Evolve Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Evolve Bank & Trust 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evolve Bank & Trust 301 Shopping Way Blvd West Memphis, AR 72301 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,383 |
| Total Mortgage Loan Application Amount | $1,407,669,000 |
| Average Mortgage Loan Application Amount | $267,333 |
| Highest Mortgage Loan Application Amount | $1,961,000 |
| Average Applicant Income | $62,000 |
| Highest Applicant Income | $2,434,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Evolve Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evolve Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Evolve Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evolve Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Evolve Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evolve Bank & Trust's mortgage activity for 2014.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 420 | $ 75,959,000 | $ 180,000 | $ 85,000 |
| DALLAS-PLANO-IRVING, TX | 339 | $ 64,798,000 | $ 191,000 | $ 84,000 |
| MEMPHIS, TN-MS-AR | 339 | $ 49,194,000 | $ 128,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 324 | $ 62,224,000 | $ 192,000 | $ 93,000 |
| COLUMBUS, OH | 312 | $ 50,056,000 | $ 160,000 | $ 74,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 257 | $ 121,401,000 | $ 472,000 | $ 1,000 |
| CINCINNATI, OH-KY-IN | 248 | $ 38,250,000 | $ 149,500 | $ 79,500 |
| GRAND RAPIDS-WYOMING, MI | 199 | $ 28,737,000 | $ 144,000 | $ 65,000 |
| WORCESTER, MA-CT | 198 | $ 35,041,000 | $ 183,000 | $ 68,000 |
| DENVER-AURORA-LAKEWOOD, CO | 183 | $ 44,407,000 | $ 242,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 169 | $ 46,444,000 | $ 274,000 | $ 103,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 139 | $ 58,821,000 | $ 423,000 | $ 4,000 |
| JONESBORO, AR | 137 | $ 23,883,000 | $ 174,000 | $ 55,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 129 | $ 59,247,000 | $ 459,000 | $ 22,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 127 | $ 37,305,000 | $ 293,000 | $ 132,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 124 | $ 40,241,000 | $ 319,500 | $ 108,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 116 | $ 23,741,000 | $ 204,000 | $ 134,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 115 | $ 25,095,000 | $ 218,000 | $ 91,000 |
| WILMINGTON, DE-MD-NJ | 114 | $ 25,474,000 | $ 224,666 | $ 90,666 |
| MUSKEGON, MI | 102 | $ 9,646,000 | $ 94,000 | $ 48,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 99 | $ 22,900,000 | $ 213,500 | $ 91,000 |
| AUSTIN-ROUND ROCK, TX | 90 | $ 19,128,000 | $ 212,000 | $ 90,000 |
| CAPE CORAL-FORT MYERS, FL | 78 | $ 13,360,000 | $ 171,000 | $ 83,000 |
| KANSAS CITY, MO-KS | 71 | $ 11,337,000 | $ 158,500 | $ 70,500 |
| TULSA, OK | 70 | $ 10,295,000 | $ 147,000 | $ 69,000 |
| FORT WORTH-ARLINGTON, TX | 65 | $ 10,109,000 | $ 155,000 | $ 69,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 51 | $ 11,298,000 | $ 221,000 | $ 113,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 43 | $ 19,990,000 | $ 464,000 | $ 4,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 41 | $ 7,410,000 | $ 180,000 | $ 76,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 40 | $ 12,639,000 | $ 327,333 | $ 69,666 |
