In 2010, First Ohio Banc & Lending Inc of Independence, OH reported 2,859 mortgage applications totaling $631.0 million, up 28% from 2009. The average application was for $220,710, and applicants reported an average income of $66,335. 58% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (305), Seattle-Bellevue-Everett, WA (164) and Minneapolis-St. Paul-Bloomington, MN-WI (131) (applications in parentheses).
| Mortgage Company & Address | First Ohio Banc & Lending Inc 6100 Rockside Woods Blvd Independence, OH 44131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,859 |
| Total Mortgage Loan Application Amount | $631,010,000 |
| Average Mortgage Loan Application Amount | $220,710 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $66,335 |
| Highest Applicant Income | $1,262,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ohio Banc & Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cuyahoga, Ohio | 227 | $ 28,883,000 | $ 127,237 | $ 51,000 |
| King, Washington | 112 | $ 34,740,000 | $ 310,178 | $ 64,000 |
| Pierce, Washington | 59 | $ 15,334,000 | $ 259,898 | $ 74,000 |
| Snohomish, Washington | 52 | $ 15,121,000 | $ 290,788 | $ 71,000 |
| Hennepin, Minnesota | 38 | $ 9,718,000 | $ 255,736 | $ 71,000 |
| Franklin, Ohio | 31 | $ 5,742,000 | $ 185,225 | $ 64,000 |
| Summit, Ohio | 31 | $ 5,364,000 | $ 173,032 | $ 93,000 |
| Los Angeles, California | 29 | $ 12,901,000 | $ 444,862 | $ 104,000 |
| Lake, Ohio | 27 | $ 4,137,000 | $ 153,222 | $ 57,000 |
| Clark, Washington | 27 | $ 5,939,000 | $ 219,962 | $ 64,000 |
| York, Pennsylvania | 26 | $ 4,873,000 | $ 187,423 | $ 56,000 |
| Bucks, Pennsylvania | 25 | $ 6,725,000 | $ 269,000 | $ 80,000 |
| Bernalillo, New Mexico | 24 | $ 5,031,000 | $ 209,625 | $ 39,000 |
| Kitsap, Washington | 24 | $ 5,989,000 | $ 249,541 | $ 50,000 |
| Medina, Ohio | 23 | $ 5,428,000 | $ 236,000 | $ 73,000 |
| Shelby, Tennessee | 23 | $ 4,980,000 | $ 216,521 | $ 76,000 |
| Montgomery, Maryland | 22 | $ 8,464,000 | $ 384,727 | $ 101,000 |
| Hamilton, Ohio | 22 | $ 3,794,000 | $ 172,454 | $ 58,000 |
| Baltimore, Maryland | 21 | $ 6,698,000 | $ 318,952 | $ 87,000 |
| Spokane, Washington | 21 | $ 3,734,000 | $ 177,809 | $ 49,000 |
| Portage, Ohio | 20 | $ 4,106,000 | $ 205,300 | $ 57,000 |
| Johnson, Kansas | 19 | $ 5,697,000 | $ 299,842 | $ 92,000 |
| Whatcom, Washington | 18 | $ 3,903,000 | $ 216,833 | $ 50,000 |
| Lorain, Ohio | 17 | $ 2,830,000 | $ 166,470 | $ 58,000 |
| Allegheny, Pennsylvania | 17 | $ 3,366,000 | $ 198,000 | $ 69,000 |
| New Haven, Connecticut | 16 | $ 3,923,000 | $ 245,187 | $ 85,000 |
| Fulton, Georgia | 16 | $ 3,255,000 | $ 203,437 | $ 66,000 |
| Cook, Illinois | 16 | $ 4,062,000 | $ 253,875 | $ 75,000 |
| Lancaster, Pennsylvania | 16 | $ 3,138,000 | $ 196,125 | $ 67,000 |
| Thurston, Washington | 16 | $ 3,531,000 | $ 220,687 | $ 46,000 |
| Gwinnett, Georgia | 15 | $ 3,271,000 | $ 218,066 | $ 50,000 |
| Washington, Minnesota | 15 | $ 3,243,000 | $ 216,200 | $ 61,000 |
| Stark, Ohio | 15 | $ 2,292,000 | $ 152,800 | $ 61,000 |
| Hartford, Connecticut | 14 | $ 3,155,000 | $ 225,357 | $ 53,000 |
| Sedgwick, Kansas | 14 | $ 2,448,000 | $ 174,857 | $ 144,000 |
| Anne Arundel, Maryland | 14 | $ 4,713,000 | $ 336,642 | $ 83,000 |
| Anoka, Minnesota | 14 | $ 3,258,000 | $ 232,714 | $ 71,000 |
| Dakota, Minnesota | 14 | $ 3,355,000 | $ 239,642 | $ 49,000 |
| Ramsey, Minnesota | 14 | $ 3,353,000 | $ 239,500 | $ 58,000 |
| Butler, Ohio | 14 | $ 2,136,000 | $ 152,571 | $ 63,000 |
| Chester, Pennsylvania | 14 | $ 4,668,000 | $ 333,428 | $ 116,000 |
| Delaware, Pennsylvania | 14 | $ 3,138,000 | $ 224,142 | $ 64,000 |
| Montgomery, Pennsylvania | 14 | $ 4,334,000 | $ 309,571 | $ 177,000 |
| Philadelphia, Pennsylvania | 14 | $ 2,901,000 | $ 207,214 | $ 68,000 |
| Davidson, Tennessee | 14 | $ 2,980,000 | $ 212,857 | $ 38,000 |
| Orange, California | 13 | $ 5,354,000 | $ 411,846 | $ 107,000 |
| Clackamas, Oregon | 13 | $ 4,500,000 | $ 346,153 | $ 89,000 |
| Prince George's, Maryland | 12 | $ 3,367,000 | $ 280,583 | $ 70,000 |
| Berks, Pennsylvania | 12 | $ 2,376,000 | $ 198,000 | $ 64,000 |
| Northampton, Pennsylvania | 12 | $ 2,992,000 | $ 249,333 | $ 60,000 |
| Fresno, California | 11 | $ 2,184,000 | $ 198,545 | $ 46,000 |
| Fairfield, Connecticut | 11 | $ 3,636,000 | $ 330,545 | $ 81,000 |
| Marion, Indiana | 11 | $ 1,492,000 | $ 135,636 | $ 67,000 |
| Geauga, Ohio | 11 | $ 3,079,000 | $ 279,909 | $ 89,000 |
