First National Bank of Omaha Mortgage Lending & HMDA Data, 2010
In 2010, First National Bank of Omaha of Omaha, NE reported 11,534 mortgage applications totaling $1.8 billion, up 25% from 2009. The average application was for $158,382, and applicants reported an average income of $88,488. 70% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (4,879), Chicago-Joliet-Naperville, IL (1,146) and Fort Collins-Loveland, CO (953) (applications in parentheses).
| Mortgage Company & Address | First National Bank of Omaha 1620 Dodge Street Omaha, NE 68197 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 11,534 |
| Total Mortgage Loan Application Amount | $1,826,783,000 |
| Average Mortgage Loan Application Amount | $158,382 |
| Highest Mortgage Loan Application Amount | $5,700,000 |
| Average Applicant Income | $88,488 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First National Bank of Omaha filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Douglas, Nebraska | 3,271 | $ 435,228,000 | $ 133,056 | $ 85,000 |
| Sarpy, Nebraska | 972 | $ 136,245,000 | $ 140,169 | $ 82,000 |
| Larimer, Colorado | 953 | $ 174,360,000 | $ 182,959 | $ 87,000 |
| Weld, Colorado | 378 | $ 65,085,000 | $ 172,182 | $ 70,000 |
| McHenry, Illinois | 342 | $ 49,631,000 | $ 145,119 | $ 71,000 |
| Lancaster, Nebraska | 335 | $ 54,002,000 | $ 161,200 | $ 94,000 |
| DeKalb, Illinois | 325 | $ 56,360,000 | $ 173,415 | $ 88,000 |
| Dodge, Nebraska | 251 | $ 32,005,000 | $ 127,509 | $ 75,000 |
| Boulder, Colorado | 236 | $ 62,793,000 | $ 266,072 | $ 130,000 |
| Kendall, Illinois | 227 | $ 36,589,000 | $ 161,185 | $ 93,000 |
| Pottawattamie, Iowa | 224 | $ 29,231,000 | $ 130,495 | $ 65,000 |
| Johnson, Kansas | 195 | $ 37,544,000 | $ 192,533 | $ 100,000 |
| Buffalo, Nebraska | 190 | $ 25,589,000 | $ 134,678 | $ 84,000 |
| Washington, Nebraska | 173 | $ 30,381,000 | $ 175,612 | $ 97,000 |
| Kane, Illinois | 162 | $ 29,833,000 | $ 184,154 | $ 96,000 |
| Jefferson, Colorado | 157 | $ 38,303,000 | $ 243,968 | $ 113,000 |
| El Paso, Colorado | 150 | $ 32,904,000 | $ 219,360 | $ 81,000 |
| Arapahoe, Colorado | 149 | $ 31,066,000 | $ 208,496 | $ 82,000 |
| Platte, Nebraska | 147 | $ 20,039,000 | $ 136,319 | $ 76,000 |
| Denver, Colorado | 128 | $ 34,346,000 | $ 268,328 | $ 237,000 |
| Adams, Colorado | 111 | $ 19,504,000 | $ 175,711 | $ 73,000 |
| Gage, Nebraska | 86 | $ 7,694,000 | $ 89,465 | $ 64,000 |
| Lincoln, Nebraska | 83 | $ 10,659,000 | $ 128,421 | $ 78,000 |
| Cass, Nebraska | 77 | $ 10,463,000 | $ 135,883 | $ 81,000 |
| Saunders, Nebraska | 76 | $ 10,950,000 | $ 144,078 | $ 168,000 |
| Douglas, Colorado | 70 | $ 18,047,000 | $ 257,814 | $ 99,000 |
| LaSalle, Illinois | 70 | $ 9,609,000 | $ 137,271 | $ 75,000 |
| Box Butte, Nebraska | 51 | $ 4,609,000 | $ 90,372 | $ 59,000 |
| Mills, Iowa | 50 | $ 4,994,000 | $ 99,880 | $ 76,000 |
| Butler, Nebraska | 48 | $ 4,417,000 | $ 92,020 | $ 70,000 |
| Madison, Nebraska | 48 | $ 5,111,000 | $ 106,479 | $ 71,000 |
| Jackson, Missouri | 42 | $ 8,410,000 | $ 200,238 | $ 82,000 |
| York, Nebraska | 42 | $ 4,689,000 | $ 111,642 | $ 72,000 |
| Yankton, South Dakota | 42 | $ 6,218,000 | $ 148,047 | $ 81,000 |
| Fremont, Wyoming | 42 | $ 6,741,000 | $ 160,500 | $ 72,000 |
| Hall, Nebraska | 40 | $ 5,879,000 | $ 146,975 | $ 78,000 |
| Cook, Illinois | 38 | $ 6,673,000 | $ 175,605 | $ 111,000 |
| Garfield, Colorado | 36 | $ 10,369,000 | $ 288,027 | $ 97,000 |
| Harrison, Iowa | 36 | $ 4,226,000 | $ 117,388 | $ 80,000 |
| Pueblo, Colorado | 35 | $ 5,513,000 | $ 157,514 | $ 63,000 |
| Routt, Colorado | 35 | $ 9,759,000 | $ 278,828 | $ 151,000 |
| Boone, Illinois | 32 | $ 3,382,000 | $ 105,687 | $ 57,000 |
