First Home Bank Mortgage Lending & HMDA Data, 2021
In 2021, First Home Bank of Seminole, FL reported 10,411 mortgage applications totaling $3.1 billion, up 3% from 2020. The average application was for $299,706, and applicants reported an average income of $111,721. 68% of its applications resulted in an originated loan and 10% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (488), New York-Newark, NY (436) and Dover, DE (435) (applications in parentheses).
| Mortgage Company & Address | First Home Bank 9190 Seminole Blvd Seminole, FL 33772 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 10,411 |
| Total Mortgage Loan Application Amount | $3,120,245,000 |
| Average Mortgage Loan Application Amount | $299,706 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $111,721 |
| Highest Applicant Income | $4,202,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Home Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 645 | $ 165,825,000 | $ 257,093 | $ 111,510 |
| New York-Jersey City-White Plains, NY-NJ | 488 | $ 209,210,000 | $ 428,709 | $ 137,786 |
| New York-Newark, NY | 436 | $ 138,100,000 | $ 316,743 | $ 130,440 |
| Dover, DE | 435 | $ 120,545,000 | $ 277,114 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 434 | $ 118,910,000 | $ 273,986 | $ 124,000 |
| Baltimore-Columbia-Towson, MD | 433 | $ 132,065,000 | $ 305,000 | $ 118,000 |
| Houston-The Woodlands-Sugar Land, TX | 430 | $ 124,770,000 | $ 290,162 | $ 135,000 |
| Tacoma-Lakewood, WA | 409 | $ 151,195,000 | $ 369,669 | $ 105,000 |
| Salisbury, MD-DE | 356 | $ 102,690,000 | $ 288,455 | $ 127,842 |
| North Port-Sarasota-Bradenton, FL | 339 | $ 127,025,000 | $ 374,705 | $ 186,000 |
| Boise City, ID | 230 | $ 74,120,000 | $ 322,260 | $ 98,000 |
| Atlanta-Sandy Springs-Roswell, GA | 221 | $ 57,935,000 | $ 262,149 | $ 81,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 207 | $ 73,695,000 | $ 356,014 | $ 109,850 |
| Providence-Warwick, RI-MA | 196 | $ 53,110,000 | $ 270,969 | $ 83,683 |
| Newark, NJ-PA | 170 | $ 52,510,000 | $ 308,882 | $ 118,588 |
| Orlando-Kissimmee-Sanford, FL | 163 | $ 44,275,000 | $ 271,625 | $ 96,000 |
| Boston, MA | 149 | $ 67,675,000 | $ 454,194 | $ 166,000 |
| Wilmington, DE-MD-NJ | 135 | $ 37,175,000 | $ 275,370 | $ 92,688 |
| Seattle-Bellevue-Everett, WA | 133 | $ 50,345,000 | $ 378,533 | $ 99,000 |
| Cambridge-Newton-Framingham, MA | 128 | $ 62,010,000 | $ 484,453 | $ 169,000 |
| Salt Lake City, UT | 126 | $ 37,870,000 | $ 300,555 | $ 79,000 |
| Indianapolis-Carmel-Anderson, IN | 118 | $ 19,910,000 | $ 168,728 | $ 70,000 |
| Kansas City, MO-KS | 113 | $ 25,505,000 | $ 225,707 | $ 85,026 |
| Phoenix-Mesa-Scottsdale, AZ | 102 | $ 31,300,000 | $ 306,862 | $ 107,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 98 | $ 37,790,000 | $ 385,612 | $ 171,000 |
| Nassau County-Suffolk County, NY | 91 | $ 36,865,000 | $ 405,109 | $ 151,000 |
| Chicago-Naperville, IL | 90 | $ 21,160,000 | $ 235,111 | $ 88,000 |
| Raleigh, NC | 83 | $ 21,555,000 | $ 259,698 | $ 108,000 |
| Denver-Aurora-Lakewood, CO | 79 | $ 31,605,000 | $ 400,063 | $ 151,000 |
| Las Vegas-Henderson-Paradise, NV | 74 | $ 20,860,000 | $ 281,891 | $ 86,000 |
| Camden, NJ | 65 | $ 15,895,000 | $ 244,538 | $ 107,000 |
| Fort Worth-Arlington, TX | 62 | $ 16,320,000 | $ 263,225 | $ 110,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 61 | $ 18,855,000 | $ 309,098 | $ 135,000 |
