First Ciitizens Bank and Trust Mortgage Lending & HMDA Data, 2011
In 2011, First Ciitizens Bank and Trust of Raleigh, NC reported 7,273 mortgage applications totaling $1.3 billion. The average application was for $176,555, and applicants reported an average income of $94,168. 45% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Raleigh-Cary, NC (677), Asheville, NC (436) and Charlotte-Gastonia-Rock Hill, NC-SC (351) (applications in parentheses).
| Mortgage Company & Address | First Ciitizens Bank and Trust 4300 Six Forks Road Fcc 21 Raleigh, NC 27603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,273 |
| Total Mortgage Loan Application Amount | $1,284,087,000 |
| Average Mortgage Loan Application Amount | $176,555 |
| Highest Mortgage Loan Application Amount | $5,436,000 |
| Average Applicant Income | $94,168 |
| Highest Applicant Income | $3,064,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ciitizens Bank and Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Raleigh-Cary, NC | 677 | $ 156,162,000 | $ 230,667 | $ 152,000 |
| Asheville, NC | 436 | $ 93,286,000 | $ 213,958 | $ 122,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 351 | $ 61,919,000 | $ 176,407 | $ 130,188 |
| Wilmington, NC | 265 | $ 64,073,000 | $ 241,784 | $ 171,000 |
| Hickory-Lenoir-Morganton, NC | 255 | $ 37,368,000 | $ 146,541 | $ 98,000 |
| Durham-Chapel Hill, NC | 223 | $ 58,612,000 | $ 262,834 | $ 194,000 |
| Greensboro-High Point, NC | 187 | $ 29,648,000 | $ 158,545 | $ 115,000 |
| Roanoke, VA | 167 | $ 29,264,000 | $ 175,233 | $ 119,000 |
| Atlanta-Sandy Springs-Marietta, GA | 158 | $ 27,709,000 | $ 175,373 | $ 36,000 |
| Winston-Salem, NC | 154 | $ 29,259,000 | $ 189,993 | $ 126,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 139 | $ 24,400,000 | $ 175,539 | $ 128,187 |
| Los Angeles-Long Beach-Glendale, CA | 108 | $ 21,347,000 | $ 197,657 | $ 1,000 |
| Greenville, NC | 103 | $ 16,931,000 | $ 164,378 | $ 120,000 |
| Fayetteville, NC | 96 | $ 14,075,000 | $ 146,614 | $ 134,000 |
| Danville, VA | 95 | $ 11,657,000 | $ 122,705 | $ 67,000 |
| Chicago-Joliet-Naperville, IL | 87 | $ 17,758,000 | $ 204,114 | $ 0 |
| Jacksonville, NC | 84 | $ 14,256,000 | $ 169,714 | $ 142,000 |
| Dallas-Plano-Irving, TX | 72 | $ 7,010,000 | $ 97,361 | $ 11,000 |
| Albuquerque, NM | 70 | $ 7,334,000 | $ 104,771 | $ 10,000 |
| Denver-Aurora-Broomfield, CO | 68 | $ 15,416,000 | $ 226,705 | $ 8,000 |
| Houston-Sugar Land-Baytown, TX | 65 | $ 4,425,000 | $ 68,076 | $ 20,000 |
| St. Louis, MO-IL | 61 | $ 3,383,000 | $ 55,459 | $ 0 |
| Phoenix-Mesa-Glendale, AZ | 54 | $ 9,228,000 | $ 170,888 | $ 9,000 |
| Lynchburg, VA | 53 | $ 7,945,000 | $ 149,905 | $ 93,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 51 | $ 8,253,000 | $ 161,823 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 50 | $ 8,819,000 | $ 176,380 | $ 4,000 |
| San Diego-Carlsbad-San Marcos, CA | 50 | $ 12,930,000 | $ 258,600 | $ 1,000 |
| New York-White Plains-Wayne, NY-NJ | 46 | $ 4,000,000 | $ 86,956 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 43 | $ 10,206,000 | $ 237,348 | $ 2,000 |
| Goldsboro, NC | 42 | $ 5,180,000 | $ 123,333 | $ 84,000 |
| Charlottesville, VA | 33 | $ 8,112,000 | $ 245,818 | $ 224,000 |
| Kansas City, MO-KS | 32 | $ 1,814,000 | $ 56,687 | $ 968 |
| Las Cruces, NM | 31 | $ 1,129,000 | $ 36,419 | $ 0 |
| Oakland-Fremont-Hayward, CA | 29 | $ 9,034,000 | $ 311,517 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 5,274,000 | $ 195,333 | $ 61,000 |
| Harrisonburg, VA | 27 | $ 5,748,000 | $ 212,888 | $ 112,000 |
| Baltimore-Towson, MD | 26 | $ 5,211,000 | $ 200,423 | $ 122,000 |
