Farm Credit Services of America, Flca Mortgage Lending & HMDA Data, 2008

In 2008, Farm Credit Services of America, Flca of Omaha, NE reported 2,132 mortgage applications totaling $383.3 million, up 9% from 2007. The average application was for $179,760, and applicants reported an average income of $219,280. 57% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (47), Sioux Falls, SD (35) and Des Moines-West Des Moines, IA (26) (applications in parentheses).

Mortgage Company & Address Farm Credit Services of America, Flca
5015 S 118th St
Omaha, NE 68137
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,132
Total Mortgage Loan Application Amount $383,250,000
Average Mortgage Loan Application Amount $179,760
Highest Mortgage Loan Application Amount $2,275,000
Average Applicant Income $219,280
Highest Applicant Income $9,660,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Services of America, Flca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Services of America, Flca by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sioux, Iowa 19 $ 2,836,000 $ 149,263 $ 187,000
Gage, Nebraska 17 $ 2,352,000 $ 138,352 $ 428,000
Delaware, Iowa 16 $ 3,631,000 $ 226,937 $ 393,000
Jasper, Iowa 16 $ 3,546,000 $ 221,625 $ 102,000
Lincoln, South Dakota 16 $ 1,823,000 $ 113,937 $ 129,000
Bon Homme, South Dakota 15 $ 1,567,000 $ 104,466 $ 142,000
Buffalo, Nebraska 14 $ 2,179,000 $ 155,642 $ 254,000
Clayton, Iowa 13 $ 1,600,000 $ 123,076 $ 225,000
Custer, Nebraska 13 $ 3,861,000 $ 297,000 $ 1,071,000
Lancaster, Nebraska 12 $ 2,519,000 $ 209,916 $ 182,000
Minnehaha, South Dakota 12 $ 1,644,000 $ 137,000 $ 257,000
Dubuque, Iowa 11 $ 1,394,000 $ 126,727 $ 153,000
Pennington, South Dakota 11 $ 1,702,000 $ 154,727 $ 231,000
Boone, Iowa 10 $ 1,856,000 $ 185,600 $ 272,000
Clinton, Iowa 10 $ 690,000 $ 69,000 $ 184,000
Fremont, Iowa 10 $ 1,707,000 $ 170,700 $ 283,000
Howard, Iowa 10 $ 1,225,000 $ 122,500 $ 322,000
Jackson, Iowa 10 $ 1,229,000 $ 122,900 $ 123,000
Jefferson, Iowa 10 $ 1,621,000 $ 162,100 $ 102,000
Linn, Iowa 10 $ 1,214,000 $ 121,400 $ 383,000
Page, Iowa 10 $ 1,059,000 $ 105,900 $ 235,000
Scott, Iowa 10 $ 1,415,000 $ 141,500 $ 528,000
Scotts Bluff, Nebraska 10 $ 1,813,000 $ 181,300 $ 132,000
Sheridan, Wyoming 10 $ 4,546,000 $ 454,600 $ 165,000
Buena Vista, Iowa 9 $ 1,771,000 $ 196,777 $ 385,000
Fayette, Iowa 9 $ 1,324,000 $ 147,111 $ 207,000
Hardin, Iowa 9 $ 1,685,000 $ 187,222 $ 167,000
Henry, Iowa 9 $ 1,432,000 $ 159,111 $ 238,000
Pottawattamie, Iowa 9 $ 2,077,000 $ 230,777 $ 172,000
Story, Iowa 9 $ 1,963,000 $ 218,111 $ 130,000
Lincoln, Nebraska 9 $ 1,255,000 $ 139,444 $ 383,000
Platte, Nebraska 9 $ 1,457,000 $ 161,888 $ 675,000
Meade, South Dakota 9 $ 1,405,000 $ 156,111 $ 90,000
Black Hawk, Iowa 8 $ 2,064,000 $ 258,000 $ 130,000
