First National Bank of Arizona Mortgage Lending & HMDA Data, 2007

In 2007, First National Bank of Arizona of Scottsdale, AZ reported 30,516 mortgage applications totaling $8.1 billion, down 50% from 2006. The average application was for $265,050, and applicants reported an average income of $119,367. 36% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (2,936), New York-White Plains-Wayne, NY-NJ (1,838) and Chicago-Naperville-Joliet, IL (1,408) (applications in parentheses).

Mortgage Company & Address First National Bank of Arizona
17600 North Perimeter Drive
Scottsdale, AZ 85255
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 30,516
Total Mortgage Loan Application Amount $8,088,285,000
Average Mortgage Loan Application Amount $265,050
Highest Mortgage Loan Application Amount $9,000,000
Average Applicant Income $119,367
Highest Applicant Income $6,276,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Arizona filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First National Bank of Arizona by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,533 $ 647,879,000 $ 255,775 $ 134,000
Miami-Dade, Florida 1,186 $ 316,283,000 $ 266,680 $ 144,000
Clark, Nevada 1,139 $ 308,390,000 $ 270,755 $ 136,000
Cook, Illinois 1,126 $ 269,245,000 $ 239,116 $ 111,000
Los Angeles, California 748 $ 298,717,000 $ 399,354 $ 147,000
Broward, Florida 684 $ 178,599,000 $ 261,109 $ 136,000
Orange, Florida 659 $ 142,898,000 $ 216,840 $ 163,000
Queens, New York 589 $ 220,620,000 $ 374,567 $ 113,000
San Diego, California 568 $ 215,989,000 $ 380,262 $ 145,000
Lee, Florida 541 $ 120,876,000 $ 223,430 $ 123,000
Riverside, California 468 $ 153,895,000 $ 328,835 $ 134,000
Prince George's, Maryland 427 $ 115,922,000 $ 271,480 $ 82,000
Palm Beach, Florida 414 $ 127,171,000 $ 307,176 $ 154,000
Pinal, Arizona 403 $ 63,014,000 $ 156,362 $ 82,000
San Bernardino, California 355 $ 106,855,000 $ 301,000 $ 127,000
Wayne, Michigan 340 $ 43,041,000 $ 126,591 $ 75,000
Kings, New York 333 $ 136,346,000 $ 409,447 $ 117,000
Orange, California 297 $ 126,286,000 $ 425,205 $ 158,000
Osceola, Florida 291 $ 66,230,000 $ 227,594 $ 185,000
Suffolk, New York 275 $ 91,947,000 $ 334,352 $ 113,000
Fairfax, Virginia 272 $ 88,281,000 $ 324,562 $ 107,000
Fulton, Georgia 265 $ 56,441,000 $ 212,984 $ 95,000
Santa Clara, California 257 $ 122,473,000 $ 476,548 $ 181,000
Hillsborough, Florida 253 $ 51,494,000 $ 203,533 $ 120,000
Nassau, New York 242 $ 83,774,000 $ 346,173 $ 113,000
Prince William, Virginia 241 $ 70,771,000 $ 293,655 $ 113,000
Montgomery, Maryland 203 $ 62,766,000 $ 309,192 $ 98,000
Essex, New Jersey 203 $ 58,706,000 $ 289,192 $ 95,000
Sacramento, California 201 $ 55,460,000 $ 275,920 $ 111,000
Alameda, California 197 $ 74,718,000 $ 379,279 $ 148,000
Hudson, New Jersey 196 $ 60,392,000 $ 308,122 $ 111,000
Bernalillo, New Mexico 192 $ 38,557,000 $ 200,817 $ 81,000
Bergen, New Jersey 189 $ 71,051,000 $ 375,931 $ 152,000
Pima, Arizona 181 $ 32,981,000 $ 182,215 $ 120,000
Harris, Texas 166 $ 29,570,000 $ 178,132 $ 100,000
Hennepin, Minnesota 165 $ 38,624,000 $ 234,084 $ 113,000
Contra Costa, California 164 $ 63,122,000 $ 384,890 $ 177,000
Mecklenburg, North Carolina 161 $ 33,602,000 $ 208,708 $ 96,000
Fairfield, Connecticut 160 $ 70,021,000 $ 437,631 $ 137,000
Kern, California 157 $ 31,970,000 $ 203,630 $ 76,000
Oakland, Michigan 153 $ 46,638,000 $ 304,823 $ 133,000
Seminole, Florida 151 $ 26,764,000 $ 177,245 $ 113,000
Bronx, New York 148 $ 48,807,000 $ 329,777 $ 99,000
Union, New Jersey 139 $ 40,435,000 $ 290,899 $ 137,000
District of Columbia, District Of Columbia 138 $ 39,887,000 $ 289,036 $ 120,000
DeKalb, Georgia 138 $ 28,065,000 $ 203,369 $ 88,000
Washoe, Nevada 136 $ 34,326,000 $ 252,397 $ 74,000
Passaic, New Jersey 135 $ 39,608,000 $ 293,392 $ 103,000
Pinellas, Florida 130 $ 27,036,000 $ 207,969 $ 128,000