| Austin-Round Rock-San Marcos, TX | 24 | $ 2,640,000 | $ 110,000 | $ 51,000 |
| Boston-Quincy, MA | 24 | $ 3,227,000 | $ 134,458 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 3,130,000 | $ 130,416 | $ 0 |
| Oklahoma City, OK | 24 | $ 1,660,000 | $ 69,166 | $ 37,000 |
| Richmond, VA | 24 | $ 4,944,000 | $ 206,000 | $ 89,000 |
| Blacksburg-Christiansburg-Radford, VA | 23 | $ 3,319,000 | $ 144,304 | $ 129,000 |
| San Francisco-San Mateo-Redwood City, CA | 23 | $ 9,744,000 | $ 423,652 | $ 0 |
| Greenville-Mauldin-Easley, SC | 22 | $ 9,748,000 | $ 443,090 | $ 263,000 |
| Edison-New Brunswick, NJ | 20 | $ 1,687,000 | $ 84,350 | $ 0 |
| Jacksonville, FL | 19 | $ 1,334,000 | $ 70,210 | $ 16,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 19 | $ 6,525,000 | $ 343,421 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 3,552,000 | $ 197,333 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 18 | $ 1,390,000 | $ 77,222 | $ 3,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 18 | $ 5,216,000 | $ 289,777 | $ 0 |
| Springfield, MO | 18 | $ 816,000 | $ 45,333 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 2,635,000 | $ 155,000 | $ 39,000 |
| Fort Worth-Arlington, TX | 15 | $ 929,000 | $ 61,933 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 2,310,000 | $ 154,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 15 | $ 3,934,000 | $ 262,266 | $ 0 |
| Seattle-Bellevue-Everett, WA | 15 | $ 2,865,000 | $ 191,000 | $ 32,000 |
| Memphis, TN-MS-AR | 14 | $ 834,000 | $ 59,571 | $ 0 |
| Newark-Union, NJ-PA | 14 | $ 1,512,000 | $ 108,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 2,261,000 | $ 161,500 | $ 30,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 14 | $ 1,765,000 | $ 126,071 | $ 130,142 |
| Augusta-Richmond County, GA-SC | 13 | $ 406,000 | $ 31,230 | $ 12,461 |
| Bethesda-Rockville-Frederick, MD | 13 | $ 2,566,000 | $ 197,384 | $ 85,000 |
| Tacoma, WA | 13 | $ 3,786,000 | $ 291,230 | $ 36,000 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 3,226,000 | $ 248,153 | $ 0 |
| Winchester, VA-WV | 13 | $ 3,298,000 | $ 253,692 | $ 165,230 |
| Des Moines-West Des Moines, IA | 12 | $ 1,118,000 | $ 93,166 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 1,011,000 | $ 84,250 | $ 86,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 12 | $ 1,859,000 | $ 154,916 | $ 149,000 |
| San Antonio-New Braunfels, TX | 12 | $ 1,009,000 | $ 84,083 | $ 14,000 |
| Cape Coral-Fort Myers, FL | 11 | $ 1,371,000 | $ 124,636 | $ 34,000 |
| Nassau-Suffolk, NY | 11 | $ 1,131,000 | $ 102,818 | $ 0 |
| Rochester, NY | 11 | $ 116,000 | $ 10,545 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 10 | $ 648,000 | $ 64,800 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 627,000 | $ 62,700 | $ 0 |
| Naples-Marco Island, FL | 10 | $ 2,739,000 | $ 273,900 | $ 120,000 |
| New Orleans-Metairie-Kenner, LA | 10 | $ 925,000 | $ 92,500 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 10 | $ 1,049,000 | $ 104,900 | $ 0 |
| Longview, TX | 9 | $ 125,000 | $ 13,888 | $ 0 |
| Lubbock, TX | 9 | $ 197,000 | $ 21,888 | $ 0 |
| Rocky Mount, NC | 9 | $ 1,085,000 | $ 120,555 | $ 84,000 |
| Charleston-North Charleston-Summerville, SC | 8 | $ 2,374,000 | $ 296,750 | $ 146,000 |
| Cleveland-Elyria-Mentor, OH | 8 | $ 643,000 | $ 80,375 | $ 0 |
| Santa Fe, NM | 8 | $ 1,225,000 | $ 153,125 | $ 53,000 |
| Albany-Schenectady-Troy, NY | 7 | $ 63,000 | $ 9,000 | $ 0 |
| Knoxville, TN | 7 | $ 2,114,000 | $ 302,000 | $ 180,000 |
| Akron, OH | 6 | $ 587,000 | $ 97,833 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 281,000 | $ 46,833 | $ 0 |
| Columbia, SC | 6 | $ 482,000 | $ 80,333 | $ 116,000 |