| Will, Illinois | 29 | $ 5,720,000 | $ 197,241 | $ 66,000 |
| Otoe, Nebraska | 29 | $ 3,648,000 | $ 125,793 | $ 95,000 |
| Collin, Texas | 28 | $ 4,798,000 | $ 171,357 | $ 99,000 |
| Maricopa, Arizona | 27 | $ 4,624,000 | $ 171,259 | $ 181,000 |
| Burt, Nebraska | 27 | $ 3,779,000 | $ 139,962 | $ 71,000 |
| Scotts Bluff, Nebraska | 26 | $ 3,521,000 | $ 135,423 | $ 67,000 |
| Polk, Iowa | 25 | $ 3,905,000 | $ 156,200 | $ 98,000 |
| Broomfield, Colorado | 24 | $ 6,227,000 | $ 259,458 | $ 102,000 |
| DuPage, Illinois | 22 | $ 6,091,000 | $ 276,863 | $ 139,000 |
| Clay, Missouri | 22 | $ 3,922,000 | $ 178,272 | $ 129,000 |
| Dawes, Nebraska | 22 | $ 2,291,000 | $ 104,136 | $ 54,000 |
| Seward, Nebraska | 22 | $ 2,895,000 | $ 131,590 | $ 79,000 |
| Shelby, Iowa | 19 | $ 2,708,000 | $ 142,526 | $ 77,000 |
| Kearney, Nebraska | 18 | $ 1,664,000 | $ 92,444 | $ 46,000 |
| Denton, Texas | 18 | $ 3,117,000 | $ 173,166 | $ 98,000 |
| Saline, Nebraska | 17 | $ 1,602,000 | $ 94,235 | $ 75,000 |
| Laramie, Wyoming | 16 | $ 2,889,000 | $ 180,562 | $ 63,000 |
| Summit, Colorado | 15 | $ 4,044,000 | $ 269,600 | $ 203,000 |
| Dallas, Texas | 15 | $ 2,528,000 | $ 168,533 | $ 248,000 |
| Grand, Colorado | 14 | $ 2,856,000 | $ 204,000 | $ 113,000 |
| Phelps, Nebraska | 13 | $ 1,899,000 | $ 146,076 | $ 114,000 |
| Lake, Illinois | 12 | $ 2,184,000 | $ 182,000 | $ 152,000 |
| Ogle, Illinois | 12 | $ 982,000 | $ 81,833 | $ 52,000 |
| Knox, Nebraska | 12 | $ 1,188,000 | $ 99,000 | $ 99,000 |
| Wayne, Nebraska | 12 | $ 1,281,000 | $ 106,750 | $ 87,000 |
| Davison, South Dakota | 12 | $ 1,835,000 | $ 152,916 | $ 83,000 |
| Minnehaha, South Dakota | 11 | $ 1,912,000 | $ 173,818 | $ 76,000 |
| Lee, Illinois | 10 | $ 1,311,000 | $ 131,100 | $ 72,000 |
| Wyandotte, Kansas | 10 | $ 921,000 | $ 92,100 | $ 65,000 |
| Platte, Missouri | 10 | $ 1,217,000 | $ 121,700 | $ 95,000 |
| Beadle, South Dakota | 10 | $ 1,293,000 | $ 129,300 | $ 79,000 |
| Teller, Colorado | 9 | $ 2,620,000 | $ 291,111 | $ 140,000 |
| Linn, Iowa | 9 | $ 1,390,000 | $ 154,444 | $ 68,000 |
| Dona Ana, New Mexico | 9 | $ 1,501,000 | $ 166,777 | $ 60,000 |
| Mesa, Colorado | 8 | $ 2,135,000 | $ 266,875 | $ 83,000 |
| Fremont, Iowa | 8 | $ 539,000 | $ 67,375 | $ 70,000 |
| Cedar, Nebraska | 8 | $ 673,000 | $ 84,125 | $ 64,000 |
| Nance, Nebraska | 8 | $ 856,000 | $ 107,000 | $ 72,000 |
| Winnebago, Illinois | 7 | $ 1,365,000 | $ 195,000 | $ 39,000 |
| Crawford, Iowa | 7 | $ 694,000 | $ 99,142 | $ 52,000 |
| Colfax, Nebraska | 7 | $ 621,000 | $ 88,714 | $ 107,000 |
| Pierce, Nebraska | 7 | $ 751,000 | $ 107,285 | $ 92,000 |
| Richardson, Nebraska | 7 | $ 930,000 | $ 132,857 | $ 85,000 |
| McCurtain, Oklahoma | 7 | $ 1,199,000 | $ 171,285 | $ 213,000 |
| Pennington, South Dakota | 7 | $ 1,106,000 | $ 158,000 | $ 100,000 |
| Park, Colorado | 6 | $ 934,000 | $ 155,666 | $ 92,000 |
| Dallas, Iowa | 6 | $ 1,683,000 | $ 280,500 | $ 137,000 |
| Osceola, Iowa | 6 | $ 546,000 | $ 91,000 | $ 51,000 |
| Cass, Missouri | 6 | $ 897,000 | $ 149,500 | $ 55,000 |
| Adams, Nebraska | 6 | $ 757,000 | $ 126,166 | $ 65,000 |
| Fillmore, Nebraska | 6 | $ 420,000 | $ 70,000 | $ 51,000 |
| Nemaha, Nebraska | 6 | $ 1,255,000 | $ 209,166 | $ 143,000 |
| Washoe, Nevada | 6 | $ 2,615,000 | $ 435,833 | $ 48,000 |
| Lincoln, South Dakota | 6 | $ 1,454,000 | $ 242,333 | $ 89,000 |
| Tarrant, Texas | 6 | $ 584,000 | $ 97,333 | $ 112,000 |
| Campbell, Wyoming | 6 | $ 1,488,000 | $ 248,000 | $ 88,000 |
| Morgan, Colorado | 5 | $ 903,000 | $ 180,600 | $ 79,000 |
| Montgomery, Iowa | 5 | $ 402,000 | $ 80,400 | $ 54,000 |
| Leavenworth, Kansas | 5 | $ 733,000 | $ 146,600 | $ 74,000 |
| Riley, Kansas | 5 | $ 2,072,000 | $ 414,400 | $ 183,000 |