Polk, Florida 130 $ 23,794,000 $ 183,030 $ 109,000
Middlesex, New Jersey 127 $ 33,369,000 $ 262,748 $ 101,000
Collier, Florida 126 $ 40,055,000 $ 317,896 $ 162,000
San Joaquin, California 123 $ 39,425,000 $ 320,528 $ 138,000
Sonoma, California 122 $ 44,712,000 $ 366,491 $ 126,000
Fresno, California 121 $ 24,669,000 $ 203,876 $ 102,000
Suffolk, Massachusetts 118 $ 37,132,000 $ 314,677 $ 82,000
King, Washington 115 $ 37,154,000 $ 323,078 $ 139,000
Richmond, New York 110 $ 36,870,000 $ 335,181 $ 114,000
Dallas, Texas 107 $ 18,258,000 $ 170,635 $ 94,000
St. Lucie, Florida 104 $ 21,595,000 $ 207,644 $ 87,000
Philadelphia, Pennsylvania 102 $ 13,902,000 $ 136,294 $ 102,000
Ocean, New Jersey 100 $ 28,696,000 $ 286,960 $ 125,000
DuPage, Illinois 99 $ 22,217,000 $ 224,414 $ 102,000
Brevard, Florida 97 $ 16,964,000 $ 174,886 $ 105,000
Sarasota, Florida 97 $ 25,857,000 $ 266,567 $ 115,000
Macomb, Michigan 97 $ 17,266,000 $ 178,000 $ 89,000
Mohave, Arizona 94 $ 20,124,000 $ 214,085 $ 205,000
Gwinnett, Georgia 93 $ 16,854,000 $ 181,225 $ 86,000
Pasco, Florida 92 $ 16,649,000 $ 180,967 $ 107,000
Duval, Florida 87 $ 15,348,000 $ 176,413 $ 76,000
Will, Illinois 86 $ 18,998,000 $ 220,906 $ 88,000
Volusia, Florida 83 $ 14,809,000 $ 178,421 $ 99,000
Middlesex, Massachusetts 83 $ 24,434,000 $ 294,385 $ 89,000
Lake, Florida 82 $ 17,064,000 $ 208,097 $ 75,000
Baltimore, Maryland 77 $ 19,971,000 $ 259,363 $ 95,000
Westchester, New York 77 $ 33,245,000 $ 431,753 $ 118,000
Stanislaus, California 76 $ 18,188,000 $ 239,315 $ 99,000
Worcester, Massachusetts 76 $ 16,491,000 $ 216,986 $ 65,000
Anne Arundel, Maryland 75 $ 26,715,000 $ 356,200 $ 123,000
Clark, Washington 75 $ 17,484,000 $ 233,120 $ 126,000
Baltimore City, Maryland 74 $ 11,925,000 $ 161,148 $ 91,000
Merced, California 73 $ 14,700,000 $ 201,369 $ 107,000
Cobb, Georgia 73 $ 16,070,000 $ 220,136 $ 90,000
Manatee, Florida 71 $ 17,195,000 $ 242,183 $ 123,000
Monmouth, New Jersey 71 $ 24,594,000 $ 346,394 $ 158,000
Loudoun, Virginia 70 $ 24,154,000 $ 345,057 $ 124,000
San Mateo, California 69 $ 35,111,000 $ 508,855 $ 214,000
Horry, South Carolina 69 $ 19,495,000 $ 282,536 $ 139,000
Ramsey, Minnesota 68 $ 11,170,000 $ 164,264 $ 126,000
Monterey, California 67 $ 26,282,000 $ 392,268 $ 138,000
Milwaukee, Wisconsin 66 $ 8,800,000 $ 133,333 $ 65,000
Essex, Massachusetts 64 $ 17,994,000 $ 281,156 $ 101,000
Plymouth, Massachusetts 60 $ 16,946,000 $ 282,433 $ 113,000
Orange, New York 58 $ 15,589,000 $ 268,775 $ 109,000
Atlantic, New Jersey 57 $ 12,879,000 $ 225,947 $ 98,000
Solano, California 56 $ 20,470,000 $ 365,535 $ 92,000
New Castle, Delaware 56 $ 13,868,000 $ 247,642 $ 73,000
Anoka, Minnesota 56 $ 10,440,000 $ 186,428 $ 122,000
Sandoval, New Mexico 56 $ 12,491,000 $ 223,053 $ 87,000
Multnomah, Oregon 56 $ 10,995,000 $ 196,339 $ 101,000
Providence, Rhode Island 56 $ 13,024,000 $ 232,571 $ 66,000
Kane, Illinois 55 $ 10,549,000 $ 191,800 $ 92,000
Virginia Beach, Virginia 55 $ 12,646,000 $ 229,927 $ 110,000
Monroe, New York 51 $ 6,253,000 $ 122,607 $ 59,000
Shelby, Tennessee 51 $ 9,210,000 $ 180,588 $ 101,000
Dakota, Minnesota 50 $ 10,589,000 $ 211,780 $ 140,000
Morris, New Jersey 50 $ 15,332,000 $ 306,640 $ 110,000
Washington, Oregon 50 $ 9,272,000 $ 185,440 $ 95,000
Denver, Colorado 49 $ 10,377,000 $ 211,775 $ 151,000
Lake, Illinois 49 $ 14,234,000 $ 290,489 $ 168,000
Burlington, New Jersey 48 $ 10,861,000 $ 226,270 $ 113,000
Snohomish, Washington 48 $ 12,395,000 $ 258,229 $ 119,000
New Haven, Connecticut 47 $ 9,658,000 $ 205,489 $ 66,000
Charles, Maryland 47 $ 12,965,000 $ 275,851 $ 122,000
Tarrant, Texas 47 $ 9,728,000 $ 206,978 $ 122,000
Hernando, Florida 46 $ 8,850,000 $ 192,391 $ 121,000
Bristol, Massachusetts 46 $ 12,419,000 $ 269,978 $ 80,000
Salt Lake, Utah 46 $ 11,787,000 $ 256,239 $ 106,000
Spotsylvania, Virginia 45 $ 10,291,000 $ 228,688 $ 92,000