| BOSTON, MA | 35 | $ 9,932,000 | $ 283,000 | $ 86,000 |
| SAN DIEGO-CARLSBAD, CA | 34 | $ 12,780,000 | $ 375,000 | $ 51,000 |
| LAREDO, TX | 33 | $ 4,936,000 | $ 149,000 | $ 64,000 |
| CLEVELAND-ELYRIA, OH | 32 | $ 5,048,000 | $ 157,000 | $ 65,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 31 | $ 8,486,000 | $ 273,000 | $ 111,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 30 | $ 14,163,000 | $ 472,000 | $ 24,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 30 | $ 7,546,000 | $ 251,000 | $ 103,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 30 | $ 7,330,000 | $ 244,000 | $ 97,000 |
| OKLAHOMA CITY, OK | 24 | $ 3,098,000 | $ 129,000 | $ 58,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 24 | $ 6,003,000 | $ 250,000 | $ 9,000 |
| PROVIDENCE-WARWICK, RI-MA | 22 | $ 5,029,000 | $ 243,500 | $ 115,500 |
| SALISBURY, MD-DE | 22 | $ 5,821,000 | $ 271,500 | $ 119,500 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 21 | $ 7,559,000 | $ 359,000 | $ 160,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 21 | $ 5,741,000 | $ 273,000 | $ 82,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 19 | $ 3,476,000 | $ 182,000 | $ 83,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 18 | $ 4,713,000 | $ 261,000 | $ 88,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 17 | $ 3,540,000 | $ 208,000 | $ 87,000 |
| MANCHESTER-NASHUA, NH | 17 | $ 3,297,000 | $ 193,000 | $ 74,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 3,904,000 | $ 244,000 | $ 123,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 16 | $ 3,904,000 | $ 244,000 | $ 137,000 |
| PITTSBURGH, PA | 15 | $ 2,700,000 | $ 180,000 | $ 67,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 15 | $ 3,697,000 | $ 246,000 | $ 78,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 3,050,000 | $ 217,000 | $ 102,000 |
| BOULDER, CO | 13 | $ 4,429,000 | $ 340,000 | $ 129,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 13 | $ 3,275,000 | $ 221,000 | $ 63,500 |
| PORTLAND-SOUTH PORTLAND, ME | 13 | $ 2,804,000 | $ 215,000 | $ 94,000 |
| STOCKTON-LODI, CA | 13 | $ 3,162,000 | $ 243,000 | $ 17,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 12 | $ 1,423,000 | $ 118,000 | $ 50,000 |
| JACKSONVILLE, FL | 12 | $ 2,096,000 | $ 174,000 | $ 70,000 |
| NEWARK, NJ-PA | 12 | $ 3,319,000 | $ 224,000 | $ 57,500 |
| TUCSON, AZ | 12 | $ 2,629,000 | $ 219,000 | $ 80,000 |
| DAYTON, OH | 11 | $ 1,530,000 | $ 139,000 | $ 80,000 |
| DOVER, DE | 11 | $ 1,632,000 | $ 148,000 | $ 56,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 11 | $ 2,923,000 | $ 265,000 | $ 93,000 |
| ELGIN, IL | 11 | $ 2,051,000 | $ 186,000 | $ 104,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 1,887,000 | $ 171,000 | $ 114,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 1,785,000 | $ 162,000 | $ 64,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 11 | $ 2,444,000 | $ 222,000 | $ 88,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 11 | $ 4,314,000 | $ 392,000 | $ 217,000 |
| CORPUS CHRISTI, TX | 10 | $ 2,184,000 | $ 218,000 | $ 98,000 |
| ST. LOUIS, MO-IL | 10 | $ 1,856,000 | $ 141,500 | $ 86,000 |