Cass, Iowa 8 $ 1,116,000 $ 139,500 $ 246,000
Harrison, Iowa 8 $ 1,481,000 $ 185,125 $ 133,000
Louisa, Iowa 8 $ 1,709,000 $ 213,625 $ 253,000
Winneshiek, Iowa 8 $ 1,549,000 $ 193,625 $ 304,000
Woodbury, Iowa 8 $ 1,331,000 $ 166,375 $ 203,000
Holt, Nebraska 8 $ 706,000 $ 88,250 $ 214,000
Beadle, South Dakota 8 $ 1,308,000 $ 163,500 $ 452,000
Custer, South Dakota 8 $ 2,682,000 $ 335,250 $ 381,000
Lawrence, South Dakota 8 $ 2,352,000 $ 294,000 $ 138,000
Roberts, South Dakota 8 $ 1,141,000 $ 142,625 $ 227,000
Carroll, Iowa 7 $ 1,113,000 $ 159,000 $ 165,000
Cedar, Iowa 7 $ 1,035,000 $ 147,857 $ 263,000
Dallas, Iowa 7 $ 1,521,000 $ 217,285 $ 159,000
Keokuk, Iowa 7 $ 1,183,000 $ 169,000 $ 191,000
Marshall, Iowa 7 $ 1,444,000 $ 206,285 $ 407,000
Washington, Iowa 7 $ 783,000 $ 111,857 $ 144,000
Howard, Nebraska 7 $ 1,187,000 $ 169,571 $ 308,000
Washington, Nebraska 7 $ 2,005,000 $ 286,428 $ 290,000
Brown, South Dakota 7 $ 1,557,000 $ 222,428 $ 127,000
Charles Mix, South Dakota 7 $ 697,000 $ 99,571 $ 140,000
Codington, South Dakota 7 $ 1,330,000 $ 190,000 $ 674,000
Hand, South Dakota 7 $ 1,262,000 $ 180,285 $ 225,000
Crook, Wyoming 7 $ 2,005,000 $ 286,428 $ 190,000
Fremont, Wyoming 7 $ 2,700,000 $ 385,714 $ 489,000
Laramie, Wyoming 7 $ 1,493,000 $ 213,285 $ 276,000
Adams, Iowa 6 $ 1,451,000 $ 241,833 $ 163,000
Appanoose, Iowa 6 $ 583,000 $ 97,166 $ 127,000
Benton, Iowa 6 $ 643,000 $ 107,166 $ 234,000
Buchanan, Iowa 6 $ 991,000 $ 165,166 $ 358,000
Cerro Gordo, Iowa 6 $ 751,000 $ 125,166 $ 225,000
Chickasaw, Iowa 6 $ 1,156,000 $ 192,666 $ 292,000
Lee, Iowa 6 $ 783,000 $ 130,500 $ 99,000
Marion, Iowa 6 $ 1,021,000 $ 170,166 $ 74,000
Monona, Iowa 6 $ 700,000 $ 116,666 $ 182,000
Montgomery, Iowa 6 $ 977,000 $ 162,833 $ 246,000
Muscatine, Iowa 6 $ 1,787,000 $ 297,833 $ 307,000
Polk, Iowa 6 $ 2,094,000 $ 349,000 $ 274,000
Poweshiek, Iowa 6 $ 2,086,000 $ 347,666 $ 110,000
Shelby, Iowa 6 $ 824,000 $ 137,333 $ 121,000
Wapello, Iowa 6 $ 677,000 $ 112,833 $ 186,000
Boone, Nebraska 6 $ 743,000 $ 123,833 $ 158,000
Cass, Nebraska 6 $ 1,155,000 $ 192,500 $ 211,000
Douglas, Nebraska 6 $ 1,862,000 $ 310,333 $ 1,204,000
Red Willow, Nebraska 6 $ 701,000 $ 116,833 $ 710,000
Valley, Nebraska 6 $ 925,000 $ 154,166 $ 211,000
Brookings, South Dakota 6 $ 662,000 $ 110,333 $ 435,000
Butte, South Dakota 6 $ 1,527,000 $ 254,500 $ 192,000
Grant, South Dakota 6 $ 955,000 $ 159,166 $ 261,000
Hamlin, South Dakota 6 $ 879,000 $ 146,500 $ 364,000
Kingsbury, South Dakota 6 $ 1,144,000 $ 190,666 $ 155,000
Marshall, South Dakota 6 $ 728,000 $ 121,333 $ 166,000
Bremer, Iowa 5 $ 738,000 $ 147,600 $ 110,000
Calhoun, Iowa 5 $ 641,000 $ 128,200 $ 490,000
Cherokee, Iowa 5 $ 736,000 $ 147,200 $ 240,000
Des Moines, Iowa 5 $ 243,000 $ 48,600 $ 234,000
Dickinson, Iowa 5 $ 995,000 $ 199,000 $ 528,000