| Sedgwick, Kansas | 5 | $ 1,056,000 | $ 211,200 | $ 224,000 |
| Harlan, Nebraska | 5 | $ 346,000 | $ 69,200 | $ 44,000 |
| Howard, Nebraska | 5 | $ 456,000 | $ 91,200 | $ 43,000 |
| Lawrence, South Dakota | 5 | $ 1,334,000 | $ 266,800 | $ 100,000 |
| Travis, Texas | 5 | $ 988,000 | $ 197,600 | $ 76,000 |
| Utah, Utah | 5 | $ 964,000 | $ 192,800 | $ 57,000 |
| Walworth, Wisconsin | 5 | $ 802,000 | $ 160,400 | $ 164,000 |
| Pima, Arizona | 4 | $ 655,000 | $ 163,750 | $ 300,000 |
| San Diego, California | 4 | $ 1,444,000 | $ 361,000 | $ 94,000 |
| Gunnison, Colorado | 4 | $ 1,030,000 | $ 257,500 | $ 217,000 |
| Audubon, Iowa | 4 | $ 424,000 | $ 106,000 | $ 80,000 |
| Dickinson, Iowa | 4 | $ 1,212,000 | $ 303,000 | $ 324,000 |
| Page, Iowa | 4 | $ 427,000 | $ 106,750 | $ 73,000 |
| Scott, Iowa | 4 | $ 685,000 | $ 171,250 | $ 87,000 |
| Barton, Kansas | 4 | $ 239,000 | $ 59,750 | $ 77,000 |
| Cheyenne, Nebraska | 4 | $ 681,000 | $ 170,250 | $ 173,000 |
| Cuming, Nebraska | 4 | $ 338,000 | $ 84,500 | $ 52,000 |
| Jefferson, Nebraska | 4 | $ 258,000 | $ 64,500 | $ 49,000 |
| Bernalillo, New Mexico | 4 | $ 786,000 | $ 196,500 | $ 42,000 |
| Codington, South Dakota | 4 | $ 613,000 | $ 153,250 | $ 67,000 |
| Hanson, South Dakota | 4 | $ 339,000 | $ 84,750 | $ 51,000 |
| Winnebago, Wisconsin | 4 | $ 459,000 | $ 114,750 | $ 63,000 |
| Anchorage, Alaska | 3 | $ 779,000 | $ 259,666 | $ 50,000 |
| Lonoke, Arkansas | 3 | $ 684,000 | $ 228,000 | $ 84,000 |
| Contra Costa, California | 3 | $ 1,317,000 | $ 439,000 | $ 101,000 |
| Riverside, California | 3 | $ 2,217,000 | $ 739,000 | $ 535,000 |
| Champaign, Illinois | 3 | $ 207,000 | $ 69,000 | $ 40,000 |
| Douglas, Kansas | 3 | $ 949,000 | $ 316,333 | $ 76,000 |
| Miami, Kansas | 3 | $ 500,000 | $ 166,666 | $ 90,000 |
| Dakota, Minnesota | 3 | $ 869,000 | $ 289,666 | $ 150,000 |
| Hennepin, Minnesota | 3 | $ 797,000 | $ 265,666 | $ 107,000 |
| Barry, Missouri | 3 | $ 446,000 | $ 148,666 | $ 127,000 |
| Holt, Missouri | 3 | $ 169,000 | $ 56,333 | $ 85,000 |
| Jefferson, Missouri | 3 | $ 637,000 | $ 212,333 | $ 96,000 |
| Lafayette, Missouri | 3 | $ 327,000 | $ 109,000 | $ 0 |
| Lewis and Clark, Montana | 3 | $ 545,000 | $ 181,666 | $ 51,000 |
| Brown, Nebraska | 3 | $ 218,000 | $ 72,666 | $ 47,000 |
| Clay, Nebraska | 3 | $ 285,000 | $ 95,000 | $ 56,000 |
| Hamilton, Nebraska | 3 | $ 556,000 | $ 185,333 | $ 144,000 |
| Johnson, Nebraska | 3 | $ 302,000 | $ 100,666 | $ 71,000 |
| Merrick, Nebraska | 3 | $ 352,000 | $ 117,333 | $ 87,000 |
| Sherman, Nebraska | 3 | $ 233,000 | $ 77,666 | $ 52,000 |
| Stanton, Nebraska | 3 | $ 580,000 | $ 193,333 | $ 151,000 |
| Clark, Nevada | 3 | $ 686,000 | $ 228,666 | $ 80,000 |
| Charleston, South Carolina | 3 | $ 982,000 | $ 327,333 | $ 222,000 |
| Davidson, Tennessee | 3 | $ 516,000 | $ 172,000 | $ 25,000 |
| Fairfax, Virginia | 3 | $ 978,000 | $ 326,000 | $ 150,000 |
| Jefferson, West Virginia | 3 | $ 729,000 | $ 243,000 | $ 189,000 |
| Marion, West Virginia | 3 | $ 518,000 | $ 172,666 | $ 107,000 |
| Columbia, Wisconsin | 3 | $ 616,000 | $ 205,333 | $ 68,000 |
| Vilas, Wisconsin | 3 | $ 604,000 | $ 201,333 | $ 113,000 |
| Carbon, Wyoming | 3 | $ 337,000 | $ 112,333 | $ 106,000 |
| Lincoln, Wyoming | 3 | $ 587,000 | $ 195,666 | $ 77,000 |
| Park, Wyoming | 3 | $ 436,000 | $ 145,333 | $ 67,000 |
| Matanuska-Susitna, Alaska | 2 | $ 299,000 | $ 149,500 | $ 72,000 |
| Gila, Arizona | 2 | $ 258,000 | $ 129,000 | $ 33,000 |
| Mohave, Arizona | 2 | $ 424,000 | $ 212,000 | $ 135,000 |
| Navajo, Arizona | 2 | $ 701,000 | $ 350,500 | $ 70,000 |
| Pinal, Arizona | 2 | $ 267,000 | $ 133,500 | $ 66,000 |
| Yavapai, Arizona | 2 | $ 232,000 | $ 116,000 | $ 81,000 |
| Orange, California | 2 | $ 4,561,000 | $ 2,280,500 | $ 408,000 |
