Evolve Bank & Trust Mortgage Lending & HMDA Data, 2014
In 2014, Evolve Bank & Trust of Memphis, TN reported 6,383 mortgage applications totaling $1.4 billion, up 7% from 2013. The average application was for $220,534, and applicants reported an average income of $76,501. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (420), Dallas-Plano-Irving, TX (339) and Memphis, TN-MS-AR (339) (applications in parentheses).
| Mortgage Company & Address | Evolve Bank & Trust 6000 Poplar Avenue Suite 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,383 |
| Total Mortgage Loan Application Amount | $1,407,669,000 |
| Average Mortgage Loan Application Amount | $220,534 |
| Highest Mortgage Loan Application Amount | $1,961,000 |
| Average Applicant Income | $76,501 |
| Highest Applicant Income | $2,434,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 420 | $ 75,959,000 | $ 180,854 | $ 85,000 |
| Dallas-Plano-Irving, TX | 339 | $ 64,798,000 | $ 191,144 | $ 84,000 |
| Memphis, TN-MS-AR | 339 | $ 49,194,000 | $ 145,115 | $ 77,348 |
| Tampa-St. Petersburg-Clearwater, FL | 324 | $ 62,224,000 | $ 192,049 | $ 93,000 |
| Columbus, OH | 312 | $ 50,056,000 | $ 160,435 | $ 74,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 257 | $ 121,401,000 | $ 472,377 | $ 1,000 |
| Cincinnati, OH-KY-IN | 248 | $ 38,250,000 | $ 154,233 | $ 77,181 |
| Grand Rapids-Wyoming, MI | 199 | $ 28,737,000 | $ 144,407 | $ 65,000 |
| Worcester, MA-CT | 198 | $ 35,041,000 | $ 176,974 | $ 63,353 |
| Denver-Aurora-Lakewood, CO | 183 | $ 44,407,000 | $ 242,661 | $ 95,000 |
| Cambridge-Newton-Framingham, MA | 169 | $ 46,444,000 | $ 274,816 | $ 103,000 |
| Oakland-Hayward-Berkeley, CA | 139 | $ 58,821,000 | $ 423,172 | $ 4,000 |
| Jonesboro, AR | 137 | $ 23,883,000 | $ 174,328 | $ 55,000 |
| Los Angeles-Long Beach-Glendale, CA | 129 | $ 59,247,000 | $ 459,279 | $ 22,000 |
| Nassau County-Suffolk County, NY | 127 | $ 37,305,000 | $ 293,740 | $ 132,000 |
| New York-Jersey City-White Plains, NY-NJ | 124 | $ 40,241,000 | $ 324,524 | $ 116,225 |
| Houston-The Woodlands-Sugar Land, TX | 116 | $ 23,741,000 | $ 204,663 | $ 134,000 |
| Chicago-Naperville-Arlington Heights, IL | 115 | $ 25,095,000 | $ 218,217 | $ 91,000 |
| Wilmington, DE-MD-NJ | 114 | $ 25,474,000 | $ 223,456 | $ 85,780 |
| Muskegon, MI | 102 | $ 9,646,000 | $ 94,568 | $ 48,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 99 | $ 22,900,000 | $ 231,313 | $ 113,070 |
| Austin-Round Rock, TX | 90 | $ 19,128,000 | $ 212,533 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 78 | $ 13,360,000 | $ 171,282 | $ 83,000 |
| Kansas City, MO-KS | 71 | $ 11,337,000 | $ 159,676 | $ 70,605 |
| Tulsa, OK | 70 | $ 10,295,000 | $ 147,071 | $ 69,000 |
| Fort Worth-Arlington, TX | 65 | $ 10,109,000 | $ 155,523 | $ 69,000 |
| Phoenix-Mesa-Scottsdale, AZ | 51 | $ 11,298,000 | $ 221,529 | $ 113,000 |
| San Francisco-Redwood City-South San Francisco, CA | 43 | $ 19,990,000 | $ 464,883 | $ 4,000 |
| San Antonio-New Braunfels, TX | 41 | $ 7,410,000 | $ 180,731 | $ 76,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 40 | $ 12,639,000 | $ 315,975 | $ 91,425 |
| Boston, MA | 35 | $ 9,932,000 | $ 283,771 | $ 86,000 |
| San Diego-Carlsbad, CA | 34 | $ 12,780,000 | $ 375,882 | $ 51,000 |
| Laredo, TX | 33 | $ 4,936,000 | $ 149,575 | $ 64,000 |
| Cleveland-Elyria, OH | 32 | $ 5,048,000 | $ 157,750 | $ 65,000 |
| Baltimore-Columbia-Towson, MD | 31 | $ 8,486,000 | $ 273,741 | $ 111,000 |
| Anaheim-Santa Ana-Irvine, CA | 30 | $ 14,163,000 | $ 472,100 | $ 24,000 |
| Rockingham County-Strafford County, NH | 30 | $ 7,546,000 | $ 251,533 | $ 103,000 |
