First Ciitizens Bank and Trust Mortgage Lending & HMDA Data, 2011

In 2011, First Ciitizens Bank and Trust of Raleigh, NC reported 7,273 mortgage applications totaling $1.3 billion. The average application was for $176,555, and applicants reported an average income of $94,168. 45% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Raleigh-Cary, NC (677), Asheville, NC (436) and Charlotte-Gastonia-Rock Hill, NC-SC (351) (applications in parentheses).

Mortgage Company & Address First Ciitizens Bank and Trust
4300 Six Forks Road Fcc 21
Raleigh, NC 27603
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,273
Total Mortgage Loan Application Amount $1,284,087,000
Average Mortgage Loan Application Amount $176,555
Highest Mortgage Loan Application Amount $5,436,000
Average Applicant Income $94,168
Highest Applicant Income $3,064,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ciitizens Bank and Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Ciitizens Bank and Trust by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wake, North Carolina 559 $ 141,352,000 $ 252,865 $ 167,000
Buncombe, North Carolina 233 $ 52,092,000 $ 223,570 $ 140,000
Mecklenburg, North Carolina 203 $ 37,537,000 $ 184,911 $ 137,000
Henderson, North Carolina 171 $ 34,112,000 $ 199,485 $ 104,000
Carteret, North Carolina 151 $ 31,523,000 $ 208,761 $ 144,000
New Hanover, North Carolina 145 $ 37,331,000 $ 257,455 $ 166,000
Guilford, North Carolina 137 $ 23,518,000 $ 171,664 $ 131,000
Forsyth, North Carolina 115 $ 23,548,000 $ 204,765 $ 131,000
Los Angeles, California 108 $ 21,347,000 $ 197,657 $ 1,000
Durham, North Carolina 105 $ 23,024,000 $ 219,276 $ 185,000
Catawba, North Carolina 98 $ 19,076,000 $ 194,653 $ 128,000
Cumberland, North Carolina 93 $ 13,543,000 $ 145,623 $ 135,000
Pitt, North Carolina 93 $ 16,018,000 $ 172,236 $ 128,000
Johnston, North Carolina 88 $ 11,318,000 $ 128,613 $ 90,000
Onslow, North Carolina 84 $ 14,256,000 $ 169,714 $ 142,000
Brunswick, North Carolina 79 $ 17,639,000 $ 223,278 $ 170,000
Caldwell, North Carolina 76 $ 7,707,000 $ 101,407 $ 62,000
Union, North Carolina 75 $ 12,394,000 $ 165,253 $ 136,000
Watauga, North Carolina 75 $ 17,613,000 $ 234,840 $ 129,000
Orange, North Carolina 72 $ 22,652,000 $ 314,611 $ 232,000
Bernalillo, New Mexico 67 $ 7,066,000 $ 105,462 $ 10,000
Pittsylvania, Virginia 65 $ 7,203,000 $ 110,815 $ 62,000
Burke, North Carolina 64 $ 7,843,000 $ 122,546 $ 76,000
Roanoke City, Virginia 61 $ 11,305,000 $ 185,327 $ 106,000
Craven, North Carolina 60 $ 17,079,000 $ 284,650 $ 182,000
Transylvania, North Carolina 60 $ 12,349,000 $ 205,816 $ 112,000
Cook, Illinois 59 $ 11,714,000 $ 198,542 $ 0
Roanoke, Virginia 55 $ 9,693,000 $ 176,236 $ 131,000
Moore, North Carolina 54 $ 12,390,000 $ 229,444 $ 150,000
Maricopa, Arizona 53 $ 9,206,000 $ 173,698 $ 9,000
Iredell, North Carolina 53 $ 13,279,000 $ 250,547 $ 163,000
San Diego, California 50 $ 12,930,000 $ 258,600 $ 1,000
Harris, Texas 50 $ 2,216,000 $ 44,320 $ 6,000
Greenbrier, West Virginia 49 $ 5,975,000 $ 121,938 $ 91,000
Fulton, Georgia 44 $ 9,092,000 $ 206,636 $ 55,000
Chatham, North Carolina 44 $ 12,403,000 $ 281,886 $ 151,000
Dallas, Texas 44 $ 4,812,000 $ 109,363 $ 18,000
Orange, California 43 $ 10,206,000 $ 237,348 $ 2,000
Wilson, North Carolina 43 $ 5,865,000 $ 136,395 $ 87,000
Fairfax, Virginia 43 $ 8,354,000 $ 194,279 $ 120,000
Wayne, North Carolina 42 $ 5,180,000 $ 123,333 $ 84,000
Pender, North Carolina 41 $ 9,103,000 $ 222,024 $ 187,000