| Montgomery County-Bucks County-Chester County, PA | 58 | $ 21,960,000 | $ 378,620 | $ 188,000 |
| Dallas-Plano-Irving, TX | 57 | $ 16,625,000 | $ 291,666 | $ 117,000 |
| Columbus, OH | 52 | $ 11,660,000 | $ 224,230 | $ 78,000 |
| Olympia-Tumwater, WA | 49 | $ 16,575,000 | $ 338,265 | $ 86,000 |
| Worcester, MA-CT | 48 | $ 13,170,000 | $ 274,375 | $ 88,937 |
| Los Angeles-Long Beach-Glendale, CA | 44 | $ 14,990,000 | $ 340,681 | $ 101,000 |
| Ogden-Clearfield, UT | 44 | $ 11,010,000 | $ 250,227 | $ 71,000 |
| Provo-Orem, UT | 43 | $ 13,705,000 | $ 318,720 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 42 | $ 12,120,000 | $ 288,571 | $ 108,500 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 42 | $ 9,650,000 | $ 229,761 | $ 81,238 |
| Riverside-San Bernardino-Ontario, CA | 42 | $ 12,960,000 | $ 308,571 | $ 90,000 |
| Warren-Troy-Farmington Hills, MI | 39 | $ 10,925,000 | $ 280,128 | $ 99,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 38 | $ 11,060,000 | $ 291,052 | $ 155,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 38 | $ 10,670,000 | $ 280,789 | $ 114,552 |
| Washington-Baltimore-Arlington, DC | 38 | $ 10,420,000 | $ 274,210 | $ 106,000 |
| Miami-Miami Beach-Kendall, FL | 37 | $ 10,485,000 | $ 283,378 | $ 113,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 37 | $ 10,295,000 | $ 278,243 | $ 104,000 |
| St. Louis, MO-IL | 37 | $ 7,475,000 | $ 202,027 | $ 91,972 |
| Hartford-West Hartford-East Hartford, CT | 36 | $ 8,950,000 | $ 248,611 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 35 | $ 11,095,000 | $ 317,000 | $ 114,657 |
| Bridgeport-Stamford-Norwalk, CT | 34 | $ 11,670,000 | $ 343,235 | $ 112,000 |
| Cape Coral-Fort Myers, FL | 34 | $ 9,930,000 | $ 292,058 | $ 91,000 |
| Portland-South Portland, ME | 34 | $ 8,560,000 | $ 251,764 | $ 94,000 |
| Greenville-Anderson-Mauldin, SC | 33 | $ 6,985,000 | $ 211,666 | $ 61,000 |
| Jacksonville, FL | 33 | $ 9,455,000 | $ 286,515 | $ 126,000 |
| Memphis, TN-MS-AR | 31 | $ 7,045,000 | $ 227,258 | $ 100,096 |
| Philadelphia, PA | 31 | $ 6,535,000 | $ 210,806 | $ 93,000 |
| Austin-Round Rock, TX | 30 | $ 11,310,000 | $ 377,000 | $ 150,000 |
| New Haven-Milford, CT | 29 | $ 6,925,000 | $ 238,793 | $ 108,000 |
| San Diego-Carlsbad, CA | 29 | $ 11,065,000 | $ 381,551 | $ 123,000 |
| Albuquerque, NM | 28 | $ 6,140,000 | $ 219,285 | $ 71,000 |
| Harrisburg-Carlisle, PA | 28 | $ 6,010,000 | $ 214,642 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 26 | $ 7,240,000 | $ 278,461 | $ 89,615 |
| Palm Bay-Melbourne-Titusville, FL | 25 | $ 6,595,000 | $ 263,800 | $ 94,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 25 | $ 7,795,000 | $ 311,800 | $ 73,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 5,800,000 | $ 241,666 | $ 81,750 |
| Port St. Lucie, FL | 24 | $ 6,200,000 | $ 258,333 | $ 113,000 |
| Richmond, VA | 24 | $ 7,080,000 | $ 295,000 | $ 107,000 |
| York-Hanover, PA | 24 | $ 4,730,000 | $ 197,083 | $ 72,000 |
| Cincinnati, OH-KY-IN | 23 | $ 4,395,000 | $ 191,086 | $ 78,043 |
| Punta Gorda, FL | 23 | $ 6,235,000 | $ 271,086 | $ 89,000 |
| Spokane-Spokane Valley, WA | 23 | $ 5,605,000 | $ 243,695 | $ 73,000 |
| Wilmington, NC | 22 | $ 6,720,000 | $ 305,454 | $ 123,000 |
| Bremerton-Silverdale, WA | 21 | $ 7,325,000 | $ 348,809 | $ 119,000 |