Emmet, Iowa 5 $ 524,000 $ 104,800 $ 486,000
Mahaska, Iowa 5 $ 765,000 $ 153,000 $ 311,000
Mills, Iowa 5 $ 738,000 $ 147,600 $ 274,000
O'Brien, Iowa 5 $ 770,000 $ 154,000 $ 218,000
Tama, Iowa 5 $ 568,000 $ 113,600 $ 81,000
Warren, Iowa 5 $ 1,533,000 $ 306,600 $ 166,000
Antelope, Nebraska 5 $ 702,000 $ 140,400 $ 141,000
Cedar, Nebraska 5 $ 815,000 $ 163,000 $ 467,000
Cuming, Nebraska 5 $ 712,000 $ 142,400 $ 106,000
Phelps, Nebraska 5 $ 515,000 $ 103,000 $ 183,000
Deuel, South Dakota 5 $ 1,047,000 $ 209,400 $ 1,045,000
Hughes, South Dakota 5 $ 962,000 $ 192,400 $ 112,000
Hutchinson, South Dakota 5 $ 647,000 $ 129,400 $ 151,000
Union, South Dakota 5 $ 994,000 $ 198,800 $ 138,000
Natrona, Wyoming 5 $ 1,327,000 $ 265,400 $ 91,000
Allamakee, Iowa 4 $ 314,000 $ 78,500 $ 209,000
Clay, Iowa 4 $ 640,000 $ 160,000 $ 263,000
Crawford, Iowa 4 $ 742,000 $ 185,500 $ 683,000
Guthrie, Iowa 4 $ 636,000 $ 159,000 $ 139,000
Hamilton, Iowa 4 $ 432,000 $ 108,000 $ 242,000
Iowa, Iowa 4 $ 592,000 $ 148,000 $ 206,000
Lucas, Iowa 4 $ 676,000 $ 169,000 $ 72,000
Madison, Iowa 4 $ 821,000 $ 205,250 $ 543,000
Union, Iowa 4 $ 202,000 $ 50,500 $ 116,000
Wayne, Iowa 4 $ 722,000 $ 180,500 $ 290,000
Worth, Iowa 4 $ 599,000 $ 149,750 $ 133,000
Adams, Nebraska 4 $ 549,000 $ 137,250 $ 745,000
Box Butte, Nebraska 4 $ 1,082,000 $ 270,500 $ 721,000
Cheyenne, Nebraska 4 $ 665,000 $ 166,250 $ 117,000
Dawes, Nebraska 4 $ 1,308,000 $ 327,000 $ 169,000
Dawson, Nebraska 4 $ 533,000 $ 133,250 $ 107,000
Dodge, Nebraska 4 $ 536,000 $ 134,000 $ 139,000
Hall, Nebraska 4 $ 566,000 $ 141,500 $ 574,000
Keith, Nebraska 4 $ 986,000 $ 246,500 $ 339,000
Madison, Nebraska 4 $ 662,000 $ 165,500 $ 219,000
Nuckolls, Nebraska 4 $ 542,000 $ 135,500 $ 146,000
Saunders, Nebraska 4 $ 1,061,000 $ 265,250 $ 117,000
Sheridan, Nebraska 4 $ 507,000 $ 126,750 $ 75,000
Webster, Nebraska 4 $ 486,000 $ 121,500 $ 199,000
Wheeler, Nebraska 4 $ 402,000 $ 100,500 $ 77,000
Brule, South Dakota 4 $ 225,000 $ 56,250 $ 734,000
Campbell, South Dakota 4 $ 518,000 $ 129,500 $ 278,000
Clark, South Dakota 4 $ 390,000 $ 97,500 $ 275,000
Clay, South Dakota 4 $ 954,000 $ 238,500 $ 200,000
Gregory, South Dakota 4 $ 320,000 $ 80,000 $ 210,000
McCook, South Dakota 4 $ 527,000 $ 131,750 $ 433,000
Moody, South Dakota 4 $ 252,000 $ 63,000 $ 605,000
Sully, South Dakota 4 $ 705,000 $ 176,250 $ 1,328,000
Tripp, South Dakota 4 $ 836,000 $ 209,000 $ 263,000
Albany, Wyoming 4 $ 1,249,000 $ 312,250 $ 65,000
Big Horn, Wyoming 4 $ 597,000 $ 149,250 $ 82,000
Weston, Wyoming 4 $ 516,000 $ 129,000 $ 106,000
Davis, Iowa 3 $ 114,000 $ 38,000 $ 267,000
Decatur, Iowa 3 $ 460,000 $ 153,333 $ 105,000
Franklin, Iowa 3 $ 475,000 $ 158,333 $ 141,000
Greene, Iowa 3 $ 722,000 $ 240,666 $ 193,000
Johnson, Iowa 3 $ 593,000 $ 197,666 $ 353,000
Jones, Iowa 3 $ 485,000 $ 161,666 $ 61,000