| WARNER ROBINS, GA | 10 | $ 1,059,000 | $ 105,000 | $ 34,000 |
| AKRON, OH | 9 | $ 2,105,000 | $ 233,000 | $ 172,000 |
| GREELEY, CO | 9 | $ 1,628,000 | $ 180,000 | $ 73,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 9 | $ 895,000 | $ 99,000 | $ 143,000 |
| MANSFIELD, OH | 9 | $ 1,213,000 | $ 134,000 | $ 68,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 3,638,000 | $ 404,000 | $ 6,000 |
| RALEIGH, NC | 9 | $ 1,766,000 | $ 196,000 | $ 84,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 2,361,000 | $ 295,000 | $ 56,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 8 | $ 2,845,000 | $ 355,000 | $ 16,000 |
| MCALLEN-EDINBURG-MISSION, TX | 8 | $ 1,193,000 | $ 149,000 | $ 30,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 8 | $ 3,289,000 | $ 411,000 | $ 81,000 |
| VALLEJO-FAIRFIELD, CA | 8 | $ 1,719,000 | $ 214,000 | $ 0 |
| WINSTON-SALEM, NC | 8 | $ 1,613,000 | $ 201,000 | $ 63,000 |
| BIRMINGHAM-HOOVER, AL | 7 | $ 919,000 | $ 131,000 | $ 52,000 |
| EL PASO, TX | 7 | $ 816,000 | $ 116,000 | $ 45,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 7 | $ 1,640,000 | $ 234,000 | $ 152,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 7 | $ 1,329,000 | $ 189,000 | $ 65,000 |
| SPRINGFIELD, MO | 7 | $ 943,000 | $ 134,000 | $ 50,000 |
| ANN ARBOR, MI | 6 | $ 1,469,000 | $ 244,000 | $ 37,000 |
| KNOXVILLE, TN | 6 | $ 1,364,000 | $ 227,000 | $ 99,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 1,908,000 | $ 318,000 | $ 96,000 |
| SPRINGFIELD, MA | 6 | $ 1,064,000 | $ 177,000 | $ 57,000 |
| TACOMA-LAKEWOOD, WA | 6 | $ 1,599,000 | $ 266,000 | $ 109,000 |
| ALBUQUERQUE, NM | 5 | $ 988,000 | $ 197,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 5 | $ 984,000 | $ 211,500 | $ 80,000 |
| AMARILLO, TX | 5 | $ 753,000 | $ 150,000 | $ 87,000 |
| BARNSTABLE TOWN, MA | 5 | $ 1,327,000 | $ 265,000 | $ 110,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 645,000 | $ 129,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 1,479,000 | $ 295,000 | $ 40,000 |
| EAU CLAIRE, WI | 5 | $ 657,000 | $ 131,000 | $ 66,000 |
| FORT COLLINS, CO | 5 | $ 1,074,000 | $ 214,000 | $ 87,000 |
| FORT SMITH, AR-OK | 5 | $ 503,000 | $ 99,000 | $ 48,500 |
| GARY, IN | 5 | $ 1,377,000 | $ 275,000 | $ 113,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 705,000 | $ 141,000 | $ 63,000 |
| RICHMOND, VA | 5 | $ 1,237,000 | $ 247,000 | $ 53,000 |
| SAVANNAH, GA | 5 | $ 1,084,000 | $ 216,000 | $ 10,000 |
| ASHEVILLE, NC | 4 | $ 787,000 | $ 196,000 | $ 116,000 |
| CHATTANOOGA, TN-GA | 4 | $ 1,094,000 | $ 273,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 4 | $ 855,000 | $ 213,000 | $ 59,000 |
| COLUMBIA, SC | 4 | $ 821,000 | $ 205,000 | $ 129,000 |
| DALTON, GA | 4 | $ 398,000 | $ 99,000 | $ 56,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 4 | $ 923,000 | $ 230,000 | $ 63,000 |
| JACKSON, MS | 4 | $ 465,000 | $ 116,000 | $ 34,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 829,000 | $ 207,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 4 | $ 420,000 | $ 105,000 | $ 31,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 675,000 | $ 158,500 | $ 71,500 |
| OCALA, FL | 4 | $ 427,000 | $ 106,000 | $ 78,000 |
