First Ohio Banc & Lending Inc Mortgage Lending & HMDA Data, 2010

In 2010, First Ohio Banc & Lending Inc of Independence, OH reported 2,859 mortgage applications totaling $631.0 million, up 28% from 2009. The average application was for $220,710, and applicants reported an average income of $66,335. 58% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Cleveland-Elyria-Mentor, OH (305), Seattle-Bellevue-Everett, WA (164) and Minneapolis-St. Paul-Bloomington, MN-WI (131) (applications in parentheses).

Mortgage Company & Address First Ohio Banc & Lending Inc
6100 Rockside Woods Blvd
Independence, OH 44131
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,859
Total Mortgage Loan Application Amount $631,010,000
Average Mortgage Loan Application Amount $220,710
Highest Mortgage Loan Application Amount $2,025,000
Average Applicant Income $66,335
Highest Applicant Income $1,262,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records First Ohio Banc & Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for First Ohio Banc & Lending Inc by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cuyahoga, Ohio 227 $ 28,883,000 $ 127,237 $ 51,000
King, Washington 112 $ 34,740,000 $ 310,178 $ 64,000
Pierce, Washington 59 $ 15,334,000 $ 259,898 $ 74,000
Snohomish, Washington 52 $ 15,121,000 $ 290,788 $ 71,000
Hennepin, Minnesota 38 $ 9,718,000 $ 255,736 $ 71,000
Franklin, Ohio 31 $ 5,742,000 $ 185,225 $ 64,000
Summit, Ohio 31 $ 5,364,000 $ 173,032 $ 93,000
Los Angeles, California 29 $ 12,901,000 $ 444,862 $ 104,000
Lake, Ohio 27 $ 4,137,000 $ 153,222 $ 57,000
Clark, Washington 27 $ 5,939,000 $ 219,962 $ 64,000
York, Pennsylvania 26 $ 4,873,000 $ 187,423 $ 56,000
Bucks, Pennsylvania 25 $ 6,725,000 $ 269,000 $ 80,000
Bernalillo, New Mexico 24 $ 5,031,000 $ 209,625 $ 39,000
Kitsap, Washington 24 $ 5,989,000 $ 249,541 $ 50,000
Medina, Ohio 23 $ 5,428,000 $ 236,000 $ 73,000
Shelby, Tennessee 23 $ 4,980,000 $ 216,521 $ 76,000
Montgomery, Maryland 22 $ 8,464,000 $ 384,727 $ 101,000
Hamilton, Ohio 22 $ 3,794,000 $ 172,454 $ 58,000
Baltimore, Maryland 21 $ 6,698,000 $ 318,952 $ 87,000
Spokane, Washington 21 $ 3,734,000 $ 177,809 $ 49,000
Portage, Ohio 20 $ 4,106,000 $ 205,300 $ 57,000
Johnson, Kansas 19 $ 5,697,000 $ 299,842 $ 92,000
Whatcom, Washington 18 $ 3,903,000 $ 216,833 $ 50,000
Lorain, Ohio 17 $ 2,830,000 $ 166,470 $ 58,000
Allegheny, Pennsylvania 17 $ 3,366,000 $ 198,000 $ 69,000
New Haven, Connecticut 16 $ 3,923,000 $ 245,187 $ 85,000
Fulton, Georgia 16 $ 3,255,000 $ 203,437 $ 66,000
Cook, Illinois 16 $ 4,062,000 $ 253,875 $ 75,000
Lancaster, Pennsylvania 16 $ 3,138,000 $ 196,125 $ 67,000
Thurston, Washington 16 $ 3,531,000 $ 220,687 $ 46,000
Gwinnett, Georgia 15 $ 3,271,000 $ 218,066 $ 50,000
Washington, Minnesota 15 $ 3,243,000 $ 216,200 $ 61,000
Stark, Ohio 15 $ 2,292,000 $ 152,800 $ 61,000
Hartford, Connecticut 14 $ 3,155,000 $ 225,357 $ 53,000
Sedgwick, Kansas 14 $ 2,448,000 $ 174,857 $ 144,000
Anne Arundel, Maryland 14 $ 4,713,000 $ 336,642 $ 83,000
Anoka, Minnesota 14 $ 3,258,000 $ 232,714 $ 71,000
Dakota, Minnesota 14 $ 3,355,000 $ 239,642 $ 49,000
Ramsey, Minnesota 14 $ 3,353,000 $ 239,500 $ 58,000
Butler, Ohio 14 $ 2,136,000 $ 152,571 $ 63,000
Chester, Pennsylvania 14 $ 4,668,000 $ 333,428 $ 116,000
Delaware, Pennsylvania 14 $ 3,138,000 $ 224,142 $ 64,000
Montgomery, Pennsylvania 14 $ 4,334,000 $ 309,571 $ 177,000
Philadelphia, Pennsylvania 14 $ 2,901,000 $ 207,214 $ 68,000
Davidson, Tennessee 14 $ 2,980,000 $ 212,857 $ 38,000
Orange, California 13 $ 5,354,000 $ 411,846 $ 107,000
Clackamas, Oregon 13 $ 4,500,000 $ 346,153 $ 89,000
