 405,000 | $ 145,000 |
| MIDLAND, TX | 260 | $ 71,430,000 | $ 274,000 | $ 138,000 |
| MEMPHIS, TN-MS-AR | 252 | $ 51,040,000 | $ 190,000 | $ 90,333 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 251 | $ 102,575,000 | $ 377,250 | $ 118,000 |
| CINCINNATI, OH-KY-IN | 220 | $ 51,580,000 | $ 214,666 | $ 91,666 |
| SAN DIEGO-CARLSBAD, CA | 218 | $ 145,075,000 | $ 668,000 | $ 221,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 217 | $ 61,485,000 | $ 283,000 | $ 119,000 |
| CHICAGO-NAPERVILLE, IL | 216 | $ 57,180,000 | $ 264,000 | $ 116,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 209 | $ 35,135,000 | $ 169,000 | $ 86,500 |
| CAPE CORAL-FORT MYERS, FL | 196 | $ 56,845,000 | $ 291,000 | $ 108,000 |
| TACOMA-LAKEWOOD, WA | 181 | $ 91,015,000 | $ 502,000 | $ 172,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 177 | $ 62,855,000 | $ 355,000 | $ 125,000 |
| JACKSON, MS | 175 | $ 24,735,000 | $ 141,000 | $ 62,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 174 | $ 71,495,000 | $ 413,000 | $ 143,000 |
| GAINESVILLE, GA | 173 | $ 52,895,000 | $ 305,000 | $ 112,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 170 | $ 40,820,000 | $ 240,000 | $ 110,000 |
| ELKHART-GOSHEN, IN | 165 | $ 27,935,000 | $ 169,000 | $ 73,000 |
| SANTA ROSA, CA | 165 | $ 93,385,000 | $ 565,000 | $ 204,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 161 | $ 38,255,000 | $ 237,000 | $ 77,000 |
| KNOXVILLE, TN | 159 | $ 43,165,000 | $ 271,000 | $ 100,000 |
| ATHENS-CLARKE COUNTY, GA | 158 | $ 37,270,000 | $ 235,000 | $ 86,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 156 | $ 54,090,000 | $ 346,000 | $ 152,000 |
| LAKELAND-WINTER HAVEN, FL | 155 | $ 41,015,000 | $ 264,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 154 | $ 24,390,000 | $ 158,000 | $ 84,000 |
| SALT LAKE CITY, UT | 140 | $ 55,565,000 | $ 399,000 | $ 123,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 137 | $ 48,805,000 | $ 356,000 | $ 116,000 |
| JONESBORO, AR | 135 | $ 24,920,000 | $ 185,000 | $ 89,000 |
| ST. CLOUD, MN | 131 | $ 24,165,000 | $ 184,000 | $ 79,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 130 | $ 43,960,000 | $ 338,000 | $ 140,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 129 | $ 40,815,000 | $ 314,000 | $ 102,000 |
| COLUMBUS, OH | 127 | $ 33,035,000 | $ 260,000 | $ 100,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 126 | $ 34,970,000 | $ 277,000 | $ 121,000 |
| BIRMINGHAM-HOOVER, AL | 125 | $ 25,545,000 | $ 204,000 | $ 87,000 |
| PROVIDENCE-WARWICK, RI-MA | 122 | $ 38,820,000 | $ 354,000 | $ 114,500 |
| AMARILLO, TX | 118 | $ 25,930,000 | $ 219,000 | $ 92,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 118 | $ 23,520,000 | $ 199,000 | $ 105,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 114 | $ 15,330,000 | $ 134,000 | $ 63,000 |
| MCALLEN-EDINBURG-MISSION, TX | 114 | $ 25,760,000 | $ 225,000 | $ 99,000 |
| VALLEJO-FAIRFIELD, CA | 114 | $ 46,990,000 | $ 412,000 | $ 123,000 |
| JACKSONVILLE, FL | 110 | $ 28,980,000 | $ 263,000 | $ 126,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 109 | $ 100,125,000 | $ 918,000 | $ 271,000 |
| FRESNO, CA | 102 | $ 37,300,000 | $ 365,000 | $ 112,000 |
| STOCKTON-LODI, CA | 101 | $ 42,315,000 | $ 418,000 | $ 131,000 |
| TEXARKANA, TX-AR | 101 | $ 15,005,000 | $ 146,000 | $ 87,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 100 | $ 30,840,000 | $ 308,000 | $ 115,000 |
| ST. LOUIS, MO-IL | 100 | $ 18,145,000 | $ 171,000 | $ 80,500 |