Sampson, North Carolina 41 $ 4,826,000 $ 117,707 $ 83,000
St. Louis, Missouri 40 $ 2,310,000 $ 57,750 $ 0
Ashe, North Carolina 39 $ 6,248,000 $ 160,205 $ 88,000
Rockingham, North Carolina 38 $ 4,342,000 $ 114,263 $ 73,000
Surry, North Carolina 38 $ 5,445,000 $ 143,289 $ 137,000
Cabarrus, North Carolina 37 $ 6,201,000 $ 167,594 $ 108,000
Bladen, North Carolina 34 $ 3,026,000 $ 89,000 $ 106,000
Pocahontas, West Virginia 33 $ 3,525,000 $ 106,818 $ 69,000
Harnett, North Carolina 32 $ 4,030,000 $ 125,937 $ 102,000
Jackson, North Carolina 32 $ 7,599,000 $ 237,468 $ 152,000
Mecklenburg, Virginia 32 $ 5,211,000 $ 162,843 $ 83,000
Dona Ana, New Mexico 31 $ 1,129,000 $ 36,419 $ 0
Franklin, North Carolina 30 $ 3,492,000 $ 116,400 $ 61,000
Wilkes, North Carolina 30 $ 4,396,000 $ 146,533 $ 54,000
Danville, Virginia 30 $ 4,454,000 $ 148,466 $ 77,000
Riverside, California 29 $ 5,731,000 $ 197,620 $ 6,000
Bedford, Virginia 29 $ 4,706,000 $ 162,275 $ 96,000
Lee, North Carolina 28 $ 2,608,000 $ 93,142 $ 68,000
Lenoir, North Carolina 28 $ 2,792,000 $ 99,714 $ 67,000
Macon, North Carolina 28 $ 7,041,000 $ 251,464 $ 141,000
Pamlico, North Carolina 28 $ 4,681,000 $ 167,178 $ 81,000
Broward, Florida 27 $ 5,274,000 $ 195,333 $ 61,000
Beaufort, North Carolina 27 $ 4,156,000 $ 153,925 $ 167,000
Lincoln, North Carolina 26 $ 3,804,000 $ 146,307 $ 49,000
Jackson, Missouri 25 $ 1,428,000 $ 57,120 $ 1,000
Augusta, Virginia 25 $ 3,496,000 $ 139,840 $ 99,000
Denver, Colorado 24 $ 4,050,000 $ 168,750 $ 17,000
Loudoun, Virginia 24 $ 3,471,000 $ 144,625 $ 161,000
Cobb, Georgia 23 $ 4,720,000 $ 205,217 $ 66,000
District of Columbia, District Of Columbia 22 $ 4,366,000 $ 198,454 $ 101,000
Swain, North Carolina 22 $ 2,381,000 $ 108,227 $ 91,000
San Bernardino, California 21 $ 3,088,000 $ 147,047 $ 0
DeKalb, Georgia 21 $ 4,107,000 $ 195,571 $ 21,000
Gwinnett, Georgia 21 $ 3,046,000 $ 145,047 $ 37,000
Haywood, North Carolina 21 $ 5,857,000 $ 278,904 $ 111,000
Oklahoma, Oklahoma 21 $ 1,618,000 $ 77,047 $ 38,000
Botetourt, Virginia 21 $ 3,624,000 $ 172,571 $ 93,000
Halifax, North Carolina 20 $ 3,558,000 $ 177,900 $ 162,000
Stokes, North Carolina 20 $ 1,725,000 $ 86,250 $ 79,000
Santa Barbara, California 19 $ 6,525,000 $ 343,421 $ 0
Yolo, California 19 $ 4,439,000 $ 233,631 $ 0
Avery, North Carolina 19 $ 3,425,000 $ 180,263 $ 94,000
Rutherford, North Carolina 19 $ 2,289,000 $ 120,473 $ 126,000
Denton, Texas 19 $ 1,489,000 $ 78,368 $ 0
Albemarle, Virginia 19 $ 5,467,000 $ 287,736 $ 291,000
Alameda, California 18 $ 5,898,000 $ 327,666 $ 0
Santa Clara, California 18 $ 5,216,000 $ 289,777 $ 0
Cherokee, North Carolina 18 $ 2,070,000 $ 115,000 $ 63,000
Gaston, North Carolina 18 $ 2,600,000 $ 144,444 $ 88,000
Rockingham, Virginia 18 $ 4,267,000 $ 237,055 $ 136,000
Sacramento, California 17 $ 2,714,000 $ 159,647 $ 0
Arapahoe, Colorado 17 $ 2,486,000 $ 146,235 $ 7,000
Palm Beach, Florida 17 $ 2,635,000 $ 155,000 $ 39,000
Greene, Missouri 17 $ 751,000 $ 44,176 $ 0
Alexander, North Carolina 17 $ 2,742,000 $ 161,294 $ 166,000
Travis, Texas 17 $ 2,335,000 $ 137,352 $ 64,000
Montgomery, Virginia 17 $ 2,658,000 $ 156,352 $ 166,000
Salem, Virginia 17 $ 2,155,000 $ 126,764 $ 118,000
Columbus, North Carolina 16 $ 1,643,000 $ 102,687 $ 76,000
Santa Cruz, California 15 $ 3,934,000 $ 262,266 $ 0
Ventura, California 15 $ 2,310,000 $ 154,000 $ 0
Duval, Florida 15 $ 963,000 $ 64,200 $ 21,000
Graham, North Carolina 15 $ 1,784,000 $ 118,933 $ 39,000
