Evolve Bank & Trust Mortgage Lending & HMDA Data, 2014

In 2014, Evolve Bank & Trust of Memphis, TN reported 6,383 mortgage applications totaling $1.4 billion, up 7% from 2013. The average application was for $220,534, and applicants reported an average income of $76,501. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (420), Dallas-Plano-Irving, TX (339) and Memphis, TN-MS-AR (339) (applications in parentheses).

Mortgage Company & Address Evolve Bank & Trust
6000 Poplar Avenue Suite 300
Memphis, TN 38119
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 6,383
Total Mortgage Loan Application Amount $1,407,669,000
Average Mortgage Loan Application Amount $220,534
Highest Mortgage Loan Application Amount $1,961,000
Average Applicant Income $76,501
Highest Applicant Income $2,434,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Evolve Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Evolve Bank & Trust by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara, California 257 $ 121,401,000 $ 472,377 $ 1,000
Shelby, Tennessee 246 $ 35,401,000 $ 143,906 $ 76,000
Franklin, Ohio 209 $ 30,199,000 $ 144,492 $ 71,000
Worcester, Massachusetts 191 $ 33,710,000 $ 176,492 $ 63,000
Dallas, Texas 173 $ 30,870,000 $ 178,439 $ 79,000
Hillsborough, Florida 138 $ 25,900,000 $ 187,681 $ 85,000
Los Angeles, California 129 $ 59,247,000 $ 459,279 $ 22,000
Craighead, Arkansas 127 $ 22,652,000 $ 178,362 $ 55,000
Pinellas, Florida 127 $ 26,636,000 $ 209,732 $ 111,000
New Castle, Delaware 109 $ 24,342,000 $ 223,321 $ 86,000
Alameda, California 104 $ 44,529,000 $ 428,163 $ 2,000
Essex, Massachusetts 103 $ 26,958,000 $ 261,728 $ 98,000
Muskegon, Michigan 102 $ 9,646,000 $ 94,568 $ 48,000
Suffolk, New York 101 $ 28,751,000 $ 284,663 $ 131,000
Ottawa, Michigan 96 $ 13,222,000 $ 137,729 $ 64,000
Hamilton, Ohio 96 $ 13,563,000 $ 141,281 $ 77,000
Kent, Michigan 94 $ 14,381,000 $ 152,989 $ 69,000
Butler, Ohio 90 $ 13,991,000 $ 155,455 $ 72,000
Lee, Florida 78 $ 13,360,000 $ 171,282 $ 83,000
Denton, Texas 77 $ 15,552,000 $ 201,974 $ 103,000
Cook, Illinois 72 $ 17,168,000 $ 238,444 $ 94,000
Middlesex, Massachusetts 66 $ 19,486,000 $ 295,242 $ 110,000
Gwinnett, Georgia 60 $ 11,224,000 $ 187,066 $ 91,000
Tarrant, Texas 60 $ 9,307,000 $ 155,116 $ 69,000
Harris, Texas 59 $ 12,200,000 $ 206,779 $ 111,000
Collin, Texas 58 $ 12,444,000 $ 214,551 $ 80,000
Hennepin, Minnesota 54 $ 13,640,000 $ 252,592 $ 126,000
Arapahoe, Colorado 52 $ 12,009,000 $ 230,942 $ 89,000
Fulton, Georgia 52 $ 13,493,000 $ 259,480 $ 110,000
DeKalb, Georgia 51 $ 8,762,000 $ 171,803 $ 103,000
Cobb, Georgia 50 $ 8,937,000 $ 178,740 $ 77,000
Pasco, Florida 49 $ 8,627,000 $ 176,061 $ 76,000
Tulsa, Oklahoma 45 $ 6,722,000 $ 149,377 $ 75,000
Denver, Colorado 42 $ 10,159,000 $ 241,880 $ 86,000
DeSoto, Mississippi 42 $ 6,905,000 $ 164,404 $ 62,000
Travis, Texas 41 $ 9,531,000 $ 232,463 $ 99,000
Adams, Colorado 38 $ 7,171,000 $ 188,710 $ 63,000
Delaware, Ohio 36 $ 9,056,000 $ 251,555 $ 115,000
Contra Costa, California 35 $ 14,292,000 $ 408,342 $ 9,000
Cherokee, Georgia 35 $ 6,165,000 $ 176,142 $ 73,000
Westchester, New York 35 $ 12,265,000 $ 350,428 $ 141,000
San Diego, California 34 $ 12,780,000 $ 375,882 $ 51,000
Webb, Texas 33 $ 4,936,000 $ 149,575 $ 64,000
Henry, Georgia 32 $ 5,011,000 $ 156,593 $ 94,000
Pinal, Arizona 30 $ 6,241,000 $ 208,033 $ 104,000
Orange, California 30 $ 14,163,000 $ 472,100 $ 24,000
Warren, Ohio 30 $ 5,899,000 $ 196,633 $ 99,000
Johnson, Kansas 29 $ 5,106,000 $ 176,068 $ 77,000
Fairfield, Ohio 29 $ 4,211,000 $ 145,206 $ 54,000
Bexar, Texas 28 $ 4,809,000 $ 171,750 $ 65,000