Albany, New York 44 $ 6,924,000 $ 157,363 $ 60,000
Washington, Utah 44 $ 12,918,000 $ 293,590 $ 99,000
Wake, North Carolina 43 $ 13,436,000 $ 312,465 $ 120,000
Somerset, New Jersey 42 $ 14,278,000 $ 339,952 $ 125,000
Charleston, South Carolina 41 $ 13,719,000 $ 334,609 $ 164,000
Collin, Texas 41 $ 6,870,000 $ 167,560 $ 85,000
Ventura, California 40 $ 18,306,000 $ 457,650 $ 147,000
Hartford, Connecticut 40 $ 7,699,000 $ 192,475 $ 66,000
San Francisco, California 39 $ 21,450,000 $ 550,000 $ 235,000
Marion, Florida 39 $ 7,442,000 $ 190,820 $ 90,000
Norfolk, Massachusetts 39 $ 11,196,000 $ 287,076 $ 72,000
Mercer, New Jersey 39 $ 7,544,000 $ 193,435 $ 95,000
Pierce, Washington 38 $ 9,119,000 $ 239,973 $ 117,000
Charlotte, Florida 37 $ 7,944,000 $ 214,702 $ 147,000
Indian River, Florida 37 $ 10,561,000 $ 285,432 $ 70,000
Ada, Idaho 37 $ 9,777,000 $ 264,243 $ 116,000
Bexar, Texas 37 $ 5,716,000 $ 154,486 $ 121,000
Howard, Maryland 36 $ 10,497,000 $ 291,583 $ 128,000
Hampden, Massachusetts 36 $ 5,339,000 $ 148,305 $ 50,000
Dutchess, New York 36 $ 10,168,000 $ 282,444 $ 90,000
Berks, Pennsylvania 36 $ 6,053,000 $ 168,138 $ 76,000
Lehigh, Pennsylvania 36 $ 5,801,000 $ 161,138 $ 61,000
Montgomery, Pennsylvania 36 $ 7,481,000 $ 207,805 $ 92,000
Flagler, Florida 35 $ 9,944,000 $ 284,114 $ 169,000
Barnstable, Massachusetts 35 $ 11,424,000 $ 326,400 $ 134,000
Placer, California 34 $ 15,489,000 $ 455,558 $ 144,000
Rockdale, Georgia 33 $ 7,041,000 $ 213,363 $ 122,000
Saratoga, New York 33 $ 6,761,000 $ 204,878 $ 60,000
Yavapai, Arizona 32 $ 9,099,000 $ 284,343 $ 104,000
Tulare, California 32 $ 7,266,000 $ 227,062 $ 68,000
Rockland, New York 32 $ 13,184,000 $ 412,000 $ 141,000
York, Pennsylvania 32 $ 5,954,000 $ 186,062 $ 47,000
Denton, Texas 32 $ 7,741,000 $ 241,906 $ 107,000
Adams, Colorado 31 $ 4,947,000 $ 159,580 $ 103,000
Cumberland, Maine 31 $ 5,452,000 $ 175,870 $ 39,000
Clackamas, Oregon 31 $ 9,812,000 $ 316,516 $ 140,000
Hidalgo, Texas 31 $ 5,303,000 $ 171,064 $ 79,000
Harford, Maryland 30 $ 7,026,000 $ 234,200 $ 77,000
Washington, Minnesota 30 $ 9,027,000 $ 300,900 $ 152,000
Onondaga, New York 30 $ 2,777,000 $ 92,566 $ 49,000
Guilford, North Carolina 30 $ 5,922,000 $ 197,400 $ 85,000
Northampton, Pennsylvania 30 $ 5,938,000 $ 197,933 $ 75,000
Arapahoe, Colorado 29 $ 8,673,000 $ 299,068 $ 165,000
Sussex, Delaware 29 $ 5,523,000 $ 190,448 $ 133,000
Martin, Florida 29 $ 7,538,000 $ 259,931 $ 120,000
Camden, New Jersey 29 $ 5,871,000 $ 202,448 $ 82,000
Cameron, Texas 29 $ 4,064,000 $ 140,137 $ 62,000
Coconino, Arizona 28 $ 5,527,000 $ 197,392 $ 105,000
Honolulu, Hawaii 28 $ 12,440,000 $ 444,285 $ 186,000
Lake, Indiana 28 $ 5,204,000 $ 185,857 $ 130,000
York, Maine 28 $ 9,340,000 $ 333,571 $ 78,000
Delaware, Pennsylvania 28 $ 6,287,000 $ 224,535 $ 61,000
Clayton, Georgia 27 $ 3,557,000 $ 131,740 $ 55,000
Henry, Georgia 27 $ 5,809,000 $ 215,148 $ 80,000
Rockingham, New Hampshire 27 $ 6,827,000 $ 252,851 $ 72,000
Erie, New York 27 $ 3,255,000 $ 120,555 $ 29,000
Union, North Carolina 27 $ 10,348,000 $ 383,259 $ 158,000
Bucks, Pennsylvania 27 $ 8,842,000 $ 327,481 $ 158,000
Cape May, New Jersey 26 $ 10,655,000 $ 409,807 $ 186,000
Sussex, New Jersey 26 $ 7,416,000 $ 285,230 $ 103,000
Ulster, New York 26 $ 5,636,000 $ 216,769 $ 26,000
Cabarrus, North Carolina 26 $ 4,461,000 $ 171,576 $ 44,000
Chesapeake, Virginia 26 $ 5,190,000 $ 199,615 $ 56,000
Portsmouth, Virginia 26 $ 3,701,000 $ 142,346 $ 88,000
Richmond City, Virginia 26 $ 2,901,000 $ 111,576 $ 100,000
Stafford, Virginia 26 $ 7,824,000 $ 300,923 $ 127,000
Canyon, Idaho 25 $ 4,486,000 $ 179,440 $ 123,000
Marion, Indiana 25 $ 2,949,000 $ 117,960 $ 111,000
Genesee, Michigan 25 $ 4,077,000 $ 163,080 $ 53,000
New York, New York 25 $ 17,573,000 $ 702,920 $ 293,000
St. Johns, Florida 24 $ 6,151,000 $ 256,291 $ 165,000