Greenville, South Carolina 15 $ 5,453,000 $ 363,533 $ 220,000
York, South Carolina 15 $ 2,831,000 $ 188,733 $ 112,000
Arlington, Virginia 15 $ 1,549,000 $ 103,266 $ 159,000
Curry, New Mexico 14 $ 636,000 $ 45,428 $ 0
Davidson, North Carolina 14 $ 2,148,000 $ 153,428 $ 130,000
Placer, California 13 $ 1,079,000 $ 83,000 $ 0
Anne Arundel, Maryland 13 $ 3,857,000 $ 296,692 $ 180,000
Montgomery, Maryland 13 $ 2,566,000 $ 197,384 $ 85,000
Pasquotank, North Carolina 13 $ 2,139,000 $ 164,538 $ 100,000
Polk, North Carolina 13 $ 2,823,000 $ 217,153 $ 99,000
Shelby, Tennessee 13 $ 811,000 $ 62,384 $ 0
Pierce, Washington 13 $ 3,786,000 $ 291,230 $ 36,000
San Francisco, California 12 $ 5,113,000 $ 426,083 $ 0
Miami-Dade, Florida 12 $ 1,011,000 $ 84,250 $ 86,000
DuPage, Illinois 12 $ 2,969,000 $ 247,416 $ 0
Suffolk, Massachusetts 12 $ 448,000 $ 37,333 $ 0
Westchester, New York 12 $ 1,620,000 $ 135,000 $ 0
Alleghany, North Carolina 12 $ 1,381,000 $ 115,083 $ 65,000
Duplin, North Carolina 12 $ 1,250,000 $ 104,166 $ 78,000
McDowell, North Carolina 12 $ 1,737,000 $ 144,750 $ 97,000
Randolph, North Carolina 12 $ 1,788,000 $ 149,000 $ 77,000
Stanly, North Carolina 12 $ 929,000 $ 77,416 $ 59,000
Multnomah, Oregon 12 $ 2,234,000 $ 186,166 $ 35,000
Horry, South Carolina 12 $ 1,859,000 $ 154,916 $ 149,000
King, Washington 12 $ 1,967,000 $ 163,916 $ 40,000
Contra Costa, California 11 $ 3,136,000 $ 285,090 $ 0
Lee, Florida 11 $ 1,371,000 $ 124,636 $ 34,000
Orange, Florida 11 $ 857,000 $ 77,909 $ 0
Madison, North Carolina 11 $ 1,225,000 $ 111,363 $ 49,000
Bexar, Texas 11 $ 974,000 $ 88,545 $ 15,000
Brunswick, Virginia 11 $ 1,341,000 $ 121,909 $ 86,000
Charlottesville, Virginia 11 $ 2,245,000 $ 204,090 $ 124,000
Henrico, Virginia 11 $ 2,429,000 $ 220,818 $ 129,000
Collier, Florida 10 $ 2,739,000 $ 273,900 $ 120,000
Henry, Georgia 10 $ 1,448,000 $ 144,800 $ 0
Wayne, Michigan 10 $ 627,000 $ 62,700 $ 0
Hennepin, Minnesota 10 $ 889,000 $ 88,900 $ 0
New York, New York 10 $ 791,000 $ 79,100 $ 0
Davie, North Carolina 10 $ 2,695,000 $ 269,500 $ 213,000
Greene, North Carolina 10 $ 913,000 $ 91,300 $ 46,000
Martin, North Carolina 10 $ 502,000 $ 50,200 $ 58,000
Warren, North Carolina 10 $ 3,077,000 $ 307,700 $ 227,000
Davidson, Tennessee 10 $ 1,767,000 $ 176,700 $ 28,000
Charlotte, Virginia 10 $ 828,000 $ 82,800 $ 55,000
Lynchburg, Virginia 10 $ 1,147,000 $ 114,700 $ 120,000
Adams, Colorado 9 $ 2,056,000 $ 228,444 $ 0
Eagle, Colorado 9 $ 4,857,000 $ 539,666 $ 0
Jefferson, Colorado 9 $ 2,739,000 $ 304,333 $ 0
Richmond, Georgia 9 $ 309,000 $ 34,333 $ 18,000
Norfolk, Massachusetts 9 $ 2,406,000 $ 267,333 $ 0
Oakland, Michigan 9 $ 2,868,000 $ 318,666 $ 0
Yadkin, North Carolina 9 $ 1,291,000 $ 143,444 $ 66,000
Lubbock, Texas 9 $ 197,000 $ 21,888 $ 0
Alexandria, Virginia 9 $ 482,000 $ 53,555 $ 91,000
Franklin, Virginia 9 $ 1,858,000 $ 206,444 $ 210,000
Harrisonburg, Virginia 9 $ 1,481,000 $ 164,555 $ 65,000
Prince William, Virginia 9 $ 2,662,000 $ 295,777 $ 111,000
Will, Illinois 8 $ 1,739,000 $ 217,375 $ 0
Jefferson, Missouri 8 $ 283,000 $ 35,375 $ 0
Santa Fe, New Mexico 8 $ 1,225,000 $ 153,125 $ 53,000
Monroe, New York 8 $ 86,000 $ 10,750 $ 0
Nassau, New York 8 $ 460,000 $ 57,500 $ 0
Dare, North Carolina 8 $ 3,190,000 $ 398,750 $ 262,000
Charleston, South Carolina 8 $ 2,374,000 $ 296,750 $ 146,000
Fort Bend, Texas 8 $ 1,557,000 $ 194,625 $ 126,000
Gregg, Texas 8 $ 119,000 $ 14,875 $ 0