| Spartanburg, South Carolina | 11 | $ 2,068,000 | $ 188,000 | $ 55,000 |
| Knox, Tennessee | 11 | $ 2,656,000 | $ 241,454 | $ 58,000 |
| Fairfax, Virginia | 11 | $ 4,894,000 | $ 444,909 | $ 116,000 |
| Baltimore City, Maryland | 10 | $ 1,482,000 | $ 148,200 | $ 55,000 |
| Scott, Minnesota | 10 | $ 2,701,000 | $ 270,100 | $ 66,000 |
| Montgomery, Ohio | 10 | $ 1,675,000 | $ 167,500 | $ 69,000 |
| Marion, Oregon | 10 | $ 2,078,000 | $ 207,800 | $ 64,000 |
| Multnomah, Oregon | 10 | $ 2,805,000 | $ 280,500 | $ 77,000 |
| Williamson, Tennessee | 10 | $ 2,588,000 | $ 258,800 | $ 49,000 |
| Lewis, Washington | 10 | $ 2,131,000 | $ 213,100 | $ 35,000 |
| Walla Walla, Washington | 10 | $ 1,587,000 | $ 158,700 | $ 48,000 |
| Cobb, Georgia | 9 | $ 2,238,000 | $ 248,666 | $ 86,000 |
| Henry, Georgia | 9 | $ 1,777,000 | $ 197,444 | $ 43,000 |
| Lake, Indiana | 9 | $ 2,008,000 | $ 223,111 | $ 62,000 |
| Sherburne, Minnesota | 9 | $ 1,985,000 | $ 220,555 | $ 38,000 |
| Stearns, Minnesota | 9 | $ 2,033,000 | $ 225,888 | $ 70,000 |
| Fairfield, Ohio | 9 | $ 2,073,000 | $ 230,333 | $ 56,000 |
| Mahoning, Ohio | 9 | $ 1,316,000 | $ 146,222 | $ 44,000 |
| Warren, Ohio | 9 | $ 1,575,000 | $ 175,000 | $ 67,000 |
| Westmoreland, Pennsylvania | 9 | $ 1,680,000 | $ 186,666 | $ 81,000 |
| Skagit, Washington | 9 | $ 1,764,000 | $ 196,000 | $ 65,000 |
| DeKalb, Georgia | 8 | $ 1,330,000 | $ 166,250 | $ 34,000 |
| Frederick, Maryland | 8 | $ 2,446,000 | $ 305,750 | $ 85,000 |
| Wright, Minnesota | 8 | $ 1,962,000 | $ 245,250 | $ 47,000 |
| Bergen, New Jersey | 8 | $ 2,533,000 | $ 316,625 | $ 88,000 |
| Dona Ana, New Mexico | 8 | $ 1,453,000 | $ 181,625 | $ 75,000 |
| Santa Fe, New Mexico | 8 | $ 1,903,000 | $ 237,875 | $ 54,000 |
| Mecklenburg, North Carolina | 8 | $ 1,492,000 | $ 186,500 | $ 52,000 |
| Lane, Oregon | 8 | $ 1,710,000 | $ 213,750 | $ 36,000 |
| Blount, Tennessee | 8 | $ 1,282,000 | $ 160,250 | $ 51,000 |
| Benton, Washington | 8 | $ 1,313,000 | $ 164,125 | $ 55,000 |
| Mason, Washington | 8 | $ 1,845,000 | $ 230,625 | $ 40,000 |
| Yakima, Washington | 8 | $ 1,218,000 | $ 152,250 | $ 30,000 |
| Alameda, California | 7 | $ 2,822,000 | $ 403,142 | $ 209,000 |
| Kane, Illinois | 7 | $ 1,410,000 | $ 201,428 | $ 77,000 |
| Leavenworth, Kansas | 7 | $ 1,358,000 | $ 194,000 | $ 51,000 |
| Washington, Maryland | 7 | $ 1,971,000 | $ 281,571 | $ 74,000 |
| Olmsted, Minnesota | 7 | $ 1,187,000 | $ 169,571 | $ 49,000 |
| Guilford, North Carolina | 7 | $ 2,148,000 | $ 306,857 | $ 82,000 |
| Lucas, Ohio | 7 | $ 1,100,000 | $ 157,142 | $ 56,000 |
| Richland, Ohio | 7 | $ 1,318,000 | $ 188,285 | $ 54,000 |
| Dauphin, Pennsylvania | 7 | $ 1,308,000 | $ 186,857 | $ 65,000 |
| Lehigh, Pennsylvania | 7 | $ 1,717,000 | $ 245,285 | $ 107,000 |
| Prince William, Virginia | 7 | $ 2,743,000 | $ 391,857 | $ 140,000 |
| Clallam, Washington | 7 | $ 1,695,000 | $ 242,142 | $ 55,000 |
| Grays Harbor, Washington | 7 | $ 1,121,000 | $ 160,142 | $ 62,000 |
| Mobile, Alabama | 6 | $ 997,000 | $ 166,166 | $ 45,000 |
| Litchfield, Connecticut | 6 | $ 1,615,000 | $ 269,166 | $ 58,000 |
| New London, Connecticut | 6 | $ 1,485,000 | $ 247,500 | $ 64,000 |
| Tolland, Connecticut | 6 | $ 1,376,000 | $ 229,333 | $ 88,000 |
| Muscogee, Georgia | 6 | $ 871,000 | $ 145,166 | $ 94,000 |
| DuPage, Illinois | 6 | $ 1,336,000 | $ 222,666 | $ 59,000 |
| Lake, Illinois | 6 | $ 1,938,000 | $ 323,000 | $ 106,000 |
| Will, Illinois | 6 | $ 1,379,000 | $ 229,833 | $ 51,000 |
| St. Louis, Minnesota | 6 | $ 1,185,000 | $ 197,500 | $ 66,000 |
| Sandoval, New Mexico | 6 | $ 1,068,000 | $ 178,000 | $ 50,000 |
| Clark, Ohio | 6 | $ 1,155,000 | $ 192,500 | $ 67,000 |
| Trumbull, Ohio | 6 | $ 940,000 | $ 156,666 | $ 74,000 |
| Washington, Oregon | 6 | $ 1,767,000 | $ 294,500 | $ 89,000 |
| Butler, Pennsylvania | 6 | $ 1,047,000 | $ 174,500 | $ 56,000 |
| Lackawanna, Pennsylvania | 6 | $ 1,021,000 | $ 170,166 | $ 67,000 |
| Monroe, Pennsylvania | 6 | $ 1,401,000 | $ 233,500 | $ 69,000 |
| Greenville, South Carolina | 6 | $ 1,203,000 | $ 200,500 | $ 45,000 |
| Rutherford, Tennessee | 6 | $ 1,033,000 | $ 172,166 | $ 23,000 |
| Jefferson, Alabama | 5 | $ 836,000 | $ 167,200 | $ 58,000 |
| Shelby, Alabama | 5 | $ 957,000 | $ 191,400 | $ 64,000 |
| San Bernardino, California | 5 | $ 1,630,000 | $ 326,000 | $ 88,000 |
| San Joaquin, California | 5 | $ 651,000 | $ 130,200 | $ 40,000 |