| San Bernardino, California | 2 | $ 262,000 | $ 131,000 | $ 59,000 |
| Eagle, Colorado | 2 | $ 1,700,000 | $ 850,000 | $ 19,000 |
| Elbert, Colorado | 2 | $ 524,000 | $ 262,000 | $ 64,000 |
| Gilpin, Colorado | 2 | $ 730,000 | $ 365,000 | $ 151,000 |
| Las Animas, Colorado | 2 | $ 444,000 | $ 222,000 | $ 85,000 |
| Pitkin, Colorado | 2 | $ 535,000 | $ 267,500 | $ 47,000 |
| Rio Blanco, Colorado | 2 | $ 653,000 | $ 326,500 | $ 82,000 |
| Pinellas, Florida | 2 | $ 455,000 | $ 227,500 | $ 202,000 |
| Santa Rosa, Florida | 2 | $ 358,000 | $ 179,000 | $ 73,000 |
| St. Johns, Florida | 2 | $ 500,000 | $ 250,000 | $ 85,000 |
| Honolulu, Hawaii | 2 | $ 843,000 | $ 421,500 | $ 90,000 |
| Rock Island, Illinois | 2 | $ 385,000 | $ 192,500 | $ 46,000 |
| Hamilton, Indiana | 2 | $ 532,000 | $ 266,000 | $ 200,000 |
| Guthrie, Iowa | 2 | $ 426,000 | $ 213,000 | $ 79,000 |
| Jasper, Iowa | 2 | $ 353,000 | $ 176,500 | $ 59,000 |
| Lyon, Iowa | 2 | $ 183,000 | $ 91,500 | $ 91,000 |
| Marion, Iowa | 2 | $ 304,000 | $ 152,000 | $ 98,000 |
| Woodbury, Iowa | 2 | $ 289,000 | $ 144,500 | $ 99,000 |
| Ness, Kansas | 2 | $ 169,000 | $ 84,500 | $ 105,000 |
| Pawnee, Kansas | 2 | $ 113,000 | $ 56,500 | $ 37,000 |
| Marshall, Kentucky | 2 | $ 214,000 | $ 107,000 | $ 56,000 |
| Camden, Missouri | 2 | $ 248,000 | $ 124,000 | $ 150,000 |
| St. Louis City, Missouri | 2 | $ 300,000 | $ 150,000 | $ 409,000 |
| Beaverhead, Montana | 2 | $ 247,000 | $ 123,500 | $ 87,000 |
| Flathead, Montana | 2 | $ 465,000 | $ 232,500 | $ 134,000 |
| Gallatin, Montana | 2 | $ 317,000 | $ 158,500 | $ 51,000 |
| Boone, Nebraska | 2 | $ 193,000 | $ 96,500 | $ 53,000 |
| Dawson, Nebraska | 2 | $ 216,000 | $ 108,000 | $ 18,000 |
| Dixon, Nebraska | 2 | $ 217,000 | $ 108,500 | $ 80,000 |
| Franklin, Nebraska | 2 | $ 281,000 | $ 140,500 | $ 40,000 |
| Polk, Nebraska | 2 | $ 337,000 | $ 168,500 | $ 65,000 |
| Sheridan, Nebraska | 2 | $ 188,000 | $ 94,000 | $ 101,000 |
| Essex, New Jersey | 2 | $ 609,000 | $ 304,500 | $ 122,000 |
| Sandoval, New Mexico | 2 | $ 488,000 | $ 244,000 | $ 101,000 |
| Santa Fe, New Mexico | 2 | $ 412,000 | $ 206,000 | $ 50,000 |
| Oklahoma, Oklahoma | 2 | $ 482,000 | $ 241,000 | $ 64,000 |
| Deschutes, Oregon | 2 | $ 434,000 | $ 217,000 | $ 325,000 |
| Bon Homme, South Dakota | 2 | $ 384,000 | $ 192,000 | $ 72,000 |
| Clay, South Dakota | 2 | $ 328,000 | $ 164,000 | $ 104,000 |
| Hutchinson, South Dakota | 2 | $ 76,000 | $ 38,000 | $ 25,000 |
| Bexar, Texas | 2 | $ 675,000 | $ 337,500 | $ 163,000 |
| El Paso, Texas | 2 | $ 373,000 | $ 186,500 | $ 108,000 |
| Zapata, Texas | 2 | $ 134,000 | $ 67,000 | $ 62,000 |
| Cache, Utah | 2 | $ 281,000 | $ 140,500 | $ 43,000 |
| Millard, Utah | 2 | $ 230,000 | $ 115,000 | $ 24,000 |
| Washington, Utah | 2 | $ 310,000 | $ 155,000 | $ 66,000 |
| Tazewell, Virginia | 2 | $ 333,000 | $ 166,500 | $ 86,000 |
| King, Washington | 2 | $ 639,000 | $ 319,500 | $ 120,000 |
| Greenbrier, West Virginia | 2 | $ 251,000 | $ 125,500 | $ 61,000 |
| Wayne, West Virginia | 2 | $ 496,000 | $ 248,000 | $ 275,000 |
| Eau Claire, Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 204,000 |
| Natrona, Wyoming | 2 | $ 332,000 | $ 166,000 | $ 79,000 |
| Sweetwater, Wyoming | 2 | $ 417,000 | $ 208,500 | $ 104,000 |
| Washakie, Wyoming | 2 | $ 246,000 | $ 123,000 | $ 70,000 |
| Baldwin, Alabama | 1 | $ 100,000 | $ 100,000 | $ 166,000 |
| Tuscaloosa, Alabama | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Fairbanks North Star, Alaska | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Kenai Peninsula, Alaska | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| Northwest Arctic, Alaska | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Coconino, Arizona | 1 | $ 237,000 | $ 237,000 | $ 215,000 |