San Mateo, California 27 $ 12,550,000 $ 464,814 $ 5,000
Douglas, Colorado 26 $ 8,112,000 $ 312,000 $ 171,000
Rockingham, New Hampshire 26 $ 6,925,000 $ 266,346 $ 107,000
Nassau, New York 26 $ 8,554,000 $ 329,000 $ 137,000
Montgomery, Texas 26 $ 5,084,000 $ 195,538 $ 227,000
Williamson, Texas 26 $ 4,935,000 $ 189,807 $ 88,000
Jefferson, Colorado 24 $ 6,593,000 $ 274,708 $ 93,000
Cuyahoga, Ohio 23 $ 3,604,000 $ 156,695 $ 70,000
Paulding, Georgia 22 $ 3,128,000 $ 142,181 $ 55,000
Maricopa, Arizona 21 $ 5,057,000 $ 240,809 $ 126,000
Fairfield, Connecticut 21 $ 7,559,000 $ 359,952 $ 160,000
Miami-Dade, Florida 21 $ 5,741,000 $ 273,380 $ 82,000
Forsyth, Georgia 21 $ 5,591,000 $ 266,238 $ 95,000
Queens, New York 21 $ 7,053,000 $ 335,857 $ 89,000
Clermont, Ohio 21 $ 3,096,000 $ 147,428 $ 65,000
Sussex, Delaware 20 $ 5,258,000 $ 262,900 $ 132,000
Pickens, Georgia 19 $ 2,697,000 $ 141,947 $ 49,000
Fayette, Tennessee 19 $ 3,268,000 $ 172,000 $ 74,000
DuPage, Illinois 18 $ 3,221,000 $ 178,944 $ 93,000
Lake, Illinois 17 $ 3,540,000 $ 208,235 $ 87,000
Hillsborough, New Hampshire 17 $ 3,297,000 $ 193,941 $ 74,000
Hays, Texas 17 $ 3,754,000 $ 220,823 $ 84,000
Crittenden, Arkansas 16 $ 1,192,000 $ 74,500 $ 89,000
San Francisco, California 16 $ 7,440,000 $ 465,000 $ 2,000
Baltimore, Maryland 16 $ 4,437,000 $ 277,312 $ 113,000
Oakland, Michigan 16 $ 4,841,000 $ 302,562 $ 105,000
Sacramento, California 15 $ 3,606,000 $ 240,400 $ 0
Manatee, Florida 15 $ 2,776,000 $ 185,066 $ 83,000
Ellis, Texas 15 $ 2,913,000 $ 194,200 $ 67,000
Riverside, California 14 $ 3,613,000 $ 258,071 $ 104,000
Broward, Florida 14 $ 3,050,000 $ 217,857 $ 102,000
Fort Bend, Texas 14 $ 2,904,000 $ 207,428 $ 98,000
Cross, Arkansas 13 $ 1,564,000 $ 120,307 $ 71,000
Greene, Arkansas 13 $ 1,905,000 $ 146,538 $ 58,000
San Joaquin, California 13 $ 3,162,000 $ 243,230 $ 17,000
Boulder, Colorado 13 $ 4,429,000 $ 340,692 $ 129,000
Plymouth, Massachusetts 13 $ 2,972,000 $ 228,615 $ 81,000
Kings, New York 13 $ 4,600,000 $ 353,846 $ 99,000
Licking, Ohio 13 $ 2,101,000 $ 161,615 $ 59,000
Tipton, Tennessee 13 $ 1,898,000 $ 146,000 $ 132,000
Pima, Arizona 12 $ 2,629,000 $ 219,083 $ 80,000
Douglas, Georgia 12 $ 1,948,000 $ 162,333 $ 75,000
McHenry, Illinois 12 $ 1,975,000 $ 164,583 $ 80,000
Norfolk, Massachusetts 12 $ 3,744,000 $ 312,000 $ 91,000
Wayne, Michigan 12 $ 1,423,000 $ 118,583 $ 50,000
Dakota, Minnesota 12 $ 2,000,000 $ 166,666 $ 70,000
Kent, Delaware 11 $ 1,632,000 $ 148,363 $ 56,000
Palm Beach, Florida 11 $ 4,314,000 $ 392,181 $ 217,000
Will, Illinois 11 $ 2,210,000 $ 200,909 $ 72,000
Anderson, Kansas 11 $ 918,000 $ 83,454 $ 54,000
York, Maine 11 $ 2,537,000 $ 230,636 $ 86,000
Bergen, New Jersey 11 $ 3,639,000 $ 330,818 $ 107,000
Fairfax, Virginia 11 $ 4,291,000 $ 390,090 $ 111,000
Poinsett, Arkansas 10 $ 1,231,000 $ 123,100 $ 56,000
Litchfield, Connecticut 10 $ 1,982,000 $ 198,200 $ 89,000
Hernando, Florida 10 $ 1,061,000 $ 106,100 $ 46,000
Orange, Florida 10 $ 2,790,000 $ 279,000 $ 137,000
Kane, Illinois 10 $ 1,907,000 $ 190,700 $ 110,000
Suffolk, Massachusetts 10 $ 3,216,000 $ 321,600 $ 88,000
Clay, Missouri 10 $ 1,391,000 $ 139,100 $ 48,000
New York, New York 10 $ 1,953,000 $ 195,300 $ 180,000
Mississippi, Arkansas 9 $ 1,074,000 $ 119,333 $ 50,000
Ventura, California 9 $ 3,638,000 $ 404,222 $ 6,000
Weld, Colorado 9 $ 1,628,000 $ 180,888 $ 73,000
Hartford, Connecticut 9 $ 2,179,000 $ 242,111 $ 117,000
Gordon, Georgia 9 $ 1,024,000 $ 113,777 $ 58,000
Houston, Georgia 9 $ 931,000 $ 103,444 $ 34,000
Macomb, Michigan 9 $ 1,475,000 $ 163,888 $ 73,000
Jackson, Missouri 9 $ 1,527,000 $ 169,666 $ 89,000