Tarrant, Texas 8 $ 525,000 $ 65,625 $ 0
Campbell, Virginia 8 $ 1,257,000 $ 157,125 $ 68,000
Carroll, Virginia 8 $ 530,000 $ 66,250 $ 62,000
Frederick, Virginia 8 $ 2,389,000 $ 298,625 $ 193,000
Staunton, Virginia 8 $ 760,000 $ 95,000 $ 43,000
San Mateo, California 7 $ 2,185,000 $ 312,142 $ 0
Douglas, Colorado 7 $ 3,577,000 $ 511,000 $ 0
Cherokee, Georgia 7 $ 841,000 $ 120,142 $ 7,000
Forsyth, Georgia 7 $ 1,509,000 $ 215,571 $ 61,000
St. Louis City, Missouri 7 $ 392,000 $ 56,000 $ 0
Middlesex, New Jersey 7 $ 173,000 $ 24,714 $ 0
Greensville, Virginia 7 $ 382,000 $ 54,571 $ 29,000
Seminole, Florida 6 $ 495,000 $ 82,500 $ 10,000
Clayton, Georgia 6 $ 519,000 $ 86,500 $ 0
Kane, Illinois 6 $ 1,159,000 $ 193,166 $ 0
Polk, Iowa 6 $ 702,000 $ 117,000 $ 0
Ocean, New Jersey 6 $ 246,000 $ 41,000 $ 0
Queens, New York 6 $ 335,000 $ 55,833 $ 0
Nash, North Carolina 6 $ 1,046,000 $ 174,333 $ 96,000
Summit, Ohio 6 $ 587,000 $ 97,833 $ 0
Knox, Tennessee 6 $ 2,007,000 $ 334,500 $ 204,000
Collin, Texas 6 $ 600,000 $ 100,000 $ 0
Alleghany, Virginia 6 $ 375,000 $ 62,500 $ 49,000
Galax, Virginia 6 $ 488,000 $ 81,333 $ 46,000
Thurston, Washington 6 $ 961,000 $ 160,166 $ 92,000
Monroe, West Virginia 6 $ 619,000 $ 103,166 $ 55,000
Boulder, Colorado 5 $ 4,738,000 $ 947,600 $ 0
Fairfield, Connecticut 5 $ 1,887,000 $ 377,400 $ 0
Brevard, Florida 5 $ 983,000 $ 196,600 $ 0
Martin, Florida 5 $ 881,000 $ 176,200 $ 211,000
Dallas, Iowa 5 $ 262,000 $ 52,400 $ 0
Orleans, Louisiana 5 $ 396,000 $ 79,200 $ 0
Howard, Maryland 5 $ 392,000 $ 78,400 $ 93,000
Lea, New Mexico 5 $ 198,000 $ 39,600 $ 0
Onondaga, New York 5 $ 117,000 $ 23,400 $ 0
Rockland, New York 5 $ 308,000 $ 61,600 $ 0
Alamance, North Carolina 5 $ 457,000 $ 91,400 $ 18,000
Camden, North Carolina 5 $ 918,000 $ 183,600 $ 52,000
Jones, North Carolina 5 $ 450,000 $ 90,000 $ 69,000
Robeson, North Carolina 5 $ 335,000 $ 67,000 $ 56,000
Cuyahoga, Ohio 5 $ 215,000 $ 43,000 $ 0
Hamilton, Ohio 5 $ 602,000 $ 120,400 $ 0
Montgomery, Ohio 5 $ 216,000 $ 43,200 $ 26,000
Berks, Pennsylvania 5 $ 155,000 $ 31,000 $ 0
Pike, Pennsylvania 5 $ 166,000 $ 33,200 $ 0
Lancaster, South Carolina 5 $ 438,000 $ 87,600 $ 51,000
Oconee, South Carolina 5 $ 1,423,000 $ 284,600 $ 752,000
Williamson, Tennessee 5 $ 1,320,000 $ 264,000 $ 214,000
Galveston, Texas 5 $ 217,000 $ 43,400 $ 0
Chesapeake, Virginia 5 $ 478,000 $ 95,600 $ 53,000
Floyd, Virginia 5 $ 435,000 $ 87,000 $ 36,000
Marin, California 4 $ 2,446,000 $ 611,500 $ 0
La Plata, Colorado 4 $ 1,062,000 $ 265,500 $ 248,000
Hartford, Connecticut 4 $ 124,000 $ 31,000 $ 0
Citrus, Florida 4 $ 553,000 $ 138,250 $ 27,000
Hillsborough, Florida 4 $ 386,000 $ 96,500 $ 0
Pinellas, Florida 4 $ 287,000 $ 71,750 $ 0
Douglas, Georgia 4 $ 572,000 $ 143,000 $ 0
Lake, Illinois 4 $ 810,000 $ 202,500 $ 0
Scott, Iowa 4 $ 278,000 $ 69,500 $ 0
Barnstable, Massachusetts 4 $ 58,000 $ 14,500 $ 0
Washtenaw, Michigan 4 $ 485,000 $ 121,250 $ 0
Dakota, Minnesota 4 $ 353,000 $ 88,250 $ 0
Clay, Missouri 4 $ 263,000 $ 65,750 $ 0
St. Charles, Missouri 4 $ 273,000 $ 68,250 $ 0
Clark, Nevada 4 $ 166,000 $ 41,500 $ 0
Monmouth, New Jersey 4 $ 332,000 $ 83,000 $ 0
Warren, New Jersey 4 $ 207,000 $ 51,750 $ 0
Chaves, New Mexico 4 $ 172,000 $ 43,000 $ 0
Eddy, New Mexico 4 $ 112,000 $ 28,000 $ 0
Otero, New Mexico 4 $ 249,000 $ 62,250 $ 0
Kings, New York 4 $ 194,000 $ 48,500 $ 0
Saratoga, New York 4 $ 40,000 $ 10,000 $ 0
Caswell, North Carolina 4 $ 1,058,000 $ 264,500 $ 192,000