Prince George's, Maryland 12 $ 3,367,000 $ 280,583 $ 70,000
Berks, Pennsylvania 12 $ 2,376,000 $ 198,000 $ 64,000
Northampton, Pennsylvania 12 $ 2,992,000 $ 249,333 $ 60,000
Fresno, California 11 $ 2,184,000 $ 198,545 $ 46,000
Fairfield, Connecticut 11 $ 3,636,000 $ 330,545 $ 81,000
Marion, Indiana 11 $ 1,492,000 $ 135,636 $ 67,000
Geauga, Ohio 11 $ 3,079,000 $ 279,909 $ 89,000
Spartanburg, South Carolina 11 $ 2,068,000 $ 188,000 $ 55,000
Knox, Tennessee 11 $ 2,656,000 $ 241,454 $ 58,000
Fairfax, Virginia 11 $ 4,894,000 $ 444,909 $ 116,000
Baltimore City, Maryland 10 $ 1,482,000 $ 148,200 $ 55,000
Scott, Minnesota 10 $ 2,701,000 $ 270,100 $ 66,000
Montgomery, Ohio 10 $ 1,675,000 $ 167,500 $ 69,000
Marion, Oregon 10 $ 2,078,000 $ 207,800 $ 64,000
Multnomah, Oregon 10 $ 2,805,000 $ 280,500 $ 77,000
Williamson, Tennessee 10 $ 2,588,000 $ 258,800 $ 49,000
Lewis, Washington 10 $ 2,131,000 $ 213,100 $ 35,000
Walla Walla, Washington 10 $ 1,587,000 $ 158,700 $ 48,000
Cobb, Georgia 9 $ 2,238,000 $ 248,666 $ 86,000
Henry, Georgia 9 $ 1,777,000 $ 197,444 $ 43,000
Lake, Indiana 9 $ 2,008,000 $ 223,111 $ 62,000
Sherburne, Minnesota 9 $ 1,985,000 $ 220,555 $ 38,000
Stearns, Minnesota 9 $ 2,033,000 $ 225,888 $ 70,000
Fairfield, Ohio 9 $ 2,073,000 $ 230,333 $ 56,000
Mahoning, Ohio 9 $ 1,316,000 $ 146,222 $ 44,000
Warren, Ohio 9 $ 1,575,000 $ 175,000 $ 67,000
Westmoreland, Pennsylvania 9 $ 1,680,000 $ 186,666 $ 81,000
Skagit, Washington 9 $ 1,764,000 $ 196,000 $ 65,000
DeKalb, Georgia 8 $ 1,330,000 $ 166,250 $ 34,000
Frederick, Maryland 8 $ 2,446,000 $ 305,750 $ 85,000
Wright, Minnesota 8 $ 1,962,000 $ 245,250 $ 47,000
Bergen, New Jersey 8 $ 2,533,000 $ 316,625 $ 88,000
Dona Ana, New Mexico 8 $ 1,453,000 $ 181,625 $ 75,000
Santa Fe, New Mexico 8 $ 1,903,000 $ 237,875 $ 54,000
Mecklenburg, North Carolina 8 $ 1,492,000 $ 186,500 $ 52,000
Lane, Oregon 8 $ 1,710,000 $ 213,750 $ 36,000
Blount, Tennessee 8 $ 1,282,000 $ 160,250 $ 51,000
Benton, Washington 8 $ 1,313,000 $ 164,125 $ 55,000
Mason, Washington 8 $ 1,845,000 $ 230,625 $ 40,000
Yakima, Washington 8 $ 1,218,000 $ 152,250 $ 30,000
Alameda, California 7 $ 2,822,000 $ 403,142 $ 209,000
Kane, Illinois 7 $ 1,410,000 $ 201,428 $ 77,000
Leavenworth, Kansas 7 $ 1,358,000 $ 194,000 $ 51,000
Washington, Maryland 7 $ 1,971,000 $ 281,571 $ 74,000
Olmsted, Minnesota 7 $ 1,187,000 $ 169,571 $ 49,000
Guilford, North Carolina 7 $ 2,148,000 $ 306,857 $ 82,000
Lucas, Ohio 7 $ 1,100,000 $ 157,142 $ 56,000
Richland, Ohio 7 $ 1,318,000 $ 188,285 $ 54,000
Dauphin, Pennsylvania 7 $ 1,308,000 $ 186,857 $ 65,000
Lehigh, Pennsylvania 7 $ 1,717,000 $ 245,285 $ 107,000
Prince William, Virginia 7 $ 2,743,000 $ 391,857 $ 140,000
Clallam, Washington 7 $ 1,695,000 $ 242,142 $ 55,000
Grays Harbor, Washington 7 $ 1,121,000 $ 160,142 $ 62,000
Mobile, Alabama 6 $ 997,000 $ 166,166 $ 45,000
Litchfield, Connecticut 6 $ 1,615,000 $ 269,166 $ 58,000
New London, Connecticut 6 $ 1,485,000 $ 247,500 $ 64,000
Tolland, Connecticut 6 $ 1,376,000 $ 229,333 $ 88,000
Muscogee, Georgia 6 $ 871,000 $ 145,166 $ 94,000
DuPage, Illinois 6 $ 1,336,000 $ 222,666 $ 59,000
Lake, Illinois 6 $ 1,938,000 $ 323,000 $ 106,000
Will, Illinois 6 $ 1,379,000 $ 229,833 $ 51,000
St. Louis, Minnesota 6 $ 1,185,000 $ 197,500 $ 66,000
Sandoval, New Mexico 6 $ 1,068,000 $ 178,000 $ 50,000
Clark, Ohio 6 $ 1,155,000 $ 192,500 $ 67,000
Trumbull, Ohio 6 $ 940,000 $ 156,666 $ 74,000
Washington, Oregon 6 $ 1,767,000 $ 294,500 $ 89,000
Butler, Pennsylvania 6 $ 1,047,000 $ 174,500 $ 56,000
Lackawanna, Pennsylvania 6 $ 1,021,000 $ 170,166 $ 67,000