| Yuma, Arizona | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Kern, California | 1 | $ 381,000 | $ 381,000 | $ 140,000 |
| Los Angeles, California | 1 | $ 580,000 | $ 580,000 | $ 347,000 |
| Ventura, California | 1 | $ 350,000 | $ 350,000 | $ 136,000 |
| Huerfano, Colorado | 1 | $ 269,000 | $ 269,000 | $ 65,000 |
| Moffat, Colorado | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Otero, Colorado | 1 | $ 90,000 | $ 90,000 | $ 56,000 |
| Ouray, Colorado | 1 | $ 157,000 | $ 157,000 | $ 111,000 |
| Phillips, Colorado | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Saguache, Colorado | 1 | $ 219,000 | $ 219,000 | $ 69,000 |
| Fairfield, Connecticut | 1 | $ 417,000 | $ 417,000 | $ 384,000 |
| District of Columbia, District Of Columbia | 1 | $ 597,000 | $ 597,000 | $ 1,318,000 |
| Broward, Florida | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Clay, Florida | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Indian River, Florida | 1 | $ 316,000 | $ 316,000 | $ 143,000 |
| Lake, Florida | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Lee, Florida | 1 | $ 125,000 | $ 125,000 | $ 248,000 |
| Manatee, Florida | 1 | $ 200,000 | $ 200,000 | $ 49,000 |
| Osceola, Florida | 1 | $ 77,000 | $ 77,000 | $ 109,000 |
| Polk, Florida | 1 | $ 137,000 | $ 137,000 | $ 147,000 |
| Seminole, Florida | 1 | $ 76,000 | $ 76,000 | $ 126,000 |
| Chatham, Georgia | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| DeKalb, Georgia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Hall, Georgia | 1 | $ 124,000 | $ 124,000 | $ 90,000 |
| Ada, Idaho | 1 | $ 260,000 | $ 260,000 | $ 114,000 |
| Canyon, Idaho | 1 | $ 244,000 | $ 244,000 | $ 78,000 |
| Fremont, Idaho | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Teton, Idaho | 1 | $ 220,000 | $ 220,000 | $ 123,000 |
| Bureau, Illinois | 1 | $ 94,000 | $ 94,000 | $ 85,000 |
| Carroll, Illinois | 1 | $ 405,000 | $ 405,000 | $ 399,000 |
| Grundy, Illinois | 1 | $ 126,000 | $ 126,000 | $ 121,000 |
| Jo Daviess, Illinois | 1 | $ 131,000 | $ 131,000 | $ 263,000 |
| Kankakee, Illinois | 1 | $ 107,000 | $ 107,000 | $ 59,000 |
| Marshall, Illinois | 1 | $ 283,000 | $ 283,000 | $ 397,000 |
| Peoria, Illinois | 1 | $ 19,000 | $ 19,000 | $ 110,000 |
| Stephenson, Illinois | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| Johnson, Indiana | 1 | $ 160,000 | $ 160,000 | $ 93,000 |
| LaPorte, Indiana | 1 | $ 281,000 | $ 281,000 | $ 197,000 |
| Tippecanoe, Indiana | 1 | $ 121,000 | $ 121,000 | $ 61,000 |
| Cass, Iowa | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Clayton, Iowa | 1 | $ 91,000 | $ 91,000 | $ 56,000 |
| Dubuque, Iowa | 1 | $ 229,000 | $ 229,000 | $ 118,000 |
| Marshall, Iowa | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Butler, Kansas | 1 | $ 404,000 | $ 404,000 | $ 272,000 |
| Cherokee, Kansas | 1 | $ 42,000 | $ 42,000 | $ 75,000 |
| Dickinson, Kansas | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Geary, Kansas | 1 | $ 161,000 | $ 161,000 | $ 116,000 |
| Pottawatomie, Kansas | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Wallace, Kansas | 1 | $ 156,000 | $ 156,000 | $ 125,000 |
| Dukes, Massachusetts | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Essex, Massachusetts | 1 | $ 400,000 | $ 400,000 | $ 143,000 |
| Worcester, Massachusetts | 1 | $ 323,000 | $ 323,000 | $ 108,000 |
| Kent, Michigan | 1 | $ 118,000 | $ 118,000 | $ 50,000 |
| Lenawee, Michigan | 1 | $ 68,000 | $ 68,000 | $ 125,000 |
| Anoka, Minnesota | 1 | $ 137,000 | $ 137,000 | $ 49,000 |
| Becker, Minnesota | 1 | $ 133,000 | $ 133,000 | $ 88,000 |
| Freeborn, Minnesota | 1 | $ 116,000 | $ 116,000 | $ 51,000 |