McHenry, Illinois 24 $ 3,934,000 $ 163,916 $ 71,000
Gloucester, New Jersey 24 $ 4,972,000 $ 207,166 $ 95,000
Gaston, North Carolina 23 $ 3,455,000 $ 150,217 $ 69,000
Montgomery, Texas 23 $ 4,300,000 $ 186,956 $ 68,000
Utah, Utah 23 $ 7,212,000 $ 313,565 $ 142,000
Henrico, Virginia 23 $ 3,641,000 $ 158,304 $ 64,000
Santa Cruz, California 22 $ 12,666,000 $ 575,727 $ 219,000
Yolo, California 22 $ 6,358,000 $ 289,000 $ 139,000
Monroe, Florida 22 $ 13,006,000 $ 591,181 $ 317,000
Frederick, Maryland 22 $ 6,099,000 $ 277,227 $ 94,000
Fort Bend, Texas 22 $ 3,290,000 $ 149,545 $ 81,000
Chesterfield, Virginia 22 $ 3,810,000 $ 173,181 $ 54,000
Cowlitz, Washington 22 $ 4,245,000 $ 192,954 $ 141,000
Baldwin, Alabama 21 $ 6,864,000 $ 326,857 $ 184,000
Kings, California 21 $ 5,263,000 $ 250,619 $ 53,000
Douglas, Colorado 21 $ 6,777,000 $ 322,714 $ 282,000
Forsyth, North Carolina 21 $ 2,931,000 $ 139,571 $ 41,000
Franklin, Ohio 21 $ 1,981,000 $ 94,333 $ 87,000
Davidson, Tennessee 21 $ 4,127,000 $ 196,523 $ 140,000
Alexandria, Virginia 21 $ 9,001,000 $ 428,619 $ 112,000
Norfolk, Virginia 21 $ 3,882,000 $ 184,857 $ 98,000
Santa Barbara, California 20 $ 10,600,000 $ 530,000 $ 184,000
Jefferson, Colorado 20 $ 4,542,000 $ 227,100 $ 115,000
Paulding, Georgia 20 $ 3,130,000 $ 156,500 $ 82,000
St. Joseph, Indiana 20 $ 2,751,000 $ 137,550 $ 56,000
Jackson, Mississippi 20 $ 1,681,000 $ 84,050 $ 255,000
Cumberland, New Jersey 20 $ 3,766,000 $ 188,300 $ 70,000
Dauphin, Pennsylvania 20 $ 3,404,000 $ 170,200 $ 62,000
Monroe, Pennsylvania 20 $ 4,859,000 $ 242,950 $ 90,000
Lake, California 19 $ 4,969,000 $ 261,526 $ 115,000
Mendocino, California 19 $ 6,133,000 $ 322,789 $ 64,000
Highlands, Florida 19 $ 3,779,000 $ 198,894 $ 131,000
Newton, Georgia 19 $ 3,537,000 $ 186,157 $ 58,000
DeSoto, Mississippi 19 $ 3,007,000 $ 158,263 $ 92,000
St. Louis, Missouri 19 $ 3,267,000 $ 171,947 $ 75,000
Schenectady, New York 19 $ 2,259,000 $ 118,894 $ 60,000
Travis, Texas 19 $ 3,469,000 $ 182,578 $ 102,000
Jefferson, Alabama 18 $ 3,489,000 $ 193,833 $ 81,000
Madera, California 18 $ 3,562,000 $ 197,888 $ 132,000
Weld, Colorado 18 $ 3,620,000 $ 201,111 $ 334,000
Jefferson, Louisiana 18 $ 2,898,000 $ 161,000 $ 91,000
Hillsborough, New Hampshire 18 $ 4,391,000 $ 243,944 $ 83,000
Warren, New Jersey 18 $ 4,629,000 $ 257,166 $ 141,000
Broome, New York 18 $ 1,883,000 $ 104,611 $ 25,000
Rensselaer, New York 18 $ 2,143,000 $ 119,055 $ 41,000
Arlington, Virginia 18 $ 5,325,000 $ 295,833 $ 140,000
Benton, Arkansas 17 $ 2,291,000 $ 134,764 $ 106,000
Harrison, Mississippi 17 $ 2,080,000 $ 122,352 $ 72,000
Cuyahoga, Ohio 17 $ 1,852,000 $ 108,941 $ 68,000
Williamson, Texas 17 $ 2,066,000 $ 121,529 $ 44,000
Yuma, Arizona 16 $ 2,949,000 $ 184,312 $ 145,000
Shasta, California 16 $ 3,264,000 $ 204,000 $ 145,000
Clay, Florida 16 $ 3,198,000 $ 199,875 $ 67,000
Chatham, Georgia 16 $ 3,601,000 $ 225,062 $ 231,000
Cherokee, Georgia 16 $ 3,959,000 $ 247,437 $ 90,000
Cecil, Maryland 16 $ 4,330,000 $ 270,625 $ 86,000
Taos, New Mexico 16 $ 3,649,000 $ 228,062 $ 92,000
Allegheny, Pennsylvania 16 $ 2,336,000 $ 146,000 $ 53,000
York, South Carolina 16 $ 3,195,000 $ 199,687 $ 68,000
El Paso, Colorado 15 $ 2,794,000 $ 186,266 $ 90,000
Escambia, Florida 15 $ 3,606,000 $ 240,400 $ 159,000
Douglas, Georgia 15 $ 3,547,000 $ 236,466 $ 130,000
Washington, Maryland 15 $ 4,444,000 $ 296,266 $ 111,000
Christian, Missouri 15 $ 2,048,000 $ 136,533 $ 139,000
Douglas, Nebraska 15 $ 3,355,000 $ 223,666 $ 188,000
Josephine, Oregon 15 $ 2,853,000 $ 190,200 $ 241,000
Navajo, Arizona 14 $ 4,362,000 $ 311,571 $ 104,000
Barrow, Georgia 14 $ 2,414,000 $ 172,428 $ 63,000
Forsyth, Georgia 14 $ 5,812,000 $ 415,142 $ 180,000
Kendall, Illinois 14 $ 2,340,000 $ 167,142 $ 67,000
Wright, Minnesota 14 $ 2,721,000 $ 194,357 $ 74,000
St. Louis City, Missouri 14 $ 2,308,000 $ 164,857 $ 58,000