Monroe, Pennsylvania 6 $ 1,401,000 $ 233,500 $ 69,000
Greenville, South Carolina 6 $ 1,203,000 $ 200,500 $ 45,000
Rutherford, Tennessee 6 $ 1,033,000 $ 172,166 $ 23,000
Jefferson, Alabama 5 $ 836,000 $ 167,200 $ 58,000
Shelby, Alabama 5 $ 957,000 $ 191,400 $ 64,000
San Bernardino, California 5 $ 1,630,000 $ 326,000 $ 88,000
San Joaquin, California 5 $ 651,000 $ 130,200 $ 40,000
Sonoma, California 5 $ 2,424,000 $ 484,800 $ 117,000
Palm Beach, Florida 5 $ 482,000 $ 96,400 $ 26,000
Douglas, Georgia 5 $ 904,000 $ 180,800 $ 93,000
Fayette, Georgia 5 $ 1,113,000 $ 222,600 $ 33,000
Allen, Indiana 5 $ 820,000 $ 164,000 $ 52,000
Shawnee, Kansas 5 $ 1,014,000 $ 202,800 $ 80,000
Wyandotte, Kansas 5 $ 983,000 $ 196,600 $ 95,000
Calvert, Maryland 5 $ 2,105,000 $ 421,000 $ 116,000
Charles, Maryland 5 $ 1,379,000 $ 275,800 $ 114,000
Harford, Maryland 5 $ 1,182,000 $ 236,400 $ 76,000
Carver, Minnesota 5 $ 1,389,000 $ 277,800 $ 61,000
Otter Tail, Minnesota 5 $ 1,008,000 $ 201,600 $ 18,000
Clermont, Ohio 5 $ 878,000 $ 175,600 $ 88,000
Delaware, Ohio 5 $ 1,136,000 $ 227,200 $ 65,000
Linn, Oregon 5 $ 1,099,000 $ 219,800 $ 53,000
Luzerne, Pennsylvania 5 $ 1,089,000 $ 217,800 $ 79,000
Mercer, Pennsylvania 5 $ 807,000 $ 161,400 $ 45,000
Washington, Pennsylvania 5 $ 1,012,000 $ 202,400 $ 61,000
Dorchester, South Carolina 5 $ 1,079,000 $ 215,800 $ 21,000
Jefferson, Tennessee 5 $ 750,000 $ 150,000 $ 185,000
Montgomery, Tennessee 5 $ 793,000 $ 158,600 $ 30,000
Chesapeake, Virginia 5 $ 1,251,000 $ 250,200 $ 76,000
Loudoun, Virginia 5 $ 2,862,000 $ 572,400 $ 213,000
Virginia Beach, Virginia 5 $ 1,161,000 $ 232,200 $ 88,000
Baldwin, Alabama 4 $ 715,000 $ 178,750 $ 59,000
Madison, Alabama 4 $ 836,000 $ 209,000 $ 75,000
Marin, California 4 $ 1,282,000 $ 320,500 $ 102,000
Riverside, California 4 $ 900,000 $ 225,000 $ 92,000
Sacramento, California 4 $ 1,114,000 $ 278,500 $ 51,000
San Diego, California 4 $ 1,883,000 $ 470,750 $ 110,000
Middlesex, Connecticut 4 $ 1,200,000 $ 300,000 $ 90,000
Windham, Connecticut 4 $ 660,000 $ 165,000 $ 38,000
District of Columbia, District Of Columbia 4 $ 876,000 $ 219,000 $ 59,000
Cherokee, Georgia 4 $ 909,000 $ 227,250 $ 54,000
Clayton, Georgia 4 $ 1,269,000 $ 317,250 $ 86,000
Coweta, Georgia 4 $ 934,000 $ 233,500 $ 67,000
Paulding, Georgia 4 $ 546,000 $ 136,500 $ 46,000
Richmond, Georgia 4 $ 687,000 $ 171,750 $ 53,000
Hendricks, Indiana 4 $ 716,000 $ 179,000 $ 103,000
LaPorte, Indiana 4 $ 641,000 $ 160,250 $ 50,000
St. Joseph, Indiana 4 $ 790,000 $ 197,500 $ 59,000
Carroll, Maryland 4 $ 1,657,000 $ 414,250 $ 124,000
Howard, Maryland 4 $ 2,309,000 $ 577,250 $ 117,000
Bristol, Massachusetts 4 $ 1,152,000 $ 288,000 $ 85,000
Crow Wing, Minnesota 4 $ 774,000 $ 193,500 $ 37,000
Goodhue, Minnesota 4 $ 724,000 $ 181,000 $ 69,000
Middlesex, New Jersey 4 $ 1,113,000 $ 278,250 $ 87,000
Monmouth, New Jersey 4 $ 1,084,000 $ 271,000 $ 196,000
Durham, North Carolina 4 $ 559,000 $ 139,750 $ 48,000
Greene, Ohio 4 $ 868,000 $ 217,000 $ 73,000
Hancock, Ohio 4 $ 634,000 $ 158,500 $ 68,000
Huron, Ohio 4 $ 709,000 $ 177,250 $ 75,000
Licking, Ohio 4 $ 892,000 $ 223,000 $ 113,000
Seneca, Ohio 4 $ 759,000 $ 189,750 $ 24,000
Shelby, Ohio 4 $ 752,000 $ 188,000 $ 70,000
Cleveland, Oklahoma 4 $ 634,000 $ 158,500 $ 53,000
Columbia, Oregon 4 $ 779,000 $ 194,750 $ 42,000
Deschutes, Oregon 4 $ 1,085,000 $ 271,250 $ 55,000
Douglas, Oregon 4 $ 1,309,000 $ 327,250 $ 125,000
Jackson, Oregon 4 $ 933,000 $ 233,250 $ 25,000
Lincoln, Oregon 4 $ 966,000 $ 241,500 $ 79,000
Wallowa, Oregon 4 $ 938,000 $ 234,500 $ 67,000
Adams, Pennsylvania 4 $ 782,000 $ 195,500 $ 56,000
