First Internet Bank of Indiana Mortgage Lending & HMDA Data, 2021
In 2021, First Internet Bank of Indiana of Fishers, IN reported 4,304 mortgage applications totaling $1.4 billion, down 14% from 2020. The average application was for $318,921, and applicants reported an average income of $154,187. 60% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Indianapolis-Carmel-Anderson, IN (872), New York-Jersey City-White Plains, NY-NJ (126) and Las Vegas-Henderson-Paradise, NV (106) (applications in parentheses).
| Mortgage Company & Address | First Internet Bank of Indiana 11201 USA Parkway Fishers, IN 46038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,304 |
| Total Mortgage Loan Application Amount | $1,372,640,000 |
| Average Mortgage Loan Application Amount | $318,921 |
| Highest Mortgage Loan Application Amount | $2,345,000 |
| Average Applicant Income | $154,187 |
| Highest Applicant Income | $3,877,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Internet Bank of Indiana filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Indianapolis-Carmel-Anderson, IN | 872 | $ 259,190,000 | $ 297,236 | $ 172,000 |
| Outside any metro area | 301 | $ 82,035,000 | $ 272,541 | $ 136,225 |
| New York-Jersey City-White Plains, NY-NJ | 126 | $ 53,380,000 | $ 423,650 | $ 192,841 |
| Las Vegas-Henderson-Paradise, NV | 106 | $ 34,760,000 | $ 327,924 | $ 129,000 |
| Phoenix-Mesa-Scottsdale, AZ | 101 | $ 34,545,000 | $ 342,029 | $ 130,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 96 | $ 36,850,000 | $ 383,854 | $ 170,260 |
| Dallas-Plano-Irving, TX | 81 | $ 26,485,000 | $ 326,975 | $ 151,000 |
| Atlanta-Sandy Springs-Roswell, GA | 78 | $ 26,200,000 | $ 335,897 | $ 148,000 |
| Houston-The Woodlands-Sugar Land, TX | 77 | $ 22,375,000 | $ 290,584 | $ 146,000 |
| Chicago-Naperville, IL | 75 | $ 21,325,000 | $ 284,333 | $ 160,000 |
| Nassau County-Suffolk County, NY | 55 | $ 21,805,000 | $ 396,454 | $ 181,000 |
| New York-Newark, NY | 51 | $ 15,475,000 | $ 303,431 | $ 134,568 |
| Los Angeles-Long Beach-Glendale, CA | 50 | $ 21,860,000 | $ 437,200 | $ 141,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 50 | $ 15,330,000 | $ 306,600 | $ 167,240 |
| Austin-Round Rock, TX | 49 | $ 20,195,000 | $ 412,142 | $ 214,000 |
| Montgomery County-Bucks County-Chester County, PA | 48 | $ 15,220,000 | $ 317,083 | $ 168,000 |
| Raleigh, NC | 47 | $ 15,365,000 | $ 326,914 | $ 124,000 |
| Seattle-Bellevue-Everett, WA | 44 | $ 17,420,000 | $ 395,909 | $ 166,000 |
| Charlotte-Concord-Gastonia, NC-SC | 43 | $ 12,045,000 | $ 280,116 | $ 118,627 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 18,310,000 | $ 435,952 | $ 149,571 |
| Denver-Aurora-Lakewood, CO | 40 | $ 15,990,000 | $ 399,750 | $ 146,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 39 | $ 14,705,000 | $ 377,051 | $ 154,000 |
| Baltimore-Columbia-Towson, MD | 35 | $ 11,075,000 | $ 316,428 | $ 148,000 |
| Boston, MA | 35 | $ 16,365,000 | $ 467,571 | $ 163,000 |
| Tampa-St. Petersburg-Clearwater, FL | 35 | $ 10,585,000 | $ 302,428 | $ 166,000 |
| Kansas City, MO-KS | 34 | $ 8,130,000 | $ 239,117 | $ 138,529 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 11,065,000 | $ 335,303 | $ 125,000 |
| Cambridge-Newton-Framingham, MA | 32 | $ 12,830,000 | $ 400,937 | $ 205,000 |
| Newark, NJ-PA | 31 | $ 11,555,000 | $ 372,741 | $ 183,709 |
| Sacramento--Roseville--Arden-Arcade, CA | 30 | $ 10,380,000 | $ 346,000 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 29 | $ 9,375,000 | $ 323,275 | $ 131,000 |
| Riverside-San Bernardino-Ontario, CA | 28 | $ 9,310,000 | $ 332,500 | $ 163,000 |
| Boise City, ID | 26 | $ 7,880,000 | $ 303,076 | $ 103,000 |