| Indianapolis-Carmel, IN | 6 | $ 543,000 | $ 90,500 | $ 0 |
| Olympia, WA | 6 | $ 961,000 | $ 160,166 | $ 92,000 |
| Syracuse, NY | 6 | $ 202,000 | $ 33,666 | $ 0 |
| Boulder, CO | 5 | $ 4,738,000 | $ 947,600 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 1,887,000 | $ 377,400 | $ 0 |
| Burlington, NC | 5 | $ 457,000 | $ 91,400 | $ 18,000 |
| Chattanooga, TN-GA | 5 | $ 612,000 | $ 122,400 | $ 139,600 |
| Columbus, OH | 5 | $ 416,000 | $ 83,200 | $ 0 |
| Dayton, OH | 5 | $ 216,000 | $ 43,200 | $ 26,000 |
| Palm Bay-Melbourne-Titusville, FL | 5 | $ 983,000 | $ 196,600 | $ 0 |
| Port St. Lucie, FL | 5 | $ 881,000 | $ 176,200 | $ 211,000 |
| Reading, PA | 5 | $ 155,000 | $ 31,000 | $ 0 |
| Ann Arbor, MI | 4 | $ 485,000 | $ 121,250 | $ 0 |
| Barnstable Town, MA | 4 | $ 58,000 | $ 14,500 | $ 0 |
| Columbia, MO | 4 | $ 206,000 | $ 51,500 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 278,000 | $ 69,500 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 124,000 | $ 31,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 4 | $ 810,000 | $ 202,500 | $ 0 |
| Las Vegas-Paradise, NV | 4 | $ 166,000 | $ 41,500 | $ 0 |
| Louisville-Jefferson County, KY-IN | 4 | $ 102,000 | $ 25,500 | $ 0 |
| Philadelphia, PA | 4 | $ 163,000 | $ 40,750 | $ 0 |
| Pittsburgh, PA | 4 | $ 71,000 | $ 17,750 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 4 | $ 397,000 | $ 99,250 | $ 0 |
| Spartanburg, SC | 4 | $ 291,000 | $ 72,750 | $ 85,000 |
| Anderson, SC | 3 | $ 350,000 | $ 116,666 | $ 121,000 |
| Baton Rouge, LA | 3 | $ 153,000 | $ 51,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 3 | $ 26,000 | $ 8,666 | $ 0 |
| Cedar Rapids, IA | 3 | $ 91,000 | $ 30,333 | $ 0 |
| Corpus Christi, TX | 3 | $ 36,000 | $ 12,000 | $ 0 |
| Farmington, NM | 3 | $ 219,000 | $ 73,000 | $ 0 |
| Gary, IN | 3 | $ 319,000 | $ 106,333 | $ 0 |
| Harrisburg-Carlisle, PA | 3 | $ 214,000 | $ 71,333 | $ 0 |
| Johnson City, TN | 3 | $ 273,000 | $ 91,000 | $ 78,000 |
| North Port-Bradenton-Sarasota, FL | 3 | $ 924,000 | $ 308,000 | $ 0 |
| Ogden-Clearfield, UT | 3 | $ 512,000 | $ 170,666 | $ 0 |
| Savannah, GA | 3 | $ 166,000 | $ 55,333 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 37,000 | $ 12,333 | $ 0 |
| Stockton, CA | 3 | $ 693,000 | $ 231,000 | $ 0 |
| Tyler, TX | 3 | $ 5,000 | $ 1,666 | $ 0 |
| Wichita, KS | 3 | $ 37,000 | $ 12,333 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 112,000 | $ 37,333 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Brownsville-Harlingen, TX | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Brunswick, GA | 2 | $ 660,000 | $ 330,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 2 | $ 569,000 | $ 284,500 | $ 0 |
| Camden, NJ | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Canton-Massillon, OH | 2 | $ 93,000 | $ 46,500 | $ 0 |
| Colorado Springs, CO | 2 | $ 500,000 | $ 250,000 | $ 34,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 543,000 | $ 271,500 | $ 122,000 |
| Eugene-Springfield, OR | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Flint, MI | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Gainesville, GA | 2 | $ 463,000 | $ 231,500 | $ 0 |
| Hot Springs, AR | 2 | $ 24,000 | $ 12,000 | $ 0 |
| Jackson, MS | 2 | $ 619,000 | $ 309,500 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 201,000 | $ 100,500 | $ 0 |
| Lakeland-Winter Haven, FL | 2 | $ 558,000 | $ 279,000 | $ 0 |
| Macon, GA | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 35,000 | $ 17,500 | $ 0 |
| Mobile, AL | 2 | $ 37,000 | $ 18,500 | $ 0 |
| New Haven-Milford, CT | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 22,000 | $ 11,000 | $ 0 |