Madison, Ohio 9 $ 1,196,000 $ 132,888 $ 48,000
Richland, Ohio 9 $ 1,213,000 $ 134,777 $ 68,000
Summit, Ohio 9 $ 2,105,000 $ 233,888 $ 172,000
Oklahoma, Oklahoma 9 $ 1,094,000 $ 121,555 $ 44,000
Providence, Rhode Island 9 $ 1,348,000 $ 149,777 $ 52,000
Nueces, Texas 9 $ 2,058,000 $ 228,666 $ 99,000
Benton, Arkansas 8 $ 1,320,000 $ 165,000 $ 118,000
Solano, California 8 $ 1,719,000 $ 214,875 $ 0
Barrow, Georgia 8 $ 992,000 $ 124,000 $ 46,000
Bartow, Georgia 8 $ 915,000 $ 114,375 $ 45,000
Coweta, Georgia 8 $ 1,451,000 $ 181,375 $ 80,000
Bristol, Massachusetts 8 $ 2,400,000 $ 300,000 $ 131,000
Barry, Michigan 8 $ 1,018,000 $ 127,250 $ 35,000
Platte, Missouri 8 $ 1,332,000 $ 166,500 $ 59,000
St. Louis, Missouri 8 $ 1,653,000 $ 206,625 $ 72,000
Clark, Nevada 8 $ 2,845,000 $ 355,625 $ 16,000
Wake, North Carolina 8 $ 1,668,000 $ 208,500 $ 89,000
Montgomery, Ohio 8 $ 1,134,000 $ 141,750 $ 71,000
Cleveland, Oklahoma 8 $ 1,046,000 $ 130,750 $ 63,000
Brazoria, Texas 8 $ 1,568,000 $ 196,000 $ 117,000
Hidalgo, Texas 8 $ 1,193,000 $ 149,125 $ 30,000
Rockwall, Texas 8 $ 1,447,000 $ 180,875 $ 71,000
Prince William, Virginia 8 $ 2,562,000 $ 320,250 $ 99,000
Windham, Connecticut 7 $ 1,331,000 $ 190,142 $ 73,000
Brevard, Florida 7 $ 1,329,000 $ 189,857 $ 65,000
Duval, Florida 7 $ 1,286,000 $ 183,714 $ 90,000
Allegan, Michigan 7 $ 1,042,000 $ 148,857 $ 98,000
Oceana, Michigan 7 $ 637,000 $ 91,000 $ 36,000
Wright, Minnesota 7 $ 1,495,000 $ 213,571 $ 73,000
Essex, New Jersey 7 $ 1,947,000 $ 278,142 $ 72,000
El Paso, Texas 7 $ 816,000 $ 116,571 $ 45,000
Walton, Florida 6 $ 2,033,000 $ 338,833 $ 42,000
Newton, Georgia 6 $ 612,000 $ 102,000 $ 230,000
Marion, Indiana 6 $ 451,000 $ 75,166 $ 181,000
Montgomery, Maryland 6 $ 2,812,000 $ 468,666 $ 64,000
Prince George's, Maryland 6 $ 1,174,000 $ 195,666 $ 57,000
Hampden, Massachusetts 6 $ 1,064,000 $ 177,333 $ 57,000
Newaygo, Michigan 6 $ 410,000 $ 68,333 $ 31,000
Washtenaw, Michigan 6 $ 1,469,000 $ 244,833 $ 37,000
Anoka, Minnesota 6 $ 1,160,000 $ 193,333 $ 85,000
Putnam, New York 6 $ 1,541,000 $ 256,833 $ 95,000
Union, Ohio 6 $ 1,508,000 $ 251,333 $ 87,000
Rogers, Oklahoma 6 $ 938,000 $ 156,333 $ 59,000
Wagoner, Oklahoma 6 $ 942,000 $ 157,000 $ 64,000
Allegheny, Pennsylvania 6 $ 993,000 $ 165,500 $ 61,000
Bastrop, Texas 6 $ 908,000 $ 151,333 $ 57,000
Comal, Texas 6 $ 1,206,000 $ 201,000 $ 168,000
Galveston, Texas 6 $ 1,457,000 $ 242,833 $ 61,000
Pierce, Washington 6 $ 1,599,000 $ 266,500 $ 109,000
Larimer, Colorado 5 $ 1,074,000 $ 214,800 $ 87,000
New Haven, Connecticut 5 $ 705,000 $ 141,000 $ 63,000
Tolland, Connecticut 5 $ 1,032,000 $ 206,400 $ 137,000
Clayton, Georgia 5 $ 650,000 $ 130,000 $ 80,000
Jasper, Georgia 5 $ 472,000 $ 94,400 $ 40,000
Lake, Indiana 5 $ 1,377,000 $ 275,400 $ 113,000
Kenton, Kentucky 5 $ 540,000 $ 108,000 $ 70,000
Anne Arundel, Maryland 5 $ 1,259,000 $ 251,800 $ 89,000
Howard, Maryland 5 $ 1,993,000 $ 398,600 $ 198,000
Barnstable, Massachusetts 5 $ 1,327,000 $ 265,400 $ 110,000
Livingston, Michigan 5 $ 1,014,000 $ 202,800 $ 117,000
Ramsey, Minnesota 5 $ 776,000 $ 155,200 $ 72,000
Washington, Minnesota 5 $ 1,439,000 $ 287,800 $ 150,000
Hudson, New Jersey 5 $ 1,765,000 $ 353,000 $ 140,000
Middlesex, New Jersey 5 $ 1,222,000 $ 244,400 $ 102,000
Dutchess, New York 5 $ 1,382,000 $ 276,400 $ 91,000
Richmond, New York 5 $ 1,526,000 $ 305,200 $ 100,000
Medina, Ohio 5 $ 840,000 $ 168,000 $ 43,000
Jefferson, Texas 5 $ 645,000 $ 129,000 $ 67,000
Kaufman, Texas 5 $ 1,222,000 $ 244,400 $ 95,000
Chesterfield, Virginia 5 $ 1,237,000 $ 247,400 $ 53,000
Loudoun, Virginia 5 $ 1,845,000 $ 369,000 $ 90,000