| Hartford-West Hartford-East Hartford, CT | 26 | $ 6,630,000 | $ 255,000 | $ 144,000 |
| Fort Worth-Arlington, TX | 24 | $ 6,970,000 | $ 290,416 | $ 148,000 |
| Warren-Troy-Farmington Hills, MI | 24 | $ 7,490,000 | $ 312,083 | $ 140,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 7,680,000 | $ 320,000 | $ 166,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 7,335,000 | $ 318,913 | $ 175,043 |
| Philadelphia, PA | 22 | $ 7,120,000 | $ 323,636 | $ 155,000 |
| St. Louis, MO-IL | 22 | $ 5,330,000 | $ 242,272 | $ 133,727 |
| Pittsburgh, PA | 21 | $ 5,995,000 | $ 285,476 | $ 158,000 |
| Portland-South Portland, ME | 21 | $ 5,905,000 | $ 281,190 | $ 202,000 |
| Salt Lake City, UT | 21 | $ 7,845,000 | $ 373,571 | $ 162,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 10,310,000 | $ 515,500 | $ 254,000 |
| Albuquerque, NM | 19 | $ 4,715,000 | $ 248,157 | $ 126,000 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 8,945,000 | $ 470,789 | $ 204,000 |
| Providence-Warwick, RI-MA | 19 | $ 5,745,000 | $ 302,368 | $ 126,947 |
| Anaheim-Santa Ana-Irvine, CA | 18 | $ 8,770,000 | $ 487,222 | $ 332,000 |
| Birmingham-Hoover, AL | 18 | $ 5,480,000 | $ 304,444 | $ 121,000 |
| Columbus, OH | 18 | $ 4,170,000 | $ 231,666 | $ 176,000 |
| San Diego-Carlsbad, CA | 18 | $ 7,740,000 | $ 430,000 | $ 140,000 |
| Washington-Baltimore-Arlington, DC | 18 | $ 6,250,000 | $ 347,222 | $ 169,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 17 | $ 3,685,000 | $ 216,764 | $ 123,000 |
| Camden, NJ | 17 | $ 4,665,000 | $ 274,411 | $ 155,000 |
| Reno, NV | 17 | $ 6,075,000 | $ 357,352 | $ 145,000 |
| Richmond, VA | 17 | $ 5,385,000 | $ 316,764 | $ 117,000 |
| Cincinnati, OH-KY-IN | 16 | $ 4,670,000 | $ 291,875 | $ 147,500 |
| Oakland-Hayward-Berkeley, CA | 16 | $ 7,140,000 | $ 446,250 | $ 159,000 |
| San Antonio-New Braunfels, TX | 16 | $ 4,000,000 | $ 250,000 | $ 121,000 |
| Memphis, TN-MS-AR | 15 | $ 2,825,000 | $ 188,333 | $ 127,000 |
| New Orleans-Metairie, LA | 15 | $ 4,375,000 | $ 291,666 | $ 115,000 |
| Tulsa, OK | 15 | $ 2,155,000 | $ 143,666 | $ 54,000 |
| Detroit-Dearborn-Livonia, MI | 14 | $ 3,730,000 | $ 266,428 | $ 147,000 |
| Jacksonville, FL | 14 | $ 4,890,000 | $ 349,285 | $ 192,000 |
| Provo-Orem, UT | 14 | $ 5,110,000 | $ 365,000 | $ 108,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 3,625,000 | $ 278,846 | $ 124,000 |
| Manchester-Nashua, NH | 13 | $ 3,005,000 | $ 231,153 | $ 108,000 |
| Miami-Miami Beach-Kendall, FL | 13 | $ 3,605,000 | $ 277,307 | $ 126,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 3,905,000 | $ 300,384 | $ 134,000 |
| San Francisco-Redwood City-South San Francisco, CA | 13 | $ 8,615,000 | $ 662,692 | $ 242,000 |
| Charleston-North Charleston, SC | 12 | $ 4,660,000 | $ 388,333 | $ 142,000 |
| Cleveland-Elyria, OH | 12 | $ 2,710,000 | $ 225,833 | $ 120,000 |
| Colorado Springs, CO | 12 | $ 3,730,000 | $ 310,833 | $ 179,000 |
| Gary, IN | 12 | $ 3,160,000 | $ 263,333 | $ 121,000 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 3,730,000 | $ 310,833 | $ 161,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 2,375,000 | $ 215,909 | $ 124,181 |
| Baton Rouge, LA | 11 | $ 3,065,000 | $ 278,636 | $ 116,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 11 | $ 2,585,000 | $ 235,000 | $ 130,909 |
| Omaha-Council Bluffs, NE-IA | 11 | $ 3,145,000 | $ 285,909 | $ 120,000 |
| Wilmington, DE-MD-NJ | 11 | $ 4,035,000 | $ 366,818 | $ 152,727 |
| Cape Coral-Fort Myers, FL | 10 | $ 3,470,000 | $ 347,000 | $ 182,000 |
| Durham-Chapel Hill, NC | 10 | $ 3,400,000 | $ 340,000 | $ 174,000 |