Kossuth, Iowa 3 $ 326,000 $ 108,666 $ 321,000
Lyon, Iowa 3 $ 577,000 $ 192,333 $ 312,000
Palo Alto, Iowa 3 $ 192,000 $ 64,000 $ 425,000
Plymouth, Iowa 3 $ 508,000 $ 169,333 $ 183,000
Pocahontas, Iowa 3 $ 282,000 $ 94,000 $ 159,000
Sac, Iowa 3 $ 234,000 $ 78,000 $ 213,000
Taylor, Iowa 3 $ 35,000 $ 11,666 $ 202,000
Winnebago, Iowa 3 $ 678,000 $ 226,000 $ 418,000
Burt, Nebraska 3 $ 237,000 $ 79,000 $ 161,000
Chase, Nebraska 3 $ 424,000 $ 141,333 $ 223,000
Dixon, Nebraska 3 $ 370,000 $ 123,333 $ 126,000
Fillmore, Nebraska 3 $ 302,000 $ 100,666 $ 146,000
Furnas, Nebraska 3 $ 330,000 $ 110,000 $ 371,000
Kearney, Nebraska 3 $ 369,000 $ 123,000 $ 304,000
Knox, Nebraska 3 $ 160,000 $ 53,333 $ 128,000
Morrill, Nebraska 3 $ 321,000 $ 107,000 $ 219,000
Perkins, Nebraska 3 $ 330,000 $ 110,000 $ 93,000
Saline, Nebraska 3 $ 727,000 $ 242,333 $ 255,000
Stanton, Nebraska 3 $ 357,000 $ 119,000 $ 105,000
Aurora, South Dakota 3 $ 325,000 $ 108,333 $ 88,000
Day, South Dakota 3 $ 185,000 $ 61,666 $ 156,000
Hanson, South Dakota 3 $ 253,000 $ 84,333 $ 287,000
Jerauld, South Dakota 3 $ 122,000 $ 40,666 $ 93,000
Lake, South Dakota 3 $ 471,000 $ 157,000 $ 509,000
Miner, South Dakota 3 $ 405,000 $ 135,000 $ 217,000
Potter, South Dakota 3 $ 743,000 $ 247,666 $ 648,000
Stanley, South Dakota 3 $ 609,000 $ 203,000 $ 68,000
Turner, South Dakota 3 $ 239,000 $ 79,666 $ 101,000
Yankton, South Dakota 3 $ 482,000 $ 160,666 $ 160,000
Johnson, Wyoming 3 $ 502,000 $ 167,333 $ 126,000
Sublette, Wyoming 3 $ 1,326,000 $ 442,000 $ 160,000
Uinta, Wyoming 3 $ 564,000 $ 188,000 $ 183,000
Jasper, Indiana 2 $ 1,340,000 $ 670,000 $ 398,000
Adair, Iowa 2 $ 335,000 $ 167,500 $ 335,000
Audubon, Iowa 2 $ 373,000 $ 186,500 $ 184,000
Butler, Iowa 2 $ 91,000 $ 45,500 $ 115,000
Hancock, Iowa 2 $ 418,000 $ 209,000 $ 607,000
Ida, Iowa 2 $ 1,532,000 $ 766,000 $ 2,535,000
Mitchell, Iowa 2 $ 207,000 $ 103,500 $ 335,000
Ringgold, Iowa 2 $ 185,000 $ 92,500 $ 466,000
Van Buren, Iowa 2 $ 220,000 $ 110,000 $ 163,000
Webster, Iowa 2 $ 229,000 $ 114,500 $ 330,000
Wright, Iowa 2 $ 325,000 $ 162,500 $ 313,000
Brown, Nebraska 2 $ 265,000 $ 132,500 $ 86,000
Cherry, Nebraska 2 $ 325,000 $ 162,500 $ 70,000
Clay, Nebraska 2 $ 300,000 $ 150,000 $ 325,000
Dakota, Nebraska 2 $ 220,000 $ 110,000 $ 85,000
Frontier, Nebraska 2 $ 263,000 $ 131,500 $ 79,000
Garfield, Nebraska 2 $ 200,000 $ 100,000 $ 298,000
Hayes, Nebraska 2 $ 318,000 $ 159,000 $ 123,000
Jefferson, Nebraska 2 $ 353,000 $ 176,500 $ 249,000
Johnson, Nebraska 2 $ 559,000 $ 279,500 $ 140,000
Logan, Nebraska 2 $ 210,000 $ 105,000 $ 201,000
Nance, Nebraska 2 $ 295,000 $ 147,500 $ 99,000
Nemaha, Nebraska 2 $ 220,000 $ 110,000 $ 95,000
Pierce, Nebraska 2 $ 241,000 $ 120,500 $ 76,000
Polk, Nebraska 2 $ 233,000 $ 116,500 $ 223,000
Sarpy, Nebraska 2 $ 346,000 $ 173,000 $ 368,000
