Farmers Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Farmers Bank & Trust of Great Bend, KS reported 194 mortgage applications totaling $20.6 million, up 2% from 2017. The average application was for $106,082, and applicants reported an average income of $91,520. 81% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Kansas City, MO-KS (67), Wichita, KS (2) and Manhattan, KS (1) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $20,580,000 |
| Average Mortgage Loan Application Amount | $106,082 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $91,520 |
| Highest Applicant Income | $423,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 123 | $ 9,205,000 | $ 74,837 | $ 85,000 |
| Kansas City, MO-KS | 67 | $ 10,745,000 | $ 160,373 | $ 146,761 |
| Wichita, KS | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Manhattan, KS | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Topeka, KS | 1 | $ 55,000 | $ 55,000 | $ 0 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 131 | $13,885,000 | $105,000 | $475,000 | $80,000 | $403,000 |
| Refinancing | 51 | $4,945,000 | $96,000 | $555,000 | $117,000 | $423,000 |
| Home Improvement | 7 | $1,345,000 | $192,000 | $1,005,000 | $74,000 | $102,000 |
| Cash-out Refinancing | 3 | $375,000 | $125,000 | $165,000 | $232,000 | $383,000 |
| Other Purpose | 2 | $30,000 | $15,000 | $15,000 | $47,000 | $53,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 107 | $8,435,000 | $78,000 | $275,000 | $93,000 | $423,000 |
| Not applicable | 64 | $10,260,000 | $160,000 | $1,005,000 | $0 | $0 |
| Hispanic | 14 | $760,000 | $54,000 | $105,000 | $57,000 | $111,000 |
| Not Provided | 5 | $685,000 | $137,000 | $255,000 | $83,000 | $118,000 |
| American Indian or Alaskan Native | 2 | $190,000 | $95,000 | $125,000 | $41,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $85,000 | $85,000 | $85,000 | $101,000 | $101,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 173 | $18,855,000 | $108,000 | $1,005,000 | $96,000 | $423,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $1,725,000 | $82,000 | $135,000 | $50,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 157 | $17,855,000 | $113,000 | $1,005,000 | $92,000 | $423,000 |
| Application Denied By Financial Institution | 24 | $1,840,000 | $76,000 | $275,000 | $64,000 | $149,000 |
| Application Withdrawn By Applicant | 7 | $405,000 | $57,000 | $155,000 | $61,000 | $85,000 |
| Application Approved But Not Accepted | 6 | $480,000 | $80,000 | $155,000 | $129,000 | $403,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 194 | $20,580,000 | $106,000 | $1,005,000 | $89,000 | $423,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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