Crawford, Pennsylvania 4 $ 598,000 $ 149,500 $ 72,000
Cumberland, Pennsylvania 4 $ 569,000 $ 142,250 $ 51,000
Franklin, Pennsylvania 4 $ 775,000 $ 193,750 $ 55,000
Lebanon, Pennsylvania 4 $ 699,000 $ 174,750 $ 59,000
Pike, Pennsylvania 4 $ 971,000 $ 242,750 $ 63,000
Berkeley, South Carolina 4 $ 762,000 $ 190,500 $ 78,000
Horry, South Carolina 4 $ 846,000 $ 211,500 $ 76,000
Richland, South Carolina 4 $ 797,000 $ 199,250 $ 58,000
York, South Carolina 4 $ 858,000 $ 214,500 $ 38,000
Cheatham, Tennessee 4 $ 957,000 $ 239,250 $ 46,000
Tipton, Tennessee 4 $ 663,000 $ 165,750 $ 79,000
Wilson, Tennessee 4 $ 786,000 $ 196,500 $ 0
Newport News, Virginia 4 $ 1,011,000 $ 252,750 $ 77,000
Chelan, Washington 4 $ 934,000 $ 233,500 $ 65,000
Franklin, Washington 4 $ 675,000 $ 168,750 $ 75,000
Island, Washington 4 $ 1,592,000 $ 398,000 $ 94,000
Jefferson, Washington 4 $ 930,000 $ 232,500 $ 61,000
Madera, California 3 $ 706,000 $ 235,333 $ 63,000
Santa Clara, California 3 $ 1,650,000 $ 550,000 $ 198,000
New Castle, Delaware 3 $ 893,000 $ 297,666 $ 100,000
Sussex, Delaware 3 $ 691,000 $ 230,333 $ 51,000
Broward, Florida 3 $ 665,000 $ 221,666 $ 86,000
Duval, Florida 3 $ 482,000 $ 160,666 $ 33,000
Barrow, Georgia 3 $ 462,000 $ 154,000 $ 19,000
Chatham, Georgia 3 $ 852,000 $ 284,000 $ 77,000
Forsyth, Georgia 3 $ 852,000 $ 284,000 $ 18,000
Hall, Georgia 3 $ 403,000 $ 134,333 $ 44,000
Rockdale, Georgia 3 $ 722,000 $ 240,666 $ 39,000
McLean, Illinois 3 $ 649,000 $ 216,333 $ 68,000
Sangamon, Illinois 3 $ 431,000 $ 143,666 $ 69,000
Johnson, Indiana 3 $ 407,000 $ 135,666 $ 52,000
Tippecanoe, Indiana 3 $ 650,000 $ 216,666 $ 49,000
Butler, Kansas 3 $ 526,000 $ 175,333 $ 104,000
Queen Anne's, Maryland 3 $ 885,000 $ 295,000 $ 75,000
St. Mary's, Maryland 3 $ 673,000 $ 224,333 $ 108,000
Blue Earth, Minnesota 3 $ 565,000 $ 188,333 $ 18,000
Chisago, Minnesota 3 $ 560,000 $ 186,666 $ 52,000
Douglas, Minnesota 3 $ 578,000 $ 192,666 $ 52,000
McLeod, Minnesota 3 $ 572,000 $ 190,666 $ 122,000
Nicollet, Minnesota 3 $ 557,000 $ 185,666 $ 70,000
Ocean, New Jersey 3 $ 811,000 $ 270,333 $ 96,000
San Juan, New Mexico 3 $ 791,000 $ 263,666 $ 55,000
San Miguel, New Mexico 3 $ 586,000 $ 195,333 $ 68,000
Union, North Carolina 3 $ 607,000 $ 202,333 $ 54,000
Wake, North Carolina 3 $ 533,000 $ 177,666 $ 26,000
Ashtabula, Ohio 3 $ 310,000 $ 103,333 $ 46,000
Madison, Ohio 3 $ 466,000 $ 155,333 $ 86,000
Muskingum, Ohio 3 $ 353,000 $ 117,666 $ 54,000
Tuscarawas, Ohio 3 $ 686,000 $ 228,666 $ 84,000
Washington, Ohio 3 $ 423,000 $ 141,000 $ 73,000
Wayne, Ohio 3 $ 508,000 $ 169,333 $ 54,000
Wood, Ohio 3 $ 504,000 $ 168,000 $ 57,000
Tulsa, Oklahoma 3 $ 492,000 $ 164,000 $ 59,000
Benton, Oregon 3 $ 554,000 $ 184,666 $ 37,000
Polk, Oregon 3 $ 552,000 $ 184,000 $ 74,000
Umatilla, Oregon 3 $ 457,000 $ 152,333 $ 80,000
Lycoming, Pennsylvania 3 $ 421,000 $ 140,333 $ 31,000
Perry, Pennsylvania 3 $ 445,000 $ 148,333 $ 40,000
Aiken, South Carolina 3 $ 680,000 $ 226,666 $ 56,000
Anderson, South Carolina 3 $ 549,000 $ 183,000 $ 85,000
Beaufort, South Carolina 3 $ 806,000 $ 268,666 $ 65,000
Charleston, South Carolina 3 $ 593,000 $ 197,666 $ 43,000
Kershaw, South Carolina 3 $ 463,000 $ 154,333 $ 103,000
Hamilton, Tennessee 3 $ 495,000 $ 165,000 $ 67,000
Hawkins, Tennessee 3 $ 539,000 $ 179,666 $ 55,000
Marion, Tennessee 3 $ 350,000 $ 116,666 $ 49,000
Cowlitz, Washington 3 $ 507,000 $ 169,000 $ 68,000
Cullman, Alabama 2 $ 238,000 $ 119,000 $ 37,000
Lauderdale, Alabama 2 $ 306,000 $ 153,000 $ 73,000
Walker, Alabama 2 $ 217,000 $ 108,500 $ 34,000
Butte, California 2 $ 579,000 $ 289,500 $ 56,000
Contra Costa, California 2 $ 858,000 $ 429,000 $ 134,000