Clay, North Carolina 4 $ 654,000 $ 163,500 $ 132,000
Cleveland, North Carolina 4 $ 1,065,000 $ 266,250 $ 428,000
Vance, North Carolina 4 $ 398,000 $ 99,500 $ 55,000
Franklin, Ohio 4 $ 338,000 $ 84,500 $ 0
Philadelphia, Pennsylvania 4 $ 163,000 $ 40,750 $ 0
Aiken, South Carolina 4 $ 97,000 $ 24,250 $ 0
Georgetown, South Carolina 4 $ 1,537,000 $ 384,250 $ 460,000
Pickens, South Carolina 4 $ 3,968,000 $ 992,000 $ 443,000
Richland, South Carolina 4 $ 57,000 $ 14,250 $ 0
Spartanburg, South Carolina 4 $ 291,000 $ 72,750 $ 85,000
Johnson, Texas 4 $ 252,000 $ 63,000 $ 0
Williamson, Texas 4 $ 263,000 $ 65,750 $ 32,000
Craig, Virginia 4 $ 629,000 $ 157,250 $ 81,000
Fredericksburg, Virginia 4 $ 939,000 $ 234,750 $ 79,000
Grayson, Virginia 4 $ 349,000 $ 87,250 $ 66,000
Lunenburg, Virginia 4 $ 324,000 $ 81,000 $ 67,000
Pulaski, Virginia 4 $ 558,000 $ 139,500 $ 26,000
Richmond City, Virginia 4 $ 604,000 $ 151,000 $ 21,000
Winchester, Virginia 4 $ 784,000 $ 196,000 $ 152,000
San Joaquin, California 3 $ 693,000 $ 231,000 $ 0
Gunnison, Colorado 3 $ 1,790,000 $ 596,666 $ 0
New Castle, Delaware 3 $ 112,000 $ 37,333 $ 0
Clay, Florida 3 $ 200,000 $ 66,666 $ 0
Chatham, Georgia 3 $ 166,000 $ 55,333 $ 0
Fayette, Georgia 3 $ 452,000 $ 150,666 $ 0
Lake, Indiana 3 $ 319,000 $ 106,333 $ 0
Marion, Indiana 3 $ 98,000 $ 32,666 $ 0
St. Joseph, Indiana 3 $ 37,000 $ 12,333 $ 0
Linn, Iowa 3 $ 91,000 $ 30,333 $ 0
Jefferson, Kentucky 3 $ 90,000 $ 30,000 $ 0
Baltimore City, Maryland 3 $ 97,000 $ 32,333 $ 0
Bristol, Massachusetts 3 $ 387,000 $ 129,000 $ 0
Plymouth, Massachusetts 3 $ 373,000 $ 124,333 $ 0
Macomb, Michigan 3 $ 217,000 $ 72,333 $ 0
Boone, Missouri 3 $ 157,000 $ 52,333 $ 0
Johnson, Missouri 3 $ 147,000 $ 49,000 $ 0
Lawrence, Missouri 3 $ 117,000 $ 39,000 $ 0
Bergen, New Jersey 3 $ 524,000 $ 174,666 $ 0
Morris, New Jersey 3 $ 231,000 $ 77,000 $ 0
Somerset, New Jersey 3 $ 936,000 $ 312,000 $ 0
San Juan, New Mexico 3 $ 219,000 $ 73,000 $ 0
San Miguel, New Mexico 3 $ 84,000 $ 28,000 $ 0
Sandoval, New Mexico 3 $ 268,000 $ 89,333 $ 0
Albany, New York 3 $ 23,000 $ 7,666 $ 0
Erie, New York 3 $ 26,000 $ 8,666 $ 0
Suffolk, New York 3 $ 671,000 $ 223,666 $ 0
Anson, North Carolina 3 $ 356,000 $ 118,666 $ 80,000
Chowan, North Carolina 3 $ 1,145,000 $ 381,666 $ 338,000
Edgecombe, North Carolina 3 $ 39,000 $ 13,000 $ 59,000
Gates, North Carolina 3 $ 180,000 $ 60,000 $ 40,000
Granville, North Carolina 3 $ 207,000 $ 69,000 $ 34,000
Hoke, North Carolina 3 $ 532,000 $ 177,333 $ 93,000
Montgomery, North Carolina 3 $ 419,000 $ 139,666 $ 132,000
Northampton, North Carolina 3 $ 604,000 $ 201,333 $ 175,000
Perquimans, North Carolina 3 $ 875,000 $ 291,666 $ 160,000
Rowan, North Carolina 3 $ 402,000 $ 134,000 $ 89,000
Yancey, North Carolina 3 $ 359,000 $ 119,666 $ 50,000
Cleveland, Oklahoma 3 $ 42,000 $ 14,000 $ 26,000
Allegheny, Pennsylvania 3 $ 64,000 $ 21,333 $ 0
Monroe, Pennsylvania 3 $ 177,000 $ 59,000 $ 0
Anderson, South Carolina 3 $ 350,000 $ 116,666 $ 121,000
Laurens, South Carolina 3 $ 327,000 $ 109,000 $ 239,000
Hamilton, Tennessee 3 $ 543,000 $ 181,000 $ 218,000
Washington, Tennessee 3 $ 273,000 $ 91,000 $ 78,000
Smith, Texas 3 $ 5,000 $ 1,666 $ 0
Bedford City, Virginia 3 $ 289,000 $ 96,333 $ 52,000
Chesterfield, Virginia 3 $ 414,000 $ 138,000 $ 76,000
Fluvanna, Virginia 3 $ 400,000 $ 133,333 $ 170,000
Norfolk, Virginia 3 $ 184,000 $ 61,333 $ 0
Spotsylvania, Virginia 3 $ 353,000 $ 117,666 $ 100,000
Stafford, Virginia 3 $ 1,185,000 $ 395,000 $ 400,000