| Sonoma, California | 5 | $ 2,424,000 | $ 484,800 | $ 117,000 |
| Palm Beach, Florida | 5 | $ 482,000 | $ 96,400 | $ 26,000 |
| Douglas, Georgia | 5 | $ 904,000 | $ 180,800 | $ 93,000 |
| Fayette, Georgia | 5 | $ 1,113,000 | $ 222,600 | $ 33,000 |
| Allen, Indiana | 5 | $ 820,000 | $ 164,000 | $ 52,000 |
| Shawnee, Kansas | 5 | $ 1,014,000 | $ 202,800 | $ 80,000 |
| Wyandotte, Kansas | 5 | $ 983,000 | $ 196,600 | $ 95,000 |
| Calvert, Maryland | 5 | $ 2,105,000 | $ 421,000 | $ 116,000 |
| Charles, Maryland | 5 | $ 1,379,000 | $ 275,800 | $ 114,000 |
| Harford, Maryland | 5 | $ 1,182,000 | $ 236,400 | $ 76,000 |
| Carver, Minnesota | 5 | $ 1,389,000 | $ 277,800 | $ 61,000 |
| Otter Tail, Minnesota | 5 | $ 1,008,000 | $ 201,600 | $ 18,000 |
| Clermont, Ohio | 5 | $ 878,000 | $ 175,600 | $ 88,000 |
| Delaware, Ohio | 5 | $ 1,136,000 | $ 227,200 | $ 65,000 |
| Linn, Oregon | 5 | $ 1,099,000 | $ 219,800 | $ 53,000 |
| Luzerne, Pennsylvania | 5 | $ 1,089,000 | $ 217,800 | $ 79,000 |
| Mercer, Pennsylvania | 5 | $ 807,000 | $ 161,400 | $ 45,000 |
| Washington, Pennsylvania | 5 | $ 1,012,000 | $ 202,400 | $ 61,000 |
| Dorchester, South Carolina | 5 | $ 1,079,000 | $ 215,800 | $ 21,000 |
| Jefferson, Tennessee | 5 | $ 750,000 | $ 150,000 | $ 185,000 |
| Montgomery, Tennessee | 5 | $ 793,000 | $ 158,600 | $ 30,000 |
| Chesapeake, Virginia | 5 | $ 1,251,000 | $ 250,200 | $ 76,000 |
| Loudoun, Virginia | 5 | $ 2,862,000 | $ 572,400 | $ 213,000 |
| Virginia Beach, Virginia | 5 | $ 1,161,000 | $ 232,200 | $ 88,000 |
| Baldwin, Alabama | 4 | $ 715,000 | $ 178,750 | $ 59,000 |
| Madison, Alabama | 4 | $ 836,000 | $ 209,000 | $ 75,000 |
| Marin, California | 4 | $ 1,282,000 | $ 320,500 | $ 102,000 |
| Riverside, California | 4 | $ 900,000 | $ 225,000 | $ 92,000 |
| Sacramento, California | 4 | $ 1,114,000 | $ 278,500 | $ 51,000 |
| San Diego, California | 4 | $ 1,883,000 | $ 470,750 | $ 110,000 |
| Middlesex, Connecticut | 4 | $ 1,200,000 | $ 300,000 | $ 90,000 |
| Windham, Connecticut | 4 | $ 660,000 | $ 165,000 | $ 38,000 |
| District of Columbia, District Of Columbia | 4 | $ 876,000 | $ 219,000 | $ 59,000 |
| Cherokee, Georgia | 4 | $ 909,000 | $ 227,250 | $ 54,000 |
| Clayton, Georgia | 4 | $ 1,269,000 | $ 317,250 | $ 86,000 |
| Coweta, Georgia | 4 | $ 934,000 | $ 233,500 | $ 67,000 |
| Paulding, Georgia | 4 | $ 546,000 | $ 136,500 | $ 46,000 |
| Richmond, Georgia | 4 | $ 687,000 | $ 171,750 | $ 53,000 |
| Hendricks, Indiana | 4 | $ 716,000 | $ 179,000 | $ 103,000 |
| LaPorte, Indiana | 4 | $ 641,000 | $ 160,250 | $ 50,000 |
| St. Joseph, Indiana | 4 | $ 790,000 | $ 197,500 | $ 59,000 |
| Carroll, Maryland | 4 | $ 1,657,000 | $ 414,250 | $ 124,000 |
| Howard, Maryland | 4 | $ 2,309,000 | $ 577,250 | $ 117,000 |
| Bristol, Massachusetts | 4 | $ 1,152,000 | $ 288,000 | $ 85,000 |
| Crow Wing, Minnesota | 4 | $ 774,000 | $ 193,500 | $ 37,000 |
| Goodhue, Minnesota | 4 | $ 724,000 | $ 181,000 | $ 69,000 |
| Middlesex, New Jersey | 4 | $ 1,113,000 | $ 278,250 | $ 87,000 |
| Monmouth, New Jersey | 4 | $ 1,084,000 | $ 271,000 | $ 196,000 |
| Durham, North Carolina | 4 | $ 559,000 | $ 139,750 | $ 48,000 |
| Greene, Ohio | 4 | $ 868,000 | $ 217,000 | $ 73,000 |
| Hancock, Ohio | 4 | $ 634,000 | $ 158,500 | $ 68,000 |
| Huron, Ohio | 4 | $ 709,000 | $ 177,250 | $ 75,000 |
| Licking, Ohio | 4 | $ 892,000 | $ 223,000 | $ 113,000 |
| Seneca, Ohio | 4 | $ 759,000 | $ 189,750 | $ 24,000 |
| Shelby, Ohio | 4 | $ 752,000 | $ 188,000 | $ 70,000 |
| Cleveland, Oklahoma | 4 | $ 634,000 | $ 158,500 | $ 53,000 |
| Columbia, Oregon | 4 | $ 779,000 | $ 194,750 | $ 42,000 |
| Deschutes, Oregon | 4 | $ 1,085,000 | $ 271,250 | $ 55,000 |
| Douglas, Oregon | 4 | $ 1,309,000 | $ 327,250 | $ 125,000 |
| Jackson, Oregon | 4 | $ 933,000 | $ 233,250 | $ 25,000 |
| Lincoln, Oregon | 4 | $ 966,000 | $ 241,500 | $ 79,000 |
| Wallowa, Oregon | 4 | $ 938,000 | $ 234,500 | $ 67,000 |
| Adams, Pennsylvania | 4 | $ 782,000 | $ 195,500 | $ 56,000 |
| Crawford, Pennsylvania | 4 | $ 598,000 | $ 149,500 | $ 72,000 |
| Cumberland, Pennsylvania | 4 | $ 569,000 | $ 142,250 | $ 51,000 |
| Franklin, Pennsylvania | 4 | $ 775,000 | $ 193,750 | $ 55,000 |
| Lebanon, Pennsylvania | 4 | $ 699,000 | $ 174,750 | $ 59,000 |
| Pike, Pennsylvania | 4 | $ 971,000 | $ 242,750 | $ 63,000 |
| Berkeley, South Carolina | 4 | $ 762,000 | $ 190,500 | $ 78,000 |
| Horry, South Carolina | 4 | $ 846,000 | $ 211,500 | $ 76,000 |