Columbia, New York 14 $ 5,037,000 $ 359,785 $ 138,000
Cumberland, North Carolina 14 $ 2,914,000 $ 208,142 $ 138,000
Johnston, North Carolina 14 $ 1,858,000 $ 132,714 $ 53,000
Chester, Pennsylvania 14 $ 4,710,000 $ 336,428 $ 113,000
Beaufort, South Carolina 14 $ 3,600,000 $ 257,142 $ 127,000
Greenville, South Carolina 14 $ 3,675,000 $ 262,500 $ 99,000
Spartanburg, South Carolina 14 $ 2,124,000 $ 151,714 $ 253,000
Mobile, Alabama 13 $ 1,757,000 $ 135,153 $ 81,000
Cochise, Arizona 13 $ 1,276,000 $ 98,153 $ 100,000
Maui, Hawaii 13 $ 5,400,000 $ 415,384 $ 425,000
Porter, Indiana 13 $ 3,321,000 $ 255,461 $ 208,000
Orleans, Louisiana 13 $ 2,556,000 $ 196,615 $ 113,000
St. Tammany, Louisiana 13 $ 3,657,000 $ 281,307 $ 98,000
Carroll, Maryland 13 $ 3,236,000 $ 248,923 $ 106,000
Livingston, Michigan 13 $ 2,933,000 $ 225,615 $ 120,000
Washtenaw, Michigan 13 $ 3,759,000 $ 289,153 $ 95,000
Strafford, New Hampshire 13 $ 1,738,000 $ 133,692 $ 42,000
Iredell, North Carolina 13 $ 4,341,000 $ 333,923 $ 66,000
Lancaster, Pennsylvania 13 $ 2,033,000 $ 156,384 $ 47,000
Luzerne, Pennsylvania 13 $ 1,415,000 $ 108,846 $ 49,000
Kent, Rhode Island 13 $ 2,608,000 $ 200,615 $ 69,000
Lexington, South Carolina 13 $ 1,384,000 $ 106,461 $ 34,000
Richland, South Carolina 13 $ 1,595,000 $ 122,692 $ 35,000
Iron, Utah 13 $ 2,679,000 $ 206,076 $ 327,000
Imperial, California 12 $ 2,218,000 $ 184,833 $ 95,000
Summit, Colorado 12 $ 8,919,000 $ 743,250 $ 557,000
Fayette, Georgia 12 $ 3,556,000 $ 296,333 $ 130,000
Kent, Michigan 12 $ 2,011,000 $ 167,583 $ 52,000
Oswego, New York 12 $ 941,000 $ 78,416 $ 46,000
New Hanover, North Carolina 12 $ 3,084,000 $ 257,000 $ 221,000
Lane, Oregon 12 $ 2,334,000 $ 194,500 $ 111,000
Williamson, Tennessee 12 $ 5,025,000 $ 418,750 $ 175,000
Fauquier, Virginia 12 $ 3,358,000 $ 279,833 $ 127,000
Manassas, Virginia 12 $ 3,161,000 $ 263,416 $ 65,000
Newport News, Virginia 12 $ 1,490,000 $ 124,166 $ 69,000
Island, Washington 12 $ 2,382,000 $ 198,500 $ 71,000
Whatcom, Washington 12 $ 3,372,000 $ 281,000 $ 249,000
Berkeley, West Virginia 12 $ 1,544,000 $ 128,666 $ 42,000
Washington, Arkansas 11 $ 1,960,000 $ 178,181 $ 51,000
Marin, California 11 $ 4,222,000 $ 383,818 $ 132,000
San Luis Obispo, California 11 $ 9,353,000 $ 850,272 $ 280,000
Citrus, Florida 11 $ 2,133,000 $ 193,909 $ 93,000
Okaloosa, Florida 11 $ 4,667,000 $ 424,272 $ 523,000
Hawaii, Hawaii 11 $ 4,000,000 $ 363,636 $ 172,000
Tippecanoe, Indiana 11 $ 793,000 $ 72,090 $ 102,000
East Baton Rouge, Louisiana 11 $ 2,353,000 $ 213,909 $ 503,000
Worcester, Maryland 11 $ 6,199,000 $ 563,545 $ 252,000
Monroe, Michigan 11 $ 1,469,000 $ 133,545 $ 82,000
Brunswick, North Carolina 11 $ 3,047,000 $ 277,000 $ 266,000
Montgomery, Ohio 11 $ 1,141,000 $ 103,727 $ 80,000
Marion, Oregon 11 $ 2,459,000 $ 223,545 $ 73,000
Cumberland, Pennsylvania 11 $ 1,655,000 $ 150,454 $ 137,000
Brazoria, Texas 11 $ 1,866,000 $ 169,636 $ 117,000
Galveston, Texas 11 $ 2,228,000 $ 202,545 $ 62,000
Webb, Texas 11 $ 1,259,000 $ 114,454 $ 49,000
Weber, Utah 11 $ 2,736,000 $ 248,727 $ 187,000
Suffolk, Virginia 11 $ 2,149,000 $ 195,363 $ 54,000
St. Croix, Wisconsin 11 $ 2,377,000 $ 216,090 $ 414,000
Butte, California 10 $ 3,001,000 $ 300,100 $ 67,000
El Dorado, California 10 $ 4,162,000 $ 416,200 $ 198,000
San Benito, California 10 $ 3,908,000 $ 390,800 $ 151,000
Boulder, Colorado 10 $ 3,123,000 $ 312,300 $ 131,000
Glynn, Georgia 10 $ 1,532,000 $ 153,200 $ 118,000
Fayette, Kentucky 10 $ 2,379,000 $ 237,900 $ 114,000
Ingham, Michigan 10 $ 781,000 $ 78,100 $ 63,000
Saginaw, Michigan 10 $ 960,000 $ 96,000 $ 69,000
Pulaski, Missouri 10 $ 948,000 $ 94,800 $ 139,000
Oneida, New York 10 $ 847,000 $ 84,700 $ 45,000
Sullivan, New York 10 $ 3,197,000 $ 319,700 $ 76,000
Warren, New York 10 $ 1,819,000 $ 181,900 $ 56,000
Hampton, Virginia 10 $ 1,613,000 $ 161,300 $ 58,000