| Greensboro-High Point, NC | 10 | $ 2,110,000 | $ 211,000 | $ 120,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 2,215,000 | $ 246,111 | $ 97,000 |
| Naples-Immokalee-Marco Island, FL | 9 | $ 3,905,000 | $ 433,888 | $ 256,000 |
| New Haven-Milford, CT | 9 | $ 2,505,000 | $ 278,333 | $ 140,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 4,695,000 | $ 521,666 | $ 196,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 3,035,000 | $ 337,222 | $ 182,000 |
| Harrisburg-Carlisle, PA | 8 | $ 1,790,000 | $ 223,750 | $ 92,000 |
| Winston-Salem, NC | 8 | $ 1,670,000 | $ 208,750 | $ 103,000 |
| Worcester, MA-CT | 8 | $ 2,170,000 | $ 271,250 | $ 144,375 |
| Burlington-South Burlington, VT | 7 | $ 2,545,000 | $ 363,571 | $ 254,000 |
| Eugene, OR | 7 | $ 1,755,000 | $ 250,714 | $ 85,000 |
| Fresno, CA | 7 | $ 2,505,000 | $ 357,857 | $ 172,000 |
| Kahului-Wailuku-Lahaina, HI | 7 | $ 3,525,000 | $ 503,571 | $ 289,000 |
| Knoxville, TN | 7 | $ 1,655,000 | $ 236,428 | $ 126,000 |
| Lafayette-West Lafayette, IN | 7 | $ 3,235,000 | $ 462,142 | $ 212,000 |
| Lakeland-Winter Haven, FL | 7 | $ 1,715,000 | $ 245,000 | $ 109,000 |
| Louisville/Jefferson County, KY-IN | 7 | $ 3,135,000 | $ 447,857 | $ 781,000 |
| Ogden-Clearfield, UT | 7 | $ 2,175,000 | $ 310,714 | $ 79,000 |
| Rockingham County-Strafford County, NH | 7 | $ 2,065,000 | $ 295,000 | $ 124,000 |
| Salisbury, MD-DE | 7 | $ 2,165,000 | $ 309,285 | $ 229,857 |
| Akron, OH | 6 | $ 1,460,000 | $ 243,333 | $ 158,000 |
| Asheville, NC | 6 | $ 1,620,000 | $ 270,000 | $ 135,000 |
| Chattanooga, TN-GA | 6 | $ 1,660,000 | $ 276,666 | $ 116,000 |
| Fort Collins, CO | 6 | $ 2,130,000 | $ 355,000 | $ 116,000 |
| Oklahoma City, OK | 6 | $ 2,110,000 | $ 351,666 | $ 158,000 |
| Rochester, NY | 6 | $ 1,740,000 | $ 290,000 | $ 147,000 |
| Salem, OR | 6 | $ 1,640,000 | $ 273,333 | $ 92,000 |
| Santa Rosa, CA | 6 | $ 2,060,000 | $ 343,333 | $ 176,000 |
| Springfield, MO | 6 | $ 2,480,000 | $ 413,333 | $ 208,000 |
| Tacoma-Lakewood, WA | 6 | $ 1,590,000 | $ 265,000 | $ 143,000 |
| Anchorage, AK | 5 | $ 1,455,000 | $ 291,000 | $ 121,000 |
| Columbia, SC | 5 | $ 855,000 | $ 171,000 | $ 147,000 |
| Columbus, IN | 5 | $ 1,515,000 | $ 303,000 | $ 112,000 |
| Dayton-Springfield-Kettering, OH | 5 | $ 1,035,000 | $ 207,000 | $ 141,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 1,465,000 | $ 293,000 | $ 109,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,425,000 | $ 285,000 | $ 92,000 |
| Jackson, MS | 5 | $ 1,395,000 | $ 279,000 | $ 136,000 |
| Kennewick-Richland, WA | 5 | $ 2,035,000 | $ 407,000 | $ 168,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 1,305,000 | $ 261,000 | $ 124,600 |
| Lansing-East Lansing, MI | 5 | $ 1,215,000 | $ 243,000 | $ 106,000 |
| Lexington-Fayette, KY | 5 | $ 1,305,000 | $ 261,000 | $ 105,000 |
| Madison, WI | 5 | $ 1,505,000 | $ 301,000 | $ 119,000 |
| Medford, OR | 5 | $ 1,975,000 | $ 395,000 | $ 152,000 |
| Panama City, FL | 5 | $ 1,385,000 | $ 277,000 | $ 99,000 |
| Reading, PA | 5 | $ 1,155,000 | $ 231,000 | $ 184,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 3,725,000 | $ 745,000 | $ 309,000 |
| Santa Fe, NM | 5 | $ 975,000 | $ 195,000 | $ 99,000 |
| Syracuse, NY | 5 | $ 1,335,000 | $ 267,000 | $ 180,000 |
| Trenton, NJ | 5 | $ 1,275,000 | $ 255,000 | $ 173,000 |
| Tucson, AZ | 5 | $ 1,285,000 | $ 257,000 | $ 121,000 |
| Urban Honolulu, HI | 5 | $ 2,585,000 | $ 517,000 | $ 122,000 |
| Yuba City, CA | 5 | $ 1,625,000 | $ 325,000 | $ 41,000 |
| Charleston, WV | 4 | $ 1,220,000 | $ 305,000 | $ 206,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 1,740,000 | $ 435,000 | $ 216,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 1,090,000 | $ 272,500 | $ 89,000 |
