First Guaranty Mortgage Corporation Mortgage Lending & HMDA Data, 2022

In 2022, First Guaranty Mortgage Corporation of Tysons Corner, VA reported 14,531 mortgage applications totaling $4.2 billion, down 74% from 2021. The average application was for $291,976, and applicants reported an average income of $139,401. 33% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (562), Atlanta-Sandy Springs-Roswell, GA (378) and Houston-The Woodlands-Sugar Land, TX (346) (applications in parentheses).

Mortgage Company & Address First Guaranty Mortgage Corporation
1900 Gallows Road, Suite 800
Tysons Corner, VA 22182
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,531
Total Mortgage Loan Application Amount $4,242,705,000
Average Mortgage Loan Application Amount $291,976
Highest Mortgage Loan Application Amount $3,005,000
Average Applicant Income $139,401
Highest Applicant Income $9,958,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Guaranty Mortgage Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Guaranty Mortgage Corporation by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,943 $ 400,095,000 $ 205,916 $ 116,567
Las Vegas-Henderson-Paradise, NV 562 $ 198,560,000 $ 353,309 $ 123,000
Atlanta-Sandy Springs-Roswell, GA 378 $ 98,080,000 $ 259,470 $ 111,000
Houston-The Woodlands-Sugar Land, TX 346 $ 83,220,000 $ 240,520 $ 142,000
Dallas-Plano-Irving, TX 321 $ 103,695,000 $ 323,037 $ 152,000
Phoenix-Mesa-Scottsdale, AZ 310 $ 118,760,000 $ 383,096 $ 203,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 308 $ 142,760,000 $ 463,506 $ 156,224
Riverside-San Bernardino-Ontario, CA 293 $ 113,345,000 $ 386,843 $ 122,000
Los Angeles-Long Beach-Glendale, CA 267 $ 145,015,000 $ 543,127 $ 184,000
Chicago-Naperville, IL 245 $ 65,445,000 $ 267,122 $ 127,000
Tampa-St. Petersburg-Clearwater, FL 222 $ 73,100,000 $ 329,279 $ 243,000
St. Louis, MO-IL 217 $ 52,285,000 $ 240,944 $ 88,142
Fort Worth-Arlington, TX 191 $ 54,485,000 $ 285,261 $ 159,000
Orlando-Kissimmee-Sanford, FL 182 $ 59,270,000 $ 325,659 $ 130,000
Austin-Round Rock, TX 168 $ 66,220,000 $ 394,166 $ 194,000
Nashville-Davidson--Murfreesboro--Franklin, TN 166 $ 56,110,000 $ 338,012 $ 113,000
El Paso, TX 164 $ 30,110,000 $ 183,597 $ 86,000
Miami-Miami Beach-Kendall, FL 161 $ 70,535,000 $ 438,105 $ 201,000
New York-Newark, NY 152 $ 51,550,000 $ 339,144 $ 201,171
San Antonio-New Braunfels, TX 145 $ 36,905,000 $ 254,517 $ 165,000
New York-Jersey City-White Plains, NY-NJ 144 $ 71,000,000 $ 493,055 $ 334,062
Jacksonville, FL 127 $ 33,445,000 $ 263,346 $ 112,000
Charlotte-Concord-Gastonia, NC-SC 121 $ 33,665,000 $ 278,223 $ 173,826
Minneapolis-St. Paul-Bloomington, MN-WI 119 $ 34,255,000 $ 287,857 $ 119,890
Newark, NJ-PA 118 $ 38,870,000 $ 329,406 $ 119,474
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 115 $ 40,895,000 $ 355,608 $ 200,000
Baltimore-Columbia-Towson, MD 114 $ 35,630,000 $ 312,543 $ 116,000
Kansas City, MO-KS 109 $ 24,445,000 $ 224,266 $ 101,577
Cincinnati, OH-KY-IN 108 $ 20,900,000 $ 193,518 $ 104,425
Sacramento--Roseville--Arden-Arcade, CA 104 $ 41,090,000 $ 395,096 $ 189,000