Napa, California 9 $ 6,539,000 $ 726,555 $ 229,000
Litchfield, Connecticut 9 $ 2,060,000 $ 228,888 $ 30,000
Valley, Idaho 9 $ 2,398,000 $ 266,444 $ 58,000
Allen, Indiana 9 $ 871,000 $ 96,777 $ 76,000
Elkhart, Indiana 9 $ 1,936,000 $ 215,111 $ 74,000
Hancock, Maine 9 $ 2,033,000 $ 225,888 $ 35,000
Carver, Minnesota 9 $ 2,477,000 $ 275,222 $ 111,000
Sherburne, Minnesota 9 $ 2,349,000 $ 261,000 $ 184,000
Merrimack, New Hampshire 9 $ 1,482,000 $ 164,666 $ 27,000
Valencia, New Mexico 9 $ 1,764,000 $ 196,000 $ 90,000
Washington, New York 9 $ 1,645,000 $ 182,777 $ 39,000
Knox, Tennessee 9 $ 1,979,000 $ 219,888 $ 61,000
Ellis, Texas 9 $ 1,961,000 $ 217,888 $ 146,000
Dane, Wisconsin 9 $ 2,323,000 $ 258,111 $ 182,000
Humboldt, California 8 $ 1,887,000 $ 235,875 $ 37,000
Yuba, California 8 $ 1,652,000 $ 206,500 $ 68,000
Larimer, Colorado 8 $ 1,271,000 $ 158,875 $ 76,000
Kootenai, Idaho 8 $ 2,537,000 $ 317,125 $ 125,000
Calvert, Maryland 8 $ 1,984,000 $ 248,000 $ 48,000
St. Clair, Michigan 8 $ 1,130,000 $ 141,250 $ 40,000
Greene, Missouri 8 $ 1,300,000 $ 162,500 $ 59,000
Jackson, Missouri 8 $ 1,241,000 $ 155,125 $ 162,000
Nye, Nevada 8 $ 1,891,000 $ 236,375 $ 431,000
Santa Fe, New Mexico 8 $ 2,017,000 $ 252,125 $ 45,000
Madison, New York 8 $ 724,000 $ 90,500 $ 22,000
Niagara, New York 8 $ 841,000 $ 105,125 $ 53,000
Durham, North Carolina 8 $ 1,311,000 $ 163,875 $ 55,000
Summit, Ohio 8 $ 1,043,000 $ 130,375 $ 165,000
Washington, Rhode Island 8 $ 2,315,000 $ 289,375 $ 109,000
Dorchester, South Carolina 8 $ 1,665,000 $ 208,125 $ 111,000
Sevier, Tennessee 8 $ 1,821,000 $ 227,625 $ 462,000
Tipton, Tennessee 8 $ 1,185,000 $ 148,125 $ 70,000
Skagit, Washington 8 $ 1,756,000 $ 219,500 $ 61,000
Jefferson, West Virginia 8 $ 1,693,000 $ 211,625 $ 80,000
Walworth, Wisconsin 8 $ 1,804,000 $ 225,500 $ 105,000
Waukesha, Wisconsin 8 $ 1,786,000 $ 223,250 $ 83,000
Gila, Arizona 7 $ 966,000 $ 138,000 $ 48,000
New London, Connecticut 7 $ 1,567,000 $ 223,857 $ 32,000
Bay, Florida 7 $ 2,594,000 $ 370,571 $ 162,000
Nassau, Florida 7 $ 2,113,000 $ 301,857 $ 136,000
Okeechobee, Florida 7 $ 1,165,000 $ 166,428 $ 62,000
Winnebago, Illinois 7 $ 1,214,000 $ 173,428 $ 63,000
Hamilton, Indiana 7 $ 2,624,000 $ 374,857 $ 253,000
Androscoggin, Maine 7 $ 793,000 $ 113,285 $ 32,000
Caroline, Maryland 7 $ 1,046,000 $ 149,428 $ 71,000
Scott, Minnesota 7 $ 1,995,000 $ 285,000 $ 141,000
Lancaster, Nebraska 7 $ 1,205,000 $ 172,142 $ 69,000
Ontario, New York 7 $ 1,053,000 $ 150,428 $ 98,000
Davidson, North Carolina 7 $ 913,000 $ 130,428 $ 50,000
Clermont, Ohio 7 $ 755,000 $ 107,857 $ 66,000
Hamilton, Ohio 7 $ 647,000 $ 92,428 $ 42,000
Medina, Ohio 7 $ 977,000 $ 139,571 $ 74,000
Montgomery, Tennessee 7 $ 745,000 $ 106,428 $ 52,000
Rutherford, Tennessee 7 $ 940,000 $ 134,285 $ 92,000
Sumner, Tennessee 7 $ 1,739,000 $ 248,428 $ 19,000
Caroline, Virginia 7 $ 2,045,000 $ 292,142 $ 133,000
Fairfax City, Virginia 7 $ 2,655,000 $ 379,285 $ 143,000
Frederick, Virginia 7 $ 1,921,000 $ 274,428 $ 89,000
Manassas Park, Virginia 7 $ 1,488,000 $ 212,571 $ 121,000
Kitsap, Washington 7 $ 2,393,000 $ 341,857 $ 211,000
Racine, Wisconsin 7 $ 1,786,000 $ 255,142 $ 69,000
Madison, Alabama 6 $ 2,244,000 $ 374,000 $ 66,000
Del Norte, California 6 $ 2,469,000 $ 411,500 $ 247,000
Middlesex, Connecticut 6 $ 1,758,000 $ 293,000 $ 71,000
Kent, Delaware 6 $ 1,456,000 $ 242,666 $ 55,000
Leon, Florida 6 $ 1,568,000 $ 261,333 $ 63,000
Carroll, Georgia 6 $ 799,000 $ 133,166 $ 104,000
Hall, Georgia 6 $ 3,619,000 $ 603,166 $ 279,000
Spalding, Georgia 6 $ 602,000 $ 100,333 $ 89,000
Twin Falls, Idaho 6 $ 740,000 $ 123,333 $ 46,000
LaPorte, Indiana 6 $ 613,000 $ 102,166 $ 29,000
Vanderburgh, Indiana 6 $ 458,000 $ 76,333 $ 58,000
Wicomico, Maryland 6 $ 872,000 $ 145,333 $ 68,000
Dukes, Massachusetts 6 $ 3,393,000 $ 565,500 $ 111,000