| Goodhue, Minnesota | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Le Sueur, Minnesota | 1 | $ 189,000 | $ 189,000 | $ 71,000 |
| Martin, Minnesota | 1 | $ 111,000 | $ 111,000 | $ 79,000 |
| Pennington, Minnesota | 1 | $ 77,000 | $ 77,000 | $ 52,000 |
| Polk, Minnesota | 1 | $ 128,000 | $ 128,000 | $ 107,000 |
| Rice, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 87,000 |
| Sherburne, Minnesota | 1 | $ 212,000 | $ 212,000 | $ 80,000 |
| St. Louis, Minnesota | 1 | $ 236,000 | $ 236,000 | $ 52,000 |
| Winona, Minnesota | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Cape Girardeau, Missouri | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Gasconade, Missouri | 1 | $ 335,000 | $ 335,000 | $ 117,000 |
| Morgan, Missouri | 1 | $ 86,000 | $ 86,000 | $ 112,000 |
| Polk, Missouri | 1 | $ 54,000 | $ 54,000 | $ 64,000 |
| St. Louis, Missouri | 1 | $ 413,000 | $ 413,000 | $ 218,000 |
| Stone, Missouri | 1 | $ 236,000 | $ 236,000 | $ 256,000 |
| Warren, Missouri | 1 | $ 322,000 | $ 322,000 | $ 138,000 |
| Webster, Missouri | 1 | $ 93,000 | $ 93,000 | $ 76,000 |
| Missoula, Montana | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Ravalli, Montana | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Yellowstone, Montana | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Antelope, Nebraska | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Chase, Nebraska | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Gosper, Nebraska | 1 | $ 146,000 | $ 146,000 | $ 40,000 |
| Keith, Nebraska | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Kimball, Nebraska | 1 | $ 62,000 | $ 62,000 | $ 81,000 |
| Morrill, Nebraska | 1 | $ 113,000 | $ 113,000 | $ 77,000 |
| Thurston, Nebraska | 1 | $ 86,000 | $ 86,000 | $ 88,000 |
| Valley, Nebraska | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Webster, Nebraska | 1 | $ 83,000 | $ 83,000 | $ 89,000 |
| Wheeler, Nebraska | 1 | $ 68,000 | $ 68,000 | $ 23,000 |
| Elko, Nevada | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Bergen, New Jersey | 1 | $ 535,000 | $ 535,000 | $ 477,000 |
| Lea, New Mexico | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| San Juan, New Mexico | 1 | $ 200,000 | $ 200,000 | $ 109,000 |
| Sierra, New Mexico | 1 | $ 371,000 | $ 371,000 | $ 105,000 |
| Taos, New Mexico | 1 | $ 222,000 | $ 222,000 | $ 52,000 |
| Oswego, New York | 1 | $ 89,000 | $ 89,000 | $ 36,000 |
| Craven, North Carolina | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Franklin, North Carolina | 1 | $ 240,000 | $ 240,000 | $ 47,000 |
| Mecklenburg, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| Polk, North Carolina | 1 | $ 298,000 | $ 298,000 | $ 72,000 |
| Wells, North Dakota | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Montgomery, Ohio | 1 | $ 92,000 | $ 92,000 | $ 186,000 |
| Atoka, Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 67,000 |
| Bryan, Oklahoma | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Cleveland, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Dewey, Oklahoma | 1 | $ 86,000 | $ 86,000 | $ 90,000 |
| McIntosh, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Muskogee, Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 93,000 |
| Osage, Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Montgomery, Pennsylvania | 1 | $ 1,500,000 | $ 1,500,000 | $ 218,000 |
| Abbeville, South Carolina | 1 | $ 124,000 | $ 124,000 | $ 43,000 |
| Berkeley, South Carolina | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Chesterfield, South Carolina | 1 | $ 64,000 | $ 64,000 | $ 163,000 |
| Brown, South Dakota | 1 | $ 26,000 | $ 26,000 | $ 59,000 |
| Brule, South Dakota | 1 | $ 102,000 | $ 102,000 | $ 127,000 |