Cambridge-Newton-Framingham, MA 103 $ 46,845,000 $ 454,805 $ 141,000
San Diego-Carlsbad, CA 100 $ 61,610,000 $ 616,100 $ 304,000
Boston, MA 97 $ 39,735,000 $ 409,639 $ 122,000
Denver-Aurora-Lakewood, CO 94 $ 39,640,000 $ 421,702 $ 168,000
Virginia Beach-Norfolk-Newport News, VA-NC 94 $ 29,050,000 $ 309,042 $ 114,468
Nassau County-Suffolk County, NY 84 $ 42,450,000 $ 505,357 $ 152,000
Anaheim-Santa Ana-Irvine, CA 83 $ 55,975,000 $ 674,397 $ 322,000
Oklahoma City, OK 83 $ 14,765,000 $ 177,891 $ 101,000
Tucson, AZ 79 $ 21,395,000 $ 270,822 $ 106,000
Knoxville, TN 78 $ 15,090,000 $ 193,461 $ 83,000
West Palm Beach-Boca Raton-Delray Beach, FL 78 $ 31,900,000 $ 408,974 $ 152,000
Indianapolis-Carmel-Anderson, IN 75 $ 13,795,000 $ 183,933 $ 94,000
Warren-Troy-Farmington Hills, MI 73 $ 16,265,000 $ 222,808 $ 100,000
Columbus, OH 72 $ 16,860,000 $ 234,166 $ 91,000
Lakeland-Winter Haven, FL 72 $ 18,620,000 $ 258,611 $ 112,000
Memphis, TN-MS-AR 72 $ 15,900,000 $ 220,833 $ 117,152
Seattle-Bellevue-Everett, WA 71 $ 34,015,000 $ 479,084 $ 134,000
Cleveland-Elyria, OH 70 $ 11,220,000 $ 160,285 $ 133,000
Columbia, SC 67 $ 12,525,000 $ 186,940 $ 78,000
Tulsa, OK 66 $ 12,730,000 $ 192,878 $ 206,000
Camden, NJ 65 $ 15,685,000 $ 241,307 $ 125,000
Cape Coral-Fort Myers, FL 65 $ 18,765,000 $ 288,692 $ 110,000
Raleigh, NC 63 $ 19,775,000 $ 313,888 $ 121,000
Pittsburgh, PA 62 $ 9,030,000 $ 145,645 $ 83,000
Fayetteville, NC 60 $ 13,630,000 $ 227,166 $ 97,000
Montgomery County-Bucks County-Chester County, PA 57 $ 17,875,000 $ 313,596 $ 132,000
Providence-Warwick, RI-MA 57 $ 15,925,000 $ 279,385 $ 100,807
Charleston-North Charleston, SC 56 $ 16,890,000 $ 301,607 $ 104,000
Philadelphia, PA 54 $ 13,040,000 $ 241,481 $ 91,000
Greenville-Anderson-Mauldin, SC 53 $ 9,985,000 $ 188,396 $ 76,000
North Port-Sarasota-Bradenton, FL 53 $ 19,025,000 $ 358,962 $ 166,000
Tacoma-Lakewood, WA 53 $ 23,455,000 $ 442,547 $ 135,000
Washington-Baltimore-Arlington, DC 52 $ 25,030,000 $ 481,346 $ 215,000
Portland-Vancouver-Hillsboro, OR-WA 50 $ 19,840,000 $ 396,800 $ 148,320
Hartford-West Hartford-East Hartford, CT 49 $ 11,145,000 $ 227,448 $ 94,000
Richmond, VA 48 $ 12,980,000 $ 270,416 $ 110,000
Bridgeport-Stamford-Norwalk, CT 47 $ 16,385,000 $ 348,617 $ 122,000
Durham-Chapel Hill, NC 47 $ 13,255,000 $ 282,021 $ 205,000
Worcester, MA-CT 47 $ 14,955,000 $ 318,191 $ 111,489
Deltona-Daytona Beach-Ormond Beach, FL 46 $ 10,980,000 $ 238,695 $ 173,000
Stockton-Lodi, CA 46 $ 17,170,000 $ 373,260 $ 109,000
Oakland-Hayward-Berkeley, CA 45 $ 22,345,000 $ 496,555 $ 622,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 44 $ 10,250,000 $ 232,954 $ 66,000
Salt Lake City, UT 44 $ 15,910,000 $ 361,590 $ 98,000
Albuquerque, NM 43 $ 7,235,000 $ 168,255 $ 76,000
Chattanooga, TN-GA 42 $ 8,930,000 $ 212,619 $ 125,666
Little Rock-North Little Rock-Conway, AR 42 $ 9,400,000 $ 223,809 $ 101,000
Salisbury, MD-DE 42 $ 10,240,000 $ 243,809 $ 101,333
Birmingham-Hoover, AL 41 $ 8,385,000 $ 204,512 $ 103,000
Colorado Springs, CO 41 $ 14,255,000 $ 347,682 $ 101,000