| PHILADELPHIA, PA | 4 | $ 607,000 | $ 151,000 | $ 111,000 |
| RENO, NV | 4 | $ 1,309,000 | $ 327,000 | $ 17,000 |
| SHERMAN-DENISON, TX | 4 | $ 514,000 | $ 128,000 | $ 37,000 |
| URBAN HONOLULU, HI | 4 | $ 1,937,000 | $ 484,000 | $ 99,000 |
| WACO, TX | 4 | $ 469,000 | $ 117,000 | $ 66,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 3 | $ 240,000 | $ 76,000 | $ 49,500 |
| BATON ROUGE, LA | 3 | $ 699,000 | $ 233,000 | $ 95,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 364,000 | $ 121,000 | $ 71,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 508,000 | $ 169,000 | $ 96,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 3 | $ 534,000 | $ 178,000 | $ 70,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 3 | $ 559,000 | $ 186,000 | $ 79,000 |
| DULUTH, MN-WI | 3 | $ 455,000 | $ 151,000 | $ 33,000 |
| GAINESVILLE, GA | 3 | $ 499,000 | $ 166,000 | $ 67,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 472,000 | $ 157,000 | $ 78,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 3 | $ 485,000 | $ 161,000 | $ 54,000 |
| IDAHO FALLS, ID | 3 | $ 574,000 | $ 191,000 | $ 45,000 |
| JACKSON, TN | 3 | $ 714,000 | $ 238,000 | $ 92,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 372,000 | $ 124,000 | $ 48,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 335,000 | $ 111,000 | $ 20,000 |
| MIDLAND, TX | 3 | $ 551,000 | $ 183,000 | $ 89,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 714,000 | $ 238,000 | $ 60,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 691,000 | $ 230,000 | $ 125,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 716,000 | $ 238,000 | $ 192,000 |
| PUEBLO, CO | 3 | $ 435,000 | $ 145,000 | $ 41,000 |
| ROME, GA | 3 | $ 420,000 | $ 140,000 | $ 52,000 |
| SALT LAKE CITY, UT | 3 | $ 621,000 | $ 207,000 | $ 94,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 3 | $ 1,069,000 | $ 356,000 | $ 0 |
| SANTA ROSA, CA | 3 | $ 981,000 | $ 327,000 | $ 23,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 147,000 | $ 54,500 | $ 50,000 |
| SPRINGFIELD, OH | 3 | $ 521,000 | $ 173,000 | $ 45,000 |
| TEXARKANA, TX-AR | 3 | $ 383,000 | $ 142,000 | $ 65,000 |
| YORK-HANOVER, PA | 3 | $ 466,000 | $ 155,000 | $ 85,000 |
| ANCHORAGE, AK | 2 | $ 527,000 | $ 263,000 | $ 63,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 263,000 | $ 131,000 | $ 56,000 |
| AUBURN-OPELIKA, AL | 2 | $ 896,000 | $ 448,000 | $ 146,000 |
| BURLINGTON, NC | 2 | $ 199,000 | $ 99,000 | $ 50,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 549,000 | $ 274,000 | $ 70,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 121,000 | $ 60,000 | $ 12,000 |
| COLUMBUS, GA-AL | 2 | $ 368,000 | $ 184,000 | $ 84,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 2 | $ 640,000 | $ 320,000 | $ 175,000 |
| DUBUQUE, IA | 2 | $ 262,000 | $ 131,000 | $ 29,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 520,000 | $ 260,000 | $ 62,000 |
| EAST STROUDSBURG, PA | 2 | $ 207,000 | $ 103,000 | $ 50,000 |
| ELKHART-GOSHEN, IN | 2 | $ 257,000 | $ 128,000 | $ 56,000 |
| FAYETTEVILLE, NC | 2 | $ 301,000 | $ 150,000 | $ 30,000 |
| FRESNO, CA | 2 | $ 402,000 | $ 201,000 | $ 74,000 |