Seward, Nebraska 2 $ 552,000 $ 276,000 $ 165,000
Thayer, Nebraska 2 $ 292,000 $ 146,000 $ 315,000
Wayne, Nebraska 2 $ 245,000 $ 122,500 $ 701,000
York, Nebraska 2 $ 375,000 $ 187,500 $ 464,000
Richland, North Dakota 2 $ 155,000 $ 77,500 $ 825,000
Douglas, South Dakota 2 $ 275,000 $ 137,500 $ 137,000
Edmunds, South Dakota 2 $ 167,000 $ 83,500 $ 662,000
Fall River, South Dakota 2 $ 570,000 $ 285,000 $ 104,000
Harding, South Dakota 2 $ 1,261,000 $ 630,500 $ 694,000
Hyde, South Dakota 2 $ 273,000 $ 136,500 $ 123,000
Jones, South Dakota 2 $ 265,000 $ 132,500 $ 533,000
McPherson, South Dakota 2 $ 275,000 $ 137,500 $ 162,000
Perkins, South Dakota 2 $ 204,000 $ 102,000 $ 103,000
Todd, South Dakota 2 $ 277,000 $ 138,500 $ 102,000
Campbell, Wyoming 2 $ 436,000 $ 218,000 $ 233,000
Lincoln, Wyoming 2 $ 285,000 $ 142,500 $ 76,000
Sweetwater, Wyoming 2 $ 430,000 $ 215,000 $ 58,000
Orange, California 1 $ 1,130,000 $ 1,130,000 $ 12,000
Boulder, Colorado 1 $ 318,000 $ 318,000 $ 169,000
Logan, Colorado 1 $ 250,000 $ 250,000 $ 138,000
Phillips, Colorado 1 $ 150,000 $ 150,000 $ 348,000
Summit, Colorado 1 $ 750,000 $ 750,000 $ 192,000
Collier, Florida 1 $ 850,000 $ 850,000 $ 0
Miami-Dade, Florida 1 $ 700,000 $ 700,000 $ 538,000
Sarasota, Florida 1 $ 2,275,000 $ 2,275,000 $ 3,500,000
Clarke, Iowa 1 $ 460,000 $ 460,000 $ 75,000
Floyd, Iowa 1 $ 71,000 $ 71,000 $ 319,000
Grundy, Iowa 1 $ 140,000 $ 140,000 $ 90,000
Humboldt, Iowa 1 $ 13,000 $ 13,000 $ 26,000
Monroe, Iowa 1 $ 50,000 $ 50,000 $ 170,000
Osceola, Iowa 1 $ 70,000 $ 70,000 $ 290,000
Kent, Michigan 1 $ 375,000 $ 375,000 $ 24,000
Chisago, Minnesota 1 $ 198,000 $ 198,000 $ 618,000
Douglas, Minnesota 1 $ 286,000 $ 286,000 $ 226,000
Hubbard, Minnesota 1 $ 600,000 $ 600,000 $ 504,000
Kandiyohi, Minnesota 1 $ 132,000 $ 132,000 $ 77,000
Lincoln, Minnesota 1 $ 70,000 $ 70,000 $ 345,000
Mower, Minnesota 1 $ 110,000 $ 110,000 $ 578,000
Yellow Medicine, Minnesota 1 $ 60,000 $ 60,000 $ 883,000
Camden, Missouri 1 $ 580,000 $ 580,000 $ 212,000
Ray, Missouri 1 $ 150,000 $ 150,000 $ 101,000
Custer, Montana 1 $ 200,000 $ 200,000 $ 77,000
Blaine, Nebraska 1 $ 500,000 $ 500,000 $ 648,000
Boyd, Nebraska 1 $ 70,000 $ 70,000 $ 579,000
Butler, Nebraska 1 $ 200,000 $ 200,000 $ 1,046,000
Dundy, Nebraska 1 $ 170,000 $ 170,000 $ 55,000
Garden, Nebraska 1 $ 153,000 $ 153,000 $ 98,000
Greeley, Nebraska 1 $ 130,000 $ 130,000 $ 127,000
Hamilton, Nebraska 1 $ 80,000 $ 80,000 $ 238,000
Harlan, Nebraska 1 $ 102,000 $ 102,000 $ 75,000
Hitchcock, Nebraska 1 $ 142,000 $ 142,000 $ 63,000
Keya Paha, Nebraska 1 $ 16,000 $ 16,000 $ 124,000
Loup, Nebraska 1 $ 83,000 $ 83,000 $ 54,000
Merrick, Nebraska 1 $ 112,000 $ 112,000 $ 101,000
Otoe, Nebraska 1 $ 90,000 $ 90,000 $ 215,000
Pawnee, Nebraska 1 $ 180,000 $ 180,000 $ 636,000