New Orleans-Metairie, LA 41 $ 8,135,000 $ 198,414 $ 97,000
Detroit-Dearborn-Livonia, MI 40 $ 6,400,000 $ 160,000 $ 93,000
Wilmington, DE-MD-NJ 40 $ 10,820,000 $ 270,500 $ 105,650
Greensboro-High Point, NC 39 $ 7,395,000 $ 189,615 $ 88,000
Scranton--Wilkes-Barre--Hazleton, PA 38 $ 7,610,000 $ 200,263 $ 126,000
Wilmington, NC 38 $ 9,050,000 $ 238,157 $ 98,000
Bakersfield, CA 37 $ 10,015,000 $ 270,675 $ 199,000
Port St. Lucie, FL 37 $ 11,715,000 $ 316,621 $ 83,000
Winston-Salem, NC 37 $ 6,305,000 $ 170,405 $ 65,000
Gary, IN 36 $ 6,700,000 $ 186,111 $ 87,000
Milwaukee-Waukesha-West Allis, WI 35 $ 7,065,000 $ 201,857 $ 183,000
New Haven-Milford, CT 35 $ 9,025,000 $ 257,857 $ 148,000
Jacksonville, NC 34 $ 6,620,000 $ 194,705 $ 93,000
Louisville/Jefferson County, KY-IN 34 $ 6,150,000 $ 180,882 $ 62,176
Dover, DE 32 $ 8,770,000 $ 274,062 $ 83,000
Hickory-Lenoir-Morganton, NC 32 $ 7,210,000 $ 225,312 $ 76,000
Oxnard-Thousand Oaks-Ventura, CA 32 $ 16,580,000 $ 518,125 $ 205,000
Ogden-Clearfield, UT 31 $ 11,845,000 $ 382,096 $ 169,000
Provo-Orem, UT 31 $ 12,295,000 $ 396,612 $ 234,000
Springfield, MO 31 $ 5,645,000 $ 182,096 $ 62,000
Akron, OH 30 $ 4,880,000 $ 162,666 $ 86,000
Asheville, NC 30 $ 8,080,000 $ 269,333 $ 117,000
Grand Rapids-Wyoming, MI 30 $ 4,560,000 $ 152,000 $ 64,000
Huntsville, AL 29 $ 6,265,000 $ 216,034 $ 88,000
Ocala, FL 29 $ 6,085,000 $ 209,827 $ 70,000
Boise City, ID 28 $ 9,320,000 $ 332,857 $ 127,000
Charlottesville, VA 28 $ 8,460,000 $ 302,142 $ 71,000
Crestview-Fort Walton Beach-Destin, FL 28 $ 13,600,000 $ 485,714 $ 191,000
Fresno, CA 28 $ 8,030,000 $ 286,785 $ 95,000
Lake County-Kenosha County, IL-WI 28 $ 7,460,000 $ 266,428 $ 121,964
Odessa, TX 28 $ 4,900,000 $ 175,000 $ 86,000
Barnstable Town, MA 26 $ 8,950,000 $ 344,230 $ 128,000
Fayetteville-Springdale-Rogers, AR-MO 26 $ 6,730,000 $ 258,846 $ 102,000
Pensacola-Ferry Pass-Brent, FL 26 $ 8,060,000 $ 310,000 $ 165,000
Augusta-Richmond County, GA-SC 25 $ 4,775,000 $ 191,000 $ 82,600
Lake Havasu City-Kingman, AZ 25 $ 5,225,000 $ 209,000 $ 171,000
Lansing-East Lansing, MI 25 $ 2,995,000 $ 119,800 $ 74,000
York-Hanover, PA 25 $ 5,455,000 $ 218,200 $ 112,000
Allentown-Bethlehem-Easton, PA-NJ 24 $ 5,540,000 $ 230,833 $ 88,666
Baton Rouge, LA 24 $ 4,810,000 $ 200,416 $ 77,000
Gainesville, FL 24 $ 3,990,000 $ 166,250 $ 87,000
Killeen-Temple, TX 24 $ 5,000,000 $ 208,333 $ 99,000
Punta Gorda, FL 24 $ 7,920,000 $ 330,000 $ 124,000
San Jose-Sunnyvale-Santa Clara, CA 24 $ 16,950,000 $ 706,250 $ 197,000
Elgin, IL 23 $ 5,315,000 $ 231,086 $ 170,000
Visalia-Porterville, CA 23 $ 5,165,000 $ 224,565 $ 94,000
Wichita, KS 23 $ 4,185,000 $ 181,956 $ 84,000
Atlantic City-Hammonton, NJ 22 $ 4,410,000 $ 200,454 $ 105,000
San Francisco-Redwood City-South San Francisco, CA 22 $ 15,900,000 $ 722,727 $ 179,000
Midland, TX 21 $ 3,995,000 $ 190,238 $ 86,000
Palm Bay-Melbourne-Titusville, FL 21 $ 4,385,000 $ 208,809 $ 127,000
Daphne-Fairhope-Foley, AL 20 $ 4,800,000 $ 240,000 $ 145,000
Dayton-Springfield-Kettering, OH 20 $ 3,650,000 $ 182,500 $ 95,000
Fort Wayne, IN 20 $ 3,280,000 $ 164,000 $ 69,000