Independence, Arkansas 4 $ 429,000 $ 107,250 $ 46,000
El Dorado, California 4 $ 1,028,000 $ 257,000 $ 39,000
San Bernardino, California 4 $ 1,100,000 $ 275,000 $ 35,000
El Paso, Colorado 4 $ 855,000 $ 213,750 $ 59,000
Marion, Florida 4 $ 427,000 $ 106,750 $ 78,000
Sarasota, Florida 4 $ 700,000 $ 175,000 $ 84,000
Seminole, Florida 4 $ 633,000 $ 158,250 $ 152,000
Carroll, Georgia 4 $ 420,000 $ 105,000 $ 46,000
Dawson, Georgia 4 $ 758,000 $ 189,500 $ 50,000
Gilmer, Georgia 4 $ 408,000 $ 102,000 $ 47,000
Pike, Georgia 4 $ 520,000 $ 130,000 $ 38,000
Honolulu, Hawaii 4 $ 1,937,000 $ 484,250 $ 99,000
Miami, Kansas 4 $ 686,000 $ 171,500 $ 77,000
Cecil, Maryland 4 $ 907,000 $ 226,750 $ 73,000
Rankin, Mississippi 4 $ 465,000 $ 116,250 $ 34,000
Cass, Missouri 4 $ 594,000 $ 148,500 $ 83,000
Taney, Missouri 4 $ 387,000 $ 96,750 $ 85,000
Washoe, Nevada 4 $ 1,309,000 $ 327,250 $ 17,000
Strafford, New Hampshire 4 $ 621,000 $ 155,250 $ 83,000
Monmouth, New Jersey 4 $ 1,413,000 $ 353,250 $ 0
Bronx, New York 4 $ 1,268,000 $ 317,000 $ 114,000
Orange, New York 4 $ 1,284,000 $ 321,000 $ 126,000
Rockland, New York 4 $ 1,537,000 $ 384,250 $ 114,000
Davidson, North Carolina 4 $ 736,000 $ 184,000 $ 79,000
Mecklenburg, North Carolina 4 $ 938,000 $ 234,500 $ 75,000
Lorain, Ohio 4 $ 604,000 $ 151,000 $ 62,000
Pickaway, Ohio 4 $ 875,000 $ 218,750 $ 95,000
Delaware, Oklahoma 4 $ 700,000 $ 175,000 $ 147,000
Okmulgee, Oklahoma 4 $ 411,000 $ 102,750 $ 52,000
Osage, Oklahoma 4 $ 538,000 $ 134,500 $ 58,000
Chester, Pennsylvania 4 $ 998,000 $ 249,500 $ 103,000
Washington, Rhode Island 4 $ 1,030,000 $ 257,500 $ 209,000
Davidson, Tennessee 4 $ 797,000 $ 199,250 $ 58,000
Hamilton, Tennessee 4 $ 1,094,000 $ 273,500 $ 63,000
Bell, Texas 4 $ 829,000 $ 207,250 $ 77,000
Grayson, Texas 4 $ 514,000 $ 128,500 $ 37,000
Grimes, Texas 4 $ 924,000 $ 231,000 $ 89,000
McLennan, Texas 4 $ 469,000 $ 117,250 $ 66,000
Randall, Texas 4 $ 617,000 $ 154,250 $ 94,000
Suffolk, Virginia 4 $ 1,144,000 $ 286,000 $ 116,000
Virginia Beach, Virginia 4 $ 908,000 $ 227,000 $ 66,000
Eau Claire, Wisconsin 4 $ 558,000 $ 139,500 $ 75,000
Jefferson, Alabama 3 $ 439,000 $ 146,333 $ 27,000
Shelby, Alabama 3 $ 336,000 $ 112,000 $ 62,000
Lonoke, Arkansas 3 $ 266,000 $ 88,666 $ 56,000
Pulaski, Arkansas 3 $ 342,000 $ 114,000 $ 18,000
Washington, Arkansas 3 $ 567,000 $ 189,000 $ 102,000
Placer, California 3 $ 792,000 $ 264,000 $ 23,000
San Luis Obispo, California 3 $ 1,069,000 $ 356,333 $ 0
Sonoma, California 3 $ 981,000 $ 327,000 $ 23,000
Pueblo, Colorado 3 $ 435,000 $ 145,000 $ 41,000
Collier, Florida 3 $ 691,000 $ 230,333 $ 125,000
Polk, Florida 3 $ 335,000 $ 111,666 $ 20,000
Chatham, Georgia 3 $ 643,000 $ 214,333 $ 16,000
Fayette, Georgia 3 $ 707,000 $ 235,666 $ 159,000
Floyd, Georgia 3 $ 420,000 $ 140,000 $ 52,000
Hall, Georgia 3 $ 499,000 $ 166,333 $ 67,000
Rockdale, Georgia 3 $ 446,000 $ 148,666 $ 75,000
Walton, Georgia 3 $ 423,000 $ 141,000 $ 42,000
Whitfield, Georgia 3 $ 282,000 $ 94,000 $ 62,000
Bonneville, Idaho 3 $ 574,000 $ 191,333 $ 45,000
Scott, Iowa 3 $ 534,000 $ 178,000 $ 70,000
Franklin, Kansas 3 $ 230,000 $ 76,666 $ 31,000
Boone, Kentucky 3 $ 522,000 $ 174,000 $ 73,000
Clinton, Michigan 3 $ 350,000 $ 116,666 $ 33,000
Scott, Minnesota 3 $ 817,000 $ 272,333 $ 296,000
St. Louis, Minnesota 3 $ 455,000 $ 151,666 $ 33,000
Lee, Mississippi 3 $ 446,000 $ 148,666 $ 67,000
Lawrence, Missouri 3 $ 401,000 $ 133,666 $ 36,000
Nye, Nevada 3 $ 467,000 $ 155,666 $ 77,000
Belknap, New Hampshire 3 $ 475,000 $ 158,333 $ 69,000
Bernalillo, New Mexico 3 $ 451,000 $ 150,333 $ 65,000
Gaston, North Carolina 3 $ 503,000 $ 167,666 $ 70,000