Kings, California 2 $ 366,000 $ 183,000 $ 83,000
Monterey, California 2 $ 563,000 $ 281,500 $ 95,000
Santa Barbara, California 2 $ 664,000 $ 332,000 $ 100,000
Ventura, California 2 $ 689,000 $ 344,500 $ 99,000
Yolo, California 2 $ 354,000 $ 177,000 $ 56,000
Indian River, Florida 2 $ 297,000 $ 148,500 $ 63,000
Lee, Florida 2 $ 517,000 $ 258,500 $ 77,000
Miami-Dade, Florida 2 $ 615,000 $ 307,500 $ 95,000
Bartow, Georgia 2 $ 212,000 $ 106,000 $ 41,000
Bibb, Georgia 2 $ 309,000 $ 154,500 $ 47,000
Bulloch, Georgia 2 $ 278,000 $ 139,000 $ 31,000
Catoosa, Georgia 2 $ 596,000 $ 298,000 $ 136,000
Dade, Georgia 2 $ 251,000 $ 125,500 $ 33,000
Houston, Georgia 2 $ 326,000 $ 163,000 $ 103,000
Jackson, Georgia 2 $ 554,000 $ 277,000 $ 49,000
Peach, Georgia 2 $ 373,000 $ 186,500 $ 47,000
Pickens, Georgia 2 $ 458,000 $ 229,000 $ 5,000
Toombs, Georgia 2 $ 353,000 $ 176,500 $ 47,000
Walton, Georgia 2 $ 377,000 $ 188,500 $ 49,000
Boone, Illinois 2 $ 541,000 $ 270,500 $ 109,000
Kendall, Illinois 2 $ 543,000 $ 271,500 $ 35,000
Elkhart, Indiana 2 $ 267,000 $ 133,500 $ 44,000
Hamilton, Indiana 2 $ 421,000 $ 210,500 $ 55,000
Henry, Indiana 2 $ 252,000 $ 126,000 $ 77,000
Jackson, Indiana 2 $ 292,000 $ 146,000 $ 58,000
Morgan, Indiana 2 $ 286,000 $ 143,000 $ 44,000
Atchison, Kansas 2 $ 348,000 $ 174,000 $ 51,000
Cowley, Kansas 2 $ 339,000 $ 169,500 $ 60,000
Douglas, Kansas 2 $ 319,000 $ 159,500 $ 58,000
Riley, Kansas 2 $ 360,000 $ 180,000 $ 55,000
Allegany, Maryland 2 $ 314,000 $ 157,000 $ 41,000
Caroline, Maryland 2 $ 487,000 $ 243,500 $ 40,000
Cecil, Maryland 2 $ 632,000 $ 316,000 $ 96,000
Dorchester, Maryland 2 $ 301,000 $ 150,500 $ 41,000
Essex, Massachusetts 2 $ 625,000 $ 312,500 $ 67,000
Middlesex, Massachusetts 2 $ 617,000 $ 308,500 $ 263,000
Worcester, Massachusetts 2 $ 346,000 $ 173,000 $ 63,000
Macomb, Michigan 2 $ 182,000 $ 91,000 $ 45,000
Beltrami, Minnesota 2 $ 351,000 $ 175,500 $ 34,000
Clay, Minnesota 2 $ 338,000 $ 169,000 $ 88,000
Dodge, Minnesota 2 $ 334,000 $ 167,000 $ 64,000
Morrison, Minnesota 2 $ 397,000 $ 198,500 $ 68,000
Wadena, Minnesota 2 $ 445,000 $ 222,500 $ 32,000
Boone, Missouri 2 $ 305,000 $ 152,500 $ 53,000
Cape May, New Jersey 2 $ 568,000 $ 284,000 $ 65,000
Gloucester, New Jersey 2 $ 729,000 $ 364,500 $ 8,000
Mercer, New Jersey 2 $ 400,000 $ 200,000 $ 80,000
Sussex, New Jersey 2 $ 306,000 $ 153,000 $ 63,000
Union, New Jersey 2 $ 451,000 $ 225,500 $ 77,000
Lea, New Mexico 2 $ 255,000 $ 127,500 $ 37,000
Valencia, New Mexico 2 $ 338,000 $ 169,000 $ 35,000
Buncombe, North Carolina 2 $ 417,000 $ 208,500 $ 45,000
Cabarrus, North Carolina 2 $ 252,000 $ 126,000 $ 36,000
Cumberland, North Carolina 2 $ 275,000 $ 137,500 $ 30,000
Gaston, North Carolina 2 $ 223,000 $ 111,500 $ 74,000
Johnston, North Carolina 2 $ 228,000 $ 114,000 $ 38,000
Onslow, North Carolina 2 $ 465,000 $ 232,500 $ 70,000
Stokes, North Carolina 2 $ 252,000 $ 126,000 $ 17,000
Adams, Ohio 2 $ 171,000 $ 85,500 $ 49,000
Auglaize, Ohio 2 $ 355,000 $ 177,500 $ 41,000
Carroll, Ohio 2 $ 380,000 $ 190,000 $ 0
Champaign, Ohio 2 $ 414,000 $ 207,000 $ 43,000
Clinton, Ohio 2 $ 358,000 $ 179,000 $ 68,000
Defiance, Ohio 2 $ 247,000 $ 123,500 $ 71,000
Fulton, Ohio 2 $ 412,000 $ 206,000 $ 30,000
Highland, Ohio 2 $ 322,000 $ 161,000 $ 20,000
Holmes, Ohio 2 $ 313,000 $ 156,500 $ 53,000
Knox, Ohio 2 $ 436,000 $ 218,000 $ 100,000
Logan, Ohio 2 $ 360,000 $ 180,000 $ 35,000
Mercer, Ohio 2 $ 216,000 $ 108,000 $ 29,000
Morrow, Ohio 2 $ 270,000 $ 135,000 $ 88,000
Perry, Ohio 2 $ 392,000 $ 196,000 $ 49,000
Pickaway, Ohio 2 $ 296,000 $ 148,000 $ 51,000
Ross, Ohio 2 $ 296,000 $ 148,000 $ 37,000