Olympia-Tumwater, WA 20 $ 6,560,000 $ 328,000 $ 132,000
Portland-South Portland, ME 20 $ 5,220,000 $ 261,000 $ 112,000
Rockingham County-Strafford County, NH 20 $ 6,980,000 $ 349,000 $ 268,000
Spokane-Spokane Valley, WA 20 $ 5,460,000 $ 273,000 $ 84,000
Youngstown-Warren-Boardman, OH-PA 20 $ 2,710,000 $ 135,500 $ 71,750
Homosassa Springs, FL 19 $ 4,315,000 $ 227,105 $ 63,000
Longview, TX 19 $ 5,615,000 $ 295,526 $ 88,000
Savannah, GA 19 $ 5,295,000 $ 278,684 $ 93,000
Toledo, OH 19 $ 2,715,000 $ 142,894 $ 83,000
Beaumont-Port Arthur, TX 18 $ 3,700,000 $ 205,555 $ 158,000
Billings, MT 18 $ 4,170,000 $ 231,666 $ 64,000
Des Moines-West Des Moines, IA 18 $ 3,950,000 $ 219,444 $ 98,000
Naples-Immokalee-Marco Island, FL 18 $ 7,600,000 $ 422,222 $ 138,000
Reno, NV 18 $ 7,530,000 $ 418,333 $ 120,000
Shreveport-Bossier City, LA 18 $ 2,670,000 $ 148,333 $ 88,000
Albany, GA 17 $ 2,825,000 $ 166,176 $ 70,000
Greeley, CO 17 $ 5,535,000 $ 325,588 $ 101,000
Omaha-Council Bluffs, NE-IA 17 $ 3,525,000 $ 207,352 $ 86,058
Spartanburg, SC 17 $ 2,915,000 $ 171,470 $ 69,000
Springfield, MA 17 $ 3,215,000 $ 189,117 $ 93,000
Florence, SC 16 $ 3,460,000 $ 216,250 $ 116,000
Prescott Valley-Prescott, AZ 16 $ 5,400,000 $ 337,500 $ 160,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 16 $ 8,050,000 $ 503,125 $ 205,000
Amarillo, TX 15 $ 2,765,000 $ 184,333 $ 92,000
Farmington, NM 15 $ 1,665,000 $ 111,000 $ 104,000
Jackson, TN 15 $ 2,425,000 $ 161,666 $ 60,000
Pueblo, CO 15 $ 1,945,000 $ 129,666 $ 62,000
Tallahassee, FL 15 $ 3,075,000 $ 205,000 $ 109,000
Clarksville, TN-KY 14 $ 3,030,000 $ 216,428 $ 74,000
Elizabethtown-Fort Knox, KY 14 $ 3,140,000 $ 224,285 $ 84,000
Evansville, IN-KY 14 $ 1,800,000 $ 128,571 $ 52,214
Flint, MI 14 $ 2,510,000 $ 179,285 $ 87,000
Harrisburg-Carlisle, PA 14 $ 2,240,000 $ 160,000 $ 63,000
Jackson, MS 14 $ 3,160,000 $ 225,714 $ 106,000
Laredo, TX 14 $ 3,210,000 $ 229,285 $ 408,000
Lexington-Fayette, KY 14 $ 4,800,000 $ 342,857 $ 115,000
Manchester-Nashua, NH 14 $ 4,350,000 $ 310,714 $ 90,000
Warner Robins, GA 14 $ 3,140,000 $ 224,285 $ 118,000
Appleton, WI 13 $ 1,895,000 $ 145,769 $ 64,000
Athens-Clarke County, GA 13 $ 3,055,000 $ 235,000 $ 139,000
Columbia, MO 13 $ 3,405,000 $ 261,923 $ 76,000
Fort Collins, CO 13 $ 5,065,000 $ 389,615 $ 141,000
Hagerstown-Martinsburg, MD-WV 13 $ 2,855,000 $ 219,615 $ 89,076
Joplin, MO 13 $ 1,845,000 $ 141,923 $ 75,000
Las Cruces, NM 13 $ 2,495,000 $ 191,923 $ 164,000
Lubbock, TX 13 $ 2,785,000 $ 214,230 $ 105,000
Lynchburg, VA 13 $ 2,135,000 $ 164,230 $ 64,000
Rapid City, SD 13 $ 3,515,000 $ 270,384 $ 65,000
Roanoke, VA 13 $ 2,205,000 $ 169,615 $ 75,000
Rocky Mount, NC 13 $ 2,095,000 $ 161,153 $ 68,000
South Bend-Mishawaka, IN-MI 13 $ 1,955,000 $ 150,384 $ 104,076
Trenton, NJ 13 $ 3,165,000 $ 243,461 $ 86,000
Vallejo-Fairfield, CA 13 $ 5,675,000 $ 436,538 $ 137,000
Waco, TX 13 $ 2,725,000 $ 209,615 $ 87,000
Canton-Massillon, OH 12 $ 1,590,000 $ 132,500 $ 88,000
Cheyenne, WY 12 $ 3,680,000 $ 306,666 $ 77,000
Columbus, GA-AL 12 $ 3,220,000 $ 268,333 $ 174,166
Davenport-Moline-Rock Island, IA-IL 12 $ 1,940,000 $ 161,666 $ 96,000