| Cleveland-Elyria, OH | 21 | $ 4,745,000 | $ 225,952 | $ 93,000 |
| Pittsburgh, PA | 21 | $ 4,215,000 | $ 200,714 | $ 81,000 |
| Rockingham County-Strafford County, NH | 21 | $ 7,045,000 | $ 335,476 | $ 120,000 |
| Lakeland-Winter Haven, FL | 20 | $ 4,770,000 | $ 238,500 | $ 67,000 |
| Barnstable Town, MA | 19 | $ 6,085,000 | $ 320,263 | $ 122,000 |
| Charleston-North Charleston, SC | 19 | $ 5,015,000 | $ 263,947 | $ 79,000 |
| San Antonio-New Braunfels, TX | 19 | $ 6,525,000 | $ 343,421 | $ 119,000 |
| Anaheim-Santa Ana-Irvine, CA | 18 | $ 9,250,000 | $ 513,888 | $ 112,000 |
| Hagerstown-Martinsburg, MD-WV | 18 | $ 4,090,000 | $ 227,222 | $ 67,333 |
| New Orleans-Metairie, LA | 18 | $ 4,260,000 | $ 236,666 | $ 116,000 |
| Urban Honolulu, HI | 18 | $ 7,990,000 | $ 443,888 | $ 100,000 |
| Durham-Chapel Hill, NC | 17 | $ 5,065,000 | $ 297,941 | $ 121,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 4,075,000 | $ 239,705 | $ 123,470 |
| Lexington-Fayette, KY | 17 | $ 4,165,000 | $ 245,000 | $ 72,000 |
| Reno, NV | 17 | $ 4,565,000 | $ 268,529 | $ 85,000 |
| Fayetteville, NC | 16 | $ 3,640,000 | $ 227,500 | $ 71,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 3,750,000 | $ 234,375 | $ 89,000 |
| Coeur D'Alene, ID | 15 | $ 3,665,000 | $ 244,333 | $ 86,000 |
| Knoxville, TN | 15 | $ 3,575,000 | $ 238,333 | $ 57,000 |
| Manchester-Nashua, NH | 15 | $ 3,655,000 | $ 243,666 | $ 96,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 4,795,000 | $ 319,666 | $ 194,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 2,735,000 | $ 182,333 | $ 73,000 |
| Trenton, NJ | 15 | $ 3,985,000 | $ 265,666 | $ 101,000 |
| Tucson, AZ | 15 | $ 3,325,000 | $ 221,666 | $ 94,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 3,690,000 | $ 263,571 | $ 53,285 |
| Columbia, SC | 14 | $ 3,830,000 | $ 273,571 | $ 97,000 |
| Crestview-Fort Walton Beach-Destin, FL | 14 | $ 4,930,000 | $ 352,142 | $ 97,000 |
| Des Moines-West Des Moines, IA | 14 | $ 3,320,000 | $ 237,142 | $ 119,000 |
| Louisville/Jefferson County, KY-IN | 14 | $ 3,180,000 | $ 227,142 | $ 88,142 |
| Ocala, FL | 14 | $ 2,570,000 | $ 183,571 | $ 92,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 2,255,000 | $ 173,461 | $ 77,000 |
| Anchorage, AK | 13 | $ 4,305,000 | $ 331,153 | $ 61,000 |
| Asheville, NC | 13 | $ 3,495,000 | $ 268,846 | $ 89,000 |
| Elgin, IL | 13 | $ 2,805,000 | $ 215,769 | $ 82,000 |
| Lancaster, PA | 13 | $ 2,675,000 | $ 205,769 | $ 94,000 |
| Norwich-New London, CT | 13 | $ 3,085,000 | $ 237,307 | $ 76,000 |
| Santa Fe, NM | 13 | $ 4,035,000 | $ 310,384 | $ 74,000 |
| Wenatchee, WA | 13 | $ 3,275,000 | $ 251,923 | $ 98,000 |
| Billings, MT | 12 | $ 2,850,000 | $ 237,500 | $ 62,000 |
| Gary, IN | 12 | $ 2,410,000 | $ 200,833 | $ 70,000 |
| Kennewick-Richland, WA | 12 | $ 3,270,000 | $ 272,500 | $ 88,000 |
| Baton Rouge, LA | 11 | $ 2,485,000 | $ 225,909 | $ 77,000 |
| Chattanooga, TN-GA | 11 | $ 2,325,000 | $ 211,363 | $ 59,545 |
| Kahului-Wailuku-Lahaina, HI | 11 | $ 4,475,000 | $ 406,818 | $ 117,000 |
| Syracuse, NY | 11 | $ 1,755,000 | $ 159,545 | $ 83,000 |
| Birmingham-Hoover, AL | 10 | $ 1,800,000 | $ 180,000 | $ 94,000 |
| Boulder, CO | 10 | $ 3,680,000 | $ 368,000 | $ 135,000 |
| Colorado Springs, CO | 10 | $ 2,450,000 | $ 245,000 | $ 48,000 |
| Detroit-Dearborn-Livonia, MI | 10 | $ 2,060,000 | $ 206,000 | $ 93,000 |