| Richland, South Carolina | 4 | $ 797,000 | $ 199,250 | $ 58,000 |
| York, South Carolina | 4 | $ 858,000 | $ 214,500 | $ 38,000 |
| Cheatham, Tennessee | 4 | $ 957,000 | $ 239,250 | $ 46,000 |
| Tipton, Tennessee | 4 | $ 663,000 | $ 165,750 | $ 79,000 |
| Wilson, Tennessee | 4 | $ 786,000 | $ 196,500 | $ 0 |
| Newport News, Virginia | 4 | $ 1,011,000 | $ 252,750 | $ 77,000 |
| Chelan, Washington | 4 | $ 934,000 | $ 233,500 | $ 65,000 |
| Franklin, Washington | 4 | $ 675,000 | $ 168,750 | $ 75,000 |
| Island, Washington | 4 | $ 1,592,000 | $ 398,000 | $ 94,000 |
| Jefferson, Washington | 4 | $ 930,000 | $ 232,500 | $ 61,000 |
| Madera, California | 3 | $ 706,000 | $ 235,333 | $ 63,000 |
| Santa Clara, California | 3 | $ 1,650,000 | $ 550,000 | $ 198,000 |
| New Castle, Delaware | 3 | $ 893,000 | $ 297,666 | $ 100,000 |
| Sussex, Delaware | 3 | $ 691,000 | $ 230,333 | $ 51,000 |
| Broward, Florida | 3 | $ 665,000 | $ 221,666 | $ 86,000 |
| Duval, Florida | 3 | $ 482,000 | $ 160,666 | $ 33,000 |
| Barrow, Georgia | 3 | $ 462,000 | $ 154,000 | $ 19,000 |
| Chatham, Georgia | 3 | $ 852,000 | $ 284,000 | $ 77,000 |
| Forsyth, Georgia | 3 | $ 852,000 | $ 284,000 | $ 18,000 |
| Hall, Georgia | 3 | $ 403,000 | $ 134,333 | $ 44,000 |
| Rockdale, Georgia | 3 | $ 722,000 | $ 240,666 | $ 39,000 |
| McLean, Illinois | 3 | $ 649,000 | $ 216,333 | $ 68,000 |
| Sangamon, Illinois | 3 | $ 431,000 | $ 143,666 | $ 69,000 |
| Johnson, Indiana | 3 | $ 407,000 | $ 135,666 | $ 52,000 |
| Tippecanoe, Indiana | 3 | $ 650,000 | $ 216,666 | $ 49,000 |
| Butler, Kansas | 3 | $ 526,000 | $ 175,333 | $ 104,000 |
| Queen Anne's, Maryland | 3 | $ 885,000 | $ 295,000 | $ 75,000 |
| St. Mary's, Maryland | 3 | $ 673,000 | $ 224,333 | $ 108,000 |
| Blue Earth, Minnesota | 3 | $ 565,000 | $ 188,333 | $ 18,000 |
| Chisago, Minnesota | 3 | $ 560,000 | $ 186,666 | $ 52,000 |
| Douglas, Minnesota | 3 | $ 578,000 | $ 192,666 | $ 52,000 |
| McLeod, Minnesota | 3 | $ 572,000 | $ 190,666 | $ 122,000 |
| Nicollet, Minnesota | 3 | $ 557,000 | $ 185,666 | $ 70,000 |
| Ocean, New Jersey | 3 | $ 811,000 | $ 270,333 | $ 96,000 |
| San Juan, New Mexico | 3 | $ 791,000 | $ 263,666 | $ 55,000 |
| San Miguel, New Mexico | 3 | $ 586,000 | $ 195,333 | $ 68,000 |
| Union, North Carolina | 3 | $ 607,000 | $ 202,333 | $ 54,000 |
| Wake, North Carolina | 3 | $ 533,000 | $ 177,666 | $ 26,000 |
| Ashtabula, Ohio | 3 | $ 310,000 | $ 103,333 | $ 46,000 |
| Madison, Ohio | 3 | $ 466,000 | $ 155,333 | $ 86,000 |
| Muskingum, Ohio | 3 | $ 353,000 | $ 117,666 | $ 54,000 |
| Tuscarawas, Ohio | 3 | $ 686,000 | $ 228,666 | $ 84,000 |
| Washington, Ohio | 3 | $ 423,000 | $ 141,000 | $ 73,000 |
| Wayne, Ohio | 3 | $ 508,000 | $ 169,333 | $ 54,000 |
| Wood, Ohio | 3 | $ 504,000 | $ 168,000 | $ 57,000 |
| Tulsa, Oklahoma | 3 | $ 492,000 | $ 164,000 | $ 59,000 |
| Benton, Oregon | 3 | $ 554,000 | $ 184,666 | $ 37,000 |
| Polk, Oregon | 3 | $ 552,000 | $ 184,000 | $ 74,000 |
| Umatilla, Oregon | 3 | $ 457,000 | $ 152,333 | $ 80,000 |
| Lycoming, Pennsylvania | 3 | $ 421,000 | $ 140,333 | $ 31,000 |
| Perry, Pennsylvania | 3 | $ 445,000 | $ 148,333 | $ 40,000 |
| Aiken, South Carolina | 3 | $ 680,000 | $ 226,666 | $ 56,000 |
| Anderson, South Carolina | 3 | $ 549,000 | $ 183,000 | $ 85,000 |
| Beaufort, South Carolina | 3 | $ 806,000 | $ 268,666 | $ 65,000 |
| Charleston, South Carolina | 3 | $ 593,000 | $ 197,666 | $ 43,000 |
| Kershaw, South Carolina | 3 | $ 463,000 | $ 154,333 | $ 103,000 |
| Hamilton, Tennessee | 3 | $ 495,000 | $ 165,000 | $ 67,000 |
| Hawkins, Tennessee | 3 | $ 539,000 | $ 179,666 | $ 55,000 |
| Marion, Tennessee | 3 | $ 350,000 | $ 116,666 | $ 49,000 |
| Cowlitz, Washington | 3 | $ 507,000 | $ 169,000 | $ 68,000 |
| Cullman, Alabama | 2 | $ 238,000 | $ 119,000 | $ 37,000 |
| Lauderdale, Alabama | 2 | $ 306,000 | $ 153,000 | $ 73,000 |
| Walker, Alabama | 2 | $ 217,000 | $ 108,500 | $ 34,000 |
| Butte, California | 2 | $ 579,000 | $ 289,500 | $ 56,000 |
| Contra Costa, California | 2 | $ 858,000 | $ 429,000 | $ 134,000 |
| Kings, California | 2 | $ 366,000 | $ 183,000 | $ 83,000 |
| Monterey, California | 2 | $ 563,000 | $ 281,500 | $ 95,000 |
| Santa Barbara, California | 2 | $ 664,000 | $ 332,000 | $ 100,000 |
| Ventura, California | 2 | $ 689,000 | $ 344,500 | $ 99,000 |
| Yolo, California | 2 | $ 354,000 | $ 177,000 | $ 56,000 |
| Indian River, Florida | 2 | $ 297,000 | $ 148,500 | $ 63,000 |