| BEAUMONT-PORT ARTHUR, TX | 98 | $ 17,680,000 | $ 180,000 | $ 82,000 |
| FORT SMITH, AR-OK | 97 | $ 12,445,000 | $ 128,000 | $ 56,000 |
| ODESSA, TX | 97 | $ 21,635,000 | $ 223,000 | $ 92,000 |
| SHERMAN-DENISON, TX | 97 | $ 24,495,000 | $ 252,000 | $ 131,000 |
| WORCESTER, MA-CT | 96 | $ 27,090,000 | $ 288,500 | $ 102,000 |
| LAWTON, OK | 95 | $ 106,545,000 | $ 1,121,000 | $ 72,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 88 | $ 18,760,000 | $ 213,000 | $ 91,000 |
| OCALA, FL | 88 | $ 18,690,000 | $ 212,000 | $ 102,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 84 | $ 21,520,000 | $ 256,000 | $ 114,000 |
| GARY, IN | 82 | $ 17,160,000 | $ 209,000 | $ 85,000 |
| OGDEN-CLEARFIELD, UT | 82 | $ 28,110,000 | $ 342,000 | $ 97,000 |
| OWENSBORO, KY | 80 | $ 11,210,000 | $ 140,000 | $ 69,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 79 | $ 60,525,000 | $ 766,000 | $ 212,000 |
| PROVO-OREM, UT | 79 | $ 30,085,000 | $ 380,000 | $ 115,000 |
| NEWARK, NJ-PA | 76 | $ 19,165,000 | $ 254,000 | $ 158,000 |
| BOISE CITY, ID | 75 | $ 26,395,000 | $ 351,000 | $ 117,000 |
| KILLEEN-TEMPLE, TX | 73 | $ 15,865,000 | $ 217,000 | $ 114,000 |
| LONGVIEW, TX | 72 | $ 14,635,000 | $ 206,000 | $ 93,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 71 | $ 17,365,000 | $ 212,000 | $ 85,000 |
| GREELEY, CO | 69 | $ 26,485,000 | $ 383,000 | $ 106,000 |
| MONROE, MI | 69 | $ 13,365,000 | $ 193,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 69 | $ 11,485,000 | $ 181,000 | $ 95,500 |
| NORWICH-NEW LONDON, CT | 67 | $ 16,955,000 | $ 253,000 | $ 106,000 |
| SAN RAFAEL, CA | 67 | $ 57,835,000 | $ 863,000 | $ 272,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 67 | $ 22,330,000 | $ 338,000 | $ 120,000 |
| PUNTA GORDA, FL | 66 | $ 17,750,000 | $ 268,000 | $ 120,000 |
| BROWNSVILLE-HARLINGEN, TX | 64 | $ 12,410,000 | $ 193,000 | $ 91,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 64 | $ 14,350,000 | $ 224,000 | $ 83,000 |
| MODESTO, CA | 64 | $ 23,195,000 | $ 368,000 | $ 120,000 |
| PHILADELPHIA, PA | 63 | $ 14,615,000 | $ 231,000 | $ 90,000 |
| CLEVELAND-ELYRIA, OH | 61 | $ 10,125,000 | $ 165,000 | $ 99,000 |
| COLORADO SPRINGS, CO | 61 | $ 23,435,000 | $ 384,000 | $ 126,000 |
| EUGENE, OR | 61 | $ 21,065,000 | $ 345,000 | $ 125,000 |
| NEW HAVEN-MILFORD, CT | 61 | $ 14,625,000 | $ 239,000 | $ 90,000 |
| DULUTH, MN-WI | 60 | $ 11,410,000 | $ 191,500 | $ 78,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 60 | $ 26,630,000 | $ 438,500 | $ 154,000 |
| SEBASTIAN-VERO BEACH, FL | 59 | $ 18,155,000 | $ 307,000 | $ 130,000 |
| COLUMBUS, GA-AL | 58 | $ 13,240,000 | $ 226,000 | $ 75,500 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 56 | $ 22,030,000 | $ 393,000 | $ 121,000 |
| LA CROSSE-ONALASKA, WI-MN | 55 | $ 11,255,000 | $ 190,500 | $ 79,500 |
| BOWLING GREEN, KY | 54 | $ 9,810,000 | $ 181,000 | $ 79,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 53 | $ 13,195,000 | $ 248,000 | $ 89,000 |
| HOT SPRINGS, AR | 52 | $ 9,120,000 | $ 175,000 | $ 87,000 |
| ST. GEORGE, UT | 51 | $ 21,875,000 | $ 428,000 | $ 202,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 50 | $ 9,990,000 | $ 186,000 | $ 73,000 |
| WILMINGTON, DE-MD-NJ | 49 | $ 11,415,000 | $ 203,333 | $ 77,666 |
| LEXINGTON-FAYETTE, KY | 48 | $ 10,410,000 | $ 216,000 | $ 83,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 47 | $ 21,705,000 | $ 461,000 | $ 250,000 |
| NEW YORK-NEWARK, NY | 47 | $ 15,045,000 | $ 355,500 | $ 159,500 |