| Warren-Troy-Farmington Hills, MI | 30 | $ 7,330,000 | $ 244,333 | $ 97,000 |
| Oklahoma City, OK | 24 | $ 3,098,000 | $ 129,083 | $ 58,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 24 | $ 6,003,000 | $ 250,125 | $ 9,000 |
| Providence-Warwick, RI-MA | 22 | $ 5,029,000 | $ 228,590 | $ 111,272 |
| Salisbury, MD-DE | 22 | $ 5,821,000 | $ 264,590 | $ 129,727 |
| Bridgeport-Stamford-Norwalk, CT | 21 | $ 7,559,000 | $ 359,952 | $ 160,000 |
| Miami-Miami Beach-Kendall, FL | 21 | $ 5,741,000 | $ 273,380 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 19 | $ 3,476,000 | $ 182,947 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 18 | $ 4,713,000 | $ 261,833 | $ 88,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 3,540,000 | $ 208,235 | $ 87,000 |
| Manchester-Nashua, NH | 17 | $ 3,297,000 | $ 193,941 | $ 74,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 3,904,000 | $ 244,000 | $ 123,000 |
| Orlando-Kissimmee-Sanford, FL | 16 | $ 3,904,000 | $ 244,000 | $ 137,000 |
| Pittsburgh, PA | 15 | $ 2,700,000 | $ 180,000 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 3,697,000 | $ 246,466 | $ 78,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 14 | $ 3,050,000 | $ 217,857 | $ 102,000 |
| Boulder, CO | 13 | $ 4,429,000 | $ 340,692 | $ 129,000 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 3,275,000 | $ 251,923 | $ 80,461 |
| Portland-South Portland, ME | 13 | $ 2,804,000 | $ 215,692 | $ 94,000 |
| Stockton-Lodi, CA | 13 | $ 3,162,000 | $ 243,230 | $ 17,000 |
| Detroit-Dearborn-Livonia, MI | 12 | $ 1,423,000 | $ 118,583 | $ 50,000 |
| Jacksonville, FL | 12 | $ 2,096,000 | $ 174,666 | $ 70,000 |
| Newark, NJ-PA | 12 | $ 3,319,000 | $ 276,583 | $ 68,750 |
| Tucson, AZ | 12 | $ 2,629,000 | $ 219,083 | $ 80,000 |
| Dayton, OH | 11 | $ 1,530,000 | $ 139,090 | $ 80,000 |
| Dover, DE | 11 | $ 1,632,000 | $ 148,363 | $ 56,000 |
| Dutchess County-Putnam County, NY | 11 | $ 2,923,000 | $ 265,727 | $ 93,000 |
| Elgin, IL | 11 | $ 2,051,000 | $ 186,454 | $ 104,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 11 | $ 1,887,000 | $ 171,545 | $ 114,000 |
| Little Rock-North Little Rock-Conway, AR | 11 | $ 1,785,000 | $ 162,272 | $ 64,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 2,444,000 | $ 222,181 | $ 88,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 4,314,000 | $ 392,181 | $ 217,000 |
| Corpus Christi, TX | 10 | $ 2,184,000 | $ 218,400 | $ 98,000 |
| St. Louis, MO-IL | 10 | $ 1,856,000 | $ 185,600 | $ 73,200 |
| Warner Robins, GA | 10 | $ 1,059,000 | $ 105,900 | $ 34,000 |
| Akron, OH | 9 | $ 2,105,000 | $ 233,888 | $ 172,000 |
| Greeley, CO | 9 | $ 1,628,000 | $ 180,888 | $ 73,000 |
| Indianapolis-Carmel-Anderson, IN | 9 | $ 895,000 | $ 99,444 | $ 143,000 |
| Mansfield, OH | 9 | $ 1,213,000 | $ 134,777 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 3,638,000 | $ 404,222 | $ 6,000 |
| Raleigh, NC | 9 | $ 1,766,000 | $ 196,222 | $ 84,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 2,361,000 | $ 295,125 | $ 56,000 |
| Las Vegas-Henderson-Paradise, NV | 8 | $ 2,845,000 | $ 355,625 | $ 16,000 |
| McAllen-Edinburg-Mission, TX | 8 | $ 1,193,000 | $ 149,125 | $ 30,000 |
| Silver Spring-Frederick-Rockville, MD | 8 | $ 3,289,000 | $ 411,125 | $ 81,000 |
| Vallejo-Fairfield, CA | 8 | $ 1,719,000 | $ 214,875 | $ 0 |
| Winston-Salem, NC | 8 | $ 1,613,000 | $ 201,625 | $ 63,000 |
| Birmingham-Hoover, AL | 7 | $ 919,000 | $ 131,285 | $ 52,000 |
| El Paso, TX | 7 | $ 816,000 | $ 116,571 | $ 45,000 |
| Montgomery County-Bucks County-Chester County, PA | 7 | $ 1,640,000 | $ 234,285 | $ 152,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 1,329,000 | $ 189,857 | $ 65,000 |