Clark, Ohio 3 $ 521,000 $ 173,666 $ 45,000
Creek, Oklahoma 3 $ 524,000 $ 174,666 $ 73,000
Mayes, Oklahoma 3 $ 614,000 $ 204,666 $ 90,000
Stephens, Oklahoma 3 $ 457,000 $ 152,333 $ 84,000
Woods, Oklahoma 3 $ 560,000 $ 186,666 $ 103,000
Beaver, Pennsylvania 3 $ 409,000 $ 136,333 $ 28,000
Franklin, Pennsylvania 3 $ 364,000 $ 121,333 $ 71,000
Philadelphia, Pennsylvania 3 $ 507,000 $ 169,000 $ 135,000
Westmoreland, Pennsylvania 3 $ 498,000 $ 166,000 $ 68,000
York, Pennsylvania 3 $ 466,000 $ 155,333 $ 85,000
Beaufort, South Carolina 3 $ 485,000 $ 161,666 $ 54,000
Dorchester, South Carolina 3 $ 511,000 $ 170,333 $ 42,000
Greenville, South Carolina 3 $ 712,000 $ 237,333 $ 84,000
Knox, Tennessee 3 $ 701,000 $ 233,666 $ 83,000
Sumner, Tennessee 3 $ 461,000 $ 153,666 $ 65,000
Guadalupe, Texas 3 $ 391,000 $ 130,333 $ 16,000
Hunt, Texas 3 $ 350,000 $ 116,666 $ 46,000
Midland, Texas 3 $ 551,000 $ 183,666 $ 89,000
Salt Lake, Utah 3 $ 621,000 $ 207,000 $ 94,000
Arlington, Virginia 3 $ 873,000 $ 291,000 $ 150,000
King, Washington 3 $ 993,000 $ 331,000 $ 86,000
Snohomish, Washington 3 $ 915,000 $ 305,000 $ 106,000
Baldwin, Alabama 2 $ 640,000 $ 320,000 $ 175,000
Lee, Alabama 2 $ 896,000 $ 448,000 $ 146,000
Montgomery, Alabama 2 $ 180,000 $ 90,000 $ 41,000
Anchorage, Alaska 2 $ 527,000 $ 263,500 $ 63,000
Carroll, Arkansas 2 $ 281,000 $ 140,500 $ 53,000
Faulkner, Arkansas 2 $ 386,000 $ 193,000 $ 72,000
Garland, Arkansas 2 $ 397,000 $ 198,500 $ 123,000
Jefferson, Arkansas 2 $ 114,000 $ 57,000 $ 20,000
Miller, Arkansas 2 $ 197,000 $ 98,500 $ 52,000
Saline, Arkansas 2 $ 680,000 $ 340,000 $ 141,000
Sebastian, Arkansas 2 $ 207,000 $ 103,500 $ 49,000
St. Francis, Arkansas 2 $ 103,000 $ 51,500 $ 52,000
White, Arkansas 2 $ 260,000 $ 130,000 $ 135,000
Fresno, California 2 $ 402,000 $ 201,000 $ 74,000
Monterey, California 2 $ 538,000 $ 269,000 $ 55,000
Nevada, California 2 $ 486,000 $ 243,000 $ 0
Santa Cruz, California 2 $ 855,000 $ 427,500 $ 0
Stanislaus, California 2 $ 604,000 $ 302,000 $ 159,000
Yolo, California 2 $ 577,000 $ 288,500 $ 0
Grand, Colorado 2 $ 280,000 $ 140,000 $ 462,000
La Plata, Colorado 2 $ 369,000 $ 184,500 $ 61,000
Middlesex, Connecticut 2 $ 693,000 $ 346,500 $ 116,000
District of Columbia, District Of Columbia 2 $ 914,000 $ 457,000 $ 46,000
Charlotte, Florida 2 $ 474,000 $ 237,000 $ 89,000
Clay, Florida 2 $ 363,000 $ 181,500 $ 23,000
Escambia, Florida 2 $ 371,000 $ 185,500 $ 194,000
Indian River, Florida 2 $ 244,000 $ 122,000 $ 76,000
Lake, Florida 2 $ 481,000 $ 240,500 $ 113,000
Leon, Florida 2 $ 337,000 $ 168,500 $ 156,000
Okaloosa, Florida 2 $ 328,000 $ 164,000 $ 97,000
St. Johns, Florida 2 $ 339,000 $ 169,500 $ 58,000
Volusia, Florida 2 $ 296,000 $ 148,000 $ 64,000
Butts, Georgia 2 $ 226,000 $ 113,000 $ 45,000
Effingham, Georgia 2 $ 441,000 $ 220,500 $ 0
Spalding, Georgia 2 $ 345,000 $ 172,500 $ 73,000
Maui, Hawaii 2 $ 710,000 $ 355,000 $ 123,000
Elkhart, Indiana 2 $ 257,000 $ 128,500 $ 56,000
Johnson, Indiana 2 $ 186,000 $ 93,000 $ 45,000
Dubuque, Iowa 2 $ 262,000 $ 131,000 $ 29,000
Jefferson, Kansas 2 $ 255,000 $ 127,500 $ 32,000
Leavenworth, Kansas 2 $ 245,000 $ 122,500 $ 39,000
Pottawatomie, Kansas 2 $ 266,000 $ 133,000 $ 52,000
Sedgwick, Kansas 2 $ 278,000 $ 139,000 $ 16,000
Wyandotte, Kansas 2 $ 138,000 $ 69,000 $ 47,000
Calcasieu, Louisiana 2 $ 349,000 $ 174,500 $ 59,000
East Baton Rouge, Louisiana 2 $ 431,000 $ 215,500 $ 92,000
Tangipahoa, Louisiana 2 $ 487,000 $ 243,500 $ 51,000
Baltimore City, Maryland 2 $ 256,000 $ 128,000 $ 41,000
Frederick, Maryland 2 $ 477,000 $ 238,500 $ 130,000
Harford, Maryland 2 $ 350,000 $ 175,000 $ 60,000