Sandusky, Ohio 2 $ 239,000 $ 119,500 $ 21,000
Scioto, Ohio 2 $ 318,000 $ 159,000 $ 41,000
Oklahoma, Oklahoma 2 $ 257,000 $ 128,500 $ 49,000
Yamhill, Oregon 2 $ 357,000 $ 178,500 $ 23,000
Bedford, Pennsylvania 2 $ 358,000 $ 179,000 $ 26,000
Carbon, Pennsylvania 2 $ 298,000 $ 149,000 $ 82,000
Columbia, Pennsylvania 2 $ 291,000 $ 145,500 $ 54,000
Fayette, Pennsylvania 2 $ 198,000 $ 99,000 $ 24,000
Schuylkill, Pennsylvania 2 $ 332,000 $ 166,000 $ 53,000
Tioga, Pennsylvania 2 $ 287,000 $ 143,500 $ 29,000
Wyoming, Pennsylvania 2 $ 336,000 $ 168,000 $ 46,000
Chester, South Carolina 2 $ 271,000 $ 135,500 $ 39,000
Darlington, South Carolina 2 $ 386,000 $ 193,000 $ 64,000
Sumter, South Carolina 2 $ 362,000 $ 181,000 $ 53,000
Anderson, Tennessee 2 $ 350,000 $ 175,000 $ 53,000
Bedford, Tennessee 2 $ 245,000 $ 122,500 $ 37,000
Bradley, Tennessee 2 $ 427,000 $ 213,500 $ 39,000
Carroll, Tennessee 2 $ 236,000 $ 118,000 $ 62,000
Dickson, Tennessee 2 $ 392,000 $ 196,000 $ 74,000
Gibson, Tennessee 2 $ 487,000 $ 243,500 $ 96,000
Hamblen, Tennessee 2 $ 410,000 $ 205,000 $ 19,000
Maury, Tennessee 2 $ 338,000 $ 169,000 $ 49,000
Sevier, Tennessee 2 $ 224,000 $ 112,000 $ 42,000
Sumner, Tennessee 2 $ 211,000 $ 105,500 $ 65,000
Warren, Tennessee 2 $ 354,000 $ 177,000 $ 99,000
Arlington, Virginia 2 $ 560,000 $ 280,000 $ 93,000
Fluvanna, Virginia 2 $ 422,000 $ 211,000 $ 45,000
Frederick, Virginia 2 $ 436,000 $ 218,000 $ 74,000
Goochland, Virginia 2 $ 1,110,000 $ 555,000 $ 153,000
Hampton, Virginia 2 $ 357,000 $ 178,500 $ 75,000
Harrisonburg, Virginia 2 $ 338,000 $ 169,000 $ 50,000
Montgomery, Virginia 2 $ 341,000 $ 170,500 $ 35,000
Page, Virginia 2 $ 367,000 $ 183,500 $ 75,000
Richmond City, Virginia 2 $ 319,000 $ 159,500 $ 86,000
Warren, Virginia 2 $ 438,000 $ 219,000 $ 60,000
York, Virginia 2 $ 752,000 $ 376,000 $ 104,000
Grant, Washington 2 $ 257,000 $ 128,500 $ 44,000
Kittitas, Washington 2 $ 442,000 $ 221,000 $ 48,000
San Juan, Washington 2 $ 665,000 $ 332,500 $ 28,000
Stevens, Washington 2 $ 235,000 $ 117,500 $ 37,000
Blount, Alabama 1 $ 78,000 $ 78,000 $ 46,000
Calhoun, Alabama 1 $ 222,000 $ 222,000 $ 0
Cherokee, Alabama 1 $ 121,000 $ 121,000 $ 59,000
Coffee, Alabama 1 $ 252,000 $ 252,000 $ 92,000
Colbert, Alabama 1 $ 150,000 $ 150,000 $ 101,000
Dale, Alabama 1 $ 115,000 $ 115,000 $ 117,000
Elmore, Alabama 1 $ 277,000 $ 277,000 $ 123,000
Escambia, Alabama 1 $ 246,000 $ 246,000 $ 75,000
Geneva, Alabama 1 $ 143,000 $ 143,000 $ 65,000
Henry, Alabama 1 $ 191,000 $ 191,000 $ 46,000
Houston, Alabama 1 $ 259,000 $ 259,000 $ 71,000
Lee, Alabama 1 $ 360,000 $ 360,000 $ 130,000
Limestone, Alabama 1 $ 129,000 $ 129,000 $ 72,000
Macon, Alabama 1 $ 100,000 $ 100,000 $ 0
Marshall, Alabama 1 $ 144,000 $ 144,000 $ 55,000
Monroe, Alabama 1 $ 148,000 $ 148,000 $ 42,000
Montgomery, Alabama 1 $ 78,000 $ 78,000 $ 18,000
Morgan, Alabama 1 $ 225,000 $ 225,000 $ 90,000
Pike, Alabama 1 $ 139,000 $ 139,000 $ 25,000
Randolph, Alabama 1 $ 149,000 $ 149,000 $ 52,000
Talladega, Alabama 1 $ 236,000 $ 236,000 $ 70,000
Tallapoosa, Alabama 1 $ 200,000 $ 200,000 $ 10,000
Calaveras, California 1 $ 280,000 $ 280,000 $ 0
El Dorado, California 1 $ 309,000 $ 309,000 $ 60,000
Kern, California 1 $ 185,000 $ 185,000 $ 10,000
Merced, California 1 $ 296,000 $ 296,000 $ 90,000
Napa, California 1 $ 355,000 $ 355,000 $ 88,000
Placer, California 1 $ 183,000 $ 183,000 $ 82,000
San Francisco, California 1 $ 294,000 $ 294,000 $ 69,000
San Mateo, California 1 $ 290,000 $ 290,000 $ 15,000
Santa Cruz, California 1 $ 335,000 $ 335,000 $ 200,000
Shasta, California 1 $ 341,000 $ 341,000 $ 130,000