| Greeley, CO | 10 | $ 3,040,000 | $ 304,000 | $ 74,000 |
| Homosassa Springs, FL | 10 | $ 1,840,000 | $ 184,000 | $ 64,000 |
| Idaho Falls, ID | 10 | $ 2,100,000 | $ 210,000 | $ 70,000 |
| Montgomery, AL | 10 | $ 2,330,000 | $ 233,000 | $ 89,000 |
| Oakland-Hayward-Berkeley, CA | 10 | $ 3,770,000 | $ 377,000 | $ 107,000 |
| Springfield, MA | 10 | $ 2,240,000 | $ 224,000 | $ 84,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,845,000 | $ 205,000 | $ 85,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 9 | $ 1,115,000 | $ 123,888 | $ 86,000 |
| Columbus, GA-AL | 9 | $ 1,915,000 | $ 212,777 | $ 70,666 |
| Gulfport-Biloxi-Pascagoula, MS | 9 | $ 1,875,000 | $ 208,333 | $ 105,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 2,895,000 | $ 321,666 | $ 112,000 |
| Rochester, NY | 9 | $ 2,465,000 | $ 273,888 | $ 168,000 |
| Savannah, GA | 9 | $ 1,935,000 | $ 215,000 | $ 73,000 |
| Tallahassee, FL | 9 | $ 2,355,000 | $ 261,666 | $ 118,000 |
| Toledo, OH | 9 | $ 1,455,000 | $ 161,666 | $ 97,000 |
| Tulsa, OK | 9 | $ 3,115,000 | $ 346,111 | $ 178,000 |
| Yakima, WA | 9 | $ 1,935,000 | $ 215,000 | $ 64,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 2,080,000 | $ 260,000 | $ 86,000 |
| Burlington-South Burlington, VT | 8 | $ 1,800,000 | $ 225,000 | $ 30,000 |
| Casper, WY | 8 | $ 1,890,000 | $ 236,250 | $ 55,000 |
| Dayton-Springfield-Kettering, OH | 8 | $ 2,540,000 | $ 317,500 | $ 136,000 |
| Fresno, CA | 8 | $ 1,980,000 | $ 247,500 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 1,410,000 | $ 176,250 | $ 58,000 |
| Jackson, MS | 8 | $ 1,680,000 | $ 210,000 | $ 72,000 |
| Lake Charles, LA | 8 | $ 1,970,000 | $ 246,250 | $ 114,000 |
| Lebanon, PA | 8 | $ 1,180,000 | $ 147,500 | $ 62,000 |
| Lewiston, ID-WA | 8 | $ 1,590,000 | $ 198,750 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,980,000 | $ 247,500 | $ 95,000 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 2,440,000 | $ 305,000 | $ 156,000 |
| Modesto, CA | 8 | $ 1,660,000 | $ 207,500 | $ 83,000 |
| Omaha-Council Bluffs, NE-IA | 8 | $ 1,770,000 | $ 221,250 | $ 79,625 |
| Prescott Valley-Prescott, AZ | 8 | $ 3,180,000 | $ 397,500 | $ 177,000 |
| San Francisco-Redwood City-South San Francisco, CA | 8 | $ 3,160,000 | $ 395,000 | $ 105,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 1,340,000 | $ 167,500 | $ 93,000 |
| Winston-Salem, NC | 8 | $ 1,570,000 | $ 196,250 | $ 64,000 |
| Bellingham, WA | 7 | $ 2,195,000 | $ 313,571 | $ 100,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,785,000 | $ 255,000 | $ 128,000 |
| Gainesville, FL | 7 | $ 2,145,000 | $ 306,428 | $ 111,000 |
| Gainesville, GA | 7 | $ 1,695,000 | $ 242,142 | $ 58,000 |
| Jacksonville, NC | 7 | $ 1,945,000 | $ 277,857 | $ 76,000 |
| Spartanburg, SC | 7 | $ 1,305,000 | $ 186,428 | $ 81,000 |
| The Villages, FL | 7 | $ 1,305,000 | $ 186,428 | $ 59,000 |
| Twin Falls, ID | 7 | $ 1,975,000 | $ 282,142 | $ 74,000 |
| Akron, OH | 6 | $ 1,630,000 | $ 271,666 | $ 57,000 |
| Burlington, NC | 6 | $ 1,120,000 | $ 186,666 | $ 83,000 |
| Eugene, OR | 6 | $ 1,470,000 | $ 245,000 | $ 72,000 |
| Killeen-Temple, TX | 6 | $ 1,220,000 | $ 203,333 | $ 64,000 |
| Lawrence, KS | 6 | $ 1,120,000 | $ 186,666 | $ 95,000 |
| Lincoln, NE | 6 | $ 1,170,000 | $ 195,000 | $ 64,000 |
| Logan, UT-ID | 6 | $ 1,550,000 | $ 258,333 | $ 79,000 |
| Ocean City, NJ | 6 | $ 2,280,000 | $ 380,000 | $ 164,000 |