| Lee, Florida | 2 | $ 517,000 | $ 258,500 | $ 77,000 |
| Miami-Dade, Florida | 2 | $ 615,000 | $ 307,500 | $ 95,000 |
| Bartow, Georgia | 2 | $ 212,000 | $ 106,000 | $ 41,000 |
| Bibb, Georgia | 2 | $ 309,000 | $ 154,500 | $ 47,000 |
| Bulloch, Georgia | 2 | $ 278,000 | $ 139,000 | $ 31,000 |
| Catoosa, Georgia | 2 | $ 596,000 | $ 298,000 | $ 136,000 |
| Dade, Georgia | 2 | $ 251,000 | $ 125,500 | $ 33,000 |
| Houston, Georgia | 2 | $ 326,000 | $ 163,000 | $ 103,000 |
| Jackson, Georgia | 2 | $ 554,000 | $ 277,000 | $ 49,000 |
| Peach, Georgia | 2 | $ 373,000 | $ 186,500 | $ 47,000 |
| Pickens, Georgia | 2 | $ 458,000 | $ 229,000 | $ 5,000 |
| Toombs, Georgia | 2 | $ 353,000 | $ 176,500 | $ 47,000 |
| Walton, Georgia | 2 | $ 377,000 | $ 188,500 | $ 49,000 |
| Boone, Illinois | 2 | $ 541,000 | $ 270,500 | $ 109,000 |
| Kendall, Illinois | 2 | $ 543,000 | $ 271,500 | $ 35,000 |
| Elkhart, Indiana | 2 | $ 267,000 | $ 133,500 | $ 44,000 |
| Hamilton, Indiana | 2 | $ 421,000 | $ 210,500 | $ 55,000 |
| Henry, Indiana | 2 | $ 252,000 | $ 126,000 | $ 77,000 |
| Jackson, Indiana | 2 | $ 292,000 | $ 146,000 | $ 58,000 |
| Morgan, Indiana | 2 | $ 286,000 | $ 143,000 | $ 44,000 |
| Atchison, Kansas | 2 | $ 348,000 | $ 174,000 | $ 51,000 |
| Cowley, Kansas | 2 | $ 339,000 | $ 169,500 | $ 60,000 |
| Douglas, Kansas | 2 | $ 319,000 | $ 159,500 | $ 58,000 |
| Riley, Kansas | 2 | $ 360,000 | $ 180,000 | $ 55,000 |
| Allegany, Maryland | 2 | $ 314,000 | $ 157,000 | $ 41,000 |
| Caroline, Maryland | 2 | $ 487,000 | $ 243,500 | $ 40,000 |
| Cecil, Maryland | 2 | $ 632,000 | $ 316,000 | $ 96,000 |
| Dorchester, Maryland | 2 | $ 301,000 | $ 150,500 | $ 41,000 |
| Essex, Massachusetts | 2 | $ 625,000 | $ 312,500 | $ 67,000 |
| Middlesex, Massachusetts | 2 | $ 617,000 | $ 308,500 | $ 263,000 |
| Worcester, Massachusetts | 2 | $ 346,000 | $ 173,000 | $ 63,000 |
| Macomb, Michigan | 2 | $ 182,000 | $ 91,000 | $ 45,000 |
| Beltrami, Minnesota | 2 | $ 351,000 | $ 175,500 | $ 34,000 |
| Clay, Minnesota | 2 | $ 338,000 | $ 169,000 | $ 88,000 |
| Dodge, Minnesota | 2 | $ 334,000 | $ 167,000 | $ 64,000 |
| Morrison, Minnesota | 2 | $ 397,000 | $ 198,500 | $ 68,000 |
| Wadena, Minnesota | 2 | $ 445,000 | $ 222,500 | $ 32,000 |
| Boone, Missouri | 2 | $ 305,000 | $ 152,500 | $ 53,000 |
| Cape May, New Jersey | 2 | $ 568,000 | $ 284,000 | $ 65,000 |
| Gloucester, New Jersey | 2 | $ 729,000 | $ 364,500 | $ 8,000 |
| Mercer, New Jersey | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Sussex, New Jersey | 2 | $ 306,000 | $ 153,000 | $ 63,000 |
| Union, New Jersey | 2 | $ 451,000 | $ 225,500 | $ 77,000 |
| Lea, New Mexico | 2 | $ 255,000 | $ 127,500 | $ 37,000 |
| Valencia, New Mexico | 2 | $ 338,000 | $ 169,000 | $ 35,000 |
| Buncombe, North Carolina | 2 | $ 417,000 | $ 208,500 | $ 45,000 |
| Cabarrus, North Carolina | 2 | $ 252,000 | $ 126,000 | $ 36,000 |
| Cumberland, North Carolina | 2 | $ 275,000 | $ 137,500 | $ 30,000 |
| Gaston, North Carolina | 2 | $ 223,000 | $ 111,500 | $ 74,000 |
| Johnston, North Carolina | 2 | $ 228,000 | $ 114,000 | $ 38,000 |
| Onslow, North Carolina | 2 | $ 465,000 | $ 232,500 | $ 70,000 |
| Stokes, North Carolina | 2 | $ 252,000 | $ 126,000 | $ 17,000 |
| Adams, Ohio | 2 | $ 171,000 | $ 85,500 | $ 49,000 |
| Auglaize, Ohio | 2 | $ 355,000 | $ 177,500 | $ 41,000 |
| Carroll, Ohio | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Champaign, Ohio | 2 | $ 414,000 | $ 207,000 | $ 43,000 |
| Clinton, Ohio | 2 | $ 358,000 | $ 179,000 | $ 68,000 |
| Defiance, Ohio | 2 | $ 247,000 | $ 123,500 | $ 71,000 |
| Fulton, Ohio | 2 | $ 412,000 | $ 206,000 | $ 30,000 |
| Highland, Ohio | 2 | $ 322,000 | $ 161,000 | $ 20,000 |
| Holmes, Ohio | 2 | $ 313,000 | $ 156,500 | $ 53,000 |
| Knox, Ohio | 2 | $ 436,000 | $ 218,000 | $ 100,000 |
| Logan, Ohio | 2 | $ 360,000 | $ 180,000 | $ 35,000 |
| Mercer, Ohio | 2 | $ 216,000 | $ 108,000 | $ 29,000 |
| Morrow, Ohio | 2 | $ 270,000 | $ 135,000 | $ 88,000 |
| Perry, Ohio | 2 | $ 392,000 | $ 196,000 | $ 49,000 |
| Pickaway, Ohio | 2 | $ 296,000 | $ 148,000 | $ 51,000 |
| Ross, Ohio | 2 | $ 296,000 | $ 148,000 | $ 37,000 |
| Sandusky, Ohio | 2 | $ 239,000 | $ 119,500 | $ 21,000 |
| Scioto, Ohio | 2 | $ 318,000 | $ 159,000 | $ 41,000 |
| Oklahoma, Oklahoma | 2 | $ 257,000 | $ 128,500 | $ 49,000 |
| Yamhill, Oregon | 2 | $ 357,000 | $ 178,500 | $ 23,000 |
| Bedford, Pennsylvania | 2 | $ 358,000 | $ 179,000 | $ 26,000 |