| Gainesville, FL | 4 | $ 890,000 | $ 222,500 | $ 78,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,330,000 | $ 332,500 | $ 168,750 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 960,000 | $ 240,000 | $ 222,000 |
| Huntsville, AL | 4 | $ 880,000 | $ 220,000 | $ 118,000 |
| Killeen-Temple, TX | 4 | $ 1,110,000 | $ 277,500 | $ 123,000 |
| Lubbock, TX | 4 | $ 970,000 | $ 242,500 | $ 169,000 |
| Ocean City, NJ | 4 | $ 1,340,000 | $ 335,000 | $ 144,000 |
| Port St. Lucie, FL | 4 | $ 1,040,000 | $ 260,000 | $ 89,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,230,000 | $ 307,500 | $ 161,000 |
| Spokane-Spokane Valley, WA | 4 | $ 860,000 | $ 215,000 | $ 42,000 |
| Springfield, MA | 4 | $ 1,620,000 | $ 405,000 | $ 177,000 |
| St. George, UT | 4 | $ 1,740,000 | $ 435,000 | $ 370,000 |
| Stockton-Lodi, CA | 4 | $ 1,650,000 | $ 412,500 | $ 154,000 |
| Tuscaloosa, AL | 4 | $ 900,000 | $ 225,000 | $ 101,000 |
| Wilmington, NC | 4 | $ 1,240,000 | $ 310,000 | $ 95,000 |
| Ann Arbor, MI | 3 | $ 1,435,000 | $ 478,333 | $ 248,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 575,000 | $ 191,666 | $ 131,000 |
| Clarksville, TN-KY | 3 | $ 995,000 | $ 331,666 | $ 149,000 |
| Coeur D'Alene, ID | 3 | $ 715,000 | $ 238,333 | $ 123,000 |
| Corpus Christi, TX | 3 | $ 815,000 | $ 271,666 | $ 170,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 595,000 | $ 198,333 | $ 107,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 995,000 | $ 331,666 | $ 215,666 |
| Grand Rapids-Wyoming, MI | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Grants Pass, OR | 3 | $ 855,000 | $ 285,000 | $ 75,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 955,000 | $ 318,333 | $ 86,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 435,000 | $ 145,000 | $ 158,000 |
| Lancaster, PA | 3 | $ 535,000 | $ 178,333 | $ 89,000 |
| Norwich-New London, CT | 3 | $ 455,000 | $ 151,666 | $ 124,000 |
| Olympia-Tumwater, WA | 3 | $ 795,000 | $ 265,000 | $ 136,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 805,000 | $ 268,333 | $ 131,000 |
| Rochester, MN | 3 | $ 645,000 | $ 215,000 | $ 122,000 |
| San Rafael, CA | 3 | $ 2,345,000 | $ 781,666 | $ 168,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 905,000 | $ 301,666 | $ 160,000 |
| Sebastian-Vero Beach, FL | 3 | $ 985,000 | $ 328,333 | $ 176,000 |
| Topeka, KS | 3 | $ 325,000 | $ 108,333 | $ 110,000 |
| Waco, TX | 3 | $ 875,000 | $ 291,666 | $ 82,000 |
| York-Hanover, PA | 3 | $ 445,000 | $ 148,333 | $ 153,000 |
| Athens-Clarke County, GA | 2 | $ 390,000 | $ 195,000 | $ 140,000 |
| Barnstable Town, MA | 2 | $ 360,000 | $ 180,000 | $ 56,000 |
| Beckley, WV | 2 | $ 230,000 | $ 115,000 | $ 107,000 |
| Billings, MT | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Bloomington, IN | 2 | $ 440,000 | $ 220,000 | $ 274,000 |
| Boulder, CO | 2 | $ 730,000 | $ 365,000 | $ 217,000 |
| Bowling Green, KY | 2 | $ 740,000 | $ 370,000 | $ 266,000 |
| California-Lexington Park, MD | 2 | $ 780,000 | $ 390,000 | $ 173,000 |
| Canton-Massillon, OH | 2 | $ 370,000 | $ 185,000 | $ 83,000 |
| Carson City, NV | 2 | $ 460,000 | $ 230,000 | $ 104,000 |
| Cedar Rapids, IA | 2 | $ 130,000 | $ 65,000 | $ 55,000 |
| Charlottesville, VA | 2 | $ 520,000 | $ 260,000 | $ 117,000 |
| Cheyenne, WY | 2 | $ 690,000 | $ 345,000 | $ 73,000 |
| Dothan, AL | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Duluth, MN-WI | 2 | $ 410,000 | $ 205,000 | $ 75,000 |
| El Centro, CA | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| Elgin, IL | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Erie, PA | 2 | $ 260,000 | $ 130,000 | $ 93,000 |
| Flagstaff, AZ | 2 | $ 500,000 | $ 250,000 | $ 75,000 |