| PORTLAND-SOUTH PORTLAND, ME | 47 | $ 14,655,000 | $ 311,000 | $ 120,000 |
| MANCHESTER-NASHUA, NH | 45 | $ 13,535,000 | $ 300,000 | $ 135,000 |
| NAPA, CA | 45 | $ 23,915,000 | $ 531,000 | $ 177,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 45 | $ 21,355,000 | $ 478,000 | $ 331,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 45 | $ 34,665,000 | $ 770,000 | $ 276,000 |
| GREEN BAY, WI | 43 | $ 9,485,000 | $ 220,000 | $ 99,000 |
| PANAMA CITY, FL | 43 | $ 14,095,000 | $ 327,000 | $ 116,000 |
| RALEIGH, NC | 42 | $ 12,730,000 | $ 303,000 | $ 129,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 41 | $ 16,775,000 | $ 409,000 | $ 125,000 |
| GRAND RAPIDS-WYOMING, MI | 41 | $ 10,545,000 | $ 257,000 | $ 93,000 |
| JOHNSON CITY, TN | 41 | $ 9,325,000 | $ 227,000 | $ 78,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 41 | $ 10,895,000 | $ 258,000 | $ 120,500 |
| COLUMBIA, SC | 40 | $ 8,570,000 | $ 214,000 | $ 91,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 40 | $ 10,950,000 | $ 273,000 | $ 132,000 |
| NEW ORLEANS-METAIRIE, LA | 40 | $ 9,000,000 | $ 225,000 | $ 107,000 |
| ROME, GA | 40 | $ 9,380,000 | $ 234,000 | $ 103,000 |
| SPOKANE-SPOKANE VALLEY, WA | 40 | $ 13,590,000 | $ 339,000 | $ 106,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 39 | $ 16,695,000 | $ 428,000 | $ 183,000 |
| LUBBOCK, TX | 39 | $ 6,985,000 | $ 179,000 | $ 102,000 |
| CAMDEN, NJ | 38 | $ 9,300,000 | $ 244,000 | $ 100,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 38 | $ 8,630,000 | $ 195,000 | $ 87,000 |
| RICHMOND, VA | 38 | $ 10,210,000 | $ 268,000 | $ 108,000 |
| EAST STROUDSBURG, PA | 37 | $ 7,700,000 | $ 213,000 | $ 106,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 37 | $ 9,375,000 | $ 222,500 | $ 153,000 |
| HATTIESBURG, MS | 36 | $ 6,800,000 | $ 188,000 | $ 73,000 |
| WICHITA, KS | 36 | $ 6,570,000 | $ 182,000 | $ 99,000 |
| AUBURN-OPELIKA, AL | 35 | $ 9,585,000 | $ 273,000 | $ 102,000 |
| JACKSON, TN | 35 | $ 5,125,000 | $ 146,000 | $ 69,000 |
| PITTSBURGH, PA | 35 | $ 7,005,000 | $ 200,000 | $ 91,000 |
| SALISBURY, MD-DE | 34 | $ 8,340,000 | $ 242,500 | $ 94,500 |
| ALBUQUERQUE, NM | 33 | $ 8,945,000 | $ 271,000 | $ 107,000 |
| MACON-BIBB COUNTY, GA | 33 | $ 6,395,000 | $ 193,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 33 | $ 11,425,000 | $ 346,000 | $ 117,000 |
| BAKERSFIELD, CA | 32 | $ 8,620,000 | $ 269,000 | $ 86,000 |
| CLARKSVILLE, TN-KY | 32 | $ 7,880,000 | $ 225,000 | $ 77,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 31 | $ 6,815,000 | $ 219,000 | $ 80,000 |
| SPARTANBURG, SC | 31 | $ 6,895,000 | $ 222,000 | $ 74,000 |
| BATON ROUGE, LA | 30 | $ 6,000,000 | $ 200,000 | $ 129,000 |
| DES MOINES-WEST DES MOINES, IA | 30 | $ 7,590,000 | $ 253,000 | $ 123,000 |
| SPRINGFIELD, MO | 30 | $ 6,750,000 | $ 225,000 | $ 84,000 |
| FLINT, MI | 29 | $ 4,175,000 | $ 143,000 | $ 104,000 |
| PINE BLUFF, AR | 29 | $ 3,495,000 | $ 120,000 | $ 65,000 |
| TOLEDO, OH | 29 | $ 4,705,000 | $ 162,000 | $ 93,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 28 | $ 5,260,000 | $ 187,000 | $ 116,000 |
| SANTA CRUZ-WATSONVILLE, CA | 28 | $ 15,850,000 | $ 566,000 | $ 176,000 |
| WARNER ROBINS, GA | 28 | $ 5,910,000 | $ 211,000 | $ 110,000 |
| CHATTANOOGA, TN-GA | 27 | $ 6,605,000 | $ 229,000 | $ 110,500 |
| FORT COLLINS, CO | 27 | $ 10,375,000 | $ 384,000 | $ 140,000 |
| MOBILE, AL | 27 | $ 5,075,000 | $ 187,000 | $ 80,000 |
| OLYMPIA-TUMWATER, WA | 27 | $ 12,375,000 | $ 458,000 | $ 232,000 |