East Stroudsburg, PA 12 $ 3,110,000 $ 259,166 $ 99,000
Flagstaff, AZ 12 $ 6,750,000 $ 562,500 $ 146,000
Gainesville, GA 12 $ 3,530,000 $ 294,166 $ 87,000
Gulfport-Biloxi-Pascagoula, MS 12 $ 2,260,000 $ 188,333 $ 117,000
Jackson, MI 12 $ 1,420,000 $ 118,333 $ 57,000
Kennewick-Richland, WA 12 $ 3,310,000 $ 275,833 $ 144,000
Lancaster, PA 12 $ 3,050,000 $ 254,166 $ 89,000
Modesto, CA 12 $ 4,520,000 $ 376,666 $ 115,000
Morristown, TN 12 $ 2,300,000 $ 191,666 $ 68,000
Panama City, FL 12 $ 3,130,000 $ 260,833 $ 224,000
Saginaw, MI 12 $ 1,650,000 $ 137,500 $ 60,000
Santa Fe, NM 12 $ 4,800,000 $ 400,000 $ 134,000
St. George, UT 12 $ 4,570,000 $ 380,833 $ 169,000
Tyler, TX 12 $ 2,670,000 $ 222,500 $ 112,000
Vineland-Bridgeton, NJ 12 $ 1,970,000 $ 164,166 $ 77,000
Wheeling, WV-OH 12 $ 1,260,000 $ 105,000 $ 55,000
Corpus Christi, TX 11 $ 3,345,000 $ 304,090 $ 91,000
Idaho Falls, ID 11 $ 2,685,000 $ 244,090 $ 70,000
Monroe, LA 11 $ 1,805,000 $ 164,090 $ 104,000
Santa Rosa, CA 11 $ 5,175,000 $ 470,454 $ 164,000
Sebastian-Vero Beach, FL 11 $ 2,715,000 $ 246,818 $ 62,000
Ann Arbor, MI 10 $ 2,160,000 $ 216,000 $ 120,000
Hilton Head Island-Bluffton-Beaufort, SC 10 $ 2,460,000 $ 246,000 $ 94,000
Merced, CA 10 $ 3,210,000 $ 321,000 $ 80,000
Mobile, AL 10 $ 1,800,000 $ 180,000 $ 56,000
Salem, OR 10 $ 2,850,000 $ 285,000 $ 148,000
Abilene, TX 9 $ 1,335,000 $ 148,333 $ 64,000
Bend-Redmond, OR 9 $ 3,245,000 $ 360,555 $ 255,000
Bloomington, IN 9 $ 1,715,000 $ 190,555 $ 66,000
Brownsville-Harlingen, TX 9 $ 1,785,000 $ 198,333 $ 112,000
Charleston, WV 9 $ 1,175,000 $ 130,555 $ 69,000
Coeur D'Alene, ID 9 $ 3,315,000 $ 368,333 $ 625,000
Elkhart-Goshen, IN 9 $ 1,465,000 $ 162,777 $ 56,000
Mansfield, OH 9 $ 1,035,000 $ 115,000 $ 45,000
Mount Vernon-Anacortes, WA 9 $ 3,725,000 $ 413,888 $ 136,000
New Bern, NC 9 $ 1,695,000 $ 188,333 $ 74,000
Santa Cruz-Watsonville, CA 9 $ 5,955,000 $ 661,666 $ 164,000
Topeka, KS 9 $ 1,295,000 $ 143,888 $ 58,000
Battle Creek, MI 8 $ 780,000 $ 97,500 $ 59,000
Bellingham, WA 8 $ 3,750,000 $ 468,750 $ 79,000
California-Lexington Park, MD 8 $ 2,430,000 $ 303,750 $ 92,000
El Centro, CA 8 $ 1,890,000 $ 236,250 $ 209,000
Lewiston-Auburn, ME 8 $ 1,290,000 $ 161,250 $ 55,000
Macon-Bibb County, GA 8 $ 2,060,000 $ 257,500 $ 74,000
McAllen-Edinburg-Mission, TX 8 $ 960,000 $ 120,000 $ 87,000
Montgomery, AL 8 $ 1,250,000 $ 156,250 $ 81,000
San Angelo, TX 8 $ 1,470,000 $ 183,750 $ 136,000
Sioux Falls, SD 8 $ 1,540,000 $ 192,500 $ 51,000
Weirton-Steubenville, WV-OH 8 $ 660,000 $ 82,500 $ 94,250
Blacksburg-Christiansburg-Radford, VA 7 $ 1,455,000 $ 207,857 $ 100,000
Bremerton-Silverdale, WA 7 $ 2,655,000 $ 379,285 $ 118,000
College Station-Bryan, TX 7 $ 1,965,000 $ 280,714 $ 1,756,000
Dalton, GA 7 $ 1,285,000 $ 183,571 $ 68,000
Dothan, AL 7 $ 1,435,000 $ 205,000 $ 89,000
Duluth, MN-WI 7 $ 1,305,000 $ 186,428 $ 49,000
Gettysburg, PA 7 $ 895,000 $ 127,857 $ 121,000
Lafayette, LA 7 $ 1,345,000 $ 192,142 $ 202,000
Monroe, MI 7 $ 1,395,000 $ 199,285 $ 73,000
Napa, CA 7 $ 2,955,000 $ 422,142 $ 169,000