| Fall River, South Dakota | 1 | $ 145,000 | $ 145,000 | $ 23,000 |
| Grant, South Dakota | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Hamlin, South Dakota | 1 | $ 52,000 | $ 52,000 | $ 60,000 |
| Hand, South Dakota | 1 | $ 68,000 | $ 68,000 | $ 61,000 |
| Jerauld, South Dakota | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Kingsbury, South Dakota | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| McCook, South Dakota | 1 | $ 93,000 | $ 93,000 | $ 82,000 |
| Turner, South Dakota | 1 | $ 338,000 | $ 338,000 | $ 93,000 |
| Union, South Dakota | 1 | $ 238,000 | $ 238,000 | $ 68,000 |
| Montgomery, Tennessee | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 106,000 | $ 106,000 | $ 104,000 |
| Bell, Texas | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Bowie, Texas | 1 | $ 179,000 | $ 179,000 | $ 78,000 |
| Brazoria, Texas | 1 | $ 146,000 | $ 146,000 | $ 70,000 |
| Cameron, Texas | 1 | $ 119,000 | $ 119,000 | $ 69,000 |
| Coryell, Texas | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Grayson, Texas | 1 | $ 120,000 | $ 120,000 | $ 27,000 |
| Harris, Texas | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Hidalgo, Texas | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Hood, Texas | 1 | $ 214,000 | $ 214,000 | $ 363,000 |
| Davis, Utah | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Salt Lake, Utah | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Summit, Utah | 1 | $ 237,000 | $ 237,000 | $ 292,000 |
| Alexandria, Virginia | 1 | $ 540,000 | $ 540,000 | $ 266,000 |
| Arlington, Virginia | 1 | $ 311,000 | $ 311,000 | $ 210,000 |
| Benton, Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kitsap, Washington | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Snohomish, Washington | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
| Berkeley, West Virginia | 1 | $ 212,000 | $ 212,000 | $ 52,000 |
| Braxton, West Virginia | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Fayette, West Virginia | 1 | $ 132,000 | $ 132,000 | $ 84,000 |
| Kanawha, West Virginia | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Lewis, West Virginia | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Mercer, West Virginia | 1 | $ 218,000 | $ 218,000 | $ 40,000 |
| Monongalia, West Virginia | 1 | $ 244,000 | $ 244,000 | $ 98,000 |
| Ohio, West Virginia | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Preston, West Virginia | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Taylor, West Virginia | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| Wood, West Virginia | 1 | $ 207,000 | $ 207,000 | $ 111,000 |
| Chippewa, Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| Crawford, Wisconsin | 1 | $ 238,000 | $ 238,000 | $ 71,000 |
| Dane, Wisconsin | 1 | $ 182,000 | $ 182,000 | $ 35,000 |
| Door, Wisconsin | 1 | $ 101,000 | $ 101,000 | $ 604,000 |
| Dunn, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Green Lake, Wisconsin | 1 | $ 123,000 | $ 123,000 | $ 29,000 |
| Kenosha, Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 120,000 |
| Kewaunee, Wisconsin | 1 | $ 242,000 | $ 242,000 | $ 228,000 |
| Menominee, Wisconsin | 1 | $ 465,000 | $ 465,000 | $ 220,000 |
| Milwaukee, Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 87,000 |
| Portage, Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 130,000 |
| Price, Wisconsin | 1 | $ 77,000 | $ 77,000 | $ 69,000 |
| Racine, Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 367,000 |
| Rock, Wisconsin | 1 | $ 51,000 | $ 51,000 | $ 18,000 |
| Sawyer, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Sheboygan, Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 76,000 |
| Waukesha, Wisconsin | 1 | $ 241,000 | $ 241,000 | $ 67,000 |