| HAMMOND, LA | 2 | $ 487,000 | $ 243,000 | $ 51,000 |
| HOT SPRINGS, AR | 2 | $ 397,000 | $ 198,000 | $ 123,000 |
| JACKSON, MI | 2 | $ 254,000 | $ 127,000 | $ 84,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 710,000 | $ 355,000 | $ 123,000 |
| LAKE CHARLES, LA | 2 | $ 349,000 | $ 174,000 | $ 59,000 |
| LAS CRUCES, NM | 2 | $ 375,000 | $ 187,000 | $ 76,000 |
| LINCOLN, NE | 2 | $ 262,000 | $ 131,000 | $ 37,000 |
| LUBBOCK, TX | 2 | $ 273,000 | $ 136,000 | $ 82,000 |
| MACON, GA | 2 | $ 581,000 | $ 290,000 | $ 131,000 |
| MANHATTAN, KS | 2 | $ 266,000 | $ 133,000 | $ 52,000 |
| MODESTO, CA | 2 | $ 604,000 | $ 302,000 | $ 159,000 |
| MONROE, MI | 2 | $ 431,000 | $ 215,000 | $ 58,000 |
| MONTGOMERY, AL | 2 | $ 180,000 | $ 90,000 | $ 41,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 2 | $ 249,000 | $ 124,500 | $ 42,500 |
| NEW ORLEANS-METAIRIE, LA | 2 | $ 254,000 | $ 127,000 | $ 65,000 |
| OCEAN CITY, NJ | 2 | $ 839,000 | $ 419,000 | $ 27,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 605,000 | $ 302,000 | $ 151,000 |
| PINE BLUFF, AR | 2 | $ 114,000 | $ 57,000 | $ 20,000 |
| PITTSFIELD, MA | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| PORT ST. LUCIE, FL | 2 | $ 169,000 | $ 84,000 | $ 88,000 |
| PUNTA GORDA, FL | 2 | $ 474,000 | $ 237,000 | $ 89,000 |
| ROCHESTER, NY | 2 | $ 228,000 | $ 114,000 | $ 14,000 |
| SALINAS, CA | 2 | $ 538,000 | $ 269,000 | $ 55,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 855,000 | $ 427,000 | $ 0 |
| SANTA FE, NM | 2 | $ 818,000 | $ 409,000 | $ 107,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 2 | $ 322,000 | $ 161,000 | $ 71,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 244,000 | $ 122,000 | $ 76,000 |
| ST. JOSEPH, MO-KS | 2 | $ 252,000 | $ 126,000 | $ 72,000 |
| SYRACUSE, NY | 2 | $ 437,000 | $ 218,000 | $ 54,000 |
| TALLAHASSEE, FL | 2 | $ 337,000 | $ 168,000 | $ 156,000 |
| TOPEKA, KS | 2 | $ 255,000 | $ 127,000 | $ 32,000 |
| TYLER, TX | 2 | $ 355,000 | $ 177,000 | $ 107,000 |
| WHEELING, WV-OH | 2 | $ 523,000 | $ 261,500 | $ 225,500 |
| WICHITA, KS | 2 | $ 278,000 | $ 139,000 | $ 16,000 |
| ALBANY, OR | 1 | $ 80,000 | $ 80,000 | $ 289,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| BAY CITY, MI | 1 | $ 76,000 | $ 76,000 | $ 110,000 |
| BELLINGHAM, WA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| BISMARCK, ND | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| BOISE CITY, ID | 1 | $ 122,000 | $ 122,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 312,000 | $ 312,000 | $ 72,000 |
| CAMDEN, NJ | 1 | $ 330,000 | $ 330,000 | $ 142,000 |
| CARBONDALE-MARION, IL | 1 | $ 212,000 | $ 212,000 | $ 174,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 230,000 | $ 230,000 | $ 130,000 |
| CHARLOTTESVILLE, VA | 1 | $ 372,000 | $ 372,000 | $ 71,000 |
| CLEVELAND, TN | 1 | $ 319,000 | $ 319,000 | $ 117,000 |
| COLUMBIA, MO | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| CORVALLIS, OR | 1 | $ 682,000 | $ 682,000 | $ 78,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 128,000 | $ 128,000 | $ 45,000 |
| FAIRBANKS, AK | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| FARMINGTON, NM | 1 | $ 153,000 | $ 153,000 | $ 63,000 |