Warren, Virginia 3 $ 700,000 $ 233,333 $ 26,000
Waynesboro, Virginia 3 $ 563,000 $ 187,666 $ 101,000
Snohomish, Washington 3 $ 898,000 $ 299,333 $ 0
Baldwin, Alabama 2 $ 959,000 $ 479,500 $ 0
Mobile, Alabama 2 $ 37,000 $ 18,500 $ 0
Tuscaloosa, Alabama 2 $ 342,000 $ 171,000 $ 0
Mohave, Arizona 2 $ 201,000 $ 100,500 $ 0
Garland, Arkansas 2 $ 24,000 $ 12,000 $ 0
El Dorado, California 2 $ 21,000 $ 10,500 $ 0
Monterey, California 2 $ 96,000 $ 48,000 $ 0
Nevada, California 2 $ 543,000 $ 271,500 $ 0
Sonoma, California 2 $ 323,000 $ 161,500 $ 0
Broomfield, Colorado 2 $ 508,000 $ 254,000 $ 0
El Paso, Colorado 2 $ 500,000 $ 250,000 $ 34,000
New Haven, Connecticut 2 $ 134,000 $ 67,000 $ 0
Bay, Florida 2 $ 412,000 $ 206,000 $ 0
Bradford, Florida 2 $ 35,000 $ 17,500 $ 0
Charlotte, Florida 2 $ 190,000 $ 95,000 $ 0
Flagler, Florida 2 $ 193,000 $ 96,500 $ 44,000
Marion, Florida 2 $ 518,000 $ 259,000 $ 579,000
Monroe, Florida 2 $ 615,000 $ 307,500 $ 345,000
Pasco, Florida 2 $ 376,000 $ 188,000 $ 0
Polk, Florida 2 $ 558,000 $ 279,000 $ 0
Sarasota, Florida 2 $ 319,000 $ 159,500 $ 0
Volusia, Florida 2 $ 543,000 $ 271,500 $ 122,000
Walton, Florida 2 $ 970,000 $ 485,000 $ 217,000
Bibb, Georgia 2 $ 240,000 $ 120,000 $ 0
Carroll, Georgia 2 $ 344,000 $ 172,000 $ 0
Catoosa, Georgia 2 $ 69,000 $ 34,500 $ 22,000
Glynn, Georgia 2 $ 660,000 $ 330,000 $ 0
Hall, Georgia 2 $ 463,000 $ 231,500 $ 0
Paulding, Georgia 2 $ 192,000 $ 96,000 $ 0
Rockdale, Georgia 2 $ 266,000 $ 133,000 $ 0
Thomas, Georgia 2 $ 19,000 $ 9,500 $ 0
Walton, Georgia 2 $ 168,000 $ 84,000 $ 0
Hamilton, Indiana 2 $ 436,000 $ 218,000 $ 0
Marion, Iowa 2 $ 149,000 $ 74,500 $ 0
Sedgwick, Kansas 2 $ 24,000 $ 12,000 $ 0
Caddo, Louisiana 2 $ 9,000 $ 4,500 $ 0
East Baton Rouge, Louisiana 2 $ 93,000 $ 46,500 $ 0
Jefferson, Louisiana 2 $ 431,000 $ 215,500 $ 0
St. Tammany, Louisiana 2 $ 59,000 $ 29,500 $ 0
Baltimore, Maryland 2 $ 384,000 $ 192,000 $ 24,000
Caroline, Maryland 2 $ 362,000 $ 181,000 $ 134,000
Harford, Maryland 2 $ 223,000 $ 111,500 $ 167,000
Middlesex, Massachusetts 2 $ 569,000 $ 284,500 $ 0
Worcester, Massachusetts 2 $ 101,000 $ 50,500 $ 0
Berrien, Michigan 2 $ 22,000 $ 11,000 $ 0
Genesee, Michigan 2 $ 94,000 $ 47,000 $ 0
Kalamazoo, Michigan 2 $ 38,000 $ 19,000 $ 0
Anoka, Minnesota 2 $ 70,000 $ 35,000 $ 0
Scott, Minnesota 2 $ 695,000 $ 347,500 $ 0
Sherburne, Minnesota 2 $ 31,000 $ 15,500 $ 0
Hinds, Mississippi 2 $ 619,000 $ 309,500 $ 0
Pettis, Missouri 2 $ 88,000 $ 44,000 $ 0
St. Francois, Missouri 2 $ 104,000 $ 52,000 $ 0
Stoddard, Missouri 2 $ 93,000 $ 46,500 $ 0
Madison, Nebraska 2 $ 3,000 $ 1,500 $ 0
Cape May, New Jersey 2 $ 122,000 $ 61,000 $ 0
Essex, New Jersey 2 $ 147,000 $ 73,500 $ 0
Hudson, New Jersey 2 $ 37,000 $ 18,500 $ 0
Sussex, New Jersey 2 $ 893,000 $ 446,500 $ 0
Union, New Jersey 2 $ 75,000 $ 37,500 $ 0
Roosevelt, New Mexico 2 $ 68,000 $ 34,000 $ 0
Bronx, New York 2 $ 5,000 $ 2,500 $ 0
Oneida, New York 2 $ 172,000 $ 86,000 $ 0
Currituck, North Carolina 2 $ 497,000 $ 248,500 $ 395,000
Person, North Carolina 2 $ 533,000 $ 266,500 $ 244,000
Richmond, North Carolina 2 $ 472,000 $ 236,000 $ 120,000
Washington, North Carolina 2 $ 237,000 $ 118,500 $ 115,000
Butler, Ohio 2 $ 28,000 $ 14,000 $ 0
Mahoning, Ohio 2 $ 274,000 $ 137,000 $ 0
Stark, Ohio 2 $ 93,000 $ 46,500 $ 0
Lane, Oregon 2 $ 324,000 $ 162,000 $ 0
Washington, Oregon 2 $ 27,000 $ 13,500 $ 0
Dauphin, Pennsylvania 2 $ 123,000 $ 61,500 $ 0
Wayne, Pennsylvania 2 $ 54,000 $ 27,000 $ 0