| Oklahoma City, OK | 6 | $ 1,210,000 | $ 201,666 | $ 65,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 3,140,000 | $ 523,333 | $ 141,000 |
| Reading, PA | 6 | $ 1,160,000 | $ 193,333 | $ 68,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 2,590,000 | $ 431,666 | $ 131,000 |
| Sebastian-Vero Beach, FL | 6 | $ 1,130,000 | $ 188,333 | $ 66,000 |
| Stockton-Lodi, CA | 6 | $ 1,550,000 | $ 258,333 | $ 74,000 |
| Visalia-Porterville, CA | 6 | $ 1,980,000 | $ 330,000 | $ 88,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,700,000 | $ 283,333 | $ 87,666 |
| Ann Arbor, MI | 5 | $ 935,000 | $ 187,000 | $ 54,000 |
| Athens-Clarke County, GA | 5 | $ 1,355,000 | $ 271,000 | $ 64,000 |
| Auburn-Opelika, AL | 5 | $ 1,105,000 | $ 221,000 | $ 48,000 |
| Bakersfield, CA | 5 | $ 1,335,000 | $ 267,000 | $ 66,000 |
| Bend-Redmond, OR | 5 | $ 1,675,000 | $ 335,000 | $ 78,000 |
| California-Lexington Park, MD | 5 | $ 1,565,000 | $ 313,000 | $ 122,000 |
| Cedar Rapids, IA | 5 | $ 1,015,000 | $ 203,000 | $ 140,000 |
| East Stroudsburg, PA | 5 | $ 1,325,000 | $ 265,000 | $ 180,000 |
| Gettysburg, PA | 5 | $ 1,215,000 | $ 243,000 | $ 52,000 |
| Greensboro-High Point, NC | 5 | $ 995,000 | $ 199,000 | $ 147,000 |
| Joplin, MO | 5 | $ 885,000 | $ 177,000 | $ 38,000 |
| Lansing-East Lansing, MI | 5 | $ 975,000 | $ 195,000 | $ 84,000 |
| Lynchburg, VA | 5 | $ 1,135,000 | $ 227,000 | $ 68,000 |
| Panama City, FL | 5 | $ 905,000 | $ 181,000 | $ 127,000 |
| Rapid City, SD | 5 | $ 1,135,000 | $ 227,000 | $ 76,000 |
| Rome, GA | 5 | $ 1,075,000 | $ 215,000 | $ 156,000 |
| Salem, OR | 5 | $ 1,225,000 | $ 245,000 | $ 34,000 |
| St. George, UT | 5 | $ 2,335,000 | $ 467,000 | $ 227,000 |
| Utica-Rome, NY | 5 | $ 765,000 | $ 153,000 | $ 99,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,255,000 | $ 251,000 | $ 82,000 |
| Warner Robins, GA | 5 | $ 795,000 | $ 159,000 | $ 49,000 |
| Ames, IA | 4 | $ 1,060,000 | $ 265,000 | $ 148,000 |
| Canton-Massillon, OH | 4 | $ 850,000 | $ 212,500 | $ 42,000 |
| Cheyenne, WY | 4 | $ 890,000 | $ 222,500 | $ 125,000 |
| Clarksville, TN-KY | 4 | $ 1,200,000 | $ 300,000 | $ 71,750 |
| College Station-Bryan, TX | 4 | $ 670,000 | $ 167,500 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 850,000 | $ 212,500 | $ 73,250 |
| Fairbanks, AK | 4 | $ 1,160,000 | $ 290,000 | $ 59,000 |
| Fort Wayne, IN | 4 | $ 1,000,000 | $ 250,000 | $ 77,000 |
| Hot Springs, AR | 4 | $ 1,080,000 | $ 270,000 | $ 443,000 |
| Houma-Thibodaux, LA | 4 | $ 900,000 | $ 225,000 | $ 84,000 |
| Las Cruces, NM | 4 | $ 1,050,000 | $ 262,500 | $ 55,000 |
| Medford, OR | 4 | $ 1,320,000 | $ 330,000 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 4 | $ 1,310,000 | $ 327,500 | $ 108,000 |
| New Bern, NC | 4 | $ 710,000 | $ 177,500 | $ 77,000 |
| Pocatello, ID | 4 | $ 850,000 | $ 212,500 | $ 59,000 |
| Pueblo, CO | 4 | $ 710,000 | $ 177,500 | $ 57,000 |
| Redding, CA | 4 | $ 820,000 | $ 205,000 | $ 55,000 |
| Shreveport-Bossier City, LA | 4 | $ 1,120,000 | $ 280,000 | $ 110,000 |
| Springfield, MO | 4 | $ 860,000 | $ 215,000 | $ 63,000 |
| Wheeling, WV-OH | 4 | $ 900,000 | $ 225,000 | $ 135,000 |
| Winchester, VA-WV | 4 | $ 990,000 | $ 247,500 | $ 32,000 |
| Champaign-Urbana, IL | 3 | $ 535,000 | $ 178,333 | $ 99,000 |
| Cumberland, MD-WV | 3 | $ 425,000 | $ 141,666 | $ 51,000 |