Worcester, Maryland 2 $ 563,000 $ 281,500 $ 107,000
Berkshire, Massachusetts 2 $ 270,000 $ 135,000 $ 44,000
Cass, Michigan 2 $ 76,000 $ 38,000 $ 75,000
Jackson, Michigan 2 $ 254,000 $ 127,000 $ 84,000
Kalamazoo, Michigan 2 $ 155,000 $ 77,500 $ 32,000
Mason, Michigan 2 $ 327,000 $ 163,500 $ 94,000
Monroe, Michigan 2 $ 431,000 $ 215,500 $ 58,000
Shiawassee, Michigan 2 $ 252,000 $ 126,000 $ 48,000
Alcorn, Mississippi 2 $ 207,000 $ 103,500 $ 45,000
Harrison, Mississippi 2 $ 419,000 $ 209,500 $ 104,000
Lafayette, Mississippi 2 $ 247,000 $ 123,500 $ 334,000
Tate, Mississippi 2 $ 299,000 $ 149,500 $ 64,000
Tishomingo, Mississippi 2 $ 306,000 $ 153,000 $ 233,000
Bates, Missouri 2 $ 139,000 $ 69,500 $ 48,000
Cape Girardeau, Missouri 2 $ 121,000 $ 60,500 $ 12,000
Greene, Missouri 2 $ 243,000 $ 121,500 $ 57,000
Polk, Missouri 2 $ 273,000 $ 136,500 $ 60,000
Webster, Missouri 2 $ 315,000 $ 157,500 $ 43,000
Lancaster, Nebraska 2 $ 262,000 $ 131,000 $ 37,000
Carroll, New Hampshire 2 $ 350,000 $ 175,000 $ 59,000
Cheshire, New Hampshire 2 $ 279,000 $ 139,500 $ 62,000
Cape May, New Jersey 2 $ 839,000 $ 419,500 $ 27,000
Passaic, New Jersey 2 $ 534,000 $ 267,000 $ 112,000
Union, New Jersey 2 $ 551,000 $ 275,500 $ 92,000
Warren, New Jersey 2 $ 572,000 $ 286,000 $ 110,000
Dona Ana, New Mexico 2 $ 375,000 $ 187,500 $ 76,000
Sandoval, New Mexico 2 $ 537,000 $ 268,500 $ 94,000
Santa Fe, New Mexico 2 $ 818,000 $ 409,000 $ 107,000
Onondaga, New York 2 $ 437,000 $ 218,500 $ 54,000
Alamance, North Carolina 2 $ 199,000 $ 99,500 $ 50,000
Buncombe, North Carolina 2 $ 514,000 $ 257,000 $ 72,000
Cumberland, North Carolina 2 $ 301,000 $ 150,500 $ 30,000
Dare, North Carolina 2 $ 638,000 $ 319,000 $ 71,000
Durham, North Carolina 2 $ 520,000 $ 260,000 $ 62,000
Henderson, North Carolina 2 $ 273,000 $ 136,500 $ 161,000
Iredell, North Carolina 2 $ 796,000 $ 398,000 $ 189,000
Jackson, North Carolina 2 $ 399,000 $ 199,500 $ 106,000
Stokes, North Carolina 2 $ 226,000 $ 113,000 $ 56,000
Ashtabula, Ohio 2 $ 375,000 $ 187,500 $ 42,000
Brown, Ohio 2 $ 394,000 $ 197,000 $ 136,000
Erie, Ohio 2 $ 430,000 $ 215,000 $ 89,000
Greene, Ohio 2 $ 285,000 $ 142,500 $ 114,000
Hocking, Ohio 2 $ 468,000 $ 234,000 $ 63,000
Morrow, Ohio 2 $ 316,000 $ 158,000 $ 56,000
Perry, Ohio 2 $ 126,000 $ 63,000 $ 25,000
Canadian, Oklahoma 2 $ 318,000 $ 159,000 $ 77,000
Grady, Oklahoma 2 $ 264,000 $ 132,000 $ 49,000
Kay, Oklahoma 2 $ 176,000 $ 88,000 $ 31,000
Lincoln, Oklahoma 2 $ 236,000 $ 118,000 $ 100,000
Pawnee, Oklahoma 2 $ 220,000 $ 110,000 $ 37,000
Pittsburg, Oklahoma 2 $ 231,000 $ 115,500 $ 54,000
Luzerne, Pennsylvania 2 $ 322,000 $ 161,000 $ 71,000
Monroe, Pennsylvania 2 $ 207,000 $ 103,500 $ 50,000
Montgomery, Pennsylvania 2 $ 377,000 $ 188,500 $ 26,000
Northampton, Pennsylvania 2 $ 274,000 $ 137,000 $ 76,000
Tioga, Pennsylvania 2 $ 216,000 $ 108,000 $ 67,000
Washington, Pennsylvania 2 $ 523,000 $ 261,500 $ 102,000
Lancaster, South Carolina 2 $ 355,000 $ 177,500 $ 39,000
Oconee, South Carolina 2 $ 617,000 $ 308,500 $ 169,000
Richland, South Carolina 2 $ 343,000 $ 171,500 $ 190,000
Chester, Tennessee 2 $ 623,000 $ 311,500 $ 117,000
Hardin, Tennessee 2 $ 387,000 $ 193,500 $ 209,000
Roane, Tennessee 2 $ 433,000 $ 216,500 $ 88,000
Williamson, Tennessee 2 $ 341,000 $ 170,500 $ 134,000
Bandera, Texas 2 $ 507,000 $ 253,500 $ 83,000
Brazos, Texas 2 $ 372,000 $ 186,000 $ 87,000
Hood, Texas 2 $ 373,000 $ 186,500 $ 114,000
Lubbock, Texas 2 $ 273,000 $ 136,500 $ 82,000
Parker, Texas 2 $ 304,000 $ 152,000 $ 40,000
Rains, Texas 2 $ 130,000 $ 65,000 $ 27,000
Smith, Texas 2 $ 355,000 $ 177,500 $ 107,000