| WINSTON-SALEM, NC | 27 | $ 5,185,000 | $ 192,000 | $ 79,000 |
| BOSTON, MA | 26 | $ 12,210,000 | $ 469,000 | $ 144,000 |
| ELGIN, IL | 26 | $ 6,410,000 | $ 246,000 | $ 158,000 |
| FLORENCE-MUSCLE SHOALS, AL | 26 | $ 4,000,000 | $ 153,000 | $ 67,000 |
| TYLER, TX | 26 | $ 6,860,000 | $ 263,000 | $ 110,000 |
| HOMOSASSA SPRINGS, FL | 25 | $ 5,665,000 | $ 226,000 | $ 92,000 |
| SPRINGFIELD, MA | 25 | $ 6,685,000 | $ 267,000 | $ 94,000 |
| GREENSBORO-HIGH POINT, NC | 24 | $ 4,610,000 | $ 192,000 | $ 69,000 |
| YORK-HANOVER, PA | 24 | $ 5,670,000 | $ 236,000 | $ 97,000 |
| EL PASO, TX | 23 | $ 3,805,000 | $ 165,000 | $ 83,000 |
| MADISON, WI | 23 | $ 6,095,000 | $ 265,000 | $ 87,000 |
| TUCSON, AZ | 23 | $ 5,985,000 | $ 260,000 | $ 114,000 |
| BREMERTON-SILVERDALE, WA | 22 | $ 10,180,000 | $ 462,000 | $ 126,000 |
| GAINESVILLE, FL | 22 | $ 5,280,000 | $ 240,000 | $ 122,000 |
| MERCED, CA | 22 | $ 8,160,000 | $ 370,000 | $ 238,000 |
| ROCHESTER, NY | 22 | $ 4,030,000 | $ 183,000 | $ 93,000 |
| ANN ARBOR, MI | 21 | $ 5,145,000 | $ 245,000 | $ 95,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 21 | $ 4,185,000 | $ 181,500 | $ 116,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 21 | $ 4,355,000 | $ 210,500 | $ 77,000 |
| SAVANNAH, GA | 21 | $ 4,225,000 | $ 201,000 | $ 119,000 |
| WENATCHEE, WA | 21 | $ 8,995,000 | $ 428,000 | $ 162,000 |
| AKRON, OH | 19 | $ 3,685,000 | $ 193,000 | $ 89,000 |
| COLLEGE STATION-BRYAN, TX | 19 | $ 4,565,000 | $ 240,000 | $ 140,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 19 | $ 11,900,000 | $ 661,000 | $ 257,000 |
| RENO, NV | 19 | $ 5,975,000 | $ 314,000 | $ 131,000 |
| SANTA MARIA-SANTA BARBARA, CA | 19 | $ 9,985,000 | $ 525,000 | $ 197,000 |
| WACO, TX | 19 | $ 5,815,000 | $ 306,000 | $ 194,000 |
| JACKSON, MI | 18 | $ 2,990,000 | $ 166,000 | $ 85,000 |
| KENNEWICK-RICHLAND, WA | 18 | $ 7,020,000 | $ 390,000 | $ 135,000 |
| SALEM, OR | 18 | $ 7,070,000 | $ 392,000 | $ 144,000 |
| WICHITA FALLS, TX | 18 | $ 3,170,000 | $ 176,000 | $ 104,000 |
| YUBA CITY, CA | 18 | $ 5,480,000 | $ 304,000 | $ 84,000 |
| DOVER, DE | 17 | $ 3,735,000 | $ 219,000 | $ 93,000 |
| KALAMAZOO-PORTAGE, MI | 17 | $ 3,885,000 | $ 228,000 | $ 91,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 17 | $ 3,785,000 | $ 227,500 | $ 94,000 |
| READING, PA | 17 | $ 3,785,000 | $ 222,000 | $ 97,000 |
| ALBANY-SCHENECTADY-TROY, NY | 16 | $ 4,300,000 | $ 268,000 | $ 93,000 |
| BATTLE CREEK, MI | 16 | $ 2,530,000 | $ 158,000 | $ 109,000 |
| BOULDER, CO | 16 | $ 6,420,000 | $ 401,000 | $ 156,000 |
| ROCHESTER, MN | 16 | $ 3,780,000 | $ 236,000 | $ 80,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 16 | $ 2,600,000 | $ 162,000 | $ 74,000 |
| TALLAHASSEE, FL | 16 | $ 4,100,000 | $ 256,000 | $ 127,000 |
| WILMINGTON, NC | 16 | $ 6,400,000 | $ 400,000 | $ 199,000 |
| HUNTSVILLE, AL | 15 | $ 4,005,000 | $ 267,000 | $ 92,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 3,955,000 | $ 263,000 | $ 105,000 |
| FAYETTEVILLE, NC | 14 | $ 2,820,000 | $ 201,000 | $ 75,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 14 | $ 6,950,000 | $ 496,000 | $ 154,000 |
| BANGOR, ME | 13 | $ 3,005,000 | $ 231,000 | $ 104,000 |
| EVANSVILLE, IN-KY | 13 | $ 2,185,000 | $ 156,500 | $ 79,500 |
| MONTGOMERY, AL | 13 | $ 1,775,000 | $ 136,000 | $ 96,000 |
| DURHAM-CHAPEL HILL, NC | 12 | $ 2,860,000 | $ 238,000 | $ 87,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 2,460,000 | $ 205,000 | $ 99,000 |