Ocean City, NJ 7 $ 1,805,000 $ 257,857 $ 88,000
Redding, CA 7 $ 1,245,000 $ 177,857 $ 87,000
Sebring, FL 7 $ 1,135,000 $ 162,142 $ 63,000
St. Cloud, MN 7 $ 1,585,000 $ 226,428 $ 51,000
Staunton-Waynesboro, VA 7 $ 1,725,000 $ 246,428 $ 78,000
Sumter, SC 7 $ 1,075,000 $ 153,571 $ 69,000
Yakima, WA 7 $ 1,665,000 $ 237,857 $ 133,000
Albany, OR 6 $ 1,160,000 $ 193,333 $ 58,000
Bowling Green, KY 6 $ 830,000 $ 138,333 $ 85,000
Burlington, NC 6 $ 1,080,000 $ 180,000 $ 65,000
Erie, PA 6 $ 950,000 $ 158,333 $ 94,000
Eugene, OR 6 $ 2,280,000 $ 380,000 $ 96,000
Grand Junction, CO 6 $ 1,650,000 $ 275,000 $ 184,000
Johnson City, TN 6 $ 710,000 $ 118,333 $ 62,000
Kalamazoo-Portage, MI 6 $ 900,000 $ 150,000 $ 52,000
Medford, OR 6 $ 3,240,000 $ 540,000 $ 177,000
Midland, MI 6 $ 740,000 $ 123,333 $ 76,000
Niles-Benton Harbor, MI 6 $ 1,760,000 $ 293,333 $ 117,000
Norwich-New London, CT 6 $ 1,260,000 $ 210,000 $ 88,000
Reading, PA 6 $ 860,000 $ 143,333 $ 81,000
Rockford, IL 6 $ 1,450,000 $ 241,666 $ 82,000
San Rafael, CA 6 $ 6,260,000 $ 1,043,333 $ 448,000
Sherman-Denison, TX 6 $ 1,680,000 $ 280,000 $ 247,000
Wichita Falls, TX 6 $ 820,000 $ 136,666 $ 59,000
Yuba City, CA 6 $ 2,080,000 $ 346,666 $ 95,000
Anchorage, AK 5 $ 985,000 $ 197,000 $ 82,000
Anniston-Oxford-Jacksonville, AL 5 $ 685,000 $ 137,000 $ 56,000
Cedar Rapids, IA 5 $ 755,000 $ 151,000 $ 111,000
Cleveland, TN 5 $ 685,000 $ 137,000 $ 77,000
Fort Smith, AR-OK 5 $ 785,000 $ 157,000 $ 73,000
Green Bay, WI 5 $ 1,125,000 $ 225,000 $ 88,000
Greenville, NC 5 $ 995,000 $ 199,000 $ 73,000
Hanford-Corcoran, CA 5 $ 895,000 $ 179,000 $ 73,000
Lafayette-West Lafayette, IN 5 $ 1,055,000 $ 211,000 $ 100,000
Madera, CA 5 $ 1,145,000 $ 229,000 $ 124,000
Madison, WI 5 $ 975,000 $ 195,000 $ 66,000
Owensboro, KY 5 $ 465,000 $ 93,000 $ 41,000
Rome, GA 5 $ 925,000 $ 185,000 $ 267,000
The Villages, FL 5 $ 1,425,000 $ 285,000 $ 150,000
Valdosta, GA 5 $ 695,000 $ 139,000 $ 39,000
Winchester, VA-WV 5 $ 1,405,000 $ 281,000 $ 87,000
Brunswick, GA 4 $ 1,360,000 $ 340,000 $ 165,000
Casper, WY 4 $ 800,000 $ 200,000 $ 46,000
Decatur, AL 4 $ 910,000 $ 227,500 $ 109,000
Enid, OK 4 $ 660,000 $ 165,000 $ 71,000
Gadsden, AL 4 $ 620,000 $ 155,000 $ 69,000
Great Falls, MT 4 $ 1,360,000 $ 340,000 $ 66,000
Hot Springs, AR 4 $ 780,000 $ 195,000 $ 88,000
Huntington-Ashland, WV-KY-OH 4 $ 550,000 $ 137,500 $ 233,000
Iowa City, IA 4 $ 1,140,000 $ 285,000 $ 54,000
Jonesboro, AR 4 $ 550,000 $ 137,500 $ 78,000
Kingsport-Bristol-Bristol, TN-VA 4 $ 810,000 $ 202,500 $ 50,000
Lake Charles, LA 4 $ 900,000 $ 225,000 $ 84,000
Lawton, OK 4 $ 410,000 $ 102,500 $ 41,000
Lebanon, PA 4 $ 850,000 $ 212,500 $ 51,000
Longview, WA 4 $ 1,270,000 $ 317,500 $ 96,000
Michigan City-La Porte, IN 4 $ 690,000 $ 172,500 $ 113,000
Morgantown, WV 4 $ 910,000 $ 227,500 $ 56,000
Muskegon, MI 4 $ 560,000 $ 140,000 $ 37,000
Rochester, MN 4 $ 650,000 $ 162,500 $ 54,000
Santa Maria-Santa Barbara, CA 4 $ 1,650,000 $ 412,500 $ 592,000
Sierra Vista-Douglas, AZ 4 $ 770,000 $ 192,500 $ 70,000
Springfield, OH 4 $ 720,000 $ 180,000 $ 84,000
Texarkana, TX-AR 4 $ 440,000 $ 110,000 $ 36,750