| Flint, MI | 2 | $ 410,000 | $ 205,000 | $ 99,000 |
| Fort Wayne, IN | 2 | $ 680,000 | $ 340,000 | $ 203,000 |
| Gadsden, AL | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Grand Junction, CO | 2 | $ 550,000 | $ 275,000 | $ 83,000 |
| Greeley, CO | 2 | $ 650,000 | $ 325,000 | $ 87,000 |
| Homosassa Springs, FL | 2 | $ 440,000 | $ 220,000 | $ 70,000 |
| Jacksonville, NC | 2 | $ 290,000 | $ 145,000 | $ 108,000 |
| Lafayette, LA | 2 | $ 440,000 | $ 220,000 | $ 65,000 |
| Lake Charles, LA | 2 | $ 460,000 | $ 230,000 | $ 112,000 |
| Lebanon, PA | 2 | $ 700,000 | $ 350,000 | $ 158,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 950,000 | $ 475,000 | $ 228,000 |
| Logan, UT-ID | 2 | $ 670,000 | $ 335,000 | $ 85,000 |
| Lynchburg, VA | 2 | $ 680,000 | $ 340,000 | $ 604,000 |
| Michigan City-La Porte, IN | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Missoula, MT | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| Mobile, AL | 2 | $ 360,000 | $ 180,000 | $ 86,000 |
| Montgomery, AL | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| Morristown, TN | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Muncie, IN | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| Napa, CA | 2 | $ 550,000 | $ 275,000 | $ 77,000 |
| Niles-Benton Harbor, MI | 2 | $ 1,540,000 | $ 770,000 | $ 827,000 |
| Ocala, FL | 2 | $ 310,000 | $ 155,000 | $ 67,000 |
| Oshkosh-Neenah, WI | 2 | $ 350,000 | $ 175,000 | $ 119,000 |
| Pittsfield, MA | 2 | $ 910,000 | $ 455,000 | $ 137,000 |
| Redding, CA | 2 | $ 910,000 | $ 455,000 | $ 110,000 |
| Rockford, IL | 2 | $ 350,000 | $ 175,000 | $ 123,000 |
| Savannah, GA | 2 | $ 610,000 | $ 305,000 | $ 67,000 |
| Sherman-Denison, TX | 2 | $ 970,000 | $ 485,000 | $ 177,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 340,000 | $ 170,000 | $ 98,000 |
| Springfield, OH | 2 | $ 420,000 | $ 210,000 | $ 85,000 |
| Staunton-Waynesboro, VA | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Tallahassee, FL | 2 | $ 330,000 | $ 165,000 | $ 175,000 |
| Twin Falls, ID | 2 | $ 880,000 | $ 440,000 | $ 156,000 |
| Vallejo-Fairfield, CA | 2 | $ 830,000 | $ 415,000 | $ 105,000 |
| Warner Robins, GA | 2 | $ 600,000 | $ 300,000 | $ 88,000 |
| Wichita Falls, TX | 2 | $ 540,000 | $ 270,000 | $ 74,000 |
| Wichita, KS | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Winchester, VA-WV | 2 | $ 520,000 | $ 260,000 | $ 222,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Yuma, AZ | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
| Albany, GA | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Amarillo, TX | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Ames, IA | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Appleton, WI | 1 | $ 225,000 | $ 225,000 | $ 174,000 |
| Auburn-Opelika, AL | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Bakersfield, CA | 1 | $ 675,000 | $ 675,000 | $ 171,000 |
| Bangor, ME | 1 | $ 205,000 | $ 205,000 | $ 179,000 |
| Bay City, MI | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Bend-Redmond, OR | 1 | $ 465,000 | $ 465,000 | $ 175,000 |
| Binghamton, NY | 1 | $ 195,000 | $ 195,000 | $ 138,000 |
| Bismarck, ND | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Bloomington, IL | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Brunswick, GA | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| Burlington, NC | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 325,000 | $ 325,000 | $ 243,000 |
| Chico, CA | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Cleveland, TN | 1 | $ 365,000 | $ 365,000 | $ 91,000 |