| FORT WAYNE, IN | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| GADSDEN, AL | 1 | $ 118,000 | $ 118,000 | $ 86,000 |
| GETTYSBURG, PA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 183,000 | $ 183,000 | $ 54,000 |
| GOLDSBORO, NC | 1 | $ 119,000 | $ 119,000 | $ 0 |
| GRAND FORKS, ND-MN | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| GRAND JUNCTION, CO | 1 | $ 193,000 | $ 193,000 | $ 40,000 |
| GREENSBORO-HIGH POINT, NC | 1 | $ 128,000 | $ 128,000 | $ 66,000 |
| GREENVILLE, NC | 1 | $ 149,000 | $ 149,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 273,000 | $ 273,000 | $ 128,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 156,000 | $ 156,000 | $ 0 |
| HINESVILLE, GA | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 248,000 | $ 248,000 | $ 50,000 |
| HUNTSVILLE, AL | 1 | $ 95,000 | $ 95,000 | $ 122,000 |
| JACKSONVILLE, NC | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| JEFFERSON CITY, MO | 1 | $ 103,000 | $ 103,000 | $ 35,000 |
| KANKAKEE, IL | 1 | $ 228,000 | $ 228,000 | $ 102,000 |
| KENNEWICK-RICHLAND, WA | 1 | $ 291,000 | $ 291,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 234,000 | $ 234,000 | $ 222,000 |
| LAWTON, OK | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| LEWISTON-AUBURN, ME | 1 | $ 117,000 | $ 117,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 124,000 | $ 124,000 | $ 49,000 |
| LONGVIEW, TX | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| LONGVIEW, WA | 1 | $ 339,000 | $ 339,000 | $ 92,000 |
| MADISON, WI | 1 | $ 170,000 | $ 170,000 | $ 304,000 |
| MERCED, CA | 1 | $ 173,000 | $ 173,000 | $ 0 |
| MOBILE, AL | 1 | $ 236,000 | $ 236,000 | $ 91,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 263,000 | $ 263,000 | $ 104,000 |
| ODESSA, TX | 1 | $ 204,000 | $ 204,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 484,000 | $ 484,000 | $ 148,000 |
| OWENSBORO, KY | 1 | $ 173,000 | $ 173,000 | $ 50,000 |
| PANAMA CITY, FL | 1 | $ 153,000 | $ 153,000 | $ 45,000 |
| PRESCOTT, AZ | 1 | $ 586,000 | $ 586,000 | $ 136,000 |
| RACINE, WI | 1 | $ 154,000 | $ 154,000 | $ 146,000 |
| RAPID CITY, SD | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| READING, PA | 1 | $ 110,000 | $ 110,000 | $ 71,000 |
| ROANOKE, VA | 1 | $ 275,000 | $ 275,000 | $ 116,000 |
| ROCHESTER, MN | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| ROCKFORD, IL | 1 | $ 171,000 | $ 171,000 | $ 60,000 |
| ROCKY MOUNT, NC | 1 | $ 287,000 | $ 287,000 | $ 232,000 |
| SALEM, OR | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| SAN ANGELO, TX | 1 | $ 223,000 | $ 223,000 | $ 81,000 |
| SAN RAFAEL, CA | 1 | $ 291,000 | $ 291,000 | $ 66,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 550,000 | $ 550,000 | $ 0 |
| SHREVEPORT-BOSSIER CITY, LA | 1 | $ 232,000 | $ 232,000 | $ 72,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| SIOUX FALLS, SD | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
| SPOKANE-SPOKANE VALLEY, WA | 1 | $ 276,000 | $ 276,000 | $ 0 |
| SPRINGFIELD, IL | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| ST. CLOUD, MN | 1 | $ 221,000 | $ 221,000 | $ 103,000 |
| ST. GEORGE, UT | 1 | $ 224,000 | $ 224,000 | $ 114,000 |