| LAFAYETTE, LA | 12 | $ 2,160,000 | $ 180,000 | $ 81,000 |
| LANCASTER, PA | 12 | $ 2,230,000 | $ 185,000 | $ 79,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 12 | $ 5,770,000 | $ 480,000 | $ 177,000 |
| THE VILLAGES, FL | 12 | $ 3,190,000 | $ 265,000 | $ 88,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 11 | $ 1,635,000 | $ 148,000 | $ 79,000 |
| BLOOMINGTON, IL | 11 | $ 1,935,000 | $ 175,000 | $ 93,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 11 | $ 2,495,000 | $ 226,000 | $ 95,000 |
| COEUR D'ALENE, ID | 11 | $ 3,485,000 | $ 316,000 | $ 106,000 |
| DALTON, GA | 11 | $ 2,495,000 | $ 226,000 | $ 77,000 |
| HICKORY-LENOIR-MORGANTON, NC | 11 | $ 2,105,000 | $ 191,000 | $ 78,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 11 | $ 2,975,000 | $ 270,000 | $ 131,000 |
| SEBRING, FL | 11 | $ 2,115,000 | $ 192,000 | $ 55,000 |
| TOPEKA, KS | 11 | $ 1,785,000 | $ 162,000 | $ 92,000 |
| VALDOSTA, GA | 11 | $ 2,025,000 | $ 184,000 | $ 78,000 |
| ABILENE, TX | 10 | $ 2,130,000 | $ 213,000 | $ 106,000 |
| GREENVILLE, NC | 10 | $ 2,200,000 | $ 220,000 | $ 151,000 |
| TUSCALOOSA, AL | 10 | $ 1,740,000 | $ 174,000 | $ 137,000 |
| ALBANY, GA | 9 | $ 985,000 | $ 109,000 | $ 58,000 |
| CANTON-MASSILLON, OH | 9 | $ 1,615,000 | $ 179,000 | $ 94,000 |
| CASPER, WY | 9 | $ 1,815,000 | $ 201,000 | $ 70,000 |
| CEDAR RAPIDS, IA | 9 | $ 1,695,000 | $ 188,000 | $ 97,000 |
| FARGO, ND-MN | 9 | $ 2,505,000 | $ 321,500 | $ 122,500 |
| GADSDEN, AL | 9 | $ 1,645,000 | $ 182,000 | $ 60,000 |
| HINESVILLE, GA | 9 | $ 1,865,000 | $ 207,000 | $ 75,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 9 | $ 1,415,000 | $ 155,666 | $ 107,000 |
| ST. JOSEPH, MO-KS | 9 | $ 1,605,000 | $ 178,000 | $ 102,000 |
| ASHEVILLE, NC | 8 | $ 2,990,000 | $ 373,000 | $ 111,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,650,000 | $ 206,000 | $ 80,000 |
| CHARLESTON, WV | 8 | $ 1,510,000 | $ 188,000 | $ 101,000 |
| CHARLOTTESVILLE, VA | 8 | $ 2,240,000 | $ 280,000 | $ 65,000 |
| CHEYENNE, WY | 8 | $ 1,920,000 | $ 240,000 | $ 93,000 |
| FORT WAYNE, IN | 8 | $ 2,030,000 | $ 253,000 | $ 111,000 |
| IDAHO FALLS, ID | 8 | $ 1,930,000 | $ 241,000 | $ 112,000 |
| JACKSONVILLE, NC | 8 | $ 2,090,000 | $ 261,000 | $ 63,000 |
| PEORIA, IL | 8 | $ 1,730,000 | $ 216,000 | $ 175,000 |
| PUEBLO, CO | 8 | $ 1,670,000 | $ 208,000 | $ 85,000 |
| SALINAS, CA | 8 | $ 4,760,000 | $ 595,000 | $ 207,000 |
| SAN ANGELO, TX | 8 | $ 2,230,000 | $ 278,000 | $ 128,000 |
| SIOUX CITY, IA-NE-SD | 8 | $ 1,440,000 | $ 220,500 | $ 131,000 |
| SIOUX FALLS, SD | 8 | $ 2,200,000 | $ 275,000 | $ 139,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 8 | $ 1,480,000 | $ 185,000 | $ 104,000 |
| GRAND FORKS, ND-MN | 7 | $ 835,000 | $ 119,000 | $ 59,000 |
| GRAND JUNCTION, CO | 7 | $ 1,875,000 | $ 267,000 | $ 86,000 |
| HAMMOND, LA | 7 | $ 1,815,000 | $ 259,000 | $ 120,000 |
| HOUMA-THIBODAUX, LA | 7 | $ 1,575,000 | $ 225,000 | $ 102,000 |
| LEWISTON-AUBURN, ME | 7 | $ 1,545,000 | $ 220,000 | $ 122,000 |
| LINCOLN, NE | 7 | $ 1,585,000 | $ 226,000 | $ 107,000 |
| MORRISTOWN, TN | 7 | $ 3,235,000 | $ 462,000 | $ 214,000 |
| OSHKOSH-NEENAH, WI | 7 | $ 1,385,000 | $ 197,000 | $ 71,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 7 | $ 2,225,000 | $ 317,000 | $ 75,000 |
| SAGINAW, MI | 7 | $ 815,000 | $ 116,000 | $ 50,000 |
| TRENTON, NJ | 7 | $ 1,465,000 | $ 209,000 | $ 95,000 |
| ANCHORAGE, AK | 6 | $ 1,850,000 | $ 308,000 | $ 392,000 |
| APPLETON, WI | 6 | $ 1,630,000 | $ 271,000 | $ 93,000 |