| Carbon, Pennsylvania | 2 | $ 298,000 | $ 149,000 | $ 82,000 |
| Columbia, Pennsylvania | 2 | $ 291,000 | $ 145,500 | $ 54,000 |
| Fayette, Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 24,000 |
| Schuylkill, Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 53,000 |
| Tioga, Pennsylvania | 2 | $ 287,000 | $ 143,500 | $ 29,000 |
| Wyoming, Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 46,000 |
| Chester, South Carolina | 2 | $ 271,000 | $ 135,500 | $ 39,000 |
| Darlington, South Carolina | 2 | $ 386,000 | $ 193,000 | $ 64,000 |
| Sumter, South Carolina | 2 | $ 362,000 | $ 181,000 | $ 53,000 |
| Anderson, Tennessee | 2 | $ 350,000 | $ 175,000 | $ 53,000 |
| Bedford, Tennessee | 2 | $ 245,000 | $ 122,500 | $ 37,000 |
| Bradley, Tennessee | 2 | $ 427,000 | $ 213,500 | $ 39,000 |
| Carroll, Tennessee | 2 | $ 236,000 | $ 118,000 | $ 62,000 |
| Dickson, Tennessee | 2 | $ 392,000 | $ 196,000 | $ 74,000 |
| Gibson, Tennessee | 2 | $ 487,000 | $ 243,500 | $ 96,000 |
| Hamblen, Tennessee | 2 | $ 410,000 | $ 205,000 | $ 19,000 |
| Maury, Tennessee | 2 | $ 338,000 | $ 169,000 | $ 49,000 |
| Sevier, Tennessee | 2 | $ 224,000 | $ 112,000 | $ 42,000 |
| Sumner, Tennessee | 2 | $ 211,000 | $ 105,500 | $ 65,000 |
| Warren, Tennessee | 2 | $ 354,000 | $ 177,000 | $ 99,000 |
| Arlington, Virginia | 2 | $ 560,000 | $ 280,000 | $ 93,000 |
| Fluvanna, Virginia | 2 | $ 422,000 | $ 211,000 | $ 45,000 |
| Frederick, Virginia | 2 | $ 436,000 | $ 218,000 | $ 74,000 |
| Goochland, Virginia | 2 | $ 1,110,000 | $ 555,000 | $ 153,000 |
| Hampton, Virginia | 2 | $ 357,000 | $ 178,500 | $ 75,000 |
| Harrisonburg, Virginia | 2 | $ 338,000 | $ 169,000 | $ 50,000 |
| Montgomery, Virginia | 2 | $ 341,000 | $ 170,500 | $ 35,000 |
| Page, Virginia | 2 | $ 367,000 | $ 183,500 | $ 75,000 |
| Richmond City, Virginia | 2 | $ 319,000 | $ 159,500 | $ 86,000 |
| Warren, Virginia | 2 | $ 438,000 | $ 219,000 | $ 60,000 |
| York, Virginia | 2 | $ 752,000 | $ 376,000 | $ 104,000 |
| Grant, Washington | 2 | $ 257,000 | $ 128,500 | $ 44,000 |
| Kittitas, Washington | 2 | $ 442,000 | $ 221,000 | $ 48,000 |
| San Juan, Washington | 2 | $ 665,000 | $ 332,500 | $ 28,000 |
| Stevens, Washington | 2 | $ 235,000 | $ 117,500 | $ 37,000 |
| Blount, Alabama | 1 | $ 78,000 | $ 78,000 | $ 46,000 |
| Calhoun, Alabama | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Cherokee, Alabama | 1 | $ 121,000 | $ 121,000 | $ 59,000 |
| Coffee, Alabama | 1 | $ 252,000 | $ 252,000 | $ 92,000 |
| Colbert, Alabama | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Dale, Alabama | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Elmore, Alabama | 1 | $ 277,000 | $ 277,000 | $ 123,000 |
| Escambia, Alabama | 1 | $ 246,000 | $ 246,000 | $ 75,000 |
| Geneva, Alabama | 1 | $ 143,000 | $ 143,000 | $ 65,000 |
| Henry, Alabama | 1 | $ 191,000 | $ 191,000 | $ 46,000 |
| Houston, Alabama | 1 | $ 259,000 | $ 259,000 | $ 71,000 |
| Lee, Alabama | 1 | $ 360,000 | $ 360,000 | $ 130,000 |
| Limestone, Alabama | 1 | $ 129,000 | $ 129,000 | $ 72,000 |
| Macon, Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Marshall, Alabama | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Monroe, Alabama | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Montgomery, Alabama | 1 | $ 78,000 | $ 78,000 | $ 18,000 |
| Morgan, Alabama | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Pike, Alabama | 1 | $ 139,000 | $ 139,000 | $ 25,000 |
| Randolph, Alabama | 1 | $ 149,000 | $ 149,000 | $ 52,000 |
| Talladega, Alabama | 1 | $ 236,000 | $ 236,000 | $ 70,000 |
| Tallapoosa, Alabama | 1 | $ 200,000 | $ 200,000 | $ 10,000 |
| Calaveras, California | 1 | $ 280,000 | $ 280,000 | $ 0 |
| El Dorado, California | 1 | $ 309,000 | $ 309,000 | $ 60,000 |
| Kern, California | 1 | $ 185,000 | $ 185,000 | $ 10,000 |
| Merced, California | 1 | $ 296,000 | $ 296,000 | $ 90,000 |
| Napa, California | 1 | $ 355,000 | $ 355,000 | $ 88,000 |
| Placer, California | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| San Francisco, California | 1 | $ 294,000 | $ 294,000 | $ 69,000 |
| San Mateo, California | 1 | $ 290,000 | $ 290,000 | $ 15,000 |
| Santa Cruz, California | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Shasta, California | 1 | $ 341,000 | $ 341,000 | $ 130,000 |
| Yuba, California | 1 | $ 192,000 | $ 192,000 | $ 56,000 |