| Springfield, MO | 7 | $ 943,000 | $ 134,714 | $ 50,000 |
| Ann Arbor, MI | 6 | $ 1,469,000 | $ 244,833 | $ 37,000 |
| Knoxville, TN | 6 | $ 1,364,000 | $ 227,333 | $ 99,000 |
| Seattle-Bellevue-Everett, WA | 6 | $ 1,908,000 | $ 318,000 | $ 96,000 |
| Springfield, MA | 6 | $ 1,064,000 | $ 177,333 | $ 57,000 |
| Tacoma-Lakewood, WA | 6 | $ 1,599,000 | $ 266,500 | $ 109,000 |
| Albuquerque, NM | 5 | $ 988,000 | $ 197,600 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 984,000 | $ 196,800 | $ 74,000 |
| Amarillo, TX | 5 | $ 753,000 | $ 150,600 | $ 87,000 |
| Barnstable Town, MA | 5 | $ 1,327,000 | $ 265,400 | $ 110,000 |
| Beaumont-Port Arthur, TX | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| Charleston-North Charleston, SC | 5 | $ 1,479,000 | $ 295,800 | $ 40,000 |
| Eau Claire, WI | 5 | $ 657,000 | $ 131,400 | $ 66,000 |
| Fort Collins, CO | 5 | $ 1,074,000 | $ 214,800 | $ 87,000 |
| Fort Smith, AR-OK | 5 | $ 503,000 | $ 100,600 | $ 47,400 |
| Gary, IN | 5 | $ 1,377,000 | $ 275,400 | $ 113,000 |
| New Haven-Milford, CT | 5 | $ 705,000 | $ 141,000 | $ 63,000 |
| Richmond, VA | 5 | $ 1,237,000 | $ 247,400 | $ 53,000 |
| Savannah, GA | 5 | $ 1,084,000 | $ 216,800 | $ 10,000 |
| Asheville, NC | 4 | $ 787,000 | $ 196,750 | $ 116,000 |
| Chattanooga, TN-GA | 4 | $ 1,094,000 | $ 273,500 | $ 63,000 |
| Colorado Springs, CO | 4 | $ 855,000 | $ 213,750 | $ 59,000 |
| Columbia, SC | 4 | $ 821,000 | $ 205,250 | $ 129,000 |
| Dalton, GA | 4 | $ 398,000 | $ 99,500 | $ 56,000 |
| Greenville-Anderson-Mauldin, SC | 4 | $ 923,000 | $ 230,750 | $ 63,000 |
| Jackson, MS | 4 | $ 465,000 | $ 116,250 | $ 34,000 |
| Killeen-Temple, TX | 4 | $ 829,000 | $ 207,250 | $ 77,000 |
| Lansing-East Lansing, MI | 4 | $ 420,000 | $ 105,000 | $ 31,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 675,000 | $ 168,750 | $ 78,250 |
| Ocala, FL | 4 | $ 427,000 | $ 106,750 | $ 78,000 |
| Philadelphia, PA | 4 | $ 607,000 | $ 151,750 | $ 111,000 |
| Reno, NV | 4 | $ 1,309,000 | $ 327,250 | $ 17,000 |
| Sherman-Denison, TX | 4 | $ 514,000 | $ 128,500 | $ 37,000 |
| Urban Honolulu, HI | 4 | $ 1,937,000 | $ 484,250 | $ 99,000 |
| Waco, TX | 4 | $ 469,000 | $ 117,250 | $ 66,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 240,000 | $ 80,000 | $ 52,000 |
| Baton Rouge, LA | 3 | $ 699,000 | $ 233,000 | $ 95,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 364,000 | $ 121,333 | $ 71,000 |
| College Station-Bryan, TX | 3 | $ 508,000 | $ 169,333 | $ 96,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 534,000 | $ 178,000 | $ 70,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 559,000 | $ 186,333 | $ 79,000 |
| Duluth, MN-WI | 3 | $ 455,000 | $ 151,666 | $ 33,000 |
| Gainesville, GA | 3 | $ 499,000 | $ 166,333 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 472,000 | $ 157,333 | $ 78,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 485,000 | $ 161,666 | $ 54,000 |
| Idaho Falls, ID | 3 | $ 574,000 | $ 191,333 | $ 45,000 |
| Jackson, TN | 3 | $ 714,000 | $ 238,000 | $ 92,000 |
| Kalamazoo-Portage, MI | 3 | $ 372,000 | $ 124,000 | $ 48,000 |
| Lakeland-Winter Haven, FL | 3 | $ 335,000 | $ 111,666 | $ 20,000 |
| Midland, TX | 3 | $ 551,000 | $ 183,666 | $ 89,000 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 714,000 | $ 238,000 | $ 60,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 691,000 | $ 230,333 | $ 125,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 716,000 | $ 238,666 | $ 192,000 |
| Pueblo, CO | 3 | $ 435,000 | $ 145,000 | $ 41,000 |