| College Station-Bryan, TX | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Columbia, MO | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Columbus, GA-AL | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Decatur, AL | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Decatur, IL | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Dubuque, IA | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| East Stroudsburg, PA | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| El Paso, TX | 1 | $ 185,000 | $ 185,000 | $ 116,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Elkhart-Goshen, IN | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Evansville, IN-KY | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Fairbanks, AK | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Fayetteville, NC | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Florence, SC | 1 | $ 225,000 | $ 225,000 | $ 122,000 |
| Gainesville, GA | 1 | $ 1,995,000 | $ 1,995,000 | $ 700,000 |
| Gettysburg, PA | 1 | $ 225,000 | $ 225,000 | $ 30,000 |
| Glens Falls, NY | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Grand Island, NE | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
| Green Bay, WI | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Greenville, NC | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Hammond, LA | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Hinesville, GA | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Idaho Falls, ID | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Jackson, TN | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| Joplin, MO | 1 | $ 135,000 | $ 135,000 | $ 20,000 |
| Kalamazoo-Portage, MI | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Kingston, NY | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Lawton, OK | 1 | $ 275,000 | $ 275,000 | $ 198,000 |
| Lewiston, ID-WA | 1 | $ 245,000 | $ 245,000 | $ 119,000 |
| Lincoln, NE | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Longview, TX | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Longview, WA | 1 | $ 415,000 | $ 415,000 | $ 70,000 |
| Madera, CA | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Manhattan, KS | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Midland, MI | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Modesto, CA | 1 | $ 515,000 | $ 515,000 | $ 93,000 |
| Monroe, LA | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Muskegon, MI | 1 | $ 545,000 | $ 545,000 | $ 326,000 |
| New Bern, NC | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Pueblo, CO | 1 | $ 345,000 | $ 345,000 | $ 69,000 |
| Punta Gorda, FL | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Racine, WI | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Rapid City, SD | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Roanoke, VA | 1 | $ 495,000 | $ 495,000 | $ 133,000 |
| Saginaw, MI | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| San Angelo, TX | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 455,000 | $ 455,000 | $ 270,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 525,000 | $ 525,000 | $ 115,000 |
| Sebring, FL | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Sheboygan, WI | 1 | $ 545,000 | $ 545,000 | $ 100,000 |
| Shreveport-Bossier City, LA | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Spartanburg, SC | 1 | $ 175,000 | $ 175,000 | $ 0 |
| State College, PA | 1 | $ 175,000 | $ 175,000 | $ 170,000 |
| Terre Haute, IN | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Texarkana, TX-AR | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| The Villages, FL | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Toledo, OH | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Tyler, TX | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Vineland-Bridgeton, NJ | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Watertown-Fort Drum, NY | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Wausau, WI | 1 | $ 485,000 | $ 485,000 | $ 176,000 |