Richardson, Nebraska 1 $ 105,000 $ 105,000 $ 84,000
Rock, Nebraska 1 $ 125,000 $ 125,000 $ 37,000
Thurston, Nebraska 1 $ 385,000 $ 385,000 $ 46,000
Union, North Carolina 1 $ 501,000 $ 501,000 $ 0
Charleston, South Carolina 1 $ 190,000 $ 190,000 $ 274,000
Faulk, South Dakota 1 $ 175,000 $ 175,000 $ 865,000
Mellette, South Dakota 1 $ 116,000 $ 116,000 $ 188,000
Spink, South Dakota 1 $ 145,000 $ 145,000 $ 103,000
Walworth, South Dakota 1 $ 225,000 $ 225,000 $ 486,000
Hale, Texas 1 $ 54,000 $ 54,000 $ 1,675,000
Buffalo, Wisconsin 1 $ 345,000 $ 345,000 $ 713,000
Carbon, Wyoming 1 $ 244,000 $ 244,000 $ 67,000
Converse, Wyoming 1 $ 155,000 $ 155,000 $ 97,000
Goshen, Wyoming 1 $ 175,000 $ 175,000 $ 57,000
Niobrara, Wyoming 1 $ 825,000 $ 825,000 $ 352,000
Park, Wyoming 1 $ 135,000 $ 135,000 $ 46,000
Platte, Wyoming 1 $ 220,000 $ 220,000 $ 266,000
Washakie, Wyoming 1 $ 400,000 $ 400,000 $ 151,000

Mortgage Loan Application Detail Totals for Farm Credit Services of America, Flca in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,136 $212,783,000 $187,000 $1,425,000 $182,000 $4,994,000
Refinancing 675 $134,352,000 $199,000 $2,275,000 $256,000 $9,660,000
Home Improvement 321 $36,115,000 $112,000 $800,000 $274,000 $3,150,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,982 $358,070,000 $180,000 $2,275,000 $214,000 $9,660,000
Not Provided 104 $17,479,000 $168,000 $1,200,000 $239,000 $3,371,000
Not applicable 34 $6,402,000 $188,000 $551,000 $409,000 $2,044,000
Hispanic 9 $777,000 $86,000 $250,000 $494,000 $1,890,000
Native Hawaiian or Other Pacific Islander 1 $250,000 $250,000 $250,000 $291,000 $291,000
American Indian or Alaskan Native 1 $200,000 $200,000 $200,000 $68,000 $68,000
Asian 1 $72,000 $72,000 $72,000 $96,000 $96,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,132 $383,250,000 $179,000 $2,275,000 $219,000 $9,660,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,207 $212,556,000 $176,000 $2,275,000 $273,000 $6,007,000
Application Approved But Not Accepted 434 $77,084,000 $177,000 $1,000,000 $180,000 $9,660,000
Application Denied By Financial Institution 396 $76,541,000 $193,000 $1,360,000 $103,000 $1,243,000
Application Withdrawn By Applicant 95 $17,069,000 $179,000 $553,000 $204,000 $1,768,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 190 $42,362,000 $222,000 $1,360,000 $111,000 $1,243,000
Credit History 154 $23,102,000 $150,000 $895,000 $87,000 $793,000
Other 38 $7,670,000 $201,000 $1,000,000 $82,000 $286,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,961,000 $280,000 $800,000 $294,000 $576,000
Collateral 5 $1,030,000 $206,000 $260,000 $107,000 $234,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Services of America, Flca's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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