| BELLINGHAM, WA | 6 | $ 2,410,000 | $ 401,000 | $ 116,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,540,000 | $ 256,000 | $ 65,000 |
| CHICO, CA | 6 | $ 2,780,000 | $ 463,000 | $ 183,000 |
| CLEVELAND, TN | 6 | $ 1,650,000 | $ 275,000 | $ 88,000 |
| FLORENCE, SC | 6 | $ 1,080,000 | $ 180,000 | $ 77,000 |
| KOKOMO, IN | 6 | $ 720,000 | $ 120,000 | $ 48,000 |
| LAKE CHARLES, LA | 6 | $ 1,380,000 | $ 230,000 | $ 74,000 |
| LAS CRUCES, NM | 6 | $ 1,150,000 | $ 191,000 | $ 95,000 |
| MADERA, CA | 6 | $ 2,000,000 | $ 333,000 | $ 118,000 |
| MICHIGAN CITY-LA PORTE, IN | 6 | $ 950,000 | $ 158,000 | $ 90,000 |
| MUSKEGON, MI | 6 | $ 980,000 | $ 163,000 | $ 60,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 980,000 | $ 163,000 | $ 68,000 |
| URBAN HONOLULU, HI | 6 | $ 2,150,000 | $ 358,000 | $ 139,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 6 | $ 920,000 | $ 137,500 | $ 99,000 |
| YUMA, AZ | 6 | $ 1,510,000 | $ 251,000 | $ 84,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,355,000 | $ 271,000 | $ 122,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 875,000 | $ 175,000 | $ 83,000 |
| CAPE GIRARDEAU, MO-IL | 5 | $ 785,000 | $ 157,000 | $ 70,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 695,000 | $ 143,000 | $ 74,000 |
| DOTHAN, AL | 5 | $ 1,085,000 | $ 217,000 | $ 82,000 |
| EAU CLAIRE, WI | 5 | $ 1,165,000 | $ 233,000 | $ 70,000 |
| GETTYSBURG, PA | 5 | $ 895,000 | $ 179,000 | $ 88,000 |
| HARRISONBURG, VA | 5 | $ 1,035,000 | $ 207,000 | $ 91,000 |
| MANSFIELD, OH | 5 | $ 765,000 | $ 153,000 | $ 101,000 |
| MONROE, LA | 5 | $ 795,000 | $ 159,000 | $ 95,000 |
| NILES-BENTON HARBOR, MI | 5 | $ 985,000 | $ 197,000 | $ 67,000 |
| RACINE, WI | 5 | $ 885,000 | $ 177,000 | $ 92,000 |
| SPRINGFIELD, OH | 5 | $ 975,000 | $ 195,000 | $ 99,000 |
| BEND-REDMOND, OR | 4 | $ 2,200,000 | $ 550,000 | $ 190,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,360,000 | $ 340,000 | $ 112,000 |
| DECATUR, AL | 4 | $ 660,000 | $ 165,000 | $ 112,000 |
| GOLDSBORO, NC | 4 | $ 530,000 | $ 132,000 | $ 64,000 |
| HANFORD-CORCORAN, CA | 4 | $ 1,210,000 | $ 302,000 | $ 89,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 4 | $ 900,000 | $ 225,000 | $ 82,000 |
| LAREDO, TX | 4 | $ 640,000 | $ 160,000 | $ 78,000 |
| LIMA, OH | 4 | $ 460,000 | $ 115,000 | $ 60,000 |
| LYNCHBURG, VA | 4 | $ 600,000 | $ 150,000 | $ 102,000 |
| MANHATTAN, KS | 4 | $ 730,000 | $ 182,000 | $ 89,000 |
| MEDFORD, OR | 4 | $ 910,000 | $ 227,000 | $ 71,000 |
| MIDLAND, MI | 4 | $ 870,000 | $ 217,000 | $ 101,000 |
| MUNCIE, IN | 4 | $ 580,000 | $ 145,000 | $ 53,000 |
| OCEAN CITY, NJ | 4 | $ 1,600,000 | $ 400,000 | $ 132,000 |
| RAPID CITY, SD | 4 | $ 940,000 | $ 235,000 | $ 75,000 |
| ALBANY, OR | 3 | $ 735,000 | $ 245,000 | $ 93,000 |
| AMES, IA | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| BAY CITY, MI | 3 | $ 415,000 | $ 138,000 | $ 72,000 |
| BILLINGS, MT | 3 | $ 865,000 | $ 288,000 | $ 194,000 |
| BLOOMINGTON, IN | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| BURLINGTON, NC | 3 | $ 635,000 | $ 211,000 | $ 56,000 |
| CARBONDALE-MARION, IL | 3 | $ 445,000 | $ 148,000 | $ 78,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 345,000 | $ 115,000 | $ 169,000 |
| COLUMBIA, MO | 3 | $ 465,000 | $ 155,000 | $ 107,000 |
| COLUMBUS, IN | 3 | $ 695,000 | $ 231,000 | $ 151,000 |
| DUBUQUE, IA | 3 | $ 765,000 | $ 255,000 | $ 66,000 |
| GRANTS PASS, OR | 3 | $ 955,000 | $ 318,000 | $ 78,000 |