| Rome, GA | 3 | $ 420,000 | $ 140,000 | $ 52,000 |
| Salt Lake City, UT | 3 | $ 621,000 | $ 207,000 | $ 94,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,069,000 | $ 356,333 | $ 0 |
| Santa Rosa, CA | 3 | $ 981,000 | $ 327,000 | $ 23,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 147,000 | $ 49,000 | $ 58,333 |
| Springfield, OH | 3 | $ 521,000 | $ 173,666 | $ 45,000 |
| Texarkana, TX-AR | 3 | $ 383,000 | $ 127,666 | $ 60,666 |
| York-Hanover, PA | 3 | $ 466,000 | $ 155,333 | $ 85,000 |
| Anchorage, AK | 2 | $ 527,000 | $ 263,500 | $ 63,000 |
| Athens-Clarke County, GA | 2 | $ 263,000 | $ 131,500 | $ 56,000 |
| Auburn-Opelika, AL | 2 | $ 896,000 | $ 448,000 | $ 146,000 |
| Burlington, NC | 2 | $ 199,000 | $ 99,500 | $ 50,000 |
| Burlington-South Burlington, VT | 2 | $ 549,000 | $ 274,500 | $ 70,000 |
| Cape Girardeau, MO-IL | 2 | $ 121,000 | $ 60,500 | $ 12,000 |
| Columbus, GA-AL | 2 | $ 368,000 | $ 184,000 | $ 84,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| Dubuque, IA | 2 | $ 262,000 | $ 131,000 | $ 29,000 |
| Durham-Chapel Hill, NC | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| East Stroudsburg, PA | 2 | $ 207,000 | $ 103,500 | $ 50,000 |
| Elkhart-Goshen, IN | 2 | $ 257,000 | $ 128,500 | $ 56,000 |
| Fayetteville, NC | 2 | $ 301,000 | $ 150,500 | $ 30,000 |
| Fresno, CA | 2 | $ 402,000 | $ 201,000 | $ 74,000 |
| Hammond, LA | 2 | $ 487,000 | $ 243,500 | $ 51,000 |
| Hot Springs, AR | 2 | $ 397,000 | $ 198,500 | $ 123,000 |
| Jackson, MI | 2 | $ 254,000 | $ 127,000 | $ 84,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| Lake Charles, LA | 2 | $ 349,000 | $ 174,500 | $ 59,000 |
| Las Cruces, NM | 2 | $ 375,000 | $ 187,500 | $ 76,000 |
| Lincoln, NE | 2 | $ 262,000 | $ 131,000 | $ 37,000 |
| Lubbock, TX | 2 | $ 273,000 | $ 136,500 | $ 82,000 |
| Macon, GA | 2 | $ 581,000 | $ 290,500 | $ 131,000 |
| Manhattan, KS | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| Modesto, CA | 2 | $ 604,000 | $ 302,000 | $ 159,000 |
| Monroe, MI | 2 | $ 431,000 | $ 215,500 | $ 58,000 |
| Montgomery, AL | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 249,000 | $ 124,500 | $ 42,500 |
| New Orleans-Metairie, LA | 2 | $ 254,000 | $ 127,000 | $ 65,000 |
| Ocean City, NJ | 2 | $ 839,000 | $ 419,500 | $ 27,000 |
| Olympia-Tumwater, WA | 2 | $ 605,000 | $ 302,500 | $ 151,000 |
| Pine Bluff, AR | 2 | $ 114,000 | $ 57,000 | $ 20,000 |
| Pittsfield, MA | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Port St. Lucie, FL | 2 | $ 169,000 | $ 84,500 | $ 88,000 |
| Punta Gorda, FL | 2 | $ 474,000 | $ 237,000 | $ 89,000 |
| Rochester, NY | 2 | $ 228,000 | $ 114,000 | $ 14,000 |
| Salinas, CA | 2 | $ 538,000 | $ 269,000 | $ 55,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 855,000 | $ 427,500 | $ 0 |
| Santa Fe, NM | 2 | $ 818,000 | $ 409,000 | $ 107,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 322,000 | $ 161,000 | $ 71,000 |
| Sebastian-Vero Beach, FL | 2 | $ 244,000 | $ 122,000 | $ 76,000 |
| St. Joseph, MO-KS | 2 | $ 252,000 | $ 126,000 | $ 72,000 |
| Syracuse, NY | 2 | $ 437,000 | $ 218,500 | $ 54,000 |
| Tallahassee, FL | 2 | $ 337,000 | $ 168,500 | $ 156,000 |
| Topeka, KS | 2 | $ 255,000 | $ 127,500 | $ 32,000 |
| Tyler, TX | 2 | $ 355,000 | $ 177,500 | $ 107,000 |
| Wheeling, WV-OH | 2 | $ 523,000 | $ 261,500 | $ 225,500 |
| Wichita, KS | 2 | $ 278,000 | $ 139,000 | $ 16,000 |
| Albany, OR | 1 | $ 80,000 | $ 80,000 | $ 289,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Bay City, MI | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