Franklin, Massachusetts 6 $ 996,000 $ 166,000 $ 32,000
Berrien, Michigan 6 $ 1,439,000 $ 239,833 $ 154,000
Eaton, Michigan 6 $ 543,000 $ 90,500 $ 79,000
McLeod, Minnesota 6 $ 707,000 $ 117,833 $ 56,000
Hancock, Mississippi 6 $ 728,000 $ 121,333 $ 124,000
Lyon, Nevada 6 $ 1,464,000 $ 244,000 $ 127,000
Belknap, New Hampshire 6 $ 1,085,000 $ 180,833 $ 75,000
Hunterdon, New Jersey 6 $ 3,216,000 $ 536,000 $ 173,000
Buncombe, North Carolina 6 $ 2,359,000 $ 393,166 $ 233,000
Carteret, North Carolina 6 $ 2,170,000 $ 361,666 $ 92,000
Lorain, Ohio 6 $ 740,000 $ 123,333 $ 53,000
Oklahoma, Oklahoma 6 $ 648,000 $ 108,000 $ 37,000
Jackson, Oregon 6 $ 1,382,000 $ 230,333 $ 174,000
Adams, Pennsylvania 6 $ 1,401,000 $ 233,500 $ 86,000
Franklin, Pennsylvania 6 $ 845,000 $ 140,833 $ 16,000
Pike, Pennsylvania 6 $ 1,468,000 $ 244,666 $ 70,000
Berkeley, South Carolina 6 $ 2,055,000 $ 342,500 $ 36,000
El Paso, Texas 6 $ 746,000 $ 124,333 $ 89,000
Brown, Wisconsin 6 $ 619,000 $ 103,166 $ 35,000
Fond du Lac, Wisconsin 6 $ 694,000 $ 115,666 $ 41,000
Washington, Wisconsin 6 $ 1,549,000 $ 258,166 $ 125,000
Nevada, California 5 $ 2,137,000 $ 427,400 $ 165,000
Mesa, Colorado 5 $ 1,087,000 $ 217,400 $ 55,000
Tolland, Connecticut 5 $ 1,115,000 $ 223,000 $ 7,000
Alachua, Florida 5 $ 839,000 $ 167,800 $ 85,000
Levy, Florida 5 $ 514,000 $ 102,800 $ 48,000
Houston, Georgia 5 $ 377,000 $ 75,400 $ 43,000
Monroe, Indiana 5 $ 1,392,000 $ 278,400 $ 113,000
Polk, Iowa 5 $ 898,000 $ 179,600 $ 78,000
Jefferson, Kentucky 5 $ 952,000 $ 190,400 $ 172,000
Hampshire, Massachusetts 5 $ 1,125,000 $ 225,000 $ 41,000
Shiawassee, Michigan 5 $ 685,000 $ 137,000 $ 73,000
Chisago, Minnesota 5 $ 958,000 $ 191,600 $ 126,000
Goodhue, Minnesota 5 $ 818,000 $ 163,600 $ 240,000
Hinds, Mississippi 5 $ 1,257,000 $ 251,400 $ 100,000
Tate, Mississippi 5 $ 649,000 $ 129,800 $ 326,000
Douglas, Nevada 5 $ 1,203,000 $ 240,600 $ 132,000
Lea, New Mexico 5 $ 522,000 $ 104,400 $ 67,000
Clinton, New York 5 $ 342,000 $ 68,400 $ 54,000
Herkimer, New York 5 $ 791,000 $ 158,200 $ 19,000
Ashe, North Carolina 5 $ 1,058,000 $ 211,600 $ 164,000
Cleveland, North Carolina 5 $ 928,000 $ 185,600 $ 45,000
Pender, North Carolina 5 $ 2,058,000 $ 411,600 $ 218,000
Rockingham, North Carolina 5 $ 827,000 $ 165,400 $ 101,000
Rowan, North Carolina 5 $ 706,000 $ 141,200 $ 53,000
Deschutes, Oregon 5 $ 2,099,000 $ 419,800 $ 127,000
Jefferson, Oregon 5 $ 891,000 $ 178,200 $ 40,000
Lincoln, Oregon 5 $ 1,271,000 $ 254,200 $ 77,000
Yamhill, Oregon 5 $ 1,178,000 $ 235,600 $ 49,000
Carbon, Pennsylvania 5 $ 830,000 $ 166,000 $ 30,000
Lackawanna, Pennsylvania 5 $ 671,000 $ 134,200 $ 71,000
Jefferson, Texas 5 $ 476,000 $ 95,200 $ 44,000
Kaufman, Texas 5 $ 642,000 $ 128,400 $ 46,000
Rockwall, Texas 5 $ 790,000 $ 158,000 $ 28,000
Davis, Utah 5 $ 1,264,000 $ 252,800 $ 120,000
Summit, Utah 5 $ 1,820,000 $ 364,000 $ 210,000
Albemarle, Virginia 5 $ 2,584,000 $ 516,800 $ 150,000
Clarke, Virginia 5 $ 2,600,000 $ 520,000 $ 150,000
Culpeper, Virginia 5 $ 1,405,000 $ 281,000 $ 52,000
Fredericksburg, Virginia 5 $ 1,188,000 $ 237,600 $ 105,000
James City, Virginia 5 $ 1,339,000 $ 267,800 $ 59,000
King George, Virginia 5 $ 845,000 $ 169,000 $ 124,000
Chelan, Washington 5 $ 1,124,000 $ 224,800 $ 116,000
Thurston, Washington 5 $ 652,000 $ 130,400 $ 61,000
Graham, Arizona 4 $ 305,000 $ 76,250 $ 49,000
Santa Cruz, Arizona 4 $ 611,000 $ 152,750 $ 160,000
Amador, California 4 $ 1,561,000 $ 390,250 $ 485,000
Garfield, Colorado 4 $ 1,099,000 $ 274,750 $ 59,000
Windham, Connecticut 4 $ 1,211,000 $ 302,750 $ 84,000
Santa Rosa, Florida 4 $ 494,000 $ 123,500 $ 184,000
Sumter, Florida 4 $ 1,934,000 $ 483,500 $ 198,000
Bartow, Georgia 4 $ 1,080,000 $ 270,000 $ 30,000
Bibb, Georgia 4 $ 545,000 $ 136,250 $ 91,000
Floyd, Georgia 4 $ 1,399,000 $ 349,750 $ 208,000
Gilmer, Georgia 4 $ 461,000 $ 115,250 $ 55,000