Van Zandt, Texas 2 $ 238,000 $ 119,000 $ 87,000
Wilson, Texas 2 $ 497,000 $ 248,500 $ 35,000
Bennington, Vermont 2 $ 550,000 $ 275,000 $ 123,000
Chittenden, Vermont 2 $ 549,000 $ 274,500 $ 70,000
Windham, Vermont 2 $ 331,000 $ 165,500 $ 112,000
Portsmouth, Virginia 2 $ 334,000 $ 167,000 $ 95,000
Shenandoah, Virginia 2 $ 770,000 $ 385,000 $ 366,000
Warren, Virginia 2 $ 251,000 $ 125,500 $ 62,000
York, Virginia 2 $ 438,000 $ 219,000 $ 20,000
Thurston, Washington 2 $ 605,000 $ 302,500 $ 151,000
Burnett, Wisconsin 2 $ 267,000 $ 133,500 $ 339,000
Milwaukee, Wisconsin 2 $ 390,000 $ 195,000 $ 90,000
Weston, Wyoming 2 $ 254,000 $ 127,000 $ 64,000
Chilton, Alabama 1 $ 144,000 $ 144,000 $ 96,000
Cullman, Alabama 1 $ 119,000 $ 119,000 $ 0
Dale, Alabama 1 $ 86,000 $ 86,000 $ 27,000
Etowah, Alabama 1 $ 118,000 $ 118,000 $ 86,000
Madison, Alabama 1 $ 95,000 $ 95,000 $ 122,000
Mobile, Alabama 1 $ 236,000 $ 236,000 $ 91,000
Talladega, Alabama 1 $ 81,000 $ 81,000 $ 28,000
Fairbanks North Star, Alaska 1 $ 152,000 $ 152,000 $ 39,000
Valdez-Cordova, Alaska 1 $ 230,000 $ 230,000 $ 110,000
Cochise, Arizona 1 $ 270,000 $ 270,000 $ 120,000
Yavapai, Arizona 1 $ 586,000 $ 586,000 $ 136,000
Baxter, Arkansas 1 $ 100,000 $ 100,000 $ 0
Clay, Arkansas 1 $ 105,000 $ 105,000 $ 136,000
Cleburne, Arkansas 1 $ 120,000 $ 120,000 $ 61,000
Crawford, Arkansas 1 $ 114,000 $ 114,000 $ 30,000
Grant, Arkansas 1 $ 111,000 $ 111,000 $ 54,000
Jackson, Arkansas 1 $ 55,000 $ 55,000 $ 24,000
Lawrence, Arkansas 1 $ 60,000 $ 60,000 $ 17,000
Lee, Arkansas 1 $ 225,000 $ 225,000 $ 173,000
Randolph, Arkansas 1 $ 157,000 $ 157,000 $ 25,000
Van Buren, Arkansas 1 $ 98,000 $ 98,000 $ 29,000
Marin, California 1 $ 291,000 $ 291,000 $ 66,000
Merced, California 1 $ 173,000 $ 173,000 $ 0
Santa Barbara, California 1 $ 550,000 $ 550,000 $ 0
Sutter, California 1 $ 117,000 $ 117,000 $ 56,000
Tulare, California 1 $ 190,000 $ 190,000 $ 51,000
Tuolumne, California 1 $ 312,000 $ 312,000 $ 0
Elbert, Colorado 1 $ 363,000 $ 363,000 $ 105,000
Fremont, Colorado 1 $ 250,000 $ 250,000 $ 83,000
Garfield, Colorado 1 $ 176,000 $ 176,000 $ 68,000
Lake, Colorado 1 $ 130,000 $ 130,000 $ 58,000
Mesa, Colorado 1 $ 193,000 $ 193,000 $ 40,000
Morgan, Colorado 1 $ 263,000 $ 263,000 $ 83,000
Summit, Colorado 1 $ 300,000 $ 300,000 $ 674,000
New London, Connecticut 1 $ 263,000 $ 263,000 $ 104,000
Bay, Florida 1 $ 153,000 $ 153,000 $ 45,000
Flagler, Florida 1 $ 263,000 $ 263,000 $ 108,000
Martin, Florida 1 $ 29,000 $ 29,000 $ 93,000
Nassau, Florida 1 $ 108,000 $ 108,000 $ 44,000
Santa Rosa, Florida 1 $ 345,000 $ 345,000 $ 187,000
St. Lucie, Florida 1 $ 140,000 $ 140,000 $ 83,000
Suwannee, Florida 1 $ 114,000 $ 114,000 $ 68,000
Chattooga, Georgia 1 $ 153,000 $ 153,000 $ 54,000
Clarke, Georgia 1 $ 111,000 $ 111,000 $ 60,000
Columbia, Georgia 1 $ 48,000 $ 48,000 $ 62,000
Habersham, Georgia 1 $ 111,000 $ 111,000 $ 72,000
Haralson, Georgia 1 $ 66,000 $ 66,000 $ 32,000
Harris, Georgia 1 $ 241,000 $ 241,000 $ 95,000
Jones, Georgia 1 $ 175,000 $ 175,000 $ 73,000
Laurens, Georgia 1 $ 108,000 $ 108,000 $ 49,000
Liberty, Georgia 1 $ 83,000 $ 83,000 $ 38,000
Lumpkin, Georgia 1 $ 142,000 $ 142,000 $ 45,000
Monroe, Georgia 1 $ 406,000 $ 406,000 $ 189,000
Murray, Georgia 1 $ 116,000 $ 116,000 $ 37,000
Muscogee, Georgia 1 $ 127,000 $ 127,000 $ 73,000
Oconee, Georgia 1 $ 152,000 $ 152,000 $ 53,000
Peach, Georgia 1 $ 128,000 $ 128,000 $ 35,000
Richmond, Georgia 1 $ 127,000 $ 127,000 $ 53,000
Taylor, Georgia 1 $ 58,000 $ 58,000 $ 29,000
Thomas, Georgia 1 $ 147,000 $ 147,000 $ 52,000
Tift, Georgia 1 $ 117,000 $ 117,000 $ 30,000