| TERRE HAUTE, IN | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| TRENTON, NJ | 1 | $ 242,000 | $ 242,000 | $ 65,000 |
| VINELAND-BRIDGETON, NJ | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| WATERTOWN-FORT DRUM, NY | 1 | $ 356,000 | $ 356,000 | $ 441,000 |
| WILMINGTON, NC | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
| YAKIMA, WA | 1 | $ 292,000 | $ 292,000 | $ 64,000 |
| YUBA CITY, CA | 1 | $ 117,000 | $ 117,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,226 | $838,668,000 | $198,000 | $1,121,000 | $75,000 | $2,434,000 |
| Refinancing | 2,053 | $533,022,000 | $259,000 | $1,961,000 | $82,000 | $1,072,000 |
| Home Improvement | 104 | $35,979,000 | $345,000 | $800,000 | $29,000 | $1,072,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,157 | $825,134,000 | $198,000 | $1,770,000 | $92,000 | $2,434,000 |
| Not applicable | 752 | $309,944,000 | $412,000 | $1,500,000 | $0 | $0 |
| Black or African American | 573 | $96,851,000 | $169,000 | $700,000 | $65,000 | $556,000 |
| Hispanic | 501 | $90,512,000 | $180,000 | $750,000 | $72,000 | $970,000 |
| Asian | 231 | $50,102,000 | $216,000 | $1,121,000 | $94,000 | $613,000 |
| Not Provided | 141 | $29,977,000 | $212,000 | $1,961,000 | $74,000 | $372,000 |
| American Indian or Alaskan Native | 17 | $3,038,000 | $178,000 | $328,000 | $81,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,111,000 | $191,000 | $364,000 | $75,000 | $156,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,799 | $968,631,000 | $254,000 | $1,961,000 | $89,000 | $2,434,000 |
| FHA-insured (Federal Housing Administration) | 1,877 | $303,599,000 | $161,000 | $555,000 | $58,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 443 | $100,485,000 | $226,000 | $906,000 | $65,000 | $256,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 264 | $34,954,000 | $132,000 | $408,000 | $47,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,593 | $880,926,000 | $191,000 | $1,961,000 | $86,000 | $1,368,000 |
| Loan Purchased By The Institution | 707 | $300,094,000 | $424,000 | $802,000 | $0 | $0 |
| Application Withdrawn By Applicant | 677 | $148,768,000 | $219,000 | $1,121,000 | $94,000 | $2,434,000 |
| Application Denied By Financial Institution | 371 | $71,506,000 | $192,000 | $1,770,000 | $83,000 | $1,072,000 |
| Application Approved But Not Accepted | 35 | $6,375,000 | $182,000 | $474,000 | $71,000 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 95 | $16,118,000 | $169,000 | $706,000 | $72,000 | $366,000 |
| Credit History | 87 | $15,925,000 | $183,000 | $1,207,000 | $64,000 | $211,000 |
| Debt-To-Income Ratio | 78 | $15,162,000 | $194,000 | $490,000 | $55,000 | $164,000 |
| Other | 68 | $13,738,000 | $202,000 | $690,000 | $147,000 | $1,072,000 |
| Unverifiable Information | 16 | $5,898,000 | $368,000 | $1,770,000 | $147,000 | $875,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,261,000 | $173,000 | $370,000 | $55,000 | $156,000 |
| Employment History | 8 | $1,599,000 | $199,000 | $640,000 | $72,000 | $161,000 |
| Credit Application Incomplete | 2 | $566,000 | $283,000 | $309,000 | $119,000 | $136,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evolve Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.