Yuba, California 1 $ 192,000 $ 192,000 $ 56,000
Brevard, Florida 1 $ 165,000 $ 165,000 $ 62,000
Gilchrist, Florida 1 $ 188,000 $ 188,000 $ 108,000
Hernando, Florida 1 $ 126,000 $ 126,000 $ 39,000
Madison, Florida 1 $ 149,000 $ 149,000 $ 0
Orange, Florida 1 $ 236,000 $ 236,000 $ 98,000
Pinellas, Florida 1 $ 163,000 $ 163,000 $ 77,000
Polk, Florida 1 $ 172,000 $ 172,000 $ 88,000
Santa Rosa, Florida 1 $ 150,000 $ 150,000 $ 0
St. Johns, Florida 1 $ 166,000 $ 166,000 $ 0
Sumter, Florida 1 $ 235,000 $ 235,000 $ 101,000
Volusia, Florida 1 $ 201,000 $ 201,000 $ 80,000
Baldwin, Georgia 1 $ 120,000 $ 120,000 $ 57,000
Ben Hill, Georgia 1 $ 341,000 $ 341,000 $ 15,000
Bryan, Georgia 1 $ 209,000 $ 209,000 $ 42,000
Burke, Georgia 1 $ 229,000 $ 229,000 $ 128,000
Butts, Georgia 1 $ 106,000 $ 106,000 $ 41,000
Camden, Georgia 1 $ 213,000 $ 213,000 $ 50,000
Candler, Georgia 1 $ 104,000 $ 104,000 $ 42,000
Columbia, Georgia 1 $ 219,000 $ 219,000 $ 98,000
Effingham, Georgia 1 $ 118,000 $ 118,000 $ 30,000
Floyd, Georgia 1 $ 196,000 $ 196,000 $ 0
Greene, Georgia 1 $ 460,000 $ 460,000 $ 98,000
Habersham, Georgia 1 $ 148,000 $ 148,000 $ 50,000
Harris, Georgia 1 $ 222,000 $ 222,000 $ 107,000
Heard, Georgia 1 $ 118,000 $ 118,000 $ 66,000
Jones, Georgia 1 $ 87,000 $ 87,000 $ 58,000
Laurens, Georgia 1 $ 130,000 $ 130,000 $ 58,000
Liberty, Georgia 1 $ 214,000 $ 214,000 $ 10,000
Madison, Georgia 1 $ 178,000 $ 178,000 $ 87,000
McDuffie, Georgia 1 $ 150,000 $ 150,000 $ 65,000
Morgan, Georgia 1 $ 277,000 $ 277,000 $ 85,000
Murray, Georgia 1 $ 109,000 $ 109,000 $ 91,000
Newton, Georgia 1 $ 157,000 $ 157,000 $ 72,000
Putnam, Georgia 1 $ 124,000 $ 124,000 $ 125,000
Screven, Georgia 1 $ 152,000 $ 152,000 $ 99,000
Towns, Georgia 1 $ 263,000 $ 263,000 $ 55,000
Troup, Georgia 1 $ 118,000 $ 118,000 $ 75,000
Wayne, Georgia 1 $ 244,000 $ 244,000 $ 96,000
Whitfield, Georgia 1 $ 161,000 $ 161,000 $ 0
Wilcox, Georgia 1 $ 180,000 $ 180,000 $ 109,000
Worth, Georgia 1 $ 110,000 $ 110,000 $ 0
Adams, Illinois 1 $ 165,000 $ 165,000 $ 61,000
Champaign, Illinois 1 $ 244,000 $ 244,000 $ 129,000
Coles, Illinois 1 $ 203,000 $ 203,000 $ 74,000
LaSalle, Illinois 1 $ 144,000 $ 144,000 $ 42,000
McHenry, Illinois 1 $ 419,000 $ 419,000 $ 0
Tazewell, Illinois 1 $ 258,000 $ 258,000 $ 128,000
Union, Illinois 1 $ 263,000 $ 263,000 $ 63,000
Vermilion, Illinois 1 $ 106,000 $ 106,000 $ 69,000
Blackford, Indiana 1 $ 151,000 $ 151,000 $ 67,000
Cass, Indiana 1 $ 139,000 $ 139,000 $ 94,000
Dearborn, Indiana 1 $ 205,000 $ 205,000 $ 95,000
Dubois, Indiana 1 $ 124,000 $ 124,000 $ 24,000
Franklin, Indiana 1 $ 139,000 $ 139,000 $ 32,000
Fulton, Indiana 1 $ 144,000 $ 144,000 $ 36,000
Gibson, Indiana 1 $ 205,000 $ 205,000 $ 90,000
Harrison, Indiana 1 $ 280,000 $ 280,000 $ 147,000
Howard, Indiana 1 $ 220,000 $ 220,000 $ 96,000
Marshall, Indiana 1 $ 208,000 $ 208,000 $ 30,000
Miami, Indiana 1 $ 120,000 $ 120,000 $ 52,000
Monroe, Indiana 1 $ 182,000 $ 182,000 $ 78,000
Montgomery, Indiana 1 $ 147,000 $ 147,000 $ 63,000
Newton, Indiana 1 $ 120,000 $ 120,000 $ 144,000
Noble, Indiana 1 $ 131,000 $ 131,000 $ 0
Porter, Indiana 1 $ 151,000 $ 151,000 $ 91,000
Posey, Indiana 1 $ 120,000 $ 120,000 $ 72,000
Steuben, Indiana 1 $ 131,000 $ 131,000 $ 26,000
Vanderburgh, Indiana 1 $ 199,000 $ 199,000 $ 102,000
Warrick, Indiana 1 $ 179,000 $ 179,000 $ 50,000
Wells, Indiana 1 $ 163,000 $ 163,000 $ 58,000
Chautauqua, Kansas 1 $ 276,000 $ 276,000 $ 97,000
Clay, Kansas 1 $ 159,000 $ 159,000 $ 169,000
Franklin, Kansas 1 $ 214,000 $ 214,000 $ 96,000
Geary, Kansas 1 $ 178,000 $ 178,000 $ 97,000
Grant, Kansas 1 $ 153,000 $ 153,000 $ 148,000