| Erie, PA | 3 | $ 415,000 | $ 138,333 | $ 62,000 |
| Florence-Muscle Shoals, AL | 3 | $ 635,000 | $ 211,666 | $ 151,000 |
| Fort Collins, CO | 3 | $ 505,000 | $ 168,333 | $ 90,000 |
| Fort Smith, AR-OK | 3 | $ 535,000 | $ 178,333 | $ 31,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 645,000 | $ 215,000 | $ 63,000 |
| Huntsville, AL | 3 | $ 785,000 | $ 261,666 | $ 85,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 675,000 | $ 225,000 | $ 198,666 |
| Lafayette, LA | 3 | $ 615,000 | $ 205,000 | $ 115,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 635,000 | $ 211,666 | $ 30,000 |
| Lewiston-Auburn, ME | 3 | $ 545,000 | $ 181,666 | $ 70,000 |
| Mansfield, OH | 3 | $ 285,000 | $ 95,000 | $ 27,000 |
| Morgantown, WV | 3 | $ 695,000 | $ 231,666 | $ 91,000 |
| Racine, WI | 3 | $ 475,000 | $ 158,333 | $ 110,000 |
| Rocky Mount, NC | 3 | $ 755,000 | $ 251,666 | $ 78,000 |
| Sebring, FL | 3 | $ 565,000 | $ 188,333 | $ 69,000 |
| Springfield, IL | 3 | $ 495,000 | $ 165,000 | $ 134,000 |
| Sumter, SC | 3 | $ 575,000 | $ 191,666 | $ 46,000 |
| Terre Haute, IN | 3 | $ 195,000 | $ 65,000 | $ 62,000 |
| Topeka, KS | 3 | $ 585,000 | $ 195,000 | $ 38,000 |
| Vineland-Bridgeton, NJ | 3 | $ 765,000 | $ 255,000 | $ 76,000 |
| Albany, OR | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Altoona, PA | 2 | $ 280,000 | $ 140,000 | $ 37,000 |
| Bangor, ME | 2 | $ 460,000 | $ 230,000 | $ 86,000 |
| Beckley, WV | 2 | $ 480,000 | $ 240,000 | $ 91,000 |
| Bowling Green, KY | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Brunswick, GA | 2 | $ 500,000 | $ 250,000 | $ 80,000 |
| Cleveland, TN | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Columbia, MO | 2 | $ 520,000 | $ 260,000 | $ 23,000 |
| Corpus Christi, TX | 2 | $ 410,000 | $ 205,000 | $ 157,000 |
| Decatur, AL | 2 | $ 310,000 | $ 155,000 | $ 57,000 |
| Decatur, IL | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Duluth, MN-WI | 2 | $ 360,000 | $ 180,000 | $ 127,000 |
| Fargo, ND-MN | 2 | $ 340,000 | $ 170,000 | $ 88,500 |
| Great Falls, MT | 2 | $ 390,000 | $ 195,000 | $ 80,000 |
| Greenville, NC | 2 | $ 600,000 | $ 300,000 | $ 328,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 390,000 | $ 195,000 | $ 194,000 |
| Jackson, MI | 2 | $ 400,000 | $ 200,000 | $ 96,000 |
| Jefferson City, MO | 2 | $ 490,000 | $ 245,000 | $ 116,000 |
| Kankakee, IL | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Kingston, NY | 2 | $ 540,000 | $ 270,000 | $ 246,000 |
| Kokomo, IN | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Lafayette-West Lafayette, IN | 2 | $ 320,000 | $ 160,000 | $ 51,000 |
| Longview, WA | 2 | $ 680,000 | $ 340,000 | $ 88,000 |
| Madison, WI | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 510,000 | $ 255,000 | $ 142,000 |
| Merced, CA | 2 | $ 400,000 | $ 200,000 | $ 46,000 |
| Missoula, MT | 2 | $ 460,000 | $ 230,000 | $ 30,000 |
| Mobile, AL | 2 | $ 540,000 | $ 270,000 | $ 44,000 |
| Monroe, LA | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Morristown, TN | 2 | $ 440,000 | $ 220,000 | $ 87,000 |
| Muncie, IN | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Napa, CA | 2 | $ 1,040,000 | $ 520,000 | $ 130,000 |
| Pittsfield, MA | 2 | $ 350,000 | $ 175,000 | $ 65,000 |
| Roanoke, VA | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| Rochester, MN | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| San Rafael, CA | 2 | $ 2,010,000 | $ 1,005,000 | $ 49,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 720,000 | $ 360,000 | $ 73,000 |