| Brevard, Florida | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Gilchrist, Florida | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Hernando, Florida | 1 | $ 126,000 | $ 126,000 | $ 39,000 |
| Madison, Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Orange, Florida | 1 | $ 236,000 | $ 236,000 | $ 98,000 |
| Pinellas, Florida | 1 | $ 163,000 | $ 163,000 | $ 77,000 |
| Polk, Florida | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Santa Rosa, Florida | 1 | $ 150,000 | $ 150,000 | $ 0 |
| St. Johns, Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Sumter, Florida | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Volusia, Florida | 1 | $ 201,000 | $ 201,000 | $ 80,000 |
| Baldwin, Georgia | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Ben Hill, Georgia | 1 | $ 341,000 | $ 341,000 | $ 15,000 |
| Bryan, Georgia | 1 | $ 209,000 | $ 209,000 | $ 42,000 |
| Burke, Georgia | 1 | $ 229,000 | $ 229,000 | $ 128,000 |
| Butts, Georgia | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Camden, Georgia | 1 | $ 213,000 | $ 213,000 | $ 50,000 |
| Candler, Georgia | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Columbia, Georgia | 1 | $ 219,000 | $ 219,000 | $ 98,000 |
| Effingham, Georgia | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
| Floyd, Georgia | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Greene, Georgia | 1 | $ 460,000 | $ 460,000 | $ 98,000 |
| Habersham, Georgia | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Harris, Georgia | 1 | $ 222,000 | $ 222,000 | $ 107,000 |
| Heard, Georgia | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Jones, Georgia | 1 | $ 87,000 | $ 87,000 | $ 58,000 |
| Laurens, Georgia | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Liberty, Georgia | 1 | $ 214,000 | $ 214,000 | $ 10,000 |
| Madison, Georgia | 1 | $ 178,000 | $ 178,000 | $ 87,000 |
| McDuffie, Georgia | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Morgan, Georgia | 1 | $ 277,000 | $ 277,000 | $ 85,000 |
| Murray, Georgia | 1 | $ 109,000 | $ 109,000 | $ 91,000 |
| Newton, Georgia | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| Putnam, Georgia | 1 | $ 124,000 | $ 124,000 | $ 125,000 |
| Screven, Georgia | 1 | $ 152,000 | $ 152,000 | $ 99,000 |
| Towns, Georgia | 1 | $ 263,000 | $ 263,000 | $ 55,000 |
| Troup, Georgia | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| Wayne, Georgia | 1 | $ 244,000 | $ 244,000 | $ 96,000 |
| Whitfield, Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Wilcox, Georgia | 1 | $ 180,000 | $ 180,000 | $ 109,000 |
| Worth, Georgia | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Adams, Illinois | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Champaign, Illinois | 1 | $ 244,000 | $ 244,000 | $ 129,000 |
| Coles, Illinois | 1 | $ 203,000 | $ 203,000 | $ 74,000 |
| LaSalle, Illinois | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| McHenry, Illinois | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Tazewell, Illinois | 1 | $ 258,000 | $ 258,000 | $ 128,000 |
| Union, Illinois | 1 | $ 263,000 | $ 263,000 | $ 63,000 |
| Vermilion, Illinois | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| Blackford, Indiana | 1 | $ 151,000 | $ 151,000 | $ 67,000 |
| Cass, Indiana | 1 | $ 139,000 | $ 139,000 | $ 94,000 |
| Dearborn, Indiana | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Dubois, Indiana | 1 | $ 124,000 | $ 124,000 | $ 24,000 |
| Franklin, Indiana | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Fulton, Indiana | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Gibson, Indiana | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Harrison, Indiana | 1 | $ 280,000 | $ 280,000 | $ 147,000 |
| Howard, Indiana | 1 | $ 220,000 | $ 220,000 | $ 96,000 |
| Marshall, Indiana | 1 | $ 208,000 | $ 208,000 | $ 30,000 |
| Miami, Indiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Monroe, Indiana | 1 | $ 182,000 | $ 182,000 | $ 78,000 |
| Montgomery, Indiana | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Newton, Indiana | 1 | $ 120,000 | $ 120,000 | $ 144,000 |
| Noble, Indiana | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Porter, Indiana | 1 | $ 151,000 | $ 151,000 | $ 91,000 |
| Posey, Indiana | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Steuben, Indiana | 1 | $ 131,000 | $ 131,000 | $ 26,000 |
| Vanderburgh, Indiana | 1 | $ 199,000 | $ 199,000 | $ 102,000 |
| Warrick, Indiana | 1 | $ 179,000 | $ 179,000 | $ 50,000 |