| Converse, Wyoming | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Goshen, Wyoming | 1 | $ 59,000 | $ 59,000 | $ 108,000 |
| Sheridan, Wyoming | 1 | $ 241,000 | $ 241,000 | $ 78,000 |
| Sublette, Wyoming | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Teton, Wyoming | 1 | $ 48,000 | $ 48,000 | $ 237,000 |
| Weston, Wyoming | 1 | $ 60,000 | $ 60,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for First National Bank of Omaha in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,500 | $1,241,971,000 | $165,000 | $5,700,000 | $94,000 | $9,999,000 |
| Home Purchase | 3,268 | $533,011,000 | $163,000 | $2,880,000 | $79,000 | $3,055,000 |
| Home Improvement | 766 | $51,801,000 | $67,000 | $1,500,000 | $75,000 | $2,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,635 | $1,338,134,000 | $154,000 | $4,000,000 | $91,000 | $9,999,000 |
| Not Provided | 2,093 | $374,888,000 | $179,000 | $1,629,000 | $88,000 | $1,581,000 |
| Hispanic | 479 | $55,947,000 | $116,000 | $538,000 | $61,000 | $935,000 |
| Asian | 121 | $19,361,000 | $160,000 | $417,000 | $104,000 | $500,000 |
| Black or African American | 95 | $11,728,000 | $123,000 | $465,000 | $80,000 | $365,000 |
| Not applicable | 86 | $23,769,000 | $276,000 | $5,700,000 | $0 | $0 |
| American Indian or Alaskan Native | 13 | $994,000 | $76,000 | $218,000 | $54,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $1,962,000 | $163,000 | $563,000 | $62,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,114 | $1,445,267,000 | $158,000 | $5,700,000 | $96,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,958 | $296,756,000 | $151,000 | $491,000 | $58,000 | $3,055,000 |
| VA-guaranteed (Veterans Administration) | 369 | $72,480,000 | $196,000 | $564,000 | $62,000 | $337,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 93 | $12,280,000 | $132,000 | $358,000 | $50,000 | $325,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,047 | $1,250,120,000 | $155,000 | $5,700,000 | $89,000 | $6,327,000 |
| Application Withdrawn By Applicant | 1,329 | $268,126,000 | $201,000 | $4,000,000 | $102,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,051 | $132,859,000 | $126,000 | $1,500,000 | $75,000 | $932,000 |
| Application Approved But Not Accepted | 436 | $54,681,000 | $125,000 | $1,032,000 | $82,000 | $900,000 |
| File Closed For Incompleteness | 324 | $57,067,000 | $176,000 | $1,000,000 | $85,000 | $360,000 |
| Loan Purchased By The Institution | 215 | $44,397,000 | $206,000 | $417,000 | $102,000 | $433,000 |
| Preapproval Approved but not Accepted | 94 | $13,998,000 | $148,000 | $417,000 | $57,000 | $262,000 |
| Preapproval Denied by Financial Institution | 38 | $5,535,000 | $145,000 | $538,000 | $42,000 | $155,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 362 | $59,402,000 | $164,000 | $1,500,000 | $97,000 | $932,000 |
| Credit History | 320 | $24,606,000 | $76,000 | $511,000 | $67,000 | $381,000 |
| Debt-To-Income Ratio | 297 | $40,559,000 | $136,000 | $1,500,000 | $53,000 | $372,000 |
| Other | 53 | $5,545,000 | $104,000 | $360,000 | $78,000 | $391,000 |
| Unverifiable Information | 24 | $3,309,000 | $137,000 | $388,000 | $54,000 | $155,000 |
| Employment History | 12 | $1,718,000 | $143,000 | $289,000 | $58,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,476,000 | $134,000 | $270,000 | $61,000 | $139,000 |
| Mortgage Insurance Denied | 10 | $1,779,000 | $177,000 | $368,000 | $83,000 | $221,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First National Bank of Omaha's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First National Bank of Omaha's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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