| Santa Rosa, CA | 2 | $ 870,000 | $ 435,000 | $ 88,000 |
| Sioux City, IA-NE-SD | 2 | $ 470,000 | $ 235,000 | $ 120,500 |
| Sioux Falls, SD | 2 | $ 520,000 | $ 260,000 | $ 128,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 240,000 | $ 120,000 | $ 82,000 |
| St. Joseph, MO-KS | 2 | $ 290,000 | $ 145,000 | $ 130,000 |
| Tyler, TX | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Walla Walla, WA | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 640,000 | $ 320,000 | $ 74,000 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Alexandria, LA | 1 | $ 195,000 | $ 195,000 | $ 67,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Binghamton, NY | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| Bloomington, IN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Carson City, NV | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Charleston, WV | 1 | $ 645,000 | $ 645,000 | $ 152,000 |
| Charlottesville, VA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Columbus, IN | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| Dothan, AL | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Dubuque, IA | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| El Paso, TX | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Elkhart-Goshen, IN | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Evansville, IN-KY | 1 | $ 545,000 | $ 545,000 | $ 185,000 |
| Farmington, NM | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Florence, SC | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Glens Falls, NY | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Goldsboro, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Grand Junction, CO | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Grants Pass, OR | 1 | $ 245,000 | $ 245,000 | $ 32,000 |
| Hammond, LA | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Harrisonburg, VA | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Hattiesburg, MS | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Iowa City, IA | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Janesville-Beloit, WI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Johnson City, TN | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Jonesboro, AR | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Kalamazoo-Portage, MI | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Lawton, OK | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Lima, OH | 1 | $ 145,000 | $ 145,000 | $ 79,000 |
| Macon-Bibb County, GA | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Midland, TX | 1 | $ 315,000 | $ 315,000 | $ 146,000 |
| Oshkosh-Neenah, WI | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Peoria, IL | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Pine Bluff, AR | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Saginaw, MI | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 275,000 | $ 275,000 | $ 151,000 |
| Sherman-Denison, TX | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| State College, PA | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Waco, TX | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Watertown-Fort Drum, NY | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Wausau, WI | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Wichita, KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Yuma, AZ | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