| Bellingham, WA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Bismarck, ND | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Boise City, ID | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 312,000 | $ 312,000 | $ 72,000 |
| Camden, NJ | 1 | $ 330,000 | $ 330,000 | $ 142,000 |
| Carbondale-Marion, IL | 1 | $ 212,000 | $ 212,000 | $ 174,000 |
| Champaign-Urbana, IL | 1 | $ 230,000 | $ 230,000 | $ 130,000 |
| Charlottesville, VA | 1 | $ 372,000 | $ 372,000 | $ 71,000 |
| Cleveland, TN | 1 | $ 319,000 | $ 319,000 | $ 117,000 |
| Columbia, MO | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| Corvallis, OR | 1 | $ 682,000 | $ 682,000 | $ 78,000 |
| Des Moines-West Des Moines, IA | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| Fairbanks, AK | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Farmington, NM | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| Fort Wayne, IN | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Gadsden, AL | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| Gettysburg, PA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Glens Falls, NY | 1 | $ 183,000 | $ 183,000 | $ 54,000 |
| Goldsboro, NC | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Grand Junction, CO | 1 | $ 193,000 | $ 193,000 | $ 40,000 |
| Greensboro-High Point, NC | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| Greenville, NC | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 273,000 | $ 273,000 | $ 128,000 |
| Harrisburg-Carlisle, PA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Hinesville, GA | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 248,000 | $ 248,000 | $ 50,000 |
| Huntsville, AL | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| Jacksonville, NC | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Jefferson City, MO | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| Kankakee, IL | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| Kennewick-Richland, WA | 1 | $ 291,000 | $ 291,000 | $ 0 |
| Lafayette, LA | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Lafayette-West Lafayette, IN | 1 | $ 234,000 | $ 234,000 | $ 222,000 |
| Lawton, OK | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Lewiston-Auburn, ME | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| Longview, TX | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| Longview, WA | 1 | $ 339,000 | $ 339,000 | $ 92,000 |
| Madison, WI | 1 | $ 170,000 | $ 170,000 | $ 304,000 |
| Merced, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Mobile, AL | 1 | $ 236,000 | $ 236,000 | $ 91,000 |
| Norwich-New London, CT | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| Odessa, TX | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 484,000 | $ 484,000 | $ 148,000 |
| Owensboro, KY | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| Panama City, FL | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| Prescott, AZ | 1 | $ 586,000 | $ 586,000 | $ 136,000 |
| Racine, WI | 1 | $ 154,000 | $ 154,000 | $ 146,000 |
| Rapid City, SD | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Reading, PA | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| Roanoke, VA | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| Rochester, MN | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Rockford, IL | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| Rocky Mount, NC | 1 | $ 287,000 | $ 287,000 | $ 232,000 |
| Salem, OR | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| San Angelo, TX | 1 | $ 223,000 | $ 223,000 | $ 81,000 |