| IOWA CITY, IA | 3 | $ 465,000 | $ 155,000 | $ 77,000 |
| LEBANON, PA | 3 | $ 635,000 | $ 211,000 | $ 83,000 |
| LOGAN, UT-ID | 3 | $ 2,055,000 | $ 685,000 | $ 136,000 |
| MORGANTOWN, WV | 3 | $ 675,000 | $ 225,000 | $ 76,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,245,000 | $ 415,000 | $ 131,000 |
| NEW BERN, NC | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| POCATELLO, ID | 3 | $ 865,000 | $ 288,000 | $ 73,000 |
| REDDING, CA | 3 | $ 765,000 | $ 255,000 | $ 242,000 |
| SAN JUAN-CAROLINA-CAGUAS, PR | 3 | $ 805,000 | $ 268,000 | $ 94,000 |
| STATE COLLEGE, PA | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| SYRACUSE, NY | 3 | $ 625,000 | $ 208,000 | $ 98,000 |
| TWIN FALLS, ID | 3 | $ 765,000 | $ 255,000 | $ 70,000 |
| VICTORIA, TX | 3 | $ 875,000 | $ 291,000 | $ 116,000 |
| WATERLOO-CEDAR FALLS, IA | 3 | $ 955,000 | $ 318,000 | $ 144,000 |
| WAUSAU, WI | 3 | $ 485,000 | $ 161,000 | $ 53,000 |
| WINCHESTER, VA-WV | 3 | $ 825,000 | $ 275,000 | $ 71,000 |
| BINGHAMTON, NY | 2 | $ 400,000 | $ 200,000 | $ 97,000 |
| BRUNSWICK, GA | 2 | $ 790,000 | $ 395,000 | $ 92,000 |
| CUMBERLAND, MD-WV | 2 | $ 320,000 | $ 160,000 | $ 95,000 |
| EL CENTRO, CA | 2 | $ 450,000 | $ 225,000 | $ 164,000 |
| ERIE, PA | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| JANESVILLE-BELOIT, WI | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| JOPLIN, MO | 2 | $ 540,000 | $ 270,000 | $ 97,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 960,000 | $ 480,000 | $ 108,000 |
| KANKAKEE, IL | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| KINGSTON, NY | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| LEWISTON, ID-WA | 2 | $ 510,000 | $ 255,000 | $ 90,000 |
| LONGVIEW, WA | 2 | $ 600,000 | $ 300,000 | $ 68,000 |
| MISSOULA, MT | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| ROANOKE, VA | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| SANTA FE, NM | 2 | $ 780,000 | $ 390,000 | $ 197,000 |
| SHEBOYGAN, WI | 2 | $ 320,000 | $ 160,000 | $ 75,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| SPRINGFIELD, IL | 2 | $ 430,000 | $ 215,000 | $ 69,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| SUMTER, SC | 2 | $ 450,000 | $ 225,000 | $ 110,000 |
| TERRE HAUTE, IN | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| WHEELING, WV-OH | 2 | $ 410,000 | $ 205,000 | $ 84,000 |
| YAKIMA, WA | 2 | $ 360,000 | $ 180,000 | $ 40,000 |
| ALEXANDRIA, LA | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
| ALTOONA, PA | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| BECKLEY, WV | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| BISMARCK, ND | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| CARSON CITY, NV | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| CORVALLIS, OR | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| DANVILLE, IL | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| DECATUR, IL | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| FARMINGTON, NM | 1 | $ 265,000 | $ 265,000 | $ 74,000 |
| FLAGSTAFF, AZ | 1 | $ 145,000 | $ 145,000 | $ 194,000 |
| FOND DU LAC, WI | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| GLENS FALLS, NY | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| GRAND ISLAND, NE | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| JEFFERSON CITY, MO | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| JOHNSTOWN, PA | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| LAWRENCE, KS | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| PITTSFIELD, MA | 1 | $ 185,000 | $ 185,000 | $ 478,000 |