Mortgage Loan Application Detail Totals for First Home Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,830 | $1,274,460,000 | $332,000 | $3,005,000 | $124,000 | $4,202,000 |
| Refinancing | 3,670 | $1,017,130,000 | $277,000 | $1,905,000 | $103,000 | $2,534,000 |
| Cash-out Refinancing | 2,788 | $804,570,000 | $288,000 | $1,415,000 | $107,000 | $3,624,000 |
| Home Improvement | 103 | $21,435,000 | $208,000 | $555,000 | $94,000 | $500,000 |
| Other Purpose | 20 | $2,650,000 | $132,000 | $755,000 | $110,000 | $283,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,498 | $1,965,610,000 | $302,000 | $3,005,000 | $118,000 | $4,202,000 |
| Black or African American | 1,228 | $352,680,000 | $287,000 | $1,925,000 | $93,000 | $2,554,000 |
| Not Provided | 1,147 | $359,005,000 | $312,000 | $2,545,000 | $115,000 | $2,534,000 |
| Hispanic | 1,024 | $273,630,000 | $267,000 | $1,305,000 | $86,000 | $690,000 |
| Asian | 419 | $138,285,000 | $330,000 | $1,105,000 | $126,000 | $3,624,000 |
| American Indian or Alaskan Native | 39 | $13,415,000 | $343,000 | $1,805,000 | $107,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $11,620,000 | $305,000 | $665,000 | $105,000 | $657,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,026 | $2,410,870,000 | $300,000 | $3,005,000 | $124,000 | $4,202,000 |
| FHA-insured (Federal Housing Administration) | 1,176 | $327,100,000 | $278,000 | $935,000 | $76,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 1,134 | $362,820,000 | $319,000 | $1,425,000 | $66,000 | $834,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $19,455,000 | $259,000 | $555,000 | $63,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,069 | $2,147,515,000 | $303,000 | $2,365,000 | $114,000 | $2,554,000 |
| Application Withdrawn By Applicant | 2,080 | $601,710,000 | $289,000 | $3,005,000 | $112,000 | $3,316,000 |
| Application Denied By Financial Institution | 992 | $288,500,000 | $290,000 | $2,545,000 | $92,000 | $4,202,000 |
| File Closed For Incompleteness | 226 | $71,660,000 | $317,000 | $1,305,000 | $137,000 | $3,624,000 |
| Application Approved But Not Accepted | 44 | $10,860,000 | $246,000 | $645,000 | $88,000 | $445,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,419 | $2,831,745,000 | $300,000 | $3,005,000 | $114,000 | $3,624,000 |
| Debt-To-Income Ratio | 419 | $126,025,000 | $300,000 | $2,545,000 | $67,000 | $769,000 |
| Collateral | 175 | $50,915,000 | $290,000 | $1,415,000 | $145,000 | $4,202,000 |
| Other | 148 | $42,990,000 | $290,000 | $1,105,000 | $102,000 | $618,000 |
| Credit History | 145 | $36,615,000 | $252,000 | $725,000 | $89,000 | $396,000 |
| Unverifiable Information | 37 | $11,965,000 | $323,000 | $1,905,000 | $105,000 | $657,000 |
| Employment History | 27 | $6,965,000 | $257,000 | $545,000 | $72,000 | $206,000 |
| Credit Application Incomplete | 23 | $6,795,000 | $295,000 | $585,000 | $75,000 | $193,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $6,230,000 | $346,000 | $845,000 | $117,000 | $390,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Home Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Home Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About