| Ocala, FL | 2 | $ 518,000 | $ 259,000 | $ 579,000 |
| Ocean City, NJ | 2 | $ 122,000 | $ 61,000 | $ 0 |
| Odessa, TX | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 14,000 | $ 7,000 | $ 0 |
| Palm Coast, FL | 2 | $ 193,000 | $ 96,500 | $ 44,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 412,000 | $ 206,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Provo-Orem, UT | 2 | $ 524,000 | $ 262,000 | $ 0 |
| Punta Gorda, FL | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Salinas, CA | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 2 | $ 323,000 | $ 161,500 | $ 0 |
| Shreveport-Bossier City, LA | 2 | $ 9,000 | $ 4,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 342,000 | $ 171,000 | $ 0 |
| Utica-Rome, NY | 2 | $ 172,000 | $ 86,000 | $ 0 |
| Victoria, TX | 2 | $ 12,000 | $ 6,000 | $ 0 |
| Worcester, MA | 2 | $ 101,000 | $ 50,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Albany, GA | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Amarillo, TX | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Anchorage, AK | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Bakersfield-Delano, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Bend, OR | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Binghamton, NY | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Bloomington, IN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Carson City, NV | 1 | $ 5,436,000 | $ 5,436,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Charleston, WV | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Cleveland, TN | 1 | $ 155,000 | $ 155,000 | $ 368,000 |
| College Station-Bryan, TX | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Decatur, IL | 1 | $ 11,000 | $ 11,000 | $ 0 |
| El Paso, TX | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Elmira, NY | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Florence, SC | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Fresno, CA | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Gainesville, FL | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Great Falls, MT | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 99,000 | $ 99,000 | $ 867,000 |
| Hanford-Corcoran, CA | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Huntsville, AL | 1 | $ 44,000 | $ 44,000 | $ 0 |
| Iowa City, IA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Jefferson City, MO | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Kennewick-Pasco-Richland, WA | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 102,000 | $ 102,000 | $ 82,000 |
| Kingston, NY | 1 | $ 4,000 | $ 4,000 | $ 0 |
| La Crosse, WI-MN | 1 | $ 4,000 | $ 4,000 | $ 0 |
| Lafayette, IN | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Lake Charles, LA | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Laredo, TX | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Madera-Chowchilla, CA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Manhattan, KS | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Merced, CA | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Midland, TX | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Modesto, CA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Monroe, LA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Morgantown, WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 1,442,000 | $ 1,442,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Napa, CA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Peoria, IL | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Portland-South Portland-Biddeford, ME | 1 | $ 321,000 | $ 321,000 | $ 0 |