Beaufort, South Carolina 2 $ 490,000 $ 245,000 $ 526,000
Chester, South Carolina 2 $ 160,000 $ 80,000 $ 36,000
Chesterfield, South Carolina 2 $ 152,000 $ 76,000 $ 19,000
Coffee, Tennessee 2 $ 234,000 $ 117,000 $ 40,000
Sevier, Tennessee 2 $ 476,000 $ 238,000 $ 0
Sumner, Tennessee 2 $ 360,000 $ 180,000 $ 22,000
Cameron, Texas 2 $ 49,000 $ 24,500 $ 0
Ector, Texas 2 $ 32,000 $ 16,000 $ 0
Hays, Texas 2 $ 41,000 $ 20,500 $ 0
Hunt, Texas 2 $ 28,000 $ 14,000 $ 0
Jefferson, Texas 2 $ 44,000 $ 22,000 $ 0
Montgomery, Texas 2 $ 435,000 $ 217,500 $ 0
Nueces, Texas 2 $ 2,000 $ 1,000 $ 0
Parker, Texas 2 $ 87,000 $ 43,500 $ 0
Victoria, Texas 2 $ 12,000 $ 6,000 $ 0
Davis, Utah 2 $ 186,000 $ 93,000 $ 0
Utah, Utah 2 $ 524,000 $ 262,000 $ 0
Amherst, Virginia 2 $ 186,000 $ 93,000 $ 78,000
Covington, Virginia 2 $ 82,000 $ 41,000 $ 95,000
Emporia, Virginia 2 $ 250,000 $ 125,000 $ 197,000
Fairfax City, Virginia 2 $ 183,000 $ 91,500 $ 24,000
Hanover, Virginia 2 $ 378,000 $ 189,000 $ 86,000
Henry, Virginia 2 $ 54,000 $ 27,000 $ 66,000
Page, Virginia 2 $ 278,000 $ 139,000 $ 62,000
Radford, Virginia 2 $ 103,000 $ 51,500 $ 23,000
Jefferson, Alabama 1 $ 117,000 $ 117,000 $ 0
Madison, Alabama 1 $ 44,000 $ 44,000 $ 0
Anchorage, Alaska 1 $ 38,000 $ 38,000 $ 0
Cochise, Arizona 1 $ 3,000 $ 3,000 $ 0
Navajo, Arizona 1 $ 89,000 $ 89,000 $ 0
Pima, Arizona 1 $ 22,000 $ 22,000 $ 0
Pinal, Arizona 1 $ 22,000 $ 22,000 $ 0
Yavapai, Arizona 1 $ 310,000 $ 310,000 $ 0
Yuma, Arizona 1 $ 83,000 $ 83,000 $ 0
Crawford, Arkansas 1 $ 12,000 $ 12,000 $ 0
Crittenden, Arkansas 1 $ 23,000 $ 23,000 $ 0
Pulaski, Arkansas 1 $ 30,000 $ 30,000 $ 0
White, Arkansas 1 $ 9,000 $ 9,000 $ 0
Amador, California 1 $ 94,000 $ 94,000 $ 0
Calaveras, California 1 $ 273,000 $ 273,000 $ 0
Fresno, California 1 $ 343,000 $ 343,000 $ 0
Kern, California 1 $ 55,000 $ 55,000 $ 0
Kings, California 1 $ 11,000 $ 11,000 $ 0
Madera, California 1 $ 14,000 $ 14,000 $ 0
Merced, California 1 $ 91,000 $ 91,000 $ 0
Mono, California 1 $ 79,000 $ 79,000 $ 0
Napa, California 1 $ 405,000 $ 405,000 $ 0
Solano, California 1 $ 409,000 $ 409,000 $ 0
Stanislaus, California 1 $ 73,000 $ 73,000 $ 0
Garfield, Colorado 1 $ 155,000 $ 155,000 $ 0
Pitkin, Colorado 1 $ 500,000 $ 500,000 $ 0
Summit, Colorado 1 $ 600,000 $ 600,000 $ 0
Litchfield, Connecticut 1 $ 14,000 $ 14,000 $ 0
Alachua, Florida 1 $ 8,000 $ 8,000 $ 0
Escambia, Florida 1 $ 10,000 $ 10,000 $ 0
Lake, Florida 1 $ 38,000 $ 38,000 $ 0
Leon, Florida 1 $ 8,000 $ 8,000 $ 0
Manatee, Florida 1 $ 605,000 $ 605,000 $ 0
Okaloosa, Florida 1 $ 17,000 $ 17,000 $ 0
Okeechobee, Florida 1 $ 24,000 $ 24,000 $ 0
St. Johns, Florida 1 $ 171,000 $ 171,000 $ 0
Coffee, Georgia 1 $ 7,000 $ 7,000 $ 0
Colquitt, Georgia 1 $ 37,000 $ 37,000 $ 0
Dougherty, Georgia 1 $ 8,000 $ 8,000 $ 0
Jackson, Georgia 1 $ 108,000 $ 108,000 $ 0
Liberty, Georgia 1 $ 67,000 $ 67,000 $ 0
Meriwether, Georgia 1 $ 23,000 $ 23,000 $ 0
Muscogee, Georgia 1 $ 98,000 $ 98,000 $ 0
Newton, Georgia 1 $ 107,000 $ 107,000 $ 0
Pickens, Georgia 1 $ 264,000 $ 264,000 $ 0
Polk, Georgia 1 $ 82,000 $ 82,000 $ 0
Spalding, Georgia 1 $ 39,000 $ 39,000 $ 0
Tift, Georgia 1 $ 128,000 $ 128,000 $ 0
Towns, Georgia 1 $ 121,000 $ 121,000 $ 136,000
Upson, Georgia 1 $ 3,000 $ 3,000 $ 0
Champaign, Illinois 1 $ 30,000 $ 30,000 $ 0
DeKalb, Illinois 1 $ 124,000 $ 124,000 $ 0
Kendall, Illinois 1 $ 53,000 $ 53,000 $ 0
Macon, Illinois 1 $ 11,000 $ 11,000 $ 0
Peoria, Illinois 1 $ 131,000 $ 131,000 $ 0