| ROCKY MOUNT, NC | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| UTICA-ROME, NY | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| WALLA WALLA, WA | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| WILLIAMSPORT, PA | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Everett Financial, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 32,585 | $9,926,950,000 | $304,000 | $98,355,000 | $117,000 | $9,438,000 |
| Cash-out Refinancing | 8,868 | $2,661,850,000 | $300,000 | $12,605,000 | $123,000 | $9,710,000 |
| Refinancing | 889 | $283,565,000 | $318,000 | $2,615,000 | $155,000 | $4,740,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,545 | $5,654,295,000 | $289,000 | $11,815,000 | $121,000 | $7,543,000 |
| Not Provided | 8,684 | $2,868,040,000 | $330,000 | $3,005,000 | $133,000 | $8,607,000 |
| Hispanic | 7,135 | $1,897,305,000 | $265,000 | $1,945,000 | $96,000 | $4,740,000 |
| Black or African American | 4,744 | $1,270,040,000 | $267,000 | $1,345,000 | $105,000 | $9,710,000 |
| Asian | 1,673 | $719,905,000 | $430,000 | $4,875,000 | $152,000 | $1,250,000 |
| American Indian or Alaskan Native | 235 | $68,415,000 | $291,000 | $2,725,000 | $111,000 | $1,224,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $14,990,000 | $312,000 | $625,000 | $110,000 | $251,000 |
| Not applicable | 36 | $258,815,000 | $86,271,000 | $98,355,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 28,400 | $9,146,905,000 | $322,000 | $98,355,000 | $136,000 | $9,710,000 |
| FHA-insured (Federal Housing Administration) | 10,943 | $2,768,865,000 | $253,000 | $1,285,000 | $82,000 | $1,046,000 |
| VA-guaranteed (Veterans Administration) | 2,279 | $834,835,000 | $366,000 | $1,785,000 | $105,000 | $1,047,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 720 | $121,760,000 | $169,000 | $465,000 | $60,000 | $147,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 32,122 | $9,490,290,000 | $295,000 | $11,815,000 | $118,000 | $9,438,000 |
| Application Withdrawn By Applicant | 8,233 | $2,542,855,000 | $308,000 | $10,005,000 | $127,000 | $9,710,000 |
| Application Denied By Financial Institution | 1,740 | $522,500,000 | $300,000 | $12,605,000 | $101,000 | $2,450,000 |
| Application Approved But Not Accepted | 128 | $35,630,000 | $278,000 | $1,755,000 | $103,000 | $724,000 |
| File Closed For Incompleteness | 83 | $22,275,000 | $268,000 | $1,605,000 | $129,000 | $2,282,000 |
| Loan Purchased By The Institution | 36 | $258,815,000 | $86,271,000 | $98,355,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 40,602 | $12,349,865,000 | $304,000 | $98,355,000 | $120,000 | $9,710,000 |
| Debt-To-Income Ratio | 510 | $177,660,000 | $348,000 | $12,605,000 | $81,000 | $1,497,000 |
| Collateral | 402 | $105,600,000 | $262,000 | $2,125,000 | $114,000 | $2,450,000 |
| Credit History | 263 | $63,365,000 | $240,000 | $1,445,000 | $101,000 | $769,000 |
| Credit Application Incomplete | 141 | $45,845,000 | $325,000 | $1,285,000 | $129,000 | $624,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 134 | $43,610,000 | $325,000 | $2,815,000 | $111,000 | $629,000 |
| Unverifiable Information | 119 | $38,515,000 | $323,000 | $1,755,000 | $106,000 | $626,000 |
| Employment History | 105 | $29,585,000 | $281,000 | $795,000 | $87,000 | $414,000 |
| Other | 66 | $18,320,000 | $277,000 | $775,000 | $112,000 | $457,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.