| San Rafael, CA | 1 | $ 291,000 | $ 291,000 | $ 66,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Shreveport-Bossier City, LA | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Sioux Falls, SD | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
| Spokane-Spokane Valley, WA | 1 | $ 276,000 | $ 276,000 | $ 0 |
| Springfield, IL | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| St. Cloud, MN | 1 | $ 221,000 | $ 221,000 | $ 103,000 |
| St. George, UT | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| Terre Haute, IN | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Trenton, NJ | 1 | $ 242,000 | $ 242,000 | $ 65,000 |
| Vineland-Bridgeton, NJ | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Visalia-Porterville, CA | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Watertown-Fort Drum, NY | 1 | $ 356,000 | $ 356,000 | $ 441,000 |
| Wilmington, NC | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| Yakima, WA | 1 | $ 292,000 | $ 292,000 | $ 64,000 |
| Yuba City, CA | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,226 | $838,668,000 | $198,000 | $1,121,000 | $75,000 | $2,434,000 |
| Refinancing | 2,053 | $533,022,000 | $259,000 | $1,961,000 | $82,000 | $1,072,000 |
| Home Improvement | 104 | $35,979,000 | $345,000 | $800,000 | $29,000 | $1,072,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,157 | $825,134,000 | $198,000 | $1,770,000 | $92,000 | $2,434,000 |
| Not applicable | 752 | $309,944,000 | $412,000 | $1,500,000 | $0 | $0 |
| Black or African American | 573 | $96,851,000 | $169,000 | $700,000 | $65,000 | $556,000 |
| Hispanic | 501 | $90,512,000 | $180,000 | $750,000 | $72,000 | $970,000 |
| Asian | 231 | $50,102,000 | $216,000 | $1,121,000 | $94,000 | $613,000 |
| Not Provided | 141 | $29,977,000 | $212,000 | $1,961,000 | $74,000 | $372,000 |
| American Indian or Alaskan Native | 17 | $3,038,000 | $178,000 | $328,000 | $81,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,111,000 | $191,000 | $364,000 | $75,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,799 | $968,631,000 | $254,000 | $1,961,000 | $89,000 | $2,434,000 |
| FHA-insured (Federal Housing Administration) | 1,877 | $303,599,000 | $161,000 | $555,000 | $58,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 443 | $100,485,000 | $226,000 | $906,000 | $65,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 264 | $34,954,000 | $132,000 | $408,000 | $47,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,593 | $880,926,000 | $191,000 | $1,961,000 | $86,000 | $1,368,000 |
| Loan Purchased By The Institution | 707 | $300,094,000 | $424,000 | $802,000 | $0 | $0 |
| Application Withdrawn By Applicant | 677 | $148,768,000 | $219,000 | $1,121,000 | $94,000 | $2,434,000 |
| Application Denied By Financial Institution | 371 | $71,506,000 | $192,000 | $1,770,000 | $83,000 | $1,072,000 |
| Application Approved But Not Accepted | 35 | $6,375,000 | $182,000 | $474,000 | $71,000 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 95 | $16,118,000 | $169,000 | $706,000 | $72,000 | $366,000 |
| Credit History | 87 | $15,925,000 | $183,000 | $1,207,000 | $64,000 | $211,000 |
| Debt-To-Income Ratio | 78 | $15,162,000 | $194,000 | $490,000 | $55,000 | $164,000 |
| Other | 68 | $13,738,000 | $202,000 | $690,000 | $147,000 | $1,072,000 |
| Unverifiable Information | 16 | $5,898,000 | $368,000 | $1,770,000 | $147,000 | $875,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,261,000 | $173,000 | $370,000 | $55,000 | $156,000 |
| Employment History | 8 | $1,599,000 | $199,000 | $640,000 | $72,000 | $161,000 |
| Credit Application Incomplete | 2 | $566,000 | $283,000 | $309,000 | $119,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About