| Wells, Indiana | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Chautauqua, Kansas | 1 | $ 276,000 | $ 276,000 | $ 97,000 |
| Clay, Kansas | 1 | $ 159,000 | $ 159,000 | $ 169,000 |
| Franklin, Kansas | 1 | $ 214,000 | $ 214,000 | $ 96,000 |
| Geary, Kansas | 1 | $ 178,000 | $ 178,000 | $ 97,000 |
| Grant, Kansas | 1 | $ 153,000 | $ 153,000 | $ 148,000 |
| Lyon, Kansas | 1 | $ 153,000 | $ 153,000 | $ 130,000 |
| Montgomery, Kansas | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Neosho, Kansas | 1 | $ 181,000 | $ 181,000 | $ 87,000 |
| Saline, Kansas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Scott, Kansas | 1 | $ 207,000 | $ 207,000 | $ 74,000 |
| Somerset, Maryland | 1 | $ 189,000 | $ 189,000 | $ 157,000 |
| Wicomico, Maryland | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Franklin, Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 90,000 |
| Plymouth, Massachusetts | 1 | $ 533,000 | $ 533,000 | $ 140,000 |
| Suffolk, Massachusetts | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Ingham, Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Livingston, Michigan | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Wayne, Michigan | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Aitkin, Minnesota | 1 | $ 224,000 | $ 224,000 | $ 14,000 |
| Benton, Minnesota | 1 | $ 174,000 | $ 174,000 | $ 48,000 |
| Carlton, Minnesota | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Clearwater, Minnesota | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Grant, Minnesota | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Hubbard, Minnesota | 1 | $ 331,000 | $ 331,000 | $ 11,000 |
| Isanti, Minnesota | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Jackson, Minnesota | 1 | $ 378,000 | $ 378,000 | $ 40,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,556 | $588,375,000 | $230,000 | $2,025,000 | $68,000 | $1,262,000 |
| Home Purchase | 286 | $39,359,000 | $137,000 | $735,000 | $51,000 | $605,000 |
| Home Improvement | 17 | $3,276,000 | $192,000 | $378,000 | $74,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,080 | $465,314,000 | $223,000 | $2,025,000 | $69,000 | $1,262,000 |
| Black or African American | 336 | $57,428,000 | $170,000 | $605,000 | $54,000 | $301,000 |
| Not Provided | 246 | $61,539,000 | $250,000 | $954,000 | $61,000 | $406,000 |
| Hispanic | 101 | $20,478,000 | $202,000 | $583,000 | $58,000 | $252,000 |
| Asian | 78 | $21,315,000 | $273,000 | $712,000 | $64,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $4,369,000 | $291,000 | $651,000 | $156,000 | $605,000 |
| American Indian or Alaskan Native | 3 | $567,000 | $189,000 | $221,000 | $58,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,291 | $486,108,000 | $212,000 | $720,000 | $64,000 | $724,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 542 | $139,397,000 | $257,000 | $2,025,000 | $77,000 | $1,262,000 |
| VA-guaranteed (Veterans Administration) | 26 | $5,505,000 | $211,000 | $390,000 | $62,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,672 | $361,311,000 | $216,000 | $1,500,000 | $76,000 | $1,262,000 |
| Application Denied By Financial Institution | 935 | $215,245,000 | $230,000 | $1,160,000 | $50,000 | $724,000 |
| Application Withdrawn By Applicant | 233 | $50,006,000 | $214,000 | $2,025,000 | $63,000 | $587,000 |
| Application Approved But Not Accepted | 13 | $2,981,000 | $229,000 | $372,000 | $64,000 | $153,000 |
| File Closed For Incompleteness | 6 | $1,467,000 | $244,000 | $375,000 | $76,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 285 | $65,237,000 | $228,000 | $950,000 | $56,000 | $724,000 |
| Collateral | 282 | $65,763,000 | $233,000 | $1,160,000 | $42,000 | $220,000 |
| Debt-To-Income Ratio | 167 | $39,970,000 | $239,000 | $735,000 | $45,000 | $144,000 |
| Credit History | 66 | $13,784,000 | $208,000 | $676,000 | $52,000 | $306,000 |
| Credit Application Incomplete | 44 | $10,707,000 | $243,000 | $840,000 | $64,000 | $434,000 |
| Unverifiable Information | 36 | $8,612,000 | $239,000 | $550,000 | $53,000 | $132,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $4,795,000 | $199,000 | $742,000 | $44,000 | $180,000 |
| Mortgage Insurance Denied | 4 | $615,000 | $153,000 | $267,000 | $23,000 | $40,000 |
| Employment History | 2 | $345,000 | $172,000 | $248,000 | $53,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess First Ohio Banc & Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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