| Wenatchee, WA | 1 | $ 215,000 | $ 215,000 | $ 114,000 |
| Yakima, WA | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for First Internet Bank of Indiana in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,170 | $651,910,000 | $300,000 | $1,925,000 | $151,000 | $2,236,000 |
| Home Purchase | 1,360 | $486,730,000 | $357,000 | $2,345,000 | $165,000 | $3,877,000 |
| Cash-out Refinancing | 659 | $208,195,000 | $315,000 | $1,935,000 | $149,000 | $1,904,000 |
| Other Purpose | 61 | $15,345,000 | $251,000 | $985,000 | $127,000 | $442,000 |
| Home Improvement | 54 | $10,460,000 | $193,000 | $725,000 | $104,000 | $421,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,601 | $843,765,000 | $324,000 | $2,345,000 | $156,000 | $3,877,000 |
| Not Provided | 675 | $224,145,000 | $332,000 | $1,995,000 | $158,000 | $1,145,000 |
| Asian | 279 | $106,405,000 | $381,000 | $1,215,000 | $163,000 | $1,508,000 |
| Not applicable | 207 | $27,085,000 | $130,000 | $355,000 | $0 | $0 |
| Hispanic | 179 | $57,645,000 | $322,000 | $1,025,000 | $133,000 | $666,000 |
| Black or African American | 151 | $40,365,000 | $267,000 | $1,505,000 | $111,000 | $607,000 |
| American Indian or Alaskan Native | 34 | $8,750,000 | $257,000 | $725,000 | $109,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $355,000 | $355,000 | $355,000 | $133,000 | $133,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,159 | $1,328,005,000 | $319,000 | $2,345,000 | $157,000 | $3,877,000 |
| VA-guaranteed (Veterans Administration) | 97 | $32,805,000 | $338,000 | $865,000 | $76,000 | $363,000 |
| FHA-insured (Federal Housing Administration) | 48 | $11,830,000 | $246,000 | $675,000 | $79,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,565 | $855,955,000 | $333,000 | $2,345,000 | $157,000 | $3,877,000 |
| File Closed For Incompleteness | 1,003 | $338,525,000 | $337,000 | $1,925,000 | $166,000 | $1,904,000 |
| Application Denied By Financial Institution | 329 | $87,605,000 | $266,000 | $1,685,000 | $105,000 | $790,000 |
| Loan Purchased By The Institution | 207 | $27,085,000 | $130,000 | $355,000 | $0 | $0 |
| Application Approved But Not Accepted | 118 | $37,690,000 | $319,000 | $1,205,000 | $152,000 | $799,000 |
| Application Withdrawn By Applicant | 61 | $20,605,000 | $337,000 | $1,205,000 | $129,000 | $510,000 |
| Preapproval Denied by Financial Institution | 21 | $5,175,000 | $246,000 | $1,025,000 | $63,000 | $320,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,954 | $1,279,860,000 | $323,000 | $2,345,000 | $159,000 | $3,877,000 |
| Credit History | 168 | $35,830,000 | $213,000 | $1,185,000 | $98,000 | $496,000 |
| Debt-To-Income Ratio | 93 | $30,985,000 | $333,000 | $1,315,000 | $67,000 | $320,000 |
| Collateral | 56 | $15,330,000 | $273,000 | $625,000 | $164,000 | $790,000 |
| Unverifiable Information | 15 | $5,655,000 | $377,000 | $1,685,000 | $125,000 | $532,000 |
| Employment History | 7 | $1,485,000 | $212,000 | $315,000 | $129,000 | $328,000 |
| Other | 6 | $1,930,000 | $321,000 | $745,000 | $105,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,565,000 | $313,000 | $515,000 | $88,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Internet Bank of Indiana's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Internet Bank of Indiana's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.
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