Bonneville, Idaho 4 $ 324,000 $ 81,000 $ 165,000
Kankakee, Illinois 4 $ 455,000 $ 113,750 $ 94,000
Rock Island, Illinois 4 $ 197,000 $ 49,250 $ 24,000
St. Clair, Illinois 4 $ 284,000 $ 71,000 $ 33,000
Muscatine, Iowa 4 $ 694,000 $ 173,500 $ 752,000
Penobscot, Maine 4 $ 593,000 $ 148,250 $ 12,000
Kent, Maryland 4 $ 628,000 $ 157,000 $ 25,000
Talbot, Maryland 4 $ 5,497,000 $ 1,374,250 $ 767,000
Gladwin, Michigan 4 $ 496,000 $ 124,000 $ 98,000
Muskegon, Michigan 4 $ 1,008,000 $ 252,000 $ 139,000
Stearns, Minnesota 4 $ 316,000 $ 79,000 $ 100,000
Madison, Mississippi 4 $ 1,747,000 $ 436,750 $ 255,000
Flathead, Montana 4 $ 3,056,000 $ 764,000 $ 268,000
Gallatin, Montana 4 $ 1,254,000 $ 313,500 $ 65,000
Carroll, New Hampshire 4 $ 791,000 $ 197,750 $ 52,000
Sullivan, New Hampshire 4 $ 489,000 $ 122,250 $ 120,000
Salem, New Jersey 4 $ 739,000 $ 184,750 $ 26,000
Dona Ana, New Mexico 4 $ 1,100,000 $ 275,000 $ 80,000
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Mortgage Loan Application Detail Totals for First National Bank of Arizona in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 15,376 $3,751,611,000 $243,000 $4,000,000 $114,000 $5,198,000
Refinancing 14,988 $4,330,154,000 $288,000 $9,000,000 $125,000 $6,276,000
Home Improvement 152 $6,520,000 $42,000 $350,000 $107,000 $720,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,481 $3,360,252,000 $269,000 $6,200,000 $139,000 $6,276,000
Hispanic 8,325 $2,102,878,000 $252,000 $2,078,000 $102,000 $1,876,000
Black or African American 4,144 $999,123,000 $241,000 $1,950,000 $97,000 $900,000
Not Provided 3,052 $898,033,000 $294,000 $9,000,000 $126,000 $3,960,000
Asian 1,642 $510,991,000 $311,000 $2,925,000 $135,000 $1,835,000
Not applicable 553 $121,904,000 $220,000 $1,043,000 $51,000 $1,620,000
Native Hawaiian or Other Pacific Islander 194 $60,101,000 $309,000 $1,330,000 $130,000 $624,000
American Indian or Alaskan Native 125 $35,003,000 $280,000 $1,400,000 $124,000 $900,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30,392 $8,066,842,000 $265,000 $9,000,000 $120,000 $6,276,000
FHA-insured (Federal Housing Administration) 80 $12,846,000 $160,000 $264,000 $58,000 $161,000
VA-guaranteed (Veterans Administration) 44 $8,597,000 $195,000 $316,000 $56,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 11,103 $3,157,209,000 $284,000 $9,000,000 $137,000 $5,198,000
Loan Originated 11,077 $2,695,450,000 $243,000 $3,057,000 $110,000 $2,400,000
Application Withdrawn By Applicant 6,363 $1,756,543,000 $276,000 $4,600,000 $116,000 $6,276,000
Application Approved But Not Accepted 1,234 $310,392,000 $251,000 $1,500,000 $109,000 $1,835,000
Loan Purchased By The Institution 642 $142,499,000 $221,000 $1,043,000 $44,000 $1,620,000
File Closed For Incompleteness 97 $26,192,000 $270,000 $1,190,000 $136,000 $690,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 4,111 $1,177,167,000 $286,000 $6,200,000 $140,000 $2,396,000
Credit Application Incomplete 3,616 $955,364,000 $264,000 $9,000,000 $123,000 $3,960,000
Collateral 1,334 $417,277,000 $312,000 $4,000,000 $172,000 $5,198,000
Credit History 885 $273,987,000 $309,000 $4,000,000 $136,000 $2,287,000
Debt-To-Income Ratio 611 $172,638,000 $282,000 $3,150,000 $127,000 $1,231,000
Unverifiable Information 280 $85,183,000 $304,000 $2,912,000 $148,000 $1,863,000
Employment History 171 $48,420,000 $283,000 $1,645,000 $141,000 $632,000
Insufficient Cash (Downpayment, Closing Cost) 80 $23,015,000 $287,000 $1,921,000 $126,000 $870,000
Mortgage Insurance Denied 15 $4,158,000 $277,000 $640,000 $104,000 $493,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Arizona's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First National Bank of Arizona's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet with aggregated HMDA statistics today.

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