Towns, Georgia 1 $ 85,000 $ 85,000 $ 99,000
White, Georgia 1 $ 108,000 $ 108,000 $ 74,000
Ada, Idaho 1 $ 122,000 $ 122,000 $ 0
Madison, Idaho 1 $ 181,000 $ 181,000 $ 40,000
Champaign, Illinois 1 $ 230,000 $ 230,000 $ 130,000
Coles, Illinois 1 $ 45,000 $ 45,000 $ 0
DeKalb, Illinois 1 $ 144,000 $ 144,000 $ 43,000
Grundy, Illinois 1 $ 257,000 $ 257,000 $ 137,000
Henderson, Illinois 1 $ 149,000 $ 149,000 $ 77,000
Jackson, Illinois 1 $ 212,000 $ 212,000 $ 174,000
Kankakee, Illinois 1 $ 228,000 $ 228,000 $ 102,000
Kendall, Illinois 1 $ 264,000 $ 264,000 $ 144,000
LaSalle, Illinois 1 $ 189,000 $ 189,000 $ 105,000
Sangamon, Illinois 1 $ 99,000 $ 99,000 $ 55,000
St. Clair, Illinois 1 $ 87,000 $ 87,000 $ 102,000
Whiteside, Illinois 1 $ 139,000 $ 139,000 $ 87,000
Winnebago, Illinois 1 $ 171,000 $ 171,000 $ 60,000
Allen, Indiana 1 $ 125,000 $ 125,000 $ 58,000
Clark, Indiana 1 $ 138,000 $ 138,000 $ 58,000
Daviess, Indiana 1 $ 43,000 $ 43,000 $ 30,000
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Mortgage Loan Application Detail Totals for Evolve Bank & Trust in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,226 $838,668,000 $198,000 $1,121,000 $75,000 $2,434,000
Refinancing 2,053 $533,022,000 $259,000 $1,961,000 $82,000 $1,072,000
Home Improvement 104 $35,979,000 $345,000 $800,000 $29,000 $1,072,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,157 $825,134,000 $198,000 $1,770,000 $92,000 $2,434,000
Not applicable 752 $309,944,000 $412,000 $1,500,000 $0 $0
Black or African American 573 $96,851,000 $169,000 $700,000 $65,000 $556,000
Hispanic 501 $90,512,000 $180,000 $750,000 $72,000 $970,000
Asian 231 $50,102,000 $216,000 $1,121,000 $94,000 $613,000
Not Provided 141 $29,977,000 $212,000 $1,961,000 $74,000 $372,000
American Indian or Alaskan Native 17 $3,038,000 $178,000 $328,000 $81,000 $217,000
Native Hawaiian or Other Pacific Islander 11 $2,111,000 $191,000 $364,000 $75,000 $156,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,799 $968,631,000 $254,000 $1,961,000 $89,000 $2,434,000
FHA-insured (Federal Housing Administration) 1,877 $303,599,000 $161,000 $555,000 $58,000 $311,000
VA-guaranteed (Veterans Administration) 443 $100,485,000 $226,000 $906,000 $65,000 $256,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 264 $34,954,000 $132,000 $408,000 $47,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,593 $880,926,000 $191,000 $1,961,000 $86,000 $1,368,000
Loan Purchased By The Institution 707 $300,094,000 $424,000 $802,000 $0 $0
Application Withdrawn By Applicant 677 $148,768,000 $219,000 $1,121,000 $94,000 $2,434,000
Application Denied By Financial Institution 371 $71,506,000 $192,000 $1,770,000 $83,000 $1,072,000
Application Approved But Not Accepted 35 $6,375,000 $182,000 $474,000 $71,000 $300,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 95 $16,118,000 $169,000 $706,000 $72,000 $366,000
Credit History 87 $15,925,000 $183,000 $1,207,000 $64,000 $211,000
Debt-To-Income Ratio 78 $15,162,000 $194,000 $490,000 $55,000 $164,000
Other 68 $13,738,000 $202,000 $690,000 $147,000 $1,072,000
Unverifiable Information 16 $5,898,000 $368,000 $1,770,000 $147,000 $875,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,261,000 $173,000 $370,000 $55,000 $156,000
Employment History 8 $1,599,000 $199,000 $640,000 $72,000 $161,000
Credit Application Incomplete 2 $566,000 $283,000 $309,000 $119,000 $136,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Evolve Bank & Trust's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Evolve Bank & Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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