Urban Honolulu, HI 4 $ 3,200,000 $ 800,000 $ 0
Wenatchee, WA 4 $ 1,210,000 $ 302,500 $ 155,000
Alexandria, LA 3 $ 575,000 $ 191,666 $ 200,000
Bangor, ME 3 $ 495,000 $ 165,000 $ 104,000
Bay City, MI 3 $ 215,000 $ 71,666 $ 52,000
Boulder, CO 3 $ 895,000 $ 298,333 $ 132,000
Buffalo-Cheektowaga-Niagara Falls, NY 3 $ 1,005,000 $ 335,000 $ 153,000
Carbondale-Marion, IL 3 $ 445,000 $ 148,333 $ 104,000
Corvallis, OR 3 $ 735,000 $ 245,000 $ 54,000
Goldsboro, NC 3 $ 475,000 $ 158,333 $ 96,000
Hammond, LA 3 $ 475,000 $ 158,333 $ 109,000
Hinesville, GA 3 $ 795,000 $ 265,000 $ 219,000
Jefferson City, MO 3 $ 585,000 $ 195,000 $ 33,000
Kokomo, IN 3 $ 345,000 $ 115,000 $ 62,000
Lewiston, ID-WA 3 $ 705,000 $ 235,000 $ 87,000
Missoula, MT 3 $ 1,025,000 $ 341,666 $ 0
Muncie, IN 3 $ 375,000 $ 125,000 $ 54,000
Oshkosh-Neenah, WI 3 $ 535,000 $ 178,333 $ 0
Parkersburg-Vienna, WV 3 $ 485,000 $ 161,666 $ 0
Pittsfield, MA 3 $ 1,095,000 $ 365,000 $ 57,000
Pocatello, ID 3 $ 945,000 $ 315,000 $ 0
Salinas, CA 3 $ 1,915,000 $ 638,333 $ 154,000
Springfield, IL 3 $ 345,000 $ 115,000 $ 34,000
Yuma, AZ 3 $ 405,000 $ 135,000 $ 37,000
Auburn-Opelika, AL 2 $ 590,000 $ 295,000 $ 98,000
Bismarck, ND 2 $ 440,000 $ 220,000 $ 69,000
Bloomington, IL 2 $ 350,000 $ 175,000 $ 123,000
Champaign-Urbana, IL 2 $ 410,000 $ 205,000 $ 114,000
Chico, CA 2 $ 650,000 $ 325,000 $ 69,000
Cumberland, MD-WV 2 $ 210,000 $ 105,000 $ 86,000
Decatur, IL 2 $ 190,000 $ 95,000 $ 24,000
Harrisonburg, VA 2 $ 300,000 $ 150,000 $ 76,000
Hattiesburg, MS 2 $ 380,000 $ 190,000 $ 114,000
Janesville-Beloit, WI 2 $ 280,000 $ 140,000 $ 82,000
Kahului-Wailuku-Lahaina, HI 2 $ 950,000 $ 475,000 $ 0
Kankakee, IL 2 $ 510,000 $ 255,000 $ 123,000
Lawrence, KS 2 $ 390,000 $ 195,000 $ 26,000
Manhattan, KS 2 $ 600,000 $ 300,000 $ 77,000
Mankato-North Mankato, MN 2 $ 560,000 $ 280,000 $ 0
Peoria, IL 2 $ 180,000 $ 90,000 $ 51,000
Sheboygan, WI 2 $ 610,000 $ 305,000 $ 116,000
Sioux City, IA-NE-SD 2 $ 210,000 $ 105,000 $ 79,500
Tuscaloosa, AL 2 $ 520,000 $ 260,000 $ 85,000
Twin Falls, ID 2 $ 270,000 $ 135,000 $ 0
Victoria, TX 2 $ 440,000 $ 220,000 $ 0
Wausau, WI 2 $ 440,000 $ 220,000 $ 93,000
Williamsport, PA 2 $ 150,000 $ 75,000 $ 70,000
Altoona, PA 1 $ 75,000 $ 75,000 $ 53,000
Beckley, WV 1 $ 85,000 $ 85,000 $ 45,000
Binghamton, NY 1 $ 275,000 $ 275,000 $ 124,000
Bloomsburg-Berwick, PA 1 $ 155,000 $ 155,000 $ 0
Cape Girardeau, MO-IL 1 $ 175,000 $ 175,000 $ 48,000
Carson City, NV 1 $ 225,000 $ 225,000 $ 37,000
Chambersburg-Waynesboro, PA 1 $ 285,000 $ 285,000 $ 90,000
Columbus, IN 1 $ 155,000 $ 155,000 $ 63,000
Danville, IL 1 $ 85,000 $ 85,000 $ 69,000
Dubuque, IA 1 $ 195,000 $ 195,000 $ 0
Eau Claire, WI 1 $ 85,000 $ 85,000 $ 19,000
Fond Du Lac, WI 1 $ 135,000 $ 135,000 $ 56,000
Grand Forks, ND-MN 1 $ 295,000 $ 295,000 $ 43,000
Grand Island, NE 1 $ 85,000 $ 85,000 $ 50,000
Grants Pass, OR 1 $ 245,000 $ 245,000 $ 0
Houma-Thibodaux, LA 1 $ 85,000 $ 85,000 $ 49,000
Lima, OH 1 $ 195,000 $ 195,000 $ 57,000
Lincoln, NE 1 $ 165,000 $ 165,000 $ 90,000
Logan, UT-ID 1 $ 515,000 $ 515,000 $ 0
Pine Bluff, AR 1 $ 195,000 $ 195,000 $ 152,000