Lyon, Kansas 1 $ 153,000 $ 153,000 $ 130,000
Montgomery, Kansas 1 $ 196,000 $ 196,000 $ 83,000
Neosho, Kansas 1 $ 181,000 $ 181,000 $ 87,000
Saline, Kansas 1 $ 157,000 $ 157,000 $ 0
Scott, Kansas 1 $ 207,000 $ 207,000 $ 74,000
Somerset, Maryland 1 $ 189,000 $ 189,000 $ 157,000
Wicomico, Maryland 1 $ 300,000 $ 300,000 $ 118,000
Franklin, Massachusetts 1 $ 417,000 $ 417,000 $ 90,000
Plymouth, Massachusetts 1 $ 533,000 $ 533,000 $ 140,000
Suffolk, Massachusetts 1 $ 382,000 $ 382,000 $ 0
Ingham, Michigan 1 $ 115,000 $ 115,000 $ 0
Livingston, Michigan 1 $ 179,000 $ 179,000 $ 0
Wayne, Michigan 1 $ 54,000 $ 54,000 $ 123,000
Aitkin, Minnesota 1 $ 224,000 $ 224,000 $ 14,000
Benton, Minnesota 1 $ 174,000 $ 174,000 $ 48,000
Carlton, Minnesota 1 $ 195,000 $ 195,000 $ 60,000
Clearwater, Minnesota 1 $ 134,000 $ 134,000 $ 40,000
Grant, Minnesota 1 $ 157,000 $ 157,000 $ 42,000
Hubbard, Minnesota 1 $ 331,000 $ 331,000 $ 11,000
Isanti, Minnesota 1 $ 186,000 $ 186,000 $ 0
Jackson, Minnesota 1 $ 378,000 $ 378,000 $ 40,000
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Mortgage Loan Application Detail Totals for First Ohio Banc & Lending Inc in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,556 $588,375,000 $230,000 $2,025,000 $68,000 $1,262,000
Home Purchase 286 $39,359,000 $137,000 $735,000 $51,000 $605,000
Home Improvement 17 $3,276,000 $192,000 $378,000 $74,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,080 $465,314,000 $223,000 $2,025,000 $69,000 $1,262,000
Black or African American 336 $57,428,000 $170,000 $605,000 $54,000 $301,000
Not Provided 246 $61,539,000 $250,000 $954,000 $61,000 $406,000
Hispanic 101 $20,478,000 $202,000 $583,000 $58,000 $252,000
Asian 78 $21,315,000 $273,000 $712,000 $64,000 $300,000
Native Hawaiian or Other Pacific Islander 15 $4,369,000 $291,000 $651,000 $156,000 $605,000
American Indian or Alaskan Native 3 $567,000 $189,000 $221,000 $58,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,291 $486,108,000 $212,000 $720,000 $64,000 $724,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 542 $139,397,000 $257,000 $2,025,000 $77,000 $1,262,000
VA-guaranteed (Veterans Administration) 26 $5,505,000 $211,000 $390,000 $62,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,672 $361,311,000 $216,000 $1,500,000 $76,000 $1,262,000
Application Denied By Financial Institution 935 $215,245,000 $230,000 $1,160,000 $50,000 $724,000
Application Withdrawn By Applicant 233 $50,006,000 $214,000 $2,025,000 $63,000 $587,000
Application Approved But Not Accepted 13 $2,981,000 $229,000 $372,000 $64,000 $153,000
File Closed For Incompleteness 6 $1,467,000 $244,000 $375,000 $76,000 $130,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 285 $65,237,000 $228,000 $950,000 $56,000 $724,000
Collateral 282 $65,763,000 $233,000 $1,160,000 $42,000 $220,000
Debt-To-Income Ratio 167 $39,970,000 $239,000 $735,000 $45,000 $144,000
Credit History 66 $13,784,000 $208,000 $676,000 $52,000 $306,000
Credit Application Incomplete 44 $10,707,000 $243,000 $840,000 $64,000 $434,000
Unverifiable Information 36 $8,612,000 $239,000 $550,000 $53,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 24 $4,795,000 $199,000 $742,000 $44,000 $180,000
Mortgage Insurance Denied 4 $615,000 $153,000 $267,000 $23,000 $40,000
Employment History 2 $345,000 $172,000 $248,000 $53,000 $58,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into First Ohio Banc & Lending Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess First Ohio Banc & Lending Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

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