Allen, Indiana 1 $ 14,000 $ 14,000 $ 0
Clinton, Indiana 1 $ 135,000 $ 135,000 $ 0
Dearborn, Indiana 1 $ 3,000 $ 3,000 $ 0
Elkhart, Indiana 1 $ 10,000 $ 10,000 $ 0
Johnson, Indiana 1 $ 9,000 $ 9,000 $ 0
LaPorte, Indiana 1 $ 576,000 $ 576,000 $ 0
Monroe, Indiana 1 $ 10,000 $ 10,000 $ 0
Tippecanoe, Indiana 1 $ 12,000 $ 12,000 $ 0
Vigo, Indiana 1 $ 10,000 $ 10,000 $ 0
Cerro Gordo, Iowa 1 $ 12,000 $ 12,000 $ 0
Des Moines, Iowa 1 $ 11,000 $ 11,000 $ 0
Johnson, Iowa 1 $ 28,000 $ 28,000 $ 0
Poweshiek, Iowa 1 $ 35,000 $ 35,000 $ 0
Tama, Iowa 1 $ 45,000 $ 45,000 $ 0
Warren, Iowa 1 $ 154,000 $ 154,000 $ 0
Wright, Iowa 1 $ 44,000 $ 44,000 $ 0
Butler, Kansas 1 $ 13,000 $ 13,000 $ 0
Clay, Kansas 1 $ 15,000 $ 15,000 $ 0
Cowley, Kansas 1 $ 9,000 $ 9,000 $ 0
Geary, Kansas 1 $ 10,000 $ 10,000 $ 0
Johnson, Kansas 1 $ 12,000 $ 12,000 $ 0
Lyon, Kansas 1 $ 6,000 $ 6,000 $ 0
Rawlins, Kansas 1 $ 40,000 $ 40,000 $ 50,000
Seward, Kansas 1 $ 5,000 $ 5,000 $ 0
Boone, Kentucky 1 $ 12,000 $ 12,000 $ 0
Bullitt, Kentucky 1 $ 12,000 $ 12,000 $ 0
Kenton, Kentucky 1 $ 3,000 $ 3,000 $ 0
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Mortgage Loan Application Detail Totals for First Ciitizens Bank and Trust in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,578 $537,430,000 $150,000 $2,180,000 $64,000 $2,703,000
Refinancing 3,384 $717,382,000 $211,000 $5,436,000 $127,000 $3,064,000
Home Improvement 311 $29,275,000 $94,000 $700,000 $84,000 $780,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,959 $774,799,000 $195,000 $2,180,000 $137,000 $3,064,000
Not applicable 2,345 $346,286,000 $147,000 $5,436,000 $2,000 $215,000
Not Provided 525 $88,756,000 $169,000 $1,083,000 $159,000 $1,380,000
Black or African American 191 $22,340,000 $116,000 $710,000 $97,000 $690,000
Asian 114 $27,135,000 $238,000 $1,350,000 $161,000 $675,000
Hispanic 73 $14,603,000 $200,000 $905,000 $125,000 $611,000
Native Hawaiian or Other Pacific Islander 36 $6,640,000 $184,000 $417,000 $139,000 $344,000
American Indian or Alaskan Native 30 $3,528,000 $117,000 $374,000 $82,000 $201,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,352 $1,188,106,000 $187,000 $5,436,000 $103,000 $3,064,000
FHA-insured (Federal Housing Administration) 606 $57,648,000 $95,000 $307,000 $30,000 $563,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 203 $23,969,000 $118,000 $281,000 $36,000 $86,000
VA-guaranteed (Veterans Administration) 112 $14,364,000 $128,000 $487,000 $42,000 $240,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,294 $653,319,000 $198,000 $2,180,000 $146,000 $3,064,000
Loan Purchased By The Institution 2,145 $300,885,000 $140,000 $5,436,000 $2,000 $215,000
Application Denied By Financial Institution 813 $127,441,000 $156,000 $1,680,000 $80,000 $861,000
Application Withdrawn By Applicant 542 $111,041,000 $204,000 $1,700,000 $140,000 $1,229,000
Application Approved But Not Accepted 237 $40,472,000 $170,000 $1,530,000 $119,000 $1,054,000
File Closed For Incompleteness 198 $42,197,000 $213,000 $1,209,000 $146,000 $936,000
Preapproval Denied by Financial Institution 43 $8,586,000 $199,000 $675,000 $79,000 $563,000
Preapproval Approved but not Accepted 1 $146,000 $146,000 $146,000 $43,000 $43,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ciitizens Bank and Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Ciitizens Bank and Trust's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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