St. Joseph, MO-KS 1 $ 175,000 $ 175,000 $ 0
Terre Haute, IN 1 $ 145,000 $ 145,000 $ 0
Utica-Rome, NY 1 $ 105,000 $ 105,000 $ 0

Mortgage Loan Application Detail Totals for First Guaranty Mortgage Corporation in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 5,450 $1,414,200,000 $259,000 $2,715,000 $110,000 $4,901,000
Home Purchase 5,154 $1,949,400,000 $378,000 $3,005,000 $198,000 $9,958,000
Refinancing 3,418 $762,250,000 $223,000 $1,845,000 $102,000 $2,976,000
Home Improvement 509 $116,855,000 $229,000 $1,005,000 $112,000 $2,315,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,095 $1,399,615,000 $274,000 $3,005,000 $137,000 $6,903,000
Not applicable 3,278 $1,135,870,000 $346,000 $1,875,000 $0 $0
Not Provided 2,746 $728,540,000 $265,000 $3,005,000 $117,000 $8,264,000
Hispanic 1,541 $432,735,000 $280,000 $2,655,000 $134,000 $9,958,000
Black or African American 1,206 $296,910,000 $246,000 $2,435,000 $97,000 $2,316,000
Asian 542 $217,420,000 $401,000 $2,475,000 $210,000 $6,587,000
American Indian or Alaskan Native 70 $16,050,000 $229,000 $1,175,000 $109,000 $1,624,000
Native Hawaiian or Other Pacific Islander 29 $8,215,000 $283,000 $605,000 $98,000 $360,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,325 $2,987,185,000 $320,000 $3,005,000 $155,000 $9,958,000
FHA-insured (Federal Housing Administration) 3,868 $883,730,000 $228,000 $1,615,000 $80,000 $858,000
VA-guaranteed (Veterans Administration) 1,093 $329,365,000 $301,000 $1,955,000 $92,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 245 $42,425,000 $173,000 $585,000 $57,000 $151,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,754 $1,401,670,000 $294,000 $2,945,000 $148,000 $9,958,000
Application Withdrawn By Applicant 3,378 $866,110,000 $256,000 $3,005,000 $118,000 $4,364,000
Loan Purchased By The Institution 3,278 $1,135,870,000 $346,000 $1,875,000 $0 $0
Application Denied By Financial Institution 2,119 $605,925,000 $285,000 $3,005,000 $124,000 $6,903,000
File Closed For Incompleteness 840 $182,920,000 $217,000 $2,655,000 $102,000 $2,727,000
Application Approved But Not Accepted 162 $50,210,000 $309,000 $2,175,000 $155,000 $3,107,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,412 $3,636,780,000 $293,000 $3,005,000 $133,000 $9,958,000
Credit History 861 $190,365,000 $221,000 $1,305,000 $101,000 $3,297,000
Other 483 $155,195,000 $321,000 $3,005,000 $161,000 $2,976,000
Debt-To-Income Ratio 364 $124,110,000 $340,000 $2,975,000 $78,000 $601,000
Collateral 208 $67,430,000 $324,000 $2,385,000 $167,000 $1,011,000
Unverifiable Information 104 $40,370,000 $388,000 $3,005,000 $235,000 $6,903,000
Credit Application Incomplete 72 $22,040,000 $306,000 $2,125,000 $118,000 $612,000
Employment History 27 $6,415,000 $237,000 $435,000 $100,000 $286,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Guaranty Mortgage Corporation's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Guaranty Mortgage Corporation's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet with aggregated HMDA statistics today.

Download the Virginia Lender List