| Prescott, AZ | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Rapid City, SD | 1 | $ 290,000 | $ 290,000 | $ 375,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Salisbury, MD | 1 | $ 61,000 | $ 61,000 | $ 0 |
| Salt Lake City, UT | 1 | $ 88,000 | $ 88,000 | $ 0 |
| San Angelo, TX | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Spokane, WA | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Springfield, MA | 1 | $ 41,000 | $ 41,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Sumter, SC | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Tallahassee, FL | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Terre Haute, IN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Toledo, OH | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Trenton-Ewing, NJ | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Tucson, AZ | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Tulsa, OK | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Williamsport, PA | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Yuma, AZ | 1 | $ 83,000 | $ 83,000 | $ 0 |
Mortgage Loan Application Detail Totals for First Ciitizens Bank and Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,578 | $537,430,000 | $150,000 | $2,180,000 | $64,000 | $2,703,000 |
| Refinancing | 3,384 | $717,382,000 | $211,000 | $5,436,000 | $127,000 | $3,064,000 |
| Home Improvement | 311 | $29,275,000 | $94,000 | $700,000 | $84,000 | $780,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,959 | $774,799,000 | $195,000 | $2,180,000 | $137,000 | $3,064,000 |
| Not applicable | 2,345 | $346,286,000 | $147,000 | $5,436,000 | $2,000 | $215,000 |
| Not Provided | 525 | $88,756,000 | $169,000 | $1,083,000 | $159,000 | $1,380,000 |
| Black or African American | 191 | $22,340,000 | $116,000 | $710,000 | $97,000 | $690,000 |
| Asian | 114 | $27,135,000 | $238,000 | $1,350,000 | $161,000 | $675,000 |
| Hispanic | 73 | $14,603,000 | $200,000 | $905,000 | $125,000 | $611,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $6,640,000 | $184,000 | $417,000 | $139,000 | $344,000 |
| American Indian or Alaskan Native | 30 | $3,528,000 | $117,000 | $374,000 | $82,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,352 | $1,188,106,000 | $187,000 | $5,436,000 | $103,000 | $3,064,000 |
| FHA-insured (Federal Housing Administration) | 606 | $57,648,000 | $95,000 | $307,000 | $30,000 | $563,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 203 | $23,969,000 | $118,000 | $281,000 | $36,000 | $86,000 |
| VA-guaranteed (Veterans Administration) | 112 | $14,364,000 | $128,000 | $487,000 | $42,000 | $240,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,294 | $653,319,000 | $198,000 | $2,180,000 | $146,000 | $3,064,000 |
| Loan Purchased By The Institution | 2,145 | $300,885,000 | $140,000 | $5,436,000 | $2,000 | $215,000 |
| Application Denied By Financial Institution | 813 | $127,441,000 | $156,000 | $1,680,000 | $80,000 | $861,000 |
| Application Withdrawn By Applicant | 542 | $111,041,000 | $204,000 | $1,700,000 | $140,000 | $1,229,000 |
| Application Approved But Not Accepted | 237 | $40,472,000 | $170,000 | $1,530,000 | $119,000 | $1,054,000 |
| File Closed For Incompleteness | 198 | $42,197,000 | $213,000 | $1,209,000 | $146,000 | $936,000 |
| Preapproval Denied by Financial Institution | 43 | $8,586,000 | $199,000 | $675,000 | $79,000 | $563,000 |
| Preapproval Approved but not Accepted | 1 | $146,000 | $146,000 | $146,000 | $43,000 | $43,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ciitizens Bank and Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ciitizens Bank and Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About